Home > Santa Lucia Bank > Assets and Liabilities
Santa Lucia Bank, Assets and Liabilities
| 2011-09-30 | Rank | |
| # of Employees: | 74 | 2,068 |
| Assets and Liabilities | ||
| Total Assets: | $232,279,000 | 2,747 |
| Cash and due from depository institutions | $50,099,000 | 2,068 |
| Interest-bearing balances | $38,724,000 | 1,084 |
| Securities | $21,700,000 | 4,343 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $141,976,000 | 2,744 |
| Loan loss allowance | $9,473,000 | 860 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $7,389,000 | 1,589 |
| Other real estate owned | $3,416,000 | 2,068 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $7,699,000 | 2,285 |
| Life insurance assets | $4,679,000 | 1,404 |
| Total liabilities and capital | $232,279,000 | 2,747 |
| Total liabilities | $219,919,000 | 2,587 |
| Total deposits | $218,125,000 | 2,453 |
| Interest-bearing deposits | $145,996,000 | 2,991 |
| Deposits held in domestic offices | $218,125,000 | 2,453 |
| % insured | 96.16% | 1,403 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,794,000 | 2,306 |
| Total equity capital | $12,360,000 | 4,581 |
| Total bank equity capital | $12,360,000 | 4,580 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $17,762,000 | 277 |
| Surplus | $0 | 6,919 |
| Undivided profits | $-5,402,000 | 6,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $19,609,000 | 762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $340,000 | 573 |
| Income earned, not collected on loans | $512,000 | 4,829 |
| Earning assets | $202,400,000 | 2,855 |
| Long-term assets (5+ years) | $22,576,000 | 4,165 |
| Average Assets, year-to-date | $242,498,750 | 2,615 |
| Average Assets, quarterly | $237,193,000 | 2,684 |
| Volatile liabilities | $5,669,000 | 4,470 |
| Insider loans | $1,705,000 | 2,986 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $16,096,000 | 2,952 |
| Tier 1 (core) risk-based capital | $12,050,000 | 4,463 |
| Tier 2 risk-based capital | $1,972,000 | 2,484 |
| Total risk weighted assets | $150,292,000 | 2,763 |
| Total unused commitments | $16,096,000 | 2,952 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 76 | 2,023 |
| Assets and Liabilities | ||
| Total Assets: | $242,107,000 | 2,648 |
| Cash and due from depository institutions | $44,428,000 | 2,023 |
| Interest-bearing balances | $37,699,000 | 1,001 |
| Securities | $23,918,000 | 4,161 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $152,797,000 | 2,590 |
| Loan loss allowance | $9,364,000 | 886 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $7,492,000 | 1,561 |
| Other real estate owned | $4,486,000 | 2,023 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $8,986,000 | 2,046 |
| Life insurance assets | $4,641,000 | 1,400 |
| Total liabilities and capital | $242,107,000 | 2,648 |
| Total liabilities | $229,943,000 | 2,488 |
| Total deposits | $228,089,000 | 2,357 |
| Interest-bearing deposits | $154,918,000 | 2,866 |
| Deposits held in domestic offices | $228,089,000 | 2,357 |
| % insured | 93.38% | 2,718 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,854,000 | 2,136 |
| Total equity capital | $12,164,000 | 4,577 |
| Total bank equity capital | $12,164,000 | 4,575 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $17,762,000 | 279 |
| Surplus | $0 | 6,993 |
| Undivided profits | $-5,598,000 | 6,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $19,538,000 | 787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $371,000 | 553 |
| Income earned, not collected on loans | $636,000 | 4,229 |
| Earning assets | $214,414,000 | 2,706 |
| Long-term assets (5+ years) | $18,847,000 | 4,456 |
| Average Assets, year-to-date | $245,905,330 | 2,593 |
| Average Assets, quarterly | $244,069,500 | 2,627 |
| Volatile liabilities | $6,638,000 | 4,247 |
| Insider loans | $2,323,000 | 2,497 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $19,001,000 | 2,659 |
| Tier 1 (core) risk-based capital | $12,128,000 | 4,421 |
| Tier 2 risk-based capital | $2,131,000 | 2,339 |
| Total risk weighted assets | $163,119,000 | 2,589 |
| Total unused commitments | $19,001,000 | 2,663 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 76 | 2,005 |
| Assets and Liabilities | ||
| Total Assets: | $246,032,000 | 2,620 |
| Cash and due from depository institutions | $26,390,000 | 2,005 |
| Interest-bearing balances | $21,063,000 | 1,776 |
| Securities | $31,089,000 | 3,543 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $168,744,000 | 2,397 |
| Loan loss allowance | $10,467,000 | 807 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $7,613,000 | 1,546 |
| Other real estate owned | $3,042,000 | 2,005 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $9,154,000 | 2,044 |
| Life insurance assets | $4,604,000 | 1,397 |
| Total liabilities and capital | $246,032,000 | 2,620 |
| Total liabilities | $234,060,000 | 2,477 |
| Total deposits | $232,164,000 | 2,335 |
| Interest-bearing deposits | $162,703,000 | 2,783 |
| Deposits held in domestic offices | $232,164,000 | 2,334 |
| % insured | 94.85% | 2,083 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,896,000 | 2,081 |
| Total equity capital | $11,972,000 | 4,586 |
| Total bank equity capital | $11,972,000 | 4,585 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $16,936,000 | 290 |
| Surplus | $0 | 7,053 |
| Undivided profits | $-4,964,000 | 6,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $22,809,000 | 730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $396,000 | 523 |
| Income earned, not collected on loans | $669,000 | 4,061 |
| Earning assets | $220,896,000 | 2,660 |
| Long-term assets (5+ years) | $29,882,000 | 3,573 |
| Average Assets, year-to-date | $247,804,500 | 2,586 |
| Average Assets, quarterly | $247,804,500 | 2,586 |
| Volatile liabilities | $18,628,000 | 2,410 |
| Insider loans | $2,390,000 | 2,490 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $24,416,000 | 2,254 |
| Tier 1 (core) risk-based capital | $12,342,000 | 4,384 |
| Tier 2 risk-based capital | $2,308,000 | 2,190 |
| Total risk weighted assets | $176,382,000 | 2,423 |
| Total unused commitments | $24,416,000 | 2,255 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 81 | 1,904 |
| Assets and Liabilities | ||
| Total Assets: | $249,577,000 | 2,572 |
| Cash and due from depository institutions | $20,767,000 | 1,904 |
| Interest-bearing balances | $16,247,000 | 1,961 |
| Securities | $32,542,000 | 3,309 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $176,750,000 | 2,344 |
| Loan loss allowance | $10,999,000 | 761 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $7,735,000 | 1,543 |
| Other real estate owned | $2,123,000 | 1,904 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $9,660,000 | 1,989 |
| Life insurance assets | $4,566,000 | 1,382 |
| Total liabilities and capital | $249,577,000 | 2,572 |
| Total liabilities | $237,346,000 | 2,443 |
| Total deposits | $235,410,000 | 2,283 |
| Interest-bearing deposits | $167,082,000 | 2,729 |
| Deposits held in domestic offices | $235,410,000 | 2,282 |
| % insured | 95.20% | 1,883 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,936,000 | 2,045 |
| Total equity capital | $12,231,000 | 4,530 |
| Total bank equity capital | $12,231,000 | 4,529 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $16,936,000 | 285 |
| Surplus | $0 | 7,133 |
| Undivided profits | $-4,705,000 | 6,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $23,945,000 | 722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $477,000 | 539 |
| Income earned, not collected on loans | $798,000 | 3,664 |
| Earning assets | $225,539,000 | 2,598 |
| Long-term assets (5+ years) | $27,340,000 | 3,670 |
| Average Assets, year-to-date | $263,174,400 | 2,424 |
| Average Assets, quarterly | $257,041,000 | 2,498 |
| Volatile liabilities | $51,195,000 | 2,467 |
| Insider loans | $2,420,000 | 2,525 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $29,940,000 | 1,896 |
| Tier 1 (core) risk-based capital | $12,574,000 | 4,343 |
| Tier 2 risk-based capital | $2,402,000 | 2,149 |
| Total risk weighted assets | $183,499,000 | 2,371 |
| Total unused commitments | $29,940,000 | 1,898 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 83 | 1,860 |
| Assets and Liabilities | ||
| Total Assets: | $264,505,000 | 2,470 |
| Cash and due from depository institutions | $23,674,000 | 1,860 |
| Interest-bearing balances | $18,241,000 | 1,858 |
| Securities | $33,468,000 | 3,230 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $185,916,000 | 2,283 |
| Loan loss allowance | $9,715,000 | 854 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,860,000 | 1,541 |
| Other real estate owned | $1,653,000 | 1,860 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $11,934,000 | 1,709 |
| Life insurance assets | $5,537,000 | 1,184 |
| Total liabilities and capital | $264,505,000 | 2,470 |
| Total liabilities | $250,864,000 | 2,354 |
| Total deposits | $248,093,000 | 2,202 |
| Interest-bearing deposits | $177,521,000 | 2,600 |
| Deposits held in domestic offices | $248,093,000 | 2,199 |
| % insured | 89.82% | 3,588 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $499,000 | 225 |
| All other liabilities | $2,272,000 | 2,003 |
| Total equity capital | $13,641,000 | 4,343 |
| Total bank equity capital | $13,641,000 | 4,343 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $17,051,000 | 282 |
| Surplus | $0 | 7,229 |
| Undivided profits | $-3,410,000 | 7,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $25,152,000 | 696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $481,000 | 536 |
| Income earned, not collected on loans | $756,000 | 4,083 |
| Earning assets | $237,625,000 | 2,515 |
| Long-term assets (5+ years) | $18,263,000 | 4,350 |
| Average Assets, year-to-date | $266,573,750 | 2,429 |
| Average Assets, quarterly | $264,755,500 | 2,449 |
| Volatile liabilities | $52,601,000 | 2,486 |
| Insider loans | $4,995,000 | 1,430 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $36,764,000 | 1,640 |
| Tier 1 (core) risk-based capital | $13,172,000 | 4,259 |
| Tier 2 risk-based capital | $2,542,000 | 2,086 |
| Total risk weighted assets | $196,118,000 | 2,273 |
| Total unused commitments | $36,764,000 | 1,643 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 82 | 1,914 |
| Assets and Liabilities | ||
| Total Assets: | $265,006,000 | 2,471 |
| Cash and due from depository institutions | $7,120,000 | 1,914 |
| Interest-bearing balances | $1,297,000 | 5,213 |
| Securities | $38,800,000 | 2,901 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 2,316 |
| Net loans & leases | $194,828,000 | 2,223 |
| Loan loss allowance | $8,400,000 | 1,001 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,978,000 | 1,539 |
| Other real estate owned | $1,507,000 | 1,914 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $12,073,000 | 1,718 |
| Life insurance assets | $5,485,000 | 1,193 |
| Total liabilities and capital | $265,006,000 | 2,471 |
| Total liabilities | $247,013,000 | 2,391 |
| Total deposits | $244,298,000 | 2,234 |
| Interest-bearing deposits | $178,554,000 | 2,607 |
| Deposits held in domestic offices | $244,298,000 | 2,232 |
| % insured | 90.70% | 3,361 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $666,000 | 228 |
| All other liabilities | $2,049,000 | 2,077 |
| Total equity capital | $17,993,000 | 3,493 |
| Total bank equity capital | $17,993,000 | 3,493 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $17,015,000 | 280 |
| Surplus | $0 | 7,286 |
| Undivided profits | $978,000 | 6,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $16,769,000 | 998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $935,000 | 356 |
| Income earned, not collected on loans | $921,000 | 3,410 |
| Earning assets | $237,625,000 | 2,530 |
| Long-term assets (5+ years) | $19,971,000 | 4,154 |
| Average Assets, year-to-date | $269,910,330 | 2,427 |
| Average Assets, quarterly | $270,106,500 | 2,422 |
| Volatile liabilities | $52,476,000 | 2,516 |
| Insider loans | $5,170,000 | 1,403 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $52,450,000 | 1,231 |
| Tier 1 (core) risk-based capital | $17,707,000 | 3,383 |
| Tier 2 risk-based capital | $2,882,000 | 1,889 |
| Total risk weighted assets | $207,039,000 | 2,187 |
| Total unused commitments | $52,450,000 | 1,233 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 82 | 1,930 |
| Assets and Liabilities | ||
| Total Assets: | $275,207,000 | 2,433 |
| Cash and due from depository institutions | $5,715,000 | 1,930 |
| Interest-bearing balances | $594,000 | 5,730 |
| Securities | $39,729,000 | 2,883 |
| Federal funds sold & reverse repurchase agreements | $8,700,000 | 1,074 |
| Net loans & leases | $198,891,000 | 2,241 |
| Loan loss allowance | $3,886,000 | 1,984 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $8,095,000 | 1,538 |
| Other real estate owned | $1,122,000 | 1,930 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $12,955,000 | 1,663 |
| Life insurance assets | $5,438,000 | 1,198 |
| Total liabilities and capital | $275,207,000 | 2,433 |
| Total liabilities | $249,353,000 | 2,416 |
| Total deposits | $246,466,000 | 2,257 |
| Interest-bearing deposits | $177,580,000 | 2,674 |
| Deposits held in domestic offices | $246,466,000 | 2,255 |
| % insured | 90.58% | 3,487 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $833,000 | 230 |
| All other liabilities | $2,054,000 | 2,078 |
| Total equity capital | $25,854,000 | 2,550 |
| Total bank equity capital | $25,854,000 | 2,547 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $16,978,000 | 280 |
| Surplus | $0 | 7,393 |
| Undivided profits | $8,876,000 | 3,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $8,959,000 | 1,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $971,000 | 349 |
| Income earned, not collected on loans | $953,000 | 3,380 |
| Earning assets | $247,914,000 | 2,474 |
| Long-term assets (5+ years) | $22,006,000 | 3,997 |
| Average Assets, year-to-date | $272,362,500 | 2,456 |
| Average Assets, quarterly | $272,362,500 | 2,456 |
| Volatile liabilities | $55,323,000 | 2,503 |
| Insider loans | $5,047,000 | 1,490 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $53,581,000 | 1,257 |
| Tier 1 (core) risk-based capital | $25,596,000 | 2,450 |
| Tier 2 risk-based capital | $2,926,000 | 1,907 |
| Total risk weighted assets | $222,100,000 | 2,117 |
| Total unused commitments | $53,581,000 | 1,259 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 84 | 1,898 |
| Assets and Liabilities | ||
| Total Assets: | $269,518,000 | 2,500 |
| Cash and due from depository institutions | $6,588,000 | 1,898 |
| Interest-bearing balances | $386,000 | 5,797 |
| Securities | $40,990,000 | 2,795 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 2,579 |
| Net loans & leases | $198,099,000 | 2,287 |
| Loan loss allowance | $3,386,000 | 2,203 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $8,222,000 | 1,547 |
| Other real estate owned | $428,000 | 1,898 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $12,691,000 | 1,743 |
| Life insurance assets | $5,390,000 | 1,207 |
| Total liabilities and capital | $269,518,000 | 2,500 |
| Total liabilities | $242,913,000 | 2,487 |
| Total deposits | $239,980,000 | 2,296 |
| Interest-bearing deposits | $170,130,000 | 2,771 |
| Deposits held in domestic offices | $239,980,000 | 2,294 |
| % insured | 89.40% | 3,956 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $1,000,000 | 237 |
| All other liabilities | $1,933,000 | 2,193 |
| Total equity capital | $26,605,000 | 2,457 |
| Total bank equity capital | $26,605,000 | 2,454 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $16,945,000 | 273 |
| Surplus | $0 | 7,466 |
| Undivided profits | $9,660,000 | 2,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $6,407,000 | 2,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,181 |
| Income earned, not collected on loans | $1,027,000 | 3,265 |
| Earning assets | $241,975,000 | 2,535 |
| Long-term assets (5+ years) | $22,028,000 | 3,980 |
| Average Assets, year-to-date | $263,364,800 | 2,487 |
| Average Assets, quarterly | $267,121,000 | 2,502 |
| Volatile liabilities | $52,146,000 | 2,645 |
| Insider loans | $5,080,000 | 1,518 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $41,807,000 | 1,543 |
| Tier 1 (core) risk-based capital | $26,276,000 | 2,371 |
| Tier 2 risk-based capital | $2,947,000 | 1,918 |
| Total risk weighted assets | $221,751,000 | 2,154 |
| Total unused commitments | $41,807,000 | 1,544 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 81 | 2,011 |
| Assets and Liabilities | ||
| Total Assets: | $264,724,000 | 2,543 |
| Cash and due from depository institutions | $6,134,000 | 2,011 |
| Interest-bearing balances | $1,032,000 | 4,971 |
| Securities | $37,589,000 | 2,990 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 2,260 |
| Net loans & leases | $199,760,000 | 2,303 |
| Loan loss allowance | $2,477,000 | 2,672 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,326,000 | 1,536 |
| Other real estate owned | $0 | 2,011 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $9,515,000 | 1,953 |
| Life insurance assets | $5,341,000 | 1,207 |
| Total liabilities and capital | $264,724,000 | 2,543 |
| Total liabilities | $235,542,000 | 2,566 |
| Total deposits | $232,293,000 | 2,345 |
| Interest-bearing deposits | $164,687,000 | 2,834 |
| Deposits held in domestic offices | $232,293,000 | 2,343 |
| % insured | 90.70% | 3,659 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $1,167,000 | 247 |
| All other liabilities | $2,082,000 | 2,273 |
| Total equity capital | $29,182,000 | 2,331 |
| Total bank equity capital | $29,182,000 | 2,330 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $16,911,000 | 273 |
| Surplus | $0 | 7,543 |
| Undivided profits | $12,271,000 | 2,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,026,000 | 3,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,184,000 | 3,045 |
| Earning assets | $241,781,000 | 2,546 |
| Long-term assets (5+ years) | $13,595,000 | 4,900 |
| Average Assets, year-to-date | $261,826,500 | 2,513 |
| Average Assets, quarterly | $268,003,000 | 2,484 |
| Volatile liabilities | $49,623,000 | 2,785 |
| Insider loans | $5,112,000 | 1,504 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $38,978,000 | 1,742 |
| Tier 1 (core) risk-based capital | $28,689,000 | 2,235 |
| Tier 2 risk-based capital | $2,765,000 | 2,024 |
| Total risk weighted assets | $218,829,000 | 2,198 |
| Total unused commitments | $38,978,000 | 1,742 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 83 | 1,998 |
| Assets and Liabilities | ||
| Total Assets: | $271,282,000 | 2,464 |
| Cash and due from depository institutions | $7,686,000 | 1,998 |
| Interest-bearing balances | $1,184,000 | 4,563 |
| Securities | $33,886,000 | 3,162 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 643 |
| Net loans & leases | $196,330,000 | 2,369 |
| Loan loss allowance | $2,174,000 | 2,869 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,418,000 | 1,540 |
| Other real estate owned | $464,000 | 1,998 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $9,498,000 | 1,987 |
| Life insurance assets | $5,292,000 | 1,219 |
| Total liabilities and capital | $271,282,000 | 2,464 |
| Total liabilities | $242,301,000 | 2,485 |
| Total deposits | $233,732,000 | 2,325 |
| Interest-bearing deposits | $162,518,000 | 2,880 |
| Deposits held in domestic offices | $233,732,000 | 2,323 |
| % insured | 74.17% | 5,216 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $5,000,000 | 3,845 |
| Subordinated debt | $1,333,000 | 256 |
| All other liabilities | $2,236,000 | 2,184 |
| Total equity capital | $28,981,000 | 2,331 |
| Total bank equity capital | $28,981,000 | 2,330 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $16,877,000 | 270 |
| Surplus | $0 | 7,629 |
| Undivided profits | $12,104,000 | 2,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $441,000 | 5,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,151,000 | 3,013 |
| Earning assets | $246,400,000 | 2,486 |
| Long-term assets (5+ years) | $13,844,000 | 4,832 |
| Average Assets, year-to-date | $260,860,670 | 2,535 |
| Average Assets, quarterly | $265,500,000 | 2,504 |
| Volatile liabilities | $53,720,000 | 2,590 |
| Insider loans | $5,132,000 | 1,527 |
| FHLB advances | $5,000,000 | 3,674 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $44,720,000 | 1,618 |
| Tier 1 (core) risk-based capital | $28,546,000 | 2,259 |
| Tier 2 risk-based capital | $3,029,000 | 1,878 |
| Total risk weighted assets | $218,465,000 | 2,238 |
| Total unused commitments | $44,720,000 | 1,620 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 84 | 1,992 |
| Assets and Liabilities | ||
| Total Assets: | $259,718,000 | 2,573 |
| Cash and due from depository institutions | $8,498,000 | 1,992 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $37,363,000 | 2,957 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $195,191,000 | 2,392 |
| Loan loss allowance | $2,132,000 | 2,832 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,530,000 | 1,521 |
| Other real estate owned | $464,000 | 1,992 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $9,672,000 | 1,931 |
| Life insurance assets | $5,243,000 | 1,229 |
| Total liabilities and capital | $259,718,000 | 2,573 |
| Total liabilities | $231,000,000 | 2,604 |
| Total deposits | $222,484,000 | 2,434 |
| Interest-bearing deposits | $151,392,000 | 3,054 |
| Deposits held in domestic offices | $222,484,000 | 2,432 |
| % insured | 75.91% | 4,882 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $5,000,000 | 3,905 |
| Subordinated debt | $1,500,000 | 245 |
| All other liabilities | $2,016,000 | 2,300 |
| Total equity capital | $28,718,000 | 2,379 |
| Total bank equity capital | $28,718,000 | 2,378 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $16,843,000 | 264 |
| Surplus | $0 | 7,679 |
| Undivided profits | $11,875,000 | 2,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,058,000 | 4,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,244,000 | 2,832 |
| Earning assets | $232,554,000 | 2,635 |
| Long-term assets (5+ years) | $8,987,000 | 5,559 |
| Average Assets, year-to-date | $255,650,000 | 2,586 |
| Average Assets, quarterly | $255,650,000 | 2,586 |
| Volatile liabilities | $48,838,000 | 2,808 |
| Insider loans | $5,160,000 | 1,514 |
| FHLB advances | $5,000,000 | 3,750 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $51,775,000 | 1,493 |
| Tier 1 (core) risk-based capital | $28,231,000 | 2,304 |
| Tier 2 risk-based capital | $2,987,000 | 1,884 |
| Total risk weighted assets | $215,989,000 | 2,264 |
| Total unused commitments | $51,775,000 | 1,495 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 86 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $251,582,000 | 2,635 |
| Cash and due from depository institutions | $8,220,000 | 1,964 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $38,470,000 | 2,866 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $186,632,000 | 2,502 |
| Loan loss allowance | $2,310,000 | 2,607 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,623,000 | 1,514 |
| Other real estate owned | $0 | 1,964 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $9,637,000 | 1,967 |
| Life insurance assets | $5,195,000 | 1,234 |
| Total liabilities and capital | $251,582,000 | 2,635 |
| Total liabilities | $222,501,000 | 2,687 |
| Total deposits | $213,796,000 | 2,482 |
| Interest-bearing deposits | $138,641,000 | 3,214 |
| Deposits held in domestic offices | $213,796,000 | 2,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $5,000,000 | 4,114 |
| Subordinated debt | $1,667,000 | 248 |
| All other liabilities | $2,038,000 | 2,262 |
| Total equity capital | $29,081,000 | 2,339 |
| Total bank equity capital | $29,081,000 | 2,339 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $16,809,000 | 268 |
| Surplus | $0 | 7,724 |
| Undivided profits | $12,272,000 | 2,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,614,000 | 3,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,220,000 | 3,046 |
| Earning assets | $225,102,000 | 2,699 |
| Long-term assets (5+ years) | $8,805,000 | 5,554 |
| Average Assets, year-to-date | $250,141,200 | 2,564 |
| Average Assets, quarterly | $252,545,000 | 2,593 |
| Volatile liabilities | $42,893,000 | 3,066 |
| Insider loans | $5,197,000 | 1,546 |
| FHLB advances | $5,000,000 | 3,981 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $54,162,000 | 1,465 |
| Tier 1 (core) risk-based capital | $28,583,000 | 2,260 |
| Tier 2 risk-based capital | $3,165,000 | 1,771 |
| Total risk weighted assets | $209,331,000 | 2,342 |
| Total unused commitments | $54,162,000 | 1,469 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 88 | 1,929 |
| Assets and Liabilities | ||
| Total Assets: | $253,508,000 | 2,594 |
| Cash and due from depository institutions | $10,033,000 | 1,929 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $40,841,000 | 2,675 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $184,787,000 | 2,509 |
| Loan loss allowance | $1,791,000 | 2,968 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,634,000 | 1,507 |
| Other real estate owned | $0 | 1,929 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $9,213,000 | 2,030 |
| Life insurance assets | $5,147,000 | 1,230 |
| Total liabilities and capital | $253,508,000 | 2,594 |
| Total liabilities | $228,713,000 | 2,577 |
| Total deposits | $215,306,000 | 2,427 |
| Interest-bearing deposits | $141,224,000 | 3,133 |
| Deposits held in domestic offices | $215,306,000 | 2,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $9,500,000 | 3,318 |
| Subordinated debt | $1,833,000 | 243 |
| All other liabilities | $2,074,000 | 2,267 |
| Total equity capital | $24,795,000 | 2,688 |
| Total bank equity capital | $24,795,000 | 2,688 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $12,699,000 | 381 |
| Surplus | $0 | 7,795 |
| Undivided profits | $12,096,000 | 2,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,481,000 | 3,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,247,000 | 3,131 |
| Earning assets | $225,628,000 | 2,650 |
| Long-term assets (5+ years) | $15,494,000 | 4,464 |
| Average Assets, year-to-date | $249,781,000 | 2,578 |
| Average Assets, quarterly | $251,284,000 | 2,593 |
| Volatile liabilities | $47,529,000 | 2,779 |
| Insider loans | $5,235,000 | 1,508 |
| FHLB advances | $9,500,000 | 3,192 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $57,640,000 | 1,492 |
| Tier 1 (core) risk-based capital | $24,548,000 | 2,617 |
| Tier 2 risk-based capital | $2,646,000 | 2,000 |
| Total risk weighted assets | $208,506,000 | 2,338 |
| Total unused commitments | $57,640,000 | 1,493 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 88 | 1,953 |
| Assets and Liabilities | ||
| Total Assets: | $249,060,000 | 2,631 |
| Cash and due from depository institutions | $7,287,000 | 1,953 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $45,492,000 | 2,505 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $178,432,000 | 2,556 |
| Loan loss allowance | $1,656,000 | 3,071 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,695,000 | 1,479 |
| Other real estate owned | $0 | 1,953 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,154,000 | 2,003 |
| Life insurance assets | $5,100,000 | 1,235 |
| Total liabilities and capital | $249,060,000 | 2,631 |
| Total liabilities | $224,192,000 | 2,624 |
| Total deposits | $210,902,000 | 2,461 |
| Interest-bearing deposits | $134,502,000 | 3,236 |
| Deposits held in domestic offices | $210,902,000 | 2,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $9,300,000 | 3,243 |
| Subordinated debt | $2,000,000 | 222 |
| All other liabilities | $1,990,000 | 2,314 |
| Total equity capital | $24,868,000 | 2,700 |
| Total bank equity capital | $24,868,000 | 2,700 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $12,660,000 | 374 |
| Surplus | $0 | 7,856 |
| Undivided profits | $12,208,000 | 2,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $900,000 | 4,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,207,000 | 3,150 |
| Earning assets | $223,924,000 | 2,671 |
| Long-term assets (5+ years) | $15,746,000 | 4,451 |
| Average Assets, year-to-date | $248,538,670 | 2,597 |
| Average Assets, quarterly | $248,639,500 | 2,621 |
| Volatile liabilities | $48,259,000 | 2,740 |
| Insider loans | $5,270,000 | 1,500 |
| FHLB advances | $9,300,000 | 3,118 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $50,166,000 | 1,729 |
| Tier 1 (core) risk-based capital | $24,683,000 | 2,616 |
| Tier 2 risk-based capital | $2,911,000 | 1,807 |
| Total risk weighted assets | $202,403,000 | 2,395 |
| Total unused commitments | $50,166,000 | 1,730 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 86 | 1,990 |
| Assets and Liabilities | ||
| Total Assets: | $248,219,000 | 2,623 |
| Cash and due from depository institutions | $9,063,000 | 1,990 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $47,839,000 | 2,397 |
| Federal funds sold & reverse repurchase agreements | $6,775,000 | 2,529 |
| Net loans & leases | $167,162,000 | 2,645 |
| Loan loss allowance | $1,616,000 | 3,061 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,783,000 | 1,456 |
| Other real estate owned | $0 | 1,990 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $8,597,000 | 2,041 |
| Life insurance assets | $5,053,000 | 1,237 |
| Total liabilities and capital | $248,219,000 | 2,623 |
| Total liabilities | $223,217,000 | 2,612 |
| Total deposits | $214,405,000 | 2,439 |
| Interest-bearing deposits | $138,720,000 | 3,176 |
| Deposits held in domestic offices | $214,405,000 | 2,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $5,000,000 | 3,733 |
| Subordinated debt | $2,000,000 | 213 |
| All other liabilities | $1,812,000 | 2,664 |
| Total equity capital | $25,002,000 | 2,746 |
| Total bank equity capital | $25,002,000 | 2,746 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $12,624,000 | 371 |
| Surplus | $0 | 7,894 |
| Undivided profits | $12,378,000 | 2,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,119,000 | 2,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,319,000 | 2,952 |
| Earning assets | $221,776,000 | 2,690 |
| Long-term assets (5+ years) | $18,894,000 | 3,972 |
| Average Assets, year-to-date | $248,278,000 | 2,598 |
| Average Assets, quarterly | $248,278,000 | 2,598 |
| Volatile liabilities | $45,643,000 | 2,816 |
| Insider loans | $5,306,000 | 1,479 |
| FHLB advances | $5,000,000 | 3,591 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $56,050,000 | 1,604 |
| Tier 1 (core) risk-based capital | $24,302,000 | 2,653 |
| Tier 2 risk-based capital | $2,871,000 | 1,807 |
| Total risk weighted assets | $196,427,000 | 2,420 |
| Total unused commitments | $56,050,000 | 1,607 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 86 | 2,013 |
| Assets and Liabilities | ||
| Total Assets: | $248,337,000 | 2,597 |
| Cash and due from depository institutions | $7,399,000 | 2,013 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $56,107,000 | 2,070 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $166,620,000 | 2,632 |
| Loan loss allowance | $1,673,000 | 2,926 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $8,866,000 | 1,444 |
| Other real estate owned | $0 | 2,013 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,345,000 | 1,890 |
| Life insurance assets | $5,005,000 | 1,229 |
| Total liabilities and capital | $248,337,000 | 2,597 |
| Total liabilities | $223,658,000 | 2,580 |
| Total deposits | $214,175,000 | 2,415 |
| Interest-bearing deposits | $137,074,000 | 3,163 |
| Deposits held in domestic offices | $214,175,000 | 2,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,900,000 | 3,409 |
| Subordinated debt | $2,000,000 | 211 |
| All other liabilities | $1,583,000 | 2,926 |
| Total equity capital | $24,679,000 | 2,746 |
| Total bank equity capital | $24,679,000 | 2,746 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $12,588,000 | 369 |
| Surplus | $0 | 7,931 |
| Undivided profits | $12,091,000 | 2,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,176,000 | 2,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $57,000 | 868 |
| Income earned, not collected on loans | $1,463,000 | 2,887 |
| Earning assets | $222,727,000 | 2,637 |
| Long-term assets (5+ years) | $18,737,000 | 3,773 |
| Average Assets, year-to-date | $245,592,200 | 2,531 |
| Average Assets, quarterly | $249,917,500 | 2,547 |
| Volatile liabilities | $44,730,000 | 2,857 |
| Insider loans | $4,952,000 | 1,530 |
| FHLB advances | $5,900,000 | 3,288 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $53,040,000 | 1,688 |
| Tier 1 (core) risk-based capital | $24,482,000 | 2,629 |
| Tier 2 risk-based capital | $2,928,000 | 1,760 |
| Total risk weighted assets | $198,597,000 | 2,376 |
| Total unused commitments | $53,040,000 | 1,688 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 86 | 1,994 |
| Assets and Liabilities | ||
| Total Assets: | $251,498,000 | 2,525 |
| Cash and due from depository institutions | $10,464,000 | 1,994 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $54,978,000 | 2,091 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,737 |
| Net loans & leases | $159,103,000 | 2,696 |
| Loan loss allowance | $1,682,000 | 2,883 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,924,000 | 1,403 |
| Other real estate owned | $0 | 1,994 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,729,000 | 1,822 |
| Life insurance assets | $4,959,000 | 1,196 |
| Total liabilities and capital | $251,498,000 | 2,525 |
| Total liabilities | $227,780,000 | 2,503 |
| Total deposits | $224,119,000 | 2,302 |
| Interest-bearing deposits | $139,081,000 | 3,094 |
| Deposits held in domestic offices | $224,119,000 | 2,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $2,000,000 | 206 |
| All other liabilities | $1,661,000 | 2,892 |
| Total equity capital | $23,718,000 | 2,819 |
| Total bank equity capital | $23,718,000 | 2,819 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $12,543,000 | 356 |
| Surplus | $0 | 7,949 |
| Undivided profits | $11,175,000 | 2,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,412,000 | 3,141 |
| Earning assets | $222,381,000 | 2,608 |
| Long-term assets (5+ years) | $19,415,000 | 3,600 |
| Average Assets, year-to-date | $244,906,000 | 2,533 |
| Average Assets, quarterly | $246,809,500 | 2,546 |
| Volatile liabilities | $41,319,000 | 3,004 |
| Insider loans | $4,964,000 | 1,491 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $51,620,000 | 1,743 |
| Tier 1 (core) risk-based capital | $23,820,000 | 2,690 |
| Tier 2 risk-based capital | $2,937,000 | 1,741 |
| Total risk weighted assets | $193,928,000 | 2,387 |
| Total unused commitments | $51,620,000 | 1,743 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 87 | 2,012 |
| Assets and Liabilities | ||
| Total Assets: | $242,121,000 | 2,619 |
| Cash and due from depository institutions | $12,247,000 | 2,012 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $48,825,000 | 2,340 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 3,168 |
| Net loans & leases | $158,452,000 | 2,710 |
| Loan loss allowance | $1,724,000 | 2,831 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,000,000 | 1,397 |
| Other real estate owned | $0 | 2,012 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $9,797,000 | 1,819 |
| Life insurance assets | $4,912,000 | 1,201 |
| Total liabilities and capital | $242,121,000 | 2,619 |
| Total liabilities | $219,049,000 | 2,598 |
| Total deposits | $215,544,000 | 2,403 |
| Interest-bearing deposits | $136,113,000 | 3,157 |
| Deposits held in domestic offices | $215,544,000 | 2,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $2,000,000 | 218 |
| All other liabilities | $1,505,000 | 2,916 |
| Total equity capital | $23,072,000 | 2,853 |
| Total bank equity capital | $23,072,000 | 2,853 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $12,507,000 | 359 |
| Surplus | $0 | 8,003 |
| Undivided profits | $10,565,000 | 2,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 6,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 788 |
| Income earned, not collected on loans | $1,367,000 | 3,038 |
| Earning assets | $211,077,000 | 2,729 |
| Long-term assets (5+ years) | $14,030,000 | 4,163 |
| Average Assets, year-to-date | $242,708,670 | 2,585 |
| Average Assets, quarterly | $243,914,000 | 2,597 |
| Volatile liabilities | $41,067,000 | 2,953 |
| Insider loans | $4,982,000 | 1,487 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $47,513,000 | 1,905 |
| Tier 1 (core) risk-based capital | $23,547,000 | 2,720 |
| Tier 2 risk-based capital | $3,379,000 | 1,564 |
| Total risk weighted assets | $190,992,000 | 2,408 |
| Total unused commitments | $47,513,000 | 1,906 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 89 | 1,971 |
| Assets and Liabilities | ||
| Total Assets: | $245,707,000 | 2,604 |
| Cash and due from depository institutions | $10,422,000 | 1,971 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $39,894,000 | 2,789 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 1,152 |
| Net loans & leases | $160,405,000 | 2,638 |
| Loan loss allowance | $1,731,000 | 2,816 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,103,000 | 1,351 |
| Other real estate owned | $0 | 1,971 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $8,883,000 | 1,894 |
| Life insurance assets | $4,867,000 | 1,189 |
| Total liabilities and capital | $245,707,000 | 2,604 |
| Total liabilities | $223,180,000 | 2,570 |
| Total deposits | $219,745,000 | 2,375 |
| Interest-bearing deposits | $137,730,000 | 3,110 |
| Deposits held in domestic offices | $219,745,000 | 2,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $2,000,000 | 221 |
| All other liabilities | $1,435,000 | 3,079 |
| Total equity capital | $22,527,000 | 2,936 |
| Total bank equity capital | $22,527,000 | 2,936 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $12,477,000 | 351 |
| Surplus | $0 | 8,027 |
| Undivided profits | $10,050,000 | 3,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 6,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 800 |
| Income earned, not collected on loans | $1,299,000 | 3,060 |
| Earning assets | $217,299,000 | 2,672 |
| Long-term assets (5+ years) | $10,187,000 | 4,684 |
| Average Assets, year-to-date | $243,002,500 | 2,603 |
| Average Assets, quarterly | $243,002,500 | 2,603 |
| Volatile liabilities | $41,282,000 | 2,893 |
| Insider loans | $5,000,000 | 1,439 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $48,839,000 | 1,854 |
| Tier 1 (core) risk-based capital | $22,777,000 | 2,780 |
| Tier 2 risk-based capital | $3,386,000 | 1,556 |
| Total risk weighted assets | $189,856,000 | 2,401 |
| Total unused commitments | $48,839,000 | 1,855 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 88 | 1,971 |
| Assets and Liabilities | ||
| Total Assets: | $240,298,000 | 2,631 |
| Cash and due from depository institutions | $10,140,000 | 1,971 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $42,778,000 | 2,655 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $169,680,000 | 2,511 |
| Loan loss allowance | $1,654,000 | 2,895 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,256,000 | 1,291 |
| Other real estate owned | $0 | 1,971 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,444,000 | 1,989 |
| Life insurance assets | $3,336,000 | 1,587 |
| Total liabilities and capital | $240,298,000 | 2,631 |
| Total liabilities | $218,303,000 | 2,589 |
| Total deposits | $214,943,000 | 2,403 |
| Interest-bearing deposits | $128,691,000 | 3,268 |
| Deposits held in domestic offices | $214,943,000 | 2,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $2,000,000 | 221 |
| All other liabilities | $1,360,000 | 3,168 |
| Total equity capital | $21,995,000 | 2,949 |
| Total bank equity capital | $21,995,000 | 2,949 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $12,447,000 | 344 |
| Surplus | $0 | 8,057 |
| Undivided profits | $9,548,000 | 3,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $550,000 | 3,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,557,000 | 2,684 |
| Earning assets | $212,458,000 | 2,704 |
| Long-term assets (5+ years) | $14,633,000 | 4,000 |
| Average Assets, year-to-date | $235,575,000 | 2,595 |
| Average Assets, quarterly | $238,128,000 | 2,627 |
| Volatile liabilities | $37,226,000 | 3,272 |
| Insider loans | $6,121,000 | 1,164 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $53,954,000 | 1,729 |
| Tier 1 (core) risk-based capital | $22,266,000 | 2,793 |
| Tier 2 risk-based capital | $3,309,000 | 1,559 |
| Total risk weighted assets | $194,846,000 | 2,340 |
| Total unused commitments | $53,954,000 | 1,730 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 88 | 2,002 |
| Assets and Liabilities | ||
| Total Assets: | $235,958,000 | 2,653 |
| Cash and due from depository institutions | $10,379,000 | 2,002 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $36,733,000 | 3,040 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $171,671,000 | 2,495 |
| Loan loss allowance | $1,599,000 | 2,989 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,380,000 | 1,254 |
| Other real estate owned | $0 | 2,002 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $7,795,000 | 2,124 |
| Life insurance assets | $3,307,000 | 1,565 |
| Total liabilities and capital | $235,958,000 | 2,653 |
| Total liabilities | $215,037,000 | 2,608 |
| Total deposits | $210,194,000 | 2,423 |
| Interest-bearing deposits | $125,787,000 | 3,271 |
| Deposits held in domestic offices | $210,194,000 | 2,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,400,000 | 4,936 |
| Subordinated debt | $2,000,000 | 226 |
| All other liabilities | $1,443,000 | 2,996 |
| Total equity capital | $20,921,000 | 3,041 |
| Total bank equity capital | $20,921,000 | 3,041 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $12,383,000 | 333 |
| Surplus | $0 | 8,106 |
| Undivided profits | $8,538,000 | 3,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,439,000 | 2,890 |
| Earning assets | $208,404,000 | 2,729 |
| Long-term assets (5+ years) | $6,187,000 | 5,492 |
| Average Assets, year-to-date | $234,394,250 | 2,620 |
| Average Assets, quarterly | $236,580,000 | 2,627 |
| Volatile liabilities | $37,307,000 | 3,247 |
| Insider loans | $6,168,000 | 1,144 |
| FHLB advances | $1,400,000 | 4,730 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $49,118,000 | 1,884 |
| Tier 1 (core) risk-based capital | $21,298,000 | 2,869 |
| Tier 2 risk-based capital | $3,254,000 | 1,581 |
| Total risk weighted assets | $194,182,000 | 2,343 |
| Total unused commitments | $49,118,000 | 1,884 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 88 | 1,997 |
| Assets and Liabilities | ||
| Total Assets: | $237,202,000 | 2,631 |
| Cash and due from depository institutions | $12,514,000 | 1,997 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $36,864,000 | 3,010 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 4,731 |
| Net loans & leases | $169,826,000 | 2,498 |
| Loan loss allowance | $1,615,000 | 2,925 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,464,000 | 1,216 |
| Other real estate owned | $0 | 1,997 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $7,734,000 | 2,117 |
| Life insurance assets | $3,454,000 | 1,474 |
| Total liabilities and capital | $237,202,000 | 2,631 |
| Total liabilities | $217,055,000 | 2,581 |
| Total deposits | $213,711,000 | 2,391 |
| Interest-bearing deposits | $122,361,000 | 3,310 |
| Deposits held in domestic offices | $213,711,000 | 2,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $2,000,000 | 224 |
| All other liabilities | $1,344,000 | 2,899 |
| Total equity capital | $20,147,000 | 3,029 |
| Total bank equity capital | $20,147,000 | 3,029 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $12,402,000 | 321 |
| Surplus | $0 | 8,130 |
| Undivided profits | $7,745,000 | 3,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $500,000 | 3,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,289,000 | 2,893 |
| Earning assets | $207,490,000 | 2,730 |
| Long-term assets (5+ years) | $9,857,000 | 4,614 |
| Average Assets, year-to-date | $233,873,000 | 2,628 |
| Average Assets, quarterly | $235,100,000 | 2,635 |
| Volatile liabilities | $29,460,000 | 3,718 |
| Insider loans | $4,825,000 | 1,442 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $46,657,000 | 1,953 |
| Tier 1 (core) risk-based capital | $20,705,000 | 2,896 |
| Tier 2 risk-based capital | $3,670,000 | 1,383 |
| Total risk weighted assets | $193,725,000 | 2,311 |
| Total unused commitments | $46,657,000 | 1,953 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 86 | 2,031 |
| Assets and Liabilities | ||
| Total Assets: | $232,998,000 | 2,665 |
| Cash and due from depository institutions | $10,863,000 | 2,031 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $39,900,000 | 2,862 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,923 |
| Net loans & leases | $163,112,000 | 2,536 |
| Loan loss allowance | $1,554,000 | 2,981 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,576,000 | 1,168 |
| Other real estate owned | $0 | 2,031 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,047,000 | 2,229 |
| Life insurance assets | $3,251,000 | 1,508 |
| Total liabilities and capital | $232,998,000 | 2,665 |
| Total liabilities | $216,676,000 | 2,577 |
| Total deposits | $213,064,000 | 2,377 |
| Interest-bearing deposits | $123,133,000 | 3,268 |
| Deposits held in domestic offices | $213,064,000 | 2,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $2,000,000 | 219 |
| All other liabilities | $1,612,000 | 2,539 |
| Total equity capital | $16,322,000 | 3,585 |
| Total bank equity capital | $16,322,000 | 3,585 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,380,000 | 439 |
| Surplus | $0 | 8,136 |
| Undivided profits | $6,942,000 | 3,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $500,000 | 3,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,119,000 | 3,094 |
| Earning assets | $205,512,000 | 2,728 |
| Long-term assets (5+ years) | $9,955,000 | 4,601 |
| Average Assets, year-to-date | $232,208,500 | 2,642 |
| Average Assets, quarterly | $232,208,500 | 2,642 |
| Volatile liabilities | $23,522,000 | 4,110 |
| Insider loans | $4,848,000 | 1,411 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $49,369,000 | 1,850 |
| Tier 1 (core) risk-based capital | $16,820,000 | 3,452 |
| Tier 2 risk-based capital | $3,609,000 | 1,380 |
| Total risk weighted assets | $187,884,000 | 2,324 |
| Total unused commitments | $49,369,000 | 1,850 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 84 | 2,060 |
| Assets and Liabilities | ||
| Total Assets: | $231,419,000 | 2,653 |
| Cash and due from depository institutions | $15,293,000 | 2,060 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $41,830,000 | 2,739 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,486 |
| Net loans & leases | $152,563,000 | 2,652 |
| Loan loss allowance | $1,470,000 | 3,085 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,460,000 | 1,166 |
| Other real estate owned | $0 | 2,060 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,273,000 | 2,179 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $231,419,000 | 2,653 |
| Total liabilities | $215,553,000 | 2,570 |
| Total deposits | $206,879,000 | 2,426 |
| Interest-bearing deposits | $120,190,000 | 3,296 |
| Deposits held in domestic offices | $206,879,000 | 2,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,500,000 | 3,496 |
| Subordinated debt | $2,000,000 | 219 |
| All other liabilities | $1,174,000 | 3,133 |
| Total equity capital | $15,866,000 | 3,648 |
| Total bank equity capital | $15,866,000 | 3,648 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $9,299,000 | 435 |
| Surplus | $0 | 8,157 |
| Undivided profits | $6,567,000 | 3,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $134,000 | 5,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $134,000 | 645 |
| Income earned, not collected on loans | $1,017,000 | 3,409 |
| Earning assets | $199,393,000 | 2,766 |
| Long-term assets (5+ years) | $13,105,000 | 4,100 |
| Average Assets, year-to-date | $225,196,600 | 2,623 |
| Average Assets, quarterly | $233,496,500 | 2,620 |
| Volatile liabilities | $26,727,000 | 3,735 |
| Insider loans | $4,728,000 | 1,428 |
| FHLB advances | $5,500,000 | 3,349 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $51,734,000 | 1,738 |
| Tier 1 (core) risk-based capital | $16,351,000 | 3,492 |
| Tier 2 risk-based capital | $3,525,000 | 1,389 |
| Total risk weighted assets | $175,328,000 | 2,427 |
| Total unused commitments | $51,734,000 | 1,738 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 86 | 2,008 |
| Assets and Liabilities | ||
| Total Assets: | $235,574,000 | 2,571 |
| Cash and due from depository institutions | $13,165,000 | 2,008 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $47,180,000 | 2,473 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,038 |
| Net loans & leases | $153,237,000 | 2,606 |
| Loan loss allowance | $1,400,000 | 3,185 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,331,000 | 1,142 |
| Other real estate owned | $0 | 2,008 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,861,000 | 2,205 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $235,574,000 | 2,571 |
| Total liabilities | $220,297,000 | 2,484 |
| Total deposits | $216,676,000 | 2,269 |
| Interest-bearing deposits | $122,504,000 | 3,192 |
| Deposits held in domestic offices | $216,676,000 | 2,263 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $2,000,000 | 209 |
| All other liabilities | $1,621,000 | 2,437 |
| Total equity capital | $15,277,000 | 3,737 |
| Total bank equity capital | $15,277,000 | 3,737 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,265,000 | 419 |
| Surplus | $0 | 8,180 |
| Undivided profits | $6,012,000 | 4,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 5,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $135,000 | 677 |
| Income earned, not collected on loans | $1,010,000 | 3,390 |
| Earning assets | $206,217,000 | 2,672 |
| Long-term assets (5+ years) | $15,994,000 | 3,740 |
| Average Assets, year-to-date | $223,641,000 | 2,618 |
| Average Assets, quarterly | $229,693,500 | 2,606 |
| Volatile liabilities | $21,047,000 | 4,277 |
| Insider loans | $4,703,000 | 1,370 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $53,773,000 | 1,650 |
| Tier 1 (core) risk-based capital | $15,597,000 | 3,584 |
| Tier 2 risk-based capital | $3,455,000 | 1,390 |
| Total risk weighted assets | $177,632,000 | 2,365 |
| Total unused commitments | $53,773,000 | 1,650 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 83 | 2,076 |
| Assets and Liabilities | ||
| Total Assets: | $223,813,000 | 2,640 |
| Cash and due from depository institutions | $9,722,000 | 2,076 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $48,544,000 | 2,426 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,322 |
| Net loans & leases | $148,735,000 | 2,612 |
| Loan loss allowance | $1,356,000 | 3,235 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,265,000 | 1,142 |
| Other real estate owned | $0 | 2,076 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,547,000 | 2,211 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $223,813,000 | 2,640 |
| Total liabilities | $209,191,000 | 2,546 |
| Total deposits | $206,022,000 | 2,327 |
| Interest-bearing deposits | $118,415,000 | 3,215 |
| Deposits held in domestic offices | $206,022,000 | 2,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $2,000,000 | 205 |
| All other liabilities | $1,169,000 | 2,919 |
| Total equity capital | $14,622,000 | 3,807 |
| Total bank equity capital | $14,622,000 | 3,807 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,921,000 | 413 |
| Surplus | $0 | 8,188 |
| Undivided profits | $5,701,000 | 4,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $891,000 | 2,510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $152,000 | 656 |
| Income earned, not collected on loans | $933,000 | 3,354 |
| Earning assets | $198,279,000 | 2,719 |
| Long-term assets (5+ years) | $16,401,000 | 3,738 |
| Average Assets, year-to-date | $219,663,330 | 2,632 |
| Average Assets, quarterly | $223,653,000 | 2,620 |
| Volatile liabilities | $19,139,000 | 4,373 |
| Insider loans | $4,733,000 | 1,336 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $52,992,000 | 1,622 |
| Tier 1 (core) risk-based capital | $14,823,000 | 3,649 |
| Tier 2 risk-based capital | $3,411,000 | 1,386 |
| Total risk weighted assets | $172,569,000 | 2,384 |
| Total unused commitments | $52,992,000 | 1,623 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 79 | 2,151 |
| Assets and Liabilities | ||
| Total Assets: | $223,493,000 | 2,636 |
| Cash and due from depository institutions | $9,673,000 | 2,151 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $50,213,000 | 2,379 |
| Federal funds sold & reverse repurchase agreements | $12,500,000 | 998 |
| Net loans & leases | $135,525,000 | 2,770 |
| Loan loss allowance | $1,245,000 | 3,439 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,286,000 | 1,101 |
| Other real estate owned | $0 | 2,151 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,296,000 | 2,270 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $223,493,000 | 2,636 |
| Total liabilities | $209,733,000 | 2,516 |
| Total deposits | $206,334,000 | 2,316 |
| Interest-bearing deposits | $119,868,000 | 3,200 |
| Deposits held in domestic offices | $206,334,000 | 2,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $2,000,000 | 216 |
| All other liabilities | $1,399,000 | 2,512 |
| Total equity capital | $13,760,000 | 3,914 |
| Total bank equity capital | $13,760,000 | 3,914 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,898,000 | 396 |
| Surplus | $0 | 8,248 |
| Undivided profits | $4,862,000 | 4,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $748,000 | 2,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $899,000 | 3,369 |
| Earning assets | $198,238,000 | 2,710 |
| Long-term assets (5+ years) | $15,805,000 | 3,878 |
| Average Assets, year-to-date | $217,588,500 | 2,661 |
| Average Assets, quarterly | $217,588,500 | 2,661 |
| Volatile liabilities | $18,242,000 | 4,396 |
| Insider loans | $3,949,000 | 1,572 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $46,322,000 | 1,754 |
| Tier 1 (core) risk-based capital | $14,164,000 | 3,755 |
| Tier 2 risk-based capital | $3,290,000 | 1,423 |
| Total risk weighted assets | $166,092,000 | 2,422 |
| Total unused commitments | $46,322,000 | 1,755 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 82 | 2,092 |
| Assets and Liabilities | ||
| Total Assets: | $211,684,000 | 2,742 |
| Cash and due from depository institutions | $8,708,000 | 2,092 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $57,535,000 | 2,147 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,652 |
| Net loans & leases | $125,586,000 | 2,928 |
| Loan loss allowance | $1,200,000 | 3,499 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,502,000 | 1,054 |
| Other real estate owned | $0 | 2,092 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,353,000 | 2,206 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $211,684,000 | 2,742 |
| Total liabilities | $197,877,000 | 2,633 |
| Total deposits | $194,868,000 | 2,409 |
| Interest-bearing deposits | $111,840,000 | 3,362 |
| Deposits held in domestic offices | $194,868,000 | 2,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $2,000,000 | 220 |
| All other liabilities | $1,009,000 | 3,087 |
| Total equity capital | $13,807,000 | 3,909 |
| Total bank equity capital | $13,807,000 | 3,909 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,850,000 | 384 |
| Surplus | $0 | 8,282 |
| Undivided profits | $4,957,000 | 4,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $758,000 | 2,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $853,000 | 3,508 |
| Earning assets | $187,121,000 | 2,830 |
| Long-term assets (5+ years) | $15,438,000 | 4,000 |
| Average Assets, year-to-date | $198,038,000 | 2,790 |
| Average Assets, quarterly | $207,667,000 | 2,761 |
| Volatile liabilities | $19,520,000 | 4,189 |
| Insider loans | $4,035,000 | 1,510 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $48,475,000 | 1,634 |
| Tier 1 (core) risk-based capital | $13,917,000 | 3,749 |
| Tier 2 risk-based capital | $3,245,000 | 1,426 |
| Total risk weighted assets | $158,194,000 | 2,513 |
| Total unused commitments | $48,475,000 | 1,634 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 80 | 2,126 |
| Assets and Liabilities | ||
| Total Assets: | $203,650,000 | 2,806 |
| Cash and due from depository institutions | $6,356,000 | 2,126 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $61,052,000 | 2,016 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 2,714 |
| Net loans & leases | $117,337,000 | 3,051 |
| Loan loss allowance | $1,150,000 | 3,638 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $8,809,000 | 1,116 |
| Other real estate owned | $0 | 2,126 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,596,000 | 2,107 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $203,650,000 | 2,806 |
| Total liabilities | $190,179,000 | 2,695 |
| Total deposits | $186,694,000 | 2,501 |
| Interest-bearing deposits | $110,012,000 | 3,353 |
| Deposits held in domestic offices | $186,694,000 | 2,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $2,000,000 | 224 |
| All other liabilities | $1,485,000 | 2,406 |
| Total equity capital | $13,471,000 | 3,969 |
| Total bank equity capital | $13,471,000 | 3,969 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $8,783,000 | 379 |
| Surplus | $0 | 8,313 |
| Undivided profits | $4,688,000 | 4,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $769,000 | 3,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $825,000 | 3,750 |
| Earning assets | $181,889,000 | 2,874 |
| Long-term assets (5+ years) | $15,071,000 | 4,121 |
| Average Assets, year-to-date | $194,626,500 | 2,827 |
| Average Assets, quarterly | $202,012,500 | 2,788 |
| Volatile liabilities | $18,549,000 | 4,275 |
| Insider loans | $4,573,000 | 1,275 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $45,836,000 | 1,674 |
| Tier 1 (core) risk-based capital | $13,322,000 | 3,873 |
| Tier 2 risk-based capital | $3,195,000 | 1,423 |
| Total risk weighted assets | $151,129,000 | 2,585 |
| Total unused commitments | $45,836,000 | 1,675 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 79 | 2,173 |
| Assets and Liabilities | ||
| Total Assets: | $200,375,000 | 2,813 |
| Cash and due from depository institutions | $8,459,000 | 2,173 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $56,760,000 | 2,181 |
| Federal funds sold & reverse repurchase agreements | $9,880,000 | 1,106 |
| Net loans & leases | $111,121,000 | 3,158 |
| Loan loss allowance | $1,172,000 | 3,581 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,714,000 | 1,272 |
| Other real estate owned | $0 | 2,173 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,441,000 | 2,144 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $200,375,000 | 2,813 |
| Total liabilities | $187,523,000 | 2,710 |
| Total deposits | $184,453,000 | 2,491 |
| Interest-bearing deposits | $108,349,000 | 3,411 |
| Deposits held in domestic offices | $184,453,000 | 2,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $2,000,000 | 236 |
| All other liabilities | $1,070,000 | 2,816 |
| Total equity capital | $12,852,000 | 4,000 |
| Total bank equity capital | $12,852,000 | 4,000 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $8,783,000 | 375 |
| Surplus | $0 | 8,370 |
| Undivided profits | $4,069,000 | 5,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $803,000 | 3,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $846,000 | 3,433 |
| Earning assets | $177,761,000 | 2,887 |
| Long-term assets (5+ years) | $18,024,000 | 3,854 |
| Average Assets, year-to-date | $191,618,670 | 2,865 |
| Average Assets, quarterly | $195,405,500 | 2,846 |
| Volatile liabilities | $18,047,000 | 4,253 |
| Insider loans | $4,630,000 | 1,227 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $38,208,000 | 1,909 |
| Tier 1 (core) risk-based capital | $13,167,000 | 3,868 |
| Tier 2 risk-based capital | $3,207,000 | 1,405 |
| Total risk weighted assets | $141,831,000 | 2,682 |
| Total unused commitments | $38,208,000 | 1,913 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 78 | 2,194 |
| Assets and Liabilities | ||
| Total Assets: | $190,436,000 | 2,894 |
| Cash and due from depository institutions | $8,843,000 | 2,194 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $45,716,000 | 2,653 |
| Federal funds sold & reverse repurchase agreements | $9,636,000 | 1,526 |
| Net loans & leases | $114,144,000 | 3,021 |
| Loan loss allowance | $1,142,000 | 3,597 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,950,000 | 1,394 |
| Other real estate owned | $0 | 2,194 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,147,000 | 2,434 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $190,436,000 | 2,894 |
| Total liabilities | $177,391,000 | 2,811 |
| Total deposits | $174,051,000 | 2,602 |
| Interest-bearing deposits | $100,357,000 | 3,652 |
| Deposits held in domestic offices | $174,051,000 | 2,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $2,000,000 | 234 |
| All other liabilities | $1,340,000 | 2,620 |
| Total equity capital | $13,045,000 | 4,052 |
| Total bank equity capital | $13,045,000 | 4,052 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $8,779,000 | 367 |
| Surplus | $0 | 8,403 |
| Undivided profits | $4,266,000 | 5,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $830,000 | 3,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $801,000 | 3,539 |
| Earning assets | $169,496,000 | 2,979 |
| Long-term assets (5+ years) | $17,590,000 | 3,861 |
| Average Assets, year-to-date | $187,240,500 | 2,921 |
| Average Assets, quarterly | $187,240,500 | 2,921 |
| Volatile liabilities | $16,418,000 | 4,447 |
| Insider loans | $4,356,000 | 1,300 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $33,981,000 | 2,030 |
| Tier 1 (core) risk-based capital | $12,796,000 | 3,941 |
| Tier 2 risk-based capital | $3,177,000 | 1,398 |
| Total risk weighted assets | $141,434,000 | 2,634 |
| Total unused commitments | $33,981,000 | 2,036 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 78 | 2,199 |
| Assets and Liabilities | ||
| Total Assets: | $184,045,000 | 2,979 |
| Cash and due from depository institutions | $9,216,000 | 2,199 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $45,778,000 | 2,665 |
| Federal funds sold & reverse repurchase agreements | $6,830,000 | 1,752 |
| Net loans & leases | $109,949,000 | 3,097 |
| Loan loss allowance | $1,112,000 | 3,657 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,965,000 | 1,383 |
| Other real estate owned | $0 | 2,199 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,307,000 | 2,383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,045,000 | 2,979 |
| Total liabilities | $171,200,000 | 2,903 |
| Total deposits | $168,251,000 | 2,681 |
| Interest-bearing deposits | $97,973,000 | 3,692 |
| Deposits held in domestic offices | $168,251,000 | 2,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $2,000,000 | 238 |
| All other liabilities | $949,000 | 3,216 |
| Total equity capital | $12,845,000 | 4,033 |
| Total bank equity capital | $12,845,000 | 4,033 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $8,668,000 | 379 |
| Surplus | $0 | 8,463 |
| Undivided profits | $4,177,000 | 5,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $828,000 | 3,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $748,000 | 3,887 |
| Earning assets | $162,557,000 | 3,049 |
| Long-term assets (5+ years) | $14,245,000 | 4,317 |
| Average Assets, year-to-date | $173,379,400 | 3,032 |
| Average Assets, quarterly | $181,165,000 | 2,988 |
| Volatile liabilities | $15,887,000 | 4,483 |
| Insider loans | $3,936,000 | 1,411 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $29,926,000 | 2,154 |
| Tier 1 (core) risk-based capital | $12,666,000 | 3,924 |
| Tier 2 risk-based capital | $3,147,000 | 1,410 |
| Total risk weighted assets | $135,618,000 | 2,705 |
| Total unused commitments | $29,926,000 | 2,157 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 77 | 2,245 |
| Assets and Liabilities | ||
| Total Assets: | $178,285,000 | 3,053 |
| Cash and due from depository institutions | $9,828,000 | 2,245 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $34,640,000 | 3,278 |
| Federal funds sold & reverse repurchase agreements | $7,963,000 | 1,778 |
| Net loans & leases | $113,970,000 | 2,977 |
| Loan loss allowance | $1,104,000 | 3,665 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,763,000 | 1,411 |
| Other real estate owned | $0 | 2,245 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,121,000 | 2,453 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $178,285,000 | 3,053 |
| Total liabilities | $165,919,000 | 2,955 |
| Total deposits | $162,528,000 | 2,760 |
| Interest-bearing deposits | $96,634,000 | 3,747 |
| Deposits held in domestic offices | $162,528,000 | 2,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $2,000,000 | 236 |
| All other liabilities | $1,391,000 | 2,540 |
| Total equity capital | $12,366,000 | 4,152 |
| Total bank equity capital | $12,366,000 | 4,152 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $8,535,000 | 379 |
| Surplus | $0 | 8,515 |
| Undivided profits | $3,831,000 | 5,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $817,000 | 3,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $757,000 | 4,050 |
| Earning assets | $156,573,000 | 3,126 |
| Long-term assets (5+ years) | $10,975,000 | 4,856 |
| Average Assets, year-to-date | $170,713,000 | 3,093 |
| Average Assets, quarterly | $173,918,500 | 3,091 |
| Volatile liabilities | $15,536,000 | 4,518 |
| Insider loans | $4,143,000 | 1,308 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $30,948,000 | 2,124 |
| Tier 1 (core) risk-based capital | $12,186,000 | 4,037 |
| Tier 2 risk-based capital | $3,134,000 | 1,402 |
| Total risk weighted assets | $135,246,000 | 2,696 |
| Total unused commitments | $30,948,000 | 2,128 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 76 | 2,286 |
| Assets and Liabilities | ||
| Total Assets: | $169,552,000 | 3,152 |
| Cash and due from depository institutions | $11,207,000 | 2,286 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $33,411,000 | 3,284 |
| Federal funds sold & reverse repurchase agreements | $4,795,000 | 3,067 |
| Net loans & leases | $108,554,000 | 3,069 |
| Loan loss allowance | $1,074,000 | 3,705 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,751,000 | 1,391 |
| Other real estate owned | $0 | 2,286 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,834,000 | 2,468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,552,000 | 3,152 |
| Total liabilities | $157,145,000 | 3,065 |
| Total deposits | $156,257,000 | 2,845 |
| Interest-bearing deposits | $94,380,000 | 3,818 |
| Deposits held in domestic offices | $156,257,000 | 2,842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $888,000 | 3,583 |
| Total equity capital | $12,407,000 | 4,143 |
| Total bank equity capital | $12,407,000 | 4,143 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $8,377,000 | 378 |
| Surplus | $0 | 8,544 |
| Undivided profits | $4,030,000 | 5,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $829,000 | 3,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $734,000 | 3,996 |
| Earning assets | $146,760,000 | 3,272 |
| Long-term assets (5+ years) | $7,980,000 | 5,358 |
| Average Assets, year-to-date | $168,189,000 | 3,133 |
| Average Assets, quarterly | $170,923,500 | 3,113 |
| Volatile liabilities | $14,982,000 | 4,596 |
| Insider loans | $4,172,000 | 1,293 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $33,894,000 | 1,931 |
| Tier 1 (core) risk-based capital | $12,030,000 | 4,013 |
| Tier 2 risk-based capital | $1,104,000 | 3,347 |
| Total risk weighted assets | $125,649,000 | 2,859 |
| Total unused commitments | $33,894,000 | 1,941 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 73 | 2,361 |
| Assets and Liabilities | ||
| Total Assets: | $172,295,000 | 3,085 |
| Cash and due from depository institutions | $10,001,000 | 2,361 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $32,786,000 | 3,296 |
| Federal funds sold & reverse repurchase agreements | $11,140,000 | 1,517 |
| Net loans & leases | $106,638,000 | 3,057 |
| Loan loss allowance | $1,057,000 | 3,694 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,807,000 | 1,353 |
| Other real estate owned | $329,000 | 2,361 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,594,000 | 2,520 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,295,000 | 3,085 |
| Total liabilities | $160,439,000 | 2,989 |
| Total deposits | $159,215,000 | 2,773 |
| Interest-bearing deposits | $96,040,000 | 3,736 |
| Deposits held in domestic offices | $159,215,000 | 2,769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,224,000 | 2,908 |
| Total equity capital | $11,856,000 | 4,206 |
| Total bank equity capital | $11,856,000 | 4,206 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $8,351,000 | 372 |
| Surplus | $0 | 8,583 |
| Undivided profits | $3,505,000 | 5,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $954,000 | 2,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $729,000 | 4,029 |
| Earning assets | $150,564,000 | 3,187 |
| Long-term assets (5+ years) | $7,359,000 | 5,473 |
| Average Assets, year-to-date | $167,507,500 | 3,129 |
| Average Assets, quarterly | $167,507,500 | 3,129 |
| Volatile liabilities | $16,274,000 | 4,325 |
| Insider loans | $4,145,000 | 1,288 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $30,338,000 | 2,018 |
| Tier 1 (core) risk-based capital | $11,563,000 | 4,098 |
| Tier 2 risk-based capital | $1,087,000 | 3,322 |
| Total risk weighted assets | $124,281,000 | 2,844 |
| Total unused commitments | $30,338,000 | 2,026 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 73 | 2,349 |
| Assets and Liabilities | ||
| Total Assets: | $162,720,000 | 3,183 |
| Cash and due from depository institutions | $10,774,000 | 2,349 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $33,746,000 | 3,206 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,028 |
| Net loans & leases | $101,506,000 | 3,175 |
| Loan loss allowance | $1,026,000 | 3,731 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,854,000 | 1,325 |
| Other real estate owned | $329,000 | 2,349 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,011,000 | 2,312 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,720,000 | 3,183 |
| Total liabilities | $150,908,000 | 3,088 |
| Total deposits | $150,068,000 | 2,856 |
| Interest-bearing deposits | $90,188,000 | 3,866 |
| Deposits held in domestic offices | $150,068,000 | 2,853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $840,000 | 3,804 |
| Total equity capital | $11,812,000 | 4,167 |
| Total bank equity capital | $11,812,000 | 4,167 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $8,295,000 | 374 |
| Surplus | $0 | 8,619 |
| Undivided profits | $3,517,000 | 5,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $958,000 | 2,805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $761,000 | 4,076 |
| Earning assets | $139,752,000 | 3,316 |
| Long-term assets (5+ years) | $6,891,000 | 5,542 |
| Average Assets, year-to-date | $149,568,000 | 3,257 |
| Average Assets, quarterly | $161,980,500 | 3,171 |
| Volatile liabilities | $16,044,000 | 4,318 |
| Insider loans | $4,389,000 | 1,180 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $30,575,000 | 1,929 |
| Tier 1 (core) risk-based capital | $11,460,000 | 4,046 |
| Tier 2 risk-based capital | $1,056,000 | 3,364 |
| Total risk weighted assets | $121,008,000 | 2,857 |
| Total unused commitments | $30,575,000 | 1,933 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 73 | 2,335 |
| Assets and Liabilities | ||
| Total Assets: | $133,023,000 | 3,609 |
| Cash and due from depository institutions | $7,302,000 | 2,335 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $21,007,000 | 4,369 |
| Federal funds sold & reverse repurchase agreements | $5,609,000 | 2,526 |
| Net loans & leases | $87,668,000 | 3,526 |
| Loan loss allowance | $1,010,000 | 3,566 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,527,000 | 1,359 |
| Other real estate owned | $0 | 2,335 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,910,000 | 2,244 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,023,000 | 3,609 |
| Total liabilities | $122,039,000 | 3,543 |
| Total deposits | $121,459,000 | 3,297 |
| Interest-bearing deposits | $78,423,000 | 4,222 |
| Deposits held in domestic offices | $121,459,000 | 3,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $580,000 | 4,970 |
| Total equity capital | $10,984,000 | 4,180 |
| Total bank equity capital | $10,984,000 | 4,180 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $7,867,000 | 399 |
| Surplus | $0 | 8,858 |
| Undivided profits | $3,117,000 | 5,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $683,000 | 4,783 |
| Earning assets | $114,284,000 | 3,810 |
| Long-term assets (5+ years) | $6,726,000 | 5,622 |
| Average Assets, year-to-date | $124,291,800 | 3,678 |
| Average Assets, quarterly | $130,929,000 | 3,617 |
| Volatile liabilities | $16,961,000 | 4,125 |
| Insider loans | $4,137,000 | 1,189 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $27,013,000 | 2,027 |
| Tier 1 (core) risk-based capital | $10,687,000 | 4,117 |
| Tier 2 risk-based capital | $1,010,000 | 3,327 |
| Total risk weighted assets | $108,615,000 | 3,013 |
| Total unused commitments | $27,013,000 | 2,033 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 60 | 2,852 |
| Assets and Liabilities | ||
| Total Assets: | $116,128,000 | 3,932 |
| Cash and due from depository institutions | $8,747,000 | 2,852 |
| Interest-bearing balances | $100,000 | 4,566 |
| Securities | $17,164,000 | 5,132 |
| Federal funds sold & reverse repurchase agreements | $4,288,000 | 2,671 |
| Net loans & leases | $77,001,000 | 3,808 |
| Loan loss allowance | $911,000 | 3,760 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,804,000 | 1,811 |
| Other real estate owned | $0 | 2,852 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,124,000 | 2,156 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,128,000 | 3,932 |
| Total liabilities | $106,160,000 | 3,873 |
| Total deposits | $105,670,000 | 3,605 |
| Interest-bearing deposits | $72,042,000 | 4,375 |
| Deposits held in domestic offices | $105,670,000 | 3,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $490,000 | 5,850 |
| Total equity capital | $9,968,000 | 4,417 |
| Total bank equity capital | $9,968,000 | 4,417 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $7,747,000 | 413 |
| Surplus | $0 | 9,124 |
| Undivided profits | $2,221,000 | 6,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $542,000 | 4,817 |
| Earning assets | $98,553,000 | 4,218 |
| Long-term assets (5+ years) | $7,841,000 | 5,123 |
| Average Assets, year-to-date | $112,576,800 | 3,884 |
| Average Assets, quarterly | $115,859,000 | 3,885 |
| Volatile liabilities | $14,580,000 | 4,544 |
| Insider loans | $4,513,000 | 1,065 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $23,129,000 | 2,114 |
| Tier 1 (core) risk-based capital | $9,839,000 | 4,342 |
| Tier 2 risk-based capital | $911,000 | 3,547 |
| Total risk weighted assets | $94,734,200 | 3,238 |
| Total unused commitments | $23,129,000 | 2,118 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 58 | 3,035 |
| Assets and Liabilities | ||
| Total Assets: | $108,251,000 | 4,121 |
| Cash and due from depository institutions | $7,423,000 | 3,035 |
| Interest-bearing balances | $100,000 | 4,634 |
| Securities | $20,439,000 | 4,778 |
| Federal funds sold & reverse repurchase agreements | $13,368,000 | 737 |
| Net loans & leases | $58,980,000 | 4,575 |
| Loan loss allowance | $684,000 | 4,620 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,030,000 | 2,139 |
| Other real estate owned | $87,000 | 3,035 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,924,000 | 2,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,251,000 | 4,121 |
| Total liabilities | $99,007,000 | 4,067 |
| Total deposits | $98,435,000 | 3,789 |
| Interest-bearing deposits | $65,429,000 | 4,737 |
| Deposits held in domestic offices | $98,435,000 | 3,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $572,000 | 4,902 |
| Total equity capital | $9,244,000 | 4,536 |
| Total bank equity capital | $9,244,000 | 4,536 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,741,000 | 447 |
| Surplus | $0 | 9,427 |
| Undivided profits | $1,503,000 | 7,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $398,000 | 5,415 |
| Earning assets | $92,887,000 | 4,333 |
| Long-term assets (5+ years) | $3,015,000 | 7,165 |
| Average Assets, year-to-date | $106,056,200 | 4,056 |
| Average Assets, quarterly | $108,139,000 | 4,079 |
| Volatile liabilities | $13,415,000 | 4,580 |
| Insider loans | $6,275,000 | 726 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $21,579,000 | 2,242 |
| Tier 1 (core) risk-based capital | $9,297,000 | 4,520 |
| Tier 2 risk-based capital | $684,000 | 4,313 |
| Total risk weighted assets | $75,798,300 | 3,804 |
| Total unused commitments | $21,579,000 | 2,246 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 54 | 3,258 |
| Assets and Liabilities | ||
| Total Assets: | $103,257,000 | 4,231 |
| Cash and due from depository institutions | $5,745,000 | 3,258 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $18,553,000 | 5,084 |
| Federal funds sold & reverse repurchase agreements | $12,478,000 | 1,375 |
| Net loans & leases | $58,740,000 | 4,366 |
| Loan loss allowance | $675,000 | 4,586 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,840,000 | 2,125 |
| Other real estate owned | $450,000 | 3,258 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,451,000 | 2,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,257,000 | 4,231 |
| Total liabilities | $94,679,000 | 4,156 |
| Total deposits | $94,229,000 | 3,935 |
| Interest-bearing deposits | $66,101,000 | 4,683 |
| Deposits held in domestic offices | $94,229,000 | 3,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $450,000 | 6,120 |
| Total equity capital | $8,578,000 | 4,924 |
| Total bank equity capital | $8,578,000 | 4,924 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $7,074,000 | 492 |
| Surplus | $0 | 9,669 |
| Undivided profits | $1,504,000 | 7,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,012,000 | 2,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $32,000 | 1,295 |
| Income earned, not collected on loans | $608,000 | 3,829 |
| Earning assets | $89,771,000 | 4,454 |
| Long-term assets (5+ years) | $1,859,000 | 7,819 |
| Average Assets, year-to-date | $92,196,800 | 4,456 |
| Average Assets, quarterly | $99,934,000 | 4,287 |
| Volatile liabilities | $12,226,000 | 4,389 |
| Insider loans | $4,504,000 | 944 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,168,000 | 2,520 |
| Tier 1 (core) risk-based capital | $8,559,000 | 4,750 |
| Tier 2 risk-based capital | $675,000 | 4,195 |
| Total risk weighted assets | $73,825,900 | 3,689 |
| Total unused commitments | $17,168,000 | 2,525 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 53 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $81,481,000 | 5,125 |
| Cash and due from depository institutions | $7,419,000 | 3,421 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $16,196,000 | 5,707 |
| Federal funds sold & reverse repurchase agreements | $1,652,000 | 5,430 |
| Net loans & leases | $48,856,000 | 5,068 |
| Loan loss allowance | $625,000 | 4,900 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,937,000 | 1,997 |
| Other real estate owned | $539,000 | 3,421 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,882,000 | 2,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,481,000 | 5,125 |
| Total liabilities | $73,696,000 | 5,081 |
| Total deposits | $73,522,000 | 4,850 |
| Interest-bearing deposits | $51,467,000 | 5,667 |
| Deposits held in domestic offices | $73,522,000 | 4,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $174,000 | 9,308 |
| Total equity capital | $7,785,000 | 5,306 |
| Total bank equity capital | $7,785,000 | 5,306 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,100,000 | 1,748 |
| Surplus | $4,463,000 | 3,091 |
| Undivided profits | $1,222,000 | 8,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $605,000 | 3,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $382,000 | 5,858 |
| Earning assets | $66,704,000 | 5,574 |
| Long-term assets (5+ years) | $2,055,000 | 7,640 |
| Average Assets, year-to-date | $79,295,800 | 5,043 |
| Average Assets, quarterly | $82,416,000 | 5,027 |
| Volatile liabilities | $8,609,000 | 5,494 |
| Insider loans | $1,834,000 | 2,221 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,441,000 | 3,347 |
| Tier 1 (core) risk-based capital | $7,783,000 | 5,158 |
| Tier 2 risk-based capital | $625,000 | 4,381 |
| Total risk weighted assets | $59,828,400 | 4,370 |
| Total unused commitments | $10,441,000 | 3,348 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 50 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $75,544,000 | 5,544 |
| Cash and due from depository institutions | $6,922,000 | 3,734 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $11,105,000 | 7,552 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,836 |
| Net loans & leases | $49,064,000 | 5,102 |
| Loan loss allowance | $710,000 | 4,616 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,545,000 | 2,238 |
| Other real estate owned | $954,000 | 3,734 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $954,000 | 6,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,544,000 | 5,544 |
| Total liabilities | $68,302,000 | 5,517 |
| Total deposits | $68,154,000 | 5,300 |
| Interest-bearing deposits | $50,826,000 | 5,894 |
| Deposits held in domestic offices | $68,154,000 | 5,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $148,000 | 9,980 |
| Total equity capital | $7,242,000 | 5,668 |
| Total bank equity capital | $7,242,000 | 5,668 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,971,000 | 2,083 |
| Surplus | $4,463,000 | 3,158 |
| Undivided profits | $808,000 | 9,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $286,000 | 5,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $188,000 | 658 |
| Income earned, not collected on loans | $450,000 | 5,136 |
| Earning assets | $63,169,000 | 5,952 |
| Long-term assets (5+ years) | $3,837,000 | 6,508 |
| Average Assets, year-to-date | $73,813,400 | 5,488 |
| Average Assets, quarterly | $75,792,000 | 5,491 |
| Volatile liabilities | $9,448,000 | 5,061 |
| Insider loans | $432,000 | 5,900 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,545,000 | 3,273 |
| Tier 1 (core) risk-based capital | $7,243,000 | 5,554 |
| Tier 2 risk-based capital | $710,000 | 4,017 |
| Total risk weighted assets | $57,916,500 | 4,531 |
| Total unused commitments | $10,545,000 | 3,288 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 49 | 3,911 |
| Assets and Liabilities | ||
| Total Assets: | $71,469,000 | 5,860 |
| Cash and due from depository institutions | $4,575,000 | 3,911 |
| Interest-bearing balances | $99,000 | 5,198 |
| Securities | $4,150,000 | 10,563 |
| Federal funds sold & reverse repurchase agreements | $11,444,000 | 1,234 |
| Net loans & leases | $45,602,000 | 5,326 |
| Loan loss allowance | $750,000 | 4,479 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,666,000 | 2,117 |
| Other real estate owned | $888,000 | 3,911 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,144,000 | 5,795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,469,000 | 5,860 |
| Total liabilities | $64,791,000 | 5,810 |
| Total deposits | $64,586,000 | 5,611 |
| Interest-bearing deposits | $48,247,000 | 6,235 |
| Deposits held in domestic offices | $64,586,000 | 5,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $205,000 | 9,633 |
| Total equity capital | $6,678,000 | 6,072 |
| Total bank equity capital | $6,678,000 | 6,072 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,878,000 | 2,194 |
| Surplus | $4,249,000 | 3,266 |
| Undivided profits | $551,000 | 10,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $494,000 | 4,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $413,000 | 5,621 |
| Earning assets | $61,295,000 | 6,142 |
| Long-term assets (5+ years) | $2,754,000 | 7,244 |
| Average Assets, year-to-date | $69,277,200 | 5,788 |
| Average Assets, quarterly | $70,534,000 | 5,858 |
| Volatile liabilities | $8,596,000 | 5,037 |
| Insider loans | $308,000 | 6,983 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,628,000 | 4,235 |
| Tier 1 (core) risk-based capital | $6,537,000 | 6,025 |
| Tier 2 risk-based capital | $684,720 | 4,110 |
| Total risk weighted assets | $54,712,620 | 4,670 |
| Total unused commitments | $6,628,000 | 4,248 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 37 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $55,108,000 | 7,037 |
| Cash and due from depository institutions | $4,588,000 | 5,222 |
| Interest-bearing balances | $599,000 | 3,075 |
| Securities | $3,015,000 | 11,688 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 1,587 |
| Net loans & leases | $37,202,000 | 6,091 |
| Loan loss allowance | $655,000 | 5,063 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,824,000 | 2,619 |
| Other real estate owned | $1,125,000 | 5,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $554,000 | 9,188 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,108,000 | 7,037 |
| Total liabilities | $49,659,000 | 7,057 |
| Total deposits | $49,524,000 | 6,849 |
| Interest-bearing deposits | $37,070,000 | 7,444 |
| Deposits held in domestic offices | $49,524,000 | 6,842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $135,000 | 10,322 |
| Total equity capital | $5,449,000 | 6,722 |
| Total bank equity capital | $5,449,000 | 6,722 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,644,000 | 2,499 |
| Surplus | $1,692,000 | 6,210 |
| Undivided profits | $2,113,000 | 6,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $640,000 | 3,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $279,000 | 6,941 |
| Earning assets | $46,616,000 | 7,408 |
| Long-term assets (5+ years) | $389,000 | 10,297 |
| Average Assets, year-to-date | $55,519,400 | 6,901 |
| Average Assets, quarterly | $55,834,000 | 6,941 |
| Volatile liabilities | $5,347,000 | 6,501 |
| Insider loans | $780,000 | 4,366 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,005,000 | 4,404 |
| Tier 1 (core) risk-based capital | $5,468,000 | 6,802 |
| Tier 2 risk-based capital | $551,020 | 4,890 |
| Total risk weighted assets | $43,977,820 | 5,502 |
| Total unused commitments | $6,005,000 | 4,411 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 35 | 5,698 |
| Assets and Liabilities | ||
| Total Assets: | $55,739,000 | 7,200 |
| Cash and due from depository institutions | $4,421,000 | 5,698 |
| Interest-bearing balances | $499,000 | 4,336 |
| Securities | $3,818,000 | 11,815 |
| Federal funds sold & reverse repurchase agreements | $8,119,000 | 1,702 |
| Net loans & leases | $35,373,000 | 6,252 |
| Loan loss allowance | $700,000 | 4,969 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,120,000 | 3,426 |
| Other real estate owned | $1,386,000 | 5,698 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $502,000 | 9,354 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,739,000 | 7,200 |
| Total liabilities | $50,663,000 | 7,183 |
| Total deposits | $50,618,000 | 6,990 |
| Interest-bearing deposits | $39,748,000 | 7,423 |
| Deposits held in domestic offices | $50,618,000 | 6,982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $45,000 | 12,824 |
| Total equity capital | $5,076,000 | 7,182 |
| Total bank equity capital | $5,076,000 | 7,182 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,635,000 | 2,551 |
| Surplus | $1,975,000 | 5,707 |
| Undivided profits | $1,466,000 | 8,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 5,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $213,000 | 7,819 |
| Earning assets | $47,809,000 | 7,528 |
| Long-term assets (5+ years) | $921,000 | 10,066 |
| Average Assets, year-to-date | $55,041,800 | 7,107 |
| Average Assets, quarterly | $55,413,000 | 7,177 |
| Volatile liabilities | $5,702,000 | 6,057 |
| Insider loans | $100,000 | 9,726 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,948,000 | 3,980 |
| Tier 1 (core) risk-based capital | $5,076,000 | 7,099 |
| Tier 2 risk-based capital | $529,580 | 5,022 |
| Total risk weighted assets | $42,195,780 | 5,651 |
| Total unused commitments | $6,948,000 | 4,003 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 33 | 6,105 |
| Assets and Liabilities | ||
| Total Assets: | $53,801,000 | 7,491 |
| Cash and due from depository institutions | $4,057,000 | 6,105 |
| Interest-bearing balances | $300,000 | 5,540 |
| Securities | $4,238,000 | 11,995 |
| Federal funds sold & reverse repurchase agreements | $6,349,000 | 2,613 |
| Net loans & leases | $35,271,000 | 6,280 |
| Loan loss allowance | $670,000 | 5,186 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,291,000 | 3,171 |
| Other real estate owned | $906,000 | 6,105 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $689,000 | 8,158 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,801,000 | 7,491 |
| Total liabilities | $48,834,000 | 7,513 |
| Total deposits | $48,772,000 | 7,328 |
| Interest-bearing deposits | $39,948,000 | 7,630 |
| Deposits held in domestic offices | $48,772,000 | 7,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $62,000 | 13,222 |
| Total equity capital | $4,967,000 | 7,126 |
| Total bank equity capital | $4,967,000 | 7,126 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,628,000 | 2,656 |
| Surplus | $1,962,000 | 5,631 |
| Undivided profits | $1,377,000 | 8,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 8,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $272,000 | 7,054 |
| Earning assets | $46,158,000 | 7,784 |
| Long-term assets (5+ years) | $980,000 | 10,290 |
| Average Assets, year-to-date | $52,037,200 | 7,503 |
| Average Assets, quarterly | $54,060,000 | 7,418 |
| Volatile liabilities | $4,748,000 | 6,795 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,782,000 | 3,471 |
| Tier 1 (core) risk-based capital | $4,967,000 | 7,058 |
| Tier 2 risk-based capital | $511,440 | 5,108 |
| Total risk weighted assets | $40,756,740 | 5,851 |
| Total unused commitments | $7,782,000 | 3,491 |
| Derivatives | $0 | 651 |