Home > Santa Monica Bank > Net charge- offs to loans
Santa Monica Bank, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1564% | 4,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0589% | 307 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0311% | 1,300 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1617% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0440% | 1,269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2397% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2791% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7377% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7403% | 869 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -11.0252% | 1,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1774% | 4,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0552% | 1,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3180% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2934% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2161% | 435 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5947% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0145% | 8,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0272% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1036% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1127% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0038% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5156% | 1,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2581% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0670% | 1,350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9149% | 35 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0210% | 30 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8704% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4833% | 791 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2223% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7302% | 1,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0114% | 93 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4149% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6752% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3073% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3555% | 164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4560% | 365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5312% | 110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7009% | 1,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7307% | 239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1458% | 54 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2225% | 52 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6228% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0283% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3934% | 1,284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4398% | 35 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3720% | 5,321 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |