| 2010-03-31 | Rank |
| # of Employees: | 107 | 1,449 |
| Assets and Liabilities |
| Total Assets: | $612,873,000 | 1,126 |
| Cash and due from depository institutions | $12,042,000 | 1,449 |
| Interest-bearing balances | $158,000 | 6,395 |
| Securities | $70,308,000 | 1,791 |
| Federal funds sold & reverse repurchase agreements | $53,531,000 | 149 |
| Net loans & leases | $452,239,000 | 1,012 |
| Loan loss allowance | $10,976,000 | 805 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $11,963,000 | 1,029 |
| Other real estate owned | $1,232,000 | 1,449 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $11,558,000 | 1,829 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $612,873,000 | 1,126 |
| Total liabilities | $560,928,000 | 1,112 |
| Total deposits | $522,682,000 | 1,068 |
| Interest-bearing deposits | $440,212,000 | 1,113 |
| Deposits held in domestic offices | $522,682,000 | 1,065 |
| % insured | 76.78% | 6,735 |
| Federal funds purchased & repurchase agreements | $6,200,000 | 1,248 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $29,000,000 | 1,288 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,046,000 | 1,533 |
| Total equity capital | $51,945,000 | 1,306 |
| Total bank equity capital | $51,945,000 | 1,306 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,050,000 | 1,808 |
| Surplus | $41,825,000 | 830 |
| Undivided profits | $8,070,000 | 3,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda |
| Noncurrent loans and leases | $12,577,000 | 1,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $3,134,000 | 971 |
| Earning assets | $576,236,000 | 1,095 |
| Long-term assets (5+ years) | $65,939,000 | 1,928 |
| Average Assets, year-to-date | $611,990,000 | 1,121 |
| Average Assets, quarterly | $611,990,000 | 1,121 |
| Volatile liabilities | $173,784,000 | 848 |
| Insider loans | $52,904,000 | 77 |
| FHLB advances | $29,000,000 | 1,219 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $86,646,000 | 854 |
| Tier 1 (core) risk-based capital | $50,327,000 | 1,261 |
| Tier 2 risk-based capital | $5,896,000 | 1,019 |
| Total risk weighted assets | $466,546,000 | 1,044 |
| Total unused commitments | $86,646,000 | 856 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank |
| # of Employees: | 107 | 1,469 |
| Assets and Liabilities |
| Total Assets: | $611,107,000 | 1,136 |
| Cash and due from depository institutions | $12,947,000 | 1,469 |
| Interest-bearing balances | $140,000 | 6,331 |
| Securities | $73,118,000 | 1,727 |
| Federal funds sold & reverse repurchase agreements | $27,682,000 | 269 |
| Net loans & leases | $466,531,000 | 1,013 |
| Loan loss allowance | $10,447,000 | 837 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $11,915,000 | 1,044 |
| Other real estate owned | $1,256,000 | 1,469 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $17,658,000 | 1,333 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $611,107,000 | 1,136 |
| Total liabilities | $560,019,000 | 1,123 |
| Total deposits | $520,448,000 | 1,070 |
| Interest-bearing deposits | $444,420,000 | 1,092 |
| Deposits held in domestic offices | $520,448,000 | 1,066 |
| % insured | 77.77% | 6,634 |
| Federal funds purchased & repurchase agreements | $6,922,000 | 1,258 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $29,000,000 | 1,404 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,649,000 | 1,339 |
| Total equity capital | $51,088,000 | 1,301 |
| Total bank equity capital | $51,088,000 | 1,301 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,050,000 | 1,839 |
| Surplus | $41,800,000 | 820 |
| Undivided profits | $7,238,000 | 3,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda |
| Noncurrent loans and leases | $16,603,000 | 1,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $3,783,000 | 820 |
| Earning assets | $567,471,000 | 1,116 |
| Long-term assets (5+ years) | $73,305,000 | 1,762 |
| Average Assets, year-to-date | $631,816,800 | 1,099 |
| Average Assets, quarterly | $615,269,000 | 1,133 |
| Volatile liabilities | $174,493,000 | 847 |
| Insider loans | $52,784,000 | 82 |
| FHLB advances | $29,000,000 | 1,322 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $85,315,000 | 878 |
| Tier 1 (core) risk-based capital | $49,439,000 | 1,269 |
| Tier 2 risk-based capital | $6,160,000 | 994 |
| Total risk weighted assets | $488,444,000 | 1,024 |
| Total unused commitments | $85,315,000 | 879 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank |
| # of Employees: | 107 | 1,495 |
| Assets and Liabilities |
| Total Assets: | $619,431,000 | 1,144 |
| Cash and due from depository institutions | $19,902,000 | 1,495 |
| Interest-bearing balances | $9,738,000 | 2,074 |
| Securities | $81,110,000 | 1,569 |
| Federal funds sold & reverse repurchase agreements | $14,296,000 | 635 |
| Net loans & leases | $479,394,000 | 1,014 |
| Loan loss allowance | $11,536,000 | 734 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $11,967,000 | 1,049 |
| Other real estate owned | $693,000 | 1,495 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $12,069,000 | 1,623 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $619,431,000 | 1,144 |
| Total liabilities | $570,881,000 | 1,119 |
| Total deposits | $530,433,000 | 1,056 |
| Interest-bearing deposits | $458,051,000 | 1,062 |
| Deposits held in domestic offices | $530,433,000 | 1,054 |
| % insured | 81.36% | 6,255 |
| Federal funds purchased & repurchase agreements | $8,050,000 | 1,214 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $29,000,000 | 1,465 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,398,000 | 1,531 |
| Total equity capital | $48,550,000 | 1,424 |
| Total bank equity capital | $48,550,000 | 1,424 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,050,000 | 1,865 |
| Surplus | $37,352,000 | 900 |
| Undivided profits | $9,148,000 | 3,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda |
| Noncurrent loans and leases | $20,488,000 | 856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $4,255,000 | 756 |
| Earning assets | $584,538,000 | 1,105 |
| Long-term assets (5+ years) | $85,940,000 | 1,557 |
| Average Assets, year-to-date | $636,994,250 | 1,102 |
| Average Assets, quarterly | $629,929,000 | 1,128 |
| Volatile liabilities | $179,035,000 | 851 |
| Insider loans | $53,349,000 | 83 |
| FHLB advances | $29,000,000 | 1,374 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $85,919,000 | 906 |
| Tier 1 (core) risk-based capital | $46,419,000 | 1,376 |
| Tier 2 risk-based capital | $6,276,000 | 982 |
| Total risk weighted assets | $496,831,000 | 1,033 |
| Total unused commitments | $85,919,000 | 910 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank |
| # of Employees: | 108 | 1,524 |
| Assets and Liabilities |
| Total Assets: | $640,427,000 | 1,122 |
| Cash and due from depository institutions | $13,899,000 | 1,524 |
| Interest-bearing balances | $3,744,000 | 3,181 |
| Securities | $93,885,000 | 1,339 |
| Federal funds sold & reverse repurchase agreements | $17,863,000 | 542 |
| Net loans & leases | $490,913,000 | 1,004 |
| Loan loss allowance | $11,637,000 | 706 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,804,000 | 1,092 |
| Other real estate owned | $851,000 | 1,524 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $11,212,000 | 1,736 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $640,427,000 | 1,122 |
| Total liabilities | $591,768,000 | 1,092 |
| Total deposits | $549,464,000 | 1,025 |
| Interest-bearing deposits | $473,198,000 | 1,038 |
| Deposits held in domestic offices | $549,464,000 | 1,023 |
| % insured | 66.28% | 6,601 |
| Federal funds purchased & repurchase agreements | $8,763,000 | 1,160 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $29,000,000 | 1,539 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,541,000 | 1,263 |
| Total equity capital | $48,659,000 | 1,415 |
| Total bank equity capital | $48,659,000 | 1,415 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,050,000 | 1,893 |
| Surplus | $33,737,000 | 1,026 |
| Undivided profits | $12,872,000 | 2,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda |
| Noncurrent loans and leases | $11,526,000 | 1,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $4,561,000 | 687 |
| Earning assets | $606,405,000 | 1,070 |
| Long-term assets (5+ years) | $89,204,000 | 1,499 |
| Average Assets, year-to-date | $642,848,670 | 1,115 |
| Average Assets, quarterly | $644,855,500 | 1,111 |
| Volatile liabilities | $207,168,000 | 746 |
| Insider loans | $52,202,000 | 92 |
| FHLB advances | $29,000,000 | 1,444 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $105,300,000 | 808 |
| Tier 1 (core) risk-based capital | $46,601,000 | 1,387 |
| Tier 2 risk-based capital | $6,478,000 | 957 |
| Total risk weighted assets | $513,001,000 | 1,033 |
| Total unused commitments | $105,300,000 | 808 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank |
| # of Employees: | 112 | 1,469 |
| Assets and Liabilities |
| Total Assets: | $649,284,000 | 1,110 |
| Cash and due from depository institutions | $8,812,000 | 1,469 |
| Interest-bearing balances | $296,000 | 5,358 |
| Securities | $100,256,000 | 1,239 |
| Federal funds sold & reverse repurchase agreements | $19,077,000 | 612 |
| Net loans & leases | $493,910,000 | 1,000 |
| Loan loss allowance | $10,485,000 | 726 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $11,923,000 | 1,073 |
| Other real estate owned | $4,442,000 | 1,469 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $10,864,000 | 1,751 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $649,284,000 | 1,110 |
| Total liabilities | $600,925,000 | 1,074 |
| Total deposits | $557,338,000 | 997 |
| Interest-bearing deposits | $481,026,000 | 1,018 |
| Deposits held in domestic offices | $557,338,000 | 996 |
| % insured | 65.43% | 6,726 |
| Federal funds purchased & repurchase agreements | $9,696,000 | 1,144 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $29,000,000 | 1,575 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,891,000 | 1,162 |
| Total equity capital | $48,359,000 | 1,437 |
| Total bank equity capital | $48,359,000 | 1,436 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,050,000 | 1,903 |
| Surplus | $32,115,000 | 1,059 |
| Undivided profits | $14,194,000 | 2,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda |
| Noncurrent loans and leases | $4,584,000 | 2,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $4,460,000 | 718 |
| Earning assets | $613,539,000 | 1,062 |
| Long-term assets (5+ years) | $93,414,000 | 1,416 |
| Average Assets, year-to-date | $644,059,500 | 1,105 |
| Average Assets, quarterly | $644,059,500 | 1,105 |
| Volatile liabilities | $180,201,000 | 871 |
| Insider loans | $52,222,000 | 101 |
| FHLB advances | $29,000,000 | 1,485 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $101,495,000 | 871 |
| Tier 1 (core) risk-based capital | $45,887,000 | 1,423 |
| Tier 2 risk-based capital | $6,544,000 | 941 |
| Total risk weighted assets | $519,510,000 | 1,020 |
| Total unused commitments | $101,495,000 | 872 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank |
| # of Employees: | 77 | 2,194 |
| Assets and Liabilities |
| Total Assets: | $429,855,000 | 1,652 |
| Cash and due from depository institutions | $7,969,000 | 2,194 |
| Interest-bearing balances | $306,000 | 4,737 |
| Securities | $59,957,000 | 1,966 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $342,029,000 | 1,463 |
| Loan loss allowance | $8,610,000 | 832 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $9,637,000 | 1,349 |
| Other real estate owned | $2,607,000 | 2,194 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $7,656,000 | 2,338 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $429,855,000 | 1,652 |
| Total liabilities | $397,850,000 | 1,609 |
| Total deposits | $360,786,000 | 1,529 |
| Interest-bearing deposits | $310,413,000 | 1,573 |
| Deposits held in domestic offices | $360,786,000 | 1,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,901,000 | 1,711 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $29,000,000 | 1,735 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,163,000 | 1,627 |
| Total equity capital | $32,005,000 | 2,115 |
| Total bank equity capital | $32,005,000 | 2,115 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,250,000 | 2,528 |
| Surplus | $15,952,000 | 1,862 |
| Undivided profits | $14,803,000 | 2,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $6,807,000 | 1,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,644,000 | 1,373 |
| Earning assets | $402,292,000 | 1,609 |
| Long-term assets (5+ years) | $60,260,000 | 1,987 |
| Average Assets, year-to-date | $418,427,400 | 1,628 |
| Average Assets, quarterly | $426,833,000 | 1,646 |
| Volatile liabilities | $97,628,000 | 1,553 |
| Insider loans | $32,479,000 | 171 |
| FHLB advances | $29,000,000 | 1,631 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $47,840,000 | 1,630 |
| Tier 1 (core) risk-based capital | $30,569,000 | 2,103 |
| Tier 2 risk-based capital | $4,387,000 | 1,344 |
| Total risk weighted assets | $346,730,000 | 1,504 |
| Total unused commitments | $47,840,000 | 1,631 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank |
| # of Employees: | 78 | 2,192 |
| Assets and Liabilities |
| Total Assets: | $423,811,000 | 1,650 |
| Cash and due from depository institutions | $6,432,000 | 2,192 |
| Interest-bearing balances | $47,000 | 5,745 |
| Securities | $54,167,000 | 2,103 |
| Federal funds sold & reverse repurchase agreements | $3,928,000 | 2,665 |
| Net loans & leases | $339,884,000 | 1,462 |
| Loan loss allowance | $7,014,000 | 900 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,907,000 | 1,455 |
| Other real estate owned | $1,700,000 | 2,192 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $8,793,000 | 2,110 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $423,811,000 | 1,650 |
| Total liabilities | $391,796,000 | 1,612 |
| Total deposits | $357,672,000 | 1,515 |
| Interest-bearing deposits | $342,979,000 | 1,371 |
| Deposits held in domestic offices | $357,672,000 | 1,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $798,000 | 2,966 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $29,000,000 | 1,747 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,326,000 | 1,264 |
| Total equity capital | $32,015,000 | 2,136 |
| Total bank equity capital | $32,015,000 | 2,136 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,250,000 | 2,545 |
| Surplus | $15,933,000 | 1,844 |
| Undivided profits | $14,832,000 | 2,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,833,000 | 3,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,391,000 | 1,092 |
| Earning assets | $398,026,000 | 1,614 |
| Long-term assets (5+ years) | $53,362,000 | 2,148 |
| Average Assets, year-to-date | $415,570,500 | 1,640 |
| Average Assets, quarterly | $422,493,000 | 1,646 |
| Volatile liabilities | $58,796,000 | 2,347 |
| Insider loans | $38,685,000 | 132 |
| FHLB advances | $29,000,000 | 1,658 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $56,130,000 | 1,528 |
| Tier 1 (core) risk-based capital | $32,002,000 | 2,051 |
| Tier 2 risk-based capital | $4,445,000 | 1,281 |
| Total risk weighted assets | $352,990,000 | 1,478 |
| Total unused commitments | $56,130,000 | 1,529 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank |
| # of Employees: | 77 | 2,260 |
| Assets and Liabilities |
| Total Assets: | $421,175,000 | 1,655 |
| Cash and due from depository institutions | $10,080,000 | 2,260 |
| Interest-bearing balances | $169,000 | 4,510 |
| Securities | $47,958,000 | 2,396 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $342,271,000 | 1,444 |
| Loan loss allowance | $7,331,000 | 850 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,766,000 | 1,670 |
| Other real estate owned | $3,116,000 | 2,260 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,984,000 | 1,848 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $421,175,000 | 1,655 |
| Total liabilities | $389,949,000 | 1,617 |
| Total deposits | $321,232,000 | 1,689 |
| Interest-bearing deposits | $307,122,000 | 1,540 |
| Deposits held in domestic offices | $321,232,000 | 1,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,200,000 | 604 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $29,000,000 | 1,693 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,517,000 | 1,493 |
| Total equity capital | $31,226,000 | 2,205 |
| Total bank equity capital | $31,226,000 | 2,205 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,250,000 | 2,566 |
| Surplus | $15,922,000 | 1,831 |
| Undivided profits | $14,054,000 | 2,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,294,000 | 2,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,781,000 | 942 |
| Earning assets | $390,398,000 | 1,635 |
| Long-term assets (5+ years) | $43,646,000 | 2,467 |
| Average Assets, year-to-date | $412,823,670 | 1,657 |
| Average Assets, quarterly | $419,460,000 | 1,646 |
| Volatile liabilities | $80,288,000 | 1,762 |
| Insider loans | $33,107,000 | 160 |
| FHLB advances | $29,000,000 | 1,604 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $59,976,000 | 1,484 |
| Tier 1 (core) risk-based capital | $31,334,000 | 2,098 |
| Tier 2 risk-based capital | $4,463,000 | 1,248 |
| Total risk weighted assets | $354,185,000 | 1,472 |
| Total unused commitments | $59,976,000 | 1,484 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank |
| # of Employees: | 77 | 2,249 |
| Assets and Liabilities |
| Total Assets: | $417,745,000 | 1,656 |
| Cash and due from depository institutions | $14,305,000 | 2,249 |
| Interest-bearing balances | $455,000 | 3,748 |
| Securities | $46,211,000 | 2,461 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $336,008,000 | 1,443 |
| Loan loss allowance | $5,540,000 | 1,007 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,970,000 | 1,607 |
| Other real estate owned | $4,059,000 | 2,249 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $9,192,000 | 1,917 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $417,745,000 | 1,656 |
| Total liabilities | $385,873,000 | 1,620 |
| Total deposits | $307,711,000 | 1,752 |
| Interest-bearing deposits | $291,021,000 | 1,644 |
| Deposits held in domestic offices | $307,711,000 | 1,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,357,000 | 516 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $29,000,000 | 1,582 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,805,000 | 1,495 |
| Total equity capital | $31,872,000 | 2,212 |
| Total bank equity capital | $31,872,000 | 2,212 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,250,000 | 2,567 |
| Surplus | $14,717,000 | 1,936 |
| Undivided profits | $15,905,000 | 2,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $972,000 | 3,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,845,000 | 955 |
| Earning assets | $382,674,000 | 1,652 |
| Long-term assets (5+ years) | $39,474,000 | 2,556 |
| Average Assets, year-to-date | $408,648,000 | 1,673 |
| Average Assets, quarterly | $408,648,000 | 1,673 |
| Volatile liabilities | $84,607,000 | 1,672 |
| Insider loans | $35,285,000 | 142 |
| FHLB advances | $29,000,000 | 1,503 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $53,399,000 | 1,664 |
| Tier 1 (core) risk-based capital | $31,239,000 | 2,111 |
| Tier 2 risk-based capital | $4,394,000 | 1,230 |
| Total risk weighted assets | $350,364,000 | 1,471 |
| Total unused commitments | $53,399,000 | 1,666 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank |
| # of Employees: | 77 | 2,256 |
| Assets and Liabilities |
| Total Assets: | $399,551,000 | 1,712 |
| Cash and due from depository institutions | $12,057,000 | 2,256 |
| Interest-bearing balances | $637,000 | 2,944 |
| Securities | $42,946,000 | 2,620 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $326,516,000 | 1,477 |
| Loan loss allowance | $5,594,000 | 977 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,139,000 | 1,804 |
| Other real estate owned | $1,723,000 | 2,256 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,170,000 | 1,915 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $399,551,000 | 1,712 |
| Total liabilities | $367,946,000 | 1,673 |
| Total deposits | $296,657,000 | 1,802 |
| Interest-bearing deposits | $280,659,000 | 1,668 |
| Deposits held in domestic offices | $296,657,000 | 1,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,208,000 | 572 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $29,000,000 | 1,483 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,081,000 | 1,752 |
| Total equity capital | $31,605,000 | 2,199 |
| Total bank equity capital | $31,605,000 | 2,199 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,250,000 | 2,569 |
| Surplus | $14,691,000 | 1,917 |
| Undivided profits | $15,664,000 | 2,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,138,000 | 1,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,858,000 | 1,035 |
| Earning assets | $370,099,000 | 1,678 |
| Long-term assets (5+ years) | $25,671,000 | 3,192 |
| Average Assets, year-to-date | $389,622,000 | 1,682 |
| Average Assets, quarterly | $396,642,500 | 1,701 |
| Volatile liabilities | $72,464,000 | 1,928 |
| Insider loans | $32,794,000 | 154 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $55,066,000 | 1,636 |
| Tier 1 (core) risk-based capital | $31,338,000 | 2,101 |
| Tier 2 risk-based capital | $4,233,000 | 1,250 |
| Total risk weighted assets | $337,241,000 | 1,512 |
| Total unused commitments | $55,066,000 | 1,636 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank |
| # of Employees: | 76 | 2,280 |
| Assets and Liabilities |
| Total Assets: | $393,734,000 | 1,703 |
| Cash and due from depository institutions | $14,683,000 | 2,280 |
| Interest-bearing balances | $857,000 | 2,557 |
| Securities | $44,644,000 | 2,537 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $318,231,000 | 1,484 |
| Loan loss allowance | $5,869,000 | 906 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,785,000 | 1,856 |
| Other real estate owned | $401,000 | 2,280 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,990,000 | 1,936 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $393,734,000 | 1,703 |
| Total liabilities | $362,586,000 | 1,663 |
| Total deposits | $295,111,000 | 1,798 |
| Interest-bearing deposits | $278,728,000 | 1,672 |
| Deposits held in domestic offices | $295,111,000 | 1,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,190,000 | 477 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,000,000 | 2,071 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,285,000 | 1,662 |
| Total equity capital | $31,148,000 | 2,204 |
| Total bank equity capital | $31,148,000 | 2,204 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,250,000 | 2,546 |
| Surplus | $14,666,000 | 1,881 |
| Undivided profits | $15,232,000 | 2,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,223,000 | 1,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,022,000 | 1,059 |
| Earning assets | $363,732,000 | 1,692 |
| Long-term assets (5+ years) | $22,171,000 | 3,355 |
| Average Assets, year-to-date | $387,139,750 | 1,692 |
| Average Assets, quarterly | $389,319,000 | 1,706 |
| Volatile liabilities | $94,315,000 | 1,500 |
| Insider loans | $28,477,000 | 193 |
| FHLB advances | $15,000,000 | 1,968 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $56,085,000 | 1,635 |
| Tier 1 (core) risk-based capital | $31,115,000 | 2,106 |
| Tier 2 risk-based capital | $4,160,000 | 1,255 |
| Total risk weighted assets | $331,108,000 | 1,523 |
| Total unused commitments | $56,085,000 | 1,635 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank |
| # of Employees: | 78 | 2,254 |
| Assets and Liabilities |
| Total Assets: | $384,904,000 | 1,750 |
| Cash and due from depository institutions | $8,120,000 | 2,254 |
| Interest-bearing balances | $1,105,000 | 2,345 |
| Securities | $46,453,000 | 2,431 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $314,090,000 | 1,503 |
| Loan loss allowance | $6,354,000 | 837 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,419,000 | 1,954 |
| Other real estate owned | $332,000 | 2,254 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $9,490,000 | 1,862 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $384,904,000 | 1,750 |
| Total liabilities | $354,345,000 | 1,712 |
| Total deposits | $320,390,000 | 1,682 |
| Interest-bearing deposits | $274,708,000 | 1,713 |
| Deposits held in domestic offices | $320,390,000 | 1,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,582,000 | 950 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,000,000 | 1,988 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,373,000 | 1,576 |
| Total equity capital | $30,559,000 | 2,221 |
| Total bank equity capital | $30,559,000 | 2,221 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,250,000 | 2,551 |
| Surplus | $14,594,000 | 1,889 |
| Undivided profits | $14,715,000 | 2,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,813,000 | 1,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,327,000 | 912 |
| Earning assets | $361,648,000 | 1,713 |
| Long-term assets (5+ years) | $20,218,000 | 3,457 |
| Average Assets, year-to-date | $384,941,670 | 1,723 |
| Average Assets, quarterly | $384,225,000 | 1,738 |
| Volatile liabilities | $45,494,000 | 2,720 |
| Insider loans | $35,710,000 | 135 |
| FHLB advances | $15,000,000 | 1,876 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $55,358,000 | 1,686 |
| Tier 1 (core) risk-based capital | $30,920,000 | 2,119 |
| Tier 2 risk-based capital | $4,066,000 | 1,299 |
| Total risk weighted assets | $322,979,000 | 1,558 |
| Total unused commitments | $55,358,000 | 1,689 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank |
| # of Employees: | 79 | 2,205 |
| Assets and Liabilities |
| Total Assets: | $383,546,000 | 1,744 |
| Cash and due from depository institutions | $12,590,000 | 2,205 |
| Interest-bearing balances | $1,888,000 | 2,000 |
| Securities | $44,684,000 | 2,531 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $310,916,000 | 1,503 |
| Loan loss allowance | $6,204,000 | 837 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,435,000 | 1,917 |
| Other real estate owned | $548,000 | 2,205 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $8,373,000 | 1,995 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $383,546,000 | 1,744 |
| Total liabilities | $352,888,000 | 1,709 |
| Total deposits | $320,714,000 | 1,682 |
| Interest-bearing deposits | $273,846,000 | 1,709 |
| Deposits held in domestic offices | $320,714,000 | 1,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,079,000 | 832 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,000,000 | 2,406 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,095,000 | 1,371 |
| Total equity capital | $30,658,000 | 2,219 |
| Total bank equity capital | $30,658,000 | 2,219 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,250,000 | 2,543 |
| Surplus | $14,528,000 | 1,871 |
| Undivided profits | $14,880,000 | 2,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,110,000 | 862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,754,000 | 786 |
| Earning assets | $357,488,000 | 1,723 |
| Long-term assets (5+ years) | $16,939,000 | 3,758 |
| Average Assets, year-to-date | $384,960,500 | 1,730 |
| Average Assets, quarterly | $384,960,500 | 1,730 |
| Volatile liabilities | $57,099,000 | 2,240 |
| Insider loans | $32,858,000 | 161 |
| FHLB advances | $10,000,000 | 2,286 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $76,380,000 | 1,331 |
| Tier 1 (core) risk-based capital | $30,793,000 | 2,097 |
| Tier 2 risk-based capital | $4,089,000 | 1,286 |
| Total risk weighted assets | $324,993,000 | 1,528 |
| Total unused commitments | $76,380,000 | 1,331 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank |
| # of Employees: | 79 | 2,218 |
| Assets and Liabilities |
| Total Assets: | $386,375,000 | 1,733 |
| Cash and due from depository institutions | $14,480,000 | 2,218 |
| Interest-bearing balances | $1,719,000 | 2,025 |
| Securities | $42,957,000 | 2,648 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $314,367,000 | 1,468 |
| Loan loss allowance | $5,871,000 | 870 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,416,000 | 1,894 |
| Other real estate owned | $0 | 2,218 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,155,000 | 2,041 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $386,375,000 | 1,733 |
| Total liabilities | $356,325,000 | 1,672 |
| Total deposits | $300,820,000 | 1,755 |
| Interest-bearing deposits | $247,513,000 | 1,851 |
| Deposits held in domestic offices | $300,820,000 | 1,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,793,000 | 610 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,500,000 | 1,986 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $7,212,000 | 866 |
| Total equity capital | $30,050,000 | 2,228 |
| Total bank equity capital | $30,050,000 | 2,228 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,250,000 | 2,540 |
| Surplus | $14,453,000 | 1,838 |
| Undivided profits | $14,347,000 | 2,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,243,000 | 1,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,076,000 | 961 |
| Earning assets | $359,043,000 | 1,704 |
| Long-term assets (5+ years) | $14,733,000 | 3,992 |
| Average Assets, year-to-date | $374,456,400 | 1,707 |
| Average Assets, quarterly | $382,414,500 | 1,724 |
| Volatile liabilities | $77,314,000 | 1,886 |
| Insider loans | $29,031,000 | 189 |
| FHLB advances | $15,500,000 | 1,891 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $76,635,000 | 1,285 |
| Tier 1 (core) risk-based capital | $30,293,000 | 2,108 |
| Tier 2 risk-based capital | $4,072,000 | 1,268 |
| Total risk weighted assets | $324,019,000 | 1,504 |
| Total unused commitments | $76,635,000 | 1,285 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank |
| # of Employees: | 74 | 2,378 |
| Assets and Liabilities |
| Total Assets: | $378,454,000 | 1,744 |
| Cash and due from depository institutions | $14,561,000 | 2,378 |
| Interest-bearing balances | $1,831,000 | 1,858 |
| Securities | $44,788,000 | 2,573 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $304,668,000 | 1,511 |
| Loan loss allowance | $5,888,000 | 873 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,444,000 | 1,849 |
| Other real estate owned | $14,000 | 2,378 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $7,979,000 | 2,085 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $378,454,000 | 1,744 |
| Total liabilities | $348,863,000 | 1,691 |
| Total deposits | $296,047,000 | 1,770 |
| Interest-bearing deposits | $243,732,000 | 1,840 |
| Deposits held in domestic offices | $296,047,000 | 1,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,191,000 | 598 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,500,000 | 2,051 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,125,000 | 1,323 |
| Total equity capital | $29,591,000 | 2,230 |
| Total bank equity capital | $29,591,000 | 2,230 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,250,000 | 2,550 |
| Surplus | $14,421,000 | 1,815 |
| Undivided profits | $13,920,000 | 2,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,067,000 | 759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,125,000 | 938 |
| Earning assets | $351,287,000 | 1,727 |
| Long-term assets (5+ years) | $15,181,000 | 3,875 |
| Average Assets, year-to-date | $371,476,750 | 1,726 |
| Average Assets, quarterly | $375,429,500 | 1,741 |
| Volatile liabilities | $80,652,000 | 1,790 |
| Insider loans | $32,853,000 | 158 |
| FHLB advances | $15,500,000 | 1,950 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $70,661,000 | 1,407 |
| Tier 1 (core) risk-based capital | $29,861,000 | 2,123 |
| Tier 2 risk-based capital | $3,968,000 | 1,297 |
| Total risk weighted assets | $315,472,000 | 1,536 |
| Total unused commitments | $70,661,000 | 1,407 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank |
| # of Employees: | 76 | 2,330 |
| Assets and Liabilities |
| Total Assets: | $372,405,000 | 1,753 |
| Cash and due from depository institutions | $15,112,000 | 2,330 |
| Interest-bearing balances | $1,944,000 | 1,834 |
| Securities | $43,293,000 | 2,656 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $299,503,000 | 1,510 |
| Loan loss allowance | $5,528,000 | 911 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,442,000 | 1,800 |
| Other real estate owned | $88,000 | 2,330 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $7,967,000 | 2,068 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $372,405,000 | 1,753 |
| Total liabilities | $343,643,000 | 1,712 |
| Total deposits | $299,046,000 | 1,727 |
| Interest-bearing deposits | $240,394,000 | 1,847 |
| Deposits held in domestic offices | $299,046,000 | 1,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,596,000 | 711 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $15,500,000 | 2,077 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,501,000 | 1,387 |
| Total equity capital | $28,762,000 | 2,224 |
| Total bank equity capital | $28,762,000 | 2,224 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,250,000 | 2,538 |
| Surplus | $14,408,000 | 1,778 |
| Undivided profits | $13,104,000 | 2,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,530,000 | 1,720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,772,000 | 927 |
| Earning assets | $344,740,000 | 1,727 |
| Long-term assets (5+ years) | $14,936,000 | 3,866 |
| Average Assets, year-to-date | $369,151,000 | 1,738 |
| Average Assets, quarterly | $371,222,500 | 1,742 |
| Volatile liabilities | $69,477,000 | 1,996 |
| Insider loans | $28,328,000 | 185 |
| FHLB advances | $15,500,000 | 1,968 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $80,945,000 | 1,231 |
| Tier 1 (core) risk-based capital | $29,469,000 | 2,126 |
| Tier 2 risk-based capital | $3,886,000 | 1,302 |
| Total risk weighted assets | $309,237,000 | 1,547 |
| Total unused commitments | $80,945,000 | 1,232 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank |
| # of Employees: | 72 | 2,437 |
| Assets and Liabilities |
| Total Assets: | $370,040,000 | 1,741 |
| Cash and due from depository institutions | $12,865,000 | 2,437 |
| Interest-bearing balances | $2,047,000 | 1,903 |
| Securities | $42,208,000 | 2,733 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $301,084,000 | 1,459 |
| Loan loss allowance | $5,729,000 | 864 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,486,000 | 1,760 |
| Other real estate owned | $163,000 | 2,437 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,234,000 | 2,190 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $370,040,000 | 1,741 |
| Total liabilities | $341,528,000 | 1,696 |
| Total deposits | $300,227,000 | 1,704 |
| Interest-bearing deposits | $238,664,000 | 1,835 |
| Deposits held in domestic offices | $300,227,000 | 1,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,418,000 | 728 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,500,000 | 1,983 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,383,000 | 1,442 |
| Total equity capital | $28,512,000 | 2,210 |
| Total bank equity capital | $28,512,000 | 2,210 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,250,000 | 2,529 |
| Surplus | $14,393,000 | 1,719 |
| Undivided profits | $12,869,000 | 2,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,912,000 | 1,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,771,000 | 863 |
| Earning assets | $345,339,000 | 1,721 |
| Long-term assets (5+ years) | $13,116,000 | 4,080 |
| Average Assets, year-to-date | $367,524,000 | 1,745 |
| Average Assets, quarterly | $367,524,000 | 1,745 |
| Volatile liabilities | $55,877,000 | 2,277 |
| Insider loans | $24,828,000 | 210 |
| FHLB advances | $15,500,000 | 1,889 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $85,951,000 | 1,156 |
| Tier 1 (core) risk-based capital | $29,051,000 | 2,110 |
| Tier 2 risk-based capital | $3,942,000 | 1,265 |
| Total risk weighted assets | $313,588,000 | 1,474 |
| Total unused commitments | $85,951,000 | 1,156 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank |
| # of Employees: | 77 | 2,266 |
| Assets and Liabilities |
| Total Assets: | $365,008,000 | 1,750 |
| Cash and due from depository institutions | $11,221,000 | 2,266 |
| Interest-bearing balances | $746,000 | 2,936 |
| Securities | $45,118,000 | 2,587 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $296,887,000 | 1,448 |
| Loan loss allowance | $5,257,000 | 935 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,922,000 | 1,889 |
| Other real estate owned | $58,000 | 2,266 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,802,000 | 2,575 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $365,008,000 | 1,750 |
| Total liabilities | $336,889,000 | 1,709 |
| Total deposits | $252,341,000 | 2,005 |
| Interest-bearing deposits | $194,284,000 | 2,170 |
| Deposits held in domestic offices | $252,341,000 | 1,999 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,539,000 | 510 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,500,000 | 1,079 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,509,000 | 2,610 |
| Total equity capital | $28,119,000 | 2,217 |
| Total bank equity capital | $28,119,000 | 2,217 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,250,000 | 2,525 |
| Surplus | $11,310,000 | 2,059 |
| Undivided profits | $15,559,000 | 2,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,592,000 | 1,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,415,000 | 2,517 |
| Earning assets | $342,751,000 | 1,702 |
| Long-term assets (5+ years) | $19,843,000 | 3,313 |
| Average Assets, year-to-date | $352,810,800 | 1,708 |
| Average Assets, quarterly | $363,501,500 | 1,738 |
| Volatile liabilities | $139,664,000 | 1,029 |
| Insider loans | $25,725,000 | 197 |
| FHLB advances | $40,500,000 | 996 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $89,386,000 | 1,096 |
| Tier 1 (core) risk-based capital | $28,454,000 | 2,118 |
| Tier 2 risk-based capital | $3,830,000 | 1,283 |
| Total risk weighted assets | $304,944,000 | 1,499 |
| Total unused commitments | $89,386,000 | 1,096 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank |
| # of Employees: | 74 | 2,346 |
| Assets and Liabilities |
| Total Assets: | $361,995,000 | 1,717 |
| Cash and due from depository institutions | $13,246,000 | 2,346 |
| Interest-bearing balances | $517,000 | 3,387 |
| Securities | $46,452,000 | 2,505 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $290,988,000 | 1,449 |
| Loan loss allowance | $5,184,000 | 938 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,899,000 | 1,848 |
| Other real estate owned | $0 | 2,346 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,410,000 | 2,674 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $361,995,000 | 1,717 |
| Total liabilities | $334,197,000 | 1,677 |
| Total deposits | $257,519,000 | 1,910 |
| Interest-bearing deposits | $191,875,000 | 2,156 |
| Deposits held in domestic offices | $257,519,000 | 1,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,607,000 | 568 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $40,500,000 | 1,067 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,571,000 | 2,502 |
| Total equity capital | $27,798,000 | 2,214 |
| Total bank equity capital | $27,798,000 | 2,214 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,250,000 | 2,500 |
| Surplus | $11,308,000 | 1,997 |
| Undivided profits | $15,240,000 | 2,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,573,000 | 1,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,298,000 | 2,689 |
| Earning assets | $337,957,000 | 1,694 |
| Long-term assets (5+ years) | $24,389,000 | 2,922 |
| Average Assets, year-to-date | $349,761,500 | 1,713 |
| Average Assets, quarterly | $359,192,500 | 1,710 |
| Volatile liabilities | $132,906,000 | 1,036 |
| Insider loans | $24,082,000 | 208 |
| FHLB advances | $40,500,000 | 988 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $82,486,000 | 1,160 |
| Tier 1 (core) risk-based capital | $27,943,000 | 2,123 |
| Tier 2 risk-based capital | $3,877,000 | 1,231 |
| Total risk weighted assets | $308,862,000 | 1,434 |
| Total unused commitments | $82,486,000 | 1,161 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank |
| # of Employees: | 72 | 2,399 |
| Assets and Liabilities |
| Total Assets: | $356,390,000 | 1,714 |
| Cash and due from depository institutions | $12,541,000 | 2,399 |
| Interest-bearing balances | $407,000 | 3,571 |
| Securities | $47,081,000 | 2,485 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $285,616,000 | 1,433 |
| Loan loss allowance | $5,101,000 | 942 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,861,000 | 1,822 |
| Other real estate owned | $112,000 | 2,399 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,179,000 | 2,676 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $356,390,000 | 1,714 |
| Total liabilities | $328,958,000 | 1,672 |
| Total deposits | $247,632,000 | 1,940 |
| Interest-bearing deposits | $182,745,000 | 2,229 |
| Deposits held in domestic offices | $247,632,000 | 1,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,354,000 | 518 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $40,500,000 | 1,078 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,472,000 | 2,459 |
| Total equity capital | $27,432,000 | 2,196 |
| Total bank equity capital | $27,432,000 | 2,196 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,250,000 | 2,479 |
| Surplus | $11,283,000 | 1,949 |
| Undivided profits | $14,899,000 | 2,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $820,000 | 2,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,166,000 | 2,732 |
| Earning assets | $333,104,000 | 1,678 |
| Long-term assets (5+ years) | $25,596,000 | 2,860 |
| Average Assets, year-to-date | $345,683,670 | 1,719 |
| Average Assets, quarterly | $348,631,500 | 1,728 |
| Volatile liabilities | $134,582,000 | 982 |
| Insider loans | $19,157,000 | 244 |
| FHLB advances | $40,500,000 | 1,000 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $87,268,000 | 1,063 |
| Tier 1 (core) risk-based capital | $27,360,000 | 2,106 |
| Tier 2 risk-based capital | $3,824,000 | 1,225 |
| Total risk weighted assets | $304,668,000 | 1,422 |
| Total unused commitments | $87,268,000 | 1,063 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank |
| # of Employees: | 71 | 2,423 |
| Assets and Liabilities |
| Total Assets: | $340,873,000 | 1,746 |
| Cash and due from depository institutions | $11,565,000 | 2,423 |
| Interest-bearing balances | $3,164,000 | 1,509 |
| Securities | $47,010,000 | 2,505 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $269,615,000 | 1,476 |
| Loan loss allowance | $4,796,000 | 983 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,875,000 | 1,794 |
| Other real estate owned | $266,000 | 2,423 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,542,000 | 2,198 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $340,873,000 | 1,746 |
| Total liabilities | $314,338,000 | 1,716 |
| Total deposits | $253,153,000 | 1,875 |
| Interest-bearing deposits | $191,370,000 | 2,107 |
| Deposits held in domestic offices | $253,153,000 | 1,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,116,000 | 802 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $40,500,000 | 1,041 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,569,000 | 1,594 |
| Total equity capital | $26,535,000 | 2,205 |
| Total bank equity capital | $26,535,000 | 2,205 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,250,000 | 2,488 |
| Surplus | $10,976,000 | 1,954 |
| Undivided profits | $14,309,000 | 2,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,078,000 | 2,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,370,000 | 1,183 |
| Earning assets | $319,789,000 | 1,714 |
| Long-term assets (5+ years) | $24,752,000 | 3,013 |
| Average Assets, year-to-date | $340,330,500 | 1,734 |
| Average Assets, quarterly | $340,330,500 | 1,734 |
| Volatile liabilities | $114,995,000 | 1,075 |
| Insider loans | $19,657,000 | 236 |
| FHLB advances | $40,500,000 | 958 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $67,135,000 | 1,298 |
| Tier 1 (core) risk-based capital | $26,745,000 | 2,113 |
| Tier 2 risk-based capital | $3,638,000 | 1,286 |
| Total risk weighted assets | $289,877,000 | 1,457 |
| Total unused commitments | $67,135,000 | 1,298 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank |
| # of Employees: | 71 | 2,429 |
| Assets and Liabilities |
| Total Assets: | $339,788,000 | 1,743 |
| Cash and due from depository institutions | $8,641,000 | 2,429 |
| Interest-bearing balances | $182,000 | 4,489 |
| Securities | $52,028,000 | 2,341 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $267,136,000 | 1,484 |
| Loan loss allowance | $4,997,000 | 946 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,873,000 | 1,781 |
| Other real estate owned | $266,000 | 2,429 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,844,000 | 2,364 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $339,788,000 | 1,743 |
| Total liabilities | $313,702,000 | 1,718 |
| Total deposits | $243,988,000 | 1,926 |
| Interest-bearing deposits | $185,178,000 | 2,139 |
| Deposits held in domestic offices | $243,988,000 | 1,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,125,000 | 634 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $40,500,000 | 1,065 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,089,000 | 1,866 |
| Total equity capital | $26,086,000 | 2,236 |
| Total bank equity capital | $26,086,000 | 2,236 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,250,000 | 2,475 |
| Surplus | $10,884,000 | 1,937 |
| Undivided profits | $13,952,000 | 2,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $841,000 | 2,735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,257,000 | 1,217 |
| Earning assets | $319,346,000 | 1,713 |
| Long-term assets (5+ years) | $24,586,000 | 3,078 |
| Average Assets, year-to-date | $313,976,400 | 1,793 |
| Average Assets, quarterly | $331,004,500 | 1,768 |
| Volatile liabilities | $95,444,000 | 1,254 |
| Insider loans | $24,263,000 | 181 |
| FHLB advances | $40,500,000 | 968 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $79,173,000 | 1,096 |
| Tier 1 (core) risk-based capital | $25,935,000 | 2,148 |
| Tier 2 risk-based capital | $3,599,000 | 1,284 |
| Total risk weighted assets | $286,509,000 | 1,459 |
| Total unused commitments | $79,173,000 | 1,096 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank |
| # of Employees: | 69 | 2,501 |
| Assets and Liabilities |
| Total Assets: | $322,221,000 | 1,813 |
| Cash and due from depository institutions | $8,383,000 | 2,501 |
| Interest-bearing balances | $92,000 | 5,401 |
| Securities | $41,814,000 | 2,797 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $260,691,000 | 1,484 |
| Loan loss allowance | $4,705,000 | 993 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,897,000 | 1,721 |
| Other real estate owned | $266,000 | 2,501 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,170,000 | 2,544 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $322,221,000 | 1,813 |
| Total liabilities | $297,091,000 | 1,767 |
| Total deposits | $224,037,000 | 2,063 |
| Interest-bearing deposits | $170,809,000 | 2,301 |
| Deposits held in domestic offices | $224,037,000 | 2,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,200,000 | 580 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $40,500,000 | 1,048 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,354,000 | 2,570 |
| Total equity capital | $25,130,000 | 2,294 |
| Total bank equity capital | $25,130,000 | 2,294 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,250,000 | 2,472 |
| Surplus | $10,867,000 | 1,902 |
| Undivided profits | $13,013,000 | 2,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,421,000 | 1,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,190,000 | 1,301 |
| Earning assets | $302,597,000 | 1,769 |
| Long-term assets (5+ years) | $23,810,000 | 3,202 |
| Average Assets, year-to-date | $307,523,500 | 1,840 |
| Average Assets, quarterly | $317,454,000 | 1,819 |
| Volatile liabilities | $82,946,000 | 1,363 |
| Insider loans | $25,927,000 | 167 |
| FHLB advances | $40,500,000 | 950 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $71,625,000 | 1,194 |
| Tier 1 (core) risk-based capital | $24,780,000 | 2,211 |
| Tier 2 risk-based capital | $3,515,000 | 1,308 |
| Total risk weighted assets | $280,007,000 | 1,469 |
| Total unused commitments | $71,625,000 | 1,195 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank |
| # of Employees: | 76 | 2,259 |
| Assets and Liabilities |
| Total Assets: | $312,687,000 | 1,844 |
| Cash and due from depository institutions | $11,784,000 | 2,259 |
| Interest-bearing balances | $325,000 | 3,991 |
| Securities | $44,657,000 | 2,681 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $244,333,000 | 1,533 |
| Loan loss allowance | $4,386,000 | 1,057 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,965,000 | 1,686 |
| Other real estate owned | $563,000 | 2,259 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,385,000 | 2,482 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $312,687,000 | 1,844 |
| Total liabilities | $289,155,000 | 1,800 |
| Total deposits | $214,148,000 | 2,133 |
| Interest-bearing deposits | $159,092,000 | 2,434 |
| Deposits held in domestic offices | $214,148,000 | 2,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,263,000 | 553 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $40,500,000 | 1,053 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,244,000 | 2,503 |
| Total equity capital | $23,532,000 | 2,336 |
| Total bank equity capital | $23,532,000 | 2,336 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,250,000 | 2,475 |
| Surplus | $9,866,000 | 2,017 |
| Undivided profits | $12,416,000 | 2,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,925,000 | 1,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,821,000 | 1,489 |
| Earning assets | $289,315,000 | 1,813 |
| Long-term assets (5+ years) | $26,887,000 | 3,038 |
| Average Assets, year-to-date | $302,624,330 | 1,856 |
| Average Assets, quarterly | $307,408,500 | 1,853 |
| Volatile liabilities | $75,400,000 | 1,449 |
| Insider loans | $27,575,000 | 151 |
| FHLB advances | $40,500,000 | 959 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $54,184,000 | 1,464 |
| Tier 1 (core) risk-based capital | $23,562,000 | 2,263 |
| Tier 2 risk-based capital | $3,208,000 | 1,404 |
| Total risk weighted assets | $255,491,000 | 1,566 |
| Total unused commitments | $54,184,000 | 1,468 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank |
| # of Employees: | 74 | 2,312 |
| Assets and Liabilities |
| Total Assets: | $302,130,000 | 1,875 |
| Cash and due from depository institutions | $8,443,000 | 2,312 |
| Interest-bearing balances | $277,000 | 4,352 |
| Securities | $49,417,000 | 2,479 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $232,358,000 | 1,583 |
| Loan loss allowance | $4,127,000 | 1,112 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,098,000 | 1,621 |
| Other real estate owned | $582,000 | 2,312 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,232,000 | 2,399 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $302,130,000 | 1,875 |
| Total liabilities | $278,875,000 | 1,827 |
| Total deposits | $217,147,000 | 2,088 |
| Interest-bearing deposits | $160,282,000 | 2,408 |
| Deposits held in domestic offices | $217,147,000 | 2,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,309,000 | 739 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $40,500,000 | 976 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,919,000 | 2,026 |
| Total equity capital | $23,255,000 | 2,422 |
| Total bank equity capital | $23,255,000 | 2,422 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,250,000 | 2,473 |
| Surplus | $9,813,000 | 1,987 |
| Undivided profits | $12,192,000 | 2,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,442,000 | 1,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,749,000 | 1,571 |
| Earning assets | $282,052,000 | 1,837 |
| Long-term assets (5+ years) | $26,105,000 | 3,059 |
| Average Assets, year-to-date | $297,593,000 | 1,881 |
| Average Assets, quarterly | $297,593,000 | 1,881 |
| Volatile liabilities | $60,914,000 | 1,654 |
| Insider loans | $21,306,000 | 193 |
| FHLB advances | $40,500,000 | 885 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $48,835,000 | 1,546 |
| Tier 1 (core) risk-based capital | $22,567,000 | 2,329 |
| Tier 2 risk-based capital | $3,055,000 | 1,456 |
| Total risk weighted assets | $243,279,000 | 1,598 |
| Total unused commitments | $48,835,000 | 1,549 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank |
| # of Employees: | 77 | 2,242 |
| Assets and Liabilities |
| Total Assets: | $293,056,000 | 1,918 |
| Cash and due from depository institutions | $14,282,000 | 2,242 |
| Interest-bearing balances | $470,000 | 3,742 |
| Securities | $41,472,000 | 2,893 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $225,322,000 | 1,615 |
| Loan loss allowance | $3,721,000 | 1,238 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,167,000 | 1,579 |
| Other real estate owned | $547,000 | 2,242 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,266,000 | 2,401 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $293,056,000 | 1,918 |
| Total liabilities | $270,611,000 | 1,873 |
| Total deposits | $194,729,000 | 2,326 |
| Interest-bearing deposits | $136,568,000 | 2,781 |
| Deposits held in domestic offices | $194,729,000 | 2,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,217,000 | 558 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,500,000 | 996 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,165,000 | 2,783 |
| Total equity capital | $22,445,000 | 2,450 |
| Total bank equity capital | $22,445,000 | 2,450 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,250,000 | 2,486 |
| Surplus | $9,813,000 | 1,956 |
| Undivided profits | $11,382,000 | 2,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,764,000 | 1,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,882,000 | 1,480 |
| Earning assets | $267,264,000 | 1,918 |
| Long-term assets (5+ years) | $10,798,000 | 4,872 |
| Average Assets, year-to-date | $281,354,600 | 1,918 |
| Average Assets, quarterly | $290,987,500 | 1,911 |
| Volatile liabilities | $65,693,000 | 1,555 |
| Insider loans | $20,519,000 | 210 |
| FHLB advances | $40,500,000 | 898 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $39,385,000 | 1,766 |
| Tier 1 (core) risk-based capital | $21,823,000 | 2,380 |
| Tier 2 risk-based capital | $2,980,000 | 1,482 |
| Total risk weighted assets | $237,675,000 | 1,620 |
| Total unused commitments | $39,385,000 | 1,769 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank |
| # of Employees: | 77 | 2,245 |
| Assets and Liabilities |
| Total Assets: | $288,919,000 | 1,954 |
| Cash and due from depository institutions | $16,143,000 | 2,245 |
| Interest-bearing balances | $362,000 | 4,138 |
| Securities | $40,093,000 | 2,924 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $218,137,000 | 1,640 |
| Loan loss allowance | $3,625,000 | 1,287 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,216,000 | 1,558 |
| Other real estate owned | $3,551,000 | 2,245 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,779,000 | 2,584 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $288,919,000 | 1,954 |
| Total liabilities | $266,589,000 | 1,913 |
| Total deposits | $193,662,000 | 2,340 |
| Interest-bearing deposits | $139,770,000 | 2,725 |
| Deposits held in domestic offices | $193,662,000 | 2,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,289,000 | 579 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,500,000 | 986 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,138,000 | 1,818 |
| Total equity capital | $22,330,000 | 2,463 |
| Total bank equity capital | $22,330,000 | 2,463 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,250,000 | 2,501 |
| Surplus | $9,314,000 | 2,027 |
| Undivided profits | $11,766,000 | 2,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $914,000 | 3,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,748,000 | 1,744 |
| Earning assets | $258,592,000 | 1,984 |
| Long-term assets (5+ years) | $8,521,000 | 5,323 |
| Average Assets, year-to-date | $278,429,250 | 1,956 |
| Average Assets, quarterly | $286,545,500 | 1,948 |
| Volatile liabilities | $61,759,000 | 1,606 |
| Insider loans | $20,211,000 | 213 |
| FHLB advances | $40,500,000 | 890 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $28,149,000 | 2,260 |
| Tier 1 (core) risk-based capital | $21,578,000 | 2,408 |
| Tier 2 risk-based capital | $2,928,000 | 1,491 |
| Total risk weighted assets | $233,545,000 | 1,634 |
| Total unused commitments | $28,149,000 | 2,264 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank |
| # of Employees: | 78 | 2,230 |
| Assets and Liabilities |
| Total Assets: | $284,172,000 | 1,959 |
| Cash and due from depository institutions | $18,231,000 | 2,230 |
| Interest-bearing balances | $189,000 | 4,881 |
| Securities | $43,411,000 | 2,698 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $207,424,000 | 1,691 |
| Loan loss allowance | $3,582,000 | 1,274 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,256,000 | 1,515 |
| Other real estate owned | $4,168,000 | 2,230 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,682,000 | 2,530 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $284,172,000 | 1,959 |
| Total liabilities | $262,830,000 | 1,911 |
| Total deposits | $181,998,000 | 2,462 |
| Interest-bearing deposits | $129,016,000 | 2,914 |
| Deposits held in domestic offices | $181,998,000 | 2,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,915,000 | 536 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $45,500,000 | 894 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,417,000 | 2,604 |
| Total equity capital | $21,342,000 | 2,551 |
| Total bank equity capital | $21,342,000 | 2,551 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,250,000 | 2,501 |
| Surplus | $8,314,000 | 2,206 |
| Undivided profits | $11,778,000 | 2,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,067,000 | 2,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,813,000 | 1,569 |
| Earning assets | $251,024,000 | 2,020 |
| Long-term assets (5+ years) | $12,427,000 | 4,468 |
| Average Assets, year-to-date | $274,932,670 | 1,974 |
| Average Assets, quarterly | $275,307,500 | 1,995 |
| Volatile liabilities | $69,976,000 | 1,429 |
| Insider loans | $20,299,000 | 204 |
| FHLB advances | $45,500,000 | 799 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $28,703,000 | 2,184 |
| Tier 1 (core) risk-based capital | $20,288,000 | 2,494 |
| Tier 2 risk-based capital | $2,814,000 | 1,498 |
| Total risk weighted assets | $224,387,000 | 1,656 |
| Total unused commitments | $28,703,000 | 2,195 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank |
| # of Employees: | 77 | 2,238 |
| Assets and Liabilities |
| Total Assets: | $266,443,000 | 2,047 |
| Cash and due from depository institutions | $14,166,000 | 2,238 |
| Interest-bearing balances | $480,000 | 3,909 |
| Securities | $42,958,000 | 2,686 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $194,568,000 | 1,766 |
| Loan loss allowance | $5,285,000 | 866 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,266,000 | 1,486 |
| Other real estate owned | $3,631,000 | 2,238 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,854,000 | 2,417 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,443,000 | 2,047 |
| Total liabilities | $246,722,000 | 1,987 |
| Total deposits | $181,987,000 | 2,450 |
| Interest-bearing deposits | $133,583,000 | 2,823 |
| Deposits held in domestic offices | $181,987,000 | 2,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,595,000 | 744 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $45,500,000 | 865 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,640,000 | 2,383 |
| Total equity capital | $19,721,000 | 2,678 |
| Total bank equity capital | $19,721,000 | 2,678 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,250,000 | 2,513 |
| Surplus | $7,244,000 | 2,452 |
| Undivided profits | $11,227,000 | 2,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,840,000 | 874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,636,000 | 1,813 |
| Earning assets | $238,006,000 | 2,105 |
| Long-term assets (5+ years) | $9,675,000 | 4,892 |
| Average Assets, year-to-date | $270,313,000 | 2,000 |
| Average Assets, quarterly | $270,313,000 | 2,000 |
| Volatile liabilities | $53,590,000 | 1,731 |
| Insider loans | $18,037,000 | 234 |
| FHLB advances | $45,500,000 | 782 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $28,789,000 | 2,113 |
| Tier 1 (core) risk-based capital | $18,773,000 | 2,635 |
| Tier 2 risk-based capital | $2,617,000 | 1,574 |
| Total risk weighted assets | $206,652,000 | 1,752 |
| Total unused commitments | $28,789,000 | 2,121 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank |
| # of Employees: | 81 | 2,130 |
| Assets and Liabilities |
| Total Assets: | $274,183,000 | 1,955 |
| Cash and due from depository institutions | $21,891,000 | 2,130 |
| Interest-bearing balances | $1,184,000 | 2,927 |
| Securities | $39,120,000 | 2,862 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $199,078,000 | 1,720 |
| Loan loss allowance | $3,340,000 | 1,315 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,298,000 | 1,471 |
| Other real estate owned | $3,319,000 | 2,130 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,477,000 | 2,545 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $274,183,000 | 1,955 |
| Total liabilities | $254,117,000 | 1,905 |
| Total deposits | $188,835,000 | 2,314 |
| Interest-bearing deposits | $135,448,000 | 2,733 |
| Deposits held in domestic offices | $188,835,000 | 2,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,100,000 | 589 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $35,500,000 | 1,032 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,682,000 | 2,324 |
| Total equity capital | $20,066,000 | 2,610 |
| Total bank equity capital | $20,066,000 | 2,610 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,250,000 | 2,515 |
| Surplus | $5,944,000 | 2,819 |
| Undivided profits | $12,872,000 | 2,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,691,000 | 1,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,404,000 | 1,205 |
| Earning assets | $239,382,000 | 2,054 |
| Long-term assets (5+ years) | $9,939,000 | 4,821 |
| Average Assets, year-to-date | $254,447,200 | 1,994 |
| Average Assets, quarterly | $264,106,500 | 2,011 |
| Volatile liabilities | $80,182,000 | 1,236 |
| Insider loans | $18,496,000 | 213 |
| FHLB advances | $35,500,000 | 923 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $31,700,000 | 1,879 |
| Tier 1 (core) risk-based capital | $19,011,000 | 2,561 |
| Tier 2 risk-based capital | $2,688,000 | 1,511 |
| Total risk weighted assets | $214,386,000 | 1,672 |
| Total unused commitments | $31,700,000 | 1,885 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank |
| # of Employees: | 91 | 1,879 |
| Assets and Liabilities |
| Total Assets: | $246,202,000 | 2,064 |
| Cash and due from depository institutions | $13,617,000 | 1,879 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $42,459,000 | 2,540 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $179,643,000 | 1,829 |
| Loan loss allowance | $2,433,000 | 1,671 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,549,000 | 1,355 |
| Other real estate owned | $265,000 | 1,879 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,669,000 | 2,891 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,202,000 | 2,064 |
| Total liabilities | $223,241,000 | 2,038 |
| Total deposits | $163,284,000 | 2,504 |
| Interest-bearing deposits | $117,805,000 | 2,945 |
| Deposits held in domestic offices | $163,284,000 | 2,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,004,000 | 520 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,000,000 | 1,402 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,953,000 | 1,161 |
| Total equity capital | $22,961,000 | 2,151 |
| Total bank equity capital | $22,961,000 | 2,151 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,250,000 | 2,560 |
| Surplus | $5,083,000 | 3,059 |
| Undivided profits | $16,628,000 | 1,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,057,000 | 994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,541,000 | 1,235 |
| Earning assets | $222,102,000 | 2,100 |
| Long-term assets (5+ years) | $15,828,000 | 3,810 |
| Average Assets, year-to-date | $257,309,400 | 1,888 |
| Average Assets, quarterly | $257,468,000 | 1,946 |
| Volatile liabilities | $57,263,000 | 1,576 |
| Insider loans | $15,293,000 | 251 |
| FHLB advances | $20,000,000 | 1,282 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $25,667,000 | 2,088 |
| Tier 1 (core) risk-based capital | $22,247,000 | 2,095 |
| Tier 2 risk-based capital | $2,433,000 | 1,546 |
| Total risk weighted assets | $194,692,000 | 1,747 |
| Total unused commitments | $25,667,000 | 2,093 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank |
| # of Employees: | 91 | 1,835 |
| Assets and Liabilities |
| Total Assets: | $252,500,000 | 1,908 |
| Cash and due from depository institutions | $10,610,000 | 1,835 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $38,573,000 | 2,782 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $192,087,000 | 1,652 |
| Loan loss allowance | $2,693,000 | 1,436 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,989,000 | 1,179 |
| Other real estate owned | $73,000 | 1,835 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,168,000 | 2,130 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $252,500,000 | 1,908 |
| Total liabilities | $233,855,000 | 1,856 |
| Total deposits | $203,551,000 | 1,911 |
| Interest-bearing deposits | $152,878,000 | 2,226 |
| Deposits held in domestic offices | $203,551,000 | 1,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,144,000 | 622 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,160,000 | 1,407 |
| Total equity capital | $18,645,000 | 2,514 |
| Total bank equity capital | $18,645,000 | 2,514 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,250,000 | 2,615 |
| Surplus | $4,636,000 | 3,242 |
| Undivided profits | $12,759,000 | 2,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,729,000 | 933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,870,000 | 857 |
| Earning assets | $230,660,000 | 1,931 |
| Long-term assets (5+ years) | $10,759,000 | 4,432 |
| Average Assets, year-to-date | $237,106,200 | 1,938 |
| Average Assets, quarterly | $246,934,500 | 1,923 |
| Volatile liabilities | $76,940,000 | 1,206 |
| Insider loans | $16,231,000 | 240 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $26,199,000 | 1,926 |
| Tier 1 (core) risk-based capital | $18,494,000 | 2,427 |
| Tier 2 risk-based capital | $2,566,860 | 1,410 |
| Total risk weighted assets | $205,222,960 | 1,585 |
| Total unused commitments | $26,199,000 | 1,928 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank |
| # of Employees: | 91 | 1,890 |
| Assets and Liabilities |
| Total Assets: | $220,210,000 | 2,132 |
| Cash and due from depository institutions | $11,633,000 | 1,890 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $37,623,000 | 2,951 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $159,756,000 | 1,887 |
| Loan loss allowance | $2,606,000 | 1,445 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,200,000 | 1,139 |
| Other real estate owned | $184,000 | 1,890 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,814,000 | 2,308 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,210,000 | 2,132 |
| Total liabilities | $203,465,000 | 2,078 |
| Total deposits | $183,552,000 | 2,069 |
| Interest-bearing deposits | $139,769,000 | 2,354 |
| Deposits held in domestic offices | $183,552,000 | 2,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,507,000 | 887 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,406,000 | 1,625 |
| Total equity capital | $16,745,000 | 2,646 |
| Total bank equity capital | $16,745,000 | 2,646 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,250,000 | 2,674 |
| Surplus | $4,633,000 | 3,206 |
| Undivided profits | $10,862,000 | 2,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,785,000 | 856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,165,000 | 979 |
| Earning assets | $197,379,000 | 2,180 |
| Long-term assets (5+ years) | $9,252,000 | 5,026 |
| Average Assets, year-to-date | $223,318,800 | 2,023 |
| Average Assets, quarterly | $221,609,000 | 2,094 |
| Volatile liabilities | $43,367,000 | 1,862 |
| Insider loans | $7,995,000 | 553 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $358,000 | 1,036 |
| Unused loan commitments | $34,955,000 | 1,555 |
| Tier 1 (core) risk-based capital | $17,239,000 | 2,540 |
| Tier 2 risk-based capital | $2,163,810 | 1,571 |
| Total risk weighted assets | $172,662,310 | 1,777 |
| Total unused commitments | $34,955,000 | 1,557 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank |
| # of Employees: | 89 | 1,934 |
| Assets and Liabilities |
| Total Assets: | $213,415,000 | 2,161 |
| Cash and due from depository institutions | $9,095,000 | 1,934 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $35,955,000 | 3,104 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $157,179,000 | 1,790 |
| Loan loss allowance | $2,411,000 | 1,498 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,686,000 | 982 |
| Other real estate owned | $98,000 | 1,934 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,402,000 | 2,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,415,000 | 2,161 |
| Total liabilities | $196,922,000 | 2,111 |
| Total deposits | $183,830,000 | 2,066 |
| Interest-bearing deposits | $142,673,000 | 2,298 |
| Deposits held in domestic offices | $183,830,000 | 2,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,700,000 | 1,013 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,392,000 | 1,709 |
| Total equity capital | $16,493,000 | 2,720 |
| Total bank equity capital | $16,493,000 | 2,720 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,250,000 | 2,656 |
| Surplus | $4,633,000 | 3,060 |
| Undivided profits | $10,610,000 | 2,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $909,000 | 2,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,081,000 | 993 |
| Earning assets | $193,134,000 | 2,200 |
| Long-term assets (5+ years) | $15,597,000 | 3,674 |
| Average Assets, year-to-date | $211,611,800 | 2,062 |
| Average Assets, quarterly | $213,072,500 | 2,127 |
| Volatile liabilities | $30,877,000 | 2,102 |
| Insider loans | $10,548,000 | 379 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $663,000 | 1,179 |
| Unused loan commitments | $35,494,000 | 1,463 |
| Tier 1 (core) risk-based capital | $16,210,000 | 2,634 |
| Tier 2 risk-based capital | $2,153,230 | 1,515 |
| Total risk weighted assets | $172,000,530 | 1,674 |
| Total unused commitments | $35,494,000 | 1,469 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 89 | 1,990 |
| Assets and Liabilities |
| Total Assets: | $207,053,000 | 2,196 |
| Cash and due from depository institutions | $14,443,000 | 1,990 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $33,664,000 | 3,290 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $149,114,000 | 1,891 |
| Loan loss allowance | $2,100,000 | 1,709 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,690,000 | 1,158 |
| Other real estate owned | $79,000 | 1,990 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,063,000 | 2,350 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,053,000 | 2,196 |
| Total liabilities | $192,088,000 | 2,133 |
| Total deposits | $186,362,000 | 2,025 |
| Interest-bearing deposits | $144,673,000 | 2,226 |
| Deposits held in domestic offices | $186,362,000 | 2,017 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,975,000 | 1,863 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,751,000 | 1,561 |
| Total equity capital | $14,965,000 | 2,959 |
| Total bank equity capital | $14,965,000 | 2,959 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,250,000 | 2,702 |
| Surplus | $4,564,000 | 3,026 |
| Undivided profits | $9,151,000 | 2,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,242,000 | 2,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,833,000 | 1,190 |
| Earning assets | $182,778,000 | 2,286 |
| Long-term assets (5+ years) | $12,034,000 | 3,867 |
| Average Assets, year-to-date | $197,462,600 | 2,202 |
| Average Assets, quarterly | $203,173,500 | 2,208 |
| Volatile liabilities | $34,534,000 | 1,900 |
| Insider loans | $10,122,000 | 383 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $22,926,000 | 1,907 |
| Tier 1 (core) risk-based capital | $14,823,000 | 2,864 |
| Tier 2 risk-based capital | $2,025,940 | 1,517 |
| Total risk weighted assets | $162,000,840 | 1,736 |
| Total unused commitments | $22,926,000 | 1,912 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 84 | 2,234 |
| Assets and Liabilities |
| Total Assets: | $192,496,000 | 2,422 |
| Cash and due from depository institutions | $15,432,000 | 2,234 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $33,599,000 | 3,587 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $134,900,000 | 2,111 |
| Loan loss allowance | $1,942,000 | 1,953 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,501,000 | 1,434 |
| Other real estate owned | $0 | 2,234 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,064,000 | 2,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,496,000 | 2,422 |
| Total liabilities | $177,965,000 | 2,374 |
| Total deposits | $167,294,000 | 2,323 |
| Interest-bearing deposits | $129,493,000 | 2,569 |
| Deposits held in domestic offices | $167,294,000 | 2,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,225,000 | 1,272 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,446,000 | 1,716 |
| Total equity capital | $14,531,000 | 3,062 |
| Total bank equity capital | $14,531,000 | 3,062 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,250,000 | 2,879 |
| Surplus | $4,563,000 | 3,097 |
| Undivided profits | $8,718,000 | 2,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,108,000 | 2,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,894,000 | 1,155 |
| Earning assets | $168,499,000 | 2,533 |
| Long-term assets (5+ years) | $10,485,000 | 4,109 |
| Average Assets, year-to-date | $190,462,200 | 2,367 |
| Average Assets, quarterly | $190,343,500 | 2,425 |
| Volatile liabilities | $29,763,000 | 2,095 |
| Insider loans | $9,270,000 | 466 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $25,870,000 | 1,711 |
| Tier 1 (core) risk-based capital | $14,541,000 | 2,978 |
| Tier 2 risk-based capital | $1,810,980 | 1,729 |
| Total risk weighted assets | $144,747,680 | 1,942 |
| Total unused commitments | $25,870,000 | 1,727 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 82 | 2,378 |
| Assets and Liabilities |
| Total Assets: | $181,999,000 | 2,557 |
| Cash and due from depository institutions | $12,539,000 | 2,378 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $31,555,000 | 3,918 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 9,018 |
| Net loans & leases | $129,715,000 | 2,153 |
| Loan loss allowance | $1,772,000 | 2,148 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,093,000 | 1,517 |
| Other real estate owned | $45,000 | 2,378 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,902,000 | 2,592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,999,000 | 2,557 |
| Total liabilities | $167,271,000 | 2,514 |
| Total deposits | $164,643,000 | 2,378 |
| Interest-bearing deposits | $126,121,000 | 2,656 |
| Deposits held in domestic offices | $164,643,000 | 2,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,628,000 | 1,694 |
| Total equity capital | $14,728,000 | 3,022 |
| Total bank equity capital | $14,728,000 | 3,022 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,250,000 | 2,976 |
| Surplus | $4,400,000 | 3,176 |
| Undivided profits | $9,078,000 | 2,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,222,000 | 2,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,945,000 | 1,164 |
| Earning assets | $161,420,000 | 2,627 |
| Long-term assets (5+ years) | $8,313,000 | 4,497 |
| Average Assets, year-to-date | $180,149,400 | 2,492 |
| Average Assets, quarterly | $181,174,000 | 2,540 |
| Volatile liabilities | $19,587,000 | 2,677 |
| Insider loans | $7,710,000 | 575 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $27,031,000 | 1,610 |
| Tier 1 (core) risk-based capital | $14,630,000 | 2,944 |
| Tier 2 risk-based capital | $1,737,030 | 1,788 |
| Total risk weighted assets | $138,927,230 | 2,005 |
| Total unused commitments | $27,031,000 | 1,623 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 82 | 2,436 |
| Assets and Liabilities |
| Total Assets: | $183,269,000 | 2,510 |
| Cash and due from depository institutions | $17,069,000 | 2,436 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $29,389,000 | 4,340 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $128,369,000 | 2,150 |
| Loan loss allowance | $1,673,000 | 2,302 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,233,000 | 1,413 |
| Other real estate owned | $97,000 | 2,436 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,112,000 | 2,582 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,269,000 | 2,510 |
| Total liabilities | $171,400,000 | 2,433 |
| Total deposits | $169,441,000 | 2,270 |
| Interest-bearing deposits | $130,006,000 | 2,545 |
| Deposits held in domestic offices | $169,441,000 | 2,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,959,000 | 1,828 |
| Total equity capital | $11,869,000 | 3,408 |
| Total bank equity capital | $11,869,000 | 3,408 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,250,000 | 3,089 |
| Surplus | $4,400,000 | 3,078 |
| Undivided profits | $6,219,000 | 3,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,559,000 | 1,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,733,000 | 1,121 |
| Earning assets | $157,758,000 | 2,645 |
| Long-term assets (5+ years) | $4,644,000 | 6,210 |
| Average Assets, year-to-date | $169,637,000 | 2,621 |
| Average Assets, quarterly | $180,074,500 | 2,517 |
| Volatile liabilities | $15,723,000 | 3,079 |
| Insider loans | $7,983,000 | 546 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $21,716,000 | 1,807 |
| Tier 1 (core) risk-based capital | $12,635,000 | 3,269 |
| Tier 2 risk-based capital | $1,673,000 | 1,850 |
| Total risk weighted assets | $136,473,400 | 1,999 |
| Total unused commitments | $21,716,000 | 1,819 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank |
| # of Employees: | 78 | 2,677 |
| Assets and Liabilities |
| Total Assets: | $159,060,000 | 2,884 |
| Cash and due from depository institutions | $15,491,000 | 2,677 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $22,508,000 | 5,631 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $113,465,000 | 2,331 |
| Loan loss allowance | $1,486,000 | 2,650 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,281,000 | 1,387 |
| Other real estate owned | $240,000 | 2,677 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,075,000 | 3,383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,060,000 | 2,884 |
| Total liabilities | $147,924,000 | 2,838 |
| Total deposits | $146,322,000 | 2,699 |
| Interest-bearing deposits | $115,100,000 | 2,967 |
| Deposits held in domestic offices | $146,322,000 | 2,689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,602,000 | 2,182 |
| Total equity capital | $11,136,000 | 3,664 |
| Total bank equity capital | $11,136,000 | 3,664 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,250,000 | 3,180 |
| Surplus | $4,400,000 | 3,019 |
| Undivided profits | $5,486,000 | 4,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $766,000 | 3,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,284,000 | 1,329 |
| Earning assets | $135,973,000 | 3,088 |
| Long-term assets (5+ years) | $4,986,000 | 6,410 |
| Average Assets, year-to-date | $150,289,800 | 2,969 |
| Average Assets, quarterly | $155,516,500 | 2,921 |
| Volatile liabilities | $19,981,000 | 2,408 |
| Insider loans | $6,085,000 | 686 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,727,000 | 1,856 |
| Tier 1 (core) risk-based capital | $11,014,000 | 3,633 |
| Tier 2 risk-based capital | $1,486,000 | 2,047 |
| Total risk weighted assets | $121,502,800 | 2,193 |
| Total unused commitments | $20,727,000 | 1,876 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank |
| # of Employees: | 73 | 2,939 |
| Assets and Liabilities |
| Total Assets: | $146,038,000 | 3,186 |
| Cash and due from depository institutions | $13,958,000 | 2,939 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $23,503,000 | 5,422 |
| Federal funds sold & reverse repurchase agreements | $445,000 | 10,295 |
| Net loans & leases | $100,972,000 | 2,654 |
| Loan loss allowance | $1,359,000 | 2,913 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,971,000 | 1,459 |
| Other real estate owned | $373,000 | 2,939 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,816,000 | 3,909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,038,000 | 3,186 |
| Total liabilities | $135,732,000 | 3,138 |
| Total deposits | $133,694,000 | 3,042 |
| Interest-bearing deposits | $100,412,000 | 3,518 |
| Deposits held in domestic offices | $133,694,000 | 3,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $550,000 | 2,946 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,488,000 | 2,370 |
| Total equity capital | $10,306,000 | 3,764 |
| Total bank equity capital | $10,306,000 | 3,764 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,250,000 | 3,303 |
| Surplus | $4,200,000 | 3,015 |
| Undivided profits | $4,856,000 | 4,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,211,000 | 3,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $928,000 | 2,133 |
| Earning assets | $124,920,000 | 3,394 |
| Long-term assets (5+ years) | $12,018,000 | 3,828 |
| Average Assets, year-to-date | $141,360,600 | 3,222 |
| Average Assets, quarterly | $143,516,000 | 3,225 |
| Volatile liabilities | $14,335,000 | 3,085 |
| Insider loans | $956,000 | 893 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $18,882,000 | 1,898 |
| Tier 1 (core) risk-based capital | $10,306,000 | 3,709 |
| Tier 2 risk-based capital | $1,359,000 | 2,240 |
| Total risk weighted assets | $110,861,800 | 2,455 |
| Total unused commitments | $18,882,000 | 1,913 |
| Derivatives | $0 | 651 |
