Home > Scottsdale Community Bank > Income and Expense

Scottsdale Community Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$1,127,0003,840
Total interest expense$525,0003,385
Net interest income$602,0004,024
Provision for loan and lease losses$35,0002,097
Total noninterest income$11,0004,284
Gross Fiduciary activities income$0918
Service charges on deposit accounts$1,0004,209
Trading account gains and feesNANA
Additional Noninterest Income$10,0004,104
Total noninterest expense$720,0003,712
Salaries and employee benefits$446,0003,574
Premises and equipment expense$35,0004,074
Additional noninterest expense$10,0004,110
Pre-tax net operating income$-142,0004,328
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$-142,0004,307
Extraordinary gains, net$047
Net income$-142,0004,305
Minority interest net income$065
Net income of bank and minority interests.$-142,0004,307
Net charge-offs$02,299
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$20,000411
Net operating income$-142,0004,322
2024-12-31 (YTD Data)Rank
Total interest income$3,659,0003,968
Total interest expense$1,638,0003,644
Net interest income$2,021,0004,108
Provision for loan and lease losses$248,0001,887
Total noninterest income$30,0004,369
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$3,0004,252
Trading account gains and feesNANA
Additional Noninterest Income$27,0004,238
Total noninterest expense$2,750,0003,765
Salaries and employee benefits$1,710,0003,613
Premises and equipment expense$144,0004,095
Additional noninterest expense$27,0004,238
Pre-tax net operating income$-947,0004,374
Securities gains (losses)$0940
Applicable income taxes$03,278
Income before extraordinary items$-947,0004,358
Extraordinary gains, net$053
Net income$-947,0004,358
Minority interest net income$090
Net income of bank and minority interests.$-947,0004,358
Net charge-offs$03,072
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$82,000470
Net operating income$-947,0004,373
2024-09-30 (YTD Data)Rank
Total interest income$2,633,0004,019
Total interest expense$1,173,0003,683
Net interest income$1,460,0004,156
Provision for loan and lease losses$206,0001,709
Total noninterest income$21,0004,406
Gross Fiduciary activities income$0972
Service charges on deposit accounts$2,0004,290
Trading account gains and feesNANA
Additional Noninterest Income$19,0004,273
Total noninterest expense$2,073,0003,755
Salaries and employee benefits$1,286,0003,602
Premises and equipment expense$107,0004,120
Additional noninterest expense$19,0004,275
Pre-tax net operating income$-798,0004,421
Securities gains (losses)$0930
Applicable income taxes$03,278
Income before extraordinary items$-798,0004,404
Extraordinary gains, net$051
Net income$-798,0004,404
Minority interest net income$082
Net income of bank and minority interests.$-798,0004,405
Net charge-offs$02,823
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$61,000440
Net operating income$-798,0004,416
2024-06-30 (YTD Data)Rank
Total interest income$1,641,0004,067
Total interest expense$739,0003,724
Net interest income$902,0004,211
Provision for loan and lease losses$182,0001,426
Total noninterest income$12,0004,433
Gross Fiduciary activities income$0962
Service charges on deposit accounts$1,0004,310
Trading account gains and feesNANA
Additional Noninterest Income$11,0004,298
Total noninterest expense$1,366,0003,767
Salaries and employee benefits$846,0003,621
Premises and equipment expense$70,0004,134
Additional noninterest expense$11,0004,311
Pre-tax net operating income$-634,0004,460
Securities gains (losses)$0628
Applicable income taxes$03,283
Income before extraordinary items$-634,0004,437
Extraordinary gains, net$052
Net income$-634,0004,438
Minority interest net income$084
Net income of bank and minority interests.$-634,0004,439
Net charge-offs$02,587
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$44,000416
Net operating income$-634,0004,452
2024-03-31 (YTD Data)Rank
Total interest income$778,0004,115
Total interest expense$342,0003,771
Net interest income$436,0004,249
Provision for loan and lease losses$96,0001,271
Total noninterest income$7,0004,434
Gross Fiduciary activities income$0895
Service charges on deposit accounts$1,0004,311
Trading account gains and feesNANA
Additional Noninterest Income$6,0004,299
Total noninterest expense$672,0003,787
Salaries and employee benefits$416,0003,654
Premises and equipment expense$36,0004,115
Additional noninterest expense$6,0004,332
Pre-tax net operating income$-325,0004,467
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$-325,0004,452
Extraordinary gains, net$051
Net income$-325,0004,452
Minority interest net income$072
Net income of bank and minority interests.$-325,0004,452
Net charge-offs$02,217
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$20,000355
Net operating income$-325,0004,459
2023-12-31 (YTD Data)Rank
Total interest income$2,122,0004,288
Total interest expense$573,0004,051
Net interest income$1,549,0004,321
Provision for loan and lease losses$293,0001,707
Total noninterest income$12,0004,506
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,0004,361
Trading account gains and feesNANA
Additional Noninterest Income$10,0004,406
Total noninterest expense$2,653,0003,819
Salaries and employee benefits$1,535,0003,745
Premises and equipment expense$140,0004,164
Additional noninterest expense$10,0004,419
Pre-tax net operating income$-1,385,0004,517
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$-1,385,0004,493
Extraordinary gains, net$054
Net income$-1,385,0004,492
Minority interest net income$088
Net income of bank and minority interests.$-1,385,0004,493
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$75,000432
Net operating income$-1,385,0004,508
2023-09-30 (YTD Data)Rank
Total interest income$1,438,0004,331
Total interest expense$308,0004,160
Net interest income$1,130,0004,343
Provision for loan and lease losses$262,0001,456
Total noninterest income$10,0004,531
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,0004,379
Trading account gains and feesNANA
Additional Noninterest Income$8,0004,422
Total noninterest expense$1,998,0003,809
Salaries and employee benefits$1,149,0003,736
Premises and equipment expense$105,0004,185
Additional noninterest expense$8,0004,443
Pre-tax net operating income$-1,120,0004,518
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$-1,120,0004,537
Extraordinary gains, net$052
Net income$-1,120,0004,535
Minority interest net income$081
Net income of bank and minority interests.$-1,120,0004,537
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$56,000417
Net operating income$-1,120,0004,544
2023-06-30 (YTD Data)Rank
Total interest income$845,0004,394
Total interest expense$137,0004,258
Net interest income$708,0004,403
Provision for loan and lease losses$122,0001,683
Total noninterest income$6,0004,562
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,0004,425
Trading account gains and feesNANA
Additional Noninterest Income$5,0004,492
Total noninterest expense$1,304,0003,838
Salaries and employee benefits$749,0003,779
Premises and equipment expense$69,0004,207
Additional noninterest expense$5,0004,490
Pre-tax net operating income$-712,0004,555
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$-712,0004,575
Extraordinary gains, net$051
Net income$-712,0004,573
Minority interest net income$081
Net income of bank and minority interests.$-712,0004,574
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$37,000407
Net operating income$-712,0004,581
2023-03-31 (YTD Data)Rank
Total interest income$382,0004,468
Total interest expense$56,0004,300
Net interest income$326,0004,454
Provision for loan and lease losses$53,0001,659
Total noninterest income$2,0004,622
Gross Fiduciary activities income$0913
Service charges on deposit accounts$04,484
Trading account gains and feesNANA
Additional Noninterest Income$2,0004,520
Total noninterest expense$630,0003,914
Salaries and employee benefits$351,0003,896
Premises and equipment expense$35,0004,263
Additional noninterest expense$2,0004,520
Pre-tax net operating income$-355,0004,598
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$-355,0004,580
Extraordinary gains, net$04
Net income$-355,0004,580
Minority interest net income$048
Net income of bank and minority interests.$-355,0004,580
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$18,000376
Net operating income$-355,0004,590
2022-12-31 (YTD Data)Rank
Total interest income$581,0004,628
Total interest expense$49,0004,542
Net interest income$532,0004,623
Provision for loan and lease losses$112,0002,166
Total noninterest income$4,0004,667
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,0004,524
Trading account gains and feesNANA
Additional Noninterest Income$3,0004,597
Total noninterest expense$2,277,0004,000
Salaries and employee benefits$1,342,0003,932
Premises and equipment expense$128,0004,335
Additional noninterest expense$3,0004,597
Pre-tax net operating income$-1,853,0004,672
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$-1,853,0004,658
Extraordinary gains, net$05
Net income$-1,853,0004,657
Minority interest net income$063
Net income of bank and minority interests.$-1,853,0004,658
Net charge-offs$02,620
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$17,510,00057
Net operating income$-1,853,0004,664
2022-09-30 (YTD Data)Rank
Total interest income$290,0004,681
Total interest expense$17,0004,636
Net interest income$273,0004,680
Provision for loan and lease losses$77,0002,055
Total noninterest income$2,0004,703
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,0004,559
Trading account gains and feesNANA
Additional Noninterest Income$1,0004,644
Total noninterest expense$1,671,0004,022
Salaries and employee benefits$1,002,0003,940
Premises and equipment expense$96,0004,357
Additional noninterest expense$1,0004,644
Pre-tax net operating income$-1,473,0004,721
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$-1,473,0004,691
Extraordinary gains, net$04
Net income$-1,473,0004,691
Minority interest net income$057
Net income of bank and minority interests.$-1,473,0004,691
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$17,491,00047
Net operating income$-1,473,0004,708
2022-06-30 (YTD Data)Rank
Total interest income$110,0004,750
Total interest expense$3,0004,739
Net interest income$107,0004,748
Provision for loan and lease losses$24,0002,222
Total noninterest income$04,732
Gross Fiduciary activities income$0925
Service charges on deposit accounts$04,638
Trading account gains and feesNANA
Additional Noninterest Income$04,696
Total noninterest expense$1,085,0004,059
Salaries and employee benefits$640,0004,008
Premises and equipment expense$72,0004,299
Additional noninterest expense$373,0003,986
Pre-tax net operating income$-1,002,0004,734
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$-1,002,0004,707
Extraordinary gains, net$04
Net income$-1,002,0004,707
Minority interest net income$060
Net income of bank and minority interests.$-1,002,0004,707
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$17,327,00039
Net operating income$-1,002,0004,729
2022-03-31 (YTD Data)Rank
Total interest income$37,0004,779
Total interest expense$04,770
Net interest income$37,0004,779
Provision for loan and lease losses$02,285
Total noninterest income$04,754
Gross Fiduciary activities income$0892
Service charges on deposit accounts$04,649
Trading account gains and feesNANA
Additional Noninterest Income$04,711
Total noninterest expense$470,0004,201
Salaries and employee benefits$263,0004,185
Premises and equipment expense$32,0004,380
Additional noninterest expense$175,0004,045
Pre-tax net operating income$-433,0004,751
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$-433,0004,731
Extraordinary gains, net$04
Net income$-433,0004,730
Minority interest net income$050
Net income of bank and minority interests.$-433,0004,731
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$17,309,00014
Net operating income$-433,0004,748

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.