Home > Seaboard Savings Bank, Inc., SSB > Income and Expense
Seaboard Savings Bank, Inc., SSB, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 7,345 |
| Total interest expense | $2,070,000 | 6,322 |
| Net interest income | $1,597,000 | 8,266 |
| Provision for loan and lease losses | $389,000 | 1,901 |
| Total noninterest income | $594,000 | 4,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $502,000 | 2,873 |
| Total noninterest expense | $2,194,000 | 5,578 |
| Salaries and employee benefits | $894,000 | 6,584 |
| Premises and equipment expense | $485,000 | 3,856 |
| Additional noninterest expense | $815,000 | 5,171 |
| Pre-tax net operating income | $-392,000 | 11,765 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-158,000 | 11,769 |
| Income before extraordinary items | $-234,000 | 11,702 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-234,000 | 11,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,632 |
| Cash dividends | $91,000 | 6,989 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 623 |
| Net operating income | $-234,000 | 11,688 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 7,897 |
| Total interest expense | $1,426,000 | 7,116 |
| Net interest income | $1,665,000 | 8,402 |
| Provision for loan and lease losses | $42,000 | 6,508 |
| Total noninterest income | $522,000 | 5,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 3,142 |
| Total noninterest expense | $1,602,000 | 7,292 |
| Salaries and employee benefits | $795,000 | 7,238 |
| Premises and equipment expense | $380,000 | 4,790 |
| Additional noninterest expense | $427,000 | 8,559 |
| Pre-tax net operating income | $543,000 | 8,366 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $227,000 | 6,901 |
| Income before extraordinary items | $316,000 | 8,974 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $316,000 | 8,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,043 |
| Cash dividends | $123,000 | 6,489 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 953 |
| Net operating income | $316,000 | 9,037 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,954,000 | 8,415 |
| Total interest expense | $1,396,000 | 7,560 |
| Net interest income | $1,558,000 | 8,920 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $431,000 | 6,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 3,909 |
| Total noninterest expense | $1,245,000 | 8,717 |
| Salaries and employee benefits | $682,000 | 8,117 |
| Premises and equipment expense | $233,000 | 7,032 |
| Additional noninterest expense | $330,000 | 10,071 |
| Pre-tax net operating income | $664,000 | 7,553 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $243,000 | 6,914 |
| Income before extraordinary items | $421,000 | 8,224 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $421,000 | 8,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $61,000 | 7,683 |
| Sale, conversion, retirement of capital stock, net | $2,766,000 | 295 |
| Net operating income | $421,000 | 7,951 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,960,000 | 9,065 |
| Total interest expense | $1,650,000 | 8,049 |
| Net interest income | $1,310,000 | 9,954 |
| Provision for loan and lease losses | $83,000 | 7,797 |
| Total noninterest income | $208,000 | 9,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 6,391 |
| Total noninterest expense | $850,000 | 10,753 |
| Salaries and employee benefits | $451,000 | 10,298 |
| Premises and equipment expense | $243,000 | 6,920 |
| Additional noninterest expense | $156,000 | 12,847 |
| Pre-tax net operating income | $585,000 | 7,823 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $144,000 | 8,775 |
| Income before extraordinary items | $441,000 | 7,819 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $441,000 | 7,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 7,980 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $441,000 | 7,473 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.