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Scripps Bank, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$46,271,000742
Total interest expense$13,432,0001,136
Net interest income$32,839,000591
Provision for loan and lease losses$7,230,000245
Total noninterest income$5,624,000852
Gross Fiduciary activities income$2,528,000288
Service charges on deposit accounts$1,955,000675
Trading account gains and fees$0173
Additional Noninterest Income$1,141,0001,704
Total noninterest expense$23,791,000666
Salaries and employee benefits$13,460,000542
Premises and equipment expense$4,172,000544
Additional noninterest expense$6,159,000834
Pre-tax net operating income$7,442,0001,045
Securities gains (losses)$03,155
Applicable income taxes$2,854,000916
Income before extraordinary items$4,588,0001,195
Extraordinary gains, net$035
Net income$4,588,0001,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,584,000232
Cash dividends$1,370,0001,804
Sale, conversion, retirement of capital stock, net$522,000600
Net operating income$4,588,0001,176
1998-12-31 (YTD Data)Rank
Total interest income$41,711,000799
Total interest expense$13,315,0001,155
Net interest income$28,396,000627
Provision for loan and lease losses$1,805,000626
Total noninterest income$6,096,000810
Gross Fiduciary activities income$2,140,000310
Service charges on deposit accounts$2,269,000552
Trading account gains and fees$0224
Additional Noninterest Income$1,687,0001,299
Total noninterest expense$22,823,000669
Salaries and employee benefits$12,068,000588
Premises and equipment expense$4,055,000542
Additional noninterest expense$6,700,000787
Pre-tax net operating income$9,864,000785
Securities gains (losses)$-1,0009,769
Applicable income taxes$3,995,000689
Income before extraordinary items$5,868,000927
Extraordinary gains, net$032
Net income$5,868,000926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$663,0001,007
Cash dividends$776,0002,658
Sale, conversion, retirement of capital stock, net$622,000534
Net operating income$5,868,640892
1997-12-31 (YTD Data)Rank
Total interest income$27,831,0001,204
Total interest expense$8,766,0001,767
Net interest income$19,065,000939
Provision for loan and lease losses$1,350,000785
Total noninterest income$4,466,000998
Gross Fiduciary activities income$1,862,000336
Service charges on deposit accounts$1,242,0001,012
Trading account gains and fees$0239
Additional Noninterest Income$1,362,0001,418
Total noninterest expense$16,943,000845
Salaries and employee benefits$9,152,000752
Premises and equipment expense$2,759,000737
Additional noninterest expense$5,032,000962
Pre-tax net operating income$5,238,0001,478
Securities gains (losses)$66,0001,184
Applicable income taxes$2,080,0001,274
Income before extraordinary items$3,224,0001,673
Extraordinary gains, net$044
Net income$3,224,0001,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$624,0001,121
Cash dividends$527,0003,351
Sale, conversion, retirement of capital stock, net$326,000600
Net operating income$3,181,7601,642
1996-12-31 (YTD Data)Rank
Total interest income$21,119,0001,591
Total interest expense$6,644,0002,319
Net interest income$14,475,0001,241
Provision for loan and lease losses$805,0001,199
Total noninterest income$3,202,0001,293
Gross Fiduciary activities income$1,432,000416
Service charges on deposit accounts$834,0001,601
Trading account gains and fees$0262
Additional Noninterest Income$936,0001,897
Total noninterest expense$12,689,0001,151
Salaries and employee benefits$7,286,000934
Premises and equipment expense$1,761,0001,192
Additional noninterest expense$3,642,0001,459
Pre-tax net operating income$4,183,0001,717
Securities gains (losses)$164,000759
Applicable income taxes$1,746,0001,389
Income before extraordinary items$2,601,0001,900
Extraordinary gains, net$053
Net income$2,601,0001,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$579,0001,272
Cash dividends$441,0003,694
Sale, conversion, retirement of capital stock, net$9,558,00069
Net operating income$2,496,0401,944
1995-12-31 (YTD Data)Rank
Total interest income$17,889,0001,900
Total interest expense$5,435,0002,812
Net interest income$12,454,0001,440
Provision for loan and lease losses$971,000965
Total noninterest income$2,767,0001,426
Gross Fiduciary activities income$1,160,000499
Service charges on deposit accounts$655,0002,074
Trading account gains and fees$0522
Additional Noninterest Income$952,0001,860
Total noninterest expense$11,011,0001,296
Salaries and employee benefits$5,926,0001,135
Premises and equipment expense$1,641,0001,267
Additional noninterest expense$3,444,0001,499
Pre-tax net operating income$3,239,0002,287
Securities gains (losses)$-2,0009,253
Applicable income taxes$1,370,0001,780
Income before extraordinary items$1,867,0002,660
Extraordinary gains, net$065
Net income$1,867,0002,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$539,0001,312
Cash dividends$234,0005,146
Sale, conversion, retirement of capital stock, net$2,395,000189
Net operating income$1,868,2802,627
1994-12-31 (YTD Data)Rank
Total interest income$13,487,0002,274
Total interest expense$3,129,0003,809
Net interest income$10,358,0001,748
Provision for loan and lease losses$724,0001,177
Total noninterest income$2,266,0001,672
Gross Fiduciary activities income$984,000528
Service charges on deposit accounts$568,0002,399
Trading account gains and fees$0475
Additional Noninterest Income$714,0002,299
Total noninterest expense$10,125,0001,448
Salaries and employee benefits$4,799,0001,409
Premises and equipment expense$1,412,0001,475
Additional noninterest expense$3,914,0001,435
Pre-tax net operating income$1,775,0003,797
Securities gains (losses)$03,600
Applicable income taxes$750,0002,928
Income before extraordinary items$1,025,0004,447
Extraordinary gains, net$0249
Net income$1,025,0004,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$575,0001,245
Cash dividends$143,0006,221
Sale, conversion, retirement of capital stock, net$281,000636
Net operating income$1,025,0004,490
1993-12-31 (YTD Data)Rank
Total interest income$10,761,0002,876
Total interest expense$2,790,0004,382
Net interest income$7,971,0002,257
Provision for loan and lease losses$1,277,0001,111
Total noninterest income$1,982,0001,999
Gross Fiduciary activities income$808,000604
Service charges on deposit accounts$468,0002,981
Trading account gains and fees$0532
Additional Noninterest Income$706,0002,585
Total noninterest expense$7,559,0001,953
Salaries and employee benefits$3,650,0001,835
Premises and equipment expense$1,141,0001,835
Additional noninterest expense$2,768,0002,038
Pre-tax net operating income$1,117,0005,461
Securities gains (losses)$90,0002,648
Applicable income taxes$560,0003,797
Income before extraordinary items$647,0006,443
Extraordinary gains, net$100,0001,558
Net income$747,0005,991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,199,0001,013
Cash dividends$114,0006,663
Sale, conversion, retirement of capital stock, net$354,000665
Net operating income$589,4006,617
1992-12-31 (YTD Data)Rank
Total interest income$9,654,0003,610
Total interest expense$3,370,0004,698
Net interest income$6,284,0002,902
Provision for loan and lease losses$1,009,0001,823
Total noninterest income$1,677,0002,192
Gross Fiduciary activities income$388,000855
Service charges on deposit accounts$356,0003,845
Trading account gains and fees$0504
Additional Noninterest Income$933,0002,102
Total noninterest expense$6,073,0002,395
Salaries and employee benefits$2,916,0002,230
Premises and equipment expense$886,0002,338
Additional noninterest expense$2,271,0002,525
Pre-tax net operating income$879,0006,209
Securities gains (losses)$28,0005,098
Applicable income taxes$390,0004,891
Income before extraordinary items$517,0007,180
Extraordinary gains, net$01,422
Net income$517,0007,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$624,0002,126
Cash dividends$110,0006,380
Sale, conversion, retirement of capital stock, net$257,000682
Net operating income$499,0806,962

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.