Home > Seaport Bank > Income and Expense
Seaport Bank, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 8,135 |
| Total interest expense | $438,000 | 7,795 |
| Net interest income | $814,000 | 8,198 |
| Provision for loan and lease losses | $26,000 | 6,313 |
| Total noninterest income | $137,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $117,000 | 6,043 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,136 |
| Total noninterest expense | $684,000 | 8,268 |
| Salaries and employee benefits | $393,000 | 8,227 |
| Premises and equipment expense | $57,000 | 8,383 |
| Additional noninterest expense | $234,000 | 8,015 |
| Pre-tax net operating income | $241,000 | 7,584 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $46,000 | 5,917 |
| Income before extraordinary items | $195,000 | 7,615 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $195,000 | 7,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,675 |
| Cash dividends | $133,000 | 5,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $195,000 | 7,580 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $936,000 | 8,163 |
| Total interest expense | $326,000 | 7,782 |
| Net interest income | $610,000 | 8,240 |
| Provision for loan and lease losses | $19,000 | 6,196 |
| Total noninterest income | $104,000 | 7,635 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $90,000 | 6,031 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 8,207 |
| Total noninterest expense | $520,000 | 8,243 |
| Salaries and employee benefits | $310,000 | 8,145 |
| Premises and equipment expense | $38,000 | 8,464 |
| Additional noninterest expense | $172,000 | 8,052 |
| Pre-tax net operating income | $175,000 | 7,733 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $48,000 | 5,824 |
| Income before extraordinary items | $127,000 | 7,825 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $127,000 | 7,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $33,000 | 5,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $127,000 | 7,787 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $626,000 | 8,173 |
| Total interest expense | $220,000 | 7,703 |
| Net interest income | $406,000 | 8,266 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $74,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $62,000 | 5,950 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,000 | 8,048 |
| Total noninterest expense | $350,000 | 8,233 |
| Salaries and employee benefits | $212,000 | 8,122 |
| Premises and equipment expense | $24,000 | 8,492 |
| Additional noninterest expense | $114,000 | 8,049 |
| Pre-tax net operating income | $124,000 | 7,712 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $31,000 | 5,850 |
| Income before extraordinary items | $93,000 | 7,789 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $93,000 | 7,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $33,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $93,000 | 7,745 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $307,000 | 8,248 |
| Total interest expense | $106,000 | 7,755 |
| Net interest income | $201,000 | 8,342 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $34,000 | 7,645 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $187,000 | 8,214 |
| Salaries and employee benefits | $116,000 | 8,073 |
| Premises and equipment expense | $13,000 | 8,500 |
| Additional noninterest expense | $58,000 | 8,095 |
| Pre-tax net operating income | $46,000 | 7,942 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $18,000 | 5,732 |
| Income before extraordinary items | $28,000 | 8,124 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $28,000 | 8,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $28,000 | 8,096 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 8,205 |
| Total interest expense | $373,000 | 7,794 |
| Net interest income | $836,000 | 8,253 |
| Provision for loan and lease losses | $16,000 | 6,840 |
| Total noninterest income | $131,000 | 7,789 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $118,000 | 6,202 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,436 |
| Total noninterest expense | $671,000 | 8,367 |
| Salaries and employee benefits | $412,000 | 8,265 |
| Premises and equipment expense | $52,000 | 8,576 |
| Additional noninterest expense | $207,000 | 8,267 |
| Pre-tax net operating income | $280,000 | 7,505 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $56,000 | 5,982 |
| Income before extraordinary items | $224,000 | 7,524 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $224,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,894 |
| Cash dividends | $133,000 | 5,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $224,000 | 7,485 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $899,000 | 8,256 |
| Total interest expense | $276,000 | 7,842 |
| Net interest income | $623,000 | 8,295 |
| Provision for loan and lease losses | $11,000 | 6,669 |
| Total noninterest income | $97,000 | 7,846 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $84,000 | 6,332 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 8,331 |
| Total noninterest expense | $492,000 | 8,413 |
| Salaries and employee benefits | $306,000 | 8,264 |
| Premises and equipment expense | $39,000 | 8,598 |
| Additional noninterest expense | $147,000 | 8,333 |
| Pre-tax net operating income | $217,000 | 7,616 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $82,000 | 5,558 |
| Income before extraordinary items | $135,000 | 7,883 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $135,000 | 7,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $33,000 | 5,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $135,000 | 7,834 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $593,000 | 8,321 |
| Total interest expense | $184,000 | 7,895 |
| Net interest income | $409,000 | 8,367 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $62,000 | 7,920 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $54,000 | 6,404 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,431 |
| Total noninterest expense | $327,000 | 8,466 |
| Salaries and employee benefits | $202,000 | 8,326 |
| Premises and equipment expense | $25,000 | 8,656 |
| Additional noninterest expense | $100,000 | 8,355 |
| Pre-tax net operating income | $144,000 | 7,593 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $53,000 | 5,582 |
| Income before extraordinary items | $91,000 | 7,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $91,000 | 7,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $33,000 | 4,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $91,000 | 7,810 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $298,000 | 8,362 |
| Total interest expense | $93,000 | 7,953 |
| Net interest income | $205,000 | 8,411 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $24,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $161,000 | 8,535 |
| Salaries and employee benefits | $104,000 | 8,340 |
| Premises and equipment expense | $11,000 | 8,739 |
| Additional noninterest expense | $46,000 | 8,499 |
| Pre-tax net operating income | $68,000 | 7,636 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $21,000 | 5,742 |
| Income before extraordinary items | $47,000 | 7,842 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $47,000 | 7,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $47,000 | 7,783 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 8,231 |
| Total interest expense | $429,000 | 8,018 |
| Net interest income | $918,000 | 8,230 |
| Provision for loan and lease losses | $13,000 | 7,258 |
| Total noninterest income | $106,000 | 8,242 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $73,000 | 7,039 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $33,000 | 8,018 |
| Total noninterest expense | $635,000 | 8,579 |
| Salaries and employee benefits | $385,000 | 8,468 |
| Premises and equipment expense | $42,000 | 8,879 |
| Additional noninterest expense | $208,000 | 8,393 |
| Pre-tax net operating income | $376,000 | 7,134 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $93,000 | 5,795 |
| Income before extraordinary items | $283,000 | 7,364 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $283,000 | 7,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $133,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $283,000 | 7,219 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,022,000 | 8,301 |
| Total interest expense | $337,000 | 8,082 |
| Net interest income | $685,000 | 8,318 |
| Provision for loan and lease losses | $10,000 | 7,100 |
| Total noninterest income | $72,000 | 8,412 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $57,000 | 7,032 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 8,465 |
| Total noninterest expense | $460,000 | 8,632 |
| Salaries and employee benefits | $289,000 | 8,464 |
| Premises and equipment expense | $30,000 | 8,926 |
| Additional noninterest expense | $141,000 | 8,532 |
| Pre-tax net operating income | $287,000 | 7,240 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $94,000 | 5,636 |
| Income before extraordinary items | $193,000 | 7,625 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $193,000 | 7,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $33,000 | 5,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $193,000 | 7,478 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $708,000 | 8,306 |
| Total interest expense | $232,000 | 8,131 |
| Net interest income | $476,000 | 8,278 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $50,000 | 8,369 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $39,000 | 6,980 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $302,000 | 8,672 |
| Salaries and employee benefits | $191,000 | 8,512 |
| Premises and equipment expense | $18,000 | 8,986 |
| Additional noninterest expense | $93,000 | 8,550 |
| Pre-tax net operating income | $219,000 | 7,053 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $64,000 | 5,657 |
| Income before extraordinary items | $155,000 | 7,399 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $155,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,223 |
| Cash dividends | $33,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $155,000 | 7,216 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $350,000 | 8,396 |
| Total interest expense | $119,000 | 8,193 |
| Net interest income | $231,000 | 8,371 |
| Provision for loan and lease losses | $4,000 | 6,606 |
| Total noninterest income | $18,000 | 8,694 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $143,000 | 8,789 |
| Salaries and employee benefits | $92,000 | 8,606 |
| Premises and equipment expense | $7,000 | 9,093 |
| Additional noninterest expense | $44,000 | 8,661 |
| Pre-tax net operating income | $102,000 | 7,163 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $30,000 | 5,719 |
| Income before extraordinary items | $72,000 | 7,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 7,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $72,000 | 7,288 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 8,425 |
| Total interest expense | $556,000 | 8,227 |
| Net interest income | $907,000 | 8,412 |
| Provision for loan and lease losses | $63,000 | 6,416 |
| Total noninterest income | $90,000 | 8,515 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $79,000 | 6,958 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,861 |
| Total noninterest expense | $608,000 | 8,752 |
| Salaries and employee benefits | $358,000 | 8,666 |
| Premises and equipment expense | $49,000 | 8,917 |
| Additional noninterest expense | $201,000 | 8,550 |
| Pre-tax net operating income | $326,000 | 7,454 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $91,000 | 6,049 |
| Income before extraordinary items | $235,000 | 7,648 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $235,000 | 7,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,965 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $235,000 | 7,556 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 8,669 |
| Total interest expense | $811,000 | 8,408 |
| Net interest income | $757,000 | 8,757 |
| Provision for loan and lease losses | $5,000 | 8,099 |
| Total noninterest income | $110,000 | 8,362 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $98,000 | 6,612 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $12,000 | 9,046 |
| Total noninterest expense | $572,000 | 9,000 |
| Salaries and employee benefits | $349,000 | 8,848 |
| Premises and equipment expense | $43,000 | 9,247 |
| Additional noninterest expense | $180,000 | 8,823 |
| Pre-tax net operating income | $290,000 | 7,461 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $64,000 | 6,472 |
| Income before extraordinary items | $226,000 | 7,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $226,000 | 7,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $84,000 | 5,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $226,000 | 7,440 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 8,796 |
| Total interest expense | $918,000 | 8,404 |
| Net interest income | $720,000 | 9,065 |
| Provision for loan and lease losses | $4,000 | 8,198 |
| Total noninterest income | $98,000 | 8,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 8,756 |
| Total noninterest expense | $575,000 | 9,176 |
| Salaries and employee benefits | $346,000 | 9,017 |
| Premises and equipment expense | $40,000 | 9,542 |
| Additional noninterest expense | $189,000 | 8,882 |
| Pre-tax net operating income | $239,000 | 8,188 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $30,000 | 7,623 |
| Income before extraordinary items | $209,000 | 8,014 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $209,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,082 |
| Cash dividends | $83,000 | 6,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $209,000 | 8,016 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 8,981 |
| Total interest expense | $785,000 | 8,721 |
| Net interest income | $780,000 | 9,103 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $84,000 | 9,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,132 |
| Total noninterest expense | $582,000 | 9,380 |
| Salaries and employee benefits | $327,000 | 9,322 |
| Premises and equipment expense | $59,000 | 9,453 |
| Additional noninterest expense | $196,000 | 9,069 |
| Pre-tax net operating income | $270,000 | 8,253 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $33,000 | 7,937 |
| Income before extraordinary items | $237,000 | 8,026 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $237,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $70,000 | 6,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $237,000 | 8,001 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 9,159 |
| Total interest expense | $824,000 | 8,876 |
| Net interest income | $781,000 | 9,309 |
| Provision for loan and lease losses | $9,000 | 8,310 |
| Total noninterest income | $91,000 | 9,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,238 |
| Total noninterest expense | $560,000 | 9,583 |
| Salaries and employee benefits | $312,000 | 9,559 |
| Premises and equipment expense | $61,000 | 9,545 |
| Additional noninterest expense | $187,000 | 9,266 |
| Pre-tax net operating income | $303,000 | 8,379 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $8,000 | 9,125 |
| Income before extraordinary items | $295,000 | 7,929 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $295,000 | 7,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $39,000 | 7,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $295,000 | 7,846 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 9,729 |
| Total interest expense | $751,000 | 9,406 |
| Net interest income | $705,000 | 9,930 |
| Provision for loan and lease losses | $8,000 | 8,510 |
| Total noninterest income | $77,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 8,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,645 |
| Total noninterest expense | $497,000 | 10,147 |
| Salaries and employee benefits | $298,000 | 9,966 |
| Premises and equipment expense | $38,000 | 10,474 |
| Additional noninterest expense | $161,000 | 9,871 |
| Pre-tax net operating income | $277,000 | 9,136 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $53,000 | 9,212 |
| Income before extraordinary items | $224,000 | 8,951 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $224,000 | 8,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $40,000 | 7,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $224,000 | 8,917 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 10,198 |
| Total interest expense | $759,000 | 9,773 |
| Net interest income | $684,000 | 10,438 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $79,000 | 10,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 8,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $495,000 | 10,616 |
| Salaries and employee benefits | $289,000 | 10,439 |
| Premises and equipment expense | $40,000 | 10,910 |
| Additional noninterest expense | $166,000 | 10,357 |
| Pre-tax net operating income | $263,000 | 9,382 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $37,000 | 9,921 |
| Income before extraordinary items | $226,000 | 9,041 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $226,000 | 9,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $40,000 | 7,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $226,000 | 8,979 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 10,667 |
| Total interest expense | $694,000 | 10,331 |
| Net interest income | $720,000 | 10,781 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $68,000 | 11,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 9,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $454,000 | 11,217 |
| Salaries and employee benefits | $260,000 | 11,083 |
| Premises and equipment expense | $36,000 | 11,479 |
| Additional noninterest expense | $158,000 | 10,957 |
| Pre-tax net operating income | $328,000 | 9,552 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $71,000 | 9,770 |
| Income before extraordinary items | $257,000 | 9,352 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $257,000 | 9,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $40,000 | 7,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $257,000 | 9,326 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 11,155 |
| Total interest expense | $506,000 | 11,073 |
| Net interest income | $785,000 | 11,099 |
| Provision for loan and lease losses | $1,000 | 9,105 |
| Total noninterest income | $75,000 | 11,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,641 |
| Total noninterest expense | $473,000 | 11,736 |
| Salaries and employee benefits | $242,000 | 11,736 |
| Premises and equipment expense | $38,000 | 12,035 |
| Additional noninterest expense | $193,000 | 11,234 |
| Pre-tax net operating income | $386,000 | 9,468 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $111,000 | 9,116 |
| Income before extraordinary items | $275,000 | 9,427 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $275,000 | 9,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $40,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $275,000 | 9,478 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 11,606 |
| Total interest expense | $511,000 | 11,635 |
| Net interest income | $822,000 | 11,436 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $90,000 | 11,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,333 |
| Total noninterest expense | $437,000 | 12,481 |
| Salaries and employee benefits | $209,000 | 12,548 |
| Premises and equipment expense | $55,000 | 12,039 |
| Additional noninterest expense | $173,000 | 12,113 |
| Pre-tax net operating income | $469,000 | 8,871 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $147,000 | 8,722 |
| Income before extraordinary items | $322,000 | 9,212 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $322,000 | 9,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $41,000 | 8,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $322,000 | 8,957 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,404,000 | 12,176 |
| Total interest expense | $611,000 | 12,240 |
| Net interest income | $793,000 | 11,930 |
| Provision for loan and lease losses | $3,000 | 11,629 |
| Total noninterest income | $73,000 | 12,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $423,000 | 13,055 |
| Salaries and employee benefits | $226,000 | 12,873 |
| Premises and equipment expense | $42,000 | 12,992 |
| Additional noninterest expense | $155,000 | 12,864 |
| Pre-tax net operating income | $440,000 | 8,893 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $149,000 | 8,642 |
| Income before extraordinary items | $291,000 | 9,440 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $291,000 | 9,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $291,000 | 9,056 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.