Home > Sea Island Bank > Assets and Liabilities
Sea Island Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 118 | 1,309 |
| Assets and Liabilities | ||
| Total Assets: | $771,616,000 | 898 |
| Cash and due from depository institutions | $7,458,000 | 1,309 |
| Interest-bearing balances | $39,000 | 6,901 |
| Securities | $34,674,000 | 3,181 |
| Federal funds sold & reverse repurchase agreements | $100,409,000 | 74 |
| Net loans & leases | $596,076,000 | 754 |
| Loan loss allowance | $11,551,000 | 760 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $13,423,000 | 910 |
| Other real estate owned | $5,154,000 | 1,309 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $14,422,000 | 1,536 |
| Life insurance assets | $947,000 | 2,973 |
| Total liabilities and capital | $771,616,000 | 898 |
| Total liabilities | $708,580,000 | 879 |
| Total deposits | $638,212,000 | 857 |
| Interest-bearing deposits | $561,732,000 | 851 |
| Deposits held in domestic offices | $638,212,000 | 854 |
| % insured | 87.23% | 4,593 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $67,023,000 | 643 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,345,000 | 1,425 |
| Total equity capital | $63,036,000 | 1,075 |
| Total bank equity capital | $63,036,000 | 1,074 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,900,000 | 1,958 |
| Surplus | $60,000,000 | 604 |
| Undivided profits | $1,136,000 | 5,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $23,677,000 | 782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $3,557,000 | 841 |
| Earning assets | $731,198,000 | 857 |
| Long-term assets (5+ years) | $125,134,000 | 1,106 |
| Average Assets, year-to-date | $774,612,500 | 896 |
| Average Assets, quarterly | $774,612,500 | 896 |
| Volatile liabilities | $205,299,000 | 716 |
| Insider loans | $25,258,000 | 210 |
| FHLB advances | $60,000,000 | 650 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $77,114,000 | 926 |
| Tier 1 (core) risk-based capital | $62,060,000 | 1,013 |
| Tier 2 risk-based capital | $7,765,000 | 764 |
| Total risk weighted assets | $617,468,000 | 772 |
| Total unused commitments | $77,114,000 | 929 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 118 | 1,323 |
| Assets and Liabilities | ||
| Total Assets: | $777,609,000 | 904 |
| Cash and due from depository institutions | $6,694,000 | 1,323 |
| Interest-bearing balances | $15,000 | 7,062 |
| Securities | $40,168,000 | 2,852 |
| Federal funds sold & reverse repurchase agreements | $55,588,000 | 136 |
| Net loans & leases | $629,684,000 | 725 |
| Loan loss allowance | $12,021,000 | 733 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $13,645,000 | 903 |
| Other real estate owned | $9,703,000 | 1,323 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $22,127,000 | 1,098 |
| Life insurance assets | $838,000 | 3,034 |
| Total liabilities and capital | $777,609,000 | 904 |
| Total liabilities | $712,373,000 | 890 |
| Total deposits | $648,012,000 | 848 |
| Interest-bearing deposits | $576,972,000 | 824 |
| Deposits held in domestic offices | $648,012,000 | 846 |
| % insured | 87.82% | 4,448 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $60,000,000 | 773 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,361,000 | 1,149 |
| Total equity capital | $65,236,000 | 1,013 |
| Total bank equity capital | $65,236,000 | 1,012 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,900,000 | 1,992 |
| Surplus | $57,483,000 | 614 |
| Undivided profits | $5,853,000 | 3,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $27,064,000 | 689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $4,181,000 | 739 |
| Earning assets | $725,455,000 | 879 |
| Long-term assets (5+ years) | $128,614,000 | 1,083 |
| Average Assets, year-to-date | $774,108,800 | 881 |
| Average Assets, quarterly | $784,595,000 | 886 |
| Volatile liabilities | $218,086,000 | 667 |
| Insider loans | $28,394,000 | 180 |
| FHLB advances | $60,000,000 | 704 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $77,389,000 | 944 |
| Tier 1 (core) risk-based capital | $64,442,000 | 956 |
| Tier 2 risk-based capital | $8,235,000 | 741 |
| Total risk weighted assets | $655,002,000 | 739 |
| Total unused commitments | $77,389,000 | 945 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 119 | 1,344 |
| Assets and Liabilities | ||
| Total Assets: | $791,581,000 | 890 |
| Cash and due from depository institutions | $13,696,000 | 1,344 |
| Interest-bearing balances | $7,134,000 | 2,534 |
| Securities | $40,824,000 | 2,814 |
| Federal funds sold & reverse repurchase agreements | $44,908,000 | 189 |
| Net loans & leases | $656,659,000 | 710 |
| Loan loss allowance | $15,549,000 | 573 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $13,842,000 | 902 |
| Other real estate owned | $1,683,000 | 1,344 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $19,969,000 | 1,064 |
| Life insurance assets | $808,000 | 3,051 |
| Total liabilities and capital | $791,581,000 | 890 |
| Total liabilities | $727,759,000 | 870 |
| Total deposits | $662,569,000 | 827 |
| Interest-bearing deposits | $591,252,000 | 803 |
| Deposits held in domestic offices | $662,569,000 | 824 |
| % insured | 88.51% | 4,446 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $60,000,000 | 815 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,190,000 | 1,080 |
| Total equity capital | $63,822,000 | 1,068 |
| Total bank equity capital | $63,822,000 | 1,067 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,900,000 | 2,018 |
| Surplus | $43,765,000 | 786 |
| Undivided profits | $18,157,000 | 1,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $20,689,000 | 847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $4,541,000 | 705 |
| Earning assets | $749,525,000 | 856 |
| Long-term assets (5+ years) | $127,969,000 | 1,091 |
| Average Assets, year-to-date | $773,233,750 | 897 |
| Average Assets, quarterly | $779,252,000 | 903 |
| Volatile liabilities | $194,641,000 | 770 |
| Insider loans | $28,661,000 | 178 |
| FHLB advances | $60,000,000 | 741 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $78,370,000 | 990 |
| Tier 1 (core) risk-based capital | $62,788,000 | 987 |
| Tier 2 risk-based capital | $8,547,000 | 725 |
| Total risk weighted assets | $676,746,000 | 732 |
| Total unused commitments | $78,370,000 | 993 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 121 | 1,356 |
| Assets and Liabilities | ||
| Total Assets: | $766,923,000 | 928 |
| Cash and due from depository institutions | $11,361,000 | 1,356 |
| Interest-bearing balances | $3,306,000 | 3,365 |
| Securities | $50,163,000 | 2,323 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $669,637,000 | 724 |
| Loan loss allowance | $14,088,000 | 594 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $14,069,000 | 902 |
| Other real estate owned | $3,253,000 | 1,356 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $18,440,000 | 1,167 |
| Life insurance assets | $789,000 | 3,088 |
| Total liabilities and capital | $766,923,000 | 928 |
| Total liabilities | $704,500,000 | 913 |
| Total deposits | $626,159,000 | 883 |
| Interest-bearing deposits | $552,908,000 | 875 |
| Deposits held in domestic offices | $626,159,000 | 882 |
| % insured | 75.57% | 4,902 |
| Federal funds purchased & repurchase agreements | $12,076,000 | 982 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $60,000,000 | 864 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,265,000 | 972 |
| Total equity capital | $62,423,000 | 1,095 |
| Total bank equity capital | $62,423,000 | 1,094 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,900,000 | 2,047 |
| Surplus | $38,693,000 | 888 |
| Undivided profits | $21,830,000 | 1,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $18,208,000 | 883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $4,467,000 | 703 |
| Earning assets | $723,106,000 | 899 |
| Long-term assets (5+ years) | $130,648,000 | 1,047 |
| Average Assets, year-to-date | $767,118,000 | 920 |
| Average Assets, quarterly | $759,865,000 | 933 |
| Volatile liabilities | $181,636,000 | 846 |
| Insider loans | $28,938,000 | 184 |
| FHLB advances | $60,000,000 | 781 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $88,068,000 | 928 |
| Tier 1 (core) risk-based capital | $61,386,000 | 1,029 |
| Tier 2 risk-based capital | $8,649,000 | 733 |
| Total risk weighted assets | $686,480,000 | 755 |
| Total unused commitments | $88,068,000 | 928 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 125 | 1,323 |
| Assets and Liabilities | ||
| Total Assets: | $752,807,000 | 942 |
| Cash and due from depository institutions | $12,760,000 | 1,323 |
| Interest-bearing balances | $76,000 | 6,270 |
| Securities | $51,476,000 | 2,269 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $654,688,000 | 748 |
| Loan loss allowance | $9,022,000 | 842 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $14,306,000 | 885 |
| Other real estate owned | $4,168,000 | 1,323 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $15,409,000 | 1,347 |
| Life insurance assets | $783,000 | 3,111 |
| Total liabilities and capital | $752,807,000 | 942 |
| Total liabilities | $687,400,000 | 932 |
| Total deposits | $623,307,000 | 878 |
| Interest-bearing deposits | $547,003,000 | 880 |
| Deposits held in domestic offices | $623,307,000 | 876 |
| % insured | 73.03% | 5,555 |
| Federal funds purchased & repurchase agreements | $25,980,000 | 650 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $30,000,000 | 1,536 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $8,113,000 | 785 |
| Total equity capital | $65,407,000 | 1,045 |
| Total bank equity capital | $65,407,000 | 1,042 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,900,000 | 2,060 |
| Surplus | $37,199,000 | 907 |
| Undivided profits | $26,308,000 | 1,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $15,514,000 | 906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $4,321,000 | 738 |
| Earning assets | $706,240,000 | 913 |
| Long-term assets (5+ years) | $131,084,000 | 1,025 |
| Average Assets, year-to-date | $767,215,500 | 912 |
| Average Assets, quarterly | $767,215,500 | 912 |
| Volatile liabilities | $202,395,000 | 771 |
| Insider loans | $29,322,000 | 190 |
| FHLB advances | $30,000,000 | 1,441 |
| Loans and leases held for sale | $3,944,000 | 534 |
| Unused loan commitments | $98,346,000 | 894 |
| Tier 1 (core) risk-based capital | $64,153,000 | 991 |
| Tier 2 risk-based capital | $8,764,000 | 723 |
| Total risk weighted assets | $699,321,000 | 749 |
| Total unused commitments | $98,346,000 | 895 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 130 | 1,275 |
| Assets and Liabilities | ||
| Total Assets: | $781,624,000 | 898 |
| Cash and due from depository institutions | $10,535,000 | 1,275 |
| Interest-bearing balances | $78,000 | 5,907 |
| Securities | $54,053,000 | 2,168 |
| Federal funds sold & reverse repurchase agreements | $25,868,000 | 342 |
| Net loans & leases | $658,300,000 | 745 |
| Loan loss allowance | $10,419,000 | 711 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $14,477,000 | 875 |
| Other real estate owned | $2,786,000 | 1,275 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $15,605,000 | 1,329 |
| Life insurance assets | $774,000 | 3,136 |
| Total liabilities and capital | $781,624,000 | 898 |
| Total liabilities | $714,339,000 | 884 |
| Total deposits | $649,739,000 | 807 |
| Interest-bearing deposits | $583,686,000 | 784 |
| Deposits held in domestic offices | $649,739,000 | 803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $57,000,000 | 1,039 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $7,600,000 | 834 |
| Total equity capital | $67,285,000 | 982 |
| Total bank equity capital | $67,285,000 | 982 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,900,000 | 2,067 |
| Surplus | $37,172,000 | 878 |
| Undivided profits | $28,213,000 | 1,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,915,000 | 693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $5,001,000 | 669 |
| Earning assets | $738,299,000 | 859 |
| Long-term assets (5+ years) | $134,624,000 | 992 |
| Average Assets, year-to-date | $741,902,600 | 903 |
| Average Assets, quarterly | $775,078,500 | 892 |
| Volatile liabilities | $208,766,000 | 745 |
| Insider loans | $26,080,000 | 228 |
| FHLB advances | $57,000,000 | 946 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $110,000,000 | 837 |
| Tier 1 (core) risk-based capital | $65,886,000 | 947 |
| Tier 2 risk-based capital | $8,923,000 | 695 |
| Total risk weighted assets | $712,064,000 | 730 |
| Total unused commitments | $110,000,000 | 838 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 130 | 1,289 |
| Assets and Liabilities | ||
| Total Assets: | $768,533,000 | 899 |
| Cash and due from depository institutions | $11,629,000 | 1,289 |
| Interest-bearing balances | $107,000 | 4,987 |
| Securities | $56,436,000 | 2,040 |
| Federal funds sold & reverse repurchase agreements | $195,000 | 5,482 |
| Net loans & leases | $669,023,000 | 731 |
| Loan loss allowance | $11,642,000 | 585 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $14,596,000 | 865 |
| Other real estate owned | $227,000 | 1,289 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $16,427,000 | 1,250 |
| Life insurance assets | $762,000 | 3,158 |
| Total liabilities and capital | $768,533,000 | 899 |
| Total liabilities | $703,523,000 | 879 |
| Total deposits | $635,273,000 | 817 |
| Interest-bearing deposits | $615,475,000 | 728 |
| Deposits held in domestic offices | $635,273,000 | 813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,248,000 | 1,900 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $57,000,000 | 1,064 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,002,000 | 858 |
| Total equity capital | $65,010,000 | 1,039 |
| Total bank equity capital | $65,010,000 | 1,039 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,900,000 | 2,081 |
| Surplus | $34,197,000 | 944 |
| Undivided profits | $28,913,000 | 1,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,349,000 | 1,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $5,232,000 | 664 |
| Earning assets | $725,761,000 | 853 |
| Long-term assets (5+ years) | $127,388,000 | 1,034 |
| Average Assets, year-to-date | $731,972,250 | 917 |
| Average Assets, quarterly | $757,114,000 | 901 |
| Volatile liabilities | $192,066,000 | 786 |
| Insider loans | $27,259,000 | 215 |
| FHLB advances | $57,000,000 | 988 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $112,531,000 | 873 |
| Tier 1 (core) risk-based capital | $64,631,000 | 979 |
| Tier 2 risk-based capital | $9,019,000 | 662 |
| Total risk weighted assets | $718,512,000 | 723 |
| Total unused commitments | $112,531,000 | 873 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 132 | 1,289 |
| Assets and Liabilities | ||
| Total Assets: | $745,695,000 | 916 |
| Cash and due from depository institutions | $13,282,000 | 1,289 |
| Interest-bearing balances | $78,000 | 5,331 |
| Securities | $57,051,000 | 2,066 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $643,981,000 | 753 |
| Loan loss allowance | $12,384,000 | 525 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $14,458,000 | 867 |
| Other real estate owned | $575,000 | 1,289 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $16,348,000 | 1,221 |
| Life insurance assets | $734,000 | 3,203 |
| Total liabilities and capital | $745,695,000 | 916 |
| Total liabilities | $683,753,000 | 899 |
| Total deposits | $552,262,000 | 934 |
| Interest-bearing deposits | $532,484,000 | 838 |
| Deposits held in domestic offices | $552,262,000 | 932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $68,031,000 | 408 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $57,000,000 | 1,039 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $6,460,000 | 919 |
| Total equity capital | $61,942,000 | 1,095 |
| Total bank equity capital | $61,942,000 | 1,095 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,900,000 | 2,095 |
| Surplus | $32,444,000 | 984 |
| Undivided profits | $27,598,000 | 1,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,968,000 | 2,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $5,129,000 | 664 |
| Earning assets | $701,110,000 | 886 |
| Long-term assets (5+ years) | $116,876,000 | 1,111 |
| Average Assets, year-to-date | $719,785,330 | 935 |
| Average Assets, quarterly | $730,342,500 | 929 |
| Volatile liabilities | $224,159,000 | 692 |
| Insider loans | $23,416,000 | 264 |
| FHLB advances | $57,000,000 | 968 |
| Loans and leases held for sale | $417,000 | 1,214 |
| Unused loan commitments | $121,344,000 | 856 |
| Tier 1 (core) risk-based capital | $61,579,000 | 1,023 |
| Tier 2 risk-based capital | $8,801,000 | 661 |
| Total risk weighted assets | $700,116,000 | 737 |
| Total unused commitments | $121,344,000 | 856 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 128 | 1,327 |
| Assets and Liabilities | ||
| Total Assets: | $714,990,000 | 952 |
| Cash and due from depository institutions | $13,673,000 | 1,327 |
| Interest-bearing balances | $46,000 | 5,691 |
| Securities | $53,182,000 | 2,187 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $619,603,000 | 771 |
| Loan loss allowance | $7,666,000 | 765 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $14,521,000 | 851 |
| Other real estate owned | $126,000 | 1,327 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $13,885,000 | 1,357 |
| Life insurance assets | $713,000 | 3,234 |
| Total liabilities and capital | $714,990,000 | 952 |
| Total liabilities | $652,403,000 | 935 |
| Total deposits | $541,494,000 | 944 |
| Interest-bearing deposits | $520,202,000 | 862 |
| Deposits held in domestic offices | $541,494,000 | 941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,474,000 | 508 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $57,000,000 | 977 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,435,000 | 973 |
| Total equity capital | $62,587,000 | 1,111 |
| Total bank equity capital | $62,587,000 | 1,111 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,900,000 | 2,092 |
| Surplus | $30,066,000 | 1,053 |
| Undivided profits | $30,621,000 | 1,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,581,000 | 2,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $5,617,000 | 628 |
| Earning assets | $672,831,000 | 929 |
| Long-term assets (5+ years) | $101,793,000 | 1,201 |
| Average Assets, year-to-date | $706,830,500 | 952 |
| Average Assets, quarterly | $706,830,500 | 952 |
| Volatile liabilities | $196,623,000 | 751 |
| Insider loans | $21,191,000 | 287 |
| FHLB advances | $57,000,000 | 906 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $117,882,000 | 883 |
| Tier 1 (core) risk-based capital | $61,494,000 | 1,023 |
| Tier 2 risk-based capital | $7,666,000 | 734 |
| Total risk weighted assets | $675,945,000 | 756 |
| Total unused commitments | $117,882,000 | 883 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 128 | 1,334 |
| Assets and Liabilities | ||
| Total Assets: | $698,671,000 | 974 |
| Cash and due from depository institutions | $18,013,000 | 1,334 |
| Interest-bearing balances | $64,000 | 5,228 |
| Securities | $45,347,000 | 2,496 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $605,109,000 | 787 |
| Loan loss allowance | $7,843,000 | 731 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $14,693,000 | 842 |
| Other real estate owned | $235,000 | 1,334 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $15,274,000 | 1,247 |
| Life insurance assets | $685,000 | 3,251 |
| Total liabilities and capital | $698,671,000 | 974 |
| Total liabilities | $639,270,000 | 951 |
| Total deposits | $562,368,000 | 921 |
| Interest-bearing deposits | $542,287,000 | 824 |
| Deposits held in domestic offices | $562,368,000 | 919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,476,000 | 1,221 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $57,000,000 | 909 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $8,426,000 | 789 |
| Total equity capital | $59,401,000 | 1,165 |
| Total bank equity capital | $59,401,000 | 1,165 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,900,000 | 2,087 |
| Surplus | $30,026,000 | 1,031 |
| Undivided profits | $27,475,000 | 1,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $775,000 | 3,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $6,001,000 | 643 |
| Earning assets | $650,520,000 | 946 |
| Long-term assets (5+ years) | $90,680,000 | 1,254 |
| Average Assets, year-to-date | $633,076,600 | 1,019 |
| Average Assets, quarterly | $677,780,000 | 984 |
| Volatile liabilities | $134,295,000 | 1,087 |
| Insider loans | $21,098,000 | 279 |
| FHLB advances | $57,000,000 | 843 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $131,796,000 | 818 |
| Tier 1 (core) risk-based capital | $59,004,000 | 1,065 |
| Tier 2 risk-based capital | $7,843,000 | 720 |
| Total risk weighted assets | $658,982,000 | 767 |
| Total unused commitments | $131,796,000 | 818 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 128 | 1,336 |
| Assets and Liabilities | ||
| Total Assets: | $656,889,000 | 1,005 |
| Cash and due from depository institutions | $10,924,000 | 1,336 |
| Interest-bearing balances | $26,000 | 5,759 |
| Securities | $45,130,000 | 2,516 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $573,483,000 | 810 |
| Loan loss allowance | $7,479,000 | 727 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $14,918,000 | 802 |
| Other real estate owned | $0 | 1,336 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $12,434,000 | 1,475 |
| Life insurance assets | $673,000 | 3,228 |
| Total liabilities and capital | $656,889,000 | 1,005 |
| Total liabilities | $599,914,000 | 988 |
| Total deposits | $506,658,000 | 1,003 |
| Interest-bearing deposits | $487,430,000 | 906 |
| Deposits held in domestic offices | $506,658,000 | 1,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $81,824,000 | 346 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,000,000 | 4,035 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $8,432,000 | 772 |
| Total equity capital | $56,975,000 | 1,196 |
| Total bank equity capital | $56,975,000 | 1,196 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,900,000 | 2,068 |
| Surplus | $29,638,000 | 1,025 |
| Undivided profits | $25,437,000 | 1,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 6,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $6,225,000 | 649 |
| Earning assets | $618,639,000 | 979 |
| Long-term assets (5+ years) | $79,675,000 | 1,368 |
| Average Assets, year-to-date | $616,678,000 | 1,045 |
| Average Assets, quarterly | $640,999,000 | 1,013 |
| Volatile liabilities | $207,814,000 | 713 |
| Insider loans | $21,082,000 | 282 |
| FHLB advances | $3,000,000 | 3,850 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $144,453,000 | 777 |
| Tier 1 (core) risk-based capital | $56,816,000 | 1,109 |
| Tier 2 risk-based capital | $7,479,000 | 734 |
| Total risk weighted assets | $628,311,000 | 785 |
| Total unused commitments | $144,453,000 | 777 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 131 | 1,329 |
| Assets and Liabilities | ||
| Total Assets: | $625,109,000 | 1,063 |
| Cash and due from depository institutions | $10,137,000 | 1,329 |
| Interest-bearing balances | $24,000 | 5,879 |
| Securities | $41,175,000 | 2,706 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $547,492,000 | 849 |
| Loan loss allowance | $7,340,000 | 727 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $15,031,000 | 779 |
| Other real estate owned | $0 | 1,329 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $11,274,000 | 1,590 |
| Life insurance assets | $658,000 | 3,247 |
| Total liabilities and capital | $625,109,000 | 1,063 |
| Total liabilities | $571,394,000 | 1,042 |
| Total deposits | $524,999,000 | 979 |
| Interest-bearing deposits | $484,269,000 | 924 |
| Deposits held in domestic offices | $524,999,000 | 977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,442,000 | 580 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,000,000 | 3,962 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,953,000 | 809 |
| Total equity capital | $53,715,000 | 1,260 |
| Total bank equity capital | $53,715,000 | 1,260 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,900,000 | 2,061 |
| Surplus | $28,847,000 | 1,059 |
| Undivided profits | $22,968,000 | 1,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 6,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $5,345,000 | 732 |
| Earning assets | $588,691,000 | 1,031 |
| Long-term assets (5+ years) | $63,359,000 | 1,596 |
| Average Assets, year-to-date | $603,274,330 | 1,092 |
| Average Assets, quarterly | $612,777,500 | 1,077 |
| Volatile liabilities | $163,019,000 | 894 |
| Insider loans | $24,054,000 | 238 |
| FHLB advances | $3,000,000 | 3,791 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $146,025,000 | 783 |
| Tier 1 (core) risk-based capital | $54,022,000 | 1,177 |
| Tier 2 risk-based capital | $7,340,000 | 756 |
| Total risk weighted assets | $602,722,000 | 827 |
| Total unused commitments | $146,025,000 | 783 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 126 | 1,371 |
| Assets and Liabilities | ||
| Total Assets: | $600,446,000 | 1,108 |
| Cash and due from depository institutions | $13,441,000 | 1,371 |
| Interest-bearing balances | $85,000 | 5,022 |
| Securities | $38,921,000 | 2,848 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $522,844,000 | 869 |
| Loan loss allowance | $7,336,000 | 707 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $14,804,000 | 775 |
| Other real estate owned | $0 | 1,371 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $10,436,000 | 1,659 |
| Life insurance assets | $646,000 | 3,259 |
| Total liabilities and capital | $600,446,000 | 1,108 |
| Total liabilities | $548,481,000 | 1,084 |
| Total deposits | $528,701,000 | 967 |
| Interest-bearing deposits | $486,230,000 | 914 |
| Deposits held in domestic offices | $528,701,000 | 964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,196,000 | 1,128 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $3,000,000 | 3,890 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $6,584,000 | 924 |
| Total equity capital | $51,965,000 | 1,305 |
| Total bank equity capital | $51,965,000 | 1,305 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,900,000 | 2,048 |
| Surplus | $27,773,000 | 1,073 |
| Undivided profits | $22,292,000 | 1,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $281,000 | 4,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $5,327,000 | 708 |
| Earning assets | $561,850,000 | 1,081 |
| Long-term assets (5+ years) | $49,353,000 | 1,877 |
| Average Assets, year-to-date | $592,357,000 | 1,102 |
| Average Assets, quarterly | $592,357,000 | 1,102 |
| Volatile liabilities | $141,121,000 | 976 |
| Insider loans | $24,860,000 | 225 |
| FHLB advances | $3,000,000 | 3,728 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $102,968,000 | 1,022 |
| Tier 1 (core) risk-based capital | $51,983,000 | 1,204 |
| Tier 2 risk-based capital | $7,033,000 | 774 |
| Total risk weighted assets | $563,129,000 | 856 |
| Total unused commitments | $102,968,000 | 1,022 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 119 | 1,452 |
| Assets and Liabilities | ||
| Total Assets: | $584,268,000 | 1,113 |
| Cash and due from depository institutions | $13,901,000 | 1,452 |
| Interest-bearing balances | $102,000 | 4,705 |
| Securities | $32,773,000 | 3,251 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $513,014,000 | 871 |
| Loan loss allowance | $7,059,000 | 726 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $13,624,000 | 820 |
| Other real estate owned | $0 | 1,452 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $10,956,000 | 1,599 |
| Life insurance assets | $634,000 | 3,252 |
| Total liabilities and capital | $584,268,000 | 1,113 |
| Total liabilities | $534,296,000 | 1,095 |
| Total deposits | $496,571,000 | 1,012 |
| Interest-bearing deposits | $454,185,000 | 952 |
| Deposits held in domestic offices | $496,571,000 | 1,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,394,000 | 684 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 4,043 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $7,331,000 | 855 |
| Total equity capital | $49,972,000 | 1,323 |
| Total bank equity capital | $49,972,000 | 1,323 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,900,000 | 2,038 |
| Surplus | $27,679,000 | 1,049 |
| Undivided profits | $20,393,000 | 1,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $5,464,000 | 698 |
| Earning assets | $545,889,000 | 1,098 |
| Long-term assets (5+ years) | $32,070,000 | 2,548 |
| Average Assets, year-to-date | $528,976,200 | 1,180 |
| Average Assets, quarterly | $574,035,500 | 1,124 |
| Volatile liabilities | $158,458,000 | 991 |
| Insider loans | $25,135,000 | 225 |
| FHLB advances | $3,000,000 | 3,891 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $104,922,000 | 983 |
| Tier 1 (core) risk-based capital | $50,085,000 | 1,222 |
| Tier 2 risk-based capital | $6,959,000 | 769 |
| Total risk weighted assets | $556,610,000 | 849 |
| Total unused commitments | $104,922,000 | 983 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 108 | 1,612 |
| Assets and Liabilities | ||
| Total Assets: | $563,803,000 | 1,153 |
| Cash and due from depository institutions | $10,888,000 | 1,612 |
| Interest-bearing balances | $109,000 | 4,609 |
| Securities | $33,744,000 | 3,234 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $495,833,000 | 892 |
| Loan loss allowance | $7,146,000 | 727 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,573,000 | 985 |
| Other real estate owned | $1,035,000 | 1,612 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $10,730,000 | 1,631 |
| Life insurance assets | $615,000 | 3,247 |
| Total liabilities and capital | $563,803,000 | 1,153 |
| Total liabilities | $515,945,000 | 1,133 |
| Total deposits | $489,736,000 | 1,022 |
| Interest-bearing deposits | $449,558,000 | 950 |
| Deposits held in domestic offices | $489,736,000 | 1,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,034,000 | 1,138 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,000,000 | 2,803 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,175,000 | 941 |
| Total equity capital | $47,858,000 | 1,362 |
| Total bank equity capital | $47,858,000 | 1,362 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,900,000 | 2,041 |
| Surplus | $27,630,000 | 1,048 |
| Undivided profits | $18,328,000 | 1,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $520,000 | 3,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $5,104,000 | 753 |
| Earning assets | $529,686,000 | 1,124 |
| Long-term assets (5+ years) | $25,204,000 | 2,934 |
| Average Assets, year-to-date | $515,153,250 | 1,225 |
| Average Assets, quarterly | $546,486,500 | 1,185 |
| Volatile liabilities | $170,102,000 | 943 |
| Insider loans | $19,355,000 | 308 |
| FHLB advances | $9,000,000 | 2,669 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $111,963,000 | 950 |
| Tier 1 (core) risk-based capital | $47,999,000 | 1,282 |
| Tier 2 risk-based capital | $6,678,000 | 790 |
| Total risk weighted assets | $533,808,000 | 872 |
| Total unused commitments | $111,963,000 | 951 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 107 | 1,638 |
| Assets and Liabilities | ||
| Total Assets: | $529,170,000 | 1,218 |
| Cash and due from depository institutions | $13,576,000 | 1,638 |
| Interest-bearing balances | $133,000 | 4,471 |
| Securities | $33,028,000 | 3,272 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $462,041,000 | 952 |
| Loan loss allowance | $6,618,000 | 772 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,558,000 | 1,089 |
| Other real estate owned | $0 | 1,638 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $9,967,000 | 1,722 |
| Life insurance assets | $611,000 | 3,215 |
| Total liabilities and capital | $529,170,000 | 1,218 |
| Total liabilities | $483,915,000 | 1,198 |
| Total deposits | $441,865,000 | 1,126 |
| Interest-bearing deposits | $397,869,000 | 1,070 |
| Deposits held in domestic offices | $441,865,000 | 1,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,966,000 | 684 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $9,000,000 | 2,831 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,084,000 | 1,028 |
| Total equity capital | $45,255,000 | 1,388 |
| Total bank equity capital | $45,255,000 | 1,388 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,900,000 | 2,034 |
| Surplus | $26,935,000 | 1,051 |
| Undivided profits | $16,420,000 | 1,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,485,000 | 1,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $4,337,000 | 794 |
| Earning assets | $495,202,000 | 1,192 |
| Long-term assets (5+ years) | $22,653,000 | 3,098 |
| Average Assets, year-to-date | $498,936,670 | 1,267 |
| Average Assets, quarterly | $513,596,500 | 1,244 |
| Volatile liabilities | $161,461,000 | 966 |
| Insider loans | $20,818,000 | 263 |
| FHLB advances | $9,000,000 | 2,693 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $113,163,000 | 951 |
| Tier 1 (core) risk-based capital | $45,655,000 | 1,316 |
| Tier 2 risk-based capital | $6,262,000 | 825 |
| Total risk weighted assets | $500,623,000 | 918 |
| Total unused commitments | $113,163,000 | 951 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 98 | 1,769 |
| Assets and Liabilities | ||
| Total Assets: | $498,023,000 | 1,278 |
| Cash and due from depository institutions | $9,121,000 | 1,769 |
| Interest-bearing balances | $114,000 | 4,722 |
| Securities | $31,675,000 | 3,418 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $438,722,000 | 965 |
| Loan loss allowance | $6,267,000 | 799 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,198,000 | 1,226 |
| Other real estate owned | $40,000 | 1,769 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $9,267,000 | 1,784 |
| Life insurance assets | $1,249,000 | 2,608 |
| Total liabilities and capital | $498,023,000 | 1,278 |
| Total liabilities | $456,113,000 | 1,248 |
| Total deposits | $401,009,000 | 1,227 |
| Interest-bearing deposits | $358,949,000 | 1,165 |
| Deposits held in domestic offices | $401,009,000 | 1,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,695,000 | 832 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $34,000,000 | 1,202 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,409,000 | 1,426 |
| Total equity capital | $41,910,000 | 1,474 |
| Total bank equity capital | $41,910,000 | 1,474 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,900,000 | 2,025 |
| Surplus | $25,556,000 | 1,065 |
| Undivided profits | $14,454,000 | 2,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 5,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $206,000 | 559 |
| Income earned, not collected on loans | $3,706,000 | 874 |
| Earning assets | $470,511,000 | 1,233 |
| Long-term assets (5+ years) | $20,376,000 | 3,277 |
| Average Assets, year-to-date | $483,820,000 | 1,301 |
| Average Assets, quarterly | $483,820,000 | 1,301 |
| Volatile liabilities | $161,000,000 | 923 |
| Insider loans | $20,792,000 | 261 |
| FHLB advances | $34,000,000 | 1,127 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $111,972,000 | 941 |
| Tier 1 (core) risk-based capital | $42,223,000 | 1,399 |
| Tier 2 risk-based capital | $5,930,000 | 857 |
| Total risk weighted assets | $474,061,000 | 939 |
| Total unused commitments | $111,972,000 | 941 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 91 | 1,898 |
| Assets and Liabilities | ||
| Total Assets: | $469,617,000 | 1,339 |
| Cash and due from depository institutions | $10,597,000 | 1,898 |
| Interest-bearing balances | $611,000 | 3,120 |
| Securities | $29,915,000 | 3,571 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $412,422,000 | 1,002 |
| Loan loss allowance | $5,734,000 | 859 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,533,000 | 1,311 |
| Other real estate owned | $40,000 | 1,898 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,110,000 | 1,998 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $469,617,000 | 1,339 |
| Total liabilities | $429,965,000 | 1,313 |
| Total deposits | $368,915,000 | 1,340 |
| Interest-bearing deposits | $310,381,000 | 1,353 |
| Deposits held in domestic offices | $368,915,000 | 1,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,139,000 | 701 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $34,000,000 | 1,236 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,911,000 | 1,580 |
| Total equity capital | $39,652,000 | 1,547 |
| Total bank equity capital | $39,652,000 | 1,547 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,900,000 | 2,015 |
| Surplus | $24,608,000 | 1,076 |
| Undivided profits | $13,144,000 | 2,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 5,149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $223,000 | 522 |
| Income earned, not collected on loans | $3,561,000 | 921 |
| Earning assets | $442,948,000 | 1,286 |
| Long-term assets (5+ years) | $16,540,000 | 3,642 |
| Average Assets, year-to-date | $416,793,200 | 1,445 |
| Average Assets, quarterly | $456,939,500 | 1,362 |
| Volatile liabilities | $139,394,000 | 1,032 |
| Insider loans | $23,143,000 | 218 |
| FHLB advances | $34,000,000 | 1,142 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $115,054,000 | 906 |
| Tier 1 (core) risk-based capital | $39,848,000 | 1,456 |
| Tier 2 risk-based capital | $5,534,000 | 895 |
| Total risk weighted assets | $442,506,000 | 996 |
| Total unused commitments | $115,054,000 | 907 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 90 | 1,922 |
| Assets and Liabilities | ||
| Total Assets: | $444,262,000 | 1,387 |
| Cash and due from depository institutions | $9,174,000 | 1,922 |
| Interest-bearing balances | $390,000 | 3,711 |
| Securities | $27,577,000 | 3,760 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $391,510,000 | 1,039 |
| Loan loss allowance | $5,528,000 | 880 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,055,000 | 1,347 |
| Other real estate owned | $228,000 | 1,922 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $7,718,000 | 2,016 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $444,262,000 | 1,387 |
| Total liabilities | $407,096,000 | 1,364 |
| Total deposits | $358,933,000 | 1,333 |
| Interest-bearing deposits | $303,441,000 | 1,351 |
| Deposits held in domestic offices | $358,933,000 | 1,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,088,000 | 1,488 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $39,000,000 | 1,101 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,075,000 | 1,474 |
| Total equity capital | $37,166,000 | 1,636 |
| Total bank equity capital | $37,166,000 | 1,636 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,900,000 | 1,981 |
| Surplus | $23,661,000 | 1,069 |
| Undivided profits | $11,605,000 | 2,710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $764,000 | 2,935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,237,000 | 951 |
| Earning assets | $419,477,000 | 1,338 |
| Long-term assets (5+ years) | $14,490,000 | 3,928 |
| Average Assets, year-to-date | $403,587,250 | 1,489 |
| Average Assets, quarterly | $436,047,000 | 1,394 |
| Volatile liabilities | $126,966,000 | 1,079 |
| Insider loans | $21,331,000 | 237 |
| FHLB advances | $39,000,000 | 1,023 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $113,538,000 | 904 |
| Tier 1 (core) risk-based capital | $37,290,000 | 1,540 |
| Tier 2 risk-based capital | $5,217,000 | 913 |
| Total risk weighted assets | $417,014,000 | 1,030 |
| Total unused commitments | $113,538,000 | 905 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 89 | 1,940 |
| Assets and Liabilities | ||
| Total Assets: | $427,832,000 | 1,403 |
| Cash and due from depository institutions | $10,232,000 | 1,940 |
| Interest-bearing balances | $195,000 | 4,354 |
| Securities | $28,013,000 | 3,753 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $374,821,000 | 1,069 |
| Loan loss allowance | $5,040,000 | 950 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,276,000 | 1,704 |
| Other real estate owned | $0 | 1,940 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $8,490,000 | 1,810 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $427,832,000 | 1,403 |
| Total liabilities | $392,362,000 | 1,381 |
| Total deposits | $344,912,000 | 1,366 |
| Interest-bearing deposits | $293,970,000 | 1,363 |
| Deposits held in domestic offices | $344,912,000 | 1,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,153,000 | 1,477 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $39,000,000 | 1,114 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,297,000 | 1,763 |
| Total equity capital | $35,470,000 | 1,682 |
| Total bank equity capital | $35,470,000 | 1,682 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,900,000 | 1,963 |
| Surplus | $23,186,000 | 1,062 |
| Undivided profits | $10,384,000 | 2,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 5,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,867,000 | 997 |
| Earning assets | $403,029,000 | 1,357 |
| Long-term assets (5+ years) | $14,071,000 | 4,044 |
| Average Assets, year-to-date | $390,029,000 | 1,525 |
| Average Assets, quarterly | $409,458,500 | 1,458 |
| Volatile liabilities | $129,223,000 | 1,023 |
| Insider loans | $21,455,000 | 220 |
| FHLB advances | $39,000,000 | 1,032 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $100,787,000 | 955 |
| Tier 1 (core) risk-based capital | $35,459,000 | 1,572 |
| Tier 2 risk-based capital | $4,955,000 | 943 |
| Total risk weighted assets | $396,308,000 | 1,069 |
| Total unused commitments | $100,787,000 | 956 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 87 | 1,965 |
| Assets and Liabilities | ||
| Total Assets: | $391,085,000 | 1,536 |
| Cash and due from depository institutions | $7,514,000 | 1,965 |
| Interest-bearing balances | $259,000 | 4,096 |
| Securities | $25,914,000 | 4,008 |
| Federal funds sold & reverse repurchase agreements | $5,582,000 | 2,123 |
| Net loans & leases | $338,107,000 | 1,169 |
| Loan loss allowance | $4,468,000 | 1,057 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,292,000 | 1,672 |
| Other real estate owned | $0 | 1,965 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $7,676,000 | 1,936 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $391,085,000 | 1,536 |
| Total liabilities | $359,763,000 | 1,502 |
| Total deposits | $314,826,000 | 1,511 |
| Interest-bearing deposits | $262,624,000 | 1,525 |
| Deposits held in domestic offices | $314,826,000 | 1,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,980,000 | 1,923 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $39,000,000 | 1,076 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,957,000 | 1,434 |
| Total equity capital | $31,322,000 | 1,849 |
| Total bank equity capital | $31,322,000 | 1,849 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,900,000 | 1,967 |
| Surplus | $20,290,000 | 1,150 |
| Undivided profits | $9,132,000 | 3,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 5,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,306,000 | 1,226 |
| Earning assets | $369,862,000 | 1,487 |
| Long-term assets (5+ years) | $14,607,000 | 4,030 |
| Average Assets, year-to-date | $371,127,500 | 1,611 |
| Average Assets, quarterly | $371,127,500 | 1,611 |
| Volatile liabilities | $77,976,000 | 1,529 |
| Insider loans | $19,920,000 | 233 |
| FHLB advances | $39,000,000 | 998 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $75,601,000 | 1,169 |
| Tier 1 (core) risk-based capital | $31,434,000 | 1,760 |
| Tier 2 risk-based capital | $4,468,000 | 1,016 |
| Total risk weighted assets | $358,038,000 | 1,155 |
| Total unused commitments | $75,601,000 | 1,169 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 86 | 1,989 |
| Assets and Liabilities | ||
| Total Assets: | $351,170,000 | 1,710 |
| Cash and due from depository institutions | $5,897,000 | 1,989 |
| Interest-bearing balances | $308,000 | 3,921 |
| Securities | $24,425,000 | 4,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $305,774,000 | 1,275 |
| Loan loss allowance | $3,961,000 | 1,180 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,374,000 | 1,627 |
| Other real estate owned | $0 | 1,989 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,700,000 | 1,741 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $351,170,000 | 1,710 |
| Total liabilities | $322,148,000 | 1,677 |
| Total deposits | $272,154,000 | 1,728 |
| Interest-bearing deposits | $225,288,000 | 1,770 |
| Deposits held in domestic offices | $272,154,000 | 1,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,487,000 | 861 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $29,000,000 | 1,353 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,507,000 | 995 |
| Total equity capital | $29,022,000 | 1,999 |
| Total bank equity capital | $29,022,000 | 1,999 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,900,000 | 1,950 |
| Surplus | $18,685,000 | 1,219 |
| Undivided profits | $8,437,000 | 3,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 6,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,093,000 | 1,345 |
| Earning assets | $330,507,000 | 1,658 |
| Long-term assets (5+ years) | $13,271,000 | 4,300 |
| Average Assets, year-to-date | $295,975,400 | 1,904 |
| Average Assets, quarterly | $335,429,500 | 1,745 |
| Volatile liabilities | $89,094,000 | 1,330 |
| Insider loans | $18,835,000 | 253 |
| FHLB advances | $29,000,000 | 1,259 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $75,620,000 | 1,143 |
| Tier 1 (core) risk-based capital | $28,938,000 | 1,905 |
| Tier 2 risk-based capital | $3,961,000 | 1,156 |
| Total risk weighted assets | $325,595,000 | 1,274 |
| Total unused commitments | $75,620,000 | 1,144 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 85 | 2,013 |
| Assets and Liabilities | ||
| Total Assets: | $319,689,000 | 1,829 |
| Cash and due from depository institutions | $8,878,000 | 2,013 |
| Interest-bearing balances | $238,000 | 4,260 |
| Securities | $25,810,000 | 4,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $271,578,000 | 1,421 |
| Loan loss allowance | $3,602,000 | 1,303 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,634,000 | 1,821 |
| Other real estate owned | $0 | 2,013 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $7,789,000 | 1,843 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $319,689,000 | 1,829 |
| Total liabilities | $293,027,000 | 1,793 |
| Total deposits | $243,764,000 | 1,897 |
| Interest-bearing deposits | $197,649,000 | 1,984 |
| Deposits held in domestic offices | $243,764,000 | 1,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,439,000 | 819 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $29,000,000 | 1,347 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,824,000 | 1,461 |
| Total equity capital | $26,662,000 | 2,177 |
| Total bank equity capital | $26,662,000 | 2,177 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,900,000 | 1,947 |
| Surplus | $17,080,000 | 1,284 |
| Undivided profits | $7,682,000 | 3,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $367,000 | 4,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,117,000 | 1,365 |
| Earning assets | $297,626,000 | 1,799 |
| Long-term assets (5+ years) | $13,065,000 | 4,400 |
| Average Assets, year-to-date | $282,176,750 | 1,977 |
| Average Assets, quarterly | $304,605,500 | 1,902 |
| Volatile liabilities | $84,726,000 | 1,334 |
| Insider loans | $18,464,000 | 257 |
| FHLB advances | $29,000,000 | 1,248 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $65,576,000 | 1,278 |
| Tier 1 (core) risk-based capital | $26,462,000 | 2,082 |
| Tier 2 risk-based capital | $3,602,000 | 1,263 |
| Total risk weighted assets | $292,926,000 | 1,389 |
| Total unused commitments | $65,576,000 | 1,278 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 88 | 1,950 |
| Assets and Liabilities | ||
| Total Assets: | $289,522,000 | 1,971 |
| Cash and due from depository institutions | $7,339,000 | 1,950 |
| Interest-bearing balances | $266,000 | 4,235 |
| Securities | $23,834,000 | 4,314 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $245,219,000 | 1,527 |
| Loan loss allowance | $3,193,000 | 1,459 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,660,000 | 1,789 |
| Other real estate owned | $0 | 1,950 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $7,470,000 | 1,913 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $289,522,000 | 1,971 |
| Total liabilities | $268,079,000 | 1,931 |
| Total deposits | $212,882,000 | 2,152 |
| Interest-bearing deposits | $167,809,000 | 2,306 |
| Deposits held in domestic offices | $212,882,000 | 2,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,375,000 | 675 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $29,000,000 | 1,318 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,822,000 | 1,354 |
| Total equity capital | $21,443,000 | 2,553 |
| Total bank equity capital | $21,443,000 | 2,553 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,900,000 | 1,950 |
| Surplus | $11,715,000 | 1,741 |
| Undivided profits | $7,828,000 | 3,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $396,000 | 4,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,732,000 | 1,585 |
| Earning assets | $269,319,000 | 1,939 |
| Long-term assets (5+ years) | $15,627,000 | 4,159 |
| Average Assets, year-to-date | $269,672,670 | 2,064 |
| Average Assets, quarterly | $276,609,500 | 2,029 |
| Volatile liabilities | $70,387,000 | 1,530 |
| Insider loans | $18,509,000 | 243 |
| FHLB advances | $29,000,000 | 1,220 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $57,046,000 | 1,407 |
| Tier 1 (core) risk-based capital | $21,288,000 | 2,489 |
| Tier 2 risk-based capital | $3,193,000 | 1,409 |
| Total risk weighted assets | $260,963,000 | 1,543 |
| Total unused commitments | $57,046,000 | 1,410 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 80 | 2,143 |
| Assets and Liabilities | ||
| Total Assets: | $263,697,000 | 2,127 |
| Cash and due from depository institutions | $5,869,000 | 2,143 |
| Interest-bearing balances | $208,000 | 4,576 |
| Securities | $27,305,000 | 3,924 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $219,182,000 | 1,673 |
| Loan loss allowance | $2,972,000 | 1,546 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,718,000 | 1,734 |
| Other real estate owned | $0 | 2,143 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,623,000 | 2,273 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $263,697,000 | 2,127 |
| Total liabilities | $242,740,000 | 2,077 |
| Total deposits | $205,587,000 | 2,206 |
| Interest-bearing deposits | $162,059,000 | 2,381 |
| Deposits held in domestic offices | $205,587,000 | 2,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,739,000 | 1,037 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $24,000,000 | 1,429 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,414,000 | 1,705 |
| Total equity capital | $20,957,000 | 2,668 |
| Total bank equity capital | $20,957,000 | 2,668 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,900,000 | 1,949 |
| Surplus | $11,419,000 | 1,730 |
| Undivided profits | $7,638,000 | 3,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 5,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,738,000 | 1,583 |
| Earning assets | $246,695,000 | 2,091 |
| Long-term assets (5+ years) | $15,432,000 | 4,139 |
| Average Assets, year-to-date | $259,748,000 | 2,134 |
| Average Assets, quarterly | $259,748,000 | 2,134 |
| Volatile liabilities | $66,374,000 | 1,547 |
| Insider loans | $14,758,000 | 322 |
| FHLB advances | $24,000,000 | 1,324 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $42,722,000 | 1,712 |
| Tier 1 (core) risk-based capital | $20,585,000 | 2,536 |
| Tier 2 risk-based capital | $2,926,000 | 1,506 |
| Total risk weighted assets | $234,072,000 | 1,658 |
| Total unused commitments | $42,722,000 | 1,716 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 72 | 2,401 |
| Assets and Liabilities | ||
| Total Assets: | $255,799,000 | 2,185 |
| Cash and due from depository institutions | $7,554,000 | 2,401 |
| Interest-bearing balances | $201,000 | 4,532 |
| Securities | $29,429,000 | 3,772 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $208,708,000 | 1,726 |
| Loan loss allowance | $2,775,000 | 1,646 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,791,000 | 1,698 |
| Other real estate owned | $62,000 | 2,401 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,255,000 | 2,829 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,799,000 | 2,185 |
| Total liabilities | $234,837,000 | 2,146 |
| Total deposits | $204,311,000 | 2,219 |
| Interest-bearing deposits | $160,398,000 | 2,395 |
| Deposits held in domestic offices | $204,311,000 | 2,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,773,000 | 1,499 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,000,000 | 1,435 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $753,000 | 3,709 |
| Total equity capital | $20,962,000 | 2,605 |
| Total bank equity capital | $20,962,000 | 2,605 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,900,000 | 1,965 |
| Surplus | $11,419,000 | 1,711 |
| Undivided profits | $7,643,000 | 3,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,671,000 | 1,729 |
| Earning assets | $238,338,000 | 2,155 |
| Long-term assets (5+ years) | $12,219,000 | 4,625 |
| Average Assets, year-to-date | $254,315,000 | 2,117 |
| Average Assets, quarterly | $251,775,500 | 2,206 |
| Volatile liabilities | $61,476,000 | 1,636 |
| Insider loans | $13,388,000 | 350 |
| FHLB advances | $24,000,000 | 1,332 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $36,372,000 | 1,880 |
| Tier 1 (core) risk-based capital | $20,572,000 | 2,504 |
| Tier 2 risk-based capital | $2,764,000 | 1,564 |
| Total risk weighted assets | $221,092,000 | 1,728 |
| Total unused commitments | $36,372,000 | 1,883 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 70 | 2,481 |
| Assets and Liabilities | ||
| Total Assets: | $247,752,000 | 2,259 |
| Cash and due from depository institutions | $2,224,000 | 2,481 |
| Interest-bearing balances | $194,000 | 4,773 |
| Securities | $26,308,000 | 4,000 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $208,167,000 | 1,706 |
| Loan loss allowance | $2,768,000 | 1,668 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,828,000 | 1,674 |
| Other real estate owned | $0 | 2,481 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,225,000 | 2,412 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,752,000 | 2,259 |
| Total liabilities | $227,118,000 | 2,209 |
| Total deposits | $191,532,000 | 2,369 |
| Interest-bearing deposits | $153,534,000 | 2,497 |
| Deposits held in domestic offices | $191,532,000 | 2,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,665,000 | 1,131 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,000,000 | 1,405 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,921,000 | 1,991 |
| Total equity capital | $20,634,000 | 2,632 |
| Total bank equity capital | $20,634,000 | 2,632 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,900,000 | 1,968 |
| Surplus | $11,314,000 | 1,708 |
| Undivided profits | $7,420,000 | 3,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 7,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,734,000 | 1,759 |
| Earning assets | $234,669,000 | 2,188 |
| Long-term assets (5+ years) | $13,425,000 | 4,464 |
| Average Assets, year-to-date | $253,944,000 | 2,136 |
| Average Assets, quarterly | $254,793,000 | 2,183 |
| Volatile liabilities | $64,793,000 | 1,549 |
| Insider loans | $12,218,000 | 382 |
| FHLB advances | $24,000,000 | 1,292 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $32,965,000 | 2,031 |
| Tier 1 (core) risk-based capital | $20,175,000 | 2,550 |
| Tier 2 risk-based capital | $2,730,000 | 1,580 |
| Total risk weighted assets | $218,390,000 | 1,728 |
| Total unused commitments | $32,965,000 | 2,031 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 72 | 2,417 |
| Assets and Liabilities | ||
| Total Assets: | $261,834,000 | 2,110 |
| Cash and due from depository institutions | $8,080,000 | 2,417 |
| Interest-bearing balances | $223,000 | 4,662 |
| Securities | $32,785,000 | 3,328 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $209,861,000 | 1,674 |
| Loan loss allowance | $2,828,000 | 1,607 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,879,000 | 1,625 |
| Other real estate owned | $0 | 2,417 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,229,000 | 2,316 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $261,834,000 | 2,110 |
| Total liabilities | $241,345,000 | 2,057 |
| Total deposits | $188,836,000 | 2,387 |
| Interest-bearing deposits | $153,488,000 | 2,492 |
| Deposits held in domestic offices | $188,836,000 | 2,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,804,000 | 603 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $24,000,000 | 1,395 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,705,000 | 2,271 |
| Total equity capital | $20,489,000 | 2,646 |
| Total bank equity capital | $20,489,000 | 2,646 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,900,000 | 1,964 |
| Surplus | $11,314,000 | 1,672 |
| Undivided profits | $7,275,000 | 3,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 7,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,620,000 | 1,809 |
| Earning assets | $242,869,000 | 2,081 |
| Long-term assets (5+ years) | $12,953,000 | 4,397 |
| Average Assets, year-to-date | $256,008,000 | 2,113 |
| Average Assets, quarterly | $258,895,500 | 2,114 |
| Volatile liabilities | $82,390,000 | 1,240 |
| Insider loans | $15,768,000 | 289 |
| FHLB advances | $24,000,000 | 1,284 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $30,249,000 | 2,105 |
| Tier 1 (core) risk-based capital | $19,872,000 | 2,537 |
| Tier 2 risk-based capital | $2,758,000 | 1,530 |
| Total risk weighted assets | $220,538,000 | 1,689 |
| Total unused commitments | $30,249,000 | 2,116 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 71 | 2,432 |
| Assets and Liabilities | ||
| Total Assets: | $255,957,000 | 2,122 |
| Cash and due from depository institutions | $8,246,000 | 2,432 |
| Interest-bearing balances | $254,000 | 4,451 |
| Securities | $32,924,000 | 3,284 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $203,551,000 | 1,693 |
| Loan loss allowance | $2,811,000 | 1,591 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,900,000 | 1,586 |
| Other real estate owned | $309,000 | 2,432 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,027,000 | 2,337 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,957,000 | 2,122 |
| Total liabilities | $235,707,000 | 2,084 |
| Total deposits | $190,822,000 | 2,329 |
| Interest-bearing deposits | $154,515,000 | 2,471 |
| Deposits held in domestic offices | $190,822,000 | 2,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,852,000 | 714 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $24,000,000 | 1,346 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,033,000 | 2,018 |
| Total equity capital | $20,250,000 | 2,610 |
| Total bank equity capital | $20,250,000 | 2,610 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,900,000 | 1,977 |
| Surplus | $11,314,000 | 1,643 |
| Undivided profits | $7,036,000 | 3,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 7,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,517,000 | 1,980 |
| Earning assets | $236,729,000 | 2,117 |
| Long-term assets (5+ years) | $14,938,000 | 3,995 |
| Average Assets, year-to-date | $253,095,000 | 2,117 |
| Average Assets, quarterly | $253,095,000 | 2,117 |
| Volatile liabilities | $74,084,000 | 1,333 |
| Insider loans | $15,698,000 | 285 |
| FHLB advances | $24,000,000 | 1,244 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $33,017,000 | 1,885 |
| Tier 1 (core) risk-based capital | $19,634,000 | 2,522 |
| Tier 2 risk-based capital | $2,660,000 | 1,556 |
| Total risk weighted assets | $212,653,000 | 1,715 |
| Total unused commitments | $33,017,000 | 1,896 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 70 | 2,448 |
| Assets and Liabilities | ||
| Total Assets: | $250,233,000 | 2,139 |
| Cash and due from depository institutions | $8,420,000 | 2,448 |
| Interest-bearing balances | $298,000 | 4,226 |
| Securities | $33,072,000 | 3,257 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $197,854,000 | 1,739 |
| Loan loss allowance | $2,618,000 | 1,662 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,930,000 | 1,568 |
| Other real estate owned | $191,000 | 2,448 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,766,000 | 2,427 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,233,000 | 2,139 |
| Total liabilities | $229,715,000 | 2,100 |
| Total deposits | $186,875,000 | 2,341 |
| Interest-bearing deposits | $151,549,000 | 2,449 |
| Deposits held in domestic offices | $186,875,000 | 2,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,151,000 | 779 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $24,000,000 | 1,358 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,689,000 | 2,319 |
| Total equity capital | $20,518,000 | 2,556 |
| Total bank equity capital | $20,518,000 | 2,556 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,900,000 | 1,971 |
| Surplus | $11,314,000 | 1,605 |
| Undivided profits | $7,304,000 | 3,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 7,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,569,000 | 2,000 |
| Earning assets | $231,224,000 | 2,122 |
| Long-term assets (5+ years) | $14,906,000 | 3,980 |
| Average Assets, year-to-date | $222,644,000 | 2,292 |
| Average Assets, quarterly | $243,456,000 | 2,173 |
| Volatile liabilities | $65,612,000 | 1,462 |
| Insider loans | $13,386,000 | 336 |
| FHLB advances | $24,000,000 | 1,242 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $37,664,000 | 1,648 |
| Tier 1 (core) risk-based capital | $19,808,000 | 2,475 |
| Tier 2 risk-based capital | $2,618,000 | 1,547 |
| Total risk weighted assets | $208,880,000 | 1,718 |
| Total unused commitments | $37,664,000 | 1,654 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 68 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $196,516,000 | 2,583 |
| Cash and due from depository institutions | $7,838,000 | 2,501 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $30,882,000 | 3,264 |
| Federal funds sold & reverse repurchase agreements | $411,000 | 6,553 |
| Net loans & leases | $148,858,000 | 2,179 |
| Loan loss allowance | $2,088,000 | 1,915 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,118,000 | 2,192 |
| Other real estate owned | $0 | 2,501 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,409,000 | 2,459 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,516,000 | 2,583 |
| Total liabilities | $180,149,000 | 2,551 |
| Total deposits | $159,669,000 | 2,567 |
| Interest-bearing deposits | $127,565,000 | 2,750 |
| Deposits held in domestic offices | $159,669,000 | 2,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,720,000 | 1,977 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,000,000 | 1,606 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,760,000 | 2,224 |
| Total equity capital | $16,367,000 | 2,945 |
| Total bank equity capital | $16,367,000 | 2,945 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,900,000 | 1,999 |
| Surplus | $7,511,000 | 2,204 |
| Undivided profits | $6,956,000 | 3,597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 8,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,894,000 | 1,743 |
| Earning assets | $180,151,000 | 2,582 |
| Long-term assets (5+ years) | $18,602,000 | 3,456 |
| Average Assets, year-to-date | $198,008,800 | 2,445 |
| Average Assets, quarterly | $196,829,000 | 2,558 |
| Volatile liabilities | $24,043,000 | 3,208 |
| Insider loans | $9,331,000 | 466 |
| FHLB advances | $16,000,000 | 1,481 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $27,435,000 | 2,002 |
| Tier 1 (core) risk-based capital | $15,817,000 | 2,903 |
| Tier 2 risk-based capital | $1,988,000 | 1,860 |
| Total risk weighted assets | $158,927,000 | 2,105 |
| Total unused commitments | $27,435,000 | 2,009 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 63 | 2,715 |
| Assets and Liabilities | ||
| Total Assets: | $201,449,000 | 2,418 |
| Cash and due from depository institutions | $7,809,000 | 2,715 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $48,052,000 | 2,263 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $138,677,000 | 2,264 |
| Loan loss allowance | $1,961,000 | 1,946 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,156,000 | 3,788 |
| Other real estate owned | $0 | 2,715 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,755,000 | 1,897 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,449,000 | 2,418 |
| Total liabilities | $186,414,000 | 2,359 |
| Total deposits | $165,297,000 | 2,390 |
| Interest-bearing deposits | $136,367,000 | 2,470 |
| Deposits held in domestic offices | $165,297,000 | 2,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,874,000 | 761 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,243,000 | 1,890 |
| Total equity capital | $15,035,000 | 3,068 |
| Total bank equity capital | $15,035,000 | 3,068 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,900,000 | 2,021 |
| Surplus | $7,135,000 | 2,245 |
| Undivided profits | $6,000,000 | 3,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 7,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,794,000 | 1,404 |
| Earning assets | $186,729,000 | 2,394 |
| Long-term assets (5+ years) | $23,809,000 | 2,826 |
| Average Assets, year-to-date | $193,134,200 | 2,415 |
| Average Assets, quarterly | $200,782,000 | 2,399 |
| Volatile liabilities | $48,977,000 | 1,787 |
| Insider loans | $9,671,000 | 447 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $21,908,000 | 2,191 |
| Tier 1 (core) risk-based capital | $15,011,000 | 2,975 |
| Tier 2 risk-based capital | $1,870,200 | 1,906 |
| Total risk weighted assets | $149,524,800 | 2,141 |
| Total unused commitments | $21,908,000 | 2,196 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 69 | 2,557 |
| Assets and Liabilities | ||
| Total Assets: | $186,576,000 | 2,540 |
| Cash and due from depository institutions | $9,147,000 | 2,557 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $47,718,000 | 2,377 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $123,089,000 | 2,427 |
| Loan loss allowance | $1,934,000 | 1,908 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,943,000 | 4,091 |
| Other real estate owned | $0 | 2,557 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,679,000 | 1,891 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,576,000 | 2,540 |
| Total liabilities | $173,412,000 | 2,475 |
| Total deposits | $153,301,000 | 2,510 |
| Interest-bearing deposits | $128,245,000 | 2,560 |
| Deposits held in domestic offices | $153,301,000 | 2,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,198,000 | 868 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,913,000 | 1,937 |
| Total equity capital | $13,164,000 | 3,358 |
| Total bank equity capital | $13,164,000 | 3,358 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,900,000 | 2,043 |
| Surplus | $6,915,000 | 2,268 |
| Undivided profits | $4,349,000 | 4,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 7,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,412,000 | 1,545 |
| Earning assets | $170,807,000 | 2,541 |
| Long-term assets (5+ years) | $30,892,000 | 2,498 |
| Average Assets, year-to-date | $181,703,000 | 2,494 |
| Average Assets, quarterly | $186,022,500 | 2,506 |
| Volatile liabilities | $44,262,000 | 1,839 |
| Insider loans | $6,466,000 | 713 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $85,000 | 1,361 |
| Unused loan commitments | $13,991,000 | 3,014 |
| Tier 1 (core) risk-based capital | $14,119,000 | 3,098 |
| Tier 2 risk-based capital | $1,636,470 | 2,031 |
| Total risk weighted assets | $130,620,370 | 2,344 |
| Total unused commitments | $13,991,000 | 3,017 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 70 | 2,521 |
| Assets and Liabilities | ||
| Total Assets: | $176,682,000 | 2,601 |
| Cash and due from depository institutions | $7,741,000 | 2,521 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $39,559,000 | 2,860 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $123,441,000 | 2,261 |
| Loan loss allowance | $1,619,000 | 2,186 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,675,000 | 4,452 |
| Other real estate owned | $450,000 | 2,521 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,816,000 | 1,973 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,682,000 | 2,601 |
| Total liabilities | $163,468,000 | 2,539 |
| Total deposits | $156,073,000 | 2,428 |
| Interest-bearing deposits | $130,057,000 | 2,497 |
| Deposits held in domestic offices | $156,073,000 | 2,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,450,000 | 1,363 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,945,000 | 2,046 |
| Total equity capital | $13,214,000 | 3,393 |
| Total bank equity capital | $13,214,000 | 3,393 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,900,000 | 1,993 |
| Surplus | $6,760,000 | 2,214 |
| Undivided profits | $4,554,000 | 4,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $589,000 | 3,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,639,000 | 1,273 |
| Earning assets | $163,000,000 | 2,605 |
| Long-term assets (5+ years) | $35,862,000 | 2,078 |
| Average Assets, year-to-date | $172,563,400 | 2,506 |
| Average Assets, quarterly | $177,827,000 | 2,527 |
| Volatile liabilities | $35,681,000 | 1,863 |
| Insider loans | $5,089,000 | 825 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $926,000 | 1,084 |
| Unused loan commitments | $24,476,000 | 1,917 |
| Tier 1 (core) risk-based capital | $13,061,000 | 3,262 |
| Tier 2 risk-based capital | $1,619,000 | 1,963 |
| Total risk weighted assets | $129,707,500 | 2,202 |
| Total unused commitments | $24,476,000 | 1,924 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 77 | 2,306 |
| Assets and Liabilities | ||
| Total Assets: | $164,788,000 | 2,718 |
| Cash and due from depository institutions | $8,171,000 | 2,306 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $36,041,000 | 3,100 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $114,523,000 | 2,420 |
| Loan loss allowance | $1,668,000 | 2,120 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,659,000 | 4,400 |
| Other real estate owned | $386,000 | 2,306 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,008,000 | 1,844 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,788,000 | 2,718 |
| Total liabilities | $151,074,000 | 2,675 |
| Total deposits | $147,268,000 | 2,527 |
| Interest-bearing deposits | $123,709,000 | 2,590 |
| Deposits held in domestic offices | $147,268,000 | 2,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,400,000 | 2,436 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,406,000 | 1,738 |
| Total equity capital | $13,714,000 | 3,231 |
| Total bank equity capital | $13,714,000 | 3,231 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,900,000 | 1,995 |
| Surplus | $6,511,000 | 2,244 |
| Undivided profits | $5,303,000 | 4,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $693,000 | 3,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,767,000 | 1,227 |
| Earning assets | $150,564,000 | 2,732 |
| Long-term assets (5+ years) | $34,150,000 | 1,901 |
| Average Assets, year-to-date | $173,718,800 | 2,473 |
| Average Assets, quarterly | $168,904,500 | 2,612 |
| Volatile liabilities | $37,354,000 | 1,774 |
| Insider loans | $4,782,000 | 868 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $294,000 | 1,213 |
| Unused loan commitments | $15,591,000 | 2,539 |
| Tier 1 (core) risk-based capital | $13,596,000 | 3,120 |
| Tier 2 risk-based capital | $1,511,350 | 1,985 |
| Total risk weighted assets | $120,751,250 | 2,302 |
| Total unused commitments | $15,591,000 | 2,545 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 74 | 2,544 |
| Assets and Liabilities | ||
| Total Assets: | $179,485,000 | 2,580 |
| Cash and due from depository institutions | $8,383,000 | 2,544 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $40,961,000 | 2,958 |
| Federal funds sold & reverse repurchase agreements | $6,224,000 | 2,105 |
| Net loans & leases | $117,053,000 | 2,404 |
| Loan loss allowance | $1,791,000 | 2,088 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,691,000 | 4,288 |
| Other real estate owned | $552,000 | 2,544 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,621,000 | 1,707 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,485,000 | 2,580 |
| Total liabilities | $165,238,000 | 2,532 |
| Total deposits | $162,751,000 | 2,371 |
| Interest-bearing deposits | $137,772,000 | 2,413 |
| Deposits held in domestic offices | $162,751,000 | 2,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,487,000 | 1,691 |
| Total equity capital | $14,247,000 | 3,128 |
| Total bank equity capital | $14,247,000 | 3,128 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,900,000 | 2,116 |
| Surplus | $6,511,000 | 2,310 |
| Undivided profits | $5,836,000 | 3,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,471,000 | 1,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,883,000 | 1,160 |
| Earning assets | $164,238,000 | 2,591 |
| Long-term assets (5+ years) | $27,539,000 | 2,097 |
| Average Assets, year-to-date | $179,910,000 | 2,470 |
| Average Assets, quarterly | $178,657,500 | 2,555 |
| Volatile liabilities | $44,086,000 | 1,524 |
| Insider loans | $4,295,000 | 1,000 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $42,000 | 1,515 |
| Unused loan commitments | $19,683,000 | 2,071 |
| Tier 1 (core) risk-based capital | $14,282,000 | 3,035 |
| Tier 2 risk-based capital | $1,561,950 | 1,970 |
| Total risk weighted assets | $124,727,150 | 2,255 |
| Total unused commitments | $19,683,000 | 2,085 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 78 | 2,481 |
| Assets and Liabilities | ||
| Total Assets: | $183,930,000 | 2,533 |
| Cash and due from depository institutions | $7,573,000 | 2,481 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $36,108,000 | 3,509 |
| Federal funds sold & reverse repurchase agreements | $15,800,000 | 903 |
| Net loans & leases | $118,038,000 | 2,352 |
| Loan loss allowance | $1,804,000 | 2,120 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,615,000 | 4,420 |
| Other real estate owned | $727,000 | 2,481 |
| Goodwill and other intangibles | $3,000 | 3,104 |
| All other assets | $4,066,000 | 1,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,930,000 | 2,533 |
| Total liabilities | $170,999,000 | 2,467 |
| Total deposits | $168,821,000 | 2,318 |
| Interest-bearing deposits | $145,507,000 | 2,329 |
| Deposits held in domestic offices | $168,821,000 | 2,308 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,178,000 | 1,963 |
| Total equity capital | $12,931,000 | 3,397 |
| Total bank equity capital | $12,931,000 | 3,397 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,900,000 | 2,176 |
| Surplus | $6,500,000 | 2,318 |
| Undivided profits | $4,531,000 | 4,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,688,000 | 1,739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,848,000 | 1,221 |
| Earning assets | $169,946,000 | 2,514 |
| Long-term assets (5+ years) | $15,509,000 | 3,016 |
| Average Assets, year-to-date | $170,819,400 | 2,596 |
| Average Assets, quarterly | $179,689,500 | 2,559 |
| Volatile liabilities | $48,558,000 | 1,314 |
| Insider loans | $4,975,000 | 899 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $446,000 | 1,075 |
| Unused loan commitments | $11,974,000 | 2,872 |
| Tier 1 (core) risk-based capital | $12,704,000 | 3,356 |
| Tier 2 risk-based capital | $1,559,730 | 1,973 |
| Total risk weighted assets | $124,533,830 | 2,206 |
| Total unused commitments | $11,974,000 | 2,884 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 79 | 2,541 |
| Assets and Liabilities | ||
| Total Assets: | $156,479,000 | 2,897 |
| Cash and due from depository institutions | $7,867,000 | 2,541 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $32,745,000 | 3,966 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,035 |
| Net loans & leases | $110,356,000 | 2,452 |
| Loan loss allowance | $1,714,000 | 2,253 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,772,000 | 4,064 |
| Other real estate owned | $16,000 | 2,541 |
| Goodwill and other intangibles | $5,000 | 2,992 |
| All other assets | $3,618,000 | 2,263 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,479,000 | 2,897 |
| Total liabilities | $144,910,000 | 2,847 |
| Total deposits | $142,054,000 | 2,686 |
| Interest-bearing deposits | $121,681,000 | 2,717 |
| Deposits held in domestic offices | $142,054,000 | 2,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $1,137,000 | 266 |
| All other liabilities | $1,719,000 | 2,018 |
| Total equity capital | $11,569,000 | 3,503 |
| Total bank equity capital | $11,569,000 | 3,503 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,900,000 | 2,231 |
| Surplus | $5,300,000 | 2,615 |
| Undivided profits | $4,369,000 | 4,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $744,000 | 3,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,395,000 | 1,389 |
| Earning assets | $143,201,000 | 2,895 |
| Long-term assets (5+ years) | $10,882,000 | 3,902 |
| Average Assets, year-to-date | $155,019,800 | 2,846 |
| Average Assets, quarterly | $156,572,000 | 2,866 |
| Volatile liabilities | $33,242,000 | 1,683 |
| Insider loans | $4,013,000 | 1,038 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,624,000 | 3,198 |
| Tier 1 (core) risk-based capital | $11,920,000 | 3,453 |
| Tier 2 risk-based capital | $2,551,740 | 1,269 |
| Total risk weighted assets | $112,879,740 | 2,361 |
| Total unused commitments | $9,624,000 | 3,209 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 85 | 2,463 |
| Assets and Liabilities | ||
| Total Assets: | $151,704,000 | 3,014 |
| Cash and due from depository institutions | $4,984,000 | 2,463 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $32,854,000 | 4,161 |
| Federal funds sold & reverse repurchase agreements | $640,000 | 8,736 |
| Net loans & leases | $107,889,000 | 2,432 |
| Loan loss allowance | $1,580,000 | 2,531 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,031,000 | 3,575 |
| Other real estate owned | $311,000 | 2,463 |
| Goodwill and other intangibles | $7,000 | 2,921 |
| All other assets | $2,988,000 | 2,427 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,704,000 | 3,014 |
| Total liabilities | $139,717,000 | 2,985 |
| Total deposits | $137,253,000 | 2,864 |
| Interest-bearing deposits | $117,836,000 | 2,897 |
| Deposits held in domestic offices | $137,253,000 | 2,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $1,137,000 | 278 |
| All other liabilities | $1,327,000 | 2,524 |
| Total equity capital | $11,987,000 | 3,413 |
| Total bank equity capital | $11,987,000 | 3,413 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,900,000 | 2,274 |
| Surplus | $3,800,000 | 3,447 |
| Undivided profits | $6,287,000 | 3,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $413,000 | 5,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,158,000 | 1,493 |
| Earning assets | $141,383,000 | 2,978 |
| Long-term assets (5+ years) | $7,676,000 | 5,136 |
| Average Assets, year-to-date | $150,174,200 | 2,973 |
| Average Assets, quarterly | $151,883,000 | 2,991 |
| Volatile liabilities | $35,882,000 | 1,524 |
| Insider loans | $3,225,000 | 1,285 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,682,000 | 2,762 |
| Tier 1 (core) risk-based capital | $11,749,000 | 3,403 |
| Tier 2 risk-based capital | $2,518,690 | 1,293 |
| Total risk weighted assets | $110,336,690 | 2,389 |
| Total unused commitments | $11,682,000 | 2,784 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 85 | 2,552 |
| Assets and Liabilities | ||
| Total Assets: | $146,745,000 | 3,168 |
| Cash and due from depository institutions | $6,040,000 | 2,552 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $37,023,000 | 3,696 |
| Federal funds sold & reverse repurchase agreements | $785,000 | 9,357 |
| Net loans & leases | $97,509,000 | 2,748 |
| Loan loss allowance | $1,575,000 | 2,599 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,214,000 | 3,285 |
| Other real estate owned | $169,000 | 2,552 |
| Goodwill and other intangibles | $9,000 | 2,915 |
| All other assets | $2,996,000 | 2,531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,745,000 | 3,168 |
| Total liabilities | $135,840,000 | 3,131 |
| Total deposits | $132,958,000 | 3,061 |
| Interest-bearing deposits | $113,716,000 | 3,133 |
| Deposits held in domestic offices | $132,958,000 | 3,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $1,137,000 | 302 |
| All other liabilities | $1,745,000 | 2,090 |
| Total equity capital | $10,905,000 | 3,539 |
| Total bank equity capital | $10,905,000 | 3,539 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,900,000 | 2,357 |
| Surplus | $3,800,000 | 3,330 |
| Undivided profits | $5,205,000 | 4,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $529,000 | 5,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,231,000 | 1,562 |
| Earning assets | $135,317,000 | 3,147 |
| Long-term assets (5+ years) | $14,140,000 | 3,398 |
| Average Assets, year-to-date | $145,043,000 | 3,151 |
| Average Assets, quarterly | $148,971,000 | 3,105 |
| Volatile liabilities | $29,300,000 | 1,744 |
| Insider loans | $281,000 | 3,061 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $12,084,000 | 2,588 |
| Tier 1 (core) risk-based capital | $10,896,000 | 3,491 |
| Tier 2 risk-based capital | $2,410,390 | 1,357 |
| Total risk weighted assets | $101,569,290 | 2,637 |
| Total unused commitments | $12,084,000 | 2,606 |
| Derivatives | $0 | 651 |