Home > San Marcos National Bank > Income and Expense
San Marcos National Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,801,000 | 4,955 |
| Total interest expense | $2,571,000 | 5,856 |
| Net interest income | $4,230,000 | 4,224 |
| Provision for loan and lease losses | $1,217,000 | 1,620 |
| Total noninterest income | $903,000 | 3,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 5,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $658,000 | 2,655 |
| Total noninterest expense | $3,905,000 | 3,582 |
| Salaries and employee benefits | $1,680,000 | 3,815 |
| Premises and equipment expense | $517,000 | 3,851 |
| Additional noninterest expense | $1,708,000 | 3,200 |
| Pre-tax net operating income | $11,000 | 12,639 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $5,000 | 12,508 |
| Income before extraordinary items | $6,000 | 12,859 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,000 | 12,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,004,000 | 1,554 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,000 | 12,622 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.