SB&T BANK, Net Charge- offs 1- 4 Family Residential
| 2010-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-244,000 | 7,927 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-24,000 | 7,855 |
| Loans secured by 1-4 family junior liens - net charge-offs | $9,000 | 966 |
| Home equity lines of credit - net charge-offs | $-229,000 | 7,931 |
| 2009-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,538,000 | 433 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,681,000 | 415 |
| Loans secured by 1-4 family junior liens - net charge-offs | $179,000 | 776 |
| Home equity lines of credit - net charge-offs | $678,000 | 322 |
| 2009-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,383,000 | 505 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,017,000 | 431 |
| Loans secured by 1-4 family junior liens - net charge-offs | $152,000 | 632 |
| Home equity lines of credit - net charge-offs | $214,000 | 534 |
| 2009-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $907,000 | 465 |
| Loans secured by 1-4 family senior liens - net charge-offs | $795,000 | 351 |
| Loans secured by 1-4 family junior liens - net charge-offs | $25,000 | 1,025 |
| Home equity lines of credit - net charge-offs | $87,000 | 659 |
| 2009-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $199,000 | 726 |
| Loans secured by 1-4 family senior liens - net charge-offs | $117,000 | 680 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 8,113 |
| Home equity lines of credit - net charge-offs | $84,000 | 387 |
| 2008-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $108,000 | 1,869 |
| Loans secured by 1-4 family senior liens - net charge-offs | $132,000 | 1,224 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-57,000 | 8,284 |
| Home equity lines of credit - net charge-offs | $33,000 | 983 |
| 2008-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-45,000 | 8,336 |
| Loans secured by 1-4 family senior liens - net charge-offs | $37,000 | 1,638 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-56,000 | 8,360 |
| Home equity lines of credit - net charge-offs | $-26,000 | 8,363 |
| 2008-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-10,000 | 8,260 |
| Loans secured by 1-4 family senior liens - net charge-offs | $32,000 | 1,277 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-56,000 | 8,430 |
| Home equity lines of credit - net charge-offs | $14,000 | 716 |
| 2008-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $49,000 | 858 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,535 |
| Loans secured by 1-4 family junior liens - net charge-offs | $34,000 | 300 |
| Home equity lines of credit - net charge-offs | $15,000 | 432 |
| 2007-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $632,000 | 288 |
| Loans secured by 1-4 family senior liens - net charge-offs | $517,000 | 216 |
| Loans secured by 1-4 family junior liens - net charge-offs | $73,000 | 434 |
| Home equity lines of credit - net charge-offs | $42,000 | 513 |
| 2007-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $440,000 | 229 |
| Loans secured by 1-4 family senior liens - net charge-offs | $449,000 | 150 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 8,208 |
| Home equity lines of credit - net charge-offs | $-8,000 | 8,491 |
| 2007-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-25,000 | 8,456 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-1,000 | 7,881 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 8,283 |
| Home equity lines of credit - net charge-offs | $-23,000 | 8,589 |
| 2007-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-25,000 | 8,535 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-1,000 | 7,960 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 8,368 |
| Home equity lines of credit - net charge-offs | $-23,000 | 8,622 |
| 2006-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $246,000 | 377 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-17,000 | 8,453 |
| Loans secured by 1-4 family junior liens - net charge-offs | $250,000 | 108 |
| Home equity lines of credit - net charge-offs | $13,000 | 533 |
| 2006-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $67,000 | 704 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-20,000 | 8,540 |
| Loans secured by 1-4 family junior liens - net charge-offs | $86,000 | 173 |
| Home equity lines of credit - net charge-offs | $1,000 | 541 |
| 2006-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $51,000 | 623 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-27,000 | 8,648 |
| Loans secured by 1-4 family junior liens - net charge-offs | $76,000 | 138 |
| Home equity lines of credit - net charge-offs | $2,000 | 413 |
| 2006-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,349 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-13,000 | 8,641 |
| Loans secured by 1-4 family junior liens - net charge-offs | $6,000 | 288 |
| Home equity lines of credit - net charge-offs | $7,000 | 254 |
| 2005-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $80,000 | 831 |
| Loans secured by 1-4 family senior liens - net charge-offs | $32,000 | 1,161 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 951 |
| Home equity lines of credit - net charge-offs | $48,000 | 263 |
| 2005-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $81,000 | 614 |
| Loans secured by 1-4 family senior liens - net charge-offs | $33,000 | 839 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 785 |
| Home equity lines of credit - net charge-offs | $48,000 | 207 |
| 2005-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $83,000 | 431 |
| Loans secured by 1-4 family senior liens - net charge-offs | $35,000 | 591 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 613 |
| Home equity lines of credit - net charge-offs | $48,000 | 162 |
| 2005-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $31,000 | 562 |
| Loans secured by 1-4 family senior liens - net charge-offs | $31,000 | 395 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 438 |
| Home equity lines of credit - net charge-offs | $0 | 354 |
| 2004-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $3,000 | 2,997 |
| Loans secured by 1-4 family senior liens - net charge-offs | $3,000 | 2,471 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,053 |
| Home equity lines of credit - net charge-offs | $0 | 688 |
| 2004-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $3,000 | 2,495 |
| Loans secured by 1-4 family senior liens - net charge-offs | $3,000 | 2,016 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 878 |
| Home equity lines of credit - net charge-offs | $0 | 580 |
| 2004-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $3,000 | 2,025 |
| Loans secured by 1-4 family senior liens - net charge-offs | $3,000 | 1,617 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 726 |
| Home equity lines of credit - net charge-offs | $0 | 454 |
| 2004-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $3,000 | 1,386 |
| Loans secured by 1-4 family senior liens - net charge-offs | $3,000 | 1,098 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 457 |
| Home equity lines of credit - net charge-offs | $0 | 305 |
| 2003-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $28,000 | 1,833 |
| Loans secured by 1-4 family senior liens - net charge-offs | $28,000 | 1,283 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,038 |
| Home equity lines of credit - net charge-offs | $0 | 664 |
| 2003-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $28,000 | 1,411 |
| Loans secured by 1-4 family senior liens - net charge-offs | $28,000 | 954 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 877 |
| Home equity lines of credit - net charge-offs | $0 | 538 |
| 2003-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $29,000 | 1,066 |
| Loans secured by 1-4 family senior liens - net charge-offs | $29,000 | 682 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 676 |
| Home equity lines of credit - net charge-offs | $0 | 433 |
| 2003-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $29,000 | 650 |
| Loans secured by 1-4 family senior liens - net charge-offs | $29,000 | 407 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 447 |
| Home equity lines of credit - net charge-offs | $0 | 284 |
| 2002-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $42,000 | 1,418 |
| Loans secured by 1-4 family senior liens - net charge-offs | $42,000 | 967 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 994 |
| Home equity lines of credit - net charge-offs | $0 | 629 |
| 2001-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,307 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 612 |
| 2000-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $33,000 | 1,264 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 550 |
| 1999-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $47,000 | 1,128 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 1998-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $85,000 | 767 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 616 |
| 1997-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $77,000 | 889 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 633 |
| 1996-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,584 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 691 |
| 1995-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $26,000 | 1,843 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $5,000 | 610 |
| 1994-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-11,000 | 11,891 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 728 |
| 1993-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $32,000 | 2,224 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 837 |
| 1992-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $10,000 | 4,202 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.