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SAVIBANK, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$8,664,0001,417
Total interest expense$3,466,0001,277
Net interest income$5,198,0001,504
Provision for loan and lease losses$412,000666
Total noninterest income$904,0001,374
Gross Fiduciary activities income$0918
Service charges on deposit accounts$66,0002,301
Trading account gains and feesNANA
Additional Noninterest Income$838,0001,079
Total noninterest expense$5,227,0001,221
Salaries and employee benefits$3,386,0001,109
Premises and equipment expense$516,0001,244
Additional noninterest expense$838,0001,079
Pre-tax net operating income$463,0003,057
Securities gains (losses)$0665
Applicable income taxes$76,0002,198
Income before extraordinary items$387,0003,070
Extraordinary gains, net$047
Net income$387,0003,101
Minority interest net income$065
Net income of bank and minority interests.$387,0003,070
Net charge-offs$115,000746
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$19,000415
Net operating income$387,0003,091
2024-12-31 (YTD Data)Rank
Total interest income$33,631,0001,429
Total interest expense$13,457,0001,359
Net interest income$20,174,0001,468
Provision for loan and lease losses$657,0001,182
Total noninterest income$3,580,0001,435
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$240,0002,473
Trading account gains and feesNANA
Additional Noninterest Income$3,340,0001,127
Total noninterest expense$19,983,0001,249
Salaries and employee benefits$12,180,0001,191
Premises and equipment expense$2,152,0001,150
Additional noninterest expense$3,340,0001,127
Pre-tax net operating income$3,114,0002,417
Securities gains (losses)$0940
Applicable income taxes$567,0001,756
Income before extraordinary items$2,547,0002,466
Extraordinary gains, net$053
Net income$2,547,0002,490
Minority interest net income$090
Net income of bank and minority interests.$2,547,0002,466
Net charge-offs$578,000867
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$89,000465
Net operating income$2,547,0002,468
2024-09-30 (YTD Data)Rank
Total interest income$24,961,0001,431
Total interest expense$9,965,0001,366
Net interest income$14,996,0001,463
Provision for loan and lease losses$578,000996
Total noninterest income$2,588,0001,459
Gross Fiduciary activities income$0972
Service charges on deposit accounts$180,0002,469
Trading account gains and feesNANA
Additional Noninterest Income$2,408,0001,156
Total noninterest expense$15,039,0001,225
Salaries and employee benefits$9,148,0001,167
Premises and equipment expense$1,631,0001,141
Additional noninterest expense$2,408,0001,156
Pre-tax net operating income$1,967,0002,592
Securities gains (losses)$0930
Applicable income taxes$343,0001,921
Income before extraordinary items$1,624,0002,641
Extraordinary gains, net$051
Net income$1,624,0002,670
Minority interest net income$082
Net income of bank and minority interests.$1,624,0002,643
Net charge-offs$422,000779
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$67,000434
Net operating income$1,624,0002,641
2024-06-30 (YTD Data)Rank
Total interest income$16,206,0001,451
Total interest expense$6,432,0001,380
Net interest income$9,774,0001,475
Provision for loan and lease losses$491,000844
Total noninterest income$1,761,0001,437
Gross Fiduciary activities income$0962
Service charges on deposit accounts$120,0002,455
Trading account gains and feesNANA
Additional Noninterest Income$1,641,0001,138
Total noninterest expense$10,103,0001,218
Salaries and employee benefits$6,218,0001,151
Premises and equipment expense$1,122,0001,116
Additional noninterest expense$1,641,0001,138
Pre-tax net operating income$941,0002,919
Securities gains (losses)$0628
Applicable income taxes$150,0002,152
Income before extraordinary items$791,0002,956
Extraordinary gains, net$052
Net income$791,0002,991
Minority interest net income$084
Net income of bank and minority interests.$791,0002,959
Net charge-offs$208,000796
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$44,000416
Net operating income$791,0002,961
2024-03-31 (YTD Data)Rank
Total interest income$7,835,0001,469
Total interest expense$3,073,0001,407
Net interest income$4,762,0001,502
Provision for loan and lease losses$237,000769
Total noninterest income$580,0001,776
Gross Fiduciary activities income$0895
Service charges on deposit accounts$61,0002,435
Trading account gains and feesNANA
Additional Noninterest Income$519,0001,487
Total noninterest expense$4,941,0001,238
Salaries and employee benefits$2,991,0001,195
Premises and equipment expense$578,0001,101
Additional noninterest expense$519,0001,487
Pre-tax net operating income$164,0003,703
Securities gains (losses)$0689
Applicable income taxes$11,0002,892
Income before extraordinary items$153,0003,679
Extraordinary gains, net$051
Net income$153,0003,717
Minority interest net income$072
Net income of bank and minority interests.$153,0003,680
Net charge-offs$173,000564
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$23,000348
Net operating income$153,0003,680
2023-12-31 (YTD Data)Rank
Total interest income$28,449,0001,460
Total interest expense$8,202,0001,470
Net interest income$20,247,0001,423
Provision for loan and lease losses$-251,0004,415
Total noninterest income$3,504,0001,484
Gross Fiduciary activities income$0981
Service charges on deposit accounts$116,0003,238
Trading account gains and feesNANA
Additional Noninterest Income$3,388,0001,164
Total noninterest expense$21,632,0001,134
Salaries and employee benefits$13,152,0001,074
Premises and equipment expense$2,046,0001,196
Additional noninterest expense$3,388,0001,164
Pre-tax net operating income$2,370,0002,765
Securities gains (losses)$0988
Applicable income taxes$404,0002,042
Income before extraordinary items$1,966,0002,810
Extraordinary gains, net$054
Net income$1,966,0002,839
Minority interest net income$088
Net income of bank and minority interests.$1,966,0002,812
Net charge-offs$393,000850
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$115,000405
Net operating income$1,966,0002,843
2023-09-30 (YTD Data)Rank
Total interest income$20,787,0001,456
Total interest expense$5,445,0001,493
Net interest income$15,342,0001,419
Provision for loan and lease losses$-539,0004,506
Total noninterest income$2,796,0001,429
Gross Fiduciary activities income$0950
Service charges on deposit accounts$63,0003,520
Trading account gains and feesNANA
Additional Noninterest Income$2,733,0001,107
Total noninterest expense$15,545,0001,173
Salaries and employee benefits$10,004,0001,070
Premises and equipment expense$1,439,0001,268
Additional noninterest expense$2,733,0001,107
Pre-tax net operating income$3,132,0002,178
Securities gains (losses)$0849
Applicable income taxes$586,0001,636
Income before extraordinary items$2,546,0002,241
Extraordinary gains, net$052
Net income$2,546,0002,263
Minority interest net income$081
Net income of bank and minority interests.$2,546,0002,243
Net charge-offs$266,000770
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$84,000392
Net operating income$2,546,0002,263
2023-06-30 (YTD Data)Rank
Total interest income$13,294,0001,478
Total interest expense$3,118,0001,527
Net interest income$10,176,0001,447
Provision for loan and lease losses$-320,0004,524
Total noninterest income$1,945,0001,326
Gross Fiduciary activities income$0931
Service charges on deposit accounts$9,0004,248
Trading account gains and feesNANA
Additional Noninterest Income$1,936,0001,003
Total noninterest expense$10,371,0001,167
Salaries and employee benefits$6,742,0001,046
Premises and equipment expense$971,0001,246
Additional noninterest expense$1,936,0001,002
Pre-tax net operating income$2,070,0002,209
Securities gains (losses)$0938
Applicable income taxes$387,0001,671
Income before extraordinary items$1,683,0002,260
Extraordinary gains, net$051
Net income$1,683,0002,287
Minority interest net income$081
Net income of bank and minority interests.$1,683,0002,260
Net charge-offs$189,000691
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$53,000380
Net operating income$1,683,0002,279
2023-03-31 (YTD Data)Rank
Total interest income$6,462,0001,492
Total interest expense$1,245,0001,597
Net interest income$5,217,0001,419
Provision for loan and lease losses$02,612
Total noninterest income$974,0001,318
Gross Fiduciary activities income$0913
Service charges on deposit accounts$-41,0004,676
Trading account gains and feesNANA
Additional Noninterest Income$1,015,000953
Total noninterest expense$5,210,0001,177
Salaries and employee benefits$3,361,0001,069
Premises and equipment expense$509,0001,229
Additional noninterest expense$1,015,000953
Pre-tax net operating income$981,0002,327
Securities gains (losses)$0950
Applicable income taxes$182,0001,737
Income before extraordinary items$799,0002,384
Extraordinary gains, net$04
Net income$799,0002,384
Minority interest net income$048
Net income of bank and minority interests.$799,0002,384
Net charge-offs$82,000650
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$24,000357
Net operating income$799,0002,406
2022-12-31 (YTD Data)Rank
Total interest income$20,035,0001,572
Total interest expense$905,0002,554
Net interest income$19,130,0001,491
Provision for loan and lease losses$414,0001,331
Total noninterest income$6,534,0001,007
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$173,0002,912
Trading account gains and feesNANA
Additional Noninterest Income$6,361,000756
Total noninterest expense$19,559,0001,205
Salaries and employee benefits$13,246,0001,067
Premises and equipment expense$1,869,0001,295
Additional noninterest expense$6,361,000756
Pre-tax net operating income$5,691,0001,890
Securities gains (losses)$-3,0003,239
Applicable income taxes$1,100,0001,480
Income before extraordinary items$4,588,0001,935
Extraordinary gains, net$05
Net income$4,588,0001,934
Minority interest net income$063
Net income of bank and minority interests.$4,588,0001,934
Net charge-offs$185,000964
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$91,000473
Net operating income$4,590,4301,971
2022-09-30 (YTD Data)Rank
Total interest income$14,240,0001,587
Total interest expense$563,0002,510
Net interest income$13,677,0001,525
Provision for loan and lease losses$79,0002,051
Total noninterest income$5,502,000951
Gross Fiduciary activities income$0968
Service charges on deposit accounts$145,0002,816
Trading account gains and feesNANA
Additional Noninterest Income$5,357,000721
Total noninterest expense$15,035,0001,187
Salaries and employee benefits$10,272,0001,038
Premises and equipment expense$1,373,0001,311
Additional noninterest expense$5,357,000721
Pre-tax net operating income$4,065,0001,920
Securities gains (losses)$-3,0003,592
Applicable income taxes$783,0001,522
Income before extraordinary items$3,279,0001,978
Extraordinary gains, net$04
Net income$3,279,0001,977
Minority interest net income$057
Net income of bank and minority interests.$3,279,0001,977
Net charge-offs$224,000660
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$63,000436
Net operating income$3,281,4302,012
2022-06-30 (YTD Data)Rank
Total interest income$8,940,0001,623
Total interest expense$381,0002,335
Net interest income$8,559,0001,566
Provision for loan and lease losses$79,0001,660
Total noninterest income$3,756,000924
Gross Fiduciary activities income$0925
Service charges on deposit accounts$98,0002,797
Trading account gains and feesNANA
Additional Noninterest Income$3,658,000721
Total noninterest expense$9,863,0001,192
Salaries and employee benefits$6,702,0001,052
Premises and equipment expense$918,0001,313
Additional noninterest expense$2,243,0001,476
Pre-tax net operating income$2,373,0001,990
Securities gains (losses)$-3,0003,777
Applicable income taxes$469,0001,531
Income before extraordinary items$1,901,0002,050
Extraordinary gains, net$04
Net income$1,901,0002,050
Minority interest net income$060
Net income of bank and minority interests.$1,901,0002,050
Net charge-offs$34,0001,131
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$36,000426
Net operating income$1,903,4002,083
2022-03-31 (YTD Data)Rank
Total interest income$4,306,0001,625
Total interest expense$204,0002,186
Net interest income$4,102,0001,573
Provision for loan and lease losses$02,285
Total noninterest income$1,944,000901
Gross Fiduciary activities income$0892
Service charges on deposit accounts$51,0002,721
Trading account gains and feesNANA
Additional Noninterest Income$1,893,000718
Total noninterest expense$4,750,0001,216
Salaries and employee benefits$3,238,0001,075
Premises and equipment expense$455,0001,323
Additional noninterest expense$1,057,0001,507
Pre-tax net operating income$1,296,0001,820
Securities gains (losses)$0623
Applicable income taxes$250,0001,450
Income before extraordinary items$1,046,0001,863
Extraordinary gains, net$04
Net income$1,046,0001,862
Minority interest net income$050
Net income of bank and minority interests.$1,046,0001,863
Net charge-offs$-1,0003,005
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$18,000393
Net operating income$1,046,0001,884
2021-12-31 (YTD Data)Rank
Total interest income$18,437,0001,581
Total interest expense$1,459,0001,703
Net interest income$16,978,0001,572
Provision for loan and lease losses$819,000716
Total noninterest income$5,527,0001,226
Gross Fiduciary activities income$0994
Service charges on deposit accounts$144,0003,053
Trading account gains and feesNANA
Additional Noninterest Income$5,383,0001,017
Total noninterest expense$16,581,0001,339
Salaries and employee benefits$10,583,0001,244
Premises and equipment expense$1,705,0001,381
Additional noninterest expense$4,293,0001,509
Pre-tax net operating income$5,105,0002,029
Securities gains (losses)$02,062
Applicable income taxes$1,043,0001,574
Income before extraordinary items$4,062,0002,137
Extraordinary gains, net$010
Net income$4,062,0002,138
Minority interest net income$074
Net income of bank and minority interests.$4,062,0002,138
Net charge-offs$283,000862
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$72,000489
Net operating income$4,062,0002,107
2021-09-30 (YTD Data)Rank
Total interest income$13,950,0001,598
Total interest expense$1,204,0001,650
Net interest income$12,746,0001,588
Provision for loan and lease losses$328,0001,102
Total noninterest income$4,011,0001,285
Gross Fiduciary activities income$0957
Service charges on deposit accounts$102,0003,134
Trading account gains and feesNANA
Additional Noninterest Income$3,909,0001,070
Total noninterest expense$11,903,0001,397
Salaries and employee benefits$7,596,0001,293
Premises and equipment expense$1,242,0001,433
Additional noninterest expense$3,065,0001,571
Pre-tax net operating income$4,526,0001,902
Securities gains (losses)$02,015
Applicable income taxes$942,0001,511
Income before extraordinary items$3,584,0002,019
Extraordinary gains, net$08
Net income$3,584,0002,018
Minority interest net income$069
Net income of bank and minority interests.$3,584,0002,019
Net charge-offs$41,0001,444
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$52,000460
Net operating income$3,584,0001,996
2021-06-30 (YTD Data)Rank
Total interest income$9,296,0001,594
Total interest expense$870,0001,612
Net interest income$8,426,0001,580
Provision for loan and lease losses$178,0001,283
Total noninterest income$2,077,0001,488
Gross Fiduciary activities income$0951
Service charges on deposit accounts$64,0003,159
Trading account gains and feesNANA
Additional Noninterest Income$2,013,0001,288
Total noninterest expense$7,304,0001,486
Salaries and employee benefits$4,604,0001,381
Premises and equipment expense$825,0001,438
Additional noninterest expense$1,875,0001,656
Pre-tax net operating income$3,021,0001,882
Securities gains (losses)$01,818
Applicable income taxes$633,0001,491
Income before extraordinary items$2,388,0002,014
Extraordinary gains, net$06
Net income$2,388,0002,014
Minority interest net income$067
Net income of bank and minority interests.$2,388,0002,014
Net charge-offs$59,0001,099
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$30,000449
Net operating income$2,388,0001,979
2021-03-31 (YTD Data)Rank
Total interest income$4,554,0001,624
Total interest expense$489,0001,547
Net interest income$4,065,0001,624
Provision for loan and lease losses$140,0001,058
Total noninterest income$835,0001,692
Gross Fiduciary activities income$0922
Service charges on deposit accounts$32,0003,152
Trading account gains and feesNANA
Additional Noninterest Income$803,0001,464
Total noninterest expense$3,437,0001,550
Salaries and employee benefits$2,147,0001,457
Premises and equipment expense$394,0001,502
Additional noninterest expense$896,0001,678
Pre-tax net operating income$1,323,0002,025
Securities gains (losses)$01,392
Applicable income taxes$276,0001,574
Income before extraordinary items$1,047,0002,154
Extraordinary gains, net$03
Net income$1,047,0002,154
Minority interest net income$055
Net income of bank and minority interests.$1,047,0002,154
Net charge-offs$38,000923
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$9,000440
Net operating income$1,047,0002,110
2020-12-31 (YTD Data)Rank
Total interest income$16,270,0001,767
Total interest expense$2,660,0001,644
Net interest income$13,610,0001,792
Provision for loan and lease losses$1,225,0001,412
Total noninterest income$1,374,0002,528
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$110,0003,477
Trading account gains and feesNANA
Additional Noninterest Income$1,264,0002,252
Total noninterest expense$11,919,0001,720
Salaries and employee benefits$7,314,0001,621
Premises and equipment expense$1,477,0001,531
Additional noninterest expense$3,128,0001,858
Pre-tax net operating income$1,840,0003,046
Securities gains (losses)$02,675
Applicable income taxes$389,0002,116
Income before extraordinary items$1,451,0003,226
Extraordinary gains, net$04
Net income$1,451,0003,225
Minority interest net income$072
Net income of bank and minority interests.$1,451,0003,226
Net charge-offs$166,0001,668
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$54,000488
Net operating income$1,451,0003,161
2020-09-30 (YTD Data)Rank
Total interest income$11,941,0001,809
Total interest expense$2,115,0001,641
Net interest income$9,826,0001,830
Provision for loan and lease losses$869,0001,484
Total noninterest income$1,047,0002,469
Gross Fiduciary activities income$0981
Service charges on deposit accounts$80,0003,528
Trading account gains and feesNANA
Additional Noninterest Income$967,0002,184
Total noninterest expense$8,825,0001,714
Salaries and employee benefits$5,421,0001,628
Premises and equipment expense$1,089,0001,547
Additional noninterest expense$2,315,0001,861
Pre-tax net operating income$1,179,0003,258
Securities gains (losses)$02,494
Applicable income taxes$242,0002,249
Income before extraordinary items$937,0003,431
Extraordinary gains, net$04
Net income$937,0003,430
Minority interest net income$065
Net income of bank and minority interests.$937,0003,431
Net charge-offs$122,0001,541
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$41,000457
Net operating income$937,0003,383
2020-06-30 (YTD Data)Rank
Total interest income$7,978,0001,831
Total interest expense$1,494,0001,646
Net interest income$6,484,0001,843
Provision for loan and lease losses$662,0001,368
Total noninterest income$783,0002,289
Gross Fiduciary activities income$0970
Service charges on deposit accounts$54,0003,542
Trading account gains and feesNANA
Additional Noninterest Income$729,0001,995
Total noninterest expense$5,740,0001,736
Salaries and employee benefits$3,601,0001,632
Premises and equipment expense$728,0001,547
Additional noninterest expense$1,411,0001,988
Pre-tax net operating income$865,0003,133
Securities gains (losses)$02,249
Applicable income taxes$183,0002,126
Income before extraordinary items$682,0003,316
Extraordinary gains, net$04
Net income$682,0003,315
Minority interest net income$065
Net income of bank and minority interests.$682,0003,316
Net charge-offs$120,0001,272
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$27,000443
Net operating income$682,0003,254
2020-03-31 (YTD Data)Rank
Total interest income$3,900,0001,848
Total interest expense$800,0001,684
Net interest income$3,100,0001,869
Provision for loan and lease losses$362,0001,076
Total noninterest income$349,0002,329
Gross Fiduciary activities income$0941
Service charges on deposit accounts$34,0003,510
Trading account gains and feesNANA
Additional Noninterest Income$315,0001,952
Total noninterest expense$2,943,0001,721
Salaries and employee benefits$1,927,0001,547
Premises and equipment expense$354,0001,601
Additional noninterest expense$662,0002,094
Pre-tax net operating income$144,0004,056
Securities gains (losses)$01,705
Applicable income taxes$31,0002,684
Income before extraordinary items$113,0004,153
Extraordinary gains, net$04
Net income$113,0004,153
Minority interest net income$056
Net income of bank and minority interests.$113,0004,153
Net charge-offs$8,0001,948
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$14,000423
Net operating income$113,0004,142
2019-12-31 (YTD Data)Rank
Total interest income$15,156,0001,900
Total interest expense$3,197,0001,728
Net interest income$11,959,0001,934
Provision for loan and lease losses$428,0001,627
Total noninterest income$1,093,0002,702
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$116,0003,788
Trading account gains and feesNANA
Additional Noninterest Income$977,0002,271
Total noninterest expense$10,666,0001,820
Salaries and employee benefits$6,728,0001,687
Premises and equipment expense$1,145,0001,847
Additional noninterest expense$2,793,0002,037
Pre-tax net operating income$1,958,0003,056
Securities gains (losses)$02,379
Applicable income taxes$421,0002,126
Income before extraordinary items$1,537,0003,248
Extraordinary gains, net$011
Net income$1,537,0003,249
Minority interest net income$076
Net income of bank and minority interests.$1,537,0003,249
Net charge-offs$63,0002,498
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$69,000515
Net operating income$1,537,0003,215
2019-09-30 (YTD Data)Rank
Total interest income$11,392,0001,918
Total interest expense$2,388,0001,738
Net interest income$9,004,0001,951
Provision for loan and lease losses$305,0001,586
Total noninterest income$885,0002,608
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$83,0003,881
Trading account gains and feesNANA
Additional Noninterest Income$802,0002,164
Total noninterest expense$7,868,0001,851
Salaries and employee benefits$5,106,0001,681
Premises and equipment expense$768,0002,028
Additional noninterest expense$1,994,0002,123
Pre-tax net operating income$1,716,0002,936
Securities gains (losses)$02,167
Applicable income taxes$367,0002,071
Income before extraordinary items$1,349,0003,102
Extraordinary gains, net$011
Net income$1,349,0003,102
Minority interest net income$072
Net income of bank and minority interests.$1,349,0003,102
Net charge-offs$32,0002,481
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$53,000478
Net operating income$1,349,0003,069
2019-06-30 (YTD Data)Rank
Total interest income$7,560,0001,918
Total interest expense$1,523,0001,773
Net interest income$6,037,0001,948
Provision for loan and lease losses$276,0001,306
Total noninterest income$660,0002,425
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$54,0003,925
Trading account gains and feesNANA
Additional Noninterest Income$606,0001,995
Total noninterest expense$5,197,0001,881
Salaries and employee benefits$3,356,0001,709
Premises and equipment expense$485,0002,103
Additional noninterest expense$1,356,0002,101
Pre-tax net operating income$1,224,0002,838
Securities gains (losses)$01,702
Applicable income taxes$260,0001,983
Income before extraordinary items$964,0002,995
Extraordinary gains, net$011
Net income$964,0002,995
Minority interest net income$069
Net income of bank and minority interests.$964,0002,994
Net charge-offs$40,0001,988
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$30,000481
Net operating income$964,0002,967
2019-03-31 (YTD Data)Rank
Total interest income$3,690,0001,963
Total interest expense$722,0001,801
Net interest income$2,968,0001,970
Provision for loan and lease losses$96,0001,514
Total noninterest income$291,0002,553
Gross Fiduciary activities income$0972
Service charges on deposit accounts$30,0003,825
Trading account gains and feesNANA
Additional Noninterest Income$261,0002,106
Total noninterest expense$2,466,0001,963
Salaries and employee benefits$1,601,0001,773
Premises and equipment expense$230,0002,197
Additional noninterest expense$635,0002,196
Pre-tax net operating income$697,0002,582
Securities gains (losses)$01,087
Applicable income taxes$149,0001,842
Income before extraordinary items$548,0002,757
Extraordinary gains, net$05
Net income$548,0002,756
Minority interest net income$052
Net income of bank and minority interests.$548,0002,756
Net charge-offs$8,0002,054
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$16,000441
Net operating income$548,0002,744
2018-12-31 (YTD Data)Rank
Total interest income$11,559,0002,276
Total interest expense$1,828,0002,057
Net interest income$9,731,0002,294
Provision for loan and lease losses$314,0001,927
Total noninterest income$1,800,0002,102
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$91,0004,221
Trading account gains and feesNANA
Additional Noninterest Income$1,709,0001,655
Total noninterest expense$8,191,0002,203
Salaries and employee benefits$5,538,0001,937
Premises and equipment expense$692,0002,594
Additional noninterest expense$1,961,0002,619
Pre-tax net operating income$3,026,0002,492
Securities gains (losses)$01,125
Applicable income taxes$643,0001,764
Income before extraordinary items$2,383,0002,659
Extraordinary gains, net$06
Net income$2,383,0002,657
Minority interest net income$072
Net income of bank and minority interests.$2,383,0002,658
Net charge-offs$-16,0004,627
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$60,000534
Net operating income$2,383,0002,652
2018-09-30 (YTD Data)Rank
Total interest income$8,275,0002,348
Total interest expense$1,250,0002,104
Net interest income$7,025,0002,372
Provision for loan and lease losses$137,0002,337
Total noninterest income$1,349,0002,118
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$64,0004,330
Trading account gains and feesNANA
Additional Noninterest Income$1,285,0001,670
Total noninterest expense$6,105,0002,215
Salaries and employee benefits$4,101,0001,951
Premises and equipment expense$515,0002,626
Additional noninterest expense$1,489,0002,621
Pre-tax net operating income$2,132,0002,628
Securities gains (losses)$01,118
Applicable income taxes$454,0001,885
Income before extraordinary items$1,678,0002,817
Extraordinary gains, net$05
Net income$1,678,0002,816
Minority interest net income$066
Net income of bank and minority interests.$1,678,0002,816
Net charge-offs$12,0002,922
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$44,000506
Net operating income$1,678,0002,808
2018-06-30 (YTD Data)Rank
Total interest income$5,311,0002,400
Total interest expense$777,0002,133
Net interest income$4,534,0002,434
Provision for loan and lease losses$39,0002,999
Total noninterest income$1,049,0001,965
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$44,0004,339
Trading account gains and feesNANA
Additional Noninterest Income$1,005,0001,512
Total noninterest expense$3,974,0002,266
Salaries and employee benefits$2,666,0002,001
Premises and equipment expense$349,0002,614
Additional noninterest expense$959,0002,693
Pre-tax net operating income$1,570,0002,451
Securities gains (losses)$0961
Applicable income taxes$333,0001,770
Income before extraordinary items$1,237,0002,614
Extraordinary gains, net$06
Net income$1,237,0002,613
Minority interest net income$065
Net income of bank and minority interests.$1,237,0002,613
Net charge-offs$6,0002,773
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$21,000513
Net operating income$1,237,0002,607
2018-03-31 (YTD Data)Rank
Total interest income$2,580,0002,440
Total interest expense$378,0002,095
Net interest income$2,202,0002,487
Provision for loan and lease losses$03,508
Total noninterest income$604,0001,790
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$23,0004,330
Trading account gains and feesNANA
Additional Noninterest Income$581,0001,358
Total noninterest expense$1,918,0002,342
Salaries and employee benefits$1,318,0002,038
Premises and equipment expense$172,0002,684
Additional noninterest expense$428,0002,937
Pre-tax net operating income$888,0002,212
Securities gains (losses)$0735
Applicable income taxes$189,0001,619
Income before extraordinary items$699,0002,378
Extraordinary gains, net$07
Net income$699,0002,377
Minority interest net income$052
Net income of bank and minority interests.$699,0002,378
Net charge-offs$-2,0004,048
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$12,000477
Net operating income$699,0002,371
2017-12-31 (YTD Data)Rank
Total interest income$9,347,0002,577
Total interest expense$1,184,0002,256
Net interest income$8,163,0002,598
Provision for loan and lease losses$23,0003,914
Total noninterest income$1,589,0002,327
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$86,0004,499
Trading account gains and feesNANA
Additional Noninterest Income$1,503,0001,813
Total noninterest expense$7,384,0002,423
Salaries and employee benefits$4,895,0002,114
Premises and equipment expense$566,0003,022
Additional noninterest expense$1,923,0002,727
Pre-tax net operating income$2,345,0002,852
Securities gains (losses)$02,243
Applicable income taxes$2,256,0001,190
Income before extraordinary items$89,0005,233
Extraordinary gains, net$09
Net income$89,0005,232
Minority interest net income$076
Net income of bank and minority interests.$89,0005,233
Net charge-offs$-399,0005,545
Cash dividends$500,0002,941
Sale, conversion, retirement of capital stock, net$8,683,00073
Net operating income$89,0005,225
2017-09-30 (YTD Data)Rank
Total interest income$6,860,0002,624
Total interest expense$831,0002,346
Net interest income$6,029,0002,650
Provision for loan and lease losses$23,0003,650
Total noninterest income$1,326,0002,214
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$65,0004,520
Trading account gains and feesNANA
Additional Noninterest Income$1,261,0001,707
Total noninterest expense$5,533,0002,425
Salaries and employee benefits$3,727,0002,107
Premises and equipment expense$398,0003,180
Additional noninterest expense$1,408,0002,770
Pre-tax net operating income$1,799,0002,875
Securities gains (losses)$02,274
Applicable income taxes$628,0001,884
Income before extraordinary items$1,171,0003,256
Extraordinary gains, net$09
Net income$1,171,0003,255
Minority interest net income$071
Net income of bank and minority interests.$1,171,0003,256
Net charge-offs$-450,0005,633
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$8,653,00057
Net operating income$1,171,0003,231
2017-06-30 (YTD Data)Rank
Total interest income$4,422,0002,685
Total interest expense$539,0002,357
Net interest income$3,883,0002,704
Provision for loan and lease losses$23,0003,358
Total noninterest income$909,0002,177
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$39,0004,654
Trading account gains and feesNANA
Additional Noninterest Income$870,0001,682
Total noninterest expense$3,592,0002,491
Salaries and employee benefits$2,398,0002,170
Premises and equipment expense$249,0003,307
Additional noninterest expense$945,0002,774
Pre-tax net operating income$1,177,0002,870
Securities gains (losses)$01,906
Applicable income taxes$409,0001,872
Income before extraordinary items$768,0003,236
Extraordinary gains, net$011
Net income$768,0003,235
Minority interest net income$071
Net income of bank and minority interests.$768,0003,236
Net charge-offs$-444,0005,713
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$8,622,00045
Net operating income$768,0003,220
2017-03-31 (YTD Data)Rank
Total interest income$2,135,0002,743
Total interest expense$261,0002,386
Net interest income$1,874,0002,767
Provision for loan and lease losses$23,0002,728
Total noninterest income$372,0002,429
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$23,0004,496
Trading account gains and feesNANA
Additional Noninterest Income$349,0001,901
Total noninterest expense$1,664,0002,620
Salaries and employee benefits$1,080,0002,392
Premises and equipment expense$115,0003,510
Additional noninterest expense$469,0002,789
Pre-tax net operating income$559,0002,907
Securities gains (losses)$01,153
Applicable income taxes$196,0001,893
Income before extraordinary items$363,0003,300
Extraordinary gains, net$08
Net income$363,0003,299
Minority interest net income$055
Net income of bank and minority interests.$363,0003,300
Net charge-offs$-314,0005,776
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$4,995,00037
Net operating income$363,0003,278
2016-12-31 (YTD Data)Rank
Total interest income$7,275,0003,052
Total interest expense$861,0002,678
Net interest income$6,414,0003,059
Provision for loan and lease losses$314,0001,948
Total noninterest income$1,172,0002,797
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$82,0004,745
Trading account gains and fees$0170
Additional Noninterest Income$1,090,0002,293
Total noninterest expense$6,098,0002,817
Salaries and employee benefits$3,866,0002,556
Premises and equipment expense$467,0003,498
Additional noninterest expense$1,765,0003,004
Pre-tax net operating income$1,174,0003,848
Securities gains (losses)$03,212
Applicable income taxes$-4,554,0005,891
Income before extraordinary items$5,728,0001,241
Extraordinary gains, net$05
Net income$5,728,0001,240
Minority interest net income$082
Net income of bank and minority interests.$5,728,0001,240
Net charge-offs$73,0002,857
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$129,000465
Net operating income$5,728,0001,213
2016-09-30 (YTD Data)Rank
Total interest income$5,313,0003,116
Total interest expense$641,0002,693
Net interest income$4,672,0003,119
Provision for loan and lease losses$229,0001,893
Total noninterest income$797,0002,947
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$65,0004,723
Trading account gains and fees$0169
Additional Noninterest Income$732,0002,438
Total noninterest expense$4,537,0002,834
Salaries and employee benefits$2,852,0002,579
Premises and equipment expense$359,0003,473
Additional noninterest expense$1,326,0002,994
Pre-tax net operating income$703,0004,235
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$703,0004,036
Extraordinary gains, net$05
Net income$703,0004,034
Minority interest net income$071
Net income of bank and minority interests.$703,0004,036
Net charge-offs$44,0002,670
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$117,000405
Net operating income$703,0003,961
2016-06-30 (YTD Data)Rank
Total interest income$3,405,0003,200
Total interest expense$417,0002,761
Net interest income$2,988,0003,227
Provision for loan and lease losses$148,0001,976
Total noninterest income$522,0002,959
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$45,0004,677
Trading account gains and fees$0157
Additional Noninterest Income$477,0002,440
Total noninterest expense$2,992,0002,864
Salaries and employee benefits$1,854,0002,652
Premises and equipment expense$248,0003,423
Additional noninterest expense$890,0002,993
Pre-tax net operating income$370,0004,531
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$370,0004,370
Extraordinary gains, net$016
Net income$370,0004,367
Minority interest net income$071
Net income of bank and minority interests.$370,0004,368
Net charge-offs$52,0002,116
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$103,000360
Net operating income$370,0004,307
2016-03-31 (YTD Data)Rank
Total interest income$1,571,0003,383
Total interest expense$202,0002,822
Net interest income$1,369,0003,412
Provision for loan and lease losses$31,0002,500
Total noninterest income$252,0003,002
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$20,0004,839
Trading account gains and fees$0142
Additional Noninterest Income$232,0002,431
Total noninterest expense$1,452,0002,940
Salaries and employee benefits$884,0002,759
Premises and equipment expense$121,0003,498
Additional noninterest expense$447,0002,986
Pre-tax net operating income$138,0004,812
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$138,0004,715
Extraordinary gains, net$012
Net income$138,0004,714
Minority interest net income$062
Net income of bank and minority interests.$138,0004,715
Net charge-offs$61,0001,311
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$91,000273
Net operating income$138,0004,654
2015-12-31 (YTD Data)Rank
Total interest income$5,751,0003,537
Total interest expense$838,0002,738
Net interest income$4,913,0003,629
Provision for loan and lease losses$283,0001,971
Total noninterest income$1,563,0002,429
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$90,0004,836
Trading account gains and fees$0159
Additional Noninterest Income$1,473,0001,876
Total noninterest expense$5,490,0003,029
Salaries and employee benefits$3,197,0002,916
Premises and equipment expense$431,0003,758
Additional noninterest expense$1,862,0002,939
Pre-tax net operating income$703,0004,561
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$703,0004,406
Extraordinary gains, net$023
Net income$703,0004,403
Minority interest net income$081
Net income of bank and minority interests.$703,0004,406
Net charge-offs$368,0001,428
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$1,145,000205
Net operating income$703,0004,359
2015-09-30 (YTD Data)Rank
Total interest income$4,252,0003,602
Total interest expense$630,0002,763
Net interest income$3,622,0003,704
Provision for loan and lease losses$254,0001,686
Total noninterest income$1,299,0002,315
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$66,0004,913
Trading account gains and fees$0153
Additional Noninterest Income$1,233,0001,761
Total noninterest expense$4,112,0003,061
Salaries and employee benefits$2,335,0002,989
Premises and equipment expense$324,0003,805
Additional noninterest expense$1,453,0002,852
Pre-tax net operating income$555,0004,604
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$555,0004,434
Extraordinary gains, net$021
Net income$555,0004,436
Minority interest net income$078
Net income of bank and minority interests.$555,0004,437
Net charge-offs$439,000941
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$31,000594
Net operating income$555,0004,384
2015-06-30 (YTD Data)Rank
Total interest income$2,779,0003,661
Total interest expense$420,0002,784
Net interest income$2,359,0003,773
Provision for loan and lease losses$167,0001,685
Total noninterest income$1,007,0002,127
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$44,0004,933
Trading account gains and fees$0157
Additional Noninterest Income$963,0001,600
Total noninterest expense$2,725,0003,093
Salaries and employee benefits$1,558,0003,004
Premises and equipment expense$212,0003,864
Additional noninterest expense$955,0002,906
Pre-tax net operating income$474,0004,243
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$474,0004,063
Extraordinary gains, net$022
Net income$474,0004,064
Minority interest net income$075
Net income of bank and minority interests.$474,0004,065
Net charge-offs$389,000783
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$19,000589
Net operating income$474,0004,000
2015-03-31 (YTD Data)Rank
Total interest income$1,350,0003,735
Total interest expense$207,0002,830
Net interest income$1,143,0003,853
Provision for loan and lease losses$48,0002,145
Total noninterest income$375,0002,480
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$22,0004,927
Trading account gains and fees$0152
Additional Noninterest Income$353,0001,914
Total noninterest expense$1,340,0003,135
Salaries and employee benefits$774,0003,037
Premises and equipment expense$102,0003,983
Additional noninterest expense$464,0002,954
Pre-tax net operating income$130,0005,001
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$130,0004,848
Extraordinary gains, net$013
Net income$130,0004,850
Minority interest net income$064
Net income of bank and minority interests.$130,0004,852
Net charge-offs$305,000527
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$9,000566
Net operating income$130,0004,782
2014-12-31 (YTD Data)Rank
Total interest income$5,153,0003,892
Total interest expense$853,0002,905
Net interest income$4,300,0004,024
Provision for loan and lease losses$04,603
Total noninterest income$779,0003,527
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$78,0005,277
Trading account gains and fees$0180
Additional Noninterest Income$701,0002,822
Total noninterest expense$4,942,0003,342
Salaries and employee benefits$2,809,0003,213
Premises and equipment expense$343,0004,408
Additional noninterest expense$1,790,0003,128
Pre-tax net operating income$137,0005,798
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$137,0005,804
Extraordinary gains, net$017
Net income$137,0005,805
Minority interest net income$084
Net income of bank and minority interests.$137,0005,806
Net charge-offs$133,0002,905
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$5,176,00074
Net operating income$137,0005,768
2014-09-30 (YTD Data)Rank
Total interest income$3,804,0003,974
Total interest expense$648,0002,927
Net interest income$3,156,0004,105
Provision for loan and lease losses$04,401
Total noninterest income$806,0003,029
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$59,0005,345
Trading account gains and fees$0174
Additional Noninterest Income$747,0002,353
Total noninterest expense$3,693,0003,371
Salaries and employee benefits$2,107,0003,247
Premises and equipment expense$240,0004,598
Additional noninterest expense$1,346,0003,132
Pre-tax net operating income$269,0005,439
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$269,0005,331
Extraordinary gains, net$015
Net income$269,0005,331
Minority interest net income$081
Net income of bank and minority interests.$269,0005,333
Net charge-offs$155,0002,264
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$5,097,00063
Net operating income$269,0005,285
2014-06-30 (YTD Data)Rank
Total interest income$2,486,0004,019
Total interest expense$425,0002,997
Net interest income$2,061,0004,159
Provision for loan and lease losses$04,196
Total noninterest income$487,0003,159
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$41,0005,316
Trading account gains and fees$0172
Additional Noninterest Income$446,0002,465
Total noninterest expense$2,434,0003,419
Salaries and employee benefits$1,361,0003,341
Premises and equipment expense$149,0004,771
Additional noninterest expense$924,0003,079
Pre-tax net operating income$114,0005,719
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$114,0005,682
Extraordinary gains, net$020
Net income$114,0005,684
Minority interest net income$080
Net income of bank and minority interests.$114,0005,684
Net charge-offs$163,0001,769
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$1,000774
Net operating income$114,0005,639
2014-03-31 (YTD Data)Rank
Total interest income$1,215,0004,097
Total interest expense$212,0003,036
Net interest income$1,003,0004,239
Provision for loan and lease losses$03,817
Total noninterest income$163,0003,849
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$21,0005,305
Trading account gains and fees$0147
Additional Noninterest Income$142,0003,049
Total noninterest expense$1,143,0003,572
Salaries and employee benefits$651,0003,456
Premises and equipment expense$75,0004,812
Additional noninterest expense$417,0003,317
Pre-tax net operating income$23,0006,013
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$23,0006,013
Extraordinary gains, net$016
Net income$23,0006,013
Minority interest net income$066
Net income of bank and minority interests.$23,0006,014
Net charge-offs$-2,0005,011
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$1,000714
Net operating income$23,0005,984
2013-12-31 (YTD Data)Rank
Total interest income$4,464,0004,361
Total interest expense$823,0003,387
Net interest income$3,641,0004,485
Provision for loan and lease losses$-18,0006,273
Total noninterest income$822,0003,569
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$74,0005,608
Trading account gains and fees$0184
Additional Noninterest Income$748,0002,769
Total noninterest expense$4,345,0003,718
Salaries and employee benefits$2,338,0003,710
Premises and equipment expense$335,0004,605
Additional noninterest expense$1,672,0003,387
Pre-tax net operating income$136,0005,861
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$136,0005,893
Extraordinary gains, net$029
Net income$136,0005,895
Minority interest net income$090
Net income of bank and minority interests.$136,0005,895
Net charge-offs$72,0004,062
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$417,000312
Net operating income$136,0005,836
2013-09-30 (YTD Data)Rank
Total interest income$3,297,0004,445
Total interest expense$605,0003,521
Net interest income$2,692,0004,564
Provision for loan and lease losses$04,941
Total noninterest income$572,0003,779
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$53,0005,716
Trading account gains and fees$0180
Additional Noninterest Income$519,0002,958
Total noninterest expense$3,184,0003,796
Salaries and employee benefits$1,712,0003,777
Premises and equipment expense$244,0004,701
Additional noninterest expense$1,228,0003,434
Pre-tax net operating income$80,0006,057
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$80,0006,097
Extraordinary gains, net$025
Net income$80,0006,099
Minority interest net income$084
Net income of bank and minority interests.$80,0006,098
Net charge-offs$76,0003,521
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$417,000246
Net operating income$80,0006,037
2013-06-30 (YTD Data)Rank
Total interest income$2,163,0004,495
Total interest expense$398,0003,599
Net interest income$1,765,0004,620
Provision for loan and lease losses$04,788
Total noninterest income$348,0003,952
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$36,0005,704
Trading account gains and fees$0157
Additional Noninterest Income$312,0003,153
Total noninterest expense$2,081,0003,866
Salaries and employee benefits$1,115,0003,852
Premises and equipment expense$149,0004,911
Additional noninterest expense$817,0003,451
Pre-tax net operating income$32,0006,163
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$32,0006,231
Extraordinary gains, net$022
Net income$32,0006,233
Minority interest net income$082
Net income of bank and minority interests.$32,0006,233
Net charge-offs$78,0002,985
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$411,000186
Net operating income$32,0006,153
2013-03-31 (YTD Data)Rank
Total interest income$1,030,0004,639
Total interest expense$198,0003,694
Net interest income$832,0004,784
Provision for loan and lease losses$04,409
Total noninterest income$182,0003,829
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$20,0005,591
Trading account gains and fees$0148
Additional Noninterest Income$162,0003,075
Total noninterest expense$988,0004,015
Salaries and employee benefits$542,0003,973
Premises and equipment expense$68,0005,115
Additional noninterest expense$378,0003,654
Pre-tax net operating income$26,0006,088
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$26,0006,141
Extraordinary gains, net$010
Net income$26,0006,142
Minority interest net income$076
Net income of bank and minority interests.$26,0006,142
Net charge-offs$25,0002,912
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$3,000708
Net operating income$26,0006,060
2012-12-31 (YTD Data)Rank
Total interest income$3,826,0004,990
Total interest expense$926,0003,798
Net interest income$2,900,0005,180
Provision for loan and lease losses$05,905
Total noninterest income$477,0004,568
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$60,0006,058
Trading account gains and fees$0166
Additional Noninterest Income$417,0003,587
Total noninterest expense$3,993,0004,043
Salaries and employee benefits$1,836,0004,348
Premises and equipment expense$285,0005,073
Additional noninterest expense$1,872,0003,238
Pre-tax net operating income$-616,0006,543
Securities gains (losses)$37,0002,896
Applicable income taxes$04,751
Income before extraordinary items$-579,0006,610
Extraordinary gains, net$029
Net income$-579,0006,604
Minority interest net income$093
Net income of bank and minority interests.$-579,0006,606
Net charge-offs$1,452,0001,434
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$1,999,000160
Net operating income$-616,0006,571
2012-09-30 (YTD Data)Rank
Total interest income$2,835,0005,092
Total interest expense$720,0003,831
Net interest income$2,115,0005,322
Provision for loan and lease losses$05,790
Total noninterest income$289,0004,923
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$40,0006,238
Trading account gains and fees$0157
Additional Noninterest Income$249,0003,946
Total noninterest expense$3,042,0004,027
Salaries and employee benefits$1,364,0004,394
Premises and equipment expense$216,0005,115
Additional noninterest expense$1,462,0003,181
Pre-tax net operating income$-638,0006,736
Securities gains (losses)$37,0002,600
Applicable income taxes$04,802
Income before extraordinary items$-601,0006,786
Extraordinary gains, net$020
Net income$-601,0006,782
Minority interest net income$086
Net income of bank and minority interests.$-601,0006,783
Net charge-offs$1,364,0001,194
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$848,000185
Net operating income$-638,0006,762
2012-06-30 (YTD Data)Rank
Total interest income$1,832,0005,196
Total interest expense$485,0003,899
Net interest income$1,347,0005,438
Provision for loan and lease losses$05,619
Total noninterest income$174,0005,098
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$26,0006,302
Trading account gains and fees$0153
Additional Noninterest Income$148,0004,096
Total noninterest expense$1,969,0004,119
Salaries and employee benefits$930,0004,354
Premises and equipment expense$197,0004,403
Additional noninterest expense$842,0003,540
Pre-tax net operating income$-448,0006,789
Securities gains (losses)$37,0002,229
Applicable income taxes$04,770
Income before extraordinary items$-411,0006,830
Extraordinary gains, net$019
Net income$-411,0006,831
Minority interest net income$084
Net income of bank and minority interests.$-411,0006,831
Net charge-offs$1,175,0001,012
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$743,000134
Net operating income$-448,0006,810
2012-03-31 (YTD Data)Rank
Total interest income$897,0005,287
Total interest expense$246,0003,974
Net interest income$651,0005,535
Provision for loan and lease losses$05,254
Total noninterest income$49,0005,866
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$14,0006,234
Trading account gains and fees$0148
Additional Noninterest Income$35,0005,179
Total noninterest expense$998,0004,101
Salaries and employee benefits$470,0004,363
Premises and equipment expense$99,0004,418
Additional noninterest expense$429,0003,484
Pre-tax net operating income$-298,0006,942
Securities gains (losses)$37,0001,357
Applicable income taxes$04,704
Income before extraordinary items$-261,0006,958
Extraordinary gains, net$019
Net income$-261,0006,959
Minority interest net income$078
Net income of bank and minority interests.$-261,0006,959
Net charge-offs$928,000704
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$96,000229
Net operating income$-298,0006,954
2011-12-31 (YTD Data)Rank
Total interest income$3,431,0005,497
Total interest expense$1,083,0004,220
Net interest income$2,348,0005,778
Provision for loan and lease losses$06,496
Total noninterest income$-397,0007,168
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$57,0006,218
Trading account gains and fees$0146
Additional Noninterest Income$-454,0007,078
Total noninterest expense$4,073,0004,072
Salaries and employee benefits$1,693,0004,623
Premises and equipment expense$358,0004,812
Additional noninterest expense$2,022,0003,118
Pre-tax net operating income$-2,122,0006,806
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-2,122,0006,851
Extraordinary gains, net$029
Net income$-2,122,0006,851
Minority interest net income$096
Net income of bank and minority interests.$-2,122,0006,851
Net charge-offs$1,111,0002,236
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$1,837,000250
Net operating income$-2,122,0006,834
2011-09-30 (YTD Data)Rank
Total interest income$2,544,0005,569
Total interest expense$835,0004,262
Net interest income$1,709,0005,878
Provision for loan and lease losses$06,393
Total noninterest income$-284,0007,260
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$35,0006,419
Trading account gains and fees$0145
Additional Noninterest Income$-319,0007,186
Total noninterest expense$3,144,0003,991
Salaries and employee benefits$1,289,0004,588
Premises and equipment expense$279,0004,787
Additional noninterest expense$1,576,0003,006
Pre-tax net operating income$-1,719,0006,962
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-1,719,0007,019
Extraordinary gains, net$021
Net income$-1,719,0007,020
Minority interest net income$087
Net income of bank and minority interests.$-1,719,0007,020
Net charge-offs$1,122,0001,789
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$1,772,000224
Net operating income$-1,719,0007,001
2011-06-30 (YTD Data)Rank
Total interest income$1,664,0005,663
Total interest expense$562,0004,346
Net interest income$1,102,0005,984
Provision for loan and lease losses$06,217
Total noninterest income$108,0005,754
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$23,0006,439
Trading account gains and fees$0153
Additional Noninterest Income$85,0004,794
Total noninterest expense$2,290,0003,821
Salaries and employee benefits$884,0004,538
Premises and equipment expense$195,0004,721
Additional noninterest expense$1,211,0002,727
Pre-tax net operating income$-1,080,0007,004
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-1,080,0007,059
Extraordinary gains, net$015
Net income$-1,080,0007,058
Minority interest net income$089
Net income of bank and minority interests.$-1,080,0007,059
Net charge-offs$1,005,0001,469
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$1,631,000136
Net operating income$-1,080,0007,040
2011-03-31 (YTD Data)Rank
Total interest income$859,0005,620
Total interest expense$294,0004,349
Net interest income$565,0005,946
Provision for loan and lease losses$05,840
Total noninterest income$59,0005,740
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$11,0006,455
Trading account gains and fees$0158
Additional Noninterest Income$48,0004,728
Total noninterest expense$1,139,0003,837
Salaries and employee benefits$463,0004,437
Premises and equipment expense$99,0004,717
Additional noninterest expense$577,0002,804
Pre-tax net operating income$-515,0007,087
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-515,0007,133
Extraordinary gains, net$09
Net income$-515,0007,134
Minority interest net income$086
Net income of bank and minority interests.$-515,0007,134
Net charge-offs$428,0001,465
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$1,381,00076
Net operating income$-515,0007,128
2010-12-31 (YTD Data)Rank
Total interest income$4,584,0005,053
Total interest expense$1,686,0003,999
Net interest income$2,898,0005,446
Provision for loan and lease losses$2,894,0001,655
Total noninterest income$-173,0007,416
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$56,0006,144
Trading account gains and fees$0175
Additional Noninterest Income$-229,0007,297
Total noninterest expense$5,263,0003,459
Salaries and employee benefits$1,766,0004,579
Premises and equipment expense$628,0003,603
Additional noninterest expense$2,869,0002,365
Pre-tax net operating income$-5,432,0007,140
Securities gains (losses)$352,0001,132
Applicable income taxes$04,655
Income before extraordinary items$-5,080,0007,180
Extraordinary gains, net$029
Net income$-5,080,0007,180
Minority interest net income$0111
Net income of bank and minority interests.$-5,080,0007,180
Net charge-offs$1,564,0002,132
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$2,779,000224
Net operating income$-5,432,0007,181
2010-09-30 (YTD Data)Rank
Total interest income$3,628,0004,997
Total interest expense$1,357,0003,965
Net interest income$2,271,0005,399
Provision for loan and lease losses$2,894,0001,300
Total noninterest income$-20,0007,475
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$42,0006,224
Trading account gains and fees$0165
Additional Noninterest Income$-62,0007,348
Total noninterest expense$3,921,0003,486
Salaries and employee benefits$1,344,0004,572
Premises and equipment expense$470,0003,652
Additional noninterest expense$2,107,0002,374
Pre-tax net operating income$-4,564,0007,341
Securities gains (losses)$352,000961
Applicable income taxes$04,726
Income before extraordinary items$-4,212,0007,374
Extraordinary gains, net$023
Net income$-4,212,0007,375
Minority interest net income$0110
Net income of bank and minority interests.$-4,212,0007,375
Net charge-offs$1,314,0001,901
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$140,000569
Net operating income$-4,564,0007,380
2010-06-30 (YTD Data)Rank
Total interest income$2,534,0004,914
Total interest expense$999,0003,814
Net interest income$1,535,0005,379
Provision for loan and lease losses$1,634,0001,444
Total noninterest income$-47,0007,602
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$29,0006,223
Trading account gains and fees$0152
Additional Noninterest Income$-76,0007,499
Total noninterest expense$2,352,0003,795
Salaries and employee benefits$899,0004,583
Premises and equipment expense$308,0003,728
Additional noninterest expense$1,145,0002,832
Pre-tax net operating income$-2,498,0007,349
Securities gains (losses)$126,0001,259
Applicable income taxes$04,691
Income before extraordinary items$-2,372,0007,390
Extraordinary gains, net$019
Net income$-2,372,0007,390
Minority interest net income$0105
Net income of bank and minority interests.$-2,372,0007,390
Net charge-offs$929,0001,804
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$146,000419
Net operating income$-2,498,0007,390
2010-03-31 (YTD Data)Rank
Total interest income$1,381,0004,733
Total interest expense$579,0003,530
Net interest income$802,0005,291
Provision for loan and lease losses$1,218,0001,021
Total noninterest income$21,0007,064
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$13,0006,352
Trading account gains and fees$0175
Additional Noninterest Income$8,0006,771
Total noninterest expense$1,029,0004,199
Salaries and employee benefits$438,0004,729
Premises and equipment expense$157,0003,768
Additional noninterest expense$434,0003,589
Pre-tax net operating income$-1,424,0007,508
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-1,424,0007,561
Extraordinary gains, net$016
Net income$-1,424,0007,562
Minority interest net income$091
Net income of bank and minority interests.$-1,424,0007,562
Net charge-offs$322,0001,968
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$154,000253
Net operating income$-1,424,0007,553
2009-12-31 (YTD Data)Rank
Total interest income$7,044,0004,161
Total interest expense$3,207,0003,260
Net interest income$3,837,0004,697
Provision for loan and lease losses$5,001,0001,434
Total noninterest income$362,0005,303
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$65,0006,249
Trading account gains and fees$0211
Additional Noninterest Income$297,0004,000
Total noninterest expense$4,760,0003,838
Salaries and employee benefits$2,230,0004,032
Premises and equipment expense$623,0003,776
Additional noninterest expense$1,907,0003,439
Pre-tax net operating income$-5,562,0007,228
Securities gains (losses)$21,0003,019
Applicable income taxes$508,0001,549
Income before extraordinary items$-6,049,0007,357
Extraordinary gains, net$034
Net income$-6,049,0007,356
Minority interest net income$0115
Net income of bank and minority interests.$-6,049,0007,356
Net charge-offs$4,339,0001,272
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$592,000513
Net operating income$-6,070,0007,369
2009-09-30 (YTD Data)Rank
Total interest income$5,377,0004,171
Total interest expense$2,533,0003,260
Net interest income$2,844,0004,737
Provision for loan and lease losses$2,276,0001,761
Total noninterest income$214,0005,764
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$48,0006,312
Trading account gains and fees$0212
Additional Noninterest Income$166,0004,600
Total noninterest expense$3,441,0003,948
Salaries and employee benefits$1,736,0003,953
Premises and equipment expense$470,0003,801
Additional noninterest expense$1,235,0003,805
Pre-tax net operating income$-2,659,0007,205
Securities gains (losses)$21,0002,721
Applicable income taxes$04,592
Income before extraordinary items$-2,638,0007,310
Extraordinary gains, net$027
Net income$-2,638,0007,309
Minority interest net income$0118
Net income of bank and minority interests.$-2,638,0007,310
Net charge-offs$1,855,0001,572
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$38,000981
Net operating income$-2,659,0007,306
2009-06-30 (YTD Data)Rank
Total interest income$3,663,0004,152
Total interest expense$1,766,0003,280
Net interest income$1,897,0004,734
Provision for loan and lease losses$1,816,0001,487
Total noninterest income$190,0005,312
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$28,0006,462
Trading account gains and fees$0193
Additional Noninterest Income$162,0003,977
Total noninterest expense$2,297,0003,965
Salaries and employee benefits$1,170,0003,959
Premises and equipment expense$314,0003,809
Additional noninterest expense$813,0003,829
Pre-tax net operating income$-2,026,0007,386
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-2,026,0007,491
Extraordinary gains, net$021
Net income$-2,026,0007,491
Minority interest net income$0112
Net income of bank and minority interests.$-2,026,0007,490
Net charge-offs$1,685,0001,256
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$27,000943
Net operating income$-2,026,0007,482
2009-03-31 (YTD Data)Rank
Total interest income$1,839,0004,176
Total interest expense$851,0003,456
Net interest income$988,0004,614
Provision for loan and lease losses$476,0001,827
Total noninterest income$81,0005,555
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$12,0006,577
Trading account gains and fees$0171
Additional Noninterest Income$69,0004,257
Total noninterest expense$1,048,0004,165
Salaries and employee benefits$601,0003,915
Premises and equipment expense$157,0003,852
Additional noninterest expense$290,0004,517
Pre-tax net operating income$-455,0007,269
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-455,0007,397
Extraordinary gains, net$015
Net income$-455,0007,398
Minority interest net income$0102
Net income of bank and minority interests.$-455,0007,398
Net charge-offs$181,0002,225
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$13,000842
Net operating income$-455,0007,367
2008-12-31 (YTD Data)Rank
Total interest income$8,407,0004,000
Total interest expense$3,828,0003,626
Net interest income$4,579,0004,182
Provision for loan and lease losses$2,839,0001,453
Total noninterest income$377,0005,388
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$45,0006,706
Trading account gains and fees$0154
Additional Noninterest Income$332,0003,918
Total noninterest expense$3,925,0004,298
Salaries and employee benefits$2,442,0003,833
Premises and equipment expense$573,0004,087
Additional noninterest expense$910,0005,112
Pre-tax net operating income$-1,808,0007,304
Securities gains (losses)$-471,0007,528
Applicable income taxes$-505,0007,505
Income before extraordinary items$-1,774,0007,313
Extraordinary gains, net$039
Net income$-1,774,0007,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,907,0001,334
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$163,000836
Net operating income$-1,406,6207,283
2008-09-30 (YTD Data)Rank
Total interest income$6,434,0003,998
Total interest expense$2,957,0003,663
Net interest income$3,477,0004,184
Provision for loan and lease losses$527,0002,658
Total noninterest income$311,0005,315
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$31,0006,807
Trading account gains and fees$0148
Additional Noninterest Income$280,0003,797
Total noninterest expense$2,858,0004,370
Salaries and employee benefits$1,815,0003,898
Premises and equipment expense$413,0004,212
Additional noninterest expense$630,0005,283
Pre-tax net operating income$403,0005,253
Securities gains (losses)$-471,0007,755
Applicable income taxes$109,0003,529
Income before extraordinary items$-177,0006,875
Extraordinary gains, net$031
Net income$-177,0006,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,620
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$163,000635
Net operating income$294,0005,424
2008-06-30 (YTD Data)Rank
Total interest income$4,286,0004,055
Total interest expense$1,989,0003,764
Net interest income$2,297,0004,208
Provision for loan and lease losses$338,0002,377
Total noninterest income$234,0005,130
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$19,0006,886
Trading account gains and fees$0149
Additional Noninterest Income$215,0003,625
Total noninterest expense$1,876,0004,441
Salaries and employee benefits$1,200,0003,955
Premises and equipment expense$267,0004,327
Additional noninterest expense$409,0005,349
Pre-tax net operating income$317,0005,192
Securities gains (losses)$03,233
Applicable income taxes$108,0003,376
Income before extraordinary items$209,0005,545
Extraordinary gains, net$021
Net income$209,0005,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$161,000448
Net operating income$209,0005,478
2008-03-31 (YTD Data)Rank
Total interest income$2,145,0004,132
Total interest expense$1,022,0003,857
Net interest income$1,123,0004,273
Provision for loan and lease losses$191,0001,873
Total noninterest income$100,0005,420
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$10,0006,870
Trading account gains and fees$0158
Additional Noninterest Income$90,0003,968
Total noninterest expense$875,0004,672
Salaries and employee benefits$574,0004,105
Premises and equipment expense$102,0005,112
Additional noninterest expense$199,0005,392
Pre-tax net operating income$157,0005,377
Securities gains (losses)$02,688
Applicable income taxes$54,0003,490
Income before extraordinary items$103,0005,802
Extraordinary gains, net$015
Net income$103,0005,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$161,000246
Net operating income$103,0005,708
2007-12-31 (YTD Data)Rank
Total interest income$7,653,0004,488
Total interest expense$3,302,0004,503
Net interest income$4,351,0004,388
Provision for loan and lease losses$547,0002,201
Total noninterest income$382,0005,587
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$29,0007,033
Trading account gains and fees$0178
Additional Noninterest Income$353,0003,972
Total noninterest expense$3,754,0004,315
Salaries and employee benefits$2,381,0003,863
Premises and equipment expense$378,0005,201
Additional noninterest expense$995,0004,684
Pre-tax net operating income$432,0006,183
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$432,0005,936
Extraordinary gains, net$039
Net income$432,0005,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,321
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$3,761,000298
Net operating income$432,0005,935
2007-09-30 (YTD Data)Rank
Total interest income$5,428,0004,665
Total interest expense$2,270,0004,779
Net interest income$3,158,0004,508
Provision for loan and lease losses$360,0002,007
Total noninterest income$329,0005,348
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$22,0007,063
Trading account gains and fees$0184
Additional Noninterest Income$307,0003,698
Total noninterest expense$2,769,0004,345
Salaries and employee benefits$1,803,0003,823
Premises and equipment expense$270,0005,315
Additional noninterest expense$696,0004,817
Pre-tax net operating income$358,0006,336
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$358,0006,023
Extraordinary gains, net$033
Net income$358,0006,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$423,000436
Net operating income$358,0006,010
2007-06-30 (YTD Data)Rank
Total interest income$3,326,0004,925
Total interest expense$1,360,0005,071
Net interest income$1,966,0004,718
Provision for loan and lease losses$173,0002,411
Total noninterest income$238,0005,196
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$14,0007,128
Trading account gains and fees$0168
Additional Noninterest Income$224,0003,568
Total noninterest expense$1,784,0004,465
Salaries and employee benefits$1,165,0003,942
Premises and equipment expense$180,0005,339
Additional noninterest expense$439,0004,987
Pre-tax net operating income$247,0006,375
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$247,0006,041
Extraordinary gains, net$029
Net income$247,0006,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$160,000492
Net operating income$247,0006,023
2007-03-31 (YTD Data)Rank
Total interest income$1,580,0005,075
Total interest expense$612,0005,326
Net interest income$968,0004,769
Provision for loan and lease losses$123,0001,733
Total noninterest income$88,0005,796
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$88,0004,018
Total noninterest expense$804,0004,790
Salaries and employee benefits$514,0004,345
Premises and equipment expense$91,0005,339
Additional noninterest expense$199,0005,276
Pre-tax net operating income$129,0006,307
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$129,0005,948
Extraordinary gains, net$022
Net income$129,0005,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$153,000279
Net operating income$129,0005,931
2006-12-31 (YTD Data)Rank
Total interest income$4,257,0005,965
Total interest expense$1,385,0006,280
Net interest income$2,872,0005,657
Provision for loan and lease losses$498,0001,921
Total noninterest income$296,0006,210
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$14,0007,366
Trading account gains and fees$0130
Additional Noninterest Income$282,0004,428
Total noninterest expense$2,385,0005,640
Salaries and employee benefits$1,619,0004,945
Premises and equipment expense$292,0005,810
Additional noninterest expense$474,0006,654
Pre-tax net operating income$285,0007,148
Securities gains (losses)$01,687
Applicable income taxes$-227,0008,476
Income before extraordinary items$512,0006,112
Extraordinary gains, net$051
Net income$512,0006,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,380
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$26,0001,080
Net operating income$512,0006,109
2006-09-30 (YTD Data)Rank
Total interest income$2,784,0006,315
Total interest expense$843,0006,683
Net interest income$1,941,0005,982
Provision for loan and lease losses$341,0001,938
Total noninterest income$194,0006,512
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$10,0007,439
Trading account gains and fees$0126
Additional Noninterest Income$184,0004,707
Total noninterest expense$1,633,0005,898
Salaries and employee benefits$1,110,0005,215
Premises and equipment expense$208,0005,962
Additional noninterest expense$315,0006,990
Pre-tax net operating income$161,0007,578
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$161,0007,425
Extraordinary gains, net$045
Net income$161,0007,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,547
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$15,000928
Net operating income$161,0007,427
2006-06-30 (YTD Data)Rank
Total interest income$1,535,0006,746
Total interest expense$430,0007,167
Net interest income$1,105,0006,420
Provision for loan and lease losses$196,0002,150
Total noninterest income$96,0007,053
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$5,0007,536
Trading account gains and fees$0126
Additional Noninterest Income$91,0005,325
Total noninterest expense$975,0006,241
Salaries and employee benefits$673,0005,549
Premises and equipment expense$126,0006,231
Additional noninterest expense$176,0007,330
Pre-tax net operating income$30,0008,044
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$30,0008,030
Extraordinary gains, net$039
Net income$30,0008,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$10,000793
Net operating income$30,0008,028
2006-03-31 (YTD Data)Rank
Total interest income$659,0007,081
Total interest expense$161,0007,580
Net interest income$498,0006,694
Provision for loan and lease losses$90,0002,132
Total noninterest income$33,0007,559
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,0007,586
Trading account gains and fees$0115
Additional Noninterest Income$31,0006,011
Total noninterest expense$425,0006,614
Salaries and employee benefits$288,0006,052
Premises and equipment expense$55,0006,562
Additional noninterest expense$82,0007,469
Pre-tax net operating income$16,0008,067
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$16,0008,036
Extraordinary gains, net$021
Net income$16,0008,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0003,919
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$5,000597
Net operating income$16,0008,035
2005-12-31 (YTD Data)Rank
Total interest income$939,0008,377
Total interest expense$105,0008,609
Net interest income$834,0008,172
Provision for loan and lease losses$236,0003,308
Total noninterest income$39,0008,491
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,0007,685
Trading account gains and fees$0138
Additional Noninterest Income$36,0007,717
Total noninterest expense$1,577,0006,753
Salaries and employee benefits$616,0007,572
Premises and equipment expense$114,0007,703
Additional noninterest expense$847,0004,972
Pre-tax net operating income$-940,0008,623
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-940,0008,654
Extraordinary gains, net$046
Net income$-940,0008,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$11,038,000164
Net operating income$-940,0008,637
2005-09-30 (YTD Data)Rank
Total interest income$471,0008,619
Total interest expense$30,0008,746
Net interest income$441,0008,502
Provision for loan and lease losses$178,0003,228
Total noninterest income$9,0008,707
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,0007,737
Trading account gains and fees$0126
Additional Noninterest Income$7,0008,472
Total noninterest expense$1,183,0006,750
Salaries and employee benefits$375,0007,875
Premises and equipment expense$63,0008,051
Additional noninterest expense$745,0004,429
Pre-tax net operating income$-911,0008,707
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-911,0008,734
Extraordinary gains, net$035
Net income$-911,0008,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$11,033,000116
Net operating income$-911,0008,713
2005-06-30 (YTD Data)Rank
Total interest income$175,0008,772
Total interest expense$6,0008,819
Net interest income$169,0008,721
Provision for loan and lease losses$79,0003,775
Total noninterest income$1,0008,790
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$1,0008,662
Total noninterest expense$893,0006,419
Salaries and employee benefits$173,0008,374
Premises and equipment expense$39,0008,135
Additional noninterest expense$681,0003,432
Pre-tax net operating income$-802,0008,749
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-802,0008,773
Extraordinary gains, net$030
Net income$-802,0008,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$11,000,00076
Net operating income$-802,0008,750

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.