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Santander National Bank, Income and Expense

1993-12-31 (YTD Data)Rank
Total interest income$79,910,000471
Total interest expense$29,095,000541
Net interest income$50,815,000433
Provision for loan and lease losses$6,324,000366
Total noninterest income$4,765,0001,022
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$3,261,000447
Trading account gains and fees$-184,0005,127
Additional Noninterest Income$1,688,0001,402
Total noninterest expense$35,382,000532
Salaries and employee benefits$13,867,000539
Premises and equipment expense$5,573,000459
Additional noninterest expense$15,942,000549
Pre-tax net operating income$13,874,000540
Securities gains (losses)$-31,00013,009
Applicable income taxes$2,537,000991
Income before extraordinary items$11,306,000495
Extraordinary gains, net$1,224,000194
Net income$12,530,000459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,347,000451
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$11,331,420467
1992-12-31 (YTD Data)Rank
Total interest income$92,699,000464
Total interest expense$38,293,000552
Net interest income$54,406,000413
Provision for loan and lease losses$6,775,000487
Total noninterest income$5,906,000869
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$3,313,000447
Trading account gains and fees$37,000338
Additional Noninterest Income$2,556,0001,061
Total noninterest expense$36,820,000519
Salaries and employee benefits$13,983,000525
Premises and equipment expense$5,433,000485
Additional noninterest expense$17,404,000512
Pre-tax net operating income$16,717,000401
Securities gains (losses)$1,223,000563
Applicable income taxes$2,834,000829
Income before extraordinary items$15,106,000345
Extraordinary gains, net$01,422
Net income$15,106,000347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,217,000593
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$14,078,680332

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.