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Sand Springs State Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,955,000 | 6,435 |
| Total interest expense | $1,756,000 | 7,747 |
| Net interest income | $3,199,000 | 5,402 |
| Provision for loan and lease losses | $420,000 | 3,347 |
| Total noninterest income | $552,000 | 5,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $434,000 | 3,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 7,510 |
| Total noninterest expense | $1,808,000 | 6,922 |
| Salaries and employee benefits | $848,000 | 6,944 |
| Premises and equipment expense | $247,000 | 6,841 |
| Additional noninterest expense | $713,000 | 6,675 |
| Pre-tax net operating income | $1,523,000 | 3,992 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $437,000 | 4,480 |
| Income before extraordinary items | $1,092,000 | 4,153 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,092,000 | 4,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 3,585 |
| Cash dividends | $1,082,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,087,740 | 3,865 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.