Home > Scotiabank de Puerto Rico > Net charge- offs to loans
Scotiabank de Puerto Rico, Net charge- offs to loans
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1707% | 998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1848% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 0.1014% | 174 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7093% | 5,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2626% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | -2.7176% | 3,912 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2785% | 219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6339% | 616 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3131% | 4,927 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8399% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4257% | 4,943 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2858% | 591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2499% | 262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0802% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8187% | 5,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3340% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5302% | 3,932 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3440% | 183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9363% | 425 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0877% | 4,577 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7282% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2630% | 4,827 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2902% | 510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2256% | 251 |
| Percentage Net Loans Charged-off:Construction & development | -0.0352% | 4,589 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.5365% | 5,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3482% | 186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7137% | 3,945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3538% | 177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1392% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1437% | 4,646 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5829% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3089% | 4,847 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3187% | 608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3519% | 194 |
| Percentage Net Loans Charged-off:Construction & development | 0.9139% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9603% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2362% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0517% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2267% | 358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2810% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1659% | 2,596 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9297% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0024% | 3,279 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4235% | 378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4347% | 120 |
| Percentage Net Loans Charged-off:Construction & development | 1.1872% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2260% | 59 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2814% | 246 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9392% | 12 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2674% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3837% | 811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3944% | 1,649 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6862% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2750% | 1,878 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5267% | 282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5372% | 88 |
| Percentage Net Loans Charged-off:Construction & development | 1.6221% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7707% | 37 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2948% | 228 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9936% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2751% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5347% | 593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3985% | 1,545 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1489% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4216% | 1,384 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3921% | 398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3045% | 176 |
| Percentage Net Loans Charged-off:Construction & development | 0.7167% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0359% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3573% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 6.1390% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3257% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0219% | 310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2462% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3484% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2367% | 1,718 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8901% | 44 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7910% | 26 |
| Percentage Net Loans Charged-off:Construction & development | 58.5552% | 4 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3032% | 5,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5354% | 36 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6445% | 14 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5237% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0421% | 2,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4507% | 166 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5627% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6254% | 142 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9972% | 197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3242% | 271 |
| Percentage Net Loans Charged-off:Construction & development | -2.3503% | 5,254 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1750% | 5,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4709% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8081% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4580% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0554% | 1,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7552% | 76 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5153% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.1394% | 58 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4159% | 439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2162% | 348 |
| Percentage Net Loans Charged-off:Construction & development | -4.7997% | 5,300 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2162% | 5,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3786% | 284 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1421% | 18 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3579% | 293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0555% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6192% | 1,227 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3528% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5539% | 1,203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6452% | 346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6448% | 139 |
| Percentage Net Loans Charged-off:Construction & development | 15.3987% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0922% | 136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3292% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4308% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3172% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0262% | 2,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2342% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9811% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0896% | 762 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5738% | 627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7294% | 253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7668% | 96 |
| Percentage Net Loans Charged-off:Construction & development | 19.7543% | 11 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3499% | 90 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3475% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1258% | 12 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3259% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0500% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1206% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1055% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9589% | 777 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7239% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6499% | 315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7206% | 132 |
| Percentage Net Loans Charged-off:Construction & development | 29.2893% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1364% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3982% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6154% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3738% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0671% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0512% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7846% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9120% | 791 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2025% | 705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3581% | 623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2284% | 471 |
| Percentage Net Loans Charged-off:Construction & development | -0.0822% | 5,077 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1782% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2514% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 5.9374% | 9 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2184% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1980% | 815 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2293% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5345% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1257% | 652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2599% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7163% | 335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7971% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 1.9528% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1124% | 75 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.0064% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2788% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3607% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2782% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0100% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1674% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3497% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1529% | 596 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1276% | 976 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4371% | 581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4135% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 2.5848% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2939% | 512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3523% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1518% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3539% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0283% | 1,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0159% | 698 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5818% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9710% | 670 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1519% | 845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3574% | 731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3038% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 0.2088% | 367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2462% | 521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2969% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2825% | 4,544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3017% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1466% | 1,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9204% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8691% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8444% | 773 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1240% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3045% | 780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1940% | 799 |
| Percentage Net Loans Charged-off:Construction & development | -0.1537% | 5,350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0645% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2540% | 730 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3304% | 4,589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2589% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0238% | 4,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2297% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7385% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1076% | 610 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0744% | 719 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4288% | 990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1634% | 1,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0443% | 1,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1795% | 1,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1670% | 1,818 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1140% | 4,781 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1776% | 1,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4069% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9026% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7561% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6533% | 457 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3402% | 735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3705% | 1,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1251% | 1,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0193% | 945 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 1,822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1685% | 1,684 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3445% | 4,827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1810% | 1,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0601% | 2,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9296% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0539% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6528% | 431 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2662% | 735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3630% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0934% | 2,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0839% | 729 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 5,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1273% | 1,837 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5569% | 4,812 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1331% | 1,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0435% | 1,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9736% | 387 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1259% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5981% | 460 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3821% | 556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3349% | 1,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1109% | 1,568 |
| Percentage Net Loans Charged-off:Construction & development | 0.2104% | 456 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1384% | 1,406 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8962% | 4,862 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1472% | 1,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0023% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5792% | 564 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9436% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2667% | 622 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5391% | 405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3877% | 1,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2508% | 2,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.3900% | 1,167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4296% | 1,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1902% | 2,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9713% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1837% | 2,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5981% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3189% | 842 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8515% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0120% | 1,030 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0871% | 1,151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4332% | 1,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3108% | 1,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.5064% | 976 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5734% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2208% | 1,979 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4320% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2108% | 1,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7371% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2601% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0628% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9025% | 1,057 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1059% | 1,009 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4693% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3089% | 1,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.2404% | 1,040 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7255% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1885% | 2,067 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3453% | 4,966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1929% | 1,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0455% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3224% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4786% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8927% | 1,045 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1408% | 855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4824% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3199% | 1,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.2950% | 753 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0998% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0868% | 2,116 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5050% | 5,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0916% | 1,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7804% | 777 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5014% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3280% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9824% | 920 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2286% | 623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1588% | 4,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0707% | 4,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.1902% | 2,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0273% | 3,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 3,895 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6228% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0464% | 3,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3836% | 2,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6731% | 1,928 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3481% | 840 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7200% | 1,691 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0856% | 1,281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1543% | 3,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 3,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.2260% | 1,898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0389% | 2,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0793% | 3,560 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4732% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0532% | 3,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5465% | 1,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4897% | 2,177 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5729% | 1,322 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6461% | 1,676 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0750% | 1,176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0785% | 4,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 3,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.2318% | 1,697 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0537% | 2,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 3,458 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7048% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0361% | 3,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2160% | 2,199 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0607% | 5,892 |
| Percentage Net Loans Charged-off: Credit card loans | -2.7898% | 1,350 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3544% | 2,242 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2137% | 842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0216% | 6,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0434% | 3,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0568% | 1,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 1,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0486% | 2,783 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3483% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0387% | 2,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3440% | 1,431 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7733% | 6,788 |
| Percentage Net Loans Charged-off: Credit card loans | -9.3459% | 1,359 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5856% | 1,513 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0373% | 881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4484% | 3,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2140% | 3,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.3487% | 2,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1503% | 2,910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2216% | 3,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2233% | 3,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4023% | 2,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4394% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7366% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9919% | 1,460 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1091% | 1,315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4760% | 2,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2623% | 3,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.4559% | 2,202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1351% | 2,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2823% | 2,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2845% | 2,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4440% | 2,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3002% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0291% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2125% | 1,064 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1096% | 1,182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3938% | 2,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1475% | 3,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.6698% | 1,811 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0986% | 2,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1082% | 3,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1090% | 3,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4622% | 2,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2562% | 652 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5497% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1647% | 1,026 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1672% | 976 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2989% | 2,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0684% | 3,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1010% | 1,665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0681% | 2,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0686% | 2,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3711% | 1,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0566% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4411% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8833% | 1,190 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0928% | 831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6250% | 3,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1688% | 4,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.5966% | 2,775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 3,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1621% | 3,687 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3797% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1279% | 3,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0020% | 1,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6795% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5841% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0236% | 1,880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0726% | 162 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5173% | 3,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1175% | 4,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.1738% | 2,857 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0253% | 3,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1432% | 3,481 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9422% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0986% | 3,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8046% | 2,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5970% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7290% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0163% | 6,340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6574% | 2,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1740% | 3,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.3524% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0294% | 2,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2093% | 2,759 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2026% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1541% | 2,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8941% | 2,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7016% | 744 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0426% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0336% | 6,390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0270% | 1,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3021% | 2,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5661% | 1,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5890% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3145% | 2,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0629% | 662 |
| Percentage Net Loans Charged-off: Credit card loans | 12.7512% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0300% | 6,398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1932% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4542% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 16.9501% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7061% | 1,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7314% | 1,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3456% | 4,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4709% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | 13.5720% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3043% | 1,451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0198% | 1,727 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4249% | 759 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9169% | 514 |
| Percentage Net Loans Charged-off:Construction & development | 19.6072% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4175% | 2,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4323% | 1,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4103% | 3,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3411% | 670 |
| Percentage Net Loans Charged-off: Credit card loans | 13.2969% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4397% | 1,148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0290% | 1,690 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6175% | 644 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0124% | 448 |
| Percentage Net Loans Charged-off:Construction & development | 20.6967% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1649% | 2,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1705% | 2,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0600% | 3,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5568% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | 13.6449% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9333% | 778 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0514% | 1,658 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2549% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1077% | 2,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2204% | 1,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2281% | 1,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3445% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7150% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | 10.9469% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2122% | 468 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5046% | 293 |
| Percentage Net Loans Charged-off:Construction & development | 12.7764% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1520% | 1,545 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4118% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4230% | 1,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5959% | 2,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0014% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2225% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1377% | 1,761 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5631% | 242 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3121% | 123 |
| Percentage Net Loans Charged-off:Construction & development | 16.2554% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2097% | 933 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5028% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5157% | 825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8029% | 1,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8261% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5248% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1759% | 1,671 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8985% | 761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0404% | 3,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.2771% | 1,208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0287% | 7,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 7,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0370% | 7,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7723% | 520 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2903% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8492% | 622 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0227% | 7,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0492% | 8,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 7,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0699% | 1,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5997% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7530% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6611% | 795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3345% | 868 |
| Percentage Net Loans Charged-off:Construction & development | 1.6396% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0286% | 1,410 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 3,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0168% | 2,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0300% | 8,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0138% | 632 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5632% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0314% | 6,964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6300% | 599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3545% | 499 |
| Percentage Net Loans Charged-off:Construction & development | 2.2549% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2327% | 8,169 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 2,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 2,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1033% | 8,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8510% | 636 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4350% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0446% | 7,020 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5418% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5222% | 280 |
| Percentage Net Loans Charged-off:Construction & development | 3.5184% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4092% | 8,238 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 2,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 1,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9306% | 8,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8179% | 609 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9540% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0744% | 7,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9496% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1882% | 96 |
| Percentage Net Loans Charged-off:Construction & development | 7.0639% | 13 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5325% | 8,285 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0960% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0980% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8819% | 8,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7358% | 677 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1616% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1890% | 7,188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4747% | 796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0512% | 8,274 |
| Percentage Net Loans Charged-off:Construction & development | -0.3119% | 7,837 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1751% | 8,264 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1195% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1221% | 1,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1248% | 2,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2161% | 1,148 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8209% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1770% | 7,316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3804% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0883% | 8,377 |
| Percentage Net Loans Charged-off:Construction & development | -0.4578% | 7,851 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2557% | 8,335 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1418% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1449% | 886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1105% | 2,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9994% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9630% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2004% | 7,363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2257% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2382% | 8,528 |
| Percentage Net Loans Charged-off:Construction & development | -0.7263% | 7,834 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3860% | 8,394 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 1,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 1,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 6,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7951% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6400% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2962% | 7,403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1126% | 8,157 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5986% | 8,607 |
| Percentage Net Loans Charged-off:Construction & development | -1.6093% | 7,793 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0483% | 8,444 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 1,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0551% | 1,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2824% | 2,808 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8650% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6023% | 7,436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1882% | 2,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3139% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 1.7759% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0645% | 8,256 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2228% | 757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3933% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2189% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4017% | 8,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2369% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4204% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6768% | 715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1222% | 8,446 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1460% | 8,554 |
| Percentage Net Loans Charged-off:Construction & development | -1.5092% | 7,929 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0851% | 8,307 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2045% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5303% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1973% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3422% | 7,929 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0653% | 7,693 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7761% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5350% | 697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3232% | 8,628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4232% | 8,666 |
| Percentage Net Loans Charged-off:Construction & development | -2.1570% | 7,893 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2703% | 8,443 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0348% | 8,202 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0810% | 5,970 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0338% | 8,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7054% | 8,129 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1598% | 7,797 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8315% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6072% | 578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3550% | 8,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5663% | 8,743 |
| Percentage Net Loans Charged-off:Construction & development | -4.2787% | 7,883 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1655% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0691% | 8,403 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1674% | 5,984 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0671% | 8,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2090% | 7,753 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2750% | 7,837 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9776% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8206% | 408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9450% | 472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4350% | 380 |
| Percentage Net Loans Charged-off:Construction & development | 2.6155% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2010% | 790 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1227% | 8,621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1250% | 8,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1622% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0519% | 1,938 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1169% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6756% | 401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0834% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7360% | 172 |
| Percentage Net Loans Charged-off:Construction & development | 3.3744% | 54 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6910% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1614% | 8,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1644% | 8,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8821% | 676 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0248% | 1,823 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2849% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8600% | 241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2195% | 327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9860% | 122 |
| Percentage Net Loans Charged-off:Construction & development | 5.3771% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0676% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1118% | 1,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1139% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5544% | 452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7090% | 2,547 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8002% | 693 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9402% | 176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3270% | 155 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0454% | 50 |
| Percentage Net Loans Charged-off:Construction & development | 10.6431% | 24 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1422% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1308% | 847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1333% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6725% | 136 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2301% | 1,502 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0661% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0729% | 382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7033% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1628% | 1,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3665% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3694% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6331% | 2,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4927% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5296% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3036% | 1,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6481% | 942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2160% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4885% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4911% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6189% | 1,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3175% | 1,512 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4865% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6949% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3145% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7092% | 249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7116% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2751% | 2,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4654% | 1,307 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5322% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7225% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 2,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 1,619 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 1,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6854% | 1,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7898% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1676% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5038% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0801% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8821% | 489 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3356% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9656% | 740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3374% | 580 |
| Percentage Net Loans Charged-off:Construction & development | 1.3422% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0388% | 1,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1326% | 8,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3222% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9823% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0536% | 1,692 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9051% | 645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9211% | 265 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0836% | 169 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1533% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7501% | 847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5318% | 370 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8601% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0286% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9826% | 628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2327% | 134 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9831% | 212 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1093% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5221% | 1,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0394% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2139% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6952% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3949% | 2,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1575% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9044% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7554% | 703 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5232% | 1,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2162% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1781% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4115% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4555% | 1,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1482% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0698% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9087% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3076% | 4,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0938% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7456% | 531 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3005% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1406% | 8,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1347% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5603% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0671% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |