Home > Saugus Bank and Trust Company > Assets and Liabilities
Saugus Bank and Trust Company, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 90 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $199,387,000 | 2,330 |
| Cash and due from depository institutions | $7,936,000 | 2,333 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $40,675,000 | 3,421 |
| Federal funds sold & reverse repurchase agreements | $10,300,000 | 1,306 |
| Net loans & leases | $130,060,000 | 2,080 |
| Loan loss allowance | $4,577,000 | 1,049 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,572,000 | 1,600 |
| Other real estate owned | $3,362,000 | 2,333 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,482,000 | 2,867 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,387,000 | 2,330 |
| Total liabilities | $187,288,000 | 2,274 |
| Total deposits | $185,863,000 | 2,148 |
| Interest-bearing deposits | $158,694,000 | 2,178 |
| Deposits held in domestic offices | $185,863,000 | 2,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $450,000 | 3,466 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $975,000 | 3,189 |
| Total equity capital | $12,099,000 | 3,378 |
| Total bank equity capital | $12,099,000 | 3,378 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,548,000 | 1,567 |
| Surplus | $2,823,000 | 4,320 |
| Undivided profits | $6,728,000 | 3,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,464,000 | 908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,758 |
| Income earned, not collected on loans | $696,000 | 2,578 |
| Earning assets | $181,035,000 | 2,362 |
| Long-term assets (5+ years) | $39,462,000 | 1,483 |
| Average Assets, year-to-date | $199,749,000 | 2,253 |
| Average Assets, quarterly | $199,836,500 | 2,304 |
| Volatile liabilities | $5,186,000 | 6,394 |
| Insider loans | $5,233,000 | 795 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,261,000 | 2,096 |
| Tier 1 (core) risk-based capital | $12,099,000 | 3,294 |
| Tier 2 risk-based capital | $1,641,580 | 1,872 |
| Total risk weighted assets | $128,390,780 | 2,085 |
| Total unused commitments | $17,261,000 | 2,114 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 92 | 2,352 |
| Assets and Liabilities | ||
| Total Assets: | $201,127,000 | 2,361 |
| Cash and due from depository institutions | $6,616,000 | 2,352 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $34,912,000 | 3,907 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,623 |
| Net loans & leases | $138,833,000 | 2,015 |
| Loan loss allowance | $5,090,000 | 992 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,796,000 | 1,524 |
| Other real estate owned | $2,700,000 | 2,352 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,270,000 | 2,335 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,127,000 | 2,361 |
| Total liabilities | $190,075,000 | 2,280 |
| Total deposits | $188,222,000 | 2,187 |
| Interest-bearing deposits | $163,479,000 | 2,218 |
| Deposits held in domestic offices | $188,222,000 | 2,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $639,000 | 2,938 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,214,000 | 2,813 |
| Total equity capital | $11,052,000 | 3,488 |
| Total bank equity capital | $11,052,000 | 3,488 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,548,000 | 1,606 |
| Surplus | $2,823,000 | 4,216 |
| Undivided profits | $5,681,000 | 3,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,455,000 | 931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $826,000 | 2,416 |
| Earning assets | $183,745,000 | 2,346 |
| Long-term assets (5+ years) | $33,893,000 | 1,665 |
| Average Assets, year-to-date | $209,094,800 | 2,214 |
| Average Assets, quarterly | $202,090,000 | 2,321 |
| Volatile liabilities | $7,053,000 | 5,267 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $19,777,000 | 1,836 |
| Tier 1 (core) risk-based capital | $11,052,000 | 3,431 |
| Tier 2 risk-based capital | $1,752,970 | 1,799 |
| Total risk weighted assets | $136,900,670 | 2,039 |
| Total unused commitments | $19,777,000 | 1,851 |
| Derivatives | $0 | 651 |