Home > Santa Monica Bank > Loan Charge- Offs and Recoveries
Santa Monica Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,245,000 | 569 |
| Loans secured by real estate, total | $254,000 | 781 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $254,000 | 781 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $218,000 | 524 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $36,000 | 964 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $846,000 | 373 |
| Loans to individuals | $1,145,000 | 521 |
| Credit card loan charge offs | $356,000 | 393 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $789,000 | 478 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,794,000 | 280 |
| Loans secured by real estate, total | $262,000 | 374 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $262,000 | 374 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $151,000 | 253 |
| Secured by multifamily residential properties | $36,000 | 147 |
| Secured by nonfarm nonresidential properties | $75,000 | 433 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $501,000 | 243 |
| Loans to individuals | $1,031,000 | 244 |
| Credit card loan recoveries | $90,000 | 291 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $941,000 | 175 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $451,000 | 1,460 |
| Loans secured by real estate, total | $-8,000 | 9,801 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $-8,000 | 9,822 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $67,000 | 972 |
| Secured by multifamily residential properties | $-36,000 | 10,831 |
| Secured by nonfarm nonresidential properties | $-39,000 | 10,595 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $345,000 | 673 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $114,000 | 1,872 |
| Credit card loan net charge offs | $266,000 | 405 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-152,000 | 10,907 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,984,000 | 464 |
| Loans secured by real estate, total | $536,000 | 595 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $536,000 | 595 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $462,000 | 343 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $74,000 | 853 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $2,294,000 | 187 |
| Loans to individuals | $1,154,000 | 556 |
| Credit card loan charge offs | $661,000 | 340 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $493,000 | 699 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,907,000 | 324 |
| Loans secured by real estate, total | $404,000 | 336 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $404,000 | 336 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $239,000 | 181 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $165,000 | 347 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $810,000 | 214 |
| Loans to individuals | $693,000 | 339 |
| Credit card loan recoveries | $106,000 | 317 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $587,000 | 272 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,077,000 | 564 |
| Loans secured by real estate, total | $132,000 | 1,065 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $132,000 | 1,064 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $223,000 | 482 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-91,000 | 11,220 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $1,484,000 | 190 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $461,000 | 782 |
| Credit card loan net charge offs | $555,000 | 336 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-94,000 | 11,426 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,837,000 | 303 |
| Loans secured by real estate, total | $3,737,000 | 182 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $3,737,000 | 181 |
| Construction and land development | $211,000 | 208 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $1,042,000 | 199 |
| Secured by multifamily residential properties | $234,000 | 211 |
| Secured by nonfarm nonresidential properties | $2,250,000 | 138 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $2,455,000 | 173 |
| Loans to individuals | $1,645,000 | 423 |
| Credit card loan charge offs | $607,000 | 354 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,038,000 | 380 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,972,000 | 336 |
| Loans secured by real estate, total | $379,000 | 355 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $379,000 | 354 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $198,000 | 217 |
| Secured by multifamily residential properties | $45,000 | 187 |
| Secured by nonfarm nonresidential properties | $136,000 | 422 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $1,276,000 | 186 |
| Loans to individuals | $317,000 | 518 |
| Credit card loan recoveries | $61,000 | 411 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $256,000 | 476 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,865,000 | 273 |
| Loans secured by real estate, total | $3,358,000 | 156 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $3,358,000 | 156 |
| Construction and land development | $211,000 | 179 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $844,000 | 191 |
| Secured by multifamily residential properties | $189,000 | 217 |
| Secured by nonfarm nonresidential properties | $2,114,000 | 117 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $1,179,000 | 193 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,328,000 | 385 |
| Credit card loan net charge offs | $546,000 | 338 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $782,000 | 336 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $18,316,000 | 165 |
| Loans secured by real estate, total | $10,714,000 | 97 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $10,714,000 | 97 |
| Construction and land development | $10,714,000 | 15 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $5,030,000 | 119 |
| Loans to individuals | $2,572,000 | 295 |
| Credit card loan charge offs | $681,000 | 316 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,891,000 | 206 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,526,000 | 422 |
| Loans secured by real estate, total | $739,000 | 263 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $739,000 | 262 |
| Construction and land development | $739,000 | 57 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $571,000 | 346 |
| Loans to individuals | $216,000 | 663 |
| Credit card loan recoveries | $65,000 | 416 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $151,000 | 691 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $16,790,000 | 128 |
| Loans secured by real estate, total | $9,975,000 | 82 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $9,975,000 | 82 |
| Construction and land development | $9,975,000 | 11 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,088 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $4,459,000 | 75 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $2,356,000 | 222 |
| Credit card loan net charge offs | $616,000 | 291 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,740,000 | 129 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $18,536,000 | 214 |
| Loans secured by real estate, total | $10,364,000 | 150 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $10,364,000 | 150 |
| Construction and land development | $10,364,000 | 36 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $4,895,000 | 172 |
| Loans to individuals | $3,260,000 | 276 |
| Credit card loan charge offs | $854,000 | 310 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,406,000 | 196 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $17,000 | 298 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $865,000 | 624 |
| Loans secured by real estate, total | $285,000 | 500 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $285,000 | 499 |
| Construction and land development | $285,000 | 137 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $418,000 | 453 |
| Loans to individuals | $156,000 | 849 |
| Credit card loan recoveries | $16,000 | 787 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $140,000 | 790 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $6,000 | 266 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $17,671,000 | 171 |
| Loans secured by real estate, total | $10,079,000 | 132 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $10,079,000 | 132 |
| Construction and land development | $10,079,000 | 32 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $4,477,000 | 137 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $3,104,000 | 223 |
| Credit card loan net charge offs | $838,000 | 274 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,266,000 | 122 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $11,000 | 251 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $16,968,000 | 278 |
| Loans secured by real estate, total | $3,553,000 | 366 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,553,000 | 365 |
| Construction and land development | $3,553,000 | 109 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $11,625,000 | 120 |
| Loans to individuals | $1,746,000 | 469 |
| Credit card loan charge offs | $769,000 | 353 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $977,000 | 487 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $44,000 | 244 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $206,000 | 1,901 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $100,000 | 1,586 |
| Loans to individuals | $106,000 | 1,221 |
| Credit card loan recoveries | $24,000 | 664 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $82,000 | 1,307 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $16,762,000 | 242 |
| Loans secured by real estate, total | $3,553,000 | 344 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,553,000 | 342 |
| Construction and land development | $3,553,000 | 102 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $11,525,000 | 104 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,640,000 | 399 |
| Credit card loan net charge offs | $745,000 | 328 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $895,000 | 375 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $44,000 | 196 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.