Home > Savings Bank of Mendocino County > Net charge- offs to loans
Savings Bank of Mendocino County, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0122% | 4,029 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 3,828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0439% | 4,356 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0111% | 4,272 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0526% | 4,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1098% | 4,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0847% | 2,404 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0847% | 2,281 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0092% | 3,910 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 3,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0552% | 4,423 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0073% | 4,293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0680% | 4,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0616% | 4,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1104% | 2,085 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1104% | 2,017 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 3,539 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 3,908 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0110% | 4,347 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 3,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0861% | 4,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2456% | 1,466 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2456% | 1,433 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0035% | 3,549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 3,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1616% | 4,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4269% | 1,037 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4269% | 964 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0173% | 4,014 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0295% | 4,246 |
| Percentage Net Loans Charged-off:Construction & development | -1.7281% | 4,710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 4,005 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0107% | 4,329 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 4,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1678% | 693 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0262% | 4,142 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0262% | 4,137 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0223% | 4,030 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0391% | 4,353 |
| Percentage Net Loans Charged-off:Construction & development | -1.8921% | 4,749 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0199% | 4,061 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0071% | 4,358 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0235% | 4,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2353% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0204% | 4,056 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0204% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 2,998 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0209% | 3,975 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0107% | 3,214 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0237% | 4,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0163% | 3,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4430% | 962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4430% | 892 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 4,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0243% | 4,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 3,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4390% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4390% | 850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 3,443 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0265% | 4,034 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0051% | 3,156 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0341% | 4,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 3,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0809% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0809% | 1,989 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 3,348 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0290% | 4,135 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 3,224 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0373% | 4,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0035% | 3,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 3,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0304% | 4,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0422% | 4,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 3,315 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0787% | 3,974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0787% | 3,937 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 3,380 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 4,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0373% | 4,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 3,487 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1553% | 4,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1553% | 4,089 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0142% | 4,333 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0297% | 4,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1841% | 4,783 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 3,337 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2519% | 4,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0602% | 1,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4328% | 1,373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4328% | 1,265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 4,378 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0391% | 4,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2333% | 4,835 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 3,342 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3224% | 4,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0887% | 1,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6500% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6500% | 845 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0298% | 4,538 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0576% | 4,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3391% | 4,894 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 3,401 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4707% | 4,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0854% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2373% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2373% | 480 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0370% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0193% | 4,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0269% | 4,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2572% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2305% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2305% | 275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 3,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 2,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 1,506 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 3,452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 1,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0364% | 4,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7611% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7611% | 988 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 3,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 1,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 1,090 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0056% | 3,458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0428% | 897 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0488% | 4,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6187% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6187% | 1,144 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 2,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0556% | 736 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0085% | 3,504 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0589% | 4,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8937% | 833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8937% | 750 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0296% | 1,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1515% | 341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2065% | 268 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1122% | 4,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1552% | 662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1552% | 592 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0319% | 4,832 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0408% | 4,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2084% | 5,197 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2854% | 3,950 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1835% | 5,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0486% | 4,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6545% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6545% | 1,158 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 3,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 4,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0450% | 4,888 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3871% | 4,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0631% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0620% | 4,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0907% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0905% | 617 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 4,239 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 4,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0558% | 4,988 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5856% | 4,054 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1082% | 591 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0875% | 4,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6906% | 1,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6906% | 930 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0661% | 5,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0601% | 5,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2900% | 5,389 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1395% | 4,117 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0287% | 4,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1509% | 4,847 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1322% | 4,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1322% | 4,746 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0285% | 3,242 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 4,233 |
| Percentage Net Loans Charged-off:Construction & development | -0.4331% | 5,033 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0635% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0503% | 3,947 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0970% | 1,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3931% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2361% | 5,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2361% | 5,213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0229% | 4,895 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0539% | 5,160 |
| Percentage Net Loans Charged-off:Construction & development | -0.5363% | 5,099 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1474% | 5,426 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0606% | 3,995 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1729% | 5,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3217% | 1,000 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2933% | 5,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2933% | 5,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0102% | 4,538 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 4,950 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0366% | 3,918 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0241% | 4,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 3,977 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3742% | 5,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3742% | 5,316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 4,532 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 4,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 5,037 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0372% | 4,005 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0265% | 5,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 4,023 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5415% | 5,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5415% | 5,406 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 3,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 2,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1111% | 1,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5876% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0224% | 5,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 4,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1420% | 3,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1420% | 2,877 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 3,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 1,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1583% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8046% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 5,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0132% | 4,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0624% | 3,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0624% | 2,979 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 2,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0611% | 1,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2498% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2403% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0212% | 5,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0147% | 4,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0933% | 2,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0933% | 2,571 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0571% | 1,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0630% | 1,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2776% | 502 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3642% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0215% | 5,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0185% | 4,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3748% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3748% | 1,466 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0608% | 5,618 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0861% | 5,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6795% | 4,897 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2514% | 5,945 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1112% | 4,382 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2943% | 5,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0378% | 4,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8479% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8479% | 895 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0551% | 5,576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1160% | 5,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0001% | 4,952 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3304% | 6,040 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1462% | 4,453 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3877% | 6,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2346% | 1,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9607% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9607% | 679 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0183% | 5,143 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1064% | 5,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1106% | 750 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.7208% | 4,993 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4873% | 6,132 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2157% | 4,522 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5737% | 6,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3638% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6937% | 389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6937% | 345 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 4,410 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1678% | 6,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.4359% | 5,016 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5780% | 6,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7664% | 6,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7463% | 432 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8479% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8479% | 210 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 3,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1115% | 2,255 |
| Percentage Net Loans Charged-off:Construction & development | -0.0516% | 5,149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0459% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2004% | 1,620 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 4,366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2740% | 1,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3675% | 5,833 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1397% | 5,770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1397% | 5,711 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0620% | 3,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0765% | 2,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4279% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1502% | 1,805 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0108% | 4,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2074% | 1,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0042% | 2,364 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1060% | 5,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1060% | 5,554 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 3,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0748% | 2,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2383% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 4,391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3270% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0827% | 1,681 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6645% | 6,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6645% | 6,199 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 2,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0925% | 1,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2940% | 959 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0165% | 4,461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4044% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0682% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0328% | 6,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0328% | 6,326 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5608% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8233% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 5.8763% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6436% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4025% | 1,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3044% | 880 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4378% | 1,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6068% | 6,423 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0621% | 5,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0621% | 5,744 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1322% | 5,849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7550% | 794 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0128% | 454 |
| Percentage Net Loans Charged-off:Construction & development | 6.4459% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8701% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5191% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4059% | 718 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5603% | 926 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2082% | 6,462 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0684% | 5,733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0684% | 5,673 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1484% | 514 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5166% | 281 |
| Percentage Net Loans Charged-off:Construction & development | 9.6564% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3207% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7499% | 736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6043% | 548 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8025% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5108% | 6,515 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1321% | 5,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1321% | 5,756 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0698% | 223 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7712% | 119 |
| Percentage Net Loans Charged-off:Construction & development | 18.7678% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8152% | 187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4780% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2093% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2194% | 1,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.8417% | 6,650 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3515% | 6,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3515% | 6,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 5,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0462% | 4,563 |
| Percentage Net Loans Charged-off:Construction & development | -1.4815% | 6,356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1414% | 2,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1952% | 3,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9711% | 670 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0869% | 6,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6627% | 1,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7051% | 1,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7051% | 1,716 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.0305% | 6,399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1279% | 6,912 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0309% | 6,713 |
| Percentage Net Loans Charged-off:Construction & development | -2.0054% | 6,439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 2,845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2774% | 2,456 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3543% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1158% | 6,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4134% | 6,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7910% | 1,553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7910% | 1,420 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.7947% | 6,462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4054% | 7,105 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2851% | 7,052 |
| Percentage Net Loans Charged-off:Construction & development | -2.9009% | 6,481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 2,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2768% | 7,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3788% | 7,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5796% | 6,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8312% | 1,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8312% | 1,322 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.4224% | 6,490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1476% | 3,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2001% | 2,485 |
| Percentage Net Loans Charged-off:Construction & development | -0.1478% | 6,197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 1,699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6583% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9048% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0504% | 6,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3428% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3428% | 790 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0473% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8655% | 1,819 |
| Percentage Net Loans Charged-off:Construction & development | 2.9114% | 1,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6157% | 1,776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6374% | 1,862 |
| Percentage Net Loans Charged-off: Home equity loans | -1.9202% | 5,405 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5420% | 793 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2665% | 6,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6437% | 2,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5892% | 2,250 |
| Percentage Net Loans Charged-off: All other loans and lease | 11.6407% | 128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1766% | 1,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8503% | 1,696 |
| Percentage Net Loans Charged-off:Construction & development | 3.8585% | 1,061 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6287% | 1,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2272% | 2,996 |
| Percentage Net Loans Charged-off: Home equity loans | -2.5609% | 5,432 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2002% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0492% | 6,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7753% | 1,900 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6930% | 1,783 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.8446% | 94 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1061% | 1,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5274% | 2,218 |
| Percentage Net Loans Charged-off:Construction & development | 2.5160% | 1,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4255% | 2,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5724% | 1,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5843% | 7,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9557% | 1,553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8211% | 1,457 |
| Percentage Net Loans Charged-off: All other loans and lease | 23.8039% | 73 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9122% | 671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6954% | 1,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7792% | 1,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0464% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0560% | 7,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7405% | 1,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5956% | 1,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 45.5678% | 39 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6291% | 3,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7327% | 2,366 |
| Percentage Net Loans Charged-off:Construction & development | 5.3856% | 1,167 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1940% | 7,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2981% | 1,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6949% | 1,086 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5002% | 940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1202% | 4,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5979% | 3,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8522% | 6,726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9640% | 2,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1023% | 1,632 |
| Percentage Net Loans Charged-off:Construction & development | 7.0299% | 811 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6030% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9180% | 834 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8317% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4649% | 2,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6268% | 2,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9186% | 6,777 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2266% | 1,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3746% | 1,218 |
| Percentage Net Loans Charged-off:Construction & development | 15.5633% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3543% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3607% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3516% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1115% | 3,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1960% | 1,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3109% | 3,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2682% | 2,643 |
| Percentage Net Loans Charged-off:Construction & development | 1.9059% | 1,226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 7,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 7,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4992% | 1,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9794% | 1,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4297% | 6,740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4409% | 4,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0624% | 1,835 |
| Percentage Net Loans Charged-off:Construction & development | 0.9389% | 2,604 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0598% | 1,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4503% | 925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0102% | 1,906 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0174% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0700% | 7,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9502% | 2,807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -13.6622% | 7,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3374% | 3,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0726% | 1,482 |
| Percentage Net Loans Charged-off:Construction & development | 1.2134% | 2,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4210% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9372% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0710% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1042% | 3,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0960% | 7,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8602% | 2,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -16.1371% | 7,122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0655% | 5,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3352% | 2,572 |
| Percentage Net Loans Charged-off:Construction & development | 1.7629% | 1,500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 2,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3913% | 7,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2388% | 1,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -7.1752% | 7,139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3394% | 2,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9000% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | 3.4827% | 709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0057% | 1,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1256% | 2,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5476% | 2,849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -10.9607% | 7,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8932% | 581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1368% | 3,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 7,665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4309% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7559% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3121% | 1,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 23.5156% | 25 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4270% | 4,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3770% | 273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0581% | 3,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1842% | 1,791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2499% | 1,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 29.5866% | 10 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1311% | 4,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0794% | 639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 2,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2094% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2828% | 1,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.3980% | 64 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0235% | 4,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0112% | 7,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1253% | 7,423 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0155% | 6,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0572% | 4,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0515% | 2,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.5131% | 668 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3337% | 7,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5917% | 2,718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0111% | 1,695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 3,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0685% | 1,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.6584% | 318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4498% | 7,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5587% | 2,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0077% | 1,493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0280% | 4,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0205% | 2,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3920% | 2,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1097% | 2,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9464% | 633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6187% | 1,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0263% | 6,913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0440% | 4,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1630% | 2,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4349% | 3,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0486% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0258% | 4,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0580% | 7,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4273% | 2,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0243% | 4,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0143% | 6,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3568% | 2,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 3,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0871% | 7,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2776% | 2,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3078% | 1,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8490% | 375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4798% | 3,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4473% | 855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2006% | 220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4388% | 3,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6117% | 591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4519% | 175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6776% | 2,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0077% | 6,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2161% | 7,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1952% | 3,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1206% | 3,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5551% | 2,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6383% | 3,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1711% | 2,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9287% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7001% | 2,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0883% | 3,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4347% | 1,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3994% | 3,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0748% | 3,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1651% | 7,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9750% | 1,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 5,230 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 8,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0283% | 8,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2719% | 3,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5703% | 3,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0198% | 8,359 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 8,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0378% | 8,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2920% | 8,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2943% | 4,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2878% | 8,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3264% | 4,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 5,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1336% | 7,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1915% | 4,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 7,572 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 8,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 8,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3836% | 8,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4147% | 4,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 6,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 3,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 2,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0487% | 2,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0473% | 8,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1850% | 6,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1132% | 4,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 1,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 1,311 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 1,313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3285% | 576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5583% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0552% | 5,907 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 1,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0196% | 944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3543% | 941 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 6,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1031% | 1,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3173% | 1,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0454% | 10,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8771% | 1,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3176% | 1,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0520% | 6,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6609% | 269 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1203% | 1,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2808% | 3,006 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 1,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5143% | 112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8290% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0691% | 6,457 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 1,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0153% | 1,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0164% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2618% | 477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3438% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2945% | 1,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 9,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0764% | 1,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | -21.0526% | 1,444 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 1,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 1,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2449% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2772% | 1,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5967% | 136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0192% | 12,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2694% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0387% | 1,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.7060% | 552 |