Home > Saugus Bank and Trust Company > Loan Charge- Offs and Recoveries
Saugus Bank and Trust Company, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,595,000 | 754 |
| Loans secured by real estate, total | $802,000 | 779 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $802,000 | 778 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $91,000 | 1,474 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $711,000 | 464 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,667,000 | 386 |
| Loans to individuals | $126,000 | 2,105 |
| Credit card loan charge offs | $40,000 | 1,137 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $86,000 | 2,397 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $245,000 | 1,564 |
| Loans secured by real estate, total | $44,000 | 1,728 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $44,000 | 1,728 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $44,000 | 849 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $191,000 | 884 |
| Loans to individuals | $10,000 | 5,337 |
| Credit card loan recoveries | $5,000 | 1,336 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $5,000 | 6,603 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $2,350,000 | 661 |
| Loans secured by real estate, total | $758,000 | 716 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $758,000 | 714 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $47,000 | 1,834 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $711,000 | 418 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,476,000 | 323 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $116,000 | 1,647 |
| Credit card loan net charge offs | $35,000 | 1,075 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $81,000 | 1,716 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,128,000 | 826 |
| Loans secured by real estate, total | $109,000 | 2,894 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $109,000 | 2,894 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $109,000 | 1,535 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,848,000 | 359 |
| Loans to individuals | $171,000 | 2,088 |
| Credit card loan charge offs | $32,000 | 1,390 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $139,000 | 2,090 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $112,000 | 3,008 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $95,000 | 1,656 |
| Loans to individuals | $17,000 | 4,247 |
| Credit card loan recoveries | $5,000 | 1,375 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $12,000 | 4,832 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $3,016,000 | 731 |
| Loans secured by real estate, total | $109,000 | 2,589 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $109,000 | 2,589 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $109,000 | 1,355 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,753,000 | 310 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $154,000 | 1,758 |
| Credit card loan net charge offs | $27,000 | 1,383 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $127,000 | 1,664 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.