Home > Santa Barbara Bank & Trust > Income and Expense
Santa Barbara Bank & Trust, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $206,125,000 | 142 |
| Total interest expense | $24,272,000 | 143 |
| Net interest income | $181,853,000 | 137 |
| Provision for loan and lease losses | $2,012,000 | 849 |
| Total noninterest income | $48,459,000 | 167 |
| Gross Fiduciary activities income | $8,264,000 | 101 |
| Service charges on deposit accounts | $8,863,000 | 150 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $31,332,000 | 180 |
| Total noninterest expense | $149,425,000 | 132 |
| Salaries and employee benefits | $71,734,000 | 121 |
| Premises and equipment expense | $21,962,000 | 105 |
| Additional noninterest expense | $55,729,000 | 150 |
| Pre-tax net operating income | $78,875,000 | 138 |
| Securities gains (losses) | $1,144,000 | 352 |
| Applicable income taxes | $2,645,000 | 565 |
| Income before extraordinary items | $77,374,000 | 114 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $77,374,000 | 114 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $77,374,000 | 114 |
| Net charge-offs | $372,000 | 2,551 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $76,264,320 | 113 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $136,193,000 | 143 |
| Total interest expense | $16,127,000 | 152 |
| Net interest income | $120,066,000 | 138 |
| Provision for loan and lease losses | $1,152,000 | 980 |
| Total noninterest income | $29,388,000 | 179 |
| Gross Fiduciary activities income | $5,527,000 | 101 |
| Service charges on deposit accounts | $5,986,000 | 149 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,875,000 | 196 |
| Total noninterest expense | $102,851,000 | 128 |
| Salaries and employee benefits | $49,595,000 | 116 |
| Premises and equipment expense | $14,744,000 | 103 |
| Additional noninterest expense | $38,512,000 | 142 |
| Pre-tax net operating income | $45,451,000 | 151 |
| Securities gains (losses) | $149,000 | 1,318 |
| Applicable income taxes | $2,228,000 | 475 |
| Income before extraordinary items | $43,372,000 | 129 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $43,372,000 | 129 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $43,372,000 | 129 |
| Net charge-offs | $131,000 | 3,168 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $43,230,450 | 126 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $66,368,000 | 148 |
| Total interest expense | $8,102,000 | 152 |
| Net interest income | $58,266,000 | 142 |
| Provision for loan and lease losses | $835,000 | 709 |
| Total noninterest income | $13,948,000 | 186 |
| Gross Fiduciary activities income | $2,644,000 | 105 |
| Service charges on deposit accounts | $3,052,000 | 145 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,252,000 | 212 |
| Total noninterest expense | $51,498,000 | 127 |
| Salaries and employee benefits | $24,810,000 | 112 |
| Premises and equipment expense | $7,528,000 | 99 |
| Additional noninterest expense | $19,160,000 | 143 |
| Pre-tax net operating income | $19,881,000 | 158 |
| Securities gains (losses) | $-13,000 | 7,070 |
| Applicable income taxes | $1,381,000 | 408 |
| Income before extraordinary items | $18,487,000 | 141 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $18,487,000 | 142 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $18,487,000 | 142 |
| Net charge-offs | $91,000 | 2,526 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $18,499,090 | 139 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $271,234,000 | 145 |
| Total interest expense | $41,483,000 | 144 |
| Net interest income | $229,751,000 | 144 |
| Provision for loan and lease losses | $5,555,000 | 718 |
| Total noninterest income | $51,066,000 | 187 |
| Gross Fiduciary activities income | $11,402,000 | 88 |
| Service charges on deposit accounts | $13,053,000 | 141 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $26,611,000 | 220 |
| Total noninterest expense | $199,872,000 | 125 |
| Salaries and employee benefits | $97,089,000 | 111 |
| Premises and equipment expense | $27,954,000 | 111 |
| Additional noninterest expense | $74,829,000 | 142 |
| Pre-tax net operating income | $75,390,000 | 148 |
| Securities gains (losses) | $-251,000 | 7,179 |
| Applicable income taxes | $1,720,000 | 892 |
| Income before extraordinary items | $73,419,000 | 127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $73,419,000 | 127 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $73,419,000 | 128 |
| Net charge-offs | $547,000 | 3,071 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $73,664,980 | 122 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $204,438,000 | 144 |
| Total interest expense | $32,340,000 | 144 |
| Net interest income | $172,098,000 | 142 |
| Provision for loan and lease losses | $4,253,000 | 707 |
| Total noninterest income | $38,624,000 | 184 |
| Gross Fiduciary activities income | $8,789,000 | 86 |
| Service charges on deposit accounts | $9,913,000 | 141 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $19,922,000 | 216 |
| Total noninterest expense | $144,350,000 | 128 |
| Salaries and employee benefits | $71,907,000 | 113 |
| Premises and equipment expense | $26,479,000 | 91 |
| Additional noninterest expense | $45,964,000 | 164 |
| Pre-tax net operating income | $62,119,000 | 142 |
| Securities gains (losses) | $-251,000 | 7,299 |
| Applicable income taxes | $957,000 | 1,125 |
| Income before extraordinary items | $60,911,000 | 120 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,911,000 | 121 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $60,911,000 | 121 |
| Net charge-offs | $485,000 | 2,699 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $61,156,980 | 118 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $138,405,000 | 144 |
| Total interest expense | $22,763,000 | 146 |
| Net interest income | $115,642,000 | 142 |
| Provision for loan and lease losses | $3,466,000 | 606 |
| Total noninterest income | $25,596,000 | 186 |
| Gross Fiduciary activities income | $6,086,000 | 88 |
| Service charges on deposit accounts | $6,627,000 | 141 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,883,000 | 223 |
| Total noninterest expense | $96,601,000 | 129 |
| Salaries and employee benefits | $46,040,000 | 119 |
| Premises and equipment expense | $17,292,000 | 91 |
| Additional noninterest expense | $33,269,000 | 155 |
| Pre-tax net operating income | $41,171,000 | 143 |
| Securities gains (losses) | $-216,000 | 7,389 |
| Applicable income taxes | $1,057,000 | 728 |
| Income before extraordinary items | $39,898,000 | 122 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $39,898,000 | 121 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $39,898,000 | 122 |
| Net charge-offs | $409,000 | 2,338 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $40,107,520 | 122 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $66,481,000 | 150 |
| Total interest expense | $11,603,000 | 147 |
| Net interest income | $54,878,000 | 145 |
| Provision for loan and lease losses | $1,667,000 | 594 |
| Total noninterest income | $12,854,000 | 191 |
| Gross Fiduciary activities income | $3,013,000 | 84 |
| Service charges on deposit accounts | $3,338,000 | 142 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,503,000 | 226 |
| Total noninterest expense | $47,809,000 | 133 |
| Salaries and employee benefits | $23,235,000 | 119 |
| Premises and equipment expense | $6,909,000 | 118 |
| Additional noninterest expense | $17,665,000 | 152 |
| Pre-tax net operating income | $18,256,000 | 156 |
| Securities gains (losses) | $-4,000 | 7,085 |
| Applicable income taxes | $802,000 | 531 |
| Income before extraordinary items | $17,450,000 | 135 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $17,450,000 | 134 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $17,450,000 | 135 |
| Net charge-offs | $56,000 | 3,252 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $17,453,840 | 133 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $84,740,000 | 357 |
| Total interest expense | $11,790,000 | 673 |
| Net interest income | $72,950,000 | 313 |
| Provision for loan and lease losses | $590,000 | 3,891 |
| Total noninterest income | $20,084,000 | 391 |
| Gross Fiduciary activities income | $3,961,000 | 162 |
| Service charges on deposit accounts | $3,958,000 | 394 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,165,000 | 402 |
| Total noninterest expense | $65,226,000 | 337 |
| Salaries and employee benefits | $27,987,000 | 352 |
| Premises and equipment expense | $9,053,000 | 301 |
| Additional noninterest expense | $28,186,000 | 306 |
| Pre-tax net operating income | $27,218,000 | 242 |
| Securities gains (losses) | $-32,000 | 7,116 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $27,186,000 | 202 |
| Extraordinary gains, net | $-26,000 | 7,642 |
| Net income | $27,160,000 | 202 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $27,160,000 | 203 |
| Net charge-offs | $70,000 | 5,701 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $27,218,000 | 195 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $22,169,000 | 1,053 |
| Total interest expense | $3,791,000 | 1,694 |
| Net interest income | $18,378,000 | 897 |
| Provision for loan and lease losses | $55,000 | 6,169 |
| Total noninterest income | $3,738,000 | 1,067 |
| Gross Fiduciary activities income | $1,006,000 | 335 |
| Service charges on deposit accounts | $996,000 | 1,165 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,736,000 | 1,222 |
| Total noninterest expense | $16,956,000 | 875 |
| Salaries and employee benefits | $7,056,000 | 1,031 |
| Premises and equipment expense | $2,358,000 | 822 |
| Additional noninterest expense | $7,542,000 | 721 |
| Pre-tax net operating income | $5,105,000 | 824 |
| Securities gains (losses) | $-31,000 | 7,296 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $5,074,000 | 692 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,074,000 | 692 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,074,000 | 692 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $5,105,000 | 656 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $145,306,000 | 142 |
| Total interest expense | $59,996,000 | 93 |
| Net interest income | $85,310,000 | 162 |
| Provision for loan and lease losses | $156,583,000 | 58 |
| Total noninterest income | $21,307,000 | 218 |
| Gross Fiduciary activities income | $6,465,000 | 81 |
| Service charges on deposit accounts | $6,984,000 | 131 |
| Trading account gains and fees | $-34,000 | 7,774 |
| Additional Noninterest Income | $7,892,000 | 316 |
| Total noninterest expense | $102,475,000 | 130 |
| Salaries and employee benefits | $42,210,000 | 117 |
| Premises and equipment expense | $13,814,000 | 111 |
| Additional noninterest expense | $46,451,000 | 126 |
| Pre-tax net operating income | $-152,441,000 | 7,825 |
| Securities gains (losses) | $5,023,000 | 63 |
| Applicable income taxes | $-9,314,000 | 7,798 |
| Income before extraordinary items | $-138,104,000 | 7,818 |
| Extraordinary gains, net | $6,767,000 | 4 |
| Net income | $-131,337,000 | 7,818 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-131,337,000 | 7,818 |
| Net charge-offs | $152,535,000 | 55 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-142,825,620 | 7,819 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $75,318,000 | 143 |
| Total interest expense | $30,352,000 | 95 |
| Net interest income | $44,966,000 | 160 |
| Provision for loan and lease losses | $99,865,000 | 50 |
| Total noninterest income | $14,803,000 | 174 |
| Gross Fiduciary activities income | $3,365,000 | 77 |
| Service charges on deposit accounts | $3,527,000 | 129 |
| Trading account gains and fees | $-9,000 | 7,889 |
| Additional Noninterest Income | $7,920,000 | 205 |
| Total noninterest expense | $49,942,000 | 128 |
| Salaries and employee benefits | $21,206,000 | 117 |
| Premises and equipment expense | $7,088,000 | 108 |
| Additional noninterest expense | $21,648,000 | 127 |
| Pre-tax net operating income | $-90,038,000 | 7,927 |
| Securities gains (losses) | $4,520,000 | 43 |
| Applicable income taxes | $-5,951,000 | 7,905 |
| Income before extraordinary items | $-79,567,000 | 7,918 |
| Extraordinary gains, net | $6,929,000 | 4 |
| Net income | $-72,638,000 | 7,915 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-72,638,000 | 7,915 |
| Net charge-offs | $84,262,000 | 56 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-83,770,600 | 7,919 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $506,205,000 | 93 |
| Total interest expense | $163,040,000 | 89 |
| Net interest income | $343,165,000 | 90 |
| Provision for loan and lease losses | $426,936,000 | 56 |
| Total noninterest income | $126,644,000 | 114 |
| Gross Fiduciary activities income | $13,219,000 | 75 |
| Service charges on deposit accounts | $15,270,000 | 132 |
| Trading account gains and fees | $3,109,000 | 71 |
| Additional Noninterest Income | $95,046,000 | 114 |
| Total noninterest expense | $460,162,000 | 71 |
| Salaries and employee benefits | $117,321,000 | 96 |
| Premises and equipment expense | $57,204,000 | 62 |
| Additional noninterest expense | $285,637,000 | 62 |
| Pre-tax net operating income | $-417,289,000 | 7,995 |
| Securities gains (losses) | $7,861,000 | 84 |
| Applicable income taxes | $-4,381,000 | 7,730 |
| Income before extraordinary items | $-405,047,000 | 7,990 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-405,047,000 | 7,989 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-405,047,000 | 7,989 |
| Net charge-offs | $293,362,000 | 57 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-412,829,390 | 7,992 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $424,583,000 | 89 |
| Total interest expense | $130,050,000 | 91 |
| Net interest income | $294,533,000 | 87 |
| Provision for loan and lease losses | $393,568,000 | 56 |
| Total noninterest income | $112,125,000 | 108 |
| Gross Fiduciary activities income | $9,836,000 | 75 |
| Service charges on deposit accounts | $11,493,000 | 131 |
| Trading account gains and fees | $3,116,000 | 69 |
| Additional Noninterest Income | $87,680,000 | 103 |
| Total noninterest expense | $400,474,000 | 68 |
| Salaries and employee benefits | $94,904,000 | 88 |
| Premises and equipment expense | $42,264,000 | 64 |
| Additional noninterest expense | $263,306,000 | 61 |
| Pre-tax net operating income | $-387,384,000 | 8,084 |
| Securities gains (losses) | $-2,876,000 | 7,964 |
| Applicable income taxes | $2,019,000 | 467 |
| Income before extraordinary items | $-392,279,000 | 8,078 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-392,279,000 | 8,077 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-392,279,000 | 8,077 |
| Net charge-offs | $264,408,000 | 58 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-389,403,000 | 8,078 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $337,718,000 | 80 |
| Total interest expense | $94,713,000 | 94 |
| Net interest income | $243,005,000 | 74 |
| Provision for loan and lease losses | $349,205,000 | 46 |
| Total noninterest income | $99,366,000 | 92 |
| Gross Fiduciary activities income | $6,609,000 | 76 |
| Service charges on deposit accounts | $7,521,000 | 136 |
| Trading account gains and fees | $2,840,000 | 64 |
| Additional Noninterest Income | $82,396,000 | 82 |
| Total noninterest expense | $337,662,000 | 58 |
| Salaries and employee benefits | $60,435,000 | 98 |
| Premises and equipment expense | $17,137,000 | 93 |
| Additional noninterest expense | $260,090,000 | 45 |
| Pre-tax net operating income | $-344,496,000 | 8,181 |
| Securities gains (losses) | $-2,576,000 | 8,077 |
| Applicable income taxes | $5,131,000 | 167 |
| Income before extraordinary items | $-352,203,000 | 8,180 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-352,203,000 | 8,179 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-352,203,000 | 8,179 |
| Net charge-offs | $232,081,000 | 46 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-349,627,000 | 8,180 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $241,488,000 | 65 |
| Total interest expense | $52,679,000 | 93 |
| Net interest income | $188,809,000 | 60 |
| Provision for loan and lease losses | $155,724,000 | 50 |
| Total noninterest income | $76,134,000 | 67 |
| Gross Fiduciary activities income | $3,368,000 | 73 |
| Service charges on deposit accounts | $3,743,000 | 134 |
| Trading account gains and fees | $2,176,000 | 57 |
| Additional Noninterest Income | $66,847,000 | 57 |
| Total noninterest expense | $122,204,000 | 73 |
| Salaries and employee benefits | $34,407,000 | 83 |
| Premises and equipment expense | $8,895,000 | 94 |
| Additional noninterest expense | $78,902,000 | 63 |
| Pre-tax net operating income | $-12,985,000 | 8,124 |
| Securities gains (losses) | $-147,000 | 8,017 |
| Applicable income taxes | $-8,234,000 | 8,176 |
| Income before extraordinary items | $-4,898,000 | 8,057 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,898,000 | 8,057 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-4,898,000 | 8,057 |
| Net charge-offs | $152,325,000 | 36 |
| Cash dividends | $7,700,000 | 71 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,803,920 | 8,050 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $522,315,000 | 110 |
| Total interest expense | $174,964,000 | 122 |
| Net interest income | $347,351,000 | 99 |
| Provision for loan and lease losses | $218,335,000 | 72 |
| Total noninterest income | $178,941,000 | 88 |
| Gross Fiduciary activities income | $14,846,000 | 77 |
| Service charges on deposit accounts | $17,607,000 | 122 |
| Trading account gains and fees | $2,531,000 | 61 |
| Additional Noninterest Income | $143,957,000 | 78 |
| Total noninterest expense | $336,055,000 | 90 |
| Salaries and employee benefits | $118,307,000 | 98 |
| Premises and equipment expense | $34,276,000 | 93 |
| Additional noninterest expense | $183,472,000 | 86 |
| Pre-tax net operating income | $-28,098,000 | 8,143 |
| Securities gains (losses) | $-5,877,000 | 8,105 |
| Applicable income taxes | $-15,269,000 | 8,209 |
| Income before extraordinary items | $-18,706,000 | 8,088 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-18,706,000 | 8,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,450,000 | 77 |
| Cash dividends | $35,560,000 | 114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-14,944,720 | 8,089 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $420,403,000 | 111 |
| Total interest expense | $127,886,000 | 132 |
| Net interest income | $292,517,000 | 90 |
| Provision for loan and lease losses | $151,123,000 | 74 |
| Total noninterest income | $165,177,000 | 86 |
| Gross Fiduciary activities income | $11,544,000 | 77 |
| Service charges on deposit accounts | $13,459,000 | 127 |
| Trading account gains and fees | $3,789,000 | 48 |
| Additional Noninterest Income | $136,385,000 | 74 |
| Total noninterest expense | $266,051,000 | 90 |
| Salaries and employee benefits | $87,228,000 | 104 |
| Premises and equipment expense | $26,046,000 | 95 |
| Additional noninterest expense | $152,777,000 | 80 |
| Pre-tax net operating income | $40,520,000 | 160 |
| Securities gains (losses) | $-4,210,000 | 8,186 |
| Applicable income taxes | $15,575,000 | 132 |
| Income before extraordinary items | $20,735,000 | 195 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $20,735,000 | 194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,104,000 | 87 |
| Cash dividends | $13,300,000 | 190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $23,429,400 | 196 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $316,403,000 | 107 |
| Total interest expense | $86,879,000 | 140 |
| Net interest income | $229,524,000 | 81 |
| Provision for loan and lease losses | $86,561,000 | 81 |
| Total noninterest income | $148,847,000 | 70 |
| Gross Fiduciary activities income | $7,891,000 | 78 |
| Service charges on deposit accounts | $8,970,000 | 124 |
| Trading account gains and fees | $3,415,000 | 51 |
| Additional Noninterest Income | $128,571,000 | 64 |
| Total noninterest expense | $182,040,000 | 86 |
| Salaries and employee benefits | $60,913,000 | 103 |
| Premises and equipment expense | $17,588,000 | 97 |
| Additional noninterest expense | $103,539,000 | 81 |
| Pre-tax net operating income | $109,770,000 | 64 |
| Securities gains (losses) | $-3,349,000 | 8,407 |
| Applicable income taxes | $36,576,000 | 66 |
| Income before extraordinary items | $69,845,000 | 69 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $69,845,000 | 68 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,116,000 | 77 |
| Cash dividends | $13,300,000 | 154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $72,055,340 | 62 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $211,970,000 | 87 |
| Total interest expense | $48,776,000 | 137 |
| Net interest income | $163,194,000 | 64 |
| Provision for loan and lease losses | $48,394,000 | 64 |
| Total noninterest income | $123,415,000 | 55 |
| Gross Fiduciary activities income | $3,924,000 | 79 |
| Service charges on deposit accounts | $4,506,000 | 124 |
| Trading account gains and fees | $1,272,000 | 58 |
| Additional Noninterest Income | $113,713,000 | 47 |
| Total noninterest expense | $120,310,000 | 74 |
| Salaries and employee benefits | $32,099,000 | 99 |
| Premises and equipment expense | $9,111,000 | 98 |
| Additional noninterest expense | $79,100,000 | 64 |
| Pre-tax net operating income | $117,905,000 | 39 |
| Securities gains (losses) | $1,567,000 | 103 |
| Applicable income taxes | $44,982,000 | 35 |
| Income before extraordinary items | $74,490,000 | 45 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $74,490,000 | 45 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,746,000 | 74 |
| Cash dividends | $13,300,000 | 90 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $73,487,120 | 43 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $587,417,000 | 118 |
| Total interest expense | $217,230,000 | 138 |
| Net interest income | $370,187,000 | 96 |
| Provision for loan and lease losses | $113,272,000 | 58 |
| Total noninterest income | $183,716,000 | 93 |
| Gross Fiduciary activities income | $16,321,000 | 71 |
| Service charges on deposit accounts | $17,686,000 | 122 |
| Trading account gains and fees | $-33,000 | 8,467 |
| Additional Noninterest Income | $149,742,000 | 77 |
| Total noninterest expense | $267,676,000 | 104 |
| Salaries and employee benefits | $109,196,000 | 107 |
| Premises and equipment expense | $31,475,000 | 102 |
| Additional noninterest expense | $127,005,000 | 95 |
| Pre-tax net operating income | $172,955,000 | 88 |
| Securities gains (losses) | $-1,073,000 | 8,426 |
| Applicable income taxes | $61,482,000 | 86 |
| Income before extraordinary items | $110,400,000 | 91 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $110,400,000 | 90 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,477,000 | 46 |
| Cash dividends | $79,801,000 | 98 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $111,086,720 | 94 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $474,567,000 | 113 |
| Total interest expense | $165,608,000 | 132 |
| Net interest income | $308,959,000 | 86 |
| Provision for loan and lease losses | $111,189,000 | 42 |
| Total noninterest income | $167,302,000 | 80 |
| Gross Fiduciary activities income | $12,152,000 | 71 |
| Service charges on deposit accounts | $13,104,000 | 124 |
| Trading account gains and fees | $-30,000 | 8,502 |
| Additional Noninterest Income | $142,076,000 | 65 |
| Total noninterest expense | $218,422,000 | 97 |
| Salaries and employee benefits | $85,125,000 | 104 |
| Premises and equipment expense | $23,716,000 | 104 |
| Additional noninterest expense | $109,581,000 | 82 |
| Pre-tax net operating income | $146,650,000 | 95 |
| Securities gains (losses) | $1,973,000 | 99 |
| Applicable income taxes | $56,562,000 | 90 |
| Income before extraordinary items | $92,061,000 | 100 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $92,061,000 | 99 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,823,000 | 31 |
| Cash dividends | $49,300,000 | 110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $90,798,280 | 100 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $359,041,000 | 107 |
| Total interest expense | $112,254,000 | 143 |
| Net interest income | $246,787,000 | 75 |
| Provision for loan and lease losses | $112,295,000 | 22 |
| Total noninterest income | $150,413,000 | 72 |
| Gross Fiduciary activities income | $8,093,000 | 74 |
| Service charges on deposit accounts | $8,658,000 | 128 |
| Trading account gains and fees | $-2,000 | 8,538 |
| Additional Noninterest Income | $133,664,000 | 56 |
| Total noninterest expense | $168,445,000 | 94 |
| Salaries and employee benefits | $61,436,000 | 109 |
| Premises and equipment expense | $15,949,000 | 111 |
| Additional noninterest expense | $91,060,000 | 83 |
| Pre-tax net operating income | $116,460,000 | 94 |
| Securities gains (losses) | $1,941,000 | 82 |
| Applicable income taxes | $57,914,000 | 72 |
| Income before extraordinary items | $60,487,000 | 116 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $60,487,000 | 116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,748,000 | 22 |
| Cash dividends | $21,800,000 | 157 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $59,244,760 | 116 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $247,604,000 | 78 |
| Total interest expense | $60,011,000 | 132 |
| Net interest income | $187,593,000 | 56 |
| Provision for loan and lease losses | $77,466,000 | 18 |
| Total noninterest income | $101,638,000 | 59 |
| Gross Fiduciary activities income | $4,212,000 | 73 |
| Service charges on deposit accounts | $4,257,000 | 122 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $93,169,000 | 44 |
| Total noninterest expense | $113,199,000 | 76 |
| Salaries and employee benefits | $33,820,000 | 101 |
| Premises and equipment expense | $7,768,000 | 114 |
| Additional noninterest expense | $71,611,000 | 61 |
| Pre-tax net operating income | $98,566,000 | 58 |
| Securities gains (losses) | $1,941,000 | 50 |
| Applicable income taxes | $39,958,000 | 54 |
| Income before extraordinary items | $60,549,000 | 66 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $60,549,000 | 67 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,597,000 | 19 |
| Cash dividends | $10,398,000 | 136 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $59,306,760 | 65 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $567,877,000 | 112 |
| Total interest expense | $185,436,000 | 146 |
| Net interest income | $382,441,000 | 92 |
| Provision for loan and lease losses | $64,693,000 | 46 |
| Total noninterest income | $160,919,000 | 96 |
| Gross Fiduciary activities income | $15,648,000 | 74 |
| Service charges on deposit accounts | $16,497,000 | 123 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $128,774,000 | 89 |
| Total noninterest expense | $309,145,000 | 94 |
| Salaries and employee benefits | $113,376,000 | 107 |
| Premises and equipment expense | $30,066,000 | 112 |
| Additional noninterest expense | $165,703,000 | 81 |
| Pre-tax net operating income | $169,522,000 | 114 |
| Securities gains (losses) | $-8,610,000 | 8,653 |
| Applicable income taxes | $56,312,000 | 120 |
| Income before extraordinary items | $104,600,000 | 124 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $104,600,000 | 126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,620,000 | 48 |
| Cash dividends | $38,398,000 | 164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $110,196,500 | 116 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $446,191,000 | 112 |
| Total interest expense | $132,590,000 | 151 |
| Net interest income | $313,601,000 | 91 |
| Provision for loan and lease losses | $65,719,000 | 40 |
| Total noninterest income | $142,758,000 | 99 |
| Gross Fiduciary activities income | $11,751,000 | 80 |
| Service charges on deposit accounts | $12,293,000 | 128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,714,000 | 89 |
| Total noninterest expense | $246,707,000 | 96 |
| Salaries and employee benefits | $86,550,000 | 111 |
| Premises and equipment expense | $22,151,000 | 117 |
| Additional noninterest expense | $138,006,000 | 89 |
| Pre-tax net operating income | $143,933,000 | 118 |
| Securities gains (losses) | $151,000 | 366 |
| Applicable income taxes | $58,417,000 | 106 |
| Income before extraordinary items | $85,667,000 | 128 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $85,667,000 | 129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,844,000 | 37 |
| Cash dividends | $28,001,000 | 159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $85,570,360 | 127 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $331,848,000 | 105 |
| Total interest expense | $83,124,000 | 157 |
| Net interest income | $248,724,000 | 81 |
| Provision for loan and lease losses | $66,853,000 | 28 |
| Total noninterest income | $125,766,000 | 88 |
| Gross Fiduciary activities income | $7,918,000 | 86 |
| Service charges on deposit accounts | $8,106,000 | 131 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $109,742,000 | 73 |
| Total noninterest expense | $190,254,000 | 90 |
| Salaries and employee benefits | $60,574,000 | 106 |
| Premises and equipment expense | $14,385,000 | 121 |
| Additional noninterest expense | $115,295,000 | 76 |
| Pre-tax net operating income | $117,383,000 | 105 |
| Securities gains (losses) | $147,000 | 304 |
| Applicable income taxes | $48,786,000 | 96 |
| Income before extraordinary items | $68,744,000 | 118 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $68,744,000 | 119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,669,000 | 25 |
| Cash dividends | $20,602,000 | 142 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $68,649,920 | 115 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $217,820,000 | 86 |
| Total interest expense | $40,656,000 | 154 |
| Net interest income | $177,164,000 | 64 |
| Provision for loan and lease losses | $48,146,000 | 19 |
| Total noninterest income | $103,834,000 | 65 |
| Gross Fiduciary activities income | $4,056,000 | 84 |
| Service charges on deposit accounts | $3,998,000 | 130 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $95,780,000 | 49 |
| Total noninterest expense | $122,439,000 | 78 |
| Salaries and employee benefits | $32,061,000 | 106 |
| Premises and equipment expense | $7,213,000 | 121 |
| Additional noninterest expense | $83,165,000 | 54 |
| Pre-tax net operating income | $110,413,000 | 61 |
| Securities gains (losses) | $147,000 | 211 |
| Applicable income taxes | $41,794,000 | 62 |
| Income before extraordinary items | $68,766,000 | 62 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,766,000 | 63 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,068,000 | 20 |
| Cash dividends | $10,300,000 | 127 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $68,671,920 | 63 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $428,082,000 | 130 |
| Total interest expense | $106,739,000 | 170 |
| Net interest income | $321,343,000 | 107 |
| Provision for loan and lease losses | $53,873,000 | 53 |
| Total noninterest income | $112,507,000 | 136 |
| Gross Fiduciary activities income | $14,726,000 | 86 |
| Service charges on deposit accounts | $17,073,000 | 120 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $80,708,000 | 130 |
| Total noninterest expense | $214,002,000 | 139 |
| Salaries and employee benefits | $101,559,000 | 120 |
| Premises and equipment expense | $28,763,000 | 118 |
| Additional noninterest expense | $83,680,000 | 134 |
| Pre-tax net operating income | $165,975,000 | 124 |
| Securities gains (losses) | $-730,000 | 8,736 |
| Applicable income taxes | $62,576,000 | 122 |
| Income before extraordinary items | $102,669,000 | 134 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $102,669,000 | 135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,936,000 | 55 |
| Cash dividends | $27,237,000 | 194 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $103,136,200 | 130 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $326,005,000 | 125 |
| Total interest expense | $73,652,000 | 172 |
| Net interest income | $252,353,000 | 107 |
| Provision for loan and lease losses | $50,247,000 | 46 |
| Total noninterest income | $97,271,000 | 126 |
| Gross Fiduciary activities income | $11,001,000 | 87 |
| Service charges on deposit accounts | $12,894,000 | 119 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,376,000 | 119 |
| Total noninterest expense | $153,746,000 | 144 |
| Salaries and employee benefits | $73,815,000 | 127 |
| Premises and equipment expense | $20,986,000 | 121 |
| Additional noninterest expense | $58,945,000 | 142 |
| Pre-tax net operating income | $145,631,000 | 112 |
| Securities gains (losses) | $-730,000 | 8,805 |
| Applicable income taxes | $55,469,000 | 109 |
| Income before extraordinary items | $89,432,000 | 124 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $89,432,000 | 125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,550,000 | 45 |
| Cash dividends | $25,599,000 | 160 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $89,899,200 | 119 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $232,434,000 | 117 |
| Total interest expense | $45,220,000 | 175 |
| Net interest income | $187,214,000 | 98 |
| Provision for loan and lease losses | $46,913,000 | 36 |
| Total noninterest income | $82,979,000 | 107 |
| Gross Fiduciary activities income | $7,329,000 | 86 |
| Service charges on deposit accounts | $8,563,000 | 116 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $67,087,000 | 93 |
| Total noninterest expense | $100,580,000 | 144 |
| Salaries and employee benefits | $50,120,000 | 126 |
| Premises and equipment expense | $13,179,000 | 127 |
| Additional noninterest expense | $37,281,000 | 145 |
| Pre-tax net operating income | $122,700,000 | 98 |
| Securities gains (losses) | $-730,000 | 8,829 |
| Applicable income taxes | $46,405,000 | 94 |
| Income before extraordinary items | $75,565,000 | 109 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $75,565,000 | 110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,525,000 | 34 |
| Cash dividends | $17,601,000 | 140 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $76,032,200 | 106 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $145,747,000 | 94 |
| Total interest expense | $21,747,000 | 170 |
| Net interest income | $124,000,000 | 81 |
| Provision for loan and lease losses | $39,012,000 | 22 |
| Total noninterest income | $64,774,000 | 89 |
| Gross Fiduciary activities income | $3,830,000 | 87 |
| Service charges on deposit accounts | $4,291,000 | 117 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,653,000 | 69 |
| Total noninterest expense | $52,958,000 | 141 |
| Salaries and employee benefits | $26,938,000 | 121 |
| Premises and equipment expense | $6,419,000 | 133 |
| Additional noninterest expense | $19,601,000 | 140 |
| Pre-tax net operating income | $96,804,000 | 69 |
| Securities gains (losses) | $-109,000 | 8,843 |
| Applicable income taxes | $36,468,000 | 67 |
| Income before extraordinary items | $60,227,000 | 76 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $60,227,000 | 76 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,996,000 | 28 |
| Cash dividends | $6,694,000 | 147 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $60,296,760 | 74 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $328,166,000 | 140 |
| Total interest expense | $64,917,000 | 173 |
| Net interest income | $263,249,000 | 124 |
| Provision for loan and lease losses | $12,809,000 | 123 |
| Total noninterest income | $75,604,000 | 181 |
| Gross Fiduciary activities income | $13,498,000 | 87 |
| Service charges on deposit accounts | $16,529,000 | 129 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,577,000 | 179 |
| Total noninterest expense | $178,612,000 | 157 |
| Salaries and employee benefits | $90,546,000 | 127 |
| Premises and equipment expense | $24,768,000 | 131 |
| Additional noninterest expense | $63,298,000 | 163 |
| Pre-tax net operating income | $147,432,000 | 124 |
| Securities gains (losses) | $-2,018,000 | 8,921 |
| Applicable income taxes | $54,854,000 | 124 |
| Income before extraordinary items | $90,560,000 | 140 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $90,560,000 | 142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,525,000 | 129 |
| Cash dividends | $17,499,000 | 239 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $91,851,520 | 133 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $250,237,000 | 142 |
| Total interest expense | $46,167,000 | 178 |
| Net interest income | $204,070,000 | 125 |
| Provision for loan and lease losses | $11,061,000 | 125 |
| Total noninterest income | $63,302,000 | 172 |
| Gross Fiduciary activities income | $10,099,000 | 88 |
| Service charges on deposit accounts | $12,199,000 | 133 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,004,000 | 166 |
| Total noninterest expense | $132,904,000 | 165 |
| Salaries and employee benefits | $68,781,000 | 127 |
| Premises and equipment expense | $17,692,000 | 140 |
| Additional noninterest expense | $46,431,000 | 168 |
| Pre-tax net operating income | $123,407,000 | 120 |
| Securities gains (losses) | $-1,489,000 | 8,987 |
| Applicable income taxes | $45,888,000 | 117 |
| Income before extraordinary items | $76,030,000 | 131 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $76,030,000 | 132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,588,000 | 116 |
| Cash dividends | $11,500,000 | 248 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $76,982,960 | 123 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $173,151,000 | 137 |
| Total interest expense | $28,816,000 | 184 |
| Net interest income | $144,335,000 | 124 |
| Provision for loan and lease losses | $8,320,000 | 121 |
| Total noninterest income | $51,610,000 | 151 |
| Gross Fiduciary activities income | $6,837,000 | 93 |
| Service charges on deposit accounts | $8,135,000 | 131 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $36,638,000 | 145 |
| Total noninterest expense | $89,914,000 | 157 |
| Salaries and employee benefits | $46,883,000 | 128 |
| Premises and equipment expense | $11,627,000 | 142 |
| Additional noninterest expense | $31,404,000 | 167 |
| Pre-tax net operating income | $97,711,000 | 113 |
| Securities gains (losses) | $-516,000 | 9,036 |
| Applicable income taxes | $36,400,000 | 113 |
| Income before extraordinary items | $60,795,000 | 127 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,795,000 | 128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,640,000 | 92 |
| Cash dividends | $4,503,000 | 358 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $61,125,240 | 119 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $101,211,000 | 122 |
| Total interest expense | $14,016,000 | 191 |
| Net interest income | $87,195,000 | 104 |
| Provision for loan and lease losses | $7,584,000 | 92 |
| Total noninterest income | $36,237,000 | 129 |
| Gross Fiduciary activities income | $3,606,000 | 93 |
| Service charges on deposit accounts | $4,036,000 | 128 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $28,595,000 | 108 |
| Total noninterest expense | $46,818,000 | 152 |
| Salaries and employee benefits | $23,787,000 | 127 |
| Premises and equipment expense | $5,589,000 | 146 |
| Additional noninterest expense | $17,442,000 | 155 |
| Pre-tax net operating income | $69,030,000 | 85 |
| Securities gains (losses) | $-67,000 | 9,047 |
| Applicable income taxes | $25,840,000 | 85 |
| Income before extraordinary items | $43,123,000 | 95 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $43,123,000 | 96 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,034,000 | 78 |
| Cash dividends | $4,495,000 | 196 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $43,165,880 | 90 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $273,282,000 | 156 |
| Total interest expense | $50,917,000 | 216 |
| Net interest income | $222,365,000 | 141 |
| Provision for loan and lease losses | $18,286,000 | 143 |
| Total noninterest income | $78,584,000 | 177 |
| Gross Fiduciary activities income | $12,515,000 | 94 |
| Service charges on deposit accounts | $15,464,000 | 143 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $50,605,000 | 185 |
| Total noninterest expense | $162,982,000 | 166 |
| Salaries and employee benefits | $80,693,000 | 142 |
| Premises and equipment expense | $23,658,000 | 140 |
| Additional noninterest expense | $58,631,000 | 177 |
| Pre-tax net operating income | $119,681,000 | 140 |
| Securities gains (losses) | $2,018,000 | 296 |
| Applicable income taxes | $44,455,000 | 136 |
| Income before extraordinary items | $77,244,000 | 147 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $77,244,000 | 148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,557,000 | 124 |
| Cash dividends | $29,000,000 | 178 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $75,952,480 | 140 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $210,499,000 | 155 |
| Total interest expense | $38,488,000 | 225 |
| Net interest income | $172,011,000 | 139 |
| Provision for loan and lease losses | $16,905,000 | 138 |
| Total noninterest income | $65,988,000 | 168 |
| Gross Fiduciary activities income | $9,220,000 | 98 |
| Service charges on deposit accounts | $11,468,000 | 147 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,300,000 | 171 |
| Total noninterest expense | $120,905,000 | 164 |
| Salaries and employee benefits | $60,902,000 | 142 |
| Premises and equipment expense | $17,593,000 | 142 |
| Additional noninterest expense | $42,410,000 | 183 |
| Pre-tax net operating income | $100,189,000 | 131 |
| Securities gains (losses) | $1,592,000 | 325 |
| Applicable income taxes | $37,533,000 | 130 |
| Income before extraordinary items | $64,248,000 | 143 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $64,248,000 | 144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,735,000 | 122 |
| Cash dividends | $29,002,000 | 148 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $63,229,120 | 135 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $150,299,000 | 151 |
| Total interest expense | $26,204,000 | 227 |
| Net interest income | $124,095,000 | 134 |
| Provision for loan and lease losses | $14,252,000 | 123 |
| Total noninterest income | $52,923,000 | 152 |
| Gross Fiduciary activities income | $6,087,000 | 102 |
| Service charges on deposit accounts | $7,570,000 | 147 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $39,266,000 | 136 |
| Total noninterest expense | $82,896,000 | 163 |
| Salaries and employee benefits | $41,250,000 | 143 |
| Premises and equipment expense | $11,738,000 | 142 |
| Additional noninterest expense | $29,908,000 | 174 |
| Pre-tax net operating income | $79,870,000 | 118 |
| Securities gains (losses) | $664,000 | 482 |
| Applicable income taxes | $29,965,000 | 120 |
| Income before extraordinary items | $50,569,000 | 131 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $50,569,000 | 131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,042,000 | 98 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $50,144,040 | 122 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $89,517,000 | 138 |
| Total interest expense | $13,476,000 | 232 |
| Net interest income | $76,041,000 | 119 |
| Provision for loan and lease losses | $11,617,000 | 94 |
| Total noninterest income | $38,208,000 | 126 |
| Gross Fiduciary activities income | $3,049,000 | 103 |
| Service charges on deposit accounts | $3,723,000 | 150 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,436,000 | 107 |
| Total noninterest expense | $44,731,000 | 153 |
| Salaries and employee benefits | $23,476,000 | 137 |
| Premises and equipment expense | $5,591,000 | 148 |
| Additional noninterest expense | $15,664,000 | 164 |
| Pre-tax net operating income | $57,901,000 | 93 |
| Securities gains (losses) | $60,000 | 1,283 |
| Applicable income taxes | $21,585,000 | 86 |
| Income before extraordinary items | $36,376,000 | 104 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $36,376,000 | 104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,446,000 | 88 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $36,337,600 | 94 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $267,843,000 | 172 |
| Total interest expense | $60,071,000 | 239 |
| Net interest income | $207,772,000 | 148 |
| Provision for loan and lease losses | $19,753,000 | 167 |
| Total noninterest income | $72,787,000 | 187 |
| Gross Fiduciary activities income | $12,160,000 | 101 |
| Service charges on deposit accounts | $14,138,000 | 156 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,489,000 | 178 |
| Total noninterest expense | $144,788,000 | 175 |
| Salaries and employee benefits | $55,033,000 | 182 |
| Premises and equipment expense | $19,315,000 | 159 |
| Additional noninterest expense | $70,440,000 | 159 |
| Pre-tax net operating income | $116,018,000 | 145 |
| Securities gains (losses) | $684,000 | 537 |
| Applicable income taxes | $41,236,000 | 149 |
| Income before extraordinary items | $75,466,000 | 156 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $75,466,000 | 156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,778,000 | 165 |
| Cash dividends | $33,500,000 | 165 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $75,021,400 | 147 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $201,994,000 | 233 |
| Total interest expense | $64,431,000 | 311 |
| Net interest income | $137,563,000 | 189 |
| Provision for loan and lease losses | $21,795,000 | 155 |
| Total noninterest income | $51,475,000 | 229 |
| Gross Fiduciary activities income | $11,467,000 | 108 |
| Service charges on deposit accounts | $8,886,000 | 202 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $31,122,000 | 239 |
| Total noninterest expense | $98,856,000 | 225 |
| Salaries and employee benefits | $31,680,000 | 266 |
| Premises and equipment expense | $13,408,000 | 193 |
| Additional noninterest expense | $53,768,000 | 198 |
| Pre-tax net operating income | $68,387,000 | 183 |
| Securities gains (losses) | $26,000 | 2,933 |
| Applicable income taxes | $25,803,000 | 176 |
| Income before extraordinary items | $42,610,000 | 207 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $42,610,000 | 207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,768,000 | 216 |
| Cash dividends | $19,750,000 | 238 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $42,593,360 | 194 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $192,577,000 | 255 |
| Total interest expense | $77,444,000 | 312 |
| Net interest income | $115,133,000 | 210 |
| Provision for loan and lease losses | $8,102,000 | 228 |
| Total noninterest income | $38,782,000 | 246 |
| Gross Fiduciary activities income | $13,360,000 | 98 |
| Service charges on deposit accounts | $7,445,000 | 209 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $17,977,000 | 314 |
| Total noninterest expense | $81,951,000 | 246 |
| Salaries and employee benefits | $27,444,000 | 276 |
| Premises and equipment expense | $10,293,000 | 250 |
| Additional noninterest expense | $44,214,000 | 211 |
| Pre-tax net operating income | $63,862,000 | 195 |
| Securities gains (losses) | $-139,000 | 9,504 |
| Applicable income taxes | $23,789,000 | 179 |
| Income before extraordinary items | $39,934,000 | 203 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $39,934,000 | 202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,998,000 | 202 |
| Cash dividends | $25,000,000 | 208 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $40,022,960 | 205 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $146,970,000 | 296 |
| Total interest expense | $48,307,000 | 394 |
| Net interest income | $98,663,000 | 236 |
| Provision for loan and lease losses | $4,393,000 | 327 |
| Total noninterest income | $34,050,000 | 286 |
| Gross Fiduciary activities income | $12,793,000 | 121 |
| Service charges on deposit accounts | $6,551,000 | 240 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $14,706,000 | 365 |
| Total noninterest expense | $78,478,000 | 259 |
| Salaries and employee benefits | $27,255,000 | 291 |
| Premises and equipment expense | $11,367,000 | 229 |
| Additional noninterest expense | $39,856,000 | 229 |
| Pre-tax net operating income | $49,842,000 | 251 |
| Securities gains (losses) | $-413,000 | 10,098 |
| Applicable income taxes | $18,155,000 | 245 |
| Income before extraordinary items | $31,274,000 | 260 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $31,274,000 | 262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,770,000 | 228 |
| Cash dividends | $6,250,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $31,538,320 | 252 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $132,655,000 | 311 |
| Total interest expense | $47,520,000 | 412 |
| Net interest income | $85,135,000 | 256 |
| Provision for loan and lease losses | $7,743,000 | 245 |
| Total noninterest income | $30,989,000 | 284 |
| Gross Fiduciary activities income | $11,461,000 | 126 |
| Service charges on deposit accounts | $6,267,000 | 232 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $13,261,000 | 375 |
| Total noninterest expense | $69,048,000 | 279 |
| Salaries and employee benefits | $36,569,000 | 217 |
| Premises and equipment expense | $10,308,000 | 236 |
| Additional noninterest expense | $22,171,000 | 330 |
| Pre-tax net operating income | $39,333,000 | 263 |
| Securities gains (losses) | $221,000 | 873 |
| Applicable income taxes | $14,580,000 | 260 |
| Income before extraordinary items | $24,974,000 | 281 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $24,974,000 | 282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,650,000 | 291 |
| Cash dividends | $12,975,000 | 319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $24,832,560 | 273 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $114,928,000 | 358 |
| Total interest expense | $43,205,000 | 440 |
| Net interest income | $71,723,000 | 297 |
| Provision for loan and lease losses | $6,980,000 | 269 |
| Total noninterest income | $25,054,000 | 306 |
| Gross Fiduciary activities income | $9,985,000 | 136 |
| Service charges on deposit accounts | $5,471,000 | 264 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $9,598,000 | 422 |
| Total noninterest expense | $59,376,000 | 294 |
| Salaries and employee benefits | $31,818,000 | 229 |
| Premises and equipment expense | $8,845,000 | 269 |
| Additional noninterest expense | $18,713,000 | 348 |
| Pre-tax net operating income | $30,421,000 | 323 |
| Securities gains (losses) | $-406,000 | 10,872 |
| Applicable income taxes | $10,069,000 | 354 |
| Income before extraordinary items | $19,946,000 | 331 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $19,946,000 | 331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,197,000 | 371 |
| Cash dividends | $9,997,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $20,213,960 | 314 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $89,572,000 | 470 |
| Total interest expense | $35,049,000 | 544 |
| Net interest income | $54,523,000 | 410 |
| Provision for loan and lease losses | $4,264,000 | 367 |
| Total noninterest income | $19,440,000 | 392 |
| Gross Fiduciary activities income | $8,441,000 | 165 |
| Service charges on deposit accounts | $4,594,000 | 334 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $6,405,000 | 551 |
| Total noninterest expense | $46,008,000 | 411 |
| Salaries and employee benefits | $26,150,000 | 306 |
| Premises and equipment expense | $7,109,000 | 361 |
| Additional noninterest expense | $12,749,000 | 560 |
| Pre-tax net operating income | $23,691,000 | 407 |
| Securities gains (losses) | $-753,000 | 11,391 |
| Applicable income taxes | $7,326,000 | 444 |
| Income before extraordinary items | $15,612,000 | 419 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $15,612,000 | 420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,684 |
| Cash dividends | $9,182,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $16,124,040 | 401 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $82,182,000 | 523 |
| Total interest expense | $33,583,000 | 593 |
| Net interest income | $48,599,000 | 457 |
| Provision for loan and lease losses | $9,924,000 | 182 |
| Total noninterest income | $17,464,000 | 436 |
| Gross Fiduciary activities income | $7,020,000 | 195 |
| Service charges on deposit accounts | $4,255,000 | 381 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $6,189,000 | 581 |
| Total noninterest expense | $41,515,000 | 458 |
| Salaries and employee benefits | $22,655,000 | 355 |
| Premises and equipment expense | $6,868,000 | 393 |
| Additional noninterest expense | $11,992,000 | 601 |
| Pre-tax net operating income | $14,624,000 | 611 |
| Securities gains (losses) | $-99,000 | 11,478 |
| Applicable income taxes | $4,159,000 | 696 |
| Income before extraordinary items | $10,366,000 | 580 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $10,366,000 | 580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,486,000 | 188 |
| Cash dividends | $4,686,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $10,436,290 | 567 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $74,893,000 | 497 |
| Total interest expense | $24,967,000 | 601 |
| Net interest income | $49,926,000 | 442 |
| Provision for loan and lease losses | $6,257,000 | 251 |
| Total noninterest income | $14,731,000 | 449 |
| Gross Fiduciary activities income | $6,449,000 | 196 |
| Service charges on deposit accounts | $3,183,000 | 458 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $5,099,000 | 637 |
| Total noninterest expense | $39,594,000 | 470 |
| Salaries and employee benefits | $21,149,000 | 374 |
| Premises and equipment expense | $5,775,000 | 438 |
| Additional noninterest expense | $12,670,000 | 580 |
| Pre-tax net operating income | $18,806,000 | 477 |
| Securities gains (losses) | $-1,191,000 | 12,421 |
| Applicable income taxes | $4,759,000 | 598 |
| Income before extraordinary items | $12,856,000 | 470 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $12,856,000 | 469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,413,000 | 390 |
| Cash dividends | $2,500,000 | 920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $13,725,430 | 452 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $68,425,000 | 530 |
| Total interest expense | $22,362,000 | 656 |
| Net interest income | $46,063,000 | 468 |
| Provision for loan and lease losses | $6,150,000 | 377 |
| Total noninterest income | $14,001,000 | 484 |
| Gross Fiduciary activities income | $6,588,000 | 192 |
| Service charges on deposit accounts | $2,825,000 | 499 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,588,000 | 721 |
| Total noninterest expense | $36,973,000 | 510 |
| Salaries and employee benefits | $19,641,000 | 392 |
| Premises and equipment expense | $4,806,000 | 510 |
| Additional noninterest expense | $12,526,000 | 647 |
| Pre-tax net operating income | $16,941,000 | 470 |
| Securities gains (losses) | $-47,000 | 13,076 |
| Applicable income taxes | $4,632,000 | 569 |
| Income before extraordinary items | $12,262,000 | 454 |
| Extraordinary gains, net | $619,000 | 361 |
| Net income | $12,881,000 | 447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,436,000 | 394 |
| Cash dividends | $5,780,000 | 424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $12,296,310 | 426 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $72,908,000 | 564 |
| Total interest expense | $28,778,000 | 669 |
| Net interest income | $44,130,000 | 488 |
| Provision for loan and lease losses | $4,650,000 | 622 |
| Total noninterest income | $13,529,000 | 491 |
| Gross Fiduciary activities income | $6,124,000 | 194 |
| Service charges on deposit accounts | $2,722,000 | 513 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,683,000 | 705 |
| Total noninterest expense | $35,010,000 | 538 |
| Salaries and employee benefits | $18,521,000 | 410 |
| Premises and equipment expense | $4,251,000 | 600 |
| Additional noninterest expense | $12,238,000 | 665 |
| Pre-tax net operating income | $17,999,000 | 380 |
| Securities gains (losses) | $-408,000 | 13,890 |
| Applicable income taxes | $5,100,000 | 471 |
| Income before extraordinary items | $12,491,000 | 409 |
| Extraordinary gains, net | $-857,000 | 13,852 |
| Net income | $11,634,000 | 433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,908,000 | 748 |
| Cash dividends | $3,025,000 | 584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $12,780,680 | 359 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.