Home > Sand Ridge Bank > Assets and Liabilities
Sand Ridge Bank, Assets and Liabilities
| 2005-06-30 | Rank | |
| # of Employees: | 312 | 498 |
| Assets and Liabilities | ||
| Total Assets: | $901,759,000 | 665 |
| Cash and due from depository institutions | $48,003,000 | 498 |
| Interest-bearing balances | $5,141,000 | 1,032 |
| Securities | $200,733,000 | 646 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $607,537,000 | 660 |
| Loan loss allowance | $7,919,000 | 604 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $14,265,000 | 670 |
| Other real estate owned | $1,058,000 | 498 |
| Goodwill and other intangibles | $2,869,000 | 1,065 |
| All other assets | $27,294,000 | 635 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $901,759,000 | 665 |
| Total liabilities | $836,660,000 | 645 |
| Total deposits | $705,192,000 | 632 |
| Interest-bearing deposits | $584,804,000 | 656 |
| Deposits held in domestic offices | $705,192,000 | 630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,279,000 | 557 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $92,177,000 | 576 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,012,000 | 920 |
| Total equity capital | $65,099,000 | 906 |
| Total bank equity capital | $65,099,000 | 906 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,744 |
| Surplus | $28,780,000 | 887 |
| Undivided profits | $35,719,000 | 948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,366,000 | 506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 775 |
| Income earned, not collected on loans | $8,685,000 | 346 |
| Earning assets | $813,411,000 | 666 |
| Long-term assets (5+ years) | $414,029,000 | 269 |
| Average Assets, year-to-date | $891,153,000 | 661 |
| Average Assets, quarterly | $895,440,000 | 663 |
| Volatile liabilities | $137,541,000 | 967 |
| Insider loans | $6,162,000 | 1,019 |
| FHLB advances | $85,326,000 | 538 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $72,905,000 | 1,222 |
| Tier 1 (core) risk-based capital | $61,336,000 | 887 |
| Tier 2 risk-based capital | $7,124,000 | 678 |
| Total risk weighted assets | $568,707,000 | 751 |
| Total unused commitments | $72,905,000 | 1,222 |
| Derivatives | $443,000 | 772 |
| 2005-03-31 | Rank | |
| # of Employees: | 312 | 491 |
| Assets and Liabilities | ||
| Total Assets: | $889,121,000 | 666 |
| Cash and due from depository institutions | $40,803,000 | 491 |
| Interest-bearing balances | $5,095,000 | 1,077 |
| Securities | $196,912,000 | 664 |
| Federal funds sold & reverse repurchase agreements | $13,400,000 | 920 |
| Net loans & leases | $595,219,000 | 655 |
| Loan loss allowance | $8,074,000 | 593 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,112,000 | 728 |
| Other real estate owned | $1,194,000 | 491 |
| Goodwill and other intangibles | $2,943,000 | 1,043 |
| All other assets | $25,538,000 | 655 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $889,121,000 | 666 |
| Total liabilities | $824,326,000 | 650 |
| Total deposits | $707,320,000 | 623 |
| Interest-bearing deposits | $586,491,000 | 643 |
| Deposits held in domestic offices | $707,320,000 | 622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,298,000 | 997 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $99,178,000 | 527 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,530,000 | 869 |
| Total equity capital | $64,795,000 | 885 |
| Total bank equity capital | $64,795,000 | 885 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,753 |
| Surplus | $28,780,000 | 864 |
| Undivided profits | $35,415,000 | 934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,447,000 | 610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $101,000 | 787 |
| Income earned, not collected on loans | $7,173,000 | 383 |
| Earning assets | $810,626,000 | 668 |
| Long-term assets (5+ years) | $415,392,000 | 273 |
| Average Assets, year-to-date | $885,850,000 | 664 |
| Average Assets, quarterly | $885,850,000 | 664 |
| Volatile liabilities | $120,460,000 | 1,029 |
| Insider loans | $6,298,000 | 969 |
| FHLB advances | $90,378,000 | 500 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $70,219,000 | 1,255 |
| Tier 1 (core) risk-based capital | $61,687,000 | 866 |
| Tier 2 risk-based capital | $6,947,000 | 686 |
| Total risk weighted assets | $554,641,000 | 745 |
| Total unused commitments | $70,219,000 | 1,255 |
| Derivatives | $449,000 | 719 |
| 2004-12-31 | Rank | |
| # of Employees: | 327 | 475 |
| Assets and Liabilities | ||
| Total Assets: | $882,579,000 | 677 |
| Cash and due from depository institutions | $38,680,000 | 475 |
| Interest-bearing balances | $5,047,000 | 1,107 |
| Securities | $206,357,000 | 647 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 2,267 |
| Net loans & leases | $593,088,000 | 659 |
| Loan loss allowance | $8,051,000 | 596 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,800,000 | 747 |
| Other real estate owned | $503,000 | 475 |
| Goodwill and other intangibles | $606,000 | 1,991 |
| All other assets | $25,645,000 | 645 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $882,579,000 | 677 |
| Total liabilities | $817,088,000 | 662 |
| Total deposits | $699,504,000 | 624 |
| Interest-bearing deposits | $585,819,000 | 641 |
| Deposits held in domestic offices | $699,504,000 | 623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,577,000 | 966 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $99,511,000 | 536 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,496,000 | 999 |
| Total equity capital | $65,491,000 | 879 |
| Total bank equity capital | $65,491,000 | 879 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $28,780,000 | 853 |
| Undivided profits | $36,111,000 | 927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,240,000 | 446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,183 |
| Income earned, not collected on loans | $8,464,000 | 347 |
| Earning assets | $809,392,000 | 673 |
| Long-term assets (5+ years) | $418,798,000 | 276 |
| Average Assets, year-to-date | $872,993,800 | 656 |
| Average Assets, quarterly | $880,765,500 | 672 |
| Volatile liabilities | $111,941,000 | 1,076 |
| Insider loans | $6,225,000 | 958 |
| FHLB advances | $90,378,000 | 513 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $70,694,000 | 1,216 |
| Tier 1 (core) risk-based capital | $63,560,000 | 829 |
| Tier 2 risk-based capital | $6,939,000 | 688 |
| Total risk weighted assets | $553,845,000 | 744 |
| Total unused commitments | $70,694,000 | 1,217 |
| Derivatives | $454,000 | 687 |
| 2004-09-30 | Rank | |
| # of Employees: | 312 | 498 |
| Assets and Liabilities | ||
| Total Assets: | $878,952,000 | 674 |
| Cash and due from depository institutions | $40,501,000 | 498 |
| Interest-bearing balances | $5,000,000 | 1,144 |
| Securities | $216,985,000 | 620 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $582,983,000 | 661 |
| Loan loss allowance | $8,036,000 | 609 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $12,739,000 | 719 |
| Other real estate owned | $499,000 | 498 |
| Goodwill and other intangibles | $582,000 | 1,970 |
| All other assets | $24,663,000 | 657 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $878,952,000 | 674 |
| Total liabilities | $813,279,000 | 653 |
| Total deposits | $684,454,000 | 626 |
| Interest-bearing deposits | $575,702,000 | 649 |
| Deposits held in domestic offices | $684,454,000 | 622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,587,000 | 590 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $93,567,000 | 564 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,671,000 | 959 |
| Total equity capital | $65,673,000 | 863 |
| Total bank equity capital | $65,673,000 | 863 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $600,000 | 3,776 |
| Surplus | $28,780,000 | 825 |
| Undivided profits | $36,293,000 | 919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,377,000 | 467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $6,830,000 | 393 |
| Earning assets | $804,968,000 | 671 |
| Long-term assets (5+ years) | $421,623,000 | 285 |
| Average Assets, year-to-date | $870,597,500 | 653 |
| Average Assets, quarterly | $872,438,500 | 673 |
| Volatile liabilities | $123,223,000 | 966 |
| Insider loans | $5,150,000 | 1,139 |
| FHLB advances | $85,378,000 | 528 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $68,867,000 | 1,227 |
| Tier 1 (core) risk-based capital | $62,815,000 | 827 |
| Tier 2 risk-based capital | $6,799,000 | 688 |
| Total risk weighted assets | $542,660,000 | 736 |
| Total unused commitments | $68,867,000 | 1,228 |
| Derivatives | $460,000 | 686 |
| 2004-06-30 | Rank | |
| # of Employees: | 326 | 470 |
| Assets and Liabilities | ||
| Total Assets: | $865,925,000 | 680 |
| Cash and due from depository institutions | $33,643,000 | 470 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $226,705,000 | 602 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $565,434,000 | 660 |
| Loan loss allowance | $7,914,000 | 610 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,874,000 | 687 |
| Other real estate owned | $366,000 | 470 |
| Goodwill and other intangibles | $592,000 | 1,962 |
| All other assets | $26,311,000 | 622 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $865,925,000 | 680 |
| Total liabilities | $802,901,000 | 653 |
| Total deposits | $692,917,000 | 612 |
| Interest-bearing deposits | $585,035,000 | 634 |
| Deposits held in domestic offices | $692,917,000 | 609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,408,000 | 822 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $88,363,000 | 598 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,213,000 | 983 |
| Total equity capital | $63,024,000 | 865 |
| Total bank equity capital | $63,024,000 | 865 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $600,000 | 3,797 |
| Surplus | $28,780,000 | 811 |
| Undivided profits | $33,644,000 | 942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,979,000 | 604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,154 |
| Income earned, not collected on loans | $8,262,000 | 333 |
| Earning assets | $792,139,000 | 677 |
| Long-term assets (5+ years) | $426,095,000 | 298 |
| Average Assets, year-to-date | $867,812,670 | 657 |
| Average Assets, quarterly | $863,797,500 | 668 |
| Volatile liabilities | $105,205,000 | 1,092 |
| Insider loans | $4,616,000 | 1,233 |
| FHLB advances | $80,378,000 | 563 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $61,487,000 | 1,321 |
| Tier 1 (core) risk-based capital | $62,214,000 | 824 |
| Tier 2 risk-based capital | $6,663,000 | 703 |
| Total risk weighted assets | $531,789,000 | 732 |
| Total unused commitments | $61,487,000 | 1,322 |
| Derivatives | $465,000 | 667 |
| 2004-03-31 | Rank | |
| # of Employees: | 320 | 481 |
| Assets and Liabilities | ||
| Total Assets: | $861,670,000 | 670 |
| Cash and due from depository institutions | $30,365,000 | 481 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $238,417,000 | 590 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $556,754,000 | 660 |
| Loan loss allowance | $8,168,000 | 589 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $13,050,000 | 659 |
| Other real estate owned | $211,000 | 481 |
| Goodwill and other intangibles | $536,000 | 2,013 |
| All other assets | $22,337,000 | 695 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $861,670,000 | 670 |
| Total liabilities | $795,510,000 | 651 |
| Total deposits | $687,303,000 | 619 |
| Interest-bearing deposits | $584,818,000 | 628 |
| Deposits held in domestic offices | $687,303,000 | 616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,154,000 | 1,012 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $87,042,000 | 572 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $10,011,000 | 591 |
| Total equity capital | $66,160,000 | 850 |
| Total bank equity capital | $66,160,000 | 850 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $600,000 | 3,801 |
| Surplus | $28,780,000 | 801 |
| Undivided profits | $36,780,000 | 904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,436,000 | 496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 1,123 |
| Income earned, not collected on loans | $6,982,000 | 374 |
| Earning assets | $795,171,000 | 673 |
| Long-term assets (5+ years) | $421,176,000 | 283 |
| Average Assets, year-to-date | $868,756,500 | 655 |
| Average Assets, quarterly | $868,756,500 | 655 |
| Volatile liabilities | $90,973,000 | 1,170 |
| Insider loans | $4,545,000 | 1,242 |
| FHLB advances | $85,437,000 | 508 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $57,819,000 | 1,342 |
| Tier 1 (core) risk-based capital | $61,644,000 | 832 |
| Tier 2 risk-based capital | $6,609,000 | 706 |
| Total risk weighted assets | $527,161,000 | 731 |
| Total unused commitments | $57,819,000 | 1,347 |
| Derivatives | $470,000 | 649 |
| 2003-12-31 | Rank | |
| # of Employees: | 325 | 478 |
| Assets and Liabilities | ||
| Total Assets: | $875,843,000 | 651 |
| Cash and due from depository institutions | $42,354,000 | 478 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $243,865,000 | 590 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $551,917,000 | 662 |
| Loan loss allowance | $8,413,000 | 577 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $12,133,000 | 721 |
| Other real estate owned | $690,000 | 478 |
| Goodwill and other intangibles | $555,000 | 1,980 |
| All other assets | $24,329,000 | 649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $875,843,000 | 651 |
| Total liabilities | $810,640,000 | 637 |
| Total deposits | $685,477,000 | 622 |
| Interest-bearing deposits | $580,856,000 | 635 |
| Deposits held in domestic offices | $685,477,000 | 620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,017,000 | 616 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $87,251,000 | 588 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $9,895,000 | 580 |
| Total equity capital | $65,203,000 | 851 |
| Total bank equity capital | $65,203,000 | 851 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $600,000 | 3,833 |
| Surplus | $28,780,000 | 794 |
| Undivided profits | $35,823,000 | 903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,032,000 | 465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $32,000 | 1,090 |
| Income earned, not collected on loans | $8,622,000 | 323 |
| Earning assets | $795,782,000 | 662 |
| Long-term assets (5+ years) | $428,224,000 | 284 |
| Average Assets, year-to-date | $857,301,200 | 638 |
| Average Assets, quarterly | $883,728,000 | 637 |
| Volatile liabilities | $105,438,000 | 1,055 |
| Insider loans | $3,910,000 | 1,425 |
| FHLB advances | $85,438,000 | 514 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $58,445,000 | 1,286 |
| Tier 1 (core) risk-based capital | $61,259,000 | 834 |
| Tier 2 risk-based capital | $6,628,000 | 699 |
| Total risk weighted assets | $528,480,000 | 726 |
| Total unused commitments | $58,445,000 | 1,288 |
| Derivatives | $476,000 | 602 |
| 2003-09-30 | Rank | |
| # of Employees: | 308 | 521 |
| Assets and Liabilities | ||
| Total Assets: | $891,613,000 | 642 |
| Cash and due from depository institutions | $28,998,000 | 521 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $267,318,000 | 541 |
| Federal funds sold & reverse repurchase agreements | $15,200,000 | 949 |
| Net loans & leases | $543,038,000 | 667 |
| Loan loss allowance | $8,250,000 | 600 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,095,000 | 812 |
| Other real estate owned | $600,000 | 521 |
| Goodwill and other intangibles | $610,000 | 1,909 |
| All other assets | $24,754,000 | 638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $891,613,000 | 642 |
| Total liabilities | $828,496,000 | 628 |
| Total deposits | $698,619,000 | 613 |
| Interest-bearing deposits | $601,093,000 | 624 |
| Deposits held in domestic offices | $698,619,000 | 611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,849,000 | 602 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $86,468,000 | 574 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $15,560,000 | 464 |
| Total equity capital | $63,117,000 | 885 |
| Total bank equity capital | $63,117,000 | 885 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $600,000 | 3,862 |
| Surplus | $28,780,000 | 791 |
| Undivided profits | $33,737,000 | 964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,751,000 | 438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 1,130 |
| Income earned, not collected on loans | $6,328,000 | 431 |
| Earning assets | $825,556,000 | 637 |
| Long-term assets (5+ years) | $427,295,000 | 285 |
| Average Assets, year-to-date | $852,665,750 | 660 |
| Average Assets, quarterly | $874,599,000 | 653 |
| Volatile liabilities | $103,078,000 | 1,044 |
| Insider loans | $4,856,000 | 1,114 |
| FHLB advances | $85,437,000 | 500 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $53,047,000 | 1,401 |
| Tier 1 (core) risk-based capital | $59,251,000 | 868 |
| Tier 2 risk-based capital | $6,506,000 | 714 |
| Total risk weighted assets | $527,484,000 | 736 |
| Total unused commitments | $53,047,000 | 1,404 |
| Derivatives | $481,000 | 608 |
| 2003-06-30 | Rank | |
| # of Employees: | 331 | 488 |
| Assets and Liabilities | ||
| Total Assets: | $857,585,000 | 665 |
| Cash and due from depository institutions | $27,615,000 | 488 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $254,277,000 | 547 |
| Federal funds sold & reverse repurchase agreements | $13,580,000 | 1,141 |
| Net loans & leases | $527,168,000 | 674 |
| Loan loss allowance | $8,293,000 | 589 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,291,000 | 867 |
| Other real estate owned | $893,000 | 488 |
| Goodwill and other intangibles | $706,000 | 1,776 |
| All other assets | $23,055,000 | 663 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $857,585,000 | 665 |
| Total liabilities | $781,047,000 | 661 |
| Total deposits | $679,343,000 | 626 |
| Interest-bearing deposits | $582,745,000 | 634 |
| Deposits held in domestic offices | $679,343,000 | 624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,514,000 | 1,217 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $89,678,000 | 561 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,512,000 | 1,086 |
| Total equity capital | $76,538,000 | 724 |
| Total bank equity capital | $76,538,000 | 724 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $600,000 | 3,864 |
| Surplus | $28,780,000 | 771 |
| Undivided profits | $47,158,000 | 695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,249,000 | 630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,250 |
| Income earned, not collected on loans | $7,038,000 | 379 |
| Earning assets | $795,025,000 | 658 |
| Long-term assets (5+ years) | $389,258,000 | 295 |
| Average Assets, year-to-date | $839,683,330 | 661 |
| Average Assets, quarterly | $847,045,500 | 662 |
| Volatile liabilities | $105,576,000 | 1,005 |
| Insider loans | $6,653,000 | 770 |
| FHLB advances | $85,437,000 | 502 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $51,738,000 | 1,398 |
| Tier 1 (core) risk-based capital | $70,446,000 | 711 |
| Tier 2 risk-based capital | $6,484,000 | 700 |
| Total risk weighted assets | $516,916,000 | 737 |
| Total unused commitments | $51,738,000 | 1,408 |
| Derivatives | $486,000 | 581 |
| 2003-03-31 | Rank | |
| # of Employees: | 318 | 502 |
| Assets and Liabilities | ||
| Total Assets: | $836,506,000 | 667 |
| Cash and due from depository institutions | $46,211,000 | 502 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $230,176,000 | 595 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 1,627 |
| Net loans & leases | $516,024,000 | 679 |
| Loan loss allowance | $8,273,000 | 594 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $9,402,000 | 958 |
| Other real estate owned | $900,000 | 502 |
| Goodwill and other intangibles | $761,000 | 1,731 |
| All other assets | $22,532,000 | 671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $836,506,000 | 667 |
| Total liabilities | $761,010,000 | 666 |
| Total deposits | $661,046,000 | 632 |
| Interest-bearing deposits | $568,440,000 | 637 |
| Deposits held in domestic offices | $661,046,000 | 630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,393,000 | 1,098 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $86,833,000 | 556 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,738,000 | 1,069 |
| Total equity capital | $75,496,000 | 729 |
| Total bank equity capital | $75,496,000 | 729 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $600,000 | 3,877 |
| Surplus | $28,780,000 | 757 |
| Undivided profits | $46,116,000 | 684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,543,000 | 938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,245 |
| Income earned, not collected on loans | $5,654,000 | 479 |
| Earning assets | $756,700,000 | 675 |
| Long-term assets (5+ years) | $344,875,000 | 326 |
| Average Assets, year-to-date | $830,732,500 | 666 |
| Average Assets, quarterly | $830,732,500 | 666 |
| Volatile liabilities | $83,202,000 | 1,201 |
| Insider loans | $6,061,000 | 853 |
| FHLB advances | $85,505,000 | 489 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $49,604,000 | 1,399 |
| Tier 1 (core) risk-based capital | $70,668,000 | 703 |
| Tier 2 risk-based capital | $6,333,000 | 701 |
| Total risk weighted assets | $504,683,000 | 743 |
| Total unused commitments | $49,604,000 | 1,413 |
| Derivatives | $490,000 | 538 |
| 2002-12-31 | Rank | |
| # of Employees: | 315 | 510 |
| Assets and Liabilities | ||
| Total Assets: | $824,959,000 | 664 |
| Cash and due from depository institutions | $45,843,000 | 510 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $231,115,000 | 574 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $513,202,000 | 674 |
| Loan loss allowance | $8,284,000 | 585 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,217,000 | 960 |
| Other real estate owned | $890,000 | 510 |
| Goodwill and other intangibles | $853,000 | 1,622 |
| All other assets | $23,839,000 | 629 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $824,959,000 | 664 |
| Total liabilities | $749,182,000 | 661 |
| Total deposits | $642,296,000 | 644 |
| Interest-bearing deposits | $551,097,000 | 652 |
| Deposits held in domestic offices | $642,296,000 | 642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,265,000 | 1,140 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $93,749,000 | 538 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,872,000 | 1,010 |
| Total equity capital | $75,777,000 | 707 |
| Total bank equity capital | $75,777,000 | 707 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $600,000 | 3,880 |
| Surplus | $28,780,000 | 741 |
| Undivided profits | $46,397,000 | 676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,133,000 | 1,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,244 |
| Income earned, not collected on loans | $7,284,000 | 399 |
| Earning assets | $744,317,000 | 670 |
| Long-term assets (5+ years) | $309,890,000 | 338 |
| Average Assets, year-to-date | $823,043,000 | 628 |
| Average Assets, quarterly | $814,759,500 | 665 |
| Volatile liabilities | $74,461,000 | 1,319 |
| Insider loans | $7,088,000 | 695 |
| FHLB advances | $85,505,000 | 493 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $53,635,000 | 1,272 |
| Tier 1 (core) risk-based capital | $70,414,000 | 688 |
| Tier 2 risk-based capital | $6,333,000 | 684 |
| Total risk weighted assets | $504,691,000 | 732 |
| Total unused commitments | $53,635,000 | 1,273 |
| Derivatives | $495,000 | 487 |
| 2001-12-31 | Rank | |
| # of Employees: | 210 | 761 |
| Assets and Liabilities | ||
| Total Assets: | $611,316,000 | 844 |
| Cash and due from depository institutions | $24,592,000 | 761 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $238,303,000 | 510 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $325,507,000 | 1,013 |
| Loan loss allowance | $4,873,000 | 882 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,994,000 | 1,243 |
| Other real estate owned | $250,000 | 761 |
| Goodwill and other intangibles | $337,000 | 2,094 |
| All other assets | $15,333,000 | 869 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $611,316,000 | 844 |
| Total liabilities | $562,824,000 | 830 |
| Total deposits | $463,815,000 | 853 |
| Interest-bearing deposits | $397,018,000 | 871 |
| Deposits held in domestic offices | $463,815,000 | 850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,258,000 | 592 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $65,863,000 | 641 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,888,000 | 1,498 |
| Total equity capital | $48,492,000 | 1,016 |
| Total bank equity capital | $48,492,000 | 1,016 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $600,000 | 3,949 |
| Surplus | $15,400,000 | 1,183 |
| Undivided profits | $32,492,000 | 868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,891,000 | 1,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,864,000 | 772 |
| Earning assets | $563,810,000 | 831 |
| Long-term assets (5+ years) | $320,669,000 | 340 |
| Average Assets, year-to-date | $593,341,400 | 829 |
| Average Assets, quarterly | $598,687,500 | 847 |
| Volatile liabilities | $68,658,000 | 1,355 |
| Insider loans | $2,699,000 | 1,828 |
| FHLB advances | $63,684,000 | 573 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $39,712,000 | 1,510 |
| Tier 1 (core) risk-based capital | $46,165,000 | 986 |
| Tier 2 risk-based capital | $4,214,000 | 943 |
| Total risk weighted assets | $336,482,000 | 1,024 |
| Total unused commitments | $39,712,000 | 1,515 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 210 | 756 |
| Assets and Liabilities | ||
| Total Assets: | $588,427,000 | 847 |
| Cash and due from depository institutions | $21,454,000 | 756 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $237,252,000 | 499 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $316,332,000 | 1,013 |
| Loan loss allowance | $4,385,000 | 945 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,655,000 | 1,532 |
| Other real estate owned | $260,000 | 756 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $7,474,000 | 1,292 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $588,427,000 | 847 |
| Total liabilities | $539,947,000 | 835 |
| Total deposits | $446,095,000 | 859 |
| Interest-bearing deposits | $385,826,000 | 871 |
| Deposits held in domestic offices | $446,095,000 | 856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,279,000 | 894 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $76,533,000 | 554 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,040,000 | 1,464 |
| Total equity capital | $48,480,000 | 959 |
| Total bank equity capital | $48,480,000 | 959 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $600,000 | 4,068 |
| Surplus | $11,400,000 | 1,473 |
| Undivided profits | $36,480,000 | 738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,514,000 | 1,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,113 |
| Income earned, not collected on loans | $1,723,000 | 1,473 |
| Earning assets | $553,584,000 | 830 |
| Long-term assets (5+ years) | $348,834,000 | 304 |
| Average Assets, year-to-date | $598,981,800 | 802 |
| Average Assets, quarterly | $594,686,500 | 828 |
| Volatile liabilities | $57,862,000 | 1,533 |
| Insider loans | $3,123,000 | 1,569 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $45,581,000 | 1,258 |
| Tier 1 (core) risk-based capital | $46,594,000 | 935 |
| Tier 2 risk-based capital | $4,294,700 | 906 |
| Total risk weighted assets | $343,486,000 | 958 |
| Total unused commitments | $45,581,000 | 1,259 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 200 | 838 |
| Assets and Liabilities | ||
| Total Assets: | $598,818,000 | 826 |
| Cash and due from depository institutions | $31,338,000 | 838 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $189,837,000 | 639 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 1,184 |
| Net loans & leases | $353,345,000 | 897 |
| Loan loss allowance | $5,492,000 | 753 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,990,000 | 1,416 |
| Other real estate owned | $105,000 | 838 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $10,103,000 | 984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $598,818,000 | 826 |
| Total liabilities | $557,584,000 | 811 |
| Total deposits | $454,174,000 | 820 |
| Interest-bearing deposits | $397,023,000 | 814 |
| Deposits held in domestic offices | $454,174,000 | 816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,956,000 | 1,900 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $97,185,000 | 504 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,269,000 | 1,711 |
| Total equity capital | $41,234,000 | 1,094 |
| Total bank equity capital | $41,234,000 | 1,094 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 4,195 |
| Surplus | $11,400,000 | 1,452 |
| Undivided profits | $29,234,000 | 863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,092,000 | 1,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,784,000 | 1,179 |
| Earning assets | $551,282,000 | 823 |
| Long-term assets (5+ years) | $337,485,000 | 343 |
| Average Assets, year-to-date | $577,820,600 | 815 |
| Average Assets, quarterly | $603,257,500 | 809 |
| Volatile liabilities | $111,557,000 | 896 |
| Insider loans | $3,585,000 | 1,323 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $45,098,000 | 1,295 |
| Tier 1 (core) risk-based capital | $44,244,000 | 983 |
| Tier 2 risk-based capital | $4,576,340 | 831 |
| Total risk weighted assets | $365,191,840 | 885 |
| Total unused commitments | $45,098,000 | 1,298 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 187 | 893 |
| Assets and Liabilities | ||
| Total Assets: | $550,272,000 | 860 |
| Cash and due from depository institutions | $19,998,000 | 893 |
| Interest-bearing balances | $100,000 | 4,829 |
| Securities | $205,548,000 | 604 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $313,620,000 | 915 |
| Loan loss allowance | $4,141,000 | 924 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,951,000 | 1,341 |
| Other real estate owned | $0 | 893 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $5,155,000 | 1,512 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $550,272,000 | 860 |
| Total liabilities | $506,151,000 | 851 |
| Total deposits | $445,417,000 | 824 |
| Interest-bearing deposits | $389,995,000 | 806 |
| Deposits held in domestic offices | $445,417,000 | 822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,157,000 | 910 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $44,975,000 | 654 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,602,000 | 1,588 |
| Total equity capital | $44,121,000 | 1,014 |
| Total bank equity capital | $44,121,000 | 1,014 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $600,000 | 4,228 |
| Surplus | $11,400,000 | 1,370 |
| Undivided profits | $32,121,000 | 825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,243,000 | 1,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,669,000 | 1,248 |
| Earning assets | $519,268,000 | 848 |
| Long-term assets (5+ years) | $311,174,000 | 337 |
| Average Assets, year-to-date | $500,811,200 | 901 |
| Average Assets, quarterly | $535,245,000 | 872 |
| Volatile liabilities | $86,246,000 | 932 |
| Insider loans | $3,324,000 | 1,298 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $38,875,000 | 1,363 |
| Tier 1 (core) risk-based capital | $41,199,000 | 1,020 |
| Tier 2 risk-based capital | $3,951,880 | 891 |
| Total risk weighted assets | $315,960,880 | 933 |
| Total unused commitments | $38,875,000 | 1,368 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 170 | 1,017 |
| Assets and Liabilities | ||
| Total Assets: | $455,921,000 | 1,039 |
| Cash and due from depository institutions | $23,110,000 | 1,017 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $154,409,000 | 775 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $268,729,000 | 1,111 |
| Loan loss allowance | $3,252,000 | 1,170 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,776,000 | 1,344 |
| Other real estate owned | $200,000 | 1,017 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,697,000 | 1,962 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $455,921,000 | 1,039 |
| Total liabilities | $416,467,000 | 1,030 |
| Total deposits | $380,012,000 | 998 |
| Interest-bearing deposits | $331,593,000 | 982 |
| Deposits held in domestic offices | $380,012,000 | 990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,800,000 | 703 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $11,686,000 | 1,265 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,969,000 | 1,479 |
| Total equity capital | $39,454,000 | 1,138 |
| Total bank equity capital | $39,454,000 | 1,138 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $11,400,000 | 1,382 |
| Undivided profits | $27,454,000 | 953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,694,000 | 771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $255,000 | 536 |
| Income earned, not collected on loans | $1,501,000 | 1,464 |
| Earning assets | $423,238,000 | 1,034 |
| Long-term assets (5+ years) | $189,136,000 | 437 |
| Average Assets, year-to-date | $432,873,000 | 1,051 |
| Average Assets, quarterly | $442,269,500 | 1,065 |
| Volatile liabilities | $53,764,000 | 1,333 |
| Insider loans | $4,427,000 | 921 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $32,093,000 | 1,494 |
| Tier 1 (core) risk-based capital | $37,016,000 | 1,131 |
| Tier 2 risk-based capital | $3,252,000 | 1,009 |
| Total risk weighted assets | $277,654,400 | 1,067 |
| Total unused commitments | $32,093,000 | 1,497 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 169 | 1,108 |
| Assets and Liabilities | ||
| Total Assets: | $418,099,000 | 1,175 |
| Cash and due from depository institutions | $26,202,000 | 1,108 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $124,142,000 | 978 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $256,116,000 | 1,186 |
| Loan loss allowance | $2,367,000 | 1,628 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,940,000 | 1,317 |
| Other real estate owned | $0 | 1,108 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $5,699,000 | 1,440 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $418,099,000 | 1,175 |
| Total liabilities | $383,721,000 | 1,153 |
| Total deposits | $362,687,000 | 1,080 |
| Interest-bearing deposits | $319,590,000 | 1,054 |
| Deposits held in domestic offices | $362,687,000 | 1,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,600,000 | 1,501 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $11,000,000 | 1,250 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,434,000 | 1,087 |
| Total equity capital | $34,378,000 | 1,311 |
| Total bank equity capital | $34,378,000 | 1,311 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $11,400,000 | 1,437 |
| Undivided profits | $22,378,000 | 1,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,367,000 | 534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $263,000 | 500 |
| Income earned, not collected on loans | $1,460,000 | 1,494 |
| Earning assets | $380,358,000 | 1,172 |
| Long-term assets (5+ years) | $131,585,000 | 575 |
| Average Assets, year-to-date | $402,609,200 | 1,160 |
| Average Assets, quarterly | $413,547,000 | 1,168 |
| Volatile liabilities | $39,092,000 | 1,666 |
| Insider loans | $3,606,000 | 1,199 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $42,756,000 | 1,192 |
| Tier 1 (core) risk-based capital | $33,059,000 | 1,304 |
| Tier 2 risk-based capital | $2,367,000 | 1,359 |
| Total risk weighted assets | $262,901,700 | 1,133 |
| Total unused commitments | $42,756,000 | 1,197 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 190 | 1,020 |
| Assets and Liabilities | ||
| Total Assets: | $393,910,000 | 1,229 |
| Cash and due from depository institutions | $17,435,000 | 1,020 |
| Interest-bearing balances | $390,000 | 3,595 |
| Securities | $124,552,000 | 1,003 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $240,902,000 | 1,221 |
| Loan loss allowance | $3,372,000 | 1,248 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,884,000 | 1,097 |
| Other real estate owned | $0 | 1,020 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,137,000 | 1,902 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $393,910,000 | 1,229 |
| Total liabilities | $363,119,000 | 1,211 |
| Total deposits | $336,773,000 | 1,178 |
| Interest-bearing deposits | $296,975,000 | 1,145 |
| Deposits held in domestic offices | $336,773,000 | 1,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,370,000 | 995 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $10,000,000 | 1,174 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,976,000 | 1,219 |
| Total equity capital | $30,791,000 | 1,471 |
| Total bank equity capital | $30,791,000 | 1,471 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $11,400,000 | 1,434 |
| Undivided profits | $18,791,000 | 1,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,168,000 | 2,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $468,000 | 283 |
| Income earned, not collected on loans | $1,510,000 | 1,479 |
| Earning assets | $365,844,000 | 1,218 |
| Long-term assets (5+ years) | $105,893,000 | 656 |
| Average Assets, year-to-date | $375,473,600 | 1,234 |
| Average Assets, quarterly | $388,819,000 | 1,231 |
| Volatile liabilities | $41,300,000 | 1,484 |
| Insider loans | $2,624,000 | 1,661 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $87,000 | 1,461 |
| Unused loan commitments | $20,627,000 | 1,966 |
| Tier 1 (core) risk-based capital | $29,136,000 | 1,481 |
| Tier 2 risk-based capital | $3,048,860 | 1,120 |
| Total risk weighted assets | $243,585,860 | 1,211 |
| Total unused commitments | $20,627,000 | 1,974 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 165 | 1,186 |
| Assets and Liabilities | ||
| Total Assets: | $360,831,000 | 1,314 |
| Cash and due from depository institutions | $10,238,000 | 1,186 |
| Interest-bearing balances | $489,000 | 3,398 |
| Securities | $103,536,000 | 1,250 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $234,737,000 | 1,222 |
| Loan loss allowance | $2,575,000 | 1,607 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,097,000 | 1,032 |
| Other real estate owned | $0 | 1,186 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,223,000 | 1,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $360,831,000 | 1,314 |
| Total liabilities | $336,751,000 | 1,277 |
| Total deposits | $306,713,000 | 1,234 |
| Interest-bearing deposits | $273,803,000 | 1,192 |
| Deposits held in domestic offices | $306,713,000 | 1,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,266,000 | 1,210 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $17,000,000 | 976 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,772,000 | 1,979 |
| Total equity capital | $24,080,000 | 1,714 |
| Total bank equity capital | $24,080,000 | 1,714 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $600,000 | 5,160 |
| Surplus | $11,400,000 | 1,370 |
| Undivided profits | $12,080,000 | 1,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $826,000 | 3,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,013,000 | 1,953 |
| Earning assets | $338,762,000 | 1,269 |
| Long-term assets (5+ years) | $123,981,000 | 569 |
| Average Assets, year-to-date | $343,975,400 | 1,321 |
| Average Assets, quarterly | $357,545,500 | 1,311 |
| Volatile liabilities | $35,924,000 | 1,582 |
| Insider loans | $2,448,000 | 1,719 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,698,000 | 3,182 |
| Tier 1 (core) risk-based capital | $25,890,000 | 1,595 |
| Tier 2 risk-based capital | $2,575,000 | 1,258 |
| Total risk weighted assets | $234,672,100 | 1,216 |
| Total unused commitments | $9,698,000 | 3,193 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 160 | 1,294 |
| Assets and Liabilities | ||
| Total Assets: | $318,019,000 | 1,480 |
| Cash and due from depository institutions | $15,498,000 | 1,294 |
| Interest-bearing balances | $485,000 | 4,444 |
| Securities | $96,734,000 | 1,410 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $194,947,000 | 1,425 |
| Loan loss allowance | $2,386,000 | 1,801 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,709,000 | 1,078 |
| Other real estate owned | $196,000 | 1,294 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,935,000 | 1,922 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $318,019,000 | 1,480 |
| Total liabilities | $294,912,000 | 1,463 |
| Total deposits | $275,213,000 | 1,454 |
| Interest-bearing deposits | $246,562,000 | 1,396 |
| Deposits held in domestic offices | $275,213,000 | 1,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,518,000 | 1,158 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,000,000 | 1,081 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,181,000 | 2,751 |
| Total equity capital | $23,107,000 | 1,772 |
| Total bank equity capital | $23,107,000 | 1,772 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $600,000 | 5,380 |
| Surplus | $9,400,000 | 1,532 |
| Undivided profits | $13,107,000 | 1,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $872,000 | 3,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $981,000 | 1,778 |
| Earning assets | $292,166,000 | 1,471 |
| Long-term assets (5+ years) | $114,260,000 | 607 |
| Average Assets, year-to-date | $294,994,600 | 1,546 |
| Average Assets, quarterly | $307,757,500 | 1,508 |
| Volatile liabilities | $24,047,000 | 2,070 |
| Insider loans | $1,984,000 | 2,060 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $40,000 | 1,650 |
| Unused loan commitments | $8,736,000 | 3,396 |
| Tier 1 (core) risk-based capital | $23,107,000 | 1,718 |
| Tier 2 risk-based capital | $2,386,000 | 1,351 |
| Total risk weighted assets | $195,043,400 | 1,433 |
| Total unused commitments | $8,736,000 | 3,415 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 144 | 1,518 |
| Assets and Liabilities | ||
| Total Assets: | $282,187,000 | 1,706 |
| Cash and due from depository institutions | $16,041,000 | 1,518 |
| Interest-bearing balances | $1,403,000 | 3,250 |
| Securities | $102,134,000 | 1,314 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $155,675,000 | 1,803 |
| Loan loss allowance | $1,768,000 | 2,344 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,124,000 | 1,411 |
| Other real estate owned | $74,000 | 1,518 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,139,000 | 2,427 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,187,000 | 1,706 |
| Total liabilities | $262,034,000 | 1,697 |
| Total deposits | $248,794,000 | 1,678 |
| Interest-bearing deposits | $216,527,000 | 1,674 |
| Deposits held in domestic offices | $248,794,000 | 1,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,677,000 | 932 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,563,000 | 2,278 |
| Total equity capital | $20,153,000 | 1,936 |
| Total bank equity capital | $20,153,000 | 1,936 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $9,400,000 | 1,486 |
| Undivided profits | $10,153,000 | 2,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,309,000 | 3,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $998,000 | 1,967 |
| Earning assets | $259,212,000 | 1,705 |
| Long-term assets (5+ years) | $94,009,000 | 671 |
| Average Assets, year-to-date | $264,625,000 | 1,771 |
| Average Assets, quarterly | $278,607,000 | 1,711 |
| Volatile liabilities | $19,392,000 | 2,419 |
| Insider loans | $209,000 | 3,827 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,469,000 | 3,568 |
| Tier 1 (core) risk-based capital | $20,153,000 | 1,887 |
| Tier 2 risk-based capital | $1,768,000 | 1,789 |
| Total risk weighted assets | $164,761,100 | 1,727 |
| Total unused commitments | $7,469,000 | 3,584 |
| Derivatives | $0 | 651 |