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Seaboard Savings Bank, FSB, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$5,796,0005,309
Total interest expense$3,464,0004,232
Net interest income$2,332,0006,512
Provision for loan and lease losses$215,0003,255
Total noninterest income$127,0009,407
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$127,0006,441
Total noninterest expense$1,941,0006,065
Salaries and employee benefits$744,0007,283
Premises and equipment expense$317,0005,368
Additional noninterest expense$880,0004,839
Pre-tax net operating income$303,0009,111
Securities gains (losses)$28,0001,737
Applicable income taxes$89,0008,953
Income before extraordinary items$242,0008,906
Extraordinary gains, net$053
Net income$242,0008,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$425,0001,610
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$221,5609,035
1995-12-31 (YTD Data)Rank
Total interest income$5,508,0005,583
Total interest expense$3,490,0004,171
Net interest income$2,018,0007,266
Provision for loan and lease losses$08,958
Total noninterest income$103,00010,194
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$103,0007,140
Total noninterest expense$1,465,0007,381
Salaries and employee benefits$673,0007,905
Premises and equipment expense$337,0005,179
Additional noninterest expense$455,0007,667
Pre-tax net operating income$656,0007,555
Securities gains (losses)$22,0001,840
Applicable income taxes$212,0007,226
Income before extraordinary items$466,0007,508
Extraordinary gains, net$065
Net income$466,0007,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,00011,404
Cash dividends$48,0007,835
Sale, conversion, retirement of capital stock, netNANA
Net operating income$450,8207,603
1994-12-31 (YTD Data)Rank
Total interest income$5,006,0005,666
Total interest expense$2,618,0004,459
Net interest income$2,388,0006,683
Provision for loan and lease losses$185,0003,163
Total noninterest income$55,00011,823
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$55,0009,362
Total noninterest expense$1,773,0006,763
Salaries and employee benefits$714,0007,770
Premises and equipment expense$328,0005,336
Additional noninterest expense$731,0006,119
Pre-tax net operating income$485,0008,762
Securities gains (losses)$21,0001,738
Applicable income taxes$226,0006,926
Income before extraordinary items$280,0009,373
Extraordinary gains, net$0249
Net income$280,0009,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,622
Cash dividends$60,0007,692
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$266,5609,583
1993-12-31 (YTD Data)Rank
Total interest income$5,002,0005,784
Total interest expense$2,509,0004,792
Net interest income$2,493,0006,562
Provision for loan and lease losses$590,0001,886
Total noninterest income$24,00013,016
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$24,00011,745
Total noninterest expense$1,663,0007,315
Salaries and employee benefits$667,0008,248
Premises and equipment expense$329,0005,469
Additional noninterest expense$667,0006,810
Pre-tax net operating income$264,00010,515
Securities gains (losses)$55,0003,253
Applicable income taxes$8,00011,870
Income before extraordinary items$311,0009,358
Extraordinary gains, net$03,149
Net income$311,0009,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0004,917
Cash dividends$60,0007,697
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$257,6509,700
1992-12-31 (YTD Data)Rank
Total interest income$5,264,0006,124
Total interest expense$2,919,0005,271
Net interest income$2,345,0006,903
Provision for loan and lease losses$955,0001,898
Total noninterest income$319,0007,474
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$319,0004,258
Total noninterest expense$1,695,0007,273
Salaries and employee benefits$689,0008,074
Premises and equipment expense$314,0005,782
Additional noninterest expense$692,0006,808
Pre-tax net operating income$14,00012,626
Securities gains (losses)$08,369
Applicable income taxes$012,680
Income before extraordinary items$14,00012,809
Extraordinary gains, net$01,422
Net income$14,00012,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$544,0002,329
Cash dividends$60,0007,413
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$14,00012,580

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.