Home > Santa Monica Bank > Net charge- offs to loans
Santa Monica Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1171% | 5,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0255% | 1,209 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0913% | 1,325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1689% | 198 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1807% | 1,284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3042% | 80 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3490% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3211% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8373% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5603% | 1,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0550% | 586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0648% | 1,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4891% | 71 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3166% | 17 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 1,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5330% | 113 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3879% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9053% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6039% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4152% | 47 |
| Percentage Net Loans Charged-off:Construction & development | 2.3694% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5796% | 74 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4912% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5052% | 26 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1557% | 9 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8140% | 39 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2819% | 147 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7504% | 54 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9673% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3038% | 56 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0854% | 6 |
| Percentage Net Loans Charged-off:Construction & development | 38.7201% | 7 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5020% | 50 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1193% | 20 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9971% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6083% | 144 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2424% | 43 |
| Percentage Net Loans Charged-off:Construction & development | 10.8786% | 54 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8216% | 110 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0985% | 41 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3515% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0861% | 85 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8499% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9394% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 2.1622% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.8763% | 63 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0946% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9033% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0580% | 58 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |