Home > Schuylkill Savings and Loan Associat > Income and Expense
Schuylkill Savings and Loan Associat, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 8,990 |
| Total interest expense | $717,000 | 8,587 |
| Net interest income | $479,000 | 9,221 |
| Provision for loan and lease losses | $9,000 | 7,982 |
| Total noninterest income | $153,000 | 7,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $153,000 | 5,514 |
| Total noninterest expense | $786,000 | 8,484 |
| Salaries and employee benefits | $306,000 | 9,034 |
| Premises and equipment expense | $165,000 | 7,288 |
| Additional noninterest expense | $315,000 | 7,746 |
| Pre-tax net operating income | $-163,000 | 8,927 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-163,000 | 9,011 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-163,000 | 9,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-163,000 | 8,954 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 9,237 |
| Total interest expense | $724,000 | 8,808 |
| Net interest income | $459,000 | 9,510 |
| Provision for loan and lease losses | $11,000 | 7,947 |
| Total noninterest income | $93,000 | 8,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $93,000 | 6,597 |
| Total noninterest expense | $553,000 | 9,240 |
| Salaries and employee benefits | $261,000 | 9,416 |
| Premises and equipment expense | $138,000 | 7,777 |
| Additional noninterest expense | $154,000 | 9,204 |
| Pre-tax net operating income | $-12,000 | 9,156 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-12,000 | 9,177 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-12,000 | 9,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-12,000 | 9,165 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 9,585 |
| Total interest expense | $606,000 | 9,188 |
| Net interest income | $430,000 | 9,784 |
| Provision for loan and lease losses | $43,000 | 6,780 |
| Total noninterest income | $149,000 | 8,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $149,000 | 5,622 |
| Total noninterest expense | $584,000 | 9,374 |
| Salaries and employee benefits | $292,000 | 9,505 |
| Premises and equipment expense | $121,000 | 8,213 |
| Additional noninterest expense | $171,000 | 9,329 |
| Pre-tax net operating income | $-48,000 | 9,482 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-15,000 | 9,693 |
| Income before extraordinary items | $-33,000 | 9,491 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-33,000 | 9,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-33,000 | 9,469 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $940,000 | 9,901 |
| Total interest expense | $548,000 | 9,594 |
| Net interest income | $392,000 | 10,093 |
| Provision for loan and lease losses | $5,000 | 8,460 |
| Total noninterest income | $158,000 | 8,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $158,000 | 5,537 |
| Total noninterest expense | $522,000 | 9,701 |
| Salaries and employee benefits | $270,000 | 9,779 |
| Premises and equipment expense | $93,000 | 8,867 |
| Additional noninterest expense | $159,000 | 9,573 |
| Pre-tax net operating income | $23,000 | 9,706 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $6,000 | 9,185 |
| Income before extraordinary items | $17,000 | 9,767 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $17,000 | 9,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $17,000 | 9,714 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 10,276 |
| Total interest expense | $571,000 | 9,917 |
| Net interest income | $460,000 | 10,459 |
| Provision for loan and lease losses | $5,000 | 8,640 |
| Total noninterest income | $119,000 | 9,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $119,000 | 6,301 |
| Total noninterest expense | $494,000 | 10,155 |
| Salaries and employee benefits | $240,000 | 10,330 |
| Premises and equipment expense | $101,000 | 8,944 |
| Additional noninterest expense | $153,000 | 9,961 |
| Pre-tax net operating income | $80,000 | 10,139 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $19,000 | 9,739 |
| Income before extraordinary items | $61,000 | 10,176 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $61,000 | 10,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $61,000 | 10,142 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 10,746 |
| Total interest expense | $599,000 | 10,276 |
| Net interest income | $454,000 | 10,981 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $127,000 | 9,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $127,000 | 6,441 |
| Total noninterest expense | $546,000 | 10,407 |
| Salaries and employee benefits | $209,000 | 10,963 |
| Premises and equipment expense | $87,000 | 9,625 |
| Additional noninterest expense | $250,000 | 9,394 |
| Pre-tax net operating income | $25,000 | 10,694 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $3,000 | 10,490 |
| Income before extraordinary items | $22,000 | 10,731 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $22,000 | 10,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $22,000 | 10,674 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 11,253 |
| Total interest expense | $612,000 | 10,625 |
| Net interest income | $403,000 | 11,601 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $138,000 | 9,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $138,000 | 6,215 |
| Total noninterest expense | $489,000 | 11,067 |
| Salaries and employee benefits | $232,000 | 11,288 |
| Premises and equipment expense | $91,000 | 9,885 |
| Additional noninterest expense | $166,000 | 10,864 |
| Pre-tax net operating income | $50,000 | 11,306 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $12,000 | 10,895 |
| Income before extraordinary items | $38,000 | 11,352 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $38,000 | 11,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $38,000 | 11,317 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $958,000 | 11,787 |
| Total interest expense | $543,000 | 10,893 |
| Net interest income | $415,000 | 12,205 |
| Provision for loan and lease losses | $2,000 | 9,032 |
| Total noninterest income | $132,000 | 10,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $132,000 | 6,618 |
| Total noninterest expense | $497,000 | 11,631 |
| Salaries and employee benefits | $232,000 | 11,822 |
| Premises and equipment expense | $75,000 | 10,805 |
| Additional noninterest expense | $190,000 | 11,277 |
| Pre-tax net operating income | $48,000 | 11,920 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $12,000 | 11,330 |
| Income before extraordinary items | $36,000 | 11,884 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $36,000 | 11,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $36,000 | 11,923 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 12,287 |
| Total interest expense | $616,000 | 11,048 |
| Net interest income | $387,000 | 12,843 |
| Provision for loan and lease losses | $3,000 | 10,228 |
| Total noninterest income | $117,000 | 10,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $117,000 | 7,385 |
| Total noninterest expense | $445,000 | 12,436 |
| Salaries and employee benefits | $220,000 | 12,461 |
| Premises and equipment expense | $64,000 | 11,705 |
| Additional noninterest expense | $161,000 | 12,267 |
| Pre-tax net operating income | $56,000 | 12,146 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $14,000 | 11,735 |
| Income before extraordinary items | $42,000 | 12,299 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $42,000 | 12,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $42,000 | 12,158 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 12,514 |
| Total interest expense | $791,000 | 11,374 |
| Net interest income | $446,000 | 13,247 |
| Provision for loan and lease losses | $2,000 | 11,664 |
| Total noninterest income | $120,000 | 11,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $120,000 | 7,446 |
| Total noninterest expense | $467,000 | 12,819 |
| Salaries and employee benefits | $214,000 | 13,008 |
| Premises and equipment expense | $66,000 | 12,026 |
| Additional noninterest expense | $187,000 | 12,425 |
| Pre-tax net operating income | $97,000 | 12,058 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $22,000 | 12,047 |
| Income before extraordinary items | $75,000 | 12,293 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $75,000 | 12,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $75,000 | 11,992 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.