Home > Sandhills Bank > Income and Expense
Sandhills Bank, Income and Expense
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,818,000 | 2,827 |
| Total interest expense | $173,000 | 3,383 |
| Net interest income | $3,645,000 | 2,761 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $625,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $124,000 | 2,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $501,000 | 2,392 |
| Total noninterest expense | $4,359,000 | 2,164 |
| Salaries and employee benefits | $2,954,000 | 1,963 |
| Premises and equipment expense | $429,000 | 2,234 |
| Additional noninterest expense | $976,000 | 2,654 |
| Pre-tax net operating income | $-89,000 | 4,640 |
| Securities gains (losses) | $-4,134,000 | 4,711 |
| Applicable income taxes | $-877,000 | 4,743 |
| Income before extraordinary items | $-3,346,000 | 4,745 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-3,346,000 | 4,745 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-3,346,000 | 4,745 |
| Net charge-offs | $9,000 | 1,615 |
| Cash dividends | $500,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $-80,140 | 4,633 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 2,874 |
| Total interest expense | $88,000 | 3,347 |
| Net interest income | $1,722,000 | 2,810 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $407,000 | 2,272 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $57,000 | 2,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 2,027 |
| Total noninterest expense | $1,397,000 | 2,846 |
| Salaries and employee benefits | $737,000 | 2,957 |
| Premises and equipment expense | $213,000 | 2,257 |
| Additional noninterest expense | $447,000 | 2,790 |
| Pre-tax net operating income | $732,000 | 2,503 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $164,000 | 1,739 |
| Income before extraordinary items | $568,000 | 2,604 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $568,000 | 2,602 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $568,000 | 2,604 |
| Net charge-offs | $3,000 | 1,472 |
| Cash dividends | $500,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $568,000 | 2,627 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,579,000 | 2,888 |
| Total interest expense | $633,000 | 2,834 |
| Net interest income | $6,946,000 | 2,860 |
| Provision for loan and lease losses | $75,000 | 2,339 |
| Total noninterest income | $831,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $213,000 | 2,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $618,000 | 3,078 |
| Total noninterest expense | $5,512,000 | 2,852 |
| Salaries and employee benefits | $2,677,000 | 3,103 |
| Premises and equipment expense | $910,000 | 2,154 |
| Additional noninterest expense | $1,925,000 | 2,657 |
| Pre-tax net operating income | $2,190,000 | 3,033 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $521,000 | 2,063 |
| Income before extraordinary items | $1,669,000 | 3,235 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,669,000 | 3,234 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,669,000 | 3,235 |
| Net charge-offs | $14,000 | 2,184 |
| Cash dividends | $400,000 | 2,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,669,000 | 3,216 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,748,000 | 2,926 |
| Total interest expense | $534,000 | 2,773 |
| Net interest income | $5,214,000 | 2,903 |
| Provision for loan and lease losses | $75,000 | 2,140 |
| Total noninterest income | $627,000 | 3,206 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $160,000 | 2,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $467,000 | 3,123 |
| Total noninterest expense | $4,092,000 | 2,890 |
| Salaries and employee benefits | $1,940,000 | 3,161 |
| Premises and equipment expense | $687,000 | 2,162 |
| Additional noninterest expense | $1,465,000 | 2,637 |
| Pre-tax net operating income | $1,674,000 | 3,133 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $379,000 | 2,162 |
| Income before extraordinary items | $1,295,000 | 3,311 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,295,000 | 3,310 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,295,000 | 3,311 |
| Net charge-offs | $51,000 | 1,349 |
| Cash dividends | $400,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,295,000 | 3,282 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,860,000 | 2,935 |
| Total interest expense | $411,000 | 2,636 |
| Net interest income | $3,449,000 | 2,924 |
| Provision for loan and lease losses | $75,000 | 1,864 |
| Total noninterest income | $436,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $92,000 | 2,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $344,000 | 3,012 |
| Total noninterest expense | $2,668,000 | 2,927 |
| Salaries and employee benefits | $1,208,000 | 3,260 |
| Premises and equipment expense | $465,000 | 2,137 |
| Additional noninterest expense | $995,000 | 2,586 |
| Pre-tax net operating income | $1,142,000 | 3,106 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $255,000 | 2,141 |
| Income before extraordinary items | $887,000 | 3,274 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $887,000 | 3,273 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $887,000 | 3,274 |
| Net charge-offs | $49,000 | 1,159 |
| Cash dividends | $400,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $887,000 | 3,247 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 2,925 |
| Total interest expense | $222,000 | 2,598 |
| Net interest income | $1,710,000 | 2,911 |
| Provision for loan and lease losses | $75,000 | 1,426 |
| Total noninterest income | $211,000 | 3,168 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $48,000 | 2,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 3,044 |
| Total noninterest expense | $1,297,000 | 2,968 |
| Salaries and employee benefits | $580,000 | 3,318 |
| Premises and equipment expense | $246,000 | 2,085 |
| Additional noninterest expense | $471,000 | 2,645 |
| Pre-tax net operating income | $549,000 | 3,142 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $124,000 | 2,138 |
| Income before extraordinary items | $425,000 | 3,307 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $425,000 | 3,308 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $425,000 | 3,307 |
| Net charge-offs | $46,000 | 869 |
| Cash dividends | $400,000 | 1,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $425,000 | 3,277 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,903,000 | 2,899 |
| Total interest expense | $1,584,000 | 2,302 |
| Net interest income | $6,319,000 | 2,973 |
| Provision for loan and lease losses | $105,000 | 3,498 |
| Total noninterest income | $740,000 | 3,209 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $183,000 | 2,871 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $557,000 | 3,046 |
| Total noninterest expense | $5,761,000 | 2,760 |
| Salaries and employee benefits | $2,928,000 | 2,977 |
| Premises and equipment expense | $990,000 | 2,048 |
| Additional noninterest expense | $1,843,000 | 2,669 |
| Pre-tax net operating income | $1,193,000 | 3,547 |
| Securities gains (losses) | $15,000 | 2,194 |
| Applicable income taxes | $288,000 | 2,332 |
| Income before extraordinary items | $920,000 | 3,738 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $920,000 | 3,738 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $920,000 | 3,738 |
| Net charge-offs | $10,000 | 3,026 |
| Cash dividends | $885,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $908,150 | 3,685 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,973,000 | 2,909 |
| Total interest expense | $1,316,000 | 2,246 |
| Net interest income | $4,657,000 | 3,013 |
| Provision for loan and lease losses | $60,000 | 3,613 |
| Total noninterest income | $536,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $135,000 | 2,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $401,000 | 3,051 |
| Total noninterest expense | $4,330,000 | 2,742 |
| Salaries and employee benefits | $2,242,000 | 2,927 |
| Premises and equipment expense | $733,000 | 2,060 |
| Additional noninterest expense | $1,355,000 | 2,690 |
| Pre-tax net operating income | $803,000 | 3,665 |
| Securities gains (losses) | $15,000 | 2,008 |
| Applicable income taxes | $185,000 | 2,438 |
| Income before extraordinary items | $633,000 | 3,822 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $633,000 | 3,821 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $633,000 | 3,822 |
| Net charge-offs | $5,000 | 2,912 |
| Cash dividends | $485,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $621,150 | 3,790 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,027,000 | 2,926 |
| Total interest expense | $1,007,000 | 2,135 |
| Net interest income | $3,020,000 | 3,086 |
| Provision for loan and lease losses | $15,000 | 3,909 |
| Total noninterest income | $353,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $90,000 | 2,943 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 3,028 |
| Total noninterest expense | $2,924,000 | 2,735 |
| Salaries and employee benefits | $1,561,000 | 2,877 |
| Premises and equipment expense | $482,000 | 2,073 |
| Additional noninterest expense | $881,000 | 2,727 |
| Pre-tax net operating income | $434,000 | 3,839 |
| Securities gains (losses) | $15,000 | 1,767 |
| Applicable income taxes | $100,000 | 2,528 |
| Income before extraordinary items | $349,000 | 3,959 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $349,000 | 3,959 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $349,000 | 3,959 |
| Net charge-offs | $5,000 | 2,656 |
| Cash dividends | $170,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $337,150 | 3,950 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,057,000 | 2,885 |
| Total interest expense | $559,000 | 2,143 |
| Net interest income | $1,498,000 | 3,056 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $204,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $63,000 | 2,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 2,832 |
| Total noninterest expense | $1,489,000 | 2,732 |
| Salaries and employee benefits | $816,000 | 2,806 |
| Premises and equipment expense | $239,000 | 2,107 |
| Additional noninterest expense | $434,000 | 2,791 |
| Pre-tax net operating income | $213,000 | 3,728 |
| Securities gains (losses) | $15,000 | 1,209 |
| Applicable income taxes | $51,000 | 2,387 |
| Income before extraordinary items | $177,000 | 3,833 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $177,000 | 3,834 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $177,000 | 3,834 |
| Net charge-offs | $5,000 | 2,107 |
| Cash dividends | $170,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $165,150 | 3,857 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,962,000 | 2,965 |
| Total interest expense | $2,034,000 | 2,311 |
| Net interest income | $5,928,000 | 3,125 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $955,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $253,000 | 2,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $702,000 | 2,654 |
| Total noninterest expense | $6,016,000 | 2,695 |
| Salaries and employee benefits | $3,136,000 | 2,855 |
| Premises and equipment expense | $999,000 | 2,039 |
| Additional noninterest expense | $1,881,000 | 2,663 |
| Pre-tax net operating income | $867,000 | 4,001 |
| Securities gains (losses) | $77,000 | 1,062 |
| Applicable income taxes | $224,000 | 2,558 |
| Income before extraordinary items | $720,000 | 4,091 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $720,000 | 4,093 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $720,000 | 4,093 |
| Net charge-offs | $8,000 | 3,387 |
| Cash dividends | $705,000 | 2,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $659,170 | 4,154 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,861,000 | 3,027 |
| Total interest expense | $1,445,000 | 2,420 |
| Net interest income | $4,416,000 | 3,175 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $635,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $184,000 | 2,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $451,000 | 2,834 |
| Total noninterest expense | $4,439,000 | 2,738 |
| Salaries and employee benefits | $2,284,000 | 2,913 |
| Premises and equipment expense | $761,000 | 2,041 |
| Additional noninterest expense | $1,394,000 | 2,696 |
| Pre-tax net operating income | $612,000 | 4,170 |
| Securities gains (losses) | $77,000 | 903 |
| Applicable income taxes | $155,000 | 2,669 |
| Income before extraordinary items | $534,000 | 4,213 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $534,000 | 4,213 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $534,000 | 4,213 |
| Net charge-offs | $5,000 | 3,150 |
| Cash dividends | $430,000 | 2,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $473,170 | 4,299 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 3,092 |
| Total interest expense | $891,000 | 2,516 |
| Net interest income | $2,899,000 | 3,213 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $443,000 | 2,964 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $121,000 | 2,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 2,742 |
| Total noninterest expense | $2,960,000 | 2,759 |
| Salaries and employee benefits | $1,498,000 | 2,967 |
| Premises and equipment expense | $502,000 | 2,064 |
| Additional noninterest expense | $960,000 | 2,666 |
| Pre-tax net operating income | $382,000 | 4,244 |
| Securities gains (losses) | $35,000 | 849 |
| Applicable income taxes | $93,000 | 2,728 |
| Income before extraordinary items | $324,000 | 4,292 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $324,000 | 4,291 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $324,000 | 4,291 |
| Net charge-offs | $-1,000 | 3,898 |
| Cash dividends | $270,000 | 2,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $296,350 | 4,358 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 3,142 |
| Total interest expense | $412,000 | 2,596 |
| Net interest income | $1,444,000 | 3,258 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $190,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $56,000 | 3,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 2,889 |
| Total noninterest expense | $1,494,000 | 2,753 |
| Salaries and employee benefits | $774,000 | 2,923 |
| Premises and equipment expense | $251,000 | 2,075 |
| Additional noninterest expense | $469,000 | 2,707 |
| Pre-tax net operating income | $140,000 | 4,488 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $32,000 | 2,931 |
| Income before extraordinary items | $108,000 | 4,583 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $108,000 | 4,582 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $108,000 | 4,582 |
| Net charge-offs | $1,000 | 2,582 |
| Cash dividends | $100,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $108,000 | 4,571 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,430,000 | 3,059 |
| Total interest expense | $1,466,000 | 2,376 |
| Net interest income | $5,964,000 | 3,179 |
| Provision for loan and lease losses | $30,000 | 3,682 |
| Total noninterest income | $951,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $291,000 | 2,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $660,000 | 2,719 |
| Total noninterest expense | $5,788,000 | 2,782 |
| Salaries and employee benefits | $2,780,000 | 3,092 |
| Premises and equipment expense | $1,037,000 | 1,996 |
| Additional noninterest expense | $1,971,000 | 2,612 |
| Pre-tax net operating income | $1,097,000 | 3,920 |
| Securities gains (losses) | $-4,000 | 4,208 |
| Applicable income taxes | $252,000 | 2,528 |
| Income before extraordinary items | $841,000 | 4,087 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $841,000 | 4,086 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $841,000 | 4,086 |
| Net charge-offs | $9,000 | 3,389 |
| Cash dividends | $700,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $844,160 | 4,091 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,616,000 | 3,040 |
| Total interest expense | $1,048,000 | 2,371 |
| Net interest income | $4,568,000 | 3,157 |
| Provision for loan and lease losses | $30,000 | 3,453 |
| Total noninterest income | $744,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $208,000 | 2,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $536,000 | 2,662 |
| Total noninterest expense | $4,383,000 | 2,774 |
| Salaries and employee benefits | $2,127,000 | 3,053 |
| Premises and equipment expense | $778,000 | 2,005 |
| Additional noninterest expense | $1,478,000 | 2,636 |
| Pre-tax net operating income | $899,000 | 3,891 |
| Securities gains (losses) | $-4,000 | 4,587 |
| Applicable income taxes | $220,000 | 2,470 |
| Income before extraordinary items | $675,000 | 4,078 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $675,000 | 4,076 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $675,000 | 4,077 |
| Net charge-offs | $6,000 | 3,153 |
| Cash dividends | $525,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $678,160 | 4,074 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 3,027 |
| Total interest expense | $628,000 | 2,456 |
| Net interest income | $3,147,000 | 3,099 |
| Provision for loan and lease losses | $30,000 | 3,103 |
| Total noninterest income | $552,000 | 2,753 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $139,000 | 2,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 2,480 |
| Total noninterest expense | $2,929,000 | 2,787 |
| Salaries and employee benefits | $1,388,000 | 3,101 |
| Premises and equipment expense | $527,000 | 1,997 |
| Additional noninterest expense | $1,014,000 | 2,590 |
| Pre-tax net operating income | $740,000 | 3,609 |
| Securities gains (losses) | $-4,000 | 4,827 |
| Applicable income taxes | $182,000 | 2,292 |
| Income before extraordinary items | $554,000 | 3,827 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $554,000 | 3,825 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $554,000 | 3,826 |
| Net charge-offs | $4,000 | 2,887 |
| Cash dividends | $425,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $557,160 | 3,827 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 3,007 |
| Total interest expense | $284,000 | 2,554 |
| Net interest income | $1,631,000 | 3,051 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $209,000 | 3,117 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $73,000 | 2,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 2,959 |
| Total noninterest expense | $1,437,000 | 2,857 |
| Salaries and employee benefits | $680,000 | 3,172 |
| Premises and equipment expense | $264,000 | 2,029 |
| Additional noninterest expense | $493,000 | 2,660 |
| Pre-tax net operating income | $373,000 | 3,541 |
| Securities gains (losses) | $2,000 | 619 |
| Applicable income taxes | $92,000 | 2,241 |
| Income before extraordinary items | $283,000 | 3,761 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $283,000 | 3,761 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $283,000 | 3,761 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $200,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $281,420 | 3,773 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,946,000 | 3,135 |
| Total interest expense | $1,103,000 | 2,385 |
| Net interest income | $5,843,000 | 3,234 |
| Provision for loan and lease losses | $90,000 | 3,158 |
| Total noninterest income | $1,074,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $285,000 | 2,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $789,000 | 2,578 |
| Total noninterest expense | $5,585,000 | 2,903 |
| Salaries and employee benefits | $2,567,000 | 3,285 |
| Premises and equipment expense | $1,044,000 | 2,042 |
| Additional noninterest expense | $1,974,000 | 2,678 |
| Pre-tax net operating income | $1,242,000 | 3,789 |
| Securities gains (losses) | $69,000 | 759 |
| Applicable income taxes | $1,380,000 | 1,603 |
| Income before extraordinary items | $-69,000 | 5,411 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-69,000 | 5,411 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-69,000 | 5,411 |
| Net charge-offs | $-88,000 | 5,266 |
| Cash dividends | $605,000 | 2,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-113,160 | 5,425 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,155,000 | 3,179 |
| Total interest expense | $816,000 | 2,381 |
| Net interest income | $4,339,000 | 3,273 |
| Provision for loan and lease losses | $60,000 | 3,094 |
| Total noninterest income | $822,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $213,000 | 2,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $609,000 | 2,564 |
| Total noninterest expense | $4,149,000 | 2,949 |
| Salaries and employee benefits | $1,891,000 | 3,333 |
| Premises and equipment expense | $777,000 | 2,055 |
| Additional noninterest expense | $1,481,000 | 2,684 |
| Pre-tax net operating income | $952,000 | 3,846 |
| Securities gains (losses) | $69,000 | 740 |
| Applicable income taxes | $362,000 | 2,337 |
| Income before extraordinary items | $659,000 | 4,080 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $659,000 | 4,079 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $659,000 | 4,080 |
| Net charge-offs | $-15,000 | 4,847 |
| Cash dividends | $455,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $614,150 | 4,153 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,369,000 | 3,216 |
| Total interest expense | $530,000 | 2,378 |
| Net interest income | $2,839,000 | 3,305 |
| Provision for loan and lease losses | $30,000 | 3,129 |
| Total noninterest income | $564,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $142,000 | 2,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $422,000 | 2,522 |
| Total noninterest expense | $2,746,000 | 2,974 |
| Salaries and employee benefits | $1,259,000 | 3,350 |
| Premises and equipment expense | $507,000 | 2,099 |
| Additional noninterest expense | $980,000 | 2,712 |
| Pre-tax net operating income | $627,000 | 3,834 |
| Securities gains (losses) | $69,000 | 543 |
| Applicable income taxes | $246,000 | 2,317 |
| Income before extraordinary items | $450,000 | 4,022 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $450,000 | 4,021 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $450,000 | 4,022 |
| Net charge-offs | $-17,000 | 4,958 |
| Cash dividends | $325,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $405,150 | 4,124 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 3,282 |
| Total interest expense | $254,000 | 2,428 |
| Net interest income | $1,374,000 | 3,367 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $331,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $69,000 | 3,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 2,262 |
| Total noninterest expense | $1,362,000 | 3,009 |
| Salaries and employee benefits | $639,000 | 3,352 |
| Premises and equipment expense | $252,000 | 2,133 |
| Additional noninterest expense | $471,000 | 2,782 |
| Pre-tax net operating income | $313,000 | 3,770 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $79,000 | 2,612 |
| Income before extraordinary items | $234,000 | 3,935 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $234,000 | 3,933 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $234,000 | 3,935 |
| Net charge-offs | $4,000 | 2,506 |
| Cash dividends | $225,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $234,000 | 3,920 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,465,000 | 3,630 |
| Total interest expense | $740,000 | 2,927 |
| Net interest income | $4,725,000 | 3,690 |
| Provision for loan and lease losses | $210,000 | 2,378 |
| Total noninterest income | $974,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $267,000 | 3,150 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $707,000 | 2,815 |
| Total noninterest expense | $5,284,000 | 3,074 |
| Salaries and employee benefits | $2,505,000 | 3,399 |
| Premises and equipment expense | $950,000 | 2,232 |
| Additional noninterest expense | $1,829,000 | 2,925 |
| Pre-tax net operating income | $205,000 | 5,329 |
| Securities gains (losses) | $40,000 | 1,983 |
| Applicable income taxes | $66,000 | 3,494 |
| Income before extraordinary items | $179,000 | 5,364 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $179,000 | 5,363 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $179,000 | 5,363 |
| Net charge-offs | $6,000 | 3,984 |
| Cash dividends | $175,000 | 3,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $149,800 | 5,375 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 3,746 |
| Total interest expense | $515,000 | 3,079 |
| Net interest income | $3,398,000 | 3,787 |
| Provision for loan and lease losses | $165,000 | 2,258 |
| Total noninterest income | $720,000 | 3,108 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $196,000 | 3,209 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $524,000 | 2,838 |
| Total noninterest expense | $3,891,000 | 3,116 |
| Salaries and employee benefits | $1,864,000 | 3,399 |
| Premises and equipment expense | $676,000 | 2,314 |
| Additional noninterest expense | $1,351,000 | 2,960 |
| Pre-tax net operating income | $62,000 | 5,598 |
| Securities gains (losses) | $40,000 | 1,917 |
| Applicable income taxes | $26,000 | 3,790 |
| Income before extraordinary items | $76,000 | 5,585 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $76,000 | 5,584 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $76,000 | 5,585 |
| Net charge-offs | $5,000 | 3,620 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $46,000 | 5,623 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 3,899 |
| Total interest expense | $305,000 | 3,313 |
| Net interest income | $2,130,000 | 3,943 |
| Provision for loan and lease losses | $62,000 | 2,683 |
| Total noninterest income | $426,000 | 3,303 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $133,000 | 3,154 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $293,000 | 3,052 |
| Total noninterest expense | $2,553,000 | 3,166 |
| Salaries and employee benefits | $1,238,000 | 3,431 |
| Premises and equipment expense | $423,000 | 2,412 |
| Additional noninterest expense | $892,000 | 2,989 |
| Pre-tax net operating income | $-59,000 | 5,838 |
| Securities gains (losses) | $30,000 | 1,748 |
| Applicable income taxes | $-9,000 | 5,892 |
| Income before extraordinary items | $-20,000 | 5,826 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-20,000 | 5,824 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-20,000 | 5,824 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-40,700 | 5,818 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 3,971 |
| Total interest expense | $140,000 | 3,513 |
| Net interest income | $1,045,000 | 3,992 |
| Provision for loan and lease losses | $12,000 | 3,199 |
| Total noninterest income | $131,000 | 4,043 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $62,000 | 3,264 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $69,000 | 4,036 |
| Total noninterest expense | $1,240,000 | 3,237 |
| Salaries and employee benefits | $618,000 | 3,463 |
| Premises and equipment expense | $203,000 | 2,520 |
| Additional noninterest expense | $419,000 | 3,127 |
| Pre-tax net operating income | $-76,000 | 5,941 |
| Securities gains (losses) | $31,000 | 1,042 |
| Applicable income taxes | $-12,000 | 5,985 |
| Income before extraordinary items | $-33,000 | 5,899 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-33,000 | 5,898 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-33,000 | 5,898 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-55,630 | 5,915 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,052,000 | 4,280 |
| Total interest expense | $554,000 | 3,536 |
| Net interest income | $3,498,000 | 4,340 |
| Provision for loan and lease losses | $75,000 | 3,289 |
| Total noninterest income | $852,000 | 3,354 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $213,000 | 3,618 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $639,000 | 2,956 |
| Total noninterest expense | $4,200,000 | 3,611 |
| Salaries and employee benefits | $1,813,000 | 4,105 |
| Premises and equipment expense | $626,000 | 3,023 |
| Additional noninterest expense | $1,761,000 | 3,053 |
| Pre-tax net operating income | $75,000 | 5,727 |
| Securities gains (losses) | $159,000 | 875 |
| Applicable income taxes | $78,000 | 3,442 |
| Income before extraordinary items | $156,000 | 5,572 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $156,000 | 5,574 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $156,000 | 5,575 |
| Net charge-offs | $-7,000 | 5,127 |
| Cash dividends | $25,000 | 4,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $49,470 | 5,771 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,886,000 | 4,430 |
| Total interest expense | $410,000 | 3,616 |
| Net interest income | $2,476,000 | 4,496 |
| Provision for loan and lease losses | $75,000 | 2,945 |
| Total noninterest income | $644,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $145,000 | 3,787 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $499,000 | 2,925 |
| Total noninterest expense | $2,974,000 | 3,765 |
| Salaries and employee benefits | $1,234,000 | 4,319 |
| Premises and equipment expense | $419,000 | 3,301 |
| Additional noninterest expense | $1,321,000 | 3,074 |
| Pre-tax net operating income | $71,000 | 5,797 |
| Securities gains (losses) | $159,000 | 768 |
| Applicable income taxes | $58,000 | 3,570 |
| Income before extraordinary items | $172,000 | 5,505 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $172,000 | 5,507 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $172,000 | 5,508 |
| Net charge-offs | $-6,000 | 5,025 |
| Cash dividends | $25,000 | 3,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $52,750 | 5,824 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 4,538 |
| Total interest expense | $264,000 | 3,702 |
| Net interest income | $1,592,000 | 4,592 |
| Provision for loan and lease losses | $75,000 | 2,511 |
| Total noninterest income | $205,000 | 4,513 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $91,000 | 3,861 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $114,000 | 4,377 |
| Total noninterest expense | $1,658,000 | 4,185 |
| Salaries and employee benefits | $746,000 | 4,583 |
| Premises and equipment expense | $249,000 | 3,559 |
| Additional noninterest expense | $663,000 | 3,730 |
| Pre-tax net operating income | $64,000 | 5,767 |
| Securities gains (losses) | $159,000 | 624 |
| Applicable income taxes | $57,000 | 3,378 |
| Income before extraordinary items | $166,000 | 5,289 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $166,000 | 5,290 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $166,000 | 5,293 |
| Net charge-offs | $-6,000 | 5,097 |
| Cash dividends | $25,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $48,340 | 5,813 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $917,000 | 4,585 |
| Total interest expense | $134,000 | 3,712 |
| Net interest income | $783,000 | 4,668 |
| Provision for loan and lease losses | $50,000 | 2,062 |
| Total noninterest income | $112,000 | 4,362 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $45,000 | 3,870 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $67,000 | 4,158 |
| Total noninterest expense | $817,000 | 4,247 |
| Salaries and employee benefits | $358,000 | 4,699 |
| Premises and equipment expense | $122,000 | 3,622 |
| Additional noninterest expense | $337,000 | 3,681 |
| Pre-tax net operating income | $28,000 | 5,811 |
| Securities gains (losses) | $124,000 | 509 |
| Applicable income taxes | $37,000 | 3,210 |
| Income before extraordinary items | $115,000 | 4,964 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $115,000 | 4,966 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $115,000 | 4,968 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $20,760 | 5,849 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,709,000 | 4,633 |
| Total interest expense | $534,000 | 3,869 |
| Net interest income | $3,175,000 | 4,688 |
| Provision for loan and lease losses | $170,000 | 2,655 |
| Total noninterest income | $419,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $125,000 | 4,666 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $294,000 | 4,040 |
| Total noninterest expense | $2,934,000 | 4,536 |
| Salaries and employee benefits | $1,332,000 | 4,881 |
| Premises and equipment expense | $495,000 | 3,658 |
| Additional noninterest expense | $1,107,000 | 4,223 |
| Pre-tax net operating income | $490,000 | 5,062 |
| Securities gains (losses) | $245,000 | 709 |
| Applicable income taxes | $-2,712,000 | 6,460 |
| Income before extraordinary items | $3,447,000 | 1,791 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,447,000 | 1,791 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,447,000 | 1,790 |
| Net charge-offs | $-12,000 | 5,693 |
| Cash dividends | $250,000 | 3,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,202,000 | 1,875 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,729,000 | 4,719 |
| Total interest expense | $395,000 | 3,974 |
| Net interest income | $2,334,000 | 4,777 |
| Provision for loan and lease losses | $120,000 | 2,607 |
| Total noninterest income | $435,000 | 4,086 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $89,000 | 4,810 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $346,000 | 3,415 |
| Total noninterest expense | $2,315,000 | 4,427 |
| Salaries and employee benefits | $999,000 | 4,908 |
| Premises and equipment expense | $376,000 | 3,677 |
| Additional noninterest expense | $940,000 | 3,976 |
| Pre-tax net operating income | $334,000 | 5,233 |
| Securities gains (losses) | $245,000 | 553 |
| Applicable income taxes | $-2,740,000 | 6,563 |
| Income before extraordinary items | $3,319,000 | 1,447 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,319,000 | 1,446 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,319,000 | 1,447 |
| Net charge-offs | $-11,000 | 5,639 |
| Cash dividends | $150,000 | 3,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,074,000 | 1,513 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,802,000 | 4,760 |
| Total interest expense | $252,000 | 4,101 |
| Net interest income | $1,550,000 | 4,805 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $362,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $57,000 | 4,864 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $305,000 | 3,017 |
| Total noninterest expense | $1,550,000 | 4,463 |
| Salaries and employee benefits | $644,000 | 5,001 |
| Premises and equipment expense | $251,000 | 3,703 |
| Additional noninterest expense | $655,000 | 3,899 |
| Pre-tax net operating income | $302,000 | 4,898 |
| Securities gains (losses) | $131,000 | 650 |
| Applicable income taxes | $-2,783,000 | 6,640 |
| Income before extraordinary items | $3,216,000 | 1,004 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,216,000 | 1,005 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,216,000 | 1,005 |
| Net charge-offs | $-11,000 | 5,696 |
| Cash dividends | $100,000 | 3,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,085,000 | 1,026 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $874,000 | 4,867 |
| Total interest expense | $118,000 | 4,285 |
| Net interest income | $756,000 | 4,884 |
| Provision for loan and lease losses | $20,000 | 2,958 |
| Total noninterest income | $224,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $27,000 | 4,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $197,000 | 2,584 |
| Total noninterest expense | $733,000 | 4,633 |
| Salaries and employee benefits | $323,000 | 5,066 |
| Premises and equipment expense | $128,000 | 3,701 |
| Additional noninterest expense | $282,000 | 4,247 |
| Pre-tax net operating income | $227,000 | 4,265 |
| Securities gains (losses) | $34,000 | 774 |
| Applicable income taxes | $-75,000 | 6,605 |
| Income before extraordinary items | $336,000 | 3,335 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $336,000 | 3,338 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $336,000 | 3,338 |
| Net charge-offs | $-7,000 | 5,595 |
| Cash dividends | $50,000 | 2,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $302,000 | 3,489 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,236,000 | 5,084 |
| Total interest expense | $463,000 | 4,630 |
| Net interest income | $2,773,000 | 5,103 |
| Provision for loan and lease losses | $125,000 | 3,436 |
| Total noninterest income | $459,000 | 4,529 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $123,000 | 4,912 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $336,000 | 3,944 |
| Total noninterest expense | $2,586,000 | 4,965 |
| Salaries and employee benefits | $1,077,000 | 5,421 |
| Premises and equipment expense | $442,000 | 4,006 |
| Additional noninterest expense | $1,067,000 | 4,447 |
| Pre-tax net operating income | $521,000 | 4,961 |
| Securities gains (losses) | $65,000 | 1,614 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $586,000 | 4,693 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $586,000 | 4,697 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $586,000 | 4,697 |
| Net charge-offs | $64,000 | 4,161 |
| Cash dividends | $250,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $521,000 | 4,798 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,387,000 | 5,160 |
| Total interest expense | $345,000 | 4,728 |
| Net interest income | $2,042,000 | 5,187 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $241,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $84,000 | 5,126 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $157,000 | 4,644 |
| Total noninterest expense | $1,882,000 | 5,053 |
| Salaries and employee benefits | $783,000 | 5,495 |
| Premises and equipment expense | $323,000 | 4,103 |
| Additional noninterest expense | $776,000 | 4,547 |
| Pre-tax net operating income | $401,000 | 5,017 |
| Securities gains (losses) | $53,000 | 1,611 |
| Applicable income taxes | $29,000 | 3,957 |
| Income before extraordinary items | $425,000 | 4,830 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $425,000 | 4,830 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $425,000 | 4,831 |
| Net charge-offs | $58,000 | 3,744 |
| Cash dividends | $150,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $375,180 | 4,918 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 5,261 |
| Total interest expense | $231,000 | 4,782 |
| Net interest income | $1,304,000 | 5,274 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $159,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $53,000 | 5,209 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $106,000 | 4,665 |
| Total noninterest expense | $1,245,000 | 5,089 |
| Salaries and employee benefits | $502,000 | 5,591 |
| Premises and equipment expense | $222,000 | 4,073 |
| Additional noninterest expense | $521,000 | 4,538 |
| Pre-tax net operating income | $218,000 | 5,218 |
| Securities gains (losses) | $51,000 | 1,510 |
| Applicable income taxes | $12,000 | 4,133 |
| Income before extraordinary items | $257,000 | 4,973 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $257,000 | 4,975 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $257,000 | 4,976 |
| Net charge-offs | $60,000 | 3,207 |
| Cash dividends | $100,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $208,040 | 5,087 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $758,000 | 5,332 |
| Total interest expense | $120,000 | 4,782 |
| Net interest income | $638,000 | 5,345 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $73,000 | 5,284 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $29,000 | 5,027 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 4,869 |
| Total noninterest expense | $630,000 | 5,093 |
| Salaries and employee benefits | $255,000 | 5,603 |
| Premises and equipment expense | $103,000 | 4,240 |
| Additional noninterest expense | $272,000 | 4,456 |
| Pre-tax net operating income | $81,000 | 5,504 |
| Securities gains (losses) | $51,000 | 914 |
| Applicable income taxes | $6,000 | 4,117 |
| Income before extraordinary items | $126,000 | 4,964 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $126,000 | 4,965 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $126,000 | 4,966 |
| Net charge-offs | $25,000 | 2,912 |
| Cash dividends | $50,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $77,550 | 5,403 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,813,000 | 5,591 |
| Total interest expense | $482,000 | 5,191 |
| Net interest income | $2,331,000 | 5,597 |
| Provision for loan and lease losses | $25,000 | 5,510 |
| Total noninterest income | $215,000 | 5,607 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $113,000 | 5,251 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $102,000 | 5,328 |
| Total noninterest expense | $2,236,000 | 5,422 |
| Salaries and employee benefits | $835,000 | 6,015 |
| Premises and equipment expense | $408,000 | 4,270 |
| Additional noninterest expense | $993,000 | 4,816 |
| Pre-tax net operating income | $285,000 | 5,465 |
| Securities gains (losses) | $193,000 | 1,733 |
| Applicable income taxes | $11,000 | 4,368 |
| Income before extraordinary items | $467,000 | 5,020 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $467,000 | 5,018 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $467,000 | 5,019 |
| Net charge-offs | $-161,000 | 6,977 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $277,860 | 5,348 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,064,000 | 5,727 |
| Total interest expense | $357,000 | 5,330 |
| Net interest income | $1,707,000 | 5,727 |
| Provision for loan and lease losses | $25,000 | 5,295 |
| Total noninterest income | $158,000 | 5,712 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $85,000 | 5,315 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $73,000 | 5,444 |
| Total noninterest expense | $1,665,000 | 5,475 |
| Salaries and employee benefits | $627,000 | 6,050 |
| Premises and equipment expense | $306,000 | 4,308 |
| Additional noninterest expense | $732,000 | 4,884 |
| Pre-tax net operating income | $175,000 | 5,765 |
| Securities gains (losses) | $193,000 | 1,459 |
| Applicable income taxes | $16,000 | 4,236 |
| Income before extraordinary items | $352,000 | 5,145 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $352,000 | 5,144 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $352,000 | 5,144 |
| Net charge-offs | $15,000 | 5,185 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $166,720 | 5,701 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 5,810 |
| Total interest expense | $234,000 | 5,478 |
| Net interest income | $1,111,000 | 5,809 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $120,000 | 5,584 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $54,000 | 5,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 5,172 |
| Total noninterest expense | $1,169,000 | 5,401 |
| Salaries and employee benefits | $422,000 | 6,081 |
| Premises and equipment expense | $193,000 | 4,459 |
| Additional noninterest expense | $554,000 | 4,578 |
| Pre-tax net operating income | $62,000 | 6,049 |
| Securities gains (losses) | $181,000 | 1,177 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $243,000 | 5,090 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $243,000 | 5,092 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $243,000 | 5,092 |
| Net charge-offs | $15,000 | 4,782 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $62,000 | 6,027 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $633,000 | 5,980 |
| Total interest expense | $116,000 | 5,593 |
| Net interest income | $517,000 | 5,983 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $54,000 | 5,763 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 5,490 |
| Total noninterest expense | $535,000 | 5,634 |
| Salaries and employee benefits | $208,000 | 6,160 |
| Premises and equipment expense | $94,000 | 4,532 |
| Additional noninterest expense | $233,000 | 5,028 |
| Pre-tax net operating income | $36,000 | 6,073 |
| Securities gains (losses) | $16,000 | 1,662 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $52,000 | 5,957 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $52,000 | 5,957 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $52,000 | 5,957 |
| Net charge-offs | $21,000 | 3,656 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $36,000 | 6,010 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 6,262 |
| Total interest expense | $602,000 | 5,516 |
| Net interest income | $1,659,000 | 6,394 |
| Provision for loan and lease losses | $100,000 | 5,330 |
| Total noninterest income | $175,000 | 5,879 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $132,000 | 5,096 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $43,000 | 6,018 |
| Total noninterest expense | $2,176,000 | 5,659 |
| Salaries and employee benefits | $731,000 | 6,424 |
| Premises and equipment expense | $378,000 | 4,689 |
| Additional noninterest expense | $1,067,000 | 4,749 |
| Pre-tax net operating income | $-442,000 | 6,376 |
| Securities gains (losses) | $212,000 | 1,406 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-230,000 | 6,351 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-230,000 | 6,354 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-230,000 | 6,354 |
| Net charge-offs | $113,000 | 4,872 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-442,000 | 6,413 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 6,390 |
| Total interest expense | $473,000 | 5,534 |
| Net interest income | $1,153,000 | 6,548 |
| Provision for loan and lease losses | $100,000 | 4,928 |
| Total noninterest income | $118,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $98,000 | 5,150 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $20,000 | 6,393 |
| Total noninterest expense | $1,673,000 | 5,619 |
| Salaries and employee benefits | $553,000 | 6,422 |
| Premises and equipment expense | $286,000 | 4,729 |
| Additional noninterest expense | $834,000 | 4,668 |
| Pre-tax net operating income | $-502,000 | 6,610 |
| Securities gains (losses) | $212,000 | 1,171 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-290,000 | 6,568 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-290,000 | 6,569 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-290,000 | 6,569 |
| Net charge-offs | $116,000 | 4,285 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-502,000 | 6,639 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 6,456 |
| Total interest expense | $316,000 | 5,644 |
| Net interest income | $760,000 | 6,613 |
| Provision for loan and lease losses | $25,000 | 5,594 |
| Total noninterest income | $28,000 | 6,938 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $73,000 | 4,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-45,000 | 7,127 |
| Total noninterest expense | $1,086,000 | 5,748 |
| Salaries and employee benefits | $367,000 | 6,486 |
| Premises and equipment expense | $186,000 | 4,826 |
| Additional noninterest expense | $533,000 | 4,840 |
| Pre-tax net operating income | $-323,000 | 6,667 |
| Securities gains (losses) | $51,000 | 1,585 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-272,000 | 6,704 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-272,000 | 6,705 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-272,000 | 6,705 |
| Net charge-offs | $35,000 | 4,733 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-323,000 | 6,705 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $520,000 | 6,557 |
| Total interest expense | $155,000 | 5,780 |
| Net interest income | $365,000 | 6,694 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $-28,000 | 7,369 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $33,000 | 5,074 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-61,000 | 7,316 |
| Total noninterest expense | $556,000 | 5,731 |
| Salaries and employee benefits | $185,000 | 6,512 |
| Premises and equipment expense | $93,000 | 4,891 |
| Additional noninterest expense | $278,000 | 4,726 |
| Pre-tax net operating income | $-219,000 | 6,851 |
| Securities gains (losses) | $4,000 | 1,490 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-215,000 | 6,908 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-215,000 | 6,908 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-215,000 | 6,908 |
| Net charge-offs | $33,000 | 3,690 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-219,000 | 6,899 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 6,505 |
| Total interest expense | $637,000 | 6,146 |
| Net interest income | $1,662,000 | 6,571 |
| Provision for loan and lease losses | $375,000 | 4,529 |
| Total noninterest income | $211,000 | 5,881 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $134,000 | 5,104 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $77,000 | 5,723 |
| Total noninterest expense | $7,467,000 | 2,590 |
| Salaries and employee benefits | $925,000 | 6,174 |
| Premises and equipment expense | $399,000 | 4,759 |
| Additional noninterest expense | $6,143,000 | 1,203 |
| Pre-tax net operating income | $-5,969,000 | 7,180 |
| Securities gains (losses) | $70,000 | 2,439 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-5,899,000 | 7,232 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,899,000 | 7,232 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,899,000 | 7,232 |
| Net charge-offs | $-17,000 | 7,491 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-5,969,000 | 7,214 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 6,568 |
| Total interest expense | $474,000 | 6,296 |
| Net interest income | $1,300,000 | 6,580 |
| Provision for loan and lease losses | $350,000 | 4,106 |
| Total noninterest income | $178,000 | 5,850 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $107,000 | 5,075 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $71,000 | 5,635 |
| Total noninterest expense | $2,239,000 | 5,058 |
| Salaries and employee benefits | $695,000 | 6,211 |
| Premises and equipment expense | $303,000 | 4,812 |
| Additional noninterest expense | $1,241,000 | 3,722 |
| Pre-tax net operating income | $-1,111,000 | 6,825 |
| Securities gains (losses) | $70,000 | 2,227 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,041,000 | 6,917 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,041,000 | 6,917 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,041,000 | 6,917 |
| Net charge-offs | $1,000 | 6,616 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,111,000 | 6,899 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 6,587 |
| Total interest expense | $315,000 | 6,398 |
| Net interest income | $889,000 | 6,570 |
| Provision for loan and lease losses | $250,000 | 3,882 |
| Total noninterest income | $124,000 | 5,787 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $65,000 | 5,229 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $59,000 | 5,402 |
| Total noninterest expense | $1,453,000 | 5,157 |
| Salaries and employee benefits | $434,000 | 6,382 |
| Premises and equipment expense | $194,000 | 4,947 |
| Additional noninterest expense | $825,000 | 3,720 |
| Pre-tax net operating income | $-690,000 | 6,867 |
| Securities gains (losses) | $70,000 | 1,667 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-620,000 | 6,926 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-620,000 | 6,926 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-620,000 | 6,926 |
| Net charge-offs | $-1,000 | 7,109 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-690,000 | 6,925 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $670,000 | 6,489 |
| Total interest expense | $156,000 | 6,540 |
| Net interest income | $514,000 | 6,377 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $32,000 | 6,672 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $34,000 | 5,147 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,000 | 7,513 |
| Total noninterest expense | $668,000 | 5,444 |
| Salaries and employee benefits | $209,000 | 6,533 |
| Premises and equipment expense | $80,000 | 5,439 |
| Additional noninterest expense | $379,000 | 3,938 |
| Pre-tax net operating income | $-122,000 | 6,703 |
| Securities gains (losses) | $38,000 | 1,256 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-84,000 | 6,714 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-84,000 | 6,715 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-84,000 | 6,714 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-122,000 | 6,751 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $406,000 | 7,939 |
| Total interest expense | $107,000 | 7,897 |
| Net interest income | $299,000 | 7,925 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $51,000 | 7,395 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $28,000 | 6,793 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $23,000 | 6,887 |
| Total noninterest expense | $527,000 | 7,856 |
| Salaries and employee benefits | $183,000 | 7,944 |
| Premises and equipment expense | $49,000 | 7,791 |
| Additional noninterest expense | $295,000 | 7,442 |
| Pre-tax net operating income | $-177,000 | 5,679 |
| Securities gains (losses) | $39,000 | 2,759 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-138,000 | 5,744 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-138,000 | 5,743 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-138,000 | 5,743 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-177,000 | 5,784 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,284,000 | 6,392 |
| Total interest expense | $1,113,000 | 5,312 |
| Net interest income | $1,171,000 | 6,865 |
| Provision for loan and lease losses | $2,000,000 | 1,898 |
| Total noninterest income | $-81,000 | 7,908 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $120,000 | 5,077 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-201,000 | 7,873 |
| Total noninterest expense | $1,715,000 | 5,923 |
| Salaries and employee benefits | $712,000 | 6,392 |
| Premises and equipment expense | $153,000 | 6,503 |
| Additional noninterest expense | $850,000 | 4,889 |
| Pre-tax net operating income | $-2,625,000 | 7,200 |
| Securities gains (losses) | $23,000 | 2,682 |
| Applicable income taxes | $-958,000 | 7,548 |
| Income before extraordinary items | $-1,644,000 | 7,047 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,644,000 | 7,046 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,644,000 | 7,047 |
| Net charge-offs | $1,643,000 | 1,688 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,658,720 | 7,045 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 6,307 |
| Total interest expense | $801,000 | 5,277 |
| Net interest income | $826,000 | 6,786 |
| Provision for loan and lease losses | $2,000,000 | 1,389 |
| Total noninterest income | $-129,000 | 8,050 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $76,000 | 5,160 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-205,000 | 8,020 |
| Total noninterest expense | $1,143,000 | 5,973 |
| Salaries and employee benefits | $480,000 | 6,425 |
| Premises and equipment expense | $122,000 | 6,209 |
| Additional noninterest expense | $541,000 | 5,020 |
| Pre-tax net operating income | $-2,446,000 | 7,489 |
| Securities gains (losses) | $23,000 | 2,272 |
| Applicable income taxes | $-886,000 | 7,720 |
| Income before extraordinary items | $-1,537,000 | 7,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,537,000 | 7,340 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,537,000 | 7,339 |
| Net charge-offs | $1,537,000 | 1,324 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,551,720 | 7,348 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $868,000 | 6,207 |
| Total interest expense | $412,000 | 5,316 |
| Net interest income | $456,000 | 6,608 |
| Provision for loan and lease losses | $900,000 | 1,253 |
| Total noninterest income | $120,000 | 4,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $40,000 | 5,014 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $80,000 | 4,007 |
| Total noninterest expense | $549,000 | 6,028 |
| Salaries and employee benefits | $244,000 | 6,445 |
| Premises and equipment expense | $62,000 | 6,236 |
| Additional noninterest expense | $243,000 | 5,023 |
| Pre-tax net operating income | $-873,000 | 7,586 |
| Securities gains (losses) | $23,000 | 1,629 |
| Applicable income taxes | $-314,000 | 7,803 |
| Income before extraordinary items | $-536,000 | 7,477 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-536,000 | 7,477 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-536,000 | 7,478 |
| Net charge-offs | $492,000 | 1,373 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-550,720 | 7,464 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,246,000 | 5,877 |
| Total interest expense | $1,907,000 | 5,426 |
| Net interest income | $2,339,000 | 6,055 |
| Provision for loan and lease losses | $1,750,000 | 1,965 |
| Total noninterest income | $291,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $178,000 | 5,005 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $113,000 | 5,753 |
| Total noninterest expense | $2,319,000 | 5,833 |
| Salaries and employee benefits | $1,107,000 | 6,181 |
| Premises and equipment expense | $220,000 | 6,499 |
| Additional noninterest expense | $992,000 | 4,847 |
| Pre-tax net operating income | $-1,439,000 | 7,196 |
| Securities gains (losses) | $-1,584,000 | 7,832 |
| Applicable income taxes | $-1,130,000 | 7,751 |
| Income before extraordinary items | $-1,893,000 | 7,349 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,893,000 | 7,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $870,000 | 2,120 |
| Cash dividends | $70,000 | 5,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-879,240 | 7,054 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,281,000 | 5,874 |
| Total interest expense | $1,479,000 | 5,462 |
| Net interest income | $1,802,000 | 6,045 |
| Provision for loan and lease losses | $1,200,000 | 1,651 |
| Total noninterest income | $213,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $133,000 | 5,050 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $80,000 | 5,953 |
| Total noninterest expense | $1,767,000 | 5,798 |
| Salaries and employee benefits | $863,000 | 6,102 |
| Premises and equipment expense | $173,000 | 6,435 |
| Additional noninterest expense | $731,000 | 4,823 |
| Pre-tax net operating income | $-952,000 | 7,503 |
| Securities gains (losses) | $-1,326,000 | 7,975 |
| Applicable income taxes | $-324,000 | 7,764 |
| Income before extraordinary items | $-1,954,000 | 7,851 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,954,000 | 7,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $850,000 | 1,443 |
| Cash dividends | $70,000 | 4,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-813,640 | 7,529 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 5,884 |
| Total interest expense | $1,047,000 | 5,458 |
| Net interest income | $1,194,000 | 6,076 |
| Provision for loan and lease losses | $700,000 | 1,528 |
| Total noninterest income | $146,000 | 6,030 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $91,000 | 5,006 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $55,000 | 6,001 |
| Total noninterest expense | $1,221,000 | 5,741 |
| Salaries and employee benefits | $599,000 | 6,063 |
| Premises and equipment expense | $137,000 | 6,068 |
| Additional noninterest expense | $485,000 | 4,829 |
| Pre-tax net operating income | $-581,000 | 7,664 |
| Securities gains (losses) | $58,000 | 1,332 |
| Applicable income taxes | $-211,000 | 7,989 |
| Income before extraordinary items | $-312,000 | 7,526 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-312,000 | 7,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,912 |
| Cash dividends | $70,000 | 4,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-349,120 | 7,552 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 5,832 |
| Total interest expense | $587,000 | 5,344 |
| Net interest income | $597,000 | 6,114 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $65,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $46,000 | 4,958 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 6,522 |
| Total noninterest expense | $543,000 | 6,085 |
| Salaries and employee benefits | $324,000 | 5,873 |
| Premises and equipment expense | $52,000 | 6,695 |
| Additional noninterest expense | $167,000 | 5,879 |
| Pre-tax net operating income | $69,000 | 6,372 |
| Securities gains (losses) | $58,000 | 1,005 |
| Applicable income taxes | $33,000 | 3,966 |
| Income before extraordinary items | $94,000 | 5,917 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $94,000 | 5,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $70,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $51,080 | 6,472 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,350,000 | 5,534 |
| Total interest expense | $2,593,000 | 5,157 |
| Net interest income | $2,757,000 | 5,707 |
| Provision for loan and lease losses | $150,000 | 4,308 |
| Total noninterest income | $705,000 | 4,275 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $209,000 | 4,821 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $496,000 | 3,327 |
| Total noninterest expense | $2,560,000 | 5,532 |
| Salaries and employee benefits | $1,260,000 | 5,836 |
| Premises and equipment expense | $233,000 | 6,412 |
| Additional noninterest expense | $1,067,000 | 4,432 |
| Pre-tax net operating income | $752,000 | 5,301 |
| Securities gains (losses) | $149,000 | 513 |
| Applicable income taxes | $280,000 | 3,459 |
| Income before extraordinary items | $621,000 | 5,279 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $621,000 | 5,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,397 |
| Cash dividends | $137,000 | 5,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $518,190 | 5,603 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 5,513 |
| Total interest expense | $1,954,000 | 5,163 |
| Net interest income | $2,133,000 | 5,669 |
| Provision for loan and lease losses | $150,000 | 3,464 |
| Total noninterest income | $472,000 | 4,544 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $159,000 | 4,801 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $313,000 | 3,654 |
| Total noninterest expense | $1,971,000 | 5,411 |
| Salaries and employee benefits | $991,000 | 5,670 |
| Premises and equipment expense | $174,000 | 6,420 |
| Additional noninterest expense | $806,000 | 4,340 |
| Pre-tax net operating income | $484,000 | 5,836 |
| Securities gains (losses) | $107,000 | 484 |
| Applicable income taxes | $181,000 | 3,833 |
| Income before extraordinary items | $410,000 | 5,785 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $410,000 | 5,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,445 |
| Cash dividends | $88,000 | 4,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $336,170 | 6,113 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 5,551 |
| Total interest expense | $1,295,000 | 5,194 |
| Net interest income | $1,417,000 | 5,723 |
| Provision for loan and lease losses | $75,000 | 3,728 |
| Total noninterest income | $293,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $104,000 | 4,866 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $189,000 | 3,884 |
| Total noninterest expense | $1,325,000 | 5,415 |
| Salaries and employee benefits | $673,000 | 5,683 |
| Premises and equipment expense | $115,000 | 6,479 |
| Additional noninterest expense | $537,000 | 4,350 |
| Pre-tax net operating income | $310,000 | 5,971 |
| Securities gains (losses) | $66,000 | 492 |
| Applicable income taxes | $113,000 | 3,992 |
| Income before extraordinary items | $263,000 | 5,925 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $263,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $216,800 | 6,236 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,318,000 | 5,640 |
| Total interest expense | $654,000 | 5,151 |
| Net interest income | $664,000 | 5,888 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $159,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $51,000 | 4,837 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $108,000 | 3,619 |
| Total noninterest expense | $629,000 | 5,607 |
| Salaries and employee benefits | $315,000 | 5,905 |
| Premises and equipment expense | $53,000 | 6,692 |
| Additional noninterest expense | $261,000 | 4,396 |
| Pre-tax net operating income | $119,000 | 6,437 |
| Securities gains (losses) | $65,000 | 377 |
| Applicable income taxes | $54,000 | 4,042 |
| Income before extraordinary items | $130,000 | 5,933 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $130,000 | 5,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $83,850 | 6,647 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 5,602 |
| Total interest expense | $1,924,000 | 5,511 |
| Net interest income | $2,987,000 | 5,545 |
| Provision for loan and lease losses | $-19,000 | 8,335 |
| Total noninterest income | $1,128,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $232,000 | 4,674 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $896,000 | 2,398 |
| Total noninterest expense | $3,524,000 | 4,390 |
| Salaries and employee benefits | $1,589,000 | 5,009 |
| Premises and equipment expense | $284,000 | 5,869 |
| Additional noninterest expense | $1,651,000 | 3,043 |
| Pre-tax net operating income | $610,000 | 6,159 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $175,000 | 4,445 |
| Income before extraordinary items | $435,000 | 6,389 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $435,000 | 6,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,703 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $435,000 | 6,388 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,583,000 | 5,682 |
| Total interest expense | $1,336,000 | 5,639 |
| Net interest income | $2,247,000 | 5,578 |
| Provision for loan and lease losses | $-19,000 | 8,483 |
| Total noninterest income | $990,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $176,000 | 4,693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $814,000 | 2,101 |
| Total noninterest expense | $2,794,000 | 4,180 |
| Salaries and employee benefits | $1,263,000 | 4,808 |
| Premises and equipment expense | $240,000 | 5,602 |
| Additional noninterest expense | $1,291,000 | 2,925 |
| Pre-tax net operating income | $462,000 | 6,379 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $131,000 | 4,642 |
| Income before extraordinary items | $331,000 | 6,555 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $331,000 | 6,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $331,000 | 6,561 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 5,723 |
| Total interest expense | $828,000 | 5,713 |
| Net interest income | $1,498,000 | 5,595 |
| Provision for loan and lease losses | $-44,000 | 8,575 |
| Total noninterest income | $852,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $114,000 | 4,721 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $738,000 | 1,691 |
| Total noninterest expense | $2,093,000 | 3,869 |
| Salaries and employee benefits | $946,000 | 4,445 |
| Premises and equipment expense | $185,000 | 5,180 |
| Additional noninterest expense | $962,000 | 2,657 |
| Pre-tax net operating income | $301,000 | 6,452 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $83,000 | 4,745 |
| Income before extraordinary items | $218,000 | 6,605 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $218,000 | 6,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $218,000 | 6,600 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 5,726 |
| Total interest expense | $372,000 | 5,881 |
| Net interest income | $773,000 | 5,499 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $371,000 | 2,675 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $54,000 | 4,773 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $317,000 | 1,859 |
| Total noninterest expense | $949,000 | 4,158 |
| Salaries and employee benefits | $449,000 | 4,646 |
| Premises and equipment expense | $105,000 | 4,798 |
| Additional noninterest expense | $395,000 | 3,166 |
| Pre-tax net operating income | $195,000 | 5,895 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $57,000 | 4,336 |
| Income before extraordinary items | $138,000 | 6,133 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 6,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,641 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $138,000 | 6,131 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,129,000 | 5,725 |
| Total interest expense | $1,278,000 | 5,665 |
| Net interest income | $2,851,000 | 5,659 |
| Provision for loan and lease losses | $15,000 | 6,626 |
| Total noninterest income | $3,224,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $261,000 | 4,488 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,963,000 | 1,023 |
| Total noninterest expense | $5,290,000 | 3,083 |
| Salaries and employee benefits | $2,634,000 | 3,331 |
| Premises and equipment expense | $669,000 | 3,357 |
| Additional noninterest expense | $1,987,000 | 2,512 |
| Pre-tax net operating income | $770,000 | 5,965 |
| Securities gains (losses) | $10,000 | 1,476 |
| Applicable income taxes | $216,000 | 4,571 |
| Income before extraordinary items | $564,000 | 6,130 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $564,000 | 6,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,729 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $556,800 | 6,123 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 5,796 |
| Total interest expense | $918,000 | 5,683 |
| Net interest income | $2,082,000 | 5,770 |
| Provision for loan and lease losses | $15,000 | 6,317 |
| Total noninterest income | $2,662,000 | 1,416 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $198,000 | 4,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,464,000 | 957 |
| Total noninterest expense | $4,193,000 | 2,897 |
| Salaries and employee benefits | $2,117,000 | 3,113 |
| Premises and equipment expense | $536,000 | 3,165 |
| Additional noninterest expense | $1,540,000 | 2,388 |
| Pre-tax net operating income | $536,000 | 6,257 |
| Securities gains (losses) | $10,000 | 1,474 |
| Applicable income taxes | $136,000 | 4,918 |
| Income before extraordinary items | $410,000 | 6,313 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $410,000 | 6,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,113 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $402,500 | 6,327 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,923,000 | 5,856 |
| Total interest expense | $566,000 | 5,724 |
| Net interest income | $1,357,000 | 5,822 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,709,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $136,000 | 4,370 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,573,000 | 965 |
| Total noninterest expense | $2,740,000 | 2,947 |
| Salaries and employee benefits | $1,292,000 | 3,355 |
| Premises and equipment expense | $377,000 | 3,002 |
| Additional noninterest expense | $1,071,000 | 2,279 |
| Pre-tax net operating income | $326,000 | 6,425 |
| Securities gains (losses) | $10,000 | 1,355 |
| Applicable income taxes | $72,000 | 5,186 |
| Income before extraordinary items | $264,000 | 6,399 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $264,000 | 6,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,146 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $256,100 | 6,413 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $930,000 | 5,947 |
| Total interest expense | $242,000 | 6,055 |
| Net interest income | $688,000 | 5,787 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $684,000 | 1,682 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $71,000 | 4,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $613,000 | 1,157 |
| Total noninterest expense | $1,211,000 | 3,292 |
| Salaries and employee benefits | $540,000 | 3,859 |
| Premises and equipment expense | $132,000 | 4,029 |
| Additional noninterest expense | $539,000 | 2,260 |
| Pre-tax net operating income | $161,000 | 6,421 |
| Securities gains (losses) | $9,000 | 1,042 |
| Applicable income taxes | $41,000 | 5,013 |
| Income before extraordinary items | $129,000 | 6,415 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $129,000 | 6,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 1,985 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $122,160 | 6,495 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,236,000 | 6,205 |
| Total interest expense | $828,000 | 6,164 |
| Net interest income | $2,408,000 | 6,118 |
| Provision for loan and lease losses | $332,000 | 2,719 |
| Total noninterest income | $2,766,000 | 1,729 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $345,000 | 3,974 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,421,000 | 1,153 |
| Total noninterest expense | $4,810,000 | 3,232 |
| Salaries and employee benefits | $2,630,000 | 3,209 |
| Premises and equipment expense | $503,000 | 4,074 |
| Additional noninterest expense | $1,677,000 | 2,839 |
| Pre-tax net operating income | $32,000 | 8,305 |
| Securities gains (losses) | $119,000 | 1,131 |
| Applicable income taxes | $37,000 | 6,223 |
| Income before extraordinary items | $114,000 | 8,031 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $114,000 | 8,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 1,925 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $24,750 | 8,329 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,460,000 | 6,159 |
| Total interest expense | $612,000 | 6,197 |
| Net interest income | $1,848,000 | 6,064 |
| Provision for loan and lease losses | $192,000 | 3,067 |
| Total noninterest income | $1,919,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $264,000 | 3,963 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,655,000 | 1,224 |
| Total noninterest expense | $3,611,000 | 3,202 |
| Salaries and employee benefits | $1,917,000 | 3,258 |
| Premises and equipment expense | $394,000 | 3,922 |
| Additional noninterest expense | $1,300,000 | 2,707 |
| Pre-tax net operating income | $-36,000 | 8,537 |
| Securities gains (losses) | $66,000 | 1,451 |
| Applicable income taxes | $7,000 | 6,881 |
| Income before extraordinary items | $23,000 | 8,428 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $23,000 | 8,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,578 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-27,820 | 8,522 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 6,234 |
| Total interest expense | $420,000 | 6,152 |
| Net interest income | $1,190,000 | 6,170 |
| Provision for loan and lease losses | $192,000 | 2,280 |
| Total noninterest income | $1,202,000 | 1,921 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $175,000 | 3,989 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,027,000 | 1,302 |
| Total noninterest expense | $2,339,000 | 3,303 |
| Salaries and employee benefits | $1,240,000 | 3,348 |
| Premises and equipment expense | $268,000 | 3,862 |
| Additional noninterest expense | $831,000 | 2,836 |
| Pre-tax net operating income | $-139,000 | 8,720 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $-53,000 | 8,890 |
| Income before extraordinary items | $-85,000 | 8,707 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-85,000 | 8,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,199 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-85,640 | 8,679 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $732,000 | 6,570 |
| Total interest expense | $214,000 | 6,161 |
| Net interest income | $518,000 | 6,589 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $644,000 | 1,775 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $85,000 | 3,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $559,000 | 1,201 |
| Total noninterest expense | $1,071,000 | 3,567 |
| Salaries and employee benefits | $587,000 | 3,540 |
| Premises and equipment expense | $107,000 | 4,590 |
| Additional noninterest expense | $377,000 | 3,070 |
| Pre-tax net operating income | $31,000 | 8,172 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $9,000 | 6,307 |
| Income before extraordinary items | $22,000 | 8,296 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $22,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,853 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $22,000 | 8,231 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,833,000 | 5,788 |
| Total interest expense | $1,058,000 | 5,956 |
| Net interest income | $2,775,000 | 5,555 |
| Provision for loan and lease losses | $288,000 | 3,278 |
| Total noninterest income | $7,157,000 | 853 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $288,000 | 4,396 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,869,000 | 587 |
| Total noninterest expense | $8,802,000 | 1,802 |
| Salaries and employee benefits | $5,674,000 | 1,515 |
| Premises and equipment expense | $680,000 | 3,156 |
| Additional noninterest expense | $2,448,000 | 1,962 |
| Pre-tax net operating income | $842,000 | 5,562 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $285,000 | 4,362 |
| Income before extraordinary items | $558,000 | 6,104 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $558,000 | 6,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,541 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $557,340 | 5,954 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 5,716 |
| Total interest expense | $820,000 | 5,999 |
| Net interest income | $2,175,000 | 5,437 |
| Provision for loan and lease losses | $125,000 | 4,278 |
| Total noninterest income | $6,156,000 | 794 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $223,000 | 4,341 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,933,000 | 564 |
| Total noninterest expense | $7,275,000 | 1,665 |
| Salaries and employee benefits | $4,866,000 | 1,347 |
| Premises and equipment expense | $515,000 | 3,141 |
| Additional noninterest expense | $1,894,000 | 1,895 |
| Pre-tax net operating income | $931,000 | 4,746 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $331,000 | 3,748 |
| Income before extraordinary items | $601,000 | 5,389 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $601,000 | 5,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $516,000 | 1,134 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $600,360 | 5,213 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,139,000 | 5,518 |
| Total interest expense | $553,000 | 6,090 |
| Net interest income | $1,586,000 | 5,149 |
| Provision for loan and lease losses | $110,000 | 3,695 |
| Total noninterest income | $4,179,000 | 773 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $155,000 | 4,203 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,024,000 | 545 |
| Total noninterest expense | $4,884,000 | 1,645 |
| Salaries and employee benefits | $3,222,000 | 1,354 |
| Premises and equipment expense | $336,000 | 3,188 |
| Additional noninterest expense | $1,326,000 | 1,815 |
| Pre-tax net operating income | $771,000 | 4,157 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $269,000 | 3,423 |
| Income before extraordinary items | $503,000 | 4,791 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $503,000 | 4,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 847 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $502,350 | 4,585 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 5,539 |
| Total interest expense | $280,000 | 6,156 |
| Net interest income | $793,000 | 5,129 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $684,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $79,000 | 4,109 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $605,000 | 1,294 |
| Total noninterest expense | $1,220,000 | 3,091 |
| Salaries and employee benefits | $662,000 | 3,101 |
| Premises and equipment expense | $98,000 | 4,773 |
| Additional noninterest expense | $460,000 | 2,517 |
| Pre-tax net operating income | $182,000 | 6,065 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $60,000 | 4,823 |
| Income before extraordinary items | $123,000 | 6,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 873 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $122,330 | 6,347 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,703,000 | 5,381 |
| Total interest expense | $1,362,000 | 6,040 |
| Net interest income | $3,341,000 | 4,920 |
| Provision for loan and lease losses | $460,000 | 2,532 |
| Total noninterest income | $2,301,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $235,000 | 4,843 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,066,000 | 1,278 |
| Total noninterest expense | $4,572,000 | 3,182 |
| Salaries and employee benefits | $2,129,000 | 3,554 |
| Premises and equipment expense | $683,000 | 3,056 |
| Additional noninterest expense | $1,760,000 | 2,589 |
| Pre-tax net operating income | $610,000 | 6,393 |
| Securities gains (losses) | $76,000 | 2,019 |
| Applicable income taxes | $229,000 | 4,902 |
| Income before extraordinary items | $457,000 | 6,582 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $457,000 | 6,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,928 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $406,080 | 6,686 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,766,000 | 5,780 |
| Total interest expense | $1,911,000 | 6,239 |
| Net interest income | $2,855,000 | 5,257 |
| Provision for loan and lease losses | $455,000 | 2,371 |
| Total noninterest income | $1,109,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $200,000 | 5,168 |
| Trading account gains and fees | $13,000 | 161 |
| Additional Noninterest Income | $896,000 | 2,209 |
| Total noninterest expense | $3,045,000 | 4,283 |
| Salaries and employee benefits | $1,387,000 | 4,789 |
| Premises and equipment expense | $470,000 | 4,099 |
| Additional noninterest expense | $1,188,000 | 3,535 |
| Pre-tax net operating income | $464,000 | 6,700 |
| Securities gains (losses) | $64,000 | 2,136 |
| Applicable income taxes | $161,000 | 5,343 |
| Income before extraordinary items | $367,000 | 6,753 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $367,000 | 6,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,480 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $322,200 | 6,878 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,339,000 | 6,219 |
| Total interest expense | $1,708,000 | 6,768 |
| Net interest income | $2,631,000 | 5,621 |
| Provision for loan and lease losses | $145,000 | 4,470 |
| Total noninterest income | $305,000 | 6,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,160 |
| Total noninterest expense | $2,466,000 | 4,907 |
| Salaries and employee benefits | $1,255,000 | 5,028 |
| Premises and equipment expense | $384,000 | 4,634 |
| Additional noninterest expense | $827,000 | 4,624 |
| Pre-tax net operating income | $325,000 | 7,793 |
| Securities gains (losses) | $7,000 | 1,253 |
| Applicable income taxes | $86,000 | 6,702 |
| Income before extraordinary items | $246,000 | 7,805 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $246,000 | 7,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,446 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $240,820 | 7,838 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,848,000 | 7,544 |
| Total interest expense | $1,058,000 | 8,020 |
| Net interest income | $1,790,000 | 7,024 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $258,000 | 6,862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,047 |
| Total noninterest expense | $1,370,000 | 7,113 |
| Salaries and employee benefits | $785,000 | 6,818 |
| Premises and equipment expense | $166,000 | 7,378 |
| Additional noninterest expense | $419,000 | 7,116 |
| Pre-tax net operating income | $638,000 | 6,576 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $204,000 | 5,664 |
| Income before extraordinary items | $434,000 | 6,796 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $434,000 | 6,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,636 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $434,000 | 6,769 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,556,000 | 8,035 |
| Total interest expense | $931,000 | 8,609 |
| Net interest income | $1,625,000 | 7,425 |
| Provision for loan and lease losses | $190,000 | 3,612 |
| Total noninterest income | $218,000 | 7,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,994 |
| Total noninterest expense | $1,049,000 | 7,968 |
| Salaries and employee benefits | $625,000 | 7,617 |
| Premises and equipment expense | $123,000 | 8,204 |
| Additional noninterest expense | $301,000 | 8,115 |
| Pre-tax net operating income | $604,000 | 6,891 |
| Securities gains (losses) | $17,000 | 2,560 |
| Applicable income taxes | $201,000 | 6,170 |
| Income before extraordinary items | $420,000 | 7,089 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $420,000 | 7,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $408,440 | 7,071 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,523,000 | 8,346 |
| Total interest expense | $1,059,000 | 8,527 |
| Net interest income | $1,464,000 | 8,063 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $234,000 | 7,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,197 |
| Total noninterest expense | $1,060,000 | 8,135 |
| Salaries and employee benefits | $552,000 | 8,234 |
| Premises and equipment expense | $170,000 | 7,382 |
| Additional noninterest expense | $338,000 | 7,923 |
| Pre-tax net operating income | $518,000 | 7,824 |
| Securities gains (losses) | $32,000 | 1,598 |
| Applicable income taxes | $155,000 | 7,534 |
| Income before extraordinary items | $395,000 | 7,679 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $395,000 | 7,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,171 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $371,960 | 7,783 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 9,057 |
| Total interest expense | $916,000 | 9,277 |
| Net interest income | $1,312,000 | 8,738 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $200,000 | 8,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 7,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,486 |
| Total noninterest expense | $886,000 | 9,102 |
| Salaries and employee benefits | $438,000 | 9,341 |
| Premises and equipment expense | $155,000 | 7,939 |
| Additional noninterest expense | $293,000 | 8,956 |
| Pre-tax net operating income | $530,000 | 7,773 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $153,000 | 7,833 |
| Income before extraordinary items | $377,000 | 7,811 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $377,000 | 7,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,261 |
| Cash dividends | $119,000 | 6,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $377,000 | 7,752 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 9,972 |
| Total interest expense | $752,000 | 10,116 |
| Net interest income | $1,096,000 | 9,640 |
| Provision for loan and lease losses | $44,000 | 6,492 |
| Total noninterest income | $180,000 | 8,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 7,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,808 |
| Total noninterest expense | $819,000 | 9,694 |
| Salaries and employee benefits | $382,000 | 10,074 |
| Premises and equipment expense | $134,000 | 8,673 |
| Additional noninterest expense | $303,000 | 9,217 |
| Pre-tax net operating income | $413,000 | 8,977 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $103,000 | 9,125 |
| Income before extraordinary items | $320,000 | 8,746 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $320,000 | 8,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,856 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $312,400 | 8,769 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 10,804 |
| Total interest expense | $451,000 | 11,333 |
| Net interest income | $1,015,000 | 10,338 |
| Provision for loan and lease losses | $21,000 | 7,711 |
| Total noninterest income | $218,000 | 8,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 7,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,329 |
| Total noninterest expense | $813,000 | 10,190 |
| Salaries and employee benefits | $380,000 | 10,465 |
| Premises and equipment expense | $120,000 | 9,390 |
| Additional noninterest expense | $313,000 | 9,804 |
| Pre-tax net operating income | $399,000 | 9,381 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $116,000 | 9,007 |
| Income before extraordinary items | $283,000 | 9,331 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $283,000 | 9,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $283,000 | 9,395 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 11,321 |
| Total interest expense | $447,000 | 11,964 |
| Net interest income | $1,016,000 | 10,729 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $186,000 | 9,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,282 |
| Total noninterest expense | $778,000 | 10,771 |
| Salaries and employee benefits | $372,000 | 10,914 |
| Premises and equipment expense | $107,000 | 10,233 |
| Additional noninterest expense | $299,000 | 10,466 |
| Pre-tax net operating income | $376,000 | 9,611 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $111,000 | 9,488 |
| Income before extraordinary items | $265,000 | 9,869 |
| Extraordinary gains, net | $89,000 | 1,681 |
| Net income | $354,000 | 9,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 6,011 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $265,000 | 9,616 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 11,840 |
| Total interest expense | $576,000 | 12,411 |
| Net interest income | $976,000 | 11,191 |
| Provision for loan and lease losses | $66,000 | 8,365 |
| Total noninterest income | $220,000 | 9,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 10,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 6,255 |
| Total noninterest expense | $749,000 | 11,263 |
| Salaries and employee benefits | $374,000 | 11,165 |
| Premises and equipment expense | $103,000 | 10,619 |
| Additional noninterest expense | $272,000 | 11,241 |
| Pre-tax net operating income | $381,000 | 9,414 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $129,000 | 9,137 |
| Income before extraordinary items | $252,000 | 9,897 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $252,000 | 10,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 8,345 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $252,000 | 9,528 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.