Home > Savings Institute Bank and Trust Company > Net charge- offs to loans
Savings Institute Bank and Trust Company, Net charge- offs to loans
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 3,967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0073% | 4,235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 4,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2646% | 1,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2646% | 1,626 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0619% | 2,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 2,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 1,790 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0326% | 3,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 1,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3657% | 984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 2,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 1,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 1,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 1,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0651% | 1,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 2,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1074% | 1,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 2,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1043% | 834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 3,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 2,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 1,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1050% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0228% | 1,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 4,112 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1708% | 5,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1708% | 5,146 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 3,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 1,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 1,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1392% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 1,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0085% | 1,971 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2266% | 5,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2266% | 5,210 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 3,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 1,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 1,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 1,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 4,072 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5502% | 5,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5502% | 5,401 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0064% | 4,258 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 4,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 4,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 4,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0271% | 4,297 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4298% | 5,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4298% | 5,330 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 3,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 2,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0199% | 5,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0613% | 1,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2298% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0420% | 1,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 4,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2612% | 2,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2612% | 2,395 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 3,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 2,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0268% | 5,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0567% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3085% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 1,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0084% | 2,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3750% | 1,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3750% | 1,755 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0193% | 3,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 1,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0552% | 5,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0679% | 1,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4511% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0246% | 1,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0225% | 1,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5263% | 1,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5263% | 1,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 2,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 1,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0307% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 4,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 4,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0375% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3686% | 1,608 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3686% | 1,477 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 3,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 2,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0691% | 1,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1001% | 202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 2,991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 2,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0733% | 2,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0227% | 3,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0227% | 3,510 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 3,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 2,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0613% | 1,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 5,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 5,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1067% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0287% | 3,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0287% | 3,175 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 3,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 2,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 5,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0740% | 147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 2,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 2,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0261% | 1,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0412% | 2,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0412% | 2,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 2,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1544% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 1,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0574% | 1,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0791% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0791% | 2,228 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0626% | 3,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0545% | 2,938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0471% | 1,828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0670% | 2,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0735% | 2,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1038% | 2,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2767% | 2,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2767% | 2,357 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0624% | 3,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 2,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0623% | 1,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0860% | 2,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0943% | 2,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0080% | 2,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2764% | 2,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2764% | 2,175 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 3,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0659% | 2,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0923% | 1,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0590% | 2,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0646% | 2,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0136% | 1,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3689% | 1,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3689% | 1,696 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0357% | 2,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 2,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 5,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 1,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 1,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0278% | 1,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1987% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1987% | 670 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0951% | 3,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1092% | 3,072 |
| Percentage Net Loans Charged-off:Construction & development | -0.7903% | 5,935 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0174% | 2,560 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2292% | 5,307 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2338% | 2,034 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0753% | 4,787 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2630% | 1,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 4,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3825% | 2,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3825% | 2,290 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1202% | 3,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1406% | 2,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 5,874 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3624% | 5,379 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2969% | 1,631 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1090% | 4,864 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3359% | 1,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0022% | 4,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3389% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3389% | 2,193 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1662% | 2,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1976% | 2,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 5,975 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6580% | 5,386 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4507% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1847% | 4,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5172% | 1,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4170% | 1,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4170% | 1,837 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1125% | 2,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1231% | 2,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 6,097 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3306% | 5,431 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3479% | 1,282 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3693% | 4,977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4219% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7316% | 1,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7316% | 1,158 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2234% | 3,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2453% | 3,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3315% | 1,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3302% | 291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0987% | 3,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3457% | 1,216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0742% | 3,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0443% | 5,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8870% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8870% | 1,420 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2845% | 3,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3155% | 2,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4462% | 1,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3884% | 207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1073% | 3,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4880% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 3,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0307% | 5,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5431% | 2,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5430% | 1,899 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 4,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0804% | 3,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 6,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6625% | 277 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0915% | 3,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7331% | 692 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 3,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0459% | 5,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4361% | 2,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4361% | 2,033 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 4,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 3,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 6,415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0826% | 2,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0905% | 2,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 5,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8290% | 1,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8290% | 1,180 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1454% | 4,979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1154% | 4,504 |
| Percentage Net Loans Charged-off:Construction & development | -1.0839% | 6,633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0901% | 3,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8103% | 658 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1729% | 3,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1886% | 3,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4246% | 2,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5986% | 1,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4890% | 947 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1344% | 4,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1120% | 4,172 |
| Percentage Net Loans Charged-off:Construction & development | -1.7491% | 6,703 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1426% | 2,540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0593% | 809 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1822% | 3,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1985% | 3,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3926% | 2,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0899% | 1,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0836% | 1,184 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1295% | 4,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1140% | 3,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.9385% | 1,708 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0367% | 6,980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1974% | 2,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2147% | 2,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2470% | 2,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6025% | 952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5898% | 761 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1447% | 3,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1118% | 3,148 |
| Percentage Net Loans Charged-off:Construction & development | 2.4496% | 913 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0344% | 7,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1231% | 2,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1337% | 2,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4896% | 1,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7851% | 835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7641% | 632 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1929% | 5,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1932% | 4,262 |
| Percentage Net Loans Charged-off:Construction & development | 2.3853% | 1,937 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2273% | 2,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0747% | 4,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0803% | 4,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0803% | 4,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4059% | 1,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1675% | 4,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1619% | 4,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3094% | 2,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0856% | 3,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0919% | 3,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1168% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6532% | 1,269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2265% | 4,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2202% | 3,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4685% | 1,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0903% | 3,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0968% | 3,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1605% | 3,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0113% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1620% | 3,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1493% | 3,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4417% | 1,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 7,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 7,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3442% | 2,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4616% | 2,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4371% | 4,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3712% | 3,342 |
| Percentage Net Loans Charged-off:Construction & development | 5.6559% | 1,106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0964% | 2,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1214% | 3,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1286% | 3,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2993% | 2,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5168% | 1,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5199% | 3,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4351% | 2,628 |
| Percentage Net Loans Charged-off:Construction & development | 5.9441% | 845 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1120% | 2,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1556% | 3,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1644% | 2,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6535% | 1,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9166% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5401% | 2,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3987% | 2,386 |
| Percentage Net Loans Charged-off:Construction & development | 5.9054% | 731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1193% | 1,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0722% | 3,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0761% | 2,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4868% | 1,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1420% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3376% | 2,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2936% | 2,090 |
| Percentage Net Loans Charged-off:Construction & development | 3.9637% | 658 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1815% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 2,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 2,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7699% | 1,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6058% | 558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0825% | 5,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 4,900 |
| Percentage Net Loans Charged-off:Construction & development | -0.2627% | 7,633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0265% | 2,148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0428% | 3,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 3,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0762% | 1,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7354% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0635% | 5,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 4,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 1,617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 7,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 7,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0325% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3160% | 1,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 5,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 3,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0261% | 1,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 7,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1632% | 7,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0204% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0375% | 3,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 2,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0532% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 7,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3207% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4617% | 1,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2318% | 2,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1938% | 1,379 |
| Percentage Net Loans Charged-off:Construction & development | 2.4602% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 1,602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 7,698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 7,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8277% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0113% | 1,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1648% | 2,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1256% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 1.5284% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 1,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 7,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 7,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7375% | 1,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0608% | 1,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2819% | 1,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2289% | 668 |
| Percentage Net Loans Charged-off:Construction & development | 1.9869% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2420% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 7,580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 7,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1119% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1432% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 2,550 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 7,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 7,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2189% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9642% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0347% | 4,822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,541 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 7,665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 7,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 6,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9713% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0236% | 4,613 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 7,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 6,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3621% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 5,275 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 7,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 7,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 6,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2038% | 3,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0015% | 6,449 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 7,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0323% | 6,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0476% | 3,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0115% | 7,931 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 7,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0416% | 8,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 7,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0086% | 7,041 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0320% | 7,790 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0151% | 7,732 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 7,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0572% | 8,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 7,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 7,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0117% | 6,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0433% | 5,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0175% | 7,568 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0307% | 8,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1172% | 8,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 7,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 7,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2144% | 1,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1292% | 4,595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0574% | 7,901 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0618% | 8,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2488% | 8,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 7,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 7,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0380% | 7,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3777% | 2,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 6,537 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 7,940 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 8,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 7,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 7,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0422% | 3,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5480% | 1,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 6,022 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 7,945 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0215% | 8,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 7,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 7,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0775% | 3,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6547% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 5,586 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 7,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0341% | 8,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 7,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 6,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4536% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 5,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 8,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 8,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0201% | 7,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6561% | 2,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5444% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4337% | 474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3982% | 100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 8,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 8,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5553% | 1,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2408% | 240 |
| Percentage Net Loans Charged-off: Credit card loans | 14.5972% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4363% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2679% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5426% | 146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 8,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 8,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1060% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8519% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | 15.0896% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6294% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4105% | 423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4033% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 8,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 8,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2982% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8132% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0827% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2694% | 1,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2161% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2917% | 140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 8,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 8,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2150% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3518% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1052% | 5,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 3,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1549% | 944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0144% | 8,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0150% | 8,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4250% | 3,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2490% | 393 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5706% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0649% | 5,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 2,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2070% | 715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0140% | 5,957 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 3,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2008% | 8,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8596% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9843% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0124% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 1,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3270% | 1,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0607% | 1,281 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6057% | 601 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2183% | 2,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2043% | 124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9268% | 22 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 1,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0166% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3364% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5899% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9001% | 815 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 6,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2619% | 142 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3966% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0302% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4218% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0474% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6428% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0950% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6766% | 883 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0003% | 594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9299% | 14 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8111% | 11 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3320% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3496% | 68 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4038% | 20 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4853% | 1,483 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7062% | 1,283 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0191% | 698 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7987% | 919 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2968% | 507 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1382% | 6,360 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6969% | 3,137 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |