Home > Seasons Bank > Assets and Liabilities
Seasons Bank, Assets and Liabilities
| 2006-09-30 | Rank | |
| # of Employees: | 25 | 5,537 |
| Assets and Liabilities | ||
| Total Assets: | $87,955,000 | 5,419 |
| Cash and due from depository institutions | $874,000 | 5,537 |
| Interest-bearing balances | $27,000 | 5,884 |
| Securities | $6,495,000 | 7,003 |
| Federal funds sold & reverse repurchase agreements | $69,000 | 5,872 |
| Net loans & leases | $75,800,000 | 4,568 |
| Loan loss allowance | $2,418,000 | 2,117 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,341,000 | 3,271 |
| Other real estate owned | $310,000 | 5,537 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,066,000 | 6,675 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $87,955,000 | 5,419 |
| Total liabilities | $81,729,000 | 5,276 |
| Total deposits | $75,948,000 | 5,235 |
| Interest-bearing deposits | $70,939,000 | 4,901 |
| Deposits held in domestic offices | $75,948,000 | 5,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,548 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,700,000 | 4,036 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $581,000 | 5,210 |
| Total equity capital | $6,226,000 | 6,781 |
| Total bank equity capital | $6,226,000 | 6,781 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,125,000 | 1,107 |
| Surplus | $5,550,000 | 3,630 |
| Undivided profits | $-3,449,000 | 8,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 6,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $654,000 | 5,380 |
| Earning assets | $82,391,000 | 5,348 |
| Long-term assets (5+ years) | $2,074,000 | 6,758 |
| Average Assets, year-to-date | $82,892,500 | 5,497 |
| Average Assets, quarterly | $87,257,000 | 5,409 |
| Volatile liabilities | $30,744,000 | 3,687 |
| Insider loans | $4,468,000 | 1,576 |
| FHLB advances | $3,700,000 | 3,876 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $12,372,000 | 4,311 |
| Tier 1 (core) risk-based capital | $6,284,000 | 6,717 |
| Tier 2 risk-based capital | $915,000 | 4,227 |
| Total risk weighted assets | $76,045,000 | 4,711 |
| Total unused commitments | $12,372,000 | 4,311 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 27 | 5,311 |
| Assets and Liabilities | ||
| Total Assets: | $86,559,000 | 5,458 |
| Cash and due from depository institutions | $1,263,000 | 5,311 |
| Interest-bearing balances | $26,000 | 5,932 |
| Securities | $6,530,000 | 7,018 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $74,293,000 | 4,587 |
| Loan loss allowance | $1,010,000 | 4,111 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,406,000 | 3,194 |
| Other real estate owned | $0 | 5,311 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,067,000 | 6,597 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $86,559,000 | 5,458 |
| Total liabilities | $79,117,000 | 5,380 |
| Total deposits | $73,918,000 | 5,307 |
| Interest-bearing deposits | $68,012,000 | 5,005 |
| Deposits held in domestic offices | $73,918,000 | 5,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $774,000 | 3,075 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $4,000,000 | 3,945 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $425,000 | 5,680 |
| Total equity capital | $7,442,000 | 6,164 |
| Total bank equity capital | $7,442,000 | 6,164 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,125,000 | 1,088 |
| Surplus | $5,550,000 | 3,582 |
| Undivided profits | $-2,233,000 | 8,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $544,000 | 3,547 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $643,000 | 5,086 |
| Earning assets | $80,849,000 | 5,378 |
| Long-term assets (5+ years) | $3,423,000 | 6,291 |
| Average Assets, year-to-date | $81,205,000 | 5,591 |
| Average Assets, quarterly | $83,961,500 | 5,523 |
| Volatile liabilities | $25,307,000 | 4,060 |
| Insider loans | $4,511,000 | 1,537 |
| FHLB advances | $4,000,000 | 3,770 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $11,603,000 | 4,468 |
| Tier 1 (core) risk-based capital | $7,534,000 | 6,156 |
| Tier 2 risk-based capital | $918,000 | 4,197 |
| Total risk weighted assets | $74,109,000 | 4,760 |
| Total unused commitments | $11,603,000 | 4,468 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 26 | 5,414 |
| Assets and Liabilities | ||
| Total Assets: | $81,364,000 | 5,619 |
| Cash and due from depository institutions | $1,391,000 | 5,414 |
| Interest-bearing balances | $41,000 | 5,716 |
| Securities | $6,608,000 | 7,051 |
| Federal funds sold & reverse repurchase agreements | $127,000 | 6,091 |
| Net loans & leases | $68,972,000 | 4,728 |
| Loan loss allowance | $970,000 | 4,218 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,274,000 | 3,243 |
| Other real estate owned | $0 | 5,414 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $992,000 | 6,679 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $81,364,000 | 5,619 |
| Total liabilities | $74,009,000 | 5,546 |
| Total deposits | $69,779,000 | 5,474 |
| Interest-bearing deposits | $62,627,000 | 5,261 |
| Deposits held in domestic offices | $69,779,000 | 5,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,900,000 | 3,945 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $330,000 | 6,179 |
| Total equity capital | $7,355,000 | 6,182 |
| Total bank equity capital | $7,355,000 | 6,182 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,125,000 | 1,075 |
| Surplus | $5,550,000 | 3,517 |
| Undivided profits | $-2,320,000 | 8,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $684,000 | 3,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $519,000 | 5,583 |
| Earning assets | $75,748,000 | 5,581 |
| Long-term assets (5+ years) | $3,598,000 | 6,213 |
| Average Assets, year-to-date | $78,528,000 | 5,708 |
| Average Assets, quarterly | $78,528,000 | 5,708 |
| Volatile liabilities | $21,634,000 | 4,312 |
| Insider loans | $4,124,000 | 1,631 |
| FHLB advances | $3,900,000 | 3,796 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $10,127,000 | 4,747 |
| Tier 1 (core) risk-based capital | $7,436,000 | 6,134 |
| Tier 2 risk-based capital | $853,000 | 4,354 |
| Total risk weighted assets | $69,093,000 | 4,899 |
| Total unused commitments | $10,127,000 | 4,747 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 25 | 5,541 |
| Assets and Liabilities | ||
| Total Assets: | $75,692,000 | 5,841 |
| Cash and due from depository institutions | $1,284,000 | 5,541 |
| Interest-bearing balances | $99,000 | 5,099 |
| Securities | $6,176,000 | 7,175 |
| Federal funds sold & reverse repurchase agreements | $464,000 | 5,452 |
| Net loans & leases | $63,575,000 | 4,952 |
| Loan loss allowance | $900,000 | 4,393 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,284,000 | 3,196 |
| Other real estate owned | $0 | 5,541 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $909,000 | 6,883 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $75,692,000 | 5,841 |
| Total liabilities | $68,872,000 | 5,757 |
| Total deposits | $64,146,000 | 5,737 |
| Interest-bearing deposits | $57,993,000 | 5,467 |
| Deposits held in domestic offices | $64,146,000 | 5,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,400,000 | 3,852 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $326,000 | 6,130 |
| Total equity capital | $6,820,000 | 6,409 |
| Total bank equity capital | $6,820,000 | 6,409 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,125,000 | 1,059 |
| Surplus | $5,125,000 | 3,637 |
| Undivided profits | $-2,430,000 | 8,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $212,000 | 5,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $478,000 | 5,899 |
| Earning assets | $70,314,000 | 5,793 |
| Long-term assets (5+ years) | $3,680,000 | 6,208 |
| Average Assets, year-to-date | $66,276,400 | 6,095 |
| Average Assets, quarterly | $75,061,500 | 5,842 |
| Volatile liabilities | $22,525,000 | 4,162 |
| Insider loans | $3,008,000 | 2,119 |
| FHLB advances | $4,400,000 | 3,702 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $7,972,000 | 5,159 |
| Tier 1 (core) risk-based capital | $6,904,000 | 6,340 |
| Tier 2 risk-based capital | $817,000 | 4,445 |
| Total risk weighted assets | $65,248,000 | 5,056 |
| Total unused commitments | $7,972,000 | 5,160 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 26 | 5,432 |
| Assets and Liabilities | ||
| Total Assets: | $74,431,000 | 5,883 |
| Cash and due from depository institutions | $1,437,000 | 5,432 |
| Interest-bearing balances | $210,000 | 4,270 |
| Securities | $6,283,000 | 7,171 |
| Federal funds sold & reverse repurchase agreements | $70,000 | 5,792 |
| Net loans & leases | $62,539,000 | 4,978 |
| Loan loss allowance | $790,000 | 4,756 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,339,000 | 3,117 |
| Other real estate owned | $0 | 5,432 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $763,000 | 7,242 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $74,431,000 | 5,883 |
| Total liabilities | $68,150,000 | 5,768 |
| Total deposits | $64,729,000 | 5,672 |
| Interest-bearing deposits | $59,459,000 | 5,365 |
| Deposits held in domestic offices | $64,729,000 | 5,669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,815 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,100,000 | 4,669 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $321,000 | 6,274 |
| Total equity capital | $6,281,000 | 6,640 |
| Total bank equity capital | $6,281,000 | 6,640 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,125,000 | 1,025 |
| Surplus | $4,625,000 | 3,848 |
| Undivided profits | $-2,469,000 | 8,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 6,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $450,000 | 6,077 |
| Earning assets | $69,102,000 | 5,824 |
| Long-term assets (5+ years) | $5,064,000 | 5,832 |
| Average Assets, year-to-date | $63,922,500 | 6,222 |
| Average Assets, quarterly | $71,298,000 | 5,960 |
| Volatile liabilities | $22,589,000 | 4,112 |
| Insider loans | $2,862,000 | 2,179 |
| FHLB advances | $2,100,000 | 4,471 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $7,134,000 | 5,330 |
| Tier 1 (core) risk-based capital | $6,355,000 | 6,566 |
| Tier 2 risk-based capital | $790,000 | 4,494 |
| Total risk weighted assets | $64,374,000 | 5,038 |
| Total unused commitments | $7,134,000 | 5,333 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 22 | 5,964 |
| Assets and Liabilities | ||
| Total Assets: | $68,165,000 | 6,086 |
| Cash and due from depository institutions | $703,000 | 5,964 |
| Interest-bearing balances | $99,000 | 5,153 |
| Securities | $6,386,000 | 7,190 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $56,828,000 | 5,183 |
| Loan loss allowance | $721,000 | 4,983 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,377,000 | 3,040 |
| Other real estate owned | $0 | 5,964 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $871,000 | 6,818 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $68,165,000 | 6,086 |
| Total liabilities | $61,888,000 | 6,008 |
| Total deposits | $57,692,000 | 5,964 |
| Interest-bearing deposits | $53,259,000 | 5,664 |
| Deposits held in domestic offices | $57,692,000 | 5,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $80,000 | 3,657 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,900,000 | 4,015 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $216,000 | 6,893 |
| Total equity capital | $6,277,000 | 6,604 |
| Total bank equity capital | $6,277,000 | 6,604 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,125,000 | 1,008 |
| Surplus | $4,625,000 | 3,802 |
| Undivided profits | $-2,473,000 | 8,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $279,000 | 4,750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $397,000 | 6,182 |
| Earning assets | $63,313,000 | 6,039 |
| Long-term assets (5+ years) | $7,904,000 | 5,147 |
| Average Assets, year-to-date | $60,419,670 | 6,368 |
| Average Assets, quarterly | $63,344,000 | 6,265 |
| Volatile liabilities | $24,581,000 | 3,768 |
| Insider loans | $2,532,000 | 2,362 |
| FHLB advances | $3,900,000 | 3,870 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $5,768,000 | 5,745 |
| Tier 1 (core) risk-based capital | $6,363,000 | 6,491 |
| Tier 2 risk-based capital | $721,000 | 4,720 |
| Total risk weighted assets | $61,780,000 | 5,090 |
| Total unused commitments | $5,768,000 | 5,746 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 21 | 6,116 |
| Assets and Liabilities | ||
| Total Assets: | $58,523,000 | 6,536 |
| Cash and due from depository institutions | $730,000 | 6,116 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $6,475,000 | 7,244 |
| Federal funds sold & reverse repurchase agreements | $254,000 | 5,922 |
| Net loans & leases | $47,082,000 | 5,646 |
| Loan loss allowance | $595,000 | 5,574 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,951,000 | 3,341 |
| Other real estate owned | $0 | 6,116 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,031,000 | 6,507 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $58,523,000 | 6,536 |
| Total liabilities | $52,204,000 | 6,495 |
| Total deposits | $46,833,000 | 6,604 |
| Interest-bearing deposits | $43,751,000 | 6,290 |
| Deposits held in domestic offices | $46,833,000 | 6,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,200,000 | 3,459 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $171,000 | 7,204 |
| Total equity capital | $6,319,000 | 6,549 |
| Total bank equity capital | $6,319,000 | 6,549 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,125,000 | 993 |
| Surplus | $4,625,000 | 3,782 |
| Undivided profits | $-2,431,000 | 8,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 6,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $310,000 | 6,804 |
| Earning assets | $53,811,000 | 6,516 |
| Long-term assets (5+ years) | $7,251,000 | 5,369 |
| Average Assets, year-to-date | $56,547,000 | 6,607 |
| Average Assets, quarterly | $56,547,000 | 6,607 |
| Volatile liabilities | $24,747,000 | 3,642 |
| Insider loans | $2,500,000 | 2,327 |
| FHLB advances | $5,200,000 | 3,320 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $6,819,000 | 5,402 |
| Tier 1 (core) risk-based capital | $6,422,000 | 6,453 |
| Tier 2 risk-based capital | $595,000 | 5,281 |
| Total risk weighted assets | $49,492,000 | 5,704 |
| Total unused commitments | $6,819,000 | 5,403 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 19 | 6,410 |
| Assets and Liabilities | ||
| Total Assets: | $54,571,000 | 6,731 |
| Cash and due from depository institutions | $1,656,000 | 6,410 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $6,617,000 | 7,220 |
| Federal funds sold & reverse repurchase agreements | $1,094,000 | 4,762 |
| Net loans & leases | $41,757,000 | 5,994 |
| Loan loss allowance | $539,000 | 5,824 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,977,000 | 3,310 |
| Other real estate owned | $0 | 6,410 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $470,000 | 7,964 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $54,571,000 | 6,731 |
| Total liabilities | $48,117,000 | 6,739 |
| Total deposits | $47,935,000 | 6,563 |
| Interest-bearing deposits | $44,812,000 | 6,237 |
| Deposits held in domestic offices | $47,935,000 | 6,561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $182,000 | 7,034 |
| Total equity capital | $6,454,000 | 6,509 |
| Total bank equity capital | $6,454,000 | 6,509 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,125,000 | 970 |
| Surplus | $4,625,000 | 3,744 |
| Undivided profits | $-2,296,000 | 8,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 7,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $271,000 | 7,155 |
| Earning assets | $49,468,000 | 6,773 |
| Long-term assets (5+ years) | $9,916,000 | 4,833 |
| Average Assets, year-to-date | $45,050,600 | 7,112 |
| Average Assets, quarterly | $52,310,000 | 6,817 |
| Volatile liabilities | $20,089,000 | 4,114 |
| Insider loans | $4,343,000 | 1,403 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $5,983,000 | 5,528 |
| Tier 1 (core) risk-based capital | $6,508,000 | 6,368 |
| Tier 2 risk-based capital | $539,000 | 5,546 |
| Total risk weighted assets | $43,698,000 | 6,080 |
| Total unused commitments | $5,983,000 | 5,529 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 17 | 6,728 |
| Assets and Liabilities | ||
| Total Assets: | $50,049,000 | 6,947 |
| Cash and due from depository institutions | $760,000 | 6,728 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $6,748,000 | 7,247 |
| Federal funds sold & reverse repurchase agreements | $10,000 | 5,890 |
| Net loans & leases | $39,365,000 | 6,161 |
| Loan loss allowance | $504,000 | 6,037 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,710,000 | 3,492 |
| Other real estate owned | $0 | 6,728 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $456,000 | 8,070 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $50,049,000 | 6,947 |
| Total liabilities | $44,059,000 | 6,947 |
| Total deposits | $43,885,000 | 6,757 |
| Interest-bearing deposits | $40,602,000 | 6,498 |
| Deposits held in domestic offices | $43,885,000 | 6,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $174,000 | 7,348 |
| Total equity capital | $5,990,000 | 6,775 |
| Total bank equity capital | $5,990,000 | 6,775 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,125,000 | 955 |
| Surplus | $4,125,000 | 3,953 |
| Undivided profits | $-2,260,000 | 8,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $138,000 | 6,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $259,000 | 7,390 |
| Earning assets | $46,123,000 | 6,940 |
| Long-term assets (5+ years) | $10,060,000 | 4,905 |
| Average Assets, year-to-date | $42,670,500 | 7,265 |
| Average Assets, quarterly | $46,907,500 | 7,084 |
| Volatile liabilities | $15,394,000 | 4,740 |
| Insider loans | $5,326,000 | 1,095 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $4,432,000 | 6,076 |
| Tier 1 (core) risk-based capital | $6,015,000 | 6,635 |
| Tier 2 risk-based capital | $504,000 | 5,726 |
| Total risk weighted assets | $40,338,000 | 6,277 |
| Total unused commitments | $4,432,000 | 6,081 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 14 | 7,300 |
| Assets and Liabilities | ||
| Total Assets: | $43,766,000 | 7,295 |
| Cash and due from depository institutions | $672,000 | 7,300 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $6,780,000 | 7,325 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $33,224,000 | 6,553 |
| Loan loss allowance | $425,000 | 6,545 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,737,000 | 3,421 |
| Other real estate owned | $0 | 7,300 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $353,000 | 8,371 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $43,766,000 | 7,295 |
| Total liabilities | $37,778,000 | 7,344 |
| Total deposits | $37,527,000 | 7,192 |
| Interest-bearing deposits | $34,063,000 | 7,001 |
| Deposits held in domestic offices | $37,527,000 | 7,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $117,000 | 3,636 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $134,000 | 7,573 |
| Total equity capital | $5,988,000 | 6,646 |
| Total bank equity capital | $5,988,000 | 6,646 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,125,000 | 938 |
| Surplus | $4,125,000 | 3,918 |
| Undivided profits | $-2,262,000 | 8,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 6,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $212,000 | 7,695 |
| Earning assets | $40,004,000 | 7,282 |
| Long-term assets (5+ years) | $9,220,000 | 5,195 |
| Average Assets, year-to-date | $40,211,000 | 7,456 |
| Average Assets, quarterly | $41,405,500 | 7,406 |
| Volatile liabilities | $10,955,000 | 5,573 |
| Insider loans | $2,924,000 | 1,969 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $4,716,000 | 6,013 |
| Tier 1 (core) risk-based capital | $6,112,000 | 6,520 |
| Tier 2 risk-based capital | $425,000 | 6,221 |
| Total risk weighted assets | $35,179,000 | 6,610 |
| Total unused commitments | $4,716,000 | 6,018 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 15 | 7,137 |
| Assets and Liabilities | ||
| Total Assets: | $39,045,000 | 7,584 |
| Cash and due from depository institutions | $919,000 | 7,137 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $7,739,000 | 7,063 |
| Federal funds sold & reverse repurchase agreements | $753,000 | 5,882 |
| Net loans & leases | $26,805,000 | 7,025 |
| Loan loss allowance | $341,000 | 7,076 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,560,000 | 3,567 |
| Other real estate owned | $0 | 7,137 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $269,000 | 8,603 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $39,045,000 | 7,584 |
| Total liabilities | $32,772,000 | 7,669 |
| Total deposits | $32,654,000 | 7,545 |
| Interest-bearing deposits | $28,995,000 | 7,427 |
| Deposits held in domestic offices | $32,654,000 | 7,543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $118,000 | 7,928 |
| Total equity capital | $6,273,000 | 6,576 |
| Total bank equity capital | $6,273,000 | 6,576 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,125,000 | 931 |
| Surplus | $4,125,000 | 3,883 |
| Undivided profits | $-1,977,000 | 8,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $177,000 | 8,018 |
| Earning assets | $35,297,000 | 7,606 |
| Long-term assets (5+ years) | $8,110,000 | 5,372 |
| Average Assets, year-to-date | $38,433,500 | 7,609 |
| Average Assets, quarterly | $38,433,500 | 7,609 |
| Volatile liabilities | $10,208,000 | 5,643 |
| Insider loans | $4,922,000 | 1,138 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $4,962,000 | 5,916 |
| Tier 1 (core) risk-based capital | $6,244,000 | 6,404 |
| Tier 2 risk-based capital | $341,000 | 6,803 |
| Total risk weighted assets | $30,479,000 | 6,953 |
| Total unused commitments | $4,962,000 | 5,922 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 15 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $37,822,000 | 7,688 |
| Cash and due from depository institutions | $1,103,000 | 7,163 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $7,745,000 | 7,116 |
| Federal funds sold & reverse repurchase agreements | $7,316,000 | 1,626 |
| Net loans & leases | $19,299,000 | 7,722 |
| Loan loss allowance | $271,000 | 7,567 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,084,000 | 4,082 |
| Other real estate owned | $0 | 7,163 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $275,000 | 8,664 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,822,000 | 7,688 |
| Total liabilities | $31,358,000 | 7,796 |
| Total deposits | $31,205,000 | 7,682 |
| Interest-bearing deposits | $29,302,000 | 7,407 |
| Deposits held in domestic offices | $31,205,000 | 7,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $153,000 | 7,498 |
| Total equity capital | $6,464,000 | 6,417 |
| Total bank equity capital | $6,464,000 | 6,417 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,125,000 | 933 |
| Surplus | $4,125,000 | 3,855 |
| Undivided profits | $-1,786,000 | 8,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 8,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $142,000 | 8,411 |
| Earning assets | $34,360,000 | 7,683 |
| Long-term assets (5+ years) | $5,432,000 | 6,101 |
| Average Assets, year-to-date | $29,476,250 | 8,088 |
| Average Assets, quarterly | $36,381,500 | 7,747 |
| Volatile liabilities | $11,223,000 | 5,395 |
| Insider loans | $3,724,000 | 1,500 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,558,000 | 5,940 |
| Tier 1 (core) risk-based capital | $6,471,000 | 6,268 |
| Tier 2 risk-based capital | $271,000 | 7,311 |
| Total risk weighted assets | $24,594,000 | 7,487 |
| Total unused commitments | $4,558,000 | 5,944 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 14 | 7,387 |
| Assets and Liabilities | ||
| Total Assets: | $34,941,000 | 7,873 |
| Cash and due from depository institutions | $801,000 | 7,387 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $7,332,000 | 7,170 |
| Federal funds sold & reverse repurchase agreements | $10,924,000 | 1,309 |
| Net loans & leases | $14,477,000 | 8,253 |
| Loan loss allowance | $231,000 | 7,888 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,258,000 | 5,368 |
| Other real estate owned | $0 | 7,387 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $149,000 | 9,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,941,000 | 7,873 |
| Total liabilities | $28,189,000 | 8,010 |
| Total deposits | $28,071,000 | 7,912 |
| Interest-bearing deposits | $25,906,000 | 7,736 |
| Deposits held in domestic offices | $28,071,000 | 7,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $118,000 | 8,230 |
| Total equity capital | $6,752,000 | 6,257 |
| Total bank equity capital | $6,752,000 | 6,257 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,125,000 | 920 |
| Surplus | $4,125,000 | 3,794 |
| Undivided profits | $-1,498,000 | 8,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $380,000 | 4,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $89,000 | 8,841 |
| Earning assets | $32,733,000 | 7,801 |
| Long-term assets (5+ years) | $3,761,000 | 6,633 |
| Average Assets, year-to-date | $26,694,330 | 8,309 |
| Average Assets, quarterly | $29,826,500 | 8,155 |
| Volatile liabilities | $10,700,000 | 5,536 |
| Insider loans | $2,676,000 | 2,029 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $2,328,000 | 7,143 |
| Tier 1 (core) risk-based capital | $6,760,000 | 6,105 |
| Tier 2 risk-based capital | $229,000 | 7,704 |
| Total risk weighted assets | $18,340,000 | 8,117 |
| Total unused commitments | $2,328,000 | 7,151 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 13 | 7,600 |
| Assets and Liabilities | ||
| Total Assets: | $24,712,000 | 8,493 |
| Cash and due from depository institutions | $1,359,000 | 7,600 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $5,033,000 | 7,758 |
| Federal funds sold & reverse repurchase agreements | $7,120,000 | 2,236 |
| Net loans & leases | $10,605,000 | 8,623 |
| Loan loss allowance | $135,000 | 8,564 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $469,000 | 7,278 |
| Other real estate owned | $0 | 7,600 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $126,000 | 9,147 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,712,000 | 8,493 |
| Total liabilities | $17,669,000 | 8,720 |
| Total deposits | $17,589,000 | 8,650 |
| Interest-bearing deposits | $15,903,000 | 8,550 |
| Deposits held in domestic offices | $17,589,000 | 8,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $80,000 | 8,704 |
| Total equity capital | $7,043,000 | 6,088 |
| Total bank equity capital | $7,043,000 | 6,088 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,125,000 | 913 |
| Surplus | $4,141,000 | 3,743 |
| Undivided profits | $-1,223,000 | 8,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $73,000 | 8,951 |
| Earning assets | $22,758,000 | 8,447 |
| Long-term assets (5+ years) | $2,288,000 | 7,158 |
| Average Assets, year-to-date | $22,571,000 | 8,594 |
| Average Assets, quarterly | $22,571,000 | 8,604 |
| Volatile liabilities | $6,619,000 | 6,728 |
| Insider loans | $3,099,000 | 1,788 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,093,000 | 7,319 |
| Tier 1 (core) risk-based capital | $7,017,000 | 5,886 |
| Tier 2 risk-based capital | $135,000 | 8,469 |
| Total risk weighted assets | $14,785,000 | 8,446 |
| Total unused commitments | $2,093,000 | 7,330 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 12 | 7,782 |
| Assets and Liabilities | ||
| Total Assets: | $20,430,000 | 8,761 |
| Cash and due from depository institutions | $1,452,000 | 7,782 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $1,011,000 | 8,870 |
| Federal funds sold & reverse repurchase agreements | $13,286,000 | 1,229 |
| Net loans & leases | $4,319,000 | 9,110 |
| Loan loss allowance | $44,000 | 9,089 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $233,000 | 8,168 |
| Other real estate owned | $0 | 7,782 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $129,000 | 9,176 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,430,000 | 8,761 |
| Total liabilities | $13,110,000 | 8,988 |
| Total deposits | $13,051,000 | 8,943 |
| Interest-bearing deposits | $11,356,000 | 8,888 |
| Deposits held in domestic offices | $13,051,000 | 8,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $59,000 | 8,954 |
| Total equity capital | $7,320,000 | 5,872 |
| Total bank equity capital | $7,320,000 | 5,872 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,125,000 | 904 |
| Surplus | $3,025,000 | 4,475 |
| Undivided profits | $170,000 | 8,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $20,000 | 9,203 |
| Earning assets | $18,616,000 | 8,742 |
| Long-term assets (5+ years) | $135,000 | 8,190 |
| Average Assets, year-to-date | $20,430,000 | 8,741 |
| Average Assets, quarterly | $20,430,000 | 8,741 |
| Volatile liabilities | $5,093,000 | 7,229 |
| Insider loans | $286,000 | 6,386 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,019,000 | 7,345 |
| Tier 1 (core) risk-based capital | $7,320,000 | 5,664 |
| Tier 2 risk-based capital | $44,000 | 9,093 |
| Total risk weighted assets | $8,980,000 | 8,918 |
| Total unused commitments | $2,019,000 | 7,362 |
| Derivatives | $0 | 578 |