Home > Schuyler State Bank > Income and Expense
Schuyler State Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,396,000 | 6,030 |
| Total interest expense | $195,000 | 5,702 |
| Net interest income | $1,201,000 | 6,036 |
| Provision for loan and lease losses | $62,000 | 3,806 |
| Total noninterest income | $184,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $76,000 | 5,288 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $108,000 | 5,093 |
| Total noninterest expense | $1,085,000 | 5,997 |
| Salaries and employee benefits | $619,000 | 5,889 |
| Premises and equipment expense | $126,000 | 5,834 |
| Additional noninterest expense | $340,000 | 6,004 |
| Pre-tax net operating income | $238,000 | 5,560 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $238,000 | 5,501 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $238,000 | 5,501 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $238,000 | 5,502 |
| Net charge-offs | $63,000 | 3,672 |
| Cash dividends | $326,000 | 2,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $238,000 | 5,422 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $938,000 | 6,051 |
| Total interest expense | $135,000 | 5,720 |
| Net interest income | $803,000 | 6,054 |
| Provision for loan and lease losses | $43,000 | 3,748 |
| Total noninterest income | $111,000 | 5,620 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $66,000 | 5,236 |
| Total noninterest expense | $719,000 | 6,043 |
| Salaries and employee benefits | $400,000 | 5,977 |
| Premises and equipment expense | $83,000 | 5,877 |
| Additional noninterest expense | $236,000 | 5,970 |
| Pre-tax net operating income | $152,000 | 5,587 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $152,000 | 5,544 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $152,000 | 5,547 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $152,000 | 5,547 |
| Net charge-offs | $48,000 | 3,385 |
| Cash dividends | $110,000 | 2,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $152,000 | 5,436 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $474,000 | 6,082 |
| Total interest expense | $72,000 | 5,711 |
| Net interest income | $402,000 | 6,090 |
| Provision for loan and lease losses | $26,000 | 3,405 |
| Total noninterest income | $54,000 | 5,646 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $22,000 | 5,472 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,248 |
| Total noninterest expense | $363,000 | 6,075 |
| Salaries and employee benefits | $200,000 | 6,015 |
| Premises and equipment expense | $39,000 | 5,996 |
| Additional noninterest expense | $124,000 | 5,979 |
| Pre-tax net operating income | $67,000 | 5,656 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $67,000 | 5,637 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $67,000 | 5,639 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $67,000 | 5,639 |
| Net charge-offs | $54,000 | 2,367 |
| Cash dividends | $50,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $67,000 | 5,539 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 6,144 |
| Total interest expense | $329,000 | 5,858 |
| Net interest income | $1,664,000 | 6,144 |
| Provision for loan and lease losses | $110,000 | 4,578 |
| Total noninterest income | $241,000 | 5,488 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $112,000 | 5,271 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $129,000 | 5,088 |
| Total noninterest expense | $1,455,000 | 6,152 |
| Salaries and employee benefits | $817,000 | 6,053 |
| Premises and equipment expense | $180,000 | 5,870 |
| Additional noninterest expense | $458,000 | 6,183 |
| Pre-tax net operating income | $340,000 | 5,311 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $340,000 | 5,365 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $340,000 | 5,362 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $340,000 | 5,363 |
| Net charge-offs | $144,000 | 4,093 |
| Cash dividends | $470,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $340,000 | 5,163 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 6,235 |
| Total interest expense | $253,000 | 5,951 |
| Net interest income | $1,253,000 | 6,240 |
| Provision for loan and lease losses | $7,000 | 5,653 |
| Total noninterest income | $178,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $81,000 | 5,392 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $97,000 | 5,163 |
| Total noninterest expense | $1,100,000 | 6,189 |
| Salaries and employee benefits | $623,000 | 6,062 |
| Premises and equipment expense | $134,000 | 5,960 |
| Additional noninterest expense | $343,000 | 6,241 |
| Pre-tax net operating income | $324,000 | 5,224 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $324,000 | 5,235 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $324,000 | 5,233 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $324,000 | 5,233 |
| Net charge-offs | $2,000 | 5,642 |
| Cash dividends | $470,000 | 2,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $324,000 | 5,037 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 6,282 |
| Total interest expense | $172,000 | 6,020 |
| Net interest income | $839,000 | 6,278 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $112,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $48,000 | 5,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 5,212 |
| Total noninterest expense | $731,000 | 6,247 |
| Salaries and employee benefits | $421,000 | 6,085 |
| Premises and equipment expense | $89,000 | 5,994 |
| Additional noninterest expense | $221,000 | 6,319 |
| Pre-tax net operating income | $220,000 | 5,192 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $220,000 | 5,228 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $220,000 | 5,228 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $220,000 | 5,228 |
| Net charge-offs | $-3,000 | 6,365 |
| Cash dividends | $370,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $220,000 | 5,029 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $519,000 | 6,302 |
| Total interest expense | $90,000 | 6,046 |
| Net interest income | $429,000 | 6,289 |
| Provision for loan and lease losses | $-2,000 | 7,092 |
| Total noninterest income | $52,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $22,000 | 5,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,349 |
| Total noninterest expense | $366,000 | 6,283 |
| Salaries and employee benefits | $213,000 | 6,112 |
| Premises and equipment expense | $44,000 | 6,052 |
| Additional noninterest expense | $109,000 | 6,385 |
| Pre-tax net operating income | $117,000 | 5,226 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $117,000 | 5,184 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $117,000 | 5,185 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $117,000 | 5,186 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $180,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $117,000 | 5,044 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 6,265 |
| Total interest expense | $454,000 | 6,020 |
| Net interest income | $1,800,000 | 6,257 |
| Provision for loan and lease losses | $14,000 | 6,298 |
| Total noninterest income | $232,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $101,000 | 5,496 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $131,000 | 5,017 |
| Total noninterest expense | $1,487,000 | 6,326 |
| Salaries and employee benefits | $824,000 | 6,224 |
| Premises and equipment expense | $188,000 | 6,100 |
| Additional noninterest expense | $475,000 | 6,348 |
| Pre-tax net operating income | $531,000 | 4,666 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $531,000 | 4,567 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $531,000 | 4,570 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $531,000 | 4,569 |
| Net charge-offs | $11,000 | 6,073 |
| Cash dividends | $520,000 | 2,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $531,000 | 4,462 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 6,308 |
| Total interest expense | $354,000 | 6,062 |
| Net interest income | $1,356,000 | 6,303 |
| Provision for loan and lease losses | $10,000 | 6,179 |
| Total noninterest income | $178,000 | 5,623 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $77,000 | 5,511 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $101,000 | 5,082 |
| Total noninterest expense | $1,132,000 | 6,339 |
| Salaries and employee benefits | $613,000 | 6,250 |
| Premises and equipment expense | $139,000 | 6,174 |
| Additional noninterest expense | $380,000 | 6,305 |
| Pre-tax net operating income | $392,000 | 4,793 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $392,000 | 4,692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $392,000 | 4,693 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $392,000 | 4,693 |
| Net charge-offs | $7,000 | 5,861 |
| Cash dividends | $520,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $392,000 | 4,565 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 6,361 |
| Total interest expense | $245,000 | 6,111 |
| Net interest income | $902,000 | 6,350 |
| Provision for loan and lease losses | $9,000 | 6,021 |
| Total noninterest income | $118,000 | 5,655 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $47,000 | 5,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 5,058 |
| Total noninterest expense | $754,000 | 6,407 |
| Salaries and employee benefits | $409,000 | 6,308 |
| Premises and equipment expense | $90,000 | 6,266 |
| Additional noninterest expense | $255,000 | 6,358 |
| Pre-tax net operating income | $257,000 | 4,801 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $257,000 | 4,673 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $257,000 | 4,671 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $257,000 | 4,673 |
| Net charge-offs | $5,000 | 5,553 |
| Cash dividends | $380,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $257,000 | 4,585 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $576,000 | 6,393 |
| Total interest expense | $128,000 | 6,126 |
| Net interest income | $448,000 | 6,387 |
| Provision for loan and lease losses | $6,000 | 5,552 |
| Total noninterest income | $59,000 | 5,740 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $21,000 | 5,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $38,000 | 5,072 |
| Total noninterest expense | $385,000 | 6,421 |
| Salaries and employee benefits | $203,000 | 6,365 |
| Premises and equipment expense | $46,000 | 6,267 |
| Additional noninterest expense | $136,000 | 6,314 |
| Pre-tax net operating income | $116,000 | 4,974 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $116,000 | 4,818 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $116,000 | 4,817 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $116,000 | 4,819 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $180,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $116,000 | 4,749 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 6,384 |
| Total interest expense | $705,000 | 5,963 |
| Net interest income | $1,783,000 | 6,436 |
| Provision for loan and lease losses | $44,000 | 6,554 |
| Total noninterest income | $248,000 | 5,681 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $134,000 | 5,104 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $114,000 | 5,286 |
| Total noninterest expense | $1,477,000 | 6,549 |
| Salaries and employee benefits | $794,000 | 6,472 |
| Premises and equipment expense | $187,000 | 6,313 |
| Additional noninterest expense | $496,000 | 6,526 |
| Pre-tax net operating income | $510,000 | 4,345 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $510,000 | 4,287 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $510,000 | 4,288 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $510,000 | 4,288 |
| Net charge-offs | $44,000 | 5,993 |
| Cash dividends | $400,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $510,000 | 4,137 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 6,474 |
| Total interest expense | $547,000 | 6,038 |
| Net interest income | $1,336,000 | 6,535 |
| Provision for loan and lease losses | $44,000 | 6,373 |
| Total noninterest income | $186,000 | 5,787 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $103,000 | 5,134 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $83,000 | 5,436 |
| Total noninterest expense | $1,096,000 | 6,619 |
| Salaries and employee benefits | $590,000 | 6,532 |
| Premises and equipment expense | $138,000 | 6,429 |
| Additional noninterest expense | $368,000 | 6,590 |
| Pre-tax net operating income | $382,000 | 4,566 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $382,000 | 4,532 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $382,000 | 4,536 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $382,000 | 4,535 |
| Net charge-offs | $24,000 | 5,943 |
| Cash dividends | $400,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $382,000 | 4,354 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 6,521 |
| Total interest expense | $370,000 | 6,108 |
| Net interest income | $886,000 | 6,578 |
| Provision for loan and lease losses | $28,000 | 6,256 |
| Total noninterest income | $122,000 | 5,809 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $68,000 | 5,167 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $54,000 | 5,493 |
| Total noninterest expense | $725,000 | 6,670 |
| Salaries and employee benefits | $392,000 | 6,587 |
| Premises and equipment expense | $90,000 | 6,496 |
| Additional noninterest expense | $243,000 | 6,642 |
| Pre-tax net operating income | $255,000 | 4,620 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $255,000 | 4,560 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $255,000 | 4,560 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $255,000 | 4,560 |
| Net charge-offs | $8,000 | 5,913 |
| Cash dividends | $290,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $255,000 | 4,413 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $630,000 | 6,592 |
| Total interest expense | $192,000 | 6,156 |
| Net interest income | $438,000 | 6,647 |
| Provision for loan and lease losses | $16,000 | 5,847 |
| Total noninterest income | $58,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $32,000 | 5,262 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $26,000 | 5,620 |
| Total noninterest expense | $358,000 | 6,779 |
| Salaries and employee benefits | $195,000 | 6,663 |
| Premises and equipment expense | $44,000 | 6,603 |
| Additional noninterest expense | $119,000 | 6,741 |
| Pre-tax net operating income | $122,000 | 4,809 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $122,000 | 4,708 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $122,000 | 4,708 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $122,000 | 4,707 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $120,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $122,000 | 4,593 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,599,000 | 6,618 |
| Total interest expense | $964,000 | 6,102 |
| Net interest income | $1,635,000 | 6,734 |
| Provision for loan and lease losses | $99,000 | 6,464 |
| Total noninterest income | $283,000 | 5,696 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $171,000 | 4,913 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $112,000 | 5,499 |
| Total noninterest expense | $1,382,000 | 6,957 |
| Salaries and employee benefits | $730,000 | 6,896 |
| Premises and equipment expense | $180,000 | 6,648 |
| Additional noninterest expense | $472,000 | 6,877 |
| Pre-tax net operating income | $437,000 | 4,137 |
| Securities gains (losses) | $-41,000 | 7,148 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $396,000 | 4,195 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $396,000 | 4,195 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $396,000 | 4,195 |
| Net charge-offs | $40,000 | 6,338 |
| Cash dividends | $190,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $437,000 | 3,977 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 6,703 |
| Total interest expense | $748,000 | 6,168 |
| Net interest income | $1,199,000 | 6,819 |
| Provision for loan and lease losses | $75,000 | 6,260 |
| Total noninterest income | $212,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $132,000 | 4,904 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $80,000 | 5,686 |
| Total noninterest expense | $1,005,000 | 7,026 |
| Salaries and employee benefits | $525,000 | 6,999 |
| Premises and equipment expense | $135,000 | 6,694 |
| Additional noninterest expense | $345,000 | 6,942 |
| Pre-tax net operating income | $331,000 | 4,422 |
| Securities gains (losses) | $-41,000 | 7,356 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $290,000 | 4,471 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $290,000 | 4,470 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $290,000 | 4,472 |
| Net charge-offs | $31,000 | 6,007 |
| Cash dividends | $190,000 | 3,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $331,000 | 4,233 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 6,764 |
| Total interest expense | $511,000 | 6,225 |
| Net interest income | $788,000 | 6,872 |
| Provision for loan and lease losses | $48,000 | 6,130 |
| Total noninterest income | $141,000 | 5,829 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $86,000 | 4,941 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $55,000 | 5,710 |
| Total noninterest expense | $662,000 | 7,102 |
| Salaries and employee benefits | $346,000 | 7,089 |
| Premises and equipment expense | $91,000 | 6,748 |
| Additional noninterest expense | $225,000 | 7,021 |
| Pre-tax net operating income | $219,000 | 4,535 |
| Securities gains (losses) | $-54,000 | 7,611 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $165,000 | 4,767 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $165,000 | 4,764 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $165,000 | 4,764 |
| Net charge-offs | $19,000 | 5,648 |
| Cash dividends | $120,000 | 3,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $219,000 | 4,311 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 6,850 |
| Total interest expense | $258,000 | 6,312 |
| Net interest income | $377,000 | 6,986 |
| Provision for loan and lease losses | $19,000 | 5,935 |
| Total noninterest income | $67,000 | 5,917 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $38,000 | 5,114 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $29,000 | 5,665 |
| Total noninterest expense | $323,000 | 7,135 |
| Salaries and employee benefits | $174,000 | 7,127 |
| Premises and equipment expense | $45,000 | 6,803 |
| Additional noninterest expense | $104,000 | 7,034 |
| Pre-tax net operating income | $102,000 | 5,016 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $102,000 | 4,938 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $102,000 | 4,942 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $102,000 | 4,941 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $102,000 | 4,771 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 6,767 |
| Total interest expense | $1,389,000 | 6,134 |
| Net interest income | $1,390,000 | 7,137 |
| Provision for loan and lease losses | $78,000 | 6,256 |
| Total noninterest income | $263,000 | 6,049 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $164,000 | 5,150 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $99,000 | 5,935 |
| Total noninterest expense | $1,392,000 | 7,017 |
| Salaries and employee benefits | $679,000 | 7,211 |
| Premises and equipment expense | $183,000 | 6,828 |
| Additional noninterest expense | $530,000 | 6,496 |
| Pre-tax net operating income | $183,000 | 5,801 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $183,000 | 5,547 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $183,000 | 5,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,362 |
| Cash dividends | $190,000 | 4,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $183,000 | 5,699 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,130,000 | 6,799 |
| Total interest expense | $1,113,000 | 6,112 |
| Net interest income | $1,017,000 | 7,233 |
| Provision for loan and lease losses | $59,000 | 5,740 |
| Total noninterest income | $194,000 | 6,181 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $119,000 | 5,242 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 6,043 |
| Total noninterest expense | $943,000 | 7,206 |
| Salaries and employee benefits | $494,000 | 7,270 |
| Premises and equipment expense | $137,000 | 6,874 |
| Additional noninterest expense | $312,000 | 6,965 |
| Pre-tax net operating income | $209,000 | 6,002 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $209,000 | 5,653 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $209,000 | 5,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,890 |
| Cash dividends | $190,000 | 3,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $209,000 | 5,826 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,464,000 | 6,799 |
| Total interest expense | $810,000 | 6,085 |
| Net interest income | $654,000 | 7,327 |
| Provision for loan and lease losses | $40,000 | 5,379 |
| Total noninterest income | $116,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $68,000 | 5,520 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $48,000 | 6,189 |
| Total noninterest expense | $624,000 | 7,275 |
| Salaries and employee benefits | $328,000 | 7,348 |
| Premises and equipment expense | $91,000 | 6,912 |
| Additional noninterest expense | $205,000 | 7,018 |
| Pre-tax net operating income | $106,000 | 6,365 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $106,000 | 6,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 6,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $106,000 | 6,234 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $790,000 | 6,738 |
| Total interest expense | $464,000 | 5,936 |
| Net interest income | $326,000 | 7,376 |
| Provision for loan and lease losses | $18,000 | 4,977 |
| Total noninterest income | $47,000 | 6,756 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $22,000 | 6,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 6,173 |
| Total noninterest expense | $310,000 | 7,313 |
| Salaries and employee benefits | $164,000 | 7,384 |
| Premises and equipment expense | $45,000 | 6,958 |
| Additional noninterest expense | $101,000 | 7,042 |
| Pre-tax net operating income | $45,000 | 6,675 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $45,000 | 6,655 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $45,000 | 6,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $20,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $45,000 | 6,557 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 6,726 |
| Total interest expense | $2,017,000 | 5,817 |
| Net interest income | $1,170,000 | 7,538 |
| Provision for loan and lease losses | $68,000 | 5,379 |
| Total noninterest income | $162,000 | 7,021 |
| Gross Fiduciary activities income | $1,000 | 1,439 |
| Service charges on deposit accounts | $80,000 | 6,301 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $81,000 | 6,513 |
| Total noninterest expense | $1,244,000 | 7,294 |
| Salaries and employee benefits | $673,000 | 7,330 |
| Premises and equipment expense | $180,000 | 6,929 |
| Additional noninterest expense | $391,000 | 7,087 |
| Pre-tax net operating income | $20,000 | 7,377 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $20,000 | 7,436 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $20,000 | 7,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,564 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $20,000 | 7,406 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 6,780 |
| Total interest expense | $1,488,000 | 5,885 |
| Net interest income | $876,000 | 7,601 |
| Provision for loan and lease losses | $53,000 | 4,995 |
| Total noninterest income | $119,000 | 7,105 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $57,000 | 6,395 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $61,000 | 6,525 |
| Total noninterest expense | $908,000 | 7,328 |
| Salaries and employee benefits | $494,000 | 7,349 |
| Premises and equipment expense | $138,000 | 6,883 |
| Additional noninterest expense | $276,000 | 7,185 |
| Pre-tax net operating income | $34,000 | 7,552 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $34,000 | 7,554 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $34,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,581 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $34,000 | 7,538 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 6,859 |
| Total interest expense | $965,000 | 5,954 |
| Net interest income | $576,000 | 7,661 |
| Provision for loan and lease losses | $21,000 | 5,289 |
| Total noninterest income | $77,000 | 7,175 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $35,000 | 6,515 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $42,000 | 6,534 |
| Total noninterest expense | $596,000 | 7,401 |
| Salaries and employee benefits | $325,000 | 7,419 |
| Premises and equipment expense | $94,000 | 6,873 |
| Additional noninterest expense | $177,000 | 7,287 |
| Pre-tax net operating income | $36,000 | 7,602 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $36,000 | 7,581 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $36,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,770 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $36,000 | 7,569 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $727,000 | 7,015 |
| Total interest expense | $458,000 | 6,057 |
| Net interest income | $269,000 | 7,796 |
| Provision for loan and lease losses | $-1,000 | 8,375 |
| Total noninterest income | $35,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $17,000 | 6,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $298,000 | 7,441 |
| Salaries and employee benefits | $167,000 | 7,418 |
| Premises and equipment expense | $45,000 | 6,985 |
| Additional noninterest expense | $86,000 | 7,356 |
| Pre-tax net operating income | $7,000 | 7,774 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $7,000 | 7,783 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,000 | 7,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $7,000 | 7,762 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,325,000 | 7,284 |
| Total interest expense | $1,187,000 | 6,605 |
| Net interest income | $1,138,000 | 7,662 |
| Provision for loan and lease losses | $45,000 | 5,711 |
| Total noninterest income | $110,000 | 7,640 |
| Gross Fiduciary activities income | $1,000 | 1,470 |
| Service charges on deposit accounts | $59,000 | 6,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $50,000 | 7,251 |
| Total noninterest expense | $963,000 | 7,774 |
| Salaries and employee benefits | $528,000 | 7,793 |
| Premises and equipment expense | $80,000 | 8,031 |
| Additional noninterest expense | $355,000 | 7,289 |
| Pre-tax net operating income | $240,000 | 7,282 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $240,000 | 7,135 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $240,000 | 7,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,186 |
| Cash dividends | $465,000 | 3,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $240,000 | 7,129 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 7,378 |
| Total interest expense | $800,000 | 6,792 |
| Net interest income | $891,000 | 7,662 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $80,000 | 7,753 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $44,000 | 6,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,365 |
| Total noninterest expense | $652,000 | 7,918 |
| Salaries and employee benefits | $354,000 | 7,947 |
| Premises and equipment expense | $44,000 | 8,320 |
| Additional noninterest expense | $254,000 | 7,388 |
| Pre-tax net operating income | $319,000 | 6,932 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $319,000 | 6,627 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $319,000 | 6,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $465,000 | 3,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $319,000 | 6,630 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 7,425 |
| Total interest expense | $506,000 | 6,826 |
| Net interest income | $603,000 | 7,692 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $49,000 | 7,888 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $26,000 | 6,978 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,458 |
| Total noninterest expense | $421,000 | 7,980 |
| Salaries and employee benefits | $219,000 | 8,083 |
| Premises and equipment expense | $28,000 | 8,370 |
| Additional noninterest expense | $174,000 | 7,354 |
| Pre-tax net operating income | $231,000 | 6,878 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $231,000 | 6,506 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $231,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $365,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $231,000 | 6,503 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $551,000 | 7,429 |
| Total interest expense | $247,000 | 6,802 |
| Net interest income | $304,000 | 7,682 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $23,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $189,000 | 8,142 |
| Salaries and employee benefits | $108,000 | 8,112 |
| Premises and equipment expense | $13,000 | 8,407 |
| Additional noninterest expense | $68,000 | 7,772 |
| Pre-tax net operating income | $138,000 | 6,572 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $138,000 | 6,133 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 6,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $175,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $138,000 | 6,131 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,165,000 | 7,298 |
| Total interest expense | $844,000 | 6,658 |
| Net interest income | $1,321,000 | 7,532 |
| Provision for loan and lease losses | $83,000 | 5,092 |
| Total noninterest income | $93,000 | 8,010 |
| Gross Fiduciary activities income | $1,000 | 1,485 |
| Service charges on deposit accounts | $47,000 | 7,127 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,498 |
| Total noninterest expense | $774,000 | 8,111 |
| Salaries and employee benefits | $424,000 | 8,130 |
| Premises and equipment expense | $63,000 | 8,304 |
| Additional noninterest expense | $287,000 | 7,723 |
| Pre-tax net operating income | $557,000 | 6,558 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $557,000 | 6,156 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $557,000 | 6,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,238 |
| Cash dividends | $510,000 | 3,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $557,000 | 6,121 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 7,322 |
| Total interest expense | $613,000 | 6,660 |
| Net interest income | $995,000 | 7,569 |
| Provision for loan and lease losses | $66,000 | 4,870 |
| Total noninterest income | $70,000 | 8,049 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $34,000 | 7,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,480 |
| Total noninterest expense | $567,000 | 8,134 |
| Salaries and employee benefits | $312,000 | 8,135 |
| Premises and equipment expense | $53,000 | 8,217 |
| Additional noninterest expense | $202,000 | 7,814 |
| Pre-tax net operating income | $432,000 | 6,662 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $432,000 | 6,212 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $432,000 | 6,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,490 |
| Cash dividends | $510,000 | 2,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $432,000 | 6,174 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,064,000 | 7,323 |
| Total interest expense | $396,000 | 6,622 |
| Net interest income | $668,000 | 7,568 |
| Provision for loan and lease losses | $61,000 | 4,100 |
| Total noninterest income | $46,000 | 8,053 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $21,000 | 7,247 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $24,000 | 7,442 |
| Total noninterest expense | $376,000 | 8,145 |
| Salaries and employee benefits | $207,000 | 8,149 |
| Premises and equipment expense | $35,000 | 8,242 |
| Additional noninterest expense | $134,000 | 7,808 |
| Pre-tax net operating income | $277,000 | 6,730 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $277,000 | 6,291 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $277,000 | 6,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $277,000 | 6,240 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $524,000 | 7,392 |
| Total interest expense | $193,000 | 6,633 |
| Net interest income | $331,000 | 7,647 |
| Provision for loan and lease losses | $31,000 | 3,901 |
| Total noninterest income | $23,000 | 8,065 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $186,000 | 8,225 |
| Salaries and employee benefits | $103,000 | 8,227 |
| Premises and equipment expense | $16,000 | 8,389 |
| Additional noninterest expense | $67,000 | 7,872 |
| Pre-tax net operating income | $137,000 | 6,727 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $137,000 | 6,299 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $137,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $130,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $137,000 | 6,249 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 7,301 |
| Total interest expense | $726,000 | 6,494 |
| Net interest income | $1,354,000 | 7,517 |
| Provision for loan and lease losses | $71,000 | 5,490 |
| Total noninterest income | $114,000 | 7,921 |
| Gross Fiduciary activities income | $1,000 | 1,536 |
| Service charges on deposit accounts | $65,000 | 7,039 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $48,000 | 7,455 |
| Total noninterest expense | $729,000 | 8,277 |
| Salaries and employee benefits | $411,000 | 8,268 |
| Premises and equipment expense | $54,000 | 8,552 |
| Additional noninterest expense | $264,000 | 7,898 |
| Pre-tax net operating income | $668,000 | 6,196 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $668,000 | 5,702 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $668,000 | 5,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,364 |
| Cash dividends | $620,000 | 3,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $668,000 | 5,642 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 7,331 |
| Total interest expense | $537,000 | 6,513 |
| Net interest income | $1,012,000 | 7,551 |
| Provision for loan and lease losses | $39,000 | 5,763 |
| Total noninterest income | $89,000 | 7,940 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $51,000 | 7,039 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 7,447 |
| Total noninterest expense | $534,000 | 8,304 |
| Salaries and employee benefits | $297,000 | 8,294 |
| Premises and equipment expense | $41,000 | 8,570 |
| Additional noninterest expense | $196,000 | 7,938 |
| Pre-tax net operating income | $528,000 | 6,196 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $528,000 | 5,686 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $528,000 | 5,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,568 |
| Cash dividends | $620,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $528,000 | 5,614 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 7,364 |
| Total interest expense | $356,000 | 6,570 |
| Net interest income | $680,000 | 7,561 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $57,000 | 8,035 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $33,000 | 7,087 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,000 | 7,596 |
| Total noninterest expense | $352,000 | 8,359 |
| Salaries and employee benefits | $198,000 | 8,356 |
| Premises and equipment expense | $27,000 | 8,608 |
| Additional noninterest expense | $127,000 | 8,001 |
| Pre-tax net operating income | $385,000 | 5,944 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $385,000 | 5,418 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $385,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $385,000 | 5,327 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $534,000 | 7,346 |
| Total interest expense | $181,000 | 6,600 |
| Net interest income | $353,000 | 7,523 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $27,000 | 8,089 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $175,000 | 8,422 |
| Salaries and employee benefits | $98,000 | 8,410 |
| Premises and equipment expense | $13,000 | 8,652 |
| Additional noninterest expense | $64,000 | 8,039 |
| Pre-tax net operating income | $205,000 | 5,768 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $205,000 | 5,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $205,000 | 5,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $160,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $205,000 | 5,154 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 7,313 |
| Total interest expense | $880,000 | 6,470 |
| Net interest income | $1,372,000 | 7,541 |
| Provision for loan and lease losses | $37,000 | 6,587 |
| Total noninterest income | $83,000 | 8,474 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $52,000 | 7,399 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $31,000 | 8,089 |
| Total noninterest expense | $706,000 | 8,439 |
| Salaries and employee benefits | $388,000 | 8,459 |
| Premises and equipment expense | $59,000 | 8,635 |
| Additional noninterest expense | $259,000 | 8,039 |
| Pre-tax net operating income | $712,000 | 5,976 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $712,000 | 5,533 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $712,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $700,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $712,000 | 5,372 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 7,353 |
| Total interest expense | $692,000 | 6,490 |
| Net interest income | $1,020,000 | 7,617 |
| Provision for loan and lease losses | $34,000 | 6,318 |
| Total noninterest income | $63,000 | 8,533 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $40,000 | 7,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,129 |
| Total noninterest expense | $511,000 | 8,502 |
| Salaries and employee benefits | $281,000 | 8,508 |
| Premises and equipment expense | $43,000 | 8,690 |
| Additional noninterest expense | $187,000 | 8,116 |
| Pre-tax net operating income | $538,000 | 6,126 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $538,000 | 5,661 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $538,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $700,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $538,000 | 5,485 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 7,354 |
| Total interest expense | $490,000 | 6,452 |
| Net interest income | $677,000 | 7,667 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $44,000 | 8,498 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $28,000 | 7,416 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $337,000 | 8,539 |
| Salaries and employee benefits | $188,000 | 8,531 |
| Premises and equipment expense | $28,000 | 8,729 |
| Additional noninterest expense | $121,000 | 8,157 |
| Pre-tax net operating income | $354,000 | 6,148 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $354,000 | 5,705 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $354,000 | 5,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $540,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $354,000 | 5,493 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $604,000 | 7,297 |
| Total interest expense | $263,000 | 6,345 |
| Net interest income | $341,000 | 7,657 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $22,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $13,000 | 7,452 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $166,000 | 8,593 |
| Salaries and employee benefits | $94,000 | 8,569 |
| Premises and equipment expense | $13,000 | 8,800 |
| Additional noninterest expense | $59,000 | 8,243 |
| Pre-tax net operating income | $182,000 | 6,065 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $182,000 | 5,556 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $182,000 | 5,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $220,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $182,000 | 5,364 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,745,000 | 7,102 |
| Total interest expense | $1,481,000 | 5,759 |
| Net interest income | $1,264,000 | 7,811 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $92,000 | 8,493 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $56,000 | 7,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 8,002 |
| Total noninterest expense | $626,000 | 8,712 |
| Salaries and employee benefits | $353,000 | 8,682 |
| Premises and equipment expense | $49,000 | 8,917 |
| Additional noninterest expense | $224,000 | 8,377 |
| Pre-tax net operating income | $730,000 | 5,983 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $8,000 | 7,355 |
| Income before extraordinary items | $722,000 | 5,474 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $722,000 | 5,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $575,000 | 3,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $722,000 | 5,343 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,175,000 | 7,060 |
| Total interest expense | $1,942,000 | 6,187 |
| Net interest income | $1,233,000 | 7,820 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $81,000 | 8,766 |
| Gross Fiduciary activities income | $1,000 | 1,678 |
| Service charges on deposit accounts | $45,000 | 7,695 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $35,000 | 8,190 |
| Total noninterest expense | $617,000 | 8,887 |
| Salaries and employee benefits | $342,000 | 8,882 |
| Premises and equipment expense | $49,000 | 9,145 |
| Additional noninterest expense | $226,000 | 8,449 |
| Pre-tax net operating income | $597,000 | 6,180 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $8,000 | 7,657 |
| Income before extraordinary items | $589,000 | 5,672 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $589,000 | 5,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $589,000 | 5,540 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 7,337 |
| Total interest expense | $1,823,000 | 6,554 |
| Net interest income | $1,257,000 | 7,946 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $82,000 | 8,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 7,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,092 |
| Total noninterest expense | $569,000 | 9,195 |
| Salaries and employee benefits | $330,000 | 9,110 |
| Premises and equipment expense | $44,000 | 9,476 |
| Additional noninterest expense | $195,000 | 8,833 |
| Pre-tax net operating income | $770,000 | 5,969 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $14,000 | 7,972 |
| Income before extraordinary items | $756,000 | 5,215 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $756,000 | 5,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $395,000 | 4,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $756,000 | 5,208 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 7,741 |
| Total interest expense | $1,536,000 | 6,888 |
| Net interest income | $1,119,000 | 8,360 |
| Provision for loan and lease losses | $2,000 | 8,441 |
| Total noninterest income | $78,000 | 9,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,414 |
| Total noninterest expense | $526,000 | 9,550 |
| Salaries and employee benefits | $298,000 | 9,477 |
| Premises and equipment expense | $43,000 | 9,778 |
| Additional noninterest expense | $185,000 | 9,176 |
| Pre-tax net operating income | $669,000 | 6,436 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $226,000 | 5,445 |
| Income before extraordinary items | $443,000 | 6,746 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $443,000 | 6,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $212,000 | 5,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $443,000 | 6,719 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,639,000 | 7,939 |
| Total interest expense | $1,586,000 | 7,005 |
| Net interest income | $1,053,000 | 8,675 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $67,000 | 9,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 8,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,965 |
| Total noninterest expense | $516,000 | 9,719 |
| Salaries and employee benefits | $294,000 | 9,650 |
| Premises and equipment expense | $39,000 | 10,038 |
| Additional noninterest expense | $183,000 | 9,304 |
| Pre-tax net operating income | $604,000 | 6,891 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $201,000 | 6,170 |
| Income before extraordinary items | $403,000 | 7,192 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $403,000 | 7,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $87,000 | 6,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $403,000 | 7,101 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,512,000 | 8,359 |
| Total interest expense | $1,463,000 | 7,434 |
| Net interest income | $1,049,000 | 9,065 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $70,000 | 9,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,236 |
| Total noninterest expense | $501,000 | 10,130 |
| Salaries and employee benefits | $283,000 | 10,081 |
| Premises and equipment expense | $39,000 | 10,459 |
| Additional noninterest expense | $179,000 | 9,685 |
| Pre-tax net operating income | $618,000 | 7,337 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $203,000 | 6,834 |
| Income before extraordinary items | $415,000 | 7,542 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $415,000 | 7,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $88,000 | 6,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $415,000 | 7,487 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 8,974 |
| Total interest expense | $1,312,000 | 8,072 |
| Net interest income | $994,000 | 9,573 |
| Provision for loan and lease losses | $-1,000 | 11,037 |
| Total noninterest income | $72,000 | 10,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,793 |
| Total noninterest expense | $465,000 | 10,726 |
| Salaries and employee benefits | $268,000 | 10,596 |
| Premises and equipment expense | $36,000 | 11,014 |
| Additional noninterest expense | $161,000 | 10,425 |
| Pre-tax net operating income | $602,000 | 7,408 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $201,000 | 7,127 |
| Income before extraordinary items | $401,000 | 7,613 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $401,000 | 7,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $88,000 | 6,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $401,000 | 7,547 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,032,000 | 9,666 |
| Total interest expense | $1,075,000 | 8,983 |
| Net interest income | $957,000 | 10,055 |
| Provision for loan and lease losses | $1,000 | 8,909 |
| Total noninterest income | $82,000 | 10,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $482,000 | 11,094 |
| Salaries and employee benefits | $269,000 | 11,018 |
| Premises and equipment expense | $33,000 | 11,548 |
| Additional noninterest expense | $180,000 | 10,685 |
| Pre-tax net operating income | $556,000 | 8,146 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $186,000 | 7,672 |
| Income before extraordinary items | $370,000 | 8,317 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $370,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $87,000 | 7,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $370,000 | 8,300 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 10,486 |
| Total interest expense | $741,000 | 9,872 |
| Net interest income | $883,000 | 10,775 |
| Provision for loan and lease losses | $2,000 | 9,032 |
| Total noninterest income | $102,000 | 10,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,719 |
| Total noninterest expense | $483,000 | 11,695 |
| Salaries and employee benefits | $245,000 | 11,710 |
| Premises and equipment expense | $34,000 | 12,133 |
| Additional noninterest expense | $204,000 | 11,108 |
| Pre-tax net operating income | $500,000 | 8,656 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $175,000 | 7,810 |
| Income before extraordinary items | $325,000 | 8,874 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $325,000 | 8,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $88,000 | 7,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $325,000 | 8,922 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 11,022 |
| Total interest expense | $748,000 | 10,315 |
| Net interest income | $838,000 | 11,384 |
| Provision for loan and lease losses | $1,000 | 10,323 |
| Total noninterest income | $72,000 | 12,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $467,000 | 12,319 |
| Salaries and employee benefits | $242,000 | 12,267 |
| Premises and equipment expense | $35,000 | 12,695 |
| Additional noninterest expense | $190,000 | 11,866 |
| Pre-tax net operating income | $442,000 | 9,083 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $146,000 | 8,742 |
| Income before extraordinary items | $296,000 | 9,530 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $296,000 | 9,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $81,000 | 7,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $296,000 | 9,263 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 11,324 |
| Total interest expense | $902,000 | 10,866 |
| Net interest income | $891,000 | 11,561 |
| Provision for loan and lease losses | $7,000 | 11,393 |
| Total noninterest income | $82,000 | 12,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 11,113 |
| Total noninterest expense | $483,000 | 12,733 |
| Salaries and employee benefits | $254,000 | 12,560 |
| Premises and equipment expense | $37,000 | 13,172 |
| Additional noninterest expense | $192,000 | 12,342 |
| Pre-tax net operating income | $483,000 | 8,527 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $155,000 | 8,485 |
| Income before extraordinary items | $328,000 | 8,951 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $328,000 | 9,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $106,000 | 6,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $328,000 | 8,603 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.