Home > Savings Institute Bank and Trust Company > Income and Expense
Savings Institute Bank and Trust Company, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $15,668,000 | 559 |
| Total interest expense | $4,137,000 | 449 |
| Net interest income | $11,531,000 | 611 |
| Provision for loan and lease losses | $518,000 | 461 |
| Total noninterest income | $2,716,000 | 623 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $722,000 | 433 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,994,000 | 568 |
| Total noninterest expense | $9,494,000 | 612 |
| Salaries and employee benefits | $5,235,000 | 629 |
| Premises and equipment expense | $1,560,000 | 435 |
| Additional noninterest expense | $2,699,000 | 643 |
| Pre-tax net operating income | $4,235,000 | 659 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $969,000 | 579 |
| Income before extraordinary items | $3,266,000 | 719 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,266,000 | 720 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,266,000 | 718 |
| Net charge-offs | $-13,000 | 4,755 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 327 |
| Net operating income | $3,266,000 | 712 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $58,031,000 | 555 |
| Total interest expense | $12,854,000 | 429 |
| Net interest income | $45,177,000 | 608 |
| Provision for loan and lease losses | $3,143,000 | 362 |
| Total noninterest income | $10,432,000 | 658 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $2,863,000 | 451 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,569,000 | 623 |
| Total noninterest expense | $39,350,000 | 567 |
| Salaries and employee benefits | $21,063,000 | 598 |
| Premises and equipment expense | $6,195,000 | 428 |
| Additional noninterest expense | $12,092,000 | 579 |
| Pre-tax net operating income | $13,116,000 | 832 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $2,716,000 | 703 |
| Income before extraordinary items | $10,400,000 | 878 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $10,400,000 | 876 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $10,400,000 | 877 |
| Net charge-offs | $795,000 | 713 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $210,000 | 394 |
| Net operating income | $10,400,000 | 877 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $42,572,000 | 557 |
| Total interest expense | $9,076,000 | 429 |
| Net interest income | $33,496,000 | 608 |
| Provision for loan and lease losses | $2,022,000 | 393 |
| Total noninterest income | $7,844,000 | 664 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $2,043,000 | 469 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,801,000 | 611 |
| Total noninterest expense | $29,356,000 | 567 |
| Salaries and employee benefits | $15,518,000 | 608 |
| Premises and equipment expense | $4,701,000 | 429 |
| Additional noninterest expense | $9,137,000 | 562 |
| Pre-tax net operating income | $9,962,000 | 827 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $2,095,000 | 706 |
| Income before extraordinary items | $7,867,000 | 875 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,867,000 | 873 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $7,867,000 | 874 |
| Net charge-offs | $129,000 | 1,536 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 369 |
| Net operating income | $7,867,000 | 870 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $27,755,000 | 559 |
| Total interest expense | $5,740,000 | 417 |
| Net interest income | $22,015,000 | 609 |
| Provision for loan and lease losses | $1,013,000 | 466 |
| Total noninterest income | $4,941,000 | 692 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $1,377,000 | 465 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,564,000 | 650 |
| Total noninterest expense | $19,520,000 | 568 |
| Salaries and employee benefits | $10,261,000 | 611 |
| Premises and equipment expense | $3,173,000 | 424 |
| Additional noninterest expense | $6,086,000 | 564 |
| Pre-tax net operating income | $6,423,000 | 838 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,352,000 | 710 |
| Income before extraordinary items | $5,071,000 | 889 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,071,000 | 887 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,071,000 | 888 |
| Net charge-offs | $112,000 | 1,252 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 352 |
| Net operating income | $5,071,000 | 883 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $13,723,000 | 559 |
| Total interest expense | $2,791,000 | 404 |
| Net interest income | $10,932,000 | 610 |
| Provision for loan and lease losses | $725,000 | 347 |
| Total noninterest income | $2,327,000 | 707 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $666,000 | 480 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,661,000 | 663 |
| Total noninterest expense | $9,823,000 | 562 |
| Salaries and employee benefits | $5,082,000 | 621 |
| Premises and equipment expense | $1,658,000 | 411 |
| Additional noninterest expense | $3,083,000 | 558 |
| Pre-tax net operating income | $2,711,000 | 945 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $572,000 | 778 |
| Income before extraordinary items | $2,139,000 | 1,014 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,139,000 | 1,013 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,139,000 | 1,014 |
| Net charge-offs | $55,000 | 1,143 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 327 |
| Net operating income | $2,139,000 | 1,005 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $53,869,000 | 532 |
| Total interest expense | $10,992,000 | 350 |
| Net interest income | $42,877,000 | 590 |
| Provision for loan and lease losses | $661,000 | 1,191 |
| Total noninterest income | $10,726,000 | 654 |
| Gross Fiduciary activities income | $431,000 | 616 |
| Service charges on deposit accounts | $2,807,000 | 467 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $7,488,000 | 633 |
| Total noninterest expense | $38,890,000 | 558 |
| Salaries and employee benefits | $20,173,000 | 596 |
| Premises and equipment expense | $6,045,000 | 433 |
| Additional noninterest expense | $12,672,000 | 535 |
| Pre-tax net operating income | $14,052,000 | 729 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $8,457,000 | 461 |
| Income before extraordinary items | $5,595,000 | 1,239 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,595,000 | 1,239 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,595,000 | 1,239 |
| Net charge-offs | $147,000 | 2,099 |
| Cash dividends | $825,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $246,000 | 378 |
| Net operating income | $5,595,000 | 1,222 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $40,265,000 | 535 |
| Total interest expense | $8,244,000 | 338 |
| Net interest income | $32,021,000 | 588 |
| Provision for loan and lease losses | $501,000 | 1,143 |
| Total noninterest income | $8,302,000 | 646 |
| Gross Fiduciary activities income | $431,000 | 568 |
| Service charges on deposit accounts | $2,057,000 | 478 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,814,000 | 622 |
| Total noninterest expense | $29,299,000 | 556 |
| Salaries and employee benefits | $15,061,000 | 602 |
| Premises and equipment expense | $4,555,000 | 433 |
| Additional noninterest expense | $9,683,000 | 522 |
| Pre-tax net operating income | $10,523,000 | 727 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $3,488,000 | 612 |
| Income before extraordinary items | $7,035,000 | 854 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,035,000 | 854 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,035,000 | 854 |
| Net charge-offs | $104,000 | 1,899 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $184,000 | 355 |
| Net operating income | $7,035,000 | 843 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $26,649,000 | 536 |
| Total interest expense | $5,484,000 | 329 |
| Net interest income | $21,165,000 | 586 |
| Provision for loan and lease losses | $330,000 | 1,120 |
| Total noninterest income | $5,861,000 | 627 |
| Gross Fiduciary activities income | $431,000 | 485 |
| Service charges on deposit accounts | $1,336,000 | 484 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $4,094,000 | 591 |
| Total noninterest expense | $19,906,000 | 551 |
| Salaries and employee benefits | $10,133,000 | 596 |
| Premises and equipment expense | $3,087,000 | 427 |
| Additional noninterest expense | $6,686,000 | 514 |
| Pre-tax net operating income | $6,790,000 | 734 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $2,122,000 | 644 |
| Income before extraordinary items | $4,668,000 | 849 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,668,000 | 849 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,668,000 | 849 |
| Net charge-offs | $3,000 | 3,240 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 334 |
| Net operating income | $4,668,000 | 838 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $13,180,000 | 536 |
| Total interest expense | $2,687,000 | 321 |
| Net interest income | $10,493,000 | 587 |
| Provision for loan and lease losses | $160,000 | 1,076 |
| Total noninterest income | $2,440,000 | 694 |
| Gross Fiduciary activities income | $272,000 | 454 |
| Service charges on deposit accounts | $659,000 | 493 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,509,000 | 725 |
| Total noninterest expense | $10,106,000 | 542 |
| Salaries and employee benefits | $5,060,000 | 611 |
| Premises and equipment expense | $1,591,000 | 425 |
| Additional noninterest expense | $3,455,000 | 500 |
| Pre-tax net operating income | $2,667,000 | 907 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $838,000 | 751 |
| Income before extraordinary items | $1,829,000 | 1,034 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,829,000 | 1,035 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,829,000 | 1,034 |
| Net charge-offs | $-20,000 | 5,253 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 305 |
| Net operating income | $1,829,000 | 1,017 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $50,820,000 | 532 |
| Total interest expense | $10,057,000 | 307 |
| Net interest income | $40,763,000 | 588 |
| Provision for loan and lease losses | $2,190,000 | 487 |
| Total noninterest income | $10,047,000 | 694 |
| Gross Fiduciary activities income | $1,049,000 | 446 |
| Service charges on deposit accounts | $2,385,000 | 552 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $6,613,000 | 692 |
| Total noninterest expense | $38,596,000 | 560 |
| Salaries and employee benefits | $19,669,000 | 597 |
| Premises and equipment expense | $6,146,000 | 432 |
| Additional noninterest expense | $12,781,000 | 545 |
| Pre-tax net operating income | $10,024,000 | 930 |
| Securities gains (losses) | $55,000 | 1,768 |
| Applicable income taxes | $3,185,000 | 749 |
| Income before extraordinary items | $6,894,000 | 1,072 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,894,000 | 1,071 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,894,000 | 1,071 |
| Net charge-offs | $233,000 | 1,779 |
| Cash dividends | $680,000 | 2,636 |
| Sale, conversion, retirement of capital stock, net | $215,000 | 389 |
| Net operating income | $6,856,600 | 1,054 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $37,944,000 | 531 |
| Total interest expense | $7,513,000 | 303 |
| Net interest income | $30,431,000 | 589 |
| Provision for loan and lease losses | $1,773,000 | 451 |
| Total noninterest income | $7,745,000 | 677 |
| Gross Fiduciary activities income | $795,000 | 446 |
| Service charges on deposit accounts | $1,763,000 | 558 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $5,187,000 | 667 |
| Total noninterest expense | $28,895,000 | 561 |
| Salaries and employee benefits | $14,404,000 | 613 |
| Premises and equipment expense | $4,654,000 | 429 |
| Additional noninterest expense | $9,837,000 | 537 |
| Pre-tax net operating income | $7,508,000 | 941 |
| Securities gains (losses) | $55,000 | 1,689 |
| Applicable income taxes | $2,496,000 | 746 |
| Income before extraordinary items | $5,067,000 | 1,105 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,067,000 | 1,105 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,067,000 | 1,105 |
| Net charge-offs | $165,000 | 1,611 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $151,000 | 378 |
| Net operating income | $5,030,150 | 1,084 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $25,267,000 | 530 |
| Total interest expense | $4,978,000 | 306 |
| Net interest income | $20,289,000 | 588 |
| Provision for loan and lease losses | $893,000 | 556 |
| Total noninterest income | $5,160,000 | 669 |
| Gross Fiduciary activities income | $539,000 | 449 |
| Service charges on deposit accounts | $1,172,000 | 553 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,449,000 | 663 |
| Total noninterest expense | $19,408,000 | 554 |
| Salaries and employee benefits | $9,547,000 | 618 |
| Premises and equipment expense | $3,111,000 | 432 |
| Additional noninterest expense | $6,750,000 | 513 |
| Pre-tax net operating income | $5,148,000 | 909 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,699,000 | 726 |
| Income before extraordinary items | $3,449,000 | 1,065 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,449,000 | 1,063 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,449,000 | 1,064 |
| Net charge-offs | $113,000 | 1,518 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 359 |
| Net operating income | $3,449,000 | 1,043 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $12,615,000 | 529 |
| Total interest expense | $2,465,000 | 303 |
| Net interest income | $10,150,000 | 589 |
| Provision for loan and lease losses | $311,000 | 653 |
| Total noninterest income | $2,628,000 | 647 |
| Gross Fiduciary activities income | $269,000 | 446 |
| Service charges on deposit accounts | $592,000 | 541 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,767,000 | 630 |
| Total noninterest expense | $10,015,000 | 542 |
| Salaries and employee benefits | $5,015,000 | 591 |
| Premises and equipment expense | $1,558,000 | 434 |
| Additional noninterest expense | $3,442,000 | 505 |
| Pre-tax net operating income | $2,452,000 | 923 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $809,000 | 733 |
| Income before extraordinary items | $1,643,000 | 1,084 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,643,000 | 1,085 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,643,000 | 1,085 |
| Net charge-offs | $41,000 | 1,566 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 327 |
| Net operating income | $1,643,000 | 1,059 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $48,035,000 | 532 |
| Total interest expense | $8,765,000 | 314 |
| Net interest income | $39,270,000 | 584 |
| Provision for loan and lease losses | $2,509,000 | 372 |
| Total noninterest income | $10,011,000 | 678 |
| Gross Fiduciary activities income | $1,051,000 | 452 |
| Service charges on deposit accounts | $2,696,000 | 486 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $6,264,000 | 685 |
| Total noninterest expense | $39,961,000 | 528 |
| Salaries and employee benefits | $19,423,000 | 578 |
| Premises and equipment expense | $6,664,000 | 401 |
| Additional noninterest expense | $13,874,000 | 496 |
| Pre-tax net operating income | $6,811,000 | 1,228 |
| Securities gains (losses) | $146,000 | 915 |
| Applicable income taxes | $2,221,000 | 934 |
| Income before extraordinary items | $4,736,000 | 1,410 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,736,000 | 1,410 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,736,000 | 1,410 |
| Net charge-offs | $443,000 | 1,277 |
| Cash dividends | $475,000 | 2,994 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 496 |
| Net operating income | $4,636,720 | 1,409 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $35,411,000 | 549 |
| Total interest expense | $6,420,000 | 322 |
| Net interest income | $28,991,000 | 597 |
| Provision for loan and lease losses | $1,712,000 | 381 |
| Total noninterest income | $7,414,000 | 699 |
| Gross Fiduciary activities income | $792,000 | 450 |
| Service charges on deposit accounts | $1,999,000 | 496 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,623,000 | 700 |
| Total noninterest expense | $30,118,000 | 528 |
| Salaries and employee benefits | $14,703,000 | 583 |
| Premises and equipment expense | $5,093,000 | 405 |
| Additional noninterest expense | $10,322,000 | 500 |
| Pre-tax net operating income | $4,575,000 | 1,367 |
| Securities gains (losses) | $146,000 | 802 |
| Applicable income taxes | $1,544,000 | 1,011 |
| Income before extraordinary items | $3,177,000 | 1,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,177,000 | 1,552 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,177,000 | 1,553 |
| Net charge-offs | $263,000 | 1,306 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 502 |
| Net operating income | $3,079,180 | 1,552 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $23,219,000 | 554 |
| Total interest expense | $4,124,000 | 330 |
| Net interest income | $19,095,000 | 599 |
| Provision for loan and lease losses | $695,000 | 582 |
| Total noninterest income | $4,729,000 | 723 |
| Gross Fiduciary activities income | $538,000 | 453 |
| Service charges on deposit accounts | $1,327,000 | 497 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,864,000 | 736 |
| Total noninterest expense | $20,107,000 | 526 |
| Salaries and employee benefits | $9,826,000 | 575 |
| Premises and equipment expense | $3,466,000 | 398 |
| Additional noninterest expense | $6,815,000 | 506 |
| Pre-tax net operating income | $3,022,000 | 1,371 |
| Securities gains (losses) | $132,000 | 702 |
| Applicable income taxes | $1,025,000 | 1,013 |
| Income before extraordinary items | $2,129,000 | 1,536 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,129,000 | 1,539 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,129,000 | 1,539 |
| Net charge-offs | $55,000 | 2,233 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 479 |
| Net operating income | $2,039,240 | 1,549 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $11,450,000 | 554 |
| Total interest expense | $2,015,000 | 343 |
| Net interest income | $9,435,000 | 602 |
| Provision for loan and lease losses | $335,000 | 575 |
| Total noninterest income | $2,295,000 | 709 |
| Gross Fiduciary activities income | $260,000 | 468 |
| Service charges on deposit accounts | $654,000 | 490 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,381,000 | 724 |
| Total noninterest expense | $9,865,000 | 538 |
| Salaries and employee benefits | $4,822,000 | 595 |
| Premises and equipment expense | $1,853,000 | 384 |
| Additional noninterest expense | $3,190,000 | 531 |
| Pre-tax net operating income | $1,530,000 | 1,310 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $497,000 | 1,018 |
| Income before extraordinary items | $1,033,000 | 1,554 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,033,000 | 1,554 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,033,000 | 1,556 |
| Net charge-offs | $49,000 | 1,580 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 455 |
| Net operating income | $1,033,000 | 1,494 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $47,431,000 | 524 |
| Total interest expense | $8,127,000 | 344 |
| Net interest income | $39,304,000 | 562 |
| Provision for loan and lease losses | $1,539,000 | 594 |
| Total noninterest income | $10,180,000 | 636 |
| Gross Fiduciary activities income | $1,057,000 | 454 |
| Service charges on deposit accounts | $2,997,000 | 465 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,126,000 | 654 |
| Total noninterest expense | $41,159,000 | 510 |
| Salaries and employee benefits | $19,555,000 | 556 |
| Premises and equipment expense | $7,055,000 | 379 |
| Additional noninterest expense | $14,549,000 | 472 |
| Pre-tax net operating income | $6,786,000 | 1,193 |
| Securities gains (losses) | $23,000 | 2,251 |
| Applicable income taxes | $2,162,000 | 928 |
| Income before extraordinary items | $4,647,000 | 1,390 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,647,000 | 1,389 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,647,000 | 1,389 |
| Net charge-offs | $658,000 | 1,220 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 576 |
| Net operating income | $4,631,360 | 1,367 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $35,413,000 | 523 |
| Total interest expense | $6,119,000 | 337 |
| Net interest income | $29,294,000 | 564 |
| Provision for loan and lease losses | $1,195,000 | 570 |
| Total noninterest income | $7,749,000 | 626 |
| Gross Fiduciary activities income | $788,000 | 457 |
| Service charges on deposit accounts | $2,256,000 | 462 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $4,705,000 | 642 |
| Total noninterest expense | $31,103,000 | 503 |
| Salaries and employee benefits | $14,803,000 | 548 |
| Premises and equipment expense | $5,348,000 | 379 |
| Additional noninterest expense | $10,952,000 | 467 |
| Pre-tax net operating income | $4,745,000 | 1,269 |
| Securities gains (losses) | $23,000 | 1,945 |
| Applicable income taxes | $1,547,000 | 968 |
| Income before extraordinary items | $3,221,000 | 1,476 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,221,000 | 1,476 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,221,000 | 1,476 |
| Net charge-offs | $492,000 | 1,170 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 539 |
| Net operating income | $3,205,360 | 1,462 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $23,705,000 | 522 |
| Total interest expense | $4,105,000 | 339 |
| Net interest income | $19,600,000 | 561 |
| Provision for loan and lease losses | $845,000 | 533 |
| Total noninterest income | $5,328,000 | 609 |
| Gross Fiduciary activities income | $540,000 | 453 |
| Service charges on deposit accounts | $1,500,000 | 458 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $3,288,000 | 613 |
| Total noninterest expense | $21,217,000 | 490 |
| Salaries and employee benefits | $10,032,000 | 539 |
| Premises and equipment expense | $3,622,000 | 375 |
| Additional noninterest expense | $7,563,000 | 458 |
| Pre-tax net operating income | $2,866,000 | 1,341 |
| Securities gains (losses) | $23,000 | 1,584 |
| Applicable income taxes | $933,000 | 1,021 |
| Income before extraordinary items | $1,956,000 | 1,573 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,956,000 | 1,576 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,956,000 | 1,575 |
| Net charge-offs | $316,000 | 1,221 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 495 |
| Net operating income | $1,940,360 | 1,561 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $12,041,000 | 508 |
| Total interest expense | $2,054,000 | 338 |
| Net interest income | $9,987,000 | 551 |
| Provision for loan and lease losses | $430,000 | 516 |
| Total noninterest income | $2,735,000 | 580 |
| Gross Fiduciary activities income | $266,000 | 461 |
| Service charges on deposit accounts | $732,000 | 457 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,737,000 | 564 |
| Total noninterest expense | $10,863,000 | 489 |
| Salaries and employee benefits | $5,146,000 | 530 |
| Premises and equipment expense | $1,914,000 | 360 |
| Additional noninterest expense | $3,803,000 | 449 |
| Pre-tax net operating income | $1,429,000 | 1,306 |
| Securities gains (losses) | $23,000 | 917 |
| Applicable income taxes | $479,000 | 964 |
| Income before extraordinary items | $973,000 | 1,532 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $973,000 | 1,535 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $973,000 | 1,535 |
| Net charge-offs | $94,000 | 1,414 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 442 |
| Net operating income | $957,590 | 1,525 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $38,035,000 | 646 |
| Total interest expense | $8,356,000 | 370 |
| Net interest income | $29,679,000 | 719 |
| Provision for loan and lease losses | $1,319,000 | 881 |
| Total noninterest income | $9,463,000 | 709 |
| Gross Fiduciary activities income | $1,012,000 | 458 |
| Service charges on deposit accounts | $2,554,000 | 539 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,897,000 | 714 |
| Total noninterest expense | $35,860,000 | 577 |
| Salaries and employee benefits | $17,600,000 | 619 |
| Premises and equipment expense | $5,415,000 | 463 |
| Additional noninterest expense | $12,845,000 | 547 |
| Pre-tax net operating income | $1,963,000 | 2,896 |
| Securities gains (losses) | $-1,163,000 | 6,747 |
| Applicable income taxes | $320,000 | 2,566 |
| Income before extraordinary items | $480,000 | 4,947 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $480,000 | 4,950 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $480,000 | 4,950 |
| Net charge-offs | $790,000 | 1,499 |
| Cash dividends | $24,400,000 | 174 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 560 |
| Net operating income | $1,224,320 | 3,473 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $25,885,000 | 722 |
| Total interest expense | $6,285,000 | 380 |
| Net interest income | $19,600,000 | 816 |
| Provision for loan and lease losses | $633,000 | 1,279 |
| Total noninterest income | $6,668,000 | 748 |
| Gross Fiduciary activities income | $735,000 | 462 |
| Service charges on deposit accounts | $1,714,000 | 598 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,219,000 | 755 |
| Total noninterest expense | $25,497,000 | 615 |
| Salaries and employee benefits | $12,691,000 | 641 |
| Premises and equipment expense | $3,731,000 | 496 |
| Additional noninterest expense | $9,075,000 | 576 |
| Pre-tax net operating income | $138,000 | 5,869 |
| Securities gains (losses) | $-927,000 | 6,849 |
| Applicable income taxes | $-268,000 | 6,767 |
| Income before extraordinary items | $-521,000 | 6,638 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-521,000 | 6,639 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-521,000 | 6,639 |
| Net charge-offs | $698,000 | 1,292 |
| Cash dividends | $24,400,000 | 134 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 538 |
| Net operating income | $90,820 | 6,001 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $16,772,000 | 740 |
| Total interest expense | $4,246,000 | 381 |
| Net interest income | $12,526,000 | 851 |
| Provision for loan and lease losses | $190,000 | 2,184 |
| Total noninterest income | $4,553,000 | 743 |
| Gross Fiduciary activities income | $477,000 | 468 |
| Service charges on deposit accounts | $1,007,000 | 671 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,069,000 | 705 |
| Total noninterest expense | $15,685,000 | 663 |
| Salaries and employee benefits | $8,371,000 | 652 |
| Premises and equipment expense | $2,466,000 | 498 |
| Additional noninterest expense | $4,848,000 | 711 |
| Pre-tax net operating income | $1,204,000 | 2,591 |
| Securities gains (losses) | $-5,000 | 6,590 |
| Applicable income taxes | $408,000 | 1,723 |
| Income before extraordinary items | $791,000 | 3,089 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $791,000 | 3,091 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $791,000 | 3,092 |
| Net charge-offs | $570,000 | 1,145 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 506 |
| Net operating income | $794,300 | 2,992 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $8,511,000 | 735 |
| Total interest expense | $2,186,000 | 382 |
| Net interest income | $6,325,000 | 839 |
| Provision for loan and lease losses | $135,000 | 1,793 |
| Total noninterest income | $2,487,000 | 693 |
| Gross Fiduciary activities income | $230,000 | 483 |
| Service charges on deposit accounts | $494,000 | 686 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,763,000 | 651 |
| Total noninterest expense | $7,856,000 | 672 |
| Salaries and employee benefits | $4,324,000 | 639 |
| Premises and equipment expense | $1,276,000 | 491 |
| Additional noninterest expense | $2,256,000 | 758 |
| Pre-tax net operating income | $821,000 | 1,997 |
| Securities gains (losses) | $3,000 | 1,729 |
| Applicable income taxes | $274,000 | 1,420 |
| Income before extraordinary items | $550,000 | 2,412 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $550,000 | 2,414 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $550,000 | 2,414 |
| Net charge-offs | $194,000 | 1,381 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 424 |
| Net operating income | $547,990 | 2,324 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $35,632,000 | 732 |
| Total interest expense | $9,567,000 | 427 |
| Net interest income | $26,065,000 | 820 |
| Provision for loan and lease losses | $2,896,000 | 794 |
| Total noninterest income | $8,914,000 | 738 |
| Gross Fiduciary activities income | $1,814,000 | 326 |
| Service charges on deposit accounts | $2,109,000 | 672 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,991,000 | 814 |
| Total noninterest expense | $30,586,000 | 674 |
| Salaries and employee benefits | $15,598,000 | 671 |
| Premises and equipment expense | $5,038,000 | 476 |
| Additional noninterest expense | $9,950,000 | 718 |
| Pre-tax net operating income | $1,497,000 | 3,343 |
| Securities gains (losses) | $63,000 | 2,581 |
| Applicable income taxes | $277,000 | 2,730 |
| Income before extraordinary items | $1,283,000 | 3,406 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,283,000 | 3,407 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,283,000 | 3,408 |
| Net charge-offs | $1,479,000 | 1,417 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 643 |
| Net operating income | $1,231,340 | 3,343 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $26,815,000 | 740 |
| Total interest expense | $7,264,000 | 444 |
| Net interest income | $19,551,000 | 836 |
| Provision for loan and lease losses | $2,250,000 | 776 |
| Total noninterest income | $6,601,000 | 747 |
| Gross Fiduciary activities income | $1,579,000 | 298 |
| Service charges on deposit accounts | $1,551,000 | 691 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,471,000 | 843 |
| Total noninterest expense | $23,368,000 | 663 |
| Salaries and employee benefits | $11,894,000 | 660 |
| Premises and equipment expense | $3,825,000 | 475 |
| Additional noninterest expense | $7,649,000 | 689 |
| Pre-tax net operating income | $534,000 | 4,638 |
| Securities gains (losses) | $28,000 | 2,738 |
| Applicable income taxes | $81,000 | 3,505 |
| Income before extraordinary items | $481,000 | 4,698 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $481,000 | 4,697 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $481,000 | 4,697 |
| Net charge-offs | $1,394,000 | 1,175 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 597 |
| Net operating income | $456,920 | 4,601 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $18,001,000 | 744 |
| Total interest expense | $4,915,000 | 457 |
| Net interest income | $13,086,000 | 835 |
| Provision for loan and lease losses | $916,000 | 1,175 |
| Total noninterest income | $4,542,000 | 734 |
| Gross Fiduciary activities income | $1,327,000 | 260 |
| Service charges on deposit accounts | $995,000 | 716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,220,000 | 855 |
| Total noninterest expense | $15,654,000 | 660 |
| Salaries and employee benefits | $8,191,000 | 634 |
| Premises and equipment expense | $2,594,000 | 467 |
| Additional noninterest expense | $4,869,000 | 713 |
| Pre-tax net operating income | $1,058,000 | 2,737 |
| Securities gains (losses) | $458,000 | 601 |
| Applicable income taxes | $379,000 | 1,786 |
| Income before extraordinary items | $1,137,000 | 2,374 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,137,000 | 2,374 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,137,000 | 2,374 |
| Net charge-offs | $242,000 | 2,535 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 605 |
| Net operating income | $793,500 | 2,905 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $9,172,000 | 737 |
| Total interest expense | $2,537,000 | 456 |
| Net interest income | $6,635,000 | 827 |
| Provision for loan and lease losses | $484,000 | 1,088 |
| Total noninterest income | $2,477,000 | 674 |
| Gross Fiduciary activities income | $1,030,000 | 195 |
| Service charges on deposit accounts | $484,000 | 726 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $963,000 | 929 |
| Total noninterest expense | $8,212,000 | 625 |
| Salaries and employee benefits | $4,153,000 | 622 |
| Premises and equipment expense | $1,376,000 | 445 |
| Additional noninterest expense | $2,683,000 | 641 |
| Pre-tax net operating income | $416,000 | 3,240 |
| Securities gains (losses) | $205,000 | 596 |
| Applicable income taxes | $202,000 | 1,713 |
| Income before extraordinary items | $419,000 | 2,958 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $419,000 | 2,961 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $419,000 | 2,962 |
| Net charge-offs | $76,000 | 2,689 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 597 |
| Net operating income | $281,650 | 3,595 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $37,545,000 | 753 |
| Total interest expense | $11,349,000 | 492 |
| Net interest income | $26,196,000 | 836 |
| Provision for loan and lease losses | $1,558,000 | 1,844 |
| Total noninterest income | $10,441,000 | 592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,597,000 | 346 |
| Trading account gains and fees | $195,000 | 98 |
| Additional Noninterest Income | $5,649,000 | 637 |
| Total noninterest expense | $31,309,000 | 639 |
| Salaries and employee benefits | $15,993,000 | 608 |
| Premises and equipment expense | $8,179,000 | 321 |
| Additional noninterest expense | $7,137,000 | 986 |
| Pre-tax net operating income | $3,770,000 | 1,500 |
| Securities gains (losses) | $193,000 | 1,488 |
| Applicable income taxes | $1,188,000 | 1,190 |
| Income before extraordinary items | $2,775,000 | 1,727 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,775,000 | 1,728 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,775,000 | 1,728 |
| Net charge-offs | $905,000 | 2,475 |
| Cash dividends | $650,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $30,193,000 | 25 |
| Net operating income | $2,639,900 | 1,720 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $28,344,000 | 762 |
| Total interest expense | $8,722,000 | 503 |
| Net interest income | $19,622,000 | 843 |
| Provision for loan and lease losses | $610,000 | 2,619 |
| Total noninterest income | $7,610,000 | 609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,431,000 | 349 |
| Trading account gains and fees | $279,000 | 91 |
| Additional Noninterest Income | $3,900,000 | 690 |
| Total noninterest expense | $23,953,000 | 630 |
| Salaries and employee benefits | $12,407,000 | 580 |
| Premises and equipment expense | $6,170,000 | 324 |
| Additional noninterest expense | $5,376,000 | 988 |
| Pre-tax net operating income | $2,669,000 | 1,637 |
| Securities gains (losses) | $302,000 | 922 |
| Applicable income taxes | $917,000 | 1,159 |
| Income before extraordinary items | $2,054,000 | 1,799 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,054,000 | 1,799 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,054,000 | 1,799 |
| Net charge-offs | $626,000 | 2,420 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $30,193,000 | 22 |
| Net operating income | $1,845,620 | 1,862 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $18,963,000 | 769 |
| Total interest expense | $5,913,000 | 521 |
| Net interest income | $13,050,000 | 847 |
| Provision for loan and lease losses | $400,000 | 2,592 |
| Total noninterest income | $5,130,000 | 609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,244,000 | 355 |
| Trading account gains and fees | $208,000 | 85 |
| Additional Noninterest Income | $2,678,000 | 677 |
| Total noninterest expense | $16,085,000 | 638 |
| Salaries and employee benefits | $8,376,000 | 573 |
| Premises and equipment expense | $4,105,000 | 332 |
| Additional noninterest expense | $3,604,000 | 1,007 |
| Pre-tax net operating income | $1,695,000 | 1,677 |
| Securities gains (losses) | $181,000 | 785 |
| Applicable income taxes | $575,000 | 1,186 |
| Income before extraordinary items | $1,301,000 | 1,826 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,301,000 | 1,826 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,301,000 | 1,826 |
| Net charge-offs | $402,000 | 2,357 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $30,193,000 | 16 |
| Net operating income | $1,176,110 | 1,919 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,456,000 | 774 |
| Total interest expense | $2,985,000 | 538 |
| Net interest income | $6,471,000 | 856 |
| Provision for loan and lease losses | $210,000 | 2,372 |
| Total noninterest income | $2,562,000 | 605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,083,000 | 361 |
| Trading account gains and fees | $27,000 | 122 |
| Additional Noninterest Income | $1,452,000 | 639 |
| Total noninterest expense | $8,045,000 | 641 |
| Salaries and employee benefits | $4,149,000 | 588 |
| Premises and equipment expense | $2,100,000 | 325 |
| Additional noninterest expense | $1,796,000 | 990 |
| Pre-tax net operating income | $778,000 | 1,809 |
| Securities gains (losses) | $35,000 | 882 |
| Applicable income taxes | $229,000 | 1,360 |
| Income before extraordinary items | $584,000 | 1,960 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $584,000 | 1,959 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $584,000 | 1,960 |
| Net charge-offs | $223,000 | 2,024 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $30,193,000 | 7 |
| Net operating income | $558,800 | 2,002 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $39,717,000 | 771 |
| Total interest expense | $13,830,000 | 570 |
| Net interest income | $25,887,000 | 845 |
| Provision for loan and lease losses | $902,000 | 3,209 |
| Total noninterest income | $9,505,000 | 659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-428,000 | 7,635 |
| Additional Noninterest Income | $9,933,000 | 452 |
| Total noninterest expense | $30,409,000 | 663 |
| Salaries and employee benefits | $15,439,000 | 621 |
| Premises and equipment expense | $7,925,000 | 344 |
| Additional noninterest expense | $7,045,000 | 1,047 |
| Pre-tax net operating income | $4,081,000 | 1,244 |
| Securities gains (losses) | $376,000 | 1,081 |
| Applicable income taxes | $1,449,000 | 925 |
| Income before extraordinary items | $3,008,000 | 1,402 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,008,000 | 1,405 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,008,000 | 1,406 |
| Net charge-offs | $1,183,000 | 2,456 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,756,080 | 1,457 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $30,026,000 | 769 |
| Total interest expense | $10,677,000 | 581 |
| Net interest income | $19,349,000 | 847 |
| Provision for loan and lease losses | $692,000 | 3,051 |
| Total noninterest income | $7,156,000 | 651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-129,000 | 7,721 |
| Additional Noninterest Income | $7,285,000 | 447 |
| Total noninterest expense | $23,198,000 | 649 |
| Salaries and employee benefits | $11,859,000 | 595 |
| Premises and equipment expense | $5,947,000 | 346 |
| Additional noninterest expense | $5,392,000 | 1,000 |
| Pre-tax net operating income | $2,615,000 | 1,508 |
| Securities gains (losses) | $376,000 | 925 |
| Applicable income taxes | $965,000 | 1,028 |
| Income before extraordinary items | $2,026,000 | 1,634 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,026,000 | 1,637 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,026,000 | 1,637 |
| Net charge-offs | $769,000 | 2,511 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,770,320 | 1,768 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $20,188,000 | 768 |
| Total interest expense | $7,321,000 | 581 |
| Net interest income | $12,867,000 | 856 |
| Provision for loan and lease losses | $422,000 | 3,119 |
| Total noninterest income | $4,793,000 | 626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,793,000 | 435 |
| Total noninterest expense | $15,704,000 | 642 |
| Salaries and employee benefits | $8,183,000 | 570 |
| Premises and equipment expense | $3,956,000 | 345 |
| Additional noninterest expense | $3,565,000 | 991 |
| Pre-tax net operating income | $1,534,000 | 1,695 |
| Securities gains (losses) | $339,000 | 646 |
| Applicable income taxes | $607,000 | 1,050 |
| Income before extraordinary items | $1,266,000 | 1,713 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,266,000 | 1,712 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,266,000 | 1,713 |
| Net charge-offs | $692,000 | 2,105 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,035,480 | 1,974 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,172,000 | 768 |
| Total interest expense | $3,788,000 | 593 |
| Net interest income | $6,384,000 | 871 |
| Provision for loan and lease losses | $170,000 | 3,206 |
| Total noninterest income | $2,364,000 | 628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,364,000 | 429 |
| Total noninterest expense | $7,892,000 | 643 |
| Salaries and employee benefits | $4,126,000 | 580 |
| Premises and equipment expense | $2,019,000 | 348 |
| Additional noninterest expense | $1,747,000 | 1,001 |
| Pre-tax net operating income | $686,000 | 1,860 |
| Securities gains (losses) | $88,000 | 839 |
| Applicable income taxes | $255,000 | 1,181 |
| Income before extraordinary items | $519,000 | 2,080 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $519,000 | 2,079 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $519,000 | 2,080 |
| Net charge-offs | $247,000 | 2,233 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $460,040 | 2,205 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $43,152,000 | 772 |
| Total interest expense | $18,835,000 | 609 |
| Net interest income | $24,317,000 | 888 |
| Provision for loan and lease losses | $2,980,000 | 1,999 |
| Total noninterest income | $10,252,000 | 628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $10,252,000 | 432 |
| Total noninterest expense | $31,291,000 | 669 |
| Salaries and employee benefits | $15,811,000 | 599 |
| Premises and equipment expense | $7,712,000 | 351 |
| Additional noninterest expense | $7,768,000 | 1,012 |
| Pre-tax net operating income | $298,000 | 4,510 |
| Securities gains (losses) | $136,000 | 1,868 |
| Applicable income taxes | $25,000 | 3,576 |
| Income before extraordinary items | $409,000 | 4,144 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $409,000 | 4,142 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $409,000 | 4,142 |
| Net charge-offs | $2,722,000 | 1,705 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $281,160 | 4,464 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $33,196,000 | 770 |
| Total interest expense | $14,531,000 | 626 |
| Net interest income | $18,665,000 | 878 |
| Provision for loan and lease losses | $2,780,000 | 1,552 |
| Total noninterest income | $7,778,000 | 633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $7,778,000 | 438 |
| Total noninterest expense | $24,180,000 | 649 |
| Salaries and employee benefits | $12,577,000 | 584 |
| Premises and equipment expense | $5,755,000 | 357 |
| Additional noninterest expense | $5,848,000 | 966 |
| Pre-tax net operating income | $-517,000 | 6,346 |
| Securities gains (losses) | $141,000 | 1,551 |
| Applicable income taxes | $-215,000 | 7,110 |
| Income before extraordinary items | $-161,000 | 6,066 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-161,000 | 6,067 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-161,000 | 6,066 |
| Net charge-offs | $2,438,000 | 1,340 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-251,240 | 6,161 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $22,531,000 | 770 |
| Total interest expense | $9,850,000 | 658 |
| Net interest income | $12,681,000 | 863 |
| Provision for loan and lease losses | $2,080,000 | 1,366 |
| Total noninterest income | $4,924,000 | 656 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,924,000 | 456 |
| Total noninterest expense | $16,587,000 | 644 |
| Salaries and employee benefits | $8,787,000 | 563 |
| Premises and equipment expense | $3,767,000 | 373 |
| Additional noninterest expense | $4,033,000 | 951 |
| Pre-tax net operating income | $-1,062,000 | 7,048 |
| Securities gains (losses) | $307,000 | 749 |
| Applicable income taxes | $-243,000 | 7,358 |
| Income before extraordinary items | $-512,000 | 6,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-512,000 | 6,782 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-512,000 | 6,782 |
| Net charge-offs | $1,697,000 | 1,249 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-720,760 | 6,944 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,203,000 | 782 |
| Total interest expense | $4,986,000 | 676 |
| Net interest income | $6,217,000 | 866 |
| Provision for loan and lease losses | $640,000 | 1,542 |
| Total noninterest income | $2,390,000 | 660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,390,000 | 451 |
| Total noninterest expense | $8,052,000 | 636 |
| Salaries and employee benefits | $4,282,000 | 577 |
| Premises and equipment expense | $1,867,000 | 377 |
| Additional noninterest expense | $1,903,000 | 862 |
| Pre-tax net operating income | $-85,000 | 6,603 |
| Securities gains (losses) | $198,000 | 676 |
| Applicable income taxes | $36,000 | 3,153 |
| Income before extraordinary items | $77,000 | 5,278 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $77,000 | 5,283 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $77,000 | 5,282 |
| Net charge-offs | $528,000 | 1,331 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-57,640 | 6,577 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $45,813,000 | 818 |
| Total interest expense | $22,311,000 | 713 |
| Net interest income | $23,502,000 | 912 |
| Provision for loan and lease losses | $8,369,000 | 679 |
| Total noninterest income | $10,041,000 | 589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $10,041,000 | 388 |
| Total noninterest expense | $29,810,000 | 668 |
| Salaries and employee benefits | $16,202,000 | 602 |
| Premises and equipment expense | $7,795,000 | 357 |
| Additional noninterest expense | $5,813,000 | 1,107 |
| Pre-tax net operating income | $-4,636,000 | 7,778 |
| Securities gains (losses) | $509,000 | 366 |
| Applicable income taxes | $-1,326,000 | 7,801 |
| Income before extraordinary items | $-2,801,000 | 7,567 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,801,000 | 7,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $503,000 | 2,788 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,147,120 | 7,701 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $34,367,000 | 840 |
| Total interest expense | $16,924,000 | 738 |
| Net interest income | $17,443,000 | 935 |
| Provision for loan and lease losses | $7,429,000 | 494 |
| Total noninterest income | $7,600,000 | 619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,600,000 | 410 |
| Total noninterest expense | $22,468,000 | 652 |
| Salaries and employee benefits | $12,380,000 | 600 |
| Premises and equipment expense | $5,825,000 | 369 |
| Additional noninterest expense | $4,263,000 | 1,082 |
| Pre-tax net operating income | $-4,854,000 | 8,124 |
| Securities gains (losses) | $172,000 | 684 |
| Applicable income taxes | $-1,041,000 | 8,056 |
| Income before extraordinary items | $-3,641,000 | 8,059 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,641,000 | 8,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 2,602 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,775,160 | 8,121 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $22,779,000 | 860 |
| Total interest expense | $11,449,000 | 749 |
| Net interest income | $11,330,000 | 951 |
| Provision for loan and lease losses | $285,000 | 2,628 |
| Total noninterest income | $5,117,000 | 623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,117,000 | 426 |
| Total noninterest expense | $14,948,000 | 651 |
| Salaries and employee benefits | $8,308,000 | 598 |
| Premises and equipment expense | $3,854,000 | 372 |
| Additional noninterest expense | $2,786,000 | 1,075 |
| Pre-tax net operating income | $1,214,000 | 2,566 |
| Securities gains (losses) | $165,000 | 696 |
| Applicable income taxes | $432,000 | 1,780 |
| Income before extraordinary items | $947,000 | 2,689 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $947,000 | 2,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,369 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $833,150 | 2,928 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,259,000 | 899 |
| Total interest expense | $5,761,000 | 791 |
| Net interest income | $5,498,000 | 976 |
| Provision for loan and lease losses | $135,000 | 2,308 |
| Total noninterest income | $2,471,000 | 645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,471,000 | 447 |
| Total noninterest expense | $7,240,000 | 658 |
| Salaries and employee benefits | $3,996,000 | 631 |
| Premises and equipment expense | $1,876,000 | 382 |
| Additional noninterest expense | $1,368,000 | 1,062 |
| Pre-tax net operating income | $594,000 | 2,726 |
| Securities gains (losses) | $128,000 | 608 |
| Applicable income taxes | $231,000 | 1,776 |
| Income before extraordinary items | $491,000 | 2,739 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $491,000 | 2,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,353 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $403,960 | 3,100 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $42,471,000 | 996 |
| Total interest expense | $21,283,000 | 934 |
| Net interest income | $21,188,000 | 1,046 |
| Provision for loan and lease losses | $1,062,000 | 1,369 |
| Total noninterest income | $9,300,000 | 646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $9,300,000 | 429 |
| Total noninterest expense | $27,570,000 | 685 |
| Salaries and employee benefits | $14,954,000 | 645 |
| Premises and equipment expense | $7,246,000 | 382 |
| Additional noninterest expense | $5,370,000 | 1,048 |
| Pre-tax net operating income | $1,856,000 | 3,475 |
| Securities gains (losses) | $302,000 | 359 |
| Applicable income taxes | $707,000 | 2,286 |
| Income before extraordinary items | $1,451,000 | 3,524 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,451,000 | 3,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,355,000 | 810 |
| Cash dividends | $250,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,248,660 | 3,847 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $31,493,000 | 1,008 |
| Total interest expense | $15,635,000 | 950 |
| Net interest income | $15,858,000 | 1,047 |
| Provision for loan and lease losses | $740,000 | 1,164 |
| Total noninterest income | $6,871,000 | 658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,871,000 | 437 |
| Total noninterest expense | $20,724,000 | 667 |
| Salaries and employee benefits | $11,286,000 | 641 |
| Premises and equipment expense | $5,340,000 | 382 |
| Additional noninterest expense | $4,098,000 | 1,013 |
| Pre-tax net operating income | $1,265,000 | 3,832 |
| Securities gains (losses) | $240,000 | 343 |
| Applicable income taxes | $490,000 | 2,557 |
| Income before extraordinary items | $1,015,000 | 3,861 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,015,000 | 3,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $720,000 | 822 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $854,200 | 4,201 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $20,723,000 | 1,039 |
| Total interest expense | $10,240,000 | 973 |
| Net interest income | $10,483,000 | 1,073 |
| Provision for loan and lease losses | $220,000 | 2,020 |
| Total noninterest income | $4,446,000 | 695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,446,000 | 467 |
| Total noninterest expense | $13,750,000 | 682 |
| Salaries and employee benefits | $7,482,000 | 667 |
| Premises and equipment expense | $3,554,000 | 401 |
| Additional noninterest expense | $2,714,000 | 1,032 |
| Pre-tax net operating income | $959,000 | 3,622 |
| Securities gains (losses) | $386,000 | 204 |
| Applicable income taxes | $437,000 | 2,256 |
| Income before extraordinary items | $908,000 | 3,225 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $908,000 | 3,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $818,000 | 514 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $645,520 | 4,005 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,220,000 | 1,043 |
| Total interest expense | $4,998,000 | 985 |
| Net interest income | $5,222,000 | 1,067 |
| Provision for loan and lease losses | $165,000 | 1,333 |
| Total noninterest income | $2,171,000 | 708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,171,000 | 471 |
| Total noninterest expense | $6,832,000 | 689 |
| Salaries and employee benefits | $3,716,000 | 675 |
| Premises and equipment expense | $1,796,000 | 395 |
| Additional noninterest expense | $1,320,000 | 1,040 |
| Pre-tax net operating income | $396,000 | 4,023 |
| Securities gains (losses) | $352,000 | 149 |
| Applicable income taxes | $240,000 | 2,145 |
| Income before extraordinary items | $508,000 | 2,997 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $508,000 | 2,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,127 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $268,640 | 4,393 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $39,962,000 | 982 |
| Total interest expense | $17,798,000 | 938 |
| Net interest income | $22,164,000 | 1,005 |
| Provision for loan and lease losses | $881,000 | 1,172 |
| Total noninterest income | $8,616,000 | 691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,616,000 | 461 |
| Total noninterest expense | $25,555,000 | 700 |
| Salaries and employee benefits | $14,194,000 | 654 |
| Premises and equipment expense | $6,582,000 | 400 |
| Additional noninterest expense | $4,779,000 | 1,123 |
| Pre-tax net operating income | $4,344,000 | 2,110 |
| Securities gains (losses) | $-212,000 | 8,390 |
| Applicable income taxes | $1,323,000 | 1,842 |
| Income before extraordinary items | $2,809,000 | 2,385 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,809,000 | 2,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,234 |
| Cash dividends | $100,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,953,160 | 2,286 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $29,638,000 | 993 |
| Total interest expense | $12,816,000 | 948 |
| Net interest income | $16,822,000 | 1,009 |
| Provision for loan and lease losses | $546,000 | 1,302 |
| Total noninterest income | $6,455,000 | 705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,455,000 | 476 |
| Total noninterest expense | $19,314,000 | 707 |
| Salaries and employee benefits | $10,717,000 | 665 |
| Premises and equipment expense | $4,955,000 | 405 |
| Additional noninterest expense | $3,642,000 | 1,105 |
| Pre-tax net operating income | $3,417,000 | 2,105 |
| Securities gains (losses) | $-244,000 | 8,565 |
| Applicable income taxes | $1,016,000 | 1,861 |
| Income before extraordinary items | $2,157,000 | 2,422 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,157,000 | 2,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,371 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,322,920 | 2,276 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,517,000 | 981 |
| Total interest expense | $8,123,000 | 952 |
| Net interest income | $11,394,000 | 989 |
| Provision for loan and lease losses | $405,000 | 1,160 |
| Total noninterest income | $4,314,000 | 706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,314,000 | 476 |
| Total noninterest expense | $12,863,000 | 701 |
| Salaries and employee benefits | $7,249,000 | 667 |
| Premises and equipment expense | $3,276,000 | 404 |
| Additional noninterest expense | $2,338,000 | 1,156 |
| Pre-tax net operating income | $2,440,000 | 1,990 |
| Securities gains (losses) | $-77,000 | 8,476 |
| Applicable income taxes | $779,000 | 1,695 |
| Income before extraordinary items | $1,584,000 | 2,239 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,584,000 | 2,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,635,590 | 2,168 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,326,000 | 998 |
| Total interest expense | $3,831,000 | 953 |
| Net interest income | $5,495,000 | 1,029 |
| Provision for loan and lease losses | $285,000 | 838 |
| Total noninterest income | $2,155,000 | 691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,155,000 | 472 |
| Total noninterest expense | $6,188,000 | 729 |
| Salaries and employee benefits | $3,564,000 | 676 |
| Premises and equipment expense | $1,616,000 | 410 |
| Additional noninterest expense | $1,008,000 | 1,311 |
| Pre-tax net operating income | $1,177,000 | 2,007 |
| Securities gains (losses) | $24,000 | 442 |
| Applicable income taxes | $401,000 | 1,649 |
| Income before extraordinary items | $800,000 | 2,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $800,000 | 2,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $783,920 | 2,221 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $33,022,000 | 997 |
| Total interest expense | $11,915,000 | 936 |
| Net interest income | $21,107,000 | 1,010 |
| Provision for loan and lease losses | $410,000 | 2,236 |
| Total noninterest income | $6,271,000 | 902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,271,000 | 589 |
| Total noninterest expense | $22,117,000 | 774 |
| Salaries and employee benefits | $11,946,000 | 748 |
| Premises and equipment expense | $5,013,000 | 494 |
| Additional noninterest expense | $5,158,000 | 1,014 |
| Pre-tax net operating income | $4,851,000 | 1,919 |
| Securities gains (losses) | $265,000 | 436 |
| Applicable income taxes | $1,700,000 | 1,546 |
| Income before extraordinary items | $3,416,000 | 2,008 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,416,000 | 2,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,496 |
| Cash dividends | $900,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,238,450 | 2,083 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $24,126,000 | 994 |
| Total interest expense | $8,469,000 | 931 |
| Net interest income | $15,657,000 | 1,005 |
| Provision for loan and lease losses | $310,000 | 2,151 |
| Total noninterest income | $4,289,000 | 987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,289,000 | 616 |
| Total noninterest expense | $16,050,000 | 789 |
| Salaries and employee benefits | $8,698,000 | 767 |
| Premises and equipment expense | $3,584,000 | 513 |
| Additional noninterest expense | $3,768,000 | 1,018 |
| Pre-tax net operating income | $3,586,000 | 1,954 |
| Securities gains (losses) | $240,000 | 436 |
| Applicable income taxes | $1,251,000 | 1,596 |
| Income before extraordinary items | $2,575,000 | 2,010 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,575,000 | 2,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,465 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,414,200 | 2,095 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $15,643,000 | 993 |
| Total interest expense | $5,326,000 | 925 |
| Net interest income | $10,317,000 | 1,011 |
| Provision for loan and lease losses | $235,000 | 1,900 |
| Total noninterest income | $2,814,000 | 977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,814,000 | 621 |
| Total noninterest expense | $10,498,000 | 793 |
| Salaries and employee benefits | $5,614,000 | 792 |
| Premises and equipment expense | $2,387,000 | 505 |
| Additional noninterest expense | $2,497,000 | 1,013 |
| Pre-tax net operating income | $2,398,000 | 1,901 |
| Securities gains (losses) | $254,000 | 356 |
| Applicable income taxes | $860,000 | 1,529 |
| Income before extraordinary items | $1,792,000 | 1,908 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,792,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,409 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,619,280 | 2,058 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,689,000 | 992 |
| Total interest expense | $2,559,000 | 916 |
| Net interest income | $5,130,000 | 1,008 |
| Provision for loan and lease losses | $105,000 | 1,941 |
| Total noninterest income | $1,259,000 | 1,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,259,000 | 671 |
| Total noninterest expense | $5,060,000 | 820 |
| Salaries and employee benefits | $2,673,000 | 828 |
| Premises and equipment expense | $1,185,000 | 505 |
| Additional noninterest expense | $1,202,000 | 1,027 |
| Pre-tax net operating income | $1,224,000 | 1,846 |
| Securities gains (losses) | $119,000 | 342 |
| Applicable income taxes | $431,000 | 1,531 |
| Income before extraordinary items | $912,000 | 1,857 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $912,000 | 1,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 8,703 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $831,080 | 1,989 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $28,218,000 | 1,005 |
| Total interest expense | $9,106,000 | 884 |
| Net interest income | $19,112,000 | 1,043 |
| Provision for loan and lease losses | $550,000 | 1,804 |
| Total noninterest income | $4,202,000 | 1,225 |
| Gross Fiduciary activities income | $311,000 | 681 |
| Service charges on deposit accounts | $795,000 | 2,156 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,096,000 | 961 |
| Total noninterest expense | $18,183,000 | 901 |
| Salaries and employee benefits | $9,401,000 | 918 |
| Premises and equipment expense | $3,469,000 | 669 |
| Additional noninterest expense | $5,313,000 | 943 |
| Pre-tax net operating income | $4,581,000 | 1,829 |
| Securities gains (losses) | $-98,000 | 8,716 |
| Applicable income taxes | $1,428,000 | 1,665 |
| Income before extraordinary items | $3,055,000 | 2,043 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,055,000 | 2,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,972 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $24,240,000 | 26 |
| Net operating income | $3,121,640 | 1,962 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,617,000 | 1,013 |
| Total interest expense | $6,668,000 | 892 |
| Net interest income | $13,949,000 | 1,061 |
| Provision for loan and lease losses | $400,000 | 1,766 |
| Total noninterest income | $3,097,000 | 1,271 |
| Gross Fiduciary activities income | $311,000 | 622 |
| Service charges on deposit accounts | $795,000 | 1,662 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,991,000 | 1,091 |
| Total noninterest expense | $13,591,000 | 895 |
| Salaries and employee benefits | $6,964,000 | 923 |
| Premises and equipment expense | $2,434,000 | 713 |
| Additional noninterest expense | $4,193,000 | 881 |
| Pre-tax net operating income | $3,055,000 | 2,049 |
| Securities gains (losses) | $-165,000 | 8,929 |
| Applicable income taxes | $912,000 | 1,926 |
| Income before extraordinary items | $1,978,000 | 2,340 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,978,000 | 2,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $24,240,000 | 21 |
| Net operating income | $2,090,200 | 2,176 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,557,000 | 1,012 |
| Total interest expense | $4,381,000 | 888 |
| Net interest income | $9,176,000 | 1,064 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $1,942,000 | 1,313 |
| Gross Fiduciary activities income | $311,000 | 495 |
| Service charges on deposit accounts | $795,000 | 1,117 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $836,000 | 1,502 |
| Total noninterest expense | $9,126,000 | 888 |
| Salaries and employee benefits | $4,520,000 | 939 |
| Premises and equipment expense | $1,771,000 | 653 |
| Additional noninterest expense | $2,835,000 | 873 |
| Pre-tax net operating income | $1,692,000 | 2,344 |
| Securities gains (losses) | $186,000 | 678 |
| Applicable income taxes | $592,000 | 1,951 |
| Income before extraordinary items | $1,286,000 | 2,369 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,286,000 | 2,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,159,520 | 2,531 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,719,000 | 1,030 |
| Total interest expense | $2,163,000 | 925 |
| Net interest income | $4,556,000 | 1,088 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $992,000 | 1,262 |
| Gross Fiduciary activities income | $151,000 | 518 |
| Service charges on deposit accounts | $388,000 | 1,107 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $453,000 | 1,390 |
| Total noninterest expense | $4,280,000 | 957 |
| Salaries and employee benefits | $2,159,000 | 999 |
| Premises and equipment expense | $744,000 | 782 |
| Additional noninterest expense | $1,377,000 | 899 |
| Pre-tax net operating income | $1,118,000 | 1,831 |
| Securities gains (losses) | $133,000 | 671 |
| Applicable income taxes | $403,000 | 1,535 |
| Income before extraordinary items | $848,000 | 1,846 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $848,000 | 1,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $757,560 | 1,954 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $27,687,000 | 1,014 |
| Total interest expense | $8,987,000 | 992 |
| Net interest income | $18,700,000 | 1,030 |
| Provision for loan and lease losses | $1,602,000 | 776 |
| Total noninterest income | $4,477,000 | 1,226 |
| Gross Fiduciary activities income | $596,000 | 505 |
| Service charges on deposit accounts | $1,638,000 | 1,053 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,243,000 | 1,350 |
| Total noninterest expense | $16,291,000 | 1,005 |
| Salaries and employee benefits | $8,740,000 | 985 |
| Premises and equipment expense | $2,680,000 | 838 |
| Additional noninterest expense | $4,871,000 | 1,047 |
| Pre-tax net operating income | $5,284,000 | 1,548 |
| Securities gains (losses) | $84,000 | 2,048 |
| Applicable income taxes | $1,805,000 | 1,384 |
| Income before extraordinary items | $3,563,000 | 1,749 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,563,000 | 1,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,981,000 | 563 |
| Cash dividends | $350,000 | 4,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,507,560 | 1,687 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $21,044,000 | 1,024 |
| Total interest expense | $6,856,000 | 1,020 |
| Net interest income | $14,188,000 | 1,037 |
| Provision for loan and lease losses | $1,482,000 | 660 |
| Total noninterest income | $3,362,000 | 1,262 |
| Gross Fiduciary activities income | $421,000 | 530 |
| Service charges on deposit accounts | $1,212,000 | 1,073 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,729,000 | 1,383 |
| Total noninterest expense | $12,288,000 | 1,008 |
| Salaries and employee benefits | $6,585,000 | 989 |
| Premises and equipment expense | $2,012,000 | 852 |
| Additional noninterest expense | $3,691,000 | 1,042 |
| Pre-tax net operating income | $3,780,000 | 1,667 |
| Securities gains (losses) | $129,000 | 1,533 |
| Applicable income taxes | $1,329,000 | 1,470 |
| Income before extraordinary items | $2,580,000 | 1,866 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,580,000 | 1,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,170,000 | 621 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,494,860 | 1,827 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,962,000 | 1,039 |
| Total interest expense | $4,650,000 | 1,032 |
| Net interest income | $9,312,000 | 1,045 |
| Provision for loan and lease losses | $1,142,000 | 590 |
| Total noninterest income | $2,288,000 | 1,231 |
| Gross Fiduciary activities income | $269,000 | 548 |
| Service charges on deposit accounts | $798,000 | 1,074 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,221,000 | 1,314 |
| Total noninterest expense | $8,212,000 | 1,003 |
| Salaries and employee benefits | $4,289,000 | 1,005 |
| Premises and equipment expense | $1,381,000 | 823 |
| Additional noninterest expense | $2,542,000 | 993 |
| Pre-tax net operating income | $2,246,000 | 1,847 |
| Securities gains (losses) | $113,000 | 1,411 |
| Applicable income taxes | $803,000 | 1,613 |
| Income before extraordinary items | $1,556,000 | 2,040 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,556,000 | 2,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,101,000 | 493 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,481,420 | 2,012 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,935,000 | 1,061 |
| Total interest expense | $2,360,000 | 1,040 |
| Net interest income | $4,575,000 | 1,067 |
| Provision for loan and lease losses | $175,000 | 1,516 |
| Total noninterest income | $1,186,000 | 1,174 |
| Gross Fiduciary activities income | $128,000 | 572 |
| Service charges on deposit accounts | $389,000 | 1,067 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $669,000 | 1,199 |
| Total noninterest expense | $4,097,000 | 994 |
| Salaries and employee benefits | $2,120,000 | 1,016 |
| Premises and equipment expense | $719,000 | 805 |
| Additional noninterest expense | $1,258,000 | 976 |
| Pre-tax net operating income | $1,489,000 | 1,442 |
| Securities gains (losses) | $56,000 | 1,326 |
| Applicable income taxes | $526,000 | 1,310 |
| Income before extraordinary items | $1,019,000 | 1,580 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,019,000 | 1,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 860 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $982,040 | 1,538 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $28,117,000 | 1,098 |
| Total interest expense | $10,714,000 | 1,043 |
| Net interest income | $17,403,000 | 1,105 |
| Provision for loan and lease losses | $537,000 | 2,273 |
| Total noninterest income | $3,597,000 | 1,359 |
| Gross Fiduciary activities income | $528,000 | 557 |
| Service charges on deposit accounts | $1,439,000 | 1,125 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,630,000 | 1,547 |
| Total noninterest expense | $15,217,000 | 1,021 |
| Salaries and employee benefits | $8,168,000 | 990 |
| Premises and equipment expense | $2,663,000 | 822 |
| Additional noninterest expense | $4,386,000 | 1,131 |
| Pre-tax net operating income | $5,246,000 | 1,561 |
| Securities gains (losses) | $-395,000 | 9,243 |
| Applicable income taxes | $1,649,000 | 1,520 |
| Income before extraordinary items | $3,202,000 | 1,871 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,202,000 | 1,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 2,217 |
| Cash dividends | $325,000 | 4,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,462,700 | 1,676 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $27,542,000 | 1,249 |
| Total interest expense | $13,155,000 | 1,228 |
| Net interest income | $14,387,000 | 1,240 |
| Provision for loan and lease losses | $440,000 | 2,434 |
| Total noninterest income | $3,289,000 | 1,381 |
| Gross Fiduciary activities income | $550,000 | 564 |
| Service charges on deposit accounts | $1,384,000 | 1,074 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,355,000 | 1,657 |
| Total noninterest expense | $14,476,000 | 1,024 |
| Salaries and employee benefits | $7,510,000 | 996 |
| Premises and equipment expense | $2,671,000 | 794 |
| Additional noninterest expense | $4,295,000 | 1,108 |
| Pre-tax net operating income | $2,760,000 | 2,452 |
| Securities gains (losses) | $150,000 | 1,408 |
| Applicable income taxes | $989,000 | 2,081 |
| Income before extraordinary items | $1,921,000 | 2,626 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,921,000 | 2,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 3,012 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,822,000 | 2,667 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $25,189,000 | 1,387 |
| Total interest expense | $12,127,000 | 1,420 |
| Net interest income | $13,062,000 | 1,341 |
| Provision for loan and lease losses | $290,000 | 2,935 |
| Total noninterest income | $3,167,000 | 1,288 |
| Gross Fiduciary activities income | $563,000 | 563 |
| Service charges on deposit accounts | $1,742,000 | 778 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $862,000 | 2,055 |
| Total noninterest expense | $12,951,000 | 1,079 |
| Salaries and employee benefits | $6,497,000 | 1,083 |
| Premises and equipment expense | $2,668,000 | 756 |
| Additional noninterest expense | $3,786,000 | 1,205 |
| Pre-tax net operating income | $2,988,000 | 2,401 |
| Securities gains (losses) | $73,000 | 632 |
| Applicable income taxes | $1,053,000 | 2,031 |
| Income before extraordinary items | $2,008,000 | 2,550 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,008,000 | 2,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 9,510 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,959,820 | 2,612 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,847,000 | 1,427 |
| Total interest expense | $10,269,000 | 1,463 |
| Net interest income | $12,578,000 | 1,385 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $2,798,000 | 1,438 |
| Gross Fiduciary activities income | $492,000 | 643 |
| Service charges on deposit accounts | $1,466,000 | 901 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $840,000 | 2,088 |
| Total noninterest expense | $12,896,000 | 1,083 |
| Salaries and employee benefits | $6,520,000 | 1,057 |
| Premises and equipment expense | $2,430,000 | 827 |
| Additional noninterest expense | $3,946,000 | 1,175 |
| Pre-tax net operating income | $2,180,000 | 3,118 |
| Securities gains (losses) | $124,000 | 656 |
| Applicable income taxes | $840,000 | 2,537 |
| Income before extraordinary items | $1,464,000 | 3,298 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,464,000 | 3,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 1,246 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,384,640 | 3,420 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,116,000 | 1,462 |
| Total interest expense | $10,597,000 | 1,447 |
| Net interest income | $11,519,000 | 1,460 |
| Provision for loan and lease losses | $210,000 | 3,403 |
| Total noninterest income | $2,640,000 | 1,485 |
| Gross Fiduciary activities income | $436,000 | 680 |
| Service charges on deposit accounts | $1,257,000 | 979 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $947,000 | 1,935 |
| Total noninterest expense | $12,512,000 | 1,061 |
| Salaries and employee benefits | $6,267,000 | 1,043 |
| Premises and equipment expense | $2,323,000 | 844 |
| Additional noninterest expense | $3,922,000 | 1,138 |
| Pre-tax net operating income | $1,437,000 | 4,320 |
| Securities gains (losses) | $491,000 | 563 |
| Applicable income taxes | $554,000 | 3,603 |
| Income before extraordinary items | $1,374,000 | 3,499 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,374,000 | 3,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,649 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,025,390 | 4,329 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,243,000 | 1,627 |
| Total interest expense | $9,673,000 | 1,599 |
| Net interest income | $10,570,000 | 1,648 |
| Provision for loan and lease losses | $925,000 | 1,046 |
| Total noninterest income | $2,273,000 | 1,590 |
| Gross Fiduciary activities income | $383,000 | 750 |
| Service charges on deposit accounts | $987,000 | 1,301 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $903,000 | 1,856 |
| Total noninterest expense | $11,257,000 | 1,177 |
| Salaries and employee benefits | $5,509,000 | 1,194 |
| Premises and equipment expense | $2,051,000 | 974 |
| Additional noninterest expense | $3,697,000 | 1,195 |
| Pre-tax net operating income | $661,000 | 7,157 |
| Securities gains (losses) | $455,000 | 449 |
| Applicable income taxes | $446,000 | 4,561 |
| Income before extraordinary items | $670,000 | 6,028 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $670,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,563,000 | 588 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $378,800 | 7,734 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,385,000 | 1,845 |
| Total interest expense | $8,604,000 | 1,833 |
| Net interest income | $9,781,000 | 1,818 |
| Provision for loan and lease losses | $1,257,000 | 856 |
| Total noninterest income | $1,968,000 | 1,863 |
| Gross Fiduciary activities income | $260,000 | 906 |
| Service charges on deposit accounts | $984,000 | 1,364 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $724,000 | 2,242 |
| Total noninterest expense | $11,077,000 | 1,297 |
| Salaries and employee benefits | $4,703,000 | 1,426 |
| Premises and equipment expense | $1,813,000 | 1,156 |
| Additional noninterest expense | $4,561,000 | 1,228 |
| Pre-tax net operating income | $-585,000 | 11,273 |
| Securities gains (losses) | $925,000 | 269 |
| Applicable income taxes | $64,000 | 9,435 |
| Income before extraordinary items | $276,000 | 8,624 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $276,000 | 8,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,319,000 | 756 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-473,250 | 11,224 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,445,000 | 1,939 |
| Total interest expense | $8,026,000 | 1,948 |
| Net interest income | $9,419,000 | 1,904 |
| Provision for loan and lease losses | $1,003,000 | 937 |
| Total noninterest income | $2,128,000 | 1,740 |
| Gross Fiduciary activities income | $247,000 | 948 |
| Service charges on deposit accounts | $1,059,000 | 1,274 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $822,000 | 2,063 |
| Total noninterest expense | $10,045,000 | 1,413 |
| Salaries and employee benefits | $4,430,000 | 1,498 |
| Premises and equipment expense | $1,656,000 | 1,256 |
| Additional noninterest expense | $3,959,000 | 1,349 |
| Pre-tax net operating income | $499,000 | 8,441 |
| Securities gains (losses) | $334,000 | 476 |
| Applicable income taxes | $242,000 | 6,761 |
| Income before extraordinary items | $591,000 | 6,665 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $591,000 | 6,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,095,000 | 835 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $353,860 | 8,429 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,222,000 | 1,899 |
| Total interest expense | $6,501,000 | 1,921 |
| Net interest income | $9,721,000 | 1,859 |
| Provision for loan and lease losses | $3,551,000 | 374 |
| Total noninterest income | $2,056,000 | 1,811 |
| Gross Fiduciary activities income | $244,000 | 972 |
| Service charges on deposit accounts | $994,000 | 1,347 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $818,000 | 2,106 |
| Total noninterest expense | $10,590,000 | 1,381 |
| Salaries and employee benefits | $4,041,000 | 1,651 |
| Premises and equipment expense | $1,575,000 | 1,330 |
| Additional noninterest expense | $4,974,000 | 1,185 |
| Pre-tax net operating income | $-2,365,000 | 12,536 |
| Securities gains (losses) | $-78,000 | 11,363 |
| Applicable income taxes | $-761,000 | 12,510 |
| Income before extraordinary items | $-1,682,000 | 12,478 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,682,000 | 12,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000,000 | 553 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,628,180 | 12,479 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,542,000 | 1,894 |
| Total interest expense | $7,029,000 | 1,853 |
| Net interest income | $9,513,000 | 1,896 |
| Provision for loan and lease losses | $883,000 | 1,424 |
| Total noninterest income | $2,053,000 | 1,943 |
| Gross Fiduciary activities income | $144,000 | 1,135 |
| Service charges on deposit accounts | $875,000 | 1,560 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,034,000 | 1,990 |
| Total noninterest expense | $9,537,000 | 1,588 |
| Salaries and employee benefits | $4,082,000 | 1,651 |
| Premises and equipment expense | $1,503,000 | 1,420 |
| Additional noninterest expense | $3,952,000 | 1,539 |
| Pre-tax net operating income | $1,146,000 | 5,348 |
| Securities gains (losses) | $1,684,000 | 365 |
| Applicable income taxes | $1,290,000 | 1,812 |
| Income before extraordinary items | $1,540,000 | 3,162 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,540,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 3,007 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $462,240 | 7,610 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,335,000 | 1,942 |
| Total interest expense | $9,024,000 | 1,877 |
| Net interest income | $9,311,000 | 1,967 |
| Provision for loan and lease losses | $1,223,000 | 1,616 |
| Total noninterest income | $1,648,000 | 2,228 |
| Gross Fiduciary activities income | $86,000 | 1,284 |
| Service charges on deposit accounts | $718,000 | 1,884 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $844,000 | 2,239 |
| Total noninterest expense | $8,547,000 | 1,776 |
| Salaries and employee benefits | $3,789,000 | 1,763 |
| Premises and equipment expense | $1,532,000 | 1,416 |
| Additional noninterest expense | $3,226,000 | 1,879 |
| Pre-tax net operating income | $1,189,000 | 4,948 |
| Securities gains (losses) | $1,876,000 | 430 |
| Applicable income taxes | $1,332,000 | 1,598 |
| Income before extraordinary items | $1,733,000 | 2,651 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,733,000 | 2,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,125,000 | 1,457 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $532,360 | 6,688 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.