Home > Sarasota Bank > Income and Expense
Sarasota Bank, Income and Expense
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,296,000 | 2,946 |
| Total interest expense | $2,546,000 | 2,643 |
| Net interest income | $4,750,000 | 3,042 |
| Provision for loan and lease losses | $580,000 | 1,461 |
| Total noninterest income | $282,000 | 6,147 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $137,000 | 5,485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 5,406 |
| Total noninterest expense | $2,247,000 | 4,591 |
| Salaries and employee benefits | $1,066,000 | 5,028 |
| Premises and equipment expense | $347,000 | 4,293 |
| Additional noninterest expense | $834,000 | 3,953 |
| Pre-tax net operating income | $2,205,000 | 2,640 |
| Securities gains (losses) | $194,000 | 1,247 |
| Applicable income taxes | $970,000 | 1,902 |
| Income before extraordinary items | $1,429,000 | 3,077 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,429,000 | 3,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,071 |
| Cash dividends | $160,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,304,840 | 3,128 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,885,000 | 2,960 |
| Total interest expense | $1,718,000 | 2,691 |
| Net interest income | $3,167,000 | 3,023 |
| Provision for loan and lease losses | $290,000 | 1,910 |
| Total noninterest income | $179,000 | 6,241 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $92,000 | 5,460 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $87,000 | 5,586 |
| Total noninterest expense | $1,532,000 | 4,512 |
| Salaries and employee benefits | $704,000 | 5,063 |
| Premises and equipment expense | $233,000 | 4,269 |
| Additional noninterest expense | $595,000 | 3,726 |
| Pre-tax net operating income | $1,524,000 | 2,549 |
| Securities gains (losses) | $194,000 | 1,061 |
| Applicable income taxes | $621,000 | 1,995 |
| Income before extraordinary items | $1,097,000 | 2,773 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,097,000 | 2,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,274 |
| Cash dividends | $160,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $972,840 | 2,886 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 2,978 |
| Total interest expense | $859,000 | 2,749 |
| Net interest income | $1,580,000 | 3,023 |
| Provision for loan and lease losses | $103,000 | 2,334 |
| Total noninterest income | $89,000 | 6,188 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 5,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $782,000 | 4,437 |
| Salaries and employee benefits | $352,000 | 5,058 |
| Premises and equipment expense | $115,000 | 4,305 |
| Additional noninterest expense | $315,000 | 3,511 |
| Pre-tax net operating income | $784,000 | 2,517 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $308,000 | 2,010 |
| Income before extraordinary items | $476,000 | 3,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $476,000 | 3,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,653 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $476,000 | 2,904 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,724,000 | 3,091 |
| Total interest expense | $3,648,000 | 2,984 |
| Net interest income | $6,076,000 | 3,110 |
| Provision for loan and lease losses | $836,000 | 1,570 |
| Total noninterest income | $373,000 | 5,952 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $216,000 | 5,036 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $157,000 | 5,501 |
| Total noninterest expense | $2,887,000 | 4,579 |
| Salaries and employee benefits | $1,281,000 | 5,242 |
| Premises and equipment expense | $431,000 | 4,390 |
| Additional noninterest expense | $1,175,000 | 3,667 |
| Pre-tax net operating income | $2,726,000 | 2,702 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,003,000 | 2,202 |
| Income before extraordinary items | $1,723,000 | 3,144 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,723,000 | 3,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 1,849 |
| Cash dividends | $10,000 | 6,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,723,000 | 3,037 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,993,000 | 3,316 |
| Total interest expense | $5,267,000 | 3,018 |
| Net interest income | $4,726,000 | 3,603 |
| Provision for loan and lease losses | $1,004,000 | 1,245 |
| Total noninterest income | $146,000 | 7,900 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $250,000 | 4,642 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $-104,000 | 9,611 |
| Total noninterest expense | $2,886,000 | 4,468 |
| Salaries and employee benefits | $987,000 | 6,029 |
| Premises and equipment expense | $330,000 | 5,224 |
| Additional noninterest expense | $1,569,000 | 2,766 |
| Pre-tax net operating income | $982,000 | 4,939 |
| Securities gains (losses) | $67,000 | 2,086 |
| Applicable income taxes | $349,000 | 3,990 |
| Income before extraordinary items | $700,000 | 5,230 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $700,000 | 5,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $799,000 | 1,101 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $655,110 | 5,264 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,401,000 | 3,586 |
| Total interest expense | $4,921,000 | 3,371 |
| Net interest income | $4,480,000 | 3,810 |
| Provision for loan and lease losses | $443,000 | 2,089 |
| Total noninterest income | $473,000 | 5,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 4,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,442 |
| Total noninterest expense | $2,800,000 | 4,473 |
| Salaries and employee benefits | $976,000 | 6,025 |
| Premises and equipment expense | $301,000 | 5,407 |
| Additional noninterest expense | $1,523,000 | 2,774 |
| Pre-tax net operating income | $1,710,000 | 3,690 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $611,000 | 3,062 |
| Income before extraordinary items | $1,100,000 | 4,106 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,100,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,565 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,099,360 | 4,113 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,758,000 | 4,031 |
| Total interest expense | $3,608,000 | 3,943 |
| Net interest income | $4,150,000 | 4,043 |
| Provision for loan and lease losses | $263,000 | 2,959 |
| Total noninterest income | $355,000 | 5,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 5,959 |
| Total noninterest expense | $2,395,000 | 5,027 |
| Salaries and employee benefits | $950,000 | 6,097 |
| Premises and equipment expense | $290,000 | 5,573 |
| Additional noninterest expense | $1,155,000 | 3,564 |
| Pre-tax net operating income | $1,847,000 | 3,544 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $692,000 | 2,925 |
| Income before extraordinary items | $1,155,000 | 3,990 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,155,000 | 3,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,912 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,155,000 | 3,956 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,954,000 | 5,034 |
| Total interest expense | $2,848,000 | 4,904 |
| Net interest income | $3,106,000 | 5,009 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $228,000 | 7,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,682 |
| Total noninterest expense | $2,025,000 | 5,549 |
| Salaries and employee benefits | $869,000 | 6,357 |
| Premises and equipment expense | $308,000 | 5,311 |
| Additional noninterest expense | $848,000 | 4,481 |
| Pre-tax net operating income | $1,189,000 | 4,910 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $429,000 | 4,240 |
| Income before extraordinary items | $760,000 | 5,360 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $760,000 | 5,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $760,000 | 5,254 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,404,000 | 6,308 |
| Total interest expense | $2,161,000 | 5,955 |
| Net interest income | $2,243,000 | 6,451 |
| Provision for loan and lease losses | $193,000 | 3,532 |
| Total noninterest income | $159,000 | 8,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 6,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,910 |
| Total noninterest expense | $1,397,000 | 7,041 |
| Salaries and employee benefits | $678,000 | 7,450 |
| Premises and equipment expense | $242,000 | 6,177 |
| Additional noninterest expense | $477,000 | 6,704 |
| Pre-tax net operating income | $812,000 | 6,495 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $65,000 | 8,998 |
| Income before extraordinary items | $747,000 | 5,689 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $747,000 | 5,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,261 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $747,000 | 5,647 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,292,000 | 7,608 |
| Total interest expense | $1,532,000 | 7,492 |
| Net interest income | $1,760,000 | 7,646 |
| Provision for loan and lease losses | $97,000 | 5,191 |
| Total noninterest income | $159,000 | 8,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,175 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,167 |
| Total noninterest expense | $1,332,000 | 7,569 |
| Salaries and employee benefits | $632,000 | 7,942 |
| Premises and equipment expense | $291,000 | 5,710 |
| Additional noninterest expense | $409,000 | 7,805 |
| Pre-tax net operating income | $490,000 | 8,002 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $-78,000 | 11,142 |
| Income before extraordinary items | $573,000 | 6,441 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $573,000 | 6,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $568,000 | 6,388 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,529,000 | 8,929 |
| Total interest expense | $1,202,000 | 8,580 |
| Net interest income | $1,327,000 | 8,991 |
| Provision for loan and lease losses | $57,000 | 5,968 |
| Total noninterest income | $191,000 | 8,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,102 |
| Total noninterest expense | $1,273,000 | 7,941 |
| Salaries and employee benefits | $560,000 | 8,646 |
| Premises and equipment expense | $312,000 | 5,461 |
| Additional noninterest expense | $401,000 | 8,182 |
| Pre-tax net operating income | $188,000 | 10,534 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $-151,000 | 11,762 |
| Income before extraordinary items | $342,000 | 8,553 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $342,000 | 8,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $339,000 | 8,546 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 10,632 |
| Total interest expense | $538,000 | 10,917 |
| Net interest income | $1,015,000 | 10,338 |
| Provision for loan and lease losses | $92,000 | 4,738 |
| Total noninterest income | $167,000 | 9,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,224 |
| Total noninterest expense | $1,460,000 | 7,728 |
| Salaries and employee benefits | $672,000 | 8,097 |
| Premises and equipment expense | $263,000 | 6,301 |
| Additional noninterest expense | $525,000 | 7,635 |
| Pre-tax net operating income | $-370,000 | 12,336 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-371,000 | 12,305 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-371,000 | 12,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-370,000 | 12,318 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $773,000 | 12,714 |
| Total interest expense | $253,000 | 12,831 |
| Net interest income | $520,000 | 12,499 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $43,000 | 12,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 10,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $957,000 | 9,938 |
| Salaries and employee benefits | $424,000 | 10,401 |
| Premises and equipment expense | $197,000 | 7,746 |
| Additional noninterest expense | $336,000 | 10,004 |
| Pre-tax net operating income | $-484,000 | 12,847 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-484,000 | 12,889 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-484,000 | 12,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-484,000 | 12,831 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $108,000 | 13,890 |
| Total interest expense | $35,000 | 13,871 |
| Net interest income | $73,000 | 13,871 |
| Provision for loan and lease losses | $19,000 | 10,662 |
| Total noninterest income | $5,000 | 13,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 11,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 13,804 |
| Total noninterest expense | $534,000 | 12,430 |
| Salaries and employee benefits | $218,000 | 12,958 |
| Premises and equipment expense | $185,000 | 8,187 |
| Additional noninterest expense | $131,000 | 13,194 |
| Pre-tax net operating income | $-475,000 | 13,280 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-475,000 | 13,372 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-475,000 | 13,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $4,250,000 | 191 |
| Net operating income | $-475,000 | 13,269 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.