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Schaumburg Bank & Trust Company, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$29,506,000538
Total interest expense$13,287,000449
Net interest income$16,219,000581
Provision for loan and lease losses$894,000426
Total noninterest income$1,624,000979
Gross Fiduciary activities income$0918
Service charges on deposit accounts$502,000568
Trading account gains and fees$281,00077
Additional Noninterest Income$841,0001,076
Total noninterest expense$6,842,000990
Salaries and employee benefits$3,412,0001,100
Premises and equipment expense$454,0001,370
Additional noninterest expense$841,0001,076
Pre-tax net operating income$10,107,000432
Securities gains (losses)$15,000379
Applicable income taxes$2,625,000363
Income before extraordinary items$7,497,000442
Extraordinary gains, net$047
Net income$7,497,000450
Minority interest net income$065
Net income of bank and minority interests.$7,497,000442
Net charge-offs$608,000372
Cash dividends$10,000,000187
Sale, conversion, retirement of capital stock, net$84,000316
Net operating income$7,485,150443
2024-12-31 (YTD Data)Rank
Total interest income$126,224,000496
Total interest expense$59,391,000434
Net interest income$66,833,000534
Provision for loan and lease losses$1,992,000603
Total noninterest income$4,312,0001,287
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,836,000614
Trading account gains and fees$565,00094
Additional Noninterest Income$1,911,0001,614
Total noninterest expense$26,488,000994
Salaries and employee benefits$13,480,0001,077
Premises and equipment expense$1,844,0001,324
Additional noninterest expense$1,911,0001,614
Pre-tax net operating income$42,665,000387
Securities gains (losses)$-18,0003,683
Applicable income taxes$11,249,000322
Income before extraordinary items$31,398,000409
Extraordinary gains, net$053
Net income$31,398,000412
Minority interest net income$090
Net income of bank and minority interests.$31,398,000409
Net charge-offs$2,190,000452
Cash dividends$5,000,000860
Sale, conversion, retirement of capital stock, net$324,000353
Net operating income$31,412,220415
2024-09-30 (YTD Data)Rank
Total interest income$95,173,000485
Total interest expense$44,358,000432
Net interest income$50,815,000522
Provision for loan and lease losses$3,781,000346
Total noninterest income$2,765,0001,410
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,348,000621
Trading account gains and fees$378,000103
Additional Noninterest Income$1,039,0001,918
Total noninterest expense$20,346,000970
Salaries and employee benefits$10,534,0001,032
Premises and equipment expense$1,367,0001,330
Additional noninterest expense$1,039,0001,918
Pre-tax net operating income$29,453,000403
Securities gains (losses)$17,000586
Applicable income taxes$7,892,000334
Income before extraordinary items$21,578,000432
Extraordinary gains, net$051
Net income$21,578,000440
Minority interest net income$082
Net income of bank and minority interests.$21,578,000434
Net charge-offs$1,597,000422
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$320,000300
Net operating income$21,564,570432
2024-06-30 (YTD Data)Rank
Total interest income$61,804,000494
Total interest expense$28,031,000450
Net interest income$33,773,000528
Provision for loan and lease losses$4,866,000217
Total noninterest income$1,940,0001,360
Gross Fiduciary activities income$0962
Service charges on deposit accounts$901,000612
Trading account gains and fees$321,000104
Additional Noninterest Income$718,0001,854
Total noninterest expense$13,769,000967
Salaries and employee benefits$7,140,0001,029
Premises and equipment expense$937,0001,296
Additional noninterest expense$718,0001,854
Pre-tax net operating income$17,078,000446
Securities gains (losses)$-20,0003,926
Applicable income taxes$4,611,000373
Income before extraordinary items$12,447,000474
Extraordinary gains, net$052
Net income$12,447,000477
Minority interest net income$084
Net income of bank and minority interests.$12,447,000476
Net charge-offs$1,514,000339
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$221,000287
Net operating income$12,462,800473
2024-03-31 (YTD Data)Rank
Total interest income$30,208,000503
Total interest expense$12,841,000483
Net interest income$17,367,000521
Provision for loan and lease losses$1,908,000228
Total noninterest income$844,0001,449
Gross Fiduciary activities income$0895
Service charges on deposit accounts$438,000621
Trading account gains and fees$80,00079
Additional Noninterest Income$326,0001,906
Total noninterest expense$6,720,000982
Salaries and employee benefits$3,595,0001,032
Premises and equipment expense$453,0001,338
Additional noninterest expense$326,0001,906
Pre-tax net operating income$9,583,000411
Securities gains (losses)$-13,0004,092
Applicable income taxes$2,513,000351
Income before extraordinary items$7,057,000440
Extraordinary gains, net$051
Net income$7,057,000440
Minority interest net income$072
Net income of bank and minority interests.$7,057,000440
Net charge-offs$1,172,000242
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$101,000229
Net operating income$7,067,270433
2023-12-31 (YTD Data)Rank
Total interest income$105,776,000519
Total interest expense$38,413,000478
Net interest income$67,363,000532
Provision for loan and lease losses$4,080,000369
Total noninterest income$4,911,0001,211
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,632,000679
Trading account gains and fees$365,00086
Additional Noninterest Income$2,914,0001,278
Total noninterest expense$27,277,000960
Salaries and employee benefits$13,604,0001,037
Premises and equipment expense$2,115,0001,160
Additional noninterest expense$2,914,0001,278
Pre-tax net operating income$40,917,000410
Securities gains (losses)$59,000363
Applicable income taxes$10,913,000323
Income before extraordinary items$30,063,000421
Extraordinary gains, net$054
Net income$30,063,000426
Minority interest net income$088
Net income of bank and minority interests.$30,063,000423
Net charge-offs$1,037,000520
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$456,000280
Net operating income$30,016,390434
2023-09-30 (YTD Data)Rank
Total interest income$76,081,000529
Total interest expense$26,288,000487
Net interest income$49,793,000541
Provision for loan and lease losses$2,581,000395
Total noninterest income$3,837,0001,177
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,206,000682
Trading account gains and fees$257,00090
Additional Noninterest Income$2,374,0001,214
Total noninterest expense$19,768,000983
Salaries and employee benefits$10,119,0001,056
Premises and equipment expense$1,664,0001,112
Additional noninterest expense$2,374,0001,214
Pre-tax net operating income$31,281,000422
Securities gains (losses)$-17,0003,603
Applicable income taxes$8,424,000330
Income before extraordinary items$22,840,000435
Extraordinary gains, net$052
Net income$22,840,000439
Minority interest net income$081
Net income of bank and minority interests.$22,840,000435
Net charge-offs$806,000453
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$344,000271
Net operating income$22,853,430442
2023-06-30 (YTD Data)Rank
Total interest income$47,321,000532
Total interest expense$14,872,000501
Net interest income$32,449,000553
Provision for loan and lease losses$1,406,000432
Total noninterest income$2,455,0001,154
Gross Fiduciary activities income$0931
Service charges on deposit accounts$783,000688
Trading account gains and fees$117,00087
Additional Noninterest Income$1,555,0001,164
Total noninterest expense$13,005,000980
Salaries and employee benefits$6,621,0001,065
Premises and equipment expense$1,203,0001,025
Additional noninterest expense$1,555,0001,163
Pre-tax net operating income$20,493,000422
Securities gains (losses)$22,000449
Applicable income taxes$5,526,000342
Income before extraordinary items$14,989,000438
Extraordinary gains, net$051
Net income$14,989,000446
Minority interest net income$081
Net income of bank and minority interests.$14,989,000438
Net charge-offs$372,000510
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$227,000260
Net operating income$14,971,620445
2023-03-31 (YTD Data)Rank
Total interest income$21,615,000570
Total interest expense$5,953,000529
Net interest income$15,662,000568
Provision for loan and lease losses$551,000490
Total noninterest income$1,411,0001,046
Gross Fiduciary activities income$0913
Service charges on deposit accounts$387,000716
Trading account gains and fees$89,00083
Additional Noninterest Income$935,0001,019
Total noninterest expense$6,588,000990
Salaries and employee benefits$3,283,0001,090
Premises and equipment expense$732,000903
Additional noninterest expense$935,0001,019
Pre-tax net operating income$9,934,000438
Securities gains (losses)$36,000324
Applicable income taxes$2,655,000361
Income before extraordinary items$7,315,000464
Extraordinary gains, net$04
Net income$7,315,000464
Minority interest net income$048
Net income of bank and minority interests.$7,315,000465
Net charge-offs$56,000767
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$119,000235
Net operating income$7,286,560473
2022-12-31 (YTD Data)Rank
Total interest income$53,293,000698
Total interest expense$6,695,000625
Net interest income$46,598,000715
Provision for loan and lease losses$2,546,000439
Total noninterest income$5,370,0001,158
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,732,000659
Trading account gains and fees$327,00090
Additional Noninterest Income$3,311,0001,177
Total noninterest expense$23,909,0001,032
Salaries and employee benefits$11,355,0001,195
Premises and equipment expense$2,771,000929
Additional noninterest expense$3,311,0001,177
Pre-tax net operating income$25,513,000637
Securities gains (losses)$-128,0003,986
Applicable income taxes$6,696,000503
Income before extraordinary items$18,689,000682
Extraordinary gains, net$05
Net income$18,689,000683
Minority interest net income$063
Net income of bank and minority interests.$18,689,000683
Net charge-offs$475,000607
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$434,000338
Net operating income$18,790,120687
2022-09-30 (YTD Data)Rank
Total interest income$34,611,000761
Total interest expense$3,149,000706
Net interest income$31,462,000777
Provision for loan and lease losses$1,163,000563
Total noninterest income$4,239,0001,126
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,346,000631
Trading account gains and fees$437,00087
Additional Noninterest Income$2,456,0001,220
Total noninterest expense$16,933,0001,073
Salaries and employee benefits$8,228,0001,224
Premises and equipment expense$1,481,0001,223
Additional noninterest expense$2,456,0001,220
Pre-tax net operating income$17,605,000674
Securities gains (losses)$-141,0004,291
Applicable income taxes$4,631,000538
Income before extraordinary items$12,833,000725
Extraordinary gains, net$04
Net income$12,833,000725
Minority interest net income$057
Net income of bank and minority interests.$12,833,000725
Net charge-offs$172,000743
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$325,000304
Net operating income$12,944,390729
2022-06-30 (YTD Data)Rank
Total interest income$20,653,000812
Total interest expense$1,342,000862
Net interest income$19,311,000811
Provision for loan and lease losses$1,264,000353
Total noninterest income$2,923,0001,090
Gross Fiduciary activities income$0925
Service charges on deposit accounts$930,000606
Trading account gains and fees$408,00075
Additional Noninterest Income$1,585,0001,271
Total noninterest expense$11,198,0001,069
Salaries and employee benefits$5,361,0001,240
Premises and equipment expense$942,0001,281
Additional noninterest expense$4,895,000778
Pre-tax net operating income$9,772,000719
Securities gains (losses)$-90,0004,348
Applicable income taxes$2,560,000566
Income before extraordinary items$7,122,000794
Extraordinary gains, net$04
Net income$7,122,000794
Minority interest net income$060
Net income of bank and minority interests.$7,122,000794
Net charge-offs$130,000643
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$203,000296
Net operating income$7,193,100799
2022-03-31 (YTD Data)Rank
Total interest income$9,819,000823
Total interest expense$583,000956
Net interest income$9,236,000822
Provision for loan and lease losses$1,399,000168
Total noninterest income$1,367,0001,138
Gross Fiduciary activities income$0892
Service charges on deposit accounts$442,000632
Trading account gains and fees$151,00084
Additional Noninterest Income$774,0001,283
Total noninterest expense$5,457,0001,097
Salaries and employee benefits$2,669,0001,239
Premises and equipment expense$437,0001,361
Additional noninterest expense$2,351,000803
Pre-tax net operating income$3,747,000864
Securities gains (losses)$-51,0004,460
Applicable income taxes$947,000668
Income before extraordinary items$2,749,000949
Extraordinary gains, net$04
Net income$2,749,000948
Minority interest net income$050
Net income of bank and minority interests.$2,749,000949
Net charge-offs$41,000744
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$105,000265
Net operating income$2,789,290951
2021-12-31 (YTD Data)Rank
Total interest income$38,634,000860
Total interest expense$3,786,000712
Net interest income$34,848,000868
Provision for loan and lease losses$-3,313,0004,638
Total noninterest income$5,343,0001,261
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,574,000654
Trading account gains and fees$399,00098
Additional Noninterest Income$3,370,0001,390
Total noninterest expense$22,973,0001,052
Salaries and employee benefits$10,878,0001,216
Premises and equipment expense$1,771,0001,335
Additional noninterest expense$10,324,000756
Pre-tax net operating income$20,531,000720
Securities gains (losses)$-29,0004,487
Applicable income taxes$5,185,000612
Income before extraordinary items$15,317,000797
Extraordinary gains, net$010
Net income$15,317,000798
Minority interest net income$074
Net income of bank and minority interests.$15,317,000798
Net charge-offs$-276,0004,615
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$231,000395
Net operating income$15,339,910778
2021-09-30 (YTD Data)Rank
Total interest income$28,660,000883
Total interest expense$3,131,000683
Net interest income$25,529,000897
Provision for loan and lease losses$-3,481,0004,733
Total noninterest income$3,819,0001,330
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,143,000669
Trading account gains and fees$205,000103
Additional Noninterest Income$2,471,0001,458
Total noninterest expense$17,189,0001,052
Salaries and employee benefits$8,260,0001,204
Premises and equipment expense$1,336,0001,348
Additional noninterest expense$7,593,000760
Pre-tax net operating income$15,640,000737
Securities gains (losses)$-20,0004,633
Applicable income taxes$4,055,000616
Income before extraordinary items$11,565,000833
Extraordinary gains, net$08
Net income$11,565,000833
Minority interest net income$069
Net income of bank and minority interests.$11,565,000833
Net charge-offs$-273,0004,724
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$147,000377
Net operating income$11,580,800812
2021-06-30 (YTD Data)Rank
Total interest income$18,912,000882
Total interest expense$2,331,000640
Net interest income$16,581,000902
Provision for loan and lease losses$-2,497,0004,760
Total noninterest income$2,438,0001,359
Gross Fiduciary activities income$0951
Service charges on deposit accounts$722,000674
Trading account gains and fees$41,000124
Additional Noninterest Income$1,675,0001,420
Total noninterest expense$11,353,0001,059
Salaries and employee benefits$5,530,0001,200
Premises and equipment expense$888,0001,353
Additional noninterest expense$4,935,000774
Pre-tax net operating income$10,163,000753
Securities gains (losses)$-13,0004,669
Applicable income taxes$2,590,000627
Income before extraordinary items$7,560,000843
Extraordinary gains, net$06
Net income$7,560,000842
Minority interest net income$067
Net income of bank and minority interests.$7,560,000843
Net charge-offs$-258,0004,797
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$95,000360
Net operating income$7,570,270822
2021-03-31 (YTD Data)Rank
Total interest income$9,097,000907
Total interest expense$1,263,000616
Net interest income$7,834,000926
Provision for loan and lease losses$-1,214,0004,808
Total noninterest income$1,224,0001,343
Gross Fiduciary activities income$0922
Service charges on deposit accounts$364,000657
Trading account gains and fees$32,000115
Additional Noninterest Income$828,0001,440
Total noninterest expense$5,552,0001,063
Salaries and employee benefits$2,706,0001,204
Premises and equipment expense$474,0001,285
Additional noninterest expense$2,372,000785
Pre-tax net operating income$4,720,000804
Securities gains (losses)$-13,0004,688
Applicable income taxes$1,139,000683
Income before extraordinary items$3,568,000889
Extraordinary gains, net$03
Net income$3,568,000889
Minority interest net income$055
Net income of bank and minority interests.$3,568,000889
Net charge-offs$-109,0004,780
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$41,000344
Net operating income$3,578,270865
2020-12-31 (YTD Data)Rank
Total interest income$37,790,000880
Total interest expense$8,782,000556
Net interest income$29,008,000937
Provision for loan and lease losses$8,022,000416
Total noninterest income$4,714,0001,312
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,432,000702
Trading account gains and fees$852,00092
Additional Noninterest Income$2,430,0001,614
Total noninterest expense$22,807,0001,017
Salaries and employee benefits$10,274,0001,229
Premises and equipment expense$1,823,0001,283
Additional noninterest expense$10,710,000699
Pre-tax net operating income$2,893,0002,469
Securities gains (losses)$13,0002,243
Applicable income taxes$327,0002,248
Income before extraordinary items$2,579,0002,508
Extraordinary gains, net$04
Net income$2,579,0002,508
Minority interest net income$072
Net income of bank and minority interests.$2,579,0002,508
Net charge-offs$3,193,000304
Cash dividends$10,000,000450
Sale, conversion, retirement of capital stock, net$-58,0004,926
Net operating income$2,567,4302,462
2020-09-30 (YTD Data)Rank
Total interest income$29,082,000865
Total interest expense$7,222,000549
Net interest income$21,860,000930
Provision for loan and lease losses$7,839,000369
Total noninterest income$3,529,0001,280
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,071,000695
Trading account gains and fees$745,00091
Additional Noninterest Income$1,713,0001,622
Total noninterest expense$17,397,000983
Salaries and employee benefits$7,627,0001,226
Premises and equipment expense$1,356,0001,293
Additional noninterest expense$8,414,000658
Pre-tax net operating income$153,0004,568
Securities gains (losses)$13,0002,050
Applicable income taxes$-313,0004,967
Income before extraordinary items$479,0004,045
Extraordinary gains, net$04
Net income$479,0004,045
Minority interest net income$065
Net income of bank and minority interests.$479,0004,045
Net charge-offs$3,191,000233
Cash dividends$10,000,000351
Sale, conversion, retirement of capital stock, net$-8,0004,962
Net operating income$466,0004,017
2020-06-30 (YTD Data)Rank
Total interest income$20,334,000832
Total interest expense$5,321,000550
Net interest income$15,013,000919
Provision for loan and lease losses$8,278,000293
Total noninterest income$2,279,0001,252
Gross Fiduciary activities income$0970
Service charges on deposit accounts$730,000683
Trading account gains and fees$576,00086
Additional Noninterest Income$973,0001,694
Total noninterest expense$11,387,000989
Salaries and employee benefits$5,165,0001,199
Premises and equipment expense$912,0001,275
Additional noninterest expense$5,310,000668
Pre-tax net operating income$-2,373,0005,013
Securities gains (losses)$13,0001,801
Applicable income taxes$-620,0005,003
Income before extraordinary items$-1,740,0004,992
Extraordinary gains, net$04
Net income$-1,740,0004,992
Minority interest net income$065
Net income of bank and minority interests.$-1,740,0004,992
Net charge-offs$3,298,000183
Cash dividends$10,000,000274
Sale, conversion, retirement of capital stock, net$-28,0005,005
Net operating income$-1,750,2704,997
2020-03-31 (YTD Data)Rank
Total interest income$10,938,000769
Total interest expense$2,957,000559
Net interest income$7,981,000861
Provision for loan and lease losses$3,691,000287
Total noninterest income$2,102,000790
Gross Fiduciary activities income$0941
Service charges on deposit accounts$402,000741
Trading account gains and fees$428,00075
Additional Noninterest Income$1,272,000824
Total noninterest expense$5,563,0001,018
Salaries and employee benefits$2,564,0001,215
Premises and equipment expense$471,0001,247
Additional noninterest expense$2,528,000716
Pre-tax net operating income$829,0002,105
Securities gains (losses)$13,0001,249
Applicable income taxes$219,0001,320
Income before extraordinary items$623,0002,345
Extraordinary gains, net$04
Net income$623,0002,344
Minority interest net income$056
Net income of bank and minority interests.$623,0002,345
Net charge-offs$32,0001,402
Cash dividends$10,000,000194
Sale, conversion, retirement of capital stock, net$-34,0005,065
Net operating income$612,7302,339
2019-12-31 (YTD Data)Rank
Total interest income$48,077,000719
Total interest expense$12,941,000544
Net interest income$35,136,000778
Provision for loan and lease losses$1,084,000864
Total noninterest income$5,285,0001,093
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,411,000847
Trading account gains and fees$580,00097
Additional Noninterest Income$3,294,0001,126
Total noninterest expense$22,425,000992
Salaries and employee benefits$10,167,0001,193
Premises and equipment expense$3,750,000680
Additional noninterest expense$8,508,000808
Pre-tax net operating income$16,912,000692
Securities gains (losses)$108,000897
Applicable income taxes$4,337,000555
Income before extraordinary items$12,683,000766
Extraordinary gains, net$011
Net income$12,683,000767
Minority interest net income$076
Net income of bank and minority interests.$12,683,000767
Net charge-offs$1,650,000483
Cash dividends$5,000,000787
Sale, conversion, retirement of capital stock, net$98,000484
Net operating income$12,597,680754
2019-09-30 (YTD Data)Rank
Total interest income$36,663,000710
Total interest expense$9,637,000558
Net interest income$27,026,000767
Provision for loan and lease losses$279,0001,668
Total noninterest income$3,439,0001,187
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,033,000866
Trading account gains and fees$422,00098
Additional Noninterest Income$1,984,0001,291
Total noninterest expense$16,543,0001,004
Salaries and employee benefits$7,374,0001,224
Premises and equipment expense$2,688,000715
Additional noninterest expense$6,481,000790
Pre-tax net operating income$13,643,000659
Securities gains (losses)$87,000845
Applicable income taxes$3,501,000538
Income before extraordinary items$10,229,000728
Extraordinary gains, net$011
Net income$10,229,000730
Minority interest net income$072
Net income of bank and minority interests.$10,229,000729
Net charge-offs$631,000657
Cash dividends$5,000,000606
Sale, conversion, retirement of capital stock, net$68,000457
Net operating income$10,160,270722
2019-06-30 (YTD Data)Rank
Total interest income$24,301,000715
Total interest expense$6,265,000561
Net interest income$18,036,000769
Provision for loan and lease losses$344,0001,117
Total noninterest income$2,227,0001,182
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$675,000870
Trading account gains and fees$150,000110
Additional Noninterest Income$1,402,0001,219
Total noninterest expense$10,968,0001,000
Salaries and employee benefits$4,824,0001,244
Premises and equipment expense$1,751,000731
Additional noninterest expense$4,393,000790
Pre-tax net operating income$8,951,000652
Securities gains (losses)$40,000807
Applicable income taxes$2,297,000529
Income before extraordinary items$6,694,000716
Extraordinary gains, net$011
Net income$6,694,000717
Minority interest net income$069
Net income of bank and minority interests.$6,694,000716
Net charge-offs$571,000526
Cash dividends$5,000,000430
Sale, conversion, retirement of capital stock, net$45,000448
Net operating income$6,662,400707
2019-03-31 (YTD Data)Rank
Total interest income$12,039,000717
Total interest expense$3,015,000565
Net interest income$9,024,000769
Provision for loan and lease losses$267,000763
Total noninterest income$1,227,0001,075
Gross Fiduciary activities income$0972
Service charges on deposit accounts$327,000888
Trading account gains and fees$1,000124
Additional Noninterest Income$899,000965
Total noninterest expense$5,289,0001,036
Salaries and employee benefits$2,286,0001,304
Premises and equipment expense$897,000726
Additional noninterest expense$2,106,000809
Pre-tax net operating income$4,695,000617
Securities gains (losses)$-5,0005,012
Applicable income taxes$1,165,000520
Income before extraordinary items$3,525,000681
Extraordinary gains, net$05
Net income$3,525,000681
Minority interest net income$052
Net income of bank and minority interests.$3,525,000680
Net charge-offs$93,000919
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$9,000467
Net operating income$3,528,950667
2018-12-31 (YTD Data)Rank
Total interest income$42,982,000743
Total interest expense$8,209,000621
Net interest income$34,773,000763
Provision for loan and lease losses$2,005,000504
Total noninterest income$6,062,000973
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,419,000866
Trading account gains and fees$421,00096
Additional Noninterest Income$4,222,000885
Total noninterest expense$21,456,0001,008
Salaries and employee benefits$9,047,0001,268
Premises and equipment expense$3,962,000630
Additional noninterest expense$8,447,000813
Pre-tax net operating income$17,374,000661
Securities gains (losses)$-61,0004,889
Applicable income taxes$4,169,000539
Income before extraordinary items$13,144,000718
Extraordinary gains, net$06
Net income$13,144,000716
Minority interest net income$072
Net income of bank and minority interests.$13,144,000716
Net charge-offs$2,587,000307
Cash dividends$10,500,000401
Sale, conversion, retirement of capital stock, net$180,000414
Net operating income$13,192,190718
2018-09-30 (YTD Data)Rank
Total interest income$31,303,000748
Total interest expense$5,450,000650
Net interest income$25,853,000767
Provision for loan and lease losses$1,781,000424
Total noninterest income$4,536,000980
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,067,000854
Trading account gains and fees$268,000102
Additional Noninterest Income$3,201,000891
Total noninterest expense$15,822,0001,022
Salaries and employee benefits$6,638,0001,304
Premises and equipment expense$2,968,000632
Additional noninterest expense$6,216,000809
Pre-tax net operating income$12,786,000675
Securities gains (losses)$-71,0005,187
Applicable income taxes$3,009,000559
Income before extraordinary items$9,706,000729
Extraordinary gains, net$05
Net income$9,706,000728
Minority interest net income$066
Net income of bank and minority interests.$9,706,000728
Net charge-offs$1,924,000282
Cash dividends$10,500,000307
Sale, conversion, retirement of capital stock, net$134,000387
Net operating income$9,762,090724
2018-06-30 (YTD Data)Rank
Total interest income$20,217,000760
Total interest expense$3,108,000694
Net interest income$17,109,000769
Provision for loan and lease losses$240,0001,369
Total noninterest income$3,332,000914
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$699,000863
Trading account gains and fees$190,00092
Additional Noninterest Income$2,443,000821
Total noninterest expense$10,577,0001,016
Salaries and employee benefits$4,418,0001,310
Premises and equipment expense$1,958,000651
Additional noninterest expense$4,201,000799
Pre-tax net operating income$9,624,000611
Securities gains (losses)$-71,0005,304
Applicable income taxes$2,333,000507
Income before extraordinary items$7,220,000658
Extraordinary gains, net$06
Net income$7,220,000655
Minority interest net income$065
Net income of bank and minority interests.$7,220,000657
Net charge-offs$-635,0005,482
Cash dividends$6,000,000330
Sale, conversion, retirement of capital stock, net$89,000381
Net operating income$7,276,090652
2018-03-31 (YTD Data)Rank
Total interest income$9,592,000781
Total interest expense$1,360,000739
Net interest income$8,232,000793
Provision for loan and lease losses$459,000502
Total noninterest income$1,656,000909
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$338,000891
Trading account gains and fees$191,00080
Additional Noninterest Income$1,127,000848
Total noninterest expense$4,972,0001,076
Salaries and employee benefits$2,191,0001,340
Premises and equipment expense$975,000657
Additional noninterest expense$1,806,000900
Pre-tax net operating income$4,457,000634
Securities gains (losses)$-71,0005,441
Applicable income taxes$992,000554
Income before extraordinary items$3,394,000685
Extraordinary gains, net$07
Net income$3,394,000684
Minority interest net income$052
Net income of bank and minority interests.$3,394,000685
Net charge-offs$247,000497
Cash dividends$6,000,000185
Sale, conversion, retirement of capital stock, net$43,000353
Net operating income$3,450,090670
2017-12-31 (YTD Data)Rank
Total interest income$36,411,000780
Total interest expense$4,878,000697
Net interest income$31,533,000804
Provision for loan and lease losses$2,187,000482
Total noninterest income$6,658,000905
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,415,000867
Trading account gains and fees$328,000102
Additional Noninterest Income$4,915,000827
Total noninterest expense$22,458,000963
Salaries and employee benefits$8,762,0001,290
Premises and equipment expense$5,599,000461
Additional noninterest expense$8,097,000823
Pre-tax net operating income$13,546,000753
Securities gains (losses)$5,0001,791
Applicable income taxes$5,326,000641
Income before extraordinary items$8,225,000887
Extraordinary gains, net$09
Net income$8,225,000887
Minority interest net income$076
Net income of bank and minority interests.$8,225,000887
Net charge-offs$1,386,000545
Cash dividends$6,000,000568
Sale, conversion, retirement of capital stock, net$212,000398
Net operating income$8,221,800873
2017-09-30 (YTD Data)Rank
Total interest income$26,973,000786
Total interest expense$3,605,000685
Net interest income$23,368,000809
Provision for loan and lease losses$1,880,000420
Total noninterest income$5,238,000900
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,072,000858
Trading account gains and fees$155,000109
Additional Noninterest Income$4,011,000792
Total noninterest expense$16,996,000948
Salaries and employee benefits$6,651,0001,284
Premises and equipment expense$4,206,000466
Additional noninterest expense$6,139,000806
Pre-tax net operating income$9,730,000798
Securities gains (losses)$5,0001,816
Applicable income taxes$3,599,000600
Income before extraordinary items$6,136,000966
Extraordinary gains, net$09
Net income$6,136,000966
Minority interest net income$071
Net income of bank and minority interests.$6,136,000966
Net charge-offs$1,347,000406
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$130,000396
Net operating income$6,132,800950
2017-06-30 (YTD Data)Rank
Total interest income$17,372,000812
Total interest expense$2,253,000707
Net interest income$15,119,000830
Provision for loan and lease losses$1,588,000338
Total noninterest income$3,531,000888
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$728,000840
Trading account gains and fees$30,000123
Additional Noninterest Income$2,773,000774
Total noninterest expense$11,428,000946
Salaries and employee benefits$4,410,0001,297
Premises and equipment expense$2,839,000457
Additional noninterest expense$4,179,000788
Pre-tax net operating income$5,634,000892
Securities gains (losses)$3,0001,556
Applicable income taxes$2,029,000657
Income before extraordinary items$3,608,0001,074
Extraordinary gains, net$011
Net income$3,608,0001,074
Minority interest net income$071
Net income of bank and minority interests.$3,608,0001,074
Net charge-offs$481,000580
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$128,000324
Net operating income$3,606,0801,067
2017-03-31 (YTD Data)Rank
Total interest income$8,296,000848
Total interest expense$1,042,000742
Net interest income$7,254,000855
Provision for loan and lease losses$214,000900
Total noninterest income$1,317,0001,095
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$374,000815
Trading account gains and fees$11,000132
Additional Noninterest Income$932,0001,008
Total noninterest expense$5,593,000970
Salaries and employee benefits$2,115,0001,355
Premises and equipment expense$1,446,000462
Additional noninterest expense$2,032,000800
Pre-tax net operating income$2,764,000886
Securities gains (losses)$01,153
Applicable income taxes$968,000674
Income before extraordinary items$1,796,0001,053
Extraordinary gains, net$08
Net income$1,796,0001,053
Minority interest net income$055
Net income of bank and minority interests.$1,796,0001,053
Net charge-offs$101,000922
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$65,000295
Net operating income$1,796,0001,032
2016-12-31 (YTD Data)Rank
Total interest income$31,019,000866
Total interest expense$4,087,000723
Net interest income$26,932,000882
Provision for loan and lease losses$1,416,000677
Total noninterest income$8,653,000770
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,315,000940
Trading account gains and fees$590,00095
Additional Noninterest Income$6,748,000682
Total noninterest expense$22,862,000925
Salaries and employee benefits$8,869,0001,261
Premises and equipment expense$5,786,000446
Additional noninterest expense$8,207,000809
Pre-tax net operating income$11,307,000829
Securities gains (losses)$757,000304
Applicable income taxes$4,598,000585
Income before extraordinary items$7,466,0001,001
Extraordinary gains, net$05
Net income$7,466,0001,000
Minority interest net income$082
Net income of bank and minority interests.$7,466,0001,000
Net charge-offs$647,000913
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$217,000388
Net operating income$6,981,5201,038
2016-09-30 (YTD Data)Rank
Total interest income$23,093,000869
Total interest expense$2,964,000741
Net interest income$20,129,000882
Provision for loan and lease losses$899,000755
Total noninterest income$6,463,000777
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$977,000945
Trading account gains and fees$487,00090
Additional Noninterest Income$4,999,000687
Total noninterest expense$17,164,000924
Salaries and employee benefits$6,828,0001,239
Premises and equipment expense$4,351,000448
Additional noninterest expense$5,985,000833
Pre-tax net operating income$8,529,000827
Securities gains (losses)$696,000282
Applicable income taxes$3,509,000590
Income before extraordinary items$5,716,000981
Extraordinary gains, net$05
Net income$5,716,000981
Minority interest net income$071
Net income of bank and minority interests.$5,716,000981
Net charge-offs$366,0001,000
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$162,000368
Net operating income$5,270,5601,034
2016-06-30 (YTD Data)Rank
Total interest income$15,292,000877
Total interest expense$1,883,000773
Net interest income$13,409,000884
Provision for loan and lease losses$861,000569
Total noninterest income$4,092,000797
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$615,000985
Trading account gains and fees$298,00083
Additional Noninterest Income$3,179,000702
Total noninterest expense$11,427,000925
Salaries and employee benefits$4,526,0001,253
Premises and equipment expense$2,908,000447
Additional noninterest expense$3,993,000829
Pre-tax net operating income$5,213,000898
Securities gains (losses)$269,000469
Applicable income taxes$2,087,000628
Income before extraordinary items$3,395,0001,082
Extraordinary gains, net$016
Net income$3,395,0001,080
Minority interest net income$071
Net income of bank and minority interests.$3,395,0001,081
Net charge-offs$419,000680
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$113,000346
Net operating income$3,222,8401,105
2016-03-31 (YTD Data)Rank
Total interest income$7,661,000876
Total interest expense$886,000820
Net interest income$6,775,000874
Provision for loan and lease losses$186,0001,022
Total noninterest income$1,729,000875
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$301,0001,001
Trading account gains and fees$84,00098
Additional Noninterest Income$1,344,000762
Total noninterest expense$5,374,000980
Salaries and employee benefits$2,330,0001,226
Premises and equipment expense$1,288,000499
Additional noninterest expense$1,756,000929
Pre-tax net operating income$2,944,000777
Securities gains (losses)$165,000344
Applicable income taxes$1,187,000558
Income before extraordinary items$1,922,000932
Extraordinary gains, net$012
Net income$1,922,000933
Minority interest net income$062
Net income of bank and minority interests.$1,922,000933
Net charge-offs$188,000693
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$55,000330
Net operating income$1,816,400953
2015-12-31 (YTD Data)Rank
Total interest income$26,950,000970
Total interest expense$3,022,000923
Net interest income$23,928,000965
Provision for loan and lease losses$1,902,000475
Total noninterest income$3,764,0001,353
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,032,0001,190
Trading account gains and fees$713,00083
Additional Noninterest Income$2,019,0001,510
Total noninterest expense$19,458,0001,050
Salaries and employee benefits$9,746,0001,157
Premises and equipment expense$3,411,000720
Additional noninterest expense$6,301,0001,039
Pre-tax net operating income$6,332,0001,304
Securities gains (losses)$22,0002,184
Applicable income taxes$2,389,000885
Income before extraordinary items$3,965,0001,609
Extraordinary gains, net$023
Net income$3,965,0001,611
Minority interest net income$081
Net income of bank and minority interests.$3,965,0001,611
Net charge-offs$128,0002,426
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$377,000344
Net operating income$3,950,9201,585
2015-09-30 (YTD Data)Rank
Total interest income$19,940,000988
Total interest expense$2,216,000950
Net interest income$17,724,000982
Provision for loan and lease losses$1,436,000433
Total noninterest income$2,216,0001,635
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$768,0001,205
Trading account gains and fees$452,00087
Additional Noninterest Income$996,0002,033
Total noninterest expense$14,593,0001,059
Salaries and employee benefits$7,841,0001,084
Premises and equipment expense$2,072,000900
Additional noninterest expense$4,680,0001,050
Pre-tax net operating income$3,911,0001,553
Securities gains (losses)$21,0001,989
Applicable income taxes$1,479,0001,055
Income before extraordinary items$2,453,0001,926
Extraordinary gains, net$021
Net income$2,453,0001,928
Minority interest net income$078
Net income of bank and minority interests.$2,453,0001,928
Net charge-offs$56,0002,687
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$331,000297
Net operating income$2,439,5601,899
2015-06-30 (YTD Data)Rank
Total interest income$13,120,0001,003
Total interest expense$1,441,000991
Net interest income$11,679,000991
Provision for loan and lease losses$1,136,000386
Total noninterest income$1,397,0001,694
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$506,0001,192
Trading account gains and fees$310,00093
Additional Noninterest Income$581,0002,235
Total noninterest expense$9,827,0001,059
Salaries and employee benefits$5,217,0001,085
Premises and equipment expense$1,403,000884
Additional noninterest expense$3,207,0001,031
Pre-tax net operating income$2,113,0001,818
Securities gains (losses)$15,0001,851
Applicable income taxes$794,0001,229
Income before extraordinary items$1,334,0002,244
Extraordinary gains, net$022
Net income$1,334,0002,246
Minority interest net income$075
Net income of bank and minority interests.$1,334,0002,246
Net charge-offs$-75,0005,860
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$222,000279
Net operating income$1,324,4002,206
2015-03-31 (YTD Data)Rank
Total interest income$6,578,000988
Total interest expense$750,000959
Net interest income$5,828,000987
Provision for loan and lease losses$371,000537
Total noninterest income$620,0001,834
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$269,0001,122
Trading account gains and fees$124,00092
Additional Noninterest Income$227,0002,467
Total noninterest expense$5,028,0001,032
Salaries and employee benefits$2,651,0001,077
Premises and equipment expense$723,000871
Additional noninterest expense$1,654,000970
Pre-tax net operating income$1,049,0001,780
Securities gains (losses)$12,0001,416
Applicable income taxes$394,0001,204
Income before extraordinary items$667,0002,228
Extraordinary gains, net$013
Net income$667,0002,229
Minority interest net income$064
Net income of bank and minority interests.$667,0002,229
Net charge-offs$109,0001,057
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$96,000262
Net operating income$659,3202,178
2014-12-31 (YTD Data)Rank
Total interest income$27,076,000936
Total interest expense$3,207,000935
Net interest income$23,869,000928
Provision for loan and lease losses$-39,0005,944
Total noninterest income$2,890,0001,616
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,062,0001,228
Trading account gains and fees$588,00085
Additional Noninterest Income$1,240,0002,027
Total noninterest expense$19,323,0001,060
Salaries and employee benefits$9,629,0001,132
Premises and equipment expense$2,762,000882
Additional noninterest expense$6,932,000932
Pre-tax net operating income$7,475,0001,090
Securities gains (losses)$27,0002,144
Applicable income taxes$2,906,000739
Income before extraordinary items$4,596,0001,403
Extraordinary gains, net$017
Net income$4,596,0001,401
Minority interest net income$084
Net income of bank and minority interests.$4,596,0001,402
Net charge-offs$-309,0006,324
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$294,000374
Net operating income$4,578,7201,384
2014-09-30 (YTD Data)Rank
Total interest income$20,331,000938
Total interest expense$2,366,000962
Net interest income$17,965,000925
Provision for loan and lease losses$154,0002,354
Total noninterest income$2,014,0001,702
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$785,0001,251
Trading account gains and fees$366,00089
Additional Noninterest Income$863,0002,145
Total noninterest expense$14,522,0001,054
Salaries and employee benefits$7,291,0001,122
Premises and equipment expense$2,037,000900
Additional noninterest expense$5,194,000931
Pre-tax net operating income$5,303,0001,151
Securities gains (losses)$21,0001,994
Applicable income taxes$2,063,000783
Income before extraordinary items$3,261,0001,460
Extraordinary gains, net$015
Net income$3,261,0001,459
Minority interest net income$081
Net income of bank and minority interests.$3,261,0001,460
Net charge-offs$763,000835
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$222,000340
Net operating income$3,247,5601,449
2014-06-30 (YTD Data)Rank
Total interest income$13,579,000929
Total interest expense$1,538,000986
Net interest income$12,041,000911
Provision for loan and lease losses$-270,0006,440
Total noninterest income$1,245,0001,786
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$498,0001,285
Trading account gains and fees$177,00095
Additional Noninterest Income$570,0002,131
Total noninterest expense$9,753,0001,044
Salaries and employee benefits$4,951,0001,106
Premises and equipment expense$1,360,000909
Additional noninterest expense$3,442,000935
Pre-tax net operating income$3,803,0001,064
Securities gains (losses)$11,0001,900
Applicable income taxes$1,482,000726
Income before extraordinary items$2,332,0001,344
Extraordinary gains, net$020
Net income$2,332,0001,345
Minority interest net income$080
Net income of bank and minority interests.$2,332,0001,346
Net charge-offs$426,000986
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$134,000340
Net operating income$2,324,9601,330
2014-03-31 (YTD Data)Rank
Total interest income$6,877,000921
Total interest expense$780,000981
Net interest income$6,097,000895
Provision for loan and lease losses$-35,0006,449
Total noninterest income$682,0001,634
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$237,0001,332
Trading account gains and fees$86,00097
Additional Noninterest Income$359,0001,793
Total noninterest expense$4,853,0001,056
Salaries and employee benefits$2,543,0001,086
Premises and equipment expense$699,000899
Additional noninterest expense$1,611,0001,001
Pre-tax net operating income$1,961,000994
Securities gains (losses)$01,715
Applicable income taxes$764,000686
Income before extraordinary items$1,197,0001,260
Extraordinary gains, net$016
Net income$1,197,0001,261
Minority interest net income$066
Net income of bank and minority interests.$1,197,0001,261
Net charge-offs$278,000758
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$69,000305
Net operating income$1,197,0001,231
2013-12-31 (YTD Data)Rank
Total interest income$25,859,000973
Total interest expense$3,692,000922
Net interest income$22,167,000984
Provision for loan and lease losses$1,374,000855
Total noninterest income$2,992,0001,614
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$918,0001,469
Trading account gains and fees$982,00075
Additional Noninterest Income$1,092,0002,261
Total noninterest expense$16,384,0001,232
Salaries and employee benefits$8,084,0001,316
Premises and equipment expense$1,939,0001,210
Additional noninterest expense$6,361,0001,062
Pre-tax net operating income$7,401,0001,031
Securities gains (losses)$-261,0006,655
Applicable income taxes$2,849,000695
Income before extraordinary items$4,291,0001,402
Extraordinary gains, net$029
Net income$4,291,0001,405
Minority interest net income$090
Net income of bank and minority interests.$4,291,0001,405
Net charge-offs$-1,196,0006,785
Cash dividends$3,000,000859
Sale, conversion, retirement of capital stock, net$144,000494
Net operating income$4,458,0401,332
2013-09-30 (YTD Data)Rank
Total interest income$19,426,000987
Total interest expense$2,834,000939
Net interest income$16,592,000991
Provision for loan and lease losses$999,000887
Total noninterest income$1,800,0001,943
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$688,0001,479
Trading account gains and fees$665,00081
Additional Noninterest Income$447,0003,189
Total noninterest expense$12,104,0001,255
Salaries and employee benefits$6,080,0001,311
Premises and equipment expense$1,407,0001,267
Additional noninterest expense$4,617,0001,090
Pre-tax net operating income$5,289,0001,085
Securities gains (losses)$1,0002,916
Applicable income taxes$2,114,000703
Income before extraordinary items$3,176,0001,428
Extraordinary gains, net$025
Net income$3,176,0001,430
Minority interest net income$084
Net income of bank and minority interests.$3,176,0001,430
Net charge-offs$-2,403,0006,881
Cash dividends$3,000,000641
Sale, conversion, retirement of capital stock, net$142,000410
Net operating income$3,175,3601,397
2013-06-30 (YTD Data)Rank
Total interest income$12,862,000984
Total interest expense$1,945,000931
Net interest income$10,917,000989
Provision for loan and lease losses$-69,0006,650
Total noninterest income$1,128,0002,058
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$435,0001,513
Trading account gains and fees$0157
Additional Noninterest Income$693,0002,036
Total noninterest expense$8,021,0001,262
Salaries and employee benefits$4,030,0001,321
Premises and equipment expense$907,0001,319
Additional noninterest expense$3,084,0001,092
Pre-tax net operating income$4,093,000927
Securities gains (losses)$02,791
Applicable income taxes$1,635,000626
Income before extraordinary items$2,458,0001,236
Extraordinary gains, net$022
Net income$2,458,0001,238
Minority interest net income$082
Net income of bank and minority interests.$2,458,0001,239
Net charge-offs$-1,940,0006,933
Cash dividends$3,000,000448
Sale, conversion, retirement of capital stock, net$95,000379
Net operating income$2,458,0001,185
2013-03-31 (YTD Data)Rank
Total interest income$6,496,000974
Total interest expense$985,000958
Net interest income$5,511,000976
Provision for loan and lease losses$582,000630
Total noninterest income$560,0002,053
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$205,0001,592
Trading account gains and fees$0148
Additional Noninterest Income$355,0001,997
Total noninterest expense$4,032,0001,261
Salaries and employee benefits$2,050,0001,309
Premises and equipment expense$456,0001,330
Additional noninterest expense$1,526,0001,092
Pre-tax net operating income$1,457,0001,250
Securities gains (losses)$01,966
Applicable income taxes$577,000801
Income before extraordinary items$880,0001,650
Extraordinary gains, net$010
Net income$880,0001,652
Minority interest net income$076
Net income of bank and minority interests.$880,0001,652
Net charge-offs$289,0001,082
Cash dividends$3,000,000214
Sale, conversion, retirement of capital stock, net$41,000366
Net operating income$880,0001,604
2012-12-31 (YTD Data)Rank
Total interest income$25,606,0001,035
Total interest expense$4,078,0001,097
Net interest income$21,528,0001,025
Provision for loan and lease losses$2,603,000864
Total noninterest income$2,732,0001,758
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$660,0001,993
Trading account gains and fees$0166
Additional Noninterest Income$2,072,0001,494
Total noninterest expense$15,407,0001,300
Salaries and employee benefits$7,710,0001,338
Premises and equipment expense$2,099,0001,127
Additional noninterest expense$5,598,0001,222
Pre-tax net operating income$6,250,0001,144
Securities gains (losses)$31,0003,001
Applicable income taxes$2,476,000729
Income before extraordinary items$3,805,0001,516
Extraordinary gains, net$029
Net income$3,805,0001,518
Minority interest net income$093
Net income of bank and minority interests.$3,805,0001,517
Net charge-offs$2,860,000873
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$70,000636
Net operating income$3,785,1601,431
2012-09-30 (YTD Data)Rank
Total interest income$18,938,0001,072
Total interest expense$3,028,0001,168
Net interest income$15,910,0001,044
Provision for loan and lease losses$2,945,000634
Total noninterest income$2,421,0001,558
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$454,0002,168
Trading account gains and fees$0157
Additional Noninterest Income$1,967,0001,274
Total noninterest expense$11,477,0001,303
Salaries and employee benefits$5,590,0001,375
Premises and equipment expense$1,554,0001,146
Additional noninterest expense$4,333,0001,190
Pre-tax net operating income$3,909,0001,352
Securities gains (losses)$31,0002,692
Applicable income taxes$1,558,000880
Income before extraordinary items$2,382,0001,813
Extraordinary gains, net$020
Net income$2,382,0001,812
Minority interest net income$086
Net income of bank and minority interests.$2,382,0001,814
Net charge-offs$2,179,000869
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$52,000593
Net operating income$2,362,1601,726
2012-06-30 (YTD Data)Rank
Total interest income$12,454,0001,102
Total interest expense$2,024,0001,214
Net interest income$10,430,0001,066
Provision for loan and lease losses$2,346,000570
Total noninterest income$1,654,0001,509
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$267,0002,364
Trading account gains and fees$0153
Additional Noninterest Income$1,387,0001,201
Total noninterest expense$7,586,0001,310
Salaries and employee benefits$3,672,0001,400
Premises and equipment expense$1,076,0001,118
Additional noninterest expense$2,838,0001,208
Pre-tax net operating income$2,152,0001,594
Securities gains (losses)$28,0002,353
Applicable income taxes$854,0001,011
Income before extraordinary items$1,326,0002,091
Extraordinary gains, net$019
Net income$1,326,0002,090
Minority interest net income$084
Net income of bank and minority interests.$1,326,0002,091
Net charge-offs$1,588,000827
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$25,000629
Net operating income$1,308,0802,005
2012-03-31 (YTD Data)Rank
Total interest income$5,897,0001,171
Total interest expense$1,027,0001,240
Net interest income$4,870,0001,139
Provision for loan and lease losses$982,000630
Total noninterest income$949,0001,377
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$125,0002,469
Trading account gains and fees$0148
Additional Noninterest Income$824,0001,051
Total noninterest expense$3,677,0001,346
Salaries and employee benefits$1,893,0001,369
Premises and equipment expense$500,0001,198
Additional noninterest expense$1,284,0001,309
Pre-tax net operating income$1,160,0001,487
Securities gains (losses)$1,0002,095
Applicable income taxes$457,000961
Income before extraordinary items$704,0002,001
Extraordinary gains, net$019
Net income$704,0002,002
Minority interest net income$078
Net income of bank and minority interests.$704,0002,003
Net charge-offs$678,000889
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$16,000521
Net operating income$703,3601,902
2011-12-31 (YTD Data)Rank
Total interest income$22,800,0001,257
Total interest expense$4,961,0001,218
Net interest income$17,839,0001,246
Provision for loan and lease losses$3,845,000978
Total noninterest income$10,515,000586
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$562,0002,355
Trading account gains and fees$0146
Additional Noninterest Income$9,953,000424
Total noninterest expense$14,570,0001,347
Salaries and employee benefits$6,938,0001,425
Premises and equipment expense$1,869,0001,331
Additional noninterest expense$5,763,0001,211
Pre-tax net operating income$9,939,000628
Securities gains (losses)$135,0001,797
Applicable income taxes$3,954,000474
Income before extraordinary items$6,120,000807
Extraordinary gains, net$029
Net income$6,120,000804
Minority interest net income$096
Net income of bank and minority interests.$6,120,000807
Net charge-offs$4,050,000959
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$4,0001,061
Net operating income$6,033,600801
2011-09-30 (YTD Data)Rank
Total interest income$16,829,0001,287
Total interest expense$3,784,0001,253
Net interest income$13,045,0001,280
Provision for loan and lease losses$3,487,000826
Total noninterest income$9,973,000504
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$428,0002,339
Trading account gains and fees$0145
Additional Noninterest Income$9,545,000352
Total noninterest expense$10,318,0001,421
Salaries and employee benefits$5,083,0001,457
Premises and equipment expense$1,285,0001,466
Additional noninterest expense$3,950,0001,306
Pre-tax net operating income$9,213,000532
Securities gains (losses)$125,0001,588
Applicable income taxes$3,659,000415
Income before extraordinary items$5,679,000698
Extraordinary gains, net$021
Net income$5,679,000696
Minority interest net income$087
Net income of bank and minority interests.$5,679,000698
Net charge-offs$3,420,000853
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$-4,0007,348
Net operating income$5,599,000676
2011-06-30 (YTD Data)Rank
Total interest income$10,548,0001,385
Total interest expense$2,759,0001,173
Net interest income$7,789,0001,437
Provision for loan and lease losses$1,394,0001,202
Total noninterest income$9,387,000392
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$280,0002,346
Trading account gains and fees$0153
Additional Noninterest Income$9,107,000288
Total noninterest expense$6,353,0001,549
Salaries and employee benefits$3,097,0001,596
Premises and equipment expense$804,0001,568
Additional noninterest expense$2,452,0001,432
Pre-tax net operating income$9,429,000384
Securities gains (losses)$117,0001,028
Applicable income taxes$3,742,000305
Income before extraordinary items$5,804,000469
Extraordinary gains, net$015
Net income$5,804,000469
Minority interest net income$089
Net income of bank and minority interests.$5,804,000469
Net charge-offs$1,731,0001,014
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$-12,0007,447
Net operating income$5,729,120463
2011-03-31 (YTD Data)Rank
Total interest income$4,935,0001,485
Total interest expense$1,343,0001,260
Net interest income$3,592,0001,545
Provision for loan and lease losses$387,0001,671
Total noninterest income$8,278,000258
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$127,0002,507
Trading account gains and fees$0158
Additional Noninterest Income$8,151,000194
Total noninterest expense$2,904,0001,705
Salaries and employee benefits$1,417,0001,741
Premises and equipment expense$367,0001,756
Additional noninterest expense$1,120,0001,547
Pre-tax net operating income$8,579,000241
Securities gains (losses)$01,772
Applicable income taxes$3,371,000189
Income before extraordinary items$5,208,000292
Extraordinary gains, net$09
Net income$5,208,000291
Minority interest net income$086
Net income of bank and minority interests.$5,208,000292
Net charge-offs$896,000922
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$13,000643
Net operating income$5,208,000278
2010-12-31 (YTD Data)Rank
Total interest income$20,045,0001,540
Total interest expense$6,501,0001,272
Net interest income$13,544,0001,636
Provision for loan and lease losses$2,496,0001,807
Total noninterest income$805,0003,641
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$498,0002,647
Trading account gains and fees$0175
Additional Noninterest Income$307,0003,919
Total noninterest expense$10,983,0001,795
Salaries and employee benefits$5,312,0001,824
Premises and equipment expense$1,449,0001,769
Additional noninterest expense$4,222,0001,703
Pre-tax net operating income$870,0003,617
Securities gains (losses)$511,000879
Applicable income taxes$511,0001,861
Income before extraordinary items$870,0003,475
Extraordinary gains, net$029
Net income$870,0003,472
Minority interest net income$0111
Net income of bank and minority interests.$870,0003,475
Net charge-offs$1,656,0002,059
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$84,000827
Net operating income$542,9604,063
2010-09-30 (YTD Data)Rank
Total interest income$14,826,0001,591
Total interest expense$5,000,0001,289
Net interest income$9,826,0001,712
Provision for loan and lease losses$2,078,0001,616
Total noninterest income$475,0004,173
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$360,0002,774
Trading account gains and fees$0165
Additional Noninterest Income$115,0005,025
Total noninterest expense$8,363,0001,763
Salaries and employee benefits$4,020,0001,825
Premises and equipment expense$1,124,0001,739
Additional noninterest expense$3,219,0001,653
Pre-tax net operating income$-140,0006,221
Securities gains (losses)$508,000729
Applicable income taxes$120,0002,981
Income before extraordinary items$248,0005,103
Extraordinary gains, net$023
Net income$248,0005,105
Minority interest net income$0110
Net income of bank and minority interests.$248,0005,106
Net charge-offs$1,148,0002,036
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$59,000796
Net operating income$-92,3606,191
2010-06-30 (YTD Data)Rank
Total interest income$9,613,0001,648
Total interest expense$3,506,0001,271
Net interest income$6,107,0001,839
Provision for loan and lease losses$1,450,0001,554
Total noninterest income$223,0004,830
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$247,0002,741
Trading account gains and fees$0152
Additional Noninterest Income$-24,0007,390
Total noninterest expense$5,453,0001,808
Salaries and employee benefits$2,636,0001,863
Premises and equipment expense$749,0001,753
Additional noninterest expense$2,068,0001,708
Pre-tax net operating income$-573,0006,795
Securities gains (losses)$03,184
Applicable income taxes$-234,0007,352
Income before extraordinary items$-339,0006,732
Extraordinary gains, net$019
Net income$-339,0006,734
Minority interest net income$0105
Net income of bank and minority interests.$-339,0006,733
Net charge-offs$960,0001,770
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$50,000672
Net operating income$-339,0006,683
2010-03-31 (YTD Data)Rank
Total interest income$4,510,0001,779
Total interest expense$1,893,0001,227
Net interest income$2,617,0002,135
Provision for loan and lease losses$465,0001,889
Total noninterest income$140,0004,429
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$126,0002,692
Trading account gains and fees$0175
Additional Noninterest Income$14,0006,333
Total noninterest expense$2,629,0001,893
Salaries and employee benefits$1,348,0001,860
Premises and equipment expense$367,0001,843
Additional noninterest expense$914,0001,876
Pre-tax net operating income$-337,0007,011
Securities gains (losses)$02,284
Applicable income taxes$-137,0007,500
Income before extraordinary items$-200,0006,928
Extraordinary gains, net$016
Net income$-200,0006,929
Minority interest net income$091
Net income of bank and minority interests.$-200,0006,928
Net charge-offs$499,0001,579
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$28,000567
Net operating income$-200,0006,890
2009-12-31 (YTD Data)Rank
Total interest income$19,473,0001,760
Total interest expense$9,466,0001,259
Net interest income$10,007,0002,187
Provision for loan and lease losses$5,408,0001,345
Total noninterest income$1,162,0003,041
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$476,0003,001
Trading account gains and fees$0211
Additional Noninterest Income$686,0002,697
Total noninterest expense$10,507,0001,932
Salaries and employee benefits$4,981,0001,977
Premises and equipment expense$1,446,0001,863
Additional noninterest expense$4,080,0001,823
Pre-tax net operating income$-4,746,0007,161
Securities gains (losses)$-8,0006,985
Applicable income taxes$-1,850,0007,494
Income before extraordinary items$-2,904,0006,977
Extraordinary gains, net$034
Net income$-2,904,0006,976
Minority interest net income$0115
Net income of bank and minority interests.$-2,904,0006,976
Net charge-offs$3,929,0001,362
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$95,000910
Net operating income$-2,898,8806,980
2009-09-30 (YTD Data)Rank
Total interest income$14,700,0001,770
Total interest expense$7,207,0001,303
Net interest income$7,493,0002,195
Provision for loan and lease losses$3,791,0001,277
Total noninterest income$966,0002,881
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$349,0003,050
Trading account gains and fees$0212
Additional Noninterest Income$617,0002,475
Total noninterest expense$7,464,0002,025
Salaries and employee benefits$3,670,0002,024
Premises and equipment expense$975,0002,072
Additional noninterest expense$2,819,0001,885
Pre-tax net operating income$-2,796,0007,245
Securities gains (losses)$-8,0007,209
Applicable income taxes$-1,094,0007,579
Income before extraordinary items$-1,710,0007,080
Extraordinary gains, net$027
Net income$-1,710,0007,078
Minority interest net income$0118
Net income of bank and minority interests.$-1,710,0007,079
Net charge-offs$2,126,0001,453
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$96,000763
Net operating income$-1,704,8807,064
2009-06-30 (YTD Data)Rank
Total interest income$9,253,0001,909
Total interest expense$4,722,0001,406
Net interest income$4,531,0002,388
Provision for loan and lease losses$1,349,0001,747
Total noninterest income$569,0003,145
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$231,0003,044
Trading account gains and fees$0193
Additional Noninterest Income$338,0002,796
Total noninterest expense$4,999,0002,033
Salaries and employee benefits$2,435,0002,069
Premises and equipment expense$627,0002,178
Additional noninterest expense$1,937,0001,855
Pre-tax net operating income$-1,248,0007,140
Securities gains (losses)$-8,0007,458
Applicable income taxes$-495,0007,574
Income before extraordinary items$-761,0006,998
Extraordinary gains, net$021
Net income$-761,0006,998
Minority interest net income$0112
Net income of bank and minority interests.$-761,0006,998
Net charge-offs$709,0001,971
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$68,000716
Net operating income$-755,8806,977
2009-03-31 (YTD Data)Rank
Total interest income$4,438,0001,998
Total interest expense$2,511,0001,371
Net interest income$1,927,0002,799
Provision for loan and lease losses$711,0001,449
Total noninterest income$348,0002,737
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$109,0003,102
Trading account gains and fees$0171
Additional Noninterest Income$239,0002,256
Total noninterest expense$2,400,0002,058
Salaries and employee benefits$1,300,0001,978
Premises and equipment expense$304,0002,273
Additional noninterest expense$796,0002,008
Pre-tax net operating income$-836,0007,563
Securities gains (losses)$-7,0007,802
Applicable income taxes$-332,0007,816
Income before extraordinary items$-511,0007,456
Extraordinary gains, net$015
Net income$-511,0007,456
Minority interest net income$0102
Net income of bank and minority interests.$-511,0007,457
Net charge-offs$476,0001,398
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$37,000582
Net operating income$-506,5207,424
2008-12-31 (YTD Data)Rank
Total interest income$18,837,0002,022
Total interest expense$11,602,0001,410
Net interest income$7,235,0002,955
Provision for loan and lease losses$2,220,0001,687
Total noninterest income$2,286,0001,937
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$291,0004,070
Trading account gains and fees$0154
Additional Noninterest Income$1,995,0001,307
Total noninterest expense$9,408,0002,052
Salaries and employee benefits$4,977,0002,045
Premises and equipment expense$1,299,0002,082
Additional noninterest expense$3,132,0001,936
Pre-tax net operating income$-2,107,0007,392
Securities gains (losses)$42,0001,720
Applicable income taxes$-827,0007,651
Income before extraordinary items$-1,238,0007,109
Extraordinary gains, net$039
Net income$-1,238,0007,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,426,0001,607
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$221,000752
Net operating income$-1,264,8807,231
2008-09-30 (YTD Data)Rank
Total interest income$14,129,0002,070
Total interest expense$8,788,0001,451
Net interest income$5,341,0003,022
Provision for loan and lease losses$1,919,0001,221
Total noninterest income$1,750,0001,971
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$196,0004,299
Trading account gains and fees$0148
Additional Noninterest Income$1,554,0001,334
Total noninterest expense$6,848,0002,103
Salaries and employee benefits$3,665,0002,094
Premises and equipment expense$924,0002,191
Additional noninterest expense$2,259,0001,929
Pre-tax net operating income$-1,676,0007,787
Securities gains (losses)$27,0001,827
Applicable income taxes$-691,0007,955
Income before extraordinary items$-958,0007,483
Extraordinary gains, net$031
Net income$-958,0007,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$982,0001,320
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$203,000570
Net operating income$-975,2807,605
2008-06-30 (YTD Data)Rank
Total interest income$9,268,0002,124
Total interest expense$5,883,0001,501
Net interest income$3,385,0003,155
Provision for loan and lease losses$1,299,0001,040
Total noninterest income$1,498,0001,654
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$121,0004,457
Trading account gains and fees$0149
Additional Noninterest Income$1,377,0001,119
Total noninterest expense$4,406,0002,177
Salaries and employee benefits$2,334,0002,226
Premises and equipment expense$624,0002,164
Additional noninterest expense$1,448,0001,986
Pre-tax net operating income$-822,0007,808
Securities gains (losses)$27,0001,861
Applicable income taxes$-346,0008,098
Income before extraordinary items$-449,0007,656
Extraordinary gains, net$021
Net income$-449,0007,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$681,0001,084
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$131,000518
Net operating income$-466,2807,647
2008-03-31 (YTD Data)Rank
Total interest income$4,568,0002,204
Total interest expense$3,025,0001,554
Net interest income$1,543,0003,415
Provision for loan and lease losses$582,000925
Total noninterest income$528,0002,164
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$54,0004,649
Trading account gains and fees$0158
Additional Noninterest Income$474,0001,468
Total noninterest expense$2,189,0002,184
Salaries and employee benefits$1,177,0002,236
Premises and equipment expense$324,0002,093
Additional noninterest expense$688,0002,040
Pre-tax net operating income$-700,0008,197
Securities gains (losses)$28,0001,404
Applicable income taxes$-285,0008,308
Income before extraordinary items$-387,0008,068
Extraordinary gains, net$015
Net income$-387,0008,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,065
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$73,000388
Net operating income$-404,9208,063
2007-12-31 (YTD Data)Rank
Total interest income$18,164,0002,264
Total interest expense$12,663,0001,587
Net interest income$5,501,0003,736
Provision for loan and lease losses$2,165,000794
Total noninterest income$560,0004,775
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$188,0005,022
Trading account gains and fees$0178
Additional Noninterest Income$372,0003,869
Total noninterest expense$7,880,0002,317
Salaries and employee benefits$4,027,0002,483
Premises and equipment expense$958,0002,664
Additional noninterest expense$2,895,0001,901
Pre-tax net operating income$-3,984,0008,421
Securities gains (losses)$34,000927
Applicable income taxes$-1,605,0008,446
Income before extraordinary items$-2,345,0008,359
Extraordinary gains, net$039
Net income$-2,345,0008,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,197,000572
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$248,000692
Net operating income$-2,366,7608,349
2007-09-30 (YTD Data)Rank
Total interest income$13,412,0002,310
Total interest expense$9,293,0001,617
Net interest income$4,119,0003,753
Provision for loan and lease losses$1,865,000548
Total noninterest income$333,0005,322
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$120,0005,331
Trading account gains and fees$0184
Additional Noninterest Income$213,0004,368
Total noninterest expense$5,566,0002,431
Salaries and employee benefits$2,800,0002,643
Premises and equipment expense$674,0002,790
Additional noninterest expense$2,092,0001,933
Pre-tax net operating income$-2,979,0008,489
Securities gains (losses)$10,0001,001
Applicable income taxes$-1,182,0008,502
Income before extraordinary items$-1,787,0008,450
Extraordinary gains, net$033
Net income$-1,787,0008,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,647,000458
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$180,000613
Net operating income$-1,793,4008,441
2007-06-30 (YTD Data)Rank
Total interest income$8,735,0002,383
Total interest expense$5,962,0001,678
Net interest income$2,773,0003,746
Provision for loan and lease losses$672,000799
Total noninterest income$240,0005,169
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$75,0005,454
Trading account gains and fees$0168
Additional Noninterest Income$165,0004,150
Total noninterest expense$3,534,0002,588
Salaries and employee benefits$1,886,0002,649
Premises and equipment expense$351,0003,440
Additional noninterest expense$1,297,0002,072
Pre-tax net operating income$-1,193,0008,490
Securities gains (losses)$10,000866
Applicable income taxes$-481,0008,544
Income before extraordinary items$-702,0008,410
Extraordinary gains, net$029
Net income$-702,0008,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$574,000652
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$134,000537
Net operating income$-708,4008,402
2007-03-31 (YTD Data)Rank
Total interest income$4,487,0002,319
Total interest expense$3,020,0001,655
Net interest income$1,467,0003,601
Provision for loan and lease losses$05,779
Total noninterest income$113,0005,260
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$34,0005,592
Trading account gains and fees$0195
Additional Noninterest Income$79,0004,242
Total noninterest expense$1,651,0002,743
Salaries and employee benefits$850,0002,917
Premises and equipment expense$153,0003,821
Additional noninterest expense$648,0002,024
Pre-tax net operating income$-71,0008,083
Securities gains (losses)$01,187
Applicable income taxes$-46,0008,406
Income before extraordinary items$-25,0007,978
Extraordinary gains, net$022
Net income$-25,0007,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0001,544
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$61,000448
Net operating income$-25,0007,963
2006-12-31 (YTD Data)Rank
Total interest income$14,839,0002,576
Total interest expense$10,107,0001,662
Net interest income$4,732,0004,180
Provision for loan and lease losses$06,850
Total noninterest income$1,410,0002,818
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$171,0005,291
Trading account gains and fees$0130
Additional Noninterest Income$1,239,0001,918
Total noninterest expense$5,725,0002,984
Salaries and employee benefits$2,760,0003,355
Premises and equipment expense$530,0004,111
Additional noninterest expense$2,435,0002,155
Pre-tax net operating income$417,0006,739
Securities gains (losses)$01,687
Applicable income taxes$107,0004,915
Income before extraordinary items$310,0006,872
Extraordinary gains, net$051
Net income$310,0006,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,413
Cash dividends$150,0005,183
Sale, conversion, retirement of capital stock, net$229,000736
Net operating income$310,0006,876
2006-09-30 (YTD Data)Rank
Total interest income$10,943,0002,603
Total interest expense$7,178,0001,704
Net interest income$3,765,0004,020
Provision for loan and lease losses$06,685
Total noninterest income$1,017,0002,898
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$126,0005,385
Trading account gains and fees$0126
Additional Noninterest Income$891,0001,991
Total noninterest expense$4,349,0002,953
Salaries and employee benefits$2,071,0003,350
Premises and equipment expense$464,0003,683
Additional noninterest expense$1,814,0002,148
Pre-tax net operating income$433,0006,484
Securities gains (losses)$01,388
Applicable income taxes$130,0004,652
Income before extraordinary items$303,0006,710
Extraordinary gains, net$045
Net income$303,0006,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,378
Cash dividends$150,0004,430
Sale, conversion, retirement of capital stock, net$180,000613
Net operating income$303,0006,713
2006-06-30 (YTD Data)Rank
Total interest income$7,156,0002,616
Total interest expense$4,575,0001,695
Net interest income$2,581,0003,955
Provision for loan and lease losses$25,0005,320
Total noninterest income$737,0002,741
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$77,0005,531
Trading account gains and fees$0126
Additional Noninterest Income$660,0001,840
Total noninterest expense$2,902,0002,963
Salaries and employee benefits$1,423,0003,281
Premises and equipment expense$302,0003,747
Additional noninterest expense$1,177,0002,216
Pre-tax net operating income$391,0005,949
Securities gains (losses)$01,185
Applicable income taxes$119,0004,318
Income before extraordinary items$272,0006,212
Extraordinary gains, net$039
Net income$272,0006,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,763
Cash dividends$150,0003,976
Sale, conversion, retirement of capital stock, net$128,000499
Net operating income$272,0006,217
2006-03-31 (YTD Data)Rank
Total interest income$3,511,0002,608
Total interest expense$2,203,0001,678
Net interest income$1,308,0003,917
Provision for loan and lease losses$25,0004,252
Total noninterest income$448,0002,354
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$37,0005,553
Trading account gains and fees$0115
Additional Noninterest Income$411,0001,546
Total noninterest expense$1,488,0002,892
Salaries and employee benefits$770,0003,071
Premises and equipment expense$152,0003,747
Additional noninterest expense$566,0002,273
Pre-tax net operating income$243,0005,436
Securities gains (losses)$0955
Applicable income taxes$73,0003,988
Income before extraordinary items$170,0005,681
Extraordinary gains, net$021
Net income$170,0005,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,127
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$90,000328
Net operating income$170,0005,675
2005-12-31 (YTD Data)Rank
Total interest income$12,193,0002,674
Total interest expense$6,276,0001,808
Net interest income$5,917,0003,462
Provision for loan and lease losses$206,0003,541
Total noninterest income$1,780,0002,399
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$149,0005,636
Trading account gains and fees$0138
Additional Noninterest Income$1,631,0001,562
Total noninterest expense$5,068,0003,202
Salaries and employee benefits$2,413,0003,585
Premises and equipment expense$534,0003,990
Additional noninterest expense$2,121,0002,358
Pre-tax net operating income$2,423,0003,222
Securities gains (losses)$73,000811
Applicable income taxes$906,0002,399
Income before extraordinary items$1,590,0003,648
Extraordinary gains, net$046
Net income$1,590,0003,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,598
Cash dividends$2,900,0001,065
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,543,2803,689
2005-09-30 (YTD Data)Rank
Total interest income$8,665,0002,752
Total interest expense$4,114,0001,938
Net interest income$4,551,0003,381
Provision for loan and lease losses$185,0003,084
Total noninterest income$1,394,0002,331
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$110,0005,682
Trading account gains and fees$0126
Additional Noninterest Income$1,284,0001,509
Total noninterest expense$3,998,0003,029
Salaries and employee benefits$1,920,0003,401
Premises and equipment expense$480,0003,456
Additional noninterest expense$1,598,0002,310
Pre-tax net operating income$1,762,0003,346
Securities gains (losses)$73,000766
Applicable income taxes$665,0002,467
Income before extraordinary items$1,170,0003,735
Extraordinary gains, net$035
Net income$1,170,0003,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0002,790
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,123,2803,808
2005-06-30 (YTD Data)Rank
Total interest income$5,614,0002,745
Total interest expense$2,558,0001,950
Net interest income$3,056,0003,354
Provision for loan and lease losses$97,0003,417
Total noninterest income$837,0002,464
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$68,0005,783
Trading account gains and fees$0116
Additional Noninterest Income$769,0001,627
Total noninterest expense$2,691,0002,990
Salaries and employee benefits$1,246,0003,448
Premises and equipment expense$321,0003,429
Additional noninterest expense$1,124,0002,187
Pre-tax net operating income$1,105,0003,452
Securities gains (losses)$54,000755
Applicable income taxes$412,0002,566
Income before extraordinary items$747,0003,795
Extraordinary gains, net$030
Net income$747,0003,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0002,361
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$712,4403,894
2005-03-31 (YTD Data)Rank
Total interest income$2,701,0002,807
Total interest expense$1,202,0001,968
Net interest income$1,499,0003,416
Provision for loan and lease losses$32,0003,873
Total noninterest income$398,0002,494
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$30,0005,982
Trading account gains and fees$0115
Additional Noninterest Income$368,0001,649
Total noninterest expense$1,332,0003,032
Salaries and employee benefits$635,0003,395
Premises and equipment expense$159,0003,485
Additional noninterest expense$538,0002,267
Pre-tax net operating income$533,0003,503
Securities gains (losses)$01,685
Applicable income taxes$190,0002,683
Income before extraordinary items$343,0004,002
Extraordinary gains, net$024
Net income$343,0004,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,734
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$343,0003,957
2004-12-31 (YTD Data)Rank
Total interest income$9,278,0003,024
Total interest expense$3,873,0002,096
Net interest income$5,405,0003,583
Provision for loan and lease losses$180,0003,881
Total noninterest income$1,760,0002,403
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$94,0006,566
Trading account gains and fees$0138
Additional Noninterest Income$1,666,0001,515
Total noninterest expense$4,908,0003,172
Salaries and employee benefits$2,291,0003,577
Premises and equipment expense$604,0003,513
Additional noninterest expense$2,013,0002,410
Pre-tax net operating income$2,077,0003,411
Securities gains (losses)$8,0002,935
Applicable income taxes$781,0002,570
Income before extraordinary items$1,304,0003,976
Extraordinary gains, net$034
Net income$1,304,0003,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,458
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,298,8803,932
2004-09-30 (YTD Data)Rank
Total interest income$6,681,0003,107
Total interest expense$2,732,0002,180
Net interest income$3,949,0003,632
Provision for loan and lease losses$180,0003,152
Total noninterest income$1,274,0002,470
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$64,0006,729
Trading account gains and fees$0134
Additional Noninterest Income$1,210,0001,555
Total noninterest expense$3,672,0003,149
Salaries and employee benefits$1,732,0003,539
Premises and equipment expense$463,0003,467
Additional noninterest expense$1,477,0002,427
Pre-tax net operating income$1,371,0003,813
Securities gains (losses)$31,0002,017
Applicable income taxes$537,0002,784
Income before extraordinary items$865,0004,389
Extraordinary gains, net$026
Net income$865,0004,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,743
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$845,1604,380
2004-06-30 (YTD Data)Rank
Total interest income$4,267,0003,212
Total interest expense$1,607,0002,416
Net interest income$2,660,0003,597
Provision for loan and lease losses$116,0003,263
Total noninterest income$791,0002,612
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$40,0006,850
Trading account gains and fees$0130
Additional Noninterest Income$751,0001,627
Total noninterest expense$2,426,0003,189
Salaries and employee benefits$1,126,0003,633
Premises and equipment expense$365,0003,019
Additional noninterest expense$935,0002,540
Pre-tax net operating income$909,0003,775
Securities gains (losses)$28,0001,835
Applicable income taxes$361,0002,745
Income before extraordinary items$576,0004,361
Extraordinary gains, net$021
Net income$576,0004,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,069
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$558,0804,355
2004-03-31 (YTD Data)Rank
Total interest income$2,025,0003,367
Total interest expense$602,0003,107
Net interest income$1,423,0003,391
Provision for loan and lease losses$110,0001,956
Total noninterest income$363,0002,716
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$19,0006,877
Trading account gains and fees$0121
Additional Noninterest Income$344,0001,707
Total noninterest expense$1,192,0003,240
Salaries and employee benefits$578,0003,585
Premises and equipment expense$189,0002,959
Additional noninterest expense$425,0002,738
Pre-tax net operating income$484,0003,612
Securities gains (losses)$28,0001,532
Applicable income taxes$197,0002,609
Income before extraordinary items$315,0004,149
Extraordinary gains, net$016
Net income$315,0004,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$297,0804,168
2003-12-31 (YTD Data)Rank
Total interest income$5,603,0004,502
Total interest expense$2,083,0003,898
Net interest income$3,520,0004,775
Provision for loan and lease losses$250,0003,535
Total noninterest income$682,0004,626
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$83,0006,840
Trading account gains and fees$0160
Additional Noninterest Income$599,0003,260
Total noninterest expense$3,307,0004,309
Salaries and employee benefits$1,604,0004,633
Premises and equipment expense$720,0003,014
Additional noninterest expense$983,0004,341
Pre-tax net operating income$645,0006,176
Securities gains (losses)$156,0001,532
Applicable income taxes$167,0005,151
Income before extraordinary items$634,0005,826
Extraordinary gains, net$054
Net income$634,0005,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,674
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$510,7606,136
2003-09-30 (YTD Data)Rank
Total interest income$4,006,0004,724
Total interest expense$1,569,0004,006
Net interest income$2,437,0005,057
Provision for loan and lease losses$110,0004,499
Total noninterest income$209,0006,780
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$60,0006,953
Trading account gains and fees$0153
Additional Noninterest Income$149,0005,342
Total noninterest expense$2,325,0004,494
Salaries and employee benefits$1,095,0004,926
Premises and equipment expense$530,0003,057
Additional noninterest expense$700,0004,470
Pre-tax net operating income$211,0007,662
Securities gains (losses)$156,0001,394
Applicable income taxes$07,524
Income before extraordinary items$367,0006,557
Extraordinary gains, net$040
Net income$367,0006,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,184
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$211,0007,364
2003-06-30 (YTD Data)Rank
Total interest income$2,645,0004,797
Total interest expense$1,095,0003,968
Net interest income$1,550,0005,236
Provision for loan and lease losses$70,0004,525
Total noninterest income$139,0006,788
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$41,0006,904
Trading account gains and fees$0150
Additional Noninterest Income$98,0005,351
Total noninterest expense$1,485,0004,626
Salaries and employee benefits$690,0005,136
Premises and equipment expense$344,0003,129
Additional noninterest expense$451,0004,590
Pre-tax net operating income$134,0007,734
Securities gains (losses)$156,0001,204
Applicable income taxes$07,529
Income before extraordinary items$290,0006,174
Extraordinary gains, net$030
Net income$290,0006,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$134,0007,435
2003-03-31 (YTD Data)Rank
Total interest income$1,318,0004,829
Total interest expense$587,0003,819
Net interest income$731,0005,406
Provision for loan and lease losses$30,0004,429
Total noninterest income$68,0006,777
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$19,0006,970
Trading account gains and fees$0134
Additional Noninterest Income$49,0005,306
Total noninterest expense$709,0004,751
Salaries and employee benefits$334,0005,256
Premises and equipment expense$182,0002,985
Additional noninterest expense$193,0005,097
Pre-tax net operating income$60,0007,837
Securities gains (losses)$82,0001,111
Applicable income taxes$07,403
Income before extraordinary items$142,0006,143
Extraordinary gains, net$021
Net income$142,0006,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$60,0007,538
2002-12-31 (YTD Data)Rank
Total interest income$4,987,0005,188
Total interest expense$2,425,0004,200
Net interest income$2,562,0005,822
Provision for loan and lease losses$405,0002,800
Total noninterest income$224,0007,076
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$75,0007,046
Trading account gains and fees$0153
Additional Noninterest Income$149,0005,615
Total noninterest expense$2,655,0004,877
Salaries and employee benefits$1,192,0005,506
Premises and equipment expense$591,0003,460
Additional noninterest expense$872,0004,642
Pre-tax net operating income$-274,0008,870
Securities gains (losses)$191,0001,207
Applicable income taxes$07,681
Income before extraordinary items$-83,0008,819
Extraordinary gains, net$070
Net income$-83,0008,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,261
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$250,000553
Net operating income$-274,0008,894
2001-12-31 (YTD Data)Rank
Total interest income$2,550,0007,694
Total interest expense$1,364,0007,266
Net interest income$1,186,0007,913
Provision for loan and lease losses$480,0002,273
Total noninterest income$203,0007,279
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$18,0008,158
Trading account gains and fees$0177
Additional Noninterest Income$185,0005,092
Total noninterest expense$2,213,0005,369
Salaries and employee benefits$1,106,0005,638
Premises and equipment expense$383,0004,736
Additional noninterest expense$724,0005,161
Pre-tax net operating income$-1,304,0009,429
Securities gains (losses)$1,0004,410
Applicable income taxes$07,903
Income before extraordinary items$-1,303,0009,468
Extraordinary gains, net$0105
Net income$-1,303,0009,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$10,227,00070
Net operating income$-1,304,0009,438

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.