Home > Satilla Community Bank > Assets and Liabilities
Satilla Community Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 16 | 6,210 |
| Assets and Liabilities | ||
| Total Assets: | $135,688,000 | 4,297 |
| Cash and due from depository institutions | $12,395,000 | 6,210 |
| Interest-bearing balances | $34,000 | 6,929 |
| Securities | $15,473,000 | 4,968 |
| Federal funds sold & reverse repurchase agreements | $7,954,000 | 1,167 |
| Net loans & leases | $91,074,000 | 4,152 |
| Loan loss allowance | $5,515,000 | 1,502 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,453,000 | 3,973 |
| Other real estate owned | $4,343,000 | 6,210 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $1,996,000 | 5,400 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $135,688,000 | 4,297 |
| Total liabilities | $134,512,000 | 4,013 |
| Total deposits | $134,005,000 | 3,809 |
| Interest-bearing deposits | $129,792,000 | 3,480 |
| Deposits held in domestic offices | $134,005,000 | 3,807 |
| % insured | 68.75% | 7,322 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $507,000 | 4,832 |
| Total equity capital | $1,176,000 | 7,865 |
| Total bank equity capital | $1,176,000 | 7,865 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $7,279,000 | 709 |
| Surplus | $5,764,000 | 3,761 |
| Undivided profits | $-11,867,000 | 7,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $17,583,000 | 1,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $439,000 | 5,626 |
| Earning assets | $114,535,000 | 4,515 |
| Long-term assets (5+ years) | $12,750,000 | 4,988 |
| Average Assets, year-to-date | $140,889,500 | 4,176 |
| Average Assets, quarterly | $140,889,500 | 4,176 |
| Volatile liabilities | $18,965,000 | 5,020 |
| Insider loans | $2,072,000 | 2,944 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $470,000 | 7,490 |
| Tier 1 (core) risk-based capital | $1,145,000 | 7,859 |
| Tier 2 risk-based capital | $1,145,000 | 3,977 |
| Total risk weighted assets | $92,475,000 | 4,277 |
| Total unused commitments | $470,000 | 7,492 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 19 | 5,848 |
| Assets and Liabilities | ||
| Total Assets: | $146,091,000 | 4,106 |
| Cash and due from depository institutions | $15,081,000 | 5,848 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $25,887,000 | 3,799 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $95,441,000 | 4,082 |
| Loan loss allowance | $4,512,000 | 1,744 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,479,000 | 3,986 |
| Other real estate owned | $5,199,000 | 5,848 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $2,004,000 | 5,488 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $146,091,000 | 4,106 |
| Total liabilities | $140,881,000 | 3,910 |
| Total deposits | $140,323,000 | 3,673 |
| Interest-bearing deposits | $135,969,000 | 3,331 |
| Deposits held in domestic offices | $140,323,000 | 3,672 |
| % insured | 66.98% | 7,457 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $558,000 | 4,656 |
| Total equity capital | $5,210,000 | 6,816 |
| Total bank equity capital | $5,210,000 | 6,815 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $7,279,000 | 712 |
| Surplus | $5,764,000 | 3,780 |
| Undivided profits | $-7,833,000 | 7,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $15,061,000 | 1,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $478,000 | 5,532 |
| Earning assets | $121,328,000 | 4,349 |
| Long-term assets (5+ years) | $18,144,000 | 4,340 |
| Average Assets, year-to-date | $158,375,200 | 3,803 |
| Average Assets, quarterly | $152,167,000 | 3,971 |
| Volatile liabilities | $25,575,000 | 4,339 |
| Insider loans | $2,680,000 | 2,551 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $919,000 | 7,319 |
| Tier 1 (core) risk-based capital | $5,149,000 | 6,756 |
| Tier 2 risk-based capital | $1,244,000 | 3,779 |
| Total risk weighted assets | $98,697,000 | 4,146 |
| Total unused commitments | $919,000 | 7,320 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 19 | 5,902 |
| Assets and Liabilities | ||
| Total Assets: | $158,243,000 | 3,883 |
| Cash and due from depository institutions | $9,696,000 | 5,902 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $37,081,000 | 3,022 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $102,040,000 | 3,929 |
| Loan loss allowance | $3,115,000 | 2,245 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,508,000 | 3,981 |
| Other real estate owned | $4,918,000 | 5,902 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $2,000,000 | 5,101 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $158,243,000 | 3,883 |
| Total liabilities | $148,957,000 | 3,734 |
| Total deposits | $148,299,000 | 3,499 |
| Interest-bearing deposits | $143,668,000 | 3,191 |
| Deposits held in domestic offices | $148,299,000 | 3,498 |
| % insured | 66.78% | 7,558 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $658,000 | 4,729 |
| Total equity capital | $9,286,000 | 5,588 |
| Total bank equity capital | $9,286,000 | 5,587 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $7,279,000 | 719 |
| Surplus | $5,764,000 | 3,784 |
| Undivided profits | $-3,757,000 | 7,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $5,109,000 | 2,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,143 |
| Income earned, not collected on loans | $698,000 | 4,669 |
| Earning assets | $139,121,000 | 4,005 |
| Long-term assets (5+ years) | $20,322,000 | 4,143 |
| Average Assets, year-to-date | $161,446,250 | 3,772 |
| Average Assets, quarterly | $171,453,500 | 3,646 |
| Volatile liabilities | $20,095,000 | 4,963 |
| Insider loans | $2,737,000 | 2,527 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $1,389,000 | 7,163 |
| Tier 1 (core) risk-based capital | $9,152,000 | 5,468 |
| Tier 2 risk-based capital | $1,314,000 | 3,607 |
| Total risk weighted assets | $109,020,000 | 3,899 |
| Total unused commitments | $1,389,000 | 7,165 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 22 | 5,572 |
| Assets and Liabilities | ||
| Total Assets: | $184,664,000 | 3,445 |
| Cash and due from depository institutions | $31,200,000 | 5,572 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $36,576,000 | 2,991 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $108,914,000 | 3,777 |
| Loan loss allowance | $2,262,000 | 2,777 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,503,000 | 4,031 |
| Other real estate owned | $3,649,000 | 5,572 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $1,822,000 | 5,302 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $184,664,000 | 3,445 |
| Total liabilities | $173,140,000 | 3,341 |
| Total deposits | $172,501,000 | 3,112 |
| Interest-bearing deposits | $162,174,000 | 2,886 |
| Deposits held in domestic offices | $172,501,000 | 3,110 |
| % insured | 53.50% | 7,623 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $639,000 | 4,786 |
| Total equity capital | $11,524,000 | 4,924 |
| Total bank equity capital | $11,524,000 | 4,924 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $7,279,000 | 722 |
| Surplus | $5,764,000 | 3,812 |
| Undivided profits | $-1,519,000 | 7,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,291,000 | 2,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,000 | 1,119 |
| Income earned, not collected on loans | $636,000 | 4,831 |
| Earning assets | $145,490,000 | 3,875 |
| Long-term assets (5+ years) | $22,436,000 | 3,903 |
| Average Assets, year-to-date | $162,514,000 | 3,770 |
| Average Assets, quarterly | $170,504,000 | 3,662 |
| Volatile liabilities | $23,308,000 | 4,625 |
| Insider loans | $4,680,000 | 1,658 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,121,000 | 6,061 |
| Tier 1 (core) risk-based capital | $11,470,000 | 4,836 |
| Tier 2 risk-based capital | $1,390,000 | 3,439 |
| Total risk weighted assets | $120,912,000 | 3,631 |
| Total unused commitments | $4,121,000 | 6,063 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 20 | 5,858 |
| Assets and Liabilities | ||
| Total Assets: | $156,344,000 | 3,942 |
| Cash and due from depository institutions | $15,142,000 | 5,858 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $21,884,000 | 4,214 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $111,655,000 | 3,724 |
| Loan loss allowance | $3,033,000 | 2,147 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,500,000 | 4,063 |
| Other real estate owned | $3,016,000 | 5,858 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,147,000 | 4,968 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $156,344,000 | 3,942 |
| Total liabilities | $144,190,000 | 3,856 |
| Total deposits | $133,866,000 | 3,779 |
| Interest-bearing deposits | $126,085,000 | 3,538 |
| Deposits held in domestic offices | $133,866,000 | 3,777 |
| % insured | 89.56% | 1,081 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,514 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $4,750,000 | 4,053 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $574,000 | 4,931 |
| Total equity capital | $12,154,000 | 4,810 |
| Total bank equity capital | $12,154,000 | 4,809 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,279,000 | 721 |
| Surplus | $5,764,000 | 3,815 |
| Undivided profits | $-889,000 | 7,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,606,000 | 2,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,000 | 1,085 |
| Income earned, not collected on loans | $562,000 | 5,214 |
| Earning assets | $133,539,000 | 4,121 |
| Long-term assets (5+ years) | $18,304,000 | 4,273 |
| Average Assets, year-to-date | $151,439,000 | 3,986 |
| Average Assets, quarterly | $151,439,000 | 3,986 |
| Volatile liabilities | $31,657,000 | 3,858 |
| Insider loans | $4,865,000 | 1,602 |
| FHLB advances | $4,750,000 | 3,915 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $5,359,000 | 5,702 |
| Tier 1 (core) risk-based capital | $11,972,000 | 4,733 |
| Tier 2 risk-based capital | $1,433,000 | 3,378 |
| Total risk weighted assets | $124,454,000 | 3,579 |
| Total unused commitments | $5,359,000 | 5,705 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 19 | 6,051 |
| Assets and Liabilities | ||
| Total Assets: | $146,534,000 | 4,068 |
| Cash and due from depository institutions | $694,000 | 6,051 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $24,323,000 | 3,966 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $113,629,000 | 3,684 |
| Loan loss allowance | $3,666,000 | 1,799 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,479,000 | 4,110 |
| Other real estate owned | $3,189,000 | 6,051 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,220,000 | 4,972 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $146,534,000 | 4,068 |
| Total liabilities | $134,242,000 | 3,998 |
| Total deposits | $133,458,000 | 3,716 |
| Interest-bearing deposits | $127,927,000 | 3,415 |
| Deposits held in domestic offices | $133,458,000 | 3,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,000 | 3,346 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $723,000 | 4,455 |
| Total equity capital | $12,292,000 | 4,769 |
| Total bank equity capital | $12,292,000 | 4,769 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,279,000 | 717 |
| Surplus | $5,764,000 | 3,802 |
| Undivided profits | $-751,000 | 7,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,489,000 | 2,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,000 | 1,023 |
| Income earned, not collected on loans | $734,000 | 4,619 |
| Earning assets | $137,952,000 | 3,994 |
| Long-term assets (5+ years) | $16,553,000 | 4,402 |
| Average Assets, year-to-date | $156,013,800 | 3,785 |
| Average Assets, quarterly | $153,538,000 | 3,915 |
| Volatile liabilities | $20,329,000 | 4,881 |
| Insider loans | $6,182,000 | 1,297 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $6,845,000 | 5,240 |
| Tier 1 (core) risk-based capital | $12,000,000 | 4,717 |
| Tier 2 risk-based capital | $1,466,000 | 3,314 |
| Total risk weighted assets | $124,654,000 | 3,592 |
| Total unused commitments | $6,845,000 | 5,246 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 20 | 5,978 |
| Assets and Liabilities | ||
| Total Assets: | $160,542,000 | 3,776 |
| Cash and due from depository institutions | $3,787,000 | 5,978 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $24,488,000 | 3,856 |
| Federal funds sold & reverse repurchase agreements | $7,369,000 | 1,633 |
| Net loans & leases | $117,660,000 | 3,592 |
| Loan loss allowance | $999,000 | 4,386 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,410,000 | 4,189 |
| Other real estate owned | $3,106,000 | 5,978 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,722,000 | 5,597 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $160,543,000 | 3,776 |
| Total liabilities | $145,170,000 | 3,737 |
| Total deposits | $144,298,000 | 3,476 |
| Interest-bearing deposits | $134,039,000 | 3,262 |
| Deposits held in domestic offices | $144,298,000 | 3,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $872,000 | 4,162 |
| Total equity capital | $15,373,000 | 4,107 |
| Total bank equity capital | $15,373,000 | 4,107 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $7,279,000 | 721 |
| Surplus | $5,764,000 | 3,799 |
| Undivided profits | $2,330,000 | 5,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,305,000 | 2,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,000 | 1,048 |
| Income earned, not collected on loans | $694,000 | 4,991 |
| Earning assets | $149,517,000 | 3,730 |
| Long-term assets (5+ years) | $14,781,000 | 4,563 |
| Average Assets, year-to-date | $158,383,750 | 3,761 |
| Average Assets, quarterly | $156,043,500 | 3,842 |
| Volatile liabilities | $20,157,000 | 4,775 |
| Insider loans | $6,123,000 | 1,293 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $9,106,000 | 4,873 |
| Tier 1 (core) risk-based capital | $15,218,000 | 4,040 |
| Tier 2 risk-based capital | $999,000 | 4,145 |
| Total risk weighted assets | $131,047,000 | 3,445 |
| Total unused commitments | $9,106,000 | 4,878 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 20 | 6,041 |
| Assets and Liabilities | ||
| Total Assets: | $151,545,000 | 3,950 |
| Cash and due from depository institutions | $528,000 | 6,041 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $23,825,000 | 3,988 |
| Federal funds sold & reverse repurchase agreements | $4,387,000 | 2,479 |
| Net loans & leases | $119,179,000 | 3,529 |
| Loan loss allowance | $1,517,000 | 3,299 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,263,000 | 5,475 |
| Other real estate owned | $325,000 | 6,041 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,038,000 | 5,187 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $151,545,000 | 3,950 |
| Total liabilities | $136,120,000 | 3,920 |
| Total deposits | $135,107,000 | 3,647 |
| Interest-bearing deposits | $130,096,000 | 3,315 |
| Deposits held in domestic offices | $135,107,000 | 3,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,013,000 | 3,819 |
| Total equity capital | $15,425,000 | 4,094 |
| Total bank equity capital | $15,425,000 | 4,094 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $7,279,000 | 716 |
| Surplus | $5,764,000 | 3,799 |
| Undivided profits | $2,382,000 | 5,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,357,000 | 1,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,000 | 1,032 |
| Income earned, not collected on loans | $814,000 | 4,395 |
| Earning assets | $147,391,000 | 3,767 |
| Long-term assets (5+ years) | $11,967,000 | 4,971 |
| Average Assets, year-to-date | $157,664,330 | 3,803 |
| Average Assets, quarterly | $158,115,000 | 3,824 |
| Volatile liabilities | $82,310,000 | 1,715 |
| Insider loans | $4,874,000 | 1,617 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $11,243,000 | 4,501 |
| Tier 1 (core) risk-based capital | $15,410,000 | 4,021 |
| Tier 2 risk-based capital | $1,517,000 | 3,118 |
| Total risk weighted assets | $128,945,000 | 3,480 |
| Total unused commitments | $11,243,000 | 4,501 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 29 | 4,992 |
| Assets and Liabilities | ||
| Total Assets: | $164,685,000 | 3,726 |
| Cash and due from depository institutions | $1,623,000 | 4,992 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $23,104,000 | 4,049 |
| Federal funds sold & reverse repurchase agreements | $6,910,000 | 2,493 |
| Net loans & leases | $129,367,000 | 3,291 |
| Loan loss allowance | $1,237,000 | 3,722 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,902,000 | 4,692 |
| Other real estate owned | $0 | 4,992 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,779,000 | 5,379 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $164,685,000 | 3,726 |
| Total liabilities | $149,697,000 | 3,668 |
| Total deposits | $148,379,000 | 3,425 |
| Interest-bearing deposits | $140,786,000 | 3,139 |
| Deposits held in domestic offices | $148,379,000 | 3,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,318,000 | 3,392 |
| Total equity capital | $14,988,000 | 4,268 |
| Total bank equity capital | $14,988,000 | 4,268 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $7,279,000 | 710 |
| Surplus | $5,764,000 | 3,777 |
| Undivided profits | $1,945,000 | 6,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,979,000 | 1,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,007 |
| Income earned, not collected on loans | $880,000 | 4,151 |
| Earning assets | $159,381,000 | 3,559 |
| Long-term assets (5+ years) | $10,027,000 | 5,203 |
| Average Assets, year-to-date | $160,724,000 | 3,758 |
| Average Assets, quarterly | $160,724,000 | 3,758 |
| Volatile liabilities | $75,074,000 | 1,852 |
| Insider loans | $5,606,000 | 1,398 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $15,188,000 | 3,962 |
| Tier 1 (core) risk-based capital | $14,678,000 | 4,168 |
| Tier 2 risk-based capital | $1,237,000 | 3,544 |
| Total risk weighted assets | $135,660,000 | 3,311 |
| Total unused commitments | $15,188,000 | 3,963 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 24 | 5,561 |
| Assets and Liabilities | ||
| Total Assets: | $156,763,000 | 3,813 |
| Cash and due from depository institutions | $1,515,000 | 5,561 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $24,801,000 | 3,896 |
| Federal funds sold & reverse repurchase agreements | $2,053,000 | 4,101 |
| Net loans & leases | $124,856,000 | 3,371 |
| Loan loss allowance | $1,037,000 | 4,132 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,869,000 | 4,731 |
| Other real estate owned | $34,000 | 5,561 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,635,000 | 5,662 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $156,763,000 | 3,813 |
| Total liabilities | $142,179,000 | 3,759 |
| Total deposits | $140,980,000 | 3,520 |
| Interest-bearing deposits | $134,656,000 | 3,214 |
| Deposits held in domestic offices | $140,980,000 | 3,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,199,000 | 3,568 |
| Total equity capital | $14,584,000 | 4,291 |
| Total bank equity capital | $14,584,000 | 4,291 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $7,271,000 | 697 |
| Surplus | $5,762,000 | 3,743 |
| Undivided profits | $1,551,000 | 6,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,359,000 | 2,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,019 |
| Income earned, not collected on loans | $991,000 | 4,028 |
| Earning assets | $151,710,000 | 3,657 |
| Long-term assets (5+ years) | $7,962,000 | 5,341 |
| Average Assets, year-to-date | $146,566,400 | 3,879 |
| Average Assets, quarterly | $156,319,500 | 3,782 |
| Volatile liabilities | $59,896,000 | 2,246 |
| Insider loans | $4,786,000 | 1,592 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $15,627,000 | 3,885 |
| Tier 1 (core) risk-based capital | $14,416,000 | 4,191 |
| Tier 2 risk-based capital | $1,037,000 | 3,956 |
| Total risk weighted assets | $131,878,000 | 3,367 |
| Total unused commitments | $15,627,000 | 3,886 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 23 | 5,718 |
| Assets and Liabilities | ||
| Total Assets: | $155,876,000 | 3,793 |
| Cash and due from depository institutions | $1,141,000 | 5,718 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $25,208,000 | 3,866 |
| Federal funds sold & reverse repurchase agreements | $2,333,000 | 3,915 |
| Net loans & leases | $123,730,000 | 3,339 |
| Loan loss allowance | $1,199,000 | 3,722 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,757,000 | 4,843 |
| Other real estate owned | $34,000 | 5,718 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,673,000 | 5,676 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $155,876,000 | 3,793 |
| Total liabilities | $141,686,000 | 3,739 |
| Total deposits | $140,499,000 | 3,506 |
| Interest-bearing deposits | $133,943,000 | 3,190 |
| Deposits held in domestic offices | $140,499,000 | 3,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,187,000 | 3,663 |
| Total equity capital | $14,190,000 | 4,347 |
| Total bank equity capital | $14,190,000 | 4,347 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,271,000 | 670 |
| Surplus | $5,762,000 | 3,693 |
| Undivided profits | $1,157,000 | 6,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,246,000 | 2,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $896,000 | 4,597 |
| Earning assets | $151,271,000 | 3,635 |
| Long-term assets (5+ years) | $6,522,000 | 5,562 |
| Average Assets, year-to-date | $144,017,250 | 3,921 |
| Average Assets, quarterly | $154,267,500 | 3,786 |
| Volatile liabilities | $58,046,000 | 2,240 |
| Insider loans | $4,536,000 | 1,633 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $17,758,000 | 3,646 |
| Tier 1 (core) risk-based capital | $14,163,000 | 4,249 |
| Tier 2 risk-based capital | $1,199,000 | 3,561 |
| Total risk weighted assets | $132,901,000 | 3,318 |
| Total unused commitments | $17,758,000 | 3,646 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 24 | 5,620 |
| Assets and Liabilities | ||
| Total Assets: | $152,659,000 | 3,838 |
| Cash and due from depository institutions | $2,446,000 | 5,620 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $19,982,000 | 4,500 |
| Federal funds sold & reverse repurchase agreements | $4,193,000 | 2,995 |
| Net loans & leases | $122,442,000 | 3,357 |
| Loan loss allowance | $1,205,000 | 3,687 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,755,000 | 4,843 |
| Other real estate owned | $178,000 | 5,620 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,663,000 | 5,648 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $152,659,000 | 3,838 |
| Total liabilities | $138,955,000 | 3,777 |
| Total deposits | $137,792,000 | 3,563 |
| Interest-bearing deposits | $128,231,000 | 3,315 |
| Deposits held in domestic offices | $137,792,000 | 3,561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,163,000 | 3,506 |
| Total equity capital | $13,704,000 | 4,383 |
| Total bank equity capital | $13,704,000 | 4,383 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $7,271,000 | 665 |
| Surplus | $5,762,000 | 3,691 |
| Undivided profits | $671,000 | 7,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 6,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $17,000 | 1,056 |
| Income earned, not collected on loans | $881,000 | 4,377 |
| Earning assets | $146,617,000 | 3,707 |
| Long-term assets (5+ years) | $6,647,000 | 5,471 |
| Average Assets, year-to-date | $140,064,330 | 4,032 |
| Average Assets, quarterly | $145,234,500 | 3,942 |
| Volatile liabilities | $55,155,000 | 2,320 |
| Insider loans | $5,282,000 | 1,404 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $15,923,000 | 3,879 |
| Tier 1 (core) risk-based capital | $13,847,000 | 4,314 |
| Tier 2 risk-based capital | $1,205,000 | 3,547 |
| Total risk weighted assets | $129,072,000 | 3,379 |
| Total unused commitments | $15,923,000 | 3,880 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 25 | 5,497 |
| Assets and Liabilities | ||
| Total Assets: | $137,810,000 | 4,123 |
| Cash and due from depository institutions | $947,000 | 5,497 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $21,410,000 | 4,320 |
| Federal funds sold & reverse repurchase agreements | $2,718,000 | 4,567 |
| Net loans & leases | $109,359,000 | 3,613 |
| Loan loss allowance | $1,069,000 | 3,997 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,784,000 | 4,786 |
| Other real estate owned | $44,000 | 5,497 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,548,000 | 5,742 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $137,810,000 | 4,123 |
| Total liabilities | $124,326,000 | 4,082 |
| Total deposits | $123,316,000 | 3,862 |
| Interest-bearing deposits | $114,514,000 | 3,594 |
| Deposits held in domestic offices | $123,316,000 | 3,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,010,000 | 3,882 |
| Total equity capital | $13,484,000 | 4,449 |
| Total bank equity capital | $13,484,000 | 4,449 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,271,000 | 649 |
| Surplus | $5,762,000 | 3,645 |
| Undivided profits | $451,000 | 7,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $199,000 | 5,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,064 |
| Income earned, not collected on loans | $829,000 | 4,441 |
| Earning assets | $133,487,000 | 3,976 |
| Long-term assets (5+ years) | $6,201,000 | 5,541 |
| Average Assets, year-to-date | $133,767,000 | 4,186 |
| Average Assets, quarterly | $133,767,000 | 4,186 |
| Volatile liabilities | $46,774,000 | 2,605 |
| Insider loans | $3,079,000 | 2,228 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $14,234,000 | 4,105 |
| Tier 1 (core) risk-based capital | $13,530,000 | 4,356 |
| Tier 2 risk-based capital | $1,069,000 | 3,833 |
| Total risk weighted assets | $115,810,000 | 3,616 |
| Total unused commitments | $14,234,000 | 4,105 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 25 | 5,495 |
| Assets and Liabilities | ||
| Total Assets: | $129,724,000 | 4,276 |
| Cash and due from depository institutions | $2,041,000 | 5,495 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $18,375,000 | 4,780 |
| Federal funds sold & reverse repurchase agreements | $6,477,000 | 2,421 |
| Net loans & leases | $99,610,000 | 3,843 |
| Loan loss allowance | $996,000 | 4,164 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,794,000 | 4,752 |
| Other real estate owned | $56,000 | 5,495 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,371,000 | 6,066 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $129,724,000 | 4,276 |
| Total liabilities | $116,635,000 | 4,249 |
| Total deposits | $115,832,000 | 3,999 |
| Interest-bearing deposits | $107,909,000 | 3,729 |
| Deposits held in domestic offices | $115,832,000 | 3,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $803,000 | 4,389 |
| Total equity capital | $13,089,000 | 4,479 |
| Total bank equity capital | $13,089,000 | 4,479 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $7,260,000 | 641 |
| Surplus | $5,753,000 | 3,592 |
| Undivided profits | $76,000 | 7,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $500,000 | 3,869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,005 |
| Income earned, not collected on loans | $727,000 | 5,001 |
| Earning assets | $124,462,000 | 4,146 |
| Long-term assets (5+ years) | $4,844,000 | 5,864 |
| Average Assets, year-to-date | $105,942,400 | 4,724 |
| Average Assets, quarterly | $121,753,000 | 4,392 |
| Volatile liabilities | $43,370,000 | 2,942 |
| Insider loans | $2,164,000 | 2,840 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $12,937,000 | 4,217 |
| Tier 1 (core) risk-based capital | $13,168,000 | 4,388 |
| Tier 2 risk-based capital | $996,000 | 3,988 |
| Total risk weighted assets | $107,043,000 | 3,794 |
| Total unused commitments | $12,937,000 | 4,217 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 26 | 5,407 |
| Assets and Liabilities | ||
| Total Assets: | $113,782,000 | 4,628 |
| Cash and due from depository institutions | $1,586,000 | 5,407 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $16,845,000 | 5,044 |
| Federal funds sold & reverse repurchase agreements | $2,710,000 | 3,454 |
| Net loans & leases | $89,912,000 | 4,108 |
| Loan loss allowance | $800,000 | 4,823 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,782,000 | 4,751 |
| Other real estate owned | $0 | 5,407 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $947,000 | 6,915 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $113,782,000 | 4,628 |
| Total liabilities | $104,957,000 | 4,521 |
| Total deposits | $104,327,000 | 4,264 |
| Interest-bearing deposits | $96,711,000 | 3,992 |
| Deposits held in domestic offices | $104,327,000 | 4,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $630,000 | 5,007 |
| Total equity capital | $8,825,000 | 5,740 |
| Total bank equity capital | $8,825,000 | 5,740 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,059,000 | 884 |
| Surplus | $3,986,000 | 4,375 |
| Undivided profits | $-220,000 | 8,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $306,000 | 4,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,033 |
| Income earned, not collected on loans | $680,000 | 5,261 |
| Earning assets | $109,467,000 | 4,485 |
| Long-term assets (5+ years) | $4,491,000 | 5,975 |
| Average Assets, year-to-date | $99,997,000 | 4,922 |
| Average Assets, quarterly | $108,932,000 | 4,716 |
| Volatile liabilities | $33,742,000 | 3,470 |
| Insider loans | $2,711,000 | 2,376 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $16,942,000 | 3,675 |
| Tier 1 (core) risk-based capital | $8,954,000 | 5,627 |
| Tier 2 risk-based capital | $800,000 | 4,605 |
| Total risk weighted assets | $96,101,000 | 4,064 |
| Total unused commitments | $16,942,000 | 3,676 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 21 | 6,063 |
| Assets and Liabilities | ||
| Total Assets: | $104,082,000 | 4,864 |
| Cash and due from depository institutions | $1,002,000 | 6,063 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $11,482,000 | 5,938 |
| Federal funds sold & reverse repurchase agreements | $3,684,000 | 2,713 |
| Net loans & leases | $85,247,000 | 4,197 |
| Loan loss allowance | $808,000 | 4,775 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,810,000 | 4,684 |
| Other real estate owned | $0 | 6,063 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $857,000 | 7,041 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $104,082,000 | 4,864 |
| Total liabilities | $95,657,000 | 4,762 |
| Total deposits | $94,958,000 | 4,517 |
| Interest-bearing deposits | $86,448,000 | 4,265 |
| Deposits held in domestic offices | $94,958,000 | 4,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $699,000 | 4,402 |
| Total equity capital | $8,425,000 | 5,755 |
| Total bank equity capital | $8,425,000 | 5,755 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,059,000 | 861 |
| Surplus | $3,986,000 | 4,347 |
| Undivided profits | $-620,000 | 8,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 6,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 842 |
| Income earned, not collected on loans | $564,000 | 5,527 |
| Earning assets | $100,413,000 | 4,713 |
| Long-term assets (5+ years) | $4,286,000 | 6,000 |
| Average Assets, year-to-date | $95,402,000 | 5,078 |
| Average Assets, quarterly | $98,909,000 | 4,995 |
| Volatile liabilities | $31,878,000 | 3,544 |
| Insider loans | $2,602,000 | 2,407 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $15,982,000 | 3,790 |
| Tier 1 (core) risk-based capital | $8,614,000 | 5,680 |
| Tier 2 risk-based capital | $808,000 | 4,540 |
| Total risk weighted assets | $90,989,000 | 4,167 |
| Total unused commitments | $15,982,000 | 3,790 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 22 | 5,907 |
| Assets and Liabilities | ||
| Total Assets: | $93,736,000 | 5,179 |
| Cash and due from depository institutions | $1,907,000 | 5,907 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $10,562,000 | 6,169 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $78,506,000 | 4,357 |
| Loan loss allowance | $731,000 | 5,030 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,841,000 | 4,595 |
| Other real estate owned | $113,000 | 5,907 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $807,000 | 7,081 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $93,736,000 | 5,179 |
| Total liabilities | $85,562,000 | 5,096 |
| Total deposits | $84,864,000 | 4,849 |
| Interest-bearing deposits | $77,930,000 | 4,574 |
| Deposits held in domestic offices | $84,864,000 | 4,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $263,000 | 3,137 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $435,000 | 5,528 |
| Total equity capital | $8,174,000 | 5,827 |
| Total bank equity capital | $8,174,000 | 5,827 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,059,000 | 849 |
| Surplus | $3,986,000 | 4,273 |
| Undivided profits | $-871,000 | 8,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $145,000 | 5,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $74,000 | 830 |
| Income earned, not collected on loans | $469,000 | 5,889 |
| Earning assets | $89,068,000 | 5,066 |
| Long-term assets (5+ years) | $4,148,000 | 6,024 |
| Average Assets, year-to-date | $91,062,000 | 5,250 |
| Average Assets, quarterly | $91,062,000 | 5,250 |
| Volatile liabilities | $27,178,000 | 3,771 |
| Insider loans | $2,789,000 | 2,267 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $14,707,000 | 3,974 |
| Tier 1 (core) risk-based capital | $8,338,000 | 5,728 |
| Tier 2 risk-based capital | $731,000 | 4,790 |
| Total risk weighted assets | $83,250,000 | 4,363 |
| Total unused commitments | $14,707,000 | 3,974 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 23 | 5,797 |
| Assets and Liabilities | ||
| Total Assets: | $88,388,000 | 5,363 |
| Cash and due from depository institutions | $2,260,000 | 5,797 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $9,642,000 | 6,416 |
| Federal funds sold & reverse repurchase agreements | $1,954,000 | 4,048 |
| Net loans & leases | $72,013,000 | 4,584 |
| Loan loss allowance | $657,000 | 5,308 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,837,000 | 4,591 |
| Other real estate owned | $0 | 5,797 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $682,000 | 7,418 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $88,389,000 | 5,363 |
| Total liabilities | $80,465,000 | 5,280 |
| Total deposits | $80,042,000 | 5,022 |
| Interest-bearing deposits | $73,359,000 | 4,724 |
| Deposits held in domestic offices | $80,042,000 | 5,019 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $423,000 | 5,498 |
| Total equity capital | $7,924,000 | 5,916 |
| Total bank equity capital | $7,924,000 | 5,916 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,059,000 | 831 |
| Surplus | $3,986,000 | 4,239 |
| Undivided profits | $-1,121,000 | 8,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $317,000 | 4,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $179,000 | 572 |
| Income earned, not collected on loans | $421,000 | 6,263 |
| Earning assets | $83,609,000 | 5,258 |
| Long-term assets (5+ years) | $4,332,000 | 6,006 |
| Average Assets, year-to-date | $77,700,000 | 5,607 |
| Average Assets, quarterly | $85,435,500 | 5,418 |
| Volatile liabilities | $24,655,000 | 3,921 |
| Insider loans | $2,294,000 | 2,579 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $11,177,000 | 4,478 |
| Tier 1 (core) risk-based capital | $8,070,000 | 5,817 |
| Tier 2 risk-based capital | $657,000 | 5,055 |
| Total risk weighted assets | $74,879,000 | 4,632 |
| Total unused commitments | $11,177,000 | 4,478 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 23 | 5,811 |
| Assets and Liabilities | ||
| Total Assets: | $82,483,000 | 5,534 |
| Cash and due from depository institutions | $816,000 | 5,811 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $9,679,000 | 6,402 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $69,536,000 | 4,658 |
| Loan loss allowance | $576,000 | 5,681 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,873,000 | 4,517 |
| Other real estate owned | $0 | 5,811 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $579,000 | 7,706 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $82,483,000 | 5,534 |
| Total liabilities | $74,851,000 | 5,479 |
| Total deposits | $74,334,000 | 5,220 |
| Interest-bearing deposits | $67,929,000 | 4,929 |
| Deposits held in domestic offices | $74,334,000 | 5,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $190,000 | 3,466 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $327,000 | 6,233 |
| Total equity capital | $7,632,000 | 6,040 |
| Total bank equity capital | $7,632,000 | 6,040 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,059,000 | 802 |
| Surplus | $3,986,000 | 4,194 |
| Undivided profits | $-1,413,000 | 8,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $291,000 | 4,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $180,000 | 614 |
| Income earned, not collected on loans | $395,000 | 6,460 |
| Earning assets | $79,215,000 | 5,392 |
| Long-term assets (5+ years) | $3,688,000 | 6,274 |
| Average Assets, year-to-date | $75,028,000 | 5,731 |
| Average Assets, quarterly | $80,916,500 | 5,563 |
| Volatile liabilities | $23,286,000 | 4,015 |
| Insider loans | $1,937,000 | 2,873 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $9,385,000 | 4,801 |
| Tier 1 (core) risk-based capital | $7,775,000 | 5,920 |
| Tier 2 risk-based capital | $576,000 | 5,403 |
| Total risk weighted assets | $71,770,000 | 4,714 |
| Total unused commitments | $9,385,000 | 4,803 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 21 | 6,099 |
| Assets and Liabilities | ||
| Total Assets: | $79,350,000 | 5,593 |
| Cash and due from depository institutions | $1,486,000 | 6,099 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $9,765,000 | 6,419 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $65,657,000 | 4,755 |
| Loan loss allowance | $465,000 | 6,236 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,894,000 | 4,461 |
| Other real estate owned | $0 | 6,099 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $548,000 | 7,709 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $79,350,000 | 5,593 |
| Total liabilities | $71,992,000 | 5,524 |
| Total deposits | $71,464,000 | 5,270 |
| Interest-bearing deposits | $64,730,000 | 5,060 |
| Deposits held in domestic offices | $71,464,000 | 5,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $256,000 | 3,461 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $272,000 | 6,402 |
| Total equity capital | $7,358,000 | 6,116 |
| Total bank equity capital | $7,358,000 | 6,116 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,059,000 | 783 |
| Surplus | $3,986,000 | 4,149 |
| Undivided profits | $-1,687,000 | 8,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,005,000 | 2,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $195,000 | 575 |
| Income earned, not collected on loans | $357,000 | 6,482 |
| Earning assets | $75,422,000 | 5,494 |
| Long-term assets (5+ years) | $4,971,000 | 5,930 |
| Average Assets, year-to-date | $72,543,000 | 5,817 |
| Average Assets, quarterly | $75,964,500 | 5,709 |
| Volatile liabilities | $22,203,000 | 4,027 |
| Insider loans | $1,959,000 | 2,807 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $10,084,000 | 4,621 |
| Tier 1 (core) risk-based capital | $7,495,000 | 5,970 |
| Tier 2 risk-based capital | $465,000 | 5,989 |
| Total risk weighted assets | $67,820,000 | 4,831 |
| Total unused commitments | $10,084,000 | 4,622 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 21 | 6,116 |
| Assets and Liabilities | ||
| Total Assets: | $72,579,000 | 5,881 |
| Cash and due from depository institutions | $1,522,000 | 6,116 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $9,774,000 | 6,483 |
| Federal funds sold & reverse repurchase agreements | $1,782,000 | 4,230 |
| Net loans & leases | $57,002,000 | 5,155 |
| Loan loss allowance | $419,000 | 6,550 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,919,000 | 4,430 |
| Other real estate owned | $38,000 | 6,116 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $542,000 | 7,732 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $72,579,000 | 5,881 |
| Total liabilities | $65,494,000 | 5,838 |
| Total deposits | $65,252,000 | 5,597 |
| Interest-bearing deposits | $60,049,000 | 5,338 |
| Deposits held in domestic offices | $65,252,000 | 5,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $242,000 | 6,515 |
| Total equity capital | $7,085,000 | 6,181 |
| Total bank equity capital | $7,085,000 | 6,181 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,059,000 | 769 |
| Surplus | $3,986,000 | 4,137 |
| Undivided profits | $-1,960,000 | 8,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $886,000 | 2,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $122,000 | 721 |
| Income earned, not collected on loans | $310,000 | 6,804 |
| Earning assets | $68,558,000 | 5,788 |
| Long-term assets (5+ years) | $6,279,000 | 5,617 |
| Average Assets, year-to-date | $69,139,500 | 6,012 |
| Average Assets, quarterly | $69,139,500 | 6,012 |
| Volatile liabilities | $21,526,000 | 3,995 |
| Insider loans | $2,346,000 | 2,436 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $9,718,000 | 4,684 |
| Tier 1 (core) risk-based capital | $7,281,000 | 6,047 |
| Tier 2 risk-based capital | $419,000 | 6,252 |
| Total risk weighted assets | $60,158,000 | 5,160 |
| Total unused commitments | $9,718,000 | 4,686 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 21 | 6,130 |
| Assets and Liabilities | ||
| Total Assets: | $65,700,000 | 6,209 |
| Cash and due from depository institutions | $1,539,000 | 6,130 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $9,969,000 | 6,470 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $51,779,000 | 5,392 |
| Loan loss allowance | $357,000 | 6,923 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,926,000 | 4,397 |
| Other real estate owned | $39,000 | 6,130 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $448,000 | 8,032 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $65,700,000 | 6,209 |
| Total liabilities | $58,699,000 | 6,194 |
| Total deposits | $56,704,000 | 6,058 |
| Interest-bearing deposits | $51,582,000 | 5,793 |
| Deposits held in domestic offices | $56,704,000 | 6,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,800,000 | 2,351 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $195,000 | 6,918 |
| Total equity capital | $7,001,000 | 6,241 |
| Total bank equity capital | $7,001,000 | 6,241 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,051,000 | 754 |
| Surplus | $3,984,000 | 4,103 |
| Undivided profits | $-2,034,000 | 8,778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,123,000 | 2,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $120,000 | 699 |
| Income earned, not collected on loans | $312,000 | 6,788 |
| Earning assets | $61,748,000 | 6,130 |
| Long-term assets (5+ years) | $6,102,000 | 5,729 |
| Average Assets, year-to-date | $54,814,000 | 6,616 |
| Average Assets, quarterly | $63,336,000 | 6,288 |
| Volatile liabilities | $18,834,000 | 4,276 |
| Insider loans | $2,097,000 | 2,648 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,582,000 | 5,319 |
| Tier 1 (core) risk-based capital | $7,057,000 | 6,111 |
| Tier 2 risk-based capital | $357,000 | 6,673 |
| Total risk weighted assets | $53,597,000 | 5,493 |
| Total unused commitments | $6,582,000 | 5,321 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 21 | 6,149 |
| Assets and Liabilities | ||
| Total Assets: | $60,972,000 | 6,427 |
| Cash and due from depository institutions | $2,256,000 | 6,149 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $10,066,000 | 6,486 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $46,327,000 | 5,699 |
| Loan loss allowance | $340,000 | 7,064 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,945,000 | 4,317 |
| Other real estate owned | $38,000 | 6,149 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $340,000 | 8,400 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $60,972,000 | 6,427 |
| Total liabilities | $56,109,000 | 6,300 |
| Total deposits | $54,309,000 | 6,169 |
| Interest-bearing deposits | $50,098,000 | 5,863 |
| Deposits held in domestic offices | $54,309,000 | 6,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,606,000 | 2,518 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $194,000 | 7,178 |
| Total equity capital | $4,863,000 | 7,335 |
| Total bank equity capital | $4,863,000 | 7,335 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,526,000 | 1,133 |
| Surplus | $3,526,000 | 4,344 |
| Undivided profits | $-2,189,000 | 8,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $884,000 | 2,833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $120,000 | 746 |
| Income earned, not collected on loans | $256,000 | 7,427 |
| Earning assets | $56,393,000 | 6,394 |
| Long-term assets (5+ years) | $4,796,000 | 6,179 |
| Average Assets, year-to-date | $52,092,500 | 6,781 |
| Average Assets, quarterly | $58,096,500 | 6,544 |
| Volatile liabilities | $21,635,000 | 3,917 |
| Insider loans | $1,871,000 | 2,808 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $5,530,000 | 5,669 |
| Tier 1 (core) risk-based capital | $4,886,000 | 7,228 |
| Tier 2 risk-based capital | $340,000 | 6,808 |
| Total risk weighted assets | $47,788,000 | 5,804 |
| Total unused commitments | $5,530,000 | 5,676 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 21 | 6,203 |
| Assets and Liabilities | ||
| Total Assets: | $55,221,000 | 6,706 |
| Cash and due from depository institutions | $1,371,000 | 6,203 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $10,290,000 | 6,514 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $41,132,000 | 6,019 |
| Loan loss allowance | $351,000 | 7,014 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,977,000 | 4,252 |
| Other real estate owned | $136,000 | 6,203 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $315,000 | 8,483 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $55,221,000 | 6,706 |
| Total liabilities | $50,760,000 | 6,597 |
| Total deposits | $48,251,000 | 6,535 |
| Interest-bearing deposits | $43,898,000 | 6,312 |
| Deposits held in domestic offices | $48,251,000 | 6,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,319,000 | 2,275 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $190,000 | 6,936 |
| Total equity capital | $4,461,000 | 7,490 |
| Total bank equity capital | $4,461,000 | 7,490 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,519,000 | 1,130 |
| Surplus | $3,519,000 | 4,315 |
| Undivided profits | $-2,577,000 | 8,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $784,000 | 3,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $36,000 | 1,102 |
| Income earned, not collected on loans | $230,000 | 7,536 |
| Earning assets | $51,422,000 | 6,647 |
| Long-term assets (5+ years) | $5,055,000 | 6,227 |
| Average Assets, year-to-date | $49,132,670 | 6,986 |
| Average Assets, quarterly | $52,062,000 | 6,843 |
| Volatile liabilities | $16,885,000 | 4,452 |
| Insider loans | $1,606,000 | 3,121 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $5,502,000 | 5,689 |
| Tier 1 (core) risk-based capital | $4,701,000 | 7,299 |
| Tier 2 risk-based capital | $351,000 | 6,733 |
| Total risk weighted assets | $44,243,000 | 6,019 |
| Total unused commitments | $5,502,000 | 5,691 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 22 | 6,059 |
| Assets and Liabilities | ||
| Total Assets: | $48,903,000 | 7,051 |
| Cash and due from depository institutions | $1,524,000 | 6,059 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $9,520,000 | 6,673 |
| Federal funds sold & reverse repurchase agreements | $489,000 | 6,177 |
| Net loans & leases | $35,070,000 | 6,378 |
| Loan loss allowance | $357,000 | 6,981 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,998,000 | 4,198 |
| Other real estate owned | $0 | 6,059 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $302,000 | 8,495 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $48,903,000 | 7,051 |
| Total liabilities | $44,623,000 | 6,970 |
| Total deposits | $44,454,000 | 6,786 |
| Interest-bearing deposits | $40,848,000 | 6,556 |
| Deposits held in domestic offices | $44,454,000 | 6,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $169,000 | 7,349 |
| Total equity capital | $4,280,000 | 7,642 |
| Total bank equity capital | $4,280,000 | 7,642 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,332,000 | 1,183 |
| Surplus | $3,332,000 | 4,425 |
| Undivided profits | $-2,385,000 | 8,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $908,000 | 2,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $36,000 | 1,135 |
| Income earned, not collected on loans | $206,000 | 7,733 |
| Earning assets | $45,079,000 | 7,023 |
| Long-term assets (5+ years) | $7,563,000 | 5,532 |
| Average Assets, year-to-date | $46,088,500 | 7,193 |
| Average Assets, quarterly | $46,088,500 | 7,193 |
| Volatile liabilities | $13,141,000 | 4,997 |
| Insider loans | $1,571,000 | 3,125 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $3,089,000 | 6,794 |
| Tier 1 (core) risk-based capital | $4,246,000 | 7,549 |
| Tier 2 risk-based capital | $357,000 | 6,682 |
| Total risk weighted assets | $36,940,000 | 6,456 |
| Total unused commitments | $3,089,000 | 6,800 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 22 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $43,274,000 | 7,366 |
| Cash and due from depository institutions | $1,461,000 | 6,075 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $8,630,000 | 6,917 |
| Federal funds sold & reverse repurchase agreements | $76,000 | 6,220 |
| Net loans & leases | $30,888,000 | 6,696 |
| Loan loss allowance | $351,000 | 7,024 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,975,000 | 4,224 |
| Other real estate owned | $0 | 6,075 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $244,000 | 8,761 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,274,000 | 7,366 |
| Total liabilities | $39,219,000 | 7,301 |
| Total deposits | $39,053,000 | 7,151 |
| Interest-bearing deposits | $35,416,000 | 6,943 |
| Deposits held in domestic offices | $39,053,000 | 7,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $166,000 | 7,351 |
| Total equity capital | $4,055,000 | 7,722 |
| Total bank equity capital | $4,055,000 | 7,722 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,276,000 | 1,196 |
| Surplus | $3,276,000 | 4,440 |
| Undivided profits | $-2,497,000 | 9,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $190,000 | 5,933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $165,000 | 8,215 |
| Earning assets | $39,594,000 | 7,345 |
| Long-term assets (5+ years) | $5,750,000 | 6,000 |
| Average Assets, year-to-date | $33,460,600 | 7,863 |
| Average Assets, quarterly | $41,073,000 | 7,462 |
| Volatile liabilities | $9,988,000 | 5,705 |
| Insider loans | $1,543,000 | 3,147 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $2,574,000 | 6,977 |
| Tier 1 (core) risk-based capital | $4,064,000 | 7,634 |
| Tier 2 risk-based capital | $351,000 | 6,744 |
| Total risk weighted assets | $32,636,000 | 6,822 |
| Total unused commitments | $2,574,000 | 6,980 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 20 | 6,371 |
| Assets and Liabilities | ||
| Total Assets: | $38,872,000 | 7,653 |
| Cash and due from depository institutions | $1,051,000 | 6,371 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $6,313,000 | 7,443 |
| Federal funds sold & reverse repurchase agreements | $4,167,000 | 2,974 |
| Net loans & leases | $25,093,000 | 7,245 |
| Loan loss allowance | $256,000 | 7,704 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,024,000 | 4,143 |
| Other real estate owned | $0 | 6,371 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $224,000 | 8,902 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,872,000 | 7,653 |
| Total liabilities | $35,142,000 | 7,583 |
| Total deposits | $35,017,000 | 7,437 |
| Interest-bearing deposits | $31,271,000 | 7,282 |
| Deposits held in domestic offices | $35,017,000 | 7,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $125,000 | 8,151 |
| Total equity capital | $3,730,000 | 7,940 |
| Total bank equity capital | $3,730,000 | 7,940 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,531,000 | 1,113 |
| Surplus | $1,377,000 | 6,284 |
| Undivided profits | $-1,178,000 | 8,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $251,000 | 5,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $167,000 | 8,296 |
| Earning assets | $35,573,000 | 7,629 |
| Long-term assets (5+ years) | $6,985,000 | 5,699 |
| Average Assets, year-to-date | $31,007,250 | 8,053 |
| Average Assets, quarterly | $36,329,500 | 7,776 |
| Volatile liabilities | $7,326,000 | 6,491 |
| Insider loans | $1,577,000 | 3,075 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $3,510,000 | 6,440 |
| Tier 1 (core) risk-based capital | $3,730,000 | 7,859 |
| Tier 2 risk-based capital | $256,000 | 7,458 |
| Total risk weighted assets | $28,878,000 | 7,163 |
| Total unused commitments | $3,510,000 | 6,447 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 23 | 5,972 |
| Assets and Liabilities | ||
| Total Assets: | $33,787,000 | 7,959 |
| Cash and due from depository institutions | $962,000 | 5,972 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $5,782,000 | 7,553 |
| Federal funds sold & reverse repurchase agreements | $1,923,000 | 4,870 |
| Net loans & leases | $22,839,000 | 7,457 |
| Loan loss allowance | $228,000 | 7,936 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,061,000 | 4,064 |
| Other real estate owned | $0 | 5,972 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $220,000 | 8,935 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,787,000 | 7,959 |
| Total liabilities | $30,960,000 | 7,863 |
| Total deposits | $30,854,000 | 7,749 |
| Interest-bearing deposits | $27,329,000 | 7,657 |
| Deposits held in domestic offices | $30,854,000 | 7,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $106,000 | 8,411 |
| Total equity capital | $2,827,000 | 8,490 |
| Total bank equity capital | $2,827,000 | 8,490 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,577,000 | 1,493 |
| Surplus | $1,377,000 | 6,279 |
| Undivided profits | $-1,127,000 | 8,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 5,752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $130,000 | 8,567 |
| Earning assets | $30,544,000 | 7,962 |
| Long-term assets (5+ years) | $6,099,000 | 5,851 |
| Average Assets, year-to-date | $28,385,670 | 8,237 |
| Average Assets, quarterly | $30,844,500 | 8,104 |
| Volatile liabilities | $6,617,000 | 6,730 |
| Insider loans | $1,664,000 | 2,959 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $1,571,000 | 7,696 |
| Tier 1 (core) risk-based capital | $2,827,000 | 8,403 |
| Tier 2 risk-based capital | $228,000 | 7,729 |
| Total risk weighted assets | $26,221,000 | 7,407 |
| Total unused commitments | $1,571,000 | 7,709 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 21 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $27,902,000 | 8,312 |
| Cash and due from depository institutions | $372,000 | 6,250 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $5,026,000 | 7,811 |
| Federal funds sold & reverse repurchase agreements | $2,157,000 | 5,140 |
| Net loans & leases | $18,059,000 | 7,898 |
| Loan loss allowance | $191,000 | 8,218 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,098,000 | 3,977 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $190,000 | 9,044 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,902,000 | 8,312 |
| Total liabilities | $24,986,000 | 8,263 |
| Total deposits | $24,897,000 | 8,181 |
| Interest-bearing deposits | $22,767,000 | 8,047 |
| Deposits held in domestic offices | $24,897,000 | 8,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $89,000 | 8,624 |
| Total equity capital | $2,916,000 | 8,435 |
| Total bank equity capital | $2,916,000 | 8,435 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,527,000 | 1,519 |
| Surplus | $1,377,000 | 6,284 |
| Undivided profits | $-988,000 | 8,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $125,000 | 8,649 |
| Earning assets | $25,242,000 | 8,310 |
| Long-term assets (5+ years) | $5,158,000 | 6,058 |
| Average Assets, year-to-date | $25,685,000 | 8,428 |
| Average Assets, quarterly | $25,685,000 | 8,428 |
| Volatile liabilities | $5,567,000 | 7,050 |
| Insider loans | $1,425,000 | 3,190 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,662,000 | 7,639 |
| Tier 1 (core) risk-based capital | $2,916,000 | 8,348 |
| Tier 2 risk-based capital | $191,000 | 8,066 |
| Total risk weighted assets | $21,198,000 | 7,843 |
| Total unused commitments | $1,662,000 | 7,654 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 21 | 6,243 |
| Assets and Liabilities | ||
| Total Assets: | $23,468,000 | 8,607 |
| Cash and due from depository institutions | $551,000 | 6,243 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $5,126,000 | 7,801 |
| Federal funds sold & reverse repurchase agreements | $898,000 | 6,001 |
| Net loans & leases | $14,584,000 | 8,311 |
| Loan loss allowance | $161,000 | 8,456 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,135,000 | 3,915 |
| Other real estate owned | $0 | 6,243 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $174,000 | 9,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,468,000 | 8,607 |
| Total liabilities | $20,429,000 | 8,599 |
| Total deposits | $20,336,000 | 8,514 |
| Interest-bearing deposits | $18,464,000 | 8,392 |
| Deposits held in domestic offices | $20,336,000 | 8,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $93,000 | 8,669 |
| Total equity capital | $3,039,000 | 8,386 |
| Total bank equity capital | $3,039,000 | 8,386 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,526,000 | 1,510 |
| Surplus | $1,377,000 | 6,272 |
| Undivided profits | $-864,000 | 8,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $111,000 | 8,810 |
| Earning assets | $20,608,000 | 8,637 |
| Long-term assets (5+ years) | $3,968,000 | 6,419 |
| Average Assets, year-to-date | $16,148,600 | 8,969 |
| Average Assets, quarterly | $22,207,500 | 8,666 |
| Volatile liabilities | $5,053,000 | 7,300 |
| Insider loans | $1,375,000 | 3,264 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,961,000 | 7,287 |
| Tier 1 (core) risk-based capital | $3,039,000 | 8,277 |
| Tier 2 risk-based capital | $161,000 | 8,338 |
| Total risk weighted assets | $17,965,000 | 8,196 |
| Total unused commitments | $1,961,000 | 7,291 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 18 | 6,738 |
| Assets and Liabilities | ||
| Total Assets: | $6,893,000 | 9,558 |
| Cash and due from depository institutions | $158,000 | 6,738 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $1,898,000 | 8,885 |
| Federal funds sold & reverse repurchase agreements | $2,347,000 | 4,489 |
| Net loans & leases | $312,000 | 9,525 |
| Loan loss allowance | $0 | 9,505 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,146,000 | 3,838 |
| Other real estate owned | $0 | 6,738 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $32,000 | 9,610 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,893,000 | 9,558 |
| Total liabilities | $2,796,000 | 9,562 |
| Total deposits | $2,717,000 | 9,523 |
| Interest-bearing deposits | $2,467,000 | 9,478 |
| Deposits held in domestic offices | $2,717,000 | 9,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $79,000 | 9,120 |
| Total equity capital | $4,097,000 | 7,731 |
| Total bank equity capital | $4,097,000 | 7,731 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,526,000 | 1,506 |
| Surplus | $1,377,000 | 6,318 |
| Undivided profits | $194,000 | 8,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $30,000 | 9,451 |
| Earning assets | $4,557,000 | 9,565 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $6,893,000 | 9,553 |
| Average Assets, quarterly | $6,893,000 | 9,554 |
| Volatile liabilities | $635,000 | 9,335 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $78,000 | 9,236 |
| Tier 1 (core) risk-based capital | $4,097,000 | 7,612 |
| Tier 2 risk-based capital | $0 | 9,506 |
| Total risk weighted assets | $3,333,000 | 9,529 |
| Total unused commitments | $78,000 | 9,237 |
| Derivatives | $0 | 450 |