Home > Schwertner State Bank > Income and Expense
Schwertner State Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $781,000 | 6,006 |
| Total interest expense | $68,000 | 5,858 |
| Net interest income | $713,000 | 5,997 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $115,000 | 5,481 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $40,000 | 5,411 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $75,000 | 5,126 |
| Total noninterest expense | $1,193,000 | 5,403 |
| Salaries and employee benefits | $462,000 | 5,759 |
| Premises and equipment expense | $157,000 | 5,080 |
| Additional noninterest expense | $574,000 | 4,828 |
| Pre-tax net operating income | $-365,000 | 6,135 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $29,000 | 3,844 |
| Income before extraordinary items | $-394,000 | 6,146 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-394,000 | 6,146 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-394,000 | 6,146 |
| Net charge-offs | $-12,000 | 5,205 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-394,000 | 6,138 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $523,000 | 6,066 |
| Total interest expense | $45,000 | 5,921 |
| Net interest income | $478,000 | 6,055 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $189,000 | 4,606 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $28,000 | 5,406 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $161,000 | 3,939 |
| Total noninterest expense | $541,000 | 5,864 |
| Salaries and employee benefits | $305,000 | 5,824 |
| Premises and equipment expense | $104,000 | 5,137 |
| Additional noninterest expense | $132,000 | 6,045 |
| Pre-tax net operating income | $126,000 | 5,511 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $43,000 | 3,530 |
| Income before extraordinary items | $83,000 | 5,691 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $83,000 | 5,692 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $83,000 | 5,693 |
| Net charge-offs | $-12,000 | 5,310 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $83,000 | 5,645 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $270,000 | 6,103 |
| Total interest expense | $23,000 | 5,969 |
| Net interest income | $247,000 | 6,093 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $96,000 | 4,585 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $17,000 | 5,220 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $79,000 | 3,937 |
| Total noninterest expense | $284,000 | 5,880 |
| Salaries and employee benefits | $152,000 | 5,886 |
| Premises and equipment expense | $50,000 | 5,238 |
| Additional noninterest expense | $82,000 | 5,967 |
| Pre-tax net operating income | $59,000 | 5,550 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $20,000 | 3,527 |
| Income before extraordinary items | $39,000 | 5,708 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $39,000 | 5,708 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $39,000 | 5,709 |
| Net charge-offs | $-12,000 | 5,499 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $39,000 | 5,658 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 6,179 |
| Total interest expense | $95,000 | 6,077 |
| Net interest income | $983,000 | 6,173 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $374,000 | 4,725 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $64,000 | 5,482 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $310,000 | 3,974 |
| Total noninterest expense | $1,128,000 | 5,985 |
| Salaries and employee benefits | $603,000 | 6,000 |
| Premises and equipment expense | $197,000 | 5,372 |
| Additional noninterest expense | $328,000 | 6,057 |
| Pre-tax net operating income | $229,000 | 5,614 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $50,000 | 3,711 |
| Income before extraordinary items | $179,000 | 5,713 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $179,000 | 5,714 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $179,000 | 5,715 |
| Net charge-offs | $2,000 | 4,861 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $179,000 | 5,677 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $791,000 | 6,268 |
| Total interest expense | $71,000 | 6,162 |
| Net interest income | $720,000 | 6,266 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $306,000 | 4,641 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $52,000 | 5,478 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $254,000 | 3,885 |
| Total noninterest expense | $861,000 | 6,015 |
| Salaries and employee benefits | $446,000 | 6,053 |
| Premises and equipment expense | $168,000 | 5,244 |
| Additional noninterest expense | $247,000 | 6,118 |
| Pre-tax net operating income | $165,000 | 5,710 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $27,000 | 3,902 |
| Income before extraordinary items | $138,000 | 5,778 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $138,000 | 5,777 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $138,000 | 5,778 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $138,000 | 5,740 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $532,000 | 6,316 |
| Total interest expense | $45,000 | 6,243 |
| Net interest income | $487,000 | 6,306 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $219,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $38,000 | 5,397 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $181,000 | 3,788 |
| Total noninterest expense | $579,000 | 6,059 |
| Salaries and employee benefits | $297,000 | 6,111 |
| Premises and equipment expense | $110,000 | 5,303 |
| Additional noninterest expense | $172,000 | 6,120 |
| Pre-tax net operating income | $127,000 | 5,665 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $14,000 | 3,990 |
| Income before extraordinary items | $113,000 | 5,686 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $113,000 | 5,688 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $113,000 | 5,688 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $113,000 | 5,645 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $270,000 | 6,386 |
| Total interest expense | $23,000 | 6,304 |
| Net interest income | $247,000 | 6,367 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $103,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $18,000 | 5,462 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $85,000 | 3,806 |
| Total noninterest expense | $291,000 | 6,129 |
| Salaries and employee benefits | $148,000 | 6,179 |
| Premises and equipment expense | $54,000 | 5,376 |
| Additional noninterest expense | $89,000 | 6,164 |
| Pre-tax net operating income | $59,000 | 5,665 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $14,000 | 3,682 |
| Income before extraordinary items | $45,000 | 5,757 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $45,000 | 5,757 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $45,000 | 5,758 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $45,000 | 5,726 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 6,483 |
| Total interest expense | $131,000 | 6,271 |
| Net interest income | $896,000 | 6,485 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $447,000 | 4,577 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $62,000 | 5,801 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $385,000 | 3,726 |
| Total noninterest expense | $1,184,000 | 6,191 |
| Salaries and employee benefits | $608,000 | 6,230 |
| Premises and equipment expense | $215,000 | 5,442 |
| Additional noninterest expense | $361,000 | 6,211 |
| Pre-tax net operating income | $159,000 | 5,809 |
| Securities gains (losses) | $27,000 | 2,188 |
| Applicable income taxes | $23,000 | 4,052 |
| Income before extraordinary items | $163,000 | 5,811 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $163,000 | 5,815 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $163,000 | 5,815 |
| Net charge-offs | $2,000 | 5,363 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $139,240 | 5,832 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $740,000 | 6,584 |
| Total interest expense | $105,000 | 6,313 |
| Net interest income | $635,000 | 6,595 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $364,000 | 4,515 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $44,000 | 5,904 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $320,000 | 3,645 |
| Total noninterest expense | $857,000 | 6,262 |
| Salaries and employee benefits | $449,000 | 6,285 |
| Premises and equipment expense | $158,000 | 5,513 |
| Additional noninterest expense | $250,000 | 6,321 |
| Pre-tax net operating income | $142,000 | 5,857 |
| Securities gains (losses) | $27,000 | 2,054 |
| Applicable income taxes | $59,000 | 3,632 |
| Income before extraordinary items | $110,000 | 5,979 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $110,000 | 5,981 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $110,000 | 5,981 |
| Net charge-offs | $2,000 | 5,070 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $92,450 | 5,989 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $483,000 | 6,641 |
| Total interest expense | $72,000 | 6,356 |
| Net interest income | $411,000 | 6,653 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $276,000 | 4,356 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $28,000 | 5,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $248,000 | 3,455 |
| Total noninterest expense | $557,000 | 6,323 |
| Salaries and employee benefits | $299,000 | 6,331 |
| Premises and equipment expense | $98,000 | 5,646 |
| Additional noninterest expense | $160,000 | 6,380 |
| Pre-tax net operating income | $130,000 | 5,687 |
| Securities gains (losses) | $27,000 | 1,870 |
| Applicable income taxes | $54,000 | 3,463 |
| Income before extraordinary items | $103,000 | 5,835 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $103,000 | 5,837 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $103,000 | 5,837 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $85,180 | 5,840 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $243,000 | 6,703 |
| Total interest expense | $36,000 | 6,433 |
| Net interest income | $207,000 | 6,713 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $144,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $16,000 | 5,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $128,000 | 3,397 |
| Total noninterest expense | $274,000 | 6,408 |
| Salaries and employee benefits | $148,000 | 6,399 |
| Premises and equipment expense | $47,000 | 5,752 |
| Additional noninterest expense | $79,000 | 6,476 |
| Pre-tax net operating income | $77,000 | 5,544 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $27,000 | 3,430 |
| Income before extraordinary items | $50,000 | 5,854 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $50,000 | 5,856 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $50,000 | 5,856 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $50,000 | 5,768 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $927,000 | 6,825 |
| Total interest expense | $228,000 | 6,283 |
| Net interest income | $699,000 | 6,870 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $489,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $73,000 | 5,833 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $416,000 | 3,591 |
| Total noninterest expense | $1,128,000 | 6,468 |
| Salaries and employee benefits | $569,000 | 6,521 |
| Premises and equipment expense | $187,000 | 5,811 |
| Additional noninterest expense | $372,000 | 6,425 |
| Pre-tax net operating income | $60,000 | 6,015 |
| Securities gains (losses) | $87,000 | 2,373 |
| Applicable income taxes | $63,000 | 3,778 |
| Income before extraordinary items | $84,000 | 6,105 |
| Extraordinary gains, net | $100,000 | 16 |
| Net income | $184,000 | 5,833 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $184,000 | 5,834 |
| Net charge-offs | $-1,000 | 6,346 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $28,320 | 6,102 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $656,000 | 6,950 |
| Total interest expense | $180,000 | 6,368 |
| Net interest income | $476,000 | 7,009 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $351,000 | 4,643 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $54,000 | 5,933 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $297,000 | 3,711 |
| Total noninterest expense | $870,000 | 6,497 |
| Salaries and employee benefits | $414,000 | 6,608 |
| Premises and equipment expense | $142,000 | 5,859 |
| Additional noninterest expense | $314,000 | 6,353 |
| Pre-tax net operating income | $-43,000 | 6,355 |
| Securities gains (losses) | $87,000 | 2,072 |
| Applicable income taxes | $-1,000 | 6,709 |
| Income before extraordinary items | $45,000 | 6,288 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $45,000 | 6,286 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $45,000 | 6,287 |
| Net charge-offs | $-2,000 | 6,317 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-42,000 | 6,362 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $411,000 | 7,038 |
| Total interest expense | $125,000 | 6,408 |
| Net interest income | $286,000 | 7,105 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $229,000 | 4,677 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $33,000 | 6,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $196,000 | 3,710 |
| Total noninterest expense | $595,000 | 6,521 |
| Salaries and employee benefits | $277,000 | 6,663 |
| Premises and equipment expense | $95,000 | 5,888 |
| Additional noninterest expense | $223,000 | 6,304 |
| Pre-tax net operating income | $-80,000 | 6,502 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-43,000 | 6,930 |
| Income before extraordinary items | $-37,000 | 6,551 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-37,000 | 6,551 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-37,000 | 6,551 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-37,000 | 6,437 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $208,000 | 7,093 |
| Total interest expense | $66,000 | 6,423 |
| Net interest income | $142,000 | 7,163 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $122,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $106,000 | 3,615 |
| Total noninterest expense | $265,000 | 6,704 |
| Salaries and employee benefits | $133,000 | 6,758 |
| Premises and equipment expense | $48,000 | 5,909 |
| Additional noninterest expense | $84,000 | 6,689 |
| Pre-tax net operating income | $-1,000 | 6,435 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,000 | 6,533 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,000 | 6,533 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,000 | 6,533 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,000 | 6,421 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 7,064 |
| Total interest expense | $265,000 | 6,668 |
| Net interest income | $759,000 | 7,103 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $308,000 | 5,166 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $69,000 | 6,005 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $239,000 | 4,201 |
| Total noninterest expense | $1,040,000 | 6,797 |
| Salaries and employee benefits | $496,000 | 6,901 |
| Premises and equipment expense | $203,000 | 5,984 |
| Additional noninterest expense | $341,000 | 6,727 |
| Pre-tax net operating income | $27,000 | 5,943 |
| Securities gains (losses) | $76,000 | 2,269 |
| Applicable income taxes | $43,000 | 3,826 |
| Income before extraordinary items | $60,000 | 5,999 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $60,000 | 6,001 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $60,000 | 6,001 |
| Net charge-offs | $11,000 | 6,073 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $11,360 | 6,004 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $814,000 | 7,110 |
| Total interest expense | $194,000 | 6,794 |
| Net interest income | $620,000 | 7,126 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $225,000 | 5,283 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $51,000 | 6,049 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $174,000 | 4,302 |
| Total noninterest expense | $755,000 | 6,870 |
| Salaries and employee benefits | $369,000 | 6,945 |
| Premises and equipment expense | $136,000 | 6,202 |
| Additional noninterest expense | $250,000 | 6,794 |
| Pre-tax net operating income | $90,000 | 5,850 |
| Securities gains (losses) | $69,000 | 2,085 |
| Applicable income taxes | $32,000 | 3,847 |
| Income before extraordinary items | $127,000 | 5,792 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $127,000 | 5,793 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $127,000 | 5,793 |
| Net charge-offs | $-2,000 | 6,766 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $71,800 | 5,894 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $546,000 | 7,165 |
| Total interest expense | $128,000 | 6,894 |
| Net interest income | $418,000 | 7,186 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $144,000 | 5,369 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $36,000 | 5,964 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $108,000 | 4,435 |
| Total noninterest expense | $505,000 | 6,937 |
| Salaries and employee benefits | $247,000 | 7,008 |
| Premises and equipment expense | $89,000 | 6,282 |
| Additional noninterest expense | $169,000 | 6,854 |
| Pre-tax net operating income | $57,000 | 5,910 |
| Securities gains (losses) | $40,000 | 1,722 |
| Applicable income taxes | $18,000 | 3,877 |
| Income before extraordinary items | $79,000 | 5,826 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $79,000 | 5,825 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $79,000 | 5,826 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $46,600 | 5,951 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $248,000 | 7,279 |
| Total interest expense | $63,000 | 6,990 |
| Net interest income | $185,000 | 7,304 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $101,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $17,000 | 6,004 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $84,000 | 3,827 |
| Total noninterest expense | $251,000 | 6,991 |
| Salaries and employee benefits | $123,000 | 7,059 |
| Premises and equipment expense | $44,000 | 6,344 |
| Additional noninterest expense | $84,000 | 6,923 |
| Pre-tax net operating income | $35,000 | 5,943 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $35,000 | 5,928 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $35,000 | 5,927 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $35,000 | 5,928 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $35,000 | 5,897 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 7,349 |
| Total interest expense | $280,000 | 7,118 |
| Net interest income | $737,000 | 7,366 |
| Provision for loan and lease losses | $35,000 | 6,649 |
| Total noninterest income | $343,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $91,000 | 5,599 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $252,000 | 4,239 |
| Total noninterest expense | $992,000 | 7,093 |
| Salaries and employee benefits | $499,000 | 7,126 |
| Premises and equipment expense | $212,000 | 6,116 |
| Additional noninterest expense | $281,000 | 7,170 |
| Pre-tax net operating income | $53,000 | 5,617 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $14,000 | 4,130 |
| Income before extraordinary items | $39,000 | 5,846 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $39,000 | 5,846 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $39,000 | 5,846 |
| Net charge-offs | $38,000 | 6,081 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $39,000 | 5,705 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $796,000 | 7,430 |
| Total interest expense | $216,000 | 7,229 |
| Net interest income | $580,000 | 7,445 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $251,000 | 5,319 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $72,000 | 5,624 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $179,000 | 4,355 |
| Total noninterest expense | $753,000 | 7,145 |
| Salaries and employee benefits | $370,000 | 7,213 |
| Premises and equipment expense | $166,000 | 6,081 |
| Additional noninterest expense | $217,000 | 7,226 |
| Pre-tax net operating income | $78,000 | 5,696 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-21,000 | 6,898 |
| Income before extraordinary items | $99,000 | 5,730 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $99,000 | 5,733 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $99,000 | 5,732 |
| Net charge-offs | $-1,000 | 7,212 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $99,000 | 5,584 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $492,000 | 7,539 |
| Total interest expense | $144,000 | 7,313 |
| Net interest income | $348,000 | 7,554 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $159,000 | 5,388 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $51,000 | 5,564 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $108,000 | 4,518 |
| Total noninterest expense | $502,000 | 7,202 |
| Salaries and employee benefits | $246,000 | 7,275 |
| Premises and equipment expense | $108,000 | 6,170 |
| Additional noninterest expense | $148,000 | 7,258 |
| Pre-tax net operating income | $5,000 | 6,041 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-26,000 | 6,994 |
| Income before extraordinary items | $31,000 | 6,017 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $31,000 | 6,019 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $31,000 | 6,018 |
| Net charge-offs | $1,000 | 6,292 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $31,000 | 5,922 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $224,000 | 7,681 |
| Total interest expense | $69,000 | 7,451 |
| Net interest income | $155,000 | 7,711 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $77,000 | 5,489 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $26,000 | 5,562 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $51,000 | 4,653 |
| Total noninterest expense | $245,000 | 7,314 |
| Salaries and employee benefits | $118,000 | 7,406 |
| Premises and equipment expense | $51,000 | 6,363 |
| Additional noninterest expense | $76,000 | 7,323 |
| Pre-tax net operating income | $-13,000 | 6,348 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-26,000 | 7,233 |
| Income before extraordinary items | $13,000 | 6,210 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,000 | 6,212 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $13,000 | 6,212 |
| Net charge-offs | $-8,000 | 7,437 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $13,000 | 6,099 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 7,681 |
| Total interest expense | $254,000 | 7,677 |
| Net interest income | $802,000 | 7,619 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $464,000 | 4,862 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $121,000 | 5,493 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $343,000 | 3,772 |
| Total noninterest expense | $990,000 | 7,402 |
| Salaries and employee benefits | $498,000 | 7,436 |
| Premises and equipment expense | $217,000 | 6,350 |
| Additional noninterest expense | $275,000 | 7,510 |
| Pre-tax net operating income | $276,000 | 4,581 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $67,000 | 3,109 |
| Income before extraordinary items | $209,000 | 4,777 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $209,000 | 4,776 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $209,000 | 4,777 |
| Net charge-offs | $36,000 | 6,405 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $209,000 | 4,710 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $841,000 | 7,724 |
| Total interest expense | $194,000 | 7,768 |
| Net interest income | $647,000 | 7,644 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $399,000 | 4,685 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $92,000 | 5,483 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $307,000 | 3,584 |
| Total noninterest expense | $713,000 | 7,490 |
| Salaries and employee benefits | $367,000 | 7,497 |
| Premises and equipment expense | $151,000 | 6,527 |
| Additional noninterest expense | $195,000 | 7,612 |
| Pre-tax net operating income | $333,000 | 4,415 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $94,000 | 2,917 |
| Income before extraordinary items | $239,000 | 4,680 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $239,000 | 4,678 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $239,000 | 4,681 |
| Net charge-offs | $-12,000 | 7,892 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $239,000 | 4,615 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $634,000 | 7,731 |
| Total interest expense | $128,000 | 7,871 |
| Net interest income | $506,000 | 7,544 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $337,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $65,000 | 5,414 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $272,000 | 3,154 |
| Total noninterest expense | $487,000 | 7,519 |
| Salaries and employee benefits | $247,000 | 7,569 |
| Premises and equipment expense | $99,000 | 6,592 |
| Additional noninterest expense | $141,000 | 7,591 |
| Pre-tax net operating income | $356,000 | 3,893 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $71,000 | 2,903 |
| Income before extraordinary items | $285,000 | 4,039 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $285,000 | 4,039 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $285,000 | 4,039 |
| Net charge-offs | $-12,000 | 7,928 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $285,000 | 3,930 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $347,000 | 7,702 |
| Total interest expense | $68,000 | 7,917 |
| Net interest income | $279,000 | 7,446 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $64,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $31,000 | 5,453 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $33,000 | 5,480 |
| Total noninterest expense | $236,000 | 7,588 |
| Salaries and employee benefits | $124,000 | 7,619 |
| Premises and equipment expense | $45,000 | 6,803 |
| Additional noninterest expense | $67,000 | 7,595 |
| Pre-tax net operating income | $107,000 | 4,959 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $41,000 | 3,047 |
| Income before extraordinary items | $66,000 | 5,453 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $66,000 | 5,457 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $66,000 | 5,456 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $66,000 | 5,277 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,724,000 | 7,525 |
| Total interest expense | $373,000 | 7,877 |
| Net interest income | $1,351,000 | 7,185 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $157,000 | 6,835 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $110,000 | 5,764 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $47,000 | 6,812 |
| Total noninterest expense | $1,032,000 | 7,505 |
| Salaries and employee benefits | $548,000 | 7,546 |
| Premises and equipment expense | $235,000 | 6,378 |
| Additional noninterest expense | $249,000 | 7,679 |
| Pre-tax net operating income | $476,000 | 4,938 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $128,000 | 3,189 |
| Income before extraordinary items | $348,000 | 4,928 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $348,000 | 4,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,087 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $348,000 | 5,091 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 7,588 |
| Total interest expense | $295,000 | 7,939 |
| Net interest income | $1,024,000 | 7,222 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $117,000 | 6,945 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $81,000 | 5,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $36,000 | 6,941 |
| Total noninterest expense | $718,000 | 7,638 |
| Salaries and employee benefits | $395,000 | 7,623 |
| Premises and equipment expense | $146,000 | 6,761 |
| Additional noninterest expense | $177,000 | 7,755 |
| Pre-tax net operating income | $423,000 | 5,191 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $130,000 | 3,354 |
| Income before extraordinary items | $293,000 | 5,248 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $293,000 | 5,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,256 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $293,000 | 5,430 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $877,000 | 7,660 |
| Total interest expense | $209,000 | 8,000 |
| Net interest income | $668,000 | 7,283 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $63,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $56,000 | 5,799 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,000 | 7,835 |
| Total noninterest expense | $466,000 | 7,714 |
| Salaries and employee benefits | $253,000 | 7,743 |
| Premises and equipment expense | $95,000 | 6,841 |
| Additional noninterest expense | $118,000 | 7,811 |
| Pre-tax net operating income | $265,000 | 5,432 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $83,000 | 3,636 |
| Income before extraordinary items | $182,000 | 5,740 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $182,000 | 5,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,422 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $182,000 | 5,683 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $460,000 | 7,683 |
| Total interest expense | $113,000 | 8,020 |
| Net interest income | $347,000 | 7,264 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $33,000 | 7,206 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $28,000 | 5,782 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $240,000 | 7,714 |
| Salaries and employee benefits | $124,000 | 7,809 |
| Premises and equipment expense | $48,000 | 6,848 |
| Additional noninterest expense | $68,000 | 7,650 |
| Pre-tax net operating income | $140,000 | 5,555 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $42,000 | 3,739 |
| Income before extraordinary items | $98,000 | 5,862 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $98,000 | 5,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $98,000 | 5,772 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 7,616 |
| Total interest expense | $458,000 | 8,010 |
| Net interest income | $1,456,000 | 7,169 |
| Provision for loan and lease losses | $40,000 | 5,854 |
| Total noninterest income | $174,000 | 6,931 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $132,000 | 5,619 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $42,000 | 7,258 |
| Total noninterest expense | $990,000 | 7,669 |
| Salaries and employee benefits | $493,000 | 7,819 |
| Premises and equipment expense | $212,000 | 6,608 |
| Additional noninterest expense | $285,000 | 7,610 |
| Pre-tax net operating income | $600,000 | 5,691 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $200,000 | 3,846 |
| Income before extraordinary items | $400,000 | 6,049 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $400,000 | 6,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $400,000 | 6,038 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 7,656 |
| Total interest expense | $336,000 | 8,075 |
| Net interest income | $1,107,000 | 7,200 |
| Provision for loan and lease losses | $40,000 | 5,310 |
| Total noninterest income | $99,000 | 7,332 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $94,000 | 5,726 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,000 | 8,195 |
| Total noninterest expense | $658,000 | 7,811 |
| Salaries and employee benefits | $333,000 | 7,930 |
| Premises and equipment expense | $151,000 | 6,710 |
| Additional noninterest expense | $174,000 | 7,848 |
| Pre-tax net operating income | $508,000 | 5,740 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $172,000 | 3,891 |
| Income before extraordinary items | $336,000 | 6,127 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $336,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,810 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $336,000 | 6,114 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $944,000 | 7,725 |
| Total interest expense | $220,000 | 8,141 |
| Net interest income | $724,000 | 7,289 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $72,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $67,000 | 5,649 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,000 | 8,175 |
| Total noninterest expense | $413,000 | 7,928 |
| Salaries and employee benefits | $205,000 | 8,068 |
| Premises and equipment expense | $105,000 | 6,671 |
| Additional noninterest expense | $103,000 | 8,023 |
| Pre-tax net operating income | $383,000 | 5,597 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $90,000 | 4,229 |
| Income before extraordinary items | $293,000 | 5,706 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $293,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $293,000 | 5,694 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $466,000 | 7,768 |
| Total interest expense | $107,000 | 8,204 |
| Net interest income | $359,000 | 7,340 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $36,000 | 7,257 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $33,000 | 5,642 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $209,000 | 7,958 |
| Salaries and employee benefits | $99,000 | 8,138 |
| Premises and equipment expense | $44,000 | 7,021 |
| Additional noninterest expense | $66,000 | 7,760 |
| Pre-tax net operating income | $186,000 | 5,641 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $40,000 | 4,358 |
| Income before extraordinary items | $146,000 | 5,695 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $146,000 | 5,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $146,000 | 5,681 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 7,962 |
| Total interest expense | $334,000 | 8,242 |
| Net interest income | $1,139,000 | 7,660 |
| Provision for loan and lease losses | $10,000 | 6,573 |
| Total noninterest income | $108,000 | 7,654 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $82,000 | 6,411 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,799 |
| Total noninterest expense | $716,000 | 8,141 |
| Salaries and employee benefits | $372,000 | 8,216 |
| Premises and equipment expense | $141,000 | 7,362 |
| Additional noninterest expense | $203,000 | 8,103 |
| Pre-tax net operating income | $521,000 | 6,408 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $164,000 | 4,507 |
| Income before extraordinary items | $357,000 | 6,689 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $357,000 | 6,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,669 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $357,000 | 6,687 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,041,000 | 8,080 |
| Total interest expense | $232,000 | 8,328 |
| Net interest income | $809,000 | 7,805 |
| Provision for loan and lease losses | $10,000 | 6,330 |
| Total noninterest income | $74,000 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $56,000 | 6,588 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,902 |
| Total noninterest expense | $475,000 | 8,288 |
| Salaries and employee benefits | $240,000 | 8,354 |
| Premises and equipment expense | $85,000 | 7,673 |
| Additional noninterest expense | $150,000 | 8,139 |
| Pre-tax net operating income | $398,000 | 6,614 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $85,000 | 5,067 |
| Income before extraordinary items | $313,000 | 6,664 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $313,000 | 6,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,785 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $313,000 | 6,664 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $617,000 | 8,219 |
| Total interest expense | $137,000 | 8,393 |
| Net interest income | $480,000 | 8,011 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $53,000 | 7,801 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $37,000 | 6,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,752 |
| Total noninterest expense | $288,000 | 8,412 |
| Salaries and employee benefits | $142,000 | 8,492 |
| Premises and equipment expense | $55,000 | 7,735 |
| Additional noninterest expense | $91,000 | 8,255 |
| Pre-tax net operating income | $245,000 | 6,800 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $45,000 | 5,301 |
| Income before extraordinary items | $200,000 | 6,754 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $200,000 | 6,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $200,000 | 6,763 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 8,325 |
| Total interest expense | $62,000 | 8,451 |
| Net interest income | $212,000 | 8,186 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $36,000 | 7,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $21,000 | 6,441 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $135,000 | 8,478 |
| Salaries and employee benefits | $69,000 | 8,528 |
| Premises and equipment expense | $27,000 | 7,763 |
| Additional noninterest expense | $39,000 | 8,408 |
| Pre-tax net operating income | $113,000 | 6,902 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $20,000 | 5,352 |
| Income before extraordinary items | $93,000 | 6,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $93,000 | 6,837 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $914,000 | 8,404 |
| Total interest expense | $171,000 | 8,503 |
| Net interest income | $743,000 | 8,294 |
| Provision for loan and lease losses | $7,000 | 6,907 |
| Total noninterest income | $101,000 | 7,928 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $85,000 | 6,496 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,000 | 8,235 |
| Total noninterest expense | $545,000 | 8,499 |
| Salaries and employee benefits | $282,000 | 8,527 |
| Premises and equipment expense | $113,000 | 7,720 |
| Additional noninterest expense | $150,000 | 8,490 |
| Pre-tax net operating income | $292,000 | 7,418 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $98,000 | 5,393 |
| Income before extraordinary items | $194,000 | 7,620 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $194,000 | 7,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,474 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $194,000 | 7,587 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $673,000 | 8,450 |
| Total interest expense | $119,000 | 8,558 |
| Net interest income | $554,000 | 8,337 |
| Provision for loan and lease losses | $7,000 | 6,660 |
| Total noninterest income | $75,000 | 7,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $60,000 | 6,625 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,169 |
| Total noninterest expense | $388,000 | 8,532 |
| Salaries and employee benefits | $201,000 | 8,562 |
| Premises and equipment expense | $80,000 | 7,786 |
| Additional noninterest expense | $107,000 | 8,534 |
| Pre-tax net operating income | $234,000 | 7,506 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $43,000 | 5,893 |
| Income before extraordinary items | $191,000 | 7,494 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $191,000 | 7,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,898 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $191,000 | 7,467 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $437,000 | 8,479 |
| Total interest expense | $73,000 | 8,580 |
| Net interest income | $364,000 | 8,366 |
| Provision for loan and lease losses | $3,000 | 6,494 |
| Total noninterest income | $52,000 | 7,927 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $38,000 | 6,682 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,000 | 7,946 |
| Total noninterest expense | $264,000 | 8,526 |
| Salaries and employee benefits | $136,000 | 8,567 |
| Premises and equipment expense | $53,000 | 7,794 |
| Additional noninterest expense | $75,000 | 8,486 |
| Pre-tax net operating income | $149,000 | 7,548 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $28,000 | 5,916 |
| Income before extraordinary items | $121,000 | 7,578 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $121,000 | 7,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $121,000 | 7,535 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $212,000 | 8,571 |
| Total interest expense | $36,000 | 8,647 |
| Net interest income | $176,000 | 8,478 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $32,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $20,000 | 6,602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $133,000 | 8,586 |
| Salaries and employee benefits | $67,000 | 8,639 |
| Premises and equipment expense | $26,000 | 7,883 |
| Additional noninterest expense | $40,000 | 8,488 |
| Pre-tax net operating income | $72,000 | 7,605 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $13,000 | 5,949 |
| Income before extraordinary items | $59,000 | 7,606 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $59,000 | 7,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $59,000 | 7,579 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $759,000 | 8,605 |
| Total interest expense | $142,000 | 8,632 |
| Net interest income | $617,000 | 8,529 |
| Provision for loan and lease losses | $12,000 | 6,941 |
| Total noninterest income | $97,000 | 8,113 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $66,000 | 7,023 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $31,000 | 7,936 |
| Total noninterest expense | $483,000 | 8,691 |
| Salaries and employee benefits | $259,000 | 8,703 |
| Premises and equipment expense | $91,000 | 8,085 |
| Additional noninterest expense | $133,000 | 8,674 |
| Pre-tax net operating income | $219,000 | 7,715 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $72,000 | 5,798 |
| Income before extraordinary items | $147,000 | 7,894 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $147,000 | 7,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,793 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $147,000 | 7,848 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $553,000 | 8,666 |
| Total interest expense | $109,000 | 8,683 |
| Net interest income | $444,000 | 8,608 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $81,000 | 8,051 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $51,000 | 7,039 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 7,707 |
| Total noninterest expense | $322,000 | 8,781 |
| Salaries and employee benefits | $185,000 | 8,759 |
| Premises and equipment expense | $45,000 | 8,490 |
| Additional noninterest expense | $92,000 | 8,756 |
| Pre-tax net operating income | $203,000 | 7,684 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $19,000 | 6,539 |
| Income before extraordinary items | $184,000 | 7,573 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $184,000 | 7,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $184,000 | 7,514 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $358,000 | 8,736 |
| Total interest expense | $75,000 | 8,724 |
| Net interest income | $283,000 | 8,683 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $62,000 | 7,920 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $34,000 | 7,049 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $28,000 | 7,329 |
| Total noninterest expense | $220,000 | 8,829 |
| Salaries and employee benefits | $123,000 | 8,811 |
| Premises and equipment expense | $30,000 | 8,532 |
| Additional noninterest expense | $67,000 | 8,747 |
| Pre-tax net operating income | $125,000 | 7,725 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $6,000 | 6,827 |
| Income before extraordinary items | $119,000 | 7,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $119,000 | 7,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $119,000 | 7,531 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $173,000 | 8,793 |
| Total interest expense | $39,000 | 8,754 |
| Net interest income | $134,000 | 8,762 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $21,000 | 8,373 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $107,000 | 8,879 |
| Salaries and employee benefits | $62,000 | 8,848 |
| Premises and equipment expense | $17,000 | 8,430 |
| Additional noninterest expense | $28,000 | 8,888 |
| Pre-tax net operating income | $48,000 | 7,947 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $46,000 | 7,858 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $46,000 | 7,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $46,000 | 7,799 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $715,000 | 8,813 |
| Total interest expense | $210,000 | 8,716 |
| Net interest income | $505,000 | 8,804 |
| Provision for loan and lease losses | $-93,000 | 9,022 |
| Total noninterest income | $120,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $88,000 | 6,750 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $32,000 | 8,051 |
| Total noninterest expense | $604,000 | 8,647 |
| Salaries and employee benefits | $239,000 | 8,932 |
| Premises and equipment expense | $72,000 | 8,459 |
| Additional noninterest expense | $293,000 | 7,804 |
| Pre-tax net operating income | $114,000 | 8,148 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $26,000 | 6,682 |
| Income before extraordinary items | $88,000 | 8,281 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $88,000 | 8,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 9,048 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $88,000 | 8,174 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $550,000 | 8,887 |
| Total interest expense | $168,000 | 8,790 |
| Net interest income | $382,000 | 8,880 |
| Provision for loan and lease losses | $7,000 | 7,290 |
| Total noninterest income | $73,000 | 8,397 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $67,000 | 6,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $421,000 | 8,755 |
| Salaries and employee benefits | $180,000 | 8,959 |
| Premises and equipment expense | $74,000 | 8,103 |
| Additional noninterest expense | $167,000 | 8,293 |
| Pre-tax net operating income | $27,000 | 8,539 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $9,000 | 7,107 |
| Income before extraordinary items | $18,000 | 8,665 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $18,000 | 8,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 9,098 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $18,000 | 8,566 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $379,000 | 8,913 |
| Total interest expense | $120,000 | 8,809 |
| Net interest income | $259,000 | 8,906 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $49,000 | 8,391 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $44,000 | 6,806 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $279,000 | 8,777 |
| Salaries and employee benefits | $119,000 | 8,998 |
| Premises and equipment expense | $49,000 | 8,115 |
| Additional noninterest expense | $111,000 | 8,289 |
| Pre-tax net operating income | $23,000 | 8,539 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $6,000 | 7,135 |
| Income before extraordinary items | $17,000 | 8,666 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $17,000 | 8,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-116,000 | 9,141 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $17,000 | 8,543 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $193,000 | 8,961 |
| Total interest expense | $65,000 | 8,834 |
| Net interest income | $128,000 | 8,966 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $25,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 6,829 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $118,000 | 8,979 |
| Salaries and employee benefits | $59,000 | 9,040 |
| Premises and equipment expense | $24,000 | 8,165 |
| Additional noninterest expense | $35,000 | 8,913 |
| Pre-tax net operating income | $32,000 | 8,277 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $29,000 | 8,299 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $29,000 | 8,169 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $957,000 | 8,897 |
| Total interest expense | $354,000 | 8,779 |
| Net interest income | $603,000 | 8,886 |
| Provision for loan and lease losses | $116,000 | 5,475 |
| Total noninterest income | $124,000 | 8,125 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $71,000 | 7,103 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,532 |
| Total noninterest expense | $558,000 | 8,871 |
| Salaries and employee benefits | $250,000 | 9,055 |
| Premises and equipment expense | $109,000 | 8,056 |
| Additional noninterest expense | $199,000 | 8,563 |
| Pre-tax net operating income | $53,000 | 8,464 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $21,000 | 7,030 |
| Income before extraordinary items | $32,000 | 8,619 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $32,000 | 8,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,403 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $32,000 | 8,537 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 8,894 |
| Total interest expense | $587,000 | 8,854 |
| Net interest income | $723,000 | 8,816 |
| Provision for loan and lease losses | $160,000 | 4,638 |
| Total noninterest income | $84,000 | 8,728 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $68,000 | 7,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $16,000 | 8,892 |
| Total noninterest expense | $494,000 | 9,195 |
| Salaries and employee benefits | $263,000 | 9,205 |
| Premises and equipment expense | $96,000 | 8,365 |
| Additional noninterest expense | $135,000 | 9,161 |
| Pre-tax net operating income | $153,000 | 8,092 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $42,000 | 6,847 |
| Income before extraordinary items | $111,000 | 8,259 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $111,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 3,149 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $111,000 | 8,156 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 9,033 |
| Total interest expense | $561,000 | 9,137 |
| Net interest income | $865,000 | 8,765 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $70,000 | 9,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,477 |
| Total noninterest expense | $530,000 | 9,315 |
| Salaries and employee benefits | $261,000 | 9,416 |
| Premises and equipment expense | $100,000 | 8,440 |
| Additional noninterest expense | $169,000 | 9,078 |
| Pre-tax net operating income | $393,000 | 7,510 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $131,000 | 6,146 |
| Income before extraordinary items | $262,000 | 7,713 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $262,000 | 7,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,998 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $262,000 | 7,710 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 9,303 |
| Total interest expense | $545,000 | 9,341 |
| Net interest income | $760,000 | 9,155 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $71,000 | 9,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 7,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,823 |
| Total noninterest expense | $536,000 | 9,519 |
| Salaries and employee benefits | $259,000 | 9,682 |
| Premises and equipment expense | $98,000 | 8,667 |
| Additional noninterest expense | $179,000 | 9,243 |
| Pre-tax net operating income | $283,000 | 8,185 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $91,000 | 7,048 |
| Income before extraordinary items | $192,000 | 8,367 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $192,000 | 8,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $192,000 | 8,332 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 9,634 |
| Total interest expense | $527,000 | 9,631 |
| Net interest income | $688,000 | 9,520 |
| Provision for loan and lease losses | $28,000 | 7,415 |
| Total noninterest income | $73,000 | 9,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,104 |
| Total noninterest expense | $538,000 | 9,642 |
| Salaries and employee benefits | $253,000 | 9,865 |
| Premises and equipment expense | $86,000 | 9,014 |
| Additional noninterest expense | $199,000 | 9,125 |
| Pre-tax net operating income | $195,000 | 8,927 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $56,000 | 8,229 |
| Income before extraordinary items | $139,000 | 9,056 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $139,000 | 9,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $139,000 | 8,992 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 10,020 |
| Total interest expense | $489,000 | 10,120 |
| Net interest income | $744,000 | 9,822 |
| Provision for loan and lease losses | $5,000 | 8,640 |
| Total noninterest income | $74,000 | 9,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 7,917 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,669 |
| Total noninterest expense | $505,000 | 10,112 |
| Salaries and employee benefits | $243,000 | 10,313 |
| Premises and equipment expense | $83,000 | 9,364 |
| Additional noninterest expense | $179,000 | 9,685 |
| Pre-tax net operating income | $308,000 | 8,956 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $99,000 | 8,414 |
| Income before extraordinary items | $209,000 | 9,079 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $209,000 | 9,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 10,660 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $209,000 | 9,041 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,064,000 | 10,730 |
| Total interest expense | $470,000 | 10,682 |
| Net interest income | $594,000 | 10,668 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $67,000 | 10,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 8,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,975 |
| Total noninterest expense | $419,000 | 10,906 |
| Salaries and employee benefits | $233,000 | 10,819 |
| Premises and equipment expense | $69,000 | 10,108 |
| Additional noninterest expense | $117,000 | 10,924 |
| Pre-tax net operating income | $242,000 | 9,536 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $75,000 | 9,249 |
| Income before extraordinary items | $167,000 | 9,633 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $167,000 | 9,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $167,000 | 9,572 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 11,218 |
| Total interest expense | $495,000 | 11,028 |
| Net interest income | $541,000 | 11,300 |
| Provision for loan and lease losses | $-36,000 | 11,551 |
| Total noninterest income | $43,000 | 11,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $433,000 | 11,321 |
| Salaries and employee benefits | $246,000 | 11,191 |
| Premises and equipment expense | $63,000 | 10,685 |
| Additional noninterest expense | $124,000 | 11,383 |
| Pre-tax net operating income | $187,000 | 10,542 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $57,000 | 10,046 |
| Income before extraordinary items | $130,000 | 10,665 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $130,000 | 10,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $130,000 | 10,635 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $910,000 | 11,873 |
| Total interest expense | $405,000 | 11,561 |
| Net interest income | $505,000 | 12,000 |
| Provision for loan and lease losses | $-41,000 | 11,950 |
| Total noninterest income | $83,000 | 11,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 12,349 |
| Total noninterest expense | $414,000 | 11,975 |
| Salaries and employee benefits | $212,000 | 11,977 |
| Premises and equipment expense | $58,000 | 11,368 |
| Additional noninterest expense | $144,000 | 11,865 |
| Pre-tax net operating income | $215,000 | 10,770 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $66,000 | 10,095 |
| Income before extraordinary items | $149,000 | 10,835 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $149,000 | 10,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 11,449 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $149,000 | 10,887 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $883,000 | 12,527 |
| Total interest expense | $375,000 | 12,332 |
| Net interest income | $508,000 | 12,534 |
| Provision for loan and lease losses | $-41,000 | 12,698 |
| Total noninterest income | $62,000 | 12,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,981 |
| Total noninterest expense | $457,000 | 12,380 |
| Salaries and employee benefits | $215,000 | 12,497 |
| Premises and equipment expense | $62,000 | 11,775 |
| Additional noninterest expense | $180,000 | 12,017 |
| Pre-tax net operating income | $154,000 | 11,442 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $39,000 | 11,180 |
| Income before extraordinary items | $115,000 | 11,643 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $115,000 | 11,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 12,247 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $115,000 | 11,445 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $938,000 | 13,126 |
| Total interest expense | $439,000 | 13,024 |
| Net interest income | $499,000 | 13,087 |
| Provision for loan and lease losses | $56,000 | 8,797 |
| Total noninterest income | $54,000 | 13,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 10,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 13,675 |
| Total noninterest expense | $393,000 | 13,203 |
| Salaries and employee benefits | $191,000 | 13,243 |
| Premises and equipment expense | $62,000 | 12,181 |
| Additional noninterest expense | $140,000 | 13,095 |
| Pre-tax net operating income | $104,000 | 11,985 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $22,000 | 12,047 |
| Income before extraordinary items | $82,000 | 12,188 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $82,000 | 12,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 8,022 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $82,000 | 11,889 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.