Home > Seaboard Savings Bank, FSB > Assets and Liabilities
Seaboard Savings Bank, FSB, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 15 | 8,534 |
| Assets and Liabilities | ||
| Total Assets: | $79,451,000 | 5,362 |
| Cash and due from depository institutions | $4,160,000 | 8,534 |
| Interest-bearing balances | $3,393,000 | 1,126 |
| Securities | $18,498,000 | 5,592 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $55,082,000 | 4,685 |
| Loan loss allowance | $356,000 | 7,237 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $267,000 | 9,447 |
| Other real estate owned | $27,000 | 8,534 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,417,000 | 4,815 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,451,000 | 5,362 |
| Total liabilities | $74,146,000 | 5,179 |
| Total deposits | $67,240,000 | 5,360 |
| Interest-bearing deposits | $66,391,000 | 4,783 |
| Deposits held in domestic offices | $67,240,000 | 5,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $6,700,000 | 1,609 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $206,000 | 9,176 |
| Total equity capital | $5,305,000 | 6,985 |
| Total bank equity capital | $5,305,000 | 6,985 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $925,000 | 3,831 |
| Surplus | $3,781,000 | 3,594 |
| Undivided profits | $599,000 | 9,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,106,000 | 2,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $344,000 | 6,324 |
| Earning assets | $76,973,000 | 5,107 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $77,665,800 | 5,273 |
| Average Assets, quarterly | $77,844,500 | 5,389 |
| Volatile liabilities | $13,788,000 | 3,862 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $6,700,000 | 514 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,338,000 | 8,316 |
| Tier 1 (core) risk-based capital | $5,536,000 | 6,704 |
| Tier 2 risk-based capital | $355,000 | 6,579 |
| Total risk weighted assets | $47,072,000 | 5,315 |
| Total unused commitments | $1,338,000 | 8,325 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 16 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $78,735,000 | 5,425 |
| Cash and due from depository institutions | $3,282,000 | 8,670 |
| Interest-bearing balances | $2,116,000 | 1,737 |
| Securities | $14,183,000 | 6,927 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $59,826,000 | 4,286 |
| Loan loss allowance | $565,000 | 5,536 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $312,000 | 9,456 |
| Other real estate owned | $141,000 | 8,670 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $991,000 | 6,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,735,000 | 5,425 |
| Total liabilities | $73,665,000 | 5,238 |
| Total deposits | $73,455,000 | 5,061 |
| Interest-bearing deposits | $70,980,000 | 4,574 |
| Deposits held in domestic offices | $73,455,000 | 5,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $210,000 | 9,562 |
| Total equity capital | $5,070,000 | 7,313 |
| Total bank equity capital | $5,070,000 | 7,313 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $889,000 | 4,126 |
| Surplus | $3,623,000 | 3,711 |
| Undivided profits | $558,000 | 10,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,718,000 | 1,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $347,000 | 6,459 |
| Earning assets | $76,125,000 | 5,205 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $75,390,800 | 5,411 |
| Average Assets, quarterly | $78,109,000 | 5,405 |
| Volatile liabilities | $8,543,000 | 5,064 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $886,000 | 9,217 |
| Tier 1 (core) risk-based capital | $5,100,000 | 7,155 |
| Tier 2 risk-based capital | $535,000 | 5,005 |
| Total risk weighted assets | $42,824,000 | 5,665 |
| Total unused commitments | $886,000 | 9,227 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 17 | 8,823 |
| Assets and Liabilities | ||
| Total Assets: | $73,314,000 | 5,703 |
| Cash and due from depository institutions | $1,664,000 | 8,823 |
| Interest-bearing balances | $664,000 | 2,967 |
| Securities | $11,309,000 | 8,294 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $58,472,000 | 4,302 |
| Loan loss allowance | $522,000 | 6,004 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $268,000 | 10,106 |
| Other real estate owned | $221,000 | 8,823 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,380,000 | 5,274 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,314,000 | 5,703 |
| Total liabilities | $70,044,000 | 5,471 |
| Total deposits | $68,137,000 | 5,339 |
| Interest-bearing deposits | $66,826,000 | 4,768 |
| Deposits held in domestic offices | $68,137,000 | 5,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,500,000 | 2,783 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $407,000 | 6,014 |
| Total equity capital | $3,270,000 | 9,112 |
| Total bank equity capital | $3,270,000 | 9,112 |
| Perpetual preferred stock | $491,000 | 205 |
| Common stock | $370,000 | 6,841 |
| Surplus | $3,345,000 | 3,855 |
| Undivided profits | $-936,000 | 12,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,450,000 | 1,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $372,000 | 5,523 |
| Earning assets | $70,445,000 | 5,507 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $75,456,200 | 5,471 |
| Average Assets, quarterly | $74,052,000 | 5,645 |
| Volatile liabilities | $8,369,000 | 4,932 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $1,500,000 | 810 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,322,000 | 8,532 |
| Tier 1 (core) risk-based capital | $3,885,000 | 8,412 |
| Tier 2 risk-based capital | $1,013,000 | 2,879 |
| Total risk weighted assets | $42,469,000 | 5,646 |
| Total unused commitments | $1,322,000 | 8,544 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $75,739,000 | 5,680 |
| Cash and due from depository institutions | $2,315,000 | 9,167 |
| Interest-bearing balances | $1,031,000 | 3,353 |
| Securities | $14,659,000 | 7,522 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $55,376,000 | 4,396 |
| Loan loss allowance | $541,000 | 6,025 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $328,000 | 9,962 |
| Other real estate owned | $2,055,000 | 9,167 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,006,000 | 6,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,739,000 | 5,680 |
| Total liabilities | $71,585,000 | 5,485 |
| Total deposits | $71,395,000 | 5,310 |
| Interest-bearing deposits | $71,395,000 | 4,671 |
| Deposits held in domestic offices | $71,395,000 | 5,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $190,000 | 9,472 |
| Total equity capital | $4,154,000 | 8,199 |
| Total bank equity capital | $4,154,000 | 8,199 |
| Perpetual preferred stock | $491,000 | 222 |
| Common stock | $370,000 | 7,182 |
| Surplus | $3,345,000 | 3,821 |
| Undivided profits | $-52,000 | 12,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $389,000 | 5,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $326,000 | 5,634 |
| Earning assets | $71,066,000 | 5,581 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $74,576,400 | 5,622 |
| Average Assets, quarterly | $75,895,000 | 5,636 |
| Volatile liabilities | $8,103,000 | 4,776 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,496,000 | 8,278 |
| Tier 1 (core) risk-based capital | $3,663,000 | 8,748 |
| Tier 2 risk-based capital | $1,031,000 | 2,803 |
| Total risk weighted assets | $44,219,000 | 5,445 |
| Total unused commitments | $1,496,000 | 8,303 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $73,081,000 | 5,918 |
| Cash and due from depository institutions | $576,000 | 9,137 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $7,997,000 | 10,037 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $60,554,000 | 4,128 |
| Loan loss allowance | $869,000 | 4,199 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $220,000 | 11,359 |
| Other real estate owned | $2,706,000 | 9,137 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,028,000 | 6,219 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,081,000 | 5,918 |
| Total liabilities | $69,176,000 | 5,722 |
| Total deposits | $65,608,000 | 5,817 |
| Interest-bearing deposits | $64,347,000 | 5,256 |
| Deposits held in domestic offices | $65,608,000 | 5,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,174,000 | 1,610 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $394,000 | 6,883 |
| Total equity capital | $3,905,000 | 8,386 |
| Total bank equity capital | $3,905,000 | 8,386 |
| Perpetual preferred stock | $491,000 | 223 |
| Common stock | $370,000 | 7,560 |
| Surplus | $3,345,000 | 3,703 |
| Undivided profits | $-301,000 | 12,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $914,000 | 3,919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $435,000 | 4,685 |
| Earning assets | $68,551,000 | 5,782 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $70,078,200 | 5,993 |
| Average Assets, quarterly | $73,113,500 | 5,866 |
| Volatile liabilities | $12,718,000 | 3,420 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $2,950,000 | 597 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,431,000 | 8,260 |
| Tier 1 (core) risk-based capital | $3,414,000 | 8,999 |
| Tier 2 risk-based capital | $897,000 | 3,209 |
| Total risk weighted assets | $48,137,000 | 5,086 |
| Total unused commitments | $1,431,000 | 8,288 |
| Derivatives | $0 | 651 |