Home > Saugusbank, a Co-operative bank > Income and Expense
Saugusbank, a Co-operative bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,524,000 | 3,193 |
| Total interest expense | $645,000 | 2,195 |
| Net interest income | $2,879,000 | 3,361 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $401,000 | 3,500 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $149,000 | 3,239 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $252,000 | 3,280 |
| Total noninterest expense | $2,948,000 | 2,978 |
| Salaries and employee benefits | $1,637,000 | 2,932 |
| Premises and equipment expense | $428,000 | 2,581 |
| Additional noninterest expense | $883,000 | 3,173 |
| Pre-tax net operating income | $332,000 | 4,769 |
| Securities gains (losses) | $148,000 | 588 |
| Applicable income taxes | $198,000 | 2,427 |
| Income before extraordinary items | $282,000 | 4,827 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $282,000 | 4,829 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $282,000 | 4,830 |
| Net charge-offs | $-114,000 | 6,342 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $187,280 | 5,232 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 3,202 |
| Total interest expense | $332,000 | 2,183 |
| Net interest income | $1,427,000 | 3,392 |
| Provision for loan and lease losses | $-1,000 | 6,358 |
| Total noninterest income | $191,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $73,000 | 3,258 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $118,000 | 3,331 |
| Total noninterest expense | $1,523,000 | 2,943 |
| Salaries and employee benefits | $819,000 | 2,945 |
| Premises and equipment expense | $232,000 | 2,463 |
| Additional noninterest expense | $472,000 | 3,016 |
| Pre-tax net operating income | $96,000 | 5,305 |
| Securities gains (losses) | $51,000 | 638 |
| Applicable income taxes | $36,000 | 3,187 |
| Income before extraordinary items | $111,000 | 5,036 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $111,000 | 5,039 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $111,000 | 5,038 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $72,240 | 5,426 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,205,000 | 3,180 |
| Total interest expense | $1,590,000 | 2,054 |
| Net interest income | $5,615,000 | 3,421 |
| Provision for loan and lease losses | $128,000 | 3,422 |
| Total noninterest income | $993,000 | 3,211 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $305,000 | 3,328 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $688,000 | 2,891 |
| Total noninterest expense | $5,620,000 | 3,128 |
| Salaries and employee benefits | $3,237,000 | 2,953 |
| Premises and equipment expense | $871,000 | 2,534 |
| Additional noninterest expense | $1,512,000 | 3,638 |
| Pre-tax net operating income | $860,000 | 4,305 |
| Securities gains (losses) | $34,000 | 2,048 |
| Applicable income taxes | $249,000 | 2,782 |
| Income before extraordinary items | $645,000 | 4,560 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $645,000 | 4,564 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $645,000 | 4,564 |
| Net charge-offs | $496,000 | 2,022 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $620,520 | 4,560 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,461,000 | 3,182 |
| Total interest expense | $1,217,000 | 2,079 |
| Net interest income | $4,244,000 | 3,424 |
| Provision for loan and lease losses | $100,000 | 3,343 |
| Total noninterest income | $778,000 | 3,188 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $222,000 | 3,402 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $556,000 | 2,860 |
| Total noninterest expense | $4,240,000 | 3,112 |
| Salaries and employee benefits | $2,455,000 | 2,952 |
| Premises and equipment expense | $673,000 | 2,484 |
| Additional noninterest expense | $1,112,000 | 3,686 |
| Pre-tax net operating income | $682,000 | 4,311 |
| Securities gains (losses) | $30,000 | 1,995 |
| Applicable income taxes | $203,000 | 2,781 |
| Income before extraordinary items | $509,000 | 4,579 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $509,000 | 4,583 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $509,000 | 4,584 |
| Net charge-offs | $496,000 | 1,595 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $487,700 | 4,550 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,692,000 | 3,154 |
| Total interest expense | $822,000 | 2,086 |
| Net interest income | $2,870,000 | 3,394 |
| Provision for loan and lease losses | $76,000 | 3,204 |
| Total noninterest income | $528,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $141,000 | 3,459 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $387,000 | 2,844 |
| Total noninterest expense | $2,827,000 | 3,130 |
| Salaries and employee benefits | $1,662,000 | 2,934 |
| Premises and equipment expense | $445,000 | 2,514 |
| Additional noninterest expense | $720,000 | 3,754 |
| Pre-tax net operating income | $495,000 | 4,152 |
| Securities gains (losses) | $30,000 | 1,819 |
| Applicable income taxes | $153,000 | 2,675 |
| Income before extraordinary items | $372,000 | 4,449 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $372,000 | 4,451 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $372,000 | 4,452 |
| Net charge-offs | $246,000 | 1,887 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $350,700 | 4,428 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 3,163 |
| Total interest expense | $419,000 | 2,104 |
| Net interest income | $1,440,000 | 3,396 |
| Provision for loan and lease losses | $44,000 | 3,003 |
| Total noninterest income | $255,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $73,000 | 3,385 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $182,000 | 2,905 |
| Total noninterest expense | $1,402,000 | 3,170 |
| Salaries and employee benefits | $852,000 | 2,895 |
| Premises and equipment expense | $225,000 | 2,520 |
| Additional noninterest expense | $325,000 | 4,034 |
| Pre-tax net operating income | $249,000 | 4,126 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $69,000 | 2,756 |
| Income before extraordinary items | $182,000 | 4,429 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $182,000 | 4,432 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $182,000 | 4,431 |
| Net charge-offs | $246,000 | 1,204 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $180,540 | 4,353 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,950,000 | 3,125 |
| Total interest expense | $2,019,000 | 2,121 |
| Net interest income | $5,931,000 | 3,400 |
| Provision for loan and lease losses | $-1,000 | 6,806 |
| Total noninterest income | $991,000 | 3,272 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $328,000 | 3,322 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $663,000 | 2,969 |
| Total noninterest expense | $5,279,000 | 3,331 |
| Salaries and employee benefits | $2,939,000 | 3,173 |
| Premises and equipment expense | $849,000 | 2,608 |
| Additional noninterest expense | $1,491,000 | 3,801 |
| Pre-tax net operating income | $1,644,000 | 3,168 |
| Securities gains (losses) | $16,000 | 3,242 |
| Applicable income taxes | $539,000 | 2,106 |
| Income before extraordinary items | $1,121,000 | 3,682 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,121,000 | 3,683 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,121,000 | 3,685 |
| Net charge-offs | $68,000 | 4,721 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,110,120 | 3,538 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,090,000 | 3,129 |
| Total interest expense | $1,550,000 | 2,162 |
| Net interest income | $4,540,000 | 3,407 |
| Provision for loan and lease losses | $-1,000 | 6,935 |
| Total noninterest income | $665,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $242,000 | 3,393 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $423,000 | 3,189 |
| Total noninterest expense | $3,887,000 | 3,402 |
| Salaries and employee benefits | $2,137,000 | 3,265 |
| Premises and equipment expense | $644,000 | 2,623 |
| Additional noninterest expense | $1,106,000 | 3,842 |
| Pre-tax net operating income | $1,319,000 | 3,125 |
| Securities gains (losses) | $16,000 | 2,965 |
| Applicable income taxes | $440,000 | 2,075 |
| Income before extraordinary items | $895,000 | 3,650 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $895,000 | 3,650 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $895,000 | 3,652 |
| Net charge-offs | $68,000 | 4,311 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $884,280 | 3,522 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,009,000 | 3,185 |
| Total interest expense | $1,058,000 | 2,181 |
| Net interest income | $2,951,000 | 3,476 |
| Provision for loan and lease losses | $-1,000 | 7,010 |
| Total noninterest income | $460,000 | 3,391 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $159,000 | 3,403 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $301,000 | 3,063 |
| Total noninterest expense | $2,497,000 | 3,503 |
| Salaries and employee benefits | $1,353,000 | 3,404 |
| Premises and equipment expense | $434,000 | 2,592 |
| Additional noninterest expense | $710,000 | 3,949 |
| Pre-tax net operating income | $915,000 | 3,032 |
| Securities gains (losses) | $2,000 | 3,012 |
| Applicable income taxes | $303,000 | 2,042 |
| Income before extraordinary items | $614,000 | 3,596 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $614,000 | 3,597 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $614,000 | 3,598 |
| Net charge-offs | $69,000 | 3,752 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $612,660 | 3,426 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 3,212 |
| Total interest expense | $543,000 | 2,201 |
| Net interest income | $1,458,000 | 3,533 |
| Provision for loan and lease losses | $-1,000 | 7,089 |
| Total noninterest income | $246,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $78,000 | 3,429 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $168,000 | 2,905 |
| Total noninterest expense | $1,248,000 | 3,535 |
| Salaries and employee benefits | $673,000 | 3,446 |
| Premises and equipment expense | $225,000 | 2,538 |
| Additional noninterest expense | $350,000 | 3,988 |
| Pre-tax net operating income | $457,000 | 3,054 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $150,000 | 2,029 |
| Income before extraordinary items | $307,000 | 3,602 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $307,000 | 3,605 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $307,000 | 3,605 |
| Net charge-offs | $22,000 | 3,626 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $307,000 | 3,432 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,406,000 | 3,192 |
| Total interest expense | $2,552,000 | 2,270 |
| Net interest income | $5,854,000 | 3,521 |
| Provision for loan and lease losses | $241,000 | 4,404 |
| Total noninterest income | $806,000 | 3,509 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $322,000 | 3,457 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $484,000 | 3,174 |
| Total noninterest expense | $5,398,000 | 3,333 |
| Salaries and employee benefits | $2,950,000 | 3,161 |
| Premises and equipment expense | $943,000 | 2,527 |
| Additional noninterest expense | $1,505,000 | 3,859 |
| Pre-tax net operating income | $1,021,000 | 3,685 |
| Securities gains (losses) | $14,000 | 3,210 |
| Applicable income taxes | $292,000 | 2,561 |
| Income before extraordinary items | $743,000 | 4,071 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $743,000 | 4,076 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $743,000 | 4,075 |
| Net charge-offs | $287,000 | 3,850 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $732,920 | 3,950 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,347,000 | 3,207 |
| Total interest expense | $1,935,000 | 2,337 |
| Net interest income | $4,412,000 | 3,532 |
| Provision for loan and lease losses | $240,000 | 3,907 |
| Total noninterest income | $558,000 | 3,685 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $230,000 | 3,563 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $328,000 | 3,346 |
| Total noninterest expense | $4,011,000 | 3,366 |
| Salaries and employee benefits | $2,220,000 | 3,162 |
| Premises and equipment expense | $717,000 | 2,522 |
| Additional noninterest expense | $1,074,000 | 3,973 |
| Pre-tax net operating income | $719,000 | 3,918 |
| Securities gains (losses) | $14,000 | 2,938 |
| Applicable income taxes | $205,000 | 2,642 |
| Income before extraordinary items | $528,000 | 4,222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $528,000 | 4,224 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $528,000 | 4,224 |
| Net charge-offs | $219,000 | 3,609 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $517,920 | 4,127 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,259,000 | 3,221 |
| Total interest expense | $1,285,000 | 2,430 |
| Net interest income | $2,974,000 | 3,498 |
| Provision for loan and lease losses | $243,000 | 3,285 |
| Total noninterest income | $458,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $152,000 | 3,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $306,000 | 2,847 |
| Total noninterest expense | $2,722,000 | 3,355 |
| Salaries and employee benefits | $1,468,000 | 3,191 |
| Premises and equipment expense | $486,000 | 2,506 |
| Additional noninterest expense | $768,000 | 3,855 |
| Pre-tax net operating income | $467,000 | 3,932 |
| Securities gains (losses) | $7,000 | 2,466 |
| Applicable income taxes | $132,000 | 2,632 |
| Income before extraordinary items | $342,000 | 4,250 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $342,000 | 4,250 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $342,000 | 4,252 |
| Net charge-offs | $574,000 | 2,003 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $336,960 | 4,182 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,123,000 | 3,256 |
| Total interest expense | $641,000 | 2,500 |
| Net interest income | $1,482,000 | 3,498 |
| Provision for loan and lease losses | $121,000 | 3,110 |
| Total noninterest income | $217,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $76,000 | 3,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $141,000 | 3,013 |
| Total noninterest expense | $1,385,000 | 3,321 |
| Salaries and employee benefits | $741,000 | 3,187 |
| Premises and equipment expense | $260,000 | 2,408 |
| Additional noninterest expense | $384,000 | 3,836 |
| Pre-tax net operating income | $193,000 | 4,295 |
| Securities gains (losses) | $6,000 | 1,415 |
| Applicable income taxes | $54,000 | 2,758 |
| Income before extraordinary items | $145,000 | 4,507 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $145,000 | 4,506 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $145,000 | 4,507 |
| Net charge-offs | $534,000 | 1,277 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $140,620 | 4,504 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,218,000 | 3,152 |
| Total interest expense | $3,077,000 | 2,552 |
| Net interest income | $6,141,000 | 3,412 |
| Provision for loan and lease losses | $676,000 | 3,656 |
| Total noninterest income | $1,145,000 | 2,983 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $355,000 | 3,312 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $790,000 | 2,511 |
| Total noninterest expense | $5,706,000 | 3,236 |
| Salaries and employee benefits | $2,910,000 | 3,202 |
| Premises and equipment expense | $932,000 | 2,629 |
| Additional noninterest expense | $1,864,000 | 3,445 |
| Pre-tax net operating income | $904,000 | 3,560 |
| Securities gains (losses) | $-11,000 | 7,037 |
| Applicable income taxes | $242,000 | 2,561 |
| Income before extraordinary items | $651,000 | 3,951 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $651,000 | 3,951 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $651,000 | 3,952 |
| Net charge-offs | $211,000 | 4,709 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $659,030 | 3,798 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,020,000 | 3,182 |
| Total interest expense | $2,377,000 | 2,575 |
| Net interest income | $4,643,000 | 3,444 |
| Provision for loan and lease losses | $557,000 | 3,364 |
| Total noninterest income | $820,000 | 3,109 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $270,000 | 3,355 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $550,000 | 2,601 |
| Total noninterest expense | $4,178,000 | 3,304 |
| Salaries and employee benefits | $2,167,000 | 3,236 |
| Premises and equipment expense | $690,000 | 2,692 |
| Additional noninterest expense | $1,321,000 | 3,563 |
| Pre-tax net operating income | $728,000 | 3,632 |
| Securities gains (losses) | $-11,000 | 7,213 |
| Applicable income taxes | $196,000 | 2,576 |
| Income before extraordinary items | $521,000 | 4,032 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $521,000 | 4,035 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $521,000 | 4,035 |
| Net charge-offs | $232,000 | 4,044 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $529,030 | 3,868 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,703,000 | 3,204 |
| Total interest expense | $1,614,000 | 2,635 |
| Net interest income | $3,089,000 | 3,450 |
| Provision for loan and lease losses | $437,000 | 3,066 |
| Total noninterest income | $570,000 | 2,973 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $183,000 | 3,329 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $387,000 | 2,457 |
| Total noninterest expense | $2,763,000 | 3,326 |
| Salaries and employee benefits | $1,433,000 | 3,270 |
| Premises and equipment expense | $463,000 | 2,685 |
| Additional noninterest expense | $867,000 | 3,581 |
| Pre-tax net operating income | $459,000 | 3,771 |
| Securities gains (losses) | $-11,000 | 7,322 |
| Applicable income taxes | $117,000 | 2,647 |
| Income before extraordinary items | $331,000 | 4,124 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $331,000 | 4,124 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $331,000 | 4,123 |
| Net charge-offs | $138,000 | 3,915 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $339,140 | 3,949 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,359,000 | 3,243 |
| Total interest expense | $817,000 | 2,715 |
| Net interest income | $1,542,000 | 3,476 |
| Provision for loan and lease losses | $266,000 | 2,593 |
| Total noninterest income | $309,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $89,000 | 3,372 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $220,000 | 2,261 |
| Total noninterest expense | $1,419,000 | 3,287 |
| Salaries and employee benefits | $751,000 | 3,183 |
| Premises and equipment expense | $237,000 | 2,694 |
| Additional noninterest expense | $431,000 | 3,612 |
| Pre-tax net operating income | $166,000 | 4,384 |
| Securities gains (losses) | $55,000 | 1,104 |
| Applicable income taxes | $64,000 | 2,567 |
| Income before extraordinary items | $157,000 | 4,313 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $157,000 | 4,314 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $157,000 | 4,312 |
| Net charge-offs | $28,000 | 4,202 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $117,950 | 4,651 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,845,000 | 3,272 |
| Total interest expense | $4,122,000 | 2,666 |
| Net interest income | $5,723,000 | 3,592 |
| Provision for loan and lease losses | $385,000 | 4,915 |
| Total noninterest income | $1,215,000 | 2,957 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $393,000 | 3,367 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $822,000 | 2,419 |
| Total noninterest expense | $5,622,000 | 3,347 |
| Salaries and employee benefits | $2,996,000 | 3,179 |
| Premises and equipment expense | $964,000 | 2,668 |
| Additional noninterest expense | $1,662,000 | 3,805 |
| Pre-tax net operating income | $931,000 | 3,097 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $259,000 | 2,161 |
| Income before extraordinary items | $672,000 | 3,425 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $672,000 | 3,424 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $672,000 | 3,424 |
| Net charge-offs | $414,000 | 4,034 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $672,000 | 3,362 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,351,000 | 3,333 |
| Total interest expense | $3,186,000 | 2,709 |
| Net interest income | $4,165,000 | 3,690 |
| Provision for loan and lease losses | $221,000 | 5,036 |
| Total noninterest income | $959,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $293,000 | 3,382 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $666,000 | 2,362 |
| Total noninterest expense | $4,206,000 | 3,371 |
| Salaries and employee benefits | $2,209,000 | 3,258 |
| Premises and equipment expense | $733,000 | 2,664 |
| Additional noninterest expense | $1,264,000 | 3,737 |
| Pre-tax net operating income | $697,000 | 3,341 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $191,000 | 2,370 |
| Income before extraordinary items | $506,000 | 3,671 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $506,000 | 3,670 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $506,000 | 3,671 |
| Net charge-offs | $104,000 | 5,024 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $506,000 | 3,577 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,871,000 | 3,376 |
| Total interest expense | $2,144,000 | 2,797 |
| Net interest income | $2,727,000 | 3,724 |
| Provision for loan and lease losses | $129,000 | 4,969 |
| Total noninterest income | $763,000 | 2,593 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $192,000 | 3,390 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $571,000 | 2,051 |
| Total noninterest expense | $2,844,000 | 3,357 |
| Salaries and employee benefits | $1,505,000 | 3,233 |
| Premises and equipment expense | $493,000 | 2,670 |
| Additional noninterest expense | $846,000 | 3,724 |
| Pre-tax net operating income | $517,000 | 3,244 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $141,000 | 2,334 |
| Income before extraordinary items | $376,000 | 3,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $376,000 | 3,583 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $376,000 | 3,584 |
| Net charge-offs | $51,000 | 4,886 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $376,000 | 3,470 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 3,430 |
| Total interest expense | $1,076,000 | 2,888 |
| Net interest income | $1,335,000 | 3,765 |
| Provision for loan and lease losses | $68,000 | 4,513 |
| Total noninterest income | $427,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $99,000 | 3,285 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $328,000 | 1,835 |
| Total noninterest expense | $1,438,000 | 3,251 |
| Salaries and employee benefits | $780,000 | 3,161 |
| Premises and equipment expense | $257,000 | 2,621 |
| Additional noninterest expense | $401,000 | 3,573 |
| Pre-tax net operating income | $256,000 | 3,600 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $77,000 | 2,438 |
| Income before extraordinary items | $179,000 | 4,050 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $179,000 | 4,053 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $179,000 | 4,053 |
| Net charge-offs | $35,000 | 3,875 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $179,000 | 3,898 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,116,000 | 3,491 |
| Total interest expense | $4,939,000 | 2,988 |
| Net interest income | $5,177,000 | 3,848 |
| Provision for loan and lease losses | $1,072,000 | 2,598 |
| Total noninterest income | $842,000 | 3,764 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $415,000 | 3,391 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $427,000 | 3,466 |
| Total noninterest expense | $5,044,000 | 3,538 |
| Salaries and employee benefits | $2,643,000 | 3,604 |
| Premises and equipment expense | $1,019,000 | 2,586 |
| Additional noninterest expense | $1,382,000 | 3,844 |
| Pre-tax net operating income | $-97,000 | 6,446 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-118,000 | 7,118 |
| Income before extraordinary items | $21,000 | 6,135 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $21,000 | 6,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $554,000 | 2,659 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $21,000 | 6,275 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,610,000 | 3,551 |
| Total interest expense | $3,812,000 | 3,030 |
| Net interest income | $3,798,000 | 3,937 |
| Provision for loan and lease losses | $1,037,000 | 1,785 |
| Total noninterest income | $605,000 | 3,939 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $293,000 | 3,526 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $312,000 | 3,620 |
| Total noninterest expense | $3,731,000 | 3,569 |
| Salaries and employee benefits | $1,948,000 | 3,696 |
| Premises and equipment expense | $763,000 | 2,602 |
| Additional noninterest expense | $1,020,000 | 3,810 |
| Pre-tax net operating income | $-365,000 | 7,168 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-198,000 | 7,659 |
| Income before extraordinary items | $-167,000 | 6,865 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-167,000 | 6,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 1,851 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-167,000 | 7,040 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,052,000 | 3,622 |
| Total interest expense | $2,576,000 | 3,100 |
| Net interest income | $2,476,000 | 4,008 |
| Provision for loan and lease losses | $231,000 | 2,926 |
| Total noninterest income | $485,000 | 3,575 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $202,000 | 3,465 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $283,000 | 3,130 |
| Total noninterest expense | $2,380,000 | 3,729 |
| Salaries and employee benefits | $1,260,000 | 3,820 |
| Premises and equipment expense | $514,000 | 2,577 |
| Additional noninterest expense | $606,000 | 4,160 |
| Pre-tax net operating income | $350,000 | 5,032 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $55,000 | 3,988 |
| Income before extraordinary items | $295,000 | 5,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $295,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,450 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $295,000 | 4,966 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,509,000 | 3,717 |
| Total interest expense | $1,278,000 | 3,299 |
| Net interest income | $1,231,000 | 4,030 |
| Provision for loan and lease losses | $73,000 | 3,268 |
| Total noninterest income | $227,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $96,000 | 3,537 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $131,000 | 3,281 |
| Total noninterest expense | $1,211,000 | 3,666 |
| Salaries and employee benefits | $652,000 | 3,740 |
| Premises and equipment expense | $253,000 | 2,646 |
| Additional noninterest expense | $306,000 | 4,051 |
| Pre-tax net operating income | $174,000 | 5,205 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $51,000 | 3,537 |
| Income before extraordinary items | $123,000 | 5,542 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $123,000 | 5,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,965 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $123,000 | 5,441 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,735,000 | 3,832 |
| Total interest expense | $5,027,000 | 3,457 |
| Net interest income | $4,708,000 | 4,180 |
| Provision for loan and lease losses | $62,000 | 5,432 |
| Total noninterest income | $772,000 | 4,078 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $421,000 | 3,430 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $351,000 | 3,980 |
| Total noninterest expense | $4,859,000 | 3,526 |
| Salaries and employee benefits | $2,556,000 | 3,661 |
| Premises and equipment expense | $963,000 | 2,655 |
| Additional noninterest expense | $1,340,000 | 3,747 |
| Pre-tax net operating income | $559,000 | 5,794 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $184,000 | 3,937 |
| Income before extraordinary items | $375,000 | 6,138 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $375,000 | 6,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,252 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $375,000 | 6,124 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,189,000 | 3,891 |
| Total interest expense | $3,714,000 | 3,494 |
| Net interest income | $3,475,000 | 4,236 |
| Provision for loan and lease losses | $46,000 | 5,112 |
| Total noninterest income | $575,000 | 4,109 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $306,000 | 3,482 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $269,000 | 3,958 |
| Total noninterest expense | $3,663,000 | 3,480 |
| Salaries and employee benefits | $1,928,000 | 3,628 |
| Premises and equipment expense | $721,000 | 2,648 |
| Additional noninterest expense | $1,014,000 | 3,661 |
| Pre-tax net operating income | $341,000 | 6,401 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $100,000 | 4,443 |
| Income before extraordinary items | $241,000 | 6,604 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $241,000 | 6,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,130 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $241,000 | 6,589 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,705,000 | 3,953 |
| Total interest expense | $2,425,000 | 3,540 |
| Net interest income | $2,280,000 | 4,308 |
| Provision for loan and lease losses | $33,000 | 4,815 |
| Total noninterest income | $377,000 | 4,162 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $196,000 | 3,554 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $181,000 | 3,978 |
| Total noninterest expense | $2,482,000 | 3,456 |
| Salaries and employee benefits | $1,276,000 | 3,694 |
| Premises and equipment expense | $497,000 | 2,600 |
| Additional noninterest expense | $709,000 | 3,525 |
| Pre-tax net operating income | $142,000 | 7,005 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $38,000 | 4,963 |
| Income before extraordinary items | $104,000 | 7,090 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $104,000 | 7,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,897 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $104,000 | 7,077 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,317,000 | 3,992 |
| Total interest expense | $1,200,000 | 3,537 |
| Net interest income | $1,117,000 | 4,370 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $163,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $92,000 | 3,616 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $71,000 | 4,430 |
| Total noninterest expense | $1,260,000 | 3,439 |
| Salaries and employee benefits | $637,000 | 3,722 |
| Premises and equipment expense | $239,000 | 2,694 |
| Additional noninterest expense | $384,000 | 3,279 |
| Pre-tax net operating income | $5,000 | 7,794 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-3,000 | 8,197 |
| Income before extraordinary items | $8,000 | 7,772 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,992 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $8,000 | 7,751 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,420,000 | 3,743 |
| Total interest expense | $4,304,000 | 3,414 |
| Net interest income | $5,116,000 | 3,939 |
| Provision for loan and lease losses | $102,000 | 4,687 |
| Total noninterest income | $728,000 | 4,272 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $437,000 | 3,357 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $291,000 | 4,363 |
| Total noninterest expense | $4,630,000 | 3,557 |
| Salaries and employee benefits | $2,336,000 | 3,808 |
| Premises and equipment expense | $723,000 | 3,254 |
| Additional noninterest expense | $1,571,000 | 3,169 |
| Pre-tax net operating income | $1,112,000 | 4,955 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $368,000 | 3,544 |
| Income before extraordinary items | $744,000 | 5,370 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $744,000 | 5,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 1,302 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $744,000 | 5,366 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,100,000 | 3,712 |
| Total interest expense | $3,137,000 | 3,383 |
| Net interest income | $3,963,000 | 3,876 |
| Provision for loan and lease losses | $88,000 | 4,410 |
| Total noninterest income | $534,000 | 4,330 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $324,000 | 3,399 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $210,000 | 4,435 |
| Total noninterest expense | $3,406,000 | 3,607 |
| Salaries and employee benefits | $1,740,000 | 3,818 |
| Premises and equipment expense | $524,000 | 3,339 |
| Additional noninterest expense | $1,142,000 | 3,253 |
| Pre-tax net operating income | $1,003,000 | 4,702 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $335,000 | 3,437 |
| Income before extraordinary items | $668,000 | 5,105 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $668,000 | 5,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 915 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $668,000 | 5,103 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,741,000 | 3,639 |
| Total interest expense | $2,046,000 | 3,317 |
| Net interest income | $2,695,000 | 3,840 |
| Provision for loan and lease losses | $73,000 | 3,858 |
| Total noninterest income | $359,000 | 4,285 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $216,000 | 3,377 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $143,000 | 4,389 |
| Total noninterest expense | $2,248,000 | 3,645 |
| Salaries and employee benefits | $1,137,000 | 3,899 |
| Premises and equipment expense | $351,000 | 3,323 |
| Additional noninterest expense | $760,000 | 3,259 |
| Pre-tax net operating income | $733,000 | 4,521 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $246,000 | 3,330 |
| Income before extraordinary items | $487,000 | 4,949 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $487,000 | 4,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $487,000 | 4,939 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 3,610 |
| Total interest expense | $1,006,000 | 3,243 |
| Net interest income | $1,336,000 | 3,860 |
| Provision for loan and lease losses | $54,000 | 3,025 |
| Total noninterest income | $182,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $106,000 | 3,341 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $76,000 | 4,256 |
| Total noninterest expense | $1,110,000 | 3,695 |
| Salaries and employee benefits | $543,000 | 4,045 |
| Premises and equipment expense | $163,000 | 3,538 |
| Additional noninterest expense | $404,000 | 3,083 |
| Pre-tax net operating income | $354,000 | 4,562 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $124,000 | 3,301 |
| Income before extraordinary items | $230,000 | 5,031 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $230,000 | 5,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,260 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $230,000 | 5,015 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,216,000 | 3,685 |
| Total interest expense | $3,083,000 | 3,254 |
| Net interest income | $5,133,000 | 3,881 |
| Provision for loan and lease losses | $860,000 | 1,186 |
| Total noninterest income | $779,000 | 4,108 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $464,000 | 3,213 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $315,000 | 4,229 |
| Total noninterest expense | $3,859,000 | 3,972 |
| Salaries and employee benefits | $2,035,000 | 4,079 |
| Premises and equipment expense | $459,000 | 4,433 |
| Additional noninterest expense | $1,365,000 | 3,489 |
| Pre-tax net operating income | $1,193,000 | 4,916 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $378,000 | 3,790 |
| Income before extraordinary items | $815,000 | 5,301 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $815,000 | 5,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 1,623 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $815,000 | 5,279 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,982,000 | 3,719 |
| Total interest expense | $2,151,000 | 3,297 |
| Net interest income | $3,831,000 | 3,888 |
| Provision for loan and lease losses | $532,000 | 1,327 |
| Total noninterest income | $575,000 | 4,163 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $341,000 | 3,269 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $234,000 | 4,247 |
| Total noninterest expense | $2,838,000 | 4,004 |
| Salaries and employee benefits | $1,476,000 | 4,146 |
| Premises and equipment expense | $346,000 | 4,403 |
| Additional noninterest expense | $1,016,000 | 3,466 |
| Pre-tax net operating income | $1,036,000 | 4,681 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $342,000 | 3,565 |
| Income before extraordinary items | $694,000 | 5,111 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $694,000 | 5,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,280 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $694,000 | 5,067 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 3,733 |
| Total interest expense | $1,365,000 | 3,287 |
| Net interest income | $2,517,000 | 3,900 |
| Provision for loan and lease losses | $475,000 | 1,017 |
| Total noninterest income | $374,000 | 4,206 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $214,000 | 3,348 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $160,000 | 4,177 |
| Total noninterest expense | $1,869,000 | 4,021 |
| Salaries and employee benefits | $977,000 | 4,147 |
| Premises and equipment expense | $238,000 | 4,284 |
| Additional noninterest expense | $654,000 | 3,540 |
| Pre-tax net operating income | $547,000 | 5,244 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $170,000 | 4,062 |
| Income before extraordinary items | $377,000 | 5,591 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $377,000 | 5,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,544 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $377,000 | 5,545 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,909,000 | 3,738 |
| Total interest expense | $659,000 | 3,265 |
| Net interest income | $1,250,000 | 3,922 |
| Provision for loan and lease losses | $410,000 | 578 |
| Total noninterest income | $173,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $99,000 | 3,469 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $74,000 | 4,342 |
| Total noninterest expense | $908,000 | 4,135 |
| Salaries and employee benefits | $460,000 | 4,365 |
| Premises and equipment expense | $118,000 | 4,349 |
| Additional noninterest expense | $330,000 | 3,527 |
| Pre-tax net operating income | $105,000 | 7,157 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $18,000 | 5,732 |
| Income before extraordinary items | $87,000 | 7,108 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $87,000 | 7,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $87,000 | 7,079 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,158,000 | 3,740 |
| Total interest expense | $2,436,000 | 3,108 |
| Net interest income | $4,722,000 | 3,973 |
| Provision for loan and lease losses | $103,000 | 4,930 |
| Total noninterest income | $610,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $253,000 | 4,724 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $357,000 | 3,929 |
| Total noninterest expense | $3,634,000 | 4,056 |
| Salaries and employee benefits | $1,932,000 | 4,114 |
| Premises and equipment expense | $355,000 | 5,156 |
| Additional noninterest expense | $1,347,000 | 3,418 |
| Pre-tax net operating income | $1,595,000 | 4,092 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $531,000 | 3,251 |
| Income before extraordinary items | $1,064,000 | 4,531 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,064,000 | 4,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,277 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,064,000 | 4,455 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,292,000 | 3,752 |
| Total interest expense | $1,785,000 | 3,128 |
| Net interest income | $3,507,000 | 3,999 |
| Provision for loan and lease losses | $75,000 | 4,788 |
| Total noninterest income | $443,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $168,000 | 5,031 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $275,000 | 3,890 |
| Total noninterest expense | $2,648,000 | 4,116 |
| Salaries and employee benefits | $1,400,000 | 4,174 |
| Premises and equipment expense | $266,000 | 5,139 |
| Additional noninterest expense | $982,000 | 3,482 |
| Pre-tax net operating income | $1,227,000 | 4,107 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $409,000 | 3,260 |
| Income before extraordinary items | $818,000 | 4,567 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $818,000 | 4,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $818,000 | 4,482 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 3,771 |
| Total interest expense | $1,179,000 | 3,128 |
| Net interest income | $2,318,000 | 4,022 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $306,000 | 4,770 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $111,000 | 5,035 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $195,000 | 3,789 |
| Total noninterest expense | $1,761,000 | 4,139 |
| Salaries and employee benefits | $935,000 | 4,186 |
| Premises and equipment expense | $174,000 | 5,230 |
| Additional noninterest expense | $652,000 | 3,500 |
| Pre-tax net operating income | $813,000 | 4,061 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $267,000 | 3,285 |
| Income before extraordinary items | $546,000 | 4,499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $546,000 | 4,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $546,000 | 4,413 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 3,815 |
| Total interest expense | $587,000 | 3,174 |
| Net interest income | $1,147,000 | 4,046 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $162,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $54,000 | 5,021 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $108,000 | 3,546 |
| Total noninterest expense | $853,000 | 4,279 |
| Salaries and employee benefits | $452,000 | 4,342 |
| Premises and equipment expense | $76,000 | 5,660 |
| Additional noninterest expense | $325,000 | 3,511 |
| Pre-tax net operating income | $431,000 | 3,887 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $142,000 | 3,191 |
| Income before extraordinary items | $289,000 | 4,369 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $289,000 | 4,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $289,000 | 4,242 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,728,000 | 3,945 |
| Total interest expense | $2,647,000 | 3,202 |
| Net interest income | $4,081,000 | 4,302 |
| Provision for loan and lease losses | $146,000 | 4,640 |
| Total noninterest income | $579,000 | 5,059 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $225,000 | 5,003 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $354,000 | 4,195 |
| Total noninterest expense | $2,955,000 | 4,645 |
| Salaries and employee benefits | $1,691,000 | 4,459 |
| Premises and equipment expense | $323,000 | 5,438 |
| Additional noninterest expense | $941,000 | 4,472 |
| Pre-tax net operating income | $1,559,000 | 4,023 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $560,000 | 3,189 |
| Income before extraordinary items | $999,000 | 4,657 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $999,000 | 4,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $999,000 | 4,486 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,035,000 | 4,011 |
| Total interest expense | $2,030,000 | 3,250 |
| Net interest income | $3,005,000 | 4,372 |
| Provision for loan and lease losses | $121,000 | 4,335 |
| Total noninterest income | $472,000 | 4,891 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $171,000 | 4,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $301,000 | 4,039 |
| Total noninterest expense | $2,184,000 | 4,686 |
| Salaries and employee benefits | $1,241,000 | 4,505 |
| Premises and equipment expense | $244,000 | 5,408 |
| Additional noninterest expense | $699,000 | 4,475 |
| Pre-tax net operating income | $1,172,000 | 4,140 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $424,000 | 3,321 |
| Income before extraordinary items | $748,000 | 4,778 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $748,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $748,000 | 4,591 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,390,000 | 4,020 |
| Total interest expense | $1,384,000 | 3,284 |
| Net interest income | $2,006,000 | 4,389 |
| Provision for loan and lease losses | $96,000 | 3,940 |
| Total noninterest income | $291,000 | 5,071 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $113,000 | 4,977 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $178,000 | 4,250 |
| Total noninterest expense | $1,421,000 | 4,752 |
| Salaries and employee benefits | $800,000 | 4,602 |
| Premises and equipment expense | $164,000 | 5,356 |
| Additional noninterest expense | $457,000 | 4,539 |
| Pre-tax net operating income | $780,000 | 4,123 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $282,000 | 3,348 |
| Income before extraordinary items | $498,000 | 4,811 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $498,000 | 4,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $498,000 | 4,601 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 3,999 |
| Total interest expense | $714,000 | 3,264 |
| Net interest income | $996,000 | 4,411 |
| Provision for loan and lease losses | $26,000 | 4,905 |
| Total noninterest income | $132,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $55,000 | 4,963 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $77,000 | 4,426 |
| Total noninterest expense | $691,000 | 4,837 |
| Salaries and employee benefits | $384,000 | 4,751 |
| Premises and equipment expense | $86,000 | 5,190 |
| Additional noninterest expense | $221,000 | 4,612 |
| Pre-tax net operating income | $411,000 | 3,969 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $142,000 | 3,323 |
| Income before extraordinary items | $269,000 | 4,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $269,000 | 4,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $269,000 | 4,324 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,748,000 | 4,176 |
| Total interest expense | $3,338,000 | 3,235 |
| Net interest income | $3,410,000 | 4,839 |
| Provision for loan and lease losses | $54,000 | 6,634 |
| Total noninterest income | $529,000 | 5,058 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $223,000 | 4,965 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $306,000 | 4,217 |
| Total noninterest expense | $2,775,000 | 4,712 |
| Salaries and employee benefits | $1,565,000 | 4,528 |
| Premises and equipment expense | $316,000 | 5,403 |
| Additional noninterest expense | $894,000 | 4,566 |
| Pre-tax net operating income | $1,110,000 | 4,923 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $389,000 | 3,943 |
| Income before extraordinary items | $721,000 | 5,479 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $721,000 | 5,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $721,000 | 5,346 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,795,000 | 4,530 |
| Total interest expense | $3,567,000 | 4,146 |
| Net interest income | $3,228,000 | 4,814 |
| Provision for loan and lease losses | $17,000 | 7,683 |
| Total noninterest income | $406,000 | 5,637 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $183,000 | 5,350 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $223,000 | 4,713 |
| Total noninterest expense | $2,595,000 | 4,833 |
| Salaries and employee benefits | $1,446,000 | 4,641 |
| Premises and equipment expense | $275,000 | 5,808 |
| Additional noninterest expense | $874,000 | 4,491 |
| Pre-tax net operating income | $1,022,000 | 4,848 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $363,000 | 3,920 |
| Income before extraordinary items | $659,000 | 5,374 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $659,000 | 5,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $659,000 | 5,246 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,230,000 | 4,949 |
| Total interest expense | $2,884,000 | 5,070 |
| Net interest income | $3,346,000 | 4,773 |
| Provision for loan and lease losses | $-15,000 | 9,712 |
| Total noninterest income | $342,000 | 5,949 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,141 |
| Total noninterest expense | $2,388,000 | 5,017 |
| Salaries and employee benefits | $1,339,000 | 4,790 |
| Premises and equipment expense | $243,000 | 6,148 |
| Additional noninterest expense | $806,000 | 4,714 |
| Pre-tax net operating income | $1,315,000 | 4,471 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $460,000 | 3,676 |
| Income before extraordinary items | $855,000 | 4,839 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $855,000 | 4,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,278 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $855,000 | 4,849 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,614,000 | 5,165 |
| Total interest expense | $2,604,000 | 5,075 |
| Net interest income | $3,010,000 | 5,147 |
| Provision for loan and lease losses | $-64,000 | 10,072 |
| Total noninterest income | $318,000 | 6,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 5,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,571 |
| Total noninterest expense | $2,228,000 | 5,287 |
| Salaries and employee benefits | $1,178,000 | 5,233 |
| Premises and equipment expense | $302,000 | 5,448 |
| Additional noninterest expense | $748,000 | 5,025 |
| Pre-tax net operating income | $1,164,000 | 4,859 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $413,000 | 4,076 |
| Income before extraordinary items | $751,000 | 5,270 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $751,000 | 5,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 9,969 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $751,000 | 5,240 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,267,000 | 5,471 |
| Total interest expense | $2,453,000 | 5,431 |
| Net interest income | $2,814,000 | 5,387 |
| Provision for loan and lease losses | $-99,000 | 10,311 |
| Total noninterest income | $344,000 | 6,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,365 |
| Total noninterest expense | $2,154,000 | 5,302 |
| Salaries and employee benefits | $1,167,000 | 5,179 |
| Premises and equipment expense | $282,000 | 5,564 |
| Additional noninterest expense | $705,000 | 5,137 |
| Pre-tax net operating income | $1,103,000 | 5,131 |
| Securities gains (losses) | $25,000 | 2,265 |
| Applicable income taxes | $458,000 | 4,087 |
| Income before extraordinary items | $670,000 | 5,730 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $670,000 | 5,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 10,245 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $654,000 | 5,692 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,913,000 | 5,873 |
| Total interest expense | $2,157,000 | 5,968 |
| Net interest income | $2,756,000 | 5,659 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $326,000 | 6,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 5,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 5,804 |
| Total noninterest expense | $2,076,000 | 5,510 |
| Salaries and employee benefits | $1,127,000 | 5,368 |
| Premises and equipment expense | $306,000 | 5,401 |
| Additional noninterest expense | $643,000 | 5,544 |
| Pre-tax net operating income | $1,006,000 | 5,818 |
| Securities gains (losses) | $-85,000 | 10,743 |
| Applicable income taxes | $384,000 | 5,003 |
| Income before extraordinary items | $537,000 | 6,756 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $537,000 | 6,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $591,400 | 6,371 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,583,000 | 6,314 |
| Total interest expense | $1,946,000 | 6,533 |
| Net interest income | $2,637,000 | 5,982 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $409,000 | 5,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 4,689 |
| Total noninterest expense | $1,873,000 | 6,234 |
| Salaries and employee benefits | $1,016,000 | 5,918 |
| Premises and equipment expense | $214,000 | 6,788 |
| Additional noninterest expense | $643,000 | 6,077 |
| Pre-tax net operating income | $1,173,000 | 5,202 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $503,000 | 4,124 |
| Income before extraordinary items | $670,000 | 5,890 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $670,000 | 5,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 11,170 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $670,000 | 5,839 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,378,000 | 6,590 |
| Total interest expense | $1,732,000 | 7,056 |
| Net interest income | $2,646,000 | 6,049 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $334,000 | 6,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,145 |
| Total noninterest expense | $2,035,000 | 5,909 |
| Salaries and employee benefits | $1,017,000 | 5,975 |
| Premises and equipment expense | $206,000 | 7,074 |
| Additional noninterest expense | $812,000 | 5,191 |
| Pre-tax net operating income | $945,000 | 6,216 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $394,000 | 5,002 |
| Income before extraordinary items | $551,000 | 6,895 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $551,000 | 6,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,457 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $551,000 | 6,872 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 6,917 |
| Total interest expense | $1,349,000 | 7,400 |
| Net interest income | $2,479,000 | 6,521 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $271,000 | 7,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 6,565 |
| Total noninterest expense | $2,226,000 | 5,681 |
| Salaries and employee benefits | $1,014,000 | 6,022 |
| Premises and equipment expense | $236,000 | 6,767 |
| Additional noninterest expense | $976,000 | 4,810 |
| Pre-tax net operating income | $524,000 | 8,486 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $220,000 | 7,005 |
| Income before extraordinary items | $304,000 | 9,098 |
| Extraordinary gains, net | $3,000 | 237 |
| Net income | $307,000 | 9,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,034 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $304,000 | 9,176 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 7,029 |
| Total interest expense | $1,572,000 | 6,970 |
| Net interest income | $2,304,000 | 6,925 |
| Provision for loan and lease losses | $226,000 | 3,645 |
| Total noninterest income | $432,000 | 6,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $309,000 | 4,394 |
| Total noninterest expense | $2,015,000 | 6,297 |
| Salaries and employee benefits | $889,000 | 6,782 |
| Premises and equipment expense | $246,000 | 6,763 |
| Additional noninterest expense | $880,000 | 5,474 |
| Pre-tax net operating income | $495,000 | 8,686 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $173,000 | 8,146 |
| Income before extraordinary items | $347,000 | 8,967 |
| Extraordinary gains, net | $142,000 | 1,284 |
| Net income | $489,000 | 7,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 1,785 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $330,250 | 8,870 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,698,000 | 6,672 |
| Total interest expense | $2,145,000 | 6,770 |
| Net interest income | $2,553,000 | 6,499 |
| Provision for loan and lease losses | $884,000 | 2,008 |
| Total noninterest income | $519,000 | 5,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $394,000 | 3,746 |
| Total noninterest expense | $2,013,000 | 6,350 |
| Salaries and employee benefits | $951,000 | 6,322 |
| Premises and equipment expense | $248,000 | 6,814 |
| Additional noninterest expense | $814,000 | 5,981 |
| Pre-tax net operating income | $175,000 | 11,299 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $116,000 | 9,484 |
| Income before extraordinary items | $70,000 | 12,351 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $70,000 | 12,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $611,000 | 2,149 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $62,960 | 12,153 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.