Home > Santa Clara Valley Bank > Income and Expense
Santa Clara Valley Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,254,000 | 4,324 |
| Total interest expense | $158,000 | 5,511 |
| Net interest income | $3,096,000 | 4,146 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $610,000 | 3,487 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $357,000 | 2,375 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $253,000 | 3,894 |
| Total noninterest expense | $4,072,000 | 3,155 |
| Salaries and employee benefits | $2,268,000 | 3,080 |
| Premises and equipment expense | $482,000 | 3,113 |
| Additional noninterest expense | $1,322,000 | 3,165 |
| Pre-tax net operating income | $-366,000 | 6,363 |
| Securities gains (losses) | $-2,000 | 5,965 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-368,000 | 6,373 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-368,000 | 6,372 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-368,000 | 6,372 |
| Net charge-offs | $8,000 | 4,232 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 633 |
| Net operating income | $-366,000 | 6,370 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 4,292 |
| Total interest expense | $109,000 | 5,525 |
| Net interest income | $2,101,000 | 4,113 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $407,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $241,000 | 2,333 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $166,000 | 3,912 |
| Total noninterest expense | $2,635,000 | 3,223 |
| Salaries and employee benefits | $1,477,000 | 3,153 |
| Premises and equipment expense | $311,000 | 3,215 |
| Additional noninterest expense | $847,000 | 3,279 |
| Pre-tax net operating income | $-127,000 | 6,352 |
| Securities gains (losses) | $-2,000 | 6,107 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-129,000 | 6,370 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-129,000 | 6,371 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-129,000 | 6,372 |
| Net charge-offs | $14,000 | 3,578 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 774 |
| Net operating income | $-127,000 | 6,355 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,070,000 | 4,406 |
| Total interest expense | $58,000 | 5,517 |
| Net interest income | $1,012,000 | 4,214 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $205,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $124,000 | 2,253 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $81,000 | 3,873 |
| Total noninterest expense | $1,342,000 | 3,211 |
| Salaries and employee benefits | $758,000 | 3,112 |
| Premises and equipment expense | $151,000 | 3,330 |
| Additional noninterest expense | $433,000 | 3,228 |
| Pre-tax net operating income | $-125,000 | 6,470 |
| Securities gains (losses) | $-2,000 | 6,289 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-127,000 | 6,479 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-127,000 | 6,479 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-127,000 | 6,480 |
| Net charge-offs | $18,000 | 2,548 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 714 |
| Net operating income | $-125,000 | 6,474 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,018,000 | 4,065 |
| Total interest expense | $393,000 | 4,939 |
| Net interest income | $4,625,000 | 3,894 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $901,000 | 3,407 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $555,000 | 2,205 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $346,000 | 3,892 |
| Total noninterest expense | $5,461,000 | 3,193 |
| Salaries and employee benefits | $2,980,000 | 3,124 |
| Premises and equipment expense | $637,000 | 3,163 |
| Additional noninterest expense | $1,844,000 | 3,158 |
| Pre-tax net operating income | $65,000 | 6,046 |
| Securities gains (losses) | $8,000 | 2,703 |
| Applicable income taxes | $226,000 | 2,860 |
| Income before extraordinary items | $-153,000 | 6,375 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-153,000 | 6,376 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-153,000 | 6,377 |
| Net charge-offs | $234,000 | 2,835 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 886 |
| Net operating income | $-158,120 | 6,357 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,638,000 | 4,192 |
| Total interest expense | $310,000 | 4,930 |
| Net interest income | $3,328,000 | 4,039 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $690,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $426,000 | 2,165 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $264,000 | 3,937 |
| Total noninterest expense | $4,142,000 | 3,177 |
| Salaries and employee benefits | $2,236,000 | 3,151 |
| Premises and equipment expense | $472,000 | 3,240 |
| Additional noninterest expense | $1,434,000 | 3,074 |
| Pre-tax net operating income | $-124,000 | 6,433 |
| Securities gains (losses) | $8,000 | 2,578 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-116,000 | 6,471 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-116,000 | 6,473 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-116,000 | 6,473 |
| Net charge-offs | $110,000 | 3,164 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 819 |
| Net operating income | $-124,000 | 6,447 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 4,168 |
| Total interest expense | $214,000 | 4,933 |
| Net interest income | $2,242,000 | 3,998 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $466,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $292,000 | 2,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $174,000 | 4,001 |
| Total noninterest expense | $2,807,000 | 3,142 |
| Salaries and employee benefits | $1,498,000 | 3,157 |
| Premises and equipment expense | $310,000 | 3,286 |
| Additional noninterest expense | $999,000 | 2,972 |
| Pre-tax net operating income | $-99,000 | 6,473 |
| Securities gains (losses) | $8,000 | 2,354 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-91,000 | 6,513 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-91,000 | 6,514 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-91,000 | 6,514 |
| Net charge-offs | $162,000 | 2,299 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 802 |
| Net operating income | $-99,000 | 6,486 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 4,173 |
| Total interest expense | $115,000 | 4,874 |
| Net interest income | $1,121,000 | 4,012 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $198,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $144,000 | 2,098 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 4,613 |
| Total noninterest expense | $1,417,000 | 3,156 |
| Salaries and employee benefits | $750,000 | 3,168 |
| Premises and equipment expense | $155,000 | 3,311 |
| Additional noninterest expense | $512,000 | 2,927 |
| Pre-tax net operating income | $-98,000 | 6,615 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-90,000 | 6,649 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-90,000 | 6,650 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-90,000 | 6,650 |
| Net charge-offs | $72,000 | 2,149 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 740 |
| Net operating income | $-98,000 | 6,624 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,505,000 | 4,062 |
| Total interest expense | $541,000 | 4,977 |
| Net interest income | $4,964,000 | 3,835 |
| Provision for loan and lease losses | $75,000 | 4,908 |
| Total noninterest income | $786,000 | 3,677 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $559,000 | 2,272 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $227,000 | 4,424 |
| Total noninterest expense | $5,307,000 | 3,317 |
| Salaries and employee benefits | $2,600,000 | 3,461 |
| Premises and equipment expense | $587,000 | 3,437 |
| Additional noninterest expense | $2,120,000 | 2,955 |
| Pre-tax net operating income | $368,000 | 5,227 |
| Securities gains (losses) | $190,000 | 1,746 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $558,000 | 4,792 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $558,000 | 4,793 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $558,000 | 4,794 |
| Net charge-offs | $588,000 | 2,438 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 908 |
| Net operating income | $368,000 | 5,086 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,233,000 | 4,057 |
| Total interest expense | $411,000 | 5,074 |
| Net interest income | $3,822,000 | 3,827 |
| Provision for loan and lease losses | $75,000 | 4,640 |
| Total noninterest income | $564,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $416,000 | 2,316 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $148,000 | 4,652 |
| Total noninterest expense | $3,961,000 | 3,361 |
| Salaries and employee benefits | $1,919,000 | 3,526 |
| Premises and equipment expense | $435,000 | 3,512 |
| Additional noninterest expense | $1,607,000 | 2,930 |
| Pre-tax net operating income | $350,000 | 5,127 |
| Securities gains (losses) | $184,000 | 1,500 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $534,000 | 4,563 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $534,000 | 4,562 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $534,000 | 4,561 |
| Net charge-offs | $511,000 | 2,158 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 866 |
| Net operating income | $350,000 | 4,962 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 4,031 |
| Total interest expense | $279,000 | 5,145 |
| Net interest income | $2,601,000 | 3,786 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $412,000 | 3,605 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $275,000 | 2,317 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $137,000 | 4,209 |
| Total noninterest expense | $2,644,000 | 3,373 |
| Salaries and employee benefits | $1,261,000 | 3,573 |
| Premises and equipment expense | $285,000 | 3,552 |
| Additional noninterest expense | $1,098,000 | 2,895 |
| Pre-tax net operating income | $369,000 | 4,572 |
| Securities gains (losses) | $8,000 | 2,780 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $377,000 | 4,466 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $377,000 | 4,472 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $377,000 | 4,470 |
| Net charge-offs | $289,000 | 2,363 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 848 |
| Net operating income | $369,000 | 4,310 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 4,160 |
| Total interest expense | $143,000 | 5,192 |
| Net interest income | $1,264,000 | 3,883 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $204,000 | 3,615 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $132,000 | 2,376 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $72,000 | 4,179 |
| Total noninterest expense | $1,291,000 | 3,448 |
| Salaries and employee benefits | $600,000 | 3,737 |
| Premises and equipment expense | $143,000 | 3,583 |
| Additional noninterest expense | $548,000 | 2,870 |
| Pre-tax net operating income | $177,000 | 4,691 |
| Securities gains (losses) | $4,000 | 1,941 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $181,000 | 4,536 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $181,000 | 4,539 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $181,000 | 4,539 |
| Net charge-offs | $304,000 | 1,481 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 776 |
| Net operating income | $177,000 | 4,442 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,920,000 | 4,103 |
| Total interest expense | $731,000 | 5,111 |
| Net interest income | $5,189,000 | 3,810 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $442,000 | 4,594 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $541,000 | 2,418 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-99,000 | 6,889 |
| Total noninterest expense | $5,266,000 | 3,397 |
| Salaries and employee benefits | $2,448,000 | 3,621 |
| Premises and equipment expense | $595,000 | 3,593 |
| Additional noninterest expense | $2,223,000 | 2,834 |
| Pre-tax net operating income | $365,000 | 5,068 |
| Securities gains (losses) | $91,000 | 2,147 |
| Applicable income taxes | $25,000 | 4,037 |
| Income before extraordinary items | $431,000 | 4,849 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $431,000 | 4,851 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $431,000 | 4,850 |
| Net charge-offs | $629,000 | 2,898 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,146,000 | 304 |
| Net operating income | $344,550 | 5,000 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,506,000 | 4,099 |
| Total interest expense | $572,000 | 5,137 |
| Net interest income | $3,934,000 | 3,805 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $397,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $408,000 | 2,418 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-11,000 | 6,928 |
| Total noninterest expense | $4,005,000 | 3,371 |
| Salaries and employee benefits | $1,882,000 | 3,546 |
| Premises and equipment expense | $491,000 | 3,396 |
| Additional noninterest expense | $1,632,000 | 2,918 |
| Pre-tax net operating income | $326,000 | 5,020 |
| Securities gains (losses) | $59,000 | 2,223 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $385,000 | 4,715 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $385,000 | 4,716 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $385,000 | 4,716 |
| Net charge-offs | $279,000 | 3,329 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,183,000 | 252 |
| Net operating income | $326,000 | 4,836 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,071,000 | 4,070 |
| Total interest expense | $400,000 | 5,152 |
| Net interest income | $2,671,000 | 3,789 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $277,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $291,000 | 2,282 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-14,000 | 7,043 |
| Total noninterest expense | $2,710,000 | 3,370 |
| Salaries and employee benefits | $1,274,000 | 3,531 |
| Premises and equipment expense | $315,000 | 3,528 |
| Additional noninterest expense | $1,121,000 | 2,899 |
| Pre-tax net operating income | $238,000 | 4,901 |
| Securities gains (losses) | $6,000 | 2,492 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $244,000 | 4,745 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $244,000 | 4,744 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $244,000 | 4,745 |
| Net charge-offs | $456,000 | 2,243 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,167,000 | 155 |
| Net operating income | $238,000 | 4,687 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,543,000 | 4,074 |
| Total interest expense | $214,000 | 5,093 |
| Net interest income | $1,329,000 | 3,783 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $129,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $145,000 | 2,245 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-16,000 | 7,213 |
| Total noninterest expense | $1,327,000 | 3,411 |
| Salaries and employee benefits | $621,000 | 3,622 |
| Premises and equipment expense | $162,000 | 3,505 |
| Additional noninterest expense | $544,000 | 2,976 |
| Pre-tax net operating income | $131,000 | 4,809 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $131,000 | 4,652 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $131,000 | 4,651 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $131,000 | 4,652 |
| Net charge-offs | $161,000 | 2,298 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $1,148,000 | 86 |
| Net operating income | $131,000 | 4,592 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,551,000 | 4,076 |
| Total interest expense | $1,179,000 | 4,866 |
| Net interest income | $5,372,000 | 3,769 |
| Provision for loan and lease losses | $900,000 | 3,213 |
| Total noninterest income | $486,000 | 4,621 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $619,000 | 2,244 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-133,000 | 7,225 |
| Total noninterest expense | $5,365,000 | 3,400 |
| Salaries and employee benefits | $2,482,000 | 3,604 |
| Premises and equipment expense | $619,000 | 3,637 |
| Additional noninterest expense | $2,264,000 | 2,923 |
| Pre-tax net operating income | $-407,000 | 6,200 |
| Securities gains (losses) | $49,000 | 2,670 |
| Applicable income taxes | $210,000 | 2,679 |
| Income before extraordinary items | $-568,000 | 6,403 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-568,000 | 6,404 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-568,000 | 6,404 |
| Net charge-offs | $1,657,000 | 2,058 |
| Cash dividends | $40,000 | 4,007 |
| Sale, conversion, retirement of capital stock, net | $1,667,000 | 300 |
| Net operating income | $-617,000 | 6,387 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,943,000 | 4,141 |
| Total interest expense | $939,000 | 4,859 |
| Net interest income | $4,004,000 | 3,837 |
| Provision for loan and lease losses | $900,000 | 2,663 |
| Total noninterest income | $461,000 | 4,235 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $464,000 | 2,288 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-3,000 | 7,194 |
| Total noninterest expense | $3,959,000 | 3,448 |
| Salaries and employee benefits | $1,802,000 | 3,737 |
| Premises and equipment expense | $466,000 | 3,682 |
| Additional noninterest expense | $1,691,000 | 2,868 |
| Pre-tax net operating income | $-394,000 | 6,470 |
| Securities gains (losses) | $49,000 | 2,417 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $-346,000 | 6,572 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-346,000 | 6,572 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-346,000 | 6,572 |
| Net charge-offs | $1,584,000 | 1,732 |
| Cash dividends | $40,000 | 3,508 |
| Sale, conversion, retirement of capital stock, net | $1,653,000 | 233 |
| Net operating income | $-395,000 | 6,524 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,306,000 | 4,176 |
| Total interest expense | $661,000 | 4,836 |
| Net interest income | $2,645,000 | 3,867 |
| Provision for loan and lease losses | $800,000 | 2,179 |
| Total noninterest income | $300,000 | 4,261 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $308,000 | 2,308 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-8,000 | 7,334 |
| Total noninterest expense | $2,598,000 | 3,517 |
| Salaries and employee benefits | $1,227,000 | 3,699 |
| Premises and equipment expense | $306,000 | 3,743 |
| Additional noninterest expense | $1,065,000 | 3,028 |
| Pre-tax net operating income | $-453,000 | 6,712 |
| Securities gains (losses) | $47,000 | 1,928 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-406,000 | 6,790 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-406,000 | 6,792 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-406,000 | 6,791 |
| Net charge-offs | $1,451,000 | 1,396 |
| Cash dividends | $40,000 | 3,243 |
| Sale, conversion, retirement of capital stock, net | $1,490,000 | 172 |
| Net operating income | $-453,000 | 6,780 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 4,170 |
| Total interest expense | $346,000 | 4,858 |
| Net interest income | $1,345,000 | 3,835 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $32,000 | 6,672 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $153,000 | 2,306 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-121,000 | 7,758 |
| Total noninterest expense | $1,258,000 | 3,629 |
| Salaries and employee benefits | $632,000 | 3,666 |
| Premises and equipment expense | $158,000 | 3,747 |
| Additional noninterest expense | $468,000 | 3,368 |
| Pre-tax net operating income | $-181,000 | 6,805 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-181,000 | 6,906 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-181,000 | 6,907 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-181,000 | 6,906 |
| Net charge-offs | $734,000 | 1,278 |
| Cash dividends | $40,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $1,477,000 | 103 |
| Net operating income | $-181,000 | 6,863 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,261,000 | 4,079 |
| Total interest expense | $1,811,000 | 4,726 |
| Net interest income | $5,450,000 | 3,727 |
| Provision for loan and lease losses | $4,313,000 | 1,586 |
| Total noninterest income | $784,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $594,000 | 2,554 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $190,000 | 4,719 |
| Total noninterest expense | $5,258,000 | 3,530 |
| Salaries and employee benefits | $2,545,000 | 3,638 |
| Premises and equipment expense | $652,000 | 3,651 |
| Additional noninterest expense | $2,061,000 | 3,227 |
| Pre-tax net operating income | $-3,337,000 | 6,955 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-353,000 | 6,916 |
| Income before extraordinary items | $-2,984,000 | 6,992 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,984,000 | 6,991 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,984,000 | 6,991 |
| Net charge-offs | $2,673,000 | 1,725 |
| Cash dividends | $119,000 | 4,039 |
| Sale, conversion, retirement of capital stock, net | $3,200,000 | 253 |
| Net operating income | $-2,984,000 | 6,993 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,379,000 | 4,170 |
| Total interest expense | $1,392,000 | 4,790 |
| Net interest income | $3,987,000 | 3,799 |
| Provision for loan and lease losses | $3,010,000 | 1,474 |
| Total noninterest income | $634,000 | 3,736 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $438,000 | 2,591 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $196,000 | 4,314 |
| Total noninterest expense | $3,834,000 | 3,614 |
| Salaries and employee benefits | $1,946,000 | 3,622 |
| Premises and equipment expense | $470,000 | 3,801 |
| Additional noninterest expense | $1,418,000 | 3,421 |
| Pre-tax net operating income | $-2,223,000 | 7,109 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-433,000 | 7,306 |
| Income before extraordinary items | $-1,790,000 | 7,105 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,790,000 | 7,103 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,790,000 | 7,104 |
| Net charge-offs | $1,771,000 | 1,619 |
| Cash dividends | $80,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $2,880,000 | 228 |
| Net operating income | $-1,790,000 | 7,094 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 4,227 |
| Total interest expense | $956,000 | 4,846 |
| Net interest income | $2,596,000 | 3,834 |
| Provision for loan and lease losses | $1,150,000 | 1,910 |
| Total noninterest income | $422,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $285,000 | 2,616 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $137,000 | 4,276 |
| Total noninterest expense | $2,568,000 | 3,645 |
| Salaries and employee benefits | $1,318,000 | 3,618 |
| Premises and equipment expense | $314,000 | 3,809 |
| Additional noninterest expense | $936,000 | 3,447 |
| Pre-tax net operating income | $-700,000 | 6,808 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-306,000 | 7,425 |
| Income before extraordinary items | $-394,000 | 6,644 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-394,000 | 6,645 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-394,000 | 6,645 |
| Net charge-offs | $1,002,000 | 1,626 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $2,834,000 | 176 |
| Net operating income | $-394,000 | 6,629 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 4,374 |
| Total interest expense | $486,000 | 4,901 |
| Net interest income | $1,220,000 | 4,016 |
| Provision for loan and lease losses | $900,000 | 1,253 |
| Total noninterest income | $166,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $133,000 | 2,696 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $33,000 | 5,480 |
| Total noninterest expense | $1,290,000 | 3,556 |
| Salaries and employee benefits | $670,000 | 3,601 |
| Premises and equipment expense | $158,000 | 3,838 |
| Additional noninterest expense | $462,000 | 3,208 |
| Pre-tax net operating income | $-804,000 | 7,550 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-337,000 | 7,820 |
| Income before extraordinary items | $-467,000 | 7,414 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-467,000 | 7,415 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-467,000 | 7,415 |
| Net charge-offs | $941,000 | 988 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $2,878,000 | 100 |
| Net operating income | $-467,000 | 7,383 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,795,000 | 4,570 |
| Total interest expense | $1,769,000 | 5,609 |
| Net interest income | $5,026,000 | 3,933 |
| Provision for loan and lease losses | $944,000 | 2,798 |
| Total noninterest income | $903,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $543,000 | 2,836 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $360,000 | 3,767 |
| Total noninterest expense | $4,592,000 | 3,824 |
| Salaries and employee benefits | $2,351,000 | 3,956 |
| Premises and equipment expense | $633,000 | 3,764 |
| Additional noninterest expense | $1,608,000 | 3,446 |
| Pre-tax net operating income | $393,000 | 5,160 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $137,000 | 3,143 |
| Income before extraordinary items | $256,000 | 5,276 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $256,000 | 5,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,287 |
| Cash dividends | $108,000 | 4,915 |
| Sale, conversion, retirement of capital stock, net | $-12,000 | 8,203 |
| Net operating income | $256,000 | 5,432 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,015,000 | 4,698 |
| Total interest expense | $1,331,000 | 5,711 |
| Net interest income | $3,684,000 | 4,013 |
| Provision for loan and lease losses | $178,000 | 4,403 |
| Total noninterest income | $739,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $403,000 | 2,873 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $336,000 | 3,483 |
| Total noninterest expense | $3,554,000 | 3,708 |
| Salaries and employee benefits | $1,846,000 | 3,847 |
| Premises and equipment expense | $477,000 | 3,765 |
| Additional noninterest expense | $1,231,000 | 3,320 |
| Pre-tax net operating income | $691,000 | 4,368 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $270,000 | 2,585 |
| Income before extraordinary items | $421,000 | 4,719 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $421,000 | 4,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,017 |
| Net operating income | $421,000 | 4,880 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,328,000 | 4,777 |
| Total interest expense | $909,000 | 5,800 |
| Net interest income | $2,419,000 | 4,068 |
| Provision for loan and lease losses | $85,000 | 4,532 |
| Total noninterest income | $532,000 | 3,381 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $272,000 | 2,832 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $260,000 | 3,282 |
| Total noninterest expense | $2,447,000 | 3,629 |
| Salaries and employee benefits | $1,285,000 | 3,762 |
| Premises and equipment expense | $325,000 | 3,722 |
| Additional noninterest expense | $837,000 | 3,227 |
| Pre-tax net operating income | $419,000 | 4,711 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $163,000 | 2,918 |
| Income before extraordinary items | $256,000 | 5,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 5,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 801 |
| Net operating income | $256,000 | 5,167 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 4,799 |
| Total interest expense | $478,000 | 5,870 |
| Net interest income | $1,226,000 | 4,042 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $286,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $134,000 | 2,840 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $152,000 | 3,010 |
| Total noninterest expense | $1,310,000 | 3,453 |
| Salaries and employee benefits | $736,000 | 3,411 |
| Premises and equipment expense | $164,000 | 3,723 |
| Additional noninterest expense | $410,000 | 3,244 |
| Pre-tax net operating income | $152,000 | 5,417 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $66,000 | 3,283 |
| Income before extraordinary items | $86,000 | 6,027 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $86,000 | 6,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 464 |
| Net operating income | $86,000 | 5,935 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,781,000 | 4,826 |
| Total interest expense | $2,204,000 | 5,604 |
| Net interest income | $4,577,000 | 4,249 |
| Provision for loan and lease losses | $224,000 | 3,702 |
| Total noninterest income | $957,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $562,000 | 2,813 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $395,000 | 3,759 |
| Total noninterest expense | $4,261,000 | 3,923 |
| Salaries and employee benefits | $2,233,000 | 4,042 |
| Premises and equipment expense | $548,000 | 4,095 |
| Additional noninterest expense | $1,480,000 | 3,460 |
| Pre-tax net operating income | $1,049,000 | 4,639 |
| Securities gains (losses) | $-258,000 | 8,289 |
| Applicable income taxes | $319,000 | 3,310 |
| Income before extraordinary items | $472,000 | 5,781 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $472,000 | 5,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $1,438,000 | 391 |
| Net operating income | $637,120 | 5,215 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,991,000 | 4,896 |
| Total interest expense | $1,672,000 | 5,588 |
| Net interest income | $3,319,000 | 4,356 |
| Provision for loan and lease losses | $142,000 | 3,566 |
| Total noninterest income | $777,000 | 3,460 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $429,000 | 2,765 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $348,000 | 3,471 |
| Total noninterest expense | $3,195,000 | 3,909 |
| Salaries and employee benefits | $1,718,000 | 3,954 |
| Premises and equipment expense | $407,000 | 4,117 |
| Additional noninterest expense | $1,070,000 | 3,512 |
| Pre-tax net operating income | $759,000 | 4,954 |
| Securities gains (losses) | $-258,000 | 8,396 |
| Applicable income taxes | $213,000 | 3,650 |
| Income before extraordinary items | $288,000 | 6,383 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $288,000 | 6,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $1,328,000 | 296 |
| Net operating income | $453,120 | 5,554 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,324,000 | 4,926 |
| Total interest expense | $1,138,000 | 5,530 |
| Net interest income | $2,186,000 | 4,430 |
| Provision for loan and lease losses | $95,000 | 3,362 |
| Total noninterest income | $541,000 | 3,388 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $296,000 | 2,687 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $245,000 | 3,390 |
| Total noninterest expense | $2,185,000 | 3,856 |
| Salaries and employee benefits | $1,083,000 | 4,160 |
| Premises and equipment expense | $264,000 | 4,215 |
| Additional noninterest expense | $838,000 | 3,072 |
| Pre-tax net operating income | $447,000 | 5,278 |
| Securities gains (losses) | $-258,000 | 8,486 |
| Applicable income taxes | $81,000 | 4,334 |
| Income before extraordinary items | $108,000 | 7,062 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $108,000 | 7,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $1,026,000 | 242 |
| Net operating income | $273,120 | 5,839 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 5,011 |
| Total interest expense | $580,000 | 5,467 |
| Net interest income | $1,032,000 | 4,597 |
| Provision for loan and lease losses | $43,000 | 3,380 |
| Total noninterest income | $283,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $138,000 | 2,762 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $145,000 | 3,088 |
| Total noninterest expense | $1,102,000 | 3,827 |
| Salaries and employee benefits | $553,000 | 4,120 |
| Premises and equipment expense | $130,000 | 4,270 |
| Additional noninterest expense | $419,000 | 3,049 |
| Pre-tax net operating income | $170,000 | 5,823 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $72,000 | 3,714 |
| Income before extraordinary items | $98,000 | 6,436 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $98,000 | 6,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $98,000 | 6,419 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 5,316 |
| Total interest expense | $1,701,000 | 5,816 |
| Net interest income | $3,745,000 | 4,854 |
| Provision for loan and lease losses | $88,000 | 4,929 |
| Total noninterest income | $789,000 | 4,087 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $500,000 | 3,060 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $289,000 | 4,379 |
| Total noninterest expense | $3,968,000 | 4,023 |
| Salaries and employee benefits | $2,083,000 | 4,145 |
| Premises and equipment expense | $473,000 | 4,428 |
| Additional noninterest expense | $1,412,000 | 3,459 |
| Pre-tax net operating income | $478,000 | 6,555 |
| Securities gains (losses) | $8,000 | 1,147 |
| Applicable income taxes | $186,000 | 4,367 |
| Income before extraordinary items | $300,000 | 6,917 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $300,000 | 6,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $273,000 | 700 |
| Net operating income | $294,880 | 6,934 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,895,000 | 5,448 |
| Total interest expense | $1,107,000 | 6,106 |
| Net interest income | $2,788,000 | 4,899 |
| Provision for loan and lease losses | $55,000 | 4,965 |
| Total noninterest income | $557,000 | 4,243 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $372,000 | 3,085 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $185,000 | 4,694 |
| Total noninterest expense | $2,959,000 | 4,017 |
| Salaries and employee benefits | $1,563,000 | 4,128 |
| Premises and equipment expense | $339,000 | 4,560 |
| Additional noninterest expense | $1,057,000 | 3,454 |
| Pre-tax net operating income | $331,000 | 6,871 |
| Securities gains (losses) | $-9,000 | 7,556 |
| Applicable income taxes | $139,000 | 4,550 |
| Income before extraordinary items | $183,000 | 7,300 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $183,000 | 7,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 794 |
| Net operating income | $188,760 | 7,275 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 5,609 |
| Total interest expense | $629,000 | 6,361 |
| Net interest income | $1,805,000 | 5,022 |
| Provision for loan and lease losses | $55,000 | 4,340 |
| Total noninterest income | $321,000 | 4,558 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $256,000 | 3,020 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 5,924 |
| Total noninterest expense | $1,916,000 | 4,113 |
| Salaries and employee benefits | $1,026,000 | 4,192 |
| Premises and equipment expense | $224,000 | 4,589 |
| Additional noninterest expense | $666,000 | 3,629 |
| Pre-tax net operating income | $155,000 | 7,354 |
| Securities gains (losses) | $-9,000 | 7,829 |
| Applicable income taxes | $65,000 | 4,998 |
| Income before extraordinary items | $81,000 | 7,677 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $81,000 | 7,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 647 |
| Net operating income | $86,760 | 7,643 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 5,754 |
| Total interest expense | $271,000 | 6,631 |
| Net interest income | $864,000 | 5,168 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $164,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $124,000 | 3,011 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,532 |
| Total noninterest expense | $938,000 | 4,187 |
| Salaries and employee benefits | $504,000 | 4,258 |
| Premises and equipment expense | $116,000 | 4,522 |
| Additional noninterest expense | $318,000 | 3,725 |
| Pre-tax net operating income | $65,000 | 7,504 |
| Securities gains (losses) | $-9,000 | 8,219 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $49,000 | 7,551 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $49,000 | 7,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 564 |
| Net operating income | $56,830 | 7,434 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,870,000 | 5,918 |
| Total interest expense | $800,000 | 6,784 |
| Net interest income | $3,070,000 | 5,439 |
| Provision for loan and lease losses | $10,000 | 6,810 |
| Total noninterest income | $704,000 | 4,363 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $450,000 | 3,279 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $254,000 | 4,698 |
| Total noninterest expense | $3,408,000 | 4,383 |
| Salaries and employee benefits | $1,781,000 | 4,512 |
| Premises and equipment expense | $364,000 | 5,163 |
| Additional noninterest expense | $1,263,000 | 3,709 |
| Pre-tax net operating income | $356,000 | 7,209 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-95,000 | 8,602 |
| Income before extraordinary items | $451,000 | 6,572 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $451,000 | 6,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $2,670,000 | 367 |
| Net operating income | $451,000 | 6,552 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 6,022 |
| Total interest expense | $557,000 | 6,867 |
| Net interest income | $2,214,000 | 5,567 |
| Provision for loan and lease losses | $10,000 | 6,490 |
| Total noninterest income | $539,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $332,000 | 3,326 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $207,000 | 4,538 |
| Total noninterest expense | $2,469,000 | 4,460 |
| Salaries and employee benefits | $1,276,000 | 4,634 |
| Premises and equipment expense | $262,000 | 5,272 |
| Additional noninterest expense | $931,000 | 3,710 |
| Pre-tax net operating income | $274,000 | 7,307 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $274,000 | 7,050 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $274,000 | 7,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $2,567,000 | 273 |
| Net operating income | $274,000 | 7,018 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 6,121 |
| Total interest expense | $351,000 | 6,888 |
| Net interest income | $1,403,000 | 5,708 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $402,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $223,000 | 3,255 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $179,000 | 3,951 |
| Total noninterest expense | $1,589,000 | 4,548 |
| Salaries and employee benefits | $853,000 | 4,601 |
| Premises and equipment expense | $154,000 | 5,635 |
| Additional noninterest expense | $582,000 | 3,896 |
| Pre-tax net operating income | $206,000 | 7,185 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $206,000 | 6,900 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $206,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $2,567,000 | 183 |
| Net operating income | $206,000 | 6,851 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $852,000 | 6,206 |
| Total interest expense | $172,000 | 6,893 |
| Net interest income | $680,000 | 5,819 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $201,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $101,000 | 3,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $100,000 | 3,737 |
| Total noninterest expense | $762,000 | 4,697 |
| Salaries and employee benefits | $417,000 | 4,684 |
| Premises and equipment expense | $82,000 | 5,496 |
| Additional noninterest expense | $263,000 | 4,201 |
| Pre-tax net operating income | $119,000 | 6,968 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $119,000 | 6,588 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $119,000 | 6,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 354 |
| Net operating income | $119,000 | 6,549 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 6,492 |
| Total interest expense | $467,000 | 7,425 |
| Net interest income | $2,467,000 | 6,052 |
| Provision for loan and lease losses | $80,000 | 5,318 |
| Total noninterest income | $496,000 | 5,284 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $418,000 | 3,541 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $78,000 | 6,806 |
| Total noninterest expense | $2,450,000 | 5,373 |
| Salaries and employee benefits | $1,325,000 | 5,364 |
| Premises and equipment expense | $242,000 | 6,282 |
| Additional noninterest expense | $883,000 | 4,764 |
| Pre-tax net operating income | $433,000 | 6,934 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-200,000 | 8,811 |
| Income before extraordinary items | $633,000 | 5,839 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $633,000 | 5,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,720 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 624 |
| Net operating income | $633,000 | 5,759 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,126,000 | 6,598 |
| Total interest expense | $325,000 | 7,576 |
| Net interest income | $1,801,000 | 6,135 |
| Provision for loan and lease losses | $70,000 | 4,912 |
| Total noninterest income | $374,000 | 5,296 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $310,000 | 3,585 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $64,000 | 6,699 |
| Total noninterest expense | $1,821,000 | 5,374 |
| Salaries and employee benefits | $978,000 | 5,392 |
| Premises and equipment expense | $191,000 | 6,138 |
| Additional noninterest expense | $652,000 | 4,768 |
| Pre-tax net operating income | $284,000 | 7,304 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-80,000 | 8,839 |
| Income before extraordinary items | $364,000 | 6,529 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $364,000 | 6,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,844 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $364,000 | 6,456 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 6,728 |
| Total interest expense | $206,000 | 7,723 |
| Net interest income | $1,163,000 | 6,249 |
| Provision for loan and lease losses | $55,000 | 4,589 |
| Total noninterest income | $255,000 | 5,235 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $210,000 | 3,523 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $45,000 | 6,633 |
| Total noninterest expense | $1,196,000 | 5,456 |
| Salaries and employee benefits | $649,000 | 5,450 |
| Premises and equipment expense | $127,000 | 6,167 |
| Additional noninterest expense | $420,000 | 4,892 |
| Pre-tax net operating income | $167,000 | 7,436 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $167,000 | 7,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 7,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $167,000 | 7,114 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $676,000 | 6,800 |
| Total interest expense | $96,000 | 7,907 |
| Net interest income | $580,000 | 6,253 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $121,000 | 5,315 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $99,000 | 3,616 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $22,000 | 6,653 |
| Total noninterest expense | $596,000 | 5,474 |
| Salaries and employee benefits | $327,000 | 5,446 |
| Premises and equipment expense | $68,000 | 5,967 |
| Additional noninterest expense | $201,000 | 5,064 |
| Pre-tax net operating income | $70,000 | 7,606 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $70,000 | 7,410 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $70,000 | 7,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $70,000 | 7,329 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,467,000 | 7,068 |
| Total interest expense | $377,000 | 8,185 |
| Net interest income | $2,090,000 | 6,448 |
| Provision for loan and lease losses | $347,000 | 2,881 |
| Total noninterest income | $405,000 | 5,934 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $340,000 | 4,027 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $65,000 | 7,218 |
| Total noninterest expense | $1,922,000 | 6,122 |
| Salaries and employee benefits | $966,000 | 6,381 |
| Premises and equipment expense | $206,000 | 6,707 |
| Additional noninterest expense | $750,000 | 5,267 |
| Pre-tax net operating income | $226,000 | 7,739 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-185,000 | 9,005 |
| Income before extraordinary items | $411,000 | 6,761 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $411,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 1,988 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $411,000 | 6,600 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,823,000 | 7,201 |
| Total interest expense | $284,000 | 8,314 |
| Net interest income | $1,539,000 | 6,558 |
| Provision for loan and lease losses | $302,000 | 2,494 |
| Total noninterest income | $287,000 | 6,112 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $233,000 | 4,233 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,104 |
| Total noninterest expense | $1,464,000 | 6,038 |
| Salaries and employee benefits | $743,000 | 6,266 |
| Premises and equipment expense | $158,000 | 6,660 |
| Additional noninterest expense | $563,000 | 5,236 |
| Pre-tax net operating income | $60,000 | 8,409 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $60,000 | 8,468 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $60,000 | 8,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,527 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $60,000 | 8,355 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 7,294 |
| Total interest expense | $192,000 | 8,387 |
| Net interest income | $1,005,000 | 6,625 |
| Provision for loan and lease losses | $257,000 | 2,084 |
| Total noninterest income | $184,000 | 6,183 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $152,000 | 4,248 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $32,000 | 7,239 |
| Total noninterest expense | $968,000 | 6,081 |
| Salaries and employee benefits | $497,000 | 6,288 |
| Premises and equipment expense | $100,000 | 6,763 |
| Additional noninterest expense | $371,000 | 5,270 |
| Pre-tax net operating income | $-36,000 | 8,748 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-36,000 | 8,842 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-36,000 | 8,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 1,188 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-36,000 | 8,745 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $586,000 | 7,382 |
| Total interest expense | $94,000 | 8,507 |
| Net interest income | $492,000 | 6,697 |
| Provision for loan and lease losses | $53,000 | 3,599 |
| Total noninterest income | $87,000 | 6,231 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $70,000 | 4,383 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $478,000 | 6,151 |
| Salaries and employee benefits | $257,000 | 6,157 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $171,000 | 5,533 |
| Pre-tax net operating income | $48,000 | 8,025 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $48,000 | 7,946 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $48,000 | 7,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $48,000 | 7,795 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 7,792 |
| Total interest expense | $405,000 | 8,645 |
| Net interest income | $1,654,000 | 7,186 |
| Provision for loan and lease losses | $232,000 | 4,055 |
| Total noninterest income | $277,000 | 6,640 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $251,000 | 4,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,334 |
| Total noninterest expense | $1,637,000 | 6,589 |
| Salaries and employee benefits | $847,000 | 6,709 |
| Premises and equipment expense | $191,000 | 6,877 |
| Additional noninterest expense | $599,000 | 5,939 |
| Pre-tax net operating income | $62,000 | 8,432 |
| Securities gains (losses) | $48,000 | 2,442 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $110,000 | 8,293 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $110,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,139 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $2,073,000 | 280 |
| Net operating income | $62,000 | 8,414 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 8,403 |
| Total interest expense | $535,000 | 8,951 |
| Net interest income | $1,284,000 | 7,715 |
| Provision for loan and lease losses | $81,000 | 5,963 |
| Total noninterest income | $156,000 | 7,787 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $140,000 | 5,943 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $16,000 | 8,892 |
| Total noninterest expense | $1,680,000 | 6,386 |
| Salaries and employee benefits | $974,000 | 6,079 |
| Premises and equipment expense | $216,000 | 6,552 |
| Additional noninterest expense | $490,000 | 6,503 |
| Pre-tax net operating income | $-321,000 | 9,046 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-321,000 | 9,138 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-321,000 | 9,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-321,000 | 9,084 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 8,892 |
| Total interest expense | $446,000 | 9,346 |
| Net interest income | $1,101,000 | 8,283 |
| Provision for loan and lease losses | $72,000 | 5,921 |
| Total noninterest income | $110,000 | 8,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 6,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $1,727,000 | 6,218 |
| Salaries and employee benefits | $1,000,000 | 5,918 |
| Premises and equipment expense | $253,000 | 6,005 |
| Additional noninterest expense | $474,000 | 6,623 |
| Pre-tax net operating income | $-582,000 | 9,581 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-582,000 | 9,613 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-582,000 | 9,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-582,000 | 9,612 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $729,000 | 9,825 |
| Total interest expense | $203,000 | 9,931 |
| Net interest income | $526,000 | 9,643 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $40,000 | 9,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 8,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,823 |
| Total noninterest expense | $1,441,000 | 6,927 |
| Salaries and employee benefits | $753,000 | 6,974 |
| Premises and equipment expense | $269,000 | 5,815 |
| Additional noninterest expense | $419,000 | 7,116 |
| Pre-tax net operating income | $-925,000 | 10,049 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-925,000 | 10,071 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-925,000 | 10,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-925,000 | 10,061 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,000 | 10,452 |
| Total interest expense | $2,000 | 10,433 |
| Net interest income | $18,000 | 10,445 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,000 | 10,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,352 |
| Total noninterest expense | $457,000 | 9,909 |
| Salaries and employee benefits | $48,000 | 10,427 |
| Premises and equipment expense | $25,000 | 10,253 |
| Additional noninterest expense | $384,000 | 7,357 |
| Pre-tax net operating income | $-438,000 | 10,152 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-438,000 | 10,200 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-438,000 | 10,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $4,513,000 | 258 |
| Net operating income | $-438,000 | 10,171 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.