Home > Savoy Bank > Income and Expense
Savoy Bank, Income and Expense
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $7,066,000 | 1,124 |
| Total interest expense | $1,224,000 | 647 |
| Net interest income | $5,842,000 | 1,207 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,452,000 | 1,207 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $4,000 | 4,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,448,000 | 999 |
| Total noninterest expense | $3,005,000 | 1,719 |
| Salaries and employee benefits | $1,564,000 | 1,850 |
| Premises and equipment expense | $246,000 | 2,085 |
| Additional noninterest expense | $1,195,000 | 1,333 |
| Pre-tax net operating income | $4,289,000 | 874 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $1,249,000 | 643 |
| Income before extraordinary items | $3,040,000 | 1,009 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $3,040,000 | 1,009 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,040,000 | 1,009 |
| Net charge-offs | $-46,000 | 4,593 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,040,000 | 981 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $25,458,000 | 1,217 |
| Total interest expense | $6,213,000 | 772 |
| Net interest income | $19,245,000 | 1,330 |
| Provision for loan and lease losses | $3,275,000 | 749 |
| Total noninterest income | $3,745,000 | 1,526 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $36,000 | 4,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,709,000 | 1,273 |
| Total noninterest expense | $11,928,000 | 1,719 |
| Salaries and employee benefits | $7,129,000 | 1,662 |
| Premises and equipment expense | $925,000 | 2,135 |
| Additional noninterest expense | $3,874,000 | 1,568 |
| Pre-tax net operating income | $7,787,000 | 1,274 |
| Securities gains (losses) | $16,000 | 2,179 |
| Applicable income taxes | $2,275,000 | 861 |
| Income before extraordinary items | $5,528,000 | 1,518 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,528,000 | 1,518 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,528,000 | 1,518 |
| Net charge-offs | $182,000 | 1,612 |
| Cash dividends | $481,000 | 2,865 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 516 |
| Net operating income | $5,515,360 | 1,475 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $19,094,000 | 1,216 |
| Total interest expense | $4,798,000 | 803 |
| Net interest income | $14,296,000 | 1,333 |
| Provision for loan and lease losses | $2,675,000 | 751 |
| Total noninterest income | $2,194,000 | 1,701 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $33,000 | 4,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,161,000 | 1,409 |
| Total noninterest expense | $9,333,000 | 1,636 |
| Salaries and employee benefits | $5,776,000 | 1,545 |
| Premises and equipment expense | $708,000 | 2,100 |
| Additional noninterest expense | $2,849,000 | 1,571 |
| Pre-tax net operating income | $4,482,000 | 1,535 |
| Securities gains (losses) | $16,000 | 1,993 |
| Applicable income taxes | $1,249,000 | 1,011 |
| Income before extraordinary items | $3,249,000 | 1,789 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,249,000 | 1,789 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,249,000 | 1,789 |
| Net charge-offs | $243,000 | 1,140 |
| Cash dividends | $481,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 475 |
| Net operating income | $3,236,360 | 1,741 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $12,552,000 | 1,242 |
| Total interest expense | $3,306,000 | 841 |
| Net interest income | $9,246,000 | 1,367 |
| Provision for loan and lease losses | $1,900,000 | 743 |
| Total noninterest income | $1,475,000 | 1,642 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $30,000 | 4,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,445,000 | 1,343 |
| Total noninterest expense | $6,195,000 | 1,634 |
| Salaries and employee benefits | $3,872,000 | 1,527 |
| Premises and equipment expense | $466,000 | 2,120 |
| Additional noninterest expense | $1,857,000 | 1,592 |
| Pre-tax net operating income | $2,626,000 | 1,626 |
| Securities gains (losses) | $16,000 | 1,748 |
| Applicable income taxes | $719,000 | 1,060 |
| Income before extraordinary items | $1,923,000 | 1,899 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,923,000 | 1,899 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,923,000 | 1,900 |
| Net charge-offs | $-65,000 | 4,809 |
| Cash dividends | $481,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 439 |
| Net operating income | $1,910,360 | 1,865 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,701,000 | 1,345 |
| Total interest expense | $1,672,000 | 919 |
| Net interest income | $4,029,000 | 1,493 |
| Provision for loan and lease losses | $400,000 | 1,004 |
| Total noninterest income | $941,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $27,000 | 3,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $914,000 | 1,031 |
| Total noninterest expense | $3,092,000 | 1,645 |
| Salaries and employee benefits | $1,936,000 | 1,539 |
| Premises and equipment expense | $232,000 | 2,138 |
| Additional noninterest expense | $924,000 | 1,621 |
| Pre-tax net operating income | $1,478,000 | 1,333 |
| Securities gains (losses) | $12,000 | 1,271 |
| Applicable income taxes | $400,000 | 874 |
| Income before extraordinary items | $1,090,000 | 1,556 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,090,000 | 1,555 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,090,000 | 1,556 |
| Net charge-offs | $-32,000 | 4,767 |
| Cash dividends | $481,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 375 |
| Net operating income | $1,080,520 | 1,532 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $23,531,000 | 1,326 |
| Total interest expense | $6,781,000 | 952 |
| Net interest income | $16,750,000 | 1,445 |
| Provision for loan and lease losses | $2,840,000 | 390 |
| Total noninterest income | $4,374,000 | 1,227 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $135,000 | 3,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,239,000 | 925 |
| Total noninterest expense | $11,276,000 | 1,737 |
| Salaries and employee benefits | $6,958,000 | 1,638 |
| Premises and equipment expense | $898,000 | 2,189 |
| Additional noninterest expense | $3,420,000 | 1,700 |
| Pre-tax net operating income | $7,008,000 | 1,358 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,673,000 | 1,014 |
| Income before extraordinary items | $5,335,000 | 1,528 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,335,000 | 1,529 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,335,000 | 1,530 |
| Net charge-offs | $2,301,000 | 373 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 500 |
| Net operating income | $5,335,000 | 1,496 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $17,492,000 | 1,342 |
| Total interest expense | $5,030,000 | 971 |
| Net interest income | $12,462,000 | 1,465 |
| Provision for loan and lease losses | $2,465,000 | 345 |
| Total noninterest income | $3,105,000 | 1,272 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $108,000 | 3,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,997,000 | 959 |
| Total noninterest expense | $8,248,000 | 1,780 |
| Salaries and employee benefits | $5,158,000 | 1,663 |
| Premises and equipment expense | $634,000 | 2,284 |
| Additional noninterest expense | $2,456,000 | 1,782 |
| Pre-tax net operating income | $4,854,000 | 1,475 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,170,000 | 1,114 |
| Income before extraordinary items | $3,684,000 | 1,645 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,684,000 | 1,646 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,684,000 | 1,646 |
| Net charge-offs | $2,479,000 | 269 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 443 |
| Net operating income | $3,684,000 | 1,611 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $11,424,000 | 1,366 |
| Total interest expense | $3,239,000 | 986 |
| Net interest income | $8,185,000 | 1,488 |
| Provision for loan and lease losses | $1,465,000 | 371 |
| Total noninterest income | $2,127,000 | 1,218 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $70,000 | 3,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,057,000 | 910 |
| Total noninterest expense | $5,608,000 | 1,757 |
| Salaries and employee benefits | $3,489,000 | 1,643 |
| Premises and equipment expense | $419,000 | 2,300 |
| Additional noninterest expense | $1,700,000 | 1,734 |
| Pre-tax net operating income | $3,239,000 | 1,453 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $816,000 | 1,034 |
| Income before extraordinary items | $2,423,000 | 1,647 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,423,000 | 1,648 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,423,000 | 1,648 |
| Net charge-offs | $1,290,000 | 301 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 393 |
| Net operating income | $2,423,000 | 1,618 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,729,000 | 1,351 |
| Total interest expense | $1,548,000 | 993 |
| Net interest income | $4,181,000 | 1,460 |
| Provision for loan and lease losses | $815,000 | 327 |
| Total noninterest income | $1,120,000 | 1,148 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $40,000 | 3,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,080,000 | 855 |
| Total noninterest expense | $2,821,000 | 1,755 |
| Salaries and employee benefits | $1,772,000 | 1,635 |
| Premises and equipment expense | $210,000 | 2,331 |
| Additional noninterest expense | $839,000 | 1,739 |
| Pre-tax net operating income | $1,665,000 | 1,396 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $420,000 | 1,007 |
| Income before extraordinary items | $1,245,000 | 1,574 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,245,000 | 1,573 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,245,000 | 1,573 |
| Net charge-offs | $909,000 | 229 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 272 |
| Net operating income | $1,245,000 | 1,551 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $19,500,000 | 1,479 |
| Total interest expense | $4,509,000 | 1,016 |
| Net interest income | $14,991,000 | 1,605 |
| Provision for loan and lease losses | $2,503,000 | 428 |
| Total noninterest income | $2,872,000 | 1,593 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $161,000 | 3,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,711,000 | 1,226 |
| Total noninterest expense | $9,532,000 | 1,973 |
| Salaries and employee benefits | $5,709,000 | 1,889 |
| Premises and equipment expense | $792,000 | 2,378 |
| Additional noninterest expense | $3,031,000 | 1,902 |
| Pre-tax net operating income | $5,828,000 | 1,549 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,431,000 | 1,081 |
| Income before extraordinary items | $4,397,000 | 1,760 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,397,000 | 1,759 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,397,000 | 1,759 |
| Net charge-offs | $1,072,000 | 550 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $983,000 | 235 |
| Net operating income | $4,397,000 | 1,750 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,036,000 | 1,508 |
| Total interest expense | $3,206,000 | 1,003 |
| Net interest income | $10,830,000 | 1,665 |
| Provision for loan and lease losses | $1,828,000 | 414 |
| Total noninterest income | $2,358,000 | 1,503 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $114,000 | 3,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,244,000 | 1,163 |
| Total noninterest expense | $7,108,000 | 1,988 |
| Salaries and employee benefits | $4,222,000 | 1,900 |
| Premises and equipment expense | $646,000 | 2,272 |
| Additional noninterest expense | $2,240,000 | 1,924 |
| Pre-tax net operating income | $4,252,000 | 1,603 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,046,000 | 1,137 |
| Income before extraordinary items | $3,206,000 | 1,816 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,206,000 | 1,815 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,206,000 | 1,815 |
| Net charge-offs | $136,000 | 1,490 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,206,000 | 1,803 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,208,000 | 1,520 |
| Total interest expense | $1,937,000 | 1,037 |
| Net interest income | $7,271,000 | 1,643 |
| Provision for loan and lease losses | $1,303,000 | 390 |
| Total noninterest income | $1,916,000 | 1,328 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $70,000 | 3,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,846,000 | 993 |
| Total noninterest expense | $4,663,000 | 2,023 |
| Salaries and employee benefits | $2,766,000 | 1,935 |
| Premises and equipment expense | $444,000 | 2,250 |
| Additional noninterest expense | $1,453,000 | 1,975 |
| Pre-tax net operating income | $3,221,000 | 1,453 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $812,000 | 1,009 |
| Income before extraordinary items | $2,409,000 | 1,626 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,409,000 | 1,625 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,409,000 | 1,625 |
| Net charge-offs | $191,000 | 962 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,409,000 | 1,610 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,321,000 | 1,598 |
| Total interest expense | $905,000 | 1,045 |
| Net interest income | $3,416,000 | 1,743 |
| Provision for loan and lease losses | $772,000 | 330 |
| Total noninterest income | $1,185,000 | 1,133 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $30,000 | 4,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,155,000 | 830 |
| Total noninterest expense | $2,299,000 | 2,057 |
| Salaries and employee benefits | $1,335,000 | 2,016 |
| Premises and equipment expense | $221,000 | 2,294 |
| Additional noninterest expense | $743,000 | 1,932 |
| Pre-tax net operating income | $1,530,000 | 1,459 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $381,000 | 1,036 |
| Income before extraordinary items | $1,149,000 | 1,641 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,149,000 | 1,641 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,149,000 | 1,641 |
| Net charge-offs | $257,000 | 471 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,149,000 | 1,628 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,611,000 | 1,692 |
| Total interest expense | $2,508,000 | 1,288 |
| Net interest income | $13,103,000 | 1,765 |
| Provision for loan and lease losses | $2,425,000 | 444 |
| Total noninterest income | $3,387,000 | 1,454 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $105,000 | 4,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,282,000 | 1,097 |
| Total noninterest expense | $8,129,000 | 2,237 |
| Salaries and employee benefits | $4,563,000 | 2,247 |
| Premises and equipment expense | $1,394,000 | 1,620 |
| Additional noninterest expense | $2,172,000 | 2,509 |
| Pre-tax net operating income | $5,936,000 | 1,475 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,097,000 | 1,241 |
| Income before extraordinary items | $3,839,000 | 1,665 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,839,000 | 1,665 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,839,000 | 1,665 |
| Net charge-offs | $1,977,000 | 402 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,839,000 | 1,643 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,208,000 | 1,771 |
| Total interest expense | $1,723,000 | 1,365 |
| Net interest income | $9,485,000 | 1,831 |
| Provision for loan and lease losses | $1,025,000 | 675 |
| Total noninterest income | $2,020,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $80,000 | 4,300 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,940,000 | 1,308 |
| Total noninterest expense | $6,285,000 | 2,199 |
| Salaries and employee benefits | $3,431,000 | 2,254 |
| Premises and equipment expense | $1,226,000 | 1,399 |
| Additional noninterest expense | $1,628,000 | 2,514 |
| Pre-tax net operating income | $4,195,000 | 1,573 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,787,000 | 993 |
| Income before extraordinary items | $2,408,000 | 2,083 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,408,000 | 2,084 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,408,000 | 2,084 |
| Net charge-offs | $719,000 | 616 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,408,000 | 2,059 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,089,000 | 1,844 |
| Total interest expense | $1,024,000 | 1,454 |
| Net interest income | $6,065,000 | 1,879 |
| Provision for loan and lease losses | $565,000 | 781 |
| Total noninterest income | $954,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $53,000 | 4,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $901,000 | 1,643 |
| Total noninterest expense | $4,146,000 | 2,230 |
| Salaries and employee benefits | $2,218,000 | 2,317 |
| Premises and equipment expense | $867,000 | 1,344 |
| Additional noninterest expense | $1,061,000 | 2,557 |
| Pre-tax net operating income | $2,308,000 | 1,810 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $979,000 | 1,119 |
| Income before extraordinary items | $1,329,000 | 2,360 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,329,000 | 2,361 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,329,000 | 2,361 |
| Net charge-offs | $-16,000 | 4,936 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,329,000 | 2,333 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,472,000 | 1,870 |
| Total interest expense | $473,000 | 1,527 |
| Net interest income | $2,999,000 | 1,890 |
| Provision for loan and lease losses | $27,000 | 2,627 |
| Total noninterest income | $577,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $24,000 | 4,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $553,000 | 1,443 |
| Total noninterest expense | $2,091,000 | 2,236 |
| Salaries and employee benefits | $1,047,000 | 2,443 |
| Premises and equipment expense | $494,000 | 1,212 |
| Additional noninterest expense | $550,000 | 2,486 |
| Pre-tax net operating income | $1,458,000 | 1,473 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $602,000 | 952 |
| Income before extraordinary items | $856,000 | 1,875 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $856,000 | 1,875 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $856,000 | 1,875 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $856,000 | 1,858 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,495,000 | 2,145 |
| Total interest expense | $1,738,000 | 1,581 |
| Net interest income | $9,757,000 | 2,230 |
| Provision for loan and lease losses | $398,000 | 1,713 |
| Total noninterest income | $2,867,000 | 1,696 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $51,000 | 5,159 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,816,000 | 1,261 |
| Total noninterest expense | $6,593,000 | 2,678 |
| Salaries and employee benefits | $3,568,000 | 2,714 |
| Premises and equipment expense | $1,347,000 | 1,679 |
| Additional noninterest expense | $1,678,000 | 3,106 |
| Pre-tax net operating income | $5,633,000 | 1,480 |
| Securities gains (losses) | $39,000 | 2,006 |
| Applicable income taxes | $1,956,000 | 1,067 |
| Income before extraordinary items | $3,716,000 | 1,753 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,716,000 | 1,752 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,716,000 | 1,752 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,690,260 | 1,727 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,461,000 | 2,181 |
| Total interest expense | $1,260,000 | 1,636 |
| Net interest income | $7,201,000 | 2,266 |
| Provision for loan and lease losses | $398,000 | 1,366 |
| Total noninterest income | $1,989,000 | 1,787 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $35,000 | 5,269 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,954,000 | 1,332 |
| Total noninterest expense | $5,036,000 | 2,628 |
| Salaries and employee benefits | $2,601,000 | 2,761 |
| Premises and equipment expense | $1,018,000 | 1,671 |
| Additional noninterest expense | $1,417,000 | 2,861 |
| Pre-tax net operating income | $3,756,000 | 1,632 |
| Securities gains (losses) | $39,000 | 1,939 |
| Applicable income taxes | $1,245,000 | 1,230 |
| Income before extraordinary items | $2,550,000 | 1,915 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,550,000 | 1,915 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,550,000 | 1,915 |
| Net charge-offs | $-1,000 | 4,445 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,523,870 | 1,874 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,525,000 | 2,223 |
| Total interest expense | $781,000 | 1,746 |
| Net interest income | $4,744,000 | 2,289 |
| Provision for loan and lease losses | $314,000 | 1,200 |
| Total noninterest income | $1,755,000 | 1,452 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $23,000 | 5,320 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,732,000 | 1,080 |
| Total noninterest expense | $3,282,000 | 2,686 |
| Salaries and employee benefits | $1,761,000 | 2,761 |
| Premises and equipment expense | $561,000 | 1,958 |
| Additional noninterest expense | $960,000 | 2,831 |
| Pre-tax net operating income | $2,903,000 | 1,434 |
| Securities gains (losses) | $33,000 | 1,698 |
| Applicable income taxes | $972,000 | 1,105 |
| Income before extraordinary items | $1,964,000 | 1,692 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,964,000 | 1,693 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,964,000 | 1,693 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,941,890 | 1,659 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 2,271 |
| Total interest expense | $348,000 | 1,920 |
| Net interest income | $2,334,000 | 2,319 |
| Provision for loan and lease losses | $39,000 | 2,394 |
| Total noninterest income | $932,000 | 1,371 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $12,000 | 5,315 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $920,000 | 994 |
| Total noninterest expense | $1,561,000 | 2,785 |
| Salaries and employee benefits | $851,000 | 2,829 |
| Premises and equipment expense | $252,000 | 2,140 |
| Additional noninterest expense | $458,000 | 2,942 |
| Pre-tax net operating income | $1,666,000 | 1,288 |
| Securities gains (losses) | $12,000 | 1,443 |
| Applicable income taxes | $558,000 | 974 |
| Income before extraordinary items | $1,120,000 | 1,477 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,120,000 | 1,478 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,120,000 | 1,478 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,111,960 | 1,455 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,823,000 | 2,880 |
| Total interest expense | $901,000 | 2,607 |
| Net interest income | $6,922,000 | 2,881 |
| Provision for loan and lease losses | $529,000 | 1,298 |
| Total noninterest income | $1,429,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $53,000 | 5,342 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,376,000 | 1,961 |
| Total noninterest expense | $5,313,000 | 3,093 |
| Salaries and employee benefits | $2,793,000 | 3,174 |
| Premises and equipment expense | $1,029,000 | 2,129 |
| Additional noninterest expense | $1,491,000 | 3,411 |
| Pre-tax net operating income | $2,509,000 | 2,619 |
| Securities gains (losses) | $51,000 | 1,633 |
| Applicable income taxes | $39,000 | 3,722 |
| Income before extraordinary items | $2,521,000 | 2,325 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,521,000 | 2,325 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,521,000 | 2,326 |
| Net charge-offs | $245,000 | 1,798 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $2,812,000 | 124 |
| Net operating income | $2,471,020 | 2,324 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,464,000 | 3,051 |
| Total interest expense | $626,000 | 2,778 |
| Net interest income | $4,838,000 | 3,067 |
| Provision for loan and lease losses | $529,000 | 995 |
| Total noninterest income | $1,106,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $39,000 | 5,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,067,000 | 1,944 |
| Total noninterest expense | $3,844,000 | 3,182 |
| Salaries and employee benefits | $1,904,000 | 3,385 |
| Premises and equipment expense | $777,000 | 2,153 |
| Additional noninterest expense | $1,163,000 | 3,346 |
| Pre-tax net operating income | $1,571,000 | 2,994 |
| Securities gains (losses) | $-46,000 | 6,141 |
| Applicable income taxes | $25,000 | 3,893 |
| Income before extraordinary items | $1,500,000 | 2,768 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,500,000 | 2,768 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,500,000 | 2,769 |
| Net charge-offs | $245,000 | 1,362 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $2,812,000 | 90 |
| Net operating income | $1,545,080 | 2,656 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 3,194 |
| Total interest expense | $390,000 | 2,931 |
| Net interest income | $3,041,000 | 3,194 |
| Provision for loan and lease losses | $131,000 | 1,934 |
| Total noninterest income | $433,000 | 3,330 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $27,000 | 5,441 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $406,000 | 2,657 |
| Total noninterest expense | $2,519,000 | 3,243 |
| Salaries and employee benefits | $1,218,000 | 3,511 |
| Premises and equipment expense | $517,000 | 2,166 |
| Additional noninterest expense | $784,000 | 3,340 |
| Pre-tax net operating income | $824,000 | 3,394 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $12,000 | 4,005 |
| Income before extraordinary items | $812,000 | 3,127 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $812,000 | 3,127 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $812,000 | 3,128 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $2,812,000 | 66 |
| Net operating income | $812,000 | 3,068 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 3,262 |
| Total interest expense | $184,000 | 3,056 |
| Net interest income | $1,486,000 | 3,246 |
| Provision for loan and lease losses | $108,000 | 1,367 |
| Total noninterest income | $26,000 | 5,836 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $18,000 | 5,147 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,000 | 5,873 |
| Total noninterest expense | $1,231,000 | 3,314 |
| Salaries and employee benefits | $603,000 | 3,557 |
| Premises and equipment expense | $257,000 | 2,195 |
| Additional noninterest expense | $371,000 | 3,455 |
| Pre-tax net operating income | $173,000 | 4,641 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $6,000 | 3,987 |
| Income before extraordinary items | $167,000 | 4,552 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $167,000 | 4,554 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $167,000 | 4,556 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $167,000 | 4,471 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,047,000 | 3,509 |
| Total interest expense | $624,000 | 3,529 |
| Net interest income | $5,423,000 | 3,465 |
| Provision for loan and lease losses | $236,000 | 2,305 |
| Total noninterest income | $111,000 | 5,902 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $68,000 | 5,420 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $43,000 | 5,800 |
| Total noninterest expense | $4,257,000 | 3,691 |
| Salaries and employee benefits | $1,915,000 | 4,074 |
| Premises and equipment expense | $1,042,000 | 2,162 |
| Additional noninterest expense | $1,300,000 | 3,875 |
| Pre-tax net operating income | $1,041,000 | 4,068 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $19,000 | 4,043 |
| Income before extraordinary items | $1,022,000 | 3,929 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,022,000 | 3,928 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,022,000 | 3,930 |
| Net charge-offs | $-1,000 | 5,362 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,022,000 | 3,867 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,488,000 | 3,565 |
| Total interest expense | $454,000 | 3,679 |
| Net interest income | $4,034,000 | 3,509 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $69,000 | 6,113 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $45,000 | 5,607 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $24,000 | 5,991 |
| Total noninterest expense | $3,262,000 | 3,645 |
| Salaries and employee benefits | $1,462,000 | 4,045 |
| Premises and equipment expense | $804,000 | 2,139 |
| Additional noninterest expense | $996,000 | 3,845 |
| Pre-tax net operating income | $841,000 | 4,046 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $22,000 | 3,959 |
| Income before extraordinary items | $819,000 | 3,864 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $819,000 | 3,866 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $819,000 | 3,867 |
| Net charge-offs | $-1,000 | 5,188 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $819,000 | 3,822 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 3,714 |
| Total interest expense | $294,000 | 3,781 |
| Net interest income | $2,510,000 | 3,654 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $40,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $23,000 | 5,870 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $17,000 | 6,021 |
| Total noninterest expense | $2,148,000 | 3,693 |
| Salaries and employee benefits | $960,000 | 4,103 |
| Premises and equipment expense | $525,000 | 2,177 |
| Additional noninterest expense | $663,000 | 3,876 |
| Pre-tax net operating income | $402,000 | 4,523 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $16,000 | 3,937 |
| Income before extraordinary items | $386,000 | 4,366 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $386,000 | 4,370 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $386,000 | 4,371 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $386,000 | 4,325 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 3,788 |
| Total interest expense | $144,000 | 3,878 |
| Net interest income | $1,223,000 | 3,744 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $24,000 | 6,142 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $14,000 | 5,710 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $10,000 | 5,976 |
| Total noninterest expense | $1,077,000 | 3,713 |
| Salaries and employee benefits | $475,000 | 4,173 |
| Premises and equipment expense | $257,000 | 2,256 |
| Additional noninterest expense | $345,000 | 3,768 |
| Pre-tax net operating income | $170,000 | 4,710 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $7,000 | 3,941 |
| Income before extraordinary items | $163,000 | 4,564 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $163,000 | 4,568 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $163,000 | 4,568 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $163,000 | 4,515 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,714,000 | 4,243 |
| Total interest expense | $553,000 | 4,248 |
| Net interest income | $4,161,000 | 4,183 |
| Provision for loan and lease losses | $99,000 | 3,737 |
| Total noninterest income | $101,000 | 6,191 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $49,000 | 5,991 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $52,000 | 5,840 |
| Total noninterest expense | $4,095,000 | 3,862 |
| Salaries and employee benefits | $1,539,000 | 4,691 |
| Premises and equipment expense | $1,166,000 | 1,967 |
| Additional noninterest expense | $1,390,000 | 3,839 |
| Pre-tax net operating income | $68,000 | 6,039 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $19,000 | 4,121 |
| Income before extraordinary items | $49,000 | 6,135 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $49,000 | 6,136 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $49,000 | 6,138 |
| Net charge-offs | $363,000 | 2,359 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $2,400,000 | 145 |
| Net operating income | $49,000 | 6,093 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 4,375 |
| Total interest expense | $413,000 | 4,342 |
| Net interest income | $2,988,000 | 4,324 |
| Provision for loan and lease losses | $99,000 | 3,396 |
| Total noninterest income | $75,000 | 6,280 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $34,000 | 6,125 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $41,000 | 5,890 |
| Total noninterest expense | $3,207,000 | 3,781 |
| Salaries and employee benefits | $1,195,000 | 4,629 |
| Premises and equipment expense | $928,000 | 1,870 |
| Additional noninterest expense | $1,084,000 | 3,742 |
| Pre-tax net operating income | $-243,000 | 6,510 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $10,000 | 4,315 |
| Income before extraordinary items | $-253,000 | 6,551 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-253,000 | 6,552 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-253,000 | 6,551 |
| Net charge-offs | $93,000 | 3,327 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $2,189,000 | 112 |
| Net operating income | $-253,000 | 6,532 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 4,426 |
| Total interest expense | $273,000 | 4,420 |
| Net interest income | $1,950,000 | 4,379 |
| Provision for loan and lease losses | $99,000 | 2,974 |
| Total noninterest income | $49,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $23,000 | 6,133 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $26,000 | 5,953 |
| Total noninterest expense | $2,189,000 | 3,744 |
| Salaries and employee benefits | $840,000 | 4,522 |
| Premises and equipment expense | $628,000 | 1,856 |
| Additional noninterest expense | $721,000 | 3,748 |
| Pre-tax net operating income | $-289,000 | 6,610 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $3,000 | 4,453 |
| Income before extraordinary items | $-292,000 | 6,645 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-292,000 | 6,645 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-292,000 | 6,645 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-292,000 | 6,620 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 4,542 |
| Total interest expense | $133,000 | 4,575 |
| Net interest income | $946,000 | 4,465 |
| Provision for loan and lease losses | $40,000 | 3,034 |
| Total noninterest income | $26,000 | 6,315 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,037 |
| Total noninterest expense | $1,100,000 | 3,765 |
| Salaries and employee benefits | $420,000 | 4,562 |
| Premises and equipment expense | $325,000 | 1,831 |
| Additional noninterest expense | $355,000 | 3,800 |
| Pre-tax net operating income | $-168,000 | 6,692 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-168,000 | 6,722 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-168,000 | 6,723 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-168,000 | 6,723 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-168,000 | 6,701 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 5,100 |
| Total interest expense | $547,000 | 4,952 |
| Net interest income | $3,096,000 | 5,032 |
| Provision for loan and lease losses | $60,000 | 5,049 |
| Total noninterest income | $114,000 | 6,207 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $52,000 | 6,183 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $62,000 | 5,715 |
| Total noninterest expense | $4,068,000 | 3,984 |
| Salaries and employee benefits | $1,347,000 | 5,128 |
| Premises and equipment expense | $1,412,000 | 1,666 |
| Additional noninterest expense | $1,309,000 | 4,138 |
| Pre-tax net operating income | $-918,000 | 6,642 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $24,000 | 4,147 |
| Income before extraordinary items | $-942,000 | 6,707 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-942,000 | 6,702 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-942,000 | 6,703 |
| Net charge-offs | $511,000 | 2,625 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $2,089,000 | 154 |
| Net operating income | $-942,000 | 6,665 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,701,000 | 5,202 |
| Total interest expense | $417,000 | 5,046 |
| Net interest income | $2,284,000 | 5,140 |
| Provision for loan and lease losses | $10,000 | 5,570 |
| Total noninterest income | $86,000 | 6,290 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $39,000 | 6,268 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $47,000 | 5,813 |
| Total noninterest expense | $2,990,000 | 4,077 |
| Salaries and employee benefits | $1,007,000 | 5,152 |
| Premises and equipment expense | $958,000 | 1,862 |
| Additional noninterest expense | $1,025,000 | 4,043 |
| Pre-tax net operating income | $-630,000 | 6,730 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $18,000 | 4,197 |
| Income before extraordinary items | $-648,000 | 6,807 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-648,000 | 6,804 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-648,000 | 6,805 |
| Net charge-offs | $341,000 | 2,671 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $1,796,000 | 122 |
| Net operating income | $-648,000 | 6,766 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,802,000 | 5,237 |
| Total interest expense | $284,000 | 5,103 |
| Net interest income | $1,518,000 | 5,170 |
| Provision for loan and lease losses | $10,000 | 5,356 |
| Total noninterest income | $58,000 | 6,321 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $27,000 | 6,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 5,863 |
| Total noninterest expense | $2,020,000 | 4,067 |
| Salaries and employee benefits | $695,000 | 5,106 |
| Premises and equipment expense | $635,000 | 1,868 |
| Additional noninterest expense | $690,000 | 4,019 |
| Pre-tax net operating income | $-454,000 | 6,793 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $12,000 | 4,173 |
| Income before extraordinary items | $-466,000 | 6,856 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-466,000 | 6,857 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-466,000 | 6,857 |
| Net charge-offs | $-62,000 | 7,014 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $1,648,000 | 89 |
| Net operating income | $-466,000 | 6,819 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $879,000 | 5,332 |
| Total interest expense | $154,000 | 5,038 |
| Net interest income | $725,000 | 5,321 |
| Provision for loan and lease losses | $10,000 | 4,833 |
| Total noninterest income | $30,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $15,000 | 6,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,956 |
| Total noninterest expense | $1,021,000 | 4,052 |
| Salaries and employee benefits | $357,000 | 5,063 |
| Premises and equipment expense | $318,000 | 1,872 |
| Additional noninterest expense | $346,000 | 4,011 |
| Pre-tax net operating income | $-276,000 | 6,926 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $-282,000 | 6,974 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-282,000 | 6,974 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-282,000 | 6,974 |
| Net charge-offs | $-62,000 | 7,106 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-282,000 | 6,942 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,841,000 | 5,241 |
| Total interest expense | $731,000 | 5,111 |
| Net interest income | $3,110,000 | 5,173 |
| Provision for loan and lease losses | $551,000 | 3,316 |
| Total noninterest income | $91,000 | 6,500 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $29,000 | 6,628 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $62,000 | 5,762 |
| Total noninterest expense | $4,110,000 | 4,041 |
| Salaries and employee benefits | $1,439,000 | 5,070 |
| Premises and equipment expense | $1,223,000 | 2,027 |
| Additional noninterest expense | $1,448,000 | 3,948 |
| Pre-tax net operating income | $-1,460,000 | 6,696 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $23,000 | 4,072 |
| Income before extraordinary items | $-1,483,000 | 6,754 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,483,000 | 6,754 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,483,000 | 6,754 |
| Net charge-offs | $34,000 | 5,679 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,483,000 | 6,723 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 5,263 |
| Total interest expense | $551,000 | 5,221 |
| Net interest income | $2,370,000 | 5,181 |
| Provision for loan and lease losses | $313,000 | 3,557 |
| Total noninterest income | $63,000 | 6,645 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $20,000 | 6,703 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $43,000 | 5,927 |
| Total noninterest expense | $3,129,000 | 4,008 |
| Salaries and employee benefits | $1,099,000 | 5,019 |
| Premises and equipment expense | $911,000 | 2,055 |
| Additional noninterest expense | $1,119,000 | 3,870 |
| Pre-tax net operating income | $-1,009,000 | 6,799 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $16,000 | 4,115 |
| Income before extraordinary items | $-1,025,000 | 6,866 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,025,000 | 6,868 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,025,000 | 6,867 |
| Net charge-offs | $-3,000 | 6,816 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,025,000 | 6,834 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,969,000 | 5,279 |
| Total interest expense | $370,000 | 5,307 |
| Net interest income | $1,599,000 | 5,182 |
| Provision for loan and lease losses | $276,000 | 3,123 |
| Total noninterest income | $36,000 | 6,821 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $10,000 | 6,818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 6,062 |
| Total noninterest expense | $2,144,000 | 3,989 |
| Salaries and employee benefits | $778,000 | 4,901 |
| Premises and equipment expense | $601,000 | 2,110 |
| Additional noninterest expense | $765,000 | 3,869 |
| Pre-tax net operating income | $-785,000 | 6,908 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $10,000 | 4,094 |
| Income before extraordinary items | $-795,000 | 6,968 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-795,000 | 6,967 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-795,000 | 6,968 |
| Net charge-offs | $-3,000 | 6,756 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-795,000 | 6,952 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 5,070 |
| Total interest expense | $189,000 | 5,372 |
| Net interest income | $889,000 | 4,903 |
| Provision for loan and lease losses | $237,000 | 2,220 |
| Total noninterest income | $18,000 | 6,874 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $18,000 | 5,906 |
| Total noninterest expense | $1,078,000 | 3,990 |
| Salaries and employee benefits | $402,000 | 4,850 |
| Premises and equipment expense | $293,000 | 2,184 |
| Additional noninterest expense | $383,000 | 3,842 |
| Pre-tax net operating income | $-408,000 | 7,030 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $4,000 | 4,128 |
| Income before extraordinary items | $-412,000 | 7,082 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-412,000 | 7,083 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-412,000 | 7,083 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-412,000 | 7,070 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 5,564 |
| Total interest expense | $886,000 | 5,493 |
| Net interest income | $2,854,000 | 5,475 |
| Provision for loan and lease losses | $974,000 | 3,102 |
| Total noninterest income | $77,000 | 6,856 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 6,799 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $77,000 | 5,723 |
| Total noninterest expense | $4,266,000 | 4,030 |
| Salaries and employee benefits | $1,606,000 | 4,877 |
| Premises and equipment expense | $1,187,000 | 2,126 |
| Additional noninterest expense | $1,473,000 | 4,054 |
| Pre-tax net operating income | $-2,309,000 | 6,825 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $17,000 | 4,070 |
| Income before extraordinary items | $-2,326,000 | 6,906 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,326,000 | 6,906 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,326,000 | 6,907 |
| Net charge-offs | $185,000 | 4,843 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $4,498,000 | 158 |
| Net operating income | $-2,326,000 | 6,882 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 5,826 |
| Total interest expense | $654,000 | 5,692 |
| Net interest income | $1,968,000 | 5,744 |
| Provision for loan and lease losses | $736,000 | 2,977 |
| Total noninterest income | $61,000 | 6,963 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $0 | 6,888 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $61,000 | 5,789 |
| Total noninterest expense | $3,077,000 | 4,150 |
| Salaries and employee benefits | $1,157,000 | 5,019 |
| Premises and equipment expense | $886,000 | 2,167 |
| Additional noninterest expense | $1,034,000 | 4,212 |
| Pre-tax net operating income | $-1,784,000 | 7,021 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $12,000 | 4,186 |
| Income before extraordinary items | $-1,796,000 | 7,105 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,796,000 | 7,103 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,796,000 | 7,105 |
| Net charge-offs | $188,000 | 4,291 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $3,387,000 | 148 |
| Net operating income | $-1,796,000 | 7,077 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 5,995 |
| Total interest expense | $446,000 | 5,737 |
| Net interest income | $1,213,000 | 5,936 |
| Provision for loan and lease losses | $699,000 | 2,384 |
| Total noninterest income | $48,000 | 6,885 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $0 | 6,943 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $48,000 | 5,636 |
| Total noninterest expense | $2,033,000 | 4,187 |
| Salaries and employee benefits | $775,000 | 5,018 |
| Premises and equipment expense | $589,000 | 2,189 |
| Additional noninterest expense | $669,000 | 4,293 |
| Pre-tax net operating income | $-1,471,000 | 7,156 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $7,000 | 4,209 |
| Income before extraordinary items | $-1,478,000 | 7,236 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,478,000 | 7,235 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,478,000 | 7,236 |
| Net charge-offs | $188,000 | 3,619 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $3,387,000 | 104 |
| Net operating income | $-1,478,000 | 7,226 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $852,000 | 5,979 |
| Total interest expense | $241,000 | 5,688 |
| Net interest income | $611,000 | 5,971 |
| Provision for loan and lease losses | $2,000 | 6,491 |
| Total noninterest income | $38,000 | 6,463 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $0 | 7,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $38,000 | 5,122 |
| Total noninterest expense | $985,000 | 4,326 |
| Salaries and employee benefits | $352,000 | 5,344 |
| Premises and equipment expense | $296,000 | 2,227 |
| Additional noninterest expense | $337,000 | 4,269 |
| Pre-tax net operating income | $-338,000 | 7,013 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $-340,000 | 7,122 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-340,000 | 7,124 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-340,000 | 7,122 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $3,385,000 | 62 |
| Net operating income | $-340,000 | 7,084 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,257,000 | 6,177 |
| Total interest expense | $1,231,000 | 5,609 |
| Net interest income | $2,026,000 | 6,322 |
| Provision for loan and lease losses | $701,000 | 4,035 |
| Total noninterest income | $35,000 | 7,503 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $0 | 7,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $35,000 | 6,644 |
| Total noninterest expense | $3,987,000 | 4,353 |
| Salaries and employee benefits | $1,357,000 | 5,488 |
| Premises and equipment expense | $1,212,000 | 2,196 |
| Additional noninterest expense | $1,418,000 | 4,236 |
| Pre-tax net operating income | $-2,627,000 | 6,806 |
| Securities gains (losses) | $15,000 | 3,144 |
| Applicable income taxes | $19,000 | 3,684 |
| Income before extraordinary items | $-2,631,000 | 6,916 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,631,000 | 6,917 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,631,000 | 6,917 |
| Net charge-offs | $304,000 | 4,465 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,646,000 | 6,927 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,376,000 | 6,310 |
| Total interest expense | $1,000,000 | 5,558 |
| Net interest income | $1,376,000 | 6,560 |
| Provision for loan and lease losses | $53,000 | 6,499 |
| Total noninterest income | $25,000 | 7,645 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $25,000 | 6,841 |
| Total noninterest expense | $2,842,000 | 4,499 |
| Salaries and employee benefits | $972,000 | 5,660 |
| Premises and equipment expense | $901,000 | 2,237 |
| Additional noninterest expense | $969,000 | 4,489 |
| Pre-tax net operating income | $-1,494,000 | 6,862 |
| Securities gains (losses) | $3,000 | 3,260 |
| Applicable income taxes | $14,000 | 3,927 |
| Income before extraordinary items | $-1,505,000 | 6,999 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,505,000 | 6,999 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,505,000 | 7,000 |
| Net charge-offs | $304,000 | 3,686 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,508,000 | 6,991 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,580,000 | 6,370 |
| Total interest expense | $722,000 | 5,496 |
| Net interest income | $858,000 | 6,720 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $17,000 | 7,720 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $17,000 | 6,927 |
| Total noninterest expense | $2,034,000 | 4,336 |
| Salaries and employee benefits | $685,000 | 5,558 |
| Premises and equipment expense | $611,000 | 2,225 |
| Additional noninterest expense | $738,000 | 4,115 |
| Pre-tax net operating income | $-1,159,000 | 7,099 |
| Securities gains (losses) | $3,000 | 2,873 |
| Applicable income taxes | $8,000 | 4,086 |
| Income before extraordinary items | $-1,164,000 | 7,211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,164,000 | 7,209 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,164,000 | 7,210 |
| Net charge-offs | $135,000 | 3,896 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,167,000 | 7,216 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $832,000 | 6,306 |
| Total interest expense | $434,000 | 5,180 |
| Net interest income | $398,000 | 6,877 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $6,000 | 7,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $978,000 | 4,365 |
| Salaries and employee benefits | $327,000 | 5,754 |
| Premises and equipment expense | $329,000 | 2,119 |
| Additional noninterest expense | $322,000 | 4,182 |
| Pre-tax net operating income | $-574,000 | 7,392 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $-576,000 | 7,506 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-576,000 | 7,507 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-576,000 | 7,507 |
| Net charge-offs | $20,000 | 4,311 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-576,000 | 7,484 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,008,000 | 7,324 |
| Total interest expense | $1,046,000 | 6,709 |
| Net interest income | $962,000 | 7,632 |
| Provision for loan and lease losses | $934,000 | 2,815 |
| Total noninterest income | $71,000 | 7,564 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $71,000 | 6,362 |
| Total noninterest expense | $5,867,000 | 3,149 |
| Salaries and employee benefits | $2,159,000 | 4,206 |
| Premises and equipment expense | $1,493,000 | 1,831 |
| Additional noninterest expense | $2,215,000 | 2,601 |
| Pre-tax net operating income | $-5,768,000 | 7,847 |
| Securities gains (losses) | $21,000 | 2,144 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-5,747,000 | 7,856 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,747,000 | 7,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $15,530,000 | 107 |
| Net operating income | $-5,768,000 | 7,904 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 7,653 |
| Total interest expense | $688,000 | 7,034 |
| Net interest income | $551,000 | 7,960 |
| Provision for loan and lease losses | $300,000 | 3,542 |
| Total noninterest income | $60,000 | 7,629 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $60,000 | 6,354 |
| Total noninterest expense | $3,330,000 | 3,904 |
| Salaries and employee benefits | $1,474,000 | 4,548 |
| Premises and equipment expense | $906,000 | 2,238 |
| Additional noninterest expense | $950,000 | 4,022 |
| Pre-tax net operating income | $-3,019,000 | 8,019 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-3,019,000 | 8,015 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,019,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $15,530,000 | 71 |
| Net operating income | $-3,019,000 | 8,073 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $534,000 | 8,107 |
| Total interest expense | $345,000 | 7,570 |
| Net interest income | $189,000 | 8,315 |
| Provision for loan and lease losses | $129,000 | 3,874 |
| Total noninterest income | $46,000 | 7,574 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $46,000 | 6,261 |
| Total noninterest expense | $2,125,000 | 4,057 |
| Salaries and employee benefits | $1,041,000 | 4,386 |
| Premises and equipment expense | $609,000 | 2,224 |
| Additional noninterest expense | $475,000 | 4,899 |
| Pre-tax net operating income | $-2,019,000 | 8,161 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-2,019,000 | 8,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,019,000 | 8,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $15,530,000 | 56 |
| Net operating income | $-2,019,000 | 8,202 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $157,000 | 8,367 |
| Total interest expense | $51,000 | 8,309 |
| Net interest income | $106,000 | 8,349 |
| Provision for loan and lease losses | $29,000 | 4,620 |
| Total noninterest income | $8,000 | 8,113 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $859,000 | 4,726 |
| Salaries and employee benefits | $493,000 | 4,603 |
| Premises and equipment expense | $202,000 | 3,203 |
| Additional noninterest expense | $164,000 | 5,934 |
| Pre-tax net operating income | $-774,000 | 8,224 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-774,000 | 8,265 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-774,000 | 8,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $15,530,000 | 29 |
| Net operating income | $-774,000 | 8,253 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.