Home > Seaport Citizens' Bank > Income and Expense
Seaport Citizens' Bank, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $3,176,000 | 7,321 |
Total interest expense | $1,462,000 | 7,278 |
Net interest income | $1,714,000 | 7,262 |
Provision for loan and lease losses | $20,000 | 7,729 |
Total noninterest income | $392,000 | 5,685 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $97,000 | 6,914 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $295,000 | 4,071 |
Total noninterest expense | $1,155,000 | 7,666 |
Salaries and employee benefits | $601,000 | 7,758 |
Premises and equipment expense | $169,000 | 7,251 |
Additional noninterest expense | $385,000 | 7,347 |
Pre-tax net operating income | $931,000 | 5,633 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $282,000 | 5,342 |
Income before extraordinary items | $649,000 | 5,827 |
Extraordinary gains, net | $0 | 32 |
Net income | $649,000 | 5,826 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 9,217 |
Cash dividends | $51,000 | 6,854 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $649,000 | 5,714 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,941,000 | 7,834 |
Total interest expense | $1,346,000 | 7,725 |
Net interest income | $1,595,000 | 7,789 |
Provision for loan and lease losses | $60,000 | 6,153 |
Total noninterest income | $261,000 | 7,091 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $104,000 | 7,108 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $157,000 | 5,574 |
Total noninterest expense | $1,089,000 | 8,036 |
Salaries and employee benefits | $556,000 | 8,210 |
Premises and equipment expense | $162,000 | 7,548 |
Additional noninterest expense | $371,000 | 7,614 |
Pre-tax net operating income | $707,000 | 6,951 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $213,000 | 6,714 |
Income before extraordinary items | $494,000 | 7,004 |
Extraordinary gains, net | $0 | 44 |
Net income | $494,000 | 7,005 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 8,093 |
Cash dividends | $35,000 | 7,413 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $494,000 | 6,949 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,367,000 | 8,882 |
Total interest expense | $1,177,000 | 8,449 |
Net interest income | $1,190,000 | 9,050 |
Provision for loan and lease losses | $60,000 | 6,086 |
Total noninterest income | $333,000 | 6,587 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $100,000 | 7,492 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $233,000 | 4,738 |
Total noninterest expense | $986,000 | 8,717 |
Salaries and employee benefits | $463,000 | 9,159 |
Premises and equipment expense | $157,000 | 7,897 |
Additional noninterest expense | $366,000 | 8,194 |
Pre-tax net operating income | $477,000 | 8,074 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $136,000 | 8,111 |
Income before extraordinary items | $341,000 | 8,072 |
Extraordinary gains, net | $0 | 53 |
Net income | $341,000 | 8,072 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 8,441 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $341,000 | 8,023 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,188,000 | 9,434 |
Total interest expense | $1,060,000 | 9,041 |
Net interest income | $1,128,000 | 9,547 |
Provision for loan and lease losses | $60,000 | 5,704 |
Total noninterest income | $231,000 | 7,982 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $72,000 | 8,553 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $159,000 | 5,815 |
Total noninterest expense | $769,000 | 9,907 |
Salaries and employee benefits | $362,000 | 10,237 |
Premises and equipment expense | $84,000 | 10,095 |
Additional noninterest expense | $323,000 | 8,998 |
Pre-tax net operating income | $530,000 | 8,279 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $165,000 | 8,017 |
Income before extraordinary items | $365,000 | 8,348 |
Extraordinary gains, net | $0 | 65 |
Net income | $365,000 | 8,349 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,856 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $365,000 | 8,329 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,831,000 | 10,103 |
Total interest expense | $748,000 | 9,843 |
Net interest income | $1,083,000 | 10,129 |
Provision for loan and lease losses | $60,000 | 5,594 |
Total noninterest income | $231,000 | 8,234 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $67,000 | 9,102 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $164,000 | 5,924 |
Total noninterest expense | $718,000 | 10,624 |
Salaries and employee benefits | $335,000 | 10,894 |
Premises and equipment expense | $66,000 | 11,093 |
Additional noninterest expense | $317,000 | 9,750 |
Pre-tax net operating income | $536,000 | 8,412 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $174,000 | 7,835 |
Income before extraordinary items | $362,000 | 8,531 |
Extraordinary gains, net | $0 | 249 |
Net income | $362,000 | 8,535 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,875 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $362,000 | 8,580 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,695,000 | 10,822 |
Total interest expense | $809,000 | 10,004 |
Net interest income | $886,000 | 11,211 |
Provision for loan and lease losses | $60,000 | 6,949 |
Total noninterest income | $146,000 | 10,287 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $51,000 | 10,018 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $95,000 | 8,045 |
Total noninterest expense | $579,000 | 11,754 |
Salaries and employee benefits | $231,000 | 12,370 |
Premises and equipment expense | $57,000 | 11,958 |
Additional noninterest expense | $291,000 | 10,559 |
Pre-tax net operating income | $393,000 | 9,463 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $120,000 | 9,304 |
Income before extraordinary items | $273,000 | 9,778 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $273,000 | 9,926 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 9,413 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $273,000 | 9,518 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,614,000 | 11,692 |
Total interest expense | $960,000 | 10,580 |
Net interest income | $654,000 | 12,498 |
Provision for loan and lease losses | $35,000 | 9,755 |
Total noninterest income | $69,000 | 12,585 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $40,000 | 10,701 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $29,000 | 11,840 |
Total noninterest expense | $524,000 | 12,494 |
Salaries and employee benefits | $224,000 | 12,889 |
Premises and equipment expense | $54,000 | 12,540 |
Additional noninterest expense | $246,000 | 11,589 |
Pre-tax net operating income | $164,000 | 11,387 |
Securities gains (losses) | $24,000 | 5,342 |
Applicable income taxes | $54,000 | 11,145 |
Income before extraordinary items | $134,000 | 11,487 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $134,000 | 11,565 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 10,157 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $116,960 | 11,405 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.