Home > Second Federal Savings and Loan Association of Chicago > Assets and Liabilities
Second Federal Savings and Loan Association of Chicago, Assets and Liabilities
| 2012-06-30 | Rank | |
| # of Employees: | 62 | 2,458 |
| Assets and Liabilities | ||
| Total Assets: | $190,891,000 | 3,224 |
| Cash and due from depository institutions | $11,282,000 | 2,458 |
| Interest-bearing balances | $10,059,000 | 3,047 |
| Securities | $22,569,000 | 4,344 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $137,741,000 | 2,769 |
| Loan loss allowance | $4,133,000 | 1,770 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $4,113,000 | 2,694 |
| Other real estate owned | $9,680,000 | 2,458 |
| Goodwill and other intangibles | $81,000 | 2,640 |
| All other assets | $5,425,000 | 2,840 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $190,891,000 | 3,224 |
| Total liabilities | $192,238,000 | 2,929 |
| Total deposits | $171,627,000 | 3,033 |
| Interest-bearing deposits | $156,379,000 | 2,792 |
| Deposits held in domestic offices | $171,627,000 | 3,032 |
| % insured | 99.25% | 214 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $19,321,000 | 1,195 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,290,000 | 2,765 |
| Total equity capital | $-1,347,000 | 7,254 |
| Total bank equity capital | $-1,347,000 | 7,254 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $0 | 6,596 |
| Surplus | $0 | 6,744 |
| Undivided profits | $-1,347,000 | 6,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $14,653,000 | 827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,409,000 | 1,961 |
| Earning assets | $170,369,000 | 3,288 |
| Long-term assets (5+ years) | $109,278,000 | 1,718 |
| Average Assets, year-to-date | $196,062,670 | 3,135 |
| Average Assets, quarterly | $194,972,500 | 3,170 |
| Volatile liabilities | $1,679,000 | 5,910 |
| Insider loans | $1,468,000 | 3,137 |
| FHLB advances | $19,321,000 | 1,128 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $2,229,000 | 6,029 |
| Tier 1 (core) risk-based capital | $-1,393,000 | 7,254 |
| Tier 2 risk-based capital | $0 | 7,181 |
| Total risk weighted assets | $108,882,000 | 3,512 |
| Total unused commitments | $2,229,000 | 6,029 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 62 | 2,468 |
| Assets and Liabilities | ||
| Total Assets: | $199,054,000 | 3,140 |
| Cash and due from depository institutions | $18,860,000 | 2,468 |
| Interest-bearing balances | $18,206,000 | 2,254 |
| Securities | $16,500,000 | 4,952 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $143,038,000 | 2,675 |
| Loan loss allowance | $3,718,000 | 1,974 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $5,562,000 | 2,089 |
| Other real estate owned | $10,187,000 | 2,468 |
| Goodwill and other intangibles | $91,000 | 2,612 |
| All other assets | $4,816,000 | 3,081 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $199,054,000 | 3,140 |
| Total liabilities | $196,615,000 | 2,897 |
| Total deposits | $175,885,000 | 3,016 |
| Interest-bearing deposits | $160,987,000 | 2,762 |
| Deposits held in domestic offices | $175,885,000 | 3,015 |
| % insured | 99.16% | 254 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $19,263,000 | 1,214 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,467,000 | 2,527 |
| Total equity capital | $2,439,000 | 7,077 |
| Total bank equity capital | $2,439,000 | 7,077 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $0 | 6,651 |
| Surplus | $0 | 6,800 |
| Undivided profits | $2,439,000 | 5,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $15,202,000 | 847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,317,000 | 2,098 |
| Earning assets | $177,744,000 | 3,207 |
| Long-term assets (5+ years) | $125,283,000 | 1,507 |
| Average Assets, year-to-date | $198,648,500 | 3,122 |
| Average Assets, quarterly | $198,648,500 | 3,122 |
| Volatile liabilities | $2,217,000 | 5,672 |
| Insider loans | $2,151,000 | 2,500 |
| FHLB advances | $19,263,000 | 1,151 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $2,316,000 | 6,048 |
| Tier 1 (core) risk-based capital | $2,434,000 | 7,051 |
| Tier 2 risk-based capital | $1,500,000 | 3,096 |
| Total risk weighted assets | $117,658,000 | 3,326 |
| Total unused commitments | $2,316,000 | 6,048 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 64 | 2,372 |
| Assets and Liabilities | ||
| Total Assets: | $198,243,000 | 3,128 |
| Cash and due from depository institutions | $11,338,000 | 2,372 |
| Interest-bearing balances | $576,000 | 6,041 |
| Securities | $18,473,000 | 4,699 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $147,405,000 | 2,647 |
| Loan loss allowance | $3,799,000 | 1,934 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $5,651,000 | 2,062 |
| Other real estate owned | $9,819,000 | 2,372 |
| Goodwill and other intangibles | $100,000 | 2,596 |
| All other assets | $5,457,000 | 2,898 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $198,243,000 | 3,128 |
| Total liabilities | $194,184,000 | 2,900 |
| Total deposits | $170,861,000 | 3,048 |
| Interest-bearing deposits | $160,728,000 | 2,740 |
| Deposits held in domestic offices | $170,861,000 | 3,047 |
| % insured | 99.07% | 309 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $19,205,000 | 1,306 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $4,118,000 | 1,211 |
| Total equity capital | $4,059,000 | 6,738 |
| Total bank equity capital | $4,059,000 | 6,738 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $0 | 6,724 |
| Surplus | $0 | 6,853 |
| Undivided profits | $4,059,000 | 4,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $13,666,000 | 953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,446,000 | 1,996 |
| Earning assets | $166,454,000 | 3,336 |
| Long-term assets (5+ years) | $0 | 6,681 |
| Average Assets, year-to-date | $208,426,200 | 2,964 |
| Average Assets, quarterly | $203,552,000 | 3,049 |
| Volatile liabilities | $21,435,000 | 2,096 |
| Insider loans | $3,105,000 | 1,950 |
| FHLB advances | $19,205,000 | 1,231 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $2,439,000 | 5,968 |
| Tier 1 (core) risk-based capital | $3,270,000 | 6,877 |
| Tier 2 risk-based capital | $1,478,000 | 3,124 |
| Total risk weighted assets | $117,729,000 | 3,335 |
| Total unused commitments | $2,439,000 | 5,968 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 68 | 2,251 |
| Assets and Liabilities | ||
| Total Assets: | $208,861,000 | 2,991 |
| Cash and due from depository institutions | $18,753,000 | 2,251 |
| Interest-bearing balances | $356,000 | 6,200 |
| Securities | $17,676,000 | 4,752 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $151,360,000 | 2,599 |
| Loan loss allowance | $3,752,000 | 1,971 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $5,704,000 | 2,052 |
| Other real estate owned | $10,126,000 | 2,251 |
| Goodwill and other intangibles | $108,000 | 2,590 |
| All other assets | $5,134,000 | 3,040 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $208,862,000 | 2,991 |
| Total liabilities | $202,543,000 | 2,791 |
| Total deposits | $180,084,000 | 2,916 |
| Interest-bearing deposits | $170,022,000 | 2,624 |
| Deposits held in domestic offices | $180,084,000 | 2,915 |
| % insured | 99.17% | 292 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $19,147,000 | 1,331 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $3,312,000 | 1,443 |
| Total equity capital | $6,319,000 | 6,155 |
| Total bank equity capital | $6,319,000 | 6,154 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $0 | 6,800 |
| Surplus | $0 | 6,919 |
| Undivided profits | $6,319,000 | 3,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $13,011,000 | 1,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,420,000 | 2,105 |
| Earning assets | $169,392,000 | 3,290 |
| Long-term assets (5+ years) | $0 | 6,717 |
| Average Assets, year-to-date | $210,972,000 | 2,940 |
| Average Assets, quarterly | $210,247,000 | 2,960 |
| Volatile liabilities | $21,439,000 | 2,130 |
| Insider loans | $0 | 6,691 |
| FHLB advances | $19,147,000 | 1,249 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $2,531,000 | 5,991 |
| Tier 1 (core) risk-based capital | $5,617,000 | 6,245 |
| Tier 2 risk-based capital | $1,495,000 | 3,109 |
| Total risk weighted assets | $119,721,000 | 3,306 |
| Total unused commitments | $2,531,000 | 5,993 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 67 | 2,311 |
| Assets and Liabilities | ||
| Total Assets: | $211,633,000 | 2,967 |
| Cash and due from depository institutions | $16,076,000 | 2,311 |
| Interest-bearing balances | $1,191,000 | 5,487 |
| Securities | $19,200,000 | 4,651 |
| Federal funds sold & reverse repurchase agreements | $218,000 | 3,548 |
| Net loans & leases | $155,372,000 | 2,552 |
| Loan loss allowance | $4,181,000 | 1,815 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $5,749,000 | 2,044 |
| Other real estate owned | $9,443,000 | 2,311 |
| Goodwill and other intangibles | $111,000 | 2,601 |
| All other assets | $5,464,000 | 2,924 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $211,633,000 | 2,967 |
| Total liabilities | $203,989,000 | 2,780 |
| Total deposits | $181,736,000 | 2,896 |
| Interest-bearing deposits | $171,759,000 | 2,611 |
| Deposits held in domestic offices | $181,736,000 | 2,895 |
| % insured | 99.38% | 254 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $19,089,000 | 1,386 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $3,164,000 | 1,411 |
| Total equity capital | $7,644,000 | 5,785 |
| Total bank equity capital | $7,644,000 | 5,784 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 6,875 |
| Surplus | $0 | 6,993 |
| Undivided profits | $7,644,000 | 3,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $14,296,000 | 1,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,442,000 | 2,027 |
| Earning assets | $175,981,000 | 3,188 |
| Long-term assets (5+ years) | $0 | 6,767 |
| Average Assets, year-to-date | $211,675,670 | 2,953 |
| Average Assets, quarterly | $212,475,500 | 2,960 |
| Volatile liabilities | $21,123,000 | 2,175 |
| Insider loans | $415,000 | 5,137 |
| FHLB advances | $19,089,000 | 1,304 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $2,478,000 | 6,094 |
| Tier 1 (core) risk-based capital | $6,919,000 | 5,882 |
| Tier 2 risk-based capital | $1,548,000 | 3,069 |
| Total risk weighted assets | $123,858,000 | 3,254 |
| Total unused commitments | $2,478,000 | 6,098 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 72 | 2,137 |
| Assets and Liabilities | ||
| Total Assets: | $213,318,000 | 2,967 |
| Cash and due from depository institutions | $14,861,000 | 2,137 |
| Interest-bearing balances | $593,000 | 5,942 |
| Securities | $17,960,000 | 4,780 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $159,194,000 | 2,514 |
| Loan loss allowance | $4,484,000 | 1,726 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $5,801,000 | 2,039 |
| Other real estate owned | $9,856,000 | 2,137 |
| Goodwill and other intangibles | $123,000 | 2,581 |
| All other assets | $5,523,000 | 2,956 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $213,317,000 | 2,967 |
| Total liabilities | $204,694,000 | 2,807 |
| Total deposits | $182,340,000 | 2,927 |
| Interest-bearing deposits | $172,199,000 | 2,641 |
| Deposits held in domestic offices | $182,340,000 | 2,925 |
| % insured | 99.40% | 277 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $19,031,000 | 1,426 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $3,323,000 | 1,345 |
| Total equity capital | $8,623,000 | 5,453 |
| Total bank equity capital | $8,623,000 | 5,452 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 6,934 |
| Surplus | $0 | 7,053 |
| Undivided profits | $8,623,000 | 3,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $12,458,000 | 1,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,505,000 | 1,947 |
| Earning assets | $177,747,000 | 3,201 |
| Long-term assets (5+ years) | $0 | 6,809 |
| Average Assets, year-to-date | $211,697,000 | 2,971 |
| Average Assets, quarterly | $211,697,000 | 2,971 |
| Volatile liabilities | $21,057,000 | 2,209 |
| Insider loans | $3,000 | 6,786 |
| FHLB advances | $19,031,000 | 1,344 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $2,593,000 | 6,126 |
| Tier 1 (core) risk-based capital | $8,029,000 | 5,537 |
| Tier 2 risk-based capital | $1,538,000 | 3,077 |
| Total risk weighted assets | $122,746,000 | 3,298 |
| Total unused commitments | $2,593,000 | 6,126 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 66 | 2,371 |
| Assets and Liabilities | ||
| Total Assets: | $210,861,000 | 2,989 |
| Cash and due from depository institutions | $12,042,000 | 2,371 |
| Interest-bearing balances | $908,000 | 5,605 |
| Securities | $14,851,000 | 5,052 |
| Federal funds sold & reverse repurchase agreements | $109,000 | 3,978 |
| Net loans & leases | $164,595,000 | 2,490 |
| Loan loss allowance | $4,488,000 | 1,721 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $5,833,000 | 2,070 |
| Other real estate owned | $7,524,000 | 2,371 |
| Goodwill and other intangibles | $162,000 | 2,498 |
| All other assets | $5,745,000 | 2,934 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $210,862,000 | 2,989 |
| Total liabilities | $200,270,000 | 2,851 |
| Total deposits | $178,098,000 | 2,966 |
| Interest-bearing deposits | $169,582,000 | 2,687 |
| Deposits held in domestic offices | $178,098,000 | 2,963 |
| % insured | 99.40% | 262 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $18,973,000 | 1,541 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $3,199,000 | 1,401 |
| Total equity capital | $10,592,000 | 4,930 |
| Total bank equity capital | $10,592,000 | 4,929 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 7,013 |
| Surplus | $0 | 7,133 |
| Undivided profits | $10,592,000 | 2,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $15,939,000 | 1,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $738,000 | 3,906 |
| Earning assets | $180,463,000 | 3,149 |
| Long-term assets (5+ years) | $0 | 6,888 |
| Average Assets, year-to-date | $221,643,200 | 2,846 |
| Average Assets, quarterly | $214,206,000 | 2,951 |
| Volatile liabilities | $52,105,000 | 2,423 |
| Insider loans | $2,896,000 | 2,224 |
| FHLB advances | $18,973,000 | 1,456 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $2,806,000 | 6,027 |
| Tier 1 (core) risk-based capital | $9,922,000 | 5,017 |
| Tier 2 risk-based capital | $1,500,000 | 3,161 |
| Total risk weighted assets | $120,251,000 | 3,396 |
| Total unused commitments | $2,806,000 | 6,029 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 66 | 2,368 |
| Assets and Liabilities | ||
| Total Assets: | $217,551,000 | 2,958 |
| Cash and due from depository institutions | $10,026,000 | 2,368 |
| Interest-bearing balances | $586,000 | 5,838 |
| Securities | $15,036,000 | 4,970 |
| Federal funds sold & reverse repurchase agreements | $2,976,000 | 2,175 |
| Net loans & leases | $169,969,000 | 2,461 |
| Loan loss allowance | $4,626,000 | 1,699 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,880,000 | 2,082 |
| Other real estate owned | $7,374,000 | 2,368 |
| Goodwill and other intangibles | $178,000 | 2,455 |
| All other assets | $6,112,000 | 2,846 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $217,552,000 | 2,958 |
| Total liabilities | $205,314,000 | 2,812 |
| Total deposits | $180,069,000 | 2,959 |
| Interest-bearing deposits | $170,642,000 | 2,717 |
| Deposits held in domestic offices | $180,069,000 | 2,956 |
| % insured | 98.24% | 475 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $21,815,000 | 1,475 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,430,000 | 1,462 |
| Total equity capital | $12,238,000 | 4,689 |
| Total bank equity capital | $12,238,000 | 4,688 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $0 | 7,110 |
| Surplus | $0 | 7,229 |
| Undivided profits | $12,238,000 | 2,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $17,575,000 | 954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $673,000 | 4,419 |
| Earning assets | $188,567,000 | 3,070 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $224,338,750 | 2,853 |
| Average Assets, quarterly | $217,536,000 | 2,954 |
| Volatile liabilities | $55,257,000 | 2,383 |
| Insider loans | $2,948,000 | 2,211 |
| FHLB advances | $21,815,000 | 1,385 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $2,755,000 | 6,146 |
| Tier 1 (core) risk-based capital | $11,474,000 | 4,674 |
| Tier 2 risk-based capital | $1,516,000 | 3,207 |
| Total risk weighted assets | $121,115,000 | 3,445 |
| Total unused commitments | $2,755,000 | 6,150 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 64 | 2,475 |
| Assets and Liabilities | ||
| Total Assets: | $217,521,000 | 2,977 |
| Cash and due from depository institutions | $8,826,000 | 2,475 |
| Interest-bearing balances | $5,816,000 | 3,522 |
| Securities | $12,045,000 | 5,398 |
| Federal funds sold & reverse repurchase agreements | $3,080,000 | 2,141 |
| Net loans & leases | $175,076,000 | 2,435 |
| Loan loss allowance | $5,008,000 | 1,591 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,888,000 | 2,090 |
| Other real estate owned | $6,231,000 | 2,475 |
| Goodwill and other intangibles | $190,000 | 2,445 |
| All other assets | $6,185,000 | 2,867 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $217,521,000 | 2,977 |
| Total liabilities | $203,943,000 | 2,857 |
| Total deposits | $174,834,000 | 3,060 |
| Interest-bearing deposits | $165,793,000 | 2,823 |
| Deposits held in domestic offices | $174,834,000 | 3,057 |
| % insured | 99.66% | 165 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $25,175,000 | 1,380 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,934,000 | 1,253 |
| Total equity capital | $13,578,000 | 4,338 |
| Total bank equity capital | $13,578,000 | 4,337 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 7,172 |
| Surplus | $0 | 7,286 |
| Undivided profits | $13,578,000 | 2,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $19,177,000 | 893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $688,000 | 4,294 |
| Earning assets | $196,017,000 | 2,995 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $226,601,330 | 2,853 |
| Average Assets, quarterly | $222,169,000 | 2,922 |
| Volatile liabilities | $55,166,000 | 2,427 |
| Insider loans | $2,694,000 | 2,417 |
| FHLB advances | $25,175,000 | 1,301 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $2,902,000 | 6,179 |
| Tier 1 (core) risk-based capital | $12,747,000 | 4,352 |
| Tier 2 risk-based capital | $1,652,000 | 3,004 |
| Total risk weighted assets | $132,127,000 | 3,254 |
| Total unused commitments | $2,902,000 | 6,185 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 60 | 2,655 |
| Assets and Liabilities | ||
| Total Assets: | $226,817,000 | 2,917 |
| Cash and due from depository institutions | $5,206,000 | 2,655 |
| Interest-bearing balances | $2,459,000 | 4,593 |
| Securities | $23,749,000 | 4,029 |
| Federal funds sold & reverse repurchase agreements | $90,000 | 4,593 |
| Net loans & leases | $181,167,000 | 2,419 |
| Loan loss allowance | $4,688,000 | 1,708 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,932,000 | 2,104 |
| Other real estate owned | $4,477,000 | 2,655 |
| Goodwill and other intangibles | $194,000 | 2,454 |
| All other assets | $6,002,000 | 2,998 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $226,817,000 | 2,917 |
| Total liabilities | $212,222,000 | 2,806 |
| Total deposits | $170,110,000 | 3,168 |
| Interest-bearing deposits | $163,219,000 | 2,890 |
| Deposits held in domestic offices | $170,110,000 | 3,166 |
| % insured | 99.53% | 194 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $37,675,000 | 1,069 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,437,000 | 1,138 |
| Total equity capital | $14,595,000 | 4,115 |
| Total bank equity capital | $14,595,000 | 4,113 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $0 | 7,272 |
| Surplus | $0 | 7,393 |
| Undivided profits | $14,595,000 | 2,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $21,360,000 | 856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $898,000 | 3,574 |
| Earning assets | $207,465,000 | 2,908 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $231,141,500 | 2,864 |
| Average Assets, quarterly | $231,141,500 | 2,864 |
| Volatile liabilities | $66,382,000 | 2,153 |
| Insider loans | $3,054,000 | 2,253 |
| FHLB advances | $37,675,000 | 1,006 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $2,754,000 | 6,359 |
| Tier 1 (core) risk-based capital | $13,580,000 | 4,190 |
| Tier 2 risk-based capital | $1,855,000 | 2,787 |
| Total risk weighted assets | $148,371,000 | 3,023 |
| Total unused commitments | $2,754,000 | 6,365 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 60 | 2,682 |
| Assets and Liabilities | ||
| Total Assets: | $235,466,000 | 2,826 |
| Cash and due from depository institutions | $9,946,000 | 2,682 |
| Interest-bearing balances | $6,279,000 | 2,969 |
| Securities | $19,493,000 | 4,463 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $187,017,000 | 2,410 |
| Loan loss allowance | $4,772,000 | 1,680 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,981,000 | 2,132 |
| Other real estate owned | $4,065,000 | 2,682 |
| Goodwill and other intangibles | $201,000 | 2,452 |
| All other assets | $8,763,000 | 2,304 |
| Life insurance assets | $350,000 | 3,462 |
| Total liabilities and capital | $235,466,000 | 2,826 |
| Total liabilities | $218,135,000 | 2,743 |
| Total deposits | $172,735,000 | 3,116 |
| Interest-bearing deposits | $165,441,000 | 2,847 |
| Deposits held in domestic offices | $172,735,000 | 3,115 |
| % insured | 98.64% | 429 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $40,675,000 | 1,073 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,725,000 | 1,072 |
| Total equity capital | $17,331,000 | 3,601 |
| Total bank equity capital | $17,331,000 | 3,601 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $0 | 7,340 |
| Surplus | $0 | 7,466 |
| Undivided profits | $17,331,000 | 1,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $21,697,000 | 816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,050,000 | 3,202 |
| Earning assets | $212,789,000 | 2,848 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $253,243,000 | 2,575 |
| Average Assets, quarterly | $241,717,500 | 2,744 |
| Volatile liabilities | $68,027,000 | 2,115 |
| Insider loans | $3,110,000 | 2,274 |
| FHLB advances | $40,675,000 | 1,001 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $2,808,000 | 6,346 |
| Tier 1 (core) risk-based capital | $16,317,000 | 3,632 |
| Tier 2 risk-based capital | $2,058,000 | 2,602 |
| Total risk weighted assets | $164,636,000 | 2,829 |
| Total unused commitments | $2,808,000 | 6,348 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 60 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $247,969,000 | 2,684 |
| Cash and due from depository institutions | $15,246,000 | 2,714 |
| Interest-bearing balances | $12,659,000 | 1,745 |
| Securities | $20,780,000 | 4,352 |
| Federal funds sold & reverse repurchase agreements | $1,209,000 | 3,445 |
| Net loans & leases | $192,885,000 | 2,370 |
| Loan loss allowance | $4,672,000 | 1,651 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,042,000 | 2,142 |
| Other real estate owned | $4,681,000 | 2,714 |
| Goodwill and other intangibles | $203,000 | 2,484 |
| All other assets | $6,923,000 | 2,475 |
| Life insurance assets | $977,000 | 2,952 |
| Total liabilities and capital | $247,969,000 | 2,684 |
| Total liabilities | $231,563,000 | 2,602 |
| Total deposits | $184,073,000 | 2,938 |
| Interest-bearing deposits | $177,325,000 | 2,646 |
| Deposits held in domestic offices | $184,073,000 | 2,936 |
| % insured | 97.59% | 885 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $42,675,000 | 1,104 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,815,000 | 1,159 |
| Total equity capital | $16,406,000 | 3,860 |
| Total bank equity capital | $16,406,000 | 3,860 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $0 | 7,420 |
| Surplus | $0 | 7,543 |
| Undivided profits | $16,406,000 | 2,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $19,226,000 | 904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,201,000 | 3,005 |
| Earning assets | $227,533,000 | 2,681 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $257,687,250 | 2,550 |
| Average Assets, quarterly | $249,607,000 | 2,652 |
| Volatile liabilities | $74,754,000 | 2,012 |
| Insider loans | $3,163,000 | 2,262 |
| FHLB advances | $42,675,000 | 1,026 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $2,824,000 | 6,455 |
| Tier 1 (core) risk-based capital | $15,296,000 | 3,904 |
| Tier 2 risk-based capital | $2,151,000 | 2,509 |
| Total risk weighted assets | $169,773,000 | 2,780 |
| Total unused commitments | $2,824,000 | 6,457 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 78 | 2,137 |
| Assets and Liabilities | ||
| Total Assets: | $251,245,000 | 2,652 |
| Cash and due from depository institutions | $8,415,000 | 2,137 |
| Interest-bearing balances | $5,759,000 | 2,576 |
| Securities | $24,712,000 | 3,906 |
| Federal funds sold & reverse repurchase agreements | $1,835,000 | 3,391 |
| Net loans & leases | $199,544,000 | 2,332 |
| Loan loss allowance | $3,424,000 | 2,016 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,105,000 | 2,138 |
| Other real estate owned | $3,595,000 | 2,137 |
| Goodwill and other intangibles | $218,000 | 2,473 |
| All other assets | $6,821,000 | 2,523 |
| Life insurance assets | $967,000 | 2,977 |
| Total liabilities and capital | $251,245,000 | 2,652 |
| Total liabilities | $230,975,000 | 2,607 |
| Total deposits | $178,051,000 | 3,032 |
| Interest-bearing deposits | $168,300,000 | 2,792 |
| Deposits held in domestic offices | $178,051,000 | 3,030 |
| % insured | 91.69% | 638 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $50,050,000 | 998 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,874,000 | 1,794 |
| Total equity capital | $20,270,000 | 3,202 |
| Total bank equity capital | $20,270,000 | 3,202 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $0 | 7,509 |
| Surplus | $0 | 7,629 |
| Undivided profits | $20,270,000 | 1,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $18,401,000 | 879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,304,000 | 2,686 |
| Earning assets | $231,850,000 | 2,633 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $260,926,670 | 2,533 |
| Average Assets, quarterly | $258,913,000 | 2,565 |
| Volatile liabilities | $76,064,000 | 1,964 |
| Insider loans | $3,215,000 | 2,268 |
| FHLB advances | $50,050,000 | 915 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,336,000 | 6,366 |
| Tier 1 (core) risk-based capital | $19,199,000 | 3,264 |
| Tier 2 risk-based capital | $2,140,000 | 2,499 |
| Total risk weighted assets | $171,192,000 | 2,778 |
| Total unused commitments | $3,336,000 | 6,368 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 82 | 2,034 |
| Assets and Liabilities | ||
| Total Assets: | $266,581,000 | 2,514 |
| Cash and due from depository institutions | $3,559,000 | 2,034 |
| Interest-bearing balances | $1,428,000 | 4,060 |
| Securities | $21,169,000 | 4,296 |
| Federal funds sold & reverse repurchase agreements | $19,225,000 | 606 |
| Net loans & leases | $207,858,000 | 2,259 |
| Loan loss allowance | $3,609,000 | 1,866 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,138,000 | 2,128 |
| Other real estate owned | $1,604,000 | 2,034 |
| Goodwill and other intangibles | $212,000 | 2,482 |
| All other assets | $6,816,000 | 2,517 |
| Life insurance assets | $958,000 | 3,002 |
| Total liabilities and capital | $266,581,000 | 2,514 |
| Total liabilities | $241,999,000 | 2,491 |
| Total deposits | $180,877,000 | 2,993 |
| Interest-bearing deposits | $171,515,000 | 2,718 |
| Deposits held in domestic offices | $180,877,000 | 2,991 |
| % insured | 91.78% | 646 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $59,050,000 | 925 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,072,000 | 2,251 |
| Total equity capital | $24,582,000 | 2,722 |
| Total bank equity capital | $24,582,000 | 2,720 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 7,555 |
| Surplus | $0 | 7,679 |
| Undivided profits | $24,582,000 | 1,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $14,521,000 | 967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,316,000 | 2,682 |
| Earning assets | $249,680,000 | 2,476 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $265,767,500 | 2,498 |
| Average Assets, quarterly | $265,767,500 | 2,498 |
| Volatile liabilities | $87,206,000 | 1,741 |
| Insider loans | $3,266,000 | 2,273 |
| FHLB advances | $59,050,000 | 829 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $3,557,000 | 6,376 |
| Tier 1 (core) risk-based capital | $23,480,000 | 2,710 |
| Tier 2 risk-based capital | $2,041,000 | 2,582 |
| Total risk weighted assets | $163,285,000 | 2,904 |
| Total unused commitments | $5,557,000 | 5,644 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 80 | 2,113 |
| Assets and Liabilities | ||
| Total Assets: | $264,954,000 | 2,503 |
| Cash and due from depository institutions | $6,416,000 | 2,113 |
| Interest-bearing balances | $2,509,000 | 2,710 |
| Securities | $11,155,000 | 5,715 |
| Federal funds sold & reverse repurchase agreements | $18,667,000 | 488 |
| Net loans & leases | $213,440,000 | 2,223 |
| Loan loss allowance | $2,875,000 | 2,183 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,176,000 | 2,128 |
| Other real estate owned | $2,022,000 | 2,113 |
| Goodwill and other intangibles | $227,000 | 2,450 |
| All other assets | $6,851,000 | 2,531 |
| Life insurance assets | $948,000 | 3,028 |
| Total liabilities and capital | $264,954,000 | 2,503 |
| Total liabilities | $237,229,000 | 2,513 |
| Total deposits | $173,377,000 | 3,046 |
| Interest-bearing deposits | $165,782,000 | 2,753 |
| Deposits held in domestic offices | $173,377,000 | 3,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $61,050,000 | 971 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,802,000 | 1,790 |
| Total equity capital | $27,725,000 | 2,433 |
| Total bank equity capital | $27,725,000 | 2,433 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 7,596 |
| Surplus | $0 | 7,724 |
| Undivided profits | $27,725,000 | 1,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,258,000 | 1,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,314,000 | 2,836 |
| Earning assets | $245,771,000 | 2,487 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $258,274,200 | 2,478 |
| Average Assets, quarterly | $261,925,000 | 2,505 |
| Volatile liabilities | $87,501,000 | 1,714 |
| Insider loans | $3,316,000 | 2,270 |
| FHLB advances | $61,050,000 | 877 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $4,129,000 | 6,150 |
| Tier 1 (core) risk-based capital | $26,626,000 | 2,405 |
| Tier 2 risk-based capital | $2,066,000 | 2,542 |
| Total risk weighted assets | $165,278,000 | 2,885 |
| Total unused commitments | $4,129,000 | 6,151 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 86 | 1,974 |
| Assets and Liabilities | ||
| Total Assets: | $258,896,000 | 2,547 |
| Cash and due from depository institutions | $18,139,000 | 1,974 |
| Interest-bearing balances | $15,467,000 | 462 |
| Securities | $6,946,000 | 6,499 |
| Federal funds sold & reverse repurchase agreements | $2,335,000 | 3,504 |
| Net loans & leases | $216,255,000 | 2,203 |
| Loan loss allowance | $3,240,000 | 1,832 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,897,000 | 1,910 |
| Other real estate owned | $1,235,000 | 1,974 |
| Goodwill and other intangibles | $240,000 | 2,477 |
| All other assets | $6,849,000 | 2,527 |
| Life insurance assets | $939,000 | 3,049 |
| Total liabilities and capital | $258,896,000 | 2,547 |
| Total liabilities | $230,021,000 | 2,568 |
| Total deposits | $166,687,000 | 3,098 |
| Interest-bearing deposits | $157,666,000 | 2,830 |
| Deposits held in domestic offices | $166,687,000 | 3,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $61,050,000 | 990 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,284,000 | 2,089 |
| Total equity capital | $28,875,000 | 2,371 |
| Total bank equity capital | $28,875,000 | 2,371 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $0 | 7,662 |
| Surplus | $0 | 7,795 |
| Undivided profits | $28,875,000 | 1,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,656,000 | 1,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,244,000 | 3,139 |
| Earning assets | $241,003,000 | 2,504 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $256,604,250 | 2,506 |
| Average Assets, quarterly | $255,488,000 | 2,549 |
| Volatile liabilities | $86,574,000 | 1,669 |
| Insider loans | $3,365,000 | 2,250 |
| FHLB advances | $61,050,000 | 913 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $5,030,000 | 5,942 |
| Tier 1 (core) risk-based capital | $27,847,000 | 2,352 |
| Tier 2 risk-based capital | $2,046,000 | 2,493 |
| Total risk weighted assets | $163,789,000 | 2,915 |
| Total unused commitments | $5,030,000 | 5,944 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 84 | 2,055 |
| Assets and Liabilities | ||
| Total Assets: | $252,080,000 | 2,599 |
| Cash and due from depository institutions | $9,434,000 | 2,055 |
| Interest-bearing balances | $4,353,000 | 1,378 |
| Securities | $7,988,000 | 6,327 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $219,672,000 | 2,159 |
| Loan loss allowance | $3,000,000 | 1,895 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,134,000 | 1,824 |
| Other real estate owned | $1,049,000 | 2,055 |
| Goodwill and other intangibles | $247,000 | 2,492 |
| All other assets | $6,556,000 | 2,560 |
| Life insurance assets | $930,000 | 3,077 |
| Total liabilities and capital | $252,080,000 | 2,599 |
| Total liabilities | $223,238,000 | 2,633 |
| Total deposits | $176,796,000 | 2,952 |
| Interest-bearing deposits | $166,223,000 | 2,711 |
| Deposits held in domestic offices | $176,796,000 | 2,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,839,000 | 2,024 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $40,500,000 | 1,346 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,103,000 | 2,223 |
| Total equity capital | $28,842,000 | 2,392 |
| Total bank equity capital | $28,842,000 | 2,392 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $0 | 7,856 |
| Undivided profits | $28,842,000 | 1,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,810,000 | 1,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,338,000 | 2,866 |
| Earning assets | $232,013,000 | 2,583 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $255,840,330 | 2,519 |
| Average Assets, quarterly | $253,266,000 | 2,566 |
| Volatile liabilities | $69,021,000 | 2,030 |
| Insider loans | $3,419,000 | 2,200 |
| FHLB advances | $40,500,000 | 1,274 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $5,776,000 | 5,791 |
| Tier 1 (core) risk-based capital | $27,810,000 | 2,352 |
| Tier 2 risk-based capital | $2,020,000 | 2,473 |
| Total risk weighted assets | $161,607,000 | 2,934 |
| Total unused commitments | $6,776,000 | 5,523 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 93 | 1,829 |
| Assets and Liabilities | ||
| Total Assets: | $254,452,000 | 2,574 |
| Cash and due from depository institutions | $10,340,000 | 1,829 |
| Interest-bearing balances | $5,482,000 | 1,307 |
| Securities | $9,554,000 | 6,027 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $219,849,000 | 2,131 |
| Loan loss allowance | $2,406,000 | 2,226 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,226,000 | 1,790 |
| Other real estate owned | $1,023,000 | 1,829 |
| Goodwill and other intangibles | $250,000 | 2,486 |
| All other assets | $6,210,000 | 2,603 |
| Life insurance assets | $920,000 | 3,091 |
| Total liabilities and capital | $254,452,000 | 2,574 |
| Total liabilities | $225,293,000 | 2,592 |
| Total deposits | $186,138,000 | 2,798 |
| Interest-bearing deposits | $173,714,000 | 2,610 |
| Deposits held in domestic offices | $186,138,000 | 2,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $36,500,000 | 1,343 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,655,000 | 1,986 |
| Total equity capital | $29,159,000 | 2,411 |
| Total bank equity capital | $29,159,000 | 2,411 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $0 | 7,894 |
| Undivided profits | $29,159,000 | 1,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,731,000 | 2,070 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,294,000 | 2,993 |
| Earning assets | $234,885,000 | 2,556 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $257,720,500 | 2,510 |
| Average Assets, quarterly | $257,720,500 | 2,510 |
| Volatile liabilities | $60,359,000 | 2,236 |
| Insider loans | $3,120,000 | 2,312 |
| FHLB advances | $36,500,000 | 1,267 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $5,928,000 | 5,839 |
| Tier 1 (core) risk-based capital | $28,126,000 | 2,327 |
| Tier 2 risk-based capital | $2,038,000 | 2,407 |
| Total risk weighted assets | $163,082,000 | 2,862 |
| Total unused commitments | $5,928,000 | 5,842 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 98 | 1,745 |
| Assets and Liabilities | ||
| Total Assets: | $260,989,000 | 2,475 |
| Cash and due from depository institutions | $17,702,000 | 1,745 |
| Interest-bearing balances | $11,373,000 | 527 |
| Securities | $9,310,000 | 6,149 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $219,467,000 | 2,140 |
| Loan loss allowance | $2,174,000 | 2,390 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,296,000 | 1,763 |
| Other real estate owned | $1,125,000 | 1,745 |
| Goodwill and other intangibles | $258,000 | 2,463 |
| All other assets | $5,831,000 | 2,743 |
| Life insurance assets | $911,000 | 3,092 |
| Total liabilities and capital | $260,989,000 | 2,475 |
| Total liabilities | $231,438,000 | 2,503 |
| Total deposits | $193,476,000 | 2,653 |
| Interest-bearing deposits | $182,022,000 | 2,447 |
| Deposits held in domestic offices | $193,476,000 | 2,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $36,500,000 | 1,263 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,462,000 | 3,112 |
| Total equity capital | $29,551,000 | 2,363 |
| Total bank equity capital | $29,551,000 | 2,363 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $0 | 7,931 |
| Undivided profits | $29,551,000 | 1,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,071,000 | 2,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,285,000 | 3,234 |
| Earning assets | $240,150,000 | 2,485 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $258,554,600 | 2,419 |
| Average Assets, quarterly | $259,016,000 | 2,469 |
| Volatile liabilities | $60,761,000 | 2,223 |
| Insider loans | $3,172,000 | 2,259 |
| FHLB advances | $36,500,000 | 1,187 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $6,790,000 | 5,502 |
| Tier 1 (core) risk-based capital | $28,546,000 | 2,297 |
| Tier 2 risk-based capital | $2,066,000 | 2,337 |
| Total risk weighted assets | $165,310,000 | 2,803 |
| Total unused commitments | $6,790,000 | 5,502 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 101 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $257,043,000 | 2,473 |
| Cash and due from depository institutions | $12,453,000 | 1,678 |
| Interest-bearing balances | $4,641,000 | 1,054 |
| Securities | $16,452,000 | 4,960 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $213,537,000 | 2,148 |
| Loan loss allowance | $1,979,000 | 2,530 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,333,000 | 1,711 |
| Other real estate owned | $1,028,000 | 1,678 |
| Goodwill and other intangibles | $281,000 | 2,424 |
| All other assets | $5,959,000 | 2,704 |
| Life insurance assets | $902,000 | 3,058 |
| Total liabilities and capital | $257,043,000 | 2,473 |
| Total liabilities | $227,361,000 | 2,508 |
| Total deposits | $187,613,000 | 2,702 |
| Interest-bearing deposits | $175,460,000 | 2,516 |
| Deposits held in domestic offices | $187,613,000 | 2,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $36,500,000 | 1,156 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,248,000 | 1,678 |
| Total equity capital | $29,682,000 | 2,319 |
| Total bank equity capital | $29,682,000 | 2,319 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $0 | 7,949 |
| Undivided profits | $29,682,000 | 1,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $682,000 | 3,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,384,000 | 3,187 |
| Earning assets | $234,630,000 | 2,489 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $257,946,000 | 2,422 |
| Average Assets, quarterly | $258,486,500 | 2,435 |
| Volatile liabilities | $57,220,000 | 2,273 |
| Insider loans | $3,223,000 | 2,204 |
| FHLB advances | $36,500,000 | 1,079 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $5,408,000 | 5,937 |
| Tier 1 (core) risk-based capital | $28,702,000 | 2,280 |
| Tier 2 risk-based capital | $1,979,000 | 2,402 |
| Total risk weighted assets | $162,531,000 | 2,797 |
| Total unused commitments | $5,408,000 | 5,937 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 108 | 1,621 |
| Assets and Liabilities | ||
| Total Assets: | $259,930,000 | 2,462 |
| Cash and due from depository institutions | $16,607,000 | 1,621 |
| Interest-bearing balances | $8,605,000 | 672 |
| Securities | $21,862,000 | 4,234 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $207,079,000 | 2,211 |
| Loan loss allowance | $1,980,000 | 2,520 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,419,000 | 1,691 |
| Other real estate owned | $783,000 | 1,621 |
| Goodwill and other intangibles | $301,000 | 2,408 |
| All other assets | $5,879,000 | 2,705 |
| Life insurance assets | $893,000 | 3,073 |
| Total liabilities and capital | $259,930,000 | 2,462 |
| Total liabilities | $230,276,000 | 2,487 |
| Total deposits | $191,801,000 | 2,676 |
| Interest-bearing deposits | $178,454,000 | 2,495 |
| Deposits held in domestic offices | $191,801,000 | 2,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $36,500,000 | 1,120 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,975,000 | 2,364 |
| Total equity capital | $29,654,000 | 2,291 |
| Total bank equity capital | $29,654,000 | 2,291 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $0 | 8,003 |
| Undivided profits | $29,654,000 | 1,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,011,000 | 2,884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,289,000 | 3,206 |
| Earning assets | $237,546,000 | 2,474 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $258,247,000 | 2,453 |
| Average Assets, quarterly | $259,356,500 | 2,458 |
| Volatile liabilities | $56,822,000 | 2,272 |
| Insider loans | $3,274,000 | 2,167 |
| FHLB advances | $36,500,000 | 1,039 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $7,071,000 | 5,478 |
| Tier 1 (core) risk-based capital | $28,733,000 | 2,289 |
| Tier 2 risk-based capital | $1,980,000 | 2,395 |
| Total risk weighted assets | $160,041,000 | 2,806 |
| Total unused commitments | $7,071,000 | 5,480 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 105 | 1,645 |
| Assets and Liabilities | ||
| Total Assets: | $258,783,000 | 2,487 |
| Cash and due from depository institutions | $17,675,000 | 1,645 |
| Interest-bearing balances | $9,332,000 | 686 |
| Securities | $28,314,000 | 3,582 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $198,354,000 | 2,255 |
| Loan loss allowance | $1,963,000 | 2,535 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,509,000 | 1,629 |
| Other real estate owned | $709,000 | 1,645 |
| Goodwill and other intangibles | $332,000 | 2,345 |
| All other assets | $5,890,000 | 2,655 |
| Life insurance assets | $885,000 | 3,087 |
| Total liabilities and capital | $258,783,000 | 2,487 |
| Total liabilities | $229,275,000 | 2,504 |
| Total deposits | $191,334,000 | 2,674 |
| Interest-bearing deposits | $177,886,000 | 2,507 |
| Deposits held in domestic offices | $191,334,000 | 2,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $36,500,000 | 1,073 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,441,000 | 3,066 |
| Total equity capital | $29,508,000 | 2,306 |
| Total bank equity capital | $29,508,000 | 2,306 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $0 | 8,027 |
| Undivided profits | $29,508,000 | 1,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,392,000 | 2,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,264,000 | 3,133 |
| Earning assets | $236,000,000 | 2,501 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $257,405,500 | 2,487 |
| Average Assets, quarterly | $257,405,500 | 2,487 |
| Volatile liabilities | $56,781,000 | 2,254 |
| Insider loans | $3,324,000 | 2,084 |
| FHLB advances | $36,500,000 | 1,003 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $6,399,000 | 5,688 |
| Tier 1 (core) risk-based capital | $28,629,000 | 2,265 |
| Tier 2 risk-based capital | $1,909,000 | 2,475 |
| Total risk weighted assets | $152,701,000 | 2,910 |
| Total unused commitments | $6,399,000 | 5,688 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 113 | 1,529 |
| Assets and Liabilities | ||
| Total Assets: | $256,028,000 | 2,504 |
| Cash and due from depository institutions | $11,803,000 | 1,529 |
| Interest-bearing balances | $3,085,000 | 1,479 |
| Securities | $34,529,000 | 3,139 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $195,199,000 | 2,273 |
| Loan loss allowance | $1,957,000 | 2,510 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,548,000 | 1,600 |
| Other real estate owned | $749,000 | 1,529 |
| Goodwill and other intangibles | $355,000 | 2,318 |
| All other assets | $5,845,000 | 2,669 |
| Life insurance assets | $876,000 | 3,068 |
| Total liabilities and capital | $256,028,000 | 2,504 |
| Total liabilities | $226,670,000 | 2,520 |
| Total deposits | $188,273,000 | 2,706 |
| Interest-bearing deposits | $175,384,000 | 2,504 |
| Deposits held in domestic offices | $188,273,000 | 2,703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $36,500,000 | 1,125 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,897,000 | 2,488 |
| Total equity capital | $29,358,000 | 2,279 |
| Total bank equity capital | $29,358,000 | 2,279 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $0 | 8,057 |
| Undivided profits | $29,358,000 | 1,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,016,000 | 1,533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,342,000 | 3,087 |
| Earning assets | $232,813,000 | 2,510 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $262,363,600 | 2,372 |
| Average Assets, quarterly | $256,993,000 | 2,475 |
| Volatile liabilities | $72,060,000 | 1,997 |
| Insider loans | $3,375,000 | 2,035 |
| FHLB advances | $36,500,000 | 1,058 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $6,058,000 | 5,705 |
| Tier 1 (core) risk-based capital | $28,590,000 | 2,233 |
| Tier 2 risk-based capital | $1,937,000 | 2,420 |
| Total risk weighted assets | $154,913,000 | 2,837 |
| Total unused commitments | $6,058,000 | 5,705 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 114 | 1,534 |
| Assets and Liabilities | ||
| Total Assets: | $257,958,000 | 2,470 |
| Cash and due from depository institutions | $10,516,000 | 1,534 |
| Interest-bearing balances | $1,477,000 | 2,057 |
| Securities | $39,964,000 | 2,825 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $193,150,000 | 2,294 |
| Loan loss allowance | $1,964,000 | 2,510 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,535,000 | 1,562 |
| Other real estate owned | $513,000 | 1,534 |
| Goodwill and other intangibles | $389,000 | 2,274 |
| All other assets | $5,891,000 | 2,666 |
| Life insurance assets | $867,000 | 3,043 |
| Total liabilities and capital | $257,958,000 | 2,470 |
| Total liabilities | $228,807,000 | 2,481 |
| Total deposits | $188,759,000 | 2,663 |
| Interest-bearing deposits | $174,947,000 | 2,486 |
| Deposits held in domestic offices | $188,759,000 | 2,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,800,000 | 2,433 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $36,500,000 | 1,167 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,748,000 | 2,608 |
| Total equity capital | $29,151,000 | 2,266 |
| Total bank equity capital | $29,151,000 | 2,266 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $0 | 8,106 |
| Undivided profits | $29,151,000 | 1,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,414,000 | 1,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,331,000 | 3,091 |
| Earning assets | $234,591,000 | 2,488 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $263,947,500 | 2,367 |
| Average Assets, quarterly | $260,752,000 | 2,434 |
| Volatile liabilities | $73,639,000 | 1,934 |
| Insider loans | $3,518,000 | 1,927 |
| FHLB advances | $36,500,000 | 1,080 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $5,847,000 | 5,797 |
| Tier 1 (core) risk-based capital | $28,494,000 | 2,217 |
| Tier 2 risk-based capital | $1,939,000 | 2,421 |
| Total risk weighted assets | $155,134,000 | 2,828 |
| Total unused commitments | $5,847,000 | 5,797 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 111 | 1,592 |
| Assets and Liabilities | ||
| Total Assets: | $263,546,000 | 2,414 |
| Cash and due from depository institutions | $11,309,000 | 1,592 |
| Interest-bearing balances | $2,075,000 | 1,754 |
| Securities | $44,143,000 | 2,597 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $194,318,000 | 2,253 |
| Loan loss allowance | $1,993,000 | 2,452 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,569,000 | 1,534 |
| Other real estate owned | $207,000 | 1,592 |
| Goodwill and other intangibles | $337,000 | 2,352 |
| All other assets | $5,663,000 | 2,725 |
| Life insurance assets | $563,000 | 3,278 |
| Total liabilities and capital | $263,546,000 | 2,414 |
| Total liabilities | $234,755,000 | 2,420 |
| Total deposits | $195,650,000 | 2,571 |
| Interest-bearing deposits | $181,248,000 | 2,376 |
| Deposits held in domestic offices | $195,650,000 | 2,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $36,500,000 | 1,174 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,605,000 | 1,773 |
| Total equity capital | $28,791,000 | 2,223 |
| Total bank equity capital | $28,791,000 | 2,223 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $0 | 8,130 |
| Undivided profits | $28,791,000 | 1,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $902,000 | 2,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,347,000 | 2,780 |
| Earning assets | $240,536,000 | 2,412 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $265,944,000 | 2,349 |
| Average Assets, quarterly | $264,406,500 | 2,382 |
| Volatile liabilities | $71,001,000 | 1,963 |
| Insider loans | $3,571,000 | 1,880 |
| FHLB advances | $36,500,000 | 1,093 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $5,886,000 | 5,848 |
| Tier 1 (core) risk-based capital | $28,381,000 | 2,195 |
| Tier 2 risk-based capital | $1,976,000 | 2,360 |
| Total risk weighted assets | $158,041,000 | 2,741 |
| Total unused commitments | $5,886,000 | 5,849 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 111 | 1,567 |
| Assets and Liabilities | ||
| Total Assets: | $265,267,000 | 2,373 |
| Cash and due from depository institutions | $14,100,000 | 1,567 |
| Interest-bearing balances | $2,849,000 | 1,623 |
| Securities | $42,567,000 | 2,717 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $194,891,000 | 2,195 |
| Loan loss allowance | $1,909,000 | 2,512 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,557,000 | 1,503 |
| Other real estate owned | $108,000 | 1,567 |
| Goodwill and other intangibles | $356,000 | 2,300 |
| All other assets | $5,688,000 | 2,639 |
| Life insurance assets | $555,000 | 3,252 |
| Total liabilities and capital | $265,267,000 | 2,373 |
| Total liabilities | $236,720,000 | 2,388 |
| Total deposits | $194,808,000 | 2,577 |
| Interest-bearing deposits | $180,907,000 | 2,362 |
| Deposits held in domestic offices | $194,808,000 | 2,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $40,000,000 | 1,055 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,912,000 | 2,249 |
| Total equity capital | $28,547,000 | 2,206 |
| Total bank equity capital | $28,547,000 | 2,206 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $0 | 8,136 |
| Undivided profits | $28,547,000 | 1,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,162,000 | 1,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,307,000 | 2,737 |
| Earning assets | $240,307,000 | 2,393 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $267,143,000 | 2,343 |
| Average Assets, quarterly | $267,143,000 | 2,343 |
| Volatile liabilities | $73,701,000 | 1,823 |
| Insider loans | $3,616,000 | 1,817 |
| FHLB advances | $40,000,000 | 985 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $7,242,000 | 5,449 |
| Tier 1 (core) risk-based capital | $28,214,000 | 2,162 |
| Tier 2 risk-based capital | $1,909,000 | 2,398 |
| Total risk weighted assets | $160,507,000 | 2,651 |
| Total unused commitments | $7,242,000 | 5,450 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 109 | 1,583 |
| Assets and Liabilities | ||
| Total Assets: | $269,019,000 | 2,328 |
| Cash and due from depository institutions | $13,430,000 | 1,583 |
| Interest-bearing balances | $2,183,000 | 1,837 |
| Securities | $41,572,000 | 2,757 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $200,502,000 | 2,107 |
| Loan loss allowance | $1,947,000 | 2,443 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,400,000 | 1,517 |
| Other real estate owned | $111,000 | 1,583 |
| Goodwill and other intangibles | $361,000 | 2,300 |
| All other assets | $5,643,000 | 2,633 |
| Life insurance assets | $550,000 | 297 |
| Total liabilities and capital | $269,019,000 | 2,328 |
| Total liabilities | $240,581,000 | 2,344 |
| Total deposits | $194,336,000 | 2,547 |
| Interest-bearing deposits | $180,924,000 | 2,330 |
| Deposits held in domestic offices | $194,336,000 | 2,543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,200,000 | 2,253 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $42,000,000 | 1,035 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,045,000 | 2,107 |
| Total equity capital | $28,438,000 | 2,196 |
| Total bank equity capital | $28,438,000 | 2,196 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $0 | 8,157 |
| Undivided profits | $28,438,000 | 1,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,877,000 | 1,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,382,000 | 2,583 |
| Earning assets | $244,257,000 | 2,337 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $276,954,200 | 2,134 |
| Average Assets, quarterly | $272,869,000 | 2,253 |
| Volatile liabilities | $79,310,000 | 1,669 |
| Insider loans | $3,668,000 | 1,792 |
| FHLB advances | $42,000,000 | 955 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $7,305,000 | 5,344 |
| Tier 1 (core) risk-based capital | $28,112,000 | 2,142 |
| Tier 2 risk-based capital | $1,947,000 | 2,334 |
| Total risk weighted assets | $163,251,000 | 2,584 |
| Total unused commitments | $7,305,000 | 5,344 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 114 | 1,503 |
| Assets and Liabilities | ||
| Total Assets: | $276,719,000 | 2,204 |
| Cash and due from depository institutions | $13,323,000 | 1,503 |
| Interest-bearing balances | $3,697,000 | 1,359 |
| Securities | $41,573,000 | 2,730 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $208,325,000 | 1,999 |
| Loan loss allowance | $1,989,000 | 2,377 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,180,000 | 1,523 |
| Other real estate owned | $437,000 | 1,503 |
| Goodwill and other intangibles | $367,000 | 2,269 |
| All other assets | $5,514,000 | 2,633 |
| Life insurance assets | $545,000 | 287 |
| Total liabilities and capital | $276,719,000 | 2,204 |
| Total liabilities | $248,461,000 | 2,205 |
| Total deposits | $202,785,000 | 2,418 |
| Interest-bearing deposits | $188,616,000 | 2,188 |
| Deposits held in domestic offices | $202,785,000 | 2,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,555 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $42,000,000 | 1,033 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,176,000 | 1,940 |
| Total equity capital | $28,258,000 | 2,176 |
| Total bank equity capital | $28,258,000 | 2,176 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $0 | 8,180 |
| Undivided profits | $28,258,000 | 1,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $196,000 | 5,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,408,000 | 2,479 |
| Earning assets | $253,595,000 | 2,195 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $278,938,000 | 2,102 |
| Average Assets, quarterly | $276,459,500 | 2,178 |
| Volatile liabilities | $79,325,000 | 1,612 |
| Insider loans | $4,083,000 | 1,605 |
| FHLB advances | $42,000,000 | 957 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $7,725,000 | 5,203 |
| Tier 1 (core) risk-based capital | $27,939,000 | 2,124 |
| Tier 2 risk-based capital | $1,989,000 | 2,281 |
| Total risk weighted assets | $168,020,000 | 2,485 |
| Total unused commitments | $7,725,000 | 5,206 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 111 | 1,551 |
| Assets and Liabilities | ||
| Total Assets: | $276,200,000 | 2,162 |
| Cash and due from depository institutions | $10,039,000 | 1,551 |
| Interest-bearing balances | $1,682,000 | 2,183 |
| Securities | $41,786,000 | 2,738 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $211,226,000 | 1,925 |
| Loan loss allowance | $1,992,000 | 2,347 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,164,000 | 1,485 |
| Other real estate owned | $229,000 | 1,551 |
| Goodwill and other intangibles | $375,000 | 2,254 |
| All other assets | $5,381,000 | 2,591 |
| Life insurance assets | $541,000 | 285 |
| Total liabilities and capital | $276,200,000 | 2,162 |
| Total liabilities | $248,191,000 | 2,165 |
| Total deposits | $202,213,000 | 2,375 |
| Interest-bearing deposits | $189,140,000 | 2,152 |
| Deposits held in domestic offices | $202,213,000 | 2,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,562 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $42,500,000 | 1,040 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,978,000 | 1,983 |
| Total equity capital | $28,009,000 | 2,151 |
| Total bank equity capital | $28,009,000 | 2,151 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $0 | 8,188 |
| Undivided profits | $28,009,000 | 1,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $713,000 | 2,969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,425,000 | 2,218 |
| Earning assets | $254,694,000 | 2,141 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $279,677,670 | 2,071 |
| Average Assets, quarterly | $279,121,500 | 2,104 |
| Volatile liabilities | $77,532,000 | 1,598 |
| Insider loans | $4,141,000 | 1,538 |
| FHLB advances | $42,500,000 | 965 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $6,673,000 | 5,487 |
| Tier 1 (core) risk-based capital | $27,589,000 | 2,090 |
| Tier 2 risk-based capital | $1,992,000 | 2,248 |
| Total risk weighted assets | $166,522,000 | 2,450 |
| Total unused commitments | $6,673,000 | 5,487 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 117 | 1,448 |
| Assets and Liabilities | ||
| Total Assets: | $282,043,000 | 2,082 |
| Cash and due from depository institutions | $11,243,000 | 1,448 |
| Interest-bearing balances | $782,000 | 2,970 |
| Securities | $38,280,000 | 2,991 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $218,969,000 | 1,811 |
| Loan loss allowance | $1,978,000 | 2,342 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,284,000 | 1,445 |
| Other real estate owned | $847,000 | 1,448 |
| Goodwill and other intangibles | $162,000 | 2,676 |
| All other assets | $5,258,000 | 2,599 |
| Life insurance assets | $535,000 | 283 |
| Total liabilities and capital | $282,043,000 | 2,082 |
| Total liabilities | $254,712,000 | 2,071 |
| Total deposits | $202,333,000 | 2,369 |
| Interest-bearing deposits | $191,720,000 | 2,103 |
| Deposits held in domestic offices | $202,333,000 | 2,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $47,500,000 | 920 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,879,000 | 953 |
| Total equity capital | $27,331,000 | 2,131 |
| Total bank equity capital | $27,331,000 | 2,131 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $0 | 8,248 |
| Undivided profits | $27,331,000 | 1,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $669,000 | 3,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,298,000 | 2,346 |
| Earning assets | $258,031,000 | 2,087 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $281,416,500 | 2,066 |
| Average Assets, quarterly | $281,416,500 | 2,066 |
| Volatile liabilities | $82,132,000 | 1,468 |
| Insider loans | $4,141,000 | 1,498 |
| FHLB advances | $47,500,000 | 840 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $5,876,000 | 5,724 |
| Tier 1 (core) risk-based capital | $27,113,000 | 2,083 |
| Tier 2 risk-based capital | $1,978,000 | 2,251 |
| Total risk weighted assets | $181,426,000 | 2,229 |
| Total unused commitments | $8,221,000 | 5,009 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 114 | 1,511 |
| Assets and Liabilities | ||
| Total Assets: | $280,790,000 | 2,067 |
| Cash and due from depository institutions | $11,456,000 | 1,511 |
| Interest-bearing balances | $1,452,000 | 2,399 |
| Securities | $35,092,000 | 3,221 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $220,840,000 | 1,779 |
| Loan loss allowance | $1,733,000 | 2,604 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,364,000 | 1,403 |
| Other real estate owned | $811,000 | 1,511 |
| Goodwill and other intangibles | $168,000 | 2,658 |
| All other assets | $5,059,000 | 2,630 |
| Life insurance assets | $532,000 | 285 |
| Total liabilities and capital | $280,790,000 | 2,067 |
| Total liabilities | $253,572,000 | 2,059 |
| Total deposits | $204,117,000 | 2,315 |
| Interest-bearing deposits | $189,787,000 | 2,081 |
| Deposits held in domestic offices | $204,117,000 | 2,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $47,500,000 | 939 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,955,000 | 1,955 |
| Total equity capital | $27,218,000 | 2,150 |
| Total bank equity capital | $27,218,000 | 2,150 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $0 | 8,282 |
| Undivided profits | $27,218,000 | 1,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,425,000 | 1,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,213,000 | 2,507 |
| Earning assets | $257,384,000 | 2,085 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $248,103,400 | 2,247 |
| Average Assets, quarterly | $273,007,500 | 2,114 |
| Volatile liabilities | $85,132,000 | 1,379 |
| Insider loans | $4,179,000 | 1,449 |
| FHLB advances | $47,500,000 | 857 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $7,204,000 | 5,154 |
| Tier 1 (core) risk-based capital | $26,735,000 | 2,086 |
| Tier 2 risk-based capital | $1,733,000 | 2,460 |
| Total risk weighted assets | $183,622,000 | 2,194 |
| Total unused commitments | $7,704,000 | 5,015 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 113 | 1,525 |
| Assets and Liabilities | ||
| Total Assets: | $265,225,000 | 2,169 |
| Cash and due from depository institutions | $11,952,000 | 1,525 |
| Interest-bearing balances | $310,000 | 3,982 |
| Securities | $38,767,000 | 2,962 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $202,005,000 | 1,892 |
| Loan loss allowance | $1,478,000 | 2,973 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,441,000 | 1,346 |
| Other real estate owned | $750,000 | 1,525 |
| Goodwill and other intangibles | $173,000 | 2,613 |
| All other assets | $4,137,000 | 3,024 |
| Life insurance assets | $526,000 | 279 |
| Total liabilities and capital | $265,225,000 | 2,169 |
| Total liabilities | $239,034,000 | 2,162 |
| Total deposits | $205,498,000 | 2,267 |
| Interest-bearing deposits | $189,030,000 | 2,077 |
| Deposits held in domestic offices | $205,498,000 | 2,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $30,100,000 | 1,306 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,436,000 | 1,245 |
| Total equity capital | $26,191,000 | 2,220 |
| Total bank equity capital | $26,191,000 | 2,220 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $0 | 8,313 |
| Undivided profits | $26,191,000 | 1,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,132,000 | 1,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,153,000 | 2,726 |
| Earning assets | $241,082,000 | 2,190 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $239,931,750 | 2,318 |
| Average Assets, quarterly | $250,364,500 | 2,279 |
| Volatile liabilities | $65,293,000 | 1,673 |
| Insider loans | $4,247,000 | 1,376 |
| FHLB advances | $30,100,000 | 1,200 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $8,234,000 | 4,811 |
| Tier 1 (core) risk-based capital | $25,673,000 | 2,151 |
| Tier 2 risk-based capital | $1,478,000 | 2,755 |
| Total risk weighted assets | $168,194,000 | 2,337 |
| Total unused commitments | $8,234,000 | 4,815 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 110 | 1,564 |
| Assets and Liabilities | ||
| Total Assets: | $235,504,000 | 2,418 |
| Cash and due from depository institutions | $8,137,000 | 1,564 |
| Interest-bearing balances | $1,053,000 | 2,807 |
| Securities | $46,166,000 | 2,626 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $168,884,000 | 2,205 |
| Loan loss allowance | $1,371,000 | 3,165 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,521,000 | 1,301 |
| Other real estate owned | $680,000 | 1,564 |
| Goodwill and other intangibles | $181,000 | 2,601 |
| All other assets | $3,935,000 | 3,112 |
| Life insurance assets | $520,000 | 276 |
| Total liabilities and capital | $235,504,000 | 2,418 |
| Total liabilities | $209,812,000 | 2,449 |
| Total deposits | $208,898,000 | 2,193 |
| Interest-bearing deposits | $193,046,000 | 2,006 |
| Deposits held in domestic offices | $208,898,000 | 2,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $914,000 | 3,121 |
| Total equity capital | $25,692,000 | 2,163 |
| Total bank equity capital | $25,692,000 | 2,163 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $0 | 8,370 |
| Undivided profits | $25,692,000 | 1,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,213,000 | 873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $998,000 | 2,955 |
| Earning assets | $216,103,000 | 2,416 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $231,500,670 | 2,401 |
| Average Assets, quarterly | $233,342,500 | 2,411 |
| Volatile liabilities | $33,449,000 | 2,798 |
| Insider loans | $4,303,000 | 1,337 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $12,700,000 | 3,927 |
| Tier 1 (core) risk-based capital | $25,328,000 | 2,132 |
| Tier 2 risk-based capital | $1,371,000 | 2,912 |
| Total risk weighted assets | $150,804,000 | 2,546 |
| Total unused commitments | $12,700,000 | 3,927 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 105 | 1,637 |
| Assets and Liabilities | ||
| Total Assets: | $231,181,000 | 2,428 |
| Cash and due from depository institutions | $28,393,000 | 1,637 |
| Interest-bearing balances | $10,168,000 | 728 |
| Securities | $40,186,000 | 2,919 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $150,490,000 | 2,387 |
| Loan loss allowance | $1,309,000 | 3,232 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,595,000 | 1,265 |
| Other real estate owned | $680,000 | 1,637 |
| Goodwill and other intangibles | $197,000 | 2,558 |
| All other assets | $3,640,000 | 3,141 |
| Life insurance assets | $515,000 | 274 |
| Total liabilities and capital | $231,181,000 | 2,428 |
| Total liabilities | $205,229,000 | 2,463 |
| Total deposits | $204,546,000 | 2,217 |
| Interest-bearing deposits | $189,747,000 | 2,033 |
| Deposits held in domestic offices | $204,546,000 | 2,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $683,000 | 4,107 |
| Total equity capital | $25,952,000 | 2,182 |
| Total bank equity capital | $25,952,000 | 2,182 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $0 | 8,403 |
| Undivided profits | $25,952,000 | 1,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,162,000 | 1,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $862,000 | 3,311 |
| Earning assets | $200,844,000 | 2,565 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $229,499,000 | 2,419 |
| Average Assets, quarterly | $229,499,000 | 2,419 |
| Volatile liabilities | $33,943,000 | 2,703 |
| Insider loans | $3,321,000 | 1,714 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $8,472,000 | 4,772 |
| Tier 1 (core) risk-based capital | $25,196,000 | 2,110 |
| Tier 2 risk-based capital | $1,309,000 | 2,997 |
| Total risk weighted assets | $116,520,000 | 3,110 |
| Total unused commitments | $8,472,000 | 4,779 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 107 | 1,622 |
| Assets and Liabilities | ||
| Total Assets: | $227,817,000 | 2,457 |
| Cash and due from depository institutions | $13,328,000 | 1,622 |
| Interest-bearing balances | $1,918,000 | 2,276 |
| Securities | $51,254,000 | 2,446 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $149,067,000 | 2,387 |
| Loan loss allowance | $1,174,000 | 3,511 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,710,000 | 1,234 |
| Other real estate owned | $852,000 | 1,622 |
| Goodwill and other intangibles | $197,000 | 2,555 |
| All other assets | $5,409,000 | 2,353 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,817,000 | 2,457 |
| Total liabilities | $202,396,000 | 2,489 |
| Total deposits | $200,845,000 | 2,251 |
| Interest-bearing deposits | $185,431,000 | 2,081 |
| Deposits held in domestic offices | $200,845,000 | 2,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,551,000 | 2,260 |
| Total equity capital | $25,421,000 | 2,182 |
| Total bank equity capital | $25,421,000 | 2,182 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $0 | 8,463 |
| Undivided profits | $25,421,000 | 1,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,997,000 | 1,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $918,000 | 3,247 |
| Earning assets | $202,239,000 | 2,532 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $242,154,200 | 2,231 |
| Average Assets, quarterly | $235,266,000 | 2,367 |
| Volatile liabilities | $32,381,000 | 2,776 |
| Insider loans | $3,345,000 | 1,677 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,239,000 | 4,242 |
| Tier 1 (core) risk-based capital | $25,074,000 | 2,088 |
| Tier 2 risk-based capital | $1,174,000 | 3,256 |
| Total risk weighted assets | $120,020,000 | 3,037 |
| Total unused commitments | $10,739,000 | 4,116 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 121 | 1,456 |
| Assets and Liabilities | ||
| Total Assets: | $242,715,000 | 2,310 |
| Cash and due from depository institutions | $23,128,000 | 1,456 |
| Interest-bearing balances | $8,692,000 | 866 |
| Securities | $52,448,000 | 2,358 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $148,872,000 | 2,358 |
| Loan loss allowance | $1,144,000 | 3,583 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,039,000 | 909 |
| Other real estate owned | $848,000 | 1,456 |
| Goodwill and other intangibles | $203,000 | 2,512 |
| All other assets | $7,177,000 | 1,888 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $242,715,000 | 2,310 |
| Total liabilities | $216,954,000 | 2,324 |
| Total deposits | $215,351,000 | 2,105 |
| Interest-bearing deposits | $196,648,000 | 1,978 |
| Deposits held in domestic offices | $215,351,000 | 2,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,603,000 | 2,289 |
| Total equity capital | $25,761,000 | 2,137 |
| Total bank equity capital | $25,761,000 | 2,137 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $0 | 8,515 |
| Undivided profits | $25,761,000 | 1,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,557,000 | 919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $954,000 | 3,289 |
| Earning assets | $210,012,000 | 2,447 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $245,738,500 | 2,208 |
| Average Assets, quarterly | $246,357,000 | 2,253 |
| Volatile liabilities | $33,085,000 | 2,686 |
| Insider loans | $3,226,000 | 1,731 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,917,000 | 4,298 |
| Tier 1 (core) risk-based capital | $25,192,000 | 2,073 |
| Tier 2 risk-based capital | $1,144,000 | 3,302 |
| Total risk weighted assets | $128,166,000 | 2,850 |
| Total unused commitments | $11,417,000 | 3,993 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 127 | 1,379 |
| Assets and Liabilities | ||
| Total Assets: | $249,999,000 | 2,201 |
| Cash and due from depository institutions | $43,656,000 | 1,379 |
| Interest-bearing balances | $17,602,000 | 483 |
| Securities | $38,597,000 | 2,959 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $151,874,000 | 2,278 |
| Loan loss allowance | $1,124,000 | 3,578 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,193,000 | 878 |
| Other real estate owned | $1,804,000 | 1,379 |
| Goodwill and other intangibles | $250,000 | 2,370 |
| All other assets | $3,625,000 | 3,069 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,999,000 | 2,201 |
| Total liabilities | $223,176,000 | 2,231 |
| Total deposits | $221,397,000 | 2,031 |
| Interest-bearing deposits | $204,575,000 | 1,876 |
| Deposits held in domestic offices | $221,397,000 | 2,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,779,000 | 2,190 |
| Total equity capital | $26,823,000 | 2,040 |
| Total bank equity capital | $26,823,000 | 2,040 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $0 | 8,544 |
| Undivided profits | $26,823,000 | 1,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,330,000 | 993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $782,000 | 3,778 |
| Earning assets | $208,073,000 | 2,442 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $246,746,330 | 2,189 |
| Average Assets, quarterly | $249,315,000 | 2,189 |
| Volatile liabilities | $31,957,000 | 2,717 |
| Insider loans | $2,702,000 | 2,015 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $15,298,000 | 3,303 |
| Tier 1 (core) risk-based capital | $25,247,000 | 2,025 |
| Tier 2 risk-based capital | $1,124,000 | 3,300 |
| Total risk weighted assets | $129,500,000 | 2,779 |
| Total unused commitments | $19,798,000 | 2,832 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 130 | 1,309 |
| Assets and Liabilities | ||
| Total Assets: | $248,631,000 | 2,185 |
| Cash and due from depository institutions | $43,475,000 | 1,309 |
| Interest-bearing balances | $19,897,000 | 413 |
| Securities | $30,770,000 | 3,456 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $157,649,000 | 2,168 |
| Loan loss allowance | $1,088,000 | 3,601 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $10,358,000 | 845 |
| Other real estate owned | $2,217,000 | 1,309 |
| Goodwill and other intangibles | $335,000 | 2,190 |
| All other assets | $3,827,000 | 2,896 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,631,000 | 2,185 |
| Total liabilities | $221,908,000 | 2,222 |
| Total deposits | $220,345,000 | 2,012 |
| Interest-bearing deposits | $205,111,000 | 1,857 |
| Deposits held in domestic offices | $220,345,000 | 2,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,563,000 | 2,456 |
| Total equity capital | $26,723,000 | 1,992 |
| Total bank equity capital | $26,723,000 | 1,992 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $0 | 8,583 |
| Undivided profits | $26,723,000 | 1,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,488,000 | 1,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $995,000 | 3,051 |
| Earning assets | $208,316,000 | 2,405 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $245,120,000 | 2,191 |
| Average Assets, quarterly | $245,120,000 | 2,191 |
| Volatile liabilities | $31,702,000 | 2,687 |
| Insider loans | $2,563,000 | 2,077 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,927,000 | 3,605 |
| Tier 1 (core) risk-based capital | $25,209,000 | 1,990 |
| Tier 2 risk-based capital | $1,088,000 | 3,320 |
| Total risk weighted assets | $127,739,000 | 2,769 |
| Total unused commitments | $12,927,000 | 3,621 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 137 | 1,218 |
| Assets and Liabilities | ||
| Total Assets: | $241,609,000 | 2,205 |
| Cash and due from depository institutions | $19,212,000 | 1,218 |
| Interest-bearing balances | $9,613,000 | 821 |
| Securities | $36,991,000 | 2,989 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $168,784,000 | 2,019 |
| Loan loss allowance | $1,052,000 | 3,655 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,491,000 | 827 |
| Other real estate owned | $2,204,000 | 1,218 |
| Goodwill and other intangibles | $385,000 | 2,083 |
| All other assets | $3,542,000 | 3,044 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,609,000 | 2,205 |
| Total liabilities | $215,037,000 | 2,239 |
| Total deposits | $213,317,000 | 2,023 |
| Interest-bearing deposits | $196,949,000 | 1,888 |
| Deposits held in domestic offices | $213,317,000 | 2,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,720,000 | 2,271 |
| Total equity capital | $26,572,000 | 1,971 |
| Total bank equity capital | $26,572,000 | 1,971 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $0 | 8,619 |
| Undivided profits | $26,572,000 | 1,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,801,000 | 827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $919,000 | 3,464 |
| Earning assets | $215,388,000 | 2,272 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $245,555,000 | 2,075 |
| Average Assets, quarterly | $243,654,500 | 2,171 |
| Volatile liabilities | $28,082,000 | 2,938 |
| Insider loans | $5,344,000 | 952 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $11,432,000 | 3,775 |
| Tier 1 (core) risk-based capital | $25,600,000 | 1,906 |
| Tier 2 risk-based capital | $1,052,000 | 3,378 |
| Total risk weighted assets | $133,028,000 | 2,612 |
| Total unused commitments | $11,432,000 | 3,780 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 127 | 1,294 |
| Assets and Liabilities | ||
| Total Assets: | $242,248,000 | 2,100 |
| Cash and due from depository institutions | $12,391,000 | 1,294 |
| Interest-bearing balances | $2,556,000 | 2,012 |
| Securities | $47,069,000 | 2,315 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $168,154,000 | 1,950 |
| Loan loss allowance | $1,064,000 | 3,435 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $9,361,000 | 909 |
| Other real estate owned | $943,000 | 1,294 |
| Goodwill and other intangibles | $672,000 | 1,688 |
| All other assets | $3,658,000 | 2,899 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $242,248,000 | 2,100 |
| Total liabilities | $216,975,000 | 2,112 |
| Total deposits | $207,931,000 | 1,982 |
| Interest-bearing deposits | $191,673,000 | 1,842 |
| Deposits held in domestic offices | $207,931,000 | 1,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,057,000 | 2,577 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,987,000 | 2,027 |
| Total equity capital | $25,273,000 | 1,947 |
| Total bank equity capital | $25,273,000 | 1,947 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $0 | 8,858 |
| Undivided profits | $25,273,000 | 1,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,335,000 | 1,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,070,000 | 3,243 |
| Earning assets | $217,779,000 | 2,134 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $241,229,400 | 2,026 |
| Average Assets, quarterly | $241,869,500 | 2,078 |
| Volatile liabilities | $33,949,000 | 2,445 |
| Insider loans | $1,788,000 | 2,630 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $7,356,000 | 4,614 |
| Tier 1 (core) risk-based capital | $23,818,000 | 1,950 |
| Tier 2 risk-based capital | $1,064,000 | 3,208 |
| Total risk weighted assets | $123,403,000 | 2,691 |
| Total unused commitments | $7,356,000 | 4,620 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 128 | 1,280 |
| Assets and Liabilities | ||
| Total Assets: | $251,219,000 | 1,918 |
| Cash and due from depository institutions | $9,571,000 | 1,280 |
| Interest-bearing balances | $519,000 | 3,010 |
| Securities | $57,180,000 | 1,924 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $168,482,000 | 1,883 |
| Loan loss allowance | $825,000 | 4,058 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $9,734,000 | 815 |
| Other real estate owned | $660,000 | 1,280 |
| Goodwill and other intangibles | $745,000 | 1,599 |
| All other assets | $4,847,000 | 1,861 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $251,219,000 | 1,918 |
| Total liabilities | $227,144,000 | 1,916 |
| Total deposits | $195,772,000 | 1,995 |
| Interest-bearing deposits | $182,264,000 | 1,845 |
| Deposits held in domestic offices | $195,772,000 | 1,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,600,000 | 1,119 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,200,000 | 1,326 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,572,000 | 2,494 |
| Total equity capital | $24,075,000 | 1,923 |
| Total bank equity capital | $24,075,000 | 1,923 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $0 | 9,124 |
| Undivided profits | $24,075,000 | 1,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,750,000 | 931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $461,000 | 5,401 |
| Earning assets | $226,181,000 | 1,974 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $245,151,200 | 1,872 |
| Average Assets, quarterly | $250,994,000 | 1,895 |
| Volatile liabilities | $48,981,000 | 1,786 |
| Insider loans | $1,830,000 | 2,498 |
| FHLB advances | $20,200,000 | 353 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,308,000 | 3,677 |
| Tier 1 (core) risk-based capital | $22,998,000 | 1,938 |
| Tier 2 risk-based capital | $825,000 | 3,816 |
| Total risk weighted assets | $124,078,000 | 2,561 |
| Total unused commitments | $10,308,000 | 3,678 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 124 | 1,363 |
| Assets and Liabilities | ||
| Total Assets: | $235,982,000 | 1,996 |
| Cash and due from depository institutions | $5,551,000 | 1,363 |
| Interest-bearing balances | $638,000 | 2,890 |
| Securities | $63,574,000 | 1,797 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 6,563 |
| Net loans & leases | $151,370,000 | 1,975 |
| Loan loss allowance | $597,000 | 5,074 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,272,000 | 869 |
| Other real estate owned | $808,000 | 1,363 |
| Goodwill and other intangibles | $752,000 | 1,655 |
| All other assets | $4,555,000 | 1,933 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,982,000 | 1,996 |
| Total liabilities | $213,867,000 | 1,984 |
| Total deposits | $179,036,000 | 2,124 |
| Interest-bearing deposits | $170,444,000 | 1,913 |
| Deposits held in domestic offices | $179,036,000 | 2,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,799 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $28,867,000 | 1,067 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,464,000 | 2,414 |
| Total equity capital | $22,115,000 | 2,002 |
| Total bank equity capital | $22,115,000 | 2,002 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $22,115,000 | 1,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,068,000 | 1,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $268,000 | 6,865 |
| Earning assets | $215,682,000 | 1,996 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $224,217,800 | 2,015 |
| Average Assets, quarterly | $232,515,000 | 2,006 |
| Volatile liabilities | $51,776,000 | 1,607 |
| Insider loans | $1,560,000 | 2,732 |
| FHLB advances | $27,300,000 | 311 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,788,000 | 4,364 |
| Tier 1 (core) risk-based capital | $22,509,000 | 1,955 |
| Tier 2 risk-based capital | $597,000 | 4,733 |
| Total risk weighted assets | $118,491,000 | 2,563 |
| Total unused commitments | $7,788,000 | 4,368 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 105 | 1,619 |
| Assets and Liabilities | ||
| Total Assets: | $214,910,000 | 2,148 |
| Cash and due from depository institutions | $3,983,000 | 1,619 |
| Interest-bearing balances | $1,072,000 | 2,782 |
| Securities | $65,429,000 | 1,803 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,255 |
| Net loans & leases | $132,998,000 | 2,104 |
| Loan loss allowance | $517,000 | 5,491 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,560,000 | 1,003 |
| Other real estate owned | $1,096,000 | 1,619 |
| Goodwill and other intangibles | $825,000 | 1,548 |
| All other assets | $2,919,000 | 2,531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,910,000 | 2,148 |
| Total liabilities | $191,093,000 | 2,166 |
| Total deposits | $173,999,000 | 2,185 |
| Interest-bearing deposits | $166,338,000 | 1,945 |
| Deposits held in domestic offices | $173,999,000 | 2,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,955,000 | 1,192 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,139,000 | 3,157 |
| Total equity capital | $23,817,000 | 1,874 |
| Total bank equity capital | $23,817,000 | 1,874 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $23,817,000 | 1,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,504,000 | 1,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $0 | 10,330 |
| Earning assets | $199,599,000 | 2,129 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $209,252,000 | 2,087 |
| Average Assets, quarterly | $213,463,000 | 2,120 |
| Volatile liabilities | $28,634,000 | 2,242 |
| Insider loans | $368,000 | 6,015 |
| FHLB advances | $15,955,000 | 347 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,810,000 | 5,442 |
| Tier 1 (core) risk-based capital | $22,151,000 | 1,916 |
| Tier 2 risk-based capital | $643,000 | 4,364 |
| Total risk weighted assets | $97,619,000 | 2,888 |
| Total unused commitments | $5,810,000 | 4,962 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 75 | 2,386 |
| Assets and Liabilities | ||
| Total Assets: | $201,202,000 | 2,257 |
| Cash and due from depository institutions | $2,380,000 | 2,386 |
| Interest-bearing balances | $238,000 | 3,794 |
| Securities | $69,790,000 | 1,646 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 7,971 |
| Net loans & leases | $117,808,000 | 2,355 |
| Loan loss allowance | $488,000 | 5,811 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,622,000 | 1,168 |
| Other real estate owned | $659,000 | 2,386 |
| Goodwill and other intangibles | $1,000,000 | 1,349 |
| All other assets | $2,843,000 | 2,531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,202,000 | 2,257 |
| Total liabilities | $178,067,000 | 2,296 |
| Total deposits | $160,609,000 | 2,332 |
| Interest-bearing deposits | $154,086,000 | 2,099 |
| Deposits held in domestic offices | $160,609,000 | 2,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $16,529,000 | 1,065 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $929,000 | 3,772 |
| Total equity capital | $23,135,000 | 1,933 |
| Total bank equity capital | $23,135,000 | 1,933 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $23,135,000 | 1,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,965,000 | 955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $0 | 10,814 |
| Earning assets | $187,936,000 | 2,229 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $188,991,600 | 2,271 |
| Average Assets, quarterly | $196,146,500 | 2,276 |
| Volatile liabilities | $28,366,000 | 2,240 |
| Insider loans | $250,000 | 7,031 |
| FHLB advances | $15,900,000 | 353 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,969,000 | 5,788 |
| Tier 1 (core) risk-based capital | $21,478,000 | 1,977 |
| Tier 2 risk-based capital | $488,000 | 5,261 |
| Total risk weighted assets | $93,574,000 | 2,952 |
| Total unused commitments | $4,969,000 | 5,226 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 95 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $182,690,000 | 2,536 |
| Cash and due from depository institutions | $2,626,000 | 1,964 |
| Interest-bearing balances | $144,000 | 4,304 |
| Securities | $65,120,000 | 1,860 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 7,632 |
| Net loans & leases | $103,636,000 | 2,701 |
| Loan loss allowance | $294,000 | 7,945 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,449,000 | 1,197 |
| Other real estate owned | $626,000 | 1,964 |
| Goodwill and other intangibles | $1,000,000 | 1,284 |
| All other assets | $2,833,000 | 2,593 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,690,000 | 2,536 |
| Total liabilities | $160,643,000 | 2,593 |
| Total deposits | $156,390,000 | 2,468 |
| Interest-bearing deposits | $151,287,000 | 2,203 |
| Deposits held in domestic offices | $156,390,000 | 2,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,500,000 | 2,173 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $753,000 | 4,403 |
| Total equity capital | $22,047,000 | 2,031 |
| Total bank equity capital | $22,047,000 | 2,031 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $22,047,000 | 1,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,713,000 | 1,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $7,000 | 11,282 |
| Earning assets | $169,300,000 | 2,514 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $178,702,400 | 2,488 |
| Average Assets, quarterly | $181,077,500 | 2,522 |
| Volatile liabilities | $12,413,000 | 4,180 |
| Insider loans | $128,000 | 8,453 |
| FHLB advances | $3,500,000 | 621 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,290,000 | 4,513 |
| Tier 1 (core) risk-based capital | $21,912,000 | 1,976 |
| Tier 2 risk-based capital | $294,000 | 7,306 |
| Total risk weighted assets | $78,439,000 | 3,478 |
| Total unused commitments | $6,290,000 | 4,527 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 77 | 2,512 |
| Assets and Liabilities | ||
| Total Assets: | $176,817,000 | 2,619 |
| Cash and due from depository institutions | $2,470,000 | 2,512 |
| Interest-bearing balances | $245,000 | 4,068 |
| Securities | $75,493,000 | 1,680 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 9,118 |
| Net loans & leases | $88,235,000 | 3,034 |
| Loan loss allowance | $270,000 | 8,492 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,666,000 | 1,361 |
| Other real estate owned | $488,000 | 2,512 |
| Goodwill and other intangibles | $1,000,000 | 1,177 |
| All other assets | $3,365,000 | 2,289 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,817,000 | 2,619 |
| Total liabilities | $154,447,000 | 2,703 |
| Total deposits | $149,969,000 | 2,592 |
| Interest-bearing deposits | $144,988,000 | 2,341 |
| Deposits held in domestic offices | $149,969,000 | 2,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,800,000 | 1,872 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $678,000 | 4,995 |
| Total equity capital | $22,370,000 | 2,013 |
| Total bank equity capital | $22,370,000 | 2,013 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $22,370,000 | 1,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $13,000 | 11,756 |
| Earning assets | $164,073,000 | 2,595 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $169,410,400 | 2,620 |
| Average Assets, quarterly | $174,568,000 | 2,619 |
| Volatile liabilities | $10,599,000 | 4,396 |
| Insider loans | $109,000 | 9,030 |
| FHLB advances | $3,800,000 | 572 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,535,000 | 5,905 |
| Tier 1 (core) risk-based capital | $21,650,000 | 1,981 |
| Tier 2 risk-based capital | $262,000 | 7,874 |
| Total risk weighted assets | $72,611,000 | 3,631 |
| Total unused commitments | $3,535,000 | 5,917 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 72 | 2,785 |
| Assets and Liabilities | ||
| Total Assets: | $165,124,000 | 2,754 |
| Cash and due from depository institutions | $1,688,000 | 2,785 |
| Interest-bearing balances | $193,000 | 4,673 |
| Securities | $71,905,000 | 1,829 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,035 |
| Net loans & leases | $83,021,000 | 3,119 |
| Loan loss allowance | $205,000 | 9,781 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,667,000 | 1,594 |
| Other real estate owned | $640,000 | 2,785 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,103,000 | 2,587 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,124,000 | 2,754 |
| Total liabilities | $143,609,000 | 2,872 |
| Total deposits | $141,276,000 | 2,708 |
| Interest-bearing deposits | $137,538,000 | 2,421 |
| Deposits held in domestic offices | $141,276,000 | 2,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,585,000 | 2,737 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $748,000 | 3,811 |
| Total equity capital | $21,515,000 | 1,922 |
| Total bank equity capital | $21,515,000 | 1,922 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $21,515,000 | 1,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 9,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $12,000 | 12,381 |
| Earning assets | $155,219,000 | 2,689 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $161,829,200 | 2,739 |
| Average Assets, quarterly | $164,194,500 | 2,755 |
| Volatile liabilities | $7,697,000 | 5,229 |
| Insider loans | $118,000 | 9,181 |
| FHLB advances | $1,500,000 | 810 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,048,000 | 7,410 |
| Tier 1 (core) risk-based capital | $20,833,000 | 1,995 |
| Tier 2 risk-based capital | $197,000 | 9,221 |
| Total risk weighted assets | $66,534,000 | 3,859 |
| Total unused commitments | $2,548,000 | 6,845 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 68 | 3,090 |
| Assets and Liabilities | ||
| Total Assets: | $156,657,000 | 2,930 |
| Cash and due from depository institutions | $2,416,000 | 3,090 |
| Interest-bearing balances | $1,215,000 | 3,109 |
| Securities | $69,463,000 | 1,983 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 10,133 |
| Net loans & leases | $77,081,000 | 3,277 |
| Loan loss allowance | $199,000 | 10,290 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,252,000 | 1,717 |
| Other real estate owned | $156,000 | 3,090 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,189,000 | 2,292 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,657,000 | 2,930 |
| Total liabilities | $136,413,000 | 3,055 |
| Total deposits | $135,639,000 | 2,891 |
| Interest-bearing deposits | $132,936,000 | 2,587 |
| Deposits held in domestic offices | $135,639,000 | 2,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $774,000 | 3,829 |
| Total equity capital | $20,244,000 | 2,022 |
| Total bank equity capital | $20,244,000 | 2,022 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $20,244,000 | 1,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $292,000 | 6,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $6,000 | 13,105 |
| Earning assets | $147,859,000 | 2,847 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $160,757,000 | 2,785 |
| Average Assets, quarterly | $154,800,500 | 2,941 |
| Volatile liabilities | $5,190,000 | 6,392 |
| Insider loans | $173,000 | 8,651 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,438,000 | 5,973 |
| Tier 1 (core) risk-based capital | $19,819,000 | 2,014 |
| Tier 2 risk-based capital | $199,000 | 9,402 |
| Total risk weighted assets | $78,958,000 | 3,275 |
| Total unused commitments | $3,438,000 | 5,992 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 57 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $165,962,000 | 2,844 |
| Cash and due from depository institutions | $5,926,000 | 3,724 |
| Interest-bearing balances | $4,841,000 | 1,481 |
| Securities | $75,484,000 | 1,788 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 9,227 |
| Net loans & leases | $77,717,000 | 3,329 |
| Loan loss allowance | $148,000 | 11,569 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,657,000 | 2,755 |
| Other real estate owned | $120,000 | 3,724 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,258,000 | 2,341 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,962,000 | 2,844 |
| Total liabilities | $147,522,000 | 2,928 |
| Total deposits | $146,672,000 | 2,808 |
| Interest-bearing deposits | $144,226,000 | 2,502 |
| Deposits held in domestic offices | $146,672,000 | 2,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $850,000 | 3,754 |
| Total equity capital | $18,440,000 | 2,105 |
| Total bank equity capital | $18,440,000 | 2,105 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $18,440,000 | 1,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $264,000 | 7,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $8,000 | 13,713 |
| Earning assets | $158,842,000 | 2,716 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $162,907,000 | 2,827 |
| Average Assets, quarterly | $165,590,500 | 2,823 |
| Volatile liabilities | $5,349,000 | 6,291 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,196,000 | 7,062 |
| Tier 1 (core) risk-based capital | $18,268,000 | 2,070 |
| Tier 2 risk-based capital | $148,000 | 10,702 |
| Total risk weighted assets | $67,644,000 | 3,822 |
| Total unused commitments | $2,196,000 | 7,091 |
| Derivatives | $0 | 651 |