Home > Seamen's Bank > Income and Expense
Seamen's Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $20,200,000 | 1,878 |
| Total interest expense | $4,651,000 | 2,105 |
| Net interest income | $15,549,000 | 1,752 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $962,000 | 2,775 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $41,000 | 3,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $921,000 | 2,370 |
| Total noninterest expense | $13,053,000 | 1,703 |
| Salaries and employee benefits | $8,083,000 | 1,592 |
| Premises and equipment expense | $1,229,000 | 1,776 |
| Additional noninterest expense | $921,000 | 2,370 |
| Pre-tax net operating income | $3,458,000 | 2,344 |
| Securities gains (losses) | $-314,000 | 4,090 |
| Applicable income taxes | $784,000 | 1,596 |
| Income before extraordinary items | $2,360,000 | 2,612 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,360,000 | 2,638 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,360,000 | 2,614 |
| Net charge-offs | $7,000 | 2,527 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,608,060 | 2,514 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $14,728,000 | 1,878 |
| Total interest expense | $3,331,000 | 2,044 |
| Net interest income | $11,397,000 | 1,801 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $735,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $26,000 | 4,022 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $709,000 | 2,313 |
| Total noninterest expense | $9,868,000 | 1,682 |
| Salaries and employee benefits | $6,089,000 | 1,594 |
| Premises and equipment expense | $956,000 | 1,736 |
| Additional noninterest expense | $709,000 | 2,312 |
| Pre-tax net operating income | $2,264,000 | 2,554 |
| Securities gains (losses) | $-314,000 | 4,292 |
| Applicable income taxes | $482,000 | 1,783 |
| Income before extraordinary items | $1,468,000 | 2,866 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,468,000 | 2,896 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,468,000 | 2,867 |
| Net charge-offs | $7,000 | 2,243 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,716,060 | 2,719 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,591,000 | 1,930 |
| Total interest expense | $901,000 | 1,957 |
| Net interest income | $3,690,000 | 1,860 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $241,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $14,000 | 3,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 2,295 |
| Total noninterest expense | $3,192,000 | 1,737 |
| Salaries and employee benefits | $2,078,000 | 1,580 |
| Premises and equipment expense | $292,000 | 1,857 |
| Additional noninterest expense | $227,000 | 2,295 |
| Pre-tax net operating income | $739,000 | 2,646 |
| Securities gains (losses) | $-312,000 | 4,507 |
| Applicable income taxes | $115,000 | 2,048 |
| Income before extraordinary items | $312,000 | 3,448 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $312,000 | 3,446 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $312,000 | 3,448 |
| Net charge-offs | $7,000 | 1,486 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $558,480 | 2,801 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,641,000 | 1,891 |
| Total interest expense | $1,060,000 | 2,344 |
| Net interest income | $14,581,000 | 1,828 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,127,000 | 2,658 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $122,000 | 3,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,005,000 | 2,328 |
| Total noninterest expense | $11,541,000 | 1,831 |
| Salaries and employee benefits | $6,922,000 | 1,763 |
| Premises and equipment expense | $1,195,000 | 1,820 |
| Additional noninterest expense | $1,005,000 | 2,328 |
| Pre-tax net operating income | $4,167,000 | 2,252 |
| Securities gains (losses) | $-8,000 | 3,399 |
| Applicable income taxes | $1,093,000 | 1,483 |
| Income before extraordinary items | $3,066,000 | 2,430 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,066,000 | 2,428 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,066,000 | 2,429 |
| Net charge-offs | $-14,000 | 3,721 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,072,320 | 2,455 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,855,000 | 1,949 |
| Total interest expense | $523,000 | 2,608 |
| Net interest income | $10,332,000 | 1,870 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $871,000 | 2,658 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $92,000 | 3,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $779,000 | 2,338 |
| Total noninterest expense | $8,659,000 | 1,824 |
| Salaries and employee benefits | $5,124,000 | 1,774 |
| Premises and equipment expense | $912,000 | 1,812 |
| Additional noninterest expense | $779,000 | 2,338 |
| Pre-tax net operating income | $2,544,000 | 2,512 |
| Securities gains (losses) | $-8,000 | 3,726 |
| Applicable income taxes | $660,000 | 1,646 |
| Income before extraordinary items | $1,876,000 | 2,670 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,876,000 | 2,668 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,876,000 | 2,669 |
| Net charge-offs | $-14,000 | 3,706 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,882,320 | 2,700 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,759,000 | 2,011 |
| Total interest expense | $353,000 | 2,441 |
| Net interest income | $6,406,000 | 1,948 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $555,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $61,000 | 3,300 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $494,000 | 2,405 |
| Total noninterest expense | $5,762,000 | 1,816 |
| Salaries and employee benefits | $3,391,000 | 1,787 |
| Premises and equipment expense | $609,000 | 1,805 |
| Additional noninterest expense | $1,762,000 | 1,766 |
| Pre-tax net operating income | $1,199,000 | 2,805 |
| Securities gains (losses) | $-8,000 | 3,900 |
| Applicable income taxes | $303,000 | 1,847 |
| Income before extraordinary items | $888,000 | 2,954 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $888,000 | 2,953 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $888,000 | 2,954 |
| Net charge-offs | $-19,000 | 3,869 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $894,320 | 2,982 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,554,000 | 1,868 |
| Total interest expense | $187,000 | 2,326 |
| Net interest income | $3,367,000 | 1,830 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $299,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $29,000 | 3,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 2,291 |
| Total noninterest expense | $2,852,000 | 1,817 |
| Salaries and employee benefits | $1,647,000 | 1,808 |
| Premises and equipment expense | $277,000 | 1,948 |
| Additional noninterest expense | $928,000 | 1,672 |
| Pre-tax net operating income | $814,000 | 2,363 |
| Securities gains (losses) | $12,000 | 357 |
| Applicable income taxes | $216,000 | 1,555 |
| Income before extraordinary items | $610,000 | 2,516 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $610,000 | 2,514 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $610,000 | 2,516 |
| Net charge-offs | $-19,000 | 4,129 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $600,520 | 2,557 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,517,000 | 2,127 |
| Total interest expense | $1,317,000 | 1,828 |
| Net interest income | $11,200,000 | 2,145 |
| Provision for loan and lease losses | $135,000 | 1,981 |
| Total noninterest income | $1,718,000 | 2,412 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $110,000 | 3,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,608,000 | 2,144 |
| Total noninterest expense | $11,176,000 | 1,830 |
| Salaries and employee benefits | $6,246,000 | 1,881 |
| Premises and equipment expense | $1,057,000 | 1,963 |
| Additional noninterest expense | $3,873,000 | 1,613 |
| Pre-tax net operating income | $1,607,000 | 3,403 |
| Securities gains (losses) | $-10,000 | 4,367 |
| Applicable income taxes | $368,000 | 2,315 |
| Income before extraordinary items | $1,229,000 | 3,560 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,229,000 | 3,560 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,229,000 | 3,560 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,236,900 | 3,535 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,576,000 | 2,139 |
| Total interest expense | $1,107,000 | 1,771 |
| Net interest income | $8,469,000 | 2,163 |
| Provision for loan and lease losses | $135,000 | 1,755 |
| Total noninterest income | $1,400,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $79,000 | 3,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,321,000 | 2,094 |
| Total noninterest expense | $8,407,000 | 1,830 |
| Salaries and employee benefits | $4,656,000 | 1,890 |
| Premises and equipment expense | $827,000 | 1,944 |
| Additional noninterest expense | $2,924,000 | 1,616 |
| Pre-tax net operating income | $1,327,000 | 3,404 |
| Securities gains (losses) | $-9,000 | 4,549 |
| Applicable income taxes | $305,000 | 2,299 |
| Income before extraordinary items | $1,013,000 | 3,601 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,013,000 | 3,601 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,013,000 | 3,601 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,020,110 | 3,562 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,253,000 | 2,168 |
| Total interest expense | $826,000 | 1,682 |
| Net interest income | $5,427,000 | 2,216 |
| Provision for loan and lease losses | $125,000 | 1,507 |
| Total noninterest income | $983,000 | 2,256 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $51,000 | 3,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $932,000 | 1,983 |
| Total noninterest expense | $5,460,000 | 1,852 |
| Salaries and employee benefits | $3,029,000 | 1,912 |
| Premises and equipment expense | $553,000 | 1,933 |
| Additional noninterest expense | $1,878,000 | 1,655 |
| Pre-tax net operating income | $825,000 | 3,495 |
| Securities gains (losses) | $9,000 | 1,454 |
| Applicable income taxes | $186,000 | 2,348 |
| Income before extraordinary items | $648,000 | 3,643 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $648,000 | 3,643 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $648,000 | 3,643 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $640,890 | 3,625 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,237,000 | 2,096 |
| Total interest expense | $456,000 | 1,621 |
| Net interest income | $2,781,000 | 2,136 |
| Provision for loan and lease losses | $75,000 | 1,426 |
| Total noninterest income | $568,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $22,000 | 3,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $546,000 | 1,828 |
| Total noninterest expense | $2,686,000 | 1,858 |
| Salaries and employee benefits | $1,485,000 | 1,928 |
| Premises and equipment expense | $264,000 | 2,003 |
| Additional noninterest expense | $937,000 | 1,617 |
| Pre-tax net operating income | $588,000 | 3,064 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $147,000 | 2,023 |
| Income before extraordinary items | $441,000 | 3,260 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $441,000 | 3,261 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $441,000 | 3,260 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $441,000 | 3,231 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,566,000 | 2,030 |
| Total interest expense | $2,408,000 | 1,752 |
| Net interest income | $11,158,000 | 2,071 |
| Provision for loan and lease losses | $290,000 | 2,723 |
| Total noninterest income | $1,956,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $125,000 | 3,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,831,000 | 1,876 |
| Total noninterest expense | $11,090,000 | 1,806 |
| Salaries and employee benefits | $6,414,000 | 1,803 |
| Premises and equipment expense | $1,115,000 | 1,889 |
| Additional noninterest expense | $3,561,000 | 1,676 |
| Pre-tax net operating income | $1,734,000 | 3,100 |
| Securities gains (losses) | $61,000 | 1,631 |
| Applicable income taxes | $406,000 | 2,092 |
| Income before extraordinary items | $1,389,000 | 3,269 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,389,000 | 3,268 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,389,000 | 3,269 |
| Net charge-offs | $51,000 | 2,381 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,340,810 | 3,252 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,405,000 | 2,008 |
| Total interest expense | $1,914,000 | 1,755 |
| Net interest income | $8,491,000 | 2,048 |
| Provision for loan and lease losses | $225,000 | 2,648 |
| Total noninterest income | $1,136,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $91,000 | 3,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,045,000 | 2,099 |
| Total noninterest expense | $8,078,000 | 1,833 |
| Salaries and employee benefits | $4,778,000 | 1,784 |
| Premises and equipment expense | $822,000 | 1,902 |
| Additional noninterest expense | $2,478,000 | 1,749 |
| Pre-tax net operating income | $1,324,000 | 3,118 |
| Securities gains (losses) | $41,000 | 1,634 |
| Applicable income taxes | $307,000 | 2,082 |
| Income before extraordinary items | $1,058,000 | 3,285 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,058,000 | 3,285 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,058,000 | 3,285 |
| Net charge-offs | $51,000 | 2,047 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,025,610 | 3,268 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,049,000 | 2,009 |
| Total interest expense | $1,334,000 | 1,791 |
| Net interest income | $5,715,000 | 2,042 |
| Provision for loan and lease losses | $150,000 | 2,632 |
| Total noninterest income | $645,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $65,000 | 3,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $580,000 | 2,235 |
| Total noninterest expense | $5,448,000 | 1,808 |
| Salaries and employee benefits | $3,296,000 | 1,744 |
| Premises and equipment expense | $539,000 | 1,923 |
| Additional noninterest expense | $1,613,000 | 1,781 |
| Pre-tax net operating income | $762,000 | 3,290 |
| Securities gains (losses) | $26,000 | 1,589 |
| Applicable income taxes | $168,000 | 2,200 |
| Income before extraordinary items | $620,000 | 3,430 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $620,000 | 3,430 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $620,000 | 3,430 |
| Net charge-offs | $18,000 | 2,227 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $599,460 | 3,406 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 1,944 |
| Total interest expense | $671,000 | 1,900 |
| Net interest income | $2,997,000 | 1,918 |
| Provision for loan and lease losses | $75,000 | 2,175 |
| Total noninterest income | $262,000 | 2,675 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $33,000 | 3,541 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 2,287 |
| Total noninterest expense | $2,610,000 | 1,887 |
| Salaries and employee benefits | $1,559,000 | 1,837 |
| Premises and equipment expense | $272,000 | 1,935 |
| Additional noninterest expense | $779,000 | 1,864 |
| Pre-tax net operating income | $574,000 | 2,606 |
| Securities gains (losses) | $10,000 | 1,316 |
| Applicable income taxes | $136,000 | 1,698 |
| Income before extraordinary items | $448,000 | 2,776 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $448,000 | 2,776 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $448,000 | 2,777 |
| Net charge-offs | $1,000 | 2,430 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $440,100 | 2,781 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $14,881,000 | 1,936 |
| Total interest expense | $2,539,000 | 2,026 |
| Net interest income | $12,342,000 | 1,889 |
| Provision for loan and lease losses | $130,000 | 2,716 |
| Total noninterest income | $1,135,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $172,000 | 3,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $963,000 | 2,293 |
| Total noninterest expense | $10,612,000 | 1,831 |
| Salaries and employee benefits | $6,146,000 | 1,812 |
| Premises and equipment expense | $1,138,000 | 1,858 |
| Additional noninterest expense | $3,328,000 | 1,749 |
| Pre-tax net operating income | $2,735,000 | 2,599 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $671,000 | 1,742 |
| Income before extraordinary items | $2,064,000 | 2,847 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,064,000 | 2,848 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,064,000 | 2,849 |
| Net charge-offs | $12,000 | 3,276 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,064,000 | 2,813 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,172,000 | 1,956 |
| Total interest expense | $1,875,000 | 2,058 |
| Net interest income | $9,297,000 | 1,896 |
| Provision for loan and lease losses | $130,000 | 2,405 |
| Total noninterest income | $829,000 | 2,695 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $128,000 | 3,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $701,000 | 2,322 |
| Total noninterest expense | $8,006,000 | 1,821 |
| Salaries and employee benefits | $4,620,000 | 1,812 |
| Premises and equipment expense | $860,000 | 1,869 |
| Additional noninterest expense | $2,526,000 | 1,736 |
| Pre-tax net operating income | $1,990,000 | 2,736 |
| Securities gains (losses) | $-8,000 | 4,868 |
| Applicable income taxes | $488,000 | 1,817 |
| Income before extraordinary items | $1,494,000 | 2,955 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,494,000 | 2,956 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,494,000 | 2,956 |
| Net charge-offs | $12,000 | 2,893 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,500,320 | 2,926 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,315,000 | 1,976 |
| Total interest expense | $1,186,000 | 2,107 |
| Net interest income | $6,129,000 | 1,923 |
| Provision for loan and lease losses | $100,000 | 2,185 |
| Total noninterest income | $470,000 | 2,889 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $89,000 | 3,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 2,542 |
| Total noninterest expense | $5,377,000 | 1,812 |
| Salaries and employee benefits | $3,123,000 | 1,792 |
| Premises and equipment expense | $573,000 | 1,873 |
| Additional noninterest expense | $1,681,000 | 1,756 |
| Pre-tax net operating income | $1,122,000 | 2,941 |
| Securities gains (losses) | $-6,000 | 4,859 |
| Applicable income taxes | $273,000 | 1,940 |
| Income before extraordinary items | $843,000 | 3,178 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $843,000 | 3,176 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $843,000 | 3,176 |
| Net charge-offs | $12,000 | 2,529 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $847,740 | 3,146 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 1,982 |
| Total interest expense | $551,000 | 2,175 |
| Net interest income | $3,092,000 | 1,920 |
| Provision for loan and lease losses | $55,000 | 2,001 |
| Total noninterest income | $224,000 | 2,912 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $41,000 | 3,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 2,508 |
| Total noninterest expense | $2,561,000 | 1,903 |
| Salaries and employee benefits | $1,485,000 | 1,877 |
| Premises and equipment expense | $280,000 | 1,929 |
| Additional noninterest expense | $796,000 | 1,827 |
| Pre-tax net operating income | $700,000 | 2,572 |
| Securities gains (losses) | $-4,000 | 4,984 |
| Applicable income taxes | $181,000 | 1,669 |
| Income before extraordinary items | $515,000 | 2,863 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $515,000 | 2,862 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $515,000 | 2,862 |
| Net charge-offs | $13,000 | 1,875 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $518,160 | 2,837 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $13,446,000 | 2,024 |
| Total interest expense | $1,795,000 | 2,080 |
| Net interest income | $11,651,000 | 1,996 |
| Provision for loan and lease losses | $245,000 | 2,168 |
| Total noninterest income | $1,057,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $180,000 | 3,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $877,000 | 2,388 |
| Total noninterest expense | $10,244,000 | 1,872 |
| Salaries and employee benefits | $5,964,000 | 1,820 |
| Premises and equipment expense | $1,099,000 | 1,916 |
| Additional noninterest expense | $3,181,000 | 1,815 |
| Pre-tax net operating income | $2,219,000 | 2,971 |
| Securities gains (losses) | $136,000 | 258 |
| Applicable income taxes | $585,000 | 1,848 |
| Income before extraordinary items | $1,770,000 | 3,122 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,770,000 | 3,121 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,770,000 | 3,121 |
| Net charge-offs | $-7,000 | 4,456 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,662,560 | 3,208 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,861,000 | 2,049 |
| Total interest expense | $1,270,000 | 2,080 |
| Net interest income | $8,591,000 | 2,020 |
| Provision for loan and lease losses | $170,000 | 2,166 |
| Total noninterest income | $808,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $136,000 | 3,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $672,000 | 2,389 |
| Total noninterest expense | $7,639,000 | 1,866 |
| Salaries and employee benefits | $4,473,000 | 1,820 |
| Premises and equipment expense | $826,000 | 1,921 |
| Additional noninterest expense | $2,340,000 | 1,848 |
| Pre-tax net operating income | $1,590,000 | 3,102 |
| Securities gains (losses) | $151,000 | 239 |
| Applicable income taxes | $429,000 | 1,930 |
| Income before extraordinary items | $1,312,000 | 3,201 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,312,000 | 3,200 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,312,000 | 3,200 |
| Net charge-offs | $-6,000 | 4,352 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,192,710 | 3,322 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,298,000 | 2,104 |
| Total interest expense | $732,000 | 2,213 |
| Net interest income | $5,566,000 | 2,069 |
| Provision for loan and lease losses | $95,000 | 2,244 |
| Total noninterest income | $484,000 | 2,925 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $96,000 | 3,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 2,558 |
| Total noninterest expense | $5,169,000 | 1,864 |
| Salaries and employee benefits | $3,063,000 | 1,794 |
| Premises and equipment expense | $545,000 | 1,957 |
| Additional noninterest expense | $1,561,000 | 1,852 |
| Pre-tax net operating income | $786,000 | 3,505 |
| Securities gains (losses) | $154,000 | 199 |
| Applicable income taxes | $218,000 | 2,139 |
| Income before extraordinary items | $722,000 | 3,448 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $722,000 | 3,447 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $722,000 | 3,447 |
| Net charge-offs | $-4,000 | 4,246 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $600,340 | 3,729 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 2,149 |
| Total interest expense | $295,000 | 2,489 |
| Net interest income | $2,749,000 | 2,096 |
| Provision for loan and lease losses | $15,000 | 2,913 |
| Total noninterest income | $237,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $42,000 | 3,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 2,520 |
| Total noninterest expense | $2,503,000 | 1,926 |
| Salaries and employee benefits | $1,519,000 | 1,827 |
| Premises and equipment expense | $264,000 | 2,029 |
| Additional noninterest expense | $720,000 | 1,983 |
| Pre-tax net operating income | $468,000 | 3,204 |
| Securities gains (losses) | $-7,000 | 5,172 |
| Applicable income taxes | $113,000 | 2,061 |
| Income before extraordinary items | $348,000 | 3,468 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $348,000 | 3,467 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $348,000 | 3,468 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $353,530 | 3,435 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,528,000 | 2,184 |
| Total interest expense | $1,086,000 | 2,412 |
| Net interest income | $10,442,000 | 2,148 |
| Provision for loan and lease losses | $25,000 | 3,849 |
| Total noninterest income | $1,022,000 | 2,912 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $189,000 | 3,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $833,000 | 2,524 |
| Total noninterest expense | $9,699,000 | 1,955 |
| Salaries and employee benefits | $5,742,000 | 1,879 |
| Premises and equipment expense | $1,089,000 | 1,991 |
| Additional noninterest expense | $2,868,000 | 2,007 |
| Pre-tax net operating income | $1,740,000 | 3,324 |
| Securities gains (losses) | $39,000 | 1,002 |
| Applicable income taxes | $1,062,000 | 1,819 |
| Income before extraordinary items | $717,000 | 4,132 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $717,000 | 4,132 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $717,000 | 4,132 |
| Net charge-offs | $-5,000 | 4,675 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $692,040 | 4,157 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,519,000 | 2,221 |
| Total interest expense | $811,000 | 2,392 |
| Net interest income | $7,708,000 | 2,183 |
| Provision for loan and lease losses | $10,000 | 3,882 |
| Total noninterest income | $766,000 | 2,932 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $140,000 | 3,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $626,000 | 2,527 |
| Total noninterest expense | $7,222,000 | 1,963 |
| Salaries and employee benefits | $4,250,000 | 1,901 |
| Premises and equipment expense | $825,000 | 1,980 |
| Additional noninterest expense | $2,147,000 | 2,006 |
| Pre-tax net operating income | $1,242,000 | 3,443 |
| Securities gains (losses) | $36,000 | 1,033 |
| Applicable income taxes | $424,000 | 2,209 |
| Income before extraordinary items | $854,000 | 3,764 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $854,000 | 3,762 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $854,000 | 3,764 |
| Net charge-offs | $-5,000 | 4,560 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $829,880 | 3,789 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,508,000 | 2,256 |
| Total interest expense | $519,000 | 2,423 |
| Net interest income | $4,989,000 | 2,222 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $462,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $94,000 | 3,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 2,695 |
| Total noninterest expense | $4,798,000 | 1,968 |
| Salaries and employee benefits | $2,836,000 | 1,906 |
| Premises and equipment expense | $551,000 | 1,969 |
| Additional noninterest expense | $1,411,000 | 2,029 |
| Pre-tax net operating income | $653,000 | 3,759 |
| Securities gains (losses) | $19,000 | 1,018 |
| Applicable income taxes | $209,000 | 2,431 |
| Income before extraordinary items | $463,000 | 3,985 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $463,000 | 3,984 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $463,000 | 3,985 |
| Net charge-offs | $-3,000 | 4,411 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $449,890 | 4,006 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,729,000 | 2,273 |
| Total interest expense | $246,000 | 2,485 |
| Net interest income | $2,483,000 | 2,239 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $212,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $44,000 | 3,679 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 2,796 |
| Total noninterest expense | $2,308,000 | 2,062 |
| Salaries and employee benefits | $1,368,000 | 1,995 |
| Premises and equipment expense | $276,000 | 1,998 |
| Additional noninterest expense | $664,000 | 2,128 |
| Pre-tax net operating income | $387,000 | 3,462 |
| Securities gains (losses) | $-2,000 | 5,508 |
| Applicable income taxes | $124,000 | 2,275 |
| Income before extraordinary items | $261,000 | 3,811 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $261,000 | 3,810 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $261,000 | 3,811 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $262,360 | 3,790 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,820,000 | 2,266 |
| Total interest expense | $1,003,000 | 2,413 |
| Net interest income | $9,817,000 | 2,219 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $936,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $196,000 | 3,602 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $740,000 | 2,757 |
| Total noninterest expense | $10,140,000 | 1,883 |
| Salaries and employee benefits | $5,223,000 | 2,032 |
| Premises and equipment expense | $1,083,000 | 2,012 |
| Additional noninterest expense | $3,834,000 | 1,589 |
| Pre-tax net operating income | $613,000 | 4,642 |
| Securities gains (losses) | $624,000 | 352 |
| Applicable income taxes | $385,000 | 2,477 |
| Income before extraordinary items | $852,000 | 4,115 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $852,000 | 4,113 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $852,000 | 4,114 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $421,440 | 4,838 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,124,000 | 2,259 |
| Total interest expense | $750,000 | 2,420 |
| Net interest income | $7,374,000 | 2,215 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $699,000 | 3,148 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $150,000 | 3,598 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $549,000 | 2,775 |
| Total noninterest expense | $7,770,000 | 1,845 |
| Salaries and employee benefits | $3,845,000 | 2,048 |
| Premises and equipment expense | $816,000 | 2,011 |
| Additional noninterest expense | $3,109,000 | 1,489 |
| Pre-tax net operating income | $303,000 | 5,054 |
| Securities gains (losses) | $603,000 | 329 |
| Applicable income taxes | $283,000 | 2,546 |
| Income before extraordinary items | $623,000 | 4,202 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $623,000 | 4,201 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $623,000 | 4,202 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $206,930 | 5,197 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,355,000 | 2,271 |
| Total interest expense | $490,000 | 2,461 |
| Net interest income | $4,865,000 | 2,241 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $410,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $98,000 | 3,626 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $312,000 | 2,974 |
| Total noninterest expense | $5,344,000 | 1,790 |
| Salaries and employee benefits | $2,569,000 | 2,049 |
| Premises and equipment expense | $538,000 | 2,027 |
| Additional noninterest expense | $2,237,000 | 1,383 |
| Pre-tax net operating income | $-69,000 | 5,850 |
| Securities gains (losses) | $440,000 | 306 |
| Applicable income taxes | $104,000 | 2,969 |
| Income before extraordinary items | $267,000 | 4,746 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $267,000 | 4,747 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $267,000 | 4,747 |
| Net charge-offs | $1,000 | 3,591 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-49,800 | 5,830 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 2,294 |
| Total interest expense | $243,000 | 2,475 |
| Net interest income | $2,412,000 | 2,250 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $203,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $42,000 | 3,837 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $161,000 | 2,904 |
| Total noninterest expense | $2,347,000 | 2,032 |
| Salaries and employee benefits | $1,248,000 | 2,107 |
| Premises and equipment expense | $252,000 | 2,140 |
| Additional noninterest expense | $847,000 | 1,761 |
| Pre-tax net operating income | $268,000 | 4,031 |
| Securities gains (losses) | $33,000 | 1,008 |
| Applicable income taxes | $113,000 | 2,361 |
| Income before extraordinary items | $188,000 | 4,318 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $188,000 | 4,315 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $188,000 | 4,317 |
| Net charge-offs | $3,000 | 2,735 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $166,880 | 4,436 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,629,000 | 2,254 |
| Total interest expense | $971,000 | 2,464 |
| Net interest income | $9,658,000 | 2,218 |
| Provision for loan and lease losses | $70,000 | 3,350 |
| Total noninterest income | $917,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $222,000 | 3,557 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $695,000 | 2,851 |
| Total noninterest expense | $9,270,000 | 2,039 |
| Salaries and employee benefits | $4,914,000 | 2,091 |
| Premises and equipment expense | $899,000 | 2,343 |
| Additional noninterest expense | $3,457,000 | 1,752 |
| Pre-tax net operating income | $1,235,000 | 3,801 |
| Securities gains (losses) | $21,000 | 2,208 |
| Applicable income taxes | $389,000 | 2,442 |
| Income before extraordinary items | $867,000 | 4,129 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $867,000 | 4,129 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $867,000 | 4,130 |
| Net charge-offs | $-41,000 | 5,512 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $852,510 | 4,102 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,994,000 | 2,260 |
| Total interest expense | $723,000 | 2,505 |
| Net interest income | $7,271,000 | 2,214 |
| Provision for loan and lease losses | $70,000 | 2,996 |
| Total noninterest income | $700,000 | 3,202 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $168,000 | 3,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $532,000 | 2,832 |
| Total noninterest expense | $6,930,000 | 2,042 |
| Salaries and employee benefits | $3,579,000 | 2,140 |
| Premises and equipment expense | $688,000 | 2,336 |
| Additional noninterest expense | $2,663,000 | 1,702 |
| Pre-tax net operating income | $971,000 | 3,785 |
| Securities gains (losses) | $7,000 | 2,511 |
| Applicable income taxes | $305,000 | 2,467 |
| Income before extraordinary items | $673,000 | 4,168 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $673,000 | 4,168 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $673,000 | 4,171 |
| Net charge-offs | $-8,000 | 5,100 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $668,170 | 4,127 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,317,000 | 2,267 |
| Total interest expense | $476,000 | 2,541 |
| Net interest income | $4,841,000 | 2,212 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $422,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $112,000 | 3,541 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $310,000 | 3,029 |
| Total noninterest expense | $4,733,000 | 2,014 |
| Salaries and employee benefits | $2,399,000 | 2,148 |
| Premises and equipment expense | $458,000 | 2,362 |
| Additional noninterest expense | $1,876,000 | 1,630 |
| Pre-tax net operating income | $470,000 | 4,261 |
| Securities gains (losses) | $3,000 | 2,361 |
| Applicable income taxes | $131,000 | 2,830 |
| Income before extraordinary items | $342,000 | 4,537 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $342,000 | 4,538 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $342,000 | 4,539 |
| Net charge-offs | $-7,000 | 5,146 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $339,840 | 4,470 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,672,000 | 2,253 |
| Total interest expense | $238,000 | 2,571 |
| Net interest income | $2,434,000 | 2,183 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $184,000 | 3,557 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $50,000 | 3,703 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $134,000 | 3,187 |
| Total noninterest expense | $2,294,000 | 2,063 |
| Salaries and employee benefits | $1,177,000 | 2,191 |
| Premises and equipment expense | $229,000 | 2,396 |
| Additional noninterest expense | $888,000 | 1,699 |
| Pre-tax net operating income | $294,000 | 3,913 |
| Securities gains (losses) | $3,000 | 1,758 |
| Applicable income taxes | $88,000 | 2,561 |
| Income before extraordinary items | $209,000 | 4,215 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $209,000 | 4,217 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $209,000 | 4,218 |
| Net charge-offs | $4,000 | 2,829 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $206,900 | 4,163 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,760,000 | 2,236 |
| Total interest expense | $999,000 | 2,570 |
| Net interest income | $9,761,000 | 2,181 |
| Provision for loan and lease losses | $120,000 | 2,961 |
| Total noninterest income | $868,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $230,000 | 3,687 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $638,000 | 2,953 |
| Total noninterest expense | $8,590,000 | 2,183 |
| Salaries and employee benefits | $4,453,000 | 2,275 |
| Premises and equipment expense | $868,000 | 2,514 |
| Additional noninterest expense | $3,269,000 | 1,886 |
| Pre-tax net operating income | $1,919,000 | 3,044 |
| Securities gains (losses) | $19,000 | 2,350 |
| Applicable income taxes | $652,000 | 1,971 |
| Income before extraordinary items | $1,286,000 | 3,502 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,286,000 | 3,504 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,286,000 | 3,504 |
| Net charge-offs | $16,000 | 4,402 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,273,460 | 3,471 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,080,000 | 2,245 |
| Total interest expense | $756,000 | 2,596 |
| Net interest income | $7,324,000 | 2,193 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $657,000 | 3,359 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $170,000 | 3,759 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $487,000 | 2,944 |
| Total noninterest expense | $6,381,000 | 2,210 |
| Salaries and employee benefits | $3,262,000 | 2,323 |
| Premises and equipment expense | $658,000 | 2,523 |
| Additional noninterest expense | $2,461,000 | 1,873 |
| Pre-tax net operating income | $1,510,000 | 3,021 |
| Securities gains (losses) | $9,000 | 2,383 |
| Applicable income taxes | $513,000 | 1,959 |
| Income before extraordinary items | $1,006,000 | 3,491 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,006,000 | 3,491 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,006,000 | 3,492 |
| Net charge-offs | $19,000 | 3,858 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,000,060 | 3,448 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,353,000 | 2,252 |
| Total interest expense | $503,000 | 2,622 |
| Net interest income | $4,850,000 | 2,178 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $380,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $113,000 | 3,738 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $267,000 | 3,197 |
| Total noninterest expense | $4,141,000 | 2,268 |
| Salaries and employee benefits | $2,102,000 | 2,390 |
| Premises and equipment expense | $440,000 | 2,523 |
| Additional noninterest expense | $1,599,000 | 1,913 |
| Pre-tax net operating income | $1,029,000 | 2,931 |
| Securities gains (losses) | $4,000 | 2,221 |
| Applicable income taxes | $347,000 | 1,915 |
| Income before extraordinary items | $686,000 | 3,369 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $686,000 | 3,375 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $686,000 | 3,375 |
| Net charge-offs | $2,000 | 4,144 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $683,360 | 3,338 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,631,000 | 2,292 |
| Total interest expense | $252,000 | 2,663 |
| Net interest income | $2,379,000 | 2,223 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $184,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $51,000 | 3,887 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $133,000 | 3,145 |
| Total noninterest expense | $2,040,000 | 2,298 |
| Salaries and employee benefits | $1,151,000 | 2,226 |
| Premises and equipment expense | $223,000 | 2,549 |
| Additional noninterest expense | $666,000 | 2,241 |
| Pre-tax net operating income | $493,000 | 2,923 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $162,000 | 1,923 |
| Income before extraordinary items | $331,000 | 3,369 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $331,000 | 3,372 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $331,000 | 3,372 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $331,000 | 3,328 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,707,000 | 2,269 |
| Total interest expense | $1,197,000 | 2,567 |
| Net interest income | $9,510,000 | 2,195 |
| Provision for loan and lease losses | $135,000 | 3,376 |
| Total noninterest income | $1,995,000 | 2,180 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $218,000 | 3,960 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,777,000 | 1,649 |
| Total noninterest expense | $8,522,000 | 2,213 |
| Salaries and employee benefits | $4,543,000 | 2,242 |
| Premises and equipment expense | $871,000 | 2,534 |
| Additional noninterest expense | $3,108,000 | 2,018 |
| Pre-tax net operating income | $2,848,000 | 2,246 |
| Securities gains (losses) | $75,000 | 1,524 |
| Applicable income taxes | $1,033,000 | 1,438 |
| Income before extraordinary items | $1,890,000 | 2,719 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,890,000 | 2,722 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,890,000 | 2,722 |
| Net charge-offs | $32,000 | 4,614 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,841,250 | 2,708 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,056,000 | 2,272 |
| Total interest expense | $907,000 | 2,621 |
| Net interest income | $7,149,000 | 2,196 |
| Provision for loan and lease losses | $85,000 | 3,553 |
| Total noninterest income | $1,788,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $164,000 | 3,989 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,624,000 | 1,462 |
| Total noninterest expense | $6,404,000 | 2,214 |
| Salaries and employee benefits | $3,414,000 | 2,230 |
| Premises and equipment expense | $638,000 | 2,599 |
| Additional noninterest expense | $2,352,000 | 1,995 |
| Pre-tax net operating income | $2,448,000 | 2,098 |
| Securities gains (losses) | $65,000 | 1,480 |
| Applicable income taxes | $901,000 | 1,341 |
| Income before extraordinary items | $1,612,000 | 2,515 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,612,000 | 2,520 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,612,000 | 2,520 |
| Net charge-offs | $18,000 | 4,458 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,570,400 | 2,490 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,339,000 | 2,293 |
| Total interest expense | $608,000 | 2,678 |
| Net interest income | $4,731,000 | 2,201 |
| Provision for loan and lease losses | $20,000 | 4,231 |
| Total noninterest income | $1,504,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $114,000 | 3,879 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,390,000 | 1,258 |
| Total noninterest expense | $4,303,000 | 2,186 |
| Salaries and employee benefits | $2,312,000 | 2,202 |
| Premises and equipment expense | $427,000 | 2,606 |
| Additional noninterest expense | $1,564,000 | 2,000 |
| Pre-tax net operating income | $1,912,000 | 1,795 |
| Securities gains (losses) | $56,000 | 1,450 |
| Applicable income taxes | $712,000 | 1,185 |
| Income before extraordinary items | $1,256,000 | 2,222 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,256,000 | 2,231 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,256,000 | 2,229 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,220,160 | 2,186 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,668,000 | 2,317 |
| Total interest expense | $317,000 | 2,665 |
| Net interest income | $2,351,000 | 2,234 |
| Provision for loan and lease losses | $10,000 | 3,981 |
| Total noninterest income | $1,304,000 | 1,117 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $57,000 | 3,854 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,247,000 | 842 |
| Total noninterest expense | $2,022,000 | 2,342 |
| Salaries and employee benefits | $1,074,000 | 2,361 |
| Premises and equipment expense | $219,000 | 2,584 |
| Additional noninterest expense | $729,000 | 2,135 |
| Pre-tax net operating income | $1,623,000 | 1,128 |
| Securities gains (losses) | $12,000 | 1,440 |
| Applicable income taxes | $622,000 | 760 |
| Income before extraordinary items | $1,013,000 | 1,462 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,013,000 | 1,465 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,013,000 | 1,464 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,005,320 | 1,421 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,516,000 | 2,448 |
| Total interest expense | $1,467,000 | 2,769 |
| Net interest income | $9,049,000 | 2,376 |
| Provision for loan and lease losses | $140,000 | 4,347 |
| Total noninterest income | $930,000 | 3,375 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $243,000 | 3,915 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $687,000 | 2,925 |
| Total noninterest expense | $8,559,000 | 2,211 |
| Salaries and employee benefits | $4,648,000 | 2,146 |
| Premises and equipment expense | $808,000 | 2,719 |
| Additional noninterest expense | $3,103,000 | 2,087 |
| Pre-tax net operating income | $1,280,000 | 3,610 |
| Securities gains (losses) | $244,000 | 1,523 |
| Applicable income taxes | $419,000 | 2,348 |
| Income before extraordinary items | $1,105,000 | 3,710 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,105,000 | 3,711 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,105,000 | 3,713 |
| Net charge-offs | $79,000 | 4,605 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $926,880 | 3,858 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,920,000 | 2,492 |
| Total interest expense | $1,138,000 | 2,797 |
| Net interest income | $6,782,000 | 2,421 |
| Provision for loan and lease losses | $120,000 | 4,163 |
| Total noninterest income | $708,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $171,000 | 4,071 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $537,000 | 2,844 |
| Total noninterest expense | $6,441,000 | 2,223 |
| Salaries and employee benefits | $3,458,000 | 2,158 |
| Premises and equipment expense | $605,000 | 2,753 |
| Additional noninterest expense | $2,378,000 | 2,055 |
| Pre-tax net operating income | $929,000 | 3,763 |
| Securities gains (losses) | $212,000 | 1,389 |
| Applicable income taxes | $298,000 | 2,479 |
| Income before extraordinary items | $843,000 | 3,767 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $843,000 | 3,767 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $843,000 | 3,769 |
| Net charge-offs | $80,000 | 4,173 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $686,120 | 3,957 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,255,000 | 2,516 |
| Total interest expense | $793,000 | 2,801 |
| Net interest income | $4,462,000 | 2,446 |
| Provision for loan and lease losses | $110,000 | 3,752 |
| Total noninterest income | $354,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $107,000 | 4,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $247,000 | 3,363 |
| Total noninterest expense | $4,323,000 | 2,213 |
| Salaries and employee benefits | $2,319,000 | 2,138 |
| Premises and equipment expense | $378,000 | 2,897 |
| Additional noninterest expense | $1,626,000 | 2,004 |
| Pre-tax net operating income | $383,000 | 4,516 |
| Securities gains (losses) | $181,000 | 1,177 |
| Applicable income taxes | $117,000 | 2,939 |
| Income before extraordinary items | $447,000 | 4,179 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $447,000 | 4,184 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $447,000 | 4,183 |
| Net charge-offs | $74,000 | 3,697 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $304,010 | 4,607 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,578,000 | 2,578 |
| Total interest expense | $416,000 | 2,786 |
| Net interest income | $2,162,000 | 2,528 |
| Provision for loan and lease losses | $80,000 | 3,124 |
| Total noninterest income | $165,000 | 4,035 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $51,000 | 4,252 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $114,000 | 3,505 |
| Total noninterest expense | $2,100,000 | 2,270 |
| Salaries and employee benefits | $1,156,000 | 2,162 |
| Premises and equipment expense | $183,000 | 2,991 |
| Additional noninterest expense | $761,000 | 2,120 |
| Pre-tax net operating income | $147,000 | 4,969 |
| Securities gains (losses) | $93,000 | 950 |
| Applicable income taxes | $37,000 | 3,289 |
| Income before extraordinary items | $203,000 | 4,357 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $203,000 | 4,359 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $203,000 | 4,360 |
| Net charge-offs | $82,000 | 2,625 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $123,950 | 4,970 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,980,000 | 2,534 |
| Total interest expense | $1,958,000 | 2,820 |
| Net interest income | $9,022,000 | 2,432 |
| Provision for loan and lease losses | $-30,000 | 7,229 |
| Total noninterest income | $832,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $256,000 | 3,915 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $576,000 | 2,921 |
| Total noninterest expense | $8,513,000 | 2,231 |
| Salaries and employee benefits | $4,515,000 | 2,147 |
| Premises and equipment expense | $782,000 | 2,968 |
| Additional noninterest expense | $3,216,000 | 2,071 |
| Pre-tax net operating income | $1,371,000 | 3,177 |
| Securities gains (losses) | $433,000 | 879 |
| Applicable income taxes | $508,000 | 2,010 |
| Income before extraordinary items | $1,296,000 | 3,068 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,296,000 | 3,070 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,296,000 | 3,070 |
| Net charge-offs | $140,000 | 4,657 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $984,240 | 3,476 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,375,000 | 2,527 |
| Total interest expense | $1,503,000 | 2,865 |
| Net interest income | $6,872,000 | 2,392 |
| Provision for loan and lease losses | $25,000 | 5,904 |
| Total noninterest income | $627,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $195,000 | 3,898 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $432,000 | 2,916 |
| Total noninterest expense | $6,397,000 | 2,239 |
| Salaries and employee benefits | $3,363,000 | 2,159 |
| Premises and equipment expense | $566,000 | 3,060 |
| Additional noninterest expense | $2,468,000 | 2,038 |
| Pre-tax net operating income | $1,077,000 | 3,179 |
| Securities gains (losses) | $333,000 | 862 |
| Applicable income taxes | $412,000 | 1,916 |
| Income before extraordinary items | $998,000 | 3,071 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $998,000 | 3,073 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $998,000 | 3,073 |
| Net charge-offs | $5,000 | 5,949 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $761,570 | 3,492 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,538,000 | 2,560 |
| Total interest expense | $1,020,000 | 2,911 |
| Net interest income | $4,518,000 | 2,432 |
| Provision for loan and lease losses | $25,000 | 5,594 |
| Total noninterest income | $378,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $128,000 | 3,906 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $250,000 | 3,161 |
| Total noninterest expense | $4,298,000 | 2,237 |
| Salaries and employee benefits | $2,249,000 | 2,171 |
| Premises and equipment expense | $378,000 | 3,075 |
| Additional noninterest expense | $1,671,000 | 2,042 |
| Pre-tax net operating income | $573,000 | 3,561 |
| Securities gains (losses) | $221,000 | 683 |
| Applicable income taxes | $232,000 | 2,064 |
| Income before extraordinary items | $562,000 | 3,332 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $562,000 | 3,332 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $562,000 | 3,333 |
| Net charge-offs | $31,000 | 4,801 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $405,090 | 3,852 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 2,546 |
| Total interest expense | $524,000 | 2,930 |
| Net interest income | $2,281,000 | 2,411 |
| Provision for loan and lease losses | $20,000 | 4,994 |
| Total noninterest income | $199,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $64,000 | 3,860 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $135,000 | 3,081 |
| Total noninterest expense | $2,144,000 | 2,251 |
| Salaries and employee benefits | $1,097,000 | 2,236 |
| Premises and equipment expense | $200,000 | 2,995 |
| Additional noninterest expense | $847,000 | 1,997 |
| Pre-tax net operating income | $316,000 | 3,426 |
| Securities gains (losses) | $143,000 | 429 |
| Applicable income taxes | $166,000 | 1,692 |
| Income before extraordinary items | $293,000 | 3,294 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $293,000 | 3,291 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $293,000 | 3,292 |
| Net charge-offs | $26,000 | 3,862 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $201,480 | 3,921 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,272,000 | 2,448 |
| Total interest expense | $2,586,000 | 2,911 |
| Net interest income | $9,686,000 | 2,264 |
| Provision for loan and lease losses | $520,000 | 4,055 |
| Total noninterest income | $823,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $237,000 | 4,104 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $586,000 | 2,957 |
| Total noninterest expense | $8,053,000 | 2,404 |
| Salaries and employee benefits | $4,317,000 | 2,237 |
| Premises and equipment expense | $749,000 | 3,123 |
| Additional noninterest expense | $2,987,000 | 2,300 |
| Pre-tax net operating income | $1,936,000 | 2,298 |
| Securities gains (losses) | $87,000 | 2,283 |
| Applicable income taxes | $436,000 | 2,023 |
| Income before extraordinary items | $1,587,000 | 2,415 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,587,000 | 2,412 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,587,000 | 2,416 |
| Net charge-offs | $342,000 | 4,151 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,519,140 | 2,391 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,378,000 | 2,461 |
| Total interest expense | $2,003,000 | 2,949 |
| Net interest income | $7,375,000 | 2,276 |
| Provision for loan and lease losses | $510,000 | 3,498 |
| Total noninterest income | $589,000 | 3,728 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $175,000 | 4,209 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $414,000 | 3,055 |
| Total noninterest expense | $5,976,000 | 2,426 |
| Salaries and employee benefits | $3,167,000 | 2,293 |
| Premises and equipment expense | $573,000 | 3,135 |
| Additional noninterest expense | $2,236,000 | 2,269 |
| Pre-tax net operating income | $1,478,000 | 2,403 |
| Securities gains (losses) | $84,000 | 2,067 |
| Applicable income taxes | $311,000 | 2,109 |
| Income before extraordinary items | $1,251,000 | 2,471 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,251,000 | 2,468 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,251,000 | 2,472 |
| Net charge-offs | $357,000 | 3,499 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,183,800 | 2,439 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,219,000 | 2,500 |
| Total interest expense | $1,389,000 | 2,962 |
| Net interest income | $4,830,000 | 2,314 |
| Provision for loan and lease losses | $380,000 | 3,262 |
| Total noninterest income | $337,000 | 4,013 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $120,000 | 4,144 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $217,000 | 3,375 |
| Total noninterest expense | $4,039,000 | 2,404 |
| Salaries and employee benefits | $2,142,000 | 2,267 |
| Premises and equipment expense | $379,000 | 3,178 |
| Additional noninterest expense | $1,518,000 | 2,236 |
| Pre-tax net operating income | $748,000 | 2,908 |
| Securities gains (losses) | $85,000 | 1,526 |
| Applicable income taxes | $90,000 | 2,870 |
| Income before extraordinary items | $743,000 | 2,650 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $743,000 | 2,645 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $743,000 | 2,649 |
| Net charge-offs | $65,000 | 4,657 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $667,350 | 2,748 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,093,000 | 2,571 |
| Total interest expense | $725,000 | 2,982 |
| Net interest income | $2,368,000 | 2,380 |
| Provision for loan and lease losses | $130,000 | 3,611 |
| Total noninterest income | $166,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $63,000 | 4,037 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $103,000 | 3,466 |
| Total noninterest expense | $2,051,000 | 2,386 |
| Salaries and employee benefits | $1,086,000 | 2,272 |
| Premises and equipment expense | $184,000 | 3,347 |
| Additional noninterest expense | $781,000 | 2,169 |
| Pre-tax net operating income | $353,000 | 3,059 |
| Securities gains (losses) | $76,000 | 916 |
| Applicable income taxes | $-11,000 | 7,118 |
| Income before extraordinary items | $440,000 | 2,390 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $440,000 | 2,389 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $440,000 | 2,390 |
| Net charge-offs | $10,000 | 4,830 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $364,000 | 2,617 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,799,000 | 2,577 |
| Total interest expense | $4,363,000 | 2,543 |
| Net interest income | $8,436,000 | 2,582 |
| Provision for loan and lease losses | $306,000 | 5,228 |
| Total noninterest income | $853,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $266,000 | 4,112 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $587,000 | 2,931 |
| Total noninterest expense | $7,512,000 | 2,624 |
| Salaries and employee benefits | $4,301,000 | 2,286 |
| Premises and equipment expense | $725,000 | 3,368 |
| Additional noninterest expense | $2,486,000 | 2,747 |
| Pre-tax net operating income | $1,471,000 | 2,377 |
| Securities gains (losses) | $131,000 | 1,897 |
| Applicable income taxes | $671,000 | 1,279 |
| Income before extraordinary items | $931,000 | 2,885 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $931,000 | 2,884 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $931,000 | 2,885 |
| Net charge-offs | $214,000 | 4,919 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $847,160 | 2,989 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,706,000 | 2,609 |
| Total interest expense | $3,454,000 | 2,533 |
| Net interest income | $6,252,000 | 2,627 |
| Provision for loan and lease losses | $206,000 | 5,115 |
| Total noninterest income | $643,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $192,000 | 4,202 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $451,000 | 2,990 |
| Total noninterest expense | $5,658,000 | 2,614 |
| Salaries and employee benefits | $3,170,000 | 2,346 |
| Premises and equipment expense | $566,000 | 3,326 |
| Additional noninterest expense | $1,922,000 | 2,647 |
| Pre-tax net operating income | $1,031,000 | 2,681 |
| Securities gains (losses) | $16,000 | 2,829 |
| Applicable income taxes | $473,000 | 1,461 |
| Income before extraordinary items | $574,000 | 3,457 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $574,000 | 3,455 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $574,000 | 3,457 |
| Net charge-offs | $160,000 | 4,531 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $563,760 | 3,388 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,489,000 | 2,631 |
| Total interest expense | $2,434,000 | 2,513 |
| Net interest income | $4,055,000 | 2,675 |
| Provision for loan and lease losses | $35,000 | 6,348 |
| Total noninterest income | $355,000 | 4,089 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $129,000 | 4,169 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $226,000 | 3,458 |
| Total noninterest expense | $3,812,000 | 2,616 |
| Salaries and employee benefits | $2,129,000 | 2,379 |
| Premises and equipment expense | $371,000 | 3,375 |
| Additional noninterest expense | $1,312,000 | 2,628 |
| Pre-tax net operating income | $563,000 | 3,116 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $299,000 | 1,532 |
| Income before extraordinary items | $266,000 | 4,149 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $266,000 | 4,149 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $266,000 | 4,149 |
| Net charge-offs | $20,000 | 5,615 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $264,720 | 4,054 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 2,604 |
| Total interest expense | $1,233,000 | 2,564 |
| Net interest income | $2,096,000 | 2,588 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $147,000 | 4,436 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $64,000 | 4,142 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $83,000 | 3,952 |
| Total noninterest expense | $1,859,000 | 2,590 |
| Salaries and employee benefits | $1,088,000 | 2,357 |
| Premises and equipment expense | $191,000 | 3,355 |
| Additional noninterest expense | $580,000 | 2,641 |
| Pre-tax net operating income | $369,000 | 2,969 |
| Securities gains (losses) | $2,000 | 2,230 |
| Applicable income taxes | $258,000 | 1,197 |
| Income before extraordinary items | $113,000 | 4,773 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $113,000 | 4,777 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $113,000 | 4,776 |
| Net charge-offs | $-88,000 | 8,183 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $111,720 | 4,632 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,816,000 | 2,675 |
| Total interest expense | $5,956,000 | 2,535 |
| Net interest income | $7,860,000 | 2,761 |
| Provision for loan and lease losses | $5,000 | 7,260 |
| Total noninterest income | $716,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $226,000 | 4,559 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $490,000 | 3,209 |
| Total noninterest expense | $7,040,000 | 2,683 |
| Salaries and employee benefits | $4,212,000 | 2,391 |
| Premises and equipment expense | $717,000 | 3,449 |
| Additional noninterest expense | $2,111,000 | 2,725 |
| Pre-tax net operating income | $1,531,000 | 2,984 |
| Securities gains (losses) | $-918,000 | 7,705 |
| Applicable income taxes | $184,000 | 2,890 |
| Income before extraordinary items | $429,000 | 4,663 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $429,000 | 4,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 4,095 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,071,600 | 3,301 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,380,000 | 2,723 |
| Total interest expense | $4,628,000 | 2,548 |
| Net interest income | $5,752,000 | 2,835 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $548,000 | 4,137 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $159,000 | 4,712 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $389,000 | 3,234 |
| Total noninterest expense | $5,314,000 | 2,645 |
| Salaries and employee benefits | $3,128,000 | 2,438 |
| Premises and equipment expense | $552,000 | 3,414 |
| Additional noninterest expense | $1,634,000 | 2,567 |
| Pre-tax net operating income | $986,000 | 3,704 |
| Securities gains (losses) | $-244,000 | 7,633 |
| Applicable income taxes | $222,000 | 2,798 |
| Income before extraordinary items | $520,000 | 4,370 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $520,000 | 4,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,581 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $690,800 | 3,990 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,958,000 | 2,737 |
| Total interest expense | $3,159,000 | 2,589 |
| Net interest income | $3,799,000 | 2,836 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $288,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $103,000 | 4,787 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $185,000 | 3,914 |
| Total noninterest expense | $3,506,000 | 2,675 |
| Salaries and employee benefits | $2,086,000 | 2,466 |
| Premises and equipment expense | $373,000 | 3,405 |
| Additional noninterest expense | $1,047,000 | 2,637 |
| Pre-tax net operating income | $581,000 | 4,090 |
| Securities gains (losses) | $-124,000 | 8,273 |
| Applicable income taxes | $122,000 | 3,240 |
| Income before extraordinary items | $335,000 | 4,826 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $335,000 | 4,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,109 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $425,520 | 4,289 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 2,725 |
| Total interest expense | $1,602,000 | 2,715 |
| Net interest income | $1,985,000 | 2,719 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $142,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $45,000 | 5,006 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $97,000 | 3,825 |
| Total noninterest expense | $1,735,000 | 2,696 |
| Salaries and employee benefits | $1,022,000 | 2,532 |
| Premises and equipment expense | $190,000 | 3,376 |
| Additional noninterest expense | $523,000 | 2,614 |
| Pre-tax net operating income | $392,000 | 3,587 |
| Securities gains (losses) | $28,000 | 1,404 |
| Applicable income taxes | $118,000 | 2,609 |
| Income before extraordinary items | $302,000 | 3,780 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $302,000 | 3,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $281,840 | 3,868 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,760,000 | 2,721 |
| Total interest expense | $6,998,000 | 2,631 |
| Net interest income | $7,762,000 | 2,808 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $677,000 | 4,379 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $186,000 | 5,045 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $491,000 | 3,348 |
| Total noninterest expense | $6,642,000 | 2,710 |
| Salaries and employee benefits | $3,968,000 | 2,503 |
| Premises and equipment expense | $748,000 | 3,261 |
| Additional noninterest expense | $1,926,000 | 2,752 |
| Pre-tax net operating income | $1,797,000 | 3,550 |
| Securities gains (losses) | $12,000 | 1,280 |
| Applicable income taxes | $605,000 | 2,492 |
| Income before extraordinary items | $1,204,000 | 3,935 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,204,000 | 3,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,799 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,195,960 | 3,943 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,048,000 | 2,724 |
| Total interest expense | $5,302,000 | 2,590 |
| Net interest income | $5,746,000 | 2,847 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $540,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $139,000 | 5,079 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $401,000 | 3,199 |
| Total noninterest expense | $4,939,000 | 2,704 |
| Salaries and employee benefits | $2,943,000 | 2,528 |
| Premises and equipment expense | $560,000 | 3,247 |
| Additional noninterest expense | $1,436,000 | 2,717 |
| Pre-tax net operating income | $1,347,000 | 3,701 |
| Securities gains (losses) | $12,000 | 960 |
| Applicable income taxes | $455,000 | 2,656 |
| Income before extraordinary items | $904,000 | 4,109 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $904,000 | 4,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,289 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $895,960 | 4,108 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,242,000 | 2,783 |
| Total interest expense | $3,544,000 | 2,589 |
| Net interest income | $3,698,000 | 2,973 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $245,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $94,000 | 5,061 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $151,000 | 4,293 |
| Total noninterest expense | $3,279,000 | 2,749 |
| Salaries and employee benefits | $1,967,000 | 2,559 |
| Premises and equipment expense | $369,000 | 3,297 |
| Additional noninterest expense | $943,000 | 2,757 |
| Pre-tax net operating income | $664,000 | 4,439 |
| Securities gains (losses) | $11,000 | 843 |
| Applicable income taxes | $209,000 | 3,203 |
| Income before extraordinary items | $466,000 | 4,714 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $466,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,525 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $458,410 | 4,761 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,538,000 | 2,834 |
| Total interest expense | $1,748,000 | 2,614 |
| Net interest income | $1,790,000 | 3,055 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $114,000 | 5,237 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $43,000 | 5,170 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $71,000 | 4,430 |
| Total noninterest expense | $1,624,000 | 2,781 |
| Salaries and employee benefits | $967,000 | 2,622 |
| Premises and equipment expense | $184,000 | 3,333 |
| Additional noninterest expense | $473,000 | 2,738 |
| Pre-tax net operating income | $280,000 | 4,807 |
| Securities gains (losses) | $-13,000 | 8,304 |
| Applicable income taxes | $73,000 | 3,698 |
| Income before extraordinary items | $194,000 | 5,135 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $194,000 | 5,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,538 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $203,490 | 5,020 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,687,000 | 2,760 |
| Total interest expense | $6,005,000 | 2,595 |
| Net interest income | $7,682,000 | 2,856 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $622,000 | 4,642 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $144,000 | 5,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $478,000 | 3,420 |
| Total noninterest expense | $6,358,000 | 2,741 |
| Salaries and employee benefits | $3,818,000 | 2,542 |
| Premises and equipment expense | $757,000 | 3,134 |
| Additional noninterest expense | $1,783,000 | 2,841 |
| Pre-tax net operating income | $1,946,000 | 3,712 |
| Securities gains (losses) | $-13,000 | 7,384 |
| Applicable income taxes | $638,000 | 2,795 |
| Income before extraordinary items | $1,295,000 | 4,114 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,295,000 | 4,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,171 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,303,710 | 4,066 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,099,000 | 2,777 |
| Total interest expense | $4,322,000 | 2,605 |
| Net interest income | $5,777,000 | 2,875 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $480,000 | 4,588 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $103,000 | 5,740 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $377,000 | 3,305 |
| Total noninterest expense | $4,748,000 | 2,747 |
| Salaries and employee benefits | $2,851,000 | 2,554 |
| Premises and equipment expense | $551,000 | 3,217 |
| Additional noninterest expense | $1,346,000 | 2,815 |
| Pre-tax net operating income | $1,509,000 | 3,768 |
| Securities gains (losses) | $-13,000 | 7,688 |
| Applicable income taxes | $498,000 | 2,873 |
| Income before extraordinary items | $998,000 | 4,169 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $998,000 | 4,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,367 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,006,710 | 4,142 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,574,000 | 2,795 |
| Total interest expense | $2,721,000 | 2,641 |
| Net interest income | $3,853,000 | 2,880 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $199,000 | 5,656 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $69,000 | 5,740 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $130,000 | 4,581 |
| Total noninterest expense | $3,199,000 | 2,749 |
| Salaries and employee benefits | $1,938,000 | 2,507 |
| Premises and equipment expense | $367,000 | 3,203 |
| Additional noninterest expense | $894,000 | 2,834 |
| Pre-tax net operating income | $853,000 | 4,175 |
| Securities gains (losses) | $-12,000 | 7,917 |
| Applicable income taxes | $268,000 | 3,194 |
| Income before extraordinary items | $573,000 | 4,556 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $573,000 | 4,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,668 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $581,160 | 4,512 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,233,000 | 2,777 |
| Total interest expense | $1,259,000 | 2,702 |
| Net interest income | $1,974,000 | 2,804 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $83,000 | 5,997 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $33,000 | 5,757 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,119 |
| Total noninterest expense | $1,602,000 | 2,730 |
| Salaries and employee benefits | $972,000 | 2,508 |
| Premises and equipment expense | $179,000 | 3,284 |
| Additional noninterest expense | $451,000 | 2,804 |
| Pre-tax net operating income | $455,000 | 3,973 |
| Securities gains (losses) | $-9,000 | 8,219 |
| Applicable income taxes | $146,000 | 3,076 |
| Income before extraordinary items | $300,000 | 4,417 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $300,000 | 4,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $306,030 | 4,362 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,074,000 | 2,699 |
| Total interest expense | $4,178,000 | 2,555 |
| Net interest income | $7,896,000 | 2,731 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $608,000 | 4,748 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $134,000 | 5,828 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $474,000 | 3,470 |
| Total noninterest expense | $6,046,000 | 2,733 |
| Salaries and employee benefits | $3,418,000 | 2,656 |
| Premises and equipment expense | $737,000 | 3,111 |
| Additional noninterest expense | $1,891,000 | 2,625 |
| Pre-tax net operating income | $2,458,000 | 3,196 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $869,000 | 2,475 |
| Income before extraordinary items | $1,584,000 | 3,659 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,584,000 | 3,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,297 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,587,250 | 3,626 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,845,000 | 2,698 |
| Total interest expense | $2,976,000 | 2,551 |
| Net interest income | $5,869,000 | 2,745 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $495,000 | 4,574 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $98,000 | 5,896 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $397,000 | 3,295 |
| Total noninterest expense | $4,431,000 | 2,766 |
| Salaries and employee benefits | $2,548,000 | 2,619 |
| Premises and equipment expense | $536,000 | 3,165 |
| Additional noninterest expense | $1,347,000 | 2,735 |
| Pre-tax net operating income | $1,933,000 | 3,133 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $689,000 | 2,416 |
| Income before extraordinary items | $1,239,000 | 3,583 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,239,000 | 3,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,155 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,242,200 | 3,550 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,714,000 | 2,709 |
| Total interest expense | $1,885,000 | 2,534 |
| Net interest income | $3,829,000 | 2,769 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $219,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $67,000 | 5,808 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $152,000 | 4,291 |
| Total noninterest expense | $2,827,000 | 2,861 |
| Salaries and employee benefits | $1,625,000 | 2,728 |
| Premises and equipment expense | $338,000 | 3,287 |
| Additional noninterest expense | $864,000 | 2,817 |
| Pre-tax net operating income | $1,221,000 | 3,201 |
| Securities gains (losses) | $-3,000 | 7,812 |
| Applicable income taxes | $433,000 | 2,478 |
| Income before extraordinary items | $785,000 | 3,673 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $785,000 | 3,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,070 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $786,920 | 3,622 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 2,751 |
| Total interest expense | $892,000 | 2,554 |
| Net interest income | $1,874,000 | 2,807 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $108,000 | 5,518 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,317 |
| Total noninterest expense | $1,290,000 | 3,112 |
| Salaries and employee benefits | $743,000 | 2,955 |
| Premises and equipment expense | $163,000 | 3,415 |
| Additional noninterest expense | $384,000 | 3,130 |
| Pre-tax net operating income | $692,000 | 2,888 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $253,000 | 2,254 |
| Income before extraordinary items | $439,000 | 3,377 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $439,000 | 3,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,217 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $439,000 | 3,343 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,807,000 | 2,631 |
| Total interest expense | $3,359,000 | 2,384 |
| Net interest income | $7,448,000 | 2,716 |
| Provision for loan and lease losses | $30,000 | 6,416 |
| Total noninterest income | $571,000 | 4,938 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $144,000 | 5,867 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $427,000 | 3,598 |
| Total noninterest expense | $5,111,000 | 3,050 |
| Salaries and employee benefits | $2,888,000 | 2,932 |
| Premises and equipment expense | $617,000 | 3,459 |
| Additional noninterest expense | $1,606,000 | 2,961 |
| Pre-tax net operating income | $2,878,000 | 2,683 |
| Securities gains (losses) | $-102,000 | 8,723 |
| Applicable income taxes | $1,038,000 | 2,094 |
| Income before extraordinary items | $1,738,000 | 3,260 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,738,000 | 3,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,762 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,803,280 | 3,123 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,007,000 | 2,632 |
| Total interest expense | $2,513,000 | 2,353 |
| Net interest income | $5,494,000 | 2,737 |
| Provision for loan and lease losses | $30,000 | 5,981 |
| Total noninterest income | $465,000 | 4,737 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $110,000 | 5,875 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $355,000 | 3,414 |
| Total noninterest expense | $3,728,000 | 3,104 |
| Salaries and employee benefits | $2,065,000 | 3,049 |
| Premises and equipment expense | $469,000 | 3,430 |
| Additional noninterest expense | $1,194,000 | 2,951 |
| Pre-tax net operating income | $2,201,000 | 2,657 |
| Securities gains (losses) | $-43,000 | 8,787 |
| Applicable income taxes | $831,000 | 2,049 |
| Income before extraordinary items | $1,327,000 | 3,296 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,327,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,354,520 | 3,152 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,506,000 | 2,539 |
| Total interest expense | $1,664,000 | 2,329 |
| Net interest income | $3,842,000 | 2,585 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $226,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $79,000 | 5,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $147,000 | 4,337 |
| Total noninterest expense | $2,487,000 | 3,112 |
| Salaries and employee benefits | $1,370,000 | 3,081 |
| Premises and equipment expense | $318,000 | 3,391 |
| Additional noninterest expense | $799,000 | 2,943 |
| Pre-tax net operating income | $1,551,000 | 2,514 |
| Securities gains (losses) | $-44,000 | 8,897 |
| Applicable income taxes | $580,000 | 1,983 |
| Income before extraordinary items | $927,000 | 3,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $927,000 | 3,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $955,160 | 2,969 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 2,539 |
| Total interest expense | $824,000 | 2,379 |
| Net interest income | $1,927,000 | 2,572 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $110,000 | 5,552 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $40,000 | 5,688 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $70,000 | 4,441 |
| Total noninterest expense | $1,209,000 | 3,210 |
| Salaries and employee benefits | $672,000 | 3,140 |
| Premises and equipment expense | $159,000 | 3,435 |
| Additional noninterest expense | $378,000 | 3,057 |
| Pre-tax net operating income | $813,000 | 2,392 |
| Securities gains (losses) | $-61,000 | 9,044 |
| Applicable income taxes | $304,000 | 1,911 |
| Income before extraordinary items | $448,000 | 3,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $448,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $487,040 | 2,906 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,349,000 | 2,736 |
| Total interest expense | $3,607,000 | 2,443 |
| Net interest income | $6,742,000 | 2,844 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $600,000 | 4,973 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $162,000 | 5,724 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $438,000 | 3,804 |
| Total noninterest expense | $4,620,000 | 3,278 |
| Salaries and employee benefits | $2,579,000 | 3,189 |
| Premises and equipment expense | $604,000 | 3,498 |
| Additional noninterest expense | $1,437,000 | 3,207 |
| Pre-tax net operating income | $2,662,000 | 2,755 |
| Securities gains (losses) | $47,000 | 2,570 |
| Applicable income taxes | $962,000 | 2,235 |
| Income before extraordinary items | $1,747,000 | 3,172 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,747,000 | 3,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,716,920 | 3,082 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,659,000 | 2,815 |
| Total interest expense | $2,734,000 | 2,504 |
| Net interest income | $4,925,000 | 2,930 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $497,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $121,000 | 5,773 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $376,000 | 3,642 |
| Total noninterest expense | $3,438,000 | 3,292 |
| Salaries and employee benefits | $1,905,000 | 3,236 |
| Premises and equipment expense | $451,000 | 3,519 |
| Additional noninterest expense | $1,082,000 | 3,176 |
| Pre-tax net operating income | $1,939,000 | 2,915 |
| Securities gains (losses) | $21,000 | 2,930 |
| Applicable income taxes | $698,000 | 2,392 |
| Income before extraordinary items | $1,262,000 | 3,364 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,262,000 | 3,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,248,560 | 3,226 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,033,000 | 2,871 |
| Total interest expense | $1,841,000 | 2,551 |
| Net interest income | $3,192,000 | 2,998 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $223,000 | 5,763 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $83,000 | 5,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $140,000 | 4,682 |
| Total noninterest expense | $2,270,000 | 3,312 |
| Salaries and employee benefits | $1,262,000 | 3,249 |
| Premises and equipment expense | $296,000 | 3,534 |
| Additional noninterest expense | $712,000 | 3,185 |
| Pre-tax net operating income | $1,115,000 | 3,257 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $411,000 | 2,635 |
| Income before extraordinary items | $704,000 | 3,847 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $704,000 | 3,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $704,000 | 3,652 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,577,000 | 2,828 |
| Total interest expense | $958,000 | 2,528 |
| Net interest income | $1,619,000 | 2,958 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $104,000 | 5,817 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $41,000 | 5,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $63,000 | 4,821 |
| Total noninterest expense | $1,092,000 | 3,413 |
| Salaries and employee benefits | $609,000 | 3,320 |
| Premises and equipment expense | $136,000 | 3,779 |
| Additional noninterest expense | $347,000 | 3,216 |
| Pre-tax net operating income | $616,000 | 3,015 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $230,000 | 2,456 |
| Income before extraordinary items | $386,000 | 3,557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $386,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $386,000 | 3,372 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,436,000 | 2,906 |
| Total interest expense | $4,262,000 | 2,597 |
| Net interest income | $6,174,000 | 3,074 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $621,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $161,000 | 5,692 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $460,000 | 3,444 |
| Total noninterest expense | $4,329,000 | 3,333 |
| Salaries and employee benefits | $2,327,000 | 3,320 |
| Premises and equipment expense | $563,000 | 3,603 |
| Additional noninterest expense | $1,439,000 | 3,056 |
| Pre-tax net operating income | $2,406,000 | 2,969 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $918,000 | 2,357 |
| Income before extraordinary items | $1,488,000 | 3,528 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,488,000 | 3,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,843 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,488,000 | 3,419 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,998,000 | 3,054 |
| Total interest expense | $5,759,000 | 2,770 |
| Net interest income | $5,239,000 | 3,311 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $570,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $149,000 | 5,812 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $421,000 | 3,436 |
| Total noninterest expense | $4,055,000 | 3,384 |
| Salaries and employee benefits | $2,149,000 | 3,380 |
| Premises and equipment expense | $601,000 | 3,344 |
| Additional noninterest expense | $1,305,000 | 3,243 |
| Pre-tax net operating income | $1,694,000 | 3,560 |
| Securities gains (losses) | $-100,000 | 9,501 |
| Applicable income taxes | $662,000 | 2,780 |
| Income before extraordinary items | $932,000 | 4,470 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $932,000 | 4,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,195 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $996,000 | 4,182 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,941,000 | 3,157 |
| Total interest expense | $5,072,000 | 3,275 |
| Net interest income | $5,869,000 | 3,018 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $581,000 | 4,491 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $291,000 | 4,144 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $290,000 | 4,001 |
| Total noninterest expense | $3,596,000 | 3,615 |
| Salaries and employee benefits | $1,961,000 | 3,523 |
| Premises and equipment expense | $478,000 | 3,927 |
| Additional noninterest expense | $1,157,000 | 3,554 |
| Pre-tax net operating income | $2,794,000 | 2,531 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,147,000 | 1,888 |
| Income before extraordinary items | $1,647,000 | 3,009 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,647,000 | 3,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,647,000 | 2,999 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,168,000 | 3,179 |
| Total interest expense | $4,592,000 | 3,158 |
| Net interest income | $5,576,000 | 3,105 |
| Provision for loan and lease losses | $220,000 | 3,352 |
| Total noninterest income | $512,000 | 4,885 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $237,000 | 4,664 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $275,000 | 4,219 |
| Total noninterest expense | $3,522,000 | 3,691 |
| Salaries and employee benefits | $1,814,000 | 3,720 |
| Premises and equipment expense | $396,000 | 4,571 |
| Additional noninterest expense | $1,312,000 | 3,194 |
| Pre-tax net operating income | $2,346,000 | 2,939 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $981,000 | 2,245 |
| Income before extraordinary items | $1,371,000 | 3,479 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,371,000 | 3,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,367,160 | 3,451 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,610,000 | 3,348 |
| Total interest expense | $4,571,000 | 3,251 |
| Net interest income | $5,039,000 | 3,360 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $453,000 | 5,227 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $192,000 | 5,258 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $261,000 | 4,317 |
| Total noninterest expense | $3,221,000 | 3,869 |
| Salaries and employee benefits | $1,630,000 | 3,979 |
| Premises and equipment expense | $509,000 | 3,647 |
| Additional noninterest expense | $1,082,000 | 3,682 |
| Pre-tax net operating income | $1,971,000 | 3,381 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $822,000 | 2,680 |
| Income before extraordinary items | $1,147,000 | 4,072 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,147,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 10,001 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,148,280 | 3,981 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,474,000 | 3,410 |
| Total interest expense | $4,630,000 | 3,205 |
| Net interest income | $4,844,000 | 3,602 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $433,000 | 5,453 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $178,000 | 5,694 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $255,000 | 4,312 |
| Total noninterest expense | $3,343,000 | 3,752 |
| Salaries and employee benefits | $1,556,000 | 4,119 |
| Premises and equipment expense | $427,000 | 4,224 |
| Additional noninterest expense | $1,360,000 | 2,982 |
| Pre-tax net operating income | $1,634,000 | 4,159 |
| Securities gains (losses) | $349,000 | 522 |
| Applicable income taxes | $711,000 | 3,202 |
| Income before extraordinary items | $1,272,000 | 3,869 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,272,000 | 3,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,707 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,048,640 | 4,470 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,309,000 | 3,505 |
| Total interest expense | $4,868,000 | 3,075 |
| Net interest income | $4,441,000 | 3,933 |
| Provision for loan and lease losses | $341,000 | 2,358 |
| Total noninterest income | $476,000 | 5,333 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $193,000 | 5,685 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $283,000 | 4,221 |
| Total noninterest expense | $2,998,000 | 4,317 |
| Salaries and employee benefits | $1,492,000 | 4,327 |
| Premises and equipment expense | $425,000 | 4,323 |
| Additional noninterest expense | $1,081,000 | 4,127 |
| Pre-tax net operating income | $1,578,000 | 4,157 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $675,000 | 3,255 |
| Income before extraordinary items | $903,000 | 4,861 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $903,000 | 4,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,261 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $903,000 | 4,802 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,040,000 | 3,601 |
| Total interest expense | $4,321,000 | 3,451 |
| Net interest income | $4,719,000 | 3,724 |
| Provision for loan and lease losses | $510,000 | 1,541 |
| Total noninterest income | $468,000 | 5,420 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $183,000 | 5,995 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $285,000 | 4,127 |
| Total noninterest expense | $2,853,000 | 4,463 |
| Salaries and employee benefits | $1,375,000 | 4,633 |
| Premises and equipment expense | $397,000 | 4,575 |
| Additional noninterest expense | $1,081,000 | 4,087 |
| Pre-tax net operating income | $1,824,000 | 3,799 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $775,000 | 2,957 |
| Income before extraordinary items | $1,053,000 | 4,391 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,053,000 | 4,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,001 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,050,440 | 4,396 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,575,000 | 3,932 |
| Total interest expense | $3,614,000 | 3,358 |
| Net interest income | $3,961,000 | 4,425 |
| Provision for loan and lease losses | $280,000 | 2,395 |
| Total noninterest income | $440,000 | 5,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,515 |
| Total noninterest expense | $2,844,000 | 4,619 |
| Salaries and employee benefits | $1,331,000 | 4,780 |
| Premises and equipment expense | $379,000 | 4,801 |
| Additional noninterest expense | $1,134,000 | 4,258 |
| Pre-tax net operating income | $1,277,000 | 5,006 |
| Securities gains (losses) | $274,000 | 403 |
| Applicable income taxes | $611,000 | 3,464 |
| Income before extraordinary items | $940,000 | 4,731 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $940,000 | 4,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,966 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $764,640 | 5,604 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,939,000 | 4,342 |
| Total interest expense | $3,094,000 | 4,012 |
| Net interest income | $3,845,000 | 4,569 |
| Provision for loan and lease losses | $315,000 | 2,894 |
| Total noninterest income | $395,000 | 6,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 5,407 |
| Total noninterest expense | $2,755,000 | 4,838 |
| Salaries and employee benefits | $1,276,000 | 4,966 |
| Premises and equipment expense | $348,000 | 5,260 |
| Additional noninterest expense | $1,131,000 | 4,427 |
| Pre-tax net operating income | $1,170,000 | 5,274 |
| Securities gains (losses) | $73,000 | 2,908 |
| Applicable income taxes | $583,000 | 3,696 |
| Income before extraordinary items | $660,000 | 6,353 |
| Extraordinary gains, net | $403,000 | 555 |
| Net income | $1,063,000 | 4,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,986 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $613,280 | 6,431 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,053,000 | 4,796 |
| Total interest expense | $3,903,000 | 4,170 |
| Net interest income | $3,150,000 | 5,494 |
| Provision for loan and lease losses | $205,000 | 5,142 |
| Total noninterest income | $395,000 | 6,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 4,933 |
| Total noninterest expense | $2,639,000 | 5,060 |
| Salaries and employee benefits | $1,191,000 | 5,203 |
| Premises and equipment expense | $338,000 | 5,498 |
| Additional noninterest expense | $1,110,000 | 4,658 |
| Pre-tax net operating income | $701,000 | 7,088 |
| Securities gains (losses) | $219,000 | 1,887 |
| Applicable income taxes | $445,000 | 4,402 |
| Income before extraordinary items | $475,000 | 7,541 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $475,000 | 7,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 6,201 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $334,840 | 8,516 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.