Home > Scotiabank de Puerto Rico > Income and Expense

Scotiabank de Puerto Rico, Income and Expense

2019-09-30 (YTD Data)Rank
Total interest income$122,703,000269
Total interest expense$13,430,000433
Net interest income$109,273,000240
Provision for loan and lease losses$-3,923,0005,247
Total noninterest income$45,099,000198
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$4,677,000243
Trading account gains and fees$-174,0001,522
Additional Noninterest Income$40,596,000164
Total noninterest expense$84,950,000245
Salaries and employee benefits$40,465,000271
Premises and equipment expense$12,936,000193
Additional noninterest expense$31,549,000223
Pre-tax net operating income$73,345,000192
Securities gains (losses)$2,266,000111
Applicable income taxes$24,805,000154
Income before extraordinary items$50,806,000211
Extraordinary gains, net$011
Net income$50,806,000212
Minority interest net income$072
Net income of bank and minority interests.$50,806,000212
Net charge-offs$2,907,000245
Cash dividends$300,000,00038
Sale, conversion, retirement of capital stock, net$0590
Net operating income$49,015,860214
2019-06-30 (YTD Data)Rank
Total interest income$83,485,000264
Total interest expense$8,941,000433
Net interest income$74,544,000237
Provision for loan and lease losses$-422,0005,242
Total noninterest income$24,588,000228
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$3,153,000243
Trading account gains and fees$-124,0001,674
Additional Noninterest Income$21,559,000182
Total noninterest expense$65,656,000225
Salaries and employee benefits$27,390,000266
Premises and equipment expense$8,803,000194
Additional noninterest expense$29,463,000183
Pre-tax net operating income$33,898,000251
Securities gains (losses)$01,702
Applicable income taxes$9,843,000207
Income before extraordinary items$24,055,000275
Extraordinary gains, net$011
Net income$24,055,000277
Minority interest net income$069
Net income of bank and minority interests.$24,055,000277
Net charge-offs$3,314,000165
Cash dividends$300,000,00027
Sale, conversion, retirement of capital stock, net$0573
Net operating income$24,055,000272
2019-03-31 (YTD Data)Rank
Total interest income$41,597,000263
Total interest expense$4,496,000418
Net interest income$37,101,000239
Provision for loan and lease losses$2,684,000155
Total noninterest income$13,036,000207
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,581,000243
Trading account gains and fees$-62,0001,698
Additional Noninterest Income$11,517,000169
Total noninterest expense$32,044,000228
Salaries and employee benefits$13,483,000269
Premises and equipment expense$4,338,000196
Additional noninterest expense$14,223,000187
Pre-tax net operating income$15,409,000265
Securities gains (losses)$01,087
Applicable income taxes$4,824,000212
Income before extraordinary items$10,585,000294
Extraordinary gains, net$05
Net income$10,585,000294
Minority interest net income$052
Net income of bank and minority interests.$10,585,000294
Net charge-offs$1,724,000158
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$10,585,000288
2018-12-31 (YTD Data)Rank
Total interest income$185,144,000233
Total interest expense$18,985,000326
Net interest income$166,159,000213
Provision for loan and lease losses$8,556,000181
Total noninterest income$101,529,000138
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$7,123,000224
Trading account gains and fees$-123,0001,787
Additional Noninterest Income$94,529,000109
Total noninterest expense$151,859,000206
Salaries and employee benefits$56,585,000254
Premises and equipment expense$17,135,000196
Additional noninterest expense$78,139,000154
Pre-tax net operating income$107,273,000186
Securities gains (losses)$01,125
Applicable income taxes$12,421,000268
Income before extraordinary items$94,852,000172
Extraordinary gains, net$06
Net income$94,852,000172
Minority interest net income$072
Net income of bank and minority interests.$94,852,000172
Net charge-offs$8,381,000151
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$94,852,000173
2018-09-30 (YTD Data)Rank
Total interest income$141,346,000224
Total interest expense$14,413,000312
Net interest income$126,933,000210
Provision for loan and lease losses$-2,476,0005,446
Total noninterest income$33,180,000244
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$5,077,000229
Trading account gains and fees$-49,0001,823
Additional Noninterest Income$28,152,000206
Total noninterest expense$116,218,000199
Salaries and employee benefits$43,187,000254
Premises and equipment expense$13,666,000186
Additional noninterest expense$59,365,000151
Pre-tax net operating income$46,371,000268
Securities gains (losses)$01,118
Applicable income taxes$19,859,000172
Income before extraordinary items$26,512,000349
Extraordinary gains, net$05
Net income$26,512,000348
Minority interest net income$066
Net income of bank and minority interests.$26,512,000349
Net charge-offs$8,474,000123
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$26,512,000341
2018-06-30 (YTD Data)Rank
Total interest income$88,738,000229
Total interest expense$9,752,000281
Net interest income$78,986,000216
Provision for loan and lease losses$-3,889,0005,524
Total noninterest income$22,025,000243
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$3,400,000225
Trading account gains and fees$-35,0001,841
Additional Noninterest Income$18,660,000207
Total noninterest expense$81,775,000193
Salaries and employee benefits$29,062,000250
Premises and equipment expense$9,425,000172
Additional noninterest expense$43,288,000145
Pre-tax net operating income$23,125,000321
Securities gains (losses)$0961
Applicable income taxes$9,063,000215
Income before extraordinary items$14,062,000390
Extraordinary gains, net$06
Net income$14,062,000389
Minority interest net income$065
Net income of bank and minority interests.$14,062,000390
Net charge-offs$7,125,000113
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$14,062,000387
2018-03-31 (YTD Data)Rank
Total interest income$44,076,000221
Total interest expense$4,941,000261
Net interest income$39,135,000219
Provision for loan and lease losses$14,926,00055
Total noninterest income$7,605,000316
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,759,000220
Trading account gains and fees$20,000112
Additional Noninterest Income$5,826,000276
Total noninterest expense$41,656,000193
Salaries and employee benefits$14,953,000244
Premises and equipment expense$4,932,000168
Additional noninterest expense$21,771,000142
Pre-tax net operating income$-9,842,0005,614
Securities gains (losses)$0735
Applicable income taxes$-2,728,0005,603
Income before extraordinary items$-7,114,0005,604
Extraordinary gains, net$07
Net income$-7,114,0005,604
Minority interest net income$052
Net income of bank and minority interests.$-7,114,0005,604
Net charge-offs$2,667,000126
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-7,114,0005,604
2017-12-31 (YTD Data)Rank
Total interest income$195,304,000194
Total interest expense$19,911,000215
Net interest income$175,393,000194
Provision for loan and lease losses$76,528,00048
Total noninterest income$62,216,000186
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$7,972,000193
Trading account gains and fees$26,000137
Additional Noninterest Income$54,218,000153
Total noninterest expense$215,024,000146
Salaries and employee benefits$57,323,000245
Premises and equipment expense$19,992,000159
Additional noninterest expense$137,709,00097
Pre-tax net operating income$-53,943,0005,678
Securities gains (losses)$02,243
Applicable income taxes$-16,103,0005,663
Income before extraordinary items$-37,840,0005,667
Extraordinary gains, net$09
Net income$-37,840,0005,667
Minority interest net income$076
Net income of bank and minority interests.$-37,840,0005,667
Net charge-offs$87,826,00044
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-37,840,0005,667
2017-06-30 (YTD Data)Rank
Total interest income$98,893,000196
Total interest expense$9,864,000203
Net interest income$89,029,000194
Provision for loan and lease losses$15,421,00082
Total noninterest income$23,059,000241
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$4,024,000191
Trading account gains and fees$30,000123
Additional Noninterest Income$19,005,000197
Total noninterest expense$76,631,000187
Salaries and employee benefits$28,493,000245
Premises and equipment expense$9,514,000164
Additional noninterest expense$38,624,000143
Pre-tax net operating income$20,036,000333
Securities gains (losses)$01,906
Applicable income taxes$6,811,000304
Income before extraordinary items$13,225,000361
Extraordinary gains, net$011
Net income$13,225,000361
Minority interest net income$071
Net income of bank and minority interests.$13,225,000361
Net charge-offs$15,898,00073
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$13,225,000360
2017-03-31 (YTD Data)Rank
Total interest income$49,578,000193
Total interest expense$4,909,000202
Net interest income$44,669,000192
Provision for loan and lease losses$4,056,000118
Total noninterest income$13,655,000205
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$2,042,000186
Trading account gains and fees$29,000121
Additional Noninterest Income$11,584,000170
Total noninterest expense$39,693,000181
Salaries and employee benefits$14,182,000247
Premises and equipment expense$4,714,000164
Additional noninterest expense$20,797,000135
Pre-tax net operating income$14,575,000253
Securities gains (losses)$01,153
Applicable income taxes$5,661,000214
Income before extraordinary items$8,914,000276
Extraordinary gains, net$08
Net income$8,914,000277
Minority interest net income$055
Net income of bank and minority interests.$8,914,000277
Net charge-offs$3,363,000110
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$8,914,000271
2016-12-31 (YTD Data)Rank
Total interest income$212,298,000180
Total interest expense$23,128,000165
Net interest income$189,170,000180
Provision for loan and lease losses$35,338,00080
Total noninterest income$36,895,000269
Gross Fiduciary activities income$27,000937
Service charges on deposit accounts$8,658,000177
Trading account gains and fees$688,00091
Additional Noninterest Income$27,522,000247
Total noninterest expense$307,967,000111
Salaries and employee benefits$62,933,000212
Premises and equipment expense$19,848,000156
Additional noninterest expense$225,186,00069
Pre-tax net operating income$-117,240,0005,920
Securities gains (losses)$03,212
Applicable income taxes$-50,216,0005,909
Income before extraordinary items$-67,024,0005,912
Extraordinary gains, net$05
Net income$-67,024,0005,910
Minority interest net income$082
Net income of bank and minority interests.$-67,024,0005,910
Net charge-offs$22,650,00088
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-67,024,0005,912
2016-09-30 (YTD Data)Rank
Total interest income$161,546,000178
Total interest expense$17,110,000163
Net interest income$144,436,000176
Provision for loan and lease losses$35,095,00072
Total noninterest income$24,833,000294
Gross Fiduciary activities income$27,000902
Service charges on deposit accounts$6,517,000177
Trading account gains and fees$-139,0005,966
Additional Noninterest Income$18,428,000272
Total noninterest expense$126,014,000171
Salaries and employee benefits$47,580,000206
Premises and equipment expense$15,054,000158
Additional noninterest expense$63,380,000138
Pre-tax net operating income$8,160,000870
Securities gains (losses)$03,160
Applicable income taxes$2,645,000711
Income before extraordinary items$5,515,0001,022
Extraordinary gains, net$05
Net income$5,515,0001,022
Minority interest net income$071
Net income of bank and minority interests.$5,515,0001,022
Net charge-offs$19,520,00080
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,515,000997
2016-06-30 (YTD Data)Rank
Total interest income$109,448,000175
Total interest expense$11,669,000161
Net interest income$97,779,000176
Provision for loan and lease losses$29,485,00063
Total noninterest income$19,153,000262
Gross Fiduciary activities income$27,000871
Service charges on deposit accounts$5,150,000157
Trading account gains and fees$-97,0006,040
Additional Noninterest Income$14,073,000244
Total noninterest expense$84,917,000170
Salaries and employee benefits$32,964,000196
Premises and equipment expense$9,958,000160
Additional noninterest expense$41,995,000137
Pre-tax net operating income$2,530,0001,619
Securities gains (losses)$02,835
Applicable income taxes$-1,544,0006,037
Income before extraordinary items$4,074,000899
Extraordinary gains, net$016
Net income$4,074,000897
Minority interest net income$071
Net income of bank and minority interests.$4,074,000898
Net charge-offs$11,758,00084
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,074,000874
2016-03-31 (YTD Data)Rank
Total interest income$55,695,000171
Total interest expense$6,030,000156
Net interest income$49,665,000172
Provision for loan and lease losses$1,945,000183
Total noninterest income$10,656,000237
Gross Fiduciary activities income$18,000848
Service charges on deposit accounts$2,629,000155
Trading account gains and fees$-31,0006,092
Additional Noninterest Income$8,040,000212
Total noninterest expense$43,814,000167
Salaries and employee benefits$16,042,000204
Premises and equipment expense$5,002,000155
Additional noninterest expense$22,770,000122
Pre-tax net operating income$14,562,000227
Securities gains (losses)$02,077
Applicable income taxes$3,398,000272
Income before extraordinary items$11,164,000226
Extraordinary gains, net$012
Net income$11,164,000225
Minority interest net income$062
Net income of bank and minority interests.$11,164,000226
Net charge-offs$3,301,000114
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$11,164,000224
2015-12-31 (YTD Data)Rank
Total interest income$244,275,000158
Total interest expense$26,964,000128
Net interest income$217,311,000157
Provision for loan and lease losses$45,856,00060
Total noninterest income$91,343,000135
Gross Fiduciary activities income$22,000980
Service charges on deposit accounts$11,266,000151
Trading account gains and fees$1,335,00072
Additional Noninterest Income$78,720,000118
Total noninterest expense$221,920,000133
Salaries and employee benefits$73,418,000173
Premises and equipment expense$26,565,000119
Additional noninterest expense$121,937,000103
Pre-tax net operating income$40,878,000282
Securities gains (losses)$03,216
Applicable income taxes$1,004,0001,587
Income before extraordinary items$39,874,000242
Extraordinary gains, net$023
Net income$39,874,000241
Minority interest net income$081
Net income of bank and minority interests.$39,874,000242
Net charge-offs$28,083,00061
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$39,874,000241
2015-09-30 (YTD Data)Rank
Total interest income$187,387,000154
Total interest expense$20,566,000124
Net interest income$166,821,000154
Provision for loan and lease losses$20,102,00071
Total noninterest income$58,480,000153
Gross Fiduciary activities income$19,000951
Service charges on deposit accounts$8,300,000151
Trading account gains and fees$1,036,00071
Additional Noninterest Income$49,125,000130
Total noninterest expense$140,747,000154
Salaries and employee benefits$52,638,000184
Premises and equipment expense$18,877,000124
Additional noninterest expense$69,232,000121
Pre-tax net operating income$64,452,000174
Securities gains (losses)$03,031
Applicable income taxes$14,098,000223
Income before extraordinary items$50,354,000164
Extraordinary gains, net$021
Net income$50,354,000163
Minority interest net income$078
Net income of bank and minority interests.$50,354,000164
Net charge-offs$12,986,00077
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$50,354,000163
2015-06-30 (YTD Data)Rank
Total interest income$126,252,000151
Total interest expense$14,096,000118
Net interest income$112,156,000152
Provision for loan and lease losses$13,399,00071
Total noninterest income$52,281,000124
Gross Fiduciary activities income$2,0001,087
Service charges on deposit accounts$5,554,000150
Trading account gains and fees$729,00073
Additional Noninterest Income$45,996,000107
Total noninterest expense$99,515,000143
Salaries and employee benefits$35,874,000180
Premises and equipment expense$12,695,000124
Additional noninterest expense$50,946,000116
Pre-tax net operating income$51,523,000155
Securities gains (losses)$02,636
Applicable income taxes$4,556,000350
Income before extraordinary items$46,967,000132
Extraordinary gains, net$022
Net income$46,967,000132
Minority interest net income$075
Net income of bank and minority interests.$46,967,000132
Net charge-offs$7,145,00092
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$46,967,000130
2015-03-31 (YTD Data)Rank
Total interest income$63,985,000145
Total interest expense$7,488,000117
Net interest income$56,497,000148
Provision for loan and lease losses$11,729,00053
Total noninterest income$8,845,000271
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$2,373,000159
Trading account gains and fees$400,00072
Additional Noninterest Income$6,072,000259
Total noninterest expense$49,178,000143
Salaries and employee benefits$17,733,000183
Premises and equipment expense$5,938,000137
Additional noninterest expense$25,507,000117
Pre-tax net operating income$4,435,000535
Securities gains (losses)$02,027
Applicable income taxes$-2,548,0006,410
Income before extraordinary items$6,983,000299
Extraordinary gains, net$013
Net income$6,983,000298
Minority interest net income$064
Net income of bank and minority interests.$6,983,000298
Net charge-offs$3,062,000106
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$6,983,000290
2014-12-31 (YTD Data)Rank
Total interest income$293,387,000135
Total interest expense$39,740,00099
Net interest income$253,647,000135
Provision for loan and lease losses$80,536,00039
Total noninterest income$40,054,000243
Gross Fiduciary activities income$96,000860
Service charges on deposit accounts$8,135,000206
Trading account gains and fees$1,290,00070
Additional Noninterest Income$30,533,000205
Total noninterest expense$195,821,000140
Salaries and employee benefits$78,583,000156
Premises and equipment expense$28,409,000112
Additional noninterest expense$88,829,000132
Pre-tax net operating income$17,344,000523
Securities gains (losses)$-1,589,0006,483
Applicable income taxes$-18,645,0006,496
Income before extraordinary items$34,400,000253
Extraordinary gains, net$017
Net income$34,400,000251
Minority interest net income$084
Net income of bank and minority interests.$34,400,000252
Net charge-offs$17,988,00084
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$35,989,000243
2014-09-30 (YTD Data)Rank
Total interest income$225,569,000132
Total interest expense$31,436,00093
Net interest income$194,133,000132
Provision for loan and lease losses$34,216,00055
Total noninterest income$26,347,000257
Gross Fiduciary activities income$96,000821
Service charges on deposit accounts$6,217,000200
Trading account gains and fees$850,00072
Additional Noninterest Income$19,184,000230
Total noninterest expense$145,336,000141
Salaries and employee benefits$58,502,000156
Premises and equipment expense$20,925,000114
Additional noninterest expense$65,909,000131
Pre-tax net operating income$40,928,000219
Securities gains (losses)$-1,589,0006,561
Applicable income taxes$14,293,000204
Income before extraordinary items$25,046,000245
Extraordinary gains, net$015
Net income$25,046,000245
Minority interest net income$081
Net income of bank and minority interests.$25,046,000245
Net charge-offs$11,754,00097
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$26,062,960238
2014-06-30 (YTD Data)Rank
Total interest income$150,919,000130
Total interest expense$22,021,00089
Net interest income$128,898,000133
Provision for loan and lease losses$30,213,00044
Total noninterest income$16,547,000261
Gross Fiduciary activities income$96,000785
Service charges on deposit accounts$4,250,000192
Trading account gains and fees$546,00072
Additional Noninterest Income$11,655,000236
Total noninterest expense$95,633,000145
Salaries and employee benefits$38,587,000156
Premises and equipment expense$14,362,000111
Additional noninterest expense$42,684,000134
Pre-tax net operating income$19,599,000270
Securities gains (losses)$-1,589,0006,638
Applicable income taxes$7,024,000245
Income before extraordinary items$10,986,000335
Extraordinary gains, net$020
Net income$10,986,000335
Minority interest net income$080
Net income of bank and minority interests.$10,986,000335
Net charge-offs$7,743,000109
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$12,002,960308
2014-03-31 (YTD Data)Rank
Total interest income$73,731,000132
Total interest expense$11,841,00087
Net interest income$61,890,000138
Provision for loan and lease losses$15,312,00045
Total noninterest income$5,177,000366
Gross Fiduciary activities income$22,000885
Service charges on deposit accounts$2,168,000182
Trading account gains and fees$203,00079
Additional Noninterest Income$2,784,000399
Total noninterest expense$48,249,000142
Salaries and employee benefits$18,468,000165
Premises and equipment expense$6,961,000116
Additional noninterest expense$22,820,000128
Pre-tax net operating income$3,506,000583
Securities gains (losses)$-2,625,0006,725
Applicable income taxes$334,0001,243
Income before extraordinary items$547,0002,417
Extraordinary gains, net$016
Net income$547,0002,420
Minority interest net income$066
Net income of bank and minority interests.$547,0002,420
Net charge-offs$3,624,000119
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,227,000691
2013-12-31 (YTD Data)Rank
Total interest income$332,872,000123
Total interest expense$53,772,00088
Net interest income$279,100,000123
Provision for loan and lease losses$54,591,00054
Total noninterest income$48,507,000210
Gross Fiduciary activities income$41,000964
Service charges on deposit accounts$8,734,000191
Trading account gains and fees$-261,0006,796
Additional Noninterest Income$39,993,000169
Total noninterest expense$243,390,000122
Salaries and employee benefits$81,822,000148
Premises and equipment expense$31,646,000100
Additional noninterest expense$129,922,000100
Pre-tax net operating income$29,626,000314
Securities gains (losses)$03,182
Applicable income taxes$8,206,000312
Income before extraordinary items$21,420,000340
Extraordinary gains, net$029
Net income$21,420,000340
Minority interest net income$090
Net income of bank and minority interests.$21,420,000340
Net charge-offs$17,924,000121
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$21,420,000336
2013-09-30 (YTD Data)Rank
Total interest income$253,152,000119
Total interest expense$40,738,00088
Net interest income$212,414,000119
Provision for loan and lease losses$45,674,00047
Total noninterest income$36,459,000214
Gross Fiduciary activities income$39,000930
Service charges on deposit accounts$6,481,000193
Trading account gains and fees$-783,0006,882
Additional Noninterest Income$30,722,000172
Total noninterest expense$195,381,000112
Salaries and employee benefits$63,977,000137
Premises and equipment expense$23,631,000102
Additional noninterest expense$107,773,00089
Pre-tax net operating income$7,818,000752
Securities gains (losses)$03,040
Applicable income taxes$2,004,000731
Income before extraordinary items$5,814,000821
Extraordinary gains, net$025
Net income$5,814,000823
Minority interest net income$084
Net income of bank and minority interests.$5,814,000823
Net charge-offs$15,218,000107
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,814,000802
2013-06-30 (YTD Data)Rank
Total interest income$174,051,000114
Total interest expense$27,103,00089
Net interest income$146,948,000115
Provision for loan and lease losses$39,171,00047
Total noninterest income$25,519,000213
Gross Fiduciary activities income$19,000973
Service charges on deposit accounts$4,143,000198
Trading account gains and fees$-591,0006,932
Additional Noninterest Income$21,948,000166
Total noninterest expense$144,536,000103
Salaries and employee benefits$43,218,000137
Premises and equipment expense$16,014,00099
Additional noninterest expense$85,304,00083
Pre-tax net operating income$-11,240,0006,939
Securities gains (losses)$02,791
Applicable income taxes$-4,581,0006,920
Income before extraordinary items$-6,659,0006,923
Extraordinary gains, net$022
Net income$-6,659,0006,923
Minority interest net income$082
Net income of bank and minority interests.$-6,659,0006,923
Net charge-offs$11,105,000102
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-6,659,0006,922
2013-03-31 (YTD Data)Rank
Total interest income$90,620,000114
Total interest expense$13,065,00092
Net interest income$77,555,000116
Provision for loan and lease losses$26,774,00038
Total noninterest income$18,068,000154
Gross Fiduciary activities income$16,000924
Service charges on deposit accounts$1,444,000272
Trading account gains and fees$0148
Additional Noninterest Income$16,608,000127
Total noninterest expense$51,989,000132
Salaries and employee benefits$21,348,000139
Premises and equipment expense$7,718,000103
Additional noninterest expense$22,923,000127
Pre-tax net operating income$16,860,000188
Securities gains (losses)$01,966
Applicable income taxes$4,774,000199
Income before extraordinary items$12,086,000190
Extraordinary gains, net$010
Net income$12,086,000191
Minority interest net income$076
Net income of bank and minority interests.$12,086,000191
Net charge-offs$5,731,000110
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$12,086,000187
2012-12-31 (YTD Data)Rank
Total interest income$345,717,000118
Total interest expense$60,488,00095
Net interest income$285,229,000119
Provision for loan and lease losses$28,350,000126
Total noninterest income$61,419,000177
Gross Fiduciary activities income$116,000865
Service charges on deposit accounts$5,158,000300
Trading account gains and fees$0166
Additional Noninterest Income$56,145,000144
Total noninterest expense$224,284,000120
Salaries and employee benefits$90,337,000127
Premises and equipment expense$29,543,000102
Additional noninterest expense$104,404,000110
Pre-tax net operating income$94,014,000145
Securities gains (losses)$3,004,000172
Applicable income taxes$2,508,000718
Income before extraordinary items$94,510,000124
Extraordinary gains, net$029
Net income$94,510,000124
Minority interest net income$093
Net income of bank and minority interests.$94,510,000124
Net charge-offs$7,869,000391
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$91,596,120125
2012-09-30 (YTD Data)Rank
Total interest income$261,572,000119
Total interest expense$46,702,00095
Net interest income$214,870,000119
Provision for loan and lease losses$28,392,000104
Total noninterest income$47,548,000171
Gross Fiduciary activities income$88,000856
Service charges on deposit accounts$3,789,000301
Trading account gains and fees$0157
Additional Noninterest Income$43,671,000144
Total noninterest expense$164,017,000120
Salaries and employee benefits$68,928,000125
Premises and equipment expense$22,213,000103
Additional noninterest expense$72,876,000116
Pre-tax net operating income$70,009,000151
Securities gains (losses)$03,575
Applicable income taxes$20,827,000150
Income before extraordinary items$49,182,000161
Extraordinary gains, net$020
Net income$49,182,000161
Minority interest net income$086
Net income of bank and minority interests.$49,182,000161
Net charge-offs$5,792,000408
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$49,182,000156
2012-06-30 (YTD Data)Rank
Total interest income$177,398,000116
Total interest expense$31,740,00095
Net interest income$145,658,000118
Provision for loan and lease losses$23,100,00087
Total noninterest income$35,049,000155
Gross Fiduciary activities income$72,000838
Service charges on deposit accounts$2,738,000287
Trading account gains and fees$-6,0007,210
Additional Noninterest Income$32,245,000134
Total noninterest expense$107,641,000120
Salaries and employee benefits$45,566,000125
Premises and equipment expense$14,094,000109
Additional noninterest expense$47,981,000118
Pre-tax net operating income$49,966,000139
Securities gains (losses)$03,178
Applicable income taxes$14,914,000143
Income before extraordinary items$35,052,000152
Extraordinary gains, net$019
Net income$35,052,000152
Minority interest net income$084
Net income of bank and minority interests.$35,052,000152
Net charge-offs$1,972,000700
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$35,052,000150
2012-03-31 (YTD Data)Rank
Total interest income$90,413,000116
Total interest expense$15,848,00099
Net interest income$74,565,000116
Provision for loan and lease losses$8,084,000114
Total noninterest income$19,829,000141
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,589,000248
Trading account gains and fees$10,000125
Additional Noninterest Income$18,230,000115
Total noninterest expense$54,244,000119
Salaries and employee benefits$23,114,000121
Premises and equipment expense$6,987,000108
Additional noninterest expense$24,143,000118
Pre-tax net operating income$32,066,000118
Securities gains (losses)$02,210
Applicable income taxes$9,620,000123
Income before extraordinary items$22,446,000122
Extraordinary gains, net$019
Net income$22,446,000122
Minority interest net income$078
Net income of bank and minority interests.$22,446,000123
Net charge-offs$-275,0007,255
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$22,446,000121
2011-12-31 (YTD Data)Rank
Total interest income$374,484,000117
Total interest expense$72,939,000100
Net interest income$301,545,000115
Provision for loan and lease losses$85,577,00070
Total noninterest income$102,769,000120
Gross Fiduciary activities income$84,000864
Service charges on deposit accounts$7,065,000240
Trading account gains and fees$1,000,00076
Additional Noninterest Income$94,620,00094
Total noninterest expense$215,658,000120
Salaries and employee benefits$87,073,000123
Premises and equipment expense$29,236,000104
Additional noninterest expense$99,349,000112
Pre-tax net operating income$103,079,000122
Securities gains (losses)$1,485,000306
Applicable income taxes$10,660,000241
Income before extraordinary items$93,904,000108
Extraordinary gains, net$029
Net income$93,904,000109
Minority interest net income$096
Net income of bank and minority interests.$93,904,000109
Net charge-offs$22,582,000227
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$92,567,500106
2011-09-30 (YTD Data)Rank
Total interest income$283,648,000115
Total interest expense$56,006,000100
Net interest income$227,642,000112
Provision for loan and lease losses$37,407,000107
Total noninterest income$57,127,000138
Gross Fiduciary activities income$74,000831
Service charges on deposit accounts$5,222,000243
Trading account gains and fees$0145
Additional Noninterest Income$51,831,000113
Total noninterest expense$158,271,000120
Salaries and employee benefits$64,243,000124
Premises and equipment expense$21,603,000108
Additional noninterest expense$72,425,000114
Pre-tax net operating income$89,091,000118
Securities gains (losses)$1,485,000239
Applicable income taxes$19,201,000144
Income before extraordinary items$71,375,000107
Extraordinary gains, net$021
Net income$71,375,000108
Minority interest net income$087
Net income of bank and minority interests.$71,375,000108
Net charge-offs$17,903,000214
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$70,201,850107
2011-06-30 (YTD Data)Rank
Total interest income$195,049,000116
Total interest expense$38,021,000104
Net interest income$157,028,000110
Provision for loan and lease losses$25,961,000115
Total noninterest income$41,614,000135
Gross Fiduciary activities income$36,000886
Service charges on deposit accounts$3,452,000245
Trading account gains and fees$0153
Additional Noninterest Income$38,126,000112
Total noninterest expense$103,246,000123
Salaries and employee benefits$41,832,000126
Premises and equipment expense$14,175,000111
Additional noninterest expense$47,239,000118
Pre-tax net operating income$69,435,000109
Securities gains (losses)$1,485,000140
Applicable income taxes$4,457,000268
Income before extraordinary items$66,463,00090
Extraordinary gains, net$015
Net income$66,463,00090
Minority interest net income$089
Net income of bank and minority interests.$66,463,00090
Net charge-offs$9,859,000266
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$65,067,10088
2011-03-31 (YTD Data)Rank
Total interest income$100,799,000115
Total interest expense$19,053,000106
Net interest income$81,746,000107
Provision for loan and lease losses$14,486,000111
Total noninterest income$19,994,000141
Gross Fiduciary activities income$5,0001,007
Service charges on deposit accounts$1,777,000240
Trading account gains and fees$0158
Additional Noninterest Income$18,212,000117
Total noninterest expense$49,071,000130
Salaries and employee benefits$19,604,000135
Premises and equipment expense$7,070,000114
Additional noninterest expense$22,397,000129
Pre-tax net operating income$38,183,00098
Securities gains (losses)$01,772
Applicable income taxes$3,874,000182
Income before extraordinary items$34,309,00086
Extraordinary gains, net$09
Net income$34,309,00086
Minority interest net income$086
Net income of bank and minority interests.$34,309,00086
Net charge-offs$3,816,000337
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$34,309,00085
2010-12-31 (YTD Data)Rank
Total interest income$277,191,000149
Total interest expense$61,896,000142
Net interest income$215,295,000146
Provision for loan and lease losses$35,338,000227
Total noninterest income$65,338,000160
Gross Fiduciary activities income$11,0001,137
Service charges on deposit accounts$5,529,000285
Trading account gains and fees$0175
Additional Noninterest Income$59,798,000130
Total noninterest expense$156,206,000155
Salaries and employee benefits$65,924,000150
Premises and equipment expense$21,174,000135
Additional noninterest expense$69,108,000161
Pre-tax net operating income$89,089,000115
Securities gains (losses)$1,783,000290
Applicable income taxes$5,343,000343
Income before extraordinary items$85,529,00097
Extraordinary gains, net$029
Net income$85,529,00098
Minority interest net income$0111
Net income of bank and minority interests.$85,529,00098
Net charge-offs$23,041,000305
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$83,852,98095
2010-09-30 (YTD Data)Rank
Total interest income$185,705,000157
Total interest expense$41,990,000153
Net interest income$143,715,000152
Provision for loan and lease losses$20,534,000270
Total noninterest income$44,594,000167
Gross Fiduciary activities income$10,0001,095
Service charges on deposit accounts$3,739,000313
Trading account gains and fees$0165
Additional Noninterest Income$40,845,000138
Total noninterest expense$105,781,000168
Salaries and employee benefits$43,751,000160
Premises and equipment expense$15,678,000135
Additional noninterest expense$46,352,000168
Pre-tax net operating income$61,994,000120
Securities gains (losses)$1,783,000244
Applicable income taxes$1,164,000899
Income before extraordinary items$62,613,00099
Extraordinary gains, net$023
Net income$62,613,000100
Minority interest net income$0110
Net income of bank and minority interests.$62,613,000100
Net charge-offs$12,897,000373
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$60,865,66097
2010-06-30 (YTD Data)Rank
Total interest income$92,906,000187
Total interest expense$22,357,000180
Net interest income$70,549,000182
Provision for loan and lease losses$11,704,000316
Total noninterest income$18,502,000243
Gross Fiduciary activities income$6,0001,117
Service charges on deposit accounts$1,853,000413
Trading account gains and fees$0152
Additional Noninterest Income$16,643,000196
Total noninterest expense$56,607,000203
Salaries and employee benefits$22,705,000199
Premises and equipment expense$8,634,000164
Additional noninterest expense$25,268,000197
Pre-tax net operating income$20,740,000170
Securities gains (losses)$1,871,000146
Applicable income taxes$473,0001,269
Income before extraordinary items$22,138,000147
Extraordinary gains, net$019
Net income$22,138,000145
Minority interest net income$0105
Net income of bank and minority interests.$22,138,000147
Net charge-offs$8,810,000367
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$20,304,420146
2010-03-31 (YTD Data)Rank
Total interest income$22,929,000350
Total interest expense$6,865,000328
Net interest income$16,064,000352
Provision for loan and lease losses$5,533,000343
Total noninterest income$4,759,000389
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$341,0001,148
Trading account gains and fees$0175
Additional Noninterest Income$4,418,000293
Total noninterest expense$15,719,000339
Salaries and employee benefits$7,817,000319
Premises and equipment expense$2,395,000301
Additional noninterest expense$5,507,000344
Pre-tax net operating income$-429,0007,123
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-429,0007,206
Extraordinary gains, net$016
Net income$-429,0007,208
Minority interest net income$091
Net income of bank and minority interests.$-429,0007,207
Net charge-offs$3,744,000417
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-429,0007,182
2009-12-31 (YTD Data)Rank
Total interest income$87,595,000378
Total interest expense$28,629,000392
Net interest income$58,966,000369
Provision for loan and lease losses$31,782,000354
Total noninterest income$14,925,000479
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,740,000999
Trading account gains and fees$0211
Additional Noninterest Income$13,185,000375
Total noninterest expense$68,547,000328
Salaries and employee benefits$30,725,000325
Premises and equipment expense$9,116,000305
Additional noninterest expense$28,706,000334
Pre-tax net operating income$-26,438,0007,778
Securities gains (losses)$2,351,000240
Applicable income taxes$7,766,000198
Income before extraordinary items$-31,853,0007,822
Extraordinary gains, net$034
Net income$-31,853,0007,822
Minority interest net income$0115
Net income of bank and minority interests.$-31,853,0007,822
Net charge-offs$31,068,000282
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-34,204,0007,833
2009-09-30 (YTD Data)Rank
Total interest income$64,376,000402
Total interest expense$21,635,000415
Net interest income$42,741,000391
Provision for loan and lease losses$26,267,000331
Total noninterest income$9,836,000536
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,341,000969
Trading account gains and fees$0212
Additional Noninterest Income$8,495,000411
Total noninterest expense$48,612,000355
Salaries and employee benefits$22,520,000330
Premises and equipment expense$6,732,000317
Additional noninterest expense$19,360,000364
Pre-tax net operating income$-22,302,0007,886
Securities gains (losses)$-177,0007,568
Applicable income taxes$04,592
Income before extraordinary items$-22,479,0007,904
Extraordinary gains, net$027
Net income$-22,479,0007,904
Minority interest net income$0118
Net income of bank and minority interests.$-22,479,0007,904
Net charge-offs$25,588,000247
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-22,302,0007,905
2009-06-30 (YTD Data)Rank
Total interest income$41,844,000423
Total interest expense$14,956,000428
Net interest income$26,888,000413
Provision for loan and lease losses$14,155,000369
Total noninterest income$5,586,000608
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$890,000956
Trading account gains and fees$0193
Additional Noninterest Income$4,696,000469
Total noninterest expense$33,232,000347
Salaries and employee benefits$14,938,000341
Premises and equipment expense$4,448,000324
Additional noninterest expense$13,846,000346
Pre-tax net operating income$-14,913,0007,981
Securities gains (losses)$-177,0007,767
Applicable income taxes$04,657
Income before extraordinary items$-15,090,0008,007
Extraordinary gains, net$021
Net income$-15,090,0008,007
Minority interest net income$0112
Net income of bank and minority interests.$-15,090,0008,007
Net charge-offs$17,651,000252
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-14,913,0008,003
2009-03-31 (YTD Data)Rank
Total interest income$21,132,000424
Total interest expense$7,963,000416
Net interest income$13,169,000414
Provision for loan and lease losses$2,660,000615
Total noninterest income$3,027,000538
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$452,000904
Trading account gains and fees$0171
Additional Noninterest Income$2,575,000417
Total noninterest expense$14,004,000387
Salaries and employee benefits$7,366,000346
Premises and equipment expense$2,145,000341
Additional noninterest expense$4,493,000405
Pre-tax net operating income$-468,0007,285
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-468,0007,416
Extraordinary gains, net$015
Net income$-468,0007,417
Minority interest net income$0102
Net income of bank and minority interests.$-468,0007,417
Net charge-offs$4,243,000351
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-468,0007,385
2008-12-31 (YTD Data)Rank
Total interest income$93,676,000414
Total interest expense$42,179,000380
Net interest income$51,497,000434
Provision for loan and lease losses$42,411,000213
Total noninterest income$14,291,000460
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,031,000865
Trading account gains and fees$0154
Additional Noninterest Income$12,260,000333
Total noninterest expense$60,255,000366
Salaries and employee benefits$29,153,000333
Premises and equipment expense$10,963,000258
Additional noninterest expense$20,139,000392
Pre-tax net operating income$-36,878,0008,174
Securities gains (losses)$03,220
Applicable income taxes$12,078,000156
Income before extraordinary items$-48,956,0008,186
Extraordinary gains, net$039
Net income$-48,956,0008,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,002,000188
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-48,956,0008,196
2008-09-30 (YTD Data)Rank
Total interest income$70,321,000431
Total interest expense$32,020,000397
Net interest income$38,301,000452
Provision for loan and lease losses$38,491,000162
Total noninterest income$11,070,000473
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,552,000852
Trading account gains and fees$0148
Additional Noninterest Income$9,518,000354
Total noninterest expense$45,223,000353
Salaries and employee benefits$22,732,000336
Premises and equipment expense$8,479,000257
Additional noninterest expense$14,012,000384
Pre-tax net operating income$-34,343,0008,317
Securities gains (losses)$03,106
Applicable income taxes$-12,079,0008,317
Income before extraordinary items$-22,264,0008,284
Extraordinary gains, net$031
Net income$-22,264,0008,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,125,000150
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-22,264,0008,297
2008-06-30 (YTD Data)Rank
Total interest income$46,642,000442
Total interest expense$21,988,000400
Net interest income$24,654,000461
Provision for loan and lease losses$18,238,000179
Total noninterest income$8,349,000440
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,045,000827
Trading account gains and fees$0149
Additional Noninterest Income$7,304,000330
Total noninterest expense$31,003,000340
Salaries and employee benefits$15,290,000336
Premises and equipment expense$5,737,000251
Additional noninterest expense$9,976,000360
Pre-tax net operating income$-16,238,0008,383
Securities gains (losses)$03,233
Applicable income taxes$-6,281,0008,388
Income before extraordinary items$-9,957,0008,364
Extraordinary gains, net$021
Net income$-9,957,0008,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,340,000254
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-9,957,0008,361
2008-03-31 (YTD Data)Rank
Total interest income$24,105,000440
Total interest expense$12,203,000389
Net interest income$11,902,000472
Provision for loan and lease losses$11,054,000149
Total noninterest income$2,668,000615
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$534,000801
Trading account gains and fees$0158
Additional Noninterest Income$2,134,000487
Total noninterest expense$15,414,000336
Salaries and employee benefits$7,990,000330
Premises and equipment expense$2,908,000248
Additional noninterest expense$4,516,000370
Pre-tax net operating income$-11,898,0008,455
Securities gains (losses)$02,688
Applicable income taxes$-1,921,0008,429
Income before extraordinary items$-9,977,0008,450
Extraordinary gains, net$015
Net income$-9,977,0008,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,965,000231
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-9,977,0008,448
2007-12-31 (YTD Data)Rank
Total interest income$103,839,000423
Total interest expense$54,601,000392
Net interest income$49,238,000471
Provision for loan and lease losses$7,622,000306
Total noninterest income$8,885,000676
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,957,000911
Trading account gains and fees$0178
Additional Noninterest Income$6,928,000525
Total noninterest expense$57,215,000351
Salaries and employee benefits$28,022,000363
Premises and equipment expense$11,050,000243
Additional noninterest expense$18,143,000375
Pre-tax net operating income$-6,714,0008,457
Securities gains (losses)$15,0001,192
Applicable income taxes$-4,685,0008,495
Income before extraordinary items$-2,014,0008,321
Extraordinary gains, net$039
Net income$-2,014,0008,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,365,000183
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-2,023,6008,308
2007-09-30 (YTD Data)Rank
Total interest income$77,101,000429
Total interest expense$41,040,000395
Net interest income$36,061,000479
Provision for loan and lease losses$4,955,000256
Total noninterest income$6,791,000666
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,449,000909
Trading account gains and fees$0184
Additional Noninterest Income$5,342,000524
Total noninterest expense$49,657,000308
Salaries and employee benefits$25,935,000291
Premises and equipment expense$7,927,000251
Additional noninterest expense$15,795,000319
Pre-tax net operating income$-11,760,0008,549
Securities gains (losses)$01,655
Applicable income taxes$-2,795,0008,533
Income before extraordinary items$-8,965,0008,545
Extraordinary gains, net$033
Net income$-8,965,0008,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,707,000156
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-8,965,0008,540
2007-06-30 (YTD Data)Rank
Total interest income$51,738,000439
Total interest expense$26,877,000405
Net interest income$24,861,000474
Provision for loan and lease losses$2,058,000318
Total noninterest income$4,699,000666
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$970,000916
Trading account gains and fees$0168
Additional Noninterest Income$3,729,000531
Total noninterest expense$33,082,000317
Salaries and employee benefits$17,525,000294
Premises and equipment expense$5,288,000266
Additional noninterest expense$10,269,000331
Pre-tax net operating income$-5,580,0008,598
Securities gains (losses)$01,444
Applicable income taxes$-2,040,0008,598
Income before extraordinary items$-3,540,0008,590
Extraordinary gains, net$029
Net income$-3,540,0008,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,856,000176
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-3,540,0008,582
2007-03-31 (YTD Data)Rank
Total interest income$25,602,000440
Total interest expense$13,181,000405
Net interest income$12,421,000469
Provision for loan and lease losses$2,126,000175
Total noninterest income$2,317,000667
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$482,000897
Trading account gains and fees$0195
Additional Noninterest Income$1,835,000529
Total noninterest expense$16,829,000309
Salaries and employee benefits$9,099,000286
Premises and equipment expense$2,619,000269
Additional noninterest expense$5,111,000329
Pre-tax net operating income$-4,217,0008,640
Securities gains (losses)$01,187
Applicable income taxes$-1,722,0008,635
Income before extraordinary items$-2,495,0008,627
Extraordinary gains, net$022
Net income$-2,495,0008,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,417,000114
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-2,495,0008,624
2006-12-31 (YTD Data)Rank
Total interest income$99,970,000420
Total interest expense$46,824,000390
Net interest income$53,146,000431
Provision for loan and lease losses$7,461,000175
Total noninterest income$6,844,000851
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,759,0001,004
Trading account gains and fees$0130
Additional Noninterest Income$5,085,000667
Total noninterest expense$67,344,000298
Salaries and employee benefits$37,946,000262
Premises and equipment expense$10,894,000242
Additional noninterest expense$18,504,000352
Pre-tax net operating income$-14,815,0008,678
Securities gains (losses)$01,687
Applicable income taxes$-2,660,0008,661
Income before extraordinary items$-12,155,0008,675
Extraordinary gains, net$051
Net income$-12,155,0008,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,443,000164
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-12,155,0008,668
2006-09-30 (YTD Data)Rank
Total interest income$73,561,000432
Total interest expense$33,583,000405
Net interest income$39,978,000449
Provision for loan and lease losses$7,353,000141
Total noninterest income$4,412,000969
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,332,0001,003
Trading account gains and fees$0126
Additional Noninterest Income$3,080,000799
Total noninterest expense$49,672,000314
Salaries and employee benefits$27,493,000282
Premises and equipment expense$8,162,000249
Additional noninterest expense$14,017,000353
Pre-tax net operating income$-12,635,0008,744
Securities gains (losses)$01,388
Applicable income taxes$-6,777,0008,738
Income before extraordinary items$-5,858,0008,732
Extraordinary gains, net$045
Net income$-5,858,0008,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,812,000178
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-5,858,0008,724
2006-06-30 (YTD Data)Rank
Total interest income$47,301,000436
Total interest expense$20,782,000414
Net interest income$26,519,000452
Provision for loan and lease losses$4,692,000143
Total noninterest income$2,399,0001,143
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$891,000983
Trading account gains and fees$0126
Additional Noninterest Income$1,508,0001,010
Total noninterest expense$32,378,000328
Salaries and employee benefits$18,159,000287
Premises and equipment expense$5,462,000253
Additional noninterest expense$8,757,000379
Pre-tax net operating income$-8,152,0008,776
Securities gains (losses)$01,185
Applicable income taxes$-4,265,0008,771
Income before extraordinary items$-3,887,0008,766
Extraordinary gains, net$039
Net income$-3,887,0008,766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,477,000262
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-3,887,0008,756
2006-03-31 (YTD Data)Rank
Total interest income$23,024,000437
Total interest expense$9,534,000427
Net interest income$13,490,000440
Provision for loan and lease losses$-68,0008,645
Total noninterest income$1,117,0001,176
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$450,000946
Trading account gains and fees$0115
Additional Noninterest Income$667,0001,078
Total noninterest expense$17,181,000301
Salaries and employee benefits$9,875,000262
Premises and equipment expense$2,737,000256
Additional noninterest expense$4,569,000357
Pre-tax net operating income$-2,506,0008,780
Securities gains (losses)$0955
Applicable income taxes$-1,181,0008,777
Income before extraordinary items$-1,325,0008,770
Extraordinary gains, net$021
Net income$-1,325,0008,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-359,0008,749
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-1,325,0008,758
2005-12-31 (YTD Data)Rank
Total interest income$82,454,000437
Total interest expense$28,043,000437
Net interest income$54,411,000427
Provision for loan and lease losses$2,808,000381
Total noninterest income$5,909,000952
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,816,000961
Trading account gains and fees$0138
Additional Noninterest Income$4,093,000781
Total noninterest expense$57,270,000345
Salaries and employee benefits$30,290,000319
Premises and equipment expense$10,306,000259
Additional noninterest expense$16,674,000386
Pre-tax net operating income$242,0007,575
Securities gains (losses)$02,296
Applicable income taxes$177,0004,814
Income before extraordinary items$65,0008,095
Extraordinary gains, net$046
Net income$65,0008,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,295,000352
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$65,0008,067
2005-09-30 (YTD Data)Rank
Total interest income$61,116,000433
Total interest expense$19,935,000432
Net interest income$41,181,000422
Provision for loan and lease losses$1,895,000400
Total noninterest income$4,503,000942
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,352,000964
Trading account gains and fees$0126
Additional Noninterest Income$3,151,000778
Total noninterest expense$41,171,000352
Salaries and employee benefits$22,648,000318
Premises and equipment expense$7,340,000272
Additional noninterest expense$11,183,000412
Pre-tax net operating income$2,618,0002,483
Securities gains (losses)$02,317
Applicable income taxes$1,072,0001,789
Income before extraordinary items$1,546,0003,053
Extraordinary gains, net$035
Net income$1,546,0003,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,114,0008,840
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,546,0003,020
2005-06-30 (YTD Data)Rank
Total interest income$40,071,000425
Total interest expense$12,689,000418
Net interest income$27,382,000418
Provision for loan and lease losses$124,0002,974
Total noninterest income$3,167,000878
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$902,000938
Trading account gains and fees$0116
Additional Noninterest Income$2,265,000735
Total noninterest expense$25,997,000368
Salaries and employee benefits$14,254,000330
Premises and equipment expense$4,589,000280
Additional noninterest expense$7,154,000421
Pre-tax net operating income$4,428,0001,071
Securities gains (losses)$02,146
Applicable income taxes$1,875,000798
Income before extraordinary items$2,553,0001,366
Extraordinary gains, net$030
Net income$2,553,0001,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,959,0008,861
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,553,0001,346
2005-03-31 (YTD Data)Rank
Total interest income$20,084,000402
Total interest expense$6,071,000416
Net interest income$14,013,000404
Provision for loan and lease losses$-394,0008,880
Total noninterest income$1,685,000823
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$444,000925
Trading account gains and fees$0115
Additional Noninterest Income$1,241,000680
Total noninterest expense$12,896,000360
Salaries and employee benefits$7,307,000322
Premises and equipment expense$2,113,000300
Additional noninterest expense$3,476,000418
Pre-tax net operating income$3,196,000761
Securities gains (losses)$01,685
Applicable income taxes$1,620,000532
Income before extraordinary items$1,576,0001,093
Extraordinary gains, net$024
Net income$1,576,0001,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,074,0008,923
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,576,0001,066
2004-12-31 (YTD Data)Rank
Total interest income$80,247,000375
Total interest expense$22,039,000386
Net interest income$58,208,000382
Provision for loan and lease losses$9,370,000150
Total noninterest income$4,824,0001,113
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,742,0001,021
Trading account gains and fees$0138
Additional Noninterest Income$3,082,000962
Total noninterest expense$51,508,000358
Salaries and employee benefits$27,527,000338
Premises and equipment expense$8,552,000289
Additional noninterest expense$15,429,000389
Pre-tax net operating income$2,154,0003,346
Securities gains (losses)$03,819
Applicable income taxes$53,0006,005
Income before extraordinary items$2,101,0002,798
Extraordinary gains, net$034
Net income$2,101,0002,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,709,000136
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,101,0002,738
2004-09-30 (YTD Data)Rank
Total interest income$60,667,000371
Total interest expense$16,082,000390
Net interest income$44,585,000373
Provision for loan and lease losses$10,197,000130
Total noninterest income$3,781,0001,077
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,298,0001,032
Trading account gains and fees$0134
Additional Noninterest Income$2,483,000926
Total noninterest expense$38,788,000359
Salaries and employee benefits$20,773,000337
Premises and equipment expense$6,448,000290
Additional noninterest expense$11,567,000385
Pre-tax net operating income$-619,0008,809
Securities gains (losses)$03,710
Applicable income taxes$352,0003,508
Income before extraordinary items$-971,0008,923
Extraordinary gains, net$026
Net income$-971,0008,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,138,000134
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-971,0008,908
2004-06-30 (YTD Data)Rank
Total interest income$40,678,000366
Total interest expense$10,484,000395
Net interest income$30,194,000366
Provision for loan and lease losses$6,541,000132
Total noninterest income$2,473,0001,094
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$863,0001,023
Trading account gains and fees$0130
Additional Noninterest Income$1,610,000939
Total noninterest expense$26,101,000351
Salaries and employee benefits$13,551,000338
Premises and equipment expense$4,353,000290
Additional noninterest expense$8,197,000364
Pre-tax net operating income$25,0008,387
Securities gains (losses)$03,413
Applicable income taxes$352,0002,790
Income before extraordinary items$-327,0008,862
Extraordinary gains, net$021
Net income$-327,0008,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,631,000130
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-327,0008,837
2004-03-31 (YTD Data)Rank
Total interest income$20,733,000366
Total interest expense$5,414,000394
Net interest income$15,319,000366
Provision for loan and lease losses$7,152,00093
Total noninterest income$1,279,0001,036
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$457,000914
Trading account gains and fees$0121
Additional Noninterest Income$822,000905
Total noninterest expense$12,674,000368
Salaries and employee benefits$6,409,000369
Premises and equipment expense$1,830,000333
Additional noninterest expense$4,435,000344
Pre-tax net operating income$-3,228,0009,113
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-3,228,0009,107
Extraordinary gains, net$016
Net income$-3,228,0009,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,321,00098
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-3,228,0009,100
2003-12-31 (YTD Data)Rank
Total interest income$86,956,000355
Total interest expense$23,420,000395
Net interest income$63,536,000341
Provision for loan and lease losses$13,631,000159
Total noninterest income$6,369,000931
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,546,000676
Trading account gains and fees$2,000159
Additional Noninterest Income$3,821,000929
Total noninterest expense$46,141,000400
Salaries and employee benefits$24,756,000371
Premises and equipment expense$7,875,000317
Additional noninterest expense$13,510,000438
Pre-tax net operating income$10,133,000848
Securities gains (losses)$04,500
Applicable income taxes$2,915,000946
Income before extraordinary items$7,218,000900
Extraordinary gains, net$054
Net income$7,218,000902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,150,000186
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,218,000840
2003-09-30 (YTD Data)Rank
Total interest income$65,615,000362
Total interest expense$18,089,000403
Net interest income$47,526,000351
Provision for loan and lease losses$11,651,000160
Total noninterest income$4,941,000938
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,993,000651
Trading account gains and fees$0153
Additional Noninterest Income$2,948,000930
Total noninterest expense$35,163,000402
Salaries and employee benefits$18,708,000371
Premises and equipment expense$5,924,000323
Additional noninterest expense$10,531,000438
Pre-tax net operating income$5,653,0001,138
Securities gains (losses)$04,204
Applicable income taxes$2,314,000944
Income before extraordinary items$3,339,0001,473
Extraordinary gains, net$040
Net income$3,339,0001,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,371,000201
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,339,0001,392
2003-06-30 (YTD Data)Rank
Total interest income$44,218,000364
Total interest expense$12,582,000402
Net interest income$31,636,000353
Provision for loan and lease losses$9,826,000145
Total noninterest income$3,015,000998
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,105,000777
Trading account gains and fees$0150
Additional Noninterest Income$1,910,000947
Total noninterest expense$23,490,000409
Salaries and employee benefits$12,424,000374
Premises and equipment expense$4,100,000325
Additional noninterest expense$6,966,000446
Pre-tax net operating income$1,335,0002,848
Securities gains (losses)$03,782
Applicable income taxes$1,000,0001,378
Income before extraordinary items$335,0005,836
Extraordinary gains, net$030
Net income$335,0005,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,570,000203
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$335,0005,623
2003-03-31 (YTD Data)Rank
Total interest income$21,855,000368
Total interest expense$6,434,000405
Net interest income$15,421,000362
Provision for loan and lease losses$6,725,000128
Total noninterest income$1,488,000978
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$555,000755
Trading account gains and fees$0134
Additional Noninterest Income$933,000937
Total noninterest expense$11,409,000411
Salaries and employee benefits$6,348,000365
Premises and equipment expense$1,714,000371
Additional noninterest expense$3,347,000448
Pre-tax net operating income$-1,225,0009,269
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$-1,225,0009,289
Extraordinary gains, net$021
Net income$-1,225,0009,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,395,000191
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-1,225,0009,261
2002-12-31 (YTD Data)Rank
Total interest income$96,086,000367
Total interest expense$31,299,000398
Net interest income$64,787,000352
Provision for loan and lease losses$22,217,000154
Total noninterest income$5,814,000915
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,049,000786
Trading account gains and fees$0153
Additional Noninterest Income$3,765,000856
Total noninterest expense$40,132,000444
Salaries and employee benefits$22,284,000391
Premises and equipment expense$7,080,000353
Additional noninterest expense$10,768,000535
Pre-tax net operating income$8,252,0001,022
Securities gains (losses)$04,537
Applicable income taxes$3,295,000855
Income before extraordinary items$4,957,0001,274
Extraordinary gains, net$070
Net income$4,957,0001,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,178,000141
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,957,0001,216
2001-12-31 (YTD Data)Rank
Total interest income$106,175,000376
Total interest expense$45,248,000411
Net interest income$60,927,000347
Provision for loan and lease losses$12,968,000206
Total noninterest income$6,511,000797
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,085,000714
Trading account gains and fees$0177
Additional Noninterest Income$4,426,000717
Total noninterest expense$39,260,000440
Salaries and employee benefits$20,716,000389
Premises and equipment expense$6,290,000373
Additional noninterest expense$12,254,000494
Pre-tax net operating income$15,210,000532
Securities gains (losses)$04,612
Applicable income taxes$4,657,000574
Income before extraordinary items$10,553,000555
Extraordinary gains, net$0105
Net income$10,553,000555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,564,000185
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$10,553,000530
2000-12-31 (YTD Data)Rank
Total interest income$115,619,000372
Total interest expense$57,491,000377
Net interest income$58,128,000370
Provision for loan and lease losses$12,482,000177
Total noninterest income$8,052,000671
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,180,000611
Trading account gains and fees$0180
Additional Noninterest Income$5,872,000574
Total noninterest expense$39,319,000418
Salaries and employee benefits$20,009,000371
Premises and equipment expense$5,869,000387
Additional noninterest expense$13,441,000473
Pre-tax net operating income$14,379,000581
Securities gains (losses)$01,956
Applicable income taxes$4,138,000627
Income before extraordinary items$10,241,000556
Extraordinary gains, net$038
Net income$10,241,000557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,178,000180
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$10,241,000554
1999-12-31 (YTD Data)Rank
Total interest income$104,600,000393
Total interest expense$48,257,000396
Net interest income$56,343,000382
Provision for loan and lease losses$11,600,000178
Total noninterest income$7,797,000713
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,044,000650
Trading account gains and fees$0173
Additional Noninterest Income$5,753,000604
Total noninterest expense$38,413,000441
Salaries and employee benefits$19,104,000401
Premises and equipment expense$5,752,000400
Additional noninterest expense$13,557,000475
Pre-tax net operating income$14,127,000626
Securities gains (losses)$03,155
Applicable income taxes$5,110,000590
Income before extraordinary items$9,017,000672
Extraordinary gains, net$035
Net income$9,017,000672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,050,000203
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$9,017,000661
1998-12-31 (YTD Data)Rank
Total interest income$97,974,000406
Total interest expense$43,622,000438
Net interest income$54,352,000381
Provision for loan and lease losses$13,358,000184
Total noninterest income$7,011,000753
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,744,000706
Trading account gains and fees$0224
Additional Noninterest Income$5,267,000619
Total noninterest expense$35,776,000459
Salaries and employee benefits$18,511,000407
Premises and equipment expense$5,177,000426
Additional noninterest expense$12,088,000514
Pre-tax net operating income$12,229,000666
Securities gains (losses)$04,449
Applicable income taxes$4,042,000678
Income before extraordinary items$8,187,000700
Extraordinary gains, net$032
Net income$8,187,000700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,100,000194
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$5,000993
Net operating income$8,187,000671
1997-12-31 (YTD Data)Rank
Total interest income$81,322,000473
Total interest expense$32,905,000539
Net interest income$48,417,000415
Provision for loan and lease losses$4,735,000331
Total noninterest income$5,763,000835
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,405,000904
Trading account gains and fees$0239
Additional Noninterest Income$4,358,000676
Total noninterest expense$33,237,000478
Salaries and employee benefits$17,690,000401
Premises and equipment expense$4,944,000442
Additional noninterest expense$10,603,000564
Pre-tax net operating income$16,208,000548
Securities gains (losses)$03,944
Applicable income taxes$6,585,000499
Income before extraordinary items$9,623,000616
Extraordinary gains, net$044
Net income$9,623,000616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,260,000305
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$-5,00010,715
Net operating income$9,623,000594
1996-12-31 (YTD Data)Rank
Total interest income$70,654,000561
Total interest expense$27,625,000656
Net interest income$43,029,000486
Provision for loan and lease losses$2,750,000485
Total noninterest income$5,906,000849
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,281,0001,027
Trading account gains and fees$0262
Additional Noninterest Income$4,625,000677
Total noninterest expense$30,603,000554
Salaries and employee benefits$16,213,000448
Premises and equipment expense$4,539,000500
Additional noninterest expense$9,851,000686
Pre-tax net operating income$15,582,000546
Securities gains (losses)$04,148
Applicable income taxes$5,608,000538
Income before extraordinary items$9,974,000584
Extraordinary gains, net$053
Net income$9,974,000585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,842,000462
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$9,974,000569
1995-12-31 (YTD Data)Rank
Total interest income$63,487,000636
Total interest expense$24,688,000743
Net interest income$38,799,000545
Provision for loan and lease losses$3,200,000420
Total noninterest income$3,780,0001,156
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,268,0001,056
Trading account gains and fees$0522
Additional Noninterest Income$2,512,000991
Total noninterest expense$27,725,000614
Salaries and employee benefits$15,353,000482
Premises and equipment expense$4,350,000554
Additional noninterest expense$8,022,000796
Pre-tax net operating income$11,654,000729
Securities gains (losses)$03,831
Applicable income taxes$4,706,000634
Income before extraordinary items$6,948,000816
Extraordinary gains, net$065
Net income$6,948,000814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,210,000432
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,948,000810
1994-12-31 (YTD Data)Rank
Total interest income$53,005,000667
Total interest expense$16,836,000826
Net interest income$36,169,000566
Provision for loan and lease losses$1,975,000591
Total noninterest income$3,255,0001,284
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,198,0001,112
Trading account gains and fees$0475
Additional Noninterest Income$2,057,0001,110
Total noninterest expense$28,795,000605
Salaries and employee benefits$14,881,000499
Premises and equipment expense$4,283,000555
Additional noninterest expense$9,631,000721
Pre-tax net operating income$8,654,000901
Securities gains (losses)$03,600
Applicable income taxes$4,155,000659
Income before extraordinary items$4,499,0001,127
Extraordinary gains, net$0249
Net income$4,499,0001,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,575,000464
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,499,0001,132
1993-12-31 (YTD Data)Rank
Total interest income$49,499,000705
Total interest expense$15,448,000910
Net interest income$34,051,000597
Provision for loan and lease losses$1,350,0001,072
Total noninterest income$2,990,0001,466
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,429,000928
Trading account gains and fees$0532
Additional Noninterest Income$1,561,0001,508
Total noninterest expense$25,590,000696
Salaries and employee benefits$12,169,000599
Premises and equipment expense$3,620,000652
Additional noninterest expense$9,801,000775
Pre-tax net operating income$10,101,000721
Securities gains (losses)$07,477
Applicable income taxes$4,260,000613
Income before extraordinary items$5,841,000900
Extraordinary gains, net$03,149
Net income$5,841,000937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,673,000804
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,841,000851
1992-12-31 (YTD Data)Rank
Total interest income$50,325,000779
Total interest expense$18,384,000987
Net interest income$31,941,000642
Provision for loan and lease losses$925,0001,930
Total noninterest income$2,690,0001,571
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,344,000967
Trading account gains and fees$0504
Additional Noninterest Income$1,346,0001,627
Total noninterest expense$24,673,000715
Salaries and employee benefits$12,153,000603
Premises and equipment expense$3,209,000749
Additional noninterest expense$9,311,000820
Pre-tax net operating income$9,033,000715
Securities gains (losses)$08,369
Applicable income taxes$3,661,000647
Income before extraordinary items$5,372,000891
Extraordinary gains, net$01,422
Net income$5,372,000893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$733,0001,926
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$5,372,000808

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.