Home > Savings Bank of Walpole > Income and Expense

Savings Bank of Walpole, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$28,127,0001,478
Total interest expense$4,128,0002,236
Net interest income$23,999,0001,245
Provision for loan and lease losses$293,0001,707
Total noninterest income$3,275,0001,546
Gross Fiduciary activities income$0981
Service charges on deposit accounts$512,0001,625
Trading account gains and fees$0123
Additional Noninterest Income$2,763,0001,331
Total noninterest expense$20,281,0001,203
Salaries and employee benefits$10,327,0001,311
Premises and equipment expense$1,595,0001,462
Additional noninterest expense$2,763,0001,331
Pre-tax net operating income$6,700,0001,592
Securities gains (losses)$0988
Applicable income taxes$1,629,0001,123
Income before extraordinary items$5,071,0001,706
Extraordinary gains, net$054
Net income$5,071,0001,727
Minority interest net income$088
Net income of bank and minority interests.$5,071,0001,709
Net charge-offs$-350,0004,508
Cash dividends$546,0002,684
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,071,0001,733
2023-09-30 (YTD Data)Rank
Total interest income$20,512,0001,479
Total interest expense$2,645,0002,305
Net interest income$17,867,0001,254
Provision for loan and lease losses$720,000815
Total noninterest income$2,405,0001,570
Gross Fiduciary activities income$0950
Service charges on deposit accounts$375,0001,646
Trading account gains and fees$0125
Additional Noninterest Income$2,030,0001,346
Total noninterest expense$15,547,0001,172
Salaries and employee benefits$8,237,0001,253
Premises and equipment expense$1,207,0001,451
Additional noninterest expense$2,030,0001,346
Pre-tax net operating income$4,005,0001,897
Securities gains (losses)$0849
Applicable income taxes$954,0001,319
Income before extraordinary items$3,051,0002,035
Extraordinary gains, net$052
Net income$3,051,0002,054
Minority interest net income$081
Net income of bank and minority interests.$3,051,0002,035
Net charge-offs$10,0002,131
Cash dividends$411,0002,380
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,051,0002,058
2023-06-30 (YTD Data)Rank
Total interest income$13,149,0001,492
Total interest expense$1,267,0002,553
Net interest income$11,882,0001,265
Provision for loan and lease losses$470,000808
Total noninterest income$1,570,0001,515
Gross Fiduciary activities income$0931
Service charges on deposit accounts$239,0001,680
Trading account gains and fees$0112
Additional Noninterest Income$1,331,0001,272
Total noninterest expense$10,241,0001,176
Salaries and employee benefits$5,385,0001,268
Premises and equipment expense$818,0001,427
Additional noninterest expense$1,331,0001,271
Pre-tax net operating income$2,741,0001,858
Securities gains (losses)$0938
Applicable income taxes$652,0001,300
Income before extraordinary items$2,089,0002,013
Extraordinary gains, net$051
Net income$2,089,0002,037
Minority interest net income$081
Net income of bank and minority interests.$2,089,0002,013
Net charge-offs$-4,0003,681
Cash dividends$274,0002,366
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,089,0002,023
2023-03-31 (YTD Data)Rank
Total interest income$6,314,0001,515
Total interest expense$426,0002,788
Net interest income$5,888,0001,285
Provision for loan and lease losses$200,000881
Total noninterest income$759,0001,541
Gross Fiduciary activities income$0913
Service charges on deposit accounts$114,0001,763
Trading account gains and fees$097
Additional Noninterest Income$645,0001,295
Total noninterest expense$5,000,0001,205
Salaries and employee benefits$2,656,0001,293
Premises and equipment expense$405,0001,473
Additional noninterest expense$645,0001,295
Pre-tax net operating income$1,447,0001,836
Securities gains (losses)$0950
Applicable income taxes$346,0001,275
Income before extraordinary items$1,101,0001,978
Extraordinary gains, net$04
Net income$1,101,0001,978
Minority interest net income$048
Net income of bank and minority interests.$1,101,0001,978
Net charge-offs$-12,0004,101
Cash dividends$138,0001,970
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,101,0001,998
2022-12-31 (YTD Data)Rank
Total interest income$22,162,0001,446
Total interest expense$826,0002,656
Net interest income$21,336,0001,360
Provision for loan and lease losses$1,296,000689
Total noninterest income$2,914,0001,662
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$442,0001,835
Trading account gains and fees$0116
Additional Noninterest Income$2,472,0001,430
Total noninterest expense$19,623,0001,201
Salaries and employee benefits$10,212,0001,299
Premises and equipment expense$1,576,0001,480
Additional noninterest expense$2,472,0001,430
Pre-tax net operating income$3,331,0002,525
Securities gains (losses)$0691
Applicable income taxes$678,0001,828
Income before extraordinary items$2,653,0002,601
Extraordinary gains, net$05
Net income$2,653,0002,598
Minority interest net income$063
Net income of bank and minority interests.$2,653,0002,600
Net charge-offs$172,000993
Cash dividends$412,0002,820
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,653,0002,636
2022-09-30 (YTD Data)Rank
Total interest income$16,001,0001,431
Total interest expense$573,0002,483
Net interest income$15,428,0001,380
Provision for loan and lease losses$641,000829
Total noninterest income$2,182,0001,686
Gross Fiduciary activities income$0968
Service charges on deposit accounts$330,0001,846
Trading account gains and fees$0111
Additional Noninterest Income$1,852,0001,454
Total noninterest expense$14,336,0001,222
Salaries and employee benefits$7,600,0001,300
Premises and equipment expense$1,195,0001,479
Additional noninterest expense$1,852,0001,454
Pre-tax net operating income$2,633,0002,452
Securities gains (losses)$0740
Applicable income taxes$525,0001,806
Income before extraordinary items$2,108,0002,525
Extraordinary gains, net$04
Net income$2,108,0002,522
Minority interest net income$057
Net income of bank and minority interests.$2,108,0002,524
Net charge-offs$-30,0003,924
Cash dividends$276,0002,567
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,108,0002,558
2022-06-30 (YTD Data)Rank
Total interest income$10,201,0001,451
Total interest expense$378,0002,351
Net interest income$9,823,0001,407
Provision for loan and lease losses$326,000881
Total noninterest income$1,410,0001,717
Gross Fiduciary activities income$0925
Service charges on deposit accounts$206,0001,928
Trading account gains and fees$0108
Additional Noninterest Income$1,204,0001,494
Total noninterest expense$9,359,0001,232
Salaries and employee benefits$4,975,0001,316
Premises and equipment expense$793,0001,477
Additional noninterest expense$3,591,0001,018
Pre-tax net operating income$1,548,0002,524
Securities gains (losses)$0687
Applicable income taxes$265,0001,926
Income before extraordinary items$1,283,0002,541
Extraordinary gains, net$04
Net income$1,283,0002,541
Minority interest net income$060
Net income of bank and minority interests.$1,283,0002,541
Net charge-offs$-30,0004,018
Cash dividends$137,0002,626
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,283,0002,578
2022-03-31 (YTD Data)Rank
Total interest income$4,960,0001,450
Total interest expense$189,0002,314
Net interest income$4,771,0001,409
Provision for loan and lease losses$176,000707
Total noninterest income$679,0001,749
Gross Fiduciary activities income$0892
Service charges on deposit accounts$102,0001,914
Trading account gains and fees$0103
Additional Noninterest Income$577,0001,549
Total noninterest expense$4,625,0001,240
Salaries and employee benefits$2,402,0001,350
Premises and equipment expense$408,0001,443
Additional noninterest expense$1,815,000995
Pre-tax net operating income$649,0002,635
Securities gains (losses)$0623
Applicable income taxes$53,0002,473
Income before extraordinary items$596,0002,546
Extraordinary gains, net$04
Net income$596,0002,544
Minority interest net income$050
Net income of bank and minority interests.$596,0002,546
Net charge-offs$-1,0003,005
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$596,0002,566
2021-12-31 (YTD Data)Rank
Total interest income$19,072,0001,541
Total interest expense$911,0002,349
Net interest income$18,161,0001,482
Provision for loan and lease losses$2,350,000243
Total noninterest income$2,636,0001,949
Gross Fiduciary activities income$0994
Service charges on deposit accounts$342,0002,039
Trading account gains and fees$0132
Additional Noninterest Income$2,294,0001,782
Total noninterest expense$16,531,0001,344
Salaries and employee benefits$8,489,0001,491
Premises and equipment expense$2,779,000921
Additional noninterest expense$5,263,0001,269
Pre-tax net operating income$1,916,0003,202
Securities gains (losses)$480,000371
Applicable income taxes$411,0002,233
Income before extraordinary items$1,985,0003,033
Extraordinary gains, net$010
Net income$1,985,0003,033
Minority interest net income$074
Net income of bank and minority interests.$1,985,0003,033
Net charge-offs$1,572,000332
Cash dividends$360,0003,001
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,586,6003,268
2021-09-30 (YTD Data)Rank
Total interest income$14,193,0001,575
Total interest expense$715,0002,378
Net interest income$13,478,0001,514
Provision for loan and lease losses$1,144,000380
Total noninterest income$1,885,0002,036
Gross Fiduciary activities income$0957
Service charges on deposit accounts$243,0002,101
Trading account gains and fees$0132
Additional Noninterest Income$1,642,0001,870
Total noninterest expense$12,100,0001,380
Salaries and employee benefits$6,108,0001,546
Premises and equipment expense$2,089,000936
Additional noninterest expense$3,903,0001,282
Pre-tax net operating income$2,119,0002,870
Securities gains (losses)$480,000341
Applicable income taxes$521,0001,951
Income before extraordinary items$2,078,0002,744
Extraordinary gains, net$08
Net income$2,078,0002,744
Minority interest net income$069
Net income of bank and minority interests.$2,078,0002,744
Net charge-offs$570,000464
Cash dividends$96,0003,067
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,694,0002,975
2021-06-30 (YTD Data)Rank
Total interest income$9,086,0001,618
Total interest expense$493,0002,401
Net interest income$8,593,0001,556
Provision for loan and lease losses$832,000373
Total noninterest income$1,226,0002,015
Gross Fiduciary activities income$0951
Service charges on deposit accounts$149,0002,147
Trading account gains and fees$0133
Additional Noninterest Income$1,077,0001,840
Total noninterest expense$7,697,0001,419
Salaries and employee benefits$3,814,0001,618
Premises and equipment expense$1,370,000940
Additional noninterest expense$2,513,0001,307
Pre-tax net operating income$1,290,0002,958
Securities gains (losses)$485,000278
Applicable income taxes$348,0001,917
Income before extraordinary items$1,427,0002,701
Extraordinary gains, net$06
Net income$1,427,0002,700
Minority interest net income$067
Net income of bank and minority interests.$1,427,0002,701
Net charge-offs$536,000384
Cash dividends$96,0002,869
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,039,0003,063
2021-03-31 (YTD Data)Rank
Total interest income$4,534,0001,632
Total interest expense$249,0002,451
Net interest income$4,285,0001,557
Provision for loan and lease losses$142,0001,051
Total noninterest income$582,0002,070
Gross Fiduciary activities income$0922
Service charges on deposit accounts$73,0002,166
Trading account gains and fees$0127
Additional Noninterest Income$509,0001,903
Total noninterest expense$3,660,0001,468
Salaries and employee benefits$1,753,0001,699
Premises and equipment expense$678,000955
Additional noninterest expense$1,229,0001,307
Pre-tax net operating income$1,065,0002,283
Securities gains (losses)$419,000212
Applicable income taxes$365,0001,378
Income before extraordinary items$1,119,0002,074
Extraordinary gains, net$03
Net income$1,119,0002,074
Minority interest net income$055
Net income of bank and minority interests.$1,119,0002,074
Net charge-offs$1,0001,805
Cash dividends$15,0002,395
Sale, conversion, retirement of capital stock, net$0482
Net operating income$787,9902,506
2020-12-31 (YTD Data)Rank
Total interest income$16,661,0001,736
Total interest expense$1,426,0002,461
Net interest income$15,235,0001,631
Provision for loan and lease losses$863,0001,760
Total noninterest income$2,212,0002,009
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$323,0002,147
Trading account gains and fees$0133
Additional Noninterest Income$1,889,0001,842
Total noninterest expense$13,526,0001,540
Salaries and employee benefits$6,751,0001,717
Premises and equipment expense$2,299,0001,048
Additional noninterest expense$4,476,0001,400
Pre-tax net operating income$3,058,0002,404
Securities gains (losses)$501,000599
Applicable income taxes$798,0001,610
Income before extraordinary items$2,761,0002,414
Extraordinary gains, net$04
Net income$2,761,0002,414
Minority interest net income$072
Net income of bank and minority interests.$2,761,0002,414
Net charge-offs$165,0001,676
Cash dividends$194,0003,418
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,365,2102,569
2020-09-30 (YTD Data)Rank
Total interest income$12,115,0001,790
Total interest expense$1,129,0002,478
Net interest income$10,986,0001,675
Provision for loan and lease losses$608,0001,803
Total noninterest income$1,632,0001,983
Gross Fiduciary activities income$0981
Service charges on deposit accounts$235,0002,184
Trading account gains and fees$0125
Additional Noninterest Income$1,397,0001,812
Total noninterest expense$9,431,0001,620
Salaries and employee benefits$4,742,0001,796
Premises and equipment expense$1,581,0001,119
Additional noninterest expense$3,108,0001,472
Pre-tax net operating income$2,579,0002,244
Securities gains (losses)$454,000528
Applicable income taxes$701,0001,460
Income before extraordinary items$2,332,0002,238
Extraordinary gains, net$04
Net income$2,332,0002,238
Minority interest net income$065
Net income of bank and minority interests.$2,332,0002,238
Net charge-offs$173,0001,342
Cash dividends$29,0003,334
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,973,3402,425
2020-06-30 (YTD Data)Rank
Total interest income$8,014,0001,825
Total interest expense$770,0002,549
Net interest income$7,244,0001,690
Provision for loan and lease losses$503,0001,587
Total noninterest income$1,032,0001,988
Gross Fiduciary activities income$0970
Service charges on deposit accounts$157,0002,206
Trading account gains and fees$0123
Additional Noninterest Income$875,0001,801
Total noninterest expense$5,645,0001,761
Salaries and employee benefits$2,809,0001,969
Premises and equipment expense$972,0001,212
Additional noninterest expense$1,864,0001,587
Pre-tax net operating income$2,128,0001,915
Securities gains (losses)$454,000391
Applicable income taxes$629,0001,158
Income before extraordinary items$1,953,0001,880
Extraordinary gains, net$04
Net income$1,953,0001,880
Minority interest net income$065
Net income of bank and minority interests.$1,953,0001,881
Net charge-offs$160,0001,117
Cash dividends$15,0003,210
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,594,3402,108
2020-03-31 (YTD Data)Rank
Total interest income$3,901,0001,847
Total interest expense$382,0002,670
Net interest income$3,519,0001,703
Provision for loan and lease losses$198,0001,469
Total noninterest income$543,0001,862
Gross Fiduciary activities income$0941
Service charges on deposit accounts$105,0002,072
Trading account gains and fees$0106
Additional Noninterest Income$438,0001,641
Total noninterest expense$2,798,0001,777
Salaries and employee benefits$1,373,0002,015
Premises and equipment expense$347,0001,626
Additional noninterest expense$1,078,0001,426
Pre-tax net operating income$1,066,0001,741
Securities gains (losses)$358,000242
Applicable income taxes$353,000960
Income before extraordinary items$1,071,0001,575
Extraordinary gains, net$04
Net income$1,071,0001,574
Minority interest net income$056
Net income of bank and minority interests.$1,071,0001,575
Net charge-offs$-1,0003,618
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$788,1801,968
2019-12-31 (YTD Data)Rank
Total interest income$15,146,0001,901
Total interest expense$1,370,0002,858
Net interest income$13,776,0001,727
Provision for loan and lease losses$282,0002,038
Total noninterest income$3,147,0001,519
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$445,0002,077
Trading account gains and fees$0135
Additional Noninterest Income$2,702,0001,285
Total noninterest expense$12,931,0001,546
Salaries and employee benefits$7,294,0001,573
Premises and equipment expense$1,181,0001,815
Additional noninterest expense$4,456,0001,383
Pre-tax net operating income$3,710,0002,158
Securities gains (losses)$14,0001,775
Applicable income taxes$760,0001,638
Income before extraordinary items$2,964,0002,309
Extraordinary gains, net$011
Net income$2,964,0002,311
Minority interest net income$076
Net income of bank and minority interests.$2,964,0002,311
Net charge-offs$75,0002,391
Cash dividends$73,0003,821
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,952,8002,274
2019-09-30 (YTD Data)Rank
Total interest income$11,187,0001,952
Total interest expense$989,0002,941
Net interest income$10,198,0001,775
Provision for loan and lease losses$84,0002,791
Total noninterest income$2,461,0001,489
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$331,0002,101
Trading account gains and fees$0129
Additional Noninterest Income$2,130,0001,236
Total noninterest expense$9,261,0001,616
Salaries and employee benefits$5,193,0001,648
Premises and equipment expense$856,0001,875
Additional noninterest expense$3,212,0001,432
Pre-tax net operating income$3,314,0001,985
Securities gains (losses)$14,0001,557
Applicable income taxes$695,0001,540
Income before extraordinary items$2,633,0002,117
Extraordinary gains, net$011
Net income$2,633,0002,117
Minority interest net income$072
Net income of bank and minority interests.$2,633,0002,118
Net charge-offs$19,0002,732
Cash dividends$56,0003,468
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,621,9402,097
2019-06-30 (YTD Data)Rank
Total interest income$7,324,0001,974
Total interest expense$627,0003,001
Net interest income$6,697,0001,800
Provision for loan and lease losses$49,0002,821
Total noninterest income$1,793,0001,384
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$221,0002,071
Trading account gains and fees$0131
Additional Noninterest Income$1,572,0001,127
Total noninterest expense$6,137,0001,622
Salaries and employee benefits$3,445,0001,662
Premises and equipment expense$573,0001,873
Additional noninterest expense$2,119,0001,461
Pre-tax net operating income$2,304,0001,897
Securities gains (losses)$14,0001,135
Applicable income taxes$459,0001,513
Income before extraordinary items$1,859,0002,018
Extraordinary gains, net$011
Net income$1,859,0002,016
Minority interest net income$069
Net income of bank and minority interests.$1,859,0002,018
Net charge-offs$24,0002,264
Cash dividends$39,0003,359
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,847,8002,006
2019-03-31 (YTD Data)Rank
Total interest income$3,599,0002,009
Total interest expense$301,0003,035
Net interest income$3,298,0001,832
Provision for loan and lease losses$49,0002,099
Total noninterest income$987,0001,251
Gross Fiduciary activities income$0972
Service charges on deposit accounts$110,0002,070
Trading account gains and fees$0126
Additional Noninterest Income$877,000984
Total noninterest expense$2,978,0001,672
Salaries and employee benefits$1,664,0001,724
Premises and equipment expense$290,0001,877
Additional noninterest expense$1,024,0001,492
Pre-tax net operating income$1,258,0001,748
Securities gains (losses)$01,087
Applicable income taxes$211,0001,540
Income before extraordinary items$1,047,0001,804
Extraordinary gains, net$05
Net income$1,047,0001,802
Minority interest net income$052
Net income of bank and minority interests.$1,047,0001,803
Net charge-offs$29,0001,522
Cash dividends$18,0002,749
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,047,0001,787
2018-12-31 (YTD Data)Rank
Total interest income$13,258,0002,053
Total interest expense$909,0003,078
Net interest income$12,349,0001,904
Provision for loan and lease losses$80,0003,221
Total noninterest income$3,036,0001,532
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$479,0002,048
Trading account gains and fees$0126
Additional Noninterest Income$2,557,0001,277
Total noninterest expense$12,103,0001,607
Salaries and employee benefits$6,845,0001,636
Premises and equipment expense$1,153,0001,860
Additional noninterest expense$4,105,0001,472
Pre-tax net operating income$3,202,0002,410
Securities gains (losses)$-5,0004,250
Applicable income taxes$624,0001,795
Income before extraordinary items$2,573,0002,551
Extraordinary gains, net$06
Net income$2,573,0002,550
Minority interest net income$072
Net income of bank and minority interests.$2,573,0002,550
Net charge-offs$-1,0004,181
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,577,0002,541
2018-09-30 (YTD Data)Rank
Total interest income$9,772,0002,066
Total interest expense$658,0003,059
Net interest income$9,114,0001,934
Provision for loan and lease losses$40,0003,338
Total noninterest income$2,243,0001,568
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$357,0002,076
Trading account gains and fees$0138
Additional Noninterest Income$1,886,0001,306
Total noninterest expense$9,095,0001,595
Salaries and employee benefits$5,193,0001,616
Premises and equipment expense$863,0001,869
Additional noninterest expense$3,039,0001,496
Pre-tax net operating income$2,222,0002,573
Securities gains (losses)$01,118
Applicable income taxes$459,0001,868
Income before extraordinary items$1,763,0002,727
Extraordinary gains, net$05
Net income$1,763,0002,726
Minority interest net income$066
Net income of bank and minority interests.$1,763,0002,726
Net charge-offs$-4,0004,251
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,763,0002,713
2018-06-30 (YTD Data)Rank
Total interest income$6,396,0002,075
Total interest expense$423,0003,044
Net interest income$5,973,0001,964
Provision for loan and lease losses$03,782
Total noninterest income$1,483,0001,573
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$235,0002,077
Trading account gains and fees$0130
Additional Noninterest Income$1,248,0001,314
Total noninterest expense$6,001,0001,619
Salaries and employee benefits$3,321,0001,687
Premises and equipment expense$584,0001,861
Additional noninterest expense$2,096,0001,453
Pre-tax net operating income$1,455,0002,570
Securities gains (losses)$0961
Applicable income taxes$294,0001,886
Income before extraordinary items$1,161,0002,709
Extraordinary gains, net$06
Net income$1,161,0002,708
Minority interest net income$065
Net income of bank and minority interests.$1,161,0002,708
Net charge-offs$4,0002,887
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,161,0002,703
2018-03-31 (YTD Data)Rank
Total interest income$3,134,0002,102
Total interest expense$204,0003,049
Net interest income$2,930,0001,985
Provision for loan and lease losses$03,508
Total noninterest income$714,0001,604
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$122,0002,015
Trading account gains and fees$0123
Additional Noninterest Income$592,0001,345
Total noninterest expense$3,027,0001,621
Salaries and employee benefits$1,675,0001,698
Premises and equipment expense$308,0001,831
Additional noninterest expense$1,044,0001,448
Pre-tax net operating income$617,0002,771
Securities gains (losses)$0735
Applicable income taxes$110,0002,091
Income before extraordinary items$507,0002,879
Extraordinary gains, net$07
Net income$507,0002,879
Minority interest net income$052
Net income of bank and minority interests.$507,0002,879
Net charge-offs$3,0002,344
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$507,0002,859
2017-12-31 (YTD Data)Rank
Total interest income$11,647,0002,173
Total interest expense$767,0002,990
Net interest income$10,880,0002,086
Provision for loan and lease losses$364,0001,754
Total noninterest income$2,767,0001,676
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$497,0002,040
Trading account gains and fees$0151
Additional Noninterest Income$2,270,0001,418
Total noninterest expense$11,461,0001,674
Salaries and employee benefits$6,375,0001,726
Premises and equipment expense$1,166,0001,884
Additional noninterest expense$3,920,0001,549
Pre-tax net operating income$1,822,0003,253
Securities gains (losses)$7,0001,711
Applicable income taxes$746,0002,118
Income before extraordinary items$1,083,0003,614
Extraordinary gains, net$09
Net income$1,083,0003,613
Minority interest net income$076
Net income of bank and minority interests.$1,083,0003,614
Net charge-offs$188,0001,882
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,078,5203,610
2017-09-30 (YTD Data)Rank
Total interest income$8,564,0002,208
Total interest expense$574,0002,990
Net interest income$7,990,0002,128
Provision for loan and lease losses$314,0001,589
Total noninterest income$2,031,0001,705
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$370,0002,058
Trading account gains and fees$0145
Additional Noninterest Income$1,661,0001,448
Total noninterest expense$8,470,0001,702
Salaries and employee benefits$4,768,0001,733
Premises and equipment expense$887,0001,887
Additional noninterest expense$2,815,0001,592
Pre-tax net operating income$1,237,0003,448
Securities gains (losses)$7,0001,738
Applicable income taxes$336,0002,388
Income before extraordinary items$908,0003,689
Extraordinary gains, net$09
Net income$908,0003,689
Minority interest net income$071
Net income of bank and minority interests.$908,0003,689
Net charge-offs$25,0002,878
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$902,8903,668
2017-06-30 (YTD Data)Rank
Total interest income$5,587,0002,237
Total interest expense$382,0002,950
Net interest income$5,205,0002,153
Provision for loan and lease losses$189,0001,615
Total noninterest income$1,317,0001,731
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$240,0002,097
Trading account gains and fees$0139
Additional Noninterest Income$1,077,0001,478
Total noninterest expense$5,599,0001,720
Salaries and employee benefits$3,169,0001,736
Premises and equipment expense$592,0001,882
Additional noninterest expense$1,838,0001,619
Pre-tax net operating income$734,0003,586
Securities gains (losses)$01,906
Applicable income taxes$186,0002,534
Income before extraordinary items$548,0003,783
Extraordinary gains, net$011
Net income$548,0003,780
Minority interest net income$071
Net income of bank and minority interests.$548,0003,783
Net charge-offs$3,0003,240
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$548,0003,769
2017-03-31 (YTD Data)Rank
Total interest income$2,721,0002,279
Total interest expense$189,0002,963
Net interest income$2,532,0002,199
Provision for loan and lease losses$75,0001,685
Total noninterest income$605,0001,809
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$119,0002,109
Trading account gains and fees$0142
Additional Noninterest Income$486,0001,550
Total noninterest expense$2,787,0001,749
Salaries and employee benefits$1,577,0001,767
Premises and equipment expense$301,0001,881
Additional noninterest expense$909,0001,637
Pre-tax net operating income$275,0003,961
Securities gains (losses)$01,153
Applicable income taxes$62,0002,759
Income before extraordinary items$213,0004,049
Extraordinary gains, net$08
Net income$213,0004,048
Minority interest net income$055
Net income of bank and minority interests.$213,0004,049
Net charge-offs$-1,0003,990
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$213,0004,030
2016-12-31 (YTD Data)Rank
Total interest income$10,277,0002,335
Total interest expense$828,0002,764
Net interest income$9,449,0002,296
Provision for loan and lease losses$04,332
Total noninterest income$2,576,0001,815
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$507,0002,060
Trading account gains and fees$0170
Additional Noninterest Income$2,069,0001,565
Total noninterest expense$10,469,0001,824
Salaries and employee benefits$6,001,0001,787
Premises and equipment expense$916,0002,283
Additional noninterest expense$3,552,0001,711
Pre-tax net operating income$1,556,0003,459
Securities gains (losses)$294,000671
Applicable income taxes$518,0002,230
Income before extraordinary items$1,332,0003,463
Extraordinary gains, net$05
Net income$1,332,0003,461
Minority interest net income$082
Net income of bank and minority interests.$1,332,0003,462
Net charge-offs$78,0002,815
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,120,3203,690
2016-09-30 (YTD Data)Rank
Total interest income$7,600,0002,374
Total interest expense$633,0002,722
Net interest income$6,967,0002,325
Provision for loan and lease losses$04,186
Total noninterest income$1,935,0001,815
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$378,0002,082
Trading account gains and fees$0169
Additional Noninterest Income$1,557,0001,557
Total noninterest expense$7,806,0001,830
Salaries and employee benefits$4,494,0001,784
Premises and equipment expense$671,0002,325
Additional noninterest expense$2,641,0001,708
Pre-tax net operating income$1,096,0003,587
Securities gains (losses)$294,000607
Applicable income taxes$399,0002,243
Income before extraordinary items$991,0003,500
Extraordinary gains, net$05
Net income$991,0003,498
Minority interest net income$071
Net income of bank and minority interests.$991,0003,500
Net charge-offs$79,0002,255
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$782,2603,815
2016-06-30 (YTD Data)Rank
Total interest income$5,021,0002,398
Total interest expense$434,0002,679
Net interest income$4,587,0002,357
Provision for loan and lease losses$04,017
Total noninterest income$1,250,0001,844
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$248,0002,082
Trading account gains and fees$0157
Additional Noninterest Income$1,002,0001,548
Total noninterest expense$5,159,0001,860
Salaries and employee benefits$2,970,0001,801
Premises and equipment expense$462,0002,277
Additional noninterest expense$1,727,0001,755
Pre-tax net operating income$678,0003,711
Securities gains (losses)$285,000444
Applicable income taxes$279,0002,191
Income before extraordinary items$684,0003,450
Extraordinary gains, net$016
Net income$684,0003,446
Minority interest net income$071
Net income of bank and minority interests.$684,0003,448
Net charge-offs$11,0003,048
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$481,6503,948
2016-03-31 (YTD Data)Rank
Total interest income$2,473,0002,431
Total interest expense$226,0002,611
Net interest income$2,247,0002,401
Provision for loan and lease losses$03,656
Total noninterest income$566,0001,912
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$127,0002,023
Trading account gains and fees$0142
Additional Noninterest Income$439,0001,650
Total noninterest expense$2,571,0001,864
Salaries and employee benefits$1,496,0001,800
Premises and equipment expense$239,0002,232
Additional noninterest expense$836,0001,775
Pre-tax net operating income$242,0004,179
Securities gains (losses)$114,000471
Applicable income taxes$89,0002,545
Income before extraordinary items$267,0003,813
Extraordinary gains, net$012
Net income$267,0003,810
Minority interest net income$062
Net income of bank and minority interests.$267,0003,811
Net charge-offs$12,0002,244
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$181,5004,326
2015-12-31 (YTD Data)Rank
Total interest income$9,525,0002,464
Total interest expense$1,012,0002,398
Net interest income$8,513,0002,448
Provision for loan and lease losses$04,380
Total noninterest income$2,798,0001,684
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$516,0002,084
Trading account gains and fees$0159
Additional Noninterest Income$2,282,0001,378
Total noninterest expense$10,142,0001,872
Salaries and employee benefits$5,745,0001,814
Premises and equipment expense$946,0002,264
Additional noninterest expense$3,451,0001,756
Pre-tax net operating income$1,169,0003,876
Securities gains (losses)$164,000854
Applicable income taxes$311,0002,630
Income before extraordinary items$1,022,0003,895
Extraordinary gains, net$023
Net income$1,022,0003,895
Minority interest net income$081
Net income of bank and minority interests.$1,022,0003,896
Net charge-offs$-4,0005,028
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$895,7204,035
2015-09-30 (YTD Data)Rank
Total interest income$7,092,0002,497
Total interest expense$771,0002,400
Net interest income$6,321,0002,482
Provision for loan and lease losses$04,232
Total noninterest income$2,010,0001,749
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$384,0002,103
Trading account gains and fees$0153
Additional Noninterest Income$1,626,0001,447
Total noninterest expense$7,522,0001,890
Salaries and employee benefits$4,319,0001,818
Premises and equipment expense$726,0002,258
Additional noninterest expense$2,477,0001,833
Pre-tax net operating income$809,0004,064
Securities gains (losses)$135,000849
Applicable income taxes$219,0002,753
Income before extraordinary items$725,0004,058
Extraordinary gains, net$021
Net income$725,0004,057
Minority interest net income$078
Net income of bank and minority interests.$725,0004,060
Net charge-offs$-3,0004,866
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$621,0504,224
2015-06-30 (YTD Data)Rank
Total interest income$4,692,0002,519
Total interest expense$522,0002,392
Net interest income$4,170,0002,508
Provision for loan and lease losses$04,069
Total noninterest income$1,375,0001,712
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$245,0002,143
Trading account gains and fees$0157
Additional Noninterest Income$1,130,0001,425
Total noninterest expense$5,047,0001,888
Salaries and employee benefits$2,880,0001,824
Premises and equipment expense$508,0002,193
Additional noninterest expense$1,659,0001,824
Pre-tax net operating income$498,0004,170
Securities gains (losses)$43,0001,322
Applicable income taxes$113,0002,944
Income before extraordinary items$428,0004,201
Extraordinary gains, net$022
Net income$428,0004,203
Minority interest net income$075
Net income of bank and minority interests.$428,0004,204
Net charge-offs$-3,0004,856
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$394,0304,263
2015-03-31 (YTD Data)Rank
Total interest income$2,300,0002,557
Total interest expense$266,0002,378
Net interest income$2,034,0002,562
Provision for loan and lease losses$03,703
Total noninterest income$569,0001,947
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$116,0002,233
Trading account gains and fees$0152
Additional Noninterest Income$453,0001,626
Total noninterest expense$2,514,0001,890
Salaries and employee benefits$1,451,0001,820
Premises and equipment expense$280,0002,062
Additional noninterest expense$783,0001,912
Pre-tax net operating income$89,0005,305
Securities gains (losses)$1,0001,909
Applicable income taxes$04,400
Income before extraordinary items$90,0005,217
Extraordinary gains, net$013
Net income$90,0005,220
Minority interest net income$064
Net income of bank and minority interests.$90,0005,221
Net charge-offs$-2,0004,668
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$89,0005,156
2014-12-31 (YTD Data)Rank
Total interest income$9,140,0002,605
Total interest expense$1,187,0002,285
Net interest income$7,953,0002,635
Provision for loan and lease losses$04,603
Total noninterest income$2,302,0001,915
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$546,0002,135
Trading account gains and fees$0180
Additional Noninterest Income$1,756,0001,611
Total noninterest expense$9,660,0001,963
Salaries and employee benefits$5,583,0001,846
Premises and equipment expense$947,0002,342
Additional noninterest expense$3,130,0001,964
Pre-tax net operating income$595,0004,860
Securities gains (losses)$222,000759
Applicable income taxes$171,0003,078
Income before extraordinary items$646,0004,593
Extraordinary gains, net$017
Net income$646,0004,594
Minority interest net income$084
Net income of bank and minority interests.$646,0004,594
Net charge-offs$92,0003,254
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$470,6204,952
2014-09-30 (YTD Data)Rank
Total interest income$6,869,0002,617
Total interest expense$906,0002,282
Net interest income$5,963,0002,646
Provision for loan and lease losses$04,401
Total noninterest income$1,744,0001,908
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$409,0002,148
Trading account gains and fees$0174
Additional Noninterest Income$1,335,0001,594
Total noninterest expense$7,136,0001,992
Salaries and employee benefits$4,107,0001,881
Premises and equipment expense$729,0002,324
Additional noninterest expense$2,300,0001,993
Pre-tax net operating income$571,0004,635
Securities gains (losses)$140,000803
Applicable income taxes$161,0002,977
Income before extraordinary items$550,0004,471
Extraordinary gains, net$015
Net income$550,0004,471
Minority interest net income$081
Net income of bank and minority interests.$550,0004,472
Net charge-offs$98,0002,707
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$442,2004,745
2014-06-30 (YTD Data)Rank
Total interest income$4,585,0002,615
Total interest expense$613,0002,287
Net interest income$3,972,0002,642
Provision for loan and lease losses$04,196
Total noninterest income$1,151,0001,904
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$265,0002,170
Trading account gains and fees$0172
Additional Noninterest Income$886,0001,577
Total noninterest expense$4,813,0001,968
Salaries and employee benefits$2,800,0001,841
Premises and equipment expense$517,0002,213
Additional noninterest expense$1,496,0002,030
Pre-tax net operating income$310,0004,868
Securities gains (losses)$77,000930
Applicable income taxes$84,0003,152
Income before extraordinary items$303,0004,719
Extraordinary gains, net$020
Net income$303,0004,721
Minority interest net income$080
Net income of bank and minority interests.$303,0004,722
Net charge-offs$50,0002,790
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$242,9404,956
2014-03-31 (YTD Data)Rank
Total interest income$2,269,0002,635
Total interest expense$312,0002,287
Net interest income$1,957,0002,679
Provision for loan and lease losses$03,817
Total noninterest income$572,0001,871
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$129,0002,192
Trading account gains and fees$0147
Additional Noninterest Income$443,0001,530
Total noninterest expense$2,419,0001,964
Salaries and employee benefits$1,420,0001,828
Premises and equipment expense$281,0002,114
Additional noninterest expense$718,0002,101
Pre-tax net operating income$110,0005,176
Securities gains (losses)$77,000516
Applicable income taxes$38,0003,144
Income before extraordinary items$149,0004,700
Extraordinary gains, net$016
Net income$149,0004,702
Minority interest net income$066
Net income of bank and minority interests.$149,0004,701
Net charge-offs$23,0002,396
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$87,4005,248
2013-12-31 (YTD Data)Rank
Total interest income$9,026,0002,662
Total interest expense$1,474,0002,199
Net interest income$7,552,0002,748
Provision for loan and lease losses$05,091
Total noninterest income$2,437,0001,876
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$557,0002,199
Trading account gains and fees$0184
Additional Noninterest Income$1,880,0001,585
Total noninterest expense$9,412,0002,008
Salaries and employee benefits$5,447,0001,874
Premises and equipment expense$944,0002,364
Additional noninterest expense$3,021,0002,069
Pre-tax net operating income$577,0004,843
Securities gains (losses)$269,000742
Applicable income taxes$214,0002,898
Income before extraordinary items$632,0004,588
Extraordinary gains, net$029
Net income$632,0004,592
Minority interest net income$090
Net income of bank and minority interests.$632,0004,592
Net charge-offs$74,0004,037
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$430,2505,010
2013-09-30 (YTD Data)Rank
Total interest income$6,803,0002,671
Total interest expense$1,134,0002,207
Net interest income$5,669,0002,748
Provision for loan and lease losses$04,941
Total noninterest income$1,834,0001,909
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$407,0002,250
Trading account gains and fees$0180
Additional Noninterest Income$1,427,0001,610
Total noninterest expense$7,051,0002,014
Salaries and employee benefits$4,014,0001,913
Premises and equipment expense$715,0002,369
Additional noninterest expense$2,322,0002,015
Pre-tax net operating income$452,0004,889
Securities gains (losses)$269,000686
Applicable income taxes$190,0002,837
Income before extraordinary items$531,0004,511
Extraordinary gains, net$025
Net income$531,0004,514
Minority interest net income$084
Net income of bank and minority interests.$531,0004,515
Net charge-offs$102,0003,236
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$331,9405,067
2013-06-30 (YTD Data)Rank
Total interest income$4,546,0002,668
Total interest expense$776,0002,202
Net interest income$3,770,0002,743
Provision for loan and lease losses$04,788
Total noninterest income$1,192,0001,981
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$270,0002,223
Trading account gains and fees$0157
Additional Noninterest Income$922,0001,682
Total noninterest expense$4,797,0001,975
Salaries and employee benefits$2,745,0001,877
Premises and equipment expense$514,0002,226
Additional noninterest expense$1,538,0002,022
Pre-tax net operating income$165,0005,517
Securities gains (losses)$268,000608
Applicable income taxes$111,0002,936
Income before extraordinary items$322,0004,633
Extraordinary gains, net$022
Net income$322,0004,635
Minority interest net income$082
Net income of bank and minority interests.$322,0004,636
Net charge-offs$105,0002,713
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$123,6805,616
2013-03-31 (YTD Data)Rank
Total interest income$2,312,0002,634
Total interest expense$398,0002,208
Net interest income$1,914,0002,717
Provision for loan and lease losses$04,409
Total noninterest income$548,0002,080
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$129,0002,293
Trading account gains and fees$0148
Additional Noninterest Income$419,0001,795
Total noninterest expense$2,430,0001,966
Salaries and employee benefits$1,407,0001,853
Premises and equipment expense$271,0002,162
Additional noninterest expense$752,0002,075
Pre-tax net operating income$32,0006,025
Securities gains (losses)$273,000352
Applicable income taxes$90,0002,501
Income before extraordinary items$215,0004,151
Extraordinary gains, net$010
Net income$215,0004,153
Minority interest net income$076
Net income of bank and minority interests.$215,0004,153
Net charge-offs$87,0002,003
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$23,9006,093
2012-12-31 (YTD Data)Rank
Total interest income$9,771,0002,622
Total interest expense$1,848,0002,282
Net interest income$7,923,0002,689
Provision for loan and lease losses$05,905
Total noninterest income$2,366,0001,939
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$554,0002,292
Trading account gains and fees$0166
Additional Noninterest Income$1,812,0001,639
Total noninterest expense$9,391,0002,038
Salaries and employee benefits$5,539,0001,824
Premises and equipment expense$990,0002,296
Additional noninterest expense$2,862,0002,264
Pre-tax net operating income$898,0004,173
Securities gains (losses)$156,0001,907
Applicable income taxes$297,0002,666
Income before extraordinary items$757,0004,344
Extraordinary gains, net$029
Net income$757,0004,341
Minority interest net income$093
Net income of bank and minority interests.$757,0004,343
Net charge-offs$98,0004,445
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$644,6804,418
2012-09-30 (YTD Data)Rank
Total interest income$7,435,0002,637
Total interest expense$1,409,0002,341
Net interest income$6,026,0002,708
Provision for loan and lease losses$05,790
Total noninterest income$1,737,0001,975
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$409,0002,348
Trading account gains and fees$0157
Additional Noninterest Income$1,328,0001,651
Total noninterest expense$6,933,0002,076
Salaries and employee benefits$4,057,0001,857
Premises and equipment expense$749,0002,303
Additional noninterest expense$2,127,0002,277
Pre-tax net operating income$830,0003,969
Securities gains (losses)$156,0001,636
Applicable income taxes$302,0002,460
Income before extraordinary items$684,0004,145
Extraordinary gains, net$020
Net income$684,0004,145
Minority interest net income$086
Net income of bank and minority interests.$684,0004,145
Net charge-offs$8,0005,367
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$576,3604,265
2012-06-30 (YTD Data)Rank
Total interest income$5,037,0002,614
Total interest expense$950,0002,394
Net interest income$4,087,0002,670
Provision for loan and lease losses$05,619
Total noninterest income$1,152,0001,953
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$270,0002,345
Trading account gains and fees$0153
Additional Noninterest Income$882,0001,643
Total noninterest expense$4,632,0002,069
Salaries and employee benefits$2,714,0001,843
Premises and equipment expense$510,0002,254
Additional noninterest expense$1,408,0002,299
Pre-tax net operating income$607,0003,779
Securities gains (losses)$154,0001,299
Applicable income taxes$242,0002,272
Income before extraordinary items$519,0003,921
Extraordinary gains, net$019
Net income$519,0003,923
Minority interest net income$084
Net income of bank and minority interests.$519,0003,924
Net charge-offs$-41,0006,949
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$414,2804,122
2012-03-31 (YTD Data)Rank
Total interest income$2,558,0002,598
Total interest expense$482,0002,450
Net interest income$2,076,0002,628
Provision for loan and lease losses$05,254
Total noninterest income$575,0001,964
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$131,0002,388
Trading account gains and fees$0148
Additional Noninterest Income$444,0001,637
Total noninterest expense$2,360,0002,031
Salaries and employee benefits$1,375,0001,828
Premises and equipment expense$276,0002,115
Additional noninterest expense$709,0002,258
Pre-tax net operating income$291,0003,895
Securities gains (losses)$160,000693
Applicable income taxes$148,0002,049
Income before extraordinary items$303,0003,636
Extraordinary gains, net$019
Net income$303,0003,639
Minority interest net income$078
Net income of bank and minority interests.$303,0003,639
Net charge-offs$-149,0007,211
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$195,8004,273
2011-12-31 (YTD Data)Rank
Total interest income$10,600,0002,629
Total interest expense$2,191,0002,580
Net interest income$8,409,0002,604
Provision for loan and lease losses$407,0003,718
Total noninterest income$2,112,0001,918
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$479,0002,665
Trading account gains and fees$0146
Additional Noninterest Income$1,633,0001,550
Total noninterest expense$9,066,0002,107
Salaries and employee benefits$5,232,0001,868
Premises and equipment expense$975,0002,455
Additional noninterest expense$2,859,0002,301
Pre-tax net operating income$1,048,0003,638
Securities gains (losses)$245,0001,297
Applicable income taxes$405,0002,244
Income before extraordinary items$888,0003,777
Extraordinary gains, net$029
Net income$888,0003,780
Minority interest net income$096
Net income of bank and minority interests.$888,0003,780
Net charge-offs$282,0003,871
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$718,9503,982
2011-09-30 (YTD Data)Rank
Total interest income$8,026,0002,632
Total interest expense$1,687,0002,614
Net interest income$6,339,0002,607
Provision for loan and lease losses$407,0003,182
Total noninterest income$1,577,0001,931
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$339,0002,784
Trading account gains and fees$0145
Additional Noninterest Income$1,238,0001,528
Total noninterest expense$6,826,0002,102
Salaries and employee benefits$3,902,0001,883
Premises and equipment expense$744,0002,447
Additional noninterest expense$2,180,0002,273
Pre-tax net operating income$683,0004,014
Securities gains (losses)$242,0001,067
Applicable income taxes$283,0002,329
Income before extraordinary items$642,0003,903
Extraordinary gains, net$021
Net income$642,0003,905
Minority interest net income$087
Net income of bank and minority interests.$642,0003,905
Net charge-offs$290,0003,284
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$475,0204,279
2011-06-30 (YTD Data)Rank
Total interest income$5,412,0002,618
Total interest expense$1,149,0002,653
Net interest income$4,263,0002,586
Provision for loan and lease losses$164,0003,795
Total noninterest income$1,108,0001,847
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$218,0002,835
Trading account gains and fees$0153
Additional Noninterest Income$890,0001,458
Total noninterest expense$4,634,0002,084
Salaries and employee benefits$2,647,0001,859
Premises and equipment expense$527,0002,350
Additional noninterest expense$1,460,0002,297
Pre-tax net operating income$573,0003,561
Securities gains (losses)$242,000640
Applicable income taxes$267,0001,924
Income before extraordinary items$548,0003,390
Extraordinary gains, net$015
Net income$548,0003,391
Minority interest net income$089
Net income of bank and minority interests.$548,0003,391
Net charge-offs$-9,0006,992
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$385,8603,953
2011-03-31 (YTD Data)Rank
Total interest income$2,721,0002,624
Total interest expense$585,0002,688
Net interest income$2,136,0002,571
Provision for loan and lease losses$164,0002,670
Total noninterest income$510,0001,952
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$107,0002,839
Trading account gains and fees$0158
Additional Noninterest Income$403,0001,564
Total noninterest expense$2,347,0002,071
Salaries and employee benefits$1,380,0001,794
Premises and equipment expense$295,0002,176
Additional noninterest expense$672,0002,468
Pre-tax net operating income$135,0004,773
Securities gains (losses)$01,772
Applicable income taxes$37,0003,058
Income before extraordinary items$98,0005,032
Extraordinary gains, net$09
Net income$98,0005,030
Minority interest net income$086
Net income of bank and minority interests.$98,0005,032
Net charge-offs$-13,0007,088
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$98,0004,975
2010-12-31 (YTD Data)Rank
Total interest income$11,485,0002,615
Total interest expense$2,587,0002,907
Net interest income$8,898,0002,471
Provision for loan and lease losses$1,140,0002,856
Total noninterest income$2,560,0001,731
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$519,0002,573
Trading account gains and fees$0175
Additional Noninterest Income$2,041,0001,387
Total noninterest expense$9,256,0002,084
Salaries and employee benefits$5,330,0001,815
Premises and equipment expense$955,0002,577
Additional noninterest expense$2,971,0002,307
Pre-tax net operating income$1,062,0003,284
Securities gains (losses)$657,000705
Applicable income taxes$552,0001,786
Income before extraordinary items$1,167,0002,968
Extraordinary gains, net$029
Net income$1,167,0002,964
Minority interest net income$0111
Net income of bank and minority interests.$1,167,0002,968
Net charge-offs$772,0003,038
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$720,2403,677
2010-09-30 (YTD Data)Rank
Total interest income$8,719,0002,640
Total interest expense$1,972,0002,988
Net interest income$6,747,0002,457
Provision for loan and lease losses$919,0002,627
Total noninterest income$2,037,0001,668
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$405,0002,560
Trading account gains and fees$0165
Additional Noninterest Income$1,632,0001,267
Total noninterest expense$6,867,0002,110
Salaries and employee benefits$4,025,0001,822
Premises and equipment expense$733,0002,567
Additional noninterest expense$2,109,0002,373
Pre-tax net operating income$998,0003,099
Securities gains (losses)$654,000593
Applicable income taxes$547,0001,585
Income before extraordinary items$1,105,0002,711
Extraordinary gains, net$023
Net income$1,105,0002,707
Minority interest net income$0110
Net income of bank and minority interests.$1,105,0002,712
Net charge-offs$707,0002,622
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$666,8203,459
2010-06-30 (YTD Data)Rank
Total interest income$5,881,0002,641
Total interest expense$1,341,0003,044
Net interest income$4,540,0002,439
Provision for loan and lease losses$292,0003,694
Total noninterest income$1,139,0001,849
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$273,0002,543
Trading account gains and fees$0152
Additional Noninterest Income$866,0001,439
Total noninterest expense$4,593,0002,109
Salaries and employee benefits$2,666,0001,842
Premises and equipment expense$500,0002,539
Additional noninterest expense$1,427,0002,355
Pre-tax net operating income$794,0002,814
Securities gains (losses)$582,000412
Applicable income taxes$462,0001,297
Income before extraordinary items$914,0002,281
Extraordinary gains, net$019
Net income$914,0002,278
Minority interest net income$0105
Net income of bank and minority interests.$914,0002,281
Net charge-offs$98,0004,281
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$529,8803,196
2010-03-31 (YTD Data)Rank
Total interest income$2,975,0002,658
Total interest expense$698,0003,069
Net interest income$2,277,0002,468
Provision for loan and lease losses$184,0003,114
Total noninterest income$479,0002,098
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$132,0002,600
Trading account gains and fees$0175
Additional Noninterest Income$347,0001,668
Total noninterest expense$2,194,0002,225
Salaries and employee benefits$1,288,0001,928
Premises and equipment expense$258,0002,527
Additional noninterest expense$648,0002,534
Pre-tax net operating income$378,0002,933
Securities gains (losses)$582,000214
Applicable income taxes$331,000965
Income before extraordinary items$629,0001,753
Extraordinary gains, net$016
Net income$629,0001,752
Minority interest net income$091
Net income of bank and minority interests.$629,0001,754
Net charge-offs$91,0003,183
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$244,8803,408
2009-12-31 (YTD Data)Rank
Total interest income$12,405,0002,658
Total interest expense$3,518,0003,041
Net interest income$8,887,0002,441
Provision for loan and lease losses$639,0004,166
Total noninterest income$2,052,0002,090
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$611,0002,508
Trading account gains and fees$0211
Additional Noninterest Income$1,441,0001,699
Total noninterest expense$8,946,0002,222
Salaries and employee benefits$4,998,0001,970
Premises and equipment expense$962,0002,671
Additional noninterest expense$2,986,0002,353
Pre-tax net operating income$1,354,0002,515
Securities gains (losses)$1,136,000437
Applicable income taxes$529,0001,500
Income before extraordinary items$1,961,0001,718
Extraordinary gains, net$034
Net income$1,961,0001,717
Minority interest net income$0115
Net income of bank and minority interests.$1,961,0001,718
Net charge-offs$151,0005,326
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,063,5602,628
2009-09-30 (YTD Data)Rank
Total interest income$9,323,0002,690
Total interest expense$2,775,0003,037
Net interest income$6,548,0002,476
Provision for loan and lease losses$489,0003,830
Total noninterest income$1,511,0002,164
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$451,0002,550
Trading account gains and fees$0212
Additional Noninterest Income$1,060,0001,751
Total noninterest expense$6,620,0002,249
Salaries and employee benefits$3,678,0002,021
Premises and equipment expense$727,0002,683
Additional noninterest expense$2,215,0002,351
Pre-tax net operating income$950,0002,822
Securities gains (losses)$681,000541
Applicable income taxes$395,0001,645
Income before extraordinary items$1,236,0002,126
Extraordinary gains, net$027
Net income$1,236,0002,123
Minority interest net income$0118
Net income of bank and minority interests.$1,236,0002,126
Net charge-offs$57,0005,575
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$718,4402,992
2009-06-30 (YTD Data)Rank
Total interest income$6,177,0002,744
Total interest expense$1,921,0003,059
Net interest income$4,256,0002,540
Provision for loan and lease losses$298,0003,758
Total noninterest income$954,0002,251
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$290,0002,584
Trading account gains and fees$0193
Additional Noninterest Income$664,0001,865
Total noninterest expense$4,407,0002,278
Salaries and employee benefits$2,374,0002,125
Premises and equipment expense$506,0002,609
Additional noninterest expense$1,527,0002,300
Pre-tax net operating income$505,0003,283
Securities gains (losses)$253,000873
Applicable income taxes$208,0001,913
Income before extraordinary items$550,0002,925
Extraordinary gains, net$021
Net income$550,0002,923
Minority interest net income$0112
Net income of bank and minority interests.$550,0002,924
Net charge-offs$17,0005,715
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$365,3103,523
2009-03-31 (YTD Data)Rank
Total interest income$3,081,0002,780
Total interest expense$982,0003,100
Net interest income$2,099,0002,582
Provision for loan and lease losses$75,0004,299
Total noninterest income$416,0002,438
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$138,0002,632
Trading account gains and fees$0171
Additional Noninterest Income$278,0002,053
Total noninterest expense$2,308,0002,142
Salaries and employee benefits$1,259,0002,033
Premises and equipment expense$283,0002,421
Additional noninterest expense$766,0002,065
Pre-tax net operating income$132,0004,680
Securities gains (losses)$-111,0007,994
Applicable income taxes$43,0003,015
Income before extraordinary items$-22,0006,523
Extraordinary gains, net$015
Net income$-22,0006,524
Minority interest net income$0102
Net income of bank and minority interests.$-22,0006,524
Net charge-offs$1,0005,564
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$49,0405,531
2008-12-31 (YTD Data)Rank
Total interest income$13,278,0002,777
Total interest expense$4,923,0002,999
Net interest income$8,355,0002,601
Provision for loan and lease losses$-80,0008,249
Total noninterest income$2,101,0002,062
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$588,0002,683
Trading account gains and fees$0154
Additional Noninterest Income$1,513,0001,585
Total noninterest expense$8,441,0002,274
Salaries and employee benefits$4,856,0002,090
Premises and equipment expense$998,0002,629
Additional noninterest expense$2,587,0002,277
Pre-tax net operating income$2,095,0002,355
Securities gains (losses)$-1,775,0007,859
Applicable income taxes$298,0002,411
Income before extraordinary items$22,0006,131
Extraordinary gains, net$039
Net income$22,0006,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-162,0008,255
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,158,0003,140
2008-09-30 (YTD Data)Rank
Total interest income$10,018,0002,808
Total interest expense$3,831,0003,019
Net interest income$6,187,0002,657
Provision for loan and lease losses$95,0005,209
Total noninterest income$1,532,0002,179
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$428,0002,764
Trading account gains and fees$0148
Additional Noninterest Income$1,104,0001,690
Total noninterest expense$6,340,0002,258
Salaries and employee benefits$3,660,0002,099
Premises and equipment expense$757,0002,617
Additional noninterest expense$1,923,0002,238
Pre-tax net operating income$1,284,0003,184
Securities gains (losses)$-1,589,0008,007
Applicable income taxes$84,0003,739
Income before extraordinary items$-389,0007,098
Extraordinary gains, net$031
Net income$-389,0007,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,620
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,200,0002,902
2008-06-30 (YTD Data)Rank
Total interest income$6,718,0002,833
Total interest expense$2,668,0003,014
Net interest income$4,050,0002,682
Provision for loan and lease losses$55,0005,091
Total noninterest income$1,007,0002,213
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$272,0002,832
Trading account gains and fees$0149
Additional Noninterest Income$735,0001,728
Total noninterest expense$4,300,0002,227
Salaries and employee benefits$2,520,0002,063
Premises and equipment expense$522,0002,542
Additional noninterest expense$1,258,0002,249
Pre-tax net operating income$702,0003,689
Securities gains (losses)$-193,0008,300
Applicable income taxes$130,0003,177
Income before extraordinary items$379,0004,587
Extraordinary gains, net$021
Net income$379,0004,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,450
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$521,8203,877
2008-03-31 (YTD Data)Rank
Total interest income$3,362,0002,908
Total interest expense$1,385,0003,094
Net interest income$1,977,0002,731
Provision for loan and lease losses$25,0004,682
Total noninterest income$454,0002,378
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$130,0002,892
Trading account gains and fees$0158
Additional Noninterest Income$324,0001,879
Total noninterest expense$2,084,0002,286
Salaries and employee benefits$1,237,0002,121
Premises and equipment expense$277,0002,437
Additional noninterest expense$570,0002,416
Pre-tax net operating income$322,0003,985
Securities gains (losses)$-99,0008,420
Applicable income taxes$57,0003,422
Income before extraordinary items$166,0005,052
Extraordinary gains, net$015
Net income$166,0005,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,652
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$239,2604,186
2007-12-31 (YTD Data)Rank
Total interest income$13,892,0002,882
Total interest expense$5,903,0003,041
Net interest income$7,989,0002,732
Provision for loan and lease losses$103,0004,870
Total noninterest income$2,119,0002,133
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$547,0002,857
Trading account gains and fees$0178
Additional Noninterest Income$1,572,0001,621
Total noninterest expense$8,704,0002,116
Salaries and employee benefits$5,451,0001,848
Premises and equipment expense$985,0002,606
Additional noninterest expense$2,268,0002,376
Pre-tax net operating income$1,301,0004,182
Securities gains (losses)$02,146
Applicable income taxes$363,0003,149
Income before extraordinary items$938,0004,452
Extraordinary gains, net$039
Net income$938,0004,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,008
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$938,0004,448
2007-09-30 (YTD Data)Rank
Total interest income$10,366,0002,896
Total interest expense$4,488,0003,005
Net interest income$5,878,0002,787
Provision for loan and lease losses$103,0004,065
Total noninterest income$1,586,0002,131
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$399,0002,907
Trading account gains and fees$0184
Additional Noninterest Income$1,187,0001,607
Total noninterest expense$6,474,0002,106
Salaries and employee benefits$4,026,0001,867
Premises and equipment expense$751,0002,564
Additional noninterest expense$1,697,0002,337
Pre-tax net operating income$887,0004,631
Securities gains (losses)$01,655
Applicable income taxes$241,0003,468
Income before extraordinary items$646,0004,868
Extraordinary gains, net$033
Net income$646,0004,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0003,581
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$646,0004,856
2007-06-30 (YTD Data)Rank
Total interest income$6,937,0002,901
Total interest expense$3,052,0002,969
Net interest income$3,885,0002,830
Provision for loan and lease losses$35,0004,774
Total noninterest income$996,0002,252
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$256,0002,980
Trading account gains and fees$0168
Additional Noninterest Income$740,0001,697
Total noninterest expense$4,359,0002,114
Salaries and employee benefits$2,686,0001,906
Premises and equipment expense$527,0002,448
Additional noninterest expense$1,146,0002,322
Pre-tax net operating income$487,0005,093
Securities gains (losses)$01,444
Applicable income taxes$135,0003,776
Income before extraordinary items$352,0005,333
Extraordinary gains, net$029
Net income$352,0005,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-75,0008,377
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$352,0005,322
2007-03-31 (YTD Data)Rank
Total interest income$3,449,0002,896
Total interest expense$1,544,0002,912
Net interest income$1,905,0002,874
Provision for loan and lease losses$05,779
Total noninterest income$468,0002,298
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$116,0003,150
Trading account gains and fees$0195
Additional Noninterest Income$352,0001,746
Total noninterest expense$2,198,0002,101
Salaries and employee benefits$1,363,0001,886
Premises and equipment expense$253,0002,561
Additional noninterest expense$582,0002,250
Pre-tax net operating income$175,0005,770
Securities gains (losses)$01,187
Applicable income taxes$48,0004,172
Income before extraordinary items$127,0005,974
Extraordinary gains, net$022
Net income$127,0005,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-71,0008,455
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$127,0005,959
2006-12-31 (YTD Data)Rank
Total interest income$12,919,0002,904
Total interest expense$5,202,0002,938
Net interest income$7,717,0002,849
Provision for loan and lease losses$320,0002,647
Total noninterest income$1,590,0002,606
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$479,0003,152
Trading account gains and fees$0130
Additional Noninterest Income$1,111,0002,069
Total noninterest expense$8,034,0002,202
Salaries and employee benefits$4,943,0001,971
Premises and equipment expense$1,006,0002,460
Additional noninterest expense$2,085,0002,475
Pre-tax net operating income$953,0005,304
Securities gains (losses)$-89,0008,161
Applicable income taxes$247,0004,046
Income before extraordinary items$617,0005,760
Extraordinary gains, net$051
Net income$617,0005,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0002,521
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$680,1905,561
2006-09-30 (YTD Data)Rank
Total interest income$9,500,0002,934
Total interest expense$3,705,0002,979
Net interest income$5,795,0002,867
Provision for loan and lease losses$260,0002,394
Total noninterest income$1,171,0002,635
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$348,0003,234
Trading account gains and fees$0126
Additional Noninterest Income$823,0002,083
Total noninterest expense$6,009,0002,196
Salaries and employee benefits$3,690,0001,968
Premises and equipment expense$769,0002,421
Additional noninterest expense$1,550,0002,476
Pre-tax net operating income$697,0005,537
Securities gains (losses)$-94,0008,384
Applicable income taxes$177,0004,294
Income before extraordinary items$426,0006,105
Extraordinary gains, net$045
Net income$426,0006,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,587
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$492,7405,796
2006-06-30 (YTD Data)Rank
Total interest income$6,187,0002,949
Total interest expense$2,349,0002,980
Net interest income$3,838,0002,890
Provision for loan and lease losses$155,0002,524
Total noninterest income$783,0002,631
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$227,0003,258
Trading account gains and fees$0126
Additional Noninterest Income$556,0002,072
Total noninterest expense$4,044,0002,190
Salaries and employee benefits$2,500,0001,946
Premises and equipment expense$518,0002,393
Additional noninterest expense$1,026,0002,496
Pre-tax net operating income$422,0005,778
Securities gains (losses)$-9,0007,829
Applicable income taxes$122,0004,283
Income before extraordinary items$291,0006,075
Extraordinary gains, net$039
Net income$291,0006,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,990
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$297,3006,026
2006-03-31 (YTD Data)Rank
Total interest income$3,032,0002,950
Total interest expense$1,111,0002,999
Net interest income$1,921,0002,881
Provision for loan and lease losses$55,0002,999
Total noninterest income$371,0002,675
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$106,0003,341
Trading account gains and fees$0115
Additional Noninterest Income$265,0002,123
Total noninterest expense$2,019,0002,192
Salaries and employee benefits$1,239,0001,972
Premises and equipment expense$263,0002,370
Additional noninterest expense$517,0002,471
Pre-tax net operating income$218,0005,654
Securities gains (losses)$0955
Applicable income taxes$66,0004,128
Income before extraordinary items$152,0005,939
Extraordinary gains, net$021
Net income$152,0005,940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0001,230
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$152,0005,936
2005-12-31 (YTD Data)Rank
Total interest income$11,292,0002,849
Total interest expense$3,410,0003,005
Net interest income$7,882,0002,741
Provision for loan and lease losses$65,0005,371
Total noninterest income$1,541,0002,642
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$485,0003,114
Trading account gains and fees$0138
Additional Noninterest Income$1,056,0002,135
Total noninterest expense$7,860,0002,117
Salaries and employee benefits$4,746,0001,944
Premises and equipment expense$1,058,0002,256
Additional noninterest expense$2,056,0002,417
Pre-tax net operating income$1,498,0004,381
Securities gains (losses)$28,0001,142
Applicable income taxes$487,0003,406
Income before extraordinary items$1,039,0004,727
Extraordinary gains, net$046
Net income$1,039,0004,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0002,873
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,019,9604,765
2005-09-30 (YTD Data)Rank
Total interest income$8,363,0002,823
Total interest expense$2,444,0002,982
Net interest income$5,919,0002,721
Provision for loan and lease losses$5,0006,713
Total noninterest income$1,081,0002,754
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$361,0003,132
Trading account gains and fees$0126
Additional Noninterest Income$720,0002,283
Total noninterest expense$5,835,0002,120
Salaries and employee benefits$3,493,0001,954
Premises and equipment expense$815,0002,193
Additional noninterest expense$1,527,0002,409
Pre-tax net operating income$1,160,0004,390
Securities gains (losses)$28,0001,098
Applicable income taxes$401,0003,318
Income before extraordinary items$787,0004,802
Extraordinary gains, net$035
Net income$787,0004,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0002,884
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$768,5204,824
2005-06-30 (YTD Data)Rank
Total interest income$5,507,0002,794
Total interest expense$1,578,0002,934
Net interest income$3,929,0002,706
Provision for loan and lease losses$06,626
Total noninterest income$693,0002,787
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$238,0003,114
Trading account gains and fees$0116
Additional Noninterest Income$455,0002,329
Total noninterest expense$3,836,0002,131
Salaries and employee benefits$2,255,0002,004
Premises and equipment expense$566,0002,089
Additional noninterest expense$1,015,0002,385
Pre-tax net operating income$786,0004,321
Securities gains (losses)$22,0001,077
Applicable income taxes$268,0003,303
Income before extraordinary items$540,0004,697
Extraordinary gains, net$030
Net income$540,0004,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,327
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$525,2604,719
2005-03-31 (YTD Data)Rank
Total interest income$2,727,0002,788
Total interest expense$790,0002,817
Net interest income$1,937,0002,728
Provision for loan and lease losses$06,226
Total noninterest income$287,0003,151
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$109,0003,248
Trading account gains and fees$0115
Additional Noninterest Income$178,0002,669
Total noninterest expense$1,865,0002,216
Salaries and employee benefits$1,080,0002,114
Premises and equipment expense$280,0002,138
Additional noninterest expense$505,0002,416
Pre-tax net operating income$359,0004,537
Securities gains (losses)$15,000882
Applicable income taxes$123,0003,424
Income before extraordinary items$251,0004,859
Extraordinary gains, net$024
Net income$251,0004,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0001,419
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$240,9504,924
2004-12-31 (YTD Data)Rank
Total interest income$10,711,0002,650
Total interest expense$3,238,0002,455
Net interest income$7,473,0002,707
Provision for loan and lease losses$07,314
Total noninterest income$1,162,0003,194
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$491,0003,184
Trading account gains and fees$0138
Additional Noninterest Income$671,0002,775
Total noninterest expense$6,801,0002,355
Salaries and employee benefits$3,823,0002,279
Premises and equipment expense$1,041,0002,195
Additional noninterest expense$1,937,0002,495
Pre-tax net operating income$1,834,0003,746
Securities gains (losses)$107,0001,193
Applicable income taxes$666,0002,850
Income before extraordinary items$1,275,0004,045
Extraordinary gains, net$034
Net income$1,275,0004,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-114,0008,808
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,204,3804,129
2004-09-30 (YTD Data)Rank
Total interest income$7,940,0002,657
Total interest expense$2,414,0002,426
Net interest income$5,526,0002,715
Provision for loan and lease losses$07,100
Total noninterest income$895,0003,155
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$365,0003,221
Trading account gains and fees$0134
Additional Noninterest Income$530,0002,700
Total noninterest expense$5,108,0002,332
Salaries and employee benefits$2,908,0002,226
Premises and equipment expense$786,0002,184
Additional noninterest expense$1,414,0002,509
Pre-tax net operating income$1,313,0003,924
Securities gains (losses)$107,0001,125
Applicable income taxes$503,0002,889
Income before extraordinary items$917,0004,217
Extraordinary gains, net$026
Net income$917,0004,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-144,0008,867
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$847,4504,375
2004-06-30 (YTD Data)Rank
Total interest income$5,243,0002,668
Total interest expense$1,593,0002,440
Net interest income$3,650,0002,722
Provision for loan and lease losses$06,885
Total noninterest income$545,0003,381
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$238,0003,254
Trading account gains and fees$0130
Additional Noninterest Income$307,0002,947
Total noninterest expense$3,387,0002,344
Salaries and employee benefits$1,919,0002,249
Premises and equipment expense$536,0002,130
Additional noninterest expense$932,0002,550
Pre-tax net operating income$808,0004,083
Securities gains (losses)$101,0001,024
Applicable income taxes$321,0002,962
Income before extraordinary items$588,0004,313
Extraordinary gains, net$021
Net income$588,0004,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-127,0008,927
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$522,3504,535
2004-03-31 (YTD Data)Rank
Total interest income$2,607,0002,678
Total interest expense$790,0002,479
Net interest income$1,817,0002,725
Provision for loan and lease losses$06,501
Total noninterest income$255,0003,477
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$112,0003,310
Trading account gains and fees$0121
Additional Noninterest Income$143,0003,020
Total noninterest expense$1,664,0002,399
Salaries and employee benefits$947,0002,300
Premises and equipment expense$259,0002,217
Additional noninterest expense$458,0002,573
Pre-tax net operating income$408,0004,026
Securities gains (losses)$101,000797
Applicable income taxes$185,0002,701
Income before extraordinary items$324,0004,063
Extraordinary gains, net$016
Net income$324,0004,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-128,0008,991
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$259,3604,522
2003-12-31 (YTD Data)Rank
Total interest income$10,528,0002,684
Total interest expense$3,483,0002,509
Net interest income$7,045,0002,735
Provision for loan and lease losses$215,0003,893
Total noninterest income$1,088,0003,531
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$481,0003,189
Trading account gains and fees$0160
Additional Noninterest Income$607,0003,226
Total noninterest expense$6,341,0002,482
Salaries and employee benefits$3,528,0002,390
Premises and equipment expense$957,0002,350
Additional noninterest expense$1,856,0002,559
Pre-tax net operating income$1,577,0003,999
Securities gains (losses)$213,0001,302
Applicable income taxes$614,0003,019
Income before extraordinary items$1,176,0004,190
Extraordinary gains, net$054
Net income$1,176,0004,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,602
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,035,4204,376
2003-09-30 (YTD Data)Rank
Total interest income$7,905,0002,723
Total interest expense$2,691,0002,532
Net interest income$5,214,0002,791
Provision for loan and lease losses$195,0003,379
Total noninterest income$798,0003,651
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$358,0003,220
Trading account gains and fees$0153
Additional Noninterest Income$440,0003,370
Total noninterest expense$4,721,0002,494
Salaries and employee benefits$2,617,0002,424
Premises and equipment expense$738,0002,296
Additional noninterest expense$1,366,0002,594
Pre-tax net operating income$1,096,0004,314
Securities gains (losses)$125,0001,554
Applicable income taxes$417,0003,339
Income before extraordinary items$804,0004,586
Extraordinary gains, net$040
Net income$804,0004,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,987
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$721,5004,717
2003-06-30 (YTD Data)Rank
Total interest income$5,305,0002,732
Total interest expense$1,876,0002,518
Net interest income$3,429,0002,817
Provision for loan and lease losses$135,0003,272
Total noninterest income$508,0003,700
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$232,0003,251
Trading account gains and fees$0150
Additional Noninterest Income$276,0003,448
Total noninterest expense$3,144,0002,488
Salaries and employee benefits$1,726,0002,437
Premises and equipment expense$507,0002,228
Additional noninterest expense$911,0002,589
Pre-tax net operating income$658,0004,600
Securities gains (losses)$48,0002,051
Applicable income taxes$242,0003,612
Income before extraordinary items$464,0004,992
Extraordinary gains, net$030
Net income$464,0004,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$432,3204,994
2003-03-31 (YTD Data)Rank
Total interest income$2,626,0002,776
Total interest expense$979,0002,485
Net interest income$1,647,0002,911
Provision for loan and lease losses$75,0002,805
Total noninterest income$233,0003,792
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$112,0003,257
Trading account gains and fees$0134
Additional Noninterest Income$121,0003,587
Total noninterest expense$1,573,0002,468
Salaries and employee benefits$859,0002,455
Premises and equipment expense$257,0002,200
Additional noninterest expense$457,0002,532
Pre-tax net operating income$232,0005,470
Securities gains (losses)$02,891
Applicable income taxes$79,0004,379
Income before extraordinary items$153,0005,963
Extraordinary gains, net$021
Net income$153,0005,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-117,0009,233
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$153,0005,776
2002-12-31 (YTD Data)Rank
Total interest income$10,918,0002,790
Total interest expense$4,447,0002,500
Net interest income$6,471,0002,946
Provision for loan and lease losses$385,0002,927
Total noninterest income$980,0003,531
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$434,0003,337
Trading account gains and fees$0153
Additional Noninterest Income$546,0003,127
Total noninterest expense$5,790,0002,555
Salaries and employee benefits$3,120,0002,527
Premises and equipment expense$880,0002,459
Additional noninterest expense$1,790,0002,556
Pre-tax net operating income$1,276,0004,546
Securities gains (losses)$118,0001,596
Applicable income taxes$452,0003,655
Income before extraordinary items$942,0004,756
Extraordinary gains, net$070
Net income$942,0004,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,719
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$861,7604,878
2001-12-31 (YTD Data)Rank
Total interest income$11,454,0002,963
Total interest expense$5,659,0002,818
Net interest income$5,795,0003,033
Provision for loan and lease losses$347,0002,928
Total noninterest income$678,0004,266
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$338,0003,856
Trading account gains and fees$0177
Additional Noninterest Income$340,0003,861
Total noninterest expense$5,363,0002,640
Salaries and employee benefits$2,599,0002,852
Premises and equipment expense$766,0002,745
Additional noninterest expense$1,998,0002,244
Pre-tax net operating income$763,0005,612
Securities gains (losses)$-99,0009,497
Applicable income taxes$200,0005,035
Income before extraordinary items$464,0006,240
Extraordinary gains, net$0105
Net income$464,0006,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0002,951
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$533,3005,797
2000-12-31 (YTD Data)Rank
Total interest income$10,727,0003,209
Total interest expense$5,137,0003,233
Net interest income$5,590,0003,149
Provision for loan and lease losses$174,0004,106
Total noninterest income$518,0004,823
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$263,0004,399
Trading account gains and fees$0180
Additional Noninterest Income$255,0004,257
Total noninterest expense$4,627,0002,923
Salaries and employee benefits$2,330,0003,019
Premises and equipment expense$681,0002,933
Additional noninterest expense$1,616,0002,639
Pre-tax net operating income$1,307,0004,490
Securities gains (losses)$87,000597
Applicable income taxes$445,0003,759
Income before extraordinary items$949,0004,535
Extraordinary gains, net$038
Net income$949,0004,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,0001,429
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$889,8404,716
1999-12-31 (YTD Data)Rank
Total interest income$9,590,0003,344
Total interest expense$4,420,0003,290
Net interest income$5,170,0003,357
Provision for loan and lease losses$150,0004,234
Total noninterest income$536,0004,758
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$256,0004,455
Trading account gains and fees$0173
Additional Noninterest Income$280,0004,174
Total noninterest expense$4,186,0003,184
Salaries and employee benefits$2,136,0003,222
Premises and equipment expense$657,0003,029
Additional noninterest expense$1,393,0003,049
Pre-tax net operating income$1,370,0004,360
Securities gains (losses)$391,000393
Applicable income taxes$503,0003,624
Income before extraordinary items$1,258,0003,719
Extraordinary gains, net$035
Net income$1,258,0003,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,002
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$980,3904,448
1998-12-31 (YTD Data)Rank
Total interest income$9,464,0003,389
Total interest expense$4,680,0003,183
Net interest income$4,784,0003,548
Provision for loan and lease losses$120,0004,610
Total noninterest income$426,0005,418
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$209,0005,029
Trading account gains and fees$0224
Additional Noninterest Income$217,0004,751
Total noninterest expense$3,751,0003,412
Salaries and employee benefits$1,903,0003,498
Premises and equipment expense$597,0003,182
Additional noninterest expense$1,251,0003,251
Pre-tax net operating income$1,339,0004,530
Securities gains (losses)$563,000511
Applicable income taxes$650,0003,202
Income before extraordinary items$1,252,0003,792
Extraordinary gains, net$032
Net income$1,252,0003,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,135
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$880,4204,809
1997-12-31 (YTD Data)Rank
Total interest income$8,845,0003,626
Total interest expense$4,486,0003,307
Net interest income$4,359,0003,921
Provision for loan and lease losses$180,0003,648
Total noninterest income$327,0006,368
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$187,0005,538
Trading account gains and fees$0239
Additional Noninterest Income$140,0005,875
Total noninterest expense$3,689,0003,422
Salaries and employee benefits$1,796,0003,646
Premises and equipment expense$749,0002,577
Additional noninterest expense$1,144,0003,489
Pre-tax net operating income$817,0006,471
Securities gains (losses)$747,000332
Applicable income taxes$533,0004,031
Income before extraordinary items$1,031,0004,604
Extraordinary gains, net$044
Net income$1,031,0004,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,491
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$537,9806,696
1996-12-31 (YTD Data)Rank
Total interest income$8,644,0003,748
Total interest expense$4,289,0003,477
Net interest income$4,355,0003,993
Provision for loan and lease losses$180,0003,640
Total noninterest income$528,0004,990
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$198,0005,597
Trading account gains and fees$0262
Additional Noninterest Income$330,0003,841
Total noninterest expense$3,386,0003,904
Salaries and employee benefits$1,764,0003,744
Premises and equipment expense$556,0003,451
Additional noninterest expense$1,066,0004,181
Pre-tax net operating income$1,317,0004,795
Securities gains (losses)$93,000991
Applicable income taxes$449,0004,511
Income before extraordinary items$961,0004,636
Extraordinary gains, net$053
Net income$961,0004,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0003,083
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$897,7604,826
1995-12-31 (YTD Data)Rank
Total interest income$8,525,0003,786
Total interest expense$4,218,0003,517
Net interest income$4,307,0004,060
Provision for loan and lease losses$120,0004,090
Total noninterest income$335,0006,662
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$187,0005,928
Trading account gains and fees$0522
Additional Noninterest Income$148,0006,025
Total noninterest expense$3,375,0003,876
Salaries and employee benefits$1,658,0003,915
Premises and equipment expense$512,0003,686
Additional noninterest expense$1,205,0003,726
Pre-tax net operating income$1,147,0005,426
Securities gains (losses)$38,0001,486
Applicable income taxes$385,0005,079
Income before extraordinary items$800,0005,451
Extraordinary gains, net$065
Net income$800,0005,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,418
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$774,1605,563
1994-12-31 (YTD Data)Rank
Total interest income$7,191,0004,119
Total interest expense$3,382,0003,552
Net interest income$3,809,0004,574
Provision for loan and lease losses$60,0005,594
Total noninterest income$380,0006,330
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$203,0005,805
Trading account gains and fees$0475
Additional Noninterest Income$177,0005,670
Total noninterest expense$3,337,0004,018
Salaries and employee benefits$1,610,0004,012
Premises and equipment expense$474,0003,978
Additional noninterest expense$1,253,0003,903
Pre-tax net operating income$792,0006,911
Securities gains (losses)$9,0002,280
Applicable income taxes$196,0007,404
Income before extraordinary items$605,0006,500
Extraordinary gains, net$0249
Net income$605,0006,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,448
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$598,1606,621
1993-12-31 (YTD Data)Rank
Total interest income$7,130,0004,251
Total interest expense$3,800,0003,315
Net interest income$3,330,0005,177
Provision for loan and lease losses$215,0003,749
Total noninterest income$343,0007,110
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$185,0006,280
Trading account gains and fees$0532
Additional Noninterest Income$158,0006,394
Total noninterest expense$3,220,0004,230
Salaries and employee benefits$1,501,0004,274
Premises and equipment expense$473,0004,066
Additional noninterest expense$1,246,0004,061
Pre-tax net operating income$238,00010,713
Securities gains (losses)$153,0001,964
Applicable income taxes$123,0009,238
Income before extraordinary items$268,0009,836
Extraordinary gains, net$100,0001,558
Net income$368,0008,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-140,00013,036
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$162,43010,848
1992-12-31 (YTD Data)Rank
Total interest income$7,932,0004,320
Total interest expense$4,683,0003,506
Net interest income$3,249,0005,342
Provision for loan and lease losses$340,0003,839
Total noninterest income$223,0008,974
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$136,0007,502
Trading account gains and feesNANA
Additional Noninterest Income$87,0008,558
Total noninterest expense$2,884,0004,691
Salaries and employee benefits$1,365,0004,612
Premises and equipment expense$423,0004,592
Additional noninterest expense$1,096,0004,700
Pre-tax net operating income$248,00010,624
Securities gains (losses)$37,0004,622
Applicable income taxes$30,00011,811
Income before extraordinary items$255,0009,851
Extraordinary gains, net$01,422
Net income$255,0009,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$520,0002,407
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$222,0709,945

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.