Home > Saratoga National Bank > Net Loans and Leases
Saratoga National Bank, Net Loans and Leases
| 1999-12-31 | Rank | |
| Net loans and leases | $72,568,000 | 3,862 |
| Loan loss allowance | $1,128,000 | 3,082 |
| Total loans and leases | $73,696,000 | 3,858 |
| Unearned income | $366,000 | 961 |
| Loans and leases, gross | $74,062,000 | 3,845 |
| All real estate loans | $49,248,000 | 3,752 |
| Real estate loans in domestic offices | $49,248,000 | 3,752 |
| Construction and development loans | $13,945,000 | 1,296 |
| Commercial RE | $34,804,000 | 1,714 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,653 |
| 1-4 family residential loans | $499,000 | 9,765 |
| Farmland loans | $0 | 6,930 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,638,000 | 2,993 |
| Commercial and industrial loans | $18,681,000 | 2,180 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $1,684,000 | 7,749 |
| Credit card loans | $626,000 | 1,838 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,058,000 | 8,484 |
| All other loans & leases | $1,811,000 | 1,739 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $193,000 | 2,623 |
| Lease financing receivables | $1,618,000 | 544 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $73,311,000 | 3,642 |
| Loan loss allowance | $716,000 | 4,389 |
| Total loans and leases | $74,027,000 | 3,651 |
| Unearned income | $292,000 | 1,493 |
| Loans and leases, gross | $74,319,000 | 3,652 |
| All real estate loans | $48,743,000 | 3,600 |
| Real estate loans in domestic offices | $48,743,000 | 3,599 |
| Construction and development loans | $18,897,000 | 898 |
| Commercial RE | $29,330,000 | 1,747 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,760 |
| 1-4 family residential loans | $516,000 | 9,978 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,359,000 | 2,676 |
| Commercial and industrial loans | $15,713,000 | 2,328 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $1,882,000 | 7,650 |
| Credit card loans | $654,000 | 1,869 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,228,000 | 8,418 |
| All other loans & leases | $4,622,000 | 926 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $523,000 | 1,566 |
| Lease financing receivables | $4,099,000 | 362 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $62,527,000 | 4,190 |
| Loan loss allowance | $578,000 | 5,168 |
| Total loans and leases | $63,105,000 | 4,209 |
| Unearned income | $325,000 | 1,573 |
| Loans and leases, gross | $63,430,000 | 4,197 |
| All real estate loans | $34,538,000 | 4,685 |
| Real estate loans in domestic offices | $34,538,000 | 4,684 |
| Construction and development loans | $12,001,000 | 1,245 |
| Commercial RE | $21,697,000 | 2,186 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,171 |
| 1-4 family residential loans | $840,000 | 10,258 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,613,000 | 2,656 |
| Commercial and industrial loans | $18,381,000 | 1,979 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $2,046,000 | 7,807 |
| Credit card loans | $498,000 | 2,424 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,548,000 | 8,321 |
| All other loans & leases | $4,852,000 | 889 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $851,000 | 1,188 |
| Lease financing receivables | $4,001,000 | 368 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $51,270,000 | 4,927 |
| Loan loss allowance | $628,000 | 5,043 |
| Total loans and leases | $51,898,000 | 4,937 |
| Unearned income | $324,000 | 2,704 |
| Loans and leases, gross | $51,898,000 | 4,955 |
| All real estate loans | $27,936,000 | 5,394 |
| Real estate loans in domestic offices | $27,936,000 | 5,393 |
| Construction and development loans | $9,035,000 | 1,583 |
| Commercial RE | $18,503,000 | 2,472 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,518 |
| 1-4 family residential loans | $398,000 | 11,049 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $17,905,000 | 2,051 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,447,000 | 7,524 |
| Credit card loans | $559,000 | 2,418 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,888,000 | 8,048 |
| All other loans & leases | $3,934,000 | 1,076 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $1,774,000 | 823 |
| Lease financing receivables | $2,160,000 | 476 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $185,000 | 1,612 |
| Non 1-4 family restructured loans & leases | $185,000 | 1,612 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $36,759,000 | 6,167 |
| Loan loss allowance | $776,000 | 4,346 |
| Total loans and leases | $37,535,000 | 6,140 |
| Unearned income | $308,000 | 2,994 |
| Loans and leases, gross | $37,535,000 | 6,145 |
| All real estate loans | $23,394,000 | 5,992 |
| Real estate loans in domestic offices | $23,394,000 | 5,990 |
| Construction and development loans | $7,845,000 | 1,662 |
| Commercial RE | $15,184,000 | 2,817 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,869 |
| 1-4 family residential loans | $365,000 | 11,563 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $11,440,000 | 2,871 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $574,000 | 10,947 |
| Credit card loans | $501,000 | 2,589 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $73,000 | 11,668 |
| All other loans & leases | $2,435,000 | 1,501 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $1,598,000 | 911 |
| Lease financing receivables | $837,000 | 703 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $196,000 | 1,730 |
| Non 1-4 family restructured loans & leases | $196,000 | 1,730 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $32,767,000 | 6,640 |
| Loan loss allowance | $738,000 | 4,638 |
| Total loans and leases | $33,505,000 | 6,611 |
| Unearned income | $230,000 | 3,759 |
| Loans and leases, gross | $33,505,000 | 6,623 |
| All real estate loans | $15,889,000 | 7,309 |
| Real estate loans in domestic offices | $15,889,000 | 7,308 |
| Construction and development loans | $6,731,000 | 1,758 |
| Commercial RE | $6,277,000 | 5,013 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,416,000 | 2,212 |
| 1-4 family residential loans | $465,000 | 12,090 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $14,903,000 | 2,150 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $543,000 | 11,488 |
| Credit card loans | $481,000 | 2,634 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $62,000 | 12,326 |
| All other loans & leases | $2,400,000 | 1,537 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $92,000 | 4,145 |
| Other loans | $1,186,000 | 1,124 |
| Lease financing receivables | $1,122,000 | 592 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $33,305,000 | 6,516 |
| Loan loss allowance | $1,330,000 | 2,904 |
| Total loans and leases | $34,635,000 | 6,420 |
| Unearned income | $199,000 | 4,320 |
| Loans and leases, gross | $34,635,000 | 6,433 |
| All real estate loans | $19,474,000 | 6,715 |
| Real estate loans in domestic offices | $19,474,000 | 6,714 |
| Construction and development loans | $12,690,000 | 955 |
| Commercial RE | $6,392,000 | 5,004 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,553 |
| 1-4 family residential loans | $392,000 | 12,774 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $12,163,000 | 2,522 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $528,000 | 12,103 |
| Credit card loans | $456,000 | 2,716 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $72,000 | 12,982 |
| All other loans & leases | $2,669,000 | 1,498 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $692,000 | 1,613 |
| Lease financing receivables | $1,977,000 | 443 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $233,000 | 2,285 |
| Non 1-4 family restructured loans & leases | $233,000 | 2,285 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $37,890,000 | 5,993 |
| Loan loss allowance | $960,000 | 3,868 |
| Total loans and leases | $38,850,000 | 5,958 |
| Unearned income | $280,000 | 4,162 |
| Loans and leases, gross | $38,850,000 | 5,971 |
| All real estate loans | $27,728,000 | 5,407 |
| Real estate loans in domestic offices | $27,728,000 | 5,406 |
| Construction and development loans | $22,215,000 | 625 |
| Commercial RE | $5,143,000 | 5,655 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $370,000 | 13,381 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $9,893,000 | 3,088 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $725,000 | 12,162 |
| Credit card loans | $584,000 | 2,407 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $141,000 | 13,492 |
| All other loans & leases | $784,000 | 3,528 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $452,000 | 2,121 |
| Lease financing receivables | $332,000 | 968 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $273,000 | 2,471 |
| Non 1-4 family restructured loans & leases | $273,000 | 2,471 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |