Home > Satilla Community Bank > Income and Expense
Satilla Community Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,390,000 | 4,710 |
| Total interest expense | $1,013,000 | 2,241 |
| Net interest income | $377,000 | 6,905 |
| Provision for loan and lease losses | $2,855,000 | 574 |
| Total noninterest income | $-806,000 | 7,902 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $28,000 | 5,463 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-834,000 | 7,899 |
| Total noninterest expense | $829,000 | 4,809 |
| Salaries and employee benefits | $303,000 | 5,794 |
| Premises and equipment expense | $57,000 | 6,162 |
| Additional noninterest expense | $469,000 | 3,363 |
| Pre-tax net operating income | $-4,113,000 | 7,740 |
| Securities gains (losses) | $109,000 | 752 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-4,004,000 | 7,758 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,004,000 | 7,758 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-4,004,000 | 7,759 |
| Net charge-offs | $1,852,000 | 679 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-4,113,000 | 7,752 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,500,000 | 4,000 |
| Total interest expense | $5,058,000 | 2,239 |
| Net interest income | $2,442,000 | 5,890 |
| Provision for loan and lease losses | $6,276,000 | 1,201 |
| Total noninterest income | $84,000 | 7,114 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $165,000 | 4,985 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-81,000 | 7,573 |
| Total noninterest expense | $3,279,000 | 4,921 |
| Salaries and employee benefits | $1,141,000 | 5,964 |
| Premises and equipment expense | $309,000 | 5,583 |
| Additional noninterest expense | $1,829,000 | 3,564 |
| Pre-tax net operating income | $-7,029,000 | 7,352 |
| Securities gains (losses) | $-327,000 | 7,512 |
| Applicable income taxes | $-505,000 | 7,037 |
| Income before extraordinary items | $-6,851,000 | 7,420 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,851,000 | 7,419 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,851,000 | 7,419 |
| Net charge-offs | $5,430,000 | 1,075 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,546,890 | 7,408 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,963,000 | 3,883 |
| Total interest expense | $3,726,000 | 2,364 |
| Net interest income | $2,237,000 | 5,418 |
| Provision for loan and lease losses | $2,275,000 | 1,762 |
| Total noninterest income | $-455,000 | 8,002 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $126,000 | 4,985 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-581,000 | 7,970 |
| Total noninterest expense | $2,337,000 | 5,071 |
| Salaries and employee benefits | $872,000 | 5,937 |
| Premises and equipment expense | $201,000 | 5,954 |
| Additional noninterest expense | $1,264,000 | 3,737 |
| Pre-tax net operating income | $-2,830,000 | 7,250 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $19,000 | 3,811 |
| Income before extraordinary items | $-2,849,000 | 7,354 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,849,000 | 7,354 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,849,000 | 7,354 |
| Net charge-offs | $2,825,000 | 1,225 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,849,000 | 7,342 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,050,000 | 3,865 |
| Total interest expense | $2,490,000 | 2,461 |
| Net interest income | $1,560,000 | 5,304 |
| Provision for loan and lease losses | $20,000 | 6,682 |
| Total noninterest income | $-16,000 | 7,992 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $88,000 | 4,899 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-104,000 | 7,968 |
| Total noninterest expense | $1,537,000 | 5,174 |
| Salaries and employee benefits | $581,000 | 6,004 |
| Premises and equipment expense | $133,000 | 6,012 |
| Additional noninterest expense | $823,000 | 3,795 |
| Pre-tax net operating income | $-13,000 | 5,850 |
| Securities gains (losses) | $-500,000 | 7,915 |
| Applicable income taxes | $18,000 | 3,754 |
| Income before extraordinary items | $-531,000 | 6,795 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-531,000 | 6,796 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-531,000 | 6,796 |
| Net charge-offs | $1,424,000 | 1,377 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-31,000 | 5,949 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 3,845 |
| Total interest expense | $1,149,000 | 2,729 |
| Net interest income | $914,000 | 4,831 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $-59,000 | 8,139 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $40,000 | 5,014 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-99,000 | 8,117 |
| Total noninterest expense | $764,000 | 5,120 |
| Salaries and employee benefits | $291,000 | 6,048 |
| Premises and equipment expense | $59,000 | 6,334 |
| Additional noninterest expense | $414,000 | 3,481 |
| Pre-tax net operating income | $-9,000 | 6,294 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $19,000 | 3,607 |
| Income before extraordinary items | $-28,000 | 6,554 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-28,000 | 6,555 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-28,000 | 6,555 |
| Net charge-offs | $732,000 | 1,129 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-28,000 | 6,435 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,735,000 | 3,603 |
| Total interest expense | $5,536,000 | 2,705 |
| Net interest income | $4,199,000 | 4,434 |
| Provision for loan and lease losses | $4,347,000 | 1,107 |
| Total noninterest income | $966,000 | 3,489 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $249,000 | 4,360 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $717,000 | 2,617 |
| Total noninterest expense | $3,390,000 | 4,740 |
| Salaries and employee benefits | $1,203,000 | 5,982 |
| Premises and equipment expense | $284,000 | 5,934 |
| Additional noninterest expense | $1,903,000 | 2,986 |
| Pre-tax net operating income | $-2,572,000 | 7,505 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-184,000 | 7,202 |
| Income before extraordinary items | $-2,388,000 | 7,483 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,388,000 | 7,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,719,000 | 1,425 |
| Cash dividends | $37,000 | 5,297 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,317 |
| Net operating income | $-2,388,000 | 7,573 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,589,000 | 3,560 |
| Total interest expense | $4,289,000 | 2,728 |
| Net interest income | $3,300,000 | 4,312 |
| Provision for loan and lease losses | $1,190,000 | 1,664 |
| Total noninterest income | $1,655,000 | 2,058 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $191,000 | 4,342 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,464,000 | 1,386 |
| Total noninterest expense | $2,380,000 | 4,917 |
| Salaries and employee benefits | $933,000 | 5,887 |
| Premises and equipment expense | $209,000 | 5,989 |
| Additional noninterest expense | $1,238,000 | 3,294 |
| Pre-tax net operating income | $1,385,000 | 3,007 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $556,000 | 1,766 |
| Income before extraordinary items | $829,000 | 3,496 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $829,000 | 3,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,228,000 | 1,145 |
| Cash dividends | $37,000 | 4,768 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,146 |
| Net operating income | $829,000 | 3,635 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,322,000 | 3,476 |
| Total interest expense | $3,000,000 | 2,710 |
| Net interest income | $2,322,000 | 4,174 |
| Provision for loan and lease losses | $1,037,000 | 1,193 |
| Total noninterest income | $1,673,000 | 1,522 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $138,000 | 4,197 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,535,000 | 1,040 |
| Total noninterest expense | $1,508,000 | 5,109 |
| Salaries and employee benefits | $655,000 | 5,794 |
| Premises and equipment expense | $157,000 | 5,743 |
| Additional noninterest expense | $696,000 | 3,736 |
| Pre-tax net operating income | $1,450,000 | 2,272 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $429,000 | 1,788 |
| Income before extraordinary items | $1,021,000 | 2,529 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,021,000 | 2,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 1,228 |
| Cash dividends | $37,000 | 4,544 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,019 |
| Net operating income | $1,021,000 | 2,488 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,784,000 | 3,440 |
| Total interest expense | $1,562,000 | 2,776 |
| Net interest income | $1,222,000 | 4,057 |
| Provision for loan and lease losses | $177,000 | 1,953 |
| Total noninterest income | $76,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $64,000 | 4,316 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $726,000 | 5,247 |
| Salaries and employee benefits | $331,000 | 5,811 |
| Premises and equipment expense | $79,000 | 5,756 |
| Additional noninterest expense | $316,000 | 3,968 |
| Pre-tax net operating income | $395,000 | 3,574 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $142,000 | 2,393 |
| Income before extraordinary items | $253,000 | 4,180 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $253,000 | 4,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,171 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 822 |
| Net operating income | $253,000 | 4,079 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,417,000 | 3,416 |
| Total interest expense | $6,683,000 | 2,740 |
| Net interest income | $4,734,000 | 4,157 |
| Provision for loan and lease losses | $544,000 | 2,207 |
| Total noninterest income | $339,000 | 5,809 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $223,000 | 4,682 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $116,000 | 5,992 |
| Total noninterest expense | $2,654,000 | 5,416 |
| Salaries and employee benefits | $1,271,000 | 5,817 |
| Premises and equipment expense | $305,000 | 5,739 |
| Additional noninterest expense | $1,078,000 | 4,400 |
| Pre-tax net operating income | $1,875,000 | 3,446 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $650,000 | 2,401 |
| Income before extraordinary items | $1,228,000 | 3,892 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,228,000 | 3,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $503,000 | 1,684 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,194 |
| Net operating income | $1,226,050 | 3,888 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,460,000 | 3,461 |
| Total interest expense | $4,923,000 | 2,780 |
| Net interest income | $3,537,000 | 4,188 |
| Provision for loan and lease losses | $397,000 | 1,879 |
| Total noninterest income | $285,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $166,000 | 4,719 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $119,000 | 5,491 |
| Total noninterest expense | $1,921,000 | 5,499 |
| Salaries and employee benefits | $922,000 | 5,884 |
| Premises and equipment expense | $222,000 | 5,815 |
| Additional noninterest expense | $777,000 | 4,466 |
| Pre-tax net operating income | $1,504,000 | 3,466 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $529,000 | 2,460 |
| Income before extraordinary items | $975,000 | 3,954 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $975,000 | 3,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,008 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,030 |
| Net operating income | $975,000 | 3,939 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,469,000 | 3,548 |
| Total interest expense | $3,094,000 | 2,930 |
| Net interest income | $2,375,000 | 4,199 |
| Provision for loan and lease losses | $259,000 | 1,751 |
| Total noninterest income | $197,000 | 5,604 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $110,000 | 4,742 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $87,000 | 5,361 |
| Total noninterest expense | $1,282,000 | 5,516 |
| Salaries and employee benefits | $615,000 | 5,934 |
| Premises and equipment expense | $147,000 | 5,868 |
| Additional noninterest expense | $520,000 | 4,456 |
| Pre-tax net operating income | $1,031,000 | 3,461 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $372,000 | 2,467 |
| Income before extraordinary items | $659,000 | 3,960 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $659,000 | 3,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,834 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 915 |
| Net operating income | $659,000 | 3,945 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,614,000 | 3,658 |
| Total interest expense | $1,466,000 | 3,046 |
| Net interest income | $1,148,000 | 4,291 |
| Provision for loan and lease losses | $107,000 | 1,919 |
| Total noninterest income | $90,000 | 5,752 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $61,000 | 4,494 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $29,000 | 6,041 |
| Total noninterest expense | $594,000 | 5,779 |
| Salaries and employee benefits | $311,000 | 5,936 |
| Premises and equipment expense | $64,000 | 6,249 |
| Additional noninterest expense | $219,000 | 4,959 |
| Pre-tax net operating income | $537,000 | 3,363 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $194,000 | 2,441 |
| Income before extraordinary items | $343,000 | 3,876 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $343,000 | 3,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,057 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 679 |
| Net operating income | $343,000 | 3,851 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,993,000 | 4,206 |
| Total interest expense | $4,152,000 | 3,511 |
| Net interest income | $3,841,000 | 4,774 |
| Provision for loan and lease losses | $511,000 | 1,866 |
| Total noninterest income | $323,000 | 6,031 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $229,000 | 4,702 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $94,000 | 6,427 |
| Total noninterest expense | $2,402,000 | 5,614 |
| Salaries and employee benefits | $1,126,000 | 6,093 |
| Premises and equipment expense | $324,000 | 5,541 |
| Additional noninterest expense | $952,000 | 4,671 |
| Pre-tax net operating income | $1,251,000 | 4,699 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $121,000 | 4,803 |
| Income before extraordinary items | $1,130,000 | 4,417 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,130,000 | 4,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,401 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $3,968,000 | 340 |
| Net operating income | $1,130,000 | 4,399 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,642,000 | 4,343 |
| Total interest expense | $2,817,000 | 3,662 |
| Net interest income | $2,825,000 | 4,865 |
| Provision for loan and lease losses | $224,000 | 2,697 |
| Total noninterest income | $230,000 | 6,188 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $168,000 | 4,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,626 |
| Total noninterest expense | $1,711,000 | 5,764 |
| Salaries and employee benefits | $809,000 | 6,189 |
| Premises and equipment expense | $243,000 | 5,563 |
| Additional noninterest expense | $659,000 | 4,914 |
| Pre-tax net operating income | $1,120,000 | 4,474 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $236,000 | 3,927 |
| Income before extraordinary items | $884,000 | 4,462 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $884,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,587 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $884,000 | 4,454 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,492,000 | 4,514 |
| Total interest expense | $1,666,000 | 3,849 |
| Net interest income | $1,826,000 | 4,984 |
| Provision for loan and lease losses | $171,000 | 2,390 |
| Total noninterest income | $151,000 | 6,222 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $106,000 | 4,898 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 6,526 |
| Total noninterest expense | $1,105,000 | 5,873 |
| Salaries and employee benefits | $535,000 | 6,246 |
| Premises and equipment expense | $157,000 | 5,662 |
| Additional noninterest expense | $413,000 | 5,093 |
| Pre-tax net operating income | $701,000 | 4,631 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $157,000 | 3,939 |
| Income before extraordinary items | $544,000 | 4,676 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $544,000 | 4,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $544,000 | 4,670 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 4,659 |
| Total interest expense | $749,000 | 3,998 |
| Net interest income | $882,000 | 5,098 |
| Provision for loan and lease losses | $91,000 | 2,117 |
| Total noninterest income | $81,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $48,000 | 5,036 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 5,895 |
| Total noninterest expense | $525,000 | 6,034 |
| Salaries and employee benefits | $265,000 | 6,291 |
| Premises and equipment expense | $75,000 | 5,803 |
| Additional noninterest expense | $185,000 | 5,419 |
| Pre-tax net operating income | $347,000 | 4,608 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $79,000 | 3,904 |
| Income before extraordinary items | $268,000 | 4,694 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $268,000 | 4,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,493 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $268,000 | 4,677 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,250,000 | 4,994 |
| Total interest expense | $2,068,000 | 4,335 |
| Net interest income | $3,182,000 | 5,316 |
| Provision for loan and lease losses | $371,000 | 2,409 |
| Total noninterest income | $282,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $211,000 | 4,924 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $71,000 | 6,919 |
| Total noninterest expense | $2,116,000 | 5,915 |
| Salaries and employee benefits | $944,000 | 6,518 |
| Premises and equipment expense | $326,000 | 5,505 |
| Additional noninterest expense | $846,000 | 4,973 |
| Pre-tax net operating income | $977,000 | 5,412 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-26,000 | 8,516 |
| Income before extraordinary items | $1,003,000 | 4,830 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,003,000 | 4,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,834 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 884 |
| Net operating income | $1,003,000 | 4,803 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,719,000 | 5,144 |
| Total interest expense | $1,405,000 | 4,503 |
| Net interest income | $2,314,000 | 5,430 |
| Provision for loan and lease losses | $271,000 | 2,377 |
| Total noninterest income | $213,000 | 6,472 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $160,000 | 4,941 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,977 |
| Total noninterest expense | $1,549,000 | 5,967 |
| Salaries and employee benefits | $708,000 | 6,508 |
| Premises and equipment expense | $241,000 | 5,543 |
| Additional noninterest expense | $600,000 | 5,127 |
| Pre-tax net operating income | $707,000 | 5,617 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $707,000 | 5,068 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $707,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,450 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 721 |
| Net operating income | $707,000 | 5,027 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,258,000 | 5,377 |
| Total interest expense | $833,000 | 4,676 |
| Net interest income | $1,425,000 | 5,650 |
| Provision for loan and lease losses | $136,000 | 2,829 |
| Total noninterest income | $147,000 | 6,372 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $109,000 | 4,862 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $38,000 | 6,863 |
| Total noninterest expense | $1,008,000 | 6,040 |
| Salaries and employee benefits | $466,000 | 6,540 |
| Premises and equipment expense | $147,000 | 5,757 |
| Additional noninterest expense | $395,000 | 5,130 |
| Pre-tax net operating income | $428,000 | 5,812 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $428,000 | 5,279 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $428,000 | 5,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,414 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 589 |
| Net operating income | $428,000 | 5,236 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 5,614 |
| Total interest expense | $366,000 | 4,931 |
| Net interest income | $672,000 | 5,859 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $82,000 | 6,117 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $61,000 | 4,567 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,763 |
| Total noninterest expense | $480,000 | 6,250 |
| Salaries and employee benefits | $229,000 | 6,639 |
| Premises and equipment expense | $60,000 | 6,332 |
| Additional noninterest expense | $191,000 | 5,244 |
| Pre-tax net operating income | $214,000 | 5,800 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $214,000 | 5,249 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $214,000 | 5,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 433 |
| Net operating income | $214,000 | 5,214 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,206,000 | 6,238 |
| Total interest expense | $991,000 | 5,681 |
| Net interest income | $2,215,000 | 6,355 |
| Provision for loan and lease losses | $82,000 | 5,293 |
| Total noninterest income | $286,000 | 6,506 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $233,000 | 4,897 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $53,000 | 7,335 |
| Total noninterest expense | $1,901,000 | 6,178 |
| Salaries and employee benefits | $946,000 | 6,458 |
| Premises and equipment expense | $319,000 | 5,502 |
| Additional noninterest expense | $636,000 | 5,808 |
| Pre-tax net operating income | $518,000 | 6,663 |
| Securities gains (losses) | $-8,000 | 8,172 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $510,000 | 6,319 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $510,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,059 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $2,482,000 | 320 |
| Net operating income | $518,000 | 6,222 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,266,000 | 6,413 |
| Total interest expense | $690,000 | 5,873 |
| Net interest income | $1,576,000 | 6,506 |
| Provision for loan and lease losses | $47,000 | 5,450 |
| Total noninterest income | $207,000 | 6,609 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $177,000 | 4,895 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 7,707 |
| Total noninterest expense | $1,415,000 | 6,158 |
| Salaries and employee benefits | $701,000 | 6,458 |
| Premises and equipment expense | $243,000 | 5,436 |
| Additional noninterest expense | $471,000 | 5,804 |
| Pre-tax net operating income | $321,000 | 7,099 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $321,000 | 6,777 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $321,000 | 6,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,609 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $501,000 | 362 |
| Net operating income | $321,000 | 6,704 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 6,697 |
| Total interest expense | $424,000 | 6,120 |
| Net interest income | $963,000 | 6,759 |
| Provision for loan and lease losses | $17,000 | 6,044 |
| Total noninterest income | $135,000 | 6,682 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $106,000 | 5,146 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,273 |
| Total noninterest expense | $931,000 | 6,248 |
| Salaries and employee benefits | $473,000 | 6,473 |
| Premises and equipment expense | $156,000 | 5,546 |
| Additional noninterest expense | $302,000 | 5,961 |
| Pre-tax net operating income | $150,000 | 7,542 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $150,000 | 7,327 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $487,000 | 265 |
| Net operating income | $150,000 | 7,263 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $675,000 | 6,806 |
| Total interest expense | $200,000 | 6,351 |
| Net interest income | $475,000 | 6,833 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $63,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 5,292 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $460,000 | 6,325 |
| Salaries and employee benefits | $236,000 | 6,520 |
| Premises and equipment expense | $81,000 | 5,477 |
| Additional noninterest expense | $143,000 | 6,152 |
| Pre-tax net operating income | $68,000 | 7,636 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $68,000 | 7,440 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $68,000 | 7,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 242 |
| Net operating income | $68,000 | 7,367 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 7,650 |
| Total interest expense | $671,000 | 7,144 |
| Net interest income | $1,235,000 | 7,752 |
| Provision for loan and lease losses | $276,000 | 3,355 |
| Total noninterest income | $281,000 | 6,721 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $174,000 | 5,561 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $107,000 | 6,421 |
| Total noninterest expense | $1,713,000 | 6,506 |
| Salaries and employee benefits | $900,000 | 6,596 |
| Premises and equipment expense | $317,000 | 5,499 |
| Additional noninterest expense | $496,000 | 6,578 |
| Pre-tax net operating income | $-473,000 | 8,810 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-473,000 | 8,893 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-473,000 | 8,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,310 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $1,498,000 | 379 |
| Net operating income | $-473,000 | 8,832 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 7,878 |
| Total interest expense | $496,000 | 7,333 |
| Net interest income | $843,000 | 7,998 |
| Provision for loan and lease losses | $98,000 | 4,702 |
| Total noninterest income | $210,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $126,000 | 5,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 6,382 |
| Total noninterest expense | $1,268,000 | 6,525 |
| Salaries and employee benefits | $659,000 | 6,661 |
| Premises and equipment expense | $232,000 | 5,560 |
| Additional noninterest expense | $377,000 | 6,513 |
| Pre-tax net operating income | $-313,000 | 8,879 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-313,000 | 8,956 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-313,000 | 8,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,004,000 | 303 |
| Net operating income | $-313,000 | 8,888 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $827,000 | 8,065 |
| Total interest expense | $319,000 | 7,523 |
| Net interest income | $508,000 | 8,190 |
| Provision for loan and lease losses | $68,000 | 4,566 |
| Total noninterest income | $124,000 | 7,004 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $73,000 | 5,939 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $51,000 | 6,530 |
| Total noninterest expense | $827,000 | 6,603 |
| Salaries and employee benefits | $438,000 | 6,688 |
| Premises and equipment expense | $151,000 | 5,624 |
| Additional noninterest expense | $238,000 | 6,668 |
| Pre-tax net operating income | $-263,000 | 8,964 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-263,000 | 9,045 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-263,000 | 9,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 429 |
| Net operating income | $-263,000 | 8,974 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $378,000 | 8,265 |
| Total interest expense | $135,000 | 7,954 |
| Net interest income | $243,000 | 8,287 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $59,000 | 7,051 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 6,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $395,000 | 6,758 |
| Salaries and employee benefits | $216,000 | 6,738 |
| Premises and equipment expense | $73,000 | 5,718 |
| Additional noninterest expense | $106,000 | 7,009 |
| Pre-tax net operating income | $-123,000 | 8,996 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-123,000 | 9,061 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-123,000 | 9,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-123,000 | 8,994 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $866,000 | 8,951 |
| Total interest expense | $364,000 | 8,749 |
| Net interest income | $502,000 | 8,996 |
| Provision for loan and lease losses | $161,000 | 4,784 |
| Total noninterest income | $156,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $89,000 | 6,775 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 7,151 |
| Total noninterest expense | $1,555,000 | 6,739 |
| Salaries and employee benefits | $831,000 | 6,772 |
| Premises and equipment expense | $268,000 | 5,914 |
| Additional noninterest expense | $456,000 | 6,775 |
| Pre-tax net operating income | $-1,058,000 | 9,136 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-1,058,000 | 9,192 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,058,000 | 9,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,058,000 | 9,157 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $241,000 | 9,525 |
| Total interest expense | $129,000 | 9,445 |
| Net interest income | $112,000 | 9,549 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $2,000 | 9,537 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,000 | 8,372 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,000 | 9,443 |
| Total noninterest expense | $1,118,000 | 7,651 |
| Salaries and employee benefits | $423,000 | 8,526 |
| Premises and equipment expense | $95,000 | 8,379 |
| Additional noninterest expense | $600,000 | 5,839 |
| Pre-tax net operating income | $-1,004,000 | 9,357 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-1,004,000 | 9,418 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,004,000 | 9,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,101,000 | 179 |
| Net operating income | $-1,004,000 | 9,389 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.