Home > Sanibel Captiva Community Bank > Income and Expense

Sanibel Captiva Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$47,570,000970
Total interest expense$4,835,0002,055
Net interest income$42,735,000764
Provision for loan and lease losses$1,965,000562
Total noninterest income$3,699,0001,432
Gross Fiduciary activities income$0981
Service charges on deposit accounts$126,0003,172
Trading account gains and feesNANA
Additional Noninterest Income$3,573,0001,125
Total noninterest expense$20,486,0001,191
Salaries and employee benefits$11,197,0001,235
Premises and equipment expense$2,630,000964
Additional noninterest expense$3,573,0001,125
Pre-tax net operating income$23,983,000591
Securities gains (losses)$0988
Applicable income taxes$6,090,000477
Income before extraordinary items$17,893,000624
Extraordinary gains, net$054
Net income$17,893,000634
Minority interest net income$088
Net income of bank and minority interests.$17,893,000627
Net charge-offs$135,0001,338
Cash dividends$5,814,000720
Sale, conversion, retirement of capital stock, net$6,822,00077
Net operating income$17,893,000642
2023-09-30 (YTD Data)Rank
Total interest income$34,104,000984
Total interest expense$2,532,0002,363
Net interest income$31,572,000782
Provision for loan and lease losses$1,665,000494
Total noninterest income$3,063,0001,327
Gross Fiduciary activities income$0950
Service charges on deposit accounts$94,0003,185
Trading account gains and feesNANA
Additional Noninterest Income$2,969,0001,046
Total noninterest expense$15,317,0001,186
Salaries and employee benefits$8,616,0001,207
Premises and equipment expense$2,032,000952
Additional noninterest expense$2,969,0001,046
Pre-tax net operating income$17,653,000620
Securities gains (losses)$0849
Applicable income taxes$4,475,000498
Income before extraordinary items$13,178,000655
Extraordinary gains, net$052
Net income$13,178,000659
Minority interest net income$081
Net income of bank and minority interests.$13,178,000655
Net charge-offs$33,0001,664
Cash dividends$4,291,000677
Sale, conversion, retirement of capital stock, net$6,822,00057
Net operating income$13,178,000666
2023-06-30 (YTD Data)Rank
Total interest income$21,235,0001,021
Total interest expense$838,0002,982
Net interest income$20,397,000807
Provision for loan and lease losses$1,315,000446
Total noninterest income$2,259,0001,207
Gross Fiduciary activities income$0931
Service charges on deposit accounts$58,0003,248
Trading account gains and feesNANA
Additional Noninterest Income$2,201,000901
Total noninterest expense$9,803,0001,213
Salaries and employee benefits$5,422,0001,258
Premises and equipment expense$1,389,000926
Additional noninterest expense$2,201,000900
Pre-tax net operating income$11,538,000627
Securities gains (losses)$0938
Applicable income taxes$2,920,000508
Income before extraordinary items$8,618,000676
Extraordinary gains, net$051
Net income$8,618,000687
Minority interest net income$081
Net income of bank and minority interests.$8,618,000676
Net charge-offs$34,0001,324
Cash dividends$2,768,000681
Sale, conversion, retirement of capital stock, net$6,822,00036
Net operating income$8,618,000683
2023-03-31 (YTD Data)Rank
Total interest income$9,882,0001,070
Total interest expense$261,0003,304
Net interest income$9,621,000855
Provision for loan and lease losses$742,000412
Total noninterest income$1,171,0001,185
Gross Fiduciary activities income$0913
Service charges on deposit accounts$27,0003,322
Trading account gains and feesNANA
Additional Noninterest Income$1,144,000877
Total noninterest expense$4,535,0001,307
Salaries and employee benefits$2,525,0001,350
Premises and equipment expense$664,000979
Additional noninterest expense$1,144,000877
Pre-tax net operating income$5,515,000671
Securities gains (losses)$0950
Applicable income taxes$1,401,000534
Income before extraordinary items$4,114,000719
Extraordinary gains, net$04
Net income$4,114,000718
Minority interest net income$048
Net income of bank and minority interests.$4,114,000718
Net charge-offs$-1,0003,238
Cash dividends$1,314,000663
Sale, conversion, retirement of capital stock, net$6,822,00023
Net operating income$4,114,000732
2022-12-31 (YTD Data)Rank
Total interest income$30,548,0001,130
Total interest expense$786,0002,710
Net interest income$29,762,0001,039
Provision for loan and lease losses$1,500,000622
Total noninterest income$3,573,0001,461
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$170,0002,936
Trading account gains and feesNANA
Additional Noninterest Income$3,403,0001,167
Total noninterest expense$17,700,0001,301
Salaries and employee benefits$10,191,0001,302
Premises and equipment expense$2,520,0001,002
Additional noninterest expense$3,403,0001,167
Pre-tax net operating income$14,135,000991
Securities gains (losses)$0691
Applicable income taxes$3,492,000752
Income before extraordinary items$10,643,0001,059
Extraordinary gains, net$05
Net income$10,643,0001,058
Minority interest net income$063
Net income of bank and minority interests.$10,643,0001,059
Net charge-offs$-6,0003,530
Cash dividends$4,990,000790
Sale, conversion, retirement of capital stock, net$164,000424
Net operating income$10,643,0001,083
2022-09-30 (YTD Data)Rank
Total interest income$21,505,0001,148
Total interest expense$524,0002,607
Net interest income$20,981,0001,076
Provision for loan and lease losses$700,000783
Total noninterest income$2,760,0001,452
Gross Fiduciary activities income$0968
Service charges on deposit accounts$139,0002,858
Trading account gains and feesNANA
Additional Noninterest Income$2,621,0001,166
Total noninterest expense$12,574,0001,353
Salaries and employee benefits$7,508,0001,310
Premises and equipment expense$1,457,0001,247
Additional noninterest expense$2,621,0001,166
Pre-tax net operating income$10,467,0001,004
Securities gains (losses)$0740
Applicable income taxes$2,549,000774
Income before extraordinary items$7,918,0001,059
Extraordinary gains, net$04
Net income$7,918,0001,058
Minority interest net income$057
Net income of bank and minority interests.$7,918,0001,059
Net charge-offs$-4,0003,351
Cash dividends$3,742,000721
Sale, conversion, retirement of capital stock, net$164,000363
Net operating income$7,918,0001,080
2022-06-30 (YTD Data)Rank
Total interest income$13,274,0001,178
Total interest expense$331,0002,526
Net interest income$12,943,0001,122
Provision for loan and lease losses$02,599
Total noninterest income$1,803,0001,468
Gross Fiduciary activities income$0925
Service charges on deposit accounts$90,0002,892
Trading account gains and feesNANA
Additional Noninterest Income$1,713,0001,213
Total noninterest expense$8,358,0001,348
Salaries and employee benefits$4,980,0001,315
Premises and equipment expense$974,0001,231
Additional noninterest expense$2,404,0001,391
Pre-tax net operating income$6,388,0001,010
Securities gains (losses)$0687
Applicable income taxes$1,510,000787
Income before extraordinary items$4,878,0001,064
Extraordinary gains, net$04
Net income$4,878,0001,062
Minority interest net income$060
Net income of bank and minority interests.$4,878,0001,064
Net charge-offs$-3,0003,282
Cash dividends$2,495,000723
Sale, conversion, retirement of capital stock, net$164,000318
Net operating income$4,878,0001,089
2022-03-31 (YTD Data)Rank
Total interest income$6,156,0001,207
Total interest expense$173,0002,429
Net interest income$5,983,0001,156
Provision for loan and lease losses$02,285
Total noninterest income$913,0001,460
Gross Fiduciary activities income$0892
Service charges on deposit accounts$44,0002,898
Trading account gains and feesNANA
Additional Noninterest Income$869,0001,177
Total noninterest expense$4,315,0001,310
Salaries and employee benefits$2,609,0001,271
Premises and equipment expense$500,0001,220
Additional noninterest expense$1,206,0001,369
Pre-tax net operating income$2,581,0001,129
Securities gains (losses)$0623
Applicable income taxes$624,000862
Income before extraordinary items$1,957,0001,212
Extraordinary gains, net$04
Net income$1,957,0001,212
Minority interest net income$050
Net income of bank and minority interests.$1,957,0001,212
Net charge-offs$-1,0003,005
Cash dividends$1,247,000668
Sale, conversion, retirement of capital stock, net$164,000214
Net operating income$1,957,0001,224
2021-12-31 (YTD Data)Rank
Total interest income$26,949,0001,150
Total interest expense$1,157,0002,010
Net interest income$25,792,0001,102
Provision for loan and lease losses$100,0002,175
Total noninterest income$3,818,0001,562
Gross Fiduciary activities income$0994
Service charges on deposit accounts$102,0003,432
Trading account gains and feesNANA
Additional Noninterest Income$3,716,0001,317
Total noninterest expense$16,564,0001,341
Salaries and employee benefits$10,009,0001,292
Premises and equipment expense$1,856,0001,294
Additional noninterest expense$4,699,0001,398
Pre-tax net operating income$12,946,0001,057
Securities gains (losses)$02,062
Applicable income taxes$3,063,000852
Income before extraordinary items$9,883,0001,161
Extraordinary gains, net$010
Net income$9,883,0001,161
Minority interest net income$074
Net income of bank and minority interests.$9,883,0001,161
Net charge-offs$-135,0004,440
Cash dividends$4,478,000866
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,883,0001,144
2021-09-30 (YTD Data)Rank
Total interest income$20,161,0001,180
Total interest expense$965,0001,933
Net interest income$19,196,0001,124
Provision for loan and lease losses$100,0001,926
Total noninterest income$3,021,0001,551
Gross Fiduciary activities income$0957
Service charges on deposit accounts$66,0003,607
Trading account gains and feesNANA
Additional Noninterest Income$2,955,0001,309
Total noninterest expense$11,974,0001,391
Salaries and employee benefits$7,286,0001,338
Premises and equipment expense$1,378,0001,311
Additional noninterest expense$3,310,0001,473
Pre-tax net operating income$10,143,0001,060
Securities gains (losses)$02,015
Applicable income taxes$2,479,000847
Income before extraordinary items$7,664,0001,177
Extraordinary gains, net$08
Net income$7,664,0001,177
Minority interest net income$069
Net income of bank and minority interests.$7,664,0001,178
Net charge-offs$-11,0003,687
Cash dividends$3,358,000782
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,664,0001,161
2021-06-30 (YTD Data)Rank
Total interest income$13,401,0001,183
Total interest expense$714,0001,862
Net interest income$12,687,0001,125
Provision for loan and lease losses$100,0001,668
Total noninterest income$1,992,0001,529
Gross Fiduciary activities income$0951
Service charges on deposit accounts$40,0003,669
Trading account gains and feesNANA
Additional Noninterest Income$1,952,0001,314
Total noninterest expense$7,721,0001,414
Salaries and employee benefits$4,696,0001,357
Premises and equipment expense$892,0001,345
Additional noninterest expense$2,133,0001,497
Pre-tax net operating income$6,858,0001,036
Securities gains (losses)$01,818
Applicable income taxes$1,672,000832
Income before extraordinary items$5,186,0001,145
Extraordinary gains, net$06
Net income$5,186,0001,146
Minority interest net income$067
Net income of bank and minority interests.$5,186,0001,146
Net charge-offs$-6,0003,611
Cash dividends$2,238,000777
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,186,0001,132
2021-03-31 (YTD Data)Rank
Total interest income$6,825,0001,165
Total interest expense$383,0001,853
Net interest income$6,442,0001,105
Provision for loan and lease losses$100,0001,234
Total noninterest income$1,021,0001,497
Gross Fiduciary activities income$0922
Service charges on deposit accounts$21,0003,625
Trading account gains and feesNANA
Additional Noninterest Income$1,000,0001,278
Total noninterest expense$3,713,0001,456
Salaries and employee benefits$2,263,0001,401
Premises and equipment expense$421,0001,433
Additional noninterest expense$1,029,0001,517
Pre-tax net operating income$3,650,000988
Securities gains (losses)$01,392
Applicable income taxes$895,000803
Income before extraordinary items$2,755,0001,101
Extraordinary gains, net$03
Net income$2,755,0001,100
Minority interest net income$055
Net income of bank and minority interests.$2,755,0001,101
Net charge-offs$-1,0003,038
Cash dividends$1,119,000693
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,755,0001,067
2020-12-31 (YTD Data)Rank
Total interest income$25,276,0001,223
Total interest expense$1,585,0002,300
Net interest income$23,691,0001,123
Provision for loan and lease losses$850,0001,775
Total noninterest income$2,976,0001,735
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$77,0003,824
Trading account gains and feesNANA
Additional Noninterest Income$2,899,0001,462
Total noninterest expense$13,922,0001,492
Salaries and employee benefits$8,410,0001,443
Premises and equipment expense$1,545,0001,482
Additional noninterest expense$3,967,0001,546
Pre-tax net operating income$11,895,000918
Securities gains (losses)$02,675
Applicable income taxes$2,826,000729
Income before extraordinary items$9,069,0001,043
Extraordinary gains, net$04
Net income$9,069,0001,043
Minority interest net income$072
Net income of bank and minority interests.$9,069,0001,043
Net charge-offs$225,0001,479
Cash dividends$3,980,000916
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,069,0001,009
2020-09-30 (YTD Data)Rank
Total interest income$18,404,0001,249
Total interest expense$1,212,0002,367
Net interest income$17,192,0001,139
Provision for loan and lease losses$850,0001,500
Total noninterest income$2,104,0001,758
Gross Fiduciary activities income$0981
Service charges on deposit accounts$56,0003,865
Trading account gains and feesNANA
Additional Noninterest Income$2,048,0001,463
Total noninterest expense$9,970,0001,539
Salaries and employee benefits$5,947,0001,512
Premises and equipment expense$1,108,0001,534
Additional noninterest expense$2,915,0001,547
Pre-tax net operating income$8,476,000923
Securities gains (losses)$02,494
Applicable income taxes$1,976,000735
Income before extraordinary items$6,500,0001,042
Extraordinary gains, net$04
Net income$6,500,0001,041
Minority interest net income$065
Net income of bank and minority interests.$6,500,0001,042
Net charge-offs$106,0001,635
Cash dividends$2,488,000937
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,500,0001,010
2020-06-30 (YTD Data)Rank
Total interest income$12,064,0001,282
Total interest expense$866,0002,374
Net interest income$11,198,0001,155
Provision for loan and lease losses$750,0001,265
Total noninterest income$1,205,0001,836
Gross Fiduciary activities income$0970
Service charges on deposit accounts$43,0003,760
Trading account gains and feesNANA
Additional Noninterest Income$1,162,0001,522
Total noninterest expense$6,316,0001,602
Salaries and employee benefits$3,674,0001,600
Premises and equipment expense$683,0001,623
Additional noninterest expense$1,959,0001,534
Pre-tax net operating income$5,337,000903
Securities gains (losses)$02,249
Applicable income taxes$1,204,000720
Income before extraordinary items$4,133,0001,014
Extraordinary gains, net$04
Net income$4,133,0001,013
Minority interest net income$065
Net income of bank and minority interests.$4,133,0001,014
Net charge-offs$108,0001,324
Cash dividends$1,493,0001,018
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,133,000987
2020-03-31 (YTD Data)Rank
Total interest income$5,880,0001,313
Total interest expense$537,0002,185
Net interest income$5,343,0001,183
Provision for loan and lease losses$250,0001,297
Total noninterest income$515,0001,914
Gross Fiduciary activities income$0941
Service charges on deposit accounts$34,0003,510
Trading account gains and feesNANA
Additional Noninterest Income$481,0001,556
Total noninterest expense$3,303,0001,551
Salaries and employee benefits$2,028,0001,484
Premises and equipment expense$330,0001,696
Additional noninterest expense$945,0001,589
Pre-tax net operating income$2,305,000938
Securities gains (losses)$01,705
Applicable income taxes$559,000676
Income before extraordinary items$1,746,0001,043
Extraordinary gains, net$04
Net income$1,746,0001,042
Minority interest net income$056
Net income of bank and minority interests.$1,746,0001,043
Net charge-offs$-2,0003,865
Cash dividends$995,000843
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,746,0001,031
2019-12-31 (YTD Data)Rank
Total interest income$23,555,0001,318
Total interest expense$3,336,0001,685
Net interest income$20,219,0001,249
Provision for loan and lease losses$150,0002,594
Total noninterest income$2,968,0001,578
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$187,0003,250
Trading account gains and feesNANA
Additional Noninterest Income$2,781,0001,263
Total noninterest expense$12,760,0001,563
Salaries and employee benefits$7,975,0001,453
Premises and equipment expense$1,309,0001,680
Additional noninterest expense$3,476,0001,682
Pre-tax net operating income$10,277,0001,036
Securities gains (losses)$02,379
Applicable income taxes$2,534,000778
Income before extraordinary items$7,743,0001,148
Extraordinary gains, net$011
Net income$7,743,0001,150
Minority interest net income$076
Net income of bank and minority interests.$7,743,0001,150
Net charge-offs$-18,0004,579
Cash dividends$3,980,000984
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,743,0001,126
2019-09-30 (YTD Data)Rank
Total interest income$17,587,0001,336
Total interest expense$2,632,0001,639
Net interest income$14,955,0001,275
Provision for loan and lease losses$150,0002,250
Total noninterest income$1,703,0001,847
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$134,0003,331
Trading account gains and feesNANA
Additional Noninterest Income$1,569,0001,492
Total noninterest expense$9,381,0001,590
Salaries and employee benefits$5,922,0001,470
Premises and equipment expense$955,0001,741
Additional noninterest expense$2,504,0001,756
Pre-tax net operating income$7,127,0001,118
Securities gains (losses)$02,167
Applicable income taxes$1,815,000820
Income before extraordinary items$5,312,0001,248
Extraordinary gains, net$011
Net income$5,312,0001,250
Minority interest net income$072
Net income of bank and minority interests.$5,312,0001,250
Net charge-offs$13,0002,869
Cash dividends$2,985,000895
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,312,0001,221
2019-06-30 (YTD Data)Rank
Total interest income$11,577,0001,344
Total interest expense$1,773,0001,596
Net interest income$9,804,0001,290
Provision for loan and lease losses$150,0001,792
Total noninterest income$1,083,0001,881
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$79,0003,478
Trading account gains and feesNANA
Additional Noninterest Income$1,004,0001,484
Total noninterest expense$6,156,0001,615
Salaries and employee benefits$3,889,0001,495
Premises and equipment expense$627,0001,765
Additional noninterest expense$1,640,0001,796
Pre-tax net operating income$4,581,0001,122
Securities gains (losses)$01,702
Applicable income taxes$1,166,000823
Income before extraordinary items$3,415,0001,253
Extraordinary gains, net$011
Net income$3,415,0001,253
Minority interest net income$069
Net income of bank and minority interests.$3,415,0001,253
Net charge-offs$34,0002,093
Cash dividends$1,990,000895
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,415,0001,233
2019-03-31 (YTD Data)Rank
Total interest income$5,746,0001,346
Total interest expense$895,0001,554
Net interest income$4,851,0001,300
Provision for loan and lease losses$03,406
Total noninterest income$424,0002,104
Gross Fiduciary activities income$0972
Service charges on deposit accounts$39,0003,505
Trading account gains and feesNANA
Additional Noninterest Income$385,0001,703
Total noninterest expense$3,022,0001,647
Salaries and employee benefits$1,923,0001,516
Premises and equipment expense$303,0001,825
Additional noninterest expense$796,0001,827
Pre-tax net operating income$2,253,0001,119
Securities gains (losses)$01,087
Applicable income taxes$573,000816
Income before extraordinary items$1,680,0001,250
Extraordinary gains, net$05
Net income$1,680,0001,249
Minority interest net income$052
Net income of bank and minority interests.$1,680,0001,249
Net charge-offs$-1,0003,818
Cash dividends$995,000856
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,680,0001,230
2018-12-31 (YTD Data)Rank
Total interest income$21,200,0001,367
Total interest expense$2,540,0001,631
Net interest income$18,660,0001,313
Provision for loan and lease losses$200,0002,354
Total noninterest income$1,843,0002,076
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$176,0003,480
Trading account gains and feesNANA
Additional Noninterest Income$1,667,0001,679
Total noninterest expense$11,026,0001,751
Salaries and employee benefits$6,941,0001,616
Premises and equipment expense$1,163,0001,849
Additional noninterest expense$2,922,0001,971
Pre-tax net operating income$9,277,0001,099
Securities gains (losses)$01,125
Applicable income taxes$2,372,000777
Income before extraordinary items$6,905,0001,230
Extraordinary gains, net$06
Net income$6,905,0001,229
Minority interest net income$072
Net income of bank and minority interests.$6,905,0001,229
Net charge-offs$-3,0004,310
Cash dividends$3,794,000913
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,905,0001,229
2018-09-30 (YTD Data)Rank
Total interest income$15,523,0001,380
Total interest expense$1,673,0001,717
Net interest income$13,850,0001,325
Provision for loan and lease losses$200,0001,970
Total noninterest income$1,497,0001,998
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$126,0003,569
Trading account gains and feesNANA
Additional Noninterest Income$1,371,0001,602
Total noninterest expense$8,024,0001,794
Salaries and employee benefits$5,089,0001,648
Premises and equipment expense$869,0001,861
Additional noninterest expense$2,066,0002,068
Pre-tax net operating income$7,123,0001,090
Securities gains (losses)$01,118
Applicable income taxes$1,815,000779
Income before extraordinary items$5,308,0001,202
Extraordinary gains, net$05
Net income$5,308,0001,201
Minority interest net income$066
Net income of bank and minority interests.$5,308,0001,201
Net charge-offs$-4,0004,251
Cash dividends$3,794,000672
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,308,0001,196
2018-06-30 (YTD Data)Rank
Total interest income$10,119,0001,395
Total interest expense$1,009,0001,764
Net interest income$9,110,0001,331
Provision for loan and lease losses$03,782
Total noninterest income$969,0002,045
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$77,0003,673
Trading account gains and feesNANA
Additional Noninterest Income$892,0001,631
Total noninterest expense$5,230,0001,845
Salaries and employee benefits$3,344,0001,678
Premises and equipment expense$581,0001,870
Additional noninterest expense$1,305,0002,166
Pre-tax net operating income$4,849,0001,049
Securities gains (losses)$0961
Applicable income taxes$1,234,000759
Income before extraordinary items$3,615,0001,152
Extraordinary gains, net$06
Net income$3,615,0001,150
Minority interest net income$065
Net income of bank and minority interests.$3,615,0001,151
Net charge-offs$-3,0004,144
Cash dividends$2,052,000743
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,615,0001,148
2018-03-31 (YTD Data)Rank
Total interest income$4,830,0001,446
Total interest expense$484,0001,759
Net interest income$4,346,0001,386
Provision for loan and lease losses$03,508
Total noninterest income$423,0002,182
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$53,0003,274
Trading account gains and feesNANA
Additional Noninterest Income$370,0001,787
Total noninterest expense$2,610,0001,865
Salaries and employee benefits$1,679,0001,695
Premises and equipment expense$281,0001,945
Additional noninterest expense$650,0002,149
Pre-tax net operating income$2,159,0001,133
Securities gains (losses)$0735
Applicable income taxes$549,000806
Income before extraordinary items$1,610,0001,253
Extraordinary gains, net$07
Net income$1,610,0001,253
Minority interest net income$052
Net income of bank and minority interests.$1,610,0001,253
Net charge-offs$-2,0004,048
Cash dividends$2,052,000405
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,610,0001,242
2017-12-31 (YTD Data)Rank
Total interest income$17,873,0001,494
Total interest expense$1,672,0001,758
Net interest income$16,201,0001,444
Provision for loan and lease losses$500,0001,444
Total noninterest income$2,523,0001,766
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$172,0003,652
Trading account gains and feesNANA
Additional Noninterest Income$2,351,0001,381
Total noninterest expense$10,215,0001,881
Salaries and employee benefits$6,221,0001,758
Premises and equipment expense$984,0002,131
Additional noninterest expense$3,010,0001,923
Pre-tax net operating income$8,009,0001,182
Securities gains (losses)$02,243
Applicable income taxes$2,885,000984
Income before extraordinary items$5,124,0001,315
Extraordinary gains, net$09
Net income$5,124,0001,315
Minority interest net income$076
Net income of bank and minority interests.$5,124,0001,315
Net charge-offs$386,0001,299
Cash dividends$3,345,000948
Sale, conversion, retirement of capital stock, net$125,000467
Net operating income$5,124,0001,303
2017-09-30 (YTD Data)Rank
Total interest income$13,253,0001,506
Total interest expense$1,202,0001,801
Net interest income$12,051,0001,455
Provision for loan and lease losses$500,0001,144
Total noninterest income$1,848,0001,809
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$116,0003,817
Trading account gains and feesNANA
Additional Noninterest Income$1,732,0001,405
Total noninterest expense$7,346,0001,938
Salaries and employee benefits$4,566,0001,808
Premises and equipment expense$725,0002,164
Additional noninterest expense$2,055,0002,068
Pre-tax net operating income$6,053,0001,194
Securities gains (losses)$02,274
Applicable income taxes$2,289,000844
Income before extraordinary items$3,764,0001,445
Extraordinary gains, net$09
Net income$3,764,0001,444
Minority interest net income$071
Net income of bank and minority interests.$3,764,0001,445
Net charge-offs$387,000954
Cash dividends$3,345,000707
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,764,0001,428
2017-06-30 (YTD Data)Rank
Total interest income$8,644,0001,522
Total interest expense$786,0001,794
Net interest income$7,858,0001,478
Provision for loan and lease losses$250,0001,362
Total noninterest income$1,181,0001,848
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$63,0004,117
Trading account gains and feesNANA
Additional Noninterest Income$1,118,0001,442
Total noninterest expense$4,929,0001,931
Salaries and employee benefits$3,070,0001,792
Premises and equipment expense$469,0002,229
Additional noninterest expense$1,390,0002,051
Pre-tax net operating income$3,860,0001,226
Securities gains (losses)$01,906
Applicable income taxes$1,456,000845
Income before extraordinary items$2,404,0001,472
Extraordinary gains, net$011
Net income$2,404,0001,471
Minority interest net income$071
Net income of bank and minority interests.$2,404,0001,472
Net charge-offs$290,000853
Cash dividends$1,982,000789
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,404,0001,455
2017-03-31 (YTD Data)Rank
Total interest income$4,262,0001,529
Total interest expense$400,0001,756
Net interest income$3,862,0001,500
Provision for loan and lease losses$03,537
Total noninterest income$485,0002,088
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$33,0004,064
Trading account gains and feesNANA
Additional Noninterest Income$452,0001,630
Total noninterest expense$2,464,0001,950
Salaries and employee benefits$1,518,0001,826
Premises and equipment expense$226,0002,310
Additional noninterest expense$720,0001,996
Pre-tax net operating income$1,883,0001,236
Securities gains (losses)$01,153
Applicable income taxes$713,000840
Income before extraordinary items$1,170,0001,490
Extraordinary gains, net$08
Net income$1,170,0001,490
Minority interest net income$055
Net income of bank and minority interests.$1,170,0001,490
Net charge-offs$268,000500
Cash dividends$1,982,000423
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,170,0001,473
2016-12-31 (YTD Data)Rank
Total interest income$14,655,0001,729
Total interest expense$1,391,0001,902
Net interest income$13,264,0001,697
Provision for loan and lease losses$500,0001,458
Total noninterest income$1,815,0002,235
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$150,0003,976
Trading account gains and fees$0170
Additional Noninterest Income$1,665,0001,763
Total noninterest expense$7,998,0002,292
Salaries and employee benefits$4,823,0002,147
Premises and equipment expense$748,0002,608
Additional noninterest expense$2,427,0002,371
Pre-tax net operating income$6,581,0001,299
Securities gains (losses)$03,212
Applicable income taxes$2,467,000907
Income before extraordinary items$4,114,0001,616
Extraordinary gains, net$05
Net income$4,114,0001,614
Minority interest net income$082
Net income of bank and minority interests.$4,114,0001,615
Net charge-offs$-79,0005,475
Cash dividends$3,593,000895
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,114,0001,585
2016-09-30 (YTD Data)Rank
Total interest income$10,621,0001,790
Total interest expense$1,006,0001,962
Net interest income$9,615,0001,755
Provision for loan and lease losses$205,0002,021
Total noninterest income$1,390,0002,221
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$104,0004,131
Trading account gains and fees$0169
Additional Noninterest Income$1,286,0001,737
Total noninterest expense$5,731,0002,381
Salaries and employee benefits$3,543,0002,178
Premises and equipment expense$543,0002,677
Additional noninterest expense$1,645,0002,586
Pre-tax net operating income$5,069,0001,308
Securities gains (losses)$03,160
Applicable income taxes$1,889,000903
Income before extraordinary items$3,180,0001,601
Extraordinary gains, net$05
Net income$3,180,0001,601
Minority interest net income$071
Net income of bank and minority interests.$3,180,0001,601
Net charge-offs$-76,0005,500
Cash dividends$3,593,000665
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,180,0001,561
2016-06-30 (YTD Data)Rank
Total interest income$6,758,0001,878
Total interest expense$621,0002,080
Net interest income$6,137,0001,834
Provision for loan and lease losses$205,0001,590
Total noninterest income$927,0002,197
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$73,0004,061
Trading account gains and fees$0157
Additional Noninterest Income$854,0001,722
Total noninterest expense$3,822,0002,391
Salaries and employee benefits$2,358,0002,198
Premises and equipment expense$361,0002,707
Additional noninterest expense$1,103,0002,576
Pre-tax net operating income$3,037,0001,390
Securities gains (losses)$02,835
Applicable income taxes$1,131,000987
Income before extraordinary items$1,906,0001,739
Extraordinary gains, net$016
Net income$1,906,0001,739
Minority interest net income$071
Net income of bank and minority interests.$1,906,0001,739
Net charge-offs$-74,0005,614
Cash dividends$1,858,000823
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,906,0001,687
2016-03-31 (YTD Data)Rank
Total interest income$3,301,0001,914
Total interest expense$311,0002,080
Net interest income$2,990,0001,874
Provision for loan and lease losses$03,656
Total noninterest income$450,0002,210
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$41,0003,874
Trading account gains and fees$0142
Additional Noninterest Income$409,0001,715
Total noninterest expense$1,870,0002,448
Salaries and employee benefits$1,171,0002,221
Premises and equipment expense$180,0002,743
Additional noninterest expense$519,0002,698
Pre-tax net operating income$1,570,0001,359
Securities gains (losses)$02,077
Applicable income taxes$592,000935
Income before extraordinary items$978,0001,655
Extraordinary gains, net$012
Net income$978,0001,656
Minority interest net income$062
Net income of bank and minority interests.$978,0001,656
Net charge-offs$-73,0005,827
Cash dividends$1,858,000465
Sale, conversion, retirement of capital stock, net$0659
Net operating income$978,0001,616
2015-12-31 (YTD Data)Rank
Total interest income$12,777,0001,923
Total interest expense$1,391,0001,886
Net interest income$11,386,0001,900
Provision for loan and lease losses$75,0003,289
Total noninterest income$1,954,0002,147
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$115,0004,514
Trading account gains and fees$0159
Additional Noninterest Income$1,839,0001,616
Total noninterest expense$7,238,0002,497
Salaries and employee benefits$4,280,0002,344
Premises and equipment expense$609,0003,068
Additional noninterest expense$2,349,0002,465
Pre-tax net operating income$6,027,0001,359
Securities gains (losses)$03,216
Applicable income taxes$2,281,000913
Income before extraordinary items$3,746,0001,694
Extraordinary gains, net$023
Net income$3,746,0001,695
Minority interest net income$081
Net income of bank and minority interests.$3,746,0001,696
Net charge-offs$205,0001,965
Cash dividends$3,899,000803
Sale, conversion, retirement of capital stock, net$-536,0006,130
Net operating income$3,746,0001,656
2015-09-30 (YTD Data)Rank
Total interest income$9,545,0001,949
Total interest expense$1,061,0001,878
Net interest income$8,484,0001,928
Provision for loan and lease losses$40,0003,461
Total noninterest income$1,452,0002,167
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$71,0004,828
Trading account gains and fees$0153
Additional Noninterest Income$1,381,0001,627
Total noninterest expense$5,332,0002,548
Salaries and employee benefits$3,197,0002,348
Premises and equipment expense$446,0003,161
Additional noninterest expense$1,689,0002,551
Pre-tax net operating income$4,564,0001,369
Securities gains (losses)$03,031
Applicable income taxes$1,723,000935
Income before extraordinary items$2,841,0001,707
Extraordinary gains, net$021
Net income$2,841,0001,710
Minority interest net income$078
Net income of bank and minority interests.$2,841,0001,710
Net charge-offs$207,0001,523
Cash dividends$3,899,000594
Sale, conversion, retirement of capital stock, net$-536,0006,234
Net operating income$2,841,0001,664
2015-06-30 (YTD Data)Rank
Total interest income$6,293,0001,958
Total interest expense$707,0001,882
Net interest income$5,586,0001,950
Provision for loan and lease losses$40,0003,050
Total noninterest income$868,0002,318
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$44,0004,933
Trading account gains and fees$0157
Additional Noninterest Income$824,0001,778
Total noninterest expense$3,435,0002,636
Salaries and employee benefits$2,144,0002,358
Premises and equipment expense$292,0003,225
Additional noninterest expense$999,0002,815
Pre-tax net operating income$2,979,0001,387
Securities gains (losses)$02,636
Applicable income taxes$1,122,000950
Income before extraordinary items$1,857,0001,716
Extraordinary gains, net$022
Net income$1,857,0001,720
Minority interest net income$075
Net income of bank and minority interests.$1,857,0001,720
Net charge-offs$200,0001,187
Cash dividends$2,536,000583
Sale, conversion, retirement of capital stock, net$-536,0006,321
Net operating income$1,857,0001,666
2015-03-31 (YTD Data)Rank
Total interest income$3,098,0001,985
Total interest expense$354,0001,896
Net interest income$2,744,0001,972
Provision for loan and lease losses$03,703
Total noninterest income$400,0002,394
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$23,0004,879
Trading account gains and fees$0152
Additional Noninterest Income$377,0001,844
Total noninterest expense$1,686,0002,673
Salaries and employee benefits$1,031,0002,457
Premises and equipment expense$146,0003,249
Additional noninterest expense$509,0002,750
Pre-tax net operating income$1,458,0001,373
Securities gains (losses)$02,027
Applicable income taxes$550,000956
Income before extraordinary items$908,0001,735
Extraordinary gains, net$013
Net income$908,0001,737
Minority interest net income$064
Net income of bank and minority interests.$908,0001,737
Net charge-offs$-4,0005,028
Cash dividends$2,536,000304
Sale, conversion, retirement of capital stock, net$-536,0006,402
Net operating income$908,0001,674
2014-12-31 (YTD Data)Rank
Total interest income$11,361,0002,127
Total interest expense$1,353,0002,062
Net interest income$10,008,0002,123
Provision for loan and lease losses$04,603
Total noninterest income$790,0003,505
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$122,0004,702
Trading account gains and fees$0180
Additional Noninterest Income$668,0002,891
Total noninterest expense$6,646,0002,714
Salaries and employee benefits$3,744,0002,640
Premises and equipment expense$564,0003,373
Additional noninterest expense$2,338,0002,547
Pre-tax net operating income$4,152,0001,784
Securities gains (losses)$03,259
Applicable income taxes$1,575,0001,157
Income before extraordinary items$2,577,0002,255
Extraordinary gains, net$017
Net income$2,577,0002,255
Minority interest net income$084
Net income of bank and minority interests.$2,577,0002,255
Net charge-offs$957,000933
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,577,0002,204
2014-09-30 (YTD Data)Rank
Total interest income$8,308,0002,195
Total interest expense$996,0002,124
Net interest income$7,312,0002,198
Provision for loan and lease losses$04,401
Total noninterest income$332,0004,513
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$89,0004,810
Trading account gains and fees$0174
Additional Noninterest Income$243,0003,950
Total noninterest expense$4,819,0002,789
Salaries and employee benefits$2,671,0002,732
Premises and equipment expense$422,0003,415
Additional noninterest expense$1,726,0002,581
Pre-tax net operating income$2,825,0001,951
Securities gains (losses)$02,980
Applicable income taxes$1,070,0001,250
Income before extraordinary items$1,755,0002,443
Extraordinary gains, net$015
Net income$1,755,0002,444
Minority interest net income$081
Net income of bank and minority interests.$1,755,0002,443
Net charge-offs$955,000698
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,755,0002,398
2014-06-30 (YTD Data)Rank
Total interest income$5,387,0002,239
Total interest expense$666,0002,139
Net interest income$4,721,0002,255
Provision for loan and lease losses$04,196
Total noninterest income$193,0004,726
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$55,0004,923
Trading account gains and fees$0172
Additional Noninterest Income$138,0004,146
Total noninterest expense$3,273,0002,771
Salaries and employee benefits$1,815,0002,716
Premises and equipment expense$271,0003,518
Additional noninterest expense$1,187,0002,516
Pre-tax net operating income$1,641,0002,126
Securities gains (losses)$02,580
Applicable income taxes$623,0001,345
Income before extraordinary items$1,018,0002,613
Extraordinary gains, net$020
Net income$1,018,0002,617
Minority interest net income$080
Net income of bank and minority interests.$1,018,0002,617
Net charge-offs$602,000744
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,018,0002,568
2014-03-31 (YTD Data)Rank
Total interest income$2,663,0002,262
Total interest expense$339,0002,147
Net interest income$2,324,0002,271
Provision for loan and lease losses$03,817
Total noninterest income$-198,0006,706
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$28,0004,890
Trading account gains and fees$0147
Additional Noninterest Income$-226,0006,697
Total noninterest expense$1,573,0002,880
Salaries and employee benefits$864,0002,824
Premises and equipment expense$134,0003,597
Additional noninterest expense$575,0002,583
Pre-tax net operating income$553,0002,714
Securities gains (losses)$01,715
Applicable income taxes$210,0001,676
Income before extraordinary items$343,0003,289
Extraordinary gains, net$016
Net income$343,0003,292
Minority interest net income$066
Net income of bank and minority interests.$343,0003,292
Net charge-offs$475,000522
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$343,0003,255
2013-12-31 (YTD Data)Rank
Total interest income$10,637,0002,284
Total interest expense$1,445,0002,233
Net interest income$9,192,0002,277
Provision for loan and lease losses$05,091
Total noninterest income$311,0005,091
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$127,0004,853
Trading account gains and fees$0184
Additional Noninterest Income$184,0004,724
Total noninterest expense$6,313,0002,866
Salaries and employee benefits$3,438,0002,844
Premises and equipment expense$491,0003,775
Additional noninterest expense$2,384,0002,566
Pre-tax net operating income$3,190,0002,078
Securities gains (losses)$03,182
Applicable income taxes$1,185,0001,313
Income before extraordinary items$2,005,0002,608
Extraordinary gains, net$029
Net income$2,005,0002,611
Minority interest net income$090
Net income of bank and minority interests.$2,005,0002,611
Net charge-offs$197,0003,028
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$3,000897
Net operating income$2,005,0002,540
2013-09-30 (YTD Data)Rank
Total interest income$7,927,0002,305
Total interest expense$1,093,0002,275
Net interest income$6,834,0002,306
Provision for loan and lease losses$04,941
Total noninterest income$789,0003,155
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$82,0005,164
Trading account gains and fees$0180
Additional Noninterest Income$707,0002,495
Total noninterest expense$4,670,0002,924
Salaries and employee benefits$2,516,0002,899
Premises and equipment expense$355,0003,901
Additional noninterest expense$1,799,0002,545
Pre-tax net operating income$2,953,0001,765
Securities gains (losses)$03,040
Applicable income taxes$1,114,0001,158
Income before extraordinary items$1,839,0002,282
Extraordinary gains, net$025
Net income$1,839,0002,287
Minority interest net income$084
Net income of bank and minority interests.$1,839,0002,287
Net charge-offs$218,0002,466
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$3,000828
Net operating income$1,839,0002,218
2013-06-30 (YTD Data)Rank
Total interest income$5,326,0002,301
Total interest expense$741,0002,297
Net interest income$4,585,0002,272
Provision for loan and lease losses$04,788
Total noninterest income$500,0003,302
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$55,0005,144
Trading account gains and fees$0157
Additional Noninterest Income$445,0002,644
Total noninterest expense$3,180,0002,860
Salaries and employee benefits$1,741,0002,841
Premises and equipment expense$229,0003,986
Additional noninterest expense$1,210,0002,520
Pre-tax net operating income$1,905,0001,805
Securities gains (losses)$02,791
Applicable income taxes$722,0001,169
Income before extraordinary items$1,183,0002,317
Extraordinary gains, net$022
Net income$1,183,0002,326
Minority interest net income$082
Net income of bank and minority interests.$1,183,0002,324
Net charge-offs$237,0001,922
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$3,000789
Net operating income$1,183,0002,237
2013-03-31 (YTD Data)Rank
Total interest income$2,646,0002,336
Total interest expense$379,0002,309
Net interest income$2,267,0002,311
Provision for loan and lease losses$04,409
Total noninterest income$348,0002,774
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$30,0004,965
Trading account gains and fees$0148
Additional Noninterest Income$318,0002,143
Total noninterest expense$1,603,0002,871
Salaries and employee benefits$881,0002,818
Premises and equipment expense$117,0003,948
Additional noninterest expense$605,0002,526
Pre-tax net operating income$1,012,0001,686
Securities gains (losses)$01,966
Applicable income taxes$383,0001,119
Income before extraordinary items$629,0002,173
Extraordinary gains, net$010
Net income$629,0002,175
Minority interest net income$076
Net income of bank and minority interests.$629,0002,175
Net charge-offs$16,0003,214
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$2,000740
Net operating income$629,0002,085
2012-12-31 (YTD Data)Rank
Total interest income$10,500,0002,454
Total interest expense$1,834,0002,302
Net interest income$8,666,0002,473
Provision for loan and lease losses$1,550,0001,285
Total noninterest income$615,0004,133
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$110,0005,297
Trading account gains and fees$0166
Additional Noninterest Income$505,0003,332
Total noninterest expense$6,097,0002,992
Salaries and employee benefits$3,060,0003,092
Premises and equipment expense$478,0003,910
Additional noninterest expense$2,559,0002,514
Pre-tax net operating income$1,634,0003,179
Securities gains (losses)$03,810
Applicable income taxes$632,0001,950
Income before extraordinary items$1,002,0003,914
Extraordinary gains, net$029
Net income$1,002,0003,914
Minority interest net income$093
Net income of bank and minority interests.$1,002,0003,916
Net charge-offs$1,380,0001,473
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$6,000937
Net operating income$1,002,0003,750
2012-09-30 (YTD Data)Rank
Total interest income$7,823,0002,517
Total interest expense$1,418,0002,321
Net interest income$6,405,0002,548
Provision for loan and lease losses$1,550,0001,055
Total noninterest income$194,0005,468
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$75,0005,517
Trading account gains and fees$0157
Additional Noninterest Income$119,0004,901
Total noninterest expense$4,444,0003,081
Salaries and employee benefits$2,251,0003,151
Premises and equipment expense$358,0003,980
Additional noninterest expense$1,835,0002,623
Pre-tax net operating income$605,0004,445
Securities gains (losses)$03,575
Applicable income taxes$240,0002,674
Income before extraordinary items$365,0005,103
Extraordinary gains, net$020
Net income$365,0005,101
Minority interest net income$086
Net income of bank and minority interests.$365,0005,101
Net charge-offs$1,367,0001,192
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$4,000909
Net operating income$365,0004,916
2012-06-30 (YTD Data)Rank
Total interest income$5,264,0002,509
Total interest expense$969,0002,346
Net interest income$4,295,0002,535
Provision for loan and lease losses$1,484,000809
Total noninterest income$-191,0007,135
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$46,0005,648
Trading account gains and fees$0153
Additional Noninterest Income$-237,0007,092
Total noninterest expense$2,898,0003,143
Salaries and employee benefits$1,475,0003,186
Premises and equipment expense$238,0003,993
Additional noninterest expense$1,185,0002,712
Pre-tax net operating income$-278,0006,679
Securities gains (losses)$03,178
Applicable income taxes$-94,0007,016
Income before extraordinary items$-184,0006,705
Extraordinary gains, net$019
Net income$-184,0006,706
Minority interest net income$084
Net income of bank and minority interests.$-184,0006,706
Net charge-offs$1,389,000908
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$3,000880
Net operating income$-184,0006,626
2012-03-31 (YTD Data)Rank
Total interest income$2,681,0002,499
Total interest expense$492,0002,414
Net interest income$2,189,0002,503
Provision for loan and lease losses$690,000832
Total noninterest income$-352,0007,267
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$25,0005,510
Trading account gains and fees$0148
Additional Noninterest Income$-377,0007,261
Total noninterest expense$1,461,0003,119
Salaries and employee benefits$718,0003,279
Premises and equipment expense$115,0004,086
Additional noninterest expense$628,0002,541
Pre-tax net operating income$-314,0006,954
Securities gains (losses)$02,210
Applicable income taxes$-116,0007,181
Income before extraordinary items$-198,0006,900
Extraordinary gains, net$019
Net income$-198,0006,901
Minority interest net income$078
Net income of bank and minority interests.$-198,0006,901
Net charge-offs$852,000752
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$2,000805
Net operating income$-198,0006,859
2011-12-31 (YTD Data)Rank
Total interest income$11,720,0002,372
Total interest expense$2,470,0002,339
Net interest income$9,250,0002,373
Provision for loan and lease losses$2,550,0001,324
Total noninterest income$-708,0007,225
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$125,0005,190
Trading account gains and fees$0146
Additional Noninterest Income$-833,0007,170
Total noninterest expense$5,816,0003,133
Salaries and employee benefits$2,498,0003,561
Premises and equipment expense$469,0004,211
Additional noninterest expense$2,849,0002,305
Pre-tax net operating income$176,0005,569
Securities gains (losses)$03,838
Applicable income taxes$66,0003,615
Income before extraordinary items$110,0005,836
Extraordinary gains, net$029
Net income$110,0005,838
Minority interest net income$096
Net income of bank and minority interests.$110,0005,838
Net charge-offs$3,013,0001,195
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$5,0001,049
Net operating income$110,0005,722
2011-09-30 (YTD Data)Rank
Total interest income$8,700,0002,438
Total interest expense$1,918,0002,359
Net interest income$6,782,0002,434
Provision for loan and lease losses$2,120,0001,189
Total noninterest income$-835,0007,342
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$93,0005,237
Trading account gains and fees$0145
Additional Noninterest Income$-928,0007,310
Total noninterest expense$4,588,0003,006
Salaries and employee benefits$1,870,0003,563
Premises and equipment expense$367,0004,137
Additional noninterest expense$2,351,0002,127
Pre-tax net operating income$-761,0006,715
Securities gains (losses)$03,555
Applicable income taxes$-291,0007,138
Income before extraordinary items$-470,0006,674
Extraordinary gains, net$021
Net income$-470,0006,675
Minority interest net income$087
Net income of bank and minority interests.$-470,0006,675
Net charge-offs$2,405,0001,079
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$4,000989
Net operating income$-470,0006,623
2011-06-30 (YTD Data)Rank
Total interest income$5,922,0002,397
Total interest expense$1,323,0002,369
Net interest income$4,599,0002,386
Provision for loan and lease losses$1,285,0001,281
Total noninterest income$-885,0007,446
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$63,0005,201
Trading account gains and fees$0153
Additional Noninterest Income$-948,0007,432
Total noninterest expense$3,209,0002,912
Salaries and employee benefits$1,276,0003,528
Premises and equipment expense$244,0004,180
Additional noninterest expense$1,689,0002,025
Pre-tax net operating income$-780,0006,904
Securities gains (losses)$02,914
Applicable income taxes$-291,0007,260
Income before extraordinary items$-489,0006,839
Extraordinary gains, net$015
Net income$-489,0006,838
Minority interest net income$089
Net income of bank and minority interests.$-489,0006,839
Net charge-offs$1,630,0001,053
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$3,000928
Net operating income$-489,0006,825
2011-03-31 (YTD Data)Rank
Total interest income$3,014,0002,370
Total interest expense$671,0002,411
Net interest income$2,343,0002,332
Provision for loan and lease losses$685,0001,161
Total noninterest income$-273,0007,484
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$36,0004,928
Trading account gains and fees$0158
Additional Noninterest Income$-309,0007,467
Total noninterest expense$1,687,0002,788
Salaries and employee benefits$633,0003,575
Premises and equipment expense$121,0004,256
Additional noninterest expense$933,0001,816
Pre-tax net operating income$-302,0006,937
Securities gains (losses)$01,772
Applicable income taxes$-112,0007,301
Income before extraordinary items$-190,0006,870
Extraordinary gains, net$09
Net income$-190,0006,870
Minority interest net income$086
Net income of bank and minority interests.$-190,0006,870
Net charge-offs$581,0001,219
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$1,000891
Net operating income$-190,0006,860
2010-12-31 (YTD Data)Rank
Total interest income$12,289,0002,446
Total interest expense$3,689,0002,146
Net interest income$8,600,0002,555
Provision for loan and lease losses$2,640,0001,760
Total noninterest income$561,0004,364
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$149,0004,905
Trading account gains and fees$0175
Additional Noninterest Income$412,0003,466
Total noninterest expense$5,768,0003,207
Salaries and employee benefits$2,423,0003,669
Premises and equipment expense$444,0004,493
Additional noninterest expense$2,901,0002,345
Pre-tax net operating income$753,0003,822
Securities gains (losses)$127,0001,954
Applicable income taxes$340,0002,250
Income before extraordinary items$540,0004,204
Extraordinary gains, net$029
Net income$540,0004,206
Minority interest net income$0111
Net income of bank and minority interests.$540,0004,206
Net charge-offs$1,932,0001,898
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$133,000726
Net operating income$458,7204,296
2010-09-30 (YTD Data)Rank
Total interest income$9,154,0002,514
Total interest expense$2,888,0002,154
Net interest income$6,266,0002,651
Provision for loan and lease losses$1,610,0001,891
Total noninterest income$281,0005,151
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$94,0005,274
Trading account gains and fees$0165
Additional Noninterest Income$187,0004,287
Total noninterest expense$4,225,0003,279
Salaries and employee benefits$1,764,0003,793
Premises and equipment expense$322,0004,655
Additional noninterest expense$2,139,0002,347
Pre-tax net operating income$712,0003,683
Securities gains (losses)$127,0001,735
Applicable income taxes$321,0002,084
Income before extraordinary items$518,0004,047
Extraordinary gains, net$023
Net income$518,0004,050
Minority interest net income$0110
Net income of bank and minority interests.$518,0004,050
Net charge-offs$1,193,0001,992
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$131,000582
Net operating income$436,7204,178
2010-06-30 (YTD Data)Rank
Total interest income$6,059,0002,565
Total interest expense$1,983,0002,177
Net interest income$4,076,0002,709
Provision for loan and lease losses$1,206,0001,737
Total noninterest income$33,0007,139
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$63,0005,279
Trading account gains and fees$0152
Additional Noninterest Income$-30,0007,412
Total noninterest expense$2,977,0003,136
Salaries and employee benefits$1,163,0003,856
Premises and equipment expense$214,0004,680
Additional noninterest expense$1,600,0002,135
Pre-tax net operating income$-74,0006,231
Securities gains (losses)$127,0001,254
Applicable income taxes$24,0003,688
Income before extraordinary items$29,0006,031
Extraordinary gains, net$019
Net income$29,0006,033
Minority interest net income$0105
Net income of bank and minority interests.$29,0006,032
Net charge-offs$945,0001,782
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$130,000442
Net operating income$-52,2806,226
2010-03-31 (YTD Data)Rank
Total interest income$3,026,0002,617
Total interest expense$1,017,0002,230
Net interest income$2,009,0002,767
Provision for loan and lease losses$855,0001,307
Total noninterest income$-22,0007,727
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$42,0004,797
Trading account gains and fees$0175
Additional Noninterest Income$-64,0007,695
Total noninterest expense$1,307,0003,534
Salaries and employee benefits$576,0003,938
Premises and equipment expense$105,0004,820
Additional noninterest expense$626,0002,605
Pre-tax net operating income$-175,0006,799
Securities gains (losses)$02,284
Applicable income taxes$-63,0007,372
Income before extraordinary items$-112,0006,780
Extraordinary gains, net$016
Net income$-112,0006,781
Minority interest net income$091
Net income of bank and minority interests.$-112,0006,780
Net charge-offs$179,0002,557
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$128,000279
Net operating income$-112,0006,726
2009-12-31 (YTD Data)Rank
Total interest income$12,126,0002,719
Total interest expense$5,133,0002,204
Net interest income$6,993,0003,068
Provision for loan and lease losses$3,742,0001,726
Total noninterest income$751,0003,901
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$122,0005,479
Trading account gains and fees$0211
Additional Noninterest Income$629,0002,833
Total noninterest expense$4,539,0003,973
Salaries and employee benefits$2,182,0004,097
Premises and equipment expense$444,0004,721
Additional noninterest expense$1,913,0003,434
Pre-tax net operating income$-537,0006,010
Securities gains (losses)$03,754
Applicable income taxes$-196,0006,756
Income before extraordinary items$-341,0005,963
Extraordinary gains, net$034
Net income$-341,0005,962
Minority interest net income$0115
Net income of bank and minority interests.$-341,0005,962
Net charge-offs$2,478,0001,806
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$1,957,000342
Net operating income$-341,0005,963
2009-09-30 (YTD Data)Rank
Total interest income$9,082,0002,759
Total interest expense$3,996,0002,222
Net interest income$5,086,0003,148
Provision for loan and lease losses$1,781,0002,050
Total noninterest income$505,0004,210
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$83,0005,651
Trading account gains and fees$0212
Additional Noninterest Income$422,0003,092
Total noninterest expense$3,322,0004,051
Salaries and employee benefits$1,654,0004,096
Premises and equipment expense$339,0004,705
Additional noninterest expense$1,329,0003,596
Pre-tax net operating income$488,0003,928
Securities gains (losses)$03,497
Applicable income taxes$187,0002,385
Income before extraordinary items$301,0004,421
Extraordinary gains, net$027
Net income$301,0004,418
Minority interest net income$0118
Net income of bank and minority interests.$301,0004,421
Net charge-offs$1,795,0001,605
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$1,182,000332
Net operating income$301,0004,361
2009-06-30 (YTD Data)Rank
Total interest income$5,779,0002,924
Total interest expense$2,727,0002,259
Net interest income$3,052,0003,412
Provision for loan and lease losses$1,456,0001,673
Total noninterest income$280,0004,568
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$47,0005,894
Trading account gains and fees$0193
Additional Noninterest Income$233,0003,414
Total noninterest expense$2,425,0003,822
Salaries and employee benefits$1,084,0004,182
Premises and equipment expense$221,0004,799
Additional noninterest expense$1,120,0003,008
Pre-tax net operating income$-549,0006,674
Securities gains (losses)$03,136
Applicable income taxes$-204,0007,306
Income before extraordinary items$-345,0006,589
Extraordinary gains, net$021
Net income$-345,0006,589
Minority interest net income$0112
Net income of bank and minority interests.$-345,0006,589
Net charge-offs$1,466,0001,353
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$59,000753
Net operating income$-345,0006,577
2009-03-31 (YTD Data)Rank
Total interest income$2,839,0003,005
Total interest expense$1,393,0002,297
Net interest income$1,446,0003,557
Provision for loan and lease losses$1,306,0001,001
Total noninterest income$103,0005,159
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$25,0005,766
Trading account gains and fees$0171
Additional Noninterest Income$78,0004,061
Total noninterest expense$1,088,0004,056
Salaries and employee benefits$516,0004,365
Premises and equipment expense$110,0004,855
Additional noninterest expense$462,0003,208
Pre-tax net operating income$-845,0007,573
Securities gains (losses)$02,434
Applicable income taxes$-317,0007,805
Income before extraordinary items$-528,0007,471
Extraordinary gains, net$015
Net income$-528,0007,471
Minority interest net income$0102
Net income of bank and minority interests.$-528,0007,472
Net charge-offs$1,382,000778
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$57,000472
Net operating income$-528,0007,445
2008-12-31 (YTD Data)Rank
Total interest income$11,992,0003,042
Total interest expense$5,656,0002,649
Net interest income$6,336,0003,335
Provision for loan and lease losses$1,499,0002,166
Total noninterest income$200,0006,484
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$217,0004,642
Trading account gains and fees$0154
Additional Noninterest Income$-17,0008,050
Total noninterest expense$3,534,0004,610
Salaries and employee benefits$1,786,0004,814
Premises and equipment expense$480,0004,569
Additional noninterest expense$1,268,0004,105
Pre-tax net operating income$1,503,0003,032
Securities gains (losses)$03,220
Applicable income taxes$571,0001,713
Income before extraordinary items$932,0003,418
Extraordinary gains, net$039
Net income$932,0003,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,036,0001,915
Cash dividends$2,804,000981
Sale, conversion, retirement of capital stock, net$2,959,000277
Net operating income$932,0003,571
2008-09-30 (YTD Data)Rank
Total interest income$9,029,0003,095
Total interest expense$4,162,0002,810
Net interest income$4,867,0003,289
Provision for loan and lease losses$740,0002,192
Total noninterest income$153,0006,559
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$159,0004,712
Trading account gains and fees$0148
Additional Noninterest Income$-6,0008,204
Total noninterest expense$2,678,0004,559
Salaries and employee benefits$1,372,0004,753
Premises and equipment expense$369,0004,523
Additional noninterest expense$937,0004,075
Pre-tax net operating income$1,602,0002,708
Securities gains (losses)$03,106
Applicable income taxes$605,0001,669
Income before extraordinary items$997,0003,114
Extraordinary gains, net$031
Net income$997,0003,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$601,0001,765
Cash dividends$2,804,000753
Sale, conversion, retirement of capital stock, net$2,959,000193
Net operating income$997,0003,254
2008-06-30 (YTD Data)Rank
Total interest income$6,026,0003,137
Total interest expense$2,810,0002,882
Net interest income$3,216,0003,306
Provision for loan and lease losses$280,0002,650
Total noninterest income$82,0006,920
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$104,0004,763
Trading account gains and fees$0149
Additional Noninterest Income$-22,0008,348
Total noninterest expense$1,801,0004,568
Salaries and employee benefits$916,0004,795
Premises and equipment expense$248,0004,531
Additional noninterest expense$637,0003,990
Pre-tax net operating income$1,217,0002,563
Securities gains (losses)$03,233
Applicable income taxes$460,0001,700
Income before extraordinary items$757,0003,166
Extraordinary gains, net$021
Net income$757,0003,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0001,997
Cash dividends$2,804,000586
Sale, conversion, retirement of capital stock, net$2,959,000135
Net operating income$757,0003,113
2008-03-31 (YTD Data)Rank
Total interest income$3,101,0003,131
Total interest expense$1,492,0002,900
Net interest income$1,609,0003,307
Provision for loan and lease losses$175,0001,958
Total noninterest income$73,0006,039
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$54,0004,649
Trading account gains and fees$0158
Additional Noninterest Income$19,0006,522
Total noninterest expense$961,0004,355
Salaries and employee benefits$484,0004,665
Premises and equipment expense$127,0004,473
Additional noninterest expense$350,0003,671
Pre-tax net operating income$546,0002,895
Securities gains (losses)$02,688
Applicable income taxes$206,0001,932
Income before extraordinary items$340,0003,543
Extraordinary gains, net$015
Net income$340,0003,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0001,247
Cash dividends$2,804,000313
Sale, conversion, retirement of capital stock, net$2,959,00068
Net operating income$340,0003,440
2007-12-31 (YTD Data)Rank
Total interest income$12,722,0003,130
Total interest expense$6,533,0002,796
Net interest income$6,189,0003,424
Provision for loan and lease losses$433,0002,564
Total noninterest income$205,0006,703
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$212,0004,785
Trading account gains and fees$0178
Additional Noninterest Income$-7,0008,452
Total noninterest expense$3,283,0004,729
Salaries and employee benefits$1,743,0004,854
Premises and equipment expense$439,0004,757
Additional noninterest expense$1,101,0004,336
Pre-tax net operating income$2,678,0002,672
Securities gains (losses)$02,146
Applicable income taxes$1,012,0001,848
Income before extraordinary items$1,666,0003,208
Extraordinary gains, net$039
Net income$1,666,0003,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0002,847
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$263,000672
Net operating income$1,666,0003,195
2007-09-30 (YTD Data)Rank
Total interest income$9,536,0003,133
Total interest expense$4,928,0002,775
Net interest income$4,608,0003,450
Provision for loan and lease losses$375,0001,954
Total noninterest income$179,0006,517
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$148,0004,958
Trading account gains and fees$0184
Additional Noninterest Income$31,0007,315
Total noninterest expense$2,412,0004,769
Salaries and employee benefits$1,312,0004,817
Premises and equipment expense$333,0004,700
Additional noninterest expense$767,0004,513
Pre-tax net operating income$2,000,0002,830
Securities gains (losses)$01,655
Applicable income taxes$755,0001,980
Income before extraordinary items$1,245,0003,379
Extraordinary gains, net$033
Net income$1,245,0003,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0001,953
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$263,000531
Net operating income$1,245,0003,364
2007-06-30 (YTD Data)Rank
Total interest income$6,301,0003,156
Total interest expense$3,239,0002,805
Net interest income$3,062,0003,474
Provision for loan and lease losses$325,0001,448
Total noninterest income$149,0006,148
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$101,0004,923
Trading account gains and fees$0168
Additional Noninterest Income$48,0006,340
Total noninterest expense$1,589,0004,837
Salaries and employee benefits$878,0004,833
Premises and equipment expense$208,0004,900
Additional noninterest expense$503,0004,565
Pre-tax net operating income$1,297,0002,949
Securities gains (losses)$01,444
Applicable income taxes$490,0002,098
Income before extraordinary items$807,0003,497
Extraordinary gains, net$029
Net income$807,0003,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0001,401
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$263,000401
Net operating income$807,0003,474
2007-03-31 (YTD Data)Rank
Total interest income$3,069,0003,222
Total interest expense$1,581,0002,856
Net interest income$1,488,0003,557
Provision for loan and lease losses$250,000954
Total noninterest income$74,0006,121
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$53,0004,757
Trading account gains and fees$0195
Additional Noninterest Income$21,0006,540
Total noninterest expense$781,0004,870
Salaries and employee benefits$445,0004,817
Premises and equipment expense$103,0004,951
Additional noninterest expense$233,0004,770
Pre-tax net operating income$531,0003,386
Securities gains (losses)$01,187
Applicable income taxes$201,0002,391
Income before extraordinary items$330,0003,955
Extraordinary gains, net$022
Net income$330,0003,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,000770
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$263,000215
Net operating income$330,0003,935
2006-12-31 (YTD Data)Rank
Total interest income$10,901,0003,348
Total interest expense$5,282,0002,891
Net interest income$5,619,0003,695
Provision for loan and lease losses$231,0003,268
Total noninterest income$263,0006,441
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$197,0005,025
Trading account gains and fees$0130
Additional Noninterest Income$66,0006,936
Total noninterest expense$2,673,0005,271
Salaries and employee benefits$1,457,0005,305
Premises and equipment expense$338,0005,421
Additional noninterest expense$878,0004,936
Pre-tax net operating income$2,978,0002,795
Securities gains (losses)$01,687
Applicable income taxes$1,126,0002,037
Income before extraordinary items$1,852,0003,281
Extraordinary gains, net$051
Net income$1,852,0003,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$76,000938
Net operating income$1,852,0003,263
2006-09-30 (YTD Data)Rank
Total interest income$7,880,0003,415
Total interest expense$3,759,0002,938
Net interest income$4,121,0003,774
Provision for loan and lease losses$175,0003,146
Total noninterest income$174,0006,715
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$128,0005,350
Trading account gains and fees$0126
Additional Noninterest Income$46,0007,042
Total noninterest expense$1,921,0005,391
Salaries and employee benefits$1,072,0005,335
Premises and equipment expense$243,0005,563
Additional noninterest expense$606,0005,180
Pre-tax net operating income$2,199,0002,929
Securities gains (losses)$01,388
Applicable income taxes$830,0002,145
Income before extraordinary items$1,369,0003,405
Extraordinary gains, net$045
Net income$1,369,0003,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$76,000752
Net operating income$1,369,0003,398
2006-06-30 (YTD Data)Rank
Total interest income$4,999,0003,499
Total interest expense$2,341,0002,990
Net interest income$2,658,0003,876
Provision for loan and lease losses$75,0003,786
Total noninterest income$119,0006,691
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$86,0005,323
Trading account gains and fees$0126
Additional Noninterest Income$33,0006,993
Total noninterest expense$1,300,0005,349
Salaries and employee benefits$726,0005,297
Premises and equipment expense$156,0005,678
Additional noninterest expense$418,0005,055
Pre-tax net operating income$1,402,0003,015
Securities gains (losses)$01,185
Applicable income taxes$530,0002,224
Income before extraordinary items$872,0003,530
Extraordinary gains, net$039
Net income$872,0003,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$76,000581
Net operating income$872,0003,519
2006-03-31 (YTD Data)Rank
Total interest income$2,352,0003,601
Total interest expense$1,089,0003,044
Net interest income$1,263,0004,015
Provision for loan and lease losses$20,0004,517
Total noninterest income$64,0006,504
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$49,0005,002
Trading account gains and fees$0115
Additional Noninterest Income$15,0007,090
Total noninterest expense$666,0005,289
Salaries and employee benefits$376,0005,210
Premises and equipment expense$77,0005,732
Additional noninterest expense$213,0004,982
Pre-tax net operating income$641,0003,173
Securities gains (losses)$0955
Applicable income taxes$243,0002,317
Income before extraordinary items$398,0003,727
Extraordinary gains, net$021
Net income$398,0003,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$76,000351
Net operating income$398,0003,712
2005-12-31 (YTD Data)Rank
Total interest income$7,307,0004,020
Total interest expense$2,912,0003,421
Net interest income$4,395,0004,334
Provision for loan and lease losses$262,0003,079
Total noninterest income$260,0006,604
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$162,0005,470
Trading account gains and fees$0138
Additional Noninterest Income$98,0006,439
Total noninterest expense$2,156,0005,854
Salaries and employee benefits$1,150,0005,918
Premises and equipment expense$294,0005,790
Additional noninterest expense$712,0005,540
Pre-tax net operating income$2,237,0003,418
Securities gains (losses)$02,296
Applicable income taxes$848,0002,515
Income before extraordinary items$1,389,0003,977
Extraordinary gains, net$046
Net income$1,389,0003,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$3,060,000353
Net operating income$1,389,0003,947
2005-09-30 (YTD Data)Rank
Total interest income$5,145,0004,154
Total interest expense$1,996,0003,518
Net interest income$3,149,0004,485
Provision for loan and lease losses$152,0003,451
Total noninterest income$202,0006,570
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$116,0005,590
Trading account gains and fees$0126
Additional Noninterest Income$86,0006,190
Total noninterest expense$1,524,0006,022
Salaries and employee benefits$829,0006,016
Premises and equipment expense$211,0005,916
Additional noninterest expense$484,0005,810
Pre-tax net operating income$1,675,0003,477
Securities gains (losses)$02,317
Applicable income taxes$633,0002,554
Income before extraordinary items$1,042,0004,053
Extraordinary gains, net$035
Net income$1,042,0004,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$1,020,000338
Net operating income$1,042,0004,016
2005-06-30 (YTD Data)Rank
Total interest income$3,168,0004,335
Total interest expense$1,204,0003,609
Net interest income$1,964,0004,684
Provision for loan and lease losses$25,0005,445
Total noninterest income$124,0006,692
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$81,0005,458
Trading account gains and fees$0116
Additional Noninterest Income$43,0006,655
Total noninterest expense$976,0006,163
Salaries and employee benefits$543,0006,088
Premises and equipment expense$134,0006,022
Additional noninterest expense$299,0006,011
Pre-tax net operating income$1,087,0003,504
Securities gains (losses)$02,146
Applicable income taxes$411,0002,568
Income before extraordinary items$676,0004,088
Extraordinary gains, net$030
Net income$676,0004,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$676,0004,030
2005-03-31 (YTD Data)Rank
Total interest income$1,525,0004,431
Total interest expense$573,0003,639
Net interest income$952,0004,779
Provision for loan and lease losses$37,0003,710
Total noninterest income$70,0006,425
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$47,0005,132
Trading account gains and fees$0115
Additional Noninterest Income$23,0006,629
Total noninterest expense$465,0006,340
Salaries and employee benefits$259,0006,258
Premises and equipment expense$64,0006,186
Additional noninterest expense$142,0006,189
Pre-tax net operating income$520,0003,572
Securities gains (losses)$01,685
Applicable income taxes$196,0002,629
Income before extraordinary items$324,0004,156
Extraordinary gains, net$024
Net income$324,0004,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$324,0004,112
2004-12-31 (YTD Data)Rank
Total interest income$4,412,0005,245
Total interest expense$1,386,0004,731
Net interest income$3,026,0005,387
Provision for loan and lease losses$353,0002,617
Total noninterest income$188,0007,251
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$103,0006,432
Trading account gains and fees$0138
Additional Noninterest Income$85,0006,680
Total noninterest expense$1,682,0006,571
Salaries and employee benefits$924,0006,525
Premises and equipment expense$192,0006,854
Additional noninterest expense$566,0006,171
Pre-tax net operating income$1,179,0004,837
Securities gains (losses)$03,819
Applicable income taxes$448,0003,521
Income before extraordinary items$731,0005,472
Extraordinary gains, net$034
Net income$731,0005,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$1,280,000380
Net operating income$731,0005,392
2004-09-30 (YTD Data)Rank
Total interest income$3,072,0005,474
Total interest expense$949,0004,926
Net interest income$2,123,0005,594
Provision for loan and lease losses$247,0002,597
Total noninterest income$140,0007,309
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$78,0006,466
Trading account gains and fees$0134
Additional Noninterest Income$62,0006,751
Total noninterest expense$1,182,0006,718
Salaries and employee benefits$669,0006,602
Premises and equipment expense$135,0006,954
Additional noninterest expense$378,0006,478
Pre-tax net operating income$834,0005,072
Securities gains (losses)$03,710
Applicable income taxes$316,0003,702
Income before extraordinary items$518,0005,735
Extraordinary gains, net$026
Net income$518,0005,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$518,0005,666
2004-06-30 (YTD Data)Rank
Total interest income$1,917,0005,684
Total interest expense$581,0005,198
Net interest income$1,336,0005,777
Provision for loan and lease losses$163,0002,577
Total noninterest income$103,0007,176
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$52,0006,467
Trading account gains and fees$0130
Additional Noninterest Income$51,0006,396
Total noninterest expense$782,0006,780
Salaries and employee benefits$442,0006,673
Premises and equipment expense$87,0007,059
Additional noninterest expense$253,0006,491
Pre-tax net operating income$494,0005,336
Securities gains (losses)$03,413
Applicable income taxes$187,0003,900
Income before extraordinary items$307,0005,989
Extraordinary gains, net$021
Net income$307,0005,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$307,0005,905
2004-03-31 (YTD Data)Rank
Total interest income$912,0005,880
Total interest expense$267,0005,529
Net interest income$645,0005,896
Provision for loan and lease losses$72,0002,735
Total noninterest income$59,0006,900
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$30,0006,194
Trading account gains and fees$0121
Additional Noninterest Income$29,0006,170
Total noninterest expense$379,0006,910
Salaries and employee benefits$210,0006,851
Premises and equipment expense$44,0007,051
Additional noninterest expense$125,0006,555
Pre-tax net operating income$253,0005,256
Securities gains (losses)$02,934
Applicable income taxes$96,0003,852
Income before extraordinary items$157,0005,901
Extraordinary gains, net$016
Net income$157,0005,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$157,0005,780
2003-12-31 (YTD Data)Rank
Total interest income$2,366,0007,182
Total interest expense$722,0006,956
Net interest income$1,644,0007,148
Provision for loan and lease losses$464,0002,304
Total noninterest income$199,0007,364
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$78,0006,931
Trading account gains and fees$0160
Additional Noninterest Income$121,0006,209
Total noninterest expense$1,579,0006,749
Salaries and employee benefits$607,0007,663
Premises and equipment expense$121,0007,796
Additional noninterest expense$851,0004,837
Pre-tax net operating income$-200,0008,684
Securities gains (losses)$04,500
Applicable income taxes$-72,0008,903
Income before extraordinary items$-128,0008,737
Extraordinary gains, net$054
Net income$-128,0008,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$6,580,000160
Net operating income$-128,0008,667
2003-09-30 (YTD Data)Rank
Total interest income$1,627,0007,472
Total interest expense$513,0007,251
Net interest income$1,114,0007,440
Provision for loan and lease losses$340,0002,302
Total noninterest income$154,0007,351
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$51,0007,191
Trading account gains and fees$0153
Additional Noninterest Income$103,0006,018
Total noninterest expense$1,256,0006,563
Salaries and employee benefits$427,0007,786
Premises and equipment expense$86,0007,896
Additional noninterest expense$743,0004,291
Pre-tax net operating income$-328,0008,888
Securities gains (losses)$04,204
Applicable income taxes$-121,0009,080
Income before extraordinary items$-207,0008,903
Extraordinary gains, net$040
Net income$-207,0008,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$6,580,000103
Net operating income$-207,0008,837
2003-06-30 (YTD Data)Rank
Total interest income$1,016,0007,646
Total interest expense$314,0007,554
Net interest income$702,0007,576
Provision for loan and lease losses$300,0001,769
Total noninterest income$121,0007,043
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$29,0007,375
Trading account gains and fees$0150
Additional Noninterest Income$92,0005,469
Total noninterest expense$968,0006,081
Salaries and employee benefits$264,0007,974
Premises and equipment expense$48,0008,136
Additional noninterest expense$656,0003,421
Pre-tax net operating income$-445,0009,050
Securities gains (losses)$03,782
Applicable income taxes$-166,0009,172
Income before extraordinary items$-279,0009,054
Extraordinary gains, net$030
Net income$-279,0009,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$6,580,00065
Net operating income$-279,0008,983
2003-03-31 (YTD Data)Rank
Total interest income$430,0008,052
Total interest expense$118,0008,202
Net interest income$312,0007,846
Provision for loan and lease losses$296,000979
Total noninterest income$33,0008,028
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$11,0007,586
Trading account gains and fees$0134
Additional Noninterest Income$22,0006,771
Total noninterest expense$708,0004,759
Salaries and employee benefits$112,0008,326
Premises and equipment expense$21,0008,333
Additional noninterest expense$575,0002,049
Pre-tax net operating income$-659,0009,240
Securities gains (losses)$02,891
Applicable income taxes$-247,0009,262
Income before extraordinary items$-412,0009,223
Extraordinary gains, net$021
Net income$-412,0009,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$6,580,00034
Net operating income$-412,0009,175

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.