Home > Sapelo National Bank > Assets and Liabilities
Sapelo National Bank, Assets and Liabilities
| 2006-09-30 | Rank | |
| # of Employees: | 32 | 4,741 |
| Assets and Liabilities | ||
| Total Assets: | $63,944,000 | 6,290 |
| Cash and due from depository institutions | $4,560,000 | 4,741 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $1,955,000 | 8,063 |
| Federal funds sold & reverse repurchase agreements | $3,780,000 | 2,899 |
| Net loans & leases | $49,393,000 | 5,722 |
| Loan loss allowance | $501,000 | 6,059 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,203,000 | 4,256 |
| Other real estate owned | $79,000 | 4,741 |
| Goodwill and other intangibles | $930,000 | 1,759 |
| All other assets | $1,044,000 | 6,719 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $63,944,000 | 6,290 |
| Total liabilities | $57,022,000 | 6,234 |
| Total deposits | $53,222,000 | 6,246 |
| Interest-bearing deposits | $46,759,000 | 6,118 |
| Deposits held in domestic offices | $53,222,000 | 6,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,500,000 | 4,086 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $300,000 | 6,726 |
| Total equity capital | $6,922,000 | 6,482 |
| Total bank equity capital | $6,922,000 | 6,482 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,332,000 | 1,757 |
| Surplus | $2,570,000 | 5,198 |
| Undivided profits | $2,020,000 | 6,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 6,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $380,000 | 6,871 |
| Earning assets | $55,128,000 | 6,452 |
| Long-term assets (5+ years) | $1,541,000 | 6,988 |
| Average Assets, year-to-date | $61,875,500 | 6,307 |
| Average Assets, quarterly | $61,781,000 | 6,354 |
| Volatile liabilities | $11,392,000 | 5,967 |
| Insider loans | $3,257,000 | 2,065 |
| FHLB advances | $3,500,000 | 3,922 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $10,720,000 | 4,627 |
| Tier 1 (core) risk-based capital | $6,009,000 | 6,837 |
| Tier 2 risk-based capital | $501,000 | 5,838 |
| Total risk weighted assets | $51,313,000 | 5,800 |
| Total unused commitments | $10,720,000 | 4,629 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 32 | 4,769 |
| Assets and Liabilities | ||
| Total Assets: | $59,618,000 | 6,460 |
| Cash and due from depository institutions | $2,179,000 | 4,769 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $2,221,000 | 8,040 |
| Federal funds sold & reverse repurchase agreements | $3,239,000 | 2,912 |
| Net loans & leases | $47,827,000 | 5,778 |
| Loan loss allowance | $468,000 | 6,242 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,176,000 | 4,268 |
| Other real estate owned | $79,000 | 4,769 |
| Goodwill and other intangibles | $930,000 | 1,754 |
| All other assets | $967,000 | 6,812 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $59,618,000 | 6,460 |
| Total liabilities | $52,941,000 | 6,437 |
| Total deposits | $49,143,000 | 6,444 |
| Interest-bearing deposits | $43,379,000 | 6,284 |
| Deposits held in domestic offices | $49,143,000 | 6,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $3,500,000 | 4,130 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $298,000 | 6,488 |
| Total equity capital | $6,677,000 | 6,496 |
| Total bank equity capital | $6,677,000 | 6,496 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,310,000 | 1,757 |
| Surplus | $2,541,000 | 5,200 |
| Undivided profits | $1,826,000 | 6,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $313,000 | 4,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $316,000 | 7,077 |
| Earning assets | $53,287,000 | 6,539 |
| Long-term assets (5+ years) | $157,000 | 7,674 |
| Average Assets, year-to-date | $61,186,000 | 6,361 |
| Average Assets, quarterly | $60,686,000 | 6,405 |
| Volatile liabilities | $9,816,000 | 6,249 |
| Insider loans | $1,508,000 | 3,458 |
| FHLB advances | $3,500,000 | 3,949 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $10,108,000 | 4,757 |
| Tier 1 (core) risk-based capital | $5,772,000 | 6,902 |
| Tier 2 risk-based capital | $467,000 | 6,006 |
| Total risk weighted assets | $49,383,000 | 5,870 |
| Total unused commitments | $10,108,000 | 4,757 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 32 | 4,726 |
| Assets and Liabilities | ||
| Total Assets: | $61,754,000 | 6,376 |
| Cash and due from depository institutions | $2,890,000 | 4,726 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $2,525,000 | 8,016 |
| Federal funds sold & reverse repurchase agreements | $9,388,000 | 1,597 |
| Net loans & leases | $42,823,000 | 6,007 |
| Loan loss allowance | $492,000 | 6,103 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,163,000 | 4,229 |
| Other real estate owned | $79,000 | 4,726 |
| Goodwill and other intangibles | $930,000 | 1,733 |
| All other assets | $956,000 | 6,750 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $61,754,000 | 6,376 |
| Total liabilities | $55,263,000 | 6,344 |
| Total deposits | $52,480,000 | 6,298 |
| Interest-bearing deposits | $45,297,000 | 6,209 |
| Deposits held in domestic offices | $52,480,000 | 6,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,500,000 | 4,369 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $283,000 | 6,497 |
| Total equity capital | $6,491,000 | 6,543 |
| Total bank equity capital | $6,491,000 | 6,543 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,310,000 | 1,744 |
| Surplus | $2,541,000 | 5,135 |
| Undivided profits | $1,640,000 | 6,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $440,000 | 3,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $261,000 | 7,359 |
| Earning assets | $54,736,000 | 6,465 |
| Long-term assets (5+ years) | $167,000 | 7,670 |
| Average Assets, year-to-date | $61,970,000 | 6,339 |
| Average Assets, quarterly | $61,970,000 | 6,339 |
| Volatile liabilities | $10,376,000 | 6,003 |
| Insider loans | $1,392,000 | 3,553 |
| FHLB advances | $2,500,000 | 4,218 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $11,649,000 | 4,472 |
| Tier 1 (core) risk-based capital | $5,589,000 | 6,924 |
| Tier 2 risk-based capital | $492,000 | 5,851 |
| Total risk weighted assets | $46,107,000 | 5,988 |
| Total unused commitments | $11,649,000 | 4,472 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 32 | 4,740 |
| Assets and Liabilities | ||
| Total Assets: | $62,186,000 | 6,382 |
| Cash and due from depository institutions | $2,290,000 | 4,740 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $2,827,000 | 8,006 |
| Federal funds sold & reverse repurchase agreements | $12,841,000 | 1,050 |
| Net loans & leases | $40,076,000 | 6,165 |
| Loan loss allowance | $452,000 | 6,319 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,189,000 | 4,193 |
| Other real estate owned | $96,000 | 4,740 |
| Goodwill and other intangibles | $929,000 | 1,732 |
| All other assets | $938,000 | 6,819 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $62,186,000 | 6,382 |
| Total liabilities | $55,756,000 | 6,342 |
| Total deposits | $53,301,000 | 6,262 |
| Interest-bearing deposits | $47,523,000 | 6,057 |
| Deposits held in domestic offices | $53,301,000 | 6,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,620 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $455,000 | 5,336 |
| Total equity capital | $6,430,000 | 6,564 |
| Total bank equity capital | $6,430,000 | 6,564 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,310,000 | 1,734 |
| Surplus | $2,541,000 | 5,121 |
| Undivided profits | $1,579,000 | 6,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $395,000 | 4,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $221,000 | 7,737 |
| Earning assets | $55,744,000 | 6,430 |
| Long-term assets (5+ years) | $164,000 | 7,722 |
| Average Assets, year-to-date | $68,337,200 | 6,013 |
| Average Assets, quarterly | $63,581,000 | 6,289 |
| Volatile liabilities | $10,278,000 | 5,974 |
| Insider loans | $2,433,000 | 2,472 |
| FHLB advances | $2,000,000 | 4,418 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $9,989,000 | 4,731 |
| Tier 1 (core) risk-based capital | $5,528,000 | 6,942 |
| Tier 2 risk-based capital | $453,000 | 6,070 |
| Total risk weighted assets | $44,422,000 | 6,100 |
| Total unused commitments | $9,989,000 | 4,731 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 31 | 4,835 |
| Assets and Liabilities | ||
| Total Assets: | $64,976,000 | 6,250 |
| Cash and due from depository institutions | $5,674,000 | 4,835 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $3,250,000 | 7,916 |
| Federal funds sold & reverse repurchase agreements | $10,003,000 | 1,287 |
| Net loans & leases | $41,794,000 | 6,078 |
| Loan loss allowance | $463,000 | 6,271 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,190,000 | 4,160 |
| Other real estate owned | $155,000 | 4,835 |
| Goodwill and other intangibles | $930,000 | 1,704 |
| All other assets | $980,000 | 6,738 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $64,976,000 | 6,250 |
| Total liabilities | $58,674,000 | 6,200 |
| Total deposits | $55,767,000 | 6,111 |
| Interest-bearing deposits | $50,263,000 | 5,864 |
| Deposits held in domestic offices | $55,767,000 | 6,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,500,000 | 4,548 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $407,000 | 5,671 |
| Total equity capital | $6,302,000 | 6,635 |
| Total bank equity capital | $6,302,000 | 6,635 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,310,000 | 1,704 |
| Surplus | $2,541,000 | 5,080 |
| Undivided profits | $1,451,000 | 6,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $276,000 | 7,338 |
| Earning assets | $55,047,000 | 6,465 |
| Long-term assets (5+ years) | $143,000 | 7,779 |
| Average Assets, year-to-date | $69,875,000 | 5,954 |
| Average Assets, quarterly | $63,046,500 | 6,316 |
| Volatile liabilities | $11,127,000 | 5,798 |
| Insider loans | $2,618,000 | 2,335 |
| FHLB advances | $2,500,000 | 4,353 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $9,353,000 | 4,815 |
| Tier 1 (core) risk-based capital | $5,400,000 | 7,004 |
| Tier 2 risk-based capital | $463,000 | 6,007 |
| Total risk weighted assets | $45,304,000 | 6,045 |
| Total unused commitments | $9,353,000 | 4,816 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 30 | 4,929 |
| Assets and Liabilities | ||
| Total Assets: | $61,117,000 | 6,383 |
| Cash and due from depository institutions | $3,737,000 | 4,929 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $3,778,000 | 7,818 |
| Federal funds sold & reverse repurchase agreements | $4,994,000 | 2,107 |
| Net loans & leases | $44,389,000 | 5,844 |
| Loan loss allowance | $458,000 | 6,266 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,162,000 | 4,143 |
| Other real estate owned | $173,000 | 4,929 |
| Goodwill and other intangibles | $930,000 | 1,697 |
| All other assets | $954,000 | 6,636 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $61,117,000 | 6,383 |
| Total liabilities | $54,981,000 | 6,337 |
| Total deposits | $52,281,000 | 6,259 |
| Interest-bearing deposits | $47,095,000 | 6,048 |
| Deposits held in domestic offices | $52,281,000 | 6,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,500,000 | 4,469 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $200,000 | 7,033 |
| Total equity capital | $6,136,000 | 6,674 |
| Total bank equity capital | $6,136,000 | 6,674 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,310,000 | 1,686 |
| Surplus | $2,542,000 | 5,058 |
| Undivided profits | $1,284,000 | 7,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $544,000 | 3,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $249,000 | 7,393 |
| Earning assets | $53,161,000 | 6,532 |
| Long-term assets (5+ years) | $270,000 | 7,739 |
| Average Assets, year-to-date | $71,508,000 | 5,863 |
| Average Assets, quarterly | $58,698,500 | 6,471 |
| Volatile liabilities | $10,427,000 | 5,856 |
| Insider loans | $2,167,000 | 2,621 |
| FHLB advances | $2,500,000 | 4,314 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $8,865,000 | 4,911 |
| Tier 1 (core) risk-based capital | $5,242,000 | 7,033 |
| Tier 2 risk-based capital | $458,000 | 6,019 |
| Total risk weighted assets | $46,773,000 | 5,902 |
| Total unused commitments | $8,865,000 | 4,913 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 30 | 4,927 |
| Assets and Liabilities | ||
| Total Assets: | $56,280,000 | 6,636 |
| Cash and due from depository institutions | $2,406,000 | 4,927 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $4,268,000 | 7,772 |
| Federal funds sold & reverse repurchase agreements | $3,127,000 | 3,233 |
| Net loans & leases | $42,377,000 | 5,948 |
| Loan loss allowance | $439,000 | 6,411 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,195,000 | 4,095 |
| Other real estate owned | $92,000 | 4,927 |
| Goodwill and other intangibles | $930,000 | 1,696 |
| All other assets | $885,000 | 6,819 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $56,280,000 | 6,636 |
| Total liabilities | $50,310,000 | 6,603 |
| Total deposits | $46,403,000 | 6,631 |
| Interest-bearing deposits | $40,904,000 | 6,500 |
| Deposits held in domestic offices | $46,403,000 | 6,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,500,000 | 3,989 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $407,000 | 5,272 |
| Total equity capital | $5,970,000 | 6,722 |
| Total bank equity capital | $5,970,000 | 6,722 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,292,000 | 1,697 |
| Surplus | $2,514,000 | 5,078 |
| Undivided profits | $1,164,000 | 7,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $675,000 | 3,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $224,000 | 7,581 |
| Earning assets | $49,772,000 | 6,731 |
| Long-term assets (5+ years) | $165,000 | 7,863 |
| Average Assets, year-to-date | $76,703,500 | 5,685 |
| Average Assets, quarterly | $76,703,500 | 5,685 |
| Volatile liabilities | $6,805,000 | 6,676 |
| Insider loans | $2,147,000 | 2,601 |
| FHLB advances | $3,500,000 | 3,840 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $6,897,000 | 5,376 |
| Tier 1 (core) risk-based capital | $5,058,000 | 7,141 |
| Tier 2 risk-based capital | $439,000 | 6,123 |
| Total risk weighted assets | $44,219,000 | 6,040 |
| Total unused commitments | $6,897,000 | 5,377 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 28 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $97,127,000 | 4,984 |
| Cash and due from depository institutions | $14,072,000 | 5,189 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $4,641,000 | 7,728 |
| Federal funds sold & reverse repurchase agreements | $33,335,000 | 362 |
| Net loans & leases | $41,115,000 | 6,046 |
| Loan loss allowance | $447,000 | 6,343 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,231,000 | 4,028 |
| Other real estate owned | $35,000 | 5,189 |
| Goodwill and other intangibles | $930,000 | 1,698 |
| All other assets | $768,000 | 7,086 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $97,127,000 | 4,984 |
| Total liabilities | $91,309,000 | 4,824 |
| Total deposits | $87,503,000 | 4,668 |
| Interest-bearing deposits | $80,448,000 | 4,352 |
| Deposits held in domestic offices | $87,503,000 | 4,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,500,000 | 4,010 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $306,000 | 5,936 |
| Total equity capital | $5,818,000 | 6,825 |
| Total bank equity capital | $5,818,000 | 6,825 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,292,000 | 1,680 |
| Surplus | $2,514,000 | 5,054 |
| Undivided profits | $1,012,000 | 7,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $673,000 | 3,198 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $195,000 | 7,831 |
| Earning assets | $79,091,000 | 5,351 |
| Long-term assets (5+ years) | $160,000 | 7,901 |
| Average Assets, year-to-date | $71,643,400 | 5,808 |
| Average Assets, quarterly | $74,938,000 | 5,742 |
| Volatile liabilities | $6,497,000 | 6,763 |
| Insider loans | $1,618,000 | 3,164 |
| FHLB advances | $3,500,000 | 3,845 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,145,000 | 5,476 |
| Tier 1 (core) risk-based capital | $4,913,000 | 7,214 |
| Tier 2 risk-based capital | $447,000 | 6,073 |
| Total risk weighted assets | $48,995,000 | 5,742 |
| Total unused commitments | $6,145,000 | 5,478 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $52,749,000 | 6,793 |
| Cash and due from depository institutions | $2,338,000 | 5,063 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $5,128,000 | 7,637 |
| Federal funds sold & reverse repurchase agreements | $2,063,000 | 3,564 |
| Net loans & leases | $39,280,000 | 6,165 |
| Loan loss allowance | $490,000 | 6,107 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,196,000 | 4,033 |
| Other real estate owned | $35,000 | 5,063 |
| Goodwill and other intangibles | $930,000 | 1,671 |
| All other assets | $779,000 | 7,136 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $52,749,000 | 6,793 |
| Total liabilities | $47,082,000 | 6,767 |
| Total deposits | $41,836,000 | 6,896 |
| Interest-bearing deposits | $36,953,000 | 6,777 |
| Deposits held in domestic offices | $41,836,000 | 6,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,000,000 | 3,561 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $246,000 | 6,670 |
| Total equity capital | $5,667,000 | 6,935 |
| Total bank equity capital | $5,667,000 | 6,935 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,292,000 | 1,675 |
| Surplus | $2,514,000 | 5,035 |
| Undivided profits | $861,000 | 7,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $594,000 | 3,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $173,000 | 8,141 |
| Earning assets | $46,471,000 | 6,919 |
| Long-term assets (5+ years) | $367,000 | 7,854 |
| Average Assets, year-to-date | $65,272,500 | 6,116 |
| Average Assets, quarterly | $54,726,500 | 6,677 |
| Volatile liabilities | $7,096,000 | 6,598 |
| Insider loans | $1,079,000 | 3,935 |
| FHLB advances | $5,000,000 | 3,388 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $6,145,000 | 5,443 |
| Tier 1 (core) risk-based capital | $4,775,000 | 7,287 |
| Tier 2 risk-based capital | $483,000 | 5,843 |
| Total risk weighted assets | $39,123,000 | 6,358 |
| Total unused commitments | $6,145,000 | 5,448 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 26 | 5,508 |
| Assets and Liabilities | ||
| Total Assets: | $56,704,000 | 6,641 |
| Cash and due from depository institutions | $2,008,000 | 5,508 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $5,556,000 | 7,610 |
| Federal funds sold & reverse repurchase agreements | $5,309,000 | 1,912 |
| Net loans & leases | $40,171,000 | 6,082 |
| Loan loss allowance | $370,000 | 6,897 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,908,000 | 4,345 |
| Other real estate owned | $0 | 5,508 |
| Goodwill and other intangibles | $930,000 | 1,668 |
| All other assets | $822,000 | 6,980 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $56,704,000 | 6,641 |
| Total liabilities | $51,193,000 | 6,572 |
| Total deposits | $45,941,000 | 6,687 |
| Interest-bearing deposits | $40,394,000 | 6,553 |
| Deposits held in domestic offices | $45,941,000 | 6,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 3,501 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $252,000 | 6,279 |
| Total equity capital | $5,511,000 | 6,915 |
| Total bank equity capital | $5,511,000 | 6,915 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,292,000 | 1,680 |
| Surplus | $2,514,000 | 5,035 |
| Undivided profits | $705,000 | 7,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $503,000 | 3,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $204,000 | 7,784 |
| Earning assets | $51,036,000 | 6,669 |
| Long-term assets (5+ years) | $1,181,000 | 7,563 |
| Average Assets, year-to-date | $69,447,000 | 5,959 |
| Average Assets, quarterly | $57,832,000 | 6,574 |
| Volatile liabilities | $7,197,000 | 6,547 |
| Insider loans | $1,596,000 | 3,132 |
| FHLB advances | $5,000,000 | 3,333 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,507,000 | 5,337 |
| Tier 1 (core) risk-based capital | $4,681,000 | 7,313 |
| Tier 2 risk-based capital | $370,000 | 6,613 |
| Total risk weighted assets | $39,300,000 | 6,330 |
| Total unused commitments | $6,507,000 | 5,340 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 24 | 5,784 |
| Assets and Liabilities | ||
| Total Assets: | $58,960,000 | 6,533 |
| Cash and due from depository institutions | $2,785,000 | 5,784 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $6,222,000 | 7,452 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 2,732 |
| Net loans & leases | $41,363,000 | 5,938 |
| Loan loss allowance | $365,000 | 6,934 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,602,000 | 4,775 |
| Other real estate owned | $68,000 | 5,784 |
| Goodwill and other intangibles | $930,000 | 1,676 |
| All other assets | $790,000 | 6,973 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $58,960,000 | 6,533 |
| Total liabilities | $53,509,000 | 6,447 |
| Total deposits | $47,169,000 | 6,617 |
| Interest-bearing deposits | $41,725,000 | 6,494 |
| Deposits held in domestic offices | $47,169,000 | 6,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,089,000 | 2,462 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,000,000 | 3,362 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $251,000 | 6,592 |
| Total equity capital | $5,451,000 | 7,034 |
| Total bank equity capital | $5,451,000 | 7,034 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,292,000 | 1,675 |
| Surplus | $2,514,000 | 5,015 |
| Undivided profits | $645,000 | 7,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $433,000 | 4,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $218,000 | 7,631 |
| Earning assets | $52,785,000 | 6,590 |
| Long-term assets (5+ years) | $2,003,000 | 7,228 |
| Average Assets, year-to-date | $75,818,500 | 5,700 |
| Average Assets, quarterly | $75,818,500 | 5,700 |
| Volatile liabilities | $5,869,000 | 6,869 |
| Insider loans | $1,701,000 | 2,964 |
| FHLB advances | $5,000,000 | 3,195 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $5,988,000 | 5,510 |
| Tier 1 (core) risk-based capital | $4,555,000 | 7,369 |
| Tier 2 risk-based capital | $365,000 | 6,634 |
| Total risk weighted assets | $40,416,000 | 6,232 |
| Total unused commitments | $5,988,000 | 5,520 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 25 | 5,633 |
| Assets and Liabilities | ||
| Total Assets: | $92,677,000 | 5,046 |
| Cash and due from depository institutions | $3,676,000 | 5,633 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $6,628,000 | 7,408 |
| Federal funds sold & reverse repurchase agreements | $38,567,000 | 312 |
| Net loans & leases | $40,519,000 | 6,004 |
| Loan loss allowance | $345,000 | 7,066 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,464,000 | 4,999 |
| Other real estate owned | $95,000 | 5,633 |
| Goodwill and other intangibles | $930,000 | 1,667 |
| All other assets | $798,000 | 7,053 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,677,000 | 5,046 |
| Total liabilities | $87,366,000 | 4,861 |
| Total deposits | $82,149,000 | 4,809 |
| Interest-bearing deposits | $77,928,000 | 4,425 |
| Deposits held in domestic offices | $82,149,000 | 4,805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $217,000 | 6,835 |
| Total equity capital | $5,311,000 | 7,065 |
| Total bank equity capital | $5,311,000 | 7,065 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,292,000 | 1,681 |
| Surplus | $2,514,000 | 4,995 |
| Undivided profits | $505,000 | 7,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $426,000 | 4,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $218,000 | 7,728 |
| Earning assets | $85,714,000 | 5,020 |
| Long-term assets (5+ years) | $1,650,000 | 7,399 |
| Average Assets, year-to-date | $58,950,000 | 6,398 |
| Average Assets, quarterly | $72,854,000 | 5,819 |
| Volatile liabilities | $4,956,000 | 7,214 |
| Insider loans | $1,724,000 | 2,903 |
| FHLB advances | $5,000,000 | 3,183 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,181,000 | 5,353 |
| Tier 1 (core) risk-based capital | $4,436,000 | 7,438 |
| Tier 2 risk-based capital | $345,000 | 6,788 |
| Total risk weighted assets | $46,344,000 | 5,852 |
| Total unused commitments | $6,181,000 | 5,357 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 24 | 5,813 |
| Assets and Liabilities | ||
| Total Assets: | $53,031,000 | 6,835 |
| Cash and due from depository institutions | $1,407,000 | 5,813 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $7,125,000 | 7,225 |
| Federal funds sold & reverse repurchase agreements | $1,248,000 | 5,098 |
| Net loans & leases | $39,880,000 | 6,069 |
| Loan loss allowance | $307,000 | 7,374 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,482,000 | 4,958 |
| Other real estate owned | $190,000 | 5,813 |
| Goodwill and other intangibles | $930,000 | 1,653 |
| All other assets | $769,000 | 7,237 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,031,000 | 6,835 |
| Total liabilities | $47,847,000 | 6,782 |
| Total deposits | $43,668,000 | 6,861 |
| Interest-bearing deposits | $37,987,000 | 6,768 |
| Deposits held in domestic offices | $43,668,000 | 6,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,643 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $179,000 | 7,550 |
| Total equity capital | $5,184,000 | 7,131 |
| Total bank equity capital | $5,184,000 | 7,131 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,292,000 | 1,680 |
| Surplus | $2,514,000 | 4,966 |
| Undivided profits | $378,000 | 8,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $853,000 | 3,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $194,000 | 8,071 |
| Earning assets | $48,253,000 | 6,843 |
| Long-term assets (5+ years) | $2,504,000 | 7,099 |
| Average Assets, year-to-date | $50,518,250 | 6,909 |
| Average Assets, quarterly | $52,467,500 | 6,864 |
| Volatile liabilities | $4,050,000 | 7,580 |
| Insider loans | $1,282,000 | 3,483 |
| FHLB advances | $4,000,000 | 3,454 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,726,000 | 5,137 |
| Tier 1 (core) risk-based capital | $4,320,000 | 7,524 |
| Tier 2 risk-based capital | $307,000 | 7,077 |
| Total risk weighted assets | $38,032,000 | 6,410 |
| Total unused commitments | $6,726,000 | 5,143 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 27 | 5,411 |
| Assets and Liabilities | ||
| Total Assets: | $51,904,000 | 6,908 |
| Cash and due from depository institutions | $992,000 | 5,411 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $7,074,000 | 7,199 |
| Federal funds sold & reverse repurchase agreements | $2,984,000 | 4,066 |
| Net loans & leases | $37,639,000 | 6,224 |
| Loan loss allowance | $309,000 | 7,366 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,514,000 | 4,885 |
| Other real estate owned | $190,000 | 5,411 |
| Goodwill and other intangibles | $930,000 | 1,608 |
| All other assets | $581,000 | 7,749 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,904,000 | 6,908 |
| Total liabilities | $46,702,000 | 6,858 |
| Total deposits | $41,444,000 | 7,032 |
| Interest-bearing deposits | $36,850,000 | 6,869 |
| Deposits held in domestic offices | $41,444,000 | 7,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,282 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $258,000 | 6,851 |
| Total equity capital | $5,202,000 | 7,140 |
| Total bank equity capital | $5,202,000 | 7,140 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,292,000 | 1,676 |
| Surplus | $2,514,000 | 4,941 |
| Undivided profits | $396,000 | 8,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $884,000 | 3,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $199,000 | 7,974 |
| Earning assets | $47,697,000 | 6,874 |
| Long-term assets (5+ years) | $3,487,000 | 6,680 |
| Average Assets, year-to-date | $49,680,670 | 6,971 |
| Average Assets, quarterly | $50,461,000 | 6,968 |
| Volatile liabilities | $5,145,000 | 7,208 |
| Insider loans | $707,000 | 4,727 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,409,000 | 5,215 |
| Tier 1 (core) risk-based capital | $4,228,000 | 7,576 |
| Tier 2 risk-based capital | $309,000 | 7,076 |
| Total risk weighted assets | $35,750,000 | 6,583 |
| Total unused commitments | $6,409,000 | 5,230 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 24 | 5,813 |
| Assets and Liabilities | ||
| Total Assets: | $49,018,000 | 7,040 |
| Cash and due from depository institutions | $1,442,000 | 5,813 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $6,786,000 | 7,334 |
| Federal funds sold & reverse repurchase agreements | $1,164,000 | 6,070 |
| Net loans & leases | $36,861,000 | 6,241 |
| Loan loss allowance | $311,000 | 7,335 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,194,000 | 5,459 |
| Other real estate owned | $0 | 5,813 |
| Goodwill and other intangibles | $930,000 | 1,585 |
| All other assets | $641,000 | 7,570 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,018,000 | 7,040 |
| Total liabilities | $43,932,000 | 7,018 |
| Total deposits | $40,692,000 | 7,068 |
| Interest-bearing deposits | $37,296,000 | 6,850 |
| Deposits held in domestic offices | $40,692,000 | 7,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,000,000 | 3,806 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $240,000 | 7,045 |
| Total equity capital | $5,086,000 | 7,158 |
| Total bank equity capital | $5,086,000 | 7,158 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,292,000 | 1,687 |
| Surplus | $2,514,000 | 4,919 |
| Undivided profits | $280,000 | 8,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $900,000 | 3,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $202,000 | 8,015 |
| Earning assets | $44,811,000 | 7,055 |
| Long-term assets (5+ years) | $580,000 | 7,939 |
| Average Assets, year-to-date | $48,569,000 | 7,047 |
| Average Assets, quarterly | $48,569,000 | 7,047 |
| Volatile liabilities | $5,120,000 | 7,221 |
| Insider loans | $796,000 | 4,448 |
| FHLB advances | $3,000,000 | 3,622 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,243,000 | 5,582 |
| Tier 1 (core) risk-based capital | $4,139,000 | 7,595 |
| Tier 2 risk-based capital | $311,000 | 7,048 |
| Total risk weighted assets | $33,431,000 | 6,721 |
| Total unused commitments | $5,243,000 | 5,592 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 21 | 6,243 |
| Assets and Liabilities | ||
| Total Assets: | $48,120,000 | 7,095 |
| Cash and due from depository institutions | $1,614,000 | 6,243 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $5,907,000 | 7,556 |
| Federal funds sold & reverse repurchase agreements | $3,278,000 | 3,753 |
| Net loans & leases | $34,494,000 | 6,436 |
| Loan loss allowance | $289,000 | 7,506 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,278,000 | 5,275 |
| Other real estate owned | $0 | 6,243 |
| Goodwill and other intangibles | $930,000 | 1,563 |
| All other assets | $619,000 | 7,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,120,000 | 7,095 |
| Total liabilities | $43,100,000 | 7,061 |
| Total deposits | $40,775,000 | 7,035 |
| Interest-bearing deposits | $37,692,000 | 6,766 |
| Deposits held in domestic offices | $40,775,000 | 7,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,000,000 | 4,289 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $325,000 | 6,437 |
| Total equity capital | $5,020,000 | 7,180 |
| Total bank equity capital | $5,020,000 | 7,180 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,292,000 | 1,679 |
| Surplus | $2,514,000 | 4,877 |
| Undivided profits | $214,000 | 8,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $689,000 | 3,490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $207,000 | 8,048 |
| Earning assets | $43,679,000 | 7,100 |
| Long-term assets (5+ years) | $693,000 | 7,902 |
| Average Assets, year-to-date | $47,168,200 | 7,018 |
| Average Assets, quarterly | $47,724,500 | 7,084 |
| Volatile liabilities | $6,120,000 | 6,920 |
| Insider loans | $635,000 | 4,944 |
| FHLB advances | $2,000,000 | 4,048 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,426,000 | 5,774 |
| Tier 1 (core) risk-based capital | $4,056,000 | 7,639 |
| Tier 2 risk-based capital | $289,000 | 7,235 |
| Total risk weighted assets | $31,758,000 | 6,885 |
| Total unused commitments | $4,426,000 | 5,778 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 25 | 5,661 |
| Assets and Liabilities | ||
| Total Assets: | $47,377,000 | 7,099 |
| Cash and due from depository institutions | $3,713,000 | 5,661 |
| Interest-bearing balances | $1,500,000 | 2,583 |
| Securities | $6,785,000 | 7,394 |
| Federal funds sold & reverse repurchase agreements | $960,000 | 5,935 |
| Net loans & leases | $32,868,000 | 6,539 |
| Loan loss allowance | $258,000 | 7,715 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,257,000 | 5,321 |
| Other real estate owned | $0 | 5,661 |
| Goodwill and other intangibles | $930,000 | 1,508 |
| All other assets | $864,000 | 7,013 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,377,000 | 7,099 |
| Total liabilities | $42,764,000 | 7,048 |
| Total deposits | $38,430,000 | 7,206 |
| Interest-bearing deposits | $34,847,000 | 6,977 |
| Deposits held in domestic offices | $38,430,000 | 7,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 3,320 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $334,000 | 6,592 |
| Total equity capital | $4,613,000 | 7,371 |
| Total bank equity capital | $4,613,000 | 7,371 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,292,000 | 1,682 |
| Surplus | $2,514,000 | 4,825 |
| Undivided profits | $-193,000 | 8,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 7,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $442,000 | 6,365 |
| Earning assets | $42,113,000 | 7,173 |
| Long-term assets (5+ years) | $4,041,000 | 6,477 |
| Average Assets, year-to-date | $44,015,600 | 7,141 |
| Average Assets, quarterly | $46,127,500 | 7,129 |
| Volatile liabilities | $9,270,000 | 5,858 |
| Insider loans | $1,193,000 | 3,512 |
| FHLB advances | $4,000,000 | 3,115 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,160,000 | 5,041 |
| Tier 1 (core) risk-based capital | $3,714,000 | 7,897 |
| Tier 2 risk-based capital | $258,000 | 7,477 |
| Total risk weighted assets | $33,411,000 | 6,714 |
| Total unused commitments | $6,160,000 | 5,048 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 22 | 6,224 |
| Assets and Liabilities | ||
| Total Assets: | $38,833,000 | 7,690 |
| Cash and due from depository institutions | $3,270,000 | 6,224 |
| Interest-bearing balances | $1,100,000 | 2,274 |
| Securities | $5,694,000 | 8,122 |
| Federal funds sold & reverse repurchase agreements | $1,135,000 | 5,228 |
| Net loans & leases | $25,949,000 | 7,205 |
| Loan loss allowance | $271,000 | 7,618 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,279,000 | 5,305 |
| Other real estate owned | $15,000 | 6,224 |
| Goodwill and other intangibles | $1,003,000 | 1,430 |
| All other assets | $488,000 | 8,181 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,833,000 | 7,690 |
| Total liabilities | $34,391,000 | 7,665 |
| Total deposits | $33,041,000 | 7,600 |
| Interest-bearing deposits | $28,721,000 | 7,531 |
| Deposits held in domestic offices | $33,041,000 | 7,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,537 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $350,000 | 6,872 |
| Total equity capital | $4,442,000 | 7,527 |
| Total bank equity capital | $4,442,000 | 7,527 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,292,000 | 1,698 |
| Surplus | $2,514,000 | 4,807 |
| Undivided profits | $-364,000 | 9,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 7,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $185,000 | 8,127 |
| Earning assets | $33,878,000 | 7,795 |
| Long-term assets (5+ years) | $1,487,000 | 7,650 |
| Average Assets, year-to-date | $36,407,200 | 7,697 |
| Average Assets, quarterly | $38,061,000 | 7,694 |
| Volatile liabilities | $8,200,000 | 6,187 |
| Insider loans | $676,000 | 4,756 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,926,000 | 5,003 |
| Tier 1 (core) risk-based capital | $3,427,000 | 8,223 |
| Tier 2 risk-based capital | $271,000 | 7,325 |
| Total risk weighted assets | $27,085,800 | 7,276 |
| Total unused commitments | $5,926,000 | 5,006 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 22 | 6,389 |
| Assets and Liabilities | ||
| Total Assets: | $34,533,000 | 8,118 |
| Cash and due from depository institutions | $1,928,000 | 6,389 |
| Interest-bearing balances | $350,000 | 3,473 |
| Securities | $5,560,000 | 8,472 |
| Federal funds sold & reverse repurchase agreements | $3,540,000 | 2,540 |
| Net loans & leases | $20,652,000 | 7,888 |
| Loan loss allowance | $277,000 | 7,614 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,296,000 | 5,263 |
| Other real estate owned | $0 | 6,389 |
| Goodwill and other intangibles | $1,077,000 | 1,450 |
| All other assets | $480,000 | 8,330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,533,000 | 8,118 |
| Total liabilities | $30,476,000 | 8,118 |
| Total deposits | $30,311,000 | 7,969 |
| Interest-bearing deposits | $27,327,000 | 7,802 |
| Deposits held in domestic offices | $30,311,000 | 7,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $165,000 | 8,542 |
| Total equity capital | $4,057,000 | 7,753 |
| Total bank equity capital | $4,057,000 | 7,753 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,272,000 | 1,715 |
| Surplus | $2,488,000 | 4,898 |
| Undivided profits | $-703,000 | 9,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 8,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $138,000 | 8,629 |
| Earning assets | $30,102,000 | 8,239 |
| Long-term assets (5+ years) | $1,725,000 | 7,836 |
| Average Assets, year-to-date | $24,897,600 | 8,825 |
| Average Assets, quarterly | $34,733,500 | 8,061 |
| Volatile liabilities | $6,084,000 | 6,817 |
| Insider loans | $1,578,000 | 2,704 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,702,000 | 6,881 |
| Tier 1 (core) risk-based capital | $3,009,000 | 8,668 |
| Tier 2 risk-based capital | $269,200 | 7,364 |
| Total risk weighted assets | $21,528,000 | 8,021 |
| Total unused commitments | $2,702,000 | 6,886 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 11 | 8,764 |
| Assets and Liabilities | ||
| Total Assets: | $16,053,000 | 9,861 |
| Cash and due from depository institutions | $851,000 | 8,764 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $995,000 | 10,068 |
| Federal funds sold & reverse repurchase agreements | $1,390,000 | 6,542 |
| Net loans & leases | $11,555,000 | 9,238 |
| Loan loss allowance | $108,000 | 9,563 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $923,000 | 6,196 |
| Other real estate owned | $0 | 8,764 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $339,000 | 9,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,053,000 | 9,861 |
| Total liabilities | $13,123,000 | 9,907 |
| Total deposits | $12,837,000 | 9,869 |
| Interest-bearing deposits | $11,504,000 | 9,762 |
| Deposits held in domestic offices | $12,837,000 | 9,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $286,000 | 7,625 |
| Total equity capital | $2,930,000 | 8,867 |
| Total bank equity capital | $2,930,000 | 8,867 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,847,000 | 2,035 |
| Surplus | $1,847,000 | 5,696 |
| Undivided profits | $-764,000 | 10,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $84,000 | 9,583 |
| Earning assets | $13,940,000 | 9,893 |
| Long-term assets (5+ years) | $792,000 | 8,535 |
| Average Assets, year-to-date | $14,292,400 | 9,935 |
| Average Assets, quarterly | $16,110,500 | 9,821 |
| Volatile liabilities | $3,430,000 | 7,961 |
| Insider loans | $977,000 | 3,592 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,235,000 | 8,317 |
| Tier 1 (core) risk-based capital | $2,932,000 | 8,774 |
| Tier 2 risk-based capital | $108,000 | 9,435 |
| Total risk weighted assets | $12,558,200 | 9,294 |
| Total unused commitments | $1,235,000 | 8,325 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 10 | 9,356 |
| Assets and Liabilities | ||
| Total Assets: | $12,673,000 | 10,515 |
| Cash and due from depository institutions | $535,000 | 9,356 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $1,564,000 | 10,440 |
| Federal funds sold & reverse repurchase agreements | $2,310,000 | 4,618 |
| Net loans & leases | $7,077,000 | 10,339 |
| Loan loss allowance | $67,000 | 10,402 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $972,000 | 6,057 |
| Other real estate owned | $0 | 9,356 |
| Goodwill and other intangibles | $108,000 | 2,575 |
| All other assets | $107,000 | 10,747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,673,000 | 10,515 |
| Total liabilities | $9,510,000 | 10,609 |
| Total deposits | $9,353,000 | 10,564 |
| Interest-bearing deposits | $6,987,000 | 10,569 |
| Deposits held in domestic offices | $9,353,000 | 10,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $157,000 | 9,517 |
| Total equity capital | $3,163,000 | 8,870 |
| Total bank equity capital | $3,163,000 | 8,870 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,847,000 | 2,035 |
| Surplus | $1,847,000 | 5,708 |
| Undivided profits | $-531,000 | 10,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $58,000 | 10,328 |
| Earning assets | $10,951,000 | 10,526 |
| Long-term assets (5+ years) | $102,000 | 9,420 |
| Average Assets, year-to-date | $9,257,330 | 10,709 |
| Average Assets, quarterly | $11,025,500 | 10,616 |
| Volatile liabilities | $2,900,000 | 8,563 |
| Insider loans | $537,000 | 5,223 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $433,000 | 9,693 |
| Tier 1 (core) risk-based capital | $3,057,000 | 8,883 |
| Tier 2 risk-based capital | $67,000 | 10,314 |
| Total risk weighted assets | $8,191,500 | 10,295 |
| Total unused commitments | $433,000 | 9,701 |
| Derivatives | $0 | 533 |