Home > Savannah River Banking Company > Income and Expense
Savannah River Banking Company, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,087,000 | 3,579 |
| Total interest expense | $682,000 | 3,806 |
| Net interest income | $5,405,000 | 3,514 |
| Provision for loan and lease losses | $307,000 | 2,413 |
| Total noninterest income | $385,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $75,000 | 5,590 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $310,000 | 4,047 |
| Total noninterest expense | $4,012,000 | 3,914 |
| Salaries and employee benefits | $2,594,000 | 3,452 |
| Premises and equipment expense | $553,000 | 3,502 |
| Additional noninterest expense | $865,000 | 4,906 |
| Pre-tax net operating income | $1,471,000 | 3,445 |
| Securities gains (losses) | $32,000 | 2,090 |
| Applicable income taxes | $439,000 | 2,293 |
| Income before extraordinary items | $1,064,000 | 3,781 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,064,000 | 3,785 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,064,000 | 3,785 |
| Net charge-offs | $1,000 | 5,415 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,041,280 | 3,763 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,593,000 | 3,605 |
| Total interest expense | $525,000 | 3,831 |
| Net interest income | $4,068,000 | 3,524 |
| Provision for loan and lease losses | $227,000 | 2,396 |
| Total noninterest income | $298,000 | 4,821 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $56,000 | 5,662 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $242,000 | 4,065 |
| Total noninterest expense | $2,952,000 | 3,974 |
| Salaries and employee benefits | $1,840,000 | 3,614 |
| Premises and equipment expense | $412,000 | 3,539 |
| Additional noninterest expense | $700,000 | 4,763 |
| Pre-tax net operating income | $1,187,000 | 3,377 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $414,000 | 2,103 |
| Income before extraordinary items | $773,000 | 3,882 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $773,000 | 3,885 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $773,000 | 3,885 |
| Net charge-offs | $-11,000 | 6,152 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $773,000 | 3,814 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 3,604 |
| Total interest expense | $360,000 | 3,822 |
| Net interest income | $2,705,000 | 3,526 |
| Provision for loan and lease losses | $147,000 | 2,533 |
| Total noninterest income | $198,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $37,000 | 5,683 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $161,000 | 4,119 |
| Total noninterest expense | $2,036,000 | 3,919 |
| Salaries and employee benefits | $1,244,000 | 3,588 |
| Premises and equipment expense | $275,000 | 3,551 |
| Additional noninterest expense | $517,000 | 4,560 |
| Pre-tax net operating income | $720,000 | 3,529 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $275,000 | 2,111 |
| Income before extraordinary items | $445,000 | 4,136 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $445,000 | 4,138 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $445,000 | 4,139 |
| Net charge-offs | $-11,000 | 6,174 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $445,000 | 4,029 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 3,631 |
| Total interest expense | $191,000 | 3,771 |
| Net interest income | $1,346,000 | 3,558 |
| Provision for loan and lease losses | $74,000 | 2,484 |
| Total noninterest income | $119,000 | 4,563 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $21,000 | 5,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $98,000 | 3,784 |
| Total noninterest expense | $1,016,000 | 3,955 |
| Salaries and employee benefits | $622,000 | 3,625 |
| Premises and equipment expense | $134,000 | 3,651 |
| Additional noninterest expense | $260,000 | 4,557 |
| Pre-tax net operating income | $375,000 | 3,405 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $145,000 | 2,017 |
| Income before extraordinary items | $230,000 | 4,030 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $230,000 | 4,033 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $230,000 | 4,033 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $230,000 | 3,939 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,007,000 | 3,840 |
| Total interest expense | $954,000 | 3,727 |
| Net interest income | $5,053,000 | 3,791 |
| Provision for loan and lease losses | $583,000 | 2,505 |
| Total noninterest income | $361,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $78,000 | 5,758 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $283,000 | 4,109 |
| Total noninterest expense | $3,858,000 | 4,130 |
| Salaries and employee benefits | $2,254,000 | 3,833 |
| Premises and equipment expense | $548,000 | 3,593 |
| Additional noninterest expense | $1,056,000 | 4,664 |
| Pre-tax net operating income | $973,000 | 4,051 |
| Securities gains (losses) | $109,000 | 2,203 |
| Applicable income taxes | $439,000 | 2,309 |
| Income before extraordinary items | $643,000 | 4,600 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $643,000 | 4,599 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $643,000 | 4,600 |
| Net charge-offs | $281,000 | 3,383 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $573,240 | 4,579 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,503,000 | 3,904 |
| Total interest expense | $756,000 | 3,712 |
| Net interest income | $3,747,000 | 3,883 |
| Provision for loan and lease losses | $302,000 | 2,957 |
| Total noninterest income | $265,000 | 5,057 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $58,000 | 5,836 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $207,000 | 4,203 |
| Total noninterest expense | $2,977,000 | 4,085 |
| Salaries and employee benefits | $1,679,000 | 3,847 |
| Premises and equipment expense | $429,000 | 3,538 |
| Additional noninterest expense | $869,000 | 4,475 |
| Pre-tax net operating income | $733,000 | 4,152 |
| Securities gains (losses) | $109,000 | 1,909 |
| Applicable income taxes | $339,000 | 2,342 |
| Income before extraordinary items | $503,000 | 4,643 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $503,000 | 4,641 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $503,000 | 4,641 |
| Net charge-offs | $44,000 | 4,598 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $433,240 | 4,688 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 3,926 |
| Total interest expense | $548,000 | 3,620 |
| Net interest income | $2,458,000 | 3,936 |
| Provision for loan and lease losses | $188,000 | 3,066 |
| Total noninterest income | $158,000 | 5,228 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $36,000 | 5,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $122,000 | 4,372 |
| Total noninterest expense | $1,913,000 | 4,185 |
| Salaries and employee benefits | $1,086,000 | 3,957 |
| Premises and equipment expense | $283,000 | 3,566 |
| Additional noninterest expense | $544,000 | 4,625 |
| Pre-tax net operating income | $515,000 | 4,073 |
| Securities gains (losses) | $65,000 | 1,875 |
| Applicable income taxes | $231,000 | 2,308 |
| Income before extraordinary items | $349,000 | 4,588 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $349,000 | 4,590 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $349,000 | 4,590 |
| Net charge-offs | $44,000 | 4,136 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $307,400 | 4,592 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 3,969 |
| Total interest expense | $305,000 | 3,477 |
| Net interest income | $1,199,000 | 4,011 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $79,000 | 5,275 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $63,000 | 4,373 |
| Total noninterest expense | $963,000 | 4,195 |
| Salaries and employee benefits | $528,000 | 4,070 |
| Premises and equipment expense | $141,000 | 3,620 |
| Additional noninterest expense | $294,000 | 4,435 |
| Pre-tax net operating income | $215,000 | 4,407 |
| Securities gains (losses) | $65,000 | 1,120 |
| Applicable income taxes | $109,000 | 2,361 |
| Income before extraordinary items | $171,000 | 4,629 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $171,000 | 4,633 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $171,000 | 4,633 |
| Net charge-offs | $30,000 | 3,422 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $129,400 | 4,902 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,143,000 | 3,992 |
| Total interest expense | $1,521,000 | 3,409 |
| Net interest income | $4,622,000 | 4,131 |
| Provision for loan and lease losses | $250,000 | 4,345 |
| Total noninterest income | $241,000 | 5,511 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $65,000 | 6,070 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $176,000 | 4,623 |
| Total noninterest expense | $3,594,000 | 4,426 |
| Salaries and employee benefits | $2,152,000 | 3,966 |
| Premises and equipment expense | $557,000 | 3,765 |
| Additional noninterest expense | $885,000 | 5,195 |
| Pre-tax net operating income | $1,019,000 | 3,690 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $414,000 | 2,217 |
| Income before extraordinary items | $605,000 | 4,395 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $605,000 | 4,396 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $605,000 | 4,396 |
| Net charge-offs | $43,000 | 5,557 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $605,000 | 4,268 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,601,000 | 4,034 |
| Total interest expense | $1,182,000 | 3,442 |
| Net interest income | $3,419,000 | 4,192 |
| Provision for loan and lease losses | $125,000 | 4,726 |
| Total noninterest income | $174,000 | 5,651 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $44,000 | 6,219 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $130,000 | 4,746 |
| Total noninterest expense | $2,721,000 | 4,398 |
| Salaries and employee benefits | $1,616,000 | 3,963 |
| Premises and equipment expense | $416,000 | 3,818 |
| Additional noninterest expense | $689,000 | 5,140 |
| Pre-tax net operating income | $747,000 | 3,846 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $279,000 | 2,339 |
| Income before extraordinary items | $468,000 | 4,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $468,000 | 4,431 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $468,000 | 4,431 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $468,000 | 4,300 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,066,000 | 4,075 |
| Total interest expense | $822,000 | 3,442 |
| Net interest income | $2,244,000 | 4,246 |
| Provision for loan and lease losses | $85,000 | 4,593 |
| Total noninterest income | $117,000 | 5,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 6,439 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $94,000 | 4,639 |
| Total noninterest expense | $1,832,000 | 4,401 |
| Salaries and employee benefits | $1,085,000 | 3,981 |
| Premises and equipment expense | $352,000 | 3,241 |
| Additional noninterest expense | $395,000 | 5,561 |
| Pre-tax net operating income | $444,000 | 4,027 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $166,000 | 2,406 |
| Income before extraordinary items | $278,000 | 4,557 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $278,000 | 4,555 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $278,000 | 4,557 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $278,000 | 4,478 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 4,117 |
| Total interest expense | $429,000 | 3,442 |
| Net interest income | $1,093,000 | 4,315 |
| Provision for loan and lease losses | $56,000 | 4,089 |
| Total noninterest income | $55,000 | 5,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 6,455 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $44,000 | 4,863 |
| Total noninterest expense | $925,000 | 4,410 |
| Salaries and employee benefits | $548,000 | 3,979 |
| Premises and equipment expense | $175,000 | 3,304 |
| Additional noninterest expense | $202,000 | 5,513 |
| Pre-tax net operating income | $167,000 | 4,501 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $62,000 | 2,658 |
| Income before extraordinary items | $105,000 | 4,931 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $105,000 | 4,929 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $105,000 | 4,931 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $105,000 | 4,879 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,628,000 | 4,492 |
| Total interest expense | $1,710,000 | 3,967 |
| Net interest income | $3,918,000 | 4,641 |
| Provision for loan and lease losses | $229,000 | 5,201 |
| Total noninterest income | $260,000 | 5,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $260,000 | 4,188 |
| Total noninterest expense | $3,574,000 | 4,537 |
| Salaries and employee benefits | $2,097,000 | 4,100 |
| Premises and equipment expense | $679,000 | 3,378 |
| Additional noninterest expense | $798,000 | 5,630 |
| Pre-tax net operating income | $375,000 | 4,685 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $169,000 | 2,836 |
| Income before extraordinary items | $206,000 | 5,258 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $206,000 | 5,261 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $206,000 | 5,261 |
| Net charge-offs | $70,000 | 5,701 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 362 |
| Net operating income | $206,000 | 5,118 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 4,644 |
| Total interest expense | $1,275,000 | 4,108 |
| Net interest income | $2,859,000 | 4,785 |
| Provision for loan and lease losses | $170,000 | 5,118 |
| Total noninterest income | $179,000 | 5,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $179,000 | 4,355 |
| Total noninterest expense | $2,657,000 | 4,573 |
| Salaries and employee benefits | $1,563,000 | 4,150 |
| Premises and equipment expense | $502,000 | 3,477 |
| Additional noninterest expense | $592,000 | 5,676 |
| Pre-tax net operating income | $211,000 | 5,208 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $108,000 | 3,068 |
| Income before extraordinary items | $103,000 | 5,708 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $103,000 | 5,710 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $103,000 | 5,710 |
| Net charge-offs | $70,000 | 5,256 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $103,000 | 5,559 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,709,000 | 4,717 |
| Total interest expense | $826,000 | 4,259 |
| Net interest income | $1,883,000 | 4,826 |
| Provision for loan and lease losses | $147,000 | 4,687 |
| Total noninterest income | $100,000 | 6,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $100,000 | 4,645 |
| Total noninterest expense | $1,734,000 | 4,649 |
| Salaries and employee benefits | $1,014,000 | 4,252 |
| Premises and equipment expense | $330,000 | 3,552 |
| Additional noninterest expense | $390,000 | 5,711 |
| Pre-tax net operating income | $102,000 | 5,497 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $64,000 | 3,127 |
| Income before extraordinary items | $38,000 | 5,986 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $38,000 | 5,988 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $38,000 | 5,987 |
| Net charge-offs | $70,000 | 4,589 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $38,000 | 5,884 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 4,881 |
| Total interest expense | $389,000 | 4,545 |
| Net interest income | $920,000 | 4,913 |
| Provision for loan and lease losses | $80,000 | 4,236 |
| Total noninterest income | $41,000 | 6,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $41,000 | 5,010 |
| Total noninterest expense | $844,000 | 4,755 |
| Salaries and employee benefits | $507,000 | 4,311 |
| Premises and equipment expense | $164,000 | 3,646 |
| Additional noninterest expense | $173,000 | 6,022 |
| Pre-tax net operating income | $37,000 | 5,814 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $39,000 | 2,979 |
| Income before extraordinary items | $-2,000 | 6,411 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,000 | 6,413 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,000 | 6,412 |
| Net charge-offs | $50,000 | 3,711 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,000 | 6,306 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,497,000 | 5,423 |
| Total interest expense | $1,600,000 | 5,016 |
| Net interest income | $2,897,000 | 5,474 |
| Provision for loan and lease losses | $514,000 | 4,502 |
| Total noninterest income | $146,000 | 6,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $146,000 | 5,133 |
| Total noninterest expense | $3,337,000 | 4,869 |
| Salaries and employee benefits | $1,894,000 | 4,539 |
| Premises and equipment expense | $630,000 | 3,753 |
| Additional noninterest expense | $813,000 | 5,786 |
| Pre-tax net operating income | $-808,000 | 6,171 |
| Securities gains (losses) | $-57,000 | 7,201 |
| Applicable income taxes | $-326,000 | 6,896 |
| Income before extraordinary items | $-539,000 | 6,103 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-539,000 | 6,102 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-539,000 | 6,103 |
| Net charge-offs | $3,000 | 7,105 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-502,520 | 6,076 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,220,000 | 5,605 |
| Total interest expense | $1,216,000 | 5,114 |
| Net interest income | $2,004,000 | 5,696 |
| Provision for loan and lease losses | $362,000 | 4,319 |
| Total noninterest income | $109,000 | 6,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $109,000 | 5,257 |
| Total noninterest expense | $2,623,000 | 4,727 |
| Salaries and employee benefits | $1,437,000 | 4,507 |
| Premises and equipment expense | $466,000 | 3,819 |
| Additional noninterest expense | $720,000 | 5,327 |
| Pre-tax net operating income | $-872,000 | 6,583 |
| Securities gains (losses) | $-57,000 | 7,399 |
| Applicable income taxes | $-351,000 | 7,243 |
| Income before extraordinary items | $-578,000 | 6,488 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-578,000 | 6,489 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-578,000 | 6,488 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-541,520 | 6,453 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 5,818 |
| Total interest expense | $810,000 | 5,248 |
| Net interest income | $1,202,000 | 5,961 |
| Provision for loan and lease losses | $257,000 | 3,964 |
| Total noninterest income | $68,000 | 6,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $68,000 | 5,404 |
| Total noninterest expense | $1,802,000 | 4,686 |
| Salaries and employee benefits | $987,000 | 4,474 |
| Premises and equipment expense | $305,000 | 3,884 |
| Additional noninterest expense | $510,000 | 5,193 |
| Pre-tax net operating income | $-789,000 | 6,888 |
| Securities gains (losses) | $-72,000 | 7,638 |
| Applicable income taxes | $-309,000 | 7,427 |
| Income before extraordinary items | $-552,000 | 6,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-552,000 | 6,810 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-552,000 | 6,810 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-505,920 | 6,755 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $941,000 | 6,030 |
| Total interest expense | $465,000 | 5,024 |
| Net interest income | $476,000 | 6,510 |
| Provision for loan and lease losses | $151,000 | 3,198 |
| Total noninterest income | $30,000 | 7,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $30,000 | 5,617 |
| Total noninterest expense | $896,000 | 4,627 |
| Salaries and employee benefits | $501,000 | 4,453 |
| Premises and equipment expense | $159,000 | 3,817 |
| Additional noninterest expense | $236,000 | 5,111 |
| Pre-tax net operating income | $-541,000 | 7,363 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-205,000 | 7,717 |
| Income before extraordinary items | $-336,000 | 7,258 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-336,000 | 7,259 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-336,000 | 7,259 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-336,000 | 7,211 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,929,000 | 6,666 |
| Total interest expense | $1,218,000 | 6,407 |
| Net interest income | $1,711,000 | 6,752 |
| Provision for loan and lease losses | $546,000 | 3,675 |
| Total noninterest income | $81,000 | 7,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $81,000 | 6,204 |
| Total noninterest expense | $3,196,000 | 4,909 |
| Salaries and employee benefits | $1,781,000 | 4,827 |
| Premises and equipment expense | $661,000 | 3,648 |
| Additional noninterest expense | $754,000 | 5,626 |
| Pre-tax net operating income | $-1,950,000 | 7,343 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-701,000 | 7,606 |
| Income before extraordinary items | $-1,249,000 | 7,113 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,249,000 | 7,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 368 |
| Net operating income | $-1,249,000 | 7,224 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 6,902 |
| Total interest expense | $746,000 | 6,894 |
| Net interest income | $1,264,000 | 6,830 |
| Provision for loan and lease losses | $313,000 | 3,481 |
| Total noninterest income | $59,000 | 7,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,000 | 6,377 |
| Total noninterest expense | $2,430,000 | 4,849 |
| Salaries and employee benefits | $1,410,000 | 4,677 |
| Premises and equipment expense | $507,000 | 3,599 |
| Additional noninterest expense | $513,000 | 5,835 |
| Pre-tax net operating income | $-1,420,000 | 7,712 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-536,000 | 7,898 |
| Income before extraordinary items | $-884,000 | 7,447 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-884,000 | 7,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 254 |
| Net operating income | $-884,000 | 7,567 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 7,160 |
| Total interest expense | $468,000 | 7,117 |
| Net interest income | $766,000 | 7,041 |
| Provision for loan and lease losses | $204,000 | 3,121 |
| Total noninterest income | $40,000 | 7,692 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $40,000 | 6,423 |
| Total noninterest expense | $1,618,000 | 4,877 |
| Salaries and employee benefits | $948,000 | 4,700 |
| Premises and equipment expense | $334,000 | 3,658 |
| Additional noninterest expense | $336,000 | 5,876 |
| Pre-tax net operating income | $-1,016,000 | 7,925 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-382,000 | 8,121 |
| Income before extraordinary items | $-634,000 | 7,794 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-634,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-634,000 | 7,773 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 7,297 |
| Total interest expense | $235,000 | 7,231 |
| Net interest income | $356,000 | 7,216 |
| Provision for loan and lease losses | $116,000 | 2,532 |
| Total noninterest income | $16,000 | 7,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,737 |
| Total noninterest expense | $823,000 | 4,848 |
| Salaries and employee benefits | $479,000 | 4,695 |
| Premises and equipment expense | $173,000 | 3,598 |
| Additional noninterest expense | $171,000 | 5,802 |
| Pre-tax net operating income | $-567,000 | 8,125 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-215,000 | 8,269 |
| Income before extraordinary items | $-352,000 | 8,039 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-352,000 | 8,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-352,000 | 8,011 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $824,000 | 8,277 |
| Total interest expense | $290,000 | 8,218 |
| Net interest income | $534,000 | 8,255 |
| Provision for loan and lease losses | $278,000 | 3,330 |
| Total noninterest income | $4,000 | 8,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,000 | 8,218 |
| Total noninterest expense | $1,406,000 | 7,054 |
| Salaries and employee benefits | $791,000 | 6,998 |
| Premises and equipment expense | $228,000 | 6,458 |
| Additional noninterest expense | $387,000 | 7,101 |
| Pre-tax net operating income | $-1,146,000 | 8,091 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-439,000 | 8,290 |
| Income before extraordinary items | $-707,000 | 8,001 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-707,000 | 7,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $19,670,000 | 91 |
| Net operating income | $-707,000 | 7,995 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $226,000 | 8,493 |
| Total interest expense | $53,000 | 8,454 |
| Net interest income | $173,000 | 8,484 |
| Provision for loan and lease losses | $65,000 | 4,761 |
| Total noninterest income | $0 | 8,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $538,000 | 8,032 |
| Salaries and employee benefits | $305,000 | 8,023 |
| Premises and equipment expense | $72,000 | 7,770 |
| Additional noninterest expense | $161,000 | 7,941 |
| Pre-tax net operating income | $-430,000 | 8,036 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-167,000 | 8,296 |
| Income before extraordinary items | $-263,000 | 7,980 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-263,000 | 7,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $19,670,000 | 62 |
| Net operating income | $-263,000 | 7,961 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.