Home > Sapelo National Bank > Net Loans and Leases
Sapelo National Bank, Net Loans and Leases
| 2006-09-30 | Rank | |
| Net loans and leases | $49,393,000 | 5,722 |
| Loan loss allowance | $501,000 | 6,059 |
| Total loans and leases | $49,894,000 | 5,733 |
| Unearned income | $0 | 2,260 |
| Loans and leases, gross | $49,894,000 | 5,735 |
| All real estate loans | $33,211,000 | 5,648 |
| Real estate loans in domestic offices | $33,211,000 | 5,648 |
| Construction and development loans | $9,421,000 | 3,517 |
| Commercial RE | $10,765,000 | 5,024 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,109 |
| 1-4 family residential loans | $12,786,000 | 5,377 |
| Farmland loans | $239,000 | 5,399 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,325 |
| Commercial and industrial loans | $11,624,000 | 3,713 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,488,000 | 5,351 |
| Credit card loans | $0 | 1,963 |
| Related Plans | $0 | 4,245 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,488,000 | 5,125 |
| All other loans & leases | $2,571,000 | 1,558 |
| Loans to foreign governments and official institutions | $0 | 45 |
| Obligations of states and political subdivisions in U.S. | $2,295,000 | 840 |
| Other loans | $276,000 | 2,077 |
| Lease financing receivables | $0 | 1,472 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $57,000 | 1,140 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,323 |
| Non 1-4 family restructured loans & leases | $0 | 1,323 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $501,000 | 5,787 |
| Total loans and leases | NA | NA |
| 2006-06-30 | Rank | |
| Net loans and leases | $47,827,000 | 5,778 |
| Loan loss allowance | $468,000 | 6,242 |
| Total loans and leases | $48,295,000 | 5,799 |
| Unearned income | $0 | 2,291 |
| Loans and leases, gross | $48,295,000 | 5,800 |
| All real estate loans | $31,482,000 | 5,752 |
| Real estate loans in domestic offices | $31,482,000 | 5,752 |
| Construction and development loans | $9,279,000 | 3,450 |
| Commercial RE | $10,186,000 | 5,118 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,139 |
| 1-4 family residential loans | $11,777,000 | 5,566 |
| Farmland loans | $240,000 | 5,407 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,378 |
| Commercial and industrial loans | $10,928,000 | 3,856 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,756,000 | 5,108 |
| Credit card loans | $0 | 1,970 |
| Related Plans | $0 | 4,253 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,756,000 | 4,862 |
| All other loans & leases | $3,128,000 | 1,359 |
| Loans to foreign governments and official institutions | $0 | 44 |
| Obligations of states and political subdivisions in U.S. | $2,023,000 | 913 |
| Other loans | $1,105,000 | 1,025 |
| Lease financing receivables | $0 | 1,477 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,230 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,322 |
| Non 1-4 family restructured loans & leases | $0 | 1,322 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $467,000 | 5,961 |
| Total loans and leases | NA | NA |
| 2006-03-31 | Rank | |
| Net loans and leases | $42,823,000 | 6,007 |
| Loan loss allowance | $492,000 | 6,103 |
| Total loans and leases | $43,315,000 | 6,014 |
| Unearned income | $0 | 2,300 |
| Loans and leases, gross | $43,315,000 | 6,016 |
| All real estate loans | $27,338,000 | 5,995 |
| Real estate loans in domestic offices | $27,338,000 | 5,995 |
| Construction and development loans | $8,253,000 | 3,533 |
| Commercial RE | $8,274,000 | 5,439 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,130 |
| 1-4 family residential loans | $10,669,000 | 5,747 |
| Farmland loans | $142,000 | 5,662 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,394 |
| Commercial and industrial loans | $10,265,000 | 3,923 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,941,000 | 4,913 |
| Credit card loans | $0 | 1,991 |
| Related Plans | $0 | 4,275 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,941,000 | 4,676 |
| All other loans & leases | $2,770,000 | 1,453 |
| Loans to foreign governments and official institutions | $0 | 46 |
| Obligations of states and political subdivisions in U.S. | $2,033,000 | 905 |
| Other loans | $737,000 | 1,277 |
| Lease financing receivables | $0 | 1,505 |
| Loans to depository institutions and acceptances of other banks | $0 | 305 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,176 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,318 |
| Non 1-4 family restructured loans & leases | $0 | 1,318 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $492,000 | 5,803 |
| Total loans and leases | NA | NA |
| 2005-12-31 | Rank | |
| Net loans and leases | $40,076,000 | 6,165 |
| Loan loss allowance | $452,000 | 6,319 |
| Total loans and leases | $40,528,000 | 6,173 |
| Unearned income | $0 | 2,340 |
| Loans and leases, gross | $40,528,000 | 6,174 |
| All real estate loans | $26,264,000 | 6,067 |
| Real estate loans in domestic offices | $26,264,000 | 6,067 |
| Construction and development loans | $8,355,000 | 3,435 |
| Commercial RE | $7,946,000 | 5,486 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,149 |
| 1-4 family residential loans | $9,821,000 | 5,958 |
| Farmland loans | $142,000 | 5,670 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,432 |
| Commercial and industrial loans | $9,702,000 | 4,043 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,649,000 | 5,278 |
| Credit card loans | $0 | 2,019 |
| Related Plans | $0 | 4,281 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,649,000 | 5,043 |
| All other loans & leases | $1,913,000 | 1,839 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $1,457,000 | 1,128 |
| Other loans | $456,000 | 1,631 |
| Lease financing receivables | $0 | 1,496 |
| Loans to depository institutions and acceptances of other banks | $0 | 314 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,170 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $453,000 | 6,022 |
| Total loans and leases | NA | NA |
| 2005-09-30 | Rank | |
| Net loans and leases | $41,794,000 | 6,078 |
| Loan loss allowance | $463,000 | 6,271 |
| Total loans and leases | $42,257,000 | 6,095 |
| Unearned income | $0 | 2,362 |
| Loans and leases, gross | $42,257,000 | 6,095 |
| All real estate loans | $26,206,000 | 6,074 |
| Real estate loans in domestic offices | $26,206,000 | 6,074 |
| Construction and development loans | $8,088,000 | 3,413 |
| Commercial RE | $7,159,000 | 5,643 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,183 |
| 1-4 family residential loans | $10,531,000 | 5,822 |
| Farmland loans | $428,000 | 5,117 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,504 |
| Commercial and industrial loans | $10,929,000 | 3,718 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,654,000 | 5,294 |
| Credit card loans | $0 | 2,058 |
| Related Plans | $318,000 | 1,369 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,336,000 | 5,392 |
| All other loans & leases | $2,469,000 | 1,556 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $1,874,000 | 954 |
| Other loans | $595,000 | 1,399 |
| Lease financing receivables | $0 | 1,508 |
| Loans to depository institutions and acceptances of other banks | $0 | 306 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,161 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,412 |
| Non 1-4 family restructured loans & leases | $0 | 1,412 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $463,000 | 5,952 |
| Total loans and leases | NA | NA |
| 2005-06-30 | Rank | |
| Net loans and leases | $44,389,000 | 5,844 |
| Loan loss allowance | $458,000 | 6,266 |
| Total loans and leases | $44,847,000 | 5,855 |
| Unearned income | $0 | 2,365 |
| Loans and leases, gross | $44,847,000 | 5,857 |
| All real estate loans | $27,626,000 | 5,934 |
| Real estate loans in domestic offices | $27,626,000 | 5,934 |
| Construction and development loans | $8,145,000 | 3,286 |
| Commercial RE | $8,431,000 | 5,328 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,166 |
| 1-4 family residential loans | $10,619,000 | 5,781 |
| Farmland loans | $431,000 | 5,113 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,534 |
| Commercial and industrial loans | $11,252,000 | 3,656 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,829,000 | 5,121 |
| Credit card loans | $0 | 2,079 |
| Related Plans | $173,000 | 1,905 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,656,000 | 5,079 |
| All other loans & leases | $3,140,000 | 1,314 |
| Loans to foreign governments and official institutions | $0 | 51 |
| Obligations of states and political subdivisions in U.S. | $2,594,000 | 714 |
| Other loans | $546,000 | 1,465 |
| Lease financing receivables | $0 | 1,513 |
| Loans to depository institutions and acceptances of other banks | $0 | 307 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,426 |
| Non 1-4 family restructured loans & leases | $0 | 1,426 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $458,000 | 5,957 |
| Total loans and leases | NA | NA |
| 2005-03-31 | Rank | |
| Net loans and leases | $42,377,000 | 5,948 |
| Loan loss allowance | $439,000 | 6,411 |
| Total loans and leases | $42,816,000 | 5,954 |
| Unearned income | $0 | 2,408 |
| Loans and leases, gross | $42,816,000 | 5,956 |
| All real estate loans | $27,118,000 | 5,967 |
| Real estate loans in domestic offices | $27,118,000 | 5,967 |
| Construction and development loans | $9,028,000 | 3,043 |
| Commercial RE | $6,735,000 | 5,687 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,204 |
| 1-4 family residential loans | $10,922,000 | 5,727 |
| Farmland loans | $433,000 | 5,133 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,548 |
| Commercial and industrial loans | $10,730,000 | 3,732 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,837,000 | 5,173 |
| Credit card loans | $0 | 2,109 |
| Related Plans | $170,000 | 1,908 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,667,000 | 5,122 |
| All other loans & leases | $2,131,000 | 1,696 |
| Loans to foreign governments and official institutions | $0 | 54 |
| Obligations of states and political subdivisions in U.S. | $1,813,000 | 963 |
| Other loans | $318,000 | 1,891 |
| Lease financing receivables | $0 | 1,544 |
| Loans to depository institutions and acceptances of other banks | $0 | 313 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,157 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $439,000 | 6,068 |
| Total loans and leases | NA | NA |
| 2004-12-31 | Rank | |
| Net loans and leases | $41,115,000 | 6,046 |
| Loan loss allowance | $447,000 | 6,343 |
| Total loans and leases | $41,562,000 | 6,055 |
| Unearned income | $0 | 2,451 |
| Loans and leases, gross | $41,562,000 | 6,057 |
| All real estate loans | $26,968,000 | 5,968 |
| Real estate loans in domestic offices | $26,968,000 | 5,967 |
| Construction and development loans | $8,518,000 | 3,069 |
| Commercial RE | $6,915,000 | 5,619 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,218 |
| 1-4 family residential loans | $10,990,000 | 5,726 |
| Farmland loans | $545,000 | 4,964 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,603 |
| Commercial and industrial loans | $8,980,000 | 4,124 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,531,000 | 5,570 |
| Credit card loans | $0 | 2,153 |
| Related Plans | $0 | 4,278 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,531,000 | 5,360 |
| All other loans & leases | $3,083,000 | 1,319 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $1,700,000 | 990 |
| Other loans | $1,383,000 | 895 |
| Lease financing receivables | $0 | 1,581 |
| Loans to depository institutions and acceptances of other banks | $0 | 332 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,165 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,518 |
| Non 1-4 family restructured loans & leases | $0 | 1,518 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $447,000 | 6,009 |
| Total loans and leases | NA | NA |
| 2004-09-30 | Rank | |
| Net loans and leases | $39,280,000 | 6,165 |
| Loan loss allowance | $490,000 | 6,107 |
| Total loans and leases | $39,770,000 | 6,169 |
| Unearned income | $0 | 2,459 |
| Loans and leases, gross | $39,770,000 | 6,171 |
| All real estate loans | $27,083,000 | 5,934 |
| Real estate loans in domestic offices | $27,083,000 | 5,933 |
| Construction and development loans | $7,881,000 | 3,104 |
| Commercial RE | $7,905,000 | 5,344 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,222 |
| 1-4 family residential loans | $10,750,000 | 5,778 |
| Farmland loans | $547,000 | 4,973 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,642 |
| Commercial and industrial loans | $8,496,000 | 4,248 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,029,000 | 5,146 |
| Credit card loans | $0 | 2,193 |
| Related Plans | $0 | 4,308 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,029,000 | 4,947 |
| All other loans & leases | $1,162,000 | 2,386 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $560,000 | 1,884 |
| Other loans | $602,000 | 1,359 |
| Lease financing receivables | $0 | 1,600 |
| Loans to depository institutions and acceptances of other banks | $0 | 341 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,174 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,514 |
| Non 1-4 family restructured loans & leases | $0 | 1,514 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $483,000 | 5,783 |
| Total loans and leases | NA | NA |
| 2004-06-30 | Rank | |
| Net loans and leases | $40,171,000 | 6,082 |
| Loan loss allowance | $370,000 | 6,897 |
| Total loans and leases | $40,541,000 | 6,097 |
| Unearned income | $0 | 2,527 |
| Loans and leases, gross | $40,541,000 | 6,099 |
| All real estate loans | $27,773,000 | 5,854 |
| Real estate loans in domestic offices | $27,773,000 | 5,852 |
| Construction and development loans | $8,106,000 | 2,947 |
| Commercial RE | $7,270,000 | 5,461 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,241 |
| 1-4 family residential loans | $11,798,000 | 5,559 |
| Farmland loans | $599,000 | 4,889 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,687 |
| Commercial and industrial loans | $8,493,000 | 4,243 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,555,000 | 4,747 |
| Credit card loans | $0 | 2,244 |
| Related Plans | $0 | 4,306 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,555,000 | 4,534 |
| All other loans & leases | $720,000 | 2,952 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $720,000 | 1,639 |
| Other loans | $0 | 6,488 |
| Lease financing receivables | $0 | 1,609 |
| Loans to depository institutions and acceptances of other banks | $0 | 338 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,159 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,532 |
| Non 1-4 family restructured loans & leases | $0 | 1,532 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $370,000 | 6,562 |
| Total loans and leases | NA | NA |
| 2004-03-31 | Rank | |
| Net loans and leases | $41,363,000 | 5,938 |
| Loan loss allowance | $365,000 | 6,934 |
| Total loans and leases | $41,728,000 | 5,957 |
| Unearned income | $0 | 2,556 |
| Loans and leases, gross | $41,728,000 | 5,960 |
| All real estate loans | $27,557,000 | 5,832 |
| Real estate loans in domestic offices | $27,557,000 | 5,831 |
| Construction and development loans | $8,494,000 | 2,776 |
| Commercial RE | $7,104,000 | 5,466 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,232 |
| 1-4 family residential loans | $11,052,000 | 5,695 |
| Farmland loans | $907,000 | 4,398 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,689 |
| Commercial and industrial loans | $9,499,000 | 3,951 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,703,000 | 4,665 |
| Credit card loans | $0 | 2,299 |
| Related Plans | $0 | 4,328 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,703,000 | 4,462 |
| All other loans & leases | $969,000 | 2,563 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $969,000 | 1,387 |
| Other loans | $0 | 6,483 |
| Lease financing receivables | $0 | 1,635 |
| Loans to depository institutions and acceptances of other banks | $0 | 376 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,559 |
| Non 1-4 family restructured loans & leases | $0 | 1,559 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $365,000 | 6,583 |
| Total loans and leases | NA | NA |
| 2003-12-31 | Rank | |
| Net loans and leases | $40,519,000 | 6,004 |
| Loan loss allowance | $345,000 | 7,066 |
| Total loans and leases | $40,864,000 | 6,019 |
| Unearned income | $0 | 2,623 |
| Loans and leases, gross | $40,864,000 | 6,019 |
| All real estate loans | $27,057,000 | 5,860 |
| Real estate loans in domestic offices | $27,057,000 | 5,859 |
| Construction and development loans | $7,046,000 | 3,009 |
| Commercial RE | $7,096,000 | 5,469 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,235 |
| 1-4 family residential loans | $11,978,000 | 5,496 |
| Farmland loans | $937,000 | 4,362 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,727 |
| Commercial and industrial loans | $9,523,000 | 3,924 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,126,000 | 4,471 |
| Credit card loans | $0 | 2,642 |
| Related Plans | $0 | 4,340 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,126,000 | 4,249 |
| All other loans & leases | $158,000 | 4,859 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $158,000 | 2,885 |
| Other loans | $0 | 6,537 |
| Lease financing receivables | $0 | 1,660 |
| Loans to depository institutions and acceptances of other banks | $0 | 391 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,164 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $345,000 | 6,738 |
| Total loans and leases | NA | NA |
| 2003-09-30 | Rank | |
| Net loans and leases | $39,880,000 | 6,069 |
| Loan loss allowance | $307,000 | 7,374 |
| Total loans and leases | $40,187,000 | 6,084 |
| Unearned income | $0 | 2,660 |
| Loans and leases, gross | $40,187,000 | 6,087 |
| All real estate loans | $26,833,000 | 5,878 |
| Real estate loans in domestic offices | $26,833,000 | 5,877 |
| Construction and development loans | $7,533,000 | 2,858 |
| Commercial RE | $6,332,000 | 5,632 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,285 |
| 1-4 family residential loans | $12,021,000 | 5,511 |
| Farmland loans | $947,000 | 4,372 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,768 |
| Commercial and industrial loans | $9,275,000 | 3,985 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,107,000 | 5,383 |
| Credit card loans | $0 | 2,679 |
| Related Plans | $0 | 4,368 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,107,000 | 5,148 |
| All other loans & leases | $972,000 | 2,583 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $972,000 | 1,385 |
| Other loans | $0 | 6,563 |
| Lease financing receivables | $0 | 1,687 |
| Loans to depository institutions and acceptances of other banks | $0 | 402 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,177 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,626 |
| Non 1-4 family restructured loans & leases | $0 | 1,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $307,000 | 7,027 |
| Total loans and leases | NA | NA |
| 2003-06-30 | Rank | |
| Net loans and leases | $37,639,000 | 6,224 |
| Loan loss allowance | $309,000 | 7,366 |
| Total loans and leases | $37,948,000 | 6,240 |
| Unearned income | $0 | 2,713 |
| Loans and leases, gross | $37,948,000 | 6,242 |
| All real estate loans | $25,890,000 | 5,938 |
| Real estate loans in domestic offices | $25,890,000 | 5,937 |
| Construction and development loans | $6,871,000 | 2,913 |
| Commercial RE | $6,313,000 | 5,582 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,284 |
| 1-4 family residential loans | $11,836,000 | 5,564 |
| Farmland loans | $870,000 | 4,481 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,809 |
| Commercial and industrial loans | $8,447,000 | 4,229 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,357,000 | 5,216 |
| Credit card loans | $0 | 2,701 |
| Related Plans | $0 | 4,371 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,357,000 | 4,978 |
| All other loans & leases | $254,000 | 4,300 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $254,000 | 2,463 |
| Other loans | $0 | 6,575 |
| Lease financing receivables | $0 | 1,677 |
| Loans to depository institutions and acceptances of other banks | $0 | 407 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,193 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $309,000 | 7,022 |
| Total loans and leases | NA | NA |
| 2003-03-31 | Rank | |
| Net loans and leases | $36,861,000 | 6,241 |
| Loan loss allowance | $311,000 | 7,335 |
| Total loans and leases | $37,172,000 | 6,251 |
| Unearned income | $0 | 2,814 |
| Loans and leases, gross | $37,172,000 | 6,252 |
| All real estate loans | $22,373,000 | 6,245 |
| Real estate loans in domestic offices | $22,373,000 | 6,244 |
| Construction and development loans | $1,778,000 | 4,905 |
| Commercial RE | $5,354,000 | 5,817 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,290 |
| 1-4 family residential loans | $15,106,000 | 4,981 |
| Farmland loans | $135,000 | 5,898 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,819 |
| Commercial and industrial loans | $9,659,000 | 3,872 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,782,000 | 4,910 |
| Credit card loans | $0 | 2,744 |
| Related Plans | $0 | 4,382 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,782,000 | 4,682 |
| All other loans & leases | $1,358,000 | 2,129 |
| Loans to foreign governments and official institutions | $0 | 64 |
| Obligations of states and political subdivisions in U.S. | $271,000 | 2,398 |
| Other loans | $1,087,000 | 986 |
| Lease financing receivables | $0 | 1,696 |
| Loans to depository institutions and acceptances of other banks | $0 | 418 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,211 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,625 |
| Non 1-4 family restructured loans & leases | $0 | 1,625 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $311,000 | 6,992 |
| Total loans and leases | NA | NA |
| 2002-12-31 | Rank | |
| Net loans and leases | $34,494,000 | 6,436 |
| Loan loss allowance | $289,000 | 7,506 |
| Total loans and leases | $34,783,000 | 6,452 |
| Unearned income | $0 | 2,902 |
| Loans and leases, gross | $34,783,000 | 6,454 |
| All real estate loans | $21,145,000 | 6,390 |
| Real estate loans in domestic offices | $21,145,000 | 6,388 |
| Construction and development loans | $1,452,000 | 5,201 |
| Commercial RE | $5,628,000 | 5,715 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,334 |
| 1-4 family residential loans | $14,065,000 | 5,190 |
| Farmland loans | $0 | 6,404 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,844 |
| Commercial and industrial loans | $8,271,000 | 4,222 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,858,000 | 4,967 |
| Credit card loans | $0 | 2,781 |
| Related Plans | $168,000 | 1,997 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,690,000 | 4,845 |
| All other loans & leases | $1,509,000 | 2,026 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $829,000 | 1,474 |
| Other loans | $680,000 | 1,344 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $150,000 | 1,011 |
| Non 1-4 family restructured loans & leases | $150,000 | 1,011 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $289,000 | 7,174 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $32,868,000 | 6,539 |
| Loan loss allowance | $258,000 | 7,715 |
| Total loans and leases | $33,126,000 | 6,563 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $33,126,000 | 6,564 |
| All real estate loans | $22,300,000 | 6,180 |
| Real estate loans in domestic offices | $22,300,000 | 6,177 |
| Construction and development loans | $3,964,000 | 3,536 |
| Commercial RE | $5,486,000 | 5,597 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,407 |
| 1-4 family residential loans | $12,850,000 | 5,369 |
| Farmland loans | $0 | 6,538 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,010 |
| Commercial and industrial loans | $6,613,000 | 4,764 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,941,000 | 5,212 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $517,000 | 1,071 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,424,000 | 5,394 |
| All other loans & leases | $272,000 | 4,344 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $272,000 | 2,361 |
| Other loans | $0 | 6,796 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $185,000 | 896 |
| Non 1-4 family restructured loans & leases | $185,000 | 896 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $258,000 | 7,419 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $25,949,000 | 7,205 |
| Loan loss allowance | $271,000 | 7,618 |
| Total loans and leases | $26,220,000 | 7,207 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $26,220,000 | 7,214 |
| All real estate loans | $9,688,000 | 7,953 |
| Real estate loans in domestic offices | $9,688,000 | 7,953 |
| Construction and development loans | $620,000 | 6,143 |
| Commercial RE | $1,020,000 | 8,083 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $11,000 | 6,431 |
| 1-4 family residential loans | $8,037,000 | 6,553 |
| Farmland loans | $0 | 6,694 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,188 |
| Commercial and industrial loans | $12,444,000 | 3,137 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,088,000 | 5,326 |
| Credit card loans | $155,000 | 3,498 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,933,000 | 5,234 |
| All other loans & leases | $0 | 7,989 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $0 | 7,234 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $20,652,000 | 7,888 |
| Loan loss allowance | $277,000 | 7,614 |
| Total loans and leases | $20,929,000 | 7,892 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $20,929,000 | 7,899 |
| All real estate loans | $12,532,000 | 7,498 |
| Real estate loans in domestic offices | $12,532,000 | 7,496 |
| Construction and development loans | $532,000 | 6,353 |
| Commercial RE | $2,753,000 | 6,697 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $321,000 | 4,758 |
| 1-4 family residential loans | $8,926,000 | 6,296 |
| Farmland loans | $0 | 6,930 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $5,483,000 | 5,123 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,882,000 | 6,403 |
| Credit card loans | $93,000 | 4,189 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,789,000 | 6,285 |
| All other loans & leases | $32,000 | 6,804 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $32,000 | 5,001 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $11,555,000 | 9,238 |
| Loan loss allowance | $108,000 | 9,563 |
| Total loans and leases | $11,663,000 | 9,253 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $11,663,000 | 9,264 |
| All real estate loans | $6,088,000 | 8,856 |
| Real estate loans in domestic offices | $6,088,000 | 8,854 |
| Construction and development loans | $657,000 | 5,887 |
| Commercial RE | $1,894,000 | 7,261 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $200,000 | 5,263 |
| 1-4 family residential loans | $3,337,000 | 8,399 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $3,636,000 | 6,040 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,907,000 | 7,613 |
| Credit card loans | $50,000 | 4,894 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,857,000 | 7,485 |
| All other loans & leases | $32,000 | 6,939 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $32,000 | 5,041 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $7,077,000 | 10,339 |
| Loan loss allowance | $67,000 | 10,402 |
| Total loans and leases | $7,144,000 | 10,345 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $7,144,000 | 10,348 |
| All real estate loans | $3,166,000 | 10,069 |
| Real estate loans in domestic offices | $3,166,000 | 10,069 |
| Construction and development loans | $0 | 8,938 |
| Commercial RE | $423,000 | 9,475 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $180,000 | 5,639 |
| 1-4 family residential loans | $2,563,000 | 9,162 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $3,093,000 | 6,550 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $885,000 | 9,550 |
| Credit card loans | $8,000 | 6,018 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $877,000 | 9,419 |
| All other loans & leases | $0 | 8,942 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |