Home > Saratoga National Bank and Trust > Income and Expense
Saratoga National Bank and Trust, Income and Expense
2023-09-30 (YTD Data) | Rank | |
Total interest income | $28,630,000 | 1,139 |
Total interest expense | $12,118,000 | 865 |
Net interest income | $16,512,000 | 1,337 |
Provision for loan and lease losses | $1,065,000 | 628 |
Total noninterest income | $2,832,000 | 1,416 |
Gross Fiduciary activities income | $571,000 | 543 |
Service charges on deposit accounts | $312,000 | 1,855 |
Trading account gains and fees | $0 | 125 |
Additional Noninterest Income | $1,949,000 | 1,379 |
Total noninterest expense | $12,057,000 | 1,428 |
Salaries and employee benefits | $3,523,000 | 2,274 |
Premises and equipment expense | $1,347,000 | 1,348 |
Additional noninterest expense | $1,949,000 | 1,379 |
Pre-tax net operating income | $6,222,000 | 1,410 |
Securities gains (losses) | $0 | 849 |
Applicable income taxes | $1,402,000 | 1,054 |
Income before extraordinary items | $4,820,000 | 1,492 |
Extraordinary gains, net | $0 | 52 |
Net income | $4,820,000 | 1,504 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $4,820,000 | 1,492 |
Net charge-offs | $192,000 | 904 |
Cash dividends | $0 | 3,078 |
Sale, conversion, retirement of capital stock, net | $28,000 | 448 |
Net operating income | $4,820,000 | 1,514 |
2023-06-30 (YTD Data) | Rank | |
Total interest income | $17,893,000 | 1,168 |
Total interest expense | $6,853,000 | 900 |
Net interest income | $11,040,000 | 1,345 |
Provision for loan and lease losses | $804,000 | 576 |
Total noninterest income | $1,883,000 | 1,354 |
Gross Fiduciary activities income | $382,000 | 538 |
Service charges on deposit accounts | $200,000 | 1,885 |
Trading account gains and fees | $0 | 112 |
Additional Noninterest Income | $1,301,000 | 1,295 |
Total noninterest expense | $8,149,000 | 1,401 |
Salaries and employee benefits | $2,281,000 | 2,319 |
Premises and equipment expense | $932,000 | 1,287 |
Additional noninterest expense | $1,301,000 | 1,294 |
Pre-tax net operating income | $3,970,000 | 1,445 |
Securities gains (losses) | $0 | 938 |
Applicable income taxes | $902,000 | 1,074 |
Income before extraordinary items | $3,068,000 | 1,547 |
Extraordinary gains, net | $0 | 51 |
Net income | $3,068,000 | 1,565 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $3,068,000 | 1,547 |
Net charge-offs | $105,000 | 898 |
Cash dividends | $0 | 2,952 |
Sale, conversion, retirement of capital stock, net | $19,000 | 430 |
Net operating income | $3,068,000 | 1,558 |
2023-03-31 (YTD Data) | Rank | |
Total interest income | $8,289,000 | 1,221 |
Total interest expense | $2,542,000 | 1,002 |
Net interest income | $5,747,000 | 1,310 |
Provision for loan and lease losses | $432,000 | 559 |
Total noninterest income | $914,000 | 1,371 |
Gross Fiduciary activities income | $182,000 | 562 |
Service charges on deposit accounts | $101,000 | 1,889 |
Trading account gains and fees | $0 | 97 |
Additional Noninterest Income | $631,000 | 1,312 |
Total noninterest expense | $4,001,000 | 1,441 |
Salaries and employee benefits | $1,114,000 | 2,383 |
Premises and equipment expense | $458,000 | 1,335 |
Additional noninterest expense | $631,000 | 1,312 |
Pre-tax net operating income | $2,228,000 | 1,351 |
Securities gains (losses) | $0 | 950 |
Applicable income taxes | $523,000 | 1,013 |
Income before extraordinary items | $1,705,000 | 1,455 |
Extraordinary gains, net | $0 | 4 |
Net income | $1,705,000 | 1,455 |
Minority interest net income | $0 | 48 |
Net income of bank and minority interests. | $1,705,000 | 1,455 |
Net charge-offs | $75,000 | 670 |
Cash dividends | $0 | 2,337 |
Sale, conversion, retirement of capital stock, net | $9,000 | 396 |
Net operating income | $1,705,000 | 1,466 |
2022-12-31 (YTD Data) | Rank | |
Total interest income | $30,148,000 | 1,148 |
Total interest expense | $2,733,000 | 1,264 |
Net interest income | $27,415,000 | 1,114 |
Provision for loan and lease losses | $1,050,000 | 785 |
Total noninterest income | $4,178,000 | 1,338 |
Gross Fiduciary activities income | $788,000 | 557 |
Service charges on deposit accounts | $463,000 | 1,771 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $2,927,000 | 1,278 |
Total noninterest expense | $14,174,000 | 1,555 |
Salaries and employee benefits | $4,285,000 | 2,393 |
Premises and equipment expense | $1,960,000 | 1,232 |
Additional noninterest expense | $2,927,000 | 1,278 |
Pre-tax net operating income | $16,369,000 | 879 |
Securities gains (losses) | $0 | 691 |
Applicable income taxes | $3,943,000 | 701 |
Income before extraordinary items | $12,426,000 | 944 |
Extraordinary gains, net | $0 | 5 |
Net income | $12,426,000 | 944 |
Minority interest net income | $0 | 63 |
Net income of bank and minority interests. | $12,426,000 | 945 |
Net charge-offs | $835,000 | 467 |
Cash dividends | $0 | 3,475 |
Sale, conversion, retirement of capital stock, net | $33,000 | 516 |
Net operating income | $12,426,000 | 965 |
2022-09-30 (YTD Data) | Rank | |
Total interest income | $21,791,000 | 1,130 |
Total interest expense | $1,317,000 | 1,445 |
Net interest income | $20,474,000 | 1,103 |
Provision for loan and lease losses | $606,000 | 856 |
Total noninterest income | $3,256,000 | 1,333 |
Gross Fiduciary activities income | $616,000 | 550 |
Service charges on deposit accounts | $355,000 | 1,752 |
Trading account gains and fees | $0 | 111 |
Additional Noninterest Income | $2,285,000 | 1,274 |
Total noninterest expense | $10,653,000 | 1,555 |
Salaries and employee benefits | $3,338,000 | 2,335 |
Premises and equipment expense | $1,542,000 | 1,174 |
Additional noninterest expense | $2,285,000 | 1,274 |
Pre-tax net operating income | $12,471,000 | 861 |
Securities gains (losses) | $0 | 740 |
Applicable income taxes | $2,992,000 | 694 |
Income before extraordinary items | $9,479,000 | 928 |
Extraordinary gains, net | $0 | 4 |
Net income | $9,479,000 | 928 |
Minority interest net income | $0 | 57 |
Net income of bank and minority interests. | $9,479,000 | 928 |
Net charge-offs | $677,000 | 379 |
Cash dividends | $0 | 3,099 |
Sale, conversion, retirement of capital stock, net | $24,000 | 476 |
Net operating income | $9,479,000 | 946 |
2022-06-30 (YTD Data) | Rank | |
Total interest income | $13,500,000 | 1,156 |
Total interest expense | $579,000 | 1,780 |
Net interest income | $12,921,000 | 1,123 |
Provision for loan and lease losses | $254,000 | 1,017 |
Total noninterest income | $2,266,000 | 1,275 |
Gross Fiduciary activities income | $426,000 | 506 |
Service charges on deposit accounts | $242,000 | 1,719 |
Trading account gains and fees | $0 | 108 |
Additional Noninterest Income | $1,598,000 | 1,265 |
Total noninterest expense | $6,942,000 | 1,566 |
Salaries and employee benefits | $2,036,000 | 2,467 |
Premises and equipment expense | $1,060,000 | 1,131 |
Additional noninterest expense | $3,846,000 | 962 |
Pre-tax net operating income | $7,991,000 | 844 |
Securities gains (losses) | $0 | 687 |
Applicable income taxes | $1,917,000 | 679 |
Income before extraordinary items | $6,074,000 | 900 |
Extraordinary gains, net | $0 | 4 |
Net income | $6,074,000 | 900 |
Minority interest net income | $0 | 60 |
Net income of bank and minority interests. | $6,074,000 | 900 |
Net charge-offs | $394,000 | 379 |
Cash dividends | $0 | 2,961 |
Sale, conversion, retirement of capital stock, net | $16,000 | 461 |
Net operating income | $6,074,000 | 914 |
2022-03-31 (YTD Data) | Rank | |
Total interest income | $6,664,000 | 1,140 |
Total interest expense | $240,000 | 1,966 |
Net interest income | $6,424,000 | 1,098 |
Provision for loan and lease losses | $322,000 | 465 |
Total noninterest income | $1,275,000 | 1,190 |
Gross Fiduciary activities income | $206,000 | 515 |
Service charges on deposit accounts | $122,000 | 1,700 |
Trading account gains and fees | $0 | 103 |
Additional Noninterest Income | $947,000 | 1,116 |
Total noninterest expense | $3,374,000 | 1,592 |
Salaries and employee benefits | $961,000 | 2,561 |
Premises and equipment expense | $527,000 | 1,144 |
Additional noninterest expense | $1,886,000 | 964 |
Pre-tax net operating income | $4,003,000 | 825 |
Securities gains (losses) | $0 | 623 |
Applicable income taxes | $969,000 | 658 |
Income before extraordinary items | $3,034,000 | 882 |
Extraordinary gains, net | $0 | 4 |
Net income | $3,034,000 | 881 |
Minority interest net income | $0 | 50 |
Net income of bank and minority interests. | $3,034,000 | 882 |
Net charge-offs | $177,000 | 388 |
Cash dividends | $0 | 2,284 |
Sale, conversion, retirement of capital stock, net | $8,000 | 418 |
Net operating income | $3,034,000 | 895 |
2021-12-31 (YTD Data) | Rank | |
Total interest income | $27,119,000 | 1,144 |
Total interest expense | $1,183,000 | 1,973 |
Net interest income | $25,936,000 | 1,094 |
Provision for loan and lease losses | $492,000 | 1,075 |
Total noninterest income | $4,636,000 | 1,375 |
Gross Fiduciary activities income | $786,000 | 520 |
Service charges on deposit accounts | $394,000 | 1,883 |
Trading account gains and fees | $0 | 132 |
Additional Noninterest Income | $3,456,000 | 1,371 |
Total noninterest expense | $13,019,000 | 1,633 |
Salaries and employee benefits | $4,033,000 | 2,482 |
Premises and equipment expense | $1,860,000 | 1,292 |
Additional noninterest expense | $7,126,000 | 1,017 |
Pre-tax net operating income | $17,061,000 | 850 |
Securities gains (losses) | $0 | 2,062 |
Applicable income taxes | $4,111,000 | 717 |
Income before extraordinary items | $12,950,000 | 934 |
Extraordinary gains, net | $0 | 10 |
Net income | $12,950,000 | 934 |
Minority interest net income | $0 | 74 |
Net income of bank and minority interests. | $12,950,000 | 934 |
Net charge-offs | $173,000 | 1,097 |
Cash dividends | $0 | 3,608 |
Sale, conversion, retirement of capital stock, net | $29,000 | 532 |
Net operating income | $12,950,000 | 918 |
2021-09-30 (YTD Data) | Rank | |
Total interest income | $20,419,000 | 1,163 |
Total interest expense | $938,000 | 1,983 |
Net interest income | $19,481,000 | 1,111 |
Provision for loan and lease losses | $426,000 | 939 |
Total noninterest income | $3,797,000 | 1,337 |
Gross Fiduciary activities income | $587,000 | 515 |
Service charges on deposit accounts | $284,000 | 1,926 |
Trading account gains and fees | $0 | 132 |
Additional Noninterest Income | $2,926,000 | 1,315 |
Total noninterest expense | $9,713,000 | 1,637 |
Salaries and employee benefits | $3,061,000 | 2,475 |
Premises and equipment expense | $1,422,000 | 1,281 |
Additional noninterest expense | $5,230,000 | 1,037 |
Pre-tax net operating income | $13,139,000 | 867 |
Securities gains (losses) | $0 | 2,015 |
Applicable income taxes | $3,174,000 | 729 |
Income before extraordinary items | $9,965,000 | 955 |
Extraordinary gains, net | $0 | 8 |
Net income | $9,965,000 | 955 |
Minority interest net income | $0 | 69 |
Net income of bank and minority interests. | $9,965,000 | 955 |
Net charge-offs | $66,000 | 1,250 |
Cash dividends | $0 | 3,251 |
Sale, conversion, retirement of capital stock, net | $22,000 | 498 |
Net operating income | $9,965,000 | 940 |
2021-06-30 (YTD Data) | Rank | |
Total interest income | $13,436,000 | 1,176 |
Total interest expense | $679,000 | 1,934 |
Net interest income | $12,757,000 | 1,121 |
Provision for loan and lease losses | $382,000 | 751 |
Total noninterest income | $2,779,000 | 1,241 |
Gross Fiduciary activities income | $386,000 | 513 |
Service charges on deposit accounts | $181,000 | 1,932 |
Trading account gains and fees | $0 | 133 |
Additional Noninterest Income | $2,212,000 | 1,208 |
Total noninterest expense | $6,567,000 | 1,605 |
Salaries and employee benefits | $2,024,000 | 2,484 |
Premises and equipment expense | $965,000 | 1,251 |
Additional noninterest expense | $3,578,000 | 1,013 |
Pre-tax net operating income | $8,587,000 | 866 |
Securities gains (losses) | $0 | 1,818 |
Applicable income taxes | $2,062,000 | 739 |
Income before extraordinary items | $6,525,000 | 959 |
Extraordinary gains, net | $0 | 6 |
Net income | $6,525,000 | 959 |
Minority interest net income | $0 | 67 |
Net income of bank and minority interests. | $6,525,000 | 959 |
Net charge-offs | $37,000 | 1,256 |
Cash dividends | $0 | 3,104 |
Sale, conversion, retirement of capital stock, net | $15,000 | 476 |
Net operating income | $6,525,000 | 937 |
2021-03-31 (YTD Data) | Rank | |
Total interest income | $6,449,000 | 1,228 |
Total interest expense | $372,000 | 1,885 |
Net interest income | $6,077,000 | 1,162 |
Provision for loan and lease losses | $34,000 | 1,947 |
Total noninterest income | $1,584,000 | 1,149 |
Gross Fiduciary activities income | $184,000 | 524 |
Service charges on deposit accounts | $87,000 | 1,968 |
Trading account gains and fees | $0 | 127 |
Additional Noninterest Income | $1,313,000 | 1,061 |
Total noninterest expense | $3,280,000 | 1,603 |
Salaries and employee benefits | $1,091,000 | 2,355 |
Premises and equipment expense | $495,000 | 1,232 |
Additional noninterest expense | $1,694,000 | 1,029 |
Pre-tax net operating income | $4,347,000 | 864 |
Securities gains (losses) | $0 | 1,392 |
Applicable income taxes | $1,027,000 | 729 |
Income before extraordinary items | $3,320,000 | 933 |
Extraordinary gains, net | $0 | 3 |
Net income | $3,320,000 | 933 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $3,320,000 | 933 |
Net charge-offs | $74,000 | 704 |
Cash dividends | $0 | 2,452 |
Sale, conversion, retirement of capital stock, net | $7,000 | 449 |
Net operating income | $3,320,000 | 913 |
2020-12-31 (YTD Data) | Rank | |
Total interest income | $25,397,000 | 1,220 |
Total interest expense | $3,343,000 | 1,363 |
Net interest income | $22,054,000 | 1,187 |
Provision for loan and lease losses | $2,763,000 | 849 |
Total noninterest income | $4,844,000 | 1,290 |
Gross Fiduciary activities income | $635,000 | 544 |
Service charges on deposit accounts | $354,000 | 2,040 |
Trading account gains and fees | $0 | 133 |
Additional Noninterest Income | $3,855,000 | 1,237 |
Total noninterest expense | $11,304,000 | 1,773 |
Salaries and employee benefits | $3,863,000 | 2,534 |
Premises and equipment expense | $1,686,000 | 1,390 |
Additional noninterest expense | $5,755,000 | 1,134 |
Pre-tax net operating income | $12,831,000 | 863 |
Securities gains (losses) | $-2,000 | 4,696 |
Applicable income taxes | $2,955,000 | 702 |
Income before extraordinary items | $9,874,000 | 976 |
Extraordinary gains, net | $0 | 4 |
Net income | $9,874,000 | 976 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $9,874,000 | 976 |
Net charge-offs | $209,000 | 1,523 |
Cash dividends | $0 | 3,782 |
Sale, conversion, retirement of capital stock, net | $29,000 | 513 |
Net operating income | $9,875,580 | 933 |
2020-09-30 (YTD Data) | Rank | |
Total interest income | $18,678,000 | 1,239 |
Total interest expense | $2,848,000 | 1,296 |
Net interest income | $15,830,000 | 1,210 |
Provision for loan and lease losses | $2,526,000 | 780 |
Total noninterest income | $3,403,000 | 1,318 |
Gross Fiduciary activities income | $471,000 | 538 |
Service charges on deposit accounts | $256,000 | 2,079 |
Trading account gains and fees | $0 | 125 |
Additional Noninterest Income | $2,676,000 | 1,266 |
Total noninterest expense | $8,384,000 | 1,775 |
Salaries and employee benefits | $2,835,000 | 2,560 |
Premises and equipment expense | $1,261,000 | 1,385 |
Additional noninterest expense | $4,288,000 | 1,124 |
Pre-tax net operating income | $8,323,000 | 941 |
Securities gains (losses) | $0 | 2,494 |
Applicable income taxes | $1,899,000 | 760 |
Income before extraordinary items | $6,424,000 | 1,049 |
Extraordinary gains, net | $0 | 4 |
Net income | $6,424,000 | 1,049 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $6,424,000 | 1,049 |
Net charge-offs | $154,000 | 1,402 |
Cash dividends | $0 | 3,384 |
Sale, conversion, retirement of capital stock, net | $22,000 | 484 |
Net operating income | $6,424,000 | 1,021 |
2020-06-30 (YTD Data) | Rank | |
Total interest income | $12,311,000 | 1,260 |
Total interest expense | $2,172,000 | 1,228 |
Net interest income | $10,139,000 | 1,256 |
Provision for loan and lease losses | $1,823,000 | 760 |
Total noninterest income | $2,059,000 | 1,332 |
Gross Fiduciary activities income | $303,000 | 544 |
Service charges on deposit accounts | $175,000 | 2,079 |
Trading account gains and fees | $0 | 123 |
Additional Noninterest Income | $1,581,000 | 1,273 |
Total noninterest expense | $5,524,000 | 1,787 |
Salaries and employee benefits | $1,884,000 | 2,574 |
Premises and equipment expense | $838,000 | 1,386 |
Additional noninterest expense | $2,802,000 | 1,134 |
Pre-tax net operating income | $4,851,000 | 978 |
Securities gains (losses) | $0 | 2,249 |
Applicable income taxes | $1,104,000 | 763 |
Income before extraordinary items | $3,747,000 | 1,085 |
Extraordinary gains, net | $0 | 4 |
Net income | $3,747,000 | 1,084 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $3,747,000 | 1,085 |
Net charge-offs | $122,000 | 1,259 |
Cash dividends | $0 | 3,237 |
Sale, conversion, retirement of capital stock, net | $15,000 | 462 |
Net operating income | $3,747,000 | 1,061 |
2020-03-31 (YTD Data) | Rank | |
Total interest income | $6,032,000 | 1,292 |
Total interest expense | $1,318,000 | 1,139 |
Net interest income | $4,714,000 | 1,321 |
Provision for loan and lease losses | $862,000 | 671 |
Total noninterest income | $1,182,000 | 1,156 |
Gross Fiduciary activities income | $153,000 | 551 |
Service charges on deposit accounts | $110,000 | 2,021 |
Trading account gains and fees | $0 | 106 |
Additional Noninterest Income | $919,000 | 1,028 |
Total noninterest expense | $2,818,000 | 1,772 |
Salaries and employee benefits | $945,000 | 2,576 |
Premises and equipment expense | $440,000 | 1,328 |
Additional noninterest expense | $1,433,000 | 1,136 |
Pre-tax net operating income | $2,216,000 | 957 |
Securities gains (losses) | $0 | 1,705 |
Applicable income taxes | $510,000 | 731 |
Income before extraordinary items | $1,706,000 | 1,067 |
Extraordinary gains, net | $0 | 4 |
Net income | $1,706,000 | 1,065 |
Minority interest net income | $0 | 56 |
Net income of bank and minority interests. | $1,706,000 | 1,067 |
Net charge-offs | $52,000 | 1,188 |
Cash dividends | $0 | 2,639 |
Sale, conversion, retirement of capital stock, net | $7,000 | 445 |
Net operating income | $1,706,000 | 1,051 |
2019-12-31 (YTD Data) | Rank | |
Total interest income | $22,585,000 | 1,374 |
Total interest expense | $4,560,000 | 1,333 |
Net interest income | $18,025,000 | 1,356 |
Provision for loan and lease losses | $701,000 | 1,193 |
Total noninterest income | $3,206,000 | 1,500 |
Gross Fiduciary activities income | $686,000 | 534 |
Service charges on deposit accounts | $464,000 | 2,023 |
Trading account gains and fees | $0 | 135 |
Additional Noninterest Income | $2,056,000 | 1,508 |
Total noninterest expense | $9,900,000 | 1,943 |
Salaries and employee benefits | $3,580,000 | 2,632 |
Premises and equipment expense | $1,511,000 | 1,489 |
Additional noninterest expense | $4,809,000 | 1,295 |
Pre-tax net operating income | $10,630,000 | 1,012 |
Securities gains (losses) | $0 | 2,379 |
Applicable income taxes | $2,424,000 | 798 |
Income before extraordinary items | $8,206,000 | 1,094 |
Extraordinary gains, net | $0 | 11 |
Net income | $8,206,000 | 1,096 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $8,206,000 | 1,096 |
Net charge-offs | $207,000 | 1,660 |
Cash dividends | $0 | 3,944 |
Sale, conversion, retirement of capital stock, net | $37,000 | 551 |
Net operating income | $8,206,000 | 1,072 |
2019-09-30 (YTD Data) | Rank | |
Total interest income | $16,568,000 | 1,402 |
Total interest expense | $3,247,000 | 1,391 |
Net interest income | $13,321,000 | 1,387 |
Provision for loan and lease losses | $487,000 | 1,186 |
Total noninterest income | $2,361,000 | 1,517 |
Gross Fiduciary activities income | $518,000 | 524 |
Service charges on deposit accounts | $346,000 | 2,033 |
Trading account gains and fees | $0 | 129 |
Additional Noninterest Income | $1,497,000 | 1,538 |
Total noninterest expense | $7,382,000 | 1,949 |
Salaries and employee benefits | $2,723,000 | 2,632 |
Premises and equipment expense | $1,136,000 | 1,499 |
Additional noninterest expense | $3,523,000 | 1,317 |
Pre-tax net operating income | $7,813,000 | 1,040 |
Securities gains (losses) | $0 | 2,167 |
Applicable income taxes | $1,776,000 | 832 |
Income before extraordinary items | $6,037,000 | 1,137 |
Extraordinary gains, net | $0 | 11 |
Net income | $6,037,000 | 1,138 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $6,037,000 | 1,138 |
Net charge-offs | $147,000 | 1,500 |
Cash dividends | $0 | 3,588 |
Sale, conversion, retirement of capital stock, net | $22,000 | 532 |
Net operating income | $6,037,000 | 1,114 |
2019-06-30 (YTD Data) | Rank | |
Total interest income | $10,787,000 | 1,435 |
Total interest expense | $2,061,000 | 1,426 |
Net interest income | $8,726,000 | 1,411 |
Provision for loan and lease losses | $278,000 | 1,303 |
Total noninterest income | $1,572,000 | 1,488 |
Gross Fiduciary activities income | $343,000 | 525 |
Service charges on deposit accounts | $230,000 | 2,012 |
Trading account gains and fees | $0 | 131 |
Additional Noninterest Income | $999,000 | 1,491 |
Total noninterest expense | $4,872,000 | 1,971 |
Salaries and employee benefits | $1,737,000 | 2,705 |
Premises and equipment expense | $764,000 | 1,495 |
Additional noninterest expense | $2,371,000 | 1,319 |
Pre-tax net operating income | $5,148,000 | 1,022 |
Securities gains (losses) | $0 | 1,702 |
Applicable income taxes | $1,180,000 | 816 |
Income before extraordinary items | $3,968,000 | 1,117 |
Extraordinary gains, net | $0 | 11 |
Net income | $3,968,000 | 1,117 |
Minority interest net income | $0 | 69 |
Net income of bank and minority interests. | $3,968,000 | 1,117 |
Net charge-offs | $108,000 | 1,371 |
Cash dividends | $0 | 3,456 |
Sale, conversion, retirement of capital stock, net | $14,000 | 525 |
Net operating income | $3,968,000 | 1,098 |
2019-03-31 (YTD Data) | Rank | |
Total interest income | $5,253,000 | 1,468 |
Total interest expense | $954,000 | 1,480 |
Net interest income | $4,299,000 | 1,426 |
Provision for loan and lease losses | $170,000 | 1,061 |
Total noninterest income | $848,000 | 1,381 |
Gross Fiduciary activities income | $167,000 | 531 |
Service charges on deposit accounts | $113,000 | 2,027 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $568,000 | 1,329 |
Total noninterest expense | $2,378,000 | 2,012 |
Salaries and employee benefits | $829,000 | 2,802 |
Premises and equipment expense | $396,000 | 1,469 |
Additional noninterest expense | $1,153,000 | 1,339 |
Pre-tax net operating income | $2,599,000 | 992 |
Securities gains (losses) | $0 | 1,087 |
Applicable income taxes | $607,000 | 773 |
Income before extraordinary items | $1,992,000 | 1,092 |
Extraordinary gains, net | $0 | 5 |
Net income | $1,992,000 | 1,091 |
Minority interest net income | $0 | 52 |
Net income of bank and minority interests. | $1,992,000 | 1,091 |
Net charge-offs | $64,000 | 1,085 |
Cash dividends | $0 | 2,803 |
Sale, conversion, retirement of capital stock, net | $6,000 | 491 |
Net operating income | $1,992,000 | 1,073 |
2018-12-31 (YTD Data) | Rank | |
Total interest income | $19,216,000 | 1,495 |
Total interest expense | $2,763,000 | 1,520 |
Net interest income | $16,453,000 | 1,469 |
Provision for loan and lease losses | $406,000 | 1,654 |
Total noninterest income | $2,631,000 | 1,689 |
Gross Fiduciary activities income | $635,000 | 549 |
Service charges on deposit accounts | $458,000 | 2,115 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $1,538,000 | 1,765 |
Total noninterest expense | $9,073,000 | 2,047 |
Salaries and employee benefits | $3,484,000 | 2,690 |
Premises and equipment expense | $1,286,000 | 1,712 |
Additional noninterest expense | $4,303,000 | 1,407 |
Pre-tax net operating income | $9,605,000 | 1,072 |
Securities gains (losses) | $0 | 1,125 |
Applicable income taxes | $2,200,000 | 829 |
Income before extraordinary items | $7,405,000 | 1,160 |
Extraordinary gains, net | $0 | 6 |
Net income | $7,405,000 | 1,159 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $7,405,000 | 1,159 |
Net charge-offs | $115,000 | 2,049 |
Cash dividends | $0 | 4,033 |
Sale, conversion, retirement of capital stock, net | $39,000 | 566 |
Net operating income | $7,405,000 | 1,158 |
2018-09-30 (YTD Data) | Rank | |
Total interest income | $13,983,000 | 1,516 |
Total interest expense | $1,859,000 | 1,581 |
Net interest income | $12,124,000 | 1,489 |
Provision for loan and lease losses | $530,000 | 1,087 |
Total noninterest income | $1,969,000 | 1,709 |
Gross Fiduciary activities income | $474,000 | 546 |
Service charges on deposit accounts | $335,000 | 2,157 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $1,160,000 | 1,774 |
Total noninterest expense | $6,723,000 | 2,065 |
Salaries and employee benefits | $2,570,000 | 2,727 |
Premises and equipment expense | $945,000 | 1,759 |
Additional noninterest expense | $3,208,000 | 1,433 |
Pre-tax net operating income | $6,840,000 | 1,118 |
Securities gains (losses) | $0 | 1,118 |
Applicable income taxes | $1,556,000 | 866 |
Income before extraordinary items | $5,284,000 | 1,211 |
Extraordinary gains, net | $0 | 5 |
Net income | $5,284,000 | 1,210 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $5,284,000 | 1,210 |
Net charge-offs | $87,000 | 1,837 |
Cash dividends | $0 | 3,618 |
Sale, conversion, retirement of capital stock, net | $23,000 | 551 |
Net operating income | $5,284,000 | 1,209 |
2018-06-30 (YTD Data) | Rank | |
Total interest income | $9,094,000 | 1,540 |
Total interest expense | $1,112,000 | 1,640 |
Net interest income | $7,982,000 | 1,500 |
Provision for loan and lease losses | $413,000 | 956 |
Total noninterest income | $1,323,000 | 1,698 |
Gross Fiduciary activities income | $313,000 | 551 |
Service charges on deposit accounts | $224,000 | 2,151 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $786,000 | 1,755 |
Total noninterest expense | $4,498,000 | 2,075 |
Salaries and employee benefits | $1,736,000 | 2,724 |
Premises and equipment expense | $636,000 | 1,760 |
Additional noninterest expense | $2,126,000 | 1,433 |
Pre-tax net operating income | $4,394,000 | 1,134 |
Securities gains (losses) | $0 | 961 |
Applicable income taxes | $981,000 | 886 |
Income before extraordinary items | $3,413,000 | 1,224 |
Extraordinary gains, net | $0 | 6 |
Net income | $3,413,000 | 1,223 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $3,413,000 | 1,223 |
Net charge-offs | $76,000 | 1,499 |
Cash dividends | $0 | 3,485 |
Sale, conversion, retirement of capital stock, net | $15,000 | 549 |
Net operating income | $3,413,000 | 1,219 |
2018-03-31 (YTD Data) | Rank | |
Total interest income | $4,378,000 | 1,579 |
Total interest expense | $476,000 | 1,771 |
Net interest income | $3,902,000 | 1,532 |
Provision for loan and lease losses | $214,000 | 899 |
Total noninterest income | $678,000 | 1,665 |
Gross Fiduciary activities income | $150,000 | 569 |
Service charges on deposit accounts | $113,000 | 2,135 |
Trading account gains and fees | $0 | 123 |
Additional Noninterest Income | $415,000 | 1,676 |
Total noninterest expense | $2,242,000 | 2,098 |
Salaries and employee benefits | $901,000 | 2,676 |
Premises and equipment expense | $315,000 | 1,798 |
Additional noninterest expense | $1,026,000 | 1,478 |
Pre-tax net operating income | $2,124,000 | 1,144 |
Securities gains (losses) | $0 | 735 |
Applicable income taxes | $478,000 | 898 |
Income before extraordinary items | $1,646,000 | 1,233 |
Extraordinary gains, net | $0 | 7 |
Net income | $1,646,000 | 1,233 |
Minority interest net income | $0 | 52 |
Net income of bank and minority interests. | $1,646,000 | 1,233 |
Net charge-offs | $76,000 | 983 |
Cash dividends | $0 | 2,774 |
Sale, conversion, retirement of capital stock, net | $7,000 | 519 |
Net operating income | $1,646,000 | 1,221 |
2017-12-31 (YTD Data) | Rank | |
Total interest income | $15,785,000 | 1,676 |
Total interest expense | $1,493,000 | 1,933 |
Net interest income | $14,292,000 | 1,638 |
Provision for loan and lease losses | $527,000 | 1,401 |
Total noninterest income | $2,302,000 | 1,860 |
Gross Fiduciary activities income | $538,000 | 576 |
Service charges on deposit accounts | $465,000 | 2,151 |
Trading account gains and fees | $0 | 151 |
Additional Noninterest Income | $1,299,000 | 1,973 |
Total noninterest expense | $8,475,000 | 2,174 |
Salaries and employee benefits | $3,291,000 | 2,824 |
Premises and equipment expense | $1,161,000 | 1,892 |
Additional noninterest expense | $4,023,000 | 1,515 |
Pre-tax net operating income | $7,592,000 | 1,228 |
Securities gains (losses) | $-33,000 | 5,243 |
Applicable income taxes | $2,474,000 | 1,115 |
Income before extraordinary items | $5,085,000 | 1,326 |
Extraordinary gains, net | $0 | 9 |
Net income | $5,085,000 | 1,326 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $5,085,000 | 1,326 |
Net charge-offs | $134,000 | 2,170 |
Cash dividends | $0 | 4,147 |
Sale, conversion, retirement of capital stock, net | $50,000 | 567 |
Net operating income | $5,107,110 | 1,306 |
2017-09-30 (YTD Data) | Rank | |
Total interest income | $11,665,000 | 1,697 |
Total interest expense | $1,096,000 | 1,936 |
Net interest income | $10,569,000 | 1,663 |
Provision for loan and lease losses | $153,000 | 2,278 |
Total noninterest income | $1,679,000 | 1,919 |
Gross Fiduciary activities income | $398,000 | 580 |
Service charges on deposit accounts | $346,000 | 2,168 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $935,000 | 2,057 |
Total noninterest expense | $6,325,000 | 2,189 |
Salaries and employee benefits | $2,443,000 | 2,860 |
Premises and equipment expense | $878,000 | 1,897 |
Additional noninterest expense | $3,004,000 | 1,504 |
Pre-tax net operating income | $5,770,000 | 1,244 |
Securities gains (losses) | $0 | 2,274 |
Applicable income taxes | $1,969,000 | 923 |
Income before extraordinary items | $3,801,000 | 1,433 |
Extraordinary gains, net | $0 | 9 |
Net income | $3,801,000 | 1,432 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $3,801,000 | 1,433 |
Net charge-offs | $106,000 | 1,875 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $24,000 | 580 |
Net operating income | $3,801,000 | 1,413 |
2017-06-30 (YTD Data) | Rank | |
Total interest income | $7,711,000 | 1,694 |
Total interest expense | $712,000 | 1,942 |
Net interest income | $6,999,000 | 1,659 |
Provision for loan and lease losses | $122,000 | 2,036 |
Total noninterest income | $1,068,000 | 1,965 |
Gross Fiduciary activities income | $264,000 | 587 |
Service charges on deposit accounts | $231,000 | 2,156 |
Trading account gains and fees | $0 | 139 |
Additional Noninterest Income | $573,000 | 2,161 |
Total noninterest expense | $4,214,000 | 2,203 |
Salaries and employee benefits | $1,612,000 | 2,892 |
Premises and equipment expense | $588,000 | 1,890 |
Additional noninterest expense | $2,014,000 | 1,505 |
Pre-tax net operating income | $3,731,000 | 1,257 |
Securities gains (losses) | $0 | 1,906 |
Applicable income taxes | $1,279,000 | 931 |
Income before extraordinary items | $2,452,000 | 1,452 |
Extraordinary gains, net | $0 | 11 |
Net income | $2,452,000 | 1,451 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $2,452,000 | 1,452 |
Net charge-offs | $61,000 | 1,853 |
Cash dividends | $0 | 3,544 |
Sale, conversion, retirement of capital stock, net | $16,000 | 560 |
Net operating income | $2,452,000 | 1,434 |
2017-03-31 (YTD Data) | Rank | |
Total interest income | $3,761,000 | 1,729 |
Total interest expense | $344,000 | 1,981 |
Net interest income | $3,417,000 | 1,687 |
Provision for loan and lease losses | $195,000 | 957 |
Total noninterest income | $566,000 | 1,890 |
Gross Fiduciary activities income | $131,000 | 595 |
Service charges on deposit accounts | $114,000 | 2,189 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $321,000 | 2,009 |
Total noninterest expense | $2,102,000 | 2,221 |
Salaries and employee benefits | $812,000 | 2,917 |
Premises and equipment expense | $302,000 | 1,872 |
Additional noninterest expense | $988,000 | 1,523 |
Pre-tax net operating income | $1,686,000 | 1,335 |
Securities gains (losses) | $0 | 1,153 |
Applicable income taxes | $573,000 | 984 |
Income before extraordinary items | $1,113,000 | 1,543 |
Extraordinary gains, net | $0 | 8 |
Net income | $1,113,000 | 1,543 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $1,113,000 | 1,543 |
Net charge-offs | $29,000 | 1,668 |
Cash dividends | $0 | 2,846 |
Sale, conversion, retirement of capital stock, net | $8,000 | 532 |
Net operating income | $1,113,000 | 1,524 |
2016-12-31 (YTD Data) | Rank | |
Total interest income | $13,688,000 | 1,857 |
Total interest expense | $1,262,000 | 2,048 |
Net interest income | $12,426,000 | 1,803 |
Provision for loan and lease losses | $350,000 | 1,842 |
Total noninterest income | $2,269,000 | 1,961 |
Gross Fiduciary activities income | $484,000 | 602 |
Service charges on deposit accounts | $471,000 | 2,178 |
Trading account gains and fees | $0 | 170 |
Additional Noninterest Income | $1,314,000 | 2,062 |
Total noninterest expense | $7,867,000 | 2,319 |
Salaries and employee benefits | $2,835,000 | 3,137 |
Premises and equipment expense | $1,110,000 | 1,985 |
Additional noninterest expense | $3,922,000 | 1,563 |
Pre-tax net operating income | $6,478,000 | 1,318 |
Securities gains (losses) | $-25,000 | 5,703 |
Applicable income taxes | $2,106,000 | 1,005 |
Income before extraordinary items | $4,347,000 | 1,550 |
Extraordinary gains, net | $0 | 5 |
Net income | $4,347,000 | 1,549 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $4,347,000 | 1,549 |
Net charge-offs | $248,000 | 1,719 |
Cash dividends | $0 | 4,239 |
Sale, conversion, retirement of capital stock, net | $56,000 | 566 |
Net operating income | $4,363,750 | 1,518 |
2016-09-30 (YTD Data) | Rank | |
Total interest income | $10,010,000 | 1,894 |
Total interest expense | $921,000 | 2,093 |
Net interest income | $9,089,000 | 1,846 |
Provision for loan and lease losses | $302,000 | 1,609 |
Total noninterest income | $1,775,000 | 1,919 |
Gross Fiduciary activities income | $366,000 | 595 |
Service charges on deposit accounts | $356,000 | 2,176 |
Trading account gains and fees | $0 | 169 |
Additional Noninterest Income | $1,053,000 | 1,976 |
Total noninterest expense | $5,890,000 | 2,325 |
Salaries and employee benefits | $2,102,000 | 3,160 |
Premises and equipment expense | $859,000 | 1,933 |
Additional noninterest expense | $2,929,000 | 1,567 |
Pre-tax net operating income | $4,672,000 | 1,381 |
Securities gains (losses) | $0 | 3,160 |
Applicable income taxes | $1,575,000 | 1,040 |
Income before extraordinary items | $3,097,000 | 1,638 |
Extraordinary gains, net | $0 | 5 |
Net income | $3,097,000 | 1,637 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $3,097,000 | 1,638 |
Net charge-offs | $184,000 | 1,524 |
Cash dividends | $0 | 3,792 |
Sale, conversion, retirement of capital stock, net | $32,000 | 567 |
Net operating income | $3,097,000 | 1,591 |
2016-06-30 (YTD Data) | Rank | |
Total interest income | $6,612,000 | 1,913 |
Total interest expense | $599,000 | 2,135 |
Net interest income | $6,013,000 | 1,863 |
Provision for loan and lease losses | $0 | 4,017 |
Total noninterest income | $1,160,000 | 1,916 |
Gross Fiduciary activities income | $246,000 | 600 |
Service charges on deposit accounts | $233,000 | 2,188 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $681,000 | 1,991 |
Total noninterest expense | $3,897,000 | 2,347 |
Salaries and employee benefits | $1,375,000 | 3,220 |
Premises and equipment expense | $577,000 | 1,926 |
Additional noninterest expense | $1,945,000 | 1,573 |
Pre-tax net operating income | $3,276,000 | 1,328 |
Securities gains (losses) | $0 | 2,835 |
Applicable income taxes | $1,147,000 | 971 |
Income before extraordinary items | $2,129,000 | 1,567 |
Extraordinary gains, net | $0 | 16 |
Net income | $2,129,000 | 1,567 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $2,129,000 | 1,567 |
Net charge-offs | $111,000 | 1,530 |
Cash dividends | $0 | 3,654 |
Sale, conversion, retirement of capital stock, net | $22,000 | 553 |
Net operating income | $2,129,000 | 1,533 |
2016-03-31 (YTD Data) | Rank | |
Total interest income | $3,278,000 | 1,926 |
Total interest expense | $295,000 | 2,168 |
Net interest income | $2,983,000 | 1,883 |
Provision for loan and lease losses | $95,000 | 1,568 |
Total noninterest income | $574,000 | 1,898 |
Gross Fiduciary activities income | $119,000 | 611 |
Service charges on deposit accounts | $119,000 | 2,140 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $336,000 | 1,959 |
Total noninterest expense | $1,930,000 | 2,374 |
Salaries and employee benefits | $698,000 | 3,214 |
Premises and equipment expense | $294,000 | 1,904 |
Additional noninterest expense | $938,000 | 1,614 |
Pre-tax net operating income | $1,532,000 | 1,385 |
Securities gains (losses) | $0 | 2,077 |
Applicable income taxes | $537,000 | 1,004 |
Income before extraordinary items | $995,000 | 1,627 |
Extraordinary gains, net | $0 | 12 |
Net income | $995,000 | 1,628 |
Minority interest net income | $0 | 62 |
Net income of bank and minority interests. | $995,000 | 1,628 |
Net charge-offs | $16,000 | 2,108 |
Cash dividends | $0 | 2,895 |
Sale, conversion, retirement of capital stock, net | $12,000 | 502 |
Net operating income | $995,000 | 1,593 |
2015-12-31 (YTD Data) | Rank | |
Total interest income | $12,067,000 | 2,021 |
Total interest expense | $1,260,000 | 2,038 |
Net interest income | $10,807,000 | 2,000 |
Provision for loan and lease losses | $790,000 | 983 |
Total noninterest income | $2,044,000 | 2,085 |
Gross Fiduciary activities income | $431,000 | 632 |
Service charges on deposit accounts | $432,000 | 2,374 |
Trading account gains and fees | $0 | 159 |
Additional Noninterest Income | $1,181,000 | 2,166 |
Total noninterest expense | $7,351,000 | 2,469 |
Salaries and employee benefits | $2,621,000 | 3,301 |
Premises and equipment expense | $1,081,000 | 2,054 |
Additional noninterest expense | $3,649,000 | 1,661 |
Pre-tax net operating income | $4,710,000 | 1,650 |
Securities gains (losses) | $-5,000 | 5,798 |
Applicable income taxes | $1,584,000 | 1,198 |
Income before extraordinary items | $3,121,000 | 1,985 |
Extraordinary gains, net | $0 | 23 |
Net income | $3,121,000 | 1,986 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $3,121,000 | 1,987 |
Net charge-offs | $395,000 | 1,368 |
Cash dividends | $400,000 | 3,135 |
Sale, conversion, retirement of capital stock, net | $32,000 | 650 |
Net operating income | $3,124,300 | 1,938 |
2015-09-30 (YTD Data) | Rank | |
Total interest income | $8,894,000 | 2,062 |
Total interest expense | $966,000 | 2,023 |
Net interest income | $7,928,000 | 2,049 |
Provision for loan and lease losses | $640,000 | 860 |
Total noninterest income | $1,523,000 | 2,113 |
Gross Fiduciary activities income | $334,000 | 625 |
Service charges on deposit accounts | $317,000 | 2,428 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $872,000 | 2,196 |
Total noninterest expense | $5,439,000 | 2,501 |
Salaries and employee benefits | $1,918,000 | 3,367 |
Premises and equipment expense | $808,000 | 2,082 |
Additional noninterest expense | $2,713,000 | 1,672 |
Pre-tax net operating income | $3,372,000 | 1,738 |
Securities gains (losses) | $0 | 3,031 |
Applicable income taxes | $1,127,000 | 1,260 |
Income before extraordinary items | $2,245,000 | 2,073 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,245,000 | 2,074 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $2,245,000 | 2,074 |
Net charge-offs | $334,000 | 1,132 |
Cash dividends | $400,000 | 2,537 |
Sale, conversion, retirement of capital stock, net | $27,000 | 607 |
Net operating income | $2,245,000 | 2,017 |
2015-06-30 (YTD Data) | Rank | |
Total interest income | $5,815,000 | 2,099 |
Total interest expense | $621,000 | 2,095 |
Net interest income | $5,194,000 | 2,070 |
Provision for loan and lease losses | $270,000 | 1,221 |
Total noninterest income | $1,009,000 | 2,123 |
Gross Fiduciary activities income | $228,000 | 624 |
Service charges on deposit accounts | $209,000 | 2,420 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $572,000 | 2,262 |
Total noninterest expense | $3,579,000 | 2,550 |
Salaries and employee benefits | $1,243,000 | 3,466 |
Premises and equipment expense | $550,000 | 2,060 |
Additional noninterest expense | $1,786,000 | 1,696 |
Pre-tax net operating income | $2,354,000 | 1,664 |
Securities gains (losses) | $0 | 2,636 |
Applicable income taxes | $806,000 | 1,211 |
Income before extraordinary items | $1,548,000 | 1,987 |
Extraordinary gains, net | $0 | 22 |
Net income | $1,548,000 | 1,989 |
Minority interest net income | $0 | 75 |
Net income of bank and minority interests. | $1,548,000 | 1,989 |
Net charge-offs | $61,000 | 2,167 |
Cash dividends | $400,000 | 2,136 |
Sale, conversion, retirement of capital stock, net | $18,000 | 593 |
Net operating income | $1,548,000 | 1,943 |
2015-03-31 (YTD Data) | Rank | |
Total interest income | $2,813,000 | 2,157 |
Total interest expense | $279,000 | 2,291 |
Net interest income | $2,534,000 | 2,108 |
Provision for loan and lease losses | $160,000 | 1,026 |
Total noninterest income | $479,000 | 2,157 |
Gross Fiduciary activities income | $119,000 | 619 |
Service charges on deposit accounts | $102,000 | 2,439 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $258,000 | 2,312 |
Total noninterest expense | $1,746,000 | 2,608 |
Salaries and employee benefits | $616,000 | 3,512 |
Premises and equipment expense | $278,000 | 2,076 |
Additional noninterest expense | $852,000 | 1,764 |
Pre-tax net operating income | $1,107,000 | 1,699 |
Securities gains (losses) | $0 | 2,027 |
Applicable income taxes | $378,000 | 1,235 |
Income before extraordinary items | $729,000 | 2,078 |
Extraordinary gains, net | $0 | 13 |
Net income | $729,000 | 2,079 |
Minority interest net income | $0 | 64 |
Net income of bank and minority interests. | $729,000 | 2,079 |
Net charge-offs | $46,000 | 1,619 |
Cash dividends | $400,000 | 1,291 |
Sale, conversion, retirement of capital stock, net | $10,000 | 555 |
Net operating income | $729,000 | 2,011 |
2014-12-31 (YTD Data) | Rank | |
Total interest income | $10,822,000 | 2,220 |
Total interest expense | $1,164,000 | 2,311 |
Net interest income | $9,658,000 | 2,204 |
Provision for loan and lease losses | $176,000 | 2,632 |
Total noninterest income | $1,888,000 | 2,193 |
Gross Fiduciary activities income | $426,000 | 641 |
Service charges on deposit accounts | $442,000 | 2,505 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $1,020,000 | 2,309 |
Total noninterest expense | $6,474,000 | 2,762 |
Salaries and employee benefits | $2,264,000 | 3,724 |
Premises and equipment expense | $956,000 | 2,323 |
Additional noninterest expense | $3,254,000 | 1,894 |
Pre-tax net operating income | $4,896,000 | 1,551 |
Securities gains (losses) | $-5,000 | 5,949 |
Applicable income taxes | $1,730,000 | 1,090 |
Income before extraordinary items | $3,161,000 | 1,931 |
Extraordinary gains, net | $0 | 17 |
Net income | $3,161,000 | 1,930 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $3,161,000 | 1,929 |
Net charge-offs | $118,000 | 3,015 |
Cash dividends | $1,600,000 | 1,502 |
Sale, conversion, retirement of capital stock, net | $30,000 | 703 |
Net operating income | $3,164,250 | 1,893 |
2014-09-30 (YTD Data) | Rank | |
Total interest income | $7,944,000 | 2,282 |
Total interest expense | $875,000 | 2,359 |
Net interest income | $7,069,000 | 2,267 |
Provision for loan and lease losses | $210,000 | 2,017 |
Total noninterest income | $1,405,000 | 2,204 |
Gross Fiduciary activities income | $330,000 | 632 |
Service charges on deposit accounts | $330,000 | 2,532 |
Trading account gains and fees | $0 | 174 |
Additional Noninterest Income | $745,000 | 2,358 |
Total noninterest expense | $4,781,000 | 2,809 |
Salaries and employee benefits | $1,622,000 | 3,845 |
Premises and equipment expense | $724,000 | 2,338 |
Additional noninterest expense | $2,435,000 | 1,891 |
Pre-tax net operating income | $3,483,000 | 1,637 |
Securities gains (losses) | $-5,000 | 6,058 |
Applicable income taxes | $1,220,000 | 1,140 |
Income before extraordinary items | $2,258,000 | 2,018 |
Extraordinary gains, net | $0 | 15 |
Net income | $2,258,000 | 2,018 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $2,258,000 | 2,017 |
Net charge-offs | $84,000 | 2,853 |
Cash dividends | $1,200,000 | 1,354 |
Sale, conversion, retirement of capital stock, net | $24,000 | 658 |
Net operating income | $2,261,250 | 1,966 |
2014-06-30 (YTD Data) | Rank | |
Total interest income | $5,204,000 | 2,319 |
Total interest expense | $584,000 | 2,375 |
Net interest income | $4,620,000 | 2,295 |
Provision for loan and lease losses | $73,000 | 2,655 |
Total noninterest income | $937,000 | 2,173 |
Gross Fiduciary activities income | $238,000 | 620 |
Service charges on deposit accounts | $221,000 | 2,491 |
Trading account gains and fees | $0 | 172 |
Additional Noninterest Income | $478,000 | 2,361 |
Total noninterest expense | $3,172,000 | 2,842 |
Salaries and employee benefits | $1,080,000 | 3,857 |
Premises and equipment expense | $491,000 | 2,313 |
Additional noninterest expense | $1,601,000 | 1,908 |
Pre-tax net operating income | $2,312,000 | 1,611 |
Securities gains (losses) | $-5,000 | 6,209 |
Applicable income taxes | $810,000 | 1,121 |
Income before extraordinary items | $1,497,000 | 1,983 |
Extraordinary gains, net | $0 | 20 |
Net income | $1,497,000 | 1,987 |
Minority interest net income | $0 | 80 |
Net income of bank and minority interests. | $1,497,000 | 1,986 |
Net charge-offs | $59,000 | 2,641 |
Cash dividends | $800,000 | 1,366 |
Sale, conversion, retirement of capital stock, net | $18,000 | 616 |
Net operating income | $1,500,250 | 1,924 |
2014-03-31 (YTD Data) | Rank | |
Total interest income | $2,537,000 | 2,369 |
Total interest expense | $291,000 | 2,413 |
Net interest income | $2,246,000 | 2,340 |
Provision for loan and lease losses | $148,000 | 1,328 |
Total noninterest income | $426,000 | 2,275 |
Gross Fiduciary activities income | $107,000 | 643 |
Service charges on deposit accounts | $110,000 | 2,476 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $209,000 | 2,491 |
Total noninterest expense | $1,562,000 | 2,894 |
Salaries and employee benefits | $524,000 | 3,953 |
Premises and equipment expense | $236,000 | 2,425 |
Additional noninterest expense | $802,000 | 1,884 |
Pre-tax net operating income | $962,000 | 1,828 |
Securities gains (losses) | $0 | 1,715 |
Applicable income taxes | $335,000 | 1,237 |
Income before extraordinary items | $627,000 | 2,206 |
Extraordinary gains, net | $0 | 16 |
Net income | $627,000 | 2,208 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $627,000 | 2,208 |
Net charge-offs | $48,000 | 1,899 |
Cash dividends | $400,000 | 1,206 |
Sale, conversion, retirement of capital stock, net | $10,000 | 574 |
Net operating income | $627,000 | 2,161 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $10,003,000 | 2,427 |
Total interest expense | $1,287,000 | 2,437 |
Net interest income | $8,716,000 | 2,413 |
Provision for loan and lease losses | $0 | 5,091 |
Total noninterest income | $1,941,000 | 2,208 |
Gross Fiduciary activities income | $346,000 | 682 |
Service charges on deposit accounts | $406,000 | 2,780 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $1,189,000 | 2,151 |
Total noninterest expense | $5,975,000 | 3,007 |
Salaries and employee benefits | $2,101,000 | 3,960 |
Premises and equipment expense | $847,000 | 2,589 |
Additional noninterest expense | $3,027,000 | 2,065 |
Pre-tax net operating income | $4,682,000 | 1,499 |
Securities gains (losses) | $0 | 3,182 |
Applicable income taxes | $1,690,000 | 1,026 |
Income before extraordinary items | $2,992,000 | 1,906 |
Extraordinary gains, net | $0 | 29 |
Net income | $2,992,000 | 1,908 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $2,992,000 | 1,908 |
Net charge-offs | $51,000 | 4,333 |
Cash dividends | $1,650,000 | 1,386 |
Sale, conversion, retirement of capital stock, net | $28,000 | 750 |
Net operating income | $2,992,000 | 1,873 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $7,504,000 | 2,442 |
Total interest expense | $985,000 | 2,472 |
Net interest income | $6,519,000 | 2,430 |
Provision for loan and lease losses | $0 | 4,941 |
Total noninterest income | $1,491,000 | 2,222 |
Gross Fiduciary activities income | $260,000 | 676 |
Service charges on deposit accounts | $299,000 | 2,829 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $932,000 | 2,145 |
Total noninterest expense | $4,581,000 | 2,954 |
Salaries and employee benefits | $1,552,000 | 4,022 |
Premises and equipment expense | $631,000 | 2,623 |
Additional noninterest expense | $2,398,000 | 1,957 |
Pre-tax net operating income | $3,429,000 | 1,563 |
Securities gains (losses) | $0 | 3,040 |
Applicable income taxes | $1,238,000 | 1,076 |
Income before extraordinary items | $2,191,000 | 1,976 |
Extraordinary gains, net | $0 | 25 |
Net income | $2,191,000 | 1,983 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $2,191,000 | 1,982 |
Net charge-offs | $14,000 | 4,586 |
Cash dividends | $1,250,000 | 1,229 |
Sale, conversion, retirement of capital stock, net | $22,000 | 699 |
Net operating income | $2,191,000 | 1,920 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $5,045,000 | 2,416 |
Total interest expense | $678,000 | 2,460 |
Net interest income | $4,367,000 | 2,405 |
Provision for loan and lease losses | $0 | 4,788 |
Total noninterest income | $1,040,000 | 2,176 |
Gross Fiduciary activities income | $171,000 | 679 |
Service charges on deposit accounts | $199,000 | 2,796 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $670,000 | 2,082 |
Total noninterest expense | $3,078,000 | 2,932 |
Salaries and employee benefits | $1,017,000 | 4,066 |
Premises and equipment expense | $437,000 | 2,557 |
Additional noninterest expense | $1,624,000 | 1,927 |
Pre-tax net operating income | $2,329,000 | 1,521 |
Securities gains (losses) | $0 | 2,791 |
Applicable income taxes | $846,000 | 1,056 |
Income before extraordinary items | $1,483,000 | 1,943 |
Extraordinary gains, net | $0 | 22 |
Net income | $1,483,000 | 1,949 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $1,483,000 | 1,949 |
Net charge-offs | $24,000 | 3,889 |
Cash dividends | $850,000 | 1,227 |
Sale, conversion, retirement of capital stock, net | $16,000 | 656 |
Net operating income | $1,483,000 | 1,870 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $2,581,000 | 2,392 |
Total interest expense | $346,000 | 2,476 |
Net interest income | $2,235,000 | 2,344 |
Provision for loan and lease losses | $0 | 4,409 |
Total noninterest income | $537,000 | 2,118 |
Gross Fiduciary activities income | $85,000 | 689 |
Service charges on deposit accounts | $92,000 | 2,953 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $360,000 | 1,975 |
Total noninterest expense | $1,542,000 | 2,954 |
Salaries and employee benefits | $514,000 | 4,092 |
Premises and equipment expense | $207,000 | 2,699 |
Additional noninterest expense | $821,000 | 1,909 |
Pre-tax net operating income | $1,230,000 | 1,440 |
Securities gains (losses) | $0 | 1,966 |
Applicable income taxes | $457,000 | 986 |
Income before extraordinary items | $773,000 | 1,838 |
Extraordinary gains, net | $0 | 10 |
Net income | $773,000 | 1,839 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $773,000 | 1,840 |
Net charge-offs | $6,000 | 3,622 |
Cash dividends | $450,000 | 1,014 |
Sale, conversion, retirement of capital stock, net | $9,000 | 593 |
Net operating income | $773,000 | 1,765 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $11,126,000 | 2,335 |
Total interest expense | $1,754,000 | 2,396 |
Net interest income | $9,372,000 | 2,288 |
Provision for loan and lease losses | $0 | 5,905 |
Total noninterest income | $2,122,000 | 2,099 |
Gross Fiduciary activities income | $300,000 | 706 |
Service charges on deposit accounts | $341,000 | 3,238 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $1,481,000 | 1,871 |
Total noninterest expense | $5,985,000 | 3,046 |
Salaries and employee benefits | $2,208,000 | 3,891 |
Premises and equipment expense | $697,000 | 3,033 |
Additional noninterest expense | $3,080,000 | 2,098 |
Pre-tax net operating income | $5,509,000 | 1,265 |
Securities gains (losses) | $0 | 3,810 |
Applicable income taxes | $2,068,000 | 853 |
Income before extraordinary items | $3,441,000 | 1,664 |
Extraordinary gains, net | $0 | 29 |
Net income | $3,441,000 | 1,664 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $3,441,000 | 1,665 |
Net charge-offs | $125,000 | 4,222 |
Cash dividends | $1,700,000 | 1,362 |
Sale, conversion, retirement of capital stock, net | $33,000 | 768 |
Net operating income | $3,441,000 | 1,568 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $8,376,000 | 2,372 |
Total interest expense | $1,380,000 | 2,380 |
Net interest income | $6,996,000 | 2,340 |
Provision for loan and lease losses | $-75,000 | 7,007 |
Total noninterest income | $1,520,000 | 2,159 |
Gross Fiduciary activities income | $225,000 | 703 |
Service charges on deposit accounts | $251,000 | 3,319 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $1,044,000 | 1,941 |
Total noninterest expense | $4,428,000 | 3,089 |
Salaries and employee benefits | $1,554,000 | 4,061 |
Premises and equipment expense | $567,000 | 2,895 |
Additional noninterest expense | $2,307,000 | 2,110 |
Pre-tax net operating income | $4,163,000 | 1,287 |
Securities gains (losses) | $0 | 3,575 |
Applicable income taxes | $1,566,000 | 874 |
Income before extraordinary items | $2,597,000 | 1,691 |
Extraordinary gains, net | $0 | 20 |
Net income | $2,597,000 | 1,690 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $2,597,000 | 1,692 |
Net charge-offs | $80,000 | 4,173 |
Cash dividends | $1,250,000 | 1,137 |
Sale, conversion, retirement of capital stock, net | $26,000 | 727 |
Net operating income | $2,597,000 | 1,589 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $5,620,000 | 2,371 |
Total interest expense | $969,000 | 2,346 |
Net interest income | $4,651,000 | 2,343 |
Provision for loan and lease losses | $-75,000 | 7,091 |
Total noninterest income | $957,000 | 2,223 |
Gross Fiduciary activities income | $155,000 | 702 |
Service charges on deposit accounts | $163,000 | 3,356 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $639,000 | 2,030 |
Total noninterest expense | $2,908,000 | 3,137 |
Salaries and employee benefits | $1,018,000 | 4,128 |
Premises and equipment expense | $394,000 | 2,807 |
Additional noninterest expense | $1,496,000 | 2,164 |
Pre-tax net operating income | $2,775,000 | 1,284 |
Securities gains (losses) | $0 | 3,178 |
Applicable income taxes | $1,044,000 | 857 |
Income before extraordinary items | $1,731,000 | 1,684 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,731,000 | 1,682 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $1,731,000 | 1,684 |
Net charge-offs | $44,000 | 4,136 |
Cash dividends | $850,000 | 1,113 |
Sale, conversion, retirement of capital stock, net | $18,000 | 692 |
Net operating income | $1,731,000 | 1,597 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $2,811,000 | 2,398 |
Total interest expense | $521,000 | 2,290 |
Net interest income | $2,290,000 | 2,395 |
Provision for loan and lease losses | $15,000 | 4,598 |
Total noninterest income | $477,000 | 2,217 |
Gross Fiduciary activities income | $81,000 | 706 |
Service charges on deposit accounts | $74,000 | 3,530 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $322,000 | 2,020 |
Total noninterest expense | $1,461,000 | 3,119 |
Salaries and employee benefits | $504,000 | 4,186 |
Premises and equipment expense | $200,000 | 2,792 |
Additional noninterest expense | $757,000 | 2,136 |
Pre-tax net operating income | $1,291,000 | 1,356 |
Securities gains (losses) | $0 | 2,210 |
Applicable income taxes | $488,000 | 910 |
Income before extraordinary items | $803,000 | 1,792 |
Extraordinary gains, net | $0 | 19 |
Net income | $803,000 | 1,793 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $803,000 | 1,793 |
Net charge-offs | $15,000 | 3,852 |
Cash dividends | $450,000 | 954 |
Sale, conversion, retirement of capital stock, net | $10,000 | 618 |
Net operating income | $803,000 | 1,692 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $11,707,000 | 2,376 |
Total interest expense | $2,607,000 | 2,206 |
Net interest income | $9,100,000 | 2,404 |
Provision for loan and lease losses | $125,000 | 5,112 |
Total noninterest income | $1,474,000 | 2,478 |
Gross Fiduciary activities income | $281,000 | 674 |
Service charges on deposit accounts | $316,000 | 3,496 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $877,000 | 2,318 |
Total noninterest expense | $5,160,000 | 3,450 |
Salaries and employee benefits | $1,985,000 | 4,190 |
Premises and equipment expense | $710,000 | 3,170 |
Additional noninterest expense | $2,465,000 | 2,618 |
Pre-tax net operating income | $5,289,000 | 1,123 |
Securities gains (losses) | $-1,000 | 6,712 |
Applicable income taxes | $1,995,000 | 789 |
Income before extraordinary items | $3,293,000 | 1,487 |
Extraordinary gains, net | $0 | 29 |
Net income | $3,293,000 | 1,487 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $3,293,000 | 1,487 |
Net charge-offs | $52,000 | 5,452 |
Cash dividends | $2,200,000 | 882 |
Sale, conversion, retirement of capital stock, net | $33,000 | 879 |
Net operating income | $3,293,640 | 1,417 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $8,852,000 | 2,381 |
Total interest expense | $2,042,000 | 2,206 |
Net interest income | $6,810,000 | 2,424 |
Provision for loan and lease losses | $100,000 | 4,928 |
Total noninterest income | $992,000 | 2,639 |
Gross Fiduciary activities income | $220,000 | 657 |
Service charges on deposit accounts | $234,000 | 3,532 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $538,000 | 2,592 |
Total noninterest expense | $3,859,000 | 3,466 |
Salaries and employee benefits | $1,533,000 | 4,127 |
Premises and equipment expense | $566,000 | 3,060 |
Additional noninterest expense | $1,760,000 | 2,726 |
Pre-tax net operating income | $3,843,000 | 1,205 |
Securities gains (losses) | $-1,000 | 6,834 |
Applicable income taxes | $1,447,000 | 815 |
Income before extraordinary items | $2,395,000 | 1,593 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,395,000 | 1,593 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $2,395,000 | 1,593 |
Net charge-offs | $43,000 | 5,079 |
Cash dividends | $1,750,000 | 734 |
Sale, conversion, retirement of capital stock, net | $25,000 | 828 |
Net operating income | $2,395,640 | 1,510 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $5,937,000 | 2,389 |
Total interest expense | $1,437,000 | 2,191 |
Net interest income | $4,500,000 | 2,447 |
Provision for loan and lease losses | $70,000 | 4,772 |
Total noninterest income | $619,000 | 2,746 |
Gross Fiduciary activities income | $149,000 | 664 |
Service charges on deposit accounts | $148,000 | 3,616 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $322,000 | 2,766 |
Total noninterest expense | $2,564,000 | 3,508 |
Salaries and employee benefits | $1,018,000 | 4,154 |
Premises and equipment expense | $374,000 | 3,098 |
Additional noninterest expense | $1,172,000 | 2,791 |
Pre-tax net operating income | $2,485,000 | 1,195 |
Securities gains (losses) | $-1,000 | 6,874 |
Applicable income taxes | $937,000 | 804 |
Income before extraordinary items | $1,547,000 | 1,576 |
Extraordinary gains, net | $0 | 15 |
Net income | $1,547,000 | 1,576 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $1,547,000 | 1,576 |
Net charge-offs | $38,000 | 4,675 |
Cash dividends | $800,000 | 975 |
Sale, conversion, retirement of capital stock, net | $19,000 | 742 |
Net operating income | $1,547,640 | 1,513 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $2,988,000 | 2,381 |
Total interest expense | $769,000 | 2,133 |
Net interest income | $2,219,000 | 2,483 |
Provision for loan and lease losses | $30,000 | 4,582 |
Total noninterest income | $279,000 | 2,947 |
Gross Fiduciary activities income | $79,000 | 658 |
Service charges on deposit accounts | $73,000 | 3,613 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $127,000 | 3,175 |
Total noninterest expense | $1,315,000 | 3,441 |
Salaries and employee benefits | $505,000 | 4,195 |
Premises and equipment expense | $194,000 | 3,063 |
Additional noninterest expense | $616,000 | 2,674 |
Pre-tax net operating income | $1,153,000 | 1,256 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $439,000 | 815 |
Income before extraordinary items | $714,000 | 1,649 |
Extraordinary gains, net | $0 | 9 |
Net income | $714,000 | 1,649 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $714,000 | 1,649 |
Net charge-offs | $18,000 | 4,096 |
Cash dividends | $450,000 | 808 |
Sale, conversion, retirement of capital stock, net | $11,000 | 675 |
Net operating income | $714,000 | 1,597 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $13,080,000 | 2,297 |
Total interest expense | $3,373,000 | 2,340 |
Net interest income | $9,707,000 | 2,260 |
Provision for loan and lease losses | $190,000 | 5,407 |
Total noninterest income | $1,423,000 | 2,604 |
Gross Fiduciary activities income | $218,000 | 745 |
Service charges on deposit accounts | $323,000 | 3,487 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $882,000 | 2,362 |
Total noninterest expense | $5,203,000 | 3,497 |
Salaries and employee benefits | $1,985,000 | 4,256 |
Premises and equipment expense | $731,000 | 3,186 |
Additional noninterest expense | $2,487,000 | 2,697 |
Pre-tax net operating income | $5,737,000 | 904 |
Securities gains (losses) | $0 | 3,793 |
Applicable income taxes | $2,192,000 | 687 |
Income before extraordinary items | $3,545,000 | 1,210 |
Extraordinary gains, net | $0 | 29 |
Net income | $3,545,000 | 1,211 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $3,545,000 | 1,213 |
Net charge-offs | $106,000 | 5,370 |
Cash dividends | $1,350,000 | 1,179 |
Sale, conversion, retirement of capital stock, net | $35,000 | 1,017 |
Net operating income | $3,545,000 | 1,168 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $9,940,000 | 2,324 |
Total interest expense | $2,553,000 | 2,419 |
Net interest income | $7,387,000 | 2,270 |
Provision for loan and lease losses | $180,000 | 5,003 |
Total noninterest income | $1,013,000 | 2,707 |
Gross Fiduciary activities income | $165,000 | 731 |
Service charges on deposit accounts | $247,000 | 3,520 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $601,000 | 2,477 |
Total noninterest expense | $3,999,000 | 3,417 |
Salaries and employee benefits | $1,487,000 | 4,290 |
Premises and equipment expense | $565,000 | 3,163 |
Additional noninterest expense | $1,947,000 | 2,537 |
Pre-tax net operating income | $4,221,000 | 967 |
Securities gains (losses) | $0 | 3,651 |
Applicable income taxes | $1,599,000 | 709 |
Income before extraordinary items | $2,622,000 | 1,270 |
Extraordinary gains, net | $0 | 23 |
Net income | $2,622,000 | 1,274 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $2,622,000 | 1,274 |
Net charge-offs | $94,000 | 4,970 |
Cash dividends | $900,000 | 1,140 |
Sale, conversion, retirement of capital stock, net | $28,000 | 943 |
Net operating income | $2,622,000 | 1,226 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $6,683,000 | 2,332 |
Total interest expense | $1,734,000 | 2,468 |
Net interest income | $4,949,000 | 2,247 |
Provision for loan and lease losses | $135,000 | 4,762 |
Total noninterest income | $533,000 | 3,099 |
Gross Fiduciary activities income | $105,000 | 751 |
Service charges on deposit accounts | $164,000 | 3,535 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $264,000 | 3,043 |
Total noninterest expense | $2,569,000 | 3,547 |
Salaries and employee benefits | $964,000 | 4,392 |
Premises and equipment expense | $372,000 | 3,214 |
Additional noninterest expense | $1,233,000 | 2,650 |
Pre-tax net operating income | $2,778,000 | 973 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $1,057,000 | 686 |
Income before extraordinary items | $1,721,000 | 1,287 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,721,000 | 1,288 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $1,721,000 | 1,288 |
Net charge-offs | $75,000 | 4,534 |
Cash dividends | $600,000 | 1,128 |
Sale, conversion, retirement of capital stock, net | $22,000 | 848 |
Net operating income | $1,721,000 | 1,241 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $3,352,000 | 2,373 |
Total interest expense | $895,000 | 2,505 |
Net interest income | $2,457,000 | 2,287 |
Provision for loan and lease losses | $75,000 | 4,293 |
Total noninterest income | $257,000 | 3,169 |
Gross Fiduciary activities income | $51,000 | 757 |
Service charges on deposit accounts | $77,000 | 3,649 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $129,000 | 3,089 |
Total noninterest expense | $1,228,000 | 3,704 |
Salaries and employee benefits | $470,000 | 4,523 |
Premises and equipment expense | $190,000 | 3,254 |
Additional noninterest expense | $568,000 | 2,845 |
Pre-tax net operating income | $1,411,000 | 957 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $542,000 | 667 |
Income before extraordinary items | $869,000 | 1,258 |
Extraordinary gains, net | $0 | 16 |
Net income | $869,000 | 1,261 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $869,000 | 1,260 |
Net charge-offs | $40,000 | 3,918 |
Cash dividends | $300,000 | 1,057 |
Sale, conversion, retirement of capital stock, net | $14,000 | 747 |
Net operating income | $869,000 | 1,226 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $13,587,000 | 2,458 |
Total interest expense | $4,203,000 | 2,629 |
Net interest income | $9,384,000 | 2,326 |
Provision for loan and lease losses | $362,000 | 5,009 |
Total noninterest income | $1,095,000 | 3,166 |
Gross Fiduciary activities income | $183,000 | 777 |
Service charges on deposit accounts | $321,000 | 3,760 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $591,000 | 2,922 |
Total noninterest expense | $5,171,000 | 3,577 |
Salaries and employee benefits | $1,936,000 | 4,458 |
Premises and equipment expense | $729,000 | 3,358 |
Additional noninterest expense | $2,506,000 | 2,730 |
Pre-tax net operating income | $4,946,000 | 850 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $1,927,000 | 582 |
Income before extraordinary items | $3,019,000 | 1,121 |
Extraordinary gains, net | $0 | 34 |
Net income | $3,019,000 | 1,119 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $3,019,000 | 1,120 |
Net charge-offs | $195,000 | 5,044 |
Cash dividends | $1,200,000 | 1,416 |
Sale, conversion, retirement of capital stock, net | $27,000 | 1,170 |
Net operating income | $3,019,000 | 1,108 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $10,143,000 | 2,507 |
Total interest expense | $3,223,000 | 2,686 |
Net interest income | $6,920,000 | 2,353 |
Provision for loan and lease losses | $307,000 | 4,558 |
Total noninterest income | $840,000 | 3,169 |
Gross Fiduciary activities income | $141,000 | 766 |
Service charges on deposit accounts | $241,000 | 3,771 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $458,000 | 2,962 |
Total noninterest expense | $3,919,000 | 3,545 |
Salaries and employee benefits | $1,421,000 | 4,554 |
Premises and equipment expense | $566,000 | 3,326 |
Additional noninterest expense | $1,932,000 | 2,640 |
Pre-tax net operating income | $3,534,000 | 943 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $1,376,000 | 649 |
Income before extraordinary items | $2,158,000 | 1,245 |
Extraordinary gains, net | $0 | 27 |
Net income | $2,158,000 | 1,243 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $2,158,000 | 1,245 |
Net charge-offs | $160,000 | 4,531 |
Cash dividends | $900,000 | 1,363 |
Sale, conversion, retirement of capital stock, net | $22,000 | 1,072 |
Net operating income | $2,158,000 | 1,223 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $6,708,000 | 2,552 |
Total interest expense | $2,198,000 | 2,741 |
Net interest income | $4,510,000 | 2,396 |
Provision for loan and lease losses | $205,000 | 4,287 |
Total noninterest income | $590,000 | 3,075 |
Gross Fiduciary activities income | $96,000 | 773 |
Service charges on deposit accounts | $166,000 | 3,694 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $328,000 | 2,842 |
Total noninterest expense | $2,627,000 | 3,577 |
Salaries and employee benefits | $922,000 | 4,678 |
Premises and equipment expense | $392,000 | 3,239 |
Additional noninterest expense | $1,313,000 | 2,626 |
Pre-tax net operating income | $2,268,000 | 1,003 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $887,000 | 689 |
Income before extraordinary items | $1,381,000 | 1,373 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,381,000 | 1,370 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $1,381,000 | 1,372 |
Net charge-offs | $119,000 | 4,057 |
Cash dividends | $600,000 | 1,412 |
Sale, conversion, retirement of capital stock, net | $16,000 | 1,032 |
Net operating income | $1,381,000 | 1,328 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $3,345,000 | 2,596 |
Total interest expense | $1,142,000 | 2,746 |
Net interest income | $2,203,000 | 2,449 |
Provision for loan and lease losses | $95,000 | 3,976 |
Total noninterest income | $288,000 | 3,100 |
Gross Fiduciary activities income | $53,000 | 760 |
Service charges on deposit accounts | $83,000 | 3,630 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $152,000 | 2,939 |
Total noninterest expense | $1,247,000 | 3,663 |
Salaries and employee benefits | $468,000 | 4,686 |
Premises and equipment expense | $199,000 | 3,234 |
Additional noninterest expense | $580,000 | 2,641 |
Pre-tax net operating income | $1,149,000 | 1,109 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $448,000 | 749 |
Income before extraordinary items | $701,000 | 1,549 |
Extraordinary gains, net | $0 | 15 |
Net income | $701,000 | 1,551 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $701,000 | 1,551 |
Net charge-offs | $76,000 | 3,153 |
Cash dividends | $300,000 | 1,336 |
Sale, conversion, retirement of capital stock, net | $11,000 | 870 |
Net operating income | $701,000 | 1,471 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $13,617,000 | 2,713 |
Total interest expense | $5,262,000 | 2,843 |
Net interest income | $8,355,000 | 2,601 |
Provision for loan and lease losses | $485,000 | 3,855 |
Total noninterest income | $1,030,000 | 3,347 |
Gross Fiduciary activities income | $219,000 | 770 |
Service charges on deposit accounts | $360,000 | 3,664 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $451,000 | 3,372 |
Total noninterest expense | $4,610,000 | 3,811 |
Salaries and employee benefits | $1,874,000 | 4,673 |
Premises and equipment expense | $774,000 | 3,264 |
Additional noninterest expense | $1,962,000 | 2,913 |
Pre-tax net operating income | $4,290,000 | 1,276 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $1,669,000 | 791 |
Income before extraordinary items | $2,621,000 | 1,551 |
Extraordinary gains, net | $0 | 39 |
Net income | $2,621,000 | 1,552 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $220,000 | 3,961 |
Cash dividends | $1,000,000 | 2,281 |
Sale, conversion, retirement of capital stock, net | $26,000 | 1,226 |
Net operating income | $2,621,000 | 1,656 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $10,146,000 | 2,784 |
Total interest expense | $4,071,000 | 2,863 |
Net interest income | $6,075,000 | 2,696 |
Provision for loan and lease losses | $365,000 | 3,221 |
Total noninterest income | $767,000 | 3,437 |
Gross Fiduciary activities income | $177,000 | 748 |
Service charges on deposit accounts | $261,000 | 3,761 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $329,000 | 3,529 |
Total noninterest expense | $3,393,000 | 3,855 |
Salaries and employee benefits | $1,354,000 | 4,792 |
Premises and equipment expense | $574,000 | 3,301 |
Additional noninterest expense | $1,465,000 | 2,829 |
Pre-tax net operating income | $3,084,000 | 1,582 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $1,193,000 | 1,015 |
Income before extraordinary items | $1,891,000 | 1,870 |
Extraordinary gains, net | $0 | 31 |
Net income | $1,891,000 | 1,870 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $130,000 | 3,617 |
Cash dividends | $750,000 | 2,176 |
Sale, conversion, retirement of capital stock, net | $23,000 | 1,061 |
Net operating income | $1,891,000 | 1,963 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $6,702,000 | 2,842 |
Total interest expense | $2,853,000 | 2,839 |
Net interest income | $3,849,000 | 2,803 |
Provision for loan and lease losses | $310,000 | 2,477 |
Total noninterest income | $500,000 | 3,500 |
Gross Fiduciary activities income | $117,000 | 766 |
Service charges on deposit accounts | $173,000 | 3,781 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $210,000 | 3,671 |
Total noninterest expense | $2,253,000 | 3,881 |
Salaries and employee benefits | $928,000 | 4,753 |
Premises and equipment expense | $386,000 | 3,309 |
Additional noninterest expense | $939,000 | 2,903 |
Pre-tax net operating income | $1,786,000 | 1,873 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $690,000 | 1,244 |
Income before extraordinary items | $1,096,000 | 2,384 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,096,000 | 2,384 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $80,000 | 3,288 |
Cash dividends | $500,000 | 2,245 |
Sale, conversion, retirement of capital stock, net | $19,000 | 959 |
Net operating income | $1,096,000 | 2,338 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $3,363,000 | 2,907 |
Total interest expense | $1,566,000 | 2,768 |
Net interest income | $1,797,000 | 2,986 |
Provision for loan and lease losses | $91,000 | 2,842 |
Total noninterest income | $242,000 | 3,593 |
Gross Fiduciary activities income | $59,000 | 777 |
Service charges on deposit accounts | $84,000 | 3,792 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $99,000 | 3,788 |
Total noninterest expense | $1,134,000 | 3,866 |
Salaries and employee benefits | $479,000 | 4,695 |
Premises and equipment expense | $197,000 | 3,281 |
Additional noninterest expense | $458,000 | 2,928 |
Pre-tax net operating income | $814,000 | 2,124 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $316,000 | 1,424 |
Income before extraordinary items | $498,000 | 2,704 |
Extraordinary gains, net | $0 | 15 |
Net income | $498,000 | 2,706 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $36,000 | 2,807 |
Cash dividends | $250,000 | 2,054 |
Sale, conversion, retirement of capital stock, net | $16,000 | 748 |
Net operating income | $498,000 | 2,632 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $13,230,000 | 3,010 |
Total interest expense | $6,431,000 | 2,841 |
Net interest income | $6,799,000 | 3,168 |
Provision for loan and lease losses | $163,000 | 4,213 |
Total noninterest income | $972,000 | 3,594 |
Gross Fiduciary activities income | $214,000 | 790 |
Service charges on deposit accounts | $329,000 | 3,899 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $429,000 | 3,600 |
Total noninterest expense | $4,287,000 | 3,908 |
Salaries and employee benefits | $1,635,000 | 5,032 |
Premises and equipment expense | $712,000 | 3,398 |
Additional noninterest expense | $1,940,000 | 2,729 |
Pre-tax net operating income | $3,321,000 | 2,295 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $1,310,000 | 1,556 |
Income before extraordinary items | $2,011,000 | 2,809 |
Extraordinary gains, net | $0 | 39 |
Net income | $2,011,000 | 2,808 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $91,000 | 3,898 |
Cash dividends | $850,000 | 2,880 |
Sale, conversion, retirement of capital stock, net | $19,000 | 1,194 |
Net operating income | $2,011,000 | 2,791 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $9,782,000 | 3,043 |
Total interest expense | $4,753,000 | 2,871 |
Net interest income | $5,029,000 | 3,214 |
Provision for loan and lease losses | $83,000 | 4,460 |
Total noninterest income | $730,000 | 3,597 |
Gross Fiduciary activities income | $164,000 | 779 |
Service charges on deposit accounts | $246,000 | 3,896 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $320,000 | 3,621 |
Total noninterest expense | $3,256,000 | 3,860 |
Salaries and employee benefits | $1,232,000 | 5,010 |
Premises and equipment expense | $556,000 | 3,267 |
Additional noninterest expense | $1,468,000 | 2,667 |
Pre-tax net operating income | $2,420,000 | 2,492 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $940,000 | 1,718 |
Income before extraordinary items | $1,480,000 | 3,001 |
Extraordinary gains, net | $0 | 33 |
Net income | $1,480,000 | 3,000 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $61,000 | 3,416 |
Cash dividends | $600,000 | 2,668 |
Sale, conversion, retirement of capital stock, net | $17,000 | 1,044 |
Net operating income | $1,480,000 | 2,985 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $6,396,000 | 3,107 |
Total interest expense | $3,112,000 | 2,919 |
Net interest income | $3,284,000 | 3,299 |
Provision for loan and lease losses | $46,000 | 4,481 |
Total noninterest income | $477,000 | 3,654 |
Gross Fiduciary activities income | $109,000 | 791 |
Service charges on deposit accounts | $161,000 | 3,952 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $207,000 | 3,716 |
Total noninterest expense | $2,194,000 | 3,843 |
Salaries and employee benefits | $839,000 | 4,977 |
Premises and equipment expense | $395,000 | 3,116 |
Additional noninterest expense | $960,000 | 2,724 |
Pre-tax net operating income | $1,521,000 | 2,648 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $590,000 | 1,864 |
Income before extraordinary items | $931,000 | 3,168 |
Extraordinary gains, net | $0 | 29 |
Net income | $931,000 | 3,167 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $35,000 | 3,211 |
Cash dividends | $400,000 | 2,742 |
Sale, conversion, retirement of capital stock, net | $17,000 | 926 |
Net operating income | $931,000 | 3,156 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $3,152,000 | 3,140 |
Total interest expense | $1,520,000 | 2,962 |
Net interest income | $1,632,000 | 3,307 |
Provision for loan and lease losses | $18,000 | 4,475 |
Total noninterest income | $232,000 | 3,705 |
Gross Fiduciary activities income | $56,000 | 789 |
Service charges on deposit accounts | $77,000 | 3,989 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $99,000 | 3,787 |
Total noninterest expense | $1,065,000 | 3,943 |
Salaries and employee benefits | $394,000 | 5,222 |
Premises and equipment expense | $190,000 | 3,240 |
Additional noninterest expense | $481,000 | 2,706 |
Pre-tax net operating income | $781,000 | 2,604 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $305,000 | 1,833 |
Income before extraordinary items | $476,000 | 3,140 |
Extraordinary gains, net | $0 | 22 |
Net income | $476,000 | 3,140 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 2,785 |
Cash dividends | $200,000 | 2,393 |
Sale, conversion, retirement of capital stock, net | $16,000 | 701 |
Net operating income | $476,000 | 3,114 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $11,860,000 | 3,129 |
Total interest expense | $5,186,000 | 2,946 |
Net interest income | $6,674,000 | 3,243 |
Provision for loan and lease losses | $239,000 | 3,217 |
Total noninterest income | $972,000 | 3,614 |
Gross Fiduciary activities income | $166,000 | 843 |
Service charges on deposit accounts | $323,000 | 3,973 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $483,000 | 3,397 |
Total noninterest expense | $4,110,000 | 3,908 |
Salaries and employee benefits | $1,703,000 | 4,798 |
Premises and equipment expense | $660,000 | 3,492 |
Additional noninterest expense | $1,747,000 | 2,893 |
Pre-tax net operating income | $3,297,000 | 2,608 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $1,282,000 | 1,878 |
Income before extraordinary items | $2,015,000 | 3,088 |
Extraordinary gains, net | $0 | 51 |
Net income | $2,015,000 | 3,087 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $221,000 | 2,058 |
Cash dividends | $800,000 | 2,936 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $2,015,000 | 3,077 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $8,759,000 | 3,137 |
Total interest expense | $3,738,000 | 2,954 |
Net interest income | $5,021,000 | 3,260 |
Provision for loan and lease losses | $175,000 | 3,146 |
Total noninterest income | $748,000 | 3,556 |
Gross Fiduciary activities income | $128,000 | 823 |
Service charges on deposit accounts | $236,000 | 4,044 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $384,000 | 3,279 |
Total noninterest expense | $3,154,000 | 3,831 |
Salaries and employee benefits | $1,275,000 | 4,771 |
Premises and equipment expense | $500,000 | 3,474 |
Additional noninterest expense | $1,379,000 | 2,747 |
Pre-tax net operating income | $2,440,000 | 2,707 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $949,000 | 1,951 |
Income before extraordinary items | $1,491,000 | 3,224 |
Extraordinary gains, net | $0 | 45 |
Net income | $1,491,000 | 3,225 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $162,000 | 1,748 |
Cash dividends | $600,000 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $1,491,000 | 3,217 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $5,702,000 | 3,157 |
Total interest expense | $2,355,000 | 2,970 |
Net interest income | $3,347,000 | 3,260 |
Provision for loan and lease losses | $102,000 | 3,281 |
Total noninterest income | $506,000 | 3,502 |
Gross Fiduciary activities income | $81,000 | 851 |
Service charges on deposit accounts | $150,000 | 4,140 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $275,000 | 3,169 |
Total noninterest expense | $2,133,000 | 3,792 |
Salaries and employee benefits | $853,000 | 4,795 |
Premises and equipment expense | $347,000 | 3,351 |
Additional noninterest expense | $933,000 | 2,730 |
Pre-tax net operating income | $1,618,000 | 2,723 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $630,000 | 1,991 |
Income before extraordinary items | $988,000 | 3,242 |
Extraordinary gains, net | $0 | 39 |
Net income | $988,000 | 3,244 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $93,000 | 1,792 |
Cash dividends | $400,000 | 2,681 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $988,000 | 3,235 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $2,801,000 | 3,157 |
Total interest expense | $1,133,000 | 2,943 |
Net interest income | $1,668,000 | 3,254 |
Provision for loan and lease losses | $85,000 | 2,271 |
Total noninterest income | $206,000 | 3,917 |
Gross Fiduciary activities income | $32,000 | 907 |
Service charges on deposit accounts | $72,000 | 4,162 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $102,000 | 3,669 |
Total noninterest expense | $1,049,000 | 3,864 |
Salaries and employee benefits | $421,000 | 4,852 |
Premises and equipment expense | $167,000 | 3,466 |
Additional noninterest expense | $461,000 | 2,748 |
Pre-tax net operating income | $740,000 | 2,861 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $287,000 | 2,077 |
Income before extraordinary items | $453,000 | 3,400 |
Extraordinary gains, net | $0 | 21 |
Net income | $453,000 | 3,399 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $82,000 | 1,080 |
Cash dividends | $200,000 | 2,370 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $453,000 | 3,377 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $9,775,000 | 3,198 |
Total interest expense | $3,065,000 | 3,271 |
Net interest income | $6,710,000 | 3,146 |
Provision for loan and lease losses | $240,000 | 3,239 |
Total noninterest income | $741,000 | 4,228 |
Gross Fiduciary activities income | $105,000 | 933 |
Service charges on deposit accounts | $264,000 | 4,463 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $372,000 | 3,900 |
Total noninterest expense | $3,613,000 | 4,188 |
Salaries and employee benefits | $1,453,000 | 5,154 |
Premises and equipment expense | $509,000 | 4,126 |
Additional noninterest expense | $1,651,000 | 2,997 |
Pre-tax net operating income | $3,598,000 | 2,408 |
Securities gains (losses) | $39,000 | 1,012 |
Applicable income taxes | $1,403,000 | 1,791 |
Income before extraordinary items | $2,234,000 | 2,807 |
Extraordinary gains, net | $0 | 46 |
Net income | $2,234,000 | 2,808 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $212,000 | 2,204 |
Cash dividends | $300,000 | 4,372 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $2,209,040 | 2,806 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $7,041,000 | 3,263 |
Total interest expense | $2,021,000 | 3,482 |
Net interest income | $5,020,000 | 3,135 |
Provision for loan and lease losses | $155,000 | 3,419 |
Total noninterest income | $549,000 | 4,279 |
Gross Fiduciary activities income | $75,000 | 934 |
Service charges on deposit accounts | $201,000 | 4,447 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $273,000 | 3,965 |
Total noninterest expense | $2,718,000 | 4,135 |
Salaries and employee benefits | $1,098,000 | 5,104 |
Premises and equipment expense | $389,000 | 4,047 |
Additional noninterest expense | $1,231,000 | 2,979 |
Pre-tax net operating income | $2,696,000 | 2,423 |
Securities gains (losses) | $39,000 | 968 |
Applicable income taxes | $1,055,000 | 1,807 |
Income before extraordinary items | $1,680,000 | 2,854 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,680,000 | 2,855 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $122,000 | 2,287 |
Cash dividends | $150,000 | 4,338 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $1,655,040 | 2,855 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $4,585,000 | 3,261 |
Total interest expense | $1,280,000 | 3,475 |
Net interest income | $3,305,000 | 3,145 |
Provision for loan and lease losses | $109,000 | 3,247 |
Total noninterest income | $327,000 | 4,564 |
Gross Fiduciary activities income | $45,000 | 951 |
Service charges on deposit accounts | $131,000 | 4,456 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $151,000 | 4,308 |
Total noninterest expense | $1,746,000 | 4,241 |
Salaries and employee benefits | $718,000 | 5,163 |
Premises and equipment expense | $246,000 | 4,198 |
Additional noninterest expense | $782,000 | 3,074 |
Pre-tax net operating income | $1,777,000 | 2,392 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $685,000 | 1,813 |
Income before extraordinary items | $1,092,000 | 2,893 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,092,000 | 2,893 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $80,000 | 2,162 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $1,092,000 | 2,851 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $2,198,000 | 3,341 |
Total interest expense | $603,000 | 3,491 |
Net interest income | $1,595,000 | 3,232 |
Provision for loan and lease losses | $78,000 | 2,437 |
Total noninterest income | $152,000 | 4,678 |
Gross Fiduciary activities income | $21,000 | 974 |
Service charges on deposit accounts | $59,000 | 4,633 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $72,000 | 4,397 |
Total noninterest expense | $785,000 | 4,614 |
Salaries and employee benefits | $332,000 | 5,462 |
Premises and equipment expense | $116,000 | 4,396 |
Additional noninterest expense | $337,000 | 3,467 |
Pre-tax net operating income | $884,000 | 2,380 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $342,000 | 1,804 |
Income before extraordinary items | $542,000 | 2,854 |
Extraordinary gains, net | $0 | 24 |
Net income | $542,000 | 2,855 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $54,000 | 1,641 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $542,000 | 2,800 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $9,216,000 | 3,045 |
Total interest expense | $2,565,000 | 2,984 |
Net interest income | $6,651,000 | 3,027 |
Provision for loan and lease losses | $261,000 | 3,178 |
Total noninterest income | $705,000 | 4,369 |
Gross Fiduciary activities income | $80,000 | 979 |
Service charges on deposit accounts | $284,000 | 4,436 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $341,000 | 4,024 |
Total noninterest expense | $2,909,000 | 4,764 |
Salaries and employee benefits | $1,271,000 | 5,517 |
Premises and equipment expense | $407,000 | 4,703 |
Additional noninterest expense | $1,231,000 | 3,662 |
Pre-tax net operating income | $4,186,000 | 1,979 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $1,632,000 | 1,515 |
Income before extraordinary items | $2,554,000 | 2,389 |
Extraordinary gains, net | $0 | 34 |
Net income | $2,554,000 | 2,391 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $214,000 | 2,480 |
Cash dividends | $375,000 | 4,013 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $2,554,000 | 2,329 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $6,961,000 | 2,987 |
Total interest expense | $1,982,000 | 2,862 |
Net interest income | $4,979,000 | 3,016 |
Provision for loan and lease losses | $162,000 | 3,396 |
Total noninterest income | $511,000 | 4,478 |
Gross Fiduciary activities income | $60,000 | 979 |
Service charges on deposit accounts | $217,000 | 4,428 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $234,000 | 4,193 |
Total noninterest expense | $2,131,000 | 4,797 |
Salaries and employee benefits | $932,000 | 5,548 |
Premises and equipment expense | $305,000 | 4,702 |
Additional noninterest expense | $894,000 | 3,744 |
Pre-tax net operating income | $3,197,000 | 1,967 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $1,249,000 | 1,495 |
Income before extraordinary items | $1,948,000 | 2,381 |
Extraordinary gains, net | $0 | 26 |
Net income | $1,948,000 | 2,384 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $115,000 | 2,625 |
Cash dividends | $375,000 | 3,116 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $1,948,000 | 2,329 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $4,670,000 | 2,965 |
Total interest expense | $1,364,000 | 2,779 |
Net interest income | $3,306,000 | 3,018 |
Provision for loan and lease losses | $124,000 | 3,064 |
Total noninterest income | $338,000 | 4,505 |
Gross Fiduciary activities income | $39,000 | 998 |
Service charges on deposit accounts | $148,000 | 4,361 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $151,000 | 4,291 |
Total noninterest expense | $1,407,000 | 4,859 |
Salaries and employee benefits | $605,000 | 5,669 |
Premises and equipment expense | $203,000 | 4,713 |
Additional noninterest expense | $599,000 | 3,749 |
Pre-tax net operating income | $2,113,000 | 1,951 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $825,000 | 1,495 |
Income before extraordinary items | $1,288,000 | 2,365 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,288,000 | 2,365 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $82,000 | 2,403 |
Cash dividends | $250,000 | 3,124 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $1,288,000 | 2,304 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $2,352,000 | 2,961 |
Total interest expense | $688,000 | 2,784 |
Net interest income | $1,664,000 | 2,980 |
Provision for loan and lease losses | $46,000 | 3,418 |
Total noninterest income | $167,000 | 4,509 |
Gross Fiduciary activities income | $16,000 | 1,031 |
Service charges on deposit accounts | $74,000 | 4,298 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $77,000 | 4,245 |
Total noninterest expense | $703,000 | 4,904 |
Salaries and employee benefits | $309,000 | 5,659 |
Premises and equipment expense | $102,000 | 4,723 |
Additional noninterest expense | $292,000 | 3,824 |
Pre-tax net operating income | $1,082,000 | 1,881 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $423,000 | 1,488 |
Income before extraordinary items | $659,000 | 2,302 |
Extraordinary gains, net | $0 | 16 |
Net income | $659,000 | 2,303 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $31,000 | 2,425 |
Cash dividends | $125,000 | 2,644 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $659,000 | 2,217 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $9,846,000 | 2,865 |
Total interest expense | $3,124,000 | 2,762 |
Net interest income | $6,722,000 | 2,851 |
Provision for loan and lease losses | $385,000 | 2,666 |
Total noninterest income | $716,000 | 4,495 |
Gross Fiduciary activities income | $56,000 | 1,065 |
Service charges on deposit accounts | $257,000 | 4,696 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $403,000 | 3,960 |
Total noninterest expense | $2,893,000 | 4,728 |
Salaries and employee benefits | $1,137,000 | 5,818 |
Premises and equipment expense | $406,000 | 4,686 |
Additional noninterest expense | $1,350,000 | 3,384 |
Pre-tax net operating income | $4,160,000 | 1,919 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $1,614,000 | 1,519 |
Income before extraordinary items | $2,546,000 | 2,335 |
Extraordinary gains, net | $0 | 54 |
Net income | $2,546,000 | 2,338 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $174,000 | 3,114 |
Cash dividends | $400,000 | 3,891 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $2,546,000 | 2,227 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $7,415,000 | 2,894 |
Total interest expense | $2,382,000 | 2,813 |
Net interest income | $5,033,000 | 2,882 |
Provision for loan and lease losses | $315,000 | 2,407 |
Total noninterest income | $586,000 | 4,327 |
Gross Fiduciary activities income | $43,000 | 1,050 |
Service charges on deposit accounts | $188,000 | 4,770 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $355,000 | 3,745 |
Total noninterest expense | $2,192,000 | 4,664 |
Salaries and employee benefits | $887,000 | 5,650 |
Premises and equipment expense | $304,000 | 4,671 |
Additional noninterest expense | $1,001,000 | 3,393 |
Pre-tax net operating income | $3,112,000 | 1,987 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $1,204,000 | 1,606 |
Income before extraordinary items | $1,908,000 | 2,431 |
Extraordinary gains, net | $0 | 40 |
Net income | $1,908,000 | 2,430 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $141,000 | 2,704 |
Cash dividends | $300,000 | 3,447 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $1,908,000 | 2,316 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $4,929,000 | 2,938 |
Total interest expense | $1,627,000 | 2,831 |
Net interest income | $3,302,000 | 2,908 |
Provision for loan and lease losses | $210,000 | 2,412 |
Total noninterest income | $390,000 | 4,308 |
Gross Fiduciary activities income | $27,000 | 1,070 |
Service charges on deposit accounts | $126,000 | 4,731 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $237,000 | 3,717 |
Total noninterest expense | $1,443,000 | 4,705 |
Salaries and employee benefits | $595,000 | 5,642 |
Premises and equipment expense | $202,000 | 4,671 |
Additional noninterest expense | $646,000 | 3,474 |
Pre-tax net operating income | $2,039,000 | 1,997 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $792,000 | 1,632 |
Income before extraordinary items | $1,247,000 | 2,486 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,247,000 | 2,484 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $108,000 | 2,386 |
Cash dividends | $200,000 | 3,438 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $1,247,000 | 2,344 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $2,468,000 | 2,953 |
Total interest expense | $822,000 | 2,867 |
Net interest income | $1,646,000 | 2,912 |
Provision for loan and lease losses | $105,000 | 2,265 |
Total noninterest income | $133,000 | 5,184 |
Gross Fiduciary activities income | $14,000 | 1,078 |
Service charges on deposit accounts | $61,000 | 4,717 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $58,000 | 4,989 |
Total noninterest expense | $704,000 | 4,770 |
Salaries and employee benefits | $297,000 | 5,656 |
Premises and equipment expense | $104,000 | 4,580 |
Additional noninterest expense | $303,000 | 3,631 |
Pre-tax net operating income | $970,000 | 2,097 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $379,000 | 1,704 |
Income before extraordinary items | $591,000 | 2,578 |
Extraordinary gains, net | $0 | 21 |
Net income | $591,000 | 2,576 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $40,000 | 2,432 |
Cash dividends | $100,000 | 2,874 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $591,000 | 2,439 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $10,001,000 | 3,020 |
Total interest expense | $3,508,000 | 3,091 |
Net interest income | $6,493,000 | 2,935 |
Provision for loan and lease losses | $480,000 | 2,438 |
Total noninterest income | $396,000 | 5,808 |
Gross Fiduciary activities income | $59,000 | 1,083 |
Service charges on deposit accounts | $186,000 | 5,376 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $151,000 | 5,588 |
Total noninterest expense | $2,655,000 | 4,877 |
Salaries and employee benefits | $1,134,000 | 5,692 |
Premises and equipment expense | $344,000 | 5,151 |
Additional noninterest expense | $1,177,000 | 3,663 |
Pre-tax net operating income | $3,754,000 | 2,090 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $1,470,000 | 1,678 |
Income before extraordinary items | $2,284,000 | 2,523 |
Extraordinary gains, net | $0 | 70 |
Net income | $2,284,000 | 2,523 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $189,000 | 3,098 |
Cash dividends | $400,000 | 3,806 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $2,284,000 | 2,440 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $10,044,000 | 3,298 |
Total interest expense | $4,567,000 | 3,409 |
Net interest income | $5,477,000 | 3,189 |
Provision for loan and lease losses | $347,000 | 2,928 |
Total noninterest income | $337,000 | 6,115 |
Gross Fiduciary activities income | $70,000 | 1,071 |
Service charges on deposit accounts | $168,000 | 5,540 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $99,000 | 6,463 |
Total noninterest expense | $2,456,000 | 5,011 |
Salaries and employee benefits | $963,000 | 6,121 |
Premises and equipment expense | $291,000 | 5,618 |
Additional noninterest expense | $1,202,000 | 3,497 |
Pre-tax net operating income | $3,011,000 | 2,256 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $1,192,000 | 1,824 |
Income before extraordinary items | $1,819,000 | 2,765 |
Extraordinary gains, net | $0 | 105 |
Net income | $1,819,000 | 2,768 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $153,000 | 3,341 |
Cash dividends | $200,000 | 4,983 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $1,819,000 | 2,672 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $9,266,000 | 3,641 |
Total interest expense | $4,979,000 | 3,330 |
Net interest income | $4,287,000 | 3,948 |
Provision for loan and lease losses | $304,000 | 2,798 |
Total noninterest income | $345,000 | 5,924 |
Gross Fiduciary activities income | $63,000 | 1,013 |
Service charges on deposit accounts | $152,000 | 5,729 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $130,000 | 5,818 |
Total noninterest expense | $2,304,000 | 5,153 |
Salaries and employee benefits | $924,000 | 6,228 |
Premises and equipment expense | $257,000 | 5,950 |
Additional noninterest expense | $1,123,000 | 3,640 |
Pre-tax net operating income | $2,024,000 | 3,297 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $811,000 | 2,495 |
Income before extraordinary items | $1,213,000 | 3,835 |
Extraordinary gains, net | $0 | 38 |
Net income | $1,213,000 | 3,835 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $114,000 | 3,357 |
Cash dividends | $75,000 | 6,167 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $1,213,000 | 3,820 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $7,792,000 | 4,012 |
Total interest expense | $3,855,000 | 3,701 |
Net interest income | $3,937,000 | 4,241 |
Provision for loan and lease losses | $255,000 | 3,010 |
Total noninterest income | $354,000 | 5,975 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $141,000 | 6,001 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $213,000 | 4,797 |
Total noninterest expense | $2,195,000 | 5,338 |
Salaries and employee benefits | $875,000 | 6,423 |
Premises and equipment expense | $259,000 | 5,928 |
Additional noninterest expense | $1,061,000 | 3,825 |
Pre-tax net operating income | $1,841,000 | 3,554 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $743,000 | 2,795 |
Income before extraordinary items | $1,098,000 | 4,160 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,098,000 | 4,164 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $36,000 | 5,344 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $1,098,000 | 4,113 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $6,715,000 | 4,546 |
Total interest expense | $3,387,000 | 4,270 |
Net interest income | $3,328,000 | 4,775 |
Provision for loan and lease losses | $208,000 | 3,440 |
Total noninterest income | $283,000 | 6,633 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $139,000 | 6,109 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $144,000 | 5,793 |
Total noninterest expense | $2,127,000 | 5,349 |
Salaries and employee benefits | $859,000 | 6,417 |
Premises and equipment expense | $254,000 | 5,912 |
Additional noninterest expense | $1,014,000 | 3,908 |
Pre-tax net operating income | $1,276,000 | 4,689 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $508,000 | 3,793 |
Income before extraordinary items | $768,000 | 5,315 |
Extraordinary gains, net | $0 | 32 |
Net income | $768,000 | 5,315 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $64,000 | 4,450 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $768,000 | 5,210 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $6,292,000 | 4,868 |
Total interest expense | $3,231,000 | 4,418 |
Net interest income | $3,061,000 | 5,219 |
Provision for loan and lease losses | $144,000 | 4,243 |
Total noninterest income | $262,000 | 7,082 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $142,000 | 6,310 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $120,000 | 6,280 |
Total noninterest expense | $2,199,000 | 5,294 |
Salaries and employee benefits | $825,000 | 6,657 |
Premises and equipment expense | $239,000 | 6,223 |
Additional noninterest expense | $1,135,000 | 3,508 |
Pre-tax net operating income | $980,000 | 5,894 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $385,000 | 4,993 |
Income before extraordinary items | $595,000 | 6,403 |
Extraordinary gains, net | $0 | 44 |
Net income | $595,000 | 6,403 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $118,000 | 3,479 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $595,000 | 6,347 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $5,246,000 | 5,726 |
Total interest expense | $2,543,000 | 5,440 |
Net interest income | $2,703,000 | 5,872 |
Provision for loan and lease losses | $96,000 | 5,205 |
Total noninterest income | $283,000 | 7,154 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $142,000 | 6,615 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $141,000 | 6,154 |
Total noninterest expense | $2,184,000 | 5,572 |
Salaries and employee benefits | $800,000 | 6,982 |
Premises and equipment expense | $243,000 | 6,346 |
Additional noninterest expense | $1,141,000 | 3,939 |
Pre-tax net operating income | $706,000 | 6,910 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $278,000 | 6,083 |
Income before extraordinary items | $428,000 | 7,395 |
Extraordinary gains, net | $0 | 53 |
Net income | $428,000 | 7,395 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $59,000 | 4,972 |
Cash dividends | $200,000 | 5,388 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $428,000 | 7,340 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $4,581,000 | 6,371 |
Total interest expense | $2,142,000 | 6,184 |
Net interest income | $2,439,000 | 6,415 |
Provision for loan and lease losses | $120,000 | 4,090 |
Total noninterest income | $263,000 | 7,534 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $131,000 | 7,064 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $132,000 | 6,351 |
Total noninterest expense | $2,235,000 | 5,480 |
Salaries and employee benefits | $832,000 | 6,939 |
Premises and equipment expense | $274,000 | 6,002 |
Additional noninterest expense | $1,129,000 | 3,944 |
Pre-tax net operating income | $347,000 | 9,404 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $129,000 | 8,642 |
Income before extraordinary items | $218,000 | 9,737 |
Extraordinary gains, net | $0 | 65 |
Net income | $218,000 | 9,742 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 6,779 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $218,000 | 9,707 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,964,000 | 6,745 |
Total interest expense | $1,563,000 | 6,702 |
Net interest income | $2,401,000 | 6,663 |
Provision for loan and lease losses | $150,000 | 3,586 |
Total noninterest income | $247,000 | 8,000 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $131,000 | 7,336 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $116,000 | 7,032 |
Total noninterest expense | $2,268,000 | 5,593 |
Salaries and employee benefits | $811,000 | 7,145 |
Premises and equipment expense | $285,000 | 5,938 |
Additional noninterest expense | $1,172,000 | 4,132 |
Pre-tax net operating income | $230,000 | 10,657 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $75,000 | 9,915 |
Income before extraordinary items | $155,000 | 10,754 |
Extraordinary gains, net | $0 | 249 |
Net income | $155,000 | 10,759 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $176,000 | 2,709 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $155,000 | 10,802 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,879,000 | 7,024 |
Total interest expense | $1,632,000 | 6,791 |
Net interest income | $2,247,000 | 7,043 |
Provision for loan and lease losses | $120,000 | 5,200 |
Total noninterest income | $244,000 | 8,449 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $135,000 | 7,460 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $109,000 | 7,610 |
Total noninterest expense | $2,074,000 | 6,147 |
Salaries and employee benefits | $766,000 | 7,526 |
Premises and equipment expense | $254,000 | 6,618 |
Additional noninterest expense | $1,054,000 | 4,699 |
Pre-tax net operating income | $297,000 | 10,267 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $97,000 | 9,810 |
Income before extraordinary items | $200,000 | 10,659 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $200,000 | 10,766 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $95,000 | 4,663 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $200,000 | 10,430 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $4,029,000 | 7,465 |
Total interest expense | $1,979,000 | 7,151 |
Net interest income | $2,050,000 | 7,620 |
Provision for loan and lease losses | $120,000 | 6,707 |
Total noninterest income | $237,000 | 8,727 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $134,000 | 7,552 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $103,000 | 7,958 |
Total noninterest expense | $1,837,000 | 6,830 |
Salaries and employee benefits | $650,000 | 8,387 |
Premises and equipment expense | $279,000 | 6,297 |
Additional noninterest expense | $908,000 | 5,481 |
Pre-tax net operating income | $330,000 | 9,874 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $115,000 | 9,514 |
Income before extraordinary items | $215,000 | 10,395 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $215,000 | 10,530 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $23,000 | 8,917 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $215,000 | 10,035 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.