| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7735% | 1,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6712% | 1,776 |
| Percentage Net Loans Charged-off:Construction & development | 4.9463% | 786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5715% | 1,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8030% | 7,749 |
| Percentage Net Loans Charged-off: Home equity loans | -2.5825% | 5,723 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0697% | 7,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4539% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0681% | 7,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 4.1620% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4631% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 13.9483% | 382 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3856% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9933% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8441% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0538% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5253% | 1,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.9464% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7552% | 7,024 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.8035% | 381 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4549% | 260 |
| Percentage Net Loans Charged-off:Construction & development | 14.9376% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9605% | 261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4341% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7699% | 829 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7031% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4827% | 1,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3193% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0083% | 7,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.3587% | 757 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5719% | 552 |
| Percentage Net Loans Charged-off:Construction & development | 9.4101% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5553% | 989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4027% | 725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4673% | 880 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7810% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2897% | 1,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2507% | 220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4805% | 7,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.5343% | 344 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2883% | 225 |
| Percentage Net Loans Charged-off:Construction & development | 18.3265% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8565% | 490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6148% | 1,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9024% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4987% | 1,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3632% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4282% | 3,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0464% | 6,747 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5065% | 2,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2831% | 2,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.5672% | 1,933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3233% | 1,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1244% | 2,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1566% | 1,088 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1141% | 2,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3833% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2025% | 5,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3645% | 7,176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3227% | 2,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1345% | 2,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0497% | 2,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4376% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0703% | 8,011 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1651% | 6,028 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0394% | 7,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0777% | 1,257 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1089% | 7,580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3484% | 7,190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3289% | 1,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1561% | 1,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4947% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0238% | 7,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1347% | 726 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0757% | 8,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9602% | 1,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3713% | 3,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2894% | 7,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2529% | 1,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0782% | 1,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2378% | 964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2896% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2204% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8503% | 893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6049% | 2,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3339% | 7,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5378% | 1,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4256% | 673 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 7,623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4901% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7796% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2143% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9599% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9261% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5092% | 429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0278% | 6,953 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2755% | 1,635 |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4930% | 804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4113% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4914% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7287% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0554% | 6,015 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9753% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8749% | 1,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3473% | 3,334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0511% | 7,040 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2825% | 1,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3155% | 497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9963% | 135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0622% | 8,107 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2425% | 6,058 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 7,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2320% | 1,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2827% | 3,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2244% | 7,258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1092% | 2,095 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0425% | 8,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1224% | 8,247 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4873% | 6,059 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 7,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6931% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2041% | 3,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2984% | 7,250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6396% | 530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5180% | 261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0069% | 778 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2465% | 131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3050% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0799% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3619% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7218% | 1,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7072% | 710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7869% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6202% | 465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4735% | 209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3299% | 97 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1113% | 1,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0085% | 530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1362% | 929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9962% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1979% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9708% | 512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7280% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6974% | 128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0305% | 59 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1259% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0262% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1491% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6530% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6002% | 703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4339% | 388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1353% | 1,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0532% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1831% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0419% | 8,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2610% | 1,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0476% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8255% | 403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3682% | 334 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 7,679 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0058% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1003% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3315% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0490% | 1,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4843% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2025% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8625% | 347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4977% | 206 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 7,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3290% | 103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1367% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4482% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0680% | 1,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9954% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8414% | 196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7818% | 437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7597% | 130 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 7,688 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9645% | 66 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2151% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6871% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1108% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6441% | 1,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2781% | 509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2091% | 266 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4595% | 59 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9716% | 27 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1635% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1991% | 616 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0245% | 6,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3111% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3855% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 3,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 3,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 2,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2260% | 1,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9067% | 417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4519% | 1,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 3,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 2,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 2,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3195% | 898 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4685% | 279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3083% | 1,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 2,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 2,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0118% | 1,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7043% | 1,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9160% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1495% | 2,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 1,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0243% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2656% | 1,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5663% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9472% | 221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 3,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0563% | 2,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0627% | 2,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.2521% | 181 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5383% | 579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.3261% | 155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 2,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0764% | 1,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0848% | 1,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6452% | 116 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5896% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.4195% | 145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 1,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1200% | 1,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1328% | 1,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.2269% | 110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9721% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3977% | 1,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0855% | 1,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2406% | 609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2640% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9201% | 1,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7523% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5171% | 1,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 2,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0966% | 1,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1043% | 1,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4930% | 1,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8845% | 968 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3664% | 2,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0044% | 1,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2677% | 1,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2102% | 3,034 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1767% | 3,530 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2206% | 3,223 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2693% | 3,020 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2170% | 3,831 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2592% | 3,189 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2826% | 3,134 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1825% | 5,634 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3771% | 5,287 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
