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Saratoga National Bank, Total Unused Commitments

1999-12-31Rank
Total unused commitments$24,553,0002,028
Loan commitments-revolving, open-end lines secured by 1-4's$110,0004,408
Credit card lines$2,312,0001,019
Commercial real estate, construction & land development$13,691,000928
Commitments secured by real estate$13,691,000891
Commitments not secured by real estate$01,066
Securities underwriting$012
Other unused commitments$8,440,0002,362
Memoranda:
Commitments with an original maturity exceeding 1 yr$2,424,0002,260
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$22,532,0002,078
Loan commitments-revolving, open-end lines secured by 1-4's$165,0004,122
Credit card lines$1,711,0001,331
Commercial real estate, construction & land development$12,953,000861
Commitments secured by real estate$12,953,000819
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$7,703,0002,456
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,798,0002,382
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$24,436,0001,822
Loan commitments-revolving, open-end lines secured by 1-4's$93,0004,402
Credit card lines$1,212,0001,666
Commercial real estate, construction & land development$16,020,000630
Commitments secured by real estate$16,020,000598
Commitments not secured by real estate$01,207
Securities underwriting$016
Other unused commitments$7,111,0002,439
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,353,0002,632
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$042
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$20,825,0002,002
Loan commitments-revolving, open-end lines secured by 1-4's$05,134
Credit card lines$1,072,0001,867
Commercial real estate, construction & land development$11,487,000827
Commitments secured by real estate$11,487,000786
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$8,266,0002,186
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,582,0002,450
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$15,925,0002,344
Loan commitments-revolving, open-end lines secured by 1-4's$05,129
Credit card lines$903,0002,109
Commercial real estate, construction & land development$8,704,000953
Commitments secured by real estate$8,704,000902
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$6,318,0002,580
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,107,0002,738
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$10,621,0003,016
Loan commitments-revolving, open-end lines secured by 1-4's$05,180
Credit card lines$810,0002,125
Commercial real estate, construction & land development$5,467,0001,281
Commitments secured by real estate$5,467,0001,216
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$4,344,0003,230
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,092,0002,637
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$9,714,0003,189
Loan commitments-revolving, open-end lines secured by 1-4's$05,433
Credit card lines$504,0002,537
Commercial real estate, construction & land development$5,302,0001,185
Commitments secured by real estate$5,302,0001,114
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$3,908,0003,338
Memoranda:
Commitments with an original maturity exceeding 1 yr$703,0002,923
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$14,599,0002,267
Loan commitments-revolving, open-end lines secured by 1-4's$05,501
Credit card lines$518,0002,456
Commercial real estate, construction & land development$9,093,000640
Commitments secured by real estate$9,093,000581
Commitments not secured by real estate$01,780
Securities underwriting$026
Other unused commitments$4,988,0002,609
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0109